10، 20 سالہ سرمایہ کاری 2022 کے لیے 10 بہترین SIP پلان

Updated on August 10, 2025 , 232382 views

بہترین SIP پلانز? ان کا انتخاب کیسے کریں؟ یہ کچھ عام سوالات ہیں جو سوچتے وقت سرمایہ کاروں کے ذہن میں آتے ہیں۔میوچل فنڈز میں سرمایہ کاری ایک کے ذریعےگھونٹ یا منظمسرمایہ کاری کا منصوبہ.SIP سرمایہ کاری سب سے زیادہ نظم و ضبط میں سے ایک ہےسرمایہ کاری میں سرمایہ کاری کرتے وقت اختیاراتباہمی چندہ.

مزید یہ کہ، SIP میوچل فنڈ میں سرمایہ کاری کی کم از کم رقم INR 500 سے کم ہے۔ اس سے سرمایہ کاری ہوتی ہے۔ٹاپ ایس آئی پی بہت آسان منصوبے.

آپ کو ایس آئی پی یا سیسٹیمیٹک انویسٹمنٹ پلان میں کیوں سرمایہ کاری کرنی چاہئے؟

میں سے کچھسرمایہ کاری کے فوائد ایک SIP میں ہیں:

کمپاؤنڈنگ کی طاقت

منظم سرمایہ کاری کے منصوبے بھی اس کا فائدہ پیش کرتے ہیں۔کمپاؤنڈنگ کی طاقت. سادہ سود تب ہوتا ہے جب آپ صرف اصل پر سود حاصل کرتے ہیں۔ مرکب سود کی صورت میں، سود کی رقم پرنسپل میں شامل کی جاتی ہے، اور سود کا حساب نئے پرنسپل (پرانے پرنسپل کے علاوہ منافع) پر کیا جاتا ہے۔ یہ عمل ہر بار جاری رہتا ہے۔ چونکہ ایس آئی پی میں میوچل فنڈز قسطوں میں ہوتے ہیں، اس لیے وہ کمپاؤنڈ ہوتے ہیں، جو ابتدائی طور پر لگائی گئی رقم میں مزید اضافہ کرتے ہیں۔

روپے کی لاگت کا اوسط

سب سے بڑا فائدہ جو ایک منظم سرمایہ کاری کا منصوبہ پیش کرتا ہے وہ روپیہ لاگت کا اوسط ہے جو کسی فرد کو اثاثہ کی خریداری کی قیمت کا اوسط نکالنے میں مدد کرتا ہے۔ میوچل فنڈ میں یکمشت سرمایہ کاری کرتے وقت ایک مخصوص تعداد میں یونٹ خریدے جاتے ہیں۔سرمایہ کار سب ایک ساتھ، ایس آئی پی کی صورت میں یونٹس کی خریداری ایک طویل مدت میں کی جاتی ہے اور یہ ماہانہ وقفوں (عام طور پر) پر یکساں طور پر پھیلی ہوئی ہیں۔ سرمایہ کاری وقت کے ساتھ پھیل جانے کی وجہ سے، سرمایہ کاری اسٹاک میں کی جاتی ہے۔مارکیٹ مختلف قیمت پوائنٹس پر سرمایہ کار کو اوسط لاگت کا فائدہ دیتا ہے، لہذا اصطلاح روپیہ لاگت کا اوسط۔

استطاعت

عوام کے لیے بچت شروع کرنے کے لیے SIPs ایک بہت ہی سستا آپشن ہے کیونکہ ہر قسط کے لیے درکار کم از کم رقم (وہ بھی ماہانہ!) INR 500 تک کم ہو سکتی ہے۔ کچھ میوچل فنڈ کمپنیاں کچھ ایسی پیشکش بھی کرتی ہیں جنہیںمائیکرو ایس آئی پی جہاں ٹکٹ کا سائز 100 روپے تک کم ہے۔

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خطرے میں کمی

یہ دیکھتے ہوئے کہ ایک منظم سرمایہ کاری کا منصوبہ طویل عرصے پر محیط ہے، کوئی اسٹاک مارکیٹ کے تمام ادوار، اتار چڑھاؤ اور اس سے بھی اہم طور پر مندی کو پکڑتا ہے۔ مندی میں، جب خوف زیادہ تر سرمایہ کاروں کو پکڑتا ہے، SIP کی قسطیں سرمایہ کاروں کی خریداری کو یقینی بناتی رہتی ہیں۔کم.

