10 சிறந்த SBI MF SIP நிதிகள் 2022

Updated on August 9, 2025 , 184053 views

எஸ்ஐபி அல்லது முறையானமுதலீட்டுத் திட்டம் ஒரு சிறந்த வழிமியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்யுங்கள். வழங்கும் SIP திட்டங்கள்எஸ்பிஐ மியூச்சுவல் ஃபண்ட் வழக்கமான ஒரு குறிப்பிட்ட தொகையை சேமிக்க ஒரு சிறந்த வழிஅடிப்படை வாராந்திரம்/மாதம்/காலாண்டு போன்றது. இது வழக்கமான சேமிப்பை ஊக்குவிக்கிறது மற்றும் பலன்களையும் தருகிறதுகலவையின் சக்தி.

ஒரு SIP திட்டத்துடன் நீங்கள் வலுவான செல்வத்தை உருவாக்க நீண்ட காலத்திற்கு எளிதாக முதலீடு செய்யலாம். இந்த தொகையானது வழக்கமான இடைவெளியில் முதலீடு செய்யப்படுவதால், இது தாக்கத்தையும் குறைக்கிறதுசந்தை நிலையற்ற தன்மை. உடன் ஒருSIP முதலீடு, முதலீட்டாளர்கள் ஓய்வூதியம், திருமணம், வீடு/வாகனம் வாங்குதல் அல்லது உயர்கல்வி போன்ற பல்வேறு இலக்குகளையும் திட்டமிடலாம்.

எஸ்பிஐ மியூச்சுவல் ஃபண்ட் எஸ்ஐபியில் ஏன் முதலீடு செய்ய வேண்டும்?

ஒரு SBI MF உடன் முறையான முதலீட்டுத் திட்டத்தைப் பெறுவதற்கு, ஒரு பெரிய தொகை தேவைப்படாதுமுதலீடு ஆரம்பத் தொகை ரூ. 500 ஆகக் குறைவு.
SBI SIP மியூச்சுவல் ஃபண்ட் சிறு வயதிலிருந்தே சேமிப்புப் பழக்கத்தை உருவாக்க ஊக்குவிக்கிறது
ஒரு SIP இல் முதலீடு செய்வதன் மூலம் ஒருவர் தங்கள் நீண்ட காலத்தை திட்டமிடலாம்நிதி இலக்குகள் கார்/வீடு வாங்குவது, சர்வதேச பயணத்திற்குச் சேமிப்பது, குழந்தையின் கல்விக்காகச் சேமிப்பது,ஓய்வூதிய திட்டமிடல் அல்லது வேறு ஏதேனும் சொத்துக்களை வாங்குவதற்கு.
ஒரு முறையான முதலீட்டுத் திட்டம் நீண்ட காலத்திற்குப் பரவியிருப்பதால், பங்குச் சந்தையின் அனைத்து காலகட்டங்களையும், ஏற்றங்களையும், மிக முக்கியமாக இறக்கங்களையும் ஒருவர் பிடிக்கிறார். வீழ்ச்சியின் போது, பெரும்பாலான முதலீட்டாளர்களுக்கு பயம் ஏற்படும் போது, SIP தவணைகள் முதலீட்டாளர்கள் "குறைவாக" வாங்குவதை உறுதி செய்கின்றன.

எனவே, இன்றே SIPஐத் தொடங்குங்கள்ஈக்விட்டி நிதிகள் இந்த முதல் 10 சிறந்த SBI SIP நிதிகளில் முதலீடு செய்வதன் மூலம். AUM போன்ற சில அளவுருக்களை மேற்கொள்வதன் மூலம் இந்த நிதிகள் பட்டியலிடப்பட்டுள்ளன,இல்லை, கடந்தகால நிகழ்ச்சிகள், சக சராசரி வருமானம் போன்றவை.

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ஈக்விட்டி ஃபண்டுகளில் முதலீடு செய்ய சிறந்த எஸ்பிஐ மியூச்சுவல் ஃபண்ட் எஸ்ஐபி

