+91-22-489139098 بہترین ہائبرڈ بیلنسڈ میوچل فنڈز 2022
ہائبرڈ فنڈز کو عام طور پر بھی کہا جاتا ہے۔متوازن فنڈ. ہائبرڈ فنڈز کی ایک قسم ہے۔باہمی چندہ جو ایکویٹی اور دونوں میں سرمایہ کاری کرتا ہے۔قرض باہمی فنڈ. دوسرے لفظوں میں، یہ فنڈ قرض اور ایکویٹی دونوں کے امتزاج کے طور پر کام کرتا ہے، جہاں تقریباً 65% پورٹ فولیو ایکویٹیز اور باقی فکسڈ کے لیے وقف ہے۔آمدنی آلات
ہائبرڈ فنڈز ان سرمایہ کاروں کے لیے ایک بہترین آپشن ہیں جو ڈرتے ہیں۔سرمایہ کاری میںایکویٹی فنڈز. یہ فنڈ خطرے کے حصے کو کم کرے گا اور وقت کے ساتھ ساتھ زیادہ سے زیادہ منافع حاصل کرنے میں بھی مدد کرے گا۔ بہترین ممکنہ منافع کمانے کے لیے، سرمایہ کاروں کو مشورہ دیا جاتا ہے کہ وہ بہترین ہائبرڈ میوچل فنڈز یا بہترین متوازن فنڈز میں سرمایہ کاری کریں۔ اس طرح، آپ کے لیے سرمایہ کاری کے عمل کو آسان بنانے کے لیے، ہم نے ذیل کے مضمون میں 2022 - 2023 میں سرمایہ کاری کے لیے کچھ اعلیٰ کارکردگی کا مظاہرہ کرنے والے ہائبرڈ فنڈز کو شارٹ لسٹ کیا ہے۔
ہائبرڈ یا متوازن میوچل فنڈز میں کیوں سرمایہ کاری کریں؟
ہائبرڈ فنڈز پورٹ فولیو کو متوازن کرنے میں مدد کرتے ہیں۔ جیسا کہ فنڈ دونوں اسٹاک میں سرمایہ کاری کرتا ہے اوربانڈز، سرمایہ کار متوازن میوچل فنڈ میں سرمایہ کاری کرکے آسانی سے ایک متوازن پورٹ فولیو بنا سکتے ہیں۔ یہ اسکیم تنوع کے فوائد بھی فراہم کرتی ہے۔ تنوع مستحکم منافع پیدا کرنے میں مدد کرتا ہے۔ تاکہ اگر ایک فنڈ کم کارکردگی دکھاتا ہے تو دوسرے پورٹ فولیو کو مستحکم کر سکتے ہیں۔ اس سے پورٹ فولیو کا مجموعی خطرہ کم ہو جائے گا۔
ہائبرڈ یا متوازن فنڈز ان لوگوں کے لیے بھی ایک گیٹ وے ہیں جو اپنی ایکویٹی سرمایہ کاری شروع کرنا چاہتے ہیں۔ اس سے مختصر سے درمیانی مدت میں زیادہ سے زیادہ منافع حاصل کرنے میں مدد ملے گی۔ یہ ہمیشہ بدلتے ہوئے ایکویٹی کے بڑے زوال کو بھی روکے گا۔مارکیٹ حالات مزید برآں، ہائبرڈ فنڈز میں اعتدال پسند خطرہ ہوتا ہے، جب کہ ایکویٹی فنڈز میں سرمایہ کاری کا خطرہ زیادہ ہوتا ہے۔
مثالی طور پر، ہائبرڈ فنڈز ان سرمایہ کاروں کے لیے سرمایہ کاری کا ایک اچھا اختیار ہو سکتا ہے جو چاہتے ہیں۔میوچل فنڈز میں سرمایہ کاری کریں۔. ان فنڈز میں دونوں جہانوں میں بہترین ہے: ایکویٹی کے فوائد حاصل کرتے ہوئے aمقررہ آمدنی سرمایہ کاری اس طرح، سرمایہ کار اوپر دیے گئے بہترین ہائبرڈ میوچل فنڈز کا انتخاب کرسکتے ہیں اور اسکیم میں سرمایہ کاری کرکے اچھا منافع کما سکتے ہیں۔
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مالی سال 22 - 23 میں سرمایہ کاری کے لیے سرفہرست 8 ہائبرڈ میوچل فنڈز
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹36.42
↑ 0.84 ₹1,360 -5.7 -3.5 5.1 17.7 15.9 -0.9 ICICI Prudential Equity and Debt Fund Growth ₹375.05 ₹50,205 -8.8 -5.5 1.7 16.3 17.2 13.3 Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 ₹1,954 0.5 10.5 27.1 16 14.2 JM Equity Hybrid Fund Growth ₹107.338
↑ 1.64 ₹735 -10.3 -10.2 -4.2 14.7 12.6 -3.1 UTI Hybrid Equity Fund Growth ₹382.095
↑ 5.71 ₹6,663 -9 -4.5 1.1 14.1 12.9 6.4 Bandhan Hybrid Equity Fund Growth ₹24.812
↑ 0.35 ₹1,747 -8.2 -4.9 4.7 13.9 11.7 7.7 DSP Equity and Bond Fund Growth ₹326.377
↑ 2.79 ₹11,928 -10.4 -8.3 -3.2 12.9 9.8 6.8 Axis Dynamic Equity Fund Growth ₹20.21