مالی سال 22 - 23 میں 10، 20 سالہ سرمایہ کاری کے لیے بہترین SIP پلان

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹193 ↑ 1.08	₹8,043	100	3.4	12.7	0.9	29.1	35.6	27.4
Nippon India Small Cap Fund Growth	₹165.934 ↑ 0.42	₹66,602	100	5.2	10.3	-5	23.9	33.7	26.1
Motilal Oswal Midcap 30 Fund Growth	₹101.198 ↑ 0.78	₹33,053	500	2	7.7	2	27.5	33.6	57.1
HDFC Infrastructure Fund Growth	₹47.204 ↑ 0.21	₹2,591	300	3	13.1	-2.9	29.2	33.4	23
Bandhan Infrastructure Fund Growth	₹49.378 ↑ 0.19	₹1,749	100	2.5	11.1	-11.3	27.5	32.8	39.3
Franklin Build India Fund Growth	₹139.993 ↑ 0.59	₹2,968	500	2.8	13.2	-1.8	28	32.5	27.8
DSP India T.I.G.E.R Fund Growth	₹309.353 ↑ 2.65	₹5,517	500	4.5	11.5	-8.1	26.4	32.4	32.4
Canara Robeco Infrastructure Growth	₹159.59 ↑ 0.95	₹932	1,000	5.1	16.2	-1	25	31.2	35.3
HDFC Small Cap Fund Growth	₹139.539 ↑ 0.13	₹35,781	300	10.6	14.2	2.4	24.1	31.2	20.4
LIC MF Infrastructure Fund Growth	₹48.5224 ↑ 0.49	₹1,053	1,000	6.9	13.1	-6.2	26.6	31.1	47.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	Nippon India Small Cap Fund	Motilal Oswal Midcap 30 Fund	HDFC Infrastructure Fund	Bandhan Infrastructure Fund	Franklin Build India Fund	DSP India T.I.G.E.R Fund	Canara Robeco Infrastructure	HDFC Small Cap Fund	LIC MF Infrastructure Fund
Point 1	Upper mid AUM (₹8,043 Cr).	Highest AUM (₹66,602 Cr).	Upper mid AUM (₹33,053 Cr).	Lower mid AUM (₹2,591 Cr).	Bottom quartile AUM (₹1,749 Cr).	Lower mid AUM (₹2,968 Cr).	Upper mid AUM (₹5,517 Cr).	Bottom quartile AUM (₹932 Cr).	Top quartile AUM (₹35,781 Cr).	Bottom quartile AUM (₹1,053 Cr).
Point 2	Established history (19+ yrs).	Established history (14+ yrs).	Established history (11+ yrs).	Established history (17+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).	Oldest track record among peers (21 yrs).	Established history (19+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Top rated.	Rating: 5★ (top quartile).	Rating: 4★ (upper mid).	Not Rated.	Rating: 4★ (upper mid).	Not Rated.
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 35.64% (top quartile).	5Y return: 33.68% (top quartile).	5Y return: 33.56% (upper mid).	5Y return: 33.42% (upper mid).	5Y return: 32.75% (upper mid).	5Y return: 32.51% (lower mid).	5Y return: 32.43% (lower mid).	5Y return: 31.22% (bottom quartile).	5Y return: 31.16% (bottom quartile).	5Y return: 31.15% (bottom quartile).
Point 6	3Y return: 29.11% (top quartile).	3Y return: 23.90% (bottom quartile).	3Y return: 27.54% (upper mid).	3Y return: 29.16% (top quartile).	3Y return: 27.51% (upper mid).	3Y return: 27.97% (upper mid).	3Y return: 26.41% (lower mid).	3Y return: 25.05% (bottom quartile).	3Y return: 24.11% (bottom quartile).	3Y return: 26.61% (lower mid).
Point 7	1Y return: 0.95% (upper mid).	1Y return: -5.01% (lower mid).	1Y return: 2.02% (top quartile).	1Y return: -2.87% (lower mid).	1Y return: -11.27% (bottom quartile).	1Y return: -1.77% (upper mid).	1Y return: -8.05% (bottom quartile).	1Y return: -1.04% (upper mid).	1Y return: 2.36% (top quartile).	1Y return: -6.15% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: -2.86 (bottom quartile).	Alpha: 3.89 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.77 (top quartile).
Point 9	Sharpe: 0.01 (upper mid).	Sharpe: -0.10 (upper mid).	Sharpe: 0.23 (top quartile).	Sharpe: -0.23 (lower mid).	Sharpe: -0.29 (bottom quartile).	Sharpe: -0.29 (bottom quartile).	Sharpe: -0.36 (bottom quartile).	Sharpe: -0.17 (lower mid).	Sharpe: 0.07 (top quartile).	Sharpe: -0.02 (upper mid).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: -0.10 (bottom quartile).	Information ratio: 0.44 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.45 (top quartile).

ICICI Prudential Infrastructure Fund

Upper mid AUM (₹8,043 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 35.64% (top quartile).
3Y return: 29.11% (top quartile).
1Y return: 0.95% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.01 (upper mid).
Information ratio: 0.00 (upper mid).