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Since launch (%)
SBI PSU Fund Growth	₹31.2807 ↑ 0.02	₹5,427	500	4.3	12.5	-7.8	31.9	29.7	23.5	7.8
SBI Healthcare Opportunities Fund Growth	₹425.06 ↑ 4.15	₹3,849	500	3.1	4.7	9.6	25.8	19.5	42.2	15.4
SBI Magnum Tax Gain Fund Growth	₹428.586 ↓ -0.09	₹30,616	500	1	6.6	-2	23.5	24.6	27.7	12.3
SBI Infrastructure Fund Growth	₹47.929 ↓ -0.05	₹5,195	500	-1.1	5.5	-9.4	22.3	26.6	20.8	9
SBI Contra Fund Growth	₹373.68 ↑ 2.05	₹47,390	500	2.7	4.9	-3.4	20.2	29.5	18.8	14.9
SBI Banking & Financial Services Fund Growth	₹42.0462 ↓ -0.18	₹8,538	500	7.4	15.5	14.9	18.6	22	19.6	14.8
SBI Large and Midcap Fund Growth	₹610.975 ↑ 4.26	₹33,031	500	6.2	9.3	3.8	17.4	23.5	18	17.5
SBI Magnum COMMA Fund Growth	₹102.802 ↑ 0.47	₹701	500	6.5	13.5	-1	16.1	20.3	10.5	12.3
SBI Consumption Opportunities Fund Growth	₹302.737 ↓ -1.04	₹3,186	500	1.4	2.4	-6.3	15.7	24.9	22.8	15.3
SBI Small Cap Fund Growth	₹168.3 ↓ -0.40	₹35,696	500	6.9	7.6	-5	15.4	25.5	24.1	19.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI PSU Fund	SBI Healthcare Opportunities Fund	SBI Magnum Tax Gain Fund	SBI Infrastructure Fund	SBI Contra Fund	SBI Banking & Financial Services Fund	SBI Large and Midcap Fund	SBI Magnum COMMA Fund	SBI Consumption Opportunities Fund	SBI Small Cap Fund
Point 1	Lower mid AUM (₹5,427 Cr).	Bottom quartile AUM (₹3,849 Cr).	Upper mid AUM (₹30,616 Cr).	Lower mid AUM (₹5,195 Cr).	Highest AUM (₹47,390 Cr).	Upper mid AUM (₹8,538 Cr).	Upper mid AUM (₹33,031 Cr).	Bottom quartile AUM (₹701 Cr).	Bottom quartile AUM (₹3,186 Cr).	Top quartile AUM (₹35,696 Cr).
Point 2	Established history (15+ yrs).	Oldest track record among peers (20 yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (10+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Established history (12+ yrs).	Established history (15+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Not Rated.	Rating: 4★ (top quartile).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Top rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 29.70% (top quartile).	5Y return: 19.47% (bottom quartile).	5Y return: 24.61% (lower mid).	5Y return: 26.61% (upper mid).	5Y return: 29.53% (top quartile).	5Y return: 21.96% (bottom quartile).	5Y return: 23.46% (lower mid).	5Y return: 20.34% (bottom quartile).	5Y return: 24.86% (upper mid).	5Y return: 25.52% (upper mid).
Point 6	3Y return: 31.91% (top quartile).	3Y return: 25.78% (top quartile).	3Y return: 23.52% (upper mid).	3Y return: 22.34% (upper mid).	3Y return: 20.24% (upper mid).	3Y return: 18.65% (lower mid).	3Y return: 17.37% (lower mid).	3Y return: 16.13% (bottom quartile).	3Y return: 15.71% (bottom quartile).	3Y return: 15.42% (bottom quartile).
Point 7	1Y return: -7.84% (bottom quartile).	1Y return: 9.62% (top quartile).	1Y return: -2.00% (upper mid).	1Y return: -9.41% (bottom quartile).	1Y return: -3.41% (lower mid).	1Y return: 14.93% (top quartile).	1Y return: 3.83% (upper mid).	1Y return: -1.05% (upper mid).	1Y return: -6.28% (bottom quartile).	1Y return: -5.01% (lower mid).
Point 8	Alpha: 0.60 (upper mid).	Alpha: 2.79 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: -7.71 (bottom quartile).	Alpha: -3.52 (bottom quartile).	Alpha: 0.33 (upper mid).	Alpha: 1.15 (upper mid).	Alpha: 5.45 (top quartile).	Alpha: -4.85 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: -0.23 (bottom quartile).	Sharpe: 0.87 (top quartile).	Sharpe: -0.02 (upper mid).	Sharpe: -0.49 (bottom quartile).	Sharpe: -0.20 (lower mid).	Sharpe: 0.86 (top quartile).	Sharpe: 0.13 (upper mid).	Sharpe: -0.04 (upper mid).	Sharpe: -0.14 (lower mid).	Sharpe: -0.24 (bottom quartile).
Point 10	Information ratio: -0.28 (bottom quartile).	Information ratio: 0.37 (upper mid).	Information ratio: 2.04 (top quartile).	Information ratio: 0.21 (upper mid).	Information ratio: 1.33 (top quartile).	Information ratio: 0.61 (upper mid).	Information ratio: -0.43 (bottom quartile).	Information ratio: -0.18 (bottom quartile).	Information ratio: -0.17 (lower mid).	Information ratio: 0.00 (lower mid).

SBI PSU Fund

Lower mid AUM (₹5,427 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 29.70% (top quartile).
3Y return: 31.91% (top quartile).
1Y return: -7.84% (bottom quartile).
Alpha: 0.60 (upper mid).
Sharpe: -0.23 (bottom quartile).
Information ratio: -0.28 (bottom quartile).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹3,849 Cr).
Oldest track record among peers (20 yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 19.47% (bottom quartile).
3Y return: 25.78% (top quartile).
1Y return: 9.62% (top quartile).
Alpha: 2.79 (top quartile).
Sharpe: 0.87 (top quartile).
Information ratio: 0.37 (upper mid).

SBI Magnum Tax Gain Fund

Upper mid AUM (₹30,616 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.61% (lower mid).
3Y return: 23.52% (upper mid).
1Y return: -2.00% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.02 (upper mid).
Information ratio: 2.04 (top quartile).

SBI Infrastructure Fund

Lower mid AUM (₹5,195 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.61% (upper mid).
3Y return: 22.34% (upper mid).
1Y return: -9.41% (bottom quartile).
Alpha: -7.71 (bottom quartile).
Sharpe: -0.49 (bottom quartile).
Information ratio: 0.21 (upper mid).

SBI Contra Fund

Highest AUM (₹47,390 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 29.53% (top quartile).
3Y return: 20.24% (upper mid).
1Y return: -3.41% (lower mid).
Alpha: -3.52 (bottom quartile).
Sharpe: -0.20 (lower mid).
Information ratio: 1.33 (top quartile).

SBI Banking & Financial Services Fund

Upper mid AUM (₹8,538 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.96% (bottom quartile).
3Y return: 18.65% (lower mid).
1Y return: 14.93% (top quartile).
Alpha: 0.33 (upper mid).
Sharpe: 0.86 (top quartile).
Information ratio: 0.61 (upper mid).

SBI Large and Midcap Fund

Upper mid AUM (₹33,031 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.46% (lower mid).
3Y return: 17.37% (lower mid).
1Y return: 3.83% (upper mid).
Alpha: 1.15 (upper mid).
Sharpe: 0.13 (upper mid).
Information ratio: -0.43 (bottom quartile).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹701 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 20.34% (bottom quartile).
3Y return: 16.13% (bottom quartile).
1Y return: -1.05% (upper mid).
Alpha: 5.45 (top quartile).
Sharpe: -0.04 (upper mid).
Information ratio: -0.18 (bottom quartile).

