While Investing, investors always look for the top ranked Mutual Funds to create a balanced Portfolio and earn better returns. Selecting and adding top performing funds in the portfolio is an essential process of investing in Mutual Funds. It is also a strategic way to accomplish a specific investment objective. To make the process of investing easy & simple for investors, we have shortlisted the top ranked Mutual Funds for investors with different risk appetite. Be it risk-averse investors, low-risk takers, moderate risk takers to high-risk takers, investors can invest according to their ability to tolerate risk in the investment.
However, investors can also choose funds independently, that’s by doing a self-analysis. Here are the top parameters that investors need to consider while looking for the Best Performing Mutual Funds.
Investors can determine the Top Mutual Funds to invest by themselves. Do to so, you need to consider various parameters, which determines the potential of the schemes. All the top ranking Mutual Fund schemes in India hold these traits, which therefore makes them the must-have schemes in the portfolio-
Investors should evaluate the fund's performances for over a period of time. It is advised to go for a scheme that consistently beats its benchmark for over 4-5 years. Moreover, one should see each period, if the fund is able to beat its benchmark.
A fund manager overall plays an important role in the fund’s performance. Therefore, you should know who is the fund manager of the scheme that you wish to invest and his past track record. Investors should analyse the performance the fund that is managed by the fund manager. Top ranked Mutual Fund would mostly have the fund manager who have been consistent over his career.
Schemes that are top performers may have a low or a high expense ratio, but the schemes are worth investing. The expense ratio is the charges like management fees, operating costs, etc., charged by the Asset Management Company (AMC). Many times, investors go for a fund that has a lower expense ratio, but it is something which should not surpass other important factors such as fund performance, etc.
While choosing a top performing scheme, it is suggested to go for the one whose AUM (Asset Under Management) is approximately same as the category.
Investors looking for a hassle-free investment, here's the best Mutual Funds to invest in 2025. These funds have been shortlisted as per the category ranking.
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sub Cat. Aditya Birla Sun Life Savings Fund Growth ₹554.641
↑ 0.03 ₹20,795 1.7 4 7.9 7.4 7.9 6.6% 5M 26D 7M 2D Ultrashort Bond ICICI Prudential Ultra Short Term Fund Growth ₹28.0036
↑ 0.00 ₹16,382 1.6 3.8 7.5 7.1 7.5 6.63% 4M 24D 7M 6D Ultrashort Bond SBI Magnum Ultra Short Duration Fund Growth ₹6,037.61
↑ 0.50 ₹15,902 1.6 3.7 7.4 7.1 7.4 6.13% 4M 20D 5M 12D Ultrashort Bond Kotak Savings Fund Growth ₹43.3175
↓ 0.00 ₹15,954 1.5 3.7 7.2 6.9 7.2 6.36% 5M 19D 6M Ultrashort Bond Nippon India Ultra Short Duration Fund Growth ₹4,069.93
↑ 0.26 ₹10,252 1.5 3.6 7.2 6.9 7.2 6.72% 5M 12D 8M 1D Ultrashort Bond Axis Liquid Fund Growth ₹2,934.48
