+91-22-48913909Top Ranked Mutual Funds as per Risk Appetite
While Investing, investors always look for the top ranked Mutual Funds to create a balanced Portfolio and earn better returns. Selecting and adding top performing funds in the portfolio is an essential process of investing in Mutual Funds. It is also a strategic way to accomplish a specific investment objective. To make the process of investing easy & simple for investors, we have shortlisted the top ranked Mutual Funds for investors with different risk appetite. Be it risk-averse investors, low-risk takers, moderate risk takers to high-risk takers, investors can invest according to their ability to tolerate risk in the investment.
However, investors can also choose funds independently, that’s by doing a self-analysis. Here are the top parameters that investors need to consider while looking for the Best Performing Mutual Funds.
Best Mutual Funds to Invest - Selection Criteria
Investors can determine the best Mutual Funds to invest by themselves. Do to so, you need to consider various parameters, which determines the potential of the schemes. All the top ranking Mutual Fund schemes in India hold these traits, which therefore makes them the must-have schemes in the portfolio-
Fund Performance
Investors should evaluate the fund's performances for over a period of time. It is advised to go for a scheme that consistently beats its benchmark for over 4-5 years. Moreover, one should see each period, if the fund is able to beat its benchmark.
Fund Manager
A fund manager overall plays an important role in the fund’s performance. Therefore, you should know who is the fund manager of the scheme that you wish to invest and his past track record. Investors should analyse the performance the fund that is managed by the fund manager. Top ranked Mutual Fund would mostly have the fund manager who have been consistent over his career.
Expense Ratio
Schemes that are top performers may have a low or a high expense ratio, but the schemes are worth investing. The expense ratio is the charges like management fees, operating costs, etc., charged by the Asset Management Company (AMC). Many times, investors go for a fund that has a lower expense ratio, but it is something which should not surpass other important factors such as fund performance, etc.
Asset Size
While choosing a top performing scheme, it is suggested to go for the one whose AUM (Asset Under Management) is approximately same as the category.
Investors looking for a hassle-free investment, here's the best Mutual Funds to invest in 2026. These funds have been shortlisted as per the category ranking.
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Fund Selection Methodology used to find 6 funds
Top Ranked Mutual Funds for Risk Averse Investors
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sub Cat. Aditya Birla Sun Life Savings Fund Growth ₹573.935
↑ 0.31 ₹21,467 1.3 2.9 6.6 7.3 7.4 7.14% 5M 23D 6M 18D Ultrashort Bond ICICI Prudential Ultra Short Term Fund Growth ₹28.9732
↑ 0.02 ₹14,897 1.4 2.9 6.5 7.1 7.1 7.11% 5M 8D 6M 14D Ultrashort Bond SBI Magnum Ultra Short Duration Fund Growth ₹6,245.62
↑ 3.53 ₹13,685 1.4 2.9 6.3 7 7 6.47% 4M 13D 6M Ultrashort Bond Kotak Savings Fund Growth ₹44.7945
↑ 0.03 ₹16,105 1.4 2.9 6.2 6.9 6.8 7.12% 5M 23D 6M 18D Ultrashort Bond Axis Liquid Fund Growth ₹3,043.08
↑ 0.52 ₹43,636 1.6 3.1 6.2 7 6.6 6.36% 1M 11D 1M 14D Liquid Fund Edelweiss Liquid Fund Growth ₹3,494.44