SBI Consumption Opportunities Fund

Bottom quartile AUM (₹3,186 Cr).
Established history (12+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 24.86% (upper mid).
3Y return: 15.71% (bottom quartile).
1Y return: -6.28% (bottom quartile).
Alpha: -4.85 (bottom quartile).
Sharpe: -0.14 (lower mid).
Information ratio: -0.17 (lower mid).

SBI Small Cap Fund

Top quartile AUM (₹35,696 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 25.52% (upper mid).
3Y return: 15.42% (bottom quartile).
1Y return: -5.01% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.00 (lower mid).

1. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

Research Highlights for SBI Small Cap Fund

Upper mid AUM (₹35,696 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 25.52% (upper mid).
3Y return: 15.42% (lower mid).
1Y return: -5.01% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~83%).
High-quality debt (AAA/AA ~100%).
Largest holding E I D Parry India Ltd (~2.9%).

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (12 Aug 25)	₹168.3 ↓ -0.40 (-0.24 %)
Net Assets (Cr)	₹35,696 on 30 Jun 25
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	-0.24
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,856
31 Jul 22	₹20,518
31 Jul 23	₹25,614
31 Jul 24	₹36,179
31 Jul 25	₹33,980

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-4.1%
3 Month	6.9%
6 Month	7.6%
1 Year	-5%
3 Year	15.4%
5 Year	25.5%
10 Year
15 Year
Since launch	19.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.1%
2023	25.3%
2022	8.1%
2021	47.6%
2020	33.6%
2019	6.1%
2018	-19.6%
2017	78.7%
2016	1.3%
2015	20.6%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	11.71 Yr.

Data below for SBI Small Cap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	24.69%
Consumer Cyclical	19.26%
Financial Services	13.95%
Basic Materials	13.5%
Consumer Defensive	4.53%
Health Care	2.33%
Communication Services	1.43%
Real Estate	1.38%
Technology	1.29%
Utility	0.21%

Asset Allocation

Asset Class	Value
Cash	17.26%
Equity	82.56%
Debt	0.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jan 24 \| EIDPARRY	3%	₹1,035 Cr	9,324,049
SBFC Finance Ltd (Financial Services) Equity, Since 31 Aug 23 \| SBFC	3%	₹1,002 Cr	89,318,180
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| KPIL	3%	₹969 Cr	7,900,000
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	3%	₹911 Cr	41,665,000
Deepak Fertilisers & Petrochemicals Corp Ltd (Basic Materials) Equity, Since 31 Jan 25 \| DEEPAKFERT	3%	₹898 Cr	5,261,203
Chalet Hotels Ltd (Consumer Cyclical) Equity, Since 31 Jan 19 \| CHALET	3%	₹895 Cr	9,716,991
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| KPRMILL	2%	₹879 Cr	7,700,000
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jul 24 \| CHOLAHLDNG	2%	₹851 Cr	3,928,227
DOMS Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| DOMS	2%	₹832 Cr	3,300,000
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Jun 23 \| 543308	2%	₹830 Cr	12,323,990

2. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

Research Highlights for SBI Large and Midcap Fund

Upper mid AUM (₹33,031 Cr).
Oldest track record among peers (20 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.46% (lower mid).
3Y return: 17.37% (upper mid).
1Y return: 3.83% (top quartile).
Alpha: 1.15 (top quartile).
Sharpe: 0.13 (top quartile).
Information ratio: -0.43 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.0%).

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (11 Aug 25)	₹610.975 ↑ 4.26 (0.70 %)
Net Assets (Cr)	₹33,031 on 30 Jun 25
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.74
Sharpe Ratio	0.13
Information Ratio	-0.43
Alpha Ratio	1.15
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,515
31 Jul 22	₹17,768
31 Jul 23	₹21,786
31 Jul 24	₹29,527
31 Jul 25	₹30,155

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-2.4%
3 Month	6.2%
6 Month	9.3%
1 Year	3.8%
3 Year	17.4%
5 Year	23.5%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18%
2023	26.8%
2022	7.3%
2021	39.3%
2020	15.8%
2019	6.8%
2018	-5.3%
2017	40.5%
2016	0.4%
2015	11.1%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	8.89 Yr.

Data below for SBI Large and Midcap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	28.71%
Basic Materials	16.52%
Consumer Cyclical	13.35%
Health Care	10.28%
Industrials	9.61%
Consumer Defensive	5.41%
Technology	4.72%
Energy	3.45%
Communication Services	1.79%
Utility	1.76%

Asset Allocation

Asset Class	Value
Cash	4.29%
Equity	95.6%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	8%	₹2,633 Cr	13,157,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 May 23 \| KOTAKBANK	4%	₹1,212 Cr	5,600,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	3%	₹1,140 Cr	7,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	3%	₹1,103 Cr	9,200,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| HDFCAMC	3%	₹992 Cr	1,910,000
Abbott India Ltd (Healthcare) Equity, Since 30 Sep 22 \| ABBOTINDIA	3%	₹980 Cr	274,878
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹943 Cr	11,500,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	3%	₹900 Cr	3,844,000 ↑ 3,844,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 23 \| 500387	3%	₹900 Cr	290,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	3%	₹851 Cr	14,365,784

3. SBI Bluechip Fund

(Erstwhile SBI Blue Chip Fund)

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index.

Research Highlights for SBI Bluechip Fund

Highest AUM (₹53,959 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.46% (bottom quartile).
3Y return: 13.64% (bottom quartile).
1Y return: 2.38% (top quartile).
Alpha: 0.49 (upper mid).
Sharpe: 0.10 (top quartile).
Information ratio: -0.38 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.5%).

