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Passive Investing

Updated on August 31, 2025 , 2946 views

The passive Investing is a popular investment strategy worldwide. This strategy aims at getting maximum returns with minimum sales and purchase.

What is Passive Investing?

Passive investing strategy aims at keeping costs as low as possible, but building on returns. This strategy looks to avoid any fees or limited performance that occurs with trading frequently. It focuses on building on wealth gradually.

Passive Investing

It emphasises on buying security for long-term and therefore it is also known as the buy-and-hold strategy. This means that it focusses on buying a good collection of long-term holdings that are balanced across various industries, sectors, Market capitalisation sizes and countries. These holdings are never sold under almost any circumstance despite the distress in conditions.

Passive investing works well under the majority of the circumstances because investors are protected from their own irrational behaviour. Investors are prone to panic or have little or no knowledge of Accounting and finance along with time constraints. The passive investing strategy helps investing at a low cost and gaining returns in the long-term.

Passive Investing and Index Funds

Passive investment strategy has received due attention only in the past few decades. Index Funds help in taking the full advantage of this strategy by helping with regular purchases along with other additional purchases through the dollar-cost averaging method.

Index funds were introduced in the 1970s. It made some successful returns in the market. In the 1990s, ETFs that tracks major indices like SPDR S&P 500 ETF (SPY), made this process simpler by letting investors trade index funds like stocks.

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Benefits of Passive Investing

Passive investing through indexing is a brilliant way of diversification. Maintaining a well-diversified Portfolio is essential for investors to successfully invest.

1. Low fees

As there is no fund management team to pick stocks, it comes at low cost. Passive stocks follow the index they employ as the benchmark.

2. Efficiency

Passive investing is a buy-and-hold strategy, which helps investors to assess and hold their stocks for the long-term. Therefore, the investor will not be seeing any massive Capital Gain within a year, which leads to tax-Efficiency.

3. Transparency

Its major advantage is when passive investing is done through index funds. It is because assets are clearly visible when it comes to index funds.

4. Ease of implementation

Since it involves index funds, a group of indices is easier to implement and also comprehend than a more dynamic strategy. Dynamic strategies involve constant research and adjustment.

Difference Between Passive Investing and Active Investing

Passive investing and active investment strategies have certain differences.

They are mentioned below:

Passive Investing Active Investing
Passive Investing involves low costs Active investing is very expensive because of active buying, etc.
Passive investing is limited to a particular index or already determined set of investment with no scope for a variance Active investing involves flexibility with the buying of stocks and don’t require to follow a specific index

Types of Passive Investing Strategies

Passive investing is about portfolios tied with index funds or ETFs. However, take a look at the strategies mentioned below:

1. Index Fund

An investor can buy index funds to take complete advantage of this strategy. Index fund purchases the entire index stock with the same proportion as the index. This can be purchased from distributors and fund houses online. One of the major advantages of index funds is that the costs are extremely low as compared to active funds.

2. Exchange Trade Funds

Exchange Trade Funds (ETFs) create a portfolio of index stocks in the same proportion as the index fund. However, ETFs are listed on the stock exchange and can be purchased and sold at popular well-known stock exchanges. Investors can avail ETFs on gold, silver, equity indices, debt market indices, etc. This can be purchased and sold through the investor’s existing equity Trading Account and can be held under the regular Demat account.

3. Direct Equity

Investors can use the passive investing strategy with direct equities too. But the challenge will lie in the tracking index changes, weightage changes, corporate actions among others.

4 Major Tips of Passive Investing

If you are looking for investing with the passive investing strategy in mind, there are certain things you should be aware of. They are mentioned below:

1. Long-term plan

If you are looking forwards to invest in a long-term, then you should opt for this strategy. Otherwise, it is advisable to consider other options for investment.

2. Wanting to spend less

As an investor, if you are looking to spend less because of various reasons, a passive investment strategy can be considered.

3. Time constraints

As an investor, if you don’t wish to spend much time managing assets, then this strategy would be ideal for you.

4. Difficulty with interference

If you are looking for a strategy that will help you deal with not interfering with your investments, then you should opt for the passive investment strategy. It will help you keep yourself away from interfering with your investments in periods of panic or distress. This will help you deal with interference that is usually the problem with investing regularly.

Frequently checking portfolio will bring various emotions in play like over-enthusiasm or discouragement and panic. In such times, investors are bound to transfer funds. This goes against the core principle of passive investing.

