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Top 4 Mutual Funds for Low Risk Investors

Updated on November 15, 2019 , 62 views

If you are approaching retirement or are a newbie to Mutual Funds or if you are looking for an investment that won’t cause you much loss and protect your funds at the same time, then we have got some options that you need to have a look at. Low-risk Ideally, low-risk investors are the one who wants to invest their money, but don’t want to risk their investments. In other words, they want to make a safe investment in Mutual Funds.

Debt fund, a type of Mutual Fund, have some of the best low-risk investments for conservative investors. As debt funds invest in government Bonds, money market securities, etc., they carry a lower risk, compared to equities. Also, since these funds have a low-risk, the maturity duration of these funds is short, varying from a few days to a year. But, these funds are known for this short-term returns. Risk-averse investors can invest in these funds for a short duration and earn optimal returns.

Best Low Risk Mutual Funds for Low Risk Investors

Overnight Funds

These are a debt scheme that will invest in bonds that mature in a day. In other words, investment is done in overnight securities with a maturity of one day. This is a safe option for investors who want to park money without worrying about risks and returns. Some overnight scheme, in order to generate credit risk-free return by way of income or growth, invests in Central Government Securities, Treasury Bills, Call Money and Repos. This is a great option for investors who want to invest their surplus amount for a night. However, one who don't want to redeem their fund overnight, can let it remain in the scheme.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
UTI Overnight Fund Growth ₹2,667.16
↑ 0.35
₹1,2211.32.75.85.55.95.35%1D
SBI Overnight Fund Growth ₹3,171.87
↑ 0.42
₹1,6801.32.75.85.96.20%
HDFC Overnight Fund Growth ₹2,907.38
↑ 0.76
₹7,2191.32.65.85.96.15.4%1D
L&T Cash Fund Growth ₹1,464.8
↑ 0.33
₹6091.12.35.25.35.50%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Nov 19

Liquid Funds

Liquid Funds invest in securities that have a low maturity period, usually less than 91 days. These funds mainly invest in treasury bills, commercial papers, term deposit, etc. Liquid funds provide easy liquidity and are least volatile than the other types of debt instruments. Also, liquids are a better option than traditional bank Savings Account. In comparison to bank account, liquid funds provide 7-8% of annual interest. Generally, anyone having idle cash in their savings account must have thought of Investing it somewhere to make more money out of it. Investors who want risk-free investment can ideally prefer investing in these funds.

FundNAVNet Assets (Cr)1 MO (%)3 MO (%)6 MO (%)1 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
DHFL Pramerica Insta Cash Fund Growth ₹252.045
↑ 0.04
₹7150.41.43.277.45.76%1M 10D1M 10D
JM Liquid Fund Growth ₹53.0051
↑ 0.01
₹1,0420.41.43.16.97.45.75%1M 1D1M 1D
Indiabulls Liquid Fund Growth ₹1,887.68
↑ 0.28
₹6380.41.43.16.87.36.17%25D25D
Principal Cash Management Fund Growth ₹1,717.66
↑ 0.47
₹2100.41.42.96.4-1.85.59%1M 5D1M 6D
Reliance Liquid Fund  Growth ₹4,727.81
↑ 1.33
₹21,9970.41.43.277.45.78%1M 25D1M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Nov 19

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Ultra Short Term Funds

Ultra short duration funds invest in fixed income instruments which have a Macaulay duration between three to six months. Ultra short-term funds help investors avoid interest rate risks and also offer better returns compared to liquid debt funds. These funds are short-term investments that are highly suitable for investors who are willing to marginally increase the risk of investment to earn good returns. Typically, the yield on a debt instrument is higher for instruments with longer maturities. Thus, securities in ultra short mutual funds usually earn a higher yield as compared to Liquid funds (albeit at a relatively higher risk). As a result, ultra short term funds may give marginally better returns than liquid funds over comparable periods of time.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹27.7549
↑ 0.01
₹20,1302.14.69.98.78.79.69%5M 16D6M 18D
Aditya Birla Sun Life Savings Fund Growth ₹388.743
↑ 0.12
₹14,73924.497.77.66.75%4M 28D5M 12D
BOI AXA Ultra Short Duration Fund Growth ₹2,370.14
↑ 0.60
₹3051.83.987.87.66.34%5M 1D5M 17D
Indiabulls Ultra Short Term Fund Growth ₹1,896.83
↑ 0.37
₹441.73.787.37.16.32%3M 14D
UTI Ultra Short Term Fund Growth ₹3,049.39
↑ 0.35
₹2,6952.2-0.13.75.677.29%4M 3D5M 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Nov 19