Below is the key information for SBI Bluechip Fund

SBI Bluechip Fund Growth
Launch Date	14 Feb 06
NAV (12 Aug 25)	₹90.4629 ↓ -0.36 (-0.39 %)
Net Assets (Cr)	₹53,959 on 30 Jun 25
Category	Equity - Large Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.59
Sharpe Ratio	0.1
Information Ratio	-0.38
Alpha Ratio	0.49
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,930
31 Jul 22	₹16,027
31 Jul 23	₹19,004
31 Jul 24	₹24,214
31 Jul 25	₹24,471

SBI Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-2.6%
3 Month	3.4%
6 Month	7.4%
1 Year	2.4%
3 Year	13.6%
5 Year	18.5%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.5%
2023	22.6%
2022	4.4%
2021	26.1%
2020	16.3%
2019	11.6%
2018	-4.1%
2017	30.2%
2016	4.8%
2015	8%

Fund Manager information for SBI Bluechip Fund

Name	Since	Tenure
Saurabh Pant	1 Apr 24	1.33 Yr.
Pradeep Kesavan	1 Apr 24	1.33 Yr.

Data below for SBI Bluechip Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	33.56%
Consumer Cyclical	12.71%
Basic Materials	9.37%
Consumer Defensive	8.44%
Energy	8.06%
Industrials	7.46%
Health Care	6.02%
Technology	5.25%
Communication Services	2.72%
Utility	1.03%
Real Estate	0.08%

Asset Allocation

Asset Class	Value
Cash	5.25%
Equity	94.63%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	10%	₹5,144 Cr	25,700,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 15 \| RELIANCE	8%	₹4,352 Cr	29,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| 532174	8%	₹4,193 Cr	29,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 09 \| LT	5%	₹2,716 Cr	7,400,000
Infosys Ltd (Technology) Equity, Since 30 Nov 17 \| INFY	4%	₹2,194 Cr	13,700,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| KOTAKBANK	4%	₹1,990 Cr	9,200,000 ↓ -1,780,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	3%	₹1,860 Cr	2,731,710
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Oct 14 \| 500825	3%	₹1,798 Cr	3,073,593
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 19 \| EICHERMOT	3%	₹1,742 Cr	3,080,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 May 25 \| 500820	3%	₹1,703 Cr	7,272,400 ↑ 5,602,400

4. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹701 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 20.34% (lower mid).
3Y return: 16.13% (upper mid).
1Y return: -1.05% (upper mid).
Alpha: 5.45 (top quartile).
Sharpe: -0.04 (upper mid).
Information ratio: -0.18 (lower mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~9.1%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (12 Aug 25)	₹102.802 ↑ 0.47 (0.46 %)
Net Assets (Cr)	₹701 on 30 Jun 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	-0.04
Information Ratio	-0.18
Alpha Ratio	5.45
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,001
31 Jul 22	₹16,633
31 Jul 23	₹18,573
31 Jul 24	₹27,297
31 Jul 25	₹26,714

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-2.1%
3 Month	6.5%
6 Month	13.5%
1 Year	-1%
3 Year	16.1%
5 Year	20.3%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%
2015	-6.1%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.17 Yr.

Data below for SBI Magnum COMMA Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Basic Materials	48.19%
Energy	27.67%
Utility	9.06%
Consumer Defensive	7.88%
Consumer Cyclical	3.83%

Asset Allocation

Asset Class	Value
Cash	2.96%
Equity	96.62%
Debt	0.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	9%	₹64 Cr	424,732
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	9%	₹60 Cr	3,776,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| 532538	6%	₹41 Cr	34,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	5%	₹36 Cr	2,070,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹34 Cr	1,400,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	4%	₹31 Cr	675,000
CCL Products (India) Ltd (Consumer Defensive) Equity, Since 30 Apr 20 \| CCL	4%	₹28 Cr	335,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| IOC	4%	₹28 Cr	1,900,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Sep 24 \| 532898	4%	₹28 Cr	930,000
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| 500101	4%	₹27 Cr	760,000

5. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

Research Highlights for SBI Magnum Multicap Fund

Lower mid AUM (₹22,500 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.79% (bottom quartile).
3Y return: 12.03% (bottom quartile).
1Y return: -1.46% (upper mid).
Alpha: -2.60 (upper mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: -1.26 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.4%).

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund Growth
Launch Date	29 Sep 05
NAV (11 Aug 25)	₹106.294 ↑ 0.63 (0.59 %)
Net Assets (Cr)	₹22,500 on 30 Jun 25
Category	Equity - Multi Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.72
Sharpe Ratio	-0.22
Information Ratio	-1.26
Alpha Ratio	-2.6
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹15,568
31 Jul 22	₹16,282
31 Jul 23	₹18,879
31 Jul 24	₹24,460
31 Jul 25	₹23,666

SBI Magnum Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-2.4%
3 Month	3.2%
6 Month	4%
1 Year	-1.5%
3 Year	12%
5 Year	17.8%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.2%
2023	22.8%
2022	0.7%
2021	30.8%
2020	13.6%
2019	11%
2018	-5.5%
2017	37%
2016	5.8%
2015	9.8%

Fund Manager information for SBI Magnum Multicap Fund

Name	Since	Tenure
Anup Upadhyay	1 Dec 24	0.66 Yr.
Dinesh Balachandran	1 Dec 24	0.66 Yr.

