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Fincash » Mutual Funds India » Passive Investing

Passive Investing

Updated on August 3, 2022 , 1069 views

The passive Investing is a popular investment strategy worldwide. This strategy aims at getting maximum returns with minimum sales and purchase.

What is Passive Investing?

Passive investing strategy aims at keeping costs as low as possible, but building on returns. This strategy looks to avoid any fees or limited performance that occurs with trading frequently. It focuses on building on wealth gradually.

Passive Investing

It emphasises on buying security for long-term and therefore it is also known as the buy-and-hold strategy. This means that it focusses on buying a good collection of long-term holdings that are balanced across various industries, sectors, Market capitalisation sizes and countries. These holdings are never sold under almost any circumstance despite the distress in conditions.

Passive investing works well under the majority of the circumstances because investors are protected from their own irrational behaviour. Investors are prone to panic or have little or no knowledge of Accounting and finance along with time constraints. The passive investing strategy helps investing at a low cost and gaining returns in the long-term.

Passive Investing and Index Funds

Passive investment strategy has received due attention only in the past few decades. Index Funds help in taking the full advantage of this strategy by helping with regular purchases along with other additional purchases through the dollar-cost averaging method.

Index funds were introduced in the 1970s. It made some successful returns in the market. In the 1990s, ETFs that tracks major indices like SPDR S&P 500 ETF (SPY), made this process simpler by letting investors trade index funds like stocks.

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Benefits of Passive Investing

Passive investing through indexing is a brilliant way of diversification. Maintaining a well-diversified portfolio is essential for investors to successfully invest.

1. Low fees

As there is no fund management team to pick stocks, it comes at low cost. Passive stocks follow the index they employ as the benchmark.

2. Efficiency

Passive investing is a buy-and-hold strategy, which helps investors to assess and hold their stocks for the long-term. Therefore, the investor will not be seeing any massive Capital Gain within a year, which leads to tax-Efficiency.

3. Transparency

Its major advantage is when passive investing is done through index funds. It is because assets are clearly visible when it comes to index funds.

4. Ease of implementation

Since it involves index funds, a group of indices is easier to implement and also comprehend than a more dynamic strategy. Dynamic strategies involve constant research and adjustment.

Difference Between Passive Investing and Active Investing

Passive investing and active investment strategies have certain differences.

They are mentioned below:

Passive Investing Active Investing
Passive Investing involves low costs Active investing is very expensive because of active buying, etc.
Passive investing is limited to a particular index or already determined set of investment with no scope for a variance Active investing involves flexibility with the buying of stocks and don’t require to follow a specific index

Types of Passive Investing Strategies

Passive investing is about portfolios tied with index funds or ETFs. However, take a look at the strategies mentioned below:

1. Index Fund

An investor can buy index funds to take complete advantage of this strategy. Index fund purchases the entire index stock with the same proportion as the index. This can be purchased from distributors and fund houses online. One of the major advantages of index funds is that the costs are extremely low as compared to active funds.

2. Exchange Trade Funds

Exchange Trade Funds (ETFs) create a portfolio of index stocks in the same proportion as the index fund. However, ETFs are listed on the stock exchange and can be purchased and sold at popular well-known stock exchanges. Investors can avail ETFs on gold, silver, equity indices, debt market indices, etc. This can be purchased and sold through the investor’s existing equity Trading Account and can be held under the regular Demat account.

3. Direct Equity

Investors can use the passive investing strategy with direct equities too. But the challenge will lie in the tracking index changes, weightage changes, corporate actions among others.

4 Major Tips of Passive Investing

If you are looking for investing with the passive investing strategy in mind, there are certain things you should be aware of. They are mentioned below:

1. Long-term plan

If you are looking forwards to invest in a long-term, then you should opt for this strategy. Otherwise, it is advisable to consider other options for investment.

2. Wanting to spend less

As an investor, if you are looking to spend less because of various reasons, a passive investment strategy can be considered.

3. Time constraints

As an investor, if you don’t wish to spend much time managing assets, then this strategy would be ideal for you.

4. Difficulty with interference

If you are looking for a strategy that will help you deal with not interfering with your investments, then you should opt for the passive investment strategy. It will help you keep yourself away from interfering with your investments in periods of panic or distress. This will help you deal with interference that is usually the problem with investing regularly.

Frequently checking portfolio will bring various emotions in play like over-enthusiasm or discouragement and panic. In such times, investors are bound to transfer funds. This goes against the core principle of passive investing.