↑ 0.45 ₹36,757 1.5 3.3 7 7 7.4 5.85% 1M 12D 1M 15D Liquid Fund Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund SBI Magnum Ultra Short Duration Fund Kotak Savings Fund Nippon India Ultra Short Duration Fund Axis Liquid Fund Point 1 Upper mid AUM (₹20,795 Cr). Upper mid AUM (₹16,382 Cr). Bottom quartile AUM (₹15,902 Cr). Lower mid AUM (₹15,954 Cr). Bottom quartile AUM (₹10,252 Cr). Highest AUM (₹36,757 Cr). Point 2 Established history (22+ yrs). Established history (14+ yrs). Oldest track record among peers (26 yrs). Established history (21+ yrs). Established history (23+ yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 7.94% (top quartile). 1Y return: 7.47% (upper mid). 1Y return: 7.37% (upper mid). 1Y return: 7.22% (lower mid). 1Y return: 7.20% (bottom quartile). 1Y return: 6.99% (bottom quartile). Point 6 1M return: 0.45% (upper mid). 1M return: 0.46% (upper mid). 1M return: 0.45% (lower mid). 1M return: 0.42% (bottom quartile). 1M return: 0.44% (bottom quartile). 1M return: 0.47% (top quartile). Point 7 Sharpe: 3.76 (top quartile). Sharpe: 2.80 (upper mid). Sharpe: 2.77 (lower mid). Sharpe: 2.11 (bottom quartile). Sharpe: 2.22 (bottom quartile). Sharpe: 3.64 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.60% (upper mid). Yield to maturity (debt): 6.63% (upper mid). Yield to maturity (debt): 6.13% (bottom quartile). Yield to maturity (debt): 6.36% (lower mid). Yield to maturity (debt): 6.72% (top quartile). Yield to maturity (debt): 5.85% (bottom quartile). Point 10 Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.40 yrs (upper mid). Modified duration: 0.39 yrs (upper mid). Modified duration: 0.47 yrs (bottom quartile). Modified duration: 0.45 yrs (lower mid). Modified duration: 0.12 yrs (top quartile). Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
SBI Magnum Ultra Short Duration Fund
Kotak Savings Fund
Nippon India Ultra Short Duration Fund
Axis Liquid Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sub Cat. Axis Short Term Fund Growth ₹31.24
↓ -0.02 ₹11,760 1 4.7 8.5 7.4 8 6.76% 2Y 2M 5D 2Y 10M 20D Short term Bond Nippon India Prime Debt Fund Growth ₹60.487
↓ -0.06 ₹10,013 0.4 4.5 8.4 7.8 8.4 6.81% 3Y 6M 7D 4Y 7M 20D Corporate Bond HDFC Short Term Debt Fund Growth ₹32.3352
↓ -0.01 ₹18,143 0.8 4.5 8.2 7.6 8.3 6.8% 2Y 4M 10D 3Y 6M 25D Short term Bond Kotak Corporate Bond Fund Standard Growth ₹3,805.42
↓ -2.77 ₹17,811 0.5 4.4 8.2 7.5 8.3 6.83% 3Y 3M 4D 4Y 11M 16D Corporate Bond SBI Short Term Debt Fund Growth ₹32.4339
↓ -0.02 ₹16,453 0.8 4.4 8.2 7.3 7.7 6.87% 2Y 8M 23D 3Y 4M 20D Short term Bond ICICI Prudential Corporate Bond Fund Growth ₹30.1121
↓ -0.03 ₹33,574 0.9 4.4 8.2 7.8 8 6.78% 2Y 5M 26D 4Y 6M 29D Corporate Bond Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Axis Short Term Fund Nippon India Prime Debt Fund HDFC Short Term Debt Fund Kotak Corporate Bond Fund Standard SBI Short Term Debt Fund ICICI Prudential Corporate Bond Fund Point 1 Bottom quartile AUM (₹11,760 Cr). Bottom quartile AUM (₹10,013 Cr). Upper mid AUM (₹18,143 Cr). Upper mid AUM (₹17,811 Cr). Lower mid AUM (₹16,453 Cr). Highest AUM (₹33,574 Cr). Point 2 Established history (15+ yrs). Oldest track record among peers (24 yrs). Established history (15+ yrs). Established history (17+ yrs). Established history (18+ yrs). Established history (16+ yrs). Point 3 Rating: 3★ (lower mid). Top rated. Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 8.53% (top quartile). 