+91-22-48913909Top Gold Funds Rated by FINCASH for 2025 - 2026
Gold as an investment has emerged as an important Asset Class in most portfolios. Historically, it has proven its ability to grow with Inflation and protect the Portfolio from Volatility caused due to a financial and economic crisis. Today, Gold Investment is available in many forms such as- physical gold, E-Gold, etc. But, Gold Funds have emerged as one of the most popular routes for gold investments due to its various advantages like liquidity, minimal investment amount, etc. So, let’s have a close look at some of the Best Gold Mutual Funds to invest in 2025.
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Top Rated Gold Mutual Funds
Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Information Ratio Sharpe Ratio HDFC Gold Fund Growth ₹30.1967
↑ 0.11 ₹4,537 ☆ 4.8 15 37.3 23.3 13 18.9 0 2.5 Kotak Gold Fund Growth ₹38.8426
↑ 0.16 ₹3,302 ☆ 4.8 14.8 37.2 23.2 12.9 18.9 0 2.55 SBI Gold Fund Growth ₹29.5389
↑ 0.10 ₹4,740 ☆☆ 5 14.9 37.3 23.4 13.1 19.6 0 2.53 ICICI Prudential Regular Gold Savings Fund Growth ₹31.2904
↑ 0.12 ₹2,384 ☆ 4.9 15.1 37.4 23.3 13 19.5 0 2.5 Aditya Birla Sun Life Gold Fund Growth ₹29.3889
↑ 0.12 ₹663 ☆☆☆ 5.6 15.1 37.8 23.3 13 18.7 0 2.62 Axis Gold Fund Growth ₹29.3893
↑ 0.08 ₹1,180 ☆ 4.7 14.4 36.7 23.3 13.1 19.2 0 2.5 IDBI Gold Fund Growth ₹26.3585
↑ 0.13 ₹214 5.1 14.8 37.7 23.6 13.1 18.7 0 2.25 Invesco India Gold Fund Growth ₹28.5859
↑ 0.17 ₹180 ☆☆☆ 5.3 15.2 36.3 23.3 12.9 18.8 0 2.52 Nippon India Gold Savings Fund Growth ₹38.6932
↑ 0.15 ₹3,248 ☆☆ 5 15 37.3 23.3 12.9 19 0 2.48 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Aug 25 Note: Ratio's shown as on 31 Jul 25 Research Highlights & Commentary of 9 Funds showcased
Commentary HDFC Gold Fund Kotak Gold Fund SBI Gold Fund ICICI Prudential Regular Gold Savings Fund Aditya Birla Sun Life Gold Fund Axis Gold Fund IDBI Gold Fund Invesco India Gold Fund Nippon India Gold Savings Fund Point 1 Top quartile AUM (₹4,537 Cr). Upper mid AUM (₹3,302 Cr). Highest AUM (₹4,740 Cr). Lower mid AUM (₹2,384 Cr). Bottom quartile AUM (₹663 Cr). Lower mid AUM (₹1,180 Cr). Bottom quartile AUM (₹214 Cr). Bottom quartile AUM (₹180 Cr). Upper mid AUM (₹3,248 Cr). Point 2 Established history (13+ yrs). Oldest track record among peers (14 yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (14+ yrs). Point 3 Rating: 1★ (lower mid). Rating: 1★ (lower mid). Rating: 2★ (upper mid). Rating: 1★ (bottom quartile). Top rated. Rating: 1★ (bottom quartile). Not Rated. Rating: 3★ (top quartile). Rating: 2★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 13.02% (lower mid). 5Y return: 12.88% (bottom quartile). 5Y return: 13.14% (top quartile). 5Y return: 13.05% (upper mid). 5Y return: 13.03% (lower mid). 5Y return: 13.13% (top quartile). 5Y return: 13.13% (upper mid). 5Y return: 12.94% (bottom quartile). 5Y return: 12.94% (bottom quartile). Point 6 3Y return: 23.26% (bottom quartile). 3Y return: 23.17% (bottom quartile). 3Y return: 23.42% (top quartile). 3Y return: 23.30% (upper mid). 3Y return: 23.28% (lower mid). 3Y return: 23.31% (upper mid). 3Y return: 23.57% (top quartile). 3Y return: 23.27% (lower mid). 3Y return: 23.26% (bottom quartile). Point 7 1Y return: 37.34% (upper mid). 1Y return: 37.17% (bottom quartile). 1Y return: 37.26% (lower mid). 1Y return: 37.40% (upper mid). 1Y return: 37.80% (top quartile). 1Y return: 36.68% (bottom quartile). 1Y return: 37.73% (top quartile). 1Y return: 36.26% (bottom quartile). 1Y return: 37.32% (lower mid). Point 8 1M return: 2.05% (bottom quartile). 1M return: 2.11% (upper mid). 1M return: 2.04% (bottom quartile). 1M return: 2.11% (lower mid). 1M return: 2.28% (top quartile). 1M return: 2.03% (bottom quartile). 1M return: 2.19% (top quartile). 1M return: 2.18% (upper mid). 1M return: 2.08% (lower mid). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 2.50 (bottom quartile). Sharpe: 2.55 (top quartile). Sharpe: 2.53 (upper mid). Sharpe: 2.50 (lower mid). Sharpe: 2.62 (top quartile). Sharpe: 2.50 (lower mid). Sharpe: 2.25 (bottom quartile). Sharpe: 2.52 (upper mid). Sharpe: 2.48 (bottom quartile). HDFC Gold Fund
Kotak Gold Fund
SBI Gold Fund
ICICI Prudential Regular Gold Savings Fund
Aditya Birla Sun Life Gold Fund
Axis Gold Fund
IDBI Gold Fund
Invesco India Gold Fund
Nippon India Gold Savings Fund
Why Are These Top Performers?
Fincash has employed the following parameters for shortlisting the top performing funds:
Past Returns: Return analysis of last 3 years
Parameters & Weights: Information ratio with some modifications for our ratings and rankings
Qualitative & Quantitative Analysis: Quantitative measures like Expense Ratio, Sharpe Ratio, Sortino Ratio, including fund age and the size of the fund has been considered. Qualitative analysis like the reputation of the fund along with the fund manager is one of the important parameters that you would see in the listed funds.
Asset Size: The minimum AUM criteria for gold funds are INR 100 Crores with some exceptions at times for new funds that are doing well in the Market.
Performance with Respect to Benchmark: Peer average
Smart Tips to Invest in Gold Funds
Some of the important tips to consider while Investing in Gold funds are:
Investment Tenure: Investors planning to invest in gold funds should stay invested for minimum 2 years.
Invest via a SIP: SIP or Systematic Investment plan is the most efficient way to invest in a Mutual Fund. They not only provide a systematic way of Investing, but also ensures regular investment growth. You can invest in a SIP with an amount as low as INR 500.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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