Nippon India Small Cap Fund

Highest AUM (₹66,602 Cr).
Established history (14+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 33.68% (top quartile).
3Y return: 23.90% (bottom quartile).
1Y return: -5.01% (lower mid).
Alpha: -2.86 (bottom quartile).
Sharpe: -0.10 (upper mid).
Information ratio: -0.10 (bottom quartile).

Motilal Oswal Midcap 30 Fund

Upper mid AUM (₹33,053 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 33.56% (upper mid).
3Y return: 27.54% (upper mid).
1Y return: 2.02% (top quartile).
Alpha: 3.89 (top quartile).
Sharpe: 0.23 (top quartile).
Information ratio: 0.44 (top quartile).

HDFC Infrastructure Fund

Lower mid AUM (₹2,591 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 33.42% (upper mid).
3Y return: 29.16% (top quartile).
1Y return: -2.87% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.23 (lower mid).
Information ratio: 0.00 (upper mid).

Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,749 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 32.75% (upper mid).
3Y return: 27.51% (upper mid).
1Y return: -11.27% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.00 (upper mid).

Franklin Build India Fund

Lower mid AUM (₹2,968 Cr).
Established history (15+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 32.51% (lower mid).
3Y return: 27.97% (upper mid).
1Y return: -1.77% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.00 (lower mid).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,517 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 32.43% (lower mid).
3Y return: 26.41% (lower mid).
1Y return: -8.05% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.00 (lower mid).

Canara Robeco Infrastructure

Bottom quartile AUM (₹932 Cr).
Established history (19+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.22% (bottom quartile).
3Y return: 25.05% (bottom quartile).
1Y return: -1.04% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.17 (lower mid).
Information ratio: 0.00 (bottom quartile).

HDFC Small Cap Fund

Top quartile AUM (₹35,781 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 31.16% (bottom quartile).
3Y return: 24.11% (bottom quartile).
1Y return: 2.36% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.07 (top quartile).
Information ratio: 0.00 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,053 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.15% (bottom quartile).
3Y return: 26.61% (lower mid).
1Y return: -6.15% (bottom quartile).
Alpha: 0.77 (top quartile).
Sharpe: -0.02 (upper mid).
Information ratio: 0.45 (top quartile).

*نیچے دیے گئے فنڈز بہترین سمجھے جارہے ہیں۔سی اے جی آر 5 سال سے زیادہ کی واپسی اور فنڈ جس میں کم از کم 5 سال کی مارکیٹ ہسٹری (فنڈ کی عمر) ہو اور کم از کم ہو۔500 کروڑ انتظام کے تحت اثاثہ.

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Upper mid AUM (₹8,043 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 35.64% (top quartile).
3Y return: 29.11% (top quartile).
1Y return: 0.95% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.01 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~9.0%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (13 Aug 25)	₹193 ↑ 1.08 (0.56 %)
Net Assets (Cr)	₹8,043 on 30 Jun 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,880
31 Jul 22	₹21,387
31 Jul 23	₹30,280
31 Jul 24	₹49,231
31 Jul 25	₹48,059

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Aug 25

Duration	Returns
1 Month	-3.1%
3 Month	3.4%
6 Month	12.7%
1 Year	0.9%
3 Year	29.1%
5 Year	35.6%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.17 Yr.
Sharmila D’mello	30 Jun 22	3.09 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	38.68%
Basic Materials	16.98%
Financial Services	16.27%
Utility	9.82%
Energy	7.24%
Real Estate	2.75%
Consumer Cyclical	1.63%
Communication Services	1.14%

Asset Allocation

Asset Class	Value
Cash	5.5%
Equity	94.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹727 Cr	1,980,204 ↓ -150,000
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹358 Cr	10,679,473 ↑ 3,079,473
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	4%	₹329 Cr	2,268,659 ↓ -200,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	4%	₹290 Cr	1,929,725 ↑ 266,998
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	4%	₹289 Cr	12,522,005
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 500295	4%	₹284 Cr	6,158,750 ↑ 935,088
JM Financial Ltd (Financial Services) Equity, Since 31 Oct 21 \| JMFINANCIL	3%	₹247 Cr	15,506,510 ↓ -2,256,731
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹227 Cr	1,896,057 ↑ 400,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹221 Cr	1,803,566 ↓ -100,000
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹219 Cr	660,770 ↑ 120,000

2. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Small Cap Fund

Highest AUM (₹66,602 Cr).
Established history (14+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 33.68% (top quartile).
3Y return: 23.90% (bottom quartile).
1Y return: -5.01% (lower mid).
Alpha: -2.86 (bottom quartile).
Sharpe: -0.10 (upper mid).
Information ratio: -0.10 (bottom quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Multi Commodity Exchange of India Ltd (~2.5%).

