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Top 4 Mutual Funds for Low Risk Investors
If you are approaching retirement or are a newbie to Mutual Funds or if you are looking for an investment that won’t cause you much loss and protect your funds at the same time, then we have got some options that you need to have a look at.
Ideally, low-risk investors are the one who wants to invest their money, but don’t want to risk their investments. In other words, they want to make a safe investment in Mutual Funds.
Debt fund, a type of Mutual Fund, have some of the best low-risk investments for conservative investors. As debt funds invest in government Bonds, money market securities, etc., they carry a lower risk, compared to equities. Also, since these funds have a low-risk, the maturity duration of these funds is short, varying from a few days to a year. But, these funds are known for this short-term returns. Risk-averse investors can invest in these funds for a short duration and earn optimal returns.
Best Low Risk Mutual Funds for Low Risk Investors
Overnight Funds
These are a debt scheme that will invest in bonds that mature in a day. In other words, investment is done in overnight securities with a maturity of one day. This is a safe option for investors who want to park money without worrying about risks and returns. Some overnight scheme, in order to generate credit risk-free return by way of income or growth, invests in Central Government Securities, Treasury Bills, Call Money and Repos. This is a great option for investors who want to invest their surplus amount for a night. However, one who don't want to redeem their fund overnight, can let it remain in the scheme.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2018 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Overnight Fund Growth ₹2,667.16
↑ 0.35 ₹1,221 1.3 2.7 5.8 5.5 5.9 5.35% 1D SBI Overnight Fund Growth ₹3,171.87
↑ 0.42 ₹1,680 1.3 2.7 5.8 5.9 6.2 0% HDFC Overnight Fund Growth ₹2,907.38
↑ 0.76 ₹7,219 1.3 2.6 5.8 5.9 6.1 5.4% 1D L&T Cash Fund Growth ₹1,464.8
↑ 0.33 ₹609 1.1 2.3 5.2 5.3 5.5 0% Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Nov 19
Liquid Funds
Liquid Funds invest in securities that have a low maturity period, usually less than 91 days. These funds mainly invest in treasury bills, commercial papers, term deposit, etc. Liquid funds provide easy liquidity and are least volatile than the other types of debt instruments. Also, liquids are a better option than traditional bank Savings Account. In comparison to bank account, liquid funds provide 7-8% of annual interest. Generally, anyone having idle cash in their savings account must have thought of Investing it somewhere to make more money out of it. Investors who want risk-free investment can ideally prefer investing in these funds.
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2018 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity DHFL Pramerica Insta Cash Fund Growth ₹252.045
↑ 0.04 ₹715 0.4 1.4 3.2 7 7.4 5.76% 1M 10D 1M 10D JM Liquid Fund Growth ₹53.0051
↑ 0.01 ₹1,042 0.4 1.4 3.1 6.9 7.4 5.75% 1M 1D 1M 1D Indiabulls Liquid Fund Growth ₹1,887.68
↑ 0.28 ₹638 0.4 1.4 3.1 6.8 7.3 6.17% 25D 25D Principal Cash Management Fund Growth ₹1,717.66
↑ 0.47 ₹210 0.4 1.4 2.9 6.4 -1.8 5.59% 1M 5D 1M 6D Reliance Liquid Fund Growth ₹4,727.81
↑ 1.33 ₹21,997 0.4 1.4 3.2 7 7.4 5.78% 1M 25D 1M 28D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Nov 19
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Ultra Short Term Funds
Ultra short duration funds invest in fixed income instruments which have a Macaulay duration between three to six months. Ultra short-term funds help investors avoid interest rate risks and also offer better returns compared to liquid debt funds. These funds are short-term investments that are highly suitable for investors who are willing to marginally increase the risk of investment to earn good returns. Typically, the yield on a debt instrument is higher for instruments with longer maturities. Thus, securities in ultra short mutual funds usually earn a higher yield as compared to Liquid funds (albeit at a relatively higher risk). As a result, ultra short term funds may give marginally better returns than liquid funds over comparable periods of time.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2018 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹27.7549
