10 சிறந்த SBI MF SIP நிதிகள் 2022

Updated on September 1, 2025 , 184249 views

எஸ்ஐபி அல்லது முறையானமுதலீட்டுத் திட்டம் ஒரு சிறந்த வழிமியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்யுங்கள். வழங்கும் SIP திட்டங்கள்எஸ்பிஐ மியூச்சுவல் ஃபண்ட் வழக்கமான ஒரு குறிப்பிட்ட தொகையை சேமிக்க ஒரு சிறந்த வழிஅடிப்படை வாராந்திரம்/மாதம்/காலாண்டு போன்றது. இது வழக்கமான சேமிப்பை ஊக்குவிக்கிறது மற்றும் பலன்களையும் தருகிறதுகலவையின் சக்தி.

ஒரு SIP திட்டத்துடன் நீங்கள் வலுவான செல்வத்தை உருவாக்க நீண்ட காலத்திற்கு எளிதாக முதலீடு செய்யலாம். இந்த தொகையானது வழக்கமான இடைவெளியில் முதலீடு செய்யப்படுவதால், இது தாக்கத்தையும் குறைக்கிறதுசந்தை நிலையற்ற தன்மை. உடன் ஒருSIP முதலீடு, முதலீட்டாளர்கள் ஓய்வூதியம், திருமணம், வீடு/வாகனம் வாங்குதல் அல்லது உயர்கல்வி போன்ற பல்வேறு இலக்குகளையும் திட்டமிடலாம்.

எஸ்பிஐ மியூச்சுவல் ஃபண்ட் எஸ்ஐபியில் ஏன் முதலீடு செய்ய வேண்டும்?

ஒரு SBI MF உடன் முறையான முதலீட்டுத் திட்டத்தைப் பெறுவதற்கு, ஒரு பெரிய தொகை தேவைப்படாதுமுதலீடு ஆரம்பத் தொகை ரூ. 500 ஆகக் குறைவு.
SBI SIP மியூச்சுவல் ஃபண்ட் சிறு வயதிலிருந்தே சேமிப்புப் பழக்கத்தை உருவாக்க ஊக்குவிக்கிறது
ஒரு SIP இல் முதலீடு செய்வதன் மூலம் ஒருவர் தங்கள் நீண்ட காலத்தை திட்டமிடலாம்நிதி இலக்குகள் கார்/வீடு வாங்குவது, சர்வதேச பயணத்திற்குச் சேமிப்பது, குழந்தையின் கல்விக்காகச் சேமிப்பது,ஓய்வூதிய திட்டமிடல் அல்லது வேறு ஏதேனும் சொத்துக்களை வாங்குவதற்கு.
ஒரு முறையான முதலீட்டுத் திட்டம் நீண்ட காலத்திற்குப் பரவியிருப்பதால், பங்குச் சந்தையின் அனைத்து காலகட்டங்களையும், ஏற்றங்களையும், மிக முக்கியமாக இறக்கங்களையும் ஒருவர் பிடிக்கிறார். வீழ்ச்சியின் போது, பெரும்பாலான முதலீட்டாளர்களுக்கு பயம் ஏற்படும் போது, SIP தவணைகள் முதலீட்டாளர்கள் "குறைவாக" வாங்குவதை உறுதி செய்கின்றன.

எனவே, இன்றே SIPஐத் தொடங்குங்கள்ஈக்விட்டி நிதிகள் இந்த முதல் 10 சிறந்த SBI SIP நிதிகளில் முதலீடு செய்வதன் மூலம். AUM போன்ற சில அளவுருக்களை மேற்கொள்வதன் மூலம் இந்த நிதிகள் பட்டியலிடப்பட்டுள்ளன,இல்லை, கடந்தகால நிகழ்ச்சிகள், சக சராசரி வருமானம் போன்றவை.

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ஈக்விட்டி ஃபண்டுகளில் முதலீடு செய்ய சிறந்த எஸ்பிஐ மியூச்சுவல் ஃபண்ட் எஸ்ஐபி

