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While Investing, investors always look for the top ranked Mutual Funds to create a balanced Portfolio and earn better returns. Selecting and adding top performing funds in the portfolio is an essential process of investing in Mutual Funds. It is also a strategic way to accomplish a specific investment objective. To make the process of investing easy & simple for investors, we have shortlisted the top ranked Mutual Funds for investors with different risk appetite. Be it risk-averse investors, low-risk takers, moderate risk takers to high-risk takers, investors can invest according to their ability to tolerate risk in the investment.
However, investors can also choose funds independently, that’s by doing a self-analysis. Here are the top parameters that investors need to consider while looking for the Best Performing Mutual Funds.
Investors can determine the Top Mutual Funds to invest by themselves. Do to so, you need to consider various parameters, which determines the potential of the schemes. All the top ranking Mutual Fund schemes in India hold these traits, which therefore makes them the must-have schemes in the portfolio-
Investors should evaluate the fund's performances for over a period of time. It is advised to go for a scheme that consistently beats its benchmark for over 4-5 years. Moreover, one should see each period, if the fund is able to beat its benchmark.
A fund manager overall plays an important role in the fund’s performance. Therefore, you should know who is the fund manager of the scheme that you wish to invest and his past track record. Investors should analyse the performance the fund that is managed by the fund manager. Top ranked Mutual Fund would mostly have the fund manager who have been consistent over his career.
Schemes that are top performers may have a low or a high expense ratio, but the schemes are worth investing. The expense ratio is the charges like management fees, operating costs, etc., charged by the Asset Management Company (AMC). Many times, investors go for a fund that has a lower expense ratio, but it is something which should not surpass other important factors such as fund performance, etc.
While choosing a top performing scheme, it is suggested to go for the one whose AUM (Asset Under Management) is approximately same as the category.
Investors looking for a hassle-free investment, here's the best Mutual Funds to invest in 2025. These funds have been shortlisted as per the category ranking.
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sub Cat. Aditya Birla Sun Life Savings Fund Growth ₹553.023
↑ 0.11 ₹20,228 2 4.1 8.1 7.4 7.9 6.72% 5M 26D 6M 29D Ultrashort Bond ICICI Prudential Ultra Short Term Fund Growth ₹27.9186
↑ 0.00 ₹16,051 1.8 3.9 7.5 7.1 7.5 6.79% 5M 12D 7M 24D Ultrashort Bond SBI Magnum Ultra Short Duration Fund Growth ₹6,019.96
↑ 0.96 ₹16,408 1.7 3.8 7.5 7.1 7.4 6.26% 5M 1D 6M 4D Ultrashort Bond Kotak Savings Fund Growth ₹43.2017
↑ 0.01 ₹15,527 1.8 3.8 7.3 6.9 7.2 6.49% 5M 12D 5M 19D Ultrashort Bond Axis Liquid Fund Growth ₹2,925.12
↑ 0.39 ₹33,529 1.5 3.4 7.1 7 7.4 5.96% 1M 27D 2M 1D Liquid Fund DSP Liquidity Fund Growth ₹3,750.56