↑ 0.18 ₹3,799 -6.8 -3.2 1.3 12.7 9.6 7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Apr 26 Research Highlights & Commentary of 8 Funds showcased
Commentary BOI AXA Mid and Small Cap Equity and Debt Fund ICICI Prudential Equity and Debt Fund Sundaram Equity Hybrid Fund JM Equity Hybrid Fund UTI Hybrid Equity Fund Bandhan Hybrid Equity Fund DSP Equity and Bond Fund Axis Dynamic Equity Fund Point 1 Bottom quartile AUM (₹1,360 Cr). Highest AUM (₹50,205 Cr). Lower mid AUM (₹1,954 Cr). Bottom quartile AUM (₹735 Cr). Upper mid AUM (₹6,663 Cr). Lower mid AUM (₹1,747 Cr). Top quartile AUM (₹11,928 Cr). Upper mid AUM (₹3,799 Cr). Point 2 Established history (9+ yrs). Established history (26+ yrs). Established history (25+ yrs). Oldest track record among peers (31 yrs). Established history (31+ yrs). Established history (9+ yrs). Established history (26+ yrs). Established history (8+ yrs). Point 3 Not Rated. Top rated. Rating: 2★ (upper mid). Rating: 1★ (lower mid). Rating: 3★ (upper mid). Not Rated. Rating: 4★ (top quartile). Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 15.93% (top quartile). 5Y return: 17.19% (top quartile). 5Y return: 14.20% (upper mid). 5Y return: 12.64% (lower mid). 5Y return: 12.92% (upper mid). 5Y return: 11.71% (lower mid). 5Y return: 9.85% (bottom quartile). 5Y return: 9.58% (bottom quartile). Point 6 3Y return: 17.66% (top quartile). 3Y return: 16.25% (top quartile). 3Y return: 16.03% (upper mid). 3Y return: 14.74% (upper mid). 3Y return: 14.07% (lower mid). 3Y return: 13.91% (lower mid). 3Y return: 12.90% (bottom quartile). 3Y return: 12.70% (bottom quartile). Point 7 1Y return: 5.14% (top quartile). 1Y return: 1.73% (upper mid). 1Y return: 27.10% (top quartile). 1Y return: -4.18% (bottom quartile). 1Y return: 1.08% (lower mid). 1Y return: 4.71% (upper mid). 1Y return: -3.22% (bottom quartile). 1Y return: 1.30% (lower mid). Point 8 1M return: -4.96% (top quartile). 1M return: -7.86% (bottom quartile). 1M return: 1.80% (top quartile). 1M return: -7.84% (lower mid). 1M return: -7.01% (upper mid). 1M return: -7.31% (lower mid). 1M return: -8.25% (bottom quartile). 1M return: -5.56% (upper mid). Point 9 Alpha: 0.00 (upper mid). Alpha: 3.49 (upper mid). Alpha: 5.81 (top quartile). Alpha: -6.31 (bottom quartile). Alpha: -0.58 (lower mid). Alpha: 4.83 (top quartile). Alpha: -3.25 (bottom quartile). Alpha: 0.00 (lower mid). Point 10 Sharpe: 1.04 (upper mid). Sharpe: 1.45 (upper mid). Sharpe: 2.64 (top quartile). Sharpe: 0.19 (bottom quartile). Sharpe: 0.90 (lower mid). Sharpe: 1.47 (top quartile). Sharpe: 0.58 (bottom quartile). Sharpe: 0.79 (lower mid). BOI AXA Mid and Small Cap Equity and Debt Fund
ICICI Prudential Equity and Debt Fund
Sundaram Equity Hybrid Fund
JM Equity Hybrid Fund
UTI Hybrid Equity Fund
Bandhan Hybrid Equity Fund
DSP Equity and Bond Fund
Axis Dynamic Equity Fund
اثاثے> 500 کروڑ اور ترتیب دیا گیا3 سالسی اے جی آر واپسی.