Data below for SBI Magnum Multicap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	39.01%
Consumer Cyclical	12.17%
Industrials	12.05%
Basic Materials	9.38%
Energy	6.26%
Technology	5.48%
Communication Services	5.23%
Health Care	1.89%
Utility	1.74%
Consumer Defensive	1.56%

Asset Allocation

Asset Class	Value
Cash	5.1%
Equity	94.77%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 15 \| HDFCBANK	8%	₹1,879 Cr	9,389,654
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| 532174	7%	₹1,655 Cr	11,444,355 ↓ -1,900,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	6%	₹1,408 Cr	9,384,540
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	6%	₹1,354 Cr	6,259,500 ↓ -980,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 19 \| LT	4%	₹953 Cr	2,596,034
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 16 \| BHARTIARTL	4%	₹898 Cr	4,470,500
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| MARUTI	4%	₹836 Cr	674,058
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Jul 23 \| 533398	4%	₹832 Cr	3,169,907 ↑ 47,685
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	3%	₹769 Cr	8,215,850 ↑ 6,572,680
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 25 \| INDIGO	3%	₹644 Cr	1,078,166

6. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Bottom quartile AUM (₹3,186 Cr).
Established history (12+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 24.86% (upper mid).
3Y return: 15.71% (upper mid).
1Y return: -6.28% (bottom quartile).
Alpha: -4.85 (bottom quartile).
Sharpe: -0.14 (upper mid).
Information ratio: -0.17 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~5.2%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (12 Aug 25)	₹302.737 ↓ -1.04 (-0.34 %)
Net Assets (Cr)	₹3,186 on 30 Jun 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.17
Sharpe Ratio	-0.14
Information Ratio	-0.17
Alpha Ratio	-4.85
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,612
31 Jul 22	₹20,173
31 Jul 23	₹25,075
31 Jul 24	₹34,736
31 Jul 25	₹32,368

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-2.3%
3 Month	1.4%
6 Month	2.4%
1 Year	-6.3%
3 Year	15.7%
5 Year	24.9%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%
2015	5.3%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	1.33 Yr.
Ashit Desai	1 Apr 24	1.33 Yr.

Data below for SBI Consumption Opportunities Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	47.86%
Consumer Defensive	28.38%
Basic Materials	7.38%
Industrials	6.49%
Communication Services	5.24%

Asset Allocation

Asset Class	Value
Cash	4.56%
Equity	95.35%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	5%	₹167 Cr	830,000
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	5%	₹165 Cr	3,960,660
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	5%	₹150 Cr	2,136,850
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| 500825	4%	₹143 Cr	244,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	4%	₹139 Cr	2,350,172
Ganesha Ecosphere Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| 514167	4%	₹136 Cr	906,423
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	4%	₹126 Cr	395,000 ↑ 150,000
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹115 Cr	588,029
Colgate-Palmolive (India) Ltd (Consumer Defensive) Equity, Since 31 Aug 23 \| COLPAL	3%	₹102 Cr	425,000
Page Industries Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| 532827	3%	₹100 Cr	20,178

7. SBI Magnum Equity ESG Fund

(Erstwhile SBI Magnum Equity Fund)

To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.

Research Highlights for SBI Magnum Equity ESG Fund

Lower mid AUM (₹5,832 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.22% (bottom quartile).
3Y return: 12.13% (bottom quartile).
1Y return: -0.99% (upper mid).
Alpha: -2.74 (lower mid).
Sharpe: -0.14 (upper mid).
Information ratio: -0.13 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.5%).

Below is the key information for SBI Magnum Equity ESG Fund

SBI Magnum Equity ESG Fund Growth
Launch Date	27 Nov 06
NAV (12 Aug 25)	₹232.585 ↓ -0.75 (-0.32 %)
Net Assets (Cr)	₹5,832 on 30 Jun 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	-0.14
Information Ratio	-0.13
Alpha Ratio	-2.74
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,570
31 Jul 22	₹15,613
31 Jul 23	₹17,710
31 Jul 24	₹23,501
31 Jul 25	₹22,988

SBI Magnum Equity ESG Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Magnum Equity ESG Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-3.1%
3 Month	-1.1%
6 Month	5%
1 Year	-1%
3 Year	12.1%
5 Year	17.2%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.1%
2023	24.6%
2022	-2.3%
2021	30.3%
2020	13.5%
2019	14.8%
2018	3.3%
2017	24.1%
2016	4.5%
2015	2.4%

Fund Manager information for SBI Magnum Equity ESG Fund

Name	Since	Tenure
Rohit Shimpi	1 Jan 22	3.58 Yr.

Data below for SBI Magnum Equity ESG Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	35.73%
Consumer Cyclical	14.96%
Industrials	14.3%
Technology	12.67%
Basic Materials	5.63%
Health Care	3.85%
Energy	3.64%
Consumer Defensive	2.97%
Utility	1.54%
Real Estate	1.12%

Asset Allocation

Asset Class	Value
Cash	3.5%
Equity	96.41%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	9%	₹554 Cr	2,767,400
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| 532174	8%	₹475 Cr	3,285,000
Infosys Ltd (Technology) Equity, Since 28 Feb 03 \| INFY	5%	₹306 Cr	1,911,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532215	5%	₹275 Cr	2,290,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 16 \| LT	5%	₹269 Cr	731,709
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Aug 22 \| KOTAKBANK	4%	₹223 Cr	1,033,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 24 \| RELIANCE	4%	₹212 Cr	1,415,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jul 19 \| 532538	4%	₹212 Cr	175,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 20 \| MARUTI	3%	₹202 Cr	163,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Nov 17 \| TCS	3%	₹201 Cr	581,034

8. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Contra Fund

Top quartile AUM (₹47,390 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 29.53% (top quartile).
3Y return: 20.24% (top quartile).
1Y return: -3.41% (lower mid).
Alpha: -3.52 (bottom quartile).
Sharpe: -0.20 (lower mid).
Information ratio: 1.33 (top quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~82%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.5%).