↑ 0.01 ₹20,130 2.1 4.6 9.9 8.7 8.7 9.69% 5M 16D 6M 18D Aditya Birla Sun Life Savings Fund Growth ₹388.743
↑ 0.12 ₹14,739 2 4.4 9 7.7 7.6 6.75% 4M 28D 5M 12D BOI AXA Ultra Short Duration Fund Growth ₹2,370.14
↑ 0.60 ₹305 1.8 3.9 8 7.8 7.6 6.34% 5M 1D 5M 17D Indiabulls Ultra Short Term Fund Growth ₹1,896.83
↑ 0.37 ₹44 1.7 3.7 8 7.3 7.1 6.32% 3M 14D UTI Ultra Short Term Fund Growth ₹3,049.39
↑ 0.35 ₹2,695 2.2 -0.1 3.7 5.6 7 7.29% 4M 3D 5M 4D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Nov 19
Money Market Funds
The money market fund invests in many markets such as commercial/treasury bills, commercial papers, Certificate of Deposit and other instruments specified by the Reserve Bank of India (RBI). These investments are a good option for risk-averse investors who want to earn good returns in short duration. This debt scheme will invest in money market instruments having a maturity up to one year. The performance of Money market funds is closely tied to the interest rates set by the Reserve Bank of India, the Central Bank of India. So, when RBI raises rates in the market, yields increase, and money market funds are able to give good returns.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2018 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Money Manager Fund Growth ₹262.931
↑ 0.07 ₹10,219 1.7 4.2 8.5 7.6 7.9 5.98% 4M 20D 4M 20D L&T Money Market Fund Growth ₹19.4738
↑ 0.01 ₹650 3.7 5.2 8.8 7.8 7.3 6.15% 6M 29D 7M 6D Kotak Money Market Scheme Growth ₹3,229.86
↑ 0.85 ₹9,412 1.8 4.1 8.5 7.5 7.7 6.35% 6M 7D 6M 7D UTI Money Market Fund Growth ₹2,203.8
↑ 0.52 ₹6,276 1.8 4.1 8.4 7.5 7.8 6.14% 5M 18D ICICI Prudential Money Market Fund Growth ₹271.603
↑ 0.07 ₹9,130 1.8 4.1 8.3 7.4 7.7 6.11% 4M 29D 5M 9D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Nov 19
(Erstwhile L&T Floating Rate Fund) To generate regular income through investment in a portfolio comprising substantially of floating rate debt/money market instruments, fixed rate debt/money market instruments swapped for floating rate returns, and fixed rate debt securities, Government securities and money market instruments. L&T Money Market Fund is a Debt - Money Market fund was launched on 10 Aug 05. It is a fund with Moderate risk and has given a Below is the key information for L&T Money Market Fund Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. IDBI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 Sep 10. It is a fund with Moderately Low risk and has given a Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments. Franklin India Ultra Short Bond Fund - Super Institutional Plan is a Debt - Ultrashort Bond fund was launched on 18 Dec 07. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan Returns up to 1 year are on (Erstwhile Franklin India Savings Plus Fund Retail Option) Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Franklin India Savings Fund is a Debt - Money Market fund was launched on 11 Feb 02. It is a fund with Moderately Low risk and has given a Below is the key information for Franklin India Savings Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on 1. L&T Money Market Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 12 in Money Market category. Return for 2018 was 7.3% , 2017 was 7.5% and 2016 was 9.1% . L&T Money Market Fund
Growth Launch Date 10 Aug 05 NAV (15 Nov 19) ₹19.4738 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹650 on 30 Sep 19 Category Debt - Money Market AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 2.4 Information Ratio 0.56 Alpha Ratio 7.15 Min Investment 10,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.15% Effective Maturity 7 Months 6 Days Modified Duration 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,846 31 Oct 16 ₹11,827 31 Oct 17 ₹12,769 31 Oct 18 ₹13,632 31 Oct 19 ₹14,845 Returns for L&T Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19 Duration Returns 1 Month 0.6% 3 Month 3.7% 6 Month 5.2% 1 Year 8.8% 3 Year 7.8% 5 Year 8.2% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.3% 2017 7.5% 2016 9.1% 2015 8.4% 2014 8.6% 2013 8.7% 2012 10.6% 2011 9.3% 2010 5.2% 2009 3.2% Fund Manager information for L&T Money Market Fund
Name Since Tenure Jalpan Shah 3 Apr 17 2.58 Yr. Vikas Garg 3 Apr 17 2.58 Yr. Data below for L&T Money Market Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 100.12% Debt Sector Allocation