Passive Investing a Boon in India

In India, the passive investing strategy in exchange-traded funds (ETFs) is gaining momentum. According to data from the Association of Mutual Funds in India (AMFI), ETFs attracted Rs. 24,083 crore in the first eight months of the financial year 2020. This was because of double inflow based on Large cap funds and half of the total inflows based on Equity Funds during the time. Therefore, the combined flow in equity scheme between April and November 2019 was Rs. 48,891 crore.

A report mentioned that the lower expense ratio, market polarisation for large-cap stocks, converging returns with large-cap funds, provident funds investment in an equity markets by ETFs play the major role in this increase.

Best Passive Investing Funds 2025 - 2026

Here are the best index Passive Funds you can choose to invest:

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Index Fund - Sensex Plan Growth ₹40.821
↓ -0.11
₹905-110.2-2.211.516.18.9
LIC MF Index Fund Sensex Growth ₹150.069
↓ -0.39
₹89-1.29.8-2.811.115.68.2
Franklin India Index Fund Nifty Plan Growth ₹198.368
↓ -0.37
₹744-0.111.6-212.416.89.5
IDBI Nifty Index Fund Growth ₹36.2111
↓ -0.02
₹2089.111.916.220.311.7
Nippon India Index Fund - Nifty Plan Growth ₹41.7356
↓ -0.08
₹2,572-0.111.7-212.516.79.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryNippon India Index Fund - Sensex PlanLIC MF Index Fund SensexFranklin India Index Fund Nifty PlanIDBI Nifty Index FundNippon India Index Fund - Nifty Plan
Point 1Upper mid AUM (₹905 Cr).Bottom quartile AUM (₹89 Cr).Lower mid AUM (₹744 Cr).Bottom quartile AUM (₹208 Cr).Highest AUM (₹2,572 Cr).
Point 2Established history (14+ yrs).Established history (22+ yrs).Oldest track record among peers (25 yrs).Established history (15+ yrs).Established history (14+ yrs).
Point 3Top rated.Rating: 1★ (upper mid).Rating: 1★ (lower mid).Rating: 1★ (bottom quartile).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 16.11% (lower mid).5Y return: 15.56% (bottom quartile).5Y return: 16.82% (top quartile).5Y return: 11.74% (bottom quartile).5Y return: 16.74% (upper mid).
Point 63Y return: 11.55% (bottom quartile).3Y return: 11.07% (bottom quartile).3Y return: 12.42% (lower mid).3Y return: 20.28% (top quartile).3Y return: 12.51% (upper mid).
Point 71Y return: -2.24% (bottom quartile).1Y return: -2.84% (bottom quartile).1Y return: -2.03% (lower mid).1Y return: 16.16% (top quartile).1Y return: -2.03% (upper mid).
Point 81M return: -0.46% (bottom quartile).1M return: -0.53% (bottom quartile).1M return: 0.14% (lower mid).1M return: 3.68% (top quartile).1M return: 0.16% (upper mid).
Point 9Alpha: -0.51 (upper mid).Alpha: -1.13 (bottom quartile).Alpha: -0.51 (lower mid).Alpha: -1.03 (bottom quartile).Alpha: -0.50 (top quartile).
Point 10Sharpe: -0.46 (bottom quartile).Sharpe: -0.51 (bottom quartile).Sharpe: -0.43 (upper mid).Sharpe: 1.04 (top quartile).Sharpe: -0.43 (lower mid).

Nippon India Index Fund - Sensex Plan

  • Upper mid AUM (₹905 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.11% (lower mid).
  • 3Y return: 11.55% (bottom quartile).
  • 1Y return: -2.24% (bottom quartile).
  • 1M return: -0.46% (bottom quartile).
  • Alpha: -0.51 (upper mid).
  • Sharpe: -0.46 (bottom quartile).

LIC MF Index Fund Sensex

  • Bottom quartile AUM (₹89 Cr).
  • Established history (22+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.56% (bottom quartile).
  • 3Y return: 11.07% (bottom quartile).
  • 1Y return: -2.84% (bottom quartile).
  • 1M return: -0.53% (bottom quartile).
  • Alpha: -1.13 (bottom quartile).
  • Sharpe: -0.51 (bottom quartile).

Franklin India Index Fund Nifty Plan

  • Lower mid AUM (₹744 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.82% (top quartile).
  • 3Y return: 12.42% (lower mid).
  • 1Y return: -2.03% (lower mid).
  • 1M return: 0.14% (lower mid).
  • Alpha: -0.51 (lower mid).
  • Sharpe: -0.43 (upper mid).

IDBI Nifty Index Fund

  • Bottom quartile AUM (₹208 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.74% (bottom quartile).
  • 3Y return: 20.28% (top quartile).
  • 1Y return: 16.16% (top quartile).
  • 1M return: 3.68% (top quartile).
  • Alpha: -1.03 (bottom quartile).
  • Sharpe: 1.04 (top quartile).

Nippon India Index Fund - Nifty Plan

  • Highest AUM (₹2,572 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.74% (upper mid).
  • 3Y return: 12.51% (upper mid).
  • 1Y return: -2.03% (upper mid).
  • 1M return: 0.16% (upper mid).
  • Alpha: -0.50 (top quartile).
  • Sharpe: -0.43 (lower mid).

*Below is the list for Index Mutual Funds having atleast 15 Crore or more in Net Assets.

1. Nippon India Index Fund - Sensex Plan

The primary investment objective of the scheme is to replicate the composition of the Sensex, with a view to generate returns that are commensurate with the performance of the Sensex, subject to tracking errors.

Research Highlights for Nippon India Index Fund - Sensex Plan

  • Upper mid AUM (₹905 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.11% (lower mid).
  • 3Y return: 11.55% (bottom quartile).
  • 1Y return: -2.24% (bottom quartile).
  • 1M return: -0.46% (bottom quartile).
  • Alpha: -0.51 (upper mid).
  • Sharpe: -0.46 (bottom quartile).
  • Information ratio: -10.42 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~100%).
  • Largest holding HDFC Bank Ltd (~16.0%).
  • Top-3 holdings concentration ~36.9%.

Below is the key information for Nippon India Index Fund - Sensex Plan

Nippon India Index Fund - Sensex Plan
Growth
Launch Date 28 Sep 10
NAV (02 Sep 25) ₹40.821 ↓ -0.11   (-0.26 %)
Net Assets (Cr) ₹905 on 31 Jul 25
Category Others - Index Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.49
Sharpe Ratio -0.46
Information Ratio -10.42
Alpha Ratio -0.51
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹14,945
31 Aug 22₹15,579
31 Aug 23₹17,049
31 Aug 24₹21,793
31 Aug 25₹21,264

Nippon India Index Fund - Sensex Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Nippon India Index Fund - Sensex Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month -0.5%
3 Month -1%
6 Month 10.2%
1 Year -2.2%
3 Year 11.5%
5 Year 16.1%
10 Year
15 Year
Since launch 9.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.9%
2023 19.5%
2022 5%
2021 22.4%
2020 16.6%
2019 14.2%
2018 6.2%
2017 27.9%
2016 2%
2015 -4.7%
Fund Manager information for Nippon India Index Fund - Sensex Plan
NameSinceTenure
Himanshu Mange23 Dec 231.69 Yr.

Data below for Nippon India Index Fund - Sensex Plan as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash0.33%
Equity99.67%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK
16%₹145 Cr717,510
↑ 7,998
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | 532174
11%₹100 Cr674,889
↑ 7,523
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE
10%₹89 Cr640,356
↑ 7,138
Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY
6%₹51 Cr338,087
↑ 3,769
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 10 | BHARTIARTL
5%₹47 Cr248,237
↑ 2,767
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
4%₹40 Cr110,633
↑ 1,233
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
4%₹36 Cr876,408
↑ 9,769
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 10 | TCS
3%₹29 Cr95,876
↑ 1,068
State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN
3%₹29 Cr363,189
↑ 4,049
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 532215
3%₹29 Cr269,900
↑ 3,009

2. LIC MF Index Fund Sensex

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Sensex

  • Bottom quartile AUM (₹89 Cr).
  • Established history (22+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.56% (bottom quartile).
  • 3Y return: 11.07% (bottom quartile).
  • 1Y return: -2.84% (bottom quartile).
  • 1M return: -0.53% (bottom quartile).
  • Alpha: -1.13 (bottom quartile).
  • Sharpe: -0.51 (bottom quartile).
  • Information ratio: -9.94 (lower mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding HDFC Bank Ltd (~16.0%).
  • Top-3 holdings concentration ~36.8%.