↑ 0.49 ₹16,926 1.5 3.3 7 7 7.4 5.95% 1M 28D 2M 1D Liquid Fund Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund SBI Magnum Ultra Short Duration Fund Kotak Savings Fund Axis Liquid Fund DSP Liquidity Fund Point 1 Upper mid AUM (₹20,228 Cr). Bottom quartile AUM (₹16,051 Cr). Lower mid AUM (₹16,408 Cr). Bottom quartile AUM (₹15,527 Cr). Highest AUM (₹33,529 Cr). Upper mid AUM (₹16,926 Cr). Point 2 Established history (22+ yrs). Established history (14+ yrs). Oldest track record among peers (26 yrs). Established history (21+ yrs). Established history (15+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 8.07% (top quartile). 1Y return: 7.55% (upper mid). 1Y return: 7.47% (upper mid). 1Y return: 7.32% (lower mid). 1Y return: 7.06% (bottom quartile). 1Y return: 7.04% (bottom quartile). Point 6 1M return: 0.50% (top quartile). 1M return: 0.48% (upper mid). 1M return: 0.47% (upper mid). 1M return: 0.46% (lower mid). 1M return: 0.45% (bottom quartile). 1M return: 0.45% (bottom quartile). Point 7 Sharpe: 3.55 (upper mid). Sharpe: 2.79 (lower mid). Sharpe: 2.74 (bottom quartile). Sharpe: 2.10 (bottom quartile). Sharpe: 3.87 (upper mid). Sharpe: 4.37 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.72% (upper mid). Yield to maturity (debt): 6.79% (top quartile). Yield to maturity (debt): 6.26% (lower mid). Yield to maturity (debt): 6.49% (upper mid). Yield to maturity (debt): 5.96% (bottom quartile). Yield to maturity (debt): 5.95% (bottom quartile). Point 10 Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.45 yrs (lower mid). Modified duration: 0.42 yrs (upper mid). Modified duration: 0.45 yrs (bottom quartile). Modified duration: 0.16 yrs (top quartile). Modified duration: 0.16 yrs (upper mid). Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
SBI Magnum Ultra Short Duration Fund
Kotak Savings Fund
Axis Liquid Fund
DSP Liquidity Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sub Cat. Axis Short Term Fund Growth ₹31.2508
↑ 0.01 ₹11,467 2 5 9 7.6 8 6.8% 2Y 2M 19D 2Y 8M 12D Short term Bond Kotak Corporate Bond Fund Standard Growth ₹3,812.49
↑ 0.32 ₹17,304 1.9 4.8 8.9 7.8 8.3 6.84% 2Y 10M 24D 4Y 22D Corporate Bond HDFC Short Term Debt Fund Growth ₹32.3419
↑ 0.00 ₹17,402 2 4.7 8.8 7.8 8.3 6.88% 2Y 6M 11D 3Y 9M 11D Short term Bond SBI Short Term Debt Fund Growth ₹32.4549
↑ 0.00 ₹16,053 1.9 4.8 8.7 7.5 7.7 6.84% 2Y 5M 16D 3Y 14D Short term Bond HDFC Corporate Bond Fund Growth ₹32.8518
↓ 0.00 ₹35,686 1.7 4.6 8.7 8 8.6 6.94% 4Y 3M 14D 6Y 10M 20D Corporate Bond Bandhan Bond Fund Short Term Plan Growth ₹57.7237
↓ -0.01 ₹10,772 1.9 4.8 8.7 7.4 7.8 6.45% 2Y 10M 28D 3Y 9M 11D Short term Bond Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Axis Short Term Fund Kotak Corporate Bond Fund Standard HDFC Short Term Debt Fund SBI Short Term Debt Fund HDFC Corporate Bond Fund Bandhan Bond Fund Short Term Plan Point 1 Bottom quartile AUM (₹11,467 Cr). Upper mid AUM (₹17,304 Cr). Upper mid AUM (₹17,402 Cr). Lower mid AUM (₹16,053 Cr). Highest AUM (₹35,686 Cr). Bottom quartile AUM (₹10,772 Cr). Point 2 Established history (15+ yrs). Established history (17+ yrs). Established history (15+ yrs). Established history (18+ yrs). Established history (15+ yrs). Oldest track record among peers (24 yrs). Point 3 Rating: 3★ (upper mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Top rated. Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 9.04% (top quartile). 