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Since launch (%)
SBI PSU Fund Growth	₹30.8375 ↓ -0.27	₹5,278	500	-2.2	16.9	-9	29.7	29.4	23.5	7.8
SBI Healthcare Opportunities Fund Growth	₹432.366 ↑ 3.22	₹4,027	500	3.9	12.5	6	26.7	20.5	42.2	15.5
SBI Magnum Tax Gain Fund Growth	₹432.213 ↓ -0.42	₹30,271	500	0.6	12.1	-3.4	23.6	24.6	27.7	12.3
SBI Infrastructure Fund Growth	₹47.7142 ↓ -0.28	₹4,969	500	-2.6	13.1	-11.1	21.6	26.2	20.8	9
SBI Contra Fund Growth	₹379.04 ↑ 2.29	₹46,947	500	0.8	11.3	-4.8	20.2	29	18.8	14.9
SBI Technology Opportunities Fund Growth	₹217.135 ↑ 0.03	₹4,687	500	3	8.4	0.9	18.4	23.1	30.1	19.5
SBI Banking & Financial Services Fund Growth	₹41.5183 ↓ -0.18	₹8,450	500	1.6	16.9	9.5	17.8	20.5	19.6	14.5
SBI Large and Midcap Fund Growth	₹620.267 ↑ 3.45	₹33,348	500	3.6	15.1	1.3	17.3	23.2	18	17.5
SBI Consumption Opportunities Fund Growth	₹319.025 ↑ 2.24	₹3,135	500	4.3	14.3	-6.5	16.2	24.3	22.8	15.6
SBI Magnum Equity ESG Fund Growth	₹236.603 ↓ -0.51	₹5,666	500	0.8	12	-2.4	15.6	17.2	12.1	9.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI PSU Fund	SBI Healthcare Opportunities Fund	SBI Magnum Tax Gain Fund	SBI Infrastructure Fund	SBI Contra Fund	SBI Technology Opportunities Fund	SBI Banking & Financial Services Fund	SBI Large and Midcap Fund	SBI Consumption Opportunities Fund	SBI Magnum Equity ESG Fund
Point 1	Lower mid AUM (₹5,278 Cr).	Bottom quartile AUM (₹4,027 Cr).	Upper mid AUM (₹30,271 Cr).	Lower mid AUM (₹4,969 Cr).	Highest AUM (₹46,947 Cr).	Bottom quartile AUM (₹4,687 Cr).	Upper mid AUM (₹8,450 Cr).	Top quartile AUM (₹33,348 Cr).	Bottom quartile AUM (₹3,135 Cr).	Upper mid AUM (₹5,666 Cr).
Point 2	Established history (15+ yrs).	Oldest track record among peers (20 yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (12+ yrs).	Established history (10+ yrs).	Established history (20+ yrs).	Established history (12+ yrs).	Established history (18+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Not Rated.	Top rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 29.37% (top quartile).	5Y return: 20.54% (bottom quartile).	5Y return: 24.60% (upper mid).	5Y return: 26.19% (upper mid).	5Y return: 29.03% (top quartile).	5Y return: 23.06% (lower mid).	5Y return: 20.45% (bottom quartile).	5Y return: 23.18% (lower mid).	5Y return: 24.30% (upper mid).	5Y return: 17.19% (bottom quartile).
Point 6	3Y return: 29.66% (top quartile).	3Y return: 26.65% (top quartile).	3Y return: 23.57% (upper mid).	3Y return: 21.62% (upper mid).	3Y return: 20.17% (upper mid).	3Y return: 18.37% (lower mid).	3Y return: 17.80% (lower mid).	3Y return: 17.27% (bottom quartile).	3Y return: 16.21% (bottom quartile).	3Y return: 15.64% (bottom quartile).
Point 7	1Y return: -8.98% (bottom quartile).	1Y return: 6.02% (top quartile).	1Y return: -3.41% (lower mid).	1Y return: -11.10% (bottom quartile).	1Y return: -4.79% (lower mid).	1Y return: 0.86% (upper mid).	1Y return: 9.55% (top quartile).	1Y return: 1.29% (upper mid).	1Y return: -6.54% (bottom quartile).	1Y return: -2.44% (upper mid).
Point 8	Alpha: 0.19 (upper mid).	Alpha: 3.04 (top quartile).	Alpha: -1.89 (lower mid).	Alpha: -7.90 (bottom quartile).	Alpha: -4.66 (bottom quartile).	Alpha: 7.73 (top quartile).	Alpha: -2.42 (lower mid).	Alpha: 1.25 (upper mid).	Alpha: -8.17 (bottom quartile).	Alpha: -1.78 (upper mid).
Point 9	Sharpe: -0.78 (bottom quartile).	Sharpe: 0.60 (top quartile).	Sharpe: -0.62 (lower mid).	Sharpe: -0.88 (bottom quartile).	Sharpe: -0.79 (bottom quartile).	Sharpe: -0.19 (upper mid).	Sharpe: 0.48 (top quartile).	Sharpe: -0.29 (upper mid).	Sharpe: -0.69 (lower mid).	Sharpe: -0.59 (upper mid).
Point 10	Information ratio: -0.27 (bottom quartile).	Information ratio: 0.38 (upper mid).	Information ratio: 2.16 (top quartile).	Information ratio: 0.04 (lower mid).	Information ratio: 1.43 (top quartile).	Information ratio: 1.04 (upper mid).	Information ratio: 0.59 (upper mid).	Information ratio: -0.12 (bottom quartile).	Information ratio: -0.01 (lower mid).	Information ratio: -0.09 (bottom quartile).

SBI PSU Fund

Lower mid AUM (₹5,278 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 29.37% (top quartile).
3Y return: 29.66% (top quartile).
1Y return: -8.98% (bottom quartile).
Alpha: 0.19 (upper mid).
Sharpe: -0.78 (bottom quartile).
Information ratio: -0.27 (bottom quartile).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹4,027 Cr).
Oldest track record among peers (20 yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 20.54% (bottom quartile).
3Y return: 26.65% (top quartile).
1Y return: 6.02% (top quartile).
Alpha: 3.04 (top quartile).
Sharpe: 0.60 (top quartile).
Information ratio: 0.38 (upper mid).

SBI Magnum Tax Gain Fund

Upper mid AUM (₹30,271 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.60% (upper mid).
3Y return: 23.57% (upper mid).
1Y return: -3.41% (lower mid).
Alpha: -1.89 (lower mid).
Sharpe: -0.62 (lower mid).
Information ratio: 2.16 (top quartile).

SBI Infrastructure Fund

Lower mid AUM (₹4,969 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.19% (upper mid).
3Y return: 21.62% (upper mid).
1Y return: -11.10% (bottom quartile).
Alpha: -7.90 (bottom quartile).
Sharpe: -0.88 (bottom quartile).
Information ratio: 0.04 (lower mid).

SBI Contra Fund

Highest AUM (₹46,947 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 29.03% (top quartile).
3Y return: 20.17% (upper mid).
1Y return: -4.79% (lower mid).
Alpha: -4.66 (bottom quartile).
Sharpe: -0.79 (bottom quartile).
Information ratio: 1.43 (top quartile).

SBI Technology Opportunities Fund

Bottom quartile AUM (₹4,687 Cr).
Established history (12+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 23.06% (lower mid).
3Y return: 18.37% (lower mid).
1Y return: 0.86% (upper mid).
Alpha: 7.73 (top quartile).
Sharpe: -0.19 (upper mid).
Information ratio: 1.04 (upper mid).

