+91-22-489139098 بہترین ہائبرڈ بیلنسڈ میوچل فنڈز 2022
ہائبرڈ فنڈز کو عام طور پر بھی کہا جاتا ہے۔متوازن فنڈ. ہائبرڈ فنڈز کی ایک قسم ہے۔باہمی چندہ جو ایکویٹی اور دونوں میں سرمایہ کاری کرتا ہے۔قرض باہمی فنڈ. دوسرے لفظوں میں، یہ فنڈ قرض اور ایکویٹی دونوں کے امتزاج کے طور پر کام کرتا ہے، جہاں تقریباً 65% پورٹ فولیو ایکویٹیز اور باقی فکسڈ کے لیے وقف ہے۔آمدنی آلات
ہائبرڈ فنڈز ان سرمایہ کاروں کے لیے ایک بہترین آپشن ہیں جو ڈرتے ہیں۔سرمایہ کاری میںایکویٹی فنڈز. یہ فنڈ خطرے کے حصے کو کم کرے گا اور وقت کے ساتھ ساتھ زیادہ سے زیادہ منافع حاصل کرنے میں بھی مدد کرے گا۔ بہترین ممکنہ منافع کمانے کے لیے، سرمایہ کاروں کو مشورہ دیا جاتا ہے کہ وہ بہترین ہائبرڈ میوچل فنڈز یا بہترین متوازن فنڈز میں سرمایہ کاری کریں۔ اس طرح، آپ کے لیے سرمایہ کاری کے عمل کو آسان بنانے کے لیے، ہم نے ذیل کے مضمون میں 2022 - 2023 میں سرمایہ کاری کے لیے کچھ اعلیٰ کارکردگی کا مظاہرہ کرنے والے ہائبرڈ فنڈز کو شارٹ لسٹ کیا ہے۔
ہائبرڈ یا متوازن میوچل فنڈز میں کیوں سرمایہ کاری کریں؟
ہائبرڈ فنڈز پورٹ فولیو کو متوازن کرنے میں مدد کرتے ہیں۔ جیسا کہ فنڈ دونوں اسٹاک میں سرمایہ کاری کرتا ہے اوربانڈز، سرمایہ کار متوازن میوچل فنڈ میں سرمایہ کاری کرکے آسانی سے ایک متوازن پورٹ فولیو بنا سکتے ہیں۔ یہ اسکیم تنوع کے فوائد بھی فراہم کرتی ہے۔ تنوع مستحکم منافع پیدا کرنے میں مدد کرتا ہے۔ تاکہ اگر ایک فنڈ کم کارکردگی دکھاتا ہے تو دوسرے پورٹ فولیو کو مستحکم کر سکتے ہیں۔ اس سے پورٹ فولیو کا مجموعی خطرہ کم ہو جائے گا۔
ہائبرڈ یا متوازن فنڈز ان لوگوں کے لیے بھی ایک گیٹ وے ہیں جو اپنی ایکویٹی سرمایہ کاری شروع کرنا چاہتے ہیں۔ اس سے مختصر سے درمیانی مدت میں زیادہ سے زیادہ منافع حاصل کرنے میں مدد ملے گی۔ یہ ہمیشہ بدلتے ہوئے ایکویٹی کے بڑے زوال کو بھی روکے گا۔مارکیٹ حالات مزید برآں، ہائبرڈ فنڈز میں اعتدال پسند خطرہ ہوتا ہے، جب کہ ایکویٹی فنڈز میں سرمایہ کاری کا خطرہ زیادہ ہوتا ہے۔
مثالی طور پر، ہائبرڈ فنڈز ان سرمایہ کاروں کے لیے سرمایہ کاری کا ایک اچھا اختیار ہو سکتا ہے جو چاہتے ہیں۔میوچل فنڈز میں سرمایہ کاری کریں۔. ان فنڈز میں دونوں جہانوں میں بہترین ہے: ایکویٹی کے فوائد حاصل کرتے ہوئے aمقررہ آمدنی سرمایہ کاری اس طرح، سرمایہ کار اوپر دیے گئے بہترین ہائبرڈ میوچل فنڈز کا انتخاب کرسکتے ہیں اور اسکیم میں سرمایہ کاری کرکے اچھا منافع کما سکتے ہیں۔
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مالی سال 22 - 23 میں سرمایہ کاری کے لیے سرفہرست 8 ہائبرڈ میوچل فنڈز
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Equity and Debt Fund Growth ₹410.84
↑ 1.12 ₹49,641 0.2 4.9 15.4 19 19.1 13.3 BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹38.3
↑ 0.21 ₹1,349 -0.3 2.4 15.2 18.8 18.4 -0.9 JM Equity Hybrid Fund Growth ₹118.369
↑ 0.23 ₹785 -3.5 0.8 6.3 17.5 14.8 -3.1 UTI Hybrid Equity Fund Growth ₹416.708
↑ 0.97 ₹6,758 0.2 4.4 10.9 16.3 14.6 6.4 Bandhan Hybrid Equity Fund Growth ₹27.134
↑ 0.06 ₹1,576 0.5 5.2 18.2 16.2 13.4 7.7 Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 ₹1,954 0.5 10.5 27.1 16 14.2 DSP Equity and Bond Fund Growth ₹359.361
↑ 0.77 ₹12,162 -1.2 1.6 9.6 15.6 11.8 6.8 Kotak Equity Hybrid Fund Growth ₹64.137
