+91-22-4891390910، 20 سالہ سرمایہ کاری 2022 کے لیے 10 بہترین SIP پلان
بہترین SIP پلانز? ان کا انتخاب کیسے کریں؟ یہ کچھ عام سوالات ہیں جو سوچتے وقت سرمایہ کاروں کے ذہن میں آتے ہیں۔میوچل فنڈز میں سرمایہ کاری ایک کے ذریعےگھونٹ یا منظمسرمایہ کاری کا منصوبہ.SIP سرمایہ کاری سب سے زیادہ نظم و ضبط میں سے ایک ہےسرمایہ کاری میں سرمایہ کاری کرتے وقت اختیاراتباہمی چندہ.
مزید یہ کہ، SIP میوچل فنڈ میں سرمایہ کاری کی کم از کم رقم INR 500 سے کم ہے۔ اس سے سرمایہ کاری ہوتی ہے۔ٹاپ ایس آئی پی بہت آسان منصوبے.
آپ کو ایس آئی پی یا سیسٹیمیٹک انویسٹمنٹ پلان میں کیوں سرمایہ کاری کرنی چاہئے؟
میں سے کچھسرمایہ کاری کے فوائد ایک SIP میں ہیں:
کمپاؤنڈنگ کی طاقت
منظم سرمایہ کاری کے منصوبے بھی اس کا فائدہ پیش کرتے ہیں۔کمپاؤنڈنگ کی طاقت. سادہ سود تب ہوتا ہے جب آپ صرف اصل پر سود حاصل کرتے ہیں۔ مرکب سود کی صورت میں، سود کی رقم پرنسپل میں شامل کی جاتی ہے، اور سود کا حساب نئے پرنسپل (پرانے پرنسپل کے علاوہ منافع) پر کیا جاتا ہے۔ یہ عمل ہر بار جاری رہتا ہے۔ چونکہ ایس آئی پی میں میوچل فنڈز قسطوں میں ہوتے ہیں، اس لیے وہ کمپاؤنڈ ہوتے ہیں، جو ابتدائی طور پر لگائی گئی رقم میں مزید اضافہ کرتے ہیں۔
روپے کی لاگت کا اوسط
سب سے بڑا فائدہ جو ایک منظم سرمایہ کاری کا منصوبہ پیش کرتا ہے وہ روپیہ لاگت کا اوسط ہے جو کسی فرد کو اثاثہ کی خریداری کی قیمت کا اوسط نکالنے میں مدد کرتا ہے۔ میوچل فنڈ میں یکمشت سرمایہ کاری کرتے وقت ایک مخصوص تعداد میں یونٹ خریدے جاتے ہیں۔سرمایہ کار سب ایک ساتھ، ایس آئی پی کی صورت میں یونٹس کی خریداری ایک طویل مدت میں کی جاتی ہے اور یہ ماہانہ وقفوں (عام طور پر) پر یکساں طور پر پھیلی ہوئی ہیں۔ سرمایہ کاری وقت کے ساتھ پھیل جانے کی وجہ سے، سرمایہ کاری اسٹاک میں کی جاتی ہے۔مارکیٹ مختلف قیمت پوائنٹس پر سرمایہ کار کو اوسط لاگت کا فائدہ دیتا ہے، لہذا اصطلاح روپیہ لاگت کا اوسط۔
استطاعت
عوام کے لیے بچت شروع کرنے کے لیے SIPs ایک بہت ہی سستا آپشن ہے کیونکہ ہر قسط کے لیے درکار کم از کم رقم (وہ بھی ماہانہ!) INR 500 تک کم ہو سکتی ہے۔ کچھ میوچل فنڈ کمپنیاں کچھ ایسی پیشکش بھی کرتی ہیں جنہیںمائیکرو ایس آئی پی جہاں ٹکٹ کا سائز 100 روپے تک کم ہے۔
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خطرے میں کمی
یہ دیکھتے ہوئے کہ ایک منظم سرمایہ کاری کا منصوبہ طویل عرصے پر محیط ہے، کوئی اسٹاک مارکیٹ کے تمام ادوار، اتار چڑھاؤ اور اس سے بھی اہم طور پر مندی کو پکڑتا ہے۔ مندی میں، جب خوف زیادہ تر سرمایہ کاروں کو پکڑتا ہے، SIP کی قسطیں سرمایہ کاروں کی خریداری کو یقینی بناتی رہتی ہیں۔کم.