SBI Banking & Financial Services Fund

Upper mid AUM (₹8,450 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.45% (bottom quartile).
3Y return: 17.80% (lower mid).
1Y return: 9.55% (top quartile).
Alpha: -2.42 (lower mid).
Sharpe: 0.48 (top quartile).
Information ratio: 0.59 (upper mid).

SBI Large and Midcap Fund

Top quartile AUM (₹33,348 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.18% (lower mid).
3Y return: 17.27% (bottom quartile).
1Y return: 1.29% (upper mid).
Alpha: 1.25 (upper mid).
Sharpe: -0.29 (upper mid).
Information ratio: -0.12 (bottom quartile).

SBI Consumption Opportunities Fund

Bottom quartile AUM (₹3,135 Cr).
Established history (12+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 24.30% (upper mid).
3Y return: 16.21% (bottom quartile).
1Y return: -6.54% (bottom quartile).
Alpha: -8.17 (bottom quartile).
Sharpe: -0.69 (lower mid).
Information ratio: -0.01 (lower mid).

SBI Magnum Equity ESG Fund

Upper mid AUM (₹5,666 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.19% (bottom quartile).
3Y return: 15.64% (bottom quartile).
1Y return: -2.44% (upper mid).
Alpha: -1.78 (upper mid).
Sharpe: -0.59 (upper mid).
Information ratio: -0.09 (bottom quartile).

1. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

Research Highlights for SBI Small Cap Fund

Upper mid AUM (₹35,563 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.20% (upper mid).
3Y return: 15.04% (lower mid).
1Y return: -6.33% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.63 (lower mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~83%).
High-quality debt (AAA/AA ~100%).
Largest holding E I D Parry India Ltd (~3.2%).

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (04 Sep 25)	₹172.562 ↑ 0.05 (0.03 %)
Net Assets (Cr)	₹35,563 on 31 Jul 25
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,761
31 Aug 22	₹19,590
31 Aug 23	₹23,347
31 Aug 24	₹32,082
31 Aug 25	₹29,567

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	1.3%
3 Month	2%
6 Month	18.2%
1 Year	-6.3%
3 Year	15%
5 Year	24.2%
10 Year
15 Year
Since launch	19.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.1%
2023	25.3%
2022	8.1%
2021	47.6%
2020	33.6%
2019	6.1%
2018	-19.6%
2017	78.7%
2016	1.3%
2015	20.6%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	11.8 Yr.

Data below for SBI Small Cap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Industrials	26%
Consumer Cyclical	19.12%
Basic Materials	13.73%
Financial Services	13.47%
Consumer Defensive	4.29%
Health Care	2.6%
Communication Services	1.44%
Real Estate	1.26%
Technology	1.19%
Utility	0.23%

Asset Allocation

Asset Class	Value
Cash	16.48%
Equity	83.34%
Debt	0.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jan 24 \| EIDPARRY	3%	₹1,150 Cr	9,324,049
SBFC Finance Ltd (Financial Services) Equity, Since 31 Aug 23 \| SBFC	3%	₹935 Cr	89,318,180
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Jun 23 \| 543308	3%	₹926 Cr	12,323,990
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| KPIL	3%	₹906 Cr	7,900,000
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	3%	₹893 Cr	41,665,000
Chalet Hotels Ltd (Consumer Cyclical) Equity, Since 31 Jan 19 \| CHALET	2%	₹884 Cr	9,716,991
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| KPRMILL	2%	₹878 Cr	7,700,000
Deepak Fertilisers & Petrochemicals Corp Ltd (Basic Materials) Equity, Since 31 Jan 25 \| DEEPAKFERT	2%	₹841 Cr	5,261,203
Kajaria Ceramics Ltd (Industrials) Equity, Since 30 Apr 25 \| 500233	2%	₹813 Cr	6,907,902 ↑ 5,094,619
DOMS Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| DOMS	2%	₹773 Cr	3,300,000

2. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

Research Highlights for SBI Large and Midcap Fund

Upper mid AUM (₹33,348 Cr).
Oldest track record among peers (20 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.18% (lower mid).
3Y return: 17.27% (upper mid).
1Y return: 1.29% (top quartile).
Alpha: 1.25 (top quartile).
Sharpe: -0.29 (top quartile).
Information ratio: -0.12 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.0%).

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (03 Sep 25)	₹620.267 ↑ 3.45 (0.56 %)
Net Assets (Cr)	₹33,348 on 31 Jul 25
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	-0.29
Information Ratio	-0.12
Alpha Ratio	1.25
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,939
31 Aug 22	₹17,821
31 Aug 23	₹20,831
31 Aug 24	₹28,287
31 Aug 25	₹28,207

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	1.1%
3 Month	3.6%
6 Month	15.1%
1 Year	1.3%
3 Year	17.3%
5 Year	23.2%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18%
2023	26.8%
2022	7.3%
2021	39.3%
2020	15.8%
2019	6.8%
2018	-5.3%
2017	40.5%
2016	0.4%
2015	11.1%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	8.98 Yr.

Data below for SBI Large and Midcap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	27.34%
Basic Materials	16.87%
Consumer Cyclical	13.56%
Health Care	11.81%
Industrials	9.35%
Consumer Defensive	5.83%
Technology	4.37%
Energy	3.17%
Utility	1.56%
Communication Services	1.16%

Asset Allocation

Asset Class	Value
Cash	4.89%
Equity	95.01%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	8%	₹2,655 Cr	13,157,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| HDFCAMC	3%	₹1,079 Cr	1,910,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	3%	₹1,057 Cr	7,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	3%	₹983 Cr	9,200,000
Abbott India Ltd (Healthcare) Equity, Since 30 Sep 22 \| ABBOTINDIA	3%	₹946 Cr	274,878
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 May 23 \| KOTAKBANK	3%	₹930 Cr	4,700,000 ↓ -900,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	3%	₹921 Cr	3,844,000
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹916 Cr	11,500,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 23 \| 500387	3%	₹893 Cr	290,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	3%	₹866 Cr	5,843,873

3. SBI Bluechip Fund

(Erstwhile SBI Blue Chip Fund)

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index.