↑ 0.61 ₹10,631 1.6 3.1 6.2 6.9 6.5 6.04% 1M 6D 1M 6D Liquid Fund Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund SBI Magnum Ultra Short Duration Fund Kotak Savings Fund Axis Liquid Fund Edelweiss Liquid Fund Point 1 Upper mid AUM (₹21,467 Cr). Lower mid AUM (₹14,897 Cr). Bottom quartile AUM (₹13,685 Cr). Upper mid AUM (₹16,105 Cr). Highest AUM (₹43,636 Cr). Bottom quartile AUM (₹10,631 Cr). Point 2 Established history (22+ yrs). Established history (14+ yrs). Oldest track record among peers (26 yrs). Established history (21+ yrs). Established history (16+ yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.64% (top quartile). 1Y return: 6.46% (upper mid). 1Y return: 6.35% (upper mid). 1Y return: 6.24% (lower mid). 1Y return: 6.23% (bottom quartile). 1Y return: 6.23% (bottom quartile). Point 6 1M return: 0.45% (bottom quartile). 1M return: 0.51% (lower mid). 1M return: 0.51% (bottom quartile). 1M return: 0.54% (upper mid). 1M return: 0.66% (top quartile). 1M return: 0.64% (upper mid). Point 7 Sharpe: 2.39 (upper mid). Sharpe: 2.28 (lower mid). Sharpe: 2.26 (bottom quartile). Sharpe: 1.80 (bottom quartile). Sharpe: 2.99 (upper mid). Sharpe: 3.00 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.14% (top quartile). Yield to maturity (debt): 7.11% (upper mid). Yield to maturity (debt): 6.47% (lower mid). Yield to maturity (debt): 7.12% (upper mid). Yield to maturity (debt): 6.36% (bottom quartile). Yield to maturity (debt): 6.04% (bottom quartile). Point 10 Modified duration: 0.48 yrs (bottom quartile). Modified duration: 0.44 yrs (lower mid). Modified duration: 0.37 yrs (upper mid). Modified duration: 0.48 yrs (bottom quartile). Modified duration: 0.12 yrs (upper mid). Modified duration: 0.10 yrs (top quartile). Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
SBI Magnum Ultra Short Duration Fund
Kotak Savings Fund
Axis Liquid Fund
Edelweiss Liquid Fund
Top Ranked Mutual Funds for Low to Moderate Investors
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sub Cat. ICICI Prudential Short Term Fund Growth ₹62.4
↓ -0.08 ₹21,510 0.4 2 5.7 7.3 8 7.41% 2Y 8M 23D 4Y 6M 11D Short term Bond Axis Short Term Fund Growth ₹32.0075
↓ -0.05 ₹11,860 0.3 1.7 5.6 7.2 8.1 7.22% 2Y 2M 1D 2Y 9M 7D Short term Bond HDFC Short Term Debt Fund Growth ₹33.1716
↓ -0.04 ₹17,271 0.4 1.9 5.6 7.3 7.8 7.25% 2Y 4M 2D 3Y 5M 8D Short term Bond ICICI Prudential Corporate Bond Fund Growth ₹30.8889
↓ -0.05 ₹31,713 0.2 1.8 5.5 7.3 8 7.26% 3Y 5M 1D 6Y Corporate Bond Bandhan Bond Fund Short Term Plan Growth ₹59.033
↓ -0.07 ₹10,283 0.6 1.8 5.3 7 7.5 6.83% 1Y 2M 1D 1Y 6M 18D Short term Bond SBI Short Term Debt Fund Growth ₹33.18
↓ -0.05 ₹17,213 0.3 1.6 5.3 6.9 7.8 7.17% 2Y 3M 22D 2Y 11M 19D Short term Bond Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 26 Research Highlights & Commentary of 6 Funds showcased
Commentary ICICI Prudential Short Term Fund Axis Short Term Fund HDFC Short Term Debt Fund ICICI Prudential Corporate Bond Fund Bandhan Bond Fund Short Term Plan SBI Short Term Debt Fund Point 1 Upper mid AUM (₹21,510 Cr). Bottom quartile AUM (₹11,860 Cr). Upper mid AUM (₹17,271 Cr). Highest AUM (₹31,713 Cr). Bottom quartile AUM (₹10,283 Cr). Lower mid AUM (₹17,213 Cr). Point 2 Established history (24+ yrs). Established history (16+ yrs). Established history (15+ yrs). Established history (16+ yrs). Oldest track record among peers (25 yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 5.72% (top quartile). 