Money Market Funds

The money market fund invests in many markets such as commercial/treasury bills, commercial papers, Certificate of Deposit and other instruments specified by the Reserve Bank of India (RBI). These investments are a good option for risk-averse investors who want to earn good returns in short duration. This debt scheme will invest in money market instruments having a maturity up to one year. The performance of Money market funds is closely tied to the interest rates set by the Reserve Bank of India, the Central Bank of India. So, when RBI raises rates in the market, yields increase, and money market funds are able to give good returns.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2018 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Money Manager Fund Growth ₹262.931
↑ 0.07
₹10,2191.74.28.57.67.95.98%4M 20D4M 20D
L&T Money Market Fund Growth ₹19.4738
↑ 0.01
₹6503.75.28.87.87.36.15%6M 29D7M 6D
Kotak Money Market Scheme Growth ₹3,229.86
↑ 0.85
₹9,4121.84.18.57.57.76.35%6M 7D6M 7D
UTI Money Market Fund Growth ₹2,203.8
↑ 0.52
₹6,2761.84.18.47.57.86.14%5M 18D
ICICI Prudential Money Market Fund Growth ₹271.603
↑ 0.07
₹9,1301.84.18.37.47.76.11%4M 29D5M 9D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Nov 19

1. L&T Money Market Fund

(Erstwhile L&T Floating Rate Fund)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt/money market instruments, fixed rate debt/money market instruments swapped for floating rate returns, and fixed rate debt securities, Government securities and money market instruments.

L&T Money Market Fund is a Debt - Money Market fund was launched on 10 Aug 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 12 in Money Market category.  Return for 2018 was 7.3% , 2017 was 7.5% and 2016 was 9.1% .

Below is the key information for L&T Money Market Fund

L&T Money Market Fund
Growth
Launch Date 10 Aug 05
NAV (15 Nov 19) ₹19.4738 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹650 on 30 Sep 19
Category Debt - Money Market
AMC L&T Investment Management Ltd
Rating
Risk Moderate
Expense Ratio 0.79
Sharpe Ratio 2.4
Information Ratio 0.56
Alpha Ratio 7.15
Min Investment 10,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.15%
Effective Maturity 7 Months 6 Days
Modified Duration 6 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,846
31 Oct 16₹11,827
31 Oct 17₹12,769
31 Oct 18₹13,632
31 Oct 19₹14,845

L&T Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for L&T Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19

DurationReturns
1 Month 0.6%
3 Month 3.7%
6 Month 5.2%
1 Year 8.8%
3 Year 7.8%
5 Year 8.2%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.3%
2017 7.5%
2016 9.1%
2015 8.4%
2014 8.6%
2013 8.7%
2012 10.6%
2011 9.3%
2010 5.2%
2009 3.2%
Fund Manager information for L&T Money Market Fund
NameSinceTenure
Jalpan Shah3 Apr 172.58 Yr.
Vikas Garg3 Apr 172.58 Yr.

Data below for L&T Money Market Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash100.12%
Debt Sector Allocation
SectorValue
Corporate51.45%
Cash Equivalent41.22%
Government7.44%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
8%₹49 Cr5,000
RELIANCE INDUSTRIES LIMITED
Commercial Paper | -
8%₹49 Cr1,000
↑ 1,000
HDFC BANK LIMITED
Certificate of Deposit | -
7%₹48 Cr5,000
↑ 5,000
ICICI Bank Limited
Certificate of Deposit | -
7%₹47 Cr5,000
↑ 5,000
AXIS BANK LIMITED
Certificate of Deposit | -
7%₹47 Cr5,000
↑ 5,000
Kotak Mahindra Bank Limited
Certificate of Deposit | -
7%₹47 Cr5,000
↑ 5,000
(A) Tri Party Repo Dealing System (Treps)/Reverse Repo
CBLO/Reverse Repo | -
4%₹25 Cr
REC LIMITED
Commercial Paper | -
4%₹25 Cr500
KOTAK MAHINDRA PRIME LIMITED
Commercial Paper | -
4%₹24 Cr500
↑ 500
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
4%₹24 Cr500
↓ -500

2. IDBI Ultra Short Term Fund

The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized.

IDBI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 Sep 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 78 in Ultrashort Bond category.  Return for 2018 was 6.9% , 2017 was 5.8% and 2016 was 7.9% .