Research Highlights for SBI Bluechip Fund

Highest AUM (₹53,030 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.36% (bottom quartile).
3Y return: 13.86% (bottom quartile).
1Y return: -0.06% (top quartile).
Alpha: 1.05 (upper mid).
Sharpe: -0.34 (top quartile).
Information ratio: -0.12 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.8%).

Below is the key information for SBI Bluechip Fund

SBI Bluechip Fund Growth
Launch Date	14 Feb 06
NAV (04 Sep 25)	₹91.8636 ↓ -0.05 (-0.05 %)
Net Assets (Cr)	₹53,030 on 31 Jul 25
Category	Equity - Large Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.52
Sharpe Ratio	-0.34
Information Ratio	-0.12
Alpha Ratio	1.05
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,283
31 Aug 22	₹16,068
31 Aug 23	₹18,057
31 Aug 24	₹23,559
31 Aug 25	₹23,262

SBI Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	0.4%
3 Month	1.5%
6 Month	13.2%
1 Year	-0.1%
3 Year	13.9%
5 Year	18.4%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.5%
2023	22.6%
2022	4.4%
2021	26.1%
2020	16.3%
2019	11.6%
2018	-4.1%
2017	30.2%
2016	4.8%
2015	8%

Fund Manager information for SBI Bluechip Fund

Name	Since	Tenure
Saurabh Pant	1 Apr 24	1.42 Yr.
Pradeep Kesavan	1 Apr 24	1.42 Yr.

Data below for SBI Bluechip Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	33.12%
Consumer Cyclical	12.69%
Basic Materials	11.04%
Consumer Defensive	9.84%
Energy	7.6%
Industrials	7.09%
Health Care	5.37%
Technology	4.95%
Communication Services	2.64%
Utility	0.97%

Asset Allocation

Asset Class	Value
Cash	4.57%
Equity	95.3%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	10%	₹5,187 Cr	25,700,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| ICICIBANK	8%	₹4,296 Cr	29,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 15 \| RELIANCE	8%	₹4,032 Cr	29,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 09 \| LT	5%	₹2,691 Cr	7,400,000
Infosys Ltd (Technology) Equity, Since 30 Nov 17 \| INFY	4%	₹2,067 Cr	13,700,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 May 25 \| 500820	4%	₹1,989 Cr	8,300,000 ↑ 1,027,600
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| KOTAKBANK	3%	₹1,820 Cr	9,200,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	3%	₹1,802 Cr	2,731,710
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Oct 14 \| 500825	3%	₹1,774 Cr	3,073,593
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 19 \| EICHERMOT	3%	₹1,684 Cr	3,080,000

4. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹708 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 20.33% (lower mid).
3Y return: 15.50% (lower mid).
1Y return: -2.39% (upper mid).
Alpha: 4.11 (top quartile).
Sharpe: -0.40 (upper mid).
Information ratio: -0.04 (upper mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Tata Steel Ltd (~8.4%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (04 Sep 25)	₹104.428 ↓ -0.70 (-0.67 %)
Net Assets (Cr)	₹708 on 31 Jul 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	-0.4
Information Ratio	-0.04
Alpha Ratio	4.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹17,078
31 Aug 22	₹16,780
31 Aug 23	₹18,204
31 Aug 24	₹26,695
31 Aug 25	₹24,872

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	2.8%
3 Month	3.9%
6 Month	20.6%
1 Year	-2.4%
3 Year	15.5%
5 Year	20.3%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%
2015	-6.1%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.25 Yr.

Data below for SBI Magnum COMMA Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Basic Materials	48.82%
Energy	26.35%
Utility	8.78%
Consumer Defensive	6.56%
Consumer Cyclical	3.39%
Financial Services	2.1%

Asset Allocation

Asset Class	Value
Cash	3.57%
Equity	96.01%
Debt	0.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	8%	₹60 Cr	3,776,000
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	8%	₹59 Cr	424,732
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| 532538	6%	₹42 Cr	34,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	5%	₹35 Cr	2,070,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹34 Cr	1,400,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	4%	₹29 Cr	675,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| IOC	4%	₹28 Cr	1,900,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Sep 24 \| 532898	4%	₹27 Cr	930,000
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 31 Jul 24 \| BALRAMCHIN	4%	₹26 Cr	450,000
Nuvoco Vista Corp Ltd (Basic Materials) Equity, Since 30 Sep 24 \| 543334	4%	₹26 Cr	600,000

5. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

Research Highlights for SBI Magnum Multicap Fund

Lower mid AUM (₹22,117 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.58% (bottom quartile).
3Y return: 12.40% (bottom quartile).
1Y return: -3.40% (upper mid).
Alpha: -2.83 (lower mid).
Sharpe: -0.69 (lower mid).
Information ratio: -0.99 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.6%).

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund Growth
Launch Date	29 Sep 05
NAV (03 Sep 25)	₹107.9 ↑ 0.74 (0.69 %)
Net Assets (Cr)	₹22,117 on 31 Jul 25
Category	Equity - Multi Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.69
Information Ratio	-0.99
Alpha Ratio	-2.83
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,711
31 Aug 22	₹16,114
31 Aug 23	₹17,891
31 Aug 24	₹23,573
31 Aug 25	₹22,481

SBI Magnum Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	1.6%
3 Month	2.6%
6 Month	11.7%
1 Year	-3.4%
3 Year	12.4%
5 Year	17.6%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.2%
2023	22.8%
2022	0.7%
2021	30.8%
2020	13.6%
2019	11%
2018	-5.5%
2017	37%
2016	5.8%
2015	9.8%

Fund Manager information for SBI Magnum Multicap Fund

Name	Since	Tenure
Anup Upadhyay	1 Dec 24	0.75 Yr.
Dinesh Balachandran	1 Dec 24	0.75 Yr.