مالی سال 22 - 23 میں 10، 20 سالہ سرمایہ کاری کے لیے بہترین SIP پلان
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Research Highlights for DSP World Gold Fund Below is the key information for DSP World Gold Fund Returns up to 1 year are on The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). Research Highlights for SBI Gold Fund Below is the key information for SBI Gold Fund Returns up to 1 year are on The investment objective of the scheme is to generate returns by investing in units of Kotak Gold Exchange Traded Fund. Research Highlights for Kotak Gold Fund Below is the key information for Kotak Gold Fund Returns up to 1 year are on To generate returns that closely correspond to returns generated by Axis Gold ETF. Research Highlights for Axis Gold Fund Below is the key information for Axis Gold Fund Returns up to 1 year are on To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF). Research Highlights for HDFC Gold Fund Below is the key information for HDFC Gold Fund Returns up to 1 year are on ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF).
However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Gold Savings Fund Below is the key information for ICICI Prudential Regular Gold Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES. Research Highlights for Nippon India Gold Savings Fund Below is the key information for Nippon India Gold Savings Fund Returns up to 1 year are on The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. Research Highlights for SBI PSU Fund Below is the key information for SBI PSU Fund Returns up to 1 year are on An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF). Research Highlights for Aditya Birla Sun Life Gold Fund Below is the key information for Aditya Birla Sun Life Gold Fund Returns up to 1 year are on The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF). Research Highlights for IDBI Gold Fund Below is the key information for IDBI Gold Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹57.9947
↑ 2.59 ₹2,191 500 8.9 29.7 121.7 47.8 27.6 167.1 SBI Gold Fund Growth ₹43.5427
↑ 0.77 ₹15,700 500 10.2 26.2 62.9 33.1 25.6 71.5 Kotak Gold Fund Growth ₹56.9215
↑ 0.98 ₹6,866 1,000 11.5 25.9 60.5 33.6 25.5 70.4 Axis Gold Fund Growth ₹43.3091
↑ 1.06 ₹2,998 1,000 11.9 25.4 60.5 33.8 25.5 69.8 HDFC Gold Fund Growth ₹44.3187
↑ 0.89 ₹11,766 300 11.4 25.9 60.7 33.7 25.4 71.3 ICICI Prudential Regular Gold Savings Fund Growth ₹45.1314
↓ 0.00 ₹6,535 100 9.6 25.6 62.9 33 25.4 72 Nippon India Gold Savings Fund Growth ₹56.7879
↑ 1.00 ₹7,223 100 11.5 26.1 60.1 33.7 25.4 71.2 SBI PSU Fund Growth ₹32.6872
↓ 0.00 ₹6,545 500 -3.6 1.2 9.3 29.4 25.3 11.3 Aditya Birla Sun Life Gold Fund Growth ₹42.9831
↑ 0.78 ₹1,782 100 11 24.5 60 33.8 25.2 72 IDBI Gold Fund Growth ₹38.2678
↑ 0.84 ₹795 500 4.2 24.6 59.2 32.4 25 79 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 26 Research Highlights & Commentary of 10 Funds showcased
Commentary DSP World Gold Fund SBI Gold Fund Kotak Gold Fund Axis Gold Fund HDFC Gold Fund ICICI Prudential Regular Gold Savings Fund Nippon India Gold Savings Fund SBI PSU Fund Aditya Birla Sun Life Gold Fund IDBI Gold Fund Point 1 Bottom quartile AUM (₹2,191 Cr). Highest AUM (₹15,700 Cr). Upper mid AUM (₹6,866 Cr). Lower mid AUM (₹2,998 Cr). Top quartile AUM (₹11,766 Cr). Lower mid AUM (₹6,535 Cr). Upper mid AUM (₹7,223 Cr). Upper mid AUM (₹6,545 Cr). Bottom quartile AUM (₹1,782 Cr). Bottom quartile AUM (₹795 Cr). Point 2 Oldest track record among peers (18 yrs). Established history (14+ yrs). Established history (15+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (15+ yrs). Established history (15+ yrs). Established history (14+ yrs). Established history (13+ yrs). Point 3 Top rated. Rating: 2★ (upper mid). Rating: 1★ (lower mid). Rating: 1★ (lower mid). Rating: 1★ (bottom quartile). Rating: 1★ (bottom quartile). Rating: 2★ (upper mid). Rating: 2★ (upper mid). Rating: 3★ (top quartile). Not Rated. Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 27.64% (top quartile). 5Y return: 25.64% (top quartile). 5Y return: 25.47% (upper mid). 5Y return: 25.46% (upper mid). 5Y return: 25.41% (upper mid). 5Y return: 25.40% (lower mid). 5Y return: 25.36% (lower mid). 5Y return: 25.34% (bottom quartile). 5Y return: 25.22% (bottom quartile). 5Y return: 25.03% (bottom quartile). Point 6 3Y return: 47.83% (top quartile). 3Y return: 33.08% (lower mid). 3Y return: 33.59% (lower mid). 3Y return: 33.76% (upper mid). 3Y return: 33.73% (upper mid). 3Y return: 32.99% (bottom quartile). 3Y return: 33.69% (upper mid). 3Y return: 29.38% (bottom quartile). 3Y return: 33.83% (top quartile). 3Y return: 32.43% (bottom quartile). Point 7 1Y return: 121.66% (top quartile). 1Y return: 62.94% (top quartile). 1Y return: 60.49% (lower mid). 1Y return: 60.52% (upper mid). 1Y return: 60.68% (upper mid). 1Y return: 62.86% (upper mid). 1Y return: 60.15% (lower mid). 1Y return: 9.33% (bottom quartile). 1Y return: 60.01% (bottom quartile). 1Y return: 59.23% (bottom quartile). Point 8 Alpha: 6.90 (top quartile). 1M return: -7.89% (lower mid). 1M return: -6.46% (upper mid). 1M return: -6.16% (top quartile). 1M return: -6.45% (upper mid). 1M return: -7.98% (lower mid). 1M return: -6.29% (top quartile). Alpha: 0.92 (top quartile). 1M return: -6.60% (upper mid). 1M return: -8.90% (bottom quartile). Point 9 Sharpe: 4.06 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Sharpe: 1.90 (bottom quartile). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 10 Information ratio: -1.08 (bottom quartile). Sharpe: 2.95 (upper mid). Sharpe: 3.49 (top quartile). Sharpe: 3.39 (upper mid). Sharpe: 3.01 (upper mid). Sharpe: 2.66 (lower mid). Sharpe: 2.55 (bottom quartile). Information ratio: -0.27 (bottom quartile). Sharpe: 2.57 (bottom quartile). Sharpe: 2.75 (lower mid). DSP World Gold Fund
SBI Gold Fund
Kotak Gold Fund
Axis Gold Fund
HDFC Gold Fund
ICICI Prudential Regular Gold Savings Fund
Nippon India Gold Savings Fund
SBI PSU Fund
Aditya Birla Sun Life Gold Fund
IDBI Gold Fund
سی اے جی آر 5 سال سے زیادہ کی واپسی اور فنڈ جس میں کم از کم 5 سال کی مارکیٹ ہسٹری (فنڈ کی عمر) ہو اور کم از کم ہو۔500 کروڑ انتظام کے تحت اثاثہ.1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (31 Mar 26) ₹57.9947 ↑ 2.59 (4.68 %) Net Assets (Cr) ₹2,191 on 28 Feb 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 4.06 Information Ratio -1.08 Alpha Ratio 6.9 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,138 31 Mar 23 ₹10,487 31 Mar 24 ₹10,232 31 Mar 25 ₹15,284 31 Mar 26 ₹33,879 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -17.2% 3 Month 8.9% 6 Month 29.7% 1 Year 121.7% 3 Year 47.8% 5 Year 27.6% 10 Year 15 Year Since launch 9.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 167.1% 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 13.01 Yr. Data below for DSP World Gold Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Basic Materials 94.27% Asset Allocation