1Y return: 8.92% (upper mid). 1Y return: 8.78% (upper mid). 1Y return: 8.74% (lower mid). 1Y return: 8.73% (bottom quartile). 1Y return: 8.71% (bottom quartile). Point 6 1M return: 0.38% (top quartile). 1M return: 0.31% (bottom quartile). 1M return: 0.35% (upper mid). 1M return: 0.35% (upper mid). 1M return: 0.30% (bottom quartile). 1M return: 0.32% (lower mid). Point 7 Sharpe: 2.32 (top quartile). Sharpe: 1.98 (bottom quartile). Sharpe: 2.20 (upper mid). Sharpe: 1.99 (lower mid). Sharpe: 1.57 (bottom quartile). Sharpe: 2.04 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.80% (bottom quartile). Yield to maturity (debt): 6.84% (upper mid). Yield to maturity (debt): 6.88% (upper mid). Yield to maturity (debt): 6.84% (lower mid). Yield to maturity (debt): 6.94% (top quartile). Yield to maturity (debt): 6.45% (bottom quartile). Point 10 Modified duration: 2.22 yrs (top quartile). Modified duration: 2.90 yrs (lower mid). Modified duration: 2.53 yrs (upper mid). Modified duration: 2.46 yrs (upper mid). Modified duration: 4.29 yrs (bottom quartile). Modified duration: 2.91 yrs (bottom quartile). Axis Short Term Fund
Kotak Corporate Bond Fund Standard
HDFC Short Term Debt Fund
SBI Short Term Debt Fund
HDFC Corporate Bond Fund
Bandhan Bond Fund Short Term Plan
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. Aditya Birla Sun Life Medium Term Plan Growth ₹40.2634
↑ 0.01 ₹2,732 2.3 7.4 13.4 9.5 12.3 10.5 Medium term Bond ICICI Prudential Gilt Fund Growth ₹103.325
↓ -0.11 ₹7,276 0.8 4.5 8.3 8.5 6.3 8.2 Government Bond SBI Magnum Gilt Fund Growth ₹65.9489
↓ -0.04 ₹12,149 -0.8 3.2 6.5 8 6 8.9 Government Bond Axis Strategic Bond Fund Growth ₹28.2608
↑ 0.00 ₹1,942 1.8 4.9 9 8 6.9 8.7 Medium term Bond ICICI Prudential Medium Term Bond Fund Growth ₹45.2232
↓ -0.03 ₹5,701 1.9 4.8 9 7.8 6.9 8 Medium term Bond SBI Magnum Medium Duration Fund Growth ₹51.5016
↓ -0.02 ₹6,506 1.4 4.3 8.3 7.7 6.4 8.1 Medium term Bond Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Medium Term Plan ICICI Prudential Gilt Fund SBI Magnum Gilt Fund Axis Strategic Bond Fund ICICI Prudential Medium Term Bond Fund SBI Magnum Medium Duration Fund Point 1 Bottom quartile AUM (₹2,732 Cr). Upper mid AUM (₹7,276 Cr). Highest AUM (₹12,149 Cr). Bottom quartile AUM (₹1,942 Cr). Lower mid AUM (₹5,701 Cr). Upper mid AUM (₹6,506 Cr). Point 2 Established history (16+ yrs). Oldest track record among peers (25 yrs). Established history (24+ yrs). Established history (13+ yrs). Established history (20+ yrs). Established history (21+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 13.37% (top quartile). 1Y return: 8.27% (bottom quartile). 1Y return: 6.49% (bottom quartile). 1Y return: 9.02% (upper mid). 1Y return: 8.99% (upper mid). 1Y return: 8.29% (lower mid). Point 6 1M return: 0.43% (top quartile). 1M return: -0.13% (bottom quartile). 1M return: -0.32% (bottom quartile). 1M return: 0.30% (upper mid). 1M return: 0.32% (upper mid). 1M return: 0.15% (lower mid). Point 7 Sharpe: 3.02 (top quartile). Sharpe: 1.34 (bottom quartile). Sharpe: 0.35 (bottom quartile). Sharpe: 2.09 (upper mid). Sharpe: 2.48 (upper mid). Sharpe: 1.57 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.52% (upper mid). Yield to maturity (debt): 6.39% (bottom quartile). Yield to maturity (debt): 6.47% (bottom quartile). Yield to maturity (debt): 7.66% (upper mid). Yield to maturity (debt): 7.69% (top quartile). Yield to maturity (debt): 7.23% (lower mid). Point 10 Modified duration: 3.63 yrs (lower mid). Modified duration: 3.25 yrs (upper mid). Modified duration: 6.68 yrs (bottom quartile). Modified duration: 3.22 yrs (upper mid). Modified duration: 2.91 yrs (top quartile). Modified duration: 3.78 yrs (bottom quartile). Aditya Birla Sun Life Medium Term Plan
ICICI Prudential Gilt Fund
SBI Magnum Gilt Fund
Axis Strategic Bond Fund
ICICI Prudential Medium Term Bond Fund
SBI Magnum Medium Duration Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. Nippon India Small Cap Fund Growth ₹164.669
↓ -1.81 ₹66,602 7.8 4.1 -4.8 24 34 26.1 Small Cap Motilal Oswal Midcap 30 Fund Growth ₹99.4516
↓ -2.77 ₹33,053 4.3 2.1 1.8 27.4 33.3 57.1 Mid Cap HDFC Small Cap Fund Growth ₹138.38
↓ -1.03 ₹35,781 13.6 7.8 2.5 24.1 31.5 20.4 Small Cap Franklin India Smaller Companies Fund Growth ₹165.7
↓ -1.73 ₹13,995 4.8 0.9 -7.1 23.1 31.3 23.2 Small Cap Nippon India Multi Cap Fund Growth ₹293.48
↓ -2.42 ₹45,366 7.2 7.9 2.1 23.4 30.5 25.8 Multi Cap ICICI Prudential Smallcap Fund Growth ₹86.15
↓ -0.27 ₹8,566 10 5.6 -2 17.9 30.1 15.6 Small Cap Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Nippon India Small Cap Fund Motilal Oswal Midcap 30 Fund HDFC Small Cap Fund Franklin India Smaller Companies Fund Nippon India Multi Cap Fund ICICI Prudential Smallcap Fund Point 1 Highest AUM (₹66,602 Cr). Lower mid AUM (₹33,053 Cr). Upper mid AUM (₹35,781 Cr). Bottom quartile AUM (₹13,995 Cr). Upper mid AUM (₹45,366 Cr). Bottom quartile AUM (₹8,566 Cr). Point 2 Established history (14+ yrs). Established history (11+ yrs). Established history (17+ yrs). Established history (19+ yrs). Oldest track record among peers (20 yrs). Established history (17+ yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 34.05% (top quartile). 5Y return: 33.29% (upper mid). 5Y return: 31.53% (upper mid). 5Y return: 31.31% (lower mid). 5Y return: 30.54% (bottom quartile). 5Y return: 30.06% (bottom quartile). Point 6 3Y return: 23.96% (upper mid). 3Y return: 27.39% (top quartile). 3Y return: 24.13% (upper mid). 3Y return: 23.08% (bottom quartile). 3Y return: 23.42% (lower mid). 3Y return: 17.89% (bottom quartile). Point 7 1Y return: -4.79% (bottom quartile). 1Y return: 1.83% (upper mid). 1Y return: 2.46% (top quartile). 1Y return: -7.14% (bottom quartile). 1Y return: 2.11% (upper mid). 1Y return: -1.98% (lower mid). Point 8 Alpha: -2.86 (lower mid). Alpha: 3.89 (top quartile). Alpha: 0.00 (upper mid). Alpha: -7.46 (bottom quartile). Alpha: 0.04 (upper mid). Alpha: -4.06 (bottom quartile). Point 9 Sharpe: -0.10 (lower mid). Sharpe: 0.23 (top quartile). Sharpe: 0.07 (upper mid). Sharpe: -0.33 (bottom quartile). Sharpe: 0.03 (upper mid). Sharpe: -0.18 (bottom quartile). Point 10 Information ratio: -0.10 (lower mid). Information ratio: 0.44 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: -0.13 (bottom quartile). Information ratio: 0.97 (top quartile). Information ratio: -1.16 (bottom quartile). Nippon India Small Cap Fund
Motilal Oswal Midcap 30 Fund
HDFC Small Cap Fund
Franklin India Smaller Companies Fund
Nippon India Multi Cap Fund
ICICI Prudential Smallcap Fund
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