1Y return: 5.62% (upper mid). 1Y return: 5.60% (upper mid). 1Y return: 5.49% (lower mid). 1Y return: 5.30% (bottom quartile). 1Y return: 5.29% (bottom quartile). Point 6 1M return: -0.37% (upper mid). 1M return: -0.47% (lower mid). 1M return: -0.35% (upper mid). 1M return: -0.54% (bottom quartile). 1M return: -0.22% (top quartile). 1M return: -0.52% (bottom quartile). Point 7 Sharpe: 1.37 (top quartile). Sharpe: 1.22 (upper mid). Sharpe: 1.08 (lower mid). Sharpe: 1.26 (upper mid). Sharpe: 0.72 (bottom quartile). Sharpe: 0.98 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.41% (top quartile). Yield to maturity (debt): 7.22% (lower mid). Yield to maturity (debt): 7.25% (upper mid). Yield to maturity (debt): 7.26% (upper mid). Yield to maturity (debt): 6.83% (bottom quartile). Yield to maturity (debt): 7.17% (bottom quartile). Point 10 Modified duration: 2.73 yrs (bottom quartile). Modified duration: 2.17 yrs (upper mid). Modified duration: 2.34 yrs (lower mid). Modified duration: 3.42 yrs (bottom quartile). Modified duration: 1.17 yrs (top quartile). Modified duration: 2.31 yrs (upper mid). ICICI Prudential Short Term Fund
Axis Short Term Fund
HDFC Short Term Debt Fund
ICICI Prudential Corporate Bond Fund
Bandhan Bond Fund Short Term Plan
SBI Short Term Debt Fund
Top Ranked Mutual Funds for Moderate to High Investors
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. Aditya Birla Sun Life Medium Term Plan Growth ₹42.1603
↓ -0.07 ₹3,070 2.1 3.7 8.1 9.6 11.8 10.9 Medium term Bond Kotak Medium Term Fund Growth ₹23.6422
↓ 0.00 ₹2,007 0 1.7 6.3 7.7 6.4 8.9 Medium term Bond Axis Strategic Bond Fund Growth ₹29.0527
↓ -0.05 ₹2,122 0.4 1.9 5.7 7.6 6.6 8.2 Medium term Bond ICICI Prudential Medium Term Bond Fund Growth ₹46.752
↓ 0.00 ₹5,614 0.3 2.1 6.4 7.6 6.6 9 Medium term Bond HDFC Medium Term Debt Fund Growth ₹58.1709
↓ -0.07 ₹3,873 0.3 1.8 5.1 7.1 6.1 7.7 Medium term Bond SBI Magnum Medium Duration Fund Growth ₹52.7448
↓ -0.05 ₹6,771 0.2 1.7 4.8 7.1 6.1 7.5 Medium term Bond Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Medium Term Plan Kotak Medium Term Fund Axis Strategic Bond Fund ICICI Prudential Medium Term Bond Fund HDFC Medium Term Debt Fund SBI Magnum Medium Duration Fund Point 1 Lower mid AUM (₹3,070 Cr). Bottom quartile AUM (₹2,007 Cr). Bottom quartile AUM (₹2,122 Cr). Upper mid AUM (₹5,614 Cr). Upper mid AUM (₹3,873 Cr). Highest AUM (₹6,771 Cr). Point 2 Established history (17+ yrs). Established history (12+ yrs). Established history (14+ yrs). Established history (21+ yrs). Oldest track record among peers (24 yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 8.11% (top quartile). 1Y return: 6.28% (upper mid). 1Y return: 5.74% (lower mid). 1Y return: 6.41% (upper mid). 1Y return: 5.12% (bottom quartile). 1Y return: 4.85% (bottom quartile). Point 6 1M return: -0.51% (upper mid). 1M return: -0.95% (bottom quartile). 1M return: -0.64% (lower mid). 1M return: -0.48% (top quartile). 1M return: -0.61% (upper mid). 1M return: -0.68% (bottom quartile). Point 7 Sharpe: 2.37 (top quartile). Sharpe: 1.71 (upper mid). Sharpe: 1.44 (lower mid). Sharpe: 1.86 (upper mid). Sharpe: 0.91 (bottom quartile). Sharpe: 0.86 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.80% (bottom quartile). Yield to maturity (debt): 8.09% (top quartile). Yield to maturity (debt): 7.91% (lower mid). Yield to maturity (debt): 7.99% (upper mid). Yield to maturity (debt): 7.90% (bottom quartile). Yield to maturity (debt): 8.03% (upper mid). Point 10 Modified duration: 2.96 yrs (upper mid). Modified duration: 3.07 yrs (upper mid). Modified duration: 3.52 yrs (bottom quartile). Modified duration: 3.55 yrs (bottom quartile). Modified duration: 3.17 yrs (lower mid). Modified duration: 2.89 yrs (top quartile). Aditya Birla Sun Life Medium Term Plan