Below is the key information for IDBI Ultra Short Term Fund

IDBI Ultra Short Term Fund
Growth
Launch Date 3 Sep 10
NAV (15 Nov 19) ₹2,028.47 ↑ 0.46   (0.02 %)
Net Assets (Cr) ₹177 on 30 Sep 19
Category Debt - Ultrashort Bond
AMC IDBI Asset Management Limited
Rating
Risk Moderately Low
Expense Ratio 1.36
Sharpe Ratio 0.64
Information Ratio -0.18
Alpha Ratio 12.63
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.12%
Effective Maturity 7 Months 5 Days
Modified Duration 5 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,816
31 Oct 16₹11,655
31 Oct 17₹12,394
31 Oct 18₹13,136
31 Oct 19₹14,099

IDBI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for IDBI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19

DurationReturns
1 Month 0.6%
3 Month 6.3%
6 Month 5.1%
1 Year 7.2%
3 Year 6.5%
5 Year 7.1%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.9%
2017 5.8%
2016 7.9%
2015 7.8%
2014 8.7%
2013 9.2%
2012 9.7%
2011 9.3%
2010
2009
Fund Manager information for IDBI Ultra Short Term Fund
NameSinceTenure
Bhupesh Kalyani1 Feb 172.75 Yr.

Data below for IDBI Ultra Short Term Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash75.6%
Debt24.4%
Debt Sector Allocation
SectorValue
Cash Equivalent43.33%
Corporate32.93%
Government23.74%
Credit Quality
RatingValue
A29.66%
AA66.59%
AAA3.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
41%₹73 Cr7,347,081
↓ -1,282,375
HDFC Bank Limited
Certificate of Deposit | -
14%₹24 Cr2,500,000
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
14%₹24 Cr2,500,000
Punjab National Bank
Debentures | -
9%₹17 Cr1,700,000
J.K.Cement Limited
Debentures | -
8%₹15 Cr2,500,000
ECL Finance Limited
Debentures | -
8%₹15 Cr1,500,000
Net Receivable / Payable
Net Current Assets | -
2%₹3 Cr
Axis Bank Limited
Debentures | -
2%₹3 Cr300,000
Housing And Urban Development Corporation Ltd.
Debentures | -
1%₹1 Cr100,000
J.K.Cement Limited
Debentures | -
0%₹1 Cr200,000

3. Franklin India Ultra Short Bond Fund - Super Institutional Plan

To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments.

Franklin India Ultra Short Bond Fund - Super Institutional Plan is a Debt - Ultrashort Bond fund was launched on 18 Dec 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Return for 2018 was 8.7% , 2017 was 8.2% and 2016 was 9.7% .

Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Franklin India Ultra Short Bond Fund - Super Institutional Plan
Growth
Launch Date 18 Dec 07
NAV (15 Nov 19) ₹27.7549 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹20,130 on 30 Sep 19
Category Debt - Ultrashort Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.37
Sharpe Ratio 10.21
Information Ratio 3.38
Alpha Ratio 0.05
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 9.69%
Effective Maturity 6 Months 18 Days
Modified Duration 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,980
31 Oct 16₹12,038
31 Oct 17₹13,098
31 Oct 18₹14,100
31 Oct 19₹15,516

Franklin India Ultra Short Bond Fund - Super Institutional Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19

DurationReturns
1 Month 0.7%
3 Month 2.1%
6 Month 4.6%
1 Year 9.9%
3 Year 8.7%
5 Year 9.2%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8.7%
2017 8.2%
2016 9.7%
2015 9.7%
2014 10%
2013 10%
2012 10.3%
2011 9.4%
2010 5.9%
2009 6.1%
Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan
NameSinceTenure
Santosh Kamath25 Oct 180.85 Yr.
Pallab Roy1 Jun 0811.26 Yr.

Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash19.59%
Debt65.54%
Other14.87%
Debt Sector Allocation
SectorValue
Corporate71.17%
Cash Equivalent13.09%
Government0.87%
Credit Quality
RatingValue
A30.75%
AA57.92%
AAA11.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Call, Cash & Other Assets
Receivables | -
15%₹2,993 Cr
Vedanta Limited
Debentures | -
4%₹790 Cr7,900
Vodafone Mobile Services Limited
Debentures | -
4%₹744 Cr7,990
DOLVI Minerals & Metals Private Limited
Debentures | -
4%₹707 Cr3,910
Renew Power Ventures Private Limited
Debentures | -
3%₹674 Cr6,740
JM FINANCIAL CREDIT SOLUTIONS LIMITED
Debentures | -
3%₹540 Cr5,400
REC LIMITED
Commercial Paper | -
2%₹465 Cr9,500
Indostar Capital Finance Limited
Debentures | -
2%₹440 Cr4,400
Bharti Airtel Limited
Debentures | -
2%₹399 Cr4,000
↑ 500
INDOSTAR CAPITAL FINANCE LIMITED
Debentures | -
2%₹390 Cr3,900
↑ 3,900

4. Franklin India Savings Fund

(Erstwhile Franklin India Savings Plus Fund Retail Option)

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Franklin India Savings Fund is a Debt - Money Market fund was launched on 11 Feb 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 47 in Money Market category.  Return for 2018 was 7.5% , 2017 was 7.2% and 2016 was 8.1% .