Asset Class Value Cash 3.92% Equity 94.27% Debt 0.01% Other 1.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -70% ₹1,531 Cr 1,103,589
↓ -74,069 VanEck Gold Miners ETF
- | GDX28% ₹604 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹90 Cr Net Receivables/Payables
Net Current Assets | -2% -₹35 Cr 2. SBI Gold Fund
SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (01 Apr 26) ₹43.5427 ↑ 0.77 (1.79 %) Net Assets (Cr) ₹15,700 on 28 Feb 26 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.3 Sharpe Ratio 2.95 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,479 31 Mar 23 ₹13,282 31 Mar 24 ₹14,673 31 Mar 25 ₹19,214 31 Mar 26 ₹31,308 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -7.9% 3 Month 10.2% 6 Month 26.2% 1 Year 62.9% 3 Year 33.1% 5 Year 25.6% 10 Year 15 Year Since launch 10.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.5% 2023 19.6% 2022 14.1% 2021 12.6% 2020 -5.7% 2019 27.4% 2018 22.8% 2017 6.4% 2016 3.5% 2015 10% Fund Manager information for SBI Gold Fund
Name Since Tenure Viral Chhadva 1 Mar 26 0 Yr. Data below for SBI Gold Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 1.42% Other 98.58% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹15,701 Cr 1,156,186,343
↑ 58,974,677 Net Receivable / Payable
CBLO | -0% -₹61 Cr Treps
CBLO/Reverse Repo | -0% ₹60 Cr 3. Kotak Gold Fund
Kotak Gold Fund
Growth Launch Date 25 Mar 11 NAV (01 Apr 26) ₹56.9215 ↑ 0.98 (1.76 %) Net Assets (Cr) ₹6,866 on 28 Feb 26 Category Gold - Gold AMC Kotak Mahindra Asset Management Co Ltd Rating ☆ Risk Moderately High Expense Ratio 0.5 Sharpe Ratio 3.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,442 31 Mar 23 ₹13,045 31 Mar 24 ₹14,423 31 Mar 25 ₹18,873 31 Mar 26 ₹30,560 Returns for Kotak Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -6.5% 3 Month 11.5% 6 Month 25.9% 1 Year 60.5% 3 Year 33.6% 5 Year 25.5% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 70.4% 2023 18.9% 2022 13.9% 2021 11.7% 2020 -4.7% 2019 26.6% 2018 24.1% 2017 7.3% 2016 2.5% 2015 10.2% Fund Manager information for Kotak Gold Fund
Name Since Tenure Abhishek Bisen 25 Mar 11 14.94 Yr. Jeetu Sonar 1 Oct 22 3.41 Yr. Data below for Kotak Gold Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 1.48% Other 98.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Gold ETF
- | -100% ₹6,851 Cr 515,900,023
↑ 13,086,061 Triparty Repo
CBLO/Reverse Repo | -0% ₹30 Cr Net Current Assets/(Liabilities)
Net Current Assets | -0% -₹14 Cr 4. Axis Gold Fund
Axis Gold Fund
Growth Launch Date 20 Oct 11 NAV (01 Apr 26) ₹43.3091 ↑ 1.06 (2.51 %) Net Assets (Cr) ₹2,998 on 28 Feb 26 Category Gold - Gold AMC Axis Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.5 Sharpe Ratio 3.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,408 31 Mar 23 ₹13,231 31 Mar 24 ₹14,624 31 Mar 25 ₹19,102 31 Mar 26 ₹30,890 Returns for Axis Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -6.2% 3 Month 11.9% 6 Month 25.4% 1 Year 60.5% 3 Year 33.8% 5 Year 25.5% 10 Year 15 Year Since launch 10.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 69.8% 2023 19.2% 2022 14.7% 2021 12.5% 2020 -4.7% 2019 26.9% 2018 23.1% 2017 8.3% 2016 0.7% 2015 10.7% Fund Manager information for Axis Gold Fund
Name Since Tenure Aditya Pagaria 9 Nov 21 4.31 Yr. Pratik Tibrewal 1 Feb 25 1.07 Yr. Data below for Axis Gold Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 1.85% Other 98.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Gold ETF