ہائبرڈ / متوازن میوچل فنڈز کی بنیادی باتیں
1. متوازن فنڈز کو سمجھنا
ہندوستان میں، بیلنس فنڈز عام طور پر اپنے پورٹ فولیو کا 65% اسٹاک/ایکویٹی/حصص میں اور بقیہ وسائل بانڈز اور دیگر قرض کے آلات جیسے کارپوریٹ بانڈ/گورنمنٹ بانڈز/انفراسٹرکچر بانڈز میں لگاتے ہیں۔ لہذا متوازن فنڈز عام طور پر ایکویٹی پر مبنی ہائبرڈ فنڈز ہوتے ہیں۔ وہ پہلی بار سرمایہ کاروں کے لیے ایک مناسب آپشن کے طور پر کام کرتے ہیں جن کے پاس کم-خطرے کی بھوک. وہ ان سرمایہ کاروں کے لیے ہیں جو خطرناک آپشن نہیں لینا چاہتے لیکن پھر بھی چاہتے ہیں۔سرمایہ تعریف اس کے علاوہ قرض پر مبنی ہائبرڈ/متوازن فنڈز ہیں جن میں 65% اور 35% ایکویٹی ہے۔
2. ہائبرڈ میوچل فنڈز کی اقسام
میوچل فنڈز کی حالیہ (مارچ - اپریل 2018) کی بنیاد پرSEBI. ہائبرڈ فنڈ کی اقسام درج ذیل ہیں۔
| قسم | تفصیلات |
|---|---|
| ہائبرڈ ایکویٹی | 65% ایکویٹی 35% قرض |
| ہائبرڈ قرض | 65% قرض 35% ایکویٹی |
| ثالثی | 100% ایکویٹی آربیٹریج |
| متحرک مختص | قیمتوں کی بنیاد پر متحرک Allocaiton |
| ایکویٹی بچت | ثالثی کے مواقع، ایکویٹی / ایکویٹی سے متعلق آلات اور قرض میں سرمایہ کاریکرنسی مارکیٹ آلات |
| کثیر اثاثہ | ایک سے زیادہ اثاثہ پسندفلوٹنگ ریٹ اور مقررہ شرح قرض کے آلات، ایکویٹی، منی مارکیٹ کے آلات اور مشتقات |
| متوازن ہائبرڈ | 50% ایکویٹی 50% قرض |
3. متوازن فنڈز کے فوائد
بیلنس فنڈز میوچل فنڈ کے ایک ہی ڈاکٹ کی شکل میں تنوع کی سہولت فراہم کرتے ہیں۔ ایکسرمایہ کار اس طرح فنڈز کے گلدستے کا تجزیہ اور انتخاب کرنے کی پریشانی سے گزرنا پڑتا ہے۔ ایک پیشہ ورانہ تربیت یافتہ اور تجربہ کار فنڈ مینیجر سرمایہ کار کے لیے یہ کام کرتا ہے۔ قرض اور ایکویٹی اجزاء کا حسابی امتزاج فنڈز کو مارکیٹ کے اتار چڑھاؤ کا کم خطرہ بناتا ہے۔ فنڈ کے ایکویٹی اجزاء کا مقصد سرمائے کی قدر میں اضافہ کرنا ہے اور ان کے قرض کے اجزاء سرمایہ کاری کو مارکیٹ کی غیر متوقع اصلاحات سے بچانے کے لیے سیکیورٹیز کے طور پر کام کرتے ہیں۔
4. متوازن فنڈز کے نقصانات
اگرچہ ایسا لگتا ہے کہ متوازن فنڈز عملی طور پر خطرے سے پاک ہیں، لیکن یہ مکمل طور پر ایسا نہیں ہے۔ متوازن فنڈز کے خطرات کا اپنا حصہ ہوتا ہے۔ جب کہ متعدد اسٹاک اور قرض کے آلات میں براہ راست سرمایہ کاری کی صورت میں، کوئی بھی مختلف فنڈز کے درمیان وسائل کو متنوع کے طور پر منتقل کر سکتا ہے۔ٹیکس پلاننگ یا دولت کی تخلیق۔ تاہم، بیلنس فنڈز میں، چونکہ وسائل کی تقسیم کا فیصلہ فنڈ مینیجر کے پاس ہوتا ہے، اس لیے حسب ضرورت تنوع ممکن نہیں ہے۔
5. بہتر خطرے پر مبنی منافع
متوازن فنڈز نے طویل مدت میں ایکویٹی ریٹرن کے مقابلے بہتر رسک ایڈجسٹ شدہ منافع دیا ہے۔ ذیل میں ایک موازنہ کچھ خاص مفروضوں پر مبنی ہے جو مستقبل میں وقتاً فوقتاً تبدیل ہو سکتا ہے۔
| فنڈ کیٹیگری | 5 سالہ رولنگ ریٹرن | خطرے پر مبنی Std انحراف |
|---|---|---|
| متوازن فنڈز | 13.20% | 2.9 |
| بڑے کیپ فنڈز | 12.90% | 3.47 |
| درمیانی ٹوپی اور لارج کیپ فنڈز | 13.96% | 3.82 |
| متنوع فنڈز | 14.91% | 3.96 |
(Erstwhile BOI AXA Mid Cap Equity And Debt Fund) The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Balanced Fund) To generate long term capital appreciation and current income from a portfolio
that is invested in equity and equity related securities as well as in fixed income
securities. Research Highlights for ICICI Prudential Equity and Debt Fund Below is the key information for ICICI Prudential Equity and Debt Fund Returns up to 1 year are on (Erstwhile Sundaram Balanced Fund) The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities. Research Highlights for Sundaram Equity Hybrid Fund Below is the key information for Sundaram Equity Hybrid Fund Returns up to 1 year are on (Erstwhile JM Balanced Fund) To provide steady current income as well as long term growth of capital. Research Highlights for JM Equity Hybrid Fund Below is the key information for JM Equity Hybrid Fund Returns up to 1 year are on (Erstwhile UTI Balanced Fund) The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation. Research Highlights for UTI Hybrid Equity Fund Below is the key information for UTI Hybrid Equity Fund Returns up to 1 year are on (Erstwhile