Below is the key information for LIC MF Index Fund Sensex

LIC MF Index Fund Sensex
Growth
Launch Date 14 Nov 02
NAV (02 Sep 25) ₹150.069 ↓ -0.39   (-0.26 %)
Net Assets (Cr) ₹89 on 31 Jul 25
Category Others - Index Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.98
Sharpe Ratio -0.51
Information Ratio -9.94
Alpha Ratio -1.13
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (1%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹14,861
31 Aug 22₹15,411
31 Aug 23₹16,834
31 Aug 24₹21,415
31 Aug 25₹20,765

LIC MF Index Fund Sensex SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for LIC MF Index Fund Sensex

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month -0.5%
3 Month -1.2%
6 Month 9.8%
1 Year -2.8%
3 Year 11.1%
5 Year 15.6%
10 Year
15 Year
Since launch 13.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.2%
2023 19%
2022 4.6%
2021 21.9%
2020 15.9%
2019 14.6%
2018 5.6%
2017 27.4%
2016 1.6%
2015 -5.4%
Fund Manager information for LIC MF Index Fund Sensex
NameSinceTenure
Sumit Bhatnagar3 Oct 231.91 Yr.

Data below for LIC MF Index Fund Sensex as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash0.57%
Equity99.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK
16%₹14 Cr70,253
↓ -208
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | 532174
11%₹10 Cr66,076
↓ -246
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 09 | RELIANCE
10%₹9 Cr62,622
↓ -488
Infosys Ltd (Technology)
Equity, Since 31 Mar 09 | INFY
6%₹5 Cr32,986
↓ -243
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 09 | BHARTIARTL
5%₹5 Cr24,211
↓ -227
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 09 | LT
4%₹4 Cr10,783
↓ -205
ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 11 | ITC
4%₹4 Cr85,533
↓ -773
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 09 | TCS
3%₹3 Cr9,343
↓ -83
State Bank of India (Financial Services)
Equity, Since 31 Mar 09 | SBIN
3%₹3 Cr35,511
↓ -252
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 532215
3%₹3 Cr26,342
↓ -380

3. Franklin India Index Fund Nifty Plan

The Investment Objective of the Scheme is to invest in companies whose securities are included in the Nifty and subject to tracking errors, endeavouring to attain results commensurate with the Nifty 50 under NSENifty Plan

Research Highlights for Franklin India Index Fund Nifty Plan

  • Lower mid AUM (₹744 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.82% (top quartile).
  • 3Y return: 12.42% (lower mid).
  • 1Y return: -2.03% (lower mid).
  • 1M return: 0.14% (lower mid).
  • Alpha: -0.51 (lower mid).
  • Sharpe: -0.43 (upper mid).
  • Information ratio: -3.98 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding HDFC Bank Ltd (~13.7%).

Below is the key information for Franklin India Index Fund Nifty Plan

Franklin India Index Fund Nifty Plan
Growth
Launch Date 4 Aug 00
NAV (02 Sep 25) ₹198.368 ↓ -0.37   (-0.19 %)
Net Assets (Cr) ₹744 on 31 Jul 25
Category Others - Index Fund
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 0.63
Sharpe Ratio -0.43
Information Ratio -3.98
Alpha Ratio -0.51
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-30 Days (1%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹15,047
31 Aug 22₹15,707
31 Aug 23₹17,080
31 Aug 24₹22,459
31 Aug 25₹21,904

Franklin India Index Fund Nifty Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Franklin India Index Fund Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 0.1%
3 Month -0.1%
6 Month 11.6%
1 Year -2%
3 Year 12.4%
5 Year 16.8%
10 Year
15 Year
Since launch 12.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.5%
2023 20.2%
2022 4.9%
2021 24.3%
2020 14.7%
2019 12%
2018 3.2%
2017 28.3%
2016 3.3%
2015 -3.6%
Fund Manager information for Franklin India Index Fund Nifty Plan
NameSinceTenure
Sandeep Manam18 Oct 213.87 Yr.
Shyam Sriram26 Sep 240.93 Yr.