Passive Investing a Boon in India

In India, the passive investing strategy in exchange-traded funds (ETFs) is gaining momentum. According to data from the Association of Mutual Funds in India (AMFI), ETFs attracted Rs. 24,083 crore in the first eight months of the financial year 2020. This was because of double inflow based on Large cap funds and half of the total inflows based on Equity Funds during the time. Therefore, the combined flow in equity scheme between April and November 2019 was Rs. 48,891 crore.

A report mentioned that the lower expense ratio, market polarisation for large-cap stocks, converging returns with large-cap funds, provident funds investment in an equity markets by ETFs play the major role in this increase.

Best Passive Investing Funds 2022 - 2023

Here are the best index Passive Funds you can choose to invest:

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
Nippon India Index Fund - Sensex Plan Growth ₹29.1835
↑ 0.04
₹2835.40.27.817.312.922.4
LIC MF Index Fund Sensex Growth ₹108.701
↑ 0.16
₹495.3-0.27.316.912.521.9
ICICI Prudential Nifty Index Fund Growth ₹171.262
↑ 0.15
₹3,0664.9-0.17.617.612.124.9
UTI Nifty Index Fund Growth ₹116.689
↑ 0.10
₹7,06850.17.817.912.625.2
Franklin India Index Fund Nifty Plan Growth ₹138.308
↑ 0.12
₹4394.9-0.17.317.111.624.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Aug 22

*Below is the list for Index Mutual Funds having atleast 15 Crore or more in Net Assets.

1. Nippon India Index Fund - Sensex Plan

The primary investment objective of the scheme is to replicate the composition of the Sensex, with a view to generate returns that are commensurate with the performance of the Sensex, subject to tracking errors.

Nippon India Index Fund - Sensex Plan is a Others - Index Fund fund was launched on 28 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.5% since its launch.  Ranked 74 in Index Fund category.  Return for 2021 was 22.4% , 2020 was 16.6% and 2019 was 14.2% .

Below is the key information for Nippon India Index Fund - Sensex Plan

Nippon India Index Fund - Sensex Plan
Growth
Launch Date 28 Sep 10
NAV (05 Aug 22) ₹29.1835 ↑ 0.04   (0.15 %)
Net Assets (Cr) ₹283 on 30 Jun 22
Category Others - Index Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.41
Sharpe Ratio -0.09
Information Ratio -1.98
Alpha Ratio -0.5
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹11,600
31 Jul 19₹11,561
31 Jul 20₹11,647
31 Jul 21₹16,347
31 Jul 22₹18,012

Nippon India Index Fund - Sensex Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Nippon India Index Fund - Sensex Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 22

DurationReturns
1 Month 10%
3 Month 5.4%
6 Month 0.2%
1 Year 7.8%
3 Year 17.3%
5 Year 12.9%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 22.4%
2020 16.6%
2019 14.2%
2018 6.2%
2017 27.9%
2016 2%
2015 -4.7%
2014 28.7%
2013 9.8%
2012 27.3%
Fund Manager information for Nippon India Index Fund - Sensex Plan
NameSinceTenure
Mehul Dama6 Nov 183.73 Yr.

Data below for Nippon India Index Fund - Sensex Plan as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash0.4%
Equity99.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE
15%₹42 Cr162,234
↑ 6,274
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK
10%₹28 Cr206,225
↑ 8,264
Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY
9%₹25 Cr172,106
↑ 6,708
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | 532174
8%₹23 Cr326,858
↑ 12,862
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFC
7%₹18 Cr85,256
↑ 3,366
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 10 | TCS
6%₹16 Cr48,178
↑ 1,357
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
4%₹11 Cr411,422
↑ 15,913
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | KOTAKBANK
4%₹10 Cr61,596
↑ 2,400
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Oct 10 | 500696
3%₹9 Cr41,985
↑ 1,624
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
3%₹9 Cr56,821
↑ 2,198

2. LIC MF Index Fund Sensex

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

LIC MF Index Fund Sensex is a Others - Index Fund fund was launched on 14 Nov 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.4% since its launch.  Ranked 79 in Index Fund category.  Return for 2021 was 21.9% , 2020 was 15.9% and 2019 was 14.6% .

Below is the key information for LIC MF Index Fund Sensex

LIC MF Index Fund Sensex
Growth
Launch Date 14 Nov 02
NAV (05 Aug 22) ₹108.701 ↑ 0.16   (0.15 %)
Net Assets (Cr) ₹49 on 30 Jun 22
Category Others - Index Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.01
Sharpe Ratio -0.13
Information Ratio -3.56
Alpha Ratio -1.06
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (1%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹11,514
31 Jul 19₹11,473
31 Jul 20₹11,565
31 Jul 21₹16,139
31 Jul 22₹17,687

LIC MF Index Fund Sensex SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for LIC MF Index Fund Sensex

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 22

DurationReturns
1 Month 9.9%
3 Month 5.3%
6 Month -0.2%
1 Year 7.3%
3 Year 16.9%
5 Year 12.5%
10 Year
15 Year
Since launch 13.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 21.9%
2020 15.9%
2019 14.6%
2018 5.6%
2017 27.4%
2016 1.6%
2015 -5.4%
2014 29.3%
2013 9.2%
2012 26.3%
Fund Manager information for LIC MF Index Fund Sensex
NameSinceTenure
Jaiprakash Toshniwal6 Sep 210.9 Yr.

Data below for LIC MF Index Fund Sensex as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash0.54%
Equity99.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 09 | RELIANCE
15%₹7 Cr27,827
↑ 255
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK
10%₹5 Cr35,746
↑ 706
Infosys Ltd (Technology)
Equity, Since 31 Mar 09 | INFY
9%₹4 Cr29,889
↑ 576
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | 532174
8%₹4 Cr56,737
↑ 1,147
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFC
7%₹3 Cr14,805
↑ 290
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 09 | TCS
6%₹3 Cr8,366
↑ 84
ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 11 | ITC
4%₹2 Cr71,459
↑ 1,420
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | KOTAKBANK
4%₹2 Cr10,678
↑ 171
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Oct 11 | 500696
3%₹2 Cr7,284
↑ 144
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 09 | LT
3%₹2 Cr9,878
↑ 228

3. ICICI Prudential Nifty Index Fund

(Erstwhile ICICI Prudential Nifty Index Fund)

An open-ended index linked growth scheme seeking to track the returns of the S&P CNX Nifty index through investment in a basket of stocks drawn from the constituents of the Nifty.

ICICI Prudential Nifty Index Fund is a Others - Index Fund fund was launched on 26 Feb 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.9% since its launch.  Ranked 71 in Index Fund category.  Return for 2021 was 24.9% , 2020 was 15.2% and 2019 was 12.8% .

Below is the key information for ICICI Prudential Nifty Index Fund

ICICI Prudential Nifty Index Fund
Growth
Launch Date 26 Feb 02
NAV (05 Aug 22) ₹171.262 ↑ 0.15   (0.09 %)
Net Assets (Cr) ₹3,066 on 30 Jun 22
Category Others - Index Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.45
Sharpe Ratio -0.13
Information Ratio -5.49
Alpha Ratio -0.48
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹11,275
31 Jul 19₹11,087
31 Jul 20₹11,086
31 Jul 21₹15,872
31 Jul 22₹17,408

ICICI Prudential Nifty Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for ICICI Prudential Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 22

DurationReturns
1 Month 10.2%
3 Month 4.9%
6 Month -0.1%
1 Year 7.6%
3 Year 17.6%
5 Year 12.1%
10 Year
15 Year
Since launch 14.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 24.9%
2020 15.2%
2019 12.8%
2018 3.4%
2017 28.7%
2016 3.6%
2015 -3.6%
2014 32.5%
2013 7.9%
2012 26.5%
Fund Manager information for ICICI Prudential Nifty Index Fund
NameSinceTenure
Kayzad Eghlim1 Aug 0913.01 Yr.
Nishit Patel18 Jan 211.53 Yr.

Data below for ICICI Prudential Nifty Index Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash0.39%
Equity99.61%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 05 | RELIANCE
13%₹395 Cr1,522,182
↑ 87,455
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 05 | HDFCBANK
9%₹261 Cr1,934,506
↑ 112,951
Infosys Ltd (Technology)
Equity, Since 31 Mar 05 | INFY
8%₹236 Cr1,614,949
↑ 92,985
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 05 | ICICIBANK
7%₹217 Cr3,068,564
↑ 179,095
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFC
6%₹173 Cr799,171
↑ 46,652
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 05 | TCS
5%₹149 Cr456,626
↑ 26,151
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 29 Feb 12 | KOTAKBANK
4%₹108 Cr647,644
↑ 36,797
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹106 Cr3,857,420
↑ 216,601
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Mar 05 | HINDUNILVR
3%₹88 Cr393,630
↑ 22,085
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
3%₹83 Cr532,760
↑ 29,994

4. UTI Nifty Index Fund

The principal investment objective of the scheme is to invest in stocks of companies comprising Nifty 50 Index and endeavour to achieve return equivalent to Nifty 50 by “passive” investment. The scheme will be managed by replicating the index in the same weightage as in the Nifty 50 Index with the intention of minimising the performance differences between the scheme and the Nifty 50 Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The scheme would alter the scrips/weights as and when the same are altered in the Nifty 50 Index.