IDFC Balanced Fund) The Fund seeks to generate long term capital appreciation along with current income by investing in a mix of equity and equity related securities, debt securities and money market instruments. There is no assurance or guarantee that the objectives of the scheme will be realised. Research Highlights for Bandhan Hybrid Equity Fund Below is the key information for Bandhan Hybrid Equity Fund Returns up to 1 year are on Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities. Research Highlights for DSP Equity and Bond Fund Below is the key information for DSP Equity and Bond Fund Returns up to 1 year are on To generate capital appreciation by investing in a portfolio of equity or equity linked securities while secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Axis Dynamic Equity Fund Below is the key information for Axis Dynamic Equity Fund Returns up to 1 year are on 1. BOI AXA Mid and Small Cap Equity and Debt Fund
BOI AXA Mid and Small Cap Equity and Debt Fund
Growth Launch Date 20 Jul 16 NAV (01 Apr 26) ₹36.42 ↑ 0.84 (2.36 %) Net Assets (Cr) ₹1,360 on 28 Feb 26 Category Hybrid - Hybrid Equity AMC BOI AXA Investment Mngrs Private Ltd Rating Risk Moderately High Expense Ratio 2.27 Sharpe Ratio 1.04 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹13,441 31 Mar 23 ₹12,955 31 Mar 24 ₹18,917 31 Mar 25 ₹20,174 31 Mar 26 ₹20,614 Returns for BOI AXA Mid and Small Cap Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26 Duration Returns 1 Month -5% 3 Month -5.7% 6 Month -3.5% 1 Year 5.1% 3 Year 17.7% 5 Year 15.9% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 -0.9% 2023 25.8% 2022 33.7% 2021 -4.8% 2020 54.5% 2019 31.1% 2018 -4.7% 2017 -14.2% 2016 47.1% 2015 Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund
Name Since Tenure Alok Singh 16 Feb 17 9.04 Yr. Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 13.7% Equity 71.67% Debt 14.62% Equity Sector Allocation
Sector Value Financial Services 17.76% Industrials 13.67% Health Care 11.31% Basic Materials 11.15% Consumer Cyclical 9.91% Consumer Defensive 2.8% Technology 2.62% Energy 1.42% Communication Services 0.52% Utility 0.48% Real Estate 0.02% Debt Sector Allocation
Sector Value Government 9.88% Corporate 9.51% Cash Equivalent 8.94% Credit Quality
Rating Value AA 0.7% AAA 99.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Abbott India Ltd (Healthcare)
Equity, Since 31 Jan 23 | ABBOTINDIA3% ₹40 Cr 15,000
↑ 2,000 Indian Bank (Financial Services)
Equity, Since 31 Aug 23 | INDIANB3% ₹35 Cr 350,000
↓ -155,000 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jul 25 | GLENMARK2% ₹32 Cr 150,000 UNO Minda Ltd (Consumer Cyclical)
Equity, Since 31 Jul 19 | UNOMINDA2% ₹31 Cr 261,622
↓ -32,378 Max Financial Services Ltd (Financial Services)
Equity, Since 28 Feb 26 | MFSL2% ₹31 Cr 170,000
↑ 170,000 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 24 | BDL2% ₹31 Cr 242,000
↑ 46,000 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Jan 26 | AUROPHARMA2% ₹29 Cr 240,000
↑ 140,000 Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 24 | NAM-INDIA2% ₹28 Cr 300,000 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS2% ₹28 Cr 202,783 Sundaram Finance Ltd (Financial Services)
Equity, Since 28 Feb 26 | SUNDARMFIN2% ₹26 Cr 48,000
↑ 48,000 2. ICICI Prudential Equity and Debt Fund
ICICI Prudential Equity and Debt Fund