Data below for SBI Magnum Multicap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	37.15%
Consumer Cyclical	12.16%
Industrials	11.11%
Basic Materials	10.92%
Technology	5.51%
Energy	4.99%
Communication Services	4.96%
Consumer Defensive	2.14%
Health Care	2.04%
Utility	1.77%

Asset Allocation

Asset Class	Value
Cash	7.13%
Equity	92.74%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 15 \| HDFCBANK	9%	₹1,895 Cr	9,389,654
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	8%	₹1,695 Cr	11,444,355
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	6%	₹1,239 Cr	6,259,500
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	5%	₹1,103 Cr	7,934,540 ↓ -1,450,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 19 \| LT	4%	₹944 Cr	2,596,034
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 16 \| BHARTIARTL	4%	₹856 Cr	4,470,500
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| MARUTI	4%	₹850 Cr	674,058
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	3%	₹724 Cr	8,215,850
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 25 \| INDIGO	3%	₹637 Cr	1,078,166
Tata Steel Ltd (Basic Materials) Equity, Since 31 May 25 \| TATASTEEL	3%	₹575 Cr	36,400,000

6. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Bottom quartile AUM (₹3,135 Cr).
Established history (12+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 24.30% (upper mid).
3Y return: 16.21% (upper mid).
1Y return: -6.54% (bottom quartile).
Alpha: -8.17 (bottom quartile).
Sharpe: -0.69 (bottom quartile).
Information ratio: -0.01 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~6.0%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (04 Sep 25)	₹319.025 ↑ 2.24 (0.71 %)
Net Assets (Cr)	₹3,135 on 31 Jul 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.69
Information Ratio	-0.01
Alpha Ratio	-8.17
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,401
31 Aug 22	₹19,169
31 Aug 23	₹23,028
31 Aug 24	₹32,448
31 Aug 25	₹29,800

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	3.4%
3 Month	4.3%
6 Month	14.3%
1 Year	-6.5%
3 Year	16.2%
5 Year	24.3%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%
2015	5.3%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	1.42 Yr.
Ashit Desai	1 Apr 24	1.42 Yr.

Data below for SBI Consumption Opportunities Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	46.75%
Consumer Defensive	31.14%
Basic Materials	8.13%
Communication Services	6.05%
Industrials	5.67%

Asset Allocation

Asset Class	Value
Cash	1.7%
Equity	98.2%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	6%	₹190 Cr	990,000 ↑ 160,000
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	5%	₹163 Cr	3,960,660
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| 500825	4%	₹141 Cr	244,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	4%	₹140 Cr	2,136,850
Ganesha Ecosphere Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| 514167	4%	₹135 Cr	906,423
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	4%	₹133 Cr	2,350,172
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	4%	₹127 Cr	395,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	4%	₹126 Cr	500,000 ↑ 125,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	4%	₹122 Cr	509,000 ↑ 100,000
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹114 Cr	588,029

7. SBI Magnum Equity ESG Fund

(Erstwhile SBI Magnum Equity Fund)

To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.

Research Highlights for SBI Magnum Equity ESG Fund

Lower mid AUM (₹5,666 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.19% (bottom quartile).
3Y return: 15.64% (upper mid).
1Y return: -2.44% (upper mid).
Alpha: -1.78 (upper mid).
Sharpe: -0.59 (upper mid).
Information ratio: -0.09 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.9%).

Below is the key information for SBI Magnum Equity ESG Fund

SBI Magnum Equity ESG Fund Growth
Launch Date	27 Nov 06
NAV (04 Sep 25)	₹236.603 ↓ -0.51 (-0.22 %)
Net Assets (Cr)	₹5,666 on 31 Jul 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.93
Sharpe Ratio	-0.59
Information Ratio	-0.09
Alpha Ratio	-1.78
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹15,308
31 Aug 22	₹15,782
31 Aug 23	₹17,259
31 Aug 24	₹23,054
31 Aug 25	₹22,293

SBI Magnum Equity ESG Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Magnum Equity ESG Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	1.2%
3 Month	0.8%
6 Month	12%
1 Year	-2.4%
3 Year	15.6%
5 Year	17.2%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.1%
2023	24.6%
2022	-2.3%
2021	30.3%
2020	13.5%
2019	14.8%
2018	3.3%
2017	24.1%
2016	4.5%
2015	2.4%

Fund Manager information for SBI Magnum Equity ESG Fund

Name	Since	Tenure
Rohit Shimpi	1 Jan 22	3.67 Yr.

Data below for SBI Magnum Equity ESG Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	35.27%
Industrials	14.64%
Consumer Cyclical	14.61%
Technology	12.16%
Basic Materials	5.81%
Health Care	4.03%
Energy	3.47%
Consumer Defensive	3.22%
Utility	1.54%
Real Estate	1.04%

Asset Allocation

Asset Class	Value
Cash	4.11%
Equity	95.8%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	10%	₹559 Cr	2,767,400
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| ICICIBANK	9%	₹487 Cr	3,285,000
Infosys Ltd (Technology) Equity, Since 28 Feb 03 \| INFY	5%	₹288 Cr	1,911,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 16 \| LT	5%	₹266 Cr	731,709
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532215	4%	₹245 Cr	2,290,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jul 19 \| 532538	4%	₹214 Cr	175,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 20 \| MARUTI	4%	₹206 Cr	163,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Aug 22 \| KOTAKBANK	4%	₹204 Cr	1,033,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 24 \| RELIANCE	3%	₹197 Cr	1,415,000
State Bank of India (Financial Services) Equity, Since 28 Feb 09 \| SBIN	3%	₹194 Cr	2,430,000

8. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Contra Fund

Top quartile AUM (₹46,947 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 29.03% (top quartile).
3Y return: 20.17% (top quartile).
1Y return: -4.79% (lower mid).
Alpha: -4.66 (bottom quartile).
Sharpe: -0.79 (bottom quartile).
Information ratio: 1.43 (top quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.7%).