- | -100% ₹2,992 Cr 225,201,921
↑ 9,540,137 Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -0% ₹11 Cr Net Receivables / (Payables)
CBLO | -0% -₹6 Cr 5. HDFC Gold Fund
HDFC Gold Fund
Growth Launch Date 24 Oct 11 NAV (01 Apr 26) ₹44.3187 ↑ 0.89 (2.05 %) Net Assets (Cr) ₹11,766 on 28 Feb 26 Category Gold - Gold AMC HDFC Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.49 Sharpe Ratio 3.01 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,416 31 Mar 23 ₹13,163 31 Mar 24 ₹14,561 31 Mar 25 ₹19,115 31 Mar 26 ₹30,847 Returns for HDFC Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -6.4% 3 Month 11.4% 6 Month 25.9% 1 Year 60.7% 3 Year 33.7% 5 Year 25.4% 10 Year 15 Year Since launch 10.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.3% 2023 18.9% 2022 14.1% 2021 12.7% 2020 -5.5% 2019 27.5% 2018 21.7% 2017 6.6% 2016 2.8% 2015 10.1% Fund Manager information for HDFC Gold Fund
Name Since Tenure Arun Agarwal 15 Feb 23 3.04 Yr. Nandita Menezes 29 Mar 25 0.92 Yr. Data below for HDFC Gold Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 1.36% Other 98.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -100% ₹11,760 Cr 864,529,937
↑ 23,844,500 Treps - Tri-Party Repo
CBLO/Reverse Repo | -0% ₹15 Cr Net Current Assets
Net Current Assets | -0% -₹9 Cr 6. ICICI Prudential Regular Gold Savings Fund
ICICI Prudential Regular Gold Savings Fund
Growth Launch Date 11 Oct 11 NAV (31 Mar 26) ₹45.1314 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹6,535 on 28 Feb 26 Category Gold - Gold AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.38 Sharpe Ratio 2.66 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Months (2%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,416 31 Mar 23 ₹13,182 31 Mar 24 ₹14,597 31 Mar 25 ₹19,039 31 Mar 26 ₹31,007 Returns for ICICI Prudential Regular Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -8% 3 Month 9.6% 6 Month 25.6% 1 Year 62.9% 3 Year 33% 5 Year 25.4% 10 Year 15 Year Since launch 11% Historical performance (Yearly) on absolute basis
Year Returns 2024 72% 2023 19.5% 2022 13.5% 2021 12.7% 2020 -5.4% 2019 26.6% 2018 22.7% 2017 7.4% 2016 0.8% 2015 8.9% Fund Manager information for ICICI Prudential Regular Gold Savings Fund
Name Since Tenure Manish Banthia 27 Sep 12 13.43 Yr. Nishit Patel 29 Dec 20 5.17 Yr. Ashwini Bharucha 1 Nov 25 0.33 Yr. Venus Ahuja 1 Nov 25 0.33 Yr. Data below for ICICI Prudential Regular Gold Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 1.68% Other 98.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Gold ETF
- | -100% ₹6,523 Cr 478,598,971
↑ 29,847,306 Treps
CBLO/Reverse Repo | -1% ₹44 Cr Net Current Assets
Net Current Assets | -0% -₹32 Cr 7. Nippon India Gold Savings Fund
Nippon India Gold Savings Fund
Growth Launch Date 7 Mar 11 NAV (01 Apr 26) ₹56.7879 ↑ 1.00 (1.79 %) Net Assets (Cr) ₹7,223 on 28 Feb 26 Category Gold - Gold AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 0.35 Sharpe Ratio 2.55 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (2%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,507 31 Mar 23 ₹13,272 31 Mar 24 ₹14,664 31 Mar 25 ₹19,140 31 Mar 26 ₹31,151 Returns for Nippon India Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -6.3% 3 Month 11.5% 6 Month 26.1% 1 Year 60.1% 3 Year 33.7% 5 Year 25.4% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.2% 2023 19% 2022 14.3% 2021 12.3% 2020 -5.5% 2019 26.6% 2018 22.5% 2017 6% 2016 1.7% 2015 11.6% Fund Manager information for Nippon India Gold Savings Fund