Sector Value Corporate 51.45% Cash Equivalent 41.22% Government 7.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -8% ₹49 Cr 5,000 RELIANCE INDUSTRIES LIMITED
Commercial Paper | -8% ₹49 Cr 1,000
↑ 1,000 HDFC BANK LIMITED
Certificate of Deposit | -7% ₹48 Cr 5,000
↑ 5,000 ICICI Bank Limited
Certificate of Deposit | -7% ₹47 Cr 5,000
↑ 5,000 AXIS BANK LIMITED
Certificate of Deposit | -7% ₹47 Cr 5,000
↑ 5,000 Kotak Mahindra Bank Limited
Certificate of Deposit | -7% ₹47 Cr 5,000
↑ 5,000 (A) Tri Party Repo Dealing System (Treps)/Reverse Repo
CBLO/Reverse Repo | -4% ₹25 Cr REC LIMITED
Commercial Paper | -4% ₹25 Cr 500 KOTAK MAHINDRA PRIME LIMITED
Commercial Paper | -4% ₹24 Cr 500
↑ 500 HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -4% ₹24 Cr 500
↓ -500 2. IDBI Ultra Short Term Fund
CAGR/Annualized return of 8% since its launch. Ranked 78 in Ultrashort Bond category. Return for 2018 was 6.9% , 2017 was 5.8% and 2016 was 7.9% . IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (15 Nov 19) ₹2,028.47 ↑ 0.46 (0.02 %) Net Assets (Cr) ₹177 on 30 Sep 19 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 1.36 Sharpe Ratio 0.64 Information Ratio -0.18 Alpha Ratio 12.63 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.12% Effective Maturity 7 Months 5 Days Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,816 31 Oct 16 ₹11,655 31 Oct 17 ₹12,394 31 Oct 18 ₹13,136 31 Oct 19 ₹14,099 Returns for IDBI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19 Duration Returns 1 Month 0.6% 3 Month 6.3% 6 Month 5.1% 1 Year 7.2% 3 Year 6.5% 5 Year 7.1% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2018 6.9% 2017 5.8% 2016 7.9% 2015 7.8% 2014 8.7% 2013 9.2% 2012 9.7% 2011 9.3% 2010 2009 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Bhupesh Kalyani 1 Feb 17 2.75 Yr. Data below for IDBI Ultra Short Term Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 75.6% Debt 24.4% Debt Sector Allocation
Sector Value Cash Equivalent 43.33% Corporate 32.93% Government 23.74% Credit Quality
Rating Value A 29.66% AA 66.59% AAA 3.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -41% ₹73 Cr 7,347,081
↓ -1,282,375 HDFC Bank Limited
Certificate of Deposit | -14% ₹24 Cr 2,500,000 National Bank For Agriculture And Rural Development
Certificate of Deposit | -14% ₹24 Cr 2,500,000 Punjab National Bank
Debentures | -9% ₹17 Cr 1,700,000 J.K.Cement Limited
Debentures | -8% ₹15 Cr 2,500,000 ECL Finance Limited
Debentures | -8% ₹15 Cr 1,500,000 Net Receivable / Payable
Net Current Assets | -2% ₹3 Cr Axis Bank Limited
Debentures | -2% ₹3 Cr 300,000 Housing And Urban Development Corporation Ltd.
Debentures | -1% ₹1 Cr 100,000 J.K.Cement Limited
Debentures | -0% ₹1 Cr 200,000 3. Franklin India Ultra Short Bond Fund - Super Institutional Plan
CAGR/Annualized return of 8.9% since its launch. Return for 2018 was 8.7% , 2017 was 8.2% and 2016 was 9.7% . Franklin India Ultra Short Bond Fund - Super Institutional Plan
Growth Launch Date 18 Dec 07 NAV (15 Nov 19) ₹27.7549 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹20,130 on 30 Sep 19 Category Debt - Ultrashort Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.37 Sharpe Ratio 10.21 Information Ratio 3.38 Alpha Ratio 0.05 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 9.69% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,980 31 Oct 16 ₹12,038 31 Oct 17 ₹13,098 31 Oct 18 ₹14,100 31 Oct 19 ₹15,516 Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19 Duration Returns 1 Month 0.7% 3 Month 2.1% 6 Month 4.6% 1 Year 9.9% 3 Year 8.7% 5 Year 9.2% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 8.7% 2017 8.2% 2016 9.7% 2015 9.7% 2014 10% 2013 10% 2012 10.3% 2011 9.4% 2010 5.9% 2009 6.1% Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan
Name Since Tenure Santosh Kamath 25 Oct 18 0.85 Yr. Pallab Roy 1 Jun 08 11.26 Yr. Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 19.59% Debt 65.54% Other 14.87% Debt Sector Allocation
Sector Value Corporate 71.17% Cash Equivalent 13.09% Government 0.87% Credit Quality
Rating Value A 30.75% AA 57.92% AAA 11.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity Call, Cash & Other Assets
Receivables | -15% ₹2,993 Cr Vedanta Limited
Debentures | -4% ₹790 Cr 7,900 Vodafone Mobile Services Limited
Debentures | -4% ₹744 Cr 7,990 DOLVI Minerals & Metals Private Limited