Below is the key information for Franklin India Savings Fund

Franklin India Savings Fund
Growth
Launch Date 11 Feb 02
NAV (15 Nov 19) ₹36.1767 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹2,554 on 30 Sep 19
Category Debt - Money Market
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately Low
Expense Ratio 0.32
Sharpe Ratio 8.36
Information Ratio 1.33
Alpha Ratio 0.46
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.41%
Effective Maturity 6 Months 29 Days
Modified Duration 6 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,851
31 Oct 16₹11,721
31 Oct 17₹12,608
31 Oct 18₹13,463
31 Oct 19₹14,690

Franklin India Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Franklin India Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 4.5%
1 Year 9%
3 Year 7.7%
5 Year 8%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.5%
2017 7.2%
2016 8.1%
2015 8.3%
2014 8.9%
2013 9.1%
2012 9.8%
2011 8.7%
2010 5.5%
2009 6.9%
Fund Manager information for Franklin India Savings Fund
NameSinceTenure
Umesh Sharma25 Oct 181.02 Yr.
Pallab Roy6 Jun 0811.41 Yr.

Data below for Franklin India Savings Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash95.61%
Other4.39%
Debt Sector Allocation
SectorValue
Corporate59.39%
Cash Equivalent33.41%
Government7.46%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Retail Limited
Commercial Paper | -
7%₹247 Cr5,000
↑ 5,000
L & T Infrastructure Finance Company Limited
Commercial Paper | -
7%₹245 Cr5,000
↑ 5,000
ICICI BANK LIMITED
Certificate of Deposit | -
5%₹192 Cr20,000
LARSEN AND TOUBRO LIMITED
Commercial Paper | -
5%₹172 Cr3,500
↑ 3,500
Call, Cash & Other Assets
Receivables | -
4%₹157 Cr
LIC Housing Finance Limited
Commercial Paper | -
4%₹155 Cr3,200
Bharat Heavy Electricals Limited
Commercial Paper | -
3%₹124 Cr2,500
↑ 2,500
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
3%₹121 Cr12,500
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
3%₹120 Cr12,500
Power Finance Corporation Ltd.
Commercial Paper | -
3%₹103 Cr2,090

5. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2018 was 7.6% , 2017 was 7.2% and 2016 was 9.2% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (15 Nov 19) ₹388.743 ↑ 0.12   (0.03 %)
Net Assets (Cr) ₹14,739 on 30 Sep 19
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.35
Sharpe Ratio 10.27
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.75%
Effective Maturity 5 Months 12 Days
Modified Duration 4 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,914
31 Oct 16₹11,921
31 Oct 17₹12,840
31 Oct 18₹13,703
31 Oct 19₹14,954

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19

DurationReturns
1 Month 0.6%
3 Month 2%
6 Month 4.4%
1 Year 9%
3 Year 7.7%
5 Year 8.4%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
2013 9.5%
2012 9.7%
2011 9.2%
2010 5.8%
2009 5.8%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha11 Oct 144.98 Yr.
Kaustubh Gupta15 Jul 118.22 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash45.3%
Debt54.7%
Debt Sector Allocation
SectorValue
Corporate50.2%
Cash Equivalent24.59%
Government24.4%
Securitized0.81%
Credit Quality
RatingValue
AA13.4%
AAA86.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Receivables / (Payables)
Net Current Assets | -
5%₹715 Cr
6.35% Govt Stock 2020
Sovereign Bonds | -
4%₹631 Cr63,000,000
↑ 34,000,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹538 Cr5,350
Power Finance Corporation Ltd.
Debentures | -
3%₹466 Cr4,650
Rural Electrification Corporation Limited
Debentures | -
3%₹428 Cr4,263
Bharti Telecom Limited
Debentures | -
3%₹399 Cr3,500
POWER FINANCE CORPORATION LIMITED
Debentures | -
2%₹308 Cr3,050
Power Finance Corporation Ltd.
Debentures | -
2%₹293 Cr2,900
Hinduja Leyland Finance Limited
Debentures | -
2%₹251 Cr2,500
Muthoot Finance Limited
Debentures | -
2%₹224 Cr2,250,000
↑ 1,650,000

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