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (11 Aug 25)	₹373.68 ↑ 2.05 (0.55 %)
Net Assets (Cr)	₹47,390 on 30 Jun 25
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	-0.2
Information Ratio	1.33
Alpha Ratio	-3.52
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,509
31 Jul 22	₹21,294
31 Jul 23	₹27,526
31 Jul 24	₹40,152
31 Jul 25	₹38,530

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-3.4%
3 Month	2.7%
6 Month	4.9%
1 Year	-3.4%
3 Year	20.2%
5 Year	29.5%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.8%
2023	38.2%
2022	12.8%
2021	49.9%
2020	30.6%
2019	-1%
2018	-14.3%
2017	40.2%
2016	2.4%
2015	-0.1%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	7.24 Yr.
Pradeep Kesavan	1 Dec 23	1.67 Yr.

Data below for SBI Contra Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	23.04%
Energy	9.71%
Basic Materials	9.01%
Health Care	7.28%
Technology	6.71%
Consumer Cyclical	6.55%
Consumer Defensive	6.17%
Utility	4.89%
Industrials	3.71%
Communication Services	3.1%
Real Estate	1.38%

Asset Allocation

Asset Class	Value
Cash	17.92%
Equity	81.56%
Debt	0.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	9%	₹4,048 Cr	20,224,629
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	6%	₹2,959 Cr	19,717,567
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	3%	₹1,614 Cr	38,766,741
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	3%	₹1,386 Cr	6,405,768
Punjab National Bank (Financial Services) Equity, Since 30 Sep 22 \| 532461	2%	₹1,110 Cr	100,456,586 ↑ 16,045,412
Biocon Ltd (Healthcare) Equity, Since 30 Jun 21 \| BIOCON	2%	₹1,020 Cr	28,687,453 ↑ 9,166,679
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 21 \| 532155	2%	₹992 Cr	51,993,788
Torrent Power Ltd (Utilities) Equity, Since 31 Oct 21 \| 532779	2%	₹951 Cr	6,482,410 ↑ 319,110
Tata Steel Ltd (Basic Materials) Equity, Since 31 Jul 22 \| TATASTEEL	2%	₹847 Cr	52,995,525
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Jun 24 \| 534816	2%	₹837 Cr	19,886,692

9. SBI Magnum Mid Cap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

Research Highlights for SBI Magnum Mid Cap Fund

Upper mid AUM (₹23,269 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.46% (upper mid).
3Y return: 15.37% (lower mid).
1Y return: -3.90% (lower mid).
Alpha: -3.33 (lower mid).
Sharpe: -0.15 (lower mid).
Information ratio: -1.33 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding CRISIL Ltd (~4.2%).

Below is the key information for SBI Magnum Mid Cap Fund

SBI Magnum Mid Cap Fund Growth
Launch Date	29 Mar 05
NAV (12 Aug 25)	₹223.488 ↓ -0.32 (-0.14 %)
Net Assets (Cr)	₹23,269 on 30 Jun 25
Category	Equity - Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	-0.15
Information Ratio	-1.33
Alpha Ratio	-3.33
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,155
31 Jul 22	₹20,460
31 Jul 23	₹25,044
31 Jul 24	₹34,707
31 Jul 25	₹33,427

SBI Magnum Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI Magnum Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-6%
3 Month	0.7%
6 Month	3.3%
1 Year	-3.9%
3 Year	15.4%
5 Year	25.5%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.3%
2023	34.5%
2022	3%
2021	52.2%
2020	30.4%
2019	0.1%
2018	-18%
2017	33.5%
2016	5%
2015	14.9%

Fund Manager information for SBI Magnum Mid Cap Fund

Name	Since	Tenure
Bhavin Vithlani	1 Apr 24	1.33 Yr.

Data below for SBI Magnum Mid Cap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	22.88%
Consumer Cyclical	17.16%
Health Care	12.18%
Industrials	11.49%
Basic Materials	11.19%
Technology	4.74%
Real Estate	4.2%
Consumer Defensive	4.06%
Utility	2.96%
Communication Services	1.81%
Energy	1.41%

Asset Allocation

Asset Class	Value
Cash	5.78%
Equity	94.1%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CRISIL Ltd (Financial Services) Equity, Since 30 Apr 21 \| CRISIL	4%	₹968 Cr	1,600,000
Sundaram Finance Ltd (Financial Services) Equity, Since 30 Sep 22 \| SUNDARMFIN	3%	₹771 Cr	1,490,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 21 \| HDFCBANK	3%	₹701 Cr	3,500,201 ↑ 1,400,200
Shree Cement Ltd (Basic Materials) Equity, Since 30 Nov 24 \| 500387	3%	₹698 Cr	225,000
Torrent Power Ltd (Utilities) Equity, Since 30 Jun 19 \| 532779	3%	₹690 Cr	4,700,000
Tata Elxsi Ltd (Technology) Equity, Since 31 Dec 24 \| TATAELXSI	3%	₹663 Cr	1,050,000
Schaeffler India Ltd (Consumer Cyclical) Equity, Since 28 Feb 14 \| SCHAEFFLER	3%	₹648 Cr	1,600,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Sep 21 \| MAXHEALTH	3%	₹620 Cr	4,862,250 ↓ -637,750
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 15 \| M&MFIN	3%	₹607 Cr	22,500,000 ↑ 2,500,000
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Oct 20 \| 500493	3%	₹589 Cr	4,500,000

10. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

Research Highlights for SBI Infrastructure Fund

Bottom quartile AUM (₹5,195 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 26.61% (top quartile).
3Y return: 22.34% (top quartile).
1Y return: -9.41% (bottom quartile).
Alpha: -7.71 (bottom quartile).
Sharpe: -0.49 (bottom quartile).
Information ratio: 0.21 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~10.0%).