Debentures | -4% ₹707 Cr 3,910 Renew Power Ventures Private Limited
Debentures | -3% ₹674 Cr 6,740 JM FINANCIAL CREDIT SOLUTIONS LIMITED
Debentures | -3% ₹540 Cr 5,400 REC LIMITED
Commercial Paper | -2% ₹465 Cr 9,500 Indostar Capital Finance Limited
Debentures | -2% ₹440 Cr 4,400 Bharti Airtel Limited
Debentures | -2% ₹399 Cr 4,000
↑ 500 INDOSTAR CAPITAL FINANCE LIMITED
Debentures | -2% ₹390 Cr 3,900
↑ 3,900 4. Franklin India Savings Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 47 in Money Market category. Return for 2018 was 7.5% , 2017 was 7.2% and 2016 was 8.1% . Franklin India Savings Fund
Growth Launch Date 11 Feb 02 NAV (15 Nov 19) ₹36.1767 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹2,554 on 30 Sep 19 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.32 Sharpe Ratio 8.36 Information Ratio 1.33 Alpha Ratio 0.46 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.41% Effective Maturity 6 Months 29 Days Modified Duration 6 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,851 31 Oct 16 ₹11,721 31 Oct 17 ₹12,608 31 Oct 18 ₹13,463 31 Oct 19 ₹14,690 Returns for Franklin India Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 4.5% 1 Year 9% 3 Year 7.7% 5 Year 8% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.5% 2017 7.2% 2016 8.1% 2015 8.3% 2014 8.9% 2013 9.1% 2012 9.8% 2011 8.7% 2010 5.5% 2009 6.9% Fund Manager information for Franklin India Savings Fund
Name Since Tenure Umesh Sharma 25 Oct 18 1.02 Yr. Pallab Roy 6 Jun 08 11.41 Yr. Data below for Franklin India Savings Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 95.61% Other 4.39% Debt Sector Allocation
Sector Value Corporate 59.39% Cash Equivalent 33.41% Government 7.46% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Retail Limited
Commercial Paper | -7% ₹247 Cr 5,000
↑ 5,000 L & T Infrastructure Finance Company Limited
Commercial Paper | -7% ₹245 Cr 5,000
↑ 5,000 ICICI BANK LIMITED
Certificate of Deposit | -5% ₹192 Cr 20,000 LARSEN AND TOUBRO LIMITED
Commercial Paper | -5% ₹172 Cr 3,500
↑ 3,500 Call, Cash & Other Assets
Receivables | -4% ₹157 Cr LIC Housing Finance Limited
Commercial Paper | -4% ₹155 Cr 3,200 Bharat Heavy Electricals Limited
Commercial Paper | -3% ₹124 Cr 2,500
↑ 2,500 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -3% ₹121 Cr 12,500 National Bank For Agriculture And Rural Development
Certificate of Deposit | -3% ₹120 Cr 12,500 Power Finance Corporation Ltd.
Commercial Paper | -3% ₹103 Cr 2,090 5. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2018 was 7.6% , 2017 was 7.2% and 2016 was 9.2% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (15 Nov 19) ₹388.743 ↑ 0.12 (0.03 %) Net Assets (Cr) ₹14,739 on 30 Sep 19 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.35 Sharpe Ratio 10.27 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.75% Effective Maturity 5 Months 12 Days Modified Duration 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 14 ₹10,000 31 Oct 15 ₹10,914 31 Oct 16 ₹11,921 31 Oct 17 ₹12,840 31 Oct 18 ₹13,703 31 Oct 19 ₹14,954 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Nov 19 Duration Returns 1 Month 0.6% 3 Month 2% 6 Month 4.4% 1 Year 9% 3 Year 7.7% 5 Year 8.4% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% 2012 9.7% 2011 9.2% 2010 5.8% 2009 5.8% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 11 Oct 14 4.98 Yr. Kaustubh Gupta 15 Jul 11 8.22 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 19
Asset Allocation
Asset Class Value Cash 45.3% Debt 54.7% Debt Sector Allocation
Sector Value Corporate 50.2% Cash Equivalent 24.59% Government 24.4% Securitized 0.81% Credit Quality
Rating Value AA 13.4% AAA 86.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivables / (Payables)
Net Current Assets | -5% ₹715 Cr 6.35% Govt Stock 2020
Sovereign Bonds | -4% ₹631 Cr 63,000,000
↑ 34,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹538 Cr 5,350 Power Finance Corporation Ltd.
Debentures | -3% ₹466 Cr 4,650 Rural Electrification Corporation Limited
Debentures | -3% ₹428 Cr 4,263 Bharti Telecom Limited
Debentures | -3% ₹399 Cr 3,500 POWER FINANCE CORPORATION LIMITED
Debentures | -2% ₹308 Cr 3,050 Power Finance Corporation Ltd.
Debentures | -2% ₹293 Cr 2,900 Hinduja Leyland Finance Limited
Debentures | -2% ₹251 Cr 2,500 Muthoot Finance Limited
Debentures | -2% ₹224 Cr 2,250,000
↑ 1,650,000
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