UTI Nifty Index Fund is a Others - Index Fund fund was launched on 6 Mar 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.6% since its launch.  Ranked 68 in Index Fund category.  Return for 2021 was 25.2% , 2020 was 15.5% and 2019 was 13.2% .

Below is the key information for UTI Nifty Index Fund

UTI Nifty Index Fund
Growth
Launch Date 6 Mar 00
NAV (05 Aug 22) ₹116.689 ↑ 0.10   (0.09 %)
Net Assets (Cr) ₹7,068 on 30 Jun 22
Category Others - Index Fund
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 0.15
Sharpe Ratio -0.12
Information Ratio -3.19
Alpha Ratio -0.35
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹11,387
31 Jul 19₹11,264
31 Jul 20₹11,280
31 Jul 21₹16,220
31 Jul 22₹17,816

UTI Nifty Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for UTI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 22

DurationReturns
1 Month 10.2%
3 Month 5%
6 Month 0.1%
1 Year 7.8%
3 Year 17.9%
5 Year 12.6%
10 Year
15 Year
Since launch 11.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 25.2%
2020 15.5%
2019 13.2%
2018 4.3%
2017 29.7%
2016 4%
2015 -3.3%
2014 31.8%
2013 6.9%
2012 28.3%
Fund Manager information for UTI Nifty Index Fund
NameSinceTenure
Sharwan Kumar Goyal31 Jul 184 Yr.
Ayush Jain2 May 220.25 Yr.

Data below for UTI Nifty Index Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash0.29%
Equity99.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE
13%₹912 Cr3,513,697
↑ 151,578
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK
9%₹602 Cr4,467,475
↑ 198,884
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
8%₹545 Cr3,727,836
↑ 161,289
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | ICICIBANK
7%₹501 Cr7,083,255
↑ 311,956
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFC
6%₹401 Cr1,844,964
↑ 81,868
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS
5%₹345 Cr1,054,794
↑ 45,468
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | KOTAKBANK
4%₹249 Cr1,496,041
↑ 65,045
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | ITC
3%₹244 Cr8,910,518
↑ 384,094
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | HINDUNILVR
3%₹203 Cr909,275
↑ 39,195
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 04 | LT
3%₹192 Cr1,230,662
↑ 53,199

5. Franklin India Index Fund Nifty Plan

The Investment Objective of the Scheme is to invest in companies whose securities are included in the Nifty and subject to tracking errors, endeavouring to attain results commensurate with the Nifty 50 under NSENifty Plan

Franklin India Index Fund Nifty Plan is a Others - Index Fund fund was launched on 4 Aug 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.7% since its launch.  Ranked 76 in Index Fund category.  Return for 2021 was 24.3% , 2020 was 14.7% and 2019 was 12% .

Below is the key information for Franklin India Index Fund Nifty Plan

Franklin India Index Fund Nifty Plan
Growth
Launch Date 4 Aug 00
NAV (05 Aug 22) ₹138.308 ↑ 0.12   (0.09 %)
Net Assets (Cr) ₹439 on 30 Jun 22
Category Others - Index Fund
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 0.7
Sharpe Ratio -0.15
Information Ratio -3.15
Alpha Ratio -0.77
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-30 Days (1%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹11,250
31 Jul 19₹11,029
31 Jul 20₹10,946
31 Jul 21₹15,605
31 Jul 22₹17,067

Franklin India Index Fund Nifty Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Franklin India Index Fund Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 22

DurationReturns
1 Month 10.1%
3 Month 4.9%
6 Month -0.1%
1 Year 7.3%
3 Year 17.1%
5 Year 11.6%
10 Year
15 Year
Since launch 12.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 24.3%
2020 14.7%
2019 12%
2018 3.2%
2017 28.3%
2016 3.3%
2015 -3.6%
2014 31.2%
2013 6.9%
2012 27.7%
Fund Manager information for Franklin India Index Fund Nifty Plan
NameSinceTenure
Varun Sharma30 Nov 156.67 Yr.
Sandeep Manam18 Oct 210.78 Yr.

Data below for Franklin India Index Fund Nifty Plan as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash2.28%
Equity97.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE
13%₹56 Cr215,596
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFCBANK
8%₹37 Cr275,609
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
8%₹33 Cr225,842
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK
7%₹31 Cr436,236
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFC
6%₹25 Cr113,306
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS
5%₹21 Cr63,687
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | KOTAKBANK
3%₹15 Cr92,305
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 11 | ITC
3%₹15 Cr544,927
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | HINDUNILVR
3%₹13 Cr56,164
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
3%₹12 Cr76,154

Conclusion

The passive investing strategy has yielded successful results so far. However, it is important that investors don’t predict future results based on historical data. It is important to understand various aspects of investing well and then commit to it.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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