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund Growth
Launch Date	6 Jul 07
NAV (12 Aug 25)	₹47.929 ↓ -0.05 (-0.11 %)
Net Assets (Cr)	₹5,195 on 30 Jun 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.49
Information Ratio	0.21
Alpha Ratio	-7.71
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,073
31 Jul 22	₹17,818
31 Jul 23	₹23,345
31 Jul 24	₹38,182
31 Jul 25	₹34,141

SBI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

Duration	Returns
1 Month	-5.4%
3 Month	-1.1%
6 Month	5.5%
1 Year	-9.4%
3 Year	22.3%
5 Year	26.6%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.8%
2023	49.7%
2022	9.3%
2021	48.3%
2020	8.2%
2019	10.2%
2018	-18.1%
2017	41.7%
2016	9.3%
2015	2.7%

Fund Manager information for SBI Infrastructure Fund

Name	Since	Tenure
Bhavin Vithlani	1 Jan 22	3.58 Yr.

Data below for SBI Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	30.2%
Financial Services	17.81%
Basic Materials	12.73%
Energy	12.52%
Communication Services	8.46%
Utility	6.53%
Real Estate	4.63%
Consumer Cyclical	3.01%

Asset Allocation

Asset Class	Value
Cash	4.02%
Equity	95.89%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 19 \| RELIANCE	10%	₹518 Cr	3,450,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	8%	₹404 Cr	1,100,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Jul 22 \| 500387	6%	₹310 Cr	100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 07 \| BHARTIARTL	5%	₹271 Cr	1,350,000 ↓ -150,000
Indian Energy Exchange Ltd (Financial Services) Equity, Since 31 Jan 24 \| IEX	5%	₹270 Cr	14,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| HDFCBANK	5%	₹240 Cr	1,200,000 ↑ 340,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Dec 19 \| 532538	3%	₹181 Cr	150,000
Grindwell Norton Ltd (Industrials) Equity, Since 31 Jul 24 \| 506076	3%	₹173 Cr	1,000,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Jun 24 \| 534816	3%	₹168 Cr	4,000,000 ↓ -1,000,000
Siemens Ltd (Industrials) Equity, Since 31 May 25 \| 500550	3%	₹163 Cr	500,000 ↑ 200,000

SIP முதலீடு எப்படி வளரும்?

நீங்கள் ஒரு குறிப்பிட்ட காலத்திற்கு ஒரு குறிப்பிட்ட தொகையை மாதந்தோறும் முதலீடு செய்தால், உங்கள் SIP முதலீடு எவ்வாறு வளரும் என்பதை அறிய விரும்புகிறீர்களா? ஒரு உதாரணத்துடன் உங்களுக்கு விளக்குவோம்.

SIP கால்குலேட்டர் அல்லது SIP ரிட்டர்ன் கால்குலேட்டர்

SIP கால்குலேட்டர்கள் பொதுவாக ஒருவர் முதலீடு செய்ய விரும்பும் SIP முதலீட்டுத் தொகை (இலக்கு) போன்ற உள்ளீடுகளை எடுத்துக்கொள்கிறார்கள், எத்தனை ஆண்டுகள் முதலீடு செய்ய வேண்டும், எதிர்பார்க்கப்படுகிறதுவீக்கம் விகிதங்கள் (இதற்கு ஒருவர் கணக்கு வைக்க வேண்டும்!) மற்றும் எதிர்பார்க்கப்படும் வருமானம். எனவே, ஒரு இலக்கை அடைய தேவையான SIP வருமானத்தை ஒருவர் கணக்கிடலாம்!

நீங்கள் 10 ரூபாய் முதலீடு செய்தால், என்று வைத்துக்கொள்வோம்.000 10 ஆண்டுகளுக்கு, உங்கள் SIP முதலீடு எவ்வாறு வளர்கிறது என்பதைப் பார்க்கவும்-

மாதாந்திர முதலீடு: 10,000 ரூபாய்

முதலீட்டு காலம்: 10 ஆண்டுகள்

முதலீடு செய்யப்பட்ட மொத்த தொகை: இந்திய ரூபாய் 12,00,000

நீண்ட கால வளர்ச்சி விகிதம் (தோராயமாக): 15%

இதன்படி எதிர்பார்க்கப்படும் வருமானம்சிப் கால்குலேட்டர்: இந்திய ரூபாய் 27,86,573

நிகர லாபம்: இந்திய ரூபாய் 15,86,573 (முழுமையான வருவாய்= 132.2%)

நீங்கள் 10 ஆண்டுகளுக்கு மாதம் 10,000 ரூபாய் முதலீடு செய்தால் (மொத்தம் INR12,00,000) நீங்கள் சம்பாதிப்பீர்கள்இந்திய ரூபாய் 27,86,573, அதாவது நீங்கள் செய்யும் நிகர லாபம்இந்திய ரூபாய் 15,86,573. நன்றாக இருக்கிறது அல்லவா!

எஸ்பிஐ மியூச்சுவல் ஃபண்ட் எஸ்ஐபி ஆன்லைனில் எப்படி முதலீடு செய்வது?

Fincash.com இல் வாழ்நாள் முழுவதும் இலவச முதலீட்டுக் கணக்கைத் திறக்கவும்.

உங்கள் பதிவு மற்றும் KYC செயல்முறையை முடிக்கவும்

ஆவணங்களைப் பதிவேற்றவும் (பான், ஆதார் போன்றவை).மேலும், நீங்கள் முதலீடு செய்ய தயாராக உள்ளீர்கள்!

தொடங்குங்கள்

SBI உடன் உங்கள் இலக்கைத் திட்டமிடுங்கள்பரஸ்பர நிதி, அவர்களை அடைய SIPகளைப் பயன்படுத்தவும்!