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (03 Sep 25)	₹379.04 ↑ 2.29 (0.61 %)
Net Assets (Cr)	₹46,947 on 31 Jul 25
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.53
Sharpe Ratio	-0.8
Information Ratio	1.43
Alpha Ratio	-4.66
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹17,645
31 Aug 22	₹20,890
31 Aug 23	₹26,014
31 Aug 24	₹38,115
31 Aug 25	₹35,690

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	1%
3 Month	0.8%
6 Month	11.3%
1 Year	-4.8%
3 Year	20.2%
5 Year	29%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.8%
2023	38.2%
2022	12.8%
2021	49.9%
2020	30.6%
2019	-1%
2018	-14.3%
2017	40.2%
2016	2.4%
2015	-0.1%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	7.32 Yr.
Pradeep Kesavan	1 Dec 23	1.75 Yr.

Data below for SBI Contra Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	22.73%
Basic Materials	9.47%
Energy	9.26%
Health Care	7.72%
Technology	6.58%
Consumer Cyclical	6.47%
Consumer Defensive	6.29%
Utility	4.57%
Industrials	3.75%
Communication Services	2.82%
Real Estate	1.36%

Asset Allocation

Asset Class	Value
Cash	18.47%
Equity	81.01%
Debt	0.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	9%	₹4,082 Cr	20,224,629
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	6%	₹2,741 Cr	19,717,567
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	3%	₹1,597 Cr	38,766,741
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	3%	₹1,267 Cr	6,405,768
Biocon Ltd (Healthcare) Equity, Since 30 Jun 21 \| BIOCON	2%	₹1,123 Cr	28,687,453
Punjab National Bank (Financial Services) Equity, Since 30 Sep 22 \| 532461	2%	₹1,059 Cr	100,456,586
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 21 \| 532155	2%	₹924 Cr	51,993,788
Tata Steel Ltd (Basic Materials) Equity, Since 31 Jul 22 \| TATASTEEL	2%	₹916 Cr	57,995,525 ↑ 5,000,000
Dabur India Ltd (Consumer Defensive) Equity, Since 31 Dec 23 \| 500096	2%	₹902 Cr	17,046,663
Torrent Power Ltd (Utilities) Equity, Since 31 Oct 21 \| 532779	2%	₹849 Cr	6,482,410

9. SBI Magnum Mid Cap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

Research Highlights for SBI Magnum Mid Cap Fund

Upper mid AUM (₹22,547 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.03% (upper mid).
3Y return: 14.56% (bottom quartile).
1Y return: -6.63% (bottom quartile).
Alpha: -3.78 (lower mid).
Sharpe: -0.57 (upper mid).
Information ratio: -1.23 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding CRISIL Ltd (~3.7%).

Below is the key information for SBI Magnum Mid Cap Fund

SBI Magnum Mid Cap Fund Growth
Launch Date	29 Mar 05
NAV (04 Sep 25)	₹226.621 ↓ -0.21 (-0.09 %)
Net Assets (Cr)	₹22,547 on 31 Jul 25
Category	Equity - Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.57
Information Ratio	-1.23
Alpha Ratio	-3.78
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹17,626
31 Aug 22	₹20,582
31 Aug 23	₹24,278
31 Aug 24	₹33,252
31 Aug 25	₹30,751

SBI Magnum Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI Magnum Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	-0.5%
3 Month	-2.2%
6 Month	10.1%
1 Year	-6.6%
3 Year	14.6%
5 Year	25%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.3%
2023	34.5%
2022	3%
2021	52.2%
2020	30.4%
2019	0.1%
2018	-18%
2017	33.5%
2016	5%
2015	14.9%

Fund Manager information for SBI Magnum Mid Cap Fund

Name	Since	Tenure
Bhavin Vithlani	1 Apr 24	1.42 Yr.

Data below for SBI Magnum Mid Cap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Financial Services	25.19%
Consumer Cyclical	17.47%
Basic Materials	11.77%
Industrials	11.51%
Health Care	9.95%
Technology	4.75%
Real Estate	4.48%
Consumer Defensive	4.09%
Utility	2.73%
Communication Services	1.61%
Energy	1.39%

Asset Allocation

Asset Class	Value
Cash	4.93%
Equity	94.94%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CRISIL Ltd (Financial Services) Equity, Since 30 Apr 21 \| CRISIL	4%	₹839 Cr	1,582,641 ↓ -17,359
Sundaram Finance Ltd (Financial Services) Equity, Since 30 Sep 22 \| SUNDARMFIN	3%	₹697 Cr	1,490,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Nov 24 \| 500387	3%	₹693 Cr	225,000
Tata Elxsi Ltd (Technology) Equity, Since 31 Dec 24 \| TATAELXSI	3%	₹640 Cr	1,050,000
Torrent Power Ltd (Utilities) Equity, Since 30 Jun 19 \| 532779	3%	₹616 Cr	4,700,000
Schaeffler India Ltd (Consumer Cyclical) Equity, Since 28 Feb 14 \| SCHAEFFLER	3%	₹604 Cr	1,465,945 ↓ -134,055
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 15 \| M&MFIN	3%	₹579 Cr	22,500,000
Biocon Ltd (Healthcare) Equity, Since 30 Nov 24 \| BIOCON	2%	₹547 Cr	13,969,697
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| FEDERALBNK	2%	₹547 Cr	27,000,000
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Oct 20 \| 500493	2%	₹526 Cr	4,500,000

10. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

Research Highlights for SBI Infrastructure Fund

Bottom quartile AUM (₹4,969 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 26.19% (top quartile).
3Y return: 21.62% (top quartile).
1Y return: -11.10% (bottom quartile).
Alpha: -7.90 (bottom quartile).
Sharpe: -0.88 (bottom quartile).
Information ratio: 0.04 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~9.7%).