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (13 Aug 25)	₹165.934 ↑ 0.42 (0.25 %)
Net Assets (Cr)	₹66,602 on 30 Jun 25
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.55
Sharpe Ratio	-0.11
Information Ratio	-0.1
Alpha Ratio	-2.86
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹21,333
31 Jul 22	₹23,526
31 Jul 23	₹31,952
31 Jul 24	₹49,722
31 Jul 25	₹46,790

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Aug 25

Duration	Returns
1 Month	-4.3%
3 Month	5.2%
6 Month	10.3%
1 Year	-5%
3 Year	23.9%
5 Year	33.7%
10 Year
15 Year
Since launch	20.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.1%
2023	48.9%
2022	6.5%
2021	74.3%
2020	29.2%
2019	-2.5%
2018	-16.7%
2017	63%
2016	5.6%
2015	15.1%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	8.58 Yr.
Kinjal Desai	25 May 18	7.19 Yr.

Data below for Nippon India Small Cap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	23.43%
Financial Services	14.84%
Consumer Cyclical	14.65%
Basic Materials	12.82%
Health Care	8.57%
Consumer Defensive	8.11%
Technology	7.37%
Utility	2.24%
Energy	1.77%
Communication Services	1.45%
Real Estate	0.69%

Asset Allocation

Asset Class	Value
Cash	4.05%
Equity	95.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 28 Feb 21 \| MCX	2%	₹1,656 Cr	1,851,010
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	2%	₹1,331 Cr	6,650,000
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Oct 12 \| KIRLOSBROS	2%	₹1,054 Cr	4,472,130
Karur Vysya Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| 590003	1%	₹850 Cr	31,784,062
ELANTAS Beck India Ltd (Basic Materials) Equity, Since 28 Feb 13 \| 500123	1%	₹827 Cr	651,246 ↑ 36,498
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	1%	₹784 Cr	899,271
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Apr 18 \| TIINDIA	1%	₹777 Cr	2,499,222
State Bank of India (Financial Services) Equity, Since 31 Oct 19 \| SBIN	1%	₹747 Cr	9,100,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 22 \| 500103	1%	₹732 Cr	27,500,000
Pfizer Ltd (Healthcare) Equity, Since 28 Feb 22 \| PFIZER	1%	₹685 Cr	1,206,103

3. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund

Upper mid AUM (₹33,053 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 33.56% (upper mid).
3Y return: 27.54% (upper mid).
1Y return: 2.02% (top quartile).
Alpha: 3.89 (top quartile).
Sharpe: 0.23 (top quartile).
Information ratio: 0.44 (top quartile).
Higher exposure to Technology vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~83%).
Largest holding Coforge Ltd (~10.5%).

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (13 Aug 25)	₹101.198 ↑ 0.78 (0.78 %)
Net Assets (Cr)	₹33,053 on 30 Jun 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	0.23
Information Ratio	0.44
Alpha Ratio	3.89
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,540
31 Jul 22	₹20,655
31 Jul 23	₹26,047
31 Jul 24	₹44,147
31 Jul 25	₹44,850

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Aug 25

Duration	Returns
1 Month	-1.5%
3 Month	2%
6 Month	7.7%
1 Year	2%
3 Year	27.5%
5 Year	33.6%
10 Year
15 Year
Since launch	22.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	57.1%
2023	41.7%
2022	10.7%
2021	55.8%
2020	9.3%
2019	9.7%
2018	-12.7%
2017	30.8%
2016	5.2%
2015	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.83 Yr.
Niket Shah	1 Jul 20	5.09 Yr.
Rakesh Shetty	22 Nov 22	2.69 Yr.
Sunil Sawant	1 Jul 24	1.08 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Technology	33.7%
Industrials	18.11%
Consumer Cyclical	17.65%
Health Care	4.49%
Communication Services	3.99%
Real Estate	2.83%
Financial Services	2.61%

Asset Allocation

Asset Class	Value
Cash	17.17%
Equity	82.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	10%	₹3,464 Cr	18,000,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	10%	₹3,172 Cr	5,250,000
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	9%	₹3,104 Cr	4,992,139 ↑ 2,848,945
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	9%	₹2,997 Cr	1,999,999 ↑ 1,164,799
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	8%	₹2,501 Cr	45,000,000 ↑ 1,509,750
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	5%	₹1,671 Cr	2,550,000 ↑ 50,000
KEI Industries Ltd (Industrials) Equity, Since 30 Nov 24 \| KEI	4%	₹1,327 Cr	3,500,000 ↑ 750,000
Bharti Hexacom Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIHEXA	4%	₹1,318 Cr	6,750,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| MAXHEALTH	4%	₹1,272 Cr	9,969,361
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Jun 25 \| KAYNES	3%	₹975 Cr	1,599,306 ↑ 1,599,306

4. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Lower mid AUM (₹2,591 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 33.42% (upper mid).
3Y return: 29.16% (top quartile).
1Y return: -2.87% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.23 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding ICICI Bank Ltd (~7.3%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (13 Aug 25)	₹47.204 ↑ 0.21 (0.44 %)
Net Assets (Cr)	₹2,591 on 30 Jun 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.31
Sharpe Ratio	-0.23
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,825
31 Jul 22	₹20,454
31 Jul 23	₹29,022
31 Jul 24	₹48,197
31 Jul 25	₹45,754

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Aug 25

Duration	Returns
1 Month	-2%
3 Month	3%
6 Month	13.1%
1 Year	-2.9%
3 Year	29.2%
5 Year	33.4%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.55 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	39.21%
Financial Services	19.99%
Basic Materials	10.82%
Utility	6.94%
Energy	6.55%
Communication Services	3.93%
Real Estate	2.13%
Health Care	1.68%
Technology	1.43%
Consumer Cyclical	0.5%

Asset Allocation

Asset Class	Value
Cash	6.83%
Equity	93.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	7%	₹188 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	5%	₹140 Cr	700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	5%	₹139 Cr	380,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	4%	₹101 Cr	1,400,000 ↓ -50,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	4%	₹93 Cr	758,285
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹90 Cr	150,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹75 Cr	500,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹74 Cr	2,200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹70 Cr	350,000
G R Infraprojects Ltd (Industrials) Equity, Since 31 Jul 21 \| 543317	2%	₹62 Cr	470,000

5. Bandhan Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,749 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 32.75% (upper mid).
3Y return: 27.51% (upper mid).
1Y return: -11.27% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
Largest holding Kirloskar Brothers Ltd (~6.0%).

Below is the key information for Bandhan Infrastructure Fund

Bandhan Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (13 Aug 25)	₹49.378 ↑ 0.19 (0.39 %)
Net Assets (Cr)	₹1,749 on 30 Jun 25
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.33
Sharpe Ratio	-0.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹20,043
31 Jul 22	₹19,974
31 Jul 23	₹27,326
31 Jul 24	₹49,920
31 Jul 25	₹43,568

Bandhan Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Bandhan Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Aug 25

Duration	Returns
1 Month	-4%
3 Month	2.5%
6 Month	11.1%
1 Year	-11.3%
3 Year	27.5%
5 Year	32.8%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.3%
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%
2015	-0.2%

Fund Manager information for Bandhan Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	1.52 Yr.
Ritika Behera	7 Oct 23	1.82 Yr.
Gaurav Satra	7 Jun 24	1.15 Yr.

Data below for Bandhan Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	53.42%
Utility	12.27%
Basic Materials	7.58%
Communication Services	4.88%
Energy	3.88%
Financial Services	3.7%
Technology	2.53%
Health Care	1.87%
Consumer Cyclical	1.71%
Real Estate	0.63%

Asset Allocation

Asset Class	Value
Cash	7.52%
Equity	92.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	6%	₹105 Cr	443,385
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	4%	₹76 Cr	206,262 ↑ 23,089
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	4%	₹68 Cr	452,706
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹66 Cr	330,018
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	4%	₹61 Cr	4,782,533 ↓ -14,610
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| 532538	3%	₹61 Cr	50,452
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	3%	₹60 Cr	1,431,700
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹53 Cr	365,137
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	3%	₹53 Cr	12,400,122
KEC International Ltd (Industrials) Equity, Since 30 Jun 24 \| 532714	3%	₹47 Cr	512,915

6. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Lower mid AUM (₹2,968 Cr).
Established history (15+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 32.51% (lower mid).
3Y return: 27.97% (upper mid).
1Y return: -1.77% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.29 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~8.2%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (13 Aug 25)	₹139.993 ↑ 0.59 (0.42 %)
Net Assets (Cr)	₹2,968 on 30 Jun 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.13
Sharpe Ratio	-0.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,587
31 Jul 22	₹19,236
31 Jul 23	₹26,244
31 Jul 24	₹44,020
31 Jul 25	₹42,375

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Aug 25

Duration	Returns
1 Month	-2.5%
3 Month	2.8%
6 Month	13.2%
1 Year	-1.8%
3 Year	28%
5 Year	32.5%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%
2015	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.79 Yr.
Kiran Sebastian	7 Feb 22	3.48 Yr.
Sandeep Manam	18 Oct 21	3.79 Yr.