Growth Launch Date 3 Nov 99 NAV (31 Mar 26) ₹375.05 Net Assets (Cr) ₹50,205 on 28 Feb 26 Category Hybrid - Hybrid Equity AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.6 Sharpe Ratio 1.45 Information Ratio 1.75 Alpha Ratio 3.49 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹13,315 31 Mar 23 ₹14,068 31 Mar 24 ₹19,851 31 Mar 25 ₹21,726 31 Mar 26 ₹22,101 Returns for ICICI Prudential Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26 Duration Returns 1 Month -7.9% 3 Month -8.8% 6 Month -5.5% 1 Year 1.7% 3 Year 16.3% 5 Year 17.2% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.3% 2023 17.2% 2022 28.2% 2021 11.7% 2020 41.7% 2019 9% 2018 9.3% 2017 -1.9% 2016 24.8% 2015 13.7% Fund Manager information for ICICI Prudential Equity and Debt Fund
Name Since Tenure Sankaran Naren 7 Dec 15 10.24 Yr. Manish Banthia 19 Sep 13 12.45 Yr. Mittul Kalawadia 29 Dec 20 5.17 Yr. Akhil Kakkar 22 Jan 24 2.1 Yr. Sri Sharma 30 Apr 21 4.84 Yr. Sharmila D'Silva 31 Jul 22 3.58 Yr. Nitya Mishra 4 Nov 24 1.32 Yr. Data below for ICICI Prudential Equity and Debt Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 7.22% Equity 75.67% Debt 17.08% Equity Sector Allocation
Sector Value Financial Services 18.71% Consumer Cyclical 11.19% Industrials 7.78% Consumer Defensive 7.09% Energy 6.91% Health Care 5.98% Utility 5.76% Technology 4.78% Real Estate 2.9% Communication Services 2.27% Basic Materials 2.27% Debt Sector Allocation
Sector Value Government 10.35% Corporate 8.49% Cash Equivalent 5.49% Credit Quality
Rating Value A 1.64% AA 17.56% AAA 80.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK5% ₹2,677 Cr 19,413,840
↓ -3,278,300 NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | NTPC5% ₹2,561 Cr 67,060,559
↓ -7,735,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 22 | RELIANCE5% ₹2,528 Cr 18,138,909
↓ -805,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | HDFCBANK5% ₹2,351 Cr 26,480,965
↑ 850,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 16 | SUNPHARMA4% ₹2,109 Cr 12,144,223
↓ -2,033,850 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | TVSMOTOR3% ₹1,541 Cr 3,981,427 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 21 | AXISBANK3% ₹1,482 Cr 10,707,447
↓ -751,875 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Jan 23 | DMART2% ₹1,238 Cr 3,218,463 InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO2% ₹1,224 Cr 2,535,996 6.48% Gs 2035
Sovereign Bonds | -2% ₹987 Cr 99,986,200
↑ 12,500,000 3. Sundaram Equity Hybrid Fund
Sundaram Equity Hybrid Fund
Growth Launch Date 23 Jun 00 NAV (31 Dec 21) ₹135.137 ↑ 0.78 (0.58 %) Net Assets (Cr) ₹1,954 on 30 Nov 21 Category Hybrid - Hybrid Equity AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 2.64 Information Ratio -0.12 Alpha Ratio 5.81 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 Returns for Sundaram Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26 Duration Returns 1 Month 1.8% 3 Month 0.5% 6 Month 10.5% 1 Year 27.1% 3 Year 16% 5 Year 14.2% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Equity Hybrid Fund
Name Since Tenure Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. JM Equity Hybrid Fund
JM Equity Hybrid Fund
Growth Launch Date 1 Apr 95 NAV (01 Apr 26) ₹107.338 ↑ 1.64 (1.55 %) Net Assets (Cr) ₹735 on 28 Feb 26 Category Hybrid - Hybrid Equity AMC JM Financial Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 2.3 Sharpe Ratio 0.19 Information Ratio 0.45 Alpha Ratio -6.31 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,498 31 Mar 23 ₹12,169 31 Mar 24 ₹18,130 31 Mar 25 ₹19,398 31 Mar 26 ₹18,103 Returns for JM Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26 Duration Returns 1 Month -7.8% 3 Month -10.3% 6 Month -10.2% 1 Year -4.2% 3 Year 14.7% 5 Year 12.6% 10 Year 15 Year Since launch 11.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.1% 2023 27% 2022 33.8% 2021 8.1% 2020 22.9% 2019 30.5% 2018 -8.1% 2017 1.7% 2016 18.5% 2015 3% Fund Manager information for JM Equity Hybrid Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 1.41 Yr. Asit Bhandarkar 31 Dec 21 4.16 Yr. Ruchi Fozdar 4 Oct 24 1.4 Yr. Deepak Gupta 11 Apr 25 0.89 Yr. Data below for JM Equity Hybrid Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 6.37% Equity 74.98% Debt 18.66% Equity Sector Allocation