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund Growth
Launch Date	6 Jul 07
NAV (04 Sep 25)	₹47.7142 ↓ -0.28 (-0.59 %)
Net Assets (Cr)	₹4,969 on 31 Jul 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.88
Information Ratio	0.04
Alpha Ratio	-7.9
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,065
31 Aug 22	₹18,118
31 Aug 23	₹22,800
31 Aug 24	₹36,383
31 Aug 25	₹31,994

SBI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 25

Duration	Returns
1 Month	0.1%
3 Month	-2.6%
6 Month	13.1%
1 Year	-11.1%
3 Year	21.6%
5 Year	26.2%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.8%
2023	49.7%
2022	9.3%
2021	48.3%
2020	8.2%
2019	10.2%
2018	-18.1%
2017	41.7%
2016	9.3%
2015	2.7%

Fund Manager information for SBI Infrastructure Fund

Name	Since	Tenure
Bhavin Vithlani	1 Jan 22	3.67 Yr.

Data below for SBI Infrastructure Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Industrials	33.05%
Financial Services	16.97%
Energy	12.3%
Basic Materials	12.15%
Communication Services	8.12%
Utility	6.22%
Consumer Cyclical	3.2%
Real Estate	2.8%

Asset Allocation

Asset Class	Value
Cash	5.09%
Equity	94.81%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 19 \| RELIANCE	10%	₹480 Cr	3,450,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	10%	₹473 Cr	1,300,000 ↑ 200,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Jul 22 \| 500387	6%	₹308 Cr	100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 07 \| BHARTIARTL	5%	₹258 Cr	1,350,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| HDFCBANK	5%	₹242 Cr	1,200,000
Indian Energy Exchange Ltd (Financial Services) Equity, Since 31 Jan 24 \| IEX	4%	₹189 Cr	13,967,500 ↓ -32,500
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Dec 19 \| 532538	4%	₹184 Cr	150,000
Grindwell Norton Ltd (Industrials) Equity, Since 31 Jul 24 \| 506076	3%	₹154 Cr	1,000,000
Siemens Ltd (Industrials) Equity, Since 31 May 25 \| 500550	3%	₹152 Cr	500,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Jun 24 \| 534816	3%	₹145 Cr	4,000,000

SIP முதலீடு எப்படி வளரும்?

நீங்கள் ஒரு குறிப்பிட்ட காலத்திற்கு ஒரு குறிப்பிட்ட தொகையை மாதந்தோறும் முதலீடு செய்தால், உங்கள் SIP முதலீடு எவ்வாறு வளரும் என்பதை அறிய விரும்புகிறீர்களா? ஒரு உதாரணத்துடன் உங்களுக்கு விளக்குவோம்.

SIP கால்குலேட்டர் அல்லது SIP ரிட்டர்ன் கால்குலேட்டர்

SIP கால்குலேட்டர்கள் பொதுவாக ஒருவர் முதலீடு செய்ய விரும்பும் SIP முதலீட்டுத் தொகை (இலக்கு) போன்ற உள்ளீடுகளை எடுத்துக்கொள்கிறார்கள், எத்தனை ஆண்டுகள் முதலீடு செய்ய வேண்டும், எதிர்பார்க்கப்படுகிறதுவீக்கம் விகிதங்கள் (இதற்கு ஒருவர் கணக்கு வைக்க வேண்டும்!) மற்றும் எதிர்பார்க்கப்படும் வருமானம். எனவே, ஒரு இலக்கை அடைய தேவையான SIP வருமானத்தை ஒருவர் கணக்கிடலாம்!

நீங்கள் 10 ரூபாய் முதலீடு செய்தால், என்று வைத்துக்கொள்வோம்.000 10 ஆண்டுகளுக்கு, உங்கள் SIP முதலீடு எவ்வாறு வளர்கிறது என்பதைப் பார்க்கவும்-

மாதாந்திர முதலீடு: 10,000 ரூபாய்

முதலீட்டு காலம்: 10 ஆண்டுகள்

முதலீடு செய்யப்பட்ட மொத்த தொகை: இந்திய ரூபாய் 12,00,000

நீண்ட கால வளர்ச்சி விகிதம் (தோராயமாக): 15%

இதன்படி எதிர்பார்க்கப்படும் வருமானம்சிப் கால்குலேட்டர்: இந்திய ரூபாய் 27,86,573

நிகர லாபம்: இந்திய ரூபாய் 15,86,573 (முழுமையான வருவாய்= 132.2%)

நீங்கள் 10 ஆண்டுகளுக்கு மாதம் 10,000 ரூபாய் முதலீடு செய்தால் (மொத்தம் INR12,00,000) நீங்கள் சம்பாதிப்பீர்கள்இந்திய ரூபாய் 27,86,573, அதாவது நீங்கள் செய்யும் நிகர லாபம்இந்திய ரூபாய் 15,86,573. நன்றாக இருக்கிறது அல்லவா!

எஸ்பிஐ மியூச்சுவல் ஃபண்ட் எஸ்ஐபி ஆன்லைனில் எப்படி முதலீடு செய்வது?

Fincash.com இல் வாழ்நாள் முழுவதும் இலவச முதலீட்டுக் கணக்கைத் திறக்கவும்.

உங்கள் பதிவு மற்றும் KYC செயல்முறையை முடிக்கவும்

ஆவணங்களைப் பதிவேற்றவும் (பான், ஆதார் போன்றவை).மேலும், நீங்கள் முதலீடு செய்ய தயாராக உள்ளீர்கள்!

தொடங்குங்கள்

SBI உடன் உங்கள் இலக்கைத் திட்டமிடுங்கள்பரஸ்பர நிதி, அவர்களை அடைய SIPகளைப் பயன்படுத்தவும்!