Data below for Franklin Build India Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	36.15%
Energy	12.74%
Utility	12.5%
Financial Services	11.47%
Communication Services	8.4%
Basic Materials	6.9%
Real Estate	3.07%
Consumer Cyclical	2.66%
Technology	1.91%

Asset Allocation

Asset Class	Value
Cash	4.19%
Equity	95.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	8%	₹244 Cr	665,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹180 Cr	1,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹179 Cr	300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532174	6%	₹173 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	5%	₹147 Cr	6,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹143 Cr	710,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹138 Cr	4,125,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹120 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	4%	₹108 Cr	3,600,000
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 25 \| 500400	3%	₹81 Cr	2,000,000

7. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,517 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 32.43% (lower mid).
3Y return: 26.41% (lower mid).
1Y return: -8.05% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding Larsen & Toubro Ltd (~4.6%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (13 Aug 25)	₹309.353 ↑ 2.65 (0.86 %)
Net Assets (Cr)	₹5,517 on 30 Jun 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	-0.36
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,502
31 Jul 22	₹20,142
31 Jul 23	₹27,621
31 Jul 24	₹47,125
31 Jul 25	₹42,767

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Aug 25

Duration	Returns
1 Month	-3.4%
3 Month	4.5%
6 Month	11.5%
1 Year	-8.1%
3 Year	26.4%
5 Year	32.4%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	49%
2022	13.9%
2021	51.6%
2020	2.7%
2019	6.7%
2018	-17.2%
2017	47%
2016	4.1%
2015	0.7%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.12 Yr.

Data below for DSP India T.I.G.E.R Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	28.5%
Basic Materials	15.17%
Utility	10.47%
Financial Services	10.42%
Consumer Cyclical	8.59%
Health Care	6.63%
Energy	5.45%
Communication Services	2.61%
Technology	2.16%
Real Estate	1.62%
Consumer Defensive	1.27%

Asset Allocation

Asset Class	Value
Cash	7.11%
Equity	92.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	5%	₹256 Cr	697,669
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	4%	₹239 Cr	7,145,883
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	3%	₹178 Cr	245,928
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| 532898	3%	₹167 Cr	5,567,574
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹147 Cr	164,204
Rainbow Childrens Medicare Ltd (Healthcare) Equity, Since 31 Jan 25 \| 543524	3%	₹146 Cr	935,870
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹140 Cr	207,277
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹138 Cr	688,435
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	2%	₹137 Cr	1,608,534
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Mar 14 \| SOLARINDS	2%	₹132 Cr	75,291

8. Canara Robeco Infrastructure

T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Infrastructure

Bottom quartile AUM (₹932 Cr).
Established history (19+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.22% (bottom quartile).
3Y return: 25.05% (bottom quartile).
1Y return: -1.04% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.17 (lower mid).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~7.6%).

Below is the key information for Canara Robeco Infrastructure

Canara Robeco Infrastructure Growth
Launch Date	2 Dec 05
NAV (13 Aug 25)	₹159.59 ↑ 0.95 (0.60 %)
Net Assets (Cr)	₹932 on 30 Jun 25
Category	Equity - Sectoral
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.47
Sharpe Ratio	-0.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,243
31 Jul 22	₹19,881
31 Jul 23	₹24,989
31 Jul 24	₹42,049
31 Jul 25	₹40,610

Canara Robeco Infrastructure SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Canara Robeco Infrastructure

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Aug 25

Duration	Returns
1 Month	-2%
3 Month	5.1%
6 Month	16.2%
1 Year	-1%
3 Year	25%
5 Year	31.2%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	35.3%
2023	41.2%
2022	9%
2021	56.1%
2020	9%
2019	2.3%
2018	-19.1%
2017	40.2%
2016	2.1%
2015	6.7%

Fund Manager information for Canara Robeco Infrastructure

Name	Since	Tenure
Vishal Mishra	26 Jun 21	4.1 Yr.
Shridatta Bhandwaldar	29 Sep 18	6.84 Yr.

Data below for Canara Robeco Infrastructure as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	46.39%
Utility	12.61%
Basic Materials	10.76%
Energy	8.36%
Financial Services	6.82%
Technology	3.87%
Communication Services	2.95%
Consumer Cyclical	2.85%
Real Estate	1.49%

Asset Allocation

Asset Class	Value
Cash	3.9%
Equity	96.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 11 \| LT	8%	₹71 Cr	192,901 ↑ 23,500
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	4%	₹40 Cr	264,250
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 19 \| BEL	4%	₹39 Cr	919,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 18 \| 532555	4%	₹36 Cr	1,066,480
State Bank of India (Financial Services) Equity, Since 31 Jul 24 \| SBIN	4%	₹35 Cr	430,000 ↑ 60,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jan 23 \| INDIGO	4%	₹35 Cr	58,250
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| 500400	3%	₹32 Cr	785,000
Solar Industries India Ltd (Basic Materials) Equity, Since 28 Feb 25 \| SOLARINDS	3%	₹30 Cr	16,812
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 Jan 24 \| 522275	3%	₹29 Cr	122,833 ↓ -233
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Oct 09 \| 532898	3%	₹29 Cr	957,546

9. HDFC Small Cap Fund

To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies.

Research Highlights for HDFC Small Cap Fund

Top quartile AUM (₹35,781 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 31.16% (bottom quartile).
3Y return: 24.11% (bottom quartile).
1Y return: 2.36% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.07 (top quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding Firstsource Solutions Ltd (~5.7%).

Below is the key information for HDFC Small Cap Fund

HDFC Small Cap Fund Growth
Launch Date	3 Apr 08
NAV (13 Aug 25)	₹139.539 ↑ 0.13 (0.09 %)
Net Assets (Cr)	₹35,781 on 30 Jun 25
Category	Equity - Small Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.64
Sharpe Ratio	0.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹20,889
31 Jul 22	₹21,007
31 Jul 23	₹29,791
31 Jul 24	₹41,257
31 Jul 25	₹41,834

HDFC Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for HDFC Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Aug 25

Duration	Returns
1 Month	-1.4%
3 Month	10.6%
6 Month	14.2%
1 Year	2.4%
3 Year	24.1%
5 Year	31.2%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	44.8%
2022	4.6%
2021	64.9%
2020	20.2%
2019	-9.5%
2018	-8.1%
2017	60.8%
2016	5.4%
2015	6.4%

Fund Manager information for HDFC Small Cap Fund

Name	Since	Tenure
Chirag Setalvad	28 Jun 14	11.1 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Small Cap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	23.98%
Consumer Cyclical	17.8%
Financial Services	14.12%
Technology	13.89%
Health Care	12.19%
Basic Materials	7.29%
Consumer Defensive	1.93%
Communication Services	1.81%
Utility	0.37%

Asset Allocation

Asset Class	Value
Cash	6.62%
Equity	93.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Firstsource Solutions Ltd (Technology) Equity, Since 31 Mar 18 \| FSL	6%	₹2,040 Cr	54,453,120
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Jun 19 \| 540975	4%	₹1,454 Cr	24,394,493
eClerx Services Ltd (Technology) Equity, Since 31 Mar 18 \| ECLERX	4%	₹1,320 Cr	3,769,293
Bank of Baroda (Financial Services) Equity, Since 31 Mar 19 \| 532134	3%	₹1,165 Cr	46,828,792
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	3%	₹1,016 Cr	6,035,882
Gabriel India Ltd (Consumer Cyclical) Equity, Since 31 Oct 18 \| GABRIEL	2%	₹850 Cr	12,106,772
Power Mech Projects Ltd (Industrials) Equity, Since 31 Aug 15 \| POWERMECH	2%	₹829 Cr	2,469,936
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Jul 23 \| 532843	2%	₹800 Cr	10,073,132
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Jul 23 \| 543308	2%	₹771 Cr	11,442,105
Sonata Software Ltd (Technology) Equity, Since 31 Oct 17 \| SONATSOFTW	2%	₹757 Cr	18,452,919 ↑ 286,552

10. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,053 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.15% (bottom quartile).
3Y return: 26.61% (lower mid).
1Y return: -6.15% (bottom quartile).
Alpha: 0.77 (top quartile).
Sharpe: -0.02 (upper mid).
Information ratio: 0.45 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~90%).
High-quality debt (AAA/AA ~100%).
Largest holding Shakti Pumps (India) Ltd (~4.3%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (13 Aug 25)	₹48.5224 ↑ 0.49 (1.02 %)
Net Assets (Cr)	₹1,053 on 30 Jun 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.3
Sharpe Ratio	-0.02
Information Ratio	0.45
Alpha Ratio	0.77
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,221
31 Jul 22	₹18,685
31 Jul 23	₹23,092
31 Jul 24	₹42,743
31 Jul 25	₹40,588

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Aug 25

Duration	Returns
1 Month	-4.5%
3 Month	6.9%
6 Month	13.1%
1 Year	-6.2%
3 Year	26.6%
5 Year	31.1%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%
2015	-6.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	4.87 Yr.
Mahesh Bendre	1 Jul 24	1.08 Yr.

Data below for LIC MF Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	48.17%
Basic Materials	9.22%
Financial Services	6.64%
Utility	6.09%
Consumer Cyclical	5.19%
Technology	4.23%
Real Estate	3.53%
Health Care	3.22%
Communication Services	2.53%
Energy	0.91%

Asset Allocation

Asset Class	Value
Cash	9.35%
Equity	89.72%
Debt	0.93%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	4%	₹45 Cr	475,992 ↑ 23,420
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	4%	₹40 Cr	94,287
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹38 Cr	103,491 ↑ 47,984
LIC MF Money Market Dir Gr Investment Fund \| -	3%	₹35 Cr	290,520 ↑ 290,520
Afcons Infrastructure Ltd (Industrials) Equity, Since 31 Oct 24 \| AFCONS	3%	₹34 Cr	769,765 ↑ 145,330
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹29 Cr	724,927
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹29 Cr	39,867 ↑ 39,867
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹27 Cr	317,486 ↑ 179,935
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| 534139	3%	₹27 Cr	319,302 ↑ 13,378
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| 532955	2%	₹25 Cr	621,524 ↑ 50,192

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شروع کرنے کے

اکثر پوچھے گئے سوالات

1. کیا میں اس وقت کا انتخاب کر سکتا ہوں جب رقم ڈیبٹ کی جائے گی؟

A: نہیں، وہ مدت جب رقم آپ سے ڈیبٹ کی جائے گی۔بینک اکاؤنٹ کا انحصار SIP پر ہوگا جس میں آپ نے سرمایہ کاری کرنے کا فیصلہ کیا ہے۔ آپ اس کا انتخاب کرسکتے ہیں۔SIP میں سرمایہ کاری کریں۔ ایک سال کی مدت کے لیے 10+ سال تک۔ SIP کی مدت پر منحصر ہے، رقم آپ کے اکاؤنٹ سے کاٹی جائے گی۔

2. کیا SIP کی مدت اور مدت ایک ہی چیز/مدت ہے؟

A: ہاں، وہ ایک جیسے ہیں۔ جب آپ پیشکش کی دستاویز کو پڑھتے ہیں، تو SIP کی اصطلاح کو احتیاط سے چیک کریں، کیونکہ یہ آپ کو بتائے گا کہ آپ کے اکاؤنٹ سے کتنی رقم کاٹی جائے گی۔ مدت کا انتخاب مکمل طور پر سرمایہ کار کا انتخاب ہے۔

3. کیا SIPs کی مدت کو تبدیل کیا جا سکتا ہے؟

A: اگر آپ نے ایک ایسا منصوبہ منتخب کیا ہے جو SIP کو لازمی قرار دیتا ہے، تو آپ کو اس مدت کو مکمل کرنا ہوگا۔ مدت کے بعد، آپ پوری رقم نکال سکتے ہیں۔ تاہم، اگر آپ سرمایہ کاری کی تجدید کرنا چاہتے ہیں، تو آپ مدت کو تبدیل کر سکتے ہیں اور مزید توسیع شدہ مینڈیٹ کے ساتھ ایک مختلف SIP منتخب کر سکتے ہیں۔

4. کیا میں SIPs کے لیے سرمایہ کاری کی رقم کو تبدیل کر سکتا ہوں؟

A: آپ لچکدار SIPs میں سرمایہ کاری کرنے کا انتخاب کر سکتے ہیں۔ یہ SIPs آپ کو رقم کی رقم کو تبدیل کرنے کی اجازت دیتے ہیں جو آپ سرمایہ کاری کی مدت کے دوران لگا سکتے ہیں۔ اپنے دورِ اقتدار کے دوران، آپ اپنی رقم کے لحاظ سے SIPs میں سرمایہ کاری کرنے کی رقم کو تبدیل کر سکتے ہیں۔نقد بہاؤ.

5. طویل مدتی SIPs کیا ہیں؟

A: ایک طویل مدتی SIP وہ ہوگا جس میں آپ تقریباً 5 سے 10 سال تک سرمایہ کاری کرتے ہیں۔ مثالی طور پر، طویل مدتی SIPs میں اچھا منافع دینے کے زیادہ امکانات ہوتے ہیں۔

6. کیا میں میعاد سے پہلے SIP سے باہر نکل سکتا ہوں؟

A: بہتر ہو گا کہ اگر آپ SIP کی مدت پوری کرنے سے پہلے اس سے دستبردار نہ ہوں۔ بعض اوقات سرمایہ کاری میں ایگزٹ بوجھ نہیں ہوتا ہے، لیکن یہ مکمل طور پر مخصوص SIP پر منحصر ہوتا ہے۔ اگر آپ کو اپنی سرمایہ کاری کے بارے میں یقین نہیں ہے، تو آپ کو ایک سال کے لیے صرف INR 500 کی سرمایہ کاری کرکے چھوٹی شروعات کرنی چاہیے۔ جیسے جیسے آپ کا خطرہ مول لینے کی بھوک بڑھتی ہے، آپ اپنی سرمایہ کاری بڑھا سکتے ہیں۔

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