1Y return: 8.40% (upper mid). 1Y return: 8.25% (upper mid). 1Y return: 8.22% (lower mid). 1Y return: 8.20% (bottom quartile). 1Y return: 8.16% (bottom quartile). Point 6 1M return: 0.09% (top quartile). 1M return: -0.23% (bottom quartile). 1M return: 0.06% (upper mid). 1M return: -0.12% (bottom quartile). 1M return: 0.04% (upper mid). 1M return: 0.02% (lower mid). Point 7 Sharpe: 2.19 (top quartile). Sharpe: 1.79 (bottom quartile). Sharpe: 2.01 (upper mid). Sharpe: 1.80 (bottom quartile). Sharpe: 1.89 (lower mid). Sharpe: 2.12 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.76% (bottom quartile). Yield to maturity (debt): 6.81% (upper mid). Yield to maturity (debt): 6.80% (lower mid). Yield to maturity (debt): 6.83% (upper mid). Yield to maturity (debt): 6.87% (top quartile). Yield to maturity (debt): 6.78% (bottom quartile). Point 10 Modified duration: 2.18 yrs (top quartile). Modified duration: 3.52 yrs (bottom quartile). Modified duration: 2.36 yrs (upper mid). Modified duration: 3.26 yrs (bottom quartile). Modified duration: 2.73 yrs (lower mid). Modified duration: 2.49 yrs (upper mid). Axis Short Term Fund
Nippon India Prime Debt Fund
HDFC Short Term Debt Fund
Kotak Corporate Bond Fund Standard
SBI Short Term Debt Fund
ICICI Prudential Corporate Bond Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. Aditya Birla Sun Life Medium Term Plan Growth ₹40.2079
↓ -0.05 ₹2,744 0.9 4.7 12.7 9.2 12.3 10.5 Medium term Bond Axis Strategic Bond Fund Growth ₹28.2419
↓ -0.02 ₹1,938 0.7 4.5 8.4 7.8 7 8.7 Medium term Bond ICICI Prudential Gilt Fund Growth ₹102.404
↓ -0.30 ₹7,330 -1.2 3.4 6.8 7.6 6.5 8.2 Government Bond ICICI Prudential Medium Term Bond Fund Growth ₹45.2103
↓ -0.01 ₹5,688 0.8 4.5 8.5 7.6 7 8 Medium term Bond SBI Magnum Medium Duration Fund Growth ₹51.3816
↓ -0.08 ₹6,589 0.1 3.8 7.6 7.4 6.4 8.1 Medium term Bond Kotak Medium Term Fund Growth ₹22.9284
↑ 0.01 ₹1,817 0.7 4.4 8.4 7.4 6.7 9 Medium term Bond Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Medium Term Plan Axis Strategic Bond Fund ICICI Prudential Gilt Fund ICICI Prudential Medium Term Bond Fund SBI Magnum Medium Duration Fund Kotak Medium Term Fund Point 1 Lower mid AUM (₹2,744 Cr). Bottom quartile AUM (₹1,938 Cr). Highest AUM (₹7,330 Cr). Upper mid AUM (₹5,688 Cr). Upper mid AUM (₹6,589 Cr). Bottom quartile AUM (₹1,817 Cr). Point 2 Established history (16+ yrs). Established history (13+ yrs). Oldest track record among peers (26 yrs). Established history (20+ yrs). Established history (21+ yrs). Established history (11+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 12.74% (top quartile). 1Y return: 8.43% (upper mid). 1Y return: 6.84% (bottom quartile). 1Y return: 8.48% (upper mid). 1Y return: 7.55% (bottom quartile). 1Y return: 8.36% (lower mid). Point 6 1M return: -0.08% (lower mid). 1M return: 0.01% (top quartile). 1M return: -1.31% (bottom quartile). 1M return: 0.01% (upper mid). 1M return: -0.26% (bottom quartile). 1M return: -0.01% (upper mid). Point 7 Sharpe: 2.94 (top quartile). Sharpe: 1.96 (upper mid). Sharpe: 1.16 (bottom quartile). Sharpe: 2.39 (upper mid). Sharpe: 1.35 (bottom quartile). Sharpe: 1.81 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.44% (lower mid). Yield to maturity (debt): 7.64% (upper mid). Yield to maturity (debt): 6.63% (bottom quartile). Yield to maturity (debt): 7.67% (upper mid). Yield to maturity (debt): 7.29% (bottom quartile). Yield to maturity (debt): 7.73% (top quartile). Point 10 Modified duration: 3.55 yrs (lower mid). Modified duration: 3.01 yrs (top quartile). Modified duration: 4.18 yrs (bottom quartile). Modified duration: 3.10 yrs (upper mid). Modified duration: 3.79 yrs (bottom quartile). Modified duration: 3.31 yrs (upper mid). Aditya Birla Sun Life Medium Term Plan
Axis Strategic Bond Fund
ICICI Prudential Gilt Fund
ICICI Prudential Medium Term Bond Fund
SBI Magnum Medium Duration Fund
Kotak Medium Term Fund
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. Motilal Oswal Midcap 30 Fund Growth ₹101.99
↓ -0.51 ₹33,609 1.9 15 0.1 28.1 32.2 57.1 Mid Cap Nippon India Small Cap Fund Growth ₹164.4
↓ -0.52 ₹65,922 -0.6 17.9 -7.9 23 31 26.1 Small Cap HDFC Small Cap Fund Growth ₹139.273
↓ -0.17 ₹36,353 3.2 22.4 -1 23 28.9 20.4 Small Cap Franklin India Smaller Companies Fund Growth ₹165.63
↓ -0.12 ₹13,825 -3.1 15.6 -10.2 22.6 28 23.2 Small Cap Nippon India Multi Cap Fund Growth ₹295.877
↓ -0.29 ₹45,881 0.5 18 -0.1 23.4 28 25.8 Multi Cap Edelweiss Mid Cap Fund Growth ₹98.569
↓ -0.42 ₹11,027 0.5 18.9 -0.3 23.7 27.9 38.9 Mid Cap Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Motilal Oswal Midcap 30 Fund Nippon India Small Cap Fund HDFC Small Cap Fund Franklin India Smaller Companies Fund Nippon India Multi Cap Fund Edelweiss Mid Cap Fund Point 1 Lower mid AUM (₹33,609 Cr). Highest AUM (₹65,922 Cr). Upper mid AUM (₹36,353 Cr). Bottom quartile AUM (₹13,825 Cr). Upper mid AUM (₹45,881 Cr). Bottom quartile AUM (₹11,027 Cr). Point 2 Established history (11+ yrs). Established history (14+ yrs). Established history (17+ yrs). Established history (19+ yrs). Oldest track record among peers (20 yrs). Established history (17+ yrs). Point 3 Rating: 3★ (lower mid). Top rated. Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 32.15% (top quartile). 5Y return: 31.05% (upper mid). 5Y return: 28.86% (upper mid). 5Y return: 28.04% (lower mid). 5Y return: 28.03% (bottom quartile). 5Y return: 27.93% (bottom quartile). Point 6 3Y return: 28.09% (top quartile). 3Y return: 22.96% (lower mid). 3Y return: 22.95% (bottom quartile). 3Y return: 22.63% (bottom quartile). 3Y return: 23.43% (upper mid). 3Y return: 23.65% (upper mid). Point 7 1Y return: 0.15% (top quartile). 1Y return: -7.92% (bottom quartile). 1Y return: -0.95% (lower mid). 1Y return: -10.16% (bottom quartile). 1Y return: -0.15% (upper mid). 1Y return: -0.26% (upper mid). Point 8 Alpha: 3.70 (upper mid). Alpha: -3.84 (bottom quartile). Alpha: 0.00 (lower mid). Alpha: -5.51 (bottom quartile). Alpha: 2.00 (upper mid). Alpha: 5.32 (top quartile). Point 9 Sharpe: -0.11 (upper mid). Sharpe: -0.51 (bottom quartile). Sharpe: -0.17 (upper mid). Sharpe: -0.59 (bottom quartile). Sharpe: -0.27 (lower mid). Sharpe: -0.06 (top quartile). Point 10 Information ratio: 0.44 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: -0.06 (bottom quartile). Information ratio: 0.95 (top quartile). Information ratio: 0.20 (upper mid). Motilal Oswal Midcap 30 Fund
Nippon India Small Cap Fund
HDFC Small Cap Fund
Franklin India Smaller Companies Fund
Nippon India Multi Cap Fund
Edelweiss Mid Cap Fund
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