அடிக்கடி கேட்கப்படும் கேள்விகள்

1. நான் எப்போது SIP இல் முதலீடு செய்யலாம்?

A: SIP இல் முதலீடு செய்யத் தொடங்குவதற்கு நிலையான நேரம் இல்லை. வருடத்தில் எப்போது வேண்டுமானாலும் உங்கள் முதலீட்டைத் தொடங்கலாம். எனவே, உங்கள் நிதியை மதிப்பீடு செய்யத் தொடங்குங்கள், மேலும் ஒரு குறிப்பிட்ட நேரத்தில் முதலீடு செய்ய நீங்கள் தயாராக உள்ளீர்கள் என்பதை உறுதிப்படுத்தவும்.

2. SIP களில் முதலீடு செய்யும் போது நான் நீண்ட கால இலக்குகளை மனதில் வைத்துக் கொள்ள வேண்டுமா?

A: வெறுமனே, SIP கள் உங்கள் நீண்ட கால இலக்குகளின் ஒரு பகுதியாக இருக்க வேண்டும். முதன்மைக் காரணம், அதிக நீட்டிக்கப்பட்ட காலம், குறுகிய காலத்தை விட சிறந்த வருவாயை உருவாக்க வாய்ப்புள்ளது.

3. மியூச்சுவல் ஃபண்டுகளில் கூட்டும் சக்தி என்ன?

A: நீங்கள் ஒரு மியூச்சுவல் ஃபண்டில் தவறாமல் முதலீடு செய்யும் போது, முதலீடு செய்யப்பட்ட அசல் தொகைக்கு வட்டி மட்டும் அல்லாமல் கூட்டு வட்டியைப் பெறுவீர்கள். இது கூட்டு வருடாந்திர வளர்ச்சி விகிதம் அல்லது கணக்கிடப்படுகிறதுசிஏஜிஆர். நீண்ட காலத்திற்கு, கூட்டு விளைவு உங்கள் முதலீட்டை பன்மடங்கு பெரிதாக்குகிறது. வேறு வார்த்தைகளில் கூறுவதானால், கூட்டு விளைவுகளின் உதவியுடன், SIP முதலீடுகளில் நீங்கள் சம்பாதிக்கும் வருமானமும் வருமானத்தை அளிக்கிறது.

4. நான் ஏன் SBI SIP இல் முதலீடு செய்ய வேண்டும்?

A: SBI SIP இல் முதலீடு செய்வதற்கான முதன்மைக் காரணம், அது குறைந்த நுழைவுப் புள்ளியைக் கொண்டிருப்பதே ஆகும். குறைந்தபட்சம் ரூ.500 முதலீட்டில் பொருத்தமான SIP இல் முதலீடு செய்யத் தொடங்கலாம். இது எஸ்பிஐ எஸ்ஐபிகளில் முதலீடு செய்வதற்கு மிகவும் எளிதானது, குறிப்பாக நீங்கள் எஸ்ஐபிகளில் முதலீடு செய்ய விரும்பினால்.

5. SBI பல SIPகளை வழங்குகிறதா?

A: ஆம், SIP களில் முதலீடு செய்வது தொடர்பாக பல விருப்பங்களை நீங்கள் விரும்பினால், SBI மிகவும் நம்பகமான மற்றும் சிறந்த வங்கிகளில் ஒன்றாக இருப்பதை நிரூபிக்க முடியும். நீங்கள் SBI பெரிய மற்றும் முதலீடு செய்ய தேர்வு செய்யலாம்நடுத்தர தொப்பி SIP, பெரிய மற்றும் நடுத்தர அளவிலான மூலதனங்களின் பங்குகளில் உங்கள் முதலீட்டை வேறுபடுத்தலாம். இது முதலீட்டில் நல்ல லாபத்தை உறுதி செய்யும். ஆனால், நீங்கள் விரும்பினால்SIP இல் முதலீடு செய்யுங்கள் ஹெல்த்கேர் ஈக்விட்டிகளின் அடிப்படையில், வலுவான வருவாயைக் காட்டிய எஸ்பிஐ ஹெல்த்கேர் வாய்ப்புகளில் முதலீடு செய்வதைக் கருத்தில் கொள்ளுங்கள்.14.3% தொடங்கப்பட்டதிலிருந்து.

6. ரூபாய் செலவு சராசரி என்ன?

A: சராசரியாக ரூபாய் மதிப்பு தனிநபர்களை SIP களில் முதலீடு செய்ய ஊக்குவிப்பது மட்டுமல்லாமல், சந்தை ஏற்ற இறக்கத்தைப் பயன்படுத்திக் கொள்ள அனுமதிக்கிறது. எஸ்பிஐ எஸ்ஐபியின் என்ஏவி குறைந்திருந்தால், ஒருமுதலீட்டாளர், இலிருந்து அதிக அலகுகளைப் பெறுவீர்கள்வங்கி, மற்றும் SIP இன் NAV அதிகமாக இருந்தால், நீங்கள் குறைவான யூனிட்களைப் பெறுவீர்கள். எப்படியிருந்தாலும், நீங்கள் வெற்றி பெறுவீர்கள்.

7. ரூ.5 லட்சத்தை திரும்பப் பெற SBI SIP இல் நான் எவ்வளவு முதலீடு செய்ய வேண்டும் என்பதை சராசரியாகப் பெற முடியுமா?

A: நீங்கள் 5 ஆண்டுகளுக்கு SBI SIP இல் முதலீடு செய்தால், 10% எதிர்பார்க்கப்படும் வருமானத்தில் மாதம் ரூ.6403.00 தொகையை முதலீடு செய்ய வேண்டும். எதிர்பார்த்த வருமானம் அதிகரித்தால், மாதாந்திர முதலீட்டுத் தொகை குறையும்.

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.