Name Since Tenure Himanshu Mange 23 Dec 23 2.19 Yr. Data below for Nippon India Gold Savings Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 1.37% Other 98.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nippon India ETF Gold BeES
- | -100% ₹7,221 Cr 548,676,679
↑ 21,617,000 Triparty Repo
CBLO/Reverse Repo | -0% ₹14 Cr Net Current Assets
Net Current Assets | -0% -₹12 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹0 Cr Cash
Net Current Assets | -0% ₹0 Cr 00 8. SBI PSU Fund
SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (31 Mar 26) ₹32.6872 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹6,545 on 28 Feb 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 1.9 Information Ratio -0.27 Alpha Ratio 0.92 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,520 31 Mar 23 ₹14,284 31 Mar 24 ₹26,707 31 Mar 25 ₹28,297 31 Mar 26 ₹30,937 Returns for SBI PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -11.9% 3 Month -3.6% 6 Month 1.2% 1 Year 9.3% 3 Year 29.4% 5 Year 25.3% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.3% 2023 23.5% 2022 54% 2021 29% 2020 32.4% 2019 -10% 2018 6% 2017 -23.8% 2016 21.9% 2015 16.2% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 1.75 Yr. Data below for SBI PSU Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 32.81% Utility 30.45% Energy 14.36% Industrials 12.03% Basic Materials 6.19% Asset Allocation
Asset Class Value Cash 4.09% Equity 95.84% Debt 0.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN18% ₹1,193 Cr 9,927,500 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL9% ₹610 Cr 13,725,000
↑ 750,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | POWERGRID9% ₹595 Cr 19,935,554 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | GAIL9% ₹593 Cr 34,950,000
↑ 5,800,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | NTPC9% ₹590 Cr 15,443,244 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | BPCL6% ₹374 Cr 9,700,000 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | BANKBARODA5% ₹354 Cr 11,000,000 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB4% ₹240 Cr 2,427,235 NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | NMDC3% ₹228 Cr 27,900,000 Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL3% ₹186 Cr 3,850,000 9. Aditya Birla Sun Life Gold Fund
Aditya Birla Sun Life Gold Fund
Growth Launch Date 20 Mar 12 NAV (01 Apr 26) ₹42.9831 ↑ 0.78 (1.85 %) Net Assets (Cr) ₹1,782 on 28 Feb 26 Category Gold - Gold AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.51 Sharpe Ratio 2.57 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,440 31 Mar 23 ₹13,104 31 Mar 24 ₹14,503 31 Mar 25 ₹19,100 31 Mar 26 ₹30,839 Returns for Aditya Birla Sun Life Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -6.6% 3 Month 11% 6 Month 24.5% 1 Year 60% 3 Year 33.8% 5 Year 25.2% 10 Year 15 Year Since launch 11% Historical performance (Yearly) on absolute basis
Year Returns 2024 72% 2023 18.7% 2022 14.5% 2021 12.3% 2020 -5% 2019 26% 2018 21.3% 2017 6.8% 2016 1.6% 2015 11.5% Fund Manager information for Aditya Birla Sun Life Gold Fund
Name Since Tenure Priya Sridhar 31 Dec 24 1.16 Yr. Data below for Aditya Birla Sun Life Gold Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 1.53% Other 98.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Gold ETF
- | -100% ₹1,780 Cr 127,353,077
↑ 4,794,311 Clearing Corporation Of India Limited
CBLO/Reverse Repo | -0% ₹7 Cr Net Receivables / (Payables)