Data below for Franklin India Index Fund Nifty Plan as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash0.6%
Equity99.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFCBANK
14%₹102 Cr504,120
↑ 3,679
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK
9%₹70 Cr470,908
↑ 6,932
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE
8%₹62 Cr447,630
↑ 2,291
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
5%₹36 Cr237,582
↑ 1,821
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 04 | BHARTIARTL
5%₹34 Cr179,723
↑ 4,026
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
4%₹28 Cr77,253
↑ 371
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 11 | ITC
3%₹25 Cr612,530
↑ 2,892
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS
3%₹20 Cr67,193
↑ 306
State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN
3%₹20 Cr252,787
↑ 1,173
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | 532215
3%₹20 Cr188,294
↑ 1,150

4. IDBI Nifty Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme.

Research Highlights for IDBI Nifty Index Fund

  • Bottom quartile AUM (₹208 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.74% (bottom quartile).
  • 3Y return: 20.28% (top quartile).
  • 1Y return: 16.16% (top quartile).
  • 1M return: 3.68% (top quartile).
  • Alpha: -1.03 (bottom quartile).
  • Sharpe: 1.04 (top quartile).
  • Information ratio: -3.93 (top quartile).

Below is the key information for IDBI Nifty Index Fund

IDBI Nifty Index Fund
Growth
Launch Date 25 Jun 10
NAV (28 Jul 23) ₹36.2111 ↓ -0.02   (-0.06 %)
Net Assets (Cr) ₹208 on 30 Jun 23
Category Others - Index Fund
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0.9
Sharpe Ratio 1.04
Information Ratio -3.93
Alpha Ratio -1.03
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹14,962
31 Aug 22₹15,597

IDBI Nifty Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for IDBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 3.7%
3 Month 9.1%
6 Month 11.9%
1 Year 16.2%
3 Year 20.3%
5 Year 11.7%
10 Year
15 Year
Since launch 10.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for IDBI Nifty Index Fund
NameSinceTenure

Data below for IDBI Nifty Index Fund as on 30 Jun 23

Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. Nippon India Index Fund - Nifty Plan

The primary investment objective of the scheme is to replicate the composition of the Nifty 50, with a view to generate returns that are commensurate with the performance of the Nifty 50, subject to tracking errors.

Research Highlights for Nippon India Index Fund - Nifty Plan

  • Highest AUM (₹2,572 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.74% (upper mid).
  • 3Y return: 12.51% (upper mid).
  • 1Y return: -2.03% (upper mid).
  • 1M return: 0.16% (upper mid).
  • Alpha: -0.50 (top quartile).
  • Sharpe: -0.43 (lower mid).
  • Information ratio: -12.83 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~100%).
  • Largest holding HDFC Bank Ltd (~13.7%).

Below is the key information for Nippon India Index Fund - Nifty Plan

Nippon India Index Fund - Nifty Plan
Growth
Launch Date 28 Sep 10
NAV (02 Sep 25) ₹41.7356 ↓ -0.08   (-0.19 %)
Net Assets (Cr) ₹2,572 on 31 Jul 25
Category Others - Index Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.49
Sharpe Ratio -0.43
Information Ratio -12.83
Alpha Ratio -0.5
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹15,027
31 Aug 22₹15,617
31 Aug 23₹16,995
31 Aug 24₹22,385
31 Aug 25₹21,832

Nippon India Index Fund - Nifty Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Nippon India Index Fund - Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

DurationReturns
1 Month 0.2%
3 Month -0.1%
6 Month 11.7%
1 Year -2%
3 Year 12.5%
5 Year 16.7%
10 Year
15 Year
Since launch 10%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.4%
2023 20.5%
2022 4.6%
2021 24%
2020 14.3%
2019 12.3%
2018 3.5%
2017 29%
2016 2.5%
2015 -3.9%
Fund Manager information for Nippon India Index Fund - Nifty Plan
NameSinceTenure
Himanshu Mange23 Dec 231.69 Yr.

Data below for Nippon India Index Fund - Nifty Plan as on 31 Jul 25

Asset Allocation
Asset ClassValue
Cash0.29%
Equity99.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK
14%₹352 Cr1,741,867
↑ 37,902
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | ICICIBANK
9%₹241 Cr1,628,382
↑ 35,432
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE
8%₹215 Cr1,547,762
↑ 33,678
Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY
5%₹124 Cr822,881
↑ 17,906
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 10 | BHARTIARTL
5%₹119 Cr622,660
↑ 13,549
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
4%₹98 Cr268,242
↑ 5,837
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹88 Cr2,126,843
↑ 46,278
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 10 | TCS
3%₹71 Cr233,312
↑ 5,077
State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN
3%₹70 Cr877,735
↑ 19,099
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | 532215
3%₹70 Cr653,802
↑ 14,227

Conclusion

The passive investing strategy has yielded successful results so far. However, it is important that investors don’t predict future results based on historical data. It is important to understand various aspects of investing well and then commit to it.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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