Sector Value Financial Services 24.26% Consumer Cyclical 11.67% Technology 11.18% Industrials 10.54% Basic Materials 4.23% Health Care 4.16% Communication Services 3.71% Consumer Defensive 2.41% Energy 1.9% Utility 0.88% Real Estate 0.04% Debt Sector Allocation
Sector Value Corporate 12.82% Government 9.54% Cash Equivalent 2.66% Credit Quality
Rating Value AA 12.89% AAA 87.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK4% ₹31 Cr 350,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 21 | LT4% ₹27 Cr 64,000
↓ -14,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL4% ₹27 Cr 145,246 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | BAJFINANCE4% ₹27 Cr 270,040
↓ -15,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 May 25 | MCX3% ₹23 Cr 95,380
↓ -44,000 Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | UJJIVANSFB3% ₹23 Cr 3,968,585
↓ -1,505,780 6.48% Gs 2035
Sovereign Bonds | -3% ₹21 Cr 2,175,000
↑ 100,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 25 | VEDL3% ₹20 Cr 280,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | AXISBANK3% ₹19 Cr 134,516 Canara Bank (Financial Services)
Equity, Since 30 Sep 25 | CANBK2% ₹18 Cr 1,129,319
↓ -100,000 5. UTI Hybrid Equity Fund
UTI Hybrid Equity Fund
Growth Launch Date 2 Jan 95 NAV (01 Apr 26) ₹382.095 ↑ 5.71 (1.52 %) Net Assets (Cr) ₹6,663 on 28 Feb 26 Category Hybrid - Hybrid Equity AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 0.9 Information Ratio 1.16 Alpha Ratio -0.58 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,989 31 Mar 23 ₹12,497 31 Mar 24 ₹16,678 31 Mar 25 ₹18,466 31 Mar 26 ₹18,272 Returns for UTI Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26 Duration Returns 1 Month -7% 3 Month -9% 6 Month -4.5% 1 Year 1.1% 3 Year 14.1% 5 Year 12.9% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.4% 2023 19.7% 2022 25.5% 2021 5.6% 2020 30.5% 2019 13.2% 2018 2.5% 2017 -5.6% 2016 25.7% 2015 8.8% Fund Manager information for UTI Hybrid Equity Fund
Name Since Tenure V Srivatsa 24 Sep 09 16.44 Yr. Jaydeep Bhowal 3 Nov 25 0.32 Yr. Data below for UTI Hybrid Equity Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 4.16% Equity 71.88% Debt 23.95% Equity Sector Allocation
Sector Value Financial Services 21.44% Technology 7.21% Industrials 7.13% Consumer Cyclical 6.38% Energy 5.67% Basic Materials 5.36% Communication Services 4.89% Health Care 4.53% Consumer Defensive 4.48% Real Estate 2.75% Utility 2.05% Debt Sector Allocation
Sector Value Government 16.04% Corporate 8.77% Cash Equivalent 3.31% Credit Quality
Rating Value AA 1.3% AAA 98.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK5% ₹351 Cr 3,958,634
↓ -69,312 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 10 | ICICIBANK5% ₹306 Cr 2,218,644 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹222 Cr 1,709,717
↑ 42,222 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 12 | LT3% ₹185 Cr 432,809
↑ 19,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 19 | RELIANCE3% ₹181 Cr 1,301,903
↓ -34,463 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | VEDL2% ₹157 Cr 2,181,845
↓ -143,649 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 06 | ITC2% ₹155 Cr 4,954,969
↑ 50,000 6.48% Gs 2035
Sovereign Bonds | -2% ₹149 Cr 1,510,260,000
↑ 250,000,000 7.24% Gs 2055
Sovereign Bonds | -2% ₹148 Cr 1,500,000,000
↑ 250,000,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 24 | POWERGRID2% ₹136 Cr 4,565,707
↑ 253,982 6. Bandhan Hybrid Equity Fund
Bandhan Hybrid Equity Fund