Kotak Medium Term Fund
Axis Strategic Bond Fund
ICICI Prudential Medium Term Bond Fund
HDFC Medium Term Debt Fund
SBI Magnum Medium Duration Fund
Top Ranked Mutual Funds for High Risk Investors
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. Motilal Oswal Midcap 30 Fund Growth ₹83.2587
↑ 0.26 ₹33,689 -16.5 -16.7 -10.4 19 20.4 -12.1 Mid Cap Nippon India Small Cap Fund Growth ₹150.855
↑ 0.00 ₹67,642 -9.9 -9.7 -0.1 18.4 20.2 -4.7 Small Cap HDFC Mid-Cap Opportunities Fund Growth ₹182.827
↓ -0.46 ₹94,257 -10.9 -5.1 5.9 22.4 19.7 6.8 Mid Cap Nippon India Multi Cap Fund Growth ₹271.95
↑ 1.16 ₹50,820 -10.2 -9 1.3 18.6 18.9 4.1 Multi Cap Edelweiss Mid Cap Fund Growth ₹93.187
↓ -0.36 ₹14,355 -11.5 -6.5 4 22.3 18.6 3.8 Mid Cap Invesco India Mid Cap Fund Growth ₹159.69
↓ -0.31 ₹10,772 -13.8 -10.6 4 23.2 18.1 6.3 Mid Cap Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Motilal Oswal Midcap 30 Fund Nippon India Small Cap Fund HDFC Mid-Cap Opportunities Fund Nippon India Multi Cap Fund Edelweiss Mid Cap Fund Invesco India Mid Cap Fund Point 1 Lower mid AUM (₹33,689 Cr). Upper mid AUM (₹67,642 Cr). Highest AUM (₹94,257 Cr). Upper mid AUM (₹50,820 Cr). Bottom quartile AUM (₹14,355 Cr). Bottom quartile AUM (₹10,772 Cr). Point 2 Established history (12+ yrs). Established history (15+ yrs). Established history (18+ yrs). Oldest track record among peers (21 yrs). Established history (18+ yrs). Established history (18+ yrs). Point 3 Rating: 3★ (upper mid). Top rated. Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 20.45% (top quartile). 5Y return: 20.20% (upper mid). 5Y return: 19.71% (upper mid). 5Y return: 18.93% (lower mid). 5Y return: 18.58% (bottom quartile). 5Y return: 18.07% (bottom quartile). Point 6 3Y return: 19.01% (lower mid). 3Y return: 18.38% (bottom quartile). 3Y return: 22.38% (upper mid). 3Y return: 18.63% (bottom quartile). 3Y return: 22.30% (upper mid). 3Y return: 23.17% (top quartile). Point 7 1Y return: -10.36% (bottom quartile). 1Y return: -0.06% (bottom quartile). 1Y return: 5.89% (top quartile). 1Y return: 1.30% (lower mid). 1Y return: 3.99% (upper mid). 1Y return: 3.95% (upper mid). Point 8 Alpha: -20.09 (bottom quartile). Alpha: 2.58 (upper mid). Alpha: 3.83 (top quartile). Alpha: 1.47 (upper mid). Alpha: 1.12 (lower mid). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: -0.29 (bottom quartile). Sharpe: 0.76 (bottom quartile). Sharpe: 1.65 (top quartile). Sharpe: 1.02 (lower mid). Sharpe: 1.33 (upper mid). Sharpe: 1.21 (upper mid). Point 10 Information ratio: -0.36 (bottom quartile). Information ratio: -0.10 (bottom quartile). Information ratio: 0.45 (upper mid). Information ratio: 0.52 (top quartile). Information ratio: 0.33 (upper mid). Information ratio: 0.00 (lower mid). Motilal Oswal Midcap 30 Fund
Nippon India Small Cap Fund
HDFC Mid-Cap Opportunities Fund
Nippon India Multi Cap Fund
Edelweiss Mid Cap Fund
Invesco India Mid Cap Fund
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