அடிக்கடி கேட்கப்படும் கேள்விகள்

1. நான் எப்போது SIP இல் முதலீடு செய்யலாம்?

A: SIP இல் முதலீடு செய்யத் தொடங்குவதற்கு நிலையான நேரம் இல்லை. வருடத்தில் எப்போது வேண்டுமானாலும் உங்கள் முதலீட்டைத் தொடங்கலாம். எனவே, உங்கள் நிதியை மதிப்பீடு செய்யத் தொடங்குங்கள், மேலும் ஒரு குறிப்பிட்ட நேரத்தில் முதலீடு செய்ய நீங்கள் தயாராக உள்ளீர்கள் என்பதை உறுதிப்படுத்தவும்.

2. SIP களில் முதலீடு செய்யும் போது நான் நீண்ட கால இலக்குகளை மனதில் வைத்துக் கொள்ள வேண்டுமா?

A: வெறுமனே, SIP கள் உங்கள் நீண்ட கால இலக்குகளின் ஒரு பகுதியாக இருக்க வேண்டும். முதன்மைக் காரணம், அதிக நீட்டிக்கப்பட்ட காலம், குறுகிய காலத்தை விட சிறந்த வருவாயை உருவாக்க வாய்ப்புள்ளது.

3. மியூச்சுவல் ஃபண்டுகளில் கூட்டும் சக்தி என்ன?

A: நீங்கள் ஒரு மியூச்சுவல் ஃபண்டில் தவறாமல் முதலீடு செய்யும் போது, முதலீடு செய்யப்பட்ட அசல் தொகைக்கு வட்டி மட்டும் அல்லாமல் கூட்டு வட்டியைப் பெறுவீர்கள். இது கூட்டு வருடாந்திர வளர்ச்சி விகிதம் அல்லது கணக்கிடப்படுகிறதுசிஏஜிஆர். நீண்ட காலத்திற்கு, கூட்டு விளைவு உங்கள் முதலீட்டை பன்மடங்கு பெரிதாக்குகிறது. வேறு வார்த்தைகளில் கூறுவதானால், கூட்டு விளைவுகளின் உதவியுடன், SIP முதலீடுகளில் நீங்கள் சம்பாதிக்கும் வருமானமும் வருமானத்தை அளிக்கிறது.

4. நான் ஏன் SBI SIP இல் முதலீடு செய்ய வேண்டும்?

A: SBI SIP இல் முதலீடு செய்வதற்கான முதன்மைக் காரணம், அது குறைந்த நுழைவுப் புள்ளியைக் கொண்டிருப்பதே ஆகும். குறைந்தபட்சம் ரூ.500 முதலீட்டில் பொருத்தமான SIP இல் முதலீடு செய்யத் தொடங்கலாம். இது எஸ்பிஐ எஸ்ஐபிகளில் முதலீடு செய்வதற்கு மிகவும் எளிதானது, குறிப்பாக நீங்கள் எஸ்ஐபிகளில் முதலீடு செய்ய விரும்பினால்.

5. SBI பல SIPகளை வழங்குகிறதா?

A: ஆம், SIP களில் முதலீடு செய்வது தொடர்பாக பல விருப்பங்களை நீங்கள் விரும்பினால், SBI மிகவும் நம்பகமான மற்றும் சிறந்த வங்கிகளில் ஒன்றாக இருப்பதை நிரூபிக்க முடியும். நீங்கள் SBI பெரிய மற்றும் முதலீடு செய்ய தேர்வு செய்யலாம்நடுத்தர தொப்பி SIP, பெரிய மற்றும் நடுத்தர அளவிலான மூலதனங்களின் பங்குகளில் உங்கள் முதலீட்டை வேறுபடுத்தலாம். இது முதலீட்டில் நல்ல லாபத்தை உறுதி செய்யும். ஆனால், நீங்கள் விரும்பினால்SIP இல் முதலீடு செய்யுங்கள் ஹெல்த்கேர் ஈக்விட்டிகளின் அடிப்படையில், வலுவான வருவாயைக் காட்டிய எஸ்பிஐ ஹெல்த்கேர் வாய்ப்புகளில் முதலீடு செய்வதைக் கருத்தில் கொள்ளுங்கள்.14.3% தொடங்கப்பட்டதிலிருந்து.

6. ரூபாய் செலவு சராசரி என்ன?

A: சராசரியாக ரூபாய் மதிப்பு தனிநபர்களை SIP களில் முதலீடு செய்ய ஊக்குவிப்பது மட்டுமல்லாமல், சந்தை ஏற்ற இறக்கத்தைப் பயன்படுத்திக் கொள்ள அனுமதிக்கிறது. எஸ்பிஐ எஸ்ஐபியின் என்ஏவி குறைந்திருந்தால், ஒருமுதலீட்டாளர், இலிருந்து அதிக அலகுகளைப் பெறுவீர்கள்வங்கி, மற்றும் SIP இன் NAV அதிகமாக இருந்தால், நீங்கள் குறைவான யூனிட்களைப் பெறுவீர்கள். எப்படியிருந்தாலும், நீங்கள் வெற்றி பெறுவீர்கள்.

7. ரூ.5 லட்சத்தை திரும்பப் பெற SBI SIP இல் நான் எவ்வளவு முதலீடு செய்ய வேண்டும் என்பதை சராசரியாகப் பெற முடியுமா?

A: நீங்கள் 5 ஆண்டுகளுக்கு SBI SIP இல் முதலீடு செய்தால், 10% எதிர்பார்க்கப்படும் வருமானத்தில் மாதம் ரூ.6403.00 தொகையை முதலீடு செய்ய வேண்டும். எதிர்பார்த்த வருமானம் அதிகரித்தால், மாதாந்திர முதலீட்டுத் தொகை குறையும்.

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.