Growth Launch Date 30 Dec 16 NAV (01 Apr 26) ₹24.812 ↑ 0.35 (1.43 %) Net Assets (Cr) ₹1,747 on 28 Feb 26 Category Hybrid - Hybrid Equity AMC IDFC Asset Management Company Limited Rating Risk Moderately High Expense Ratio 2.35 Sharpe Ratio 1.47 Information Ratio 0.56 Alpha Ratio 4.83 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,975 31 Mar 23 ₹11,880 31 Mar 24 ₹15,208 31 Mar 25 ₹16,977 31 Mar 26 ₹17,313 Returns for Bandhan Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26 Duration Returns 1 Month -7.3% 3 Month -8.2% 6 Month -4.9% 1 Year 4.7% 3 Year 13.9% 5 Year 11.7% 10 Year 15 Year Since launch 10.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 21% 2022 20.4% 2021 -1.1% 2020 30.8% 2019 13.9% 2018 4.7% 2017 -3.8% 2016 16.2% 2015 Fund Manager information for Bandhan Hybrid Equity Fund
Name Since Tenure Harshal Joshi 28 Jul 21 4.59 Yr. Brijesh Shah 10 Jun 24 1.72 Yr. Prateek Poddar 7 Jun 24 1.73 Yr. Ritika Behera 7 Oct 23 2.4 Yr. Gaurav Satra 7 Jun 24 1.73 Yr. Data below for Bandhan Hybrid Equity Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 3.88% Equity 78.15% Debt 17.97% Equity Sector Allocation
Sector Value Financial Services 23.73% Consumer Cyclical 12.16% Technology 6.97% Industrials 6.87% Basic Materials 6.04% Health Care 5.67% Consumer Defensive 4.85% Energy 4.13% Utility 3.63% Communication Services 2.94% Real Estate 1.17% Debt Sector Allocation
Sector Value Corporate 12.53% Government 6.81% Cash Equivalent 2.51% Credit Quality
Rating Value AA 3.88% AAA 96.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 24 | ICICIBANK7% ₹122 Cr 883,287
↑ 308,787 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK5% ₹84 Cr 945,394
↓ -46,648 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE4% ₹64 Cr 459,348
↑ 18,379 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN3% ₹52 Cr 430,622
↑ 14,385 National Bank For Agriculture And Rural Development
Debentures | -3% ₹50 Cr 5,000,000
↑ 5,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹49 Cr 5,000,000
↑ 5,000,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 17 | INFY3% ₹49 Cr 375,552
↑ 108,890 NTPC Ltd (Utilities)
Equity, Since 28 Feb 23 | NTPC3% ₹49 Cr 1,272,917
↑ 182,129 Power Finance Corporation Limited
Debentures | -3% ₹45 Cr 4,500,000
↑ 4,500,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 17 | LT2% ₹39 Cr 90,789
↑ 5,909 7. DSP Equity and Bond Fund
DSP Equity and Bond Fund
Growth Launch Date 27 May 99 NAV (01 Apr 26) ₹326.377 ↑ 2.79 (0.86 %) Net Assets (Cr) ₹11,928 on 28 Feb 26 Category Hybrid - Hybrid Equity AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio 0.58 Information Ratio 0.51 Alpha Ratio -3.25 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,276 31 Mar 23 ₹11,200 31 Mar 24 ₹14,388 31 Mar 25 ₹16,828 31 Mar 26 ₹15,980 Returns for DSP Equity and Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26 Duration Returns 1 Month -8.3% 3 Month -10.4% 6 Month -8.3% 1 Year -3.2% 3 Year 12.9% 5 Year 9.8% 10 Year 15 Year Since launch 13.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.8% 2023 17.7% 2022 25.3% 2021 -2.7% 2020 24.2% 2019 17% 2018 14.2% 2017 -5.1% 2016 27.6% 2015 8.3% Fund Manager information for DSP Equity and Bond Fund
Name Since Tenure Abhishek Singh 1 Mar 24 2 Yr. Shantanu Godambe 1 Aug 24 1.58 Yr. Data below for DSP Equity and Bond Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 4.46% Equity 66.7% Debt 28.83% Other 0.01% Equity Sector Allocation
Sector Value Financial Services 31.86% Health Care 8.32% Consumer Cyclical 7.49% Consumer Defensive 6.18% Utility 3.62% Technology 2.96% Basic Materials 2.8% Energy 1.69% Communication Services 1.12% Industrials 0.66% Debt Sector Allocation
Sector Value Government 17.7% Corporate 11.94% Cash Equivalent 3.65% Credit Quality
Rating Value AA 15.68% AAA 84.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK9% ₹1,065 Cr 11,995,360
↑ 1,837,924 6.90% Gs 2065