Net Current Assets | -0% -₹6 Cr 10. IDBI Gold Fund
IDBI Gold Fund
Growth Launch Date 14 Aug 12 NAV (01 Apr 26) ₹38.2678 ↑ 0.84 (2.26 %) Net Assets (Cr) ₹795 on 28 Feb 26 Category Gold - Gold AMC IDBI Asset Management Limited Rating Risk Moderately High Expense Ratio 0.64 Sharpe Ratio 2.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,326 31 Mar 23 ₹13,152 31 Mar 24 ₹14,542 31 Mar 25 ₹19,185 31 Mar 26 ₹30,548 Returns for IDBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26 Duration Returns 1 Month -8.9% 3 Month 4.2% 6 Month 24.6% 1 Year 59.2% 3 Year 32.4% 5 Year 25% 10 Year 15 Year Since launch 10.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 79% 2023 18.7% 2022 14.8% 2021 12% 2020 -4% 2019 24.2% 2018 21.6% 2017 5.8% 2016 1.4% 2015 8.3% Fund Manager information for IDBI Gold Fund
Name Since Tenure Sumit Bhatnagar 1 Jun 24 1.75 Yr. Data below for IDBI Gold Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 1.83% Other 98.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC MF Gold ETF
- | -100% ₹793 Cr 553,342
↑ 15,390 Treps
CBLO/Reverse Repo | -1% ₹7 Cr Net Receivables / (Payables)
Net Current Assets | -1% -₹5 Cr
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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
اکثر پوچھے گئے سوالات
1. کیا میں اس وقت کا انتخاب کر سکتا ہوں جب رقم ڈیبٹ کی جائے گی؟
A: نہیں، وہ مدت جب رقم آپ سے ڈیبٹ کی جائے گی۔بینک اکاؤنٹ کا انحصار SIP پر ہوگا جس میں آپ نے سرمایہ کاری کرنے کا فیصلہ کیا ہے۔ آپ اس کا انتخاب کرسکتے ہیں۔SIP میں سرمایہ کاری کریں۔ ایک سال کی مدت کے لیے 10+ سال تک۔ SIP کی مدت پر منحصر ہے، رقم آپ کے اکاؤنٹ سے کاٹی جائے گی۔
2. کیا SIP کی مدت اور مدت ایک ہی چیز/مدت ہے؟
A: ہاں، وہ ایک جیسے ہیں۔ جب آپ پیشکش کی دستاویز کو پڑھتے ہیں، تو SIP کی اصطلاح کو احتیاط سے چیک کریں، کیونکہ یہ آپ کو بتائے گا کہ آپ کے اکاؤنٹ سے کتنی رقم کاٹی جائے گی۔ مدت کا انتخاب مکمل طور پر سرمایہ کار کا انتخاب ہے۔
3. کیا SIPs کی مدت کو تبدیل کیا جا سکتا ہے؟
A: اگر آپ نے ایک ایسا منصوبہ منتخب کیا ہے جو SIP کو لازمی قرار دیتا ہے، تو آپ کو اس مدت کو مکمل کرنا ہوگا۔ مدت کے بعد، آپ پوری رقم نکال سکتے ہیں۔ تاہم، اگر آپ سرمایہ کاری کی تجدید کرنا چاہتے ہیں، تو آپ مدت کو تبدیل کر سکتے ہیں اور مزید توسیع شدہ مینڈیٹ کے ساتھ ایک مختلف SIP منتخب کر سکتے ہیں۔
4. کیا میں SIPs کے لیے سرمایہ کاری کی رقم کو تبدیل کر سکتا ہوں؟
A: آپ لچکدار SIPs میں سرمایہ کاری کرنے کا انتخاب کر سکتے ہیں۔ یہ SIPs آپ کو رقم کی رقم کو تبدیل کرنے کی اجازت دیتے ہیں جو آپ سرمایہ کاری کی مدت کے دوران لگا سکتے ہیں۔ اپنے دورِ اقتدار کے دوران، آپ اپنی رقم کے لحاظ سے SIPs میں سرمایہ کاری کرنے کی رقم کو تبدیل کر سکتے ہیں۔نقد بہاؤ.
5. طویل مدتی SIPs کیا ہیں؟
A: ایک طویل مدتی SIP وہ ہوگا جس میں آپ تقریباً 5 سے 10 سال تک سرمایہ کاری کرتے ہیں۔ مثالی طور پر، طویل مدتی SIPs میں اچھا منافع دینے کے زیادہ امکانات ہوتے ہیں۔
6. کیا میں میعاد سے پہلے SIP سے باہر نکل سکتا ہوں؟
A: بہتر ہو گا کہ اگر آپ SIP کی مدت پوری کرنے سے پہلے اس سے دستبردار نہ ہوں۔ بعض اوقات سرمایہ کاری میں ایگزٹ بوجھ نہیں ہوتا ہے، لیکن یہ مکمل طور پر مخصوص SIP پر منحصر ہوتا ہے۔ اگر آپ کو اپنی سرمایہ کاری کے بارے میں یقین نہیں ہے، تو آپ کو ایک سال کے لیے صرف INR 500 کی سرمایہ کاری کرکے چھوٹی شروعات کرنی چاہیے۔ جیسے جیسے آپ کا خطرہ مول لینے کی بھوک بڑھتی ہے، آپ اپنی سرمایہ کاری بڑھا سکتے ہیں۔
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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Well explanation with indepth details.very inspirational information for investment in MF. Thanks.
Great! Informative SIP Thread. Very well covered and presented.