↑ 0.17 ₹8,509 0.3 3.2 14.7 15.5 13.6 4.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Feb 26 Research Highlights & Commentary of 8 Funds showcased
Commentary ICICI Prudential Equity and Debt Fund BOI AXA Mid and Small Cap Equity and Debt Fund JM Equity Hybrid Fund UTI Hybrid Equity Fund Bandhan Hybrid Equity Fund Sundaram Equity Hybrid Fund DSP Equity and Bond Fund Kotak Equity Hybrid Fund Point 1 Highest AUM (₹49,641 Cr). Bottom quartile AUM (₹1,349 Cr). Bottom quartile AUM (₹785 Cr). Upper mid AUM (₹6,758 Cr). Lower mid AUM (₹1,576 Cr). Lower mid AUM (₹1,954 Cr). Top quartile AUM (₹12,162 Cr). Upper mid AUM (₹8,509 Cr). Point 2 Established history (26+ yrs). Established history (9+ yrs). Established history (30+ yrs). Oldest track record among peers (31 yrs). Established history (9+ yrs). Established history (25+ yrs). Established history (26+ yrs). Established history (11+ yrs). Point 3 Top rated. Not Rated. Rating: 1★ (lower mid). Rating: 3★ (upper mid). Not Rated. Rating: 2★ (lower mid). Rating: 4★ (top quartile). Rating: 3★ (upper mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.15% (top quartile). 5Y return: 18.37% (top quartile). 5Y return: 14.79% (upper mid). 5Y return: 14.60% (upper mid). 5Y return: 13.40% (bottom quartile). 5Y return: 14.20% (lower mid). 5Y return: 11.82% (bottom quartile). 5Y return: 13.61% (lower mid). Point 6 3Y return: 18.98% (top quartile). 3Y return: 18.82% (top quartile). 3Y return: 17.53% (upper mid). 3Y return: 16.26% (upper mid). 3Y return: 16.22% (lower mid). 3Y return: 16.03% (lower mid). 3Y return: 15.56% (bottom quartile). 3Y return: 15.46% (bottom quartile). Point 7 1Y return: 15.38% (upper mid). 1Y return: 15.15% (upper mid). 1Y return: 6.33% (bottom quartile). 1Y return: 10.93% (lower mid). 1Y return: 18.15% (top quartile). 1Y return: 27.10% (top quartile). 1Y return: 9.56% (bottom quartile). 1Y return: 14.67% (lower mid). Point 8 1M return: 0.62% (lower mid). 1M return: 1.38% (upper mid). 1M return: -0.50% (bottom quartile). 1M return: 0.03% (bottom quartile). 1M return: 1.12% (upper mid). 1M return: 1.80% (top quartile). 1M return: 0.10% (lower mid). 1M return: 2.31% (top quartile). Point 9 Alpha: 4.49 (top quartile). Alpha: 0.00 (upper mid). Alpha: -11.83 (bottom quartile). Alpha: -2.19 (bottom quartile). Alpha: -1.32 (lower mid). Alpha: 5.81 (top quartile). Alpha: -1.67 (lower mid). Alpha: 0.00 (upper mid). Point 10 Sharpe: 0.83 (top quartile). Sharpe: -0.29 (bottom quartile). Sharpe: -0.65 (bottom quartile). Sharpe: 0.08 (lower mid). Sharpe: 0.17 (upper mid). Sharpe: 2.64 (top quartile). Sharpe: 0.11 (upper mid). Sharpe: -0.08 (lower mid). ICICI Prudential Equity and Debt Fund
BOI AXA Mid and Small Cap Equity and Debt Fund
JM Equity Hybrid Fund
UTI Hybrid Equity Fund
Bandhan Hybrid Equity Fund
Sundaram Equity Hybrid Fund
DSP Equity and Bond Fund
Kotak Equity Hybrid Fund
اثاثے> 500 کروڑ اور ترتیب دیا گیا3 سالسی اے جی آر واپسی.
ہائبرڈ / متوازن میوچل فنڈز کی بنیادی باتیں
1. متوازن فنڈز کو سمجھنا
ہندوستان میں، بیلنس فنڈز عام طور پر اپنے پورٹ فولیو کا 65% اسٹاک/ایکویٹی/حصص میں اور بقیہ وسائل بانڈز اور دیگر قرض کے آلات جیسے کارپوریٹ بانڈ/گورنمنٹ بانڈز/انفراسٹرکچر بانڈز میں لگاتے ہیں۔ لہذا متوازن فنڈز عام طور پر ایکویٹی پر مبنی ہائبرڈ فنڈز ہوتے ہیں۔ وہ پہلی بار سرمایہ کاروں کے لیے ایک مناسب آپشن کے طور پر کام کرتے ہیں جن کے پاس کم-خطرے کی بھوک. وہ ان سرمایہ کاروں کے لیے ہیں جو خطرناک آپشن نہیں لینا چاہتے لیکن پھر بھی چاہتے ہیں۔سرمایہ تعریف اس کے علاوہ قرض پر مبنی ہائبرڈ/متوازن فنڈز ہیں جن میں 65% اور 35% ایکویٹی ہے۔
2. ہائبرڈ میوچل فنڈز کی اقسام
میوچل فنڈز کی حالیہ (مارچ - اپریل 2018) کی بنیاد پرSEBI. ہائبرڈ فنڈ کی اقسام درج ذیل ہیں۔
| قسم | تفصیلات |
|---|---|
| ہائبرڈ ایکویٹی | 65% ایکویٹی 35% قرض |
| ہائبرڈ قرض | 65% قرض 35% ایکویٹی |
| ثالثی | 100% ایکویٹی آربیٹریج |
| متحرک مختص | قیمتوں کی بنیاد پر متحرک Allocaiton |
| ایکویٹی بچت | ثالثی کے مواقع، ایکویٹی / ایکویٹی سے متعلق آلات اور قرض میں سرمایہ کاریکرنسی مارکیٹ آلات |
| کثیر اثاثہ | ایک سے زیادہ اثاثہ پسندفلوٹنگ ریٹ اور مقررہ شرح قرض کے آلات، ایکویٹی، منی مارکیٹ کے آلات اور مشتقات |
| متوازن ہائبرڈ | 50% ایکویٹی 50% قرض |
3. متوازن فنڈز کے فوائد
بیلنس فنڈز میوچل فنڈ کے ایک ہی ڈاکٹ کی شکل میں تنوع کی سہولت فراہم کرتے ہیں۔ ایکسرمایہ کار اس طرح فنڈز کے گلدستے کا تجزیہ اور انتخاب کرنے کی پریشانی سے گزرنا پڑتا ہے۔ ایک پیشہ ورانہ تربیت یافتہ اور تجربہ کار فنڈ مینیجر سرمایہ کار کے لیے یہ کام کرتا ہے۔ قرض اور ایکویٹی اجزاء کا حسابی امتزاج فنڈز کو مارکیٹ کے اتار چڑھاؤ کا کم خطرہ بناتا ہے۔ فنڈ کے ایکویٹی اجزاء کا مقصد سرمائے کی قدر میں اضافہ کرنا ہے اور ان کے قرض کے اجزاء سرمایہ کاری کو مارکیٹ کی غیر متوقع اصلاحات سے بچانے کے لیے سیکیورٹیز کے طور پر کام کرتے ہیں۔
4. متوازن فنڈز کے نقصانات
اگرچہ ایسا لگتا ہے کہ متوازن فنڈز عملی طور پر خطرے سے پاک ہیں، لیکن یہ مکمل طور پر ایسا نہیں ہے۔ متوازن فنڈز کے خطرات کا اپنا حصہ ہوتا ہے۔ جب کہ متعدد اسٹاک اور قرض کے آلات میں براہ راست سرمایہ کاری کی صورت میں، کوئی بھی مختلف فنڈز کے درمیان وسائل کو متنوع کے طور پر منتقل کر سکتا ہے۔ٹیکس پلاننگ یا دولت کی تخلیق۔ تاہم، بیلنس فنڈز میں، چونکہ وسائل کی تقسیم کا فیصلہ فنڈ مینیجر کے پاس ہوتا ہے، اس لیے حسب ضرورت تنوع ممکن نہیں ہے۔
5. بہتر خطرے پر مبنی منافع
متوازن فنڈز نے طویل مدت میں ایکویٹی ریٹرن کے مقابلے بہتر رسک ایڈجسٹ شدہ منافع دیا ہے۔ ذیل میں ایک موازنہ کچھ خاص مفروضوں پر مبنی ہے جو مستقبل میں وقتاً فوقتاً تبدیل ہو سکتا ہے۔
| فنڈ کیٹیگری | 5 سالہ رولنگ ریٹرن | خطرے پر مبنی Std انحراف |
|---|---|---|
| متوازن فنڈز | 13.20% | 2.9 |
| بڑے کیپ فنڈز | 12.90% | 3.47 |
| درمیانی ٹوپی اور لارج کیپ فنڈز | 13.96% | 3.82 |
| متنوع فنڈز | 14.91% | 3.96 |
(Erstwhile ICICI Prudential Balanced Fund) To generate long term capital appreciation and current income from a portfolio
that is invested in equity and equity related securities as well as in fixed income
securities. Below is the key information for ICICI Prudential Equity and Debt Fund Returns up to 1 year are on (Erstwhile BOI AXA Mid Cap Equity And Debt Fund) The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized Research Highlights for BOI AXA Mid and Small Cap Equity and Debt Fund Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund Returns up to 1 year are on (Erstwhile JM Balanced Fund) To provide steady current income as well as long term growth of capital. Research Highlights for JM Equity Hybrid Fund Below is the key information for JM Equity Hybrid Fund Returns up to 1 year are on (Erstwhile UTI Balanced Fund) The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation. Research Highlights for UTI Hybrid Equity Fund Below is the key information for UTI Hybrid Equity Fund Returns up to 1 year are on (Erstwhile IDFC Balanced Fund) The Fund seeks to generate long term capital appreciation along with current income by investing in a mix of equity and equity related securities, debt securities and money market instruments. There is no assurance or guarantee that the objectives of the scheme will be realised. Research Highlights for Bandhan Hybrid Equity Fund Below is the key information for Bandhan Hybrid Equity Fund Returns up to 1 year are on (Erstwhile Sundaram Balanced Fund) The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities. Research Highlights for Sundaram Equity Hybrid Fund Below is the key information for Sundaram Equity Hybrid Fund Returns up to 1 year are on Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities. Research Highlights for DSP Equity and Bond Fund Below is the key information for DSP Equity and Bond Fund Returns up to 1 year are on (Erstwhile Kotak Balance Fund) The objective of the Scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments. Research Highlights for Kotak Equity Hybrid Fund Below is the key information for Kotak Equity Hybrid Fund Returns up to 1 year are on 1. ICICI Prudential Equity and Debt Fund
ICICI Prudential Equity and Debt Fund
Growth Launch Date 3 Nov 99 NAV (17 Feb 26) ₹410.84 ↑ 1.12 (0.27 %) Net Assets (Cr) ₹49,641 on 31 Dec 25 Category Hybrid - Hybrid Equity