Sovereign Bonds | -5% ₹650 Cr 67,500,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK5% ₹628 Cr 4,555,949 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | AXISBANK4% ₹439 Cr 3,172,205
↓ -666,282 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 24 | ITC4% ₹430 Cr 13,710,317
↑ 1,779,432 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 24 | KOTAKBANK3% ₹390 Cr 9,403,042
↑ 1,413,012 Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY3% ₹344 Cr 2,642,116 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | M&M3% ₹332 Cr 976,517
↓ -340,769 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Apr 24 | SBILIFE3% ₹327 Cr 1,604,873 Cipla Ltd (Healthcare)
Equity, Since 31 May 24 | CIPLA3% ₹311 Cr 2,306,772
↑ 315,515 8. Axis Dynamic Equity Fund
Axis Dynamic Equity Fund
Growth Launch Date 1 Aug 17 NAV (01 Apr 26) ₹20.21 ↑ 0.18 (0.90 %) Net Assets (Cr) ₹3,799 on 28 Feb 26 Category Hybrid - Dynamic Allocation AMC Axis Asset Management Company Limited Rating Risk Moderately High Expense Ratio 2.01 Sharpe Ratio 0.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,068 31 Mar 23 ₹11,092 31 Mar 24 ₹14,211 31 Mar 25 ₹15,805 31 Mar 26 ₹15,734 Returns for Axis Dynamic Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 26 Duration Returns 1 Month -5.6% 3 Month -6.8% 6 Month -3.2% 1 Year 1.3% 3 Year 12.7% 5 Year 9.6% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7% 2023 17.5% 2022 20% 2021 -0.4% 2020 15.7% 2019 10.1% 2018 5.9% 2017 2.7% 2016 2015 Fund Manager information for Axis Dynamic Equity Fund
Name Since Tenure Devang Shah 5 Apr 24 1.9 Yr. Hardik Shah 31 Jan 22 4.08 Yr. Jayesh Sundar 28 Sep 23 2.42 Yr. Data below for Axis Dynamic Equity Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 18.11% Equity 57.06% Debt 24.84% Equity Sector Allocation
Sector Value Financial Services 23.3% Consumer Cyclical 8.24% Technology 7.57% Industrials 6.42% Energy 5.82% Health Care 5.13% Consumer Defensive 4.14% Basic Materials 3.12% Utility 2.5% Communication Services 1.9% Real Estate 1.37% Debt Sector Allocation
Sector Value Cash Equivalent 18.28% Corporate 16.37% Government 8.29% Credit Quality
Rating Value AA 28.82% AAA 71.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | HDFCBANK6% ₹218 Cr 2,459,312 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE5% ₹193 Cr 1,386,051 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK5% ₹192 Cr 1,393,066
↑ 77,874 State Bank of India (Financial Services)
Equity, Since 31 May 21 | SBIN4% ₹164 Cr 1,367,664
↓ -272,717 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY3% ₹115 Cr 886,072 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 21 | LT3% ₹113 Cr 263,595
↑ 14,958 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M3% ₹104 Cr 305,529
↓ -3,298 Future on BANK Index
- | -2% -₹77 Cr 927,500
↓ -45,650 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 22 | BHARTIARTL2% ₹68 Cr 362,959 7.18% Gs 2033
Sovereign Bonds | -2% ₹67 Cr 6,500,000
↓ -1,000,000
ٹیکس کے مضمرات
اوسطاً 65% یا اس سے زیادہ کی ایکویٹی ایکسپوژر والے تمام میوچل فنڈز کو ٹیکس کے مقصد کے لیے ایکویٹی اثاثہ کلاس سمجھا جاتا ہے۔ تو مختصر مدتکیپٹل گینز یعنی ایکویٹی اورینٹڈ بیلنس کے ایک سال کے ساتھ بک کیے گئے منافعوں پر 15% ٹیکس لگایا جاتا ہے۔ اگر یہ فنڈز 12 مہینوں سے زیادہ مدت کے لیے رکھے جاتے ہیں، تو ان کے طویل مدتی کیپٹل گین پر 10% ٹیکس لگایا جاتا ہے اگر منافع روپے سے زیادہ بک کیا جاتا ہے۔ 1 لاکھ (2018 کے تازہ ترین بجٹ کے مطابق)۔
قرض پر مبنی ہائبرڈ فنڈز کے لیے ٹیکس 20% ہے جس میں انڈیکسیشن فائدہ ہوتا ہے جیسا کہ کسی دوسرے قرض کے آلے کی صورت میں ہولڈنگ 3 سال یا اس سے اوپر ہے۔ قلیل مدتی ٹیکس کی معمولی شرح پر ٹیکس لگایا جاتا ہے (ٹیکس سلیب کے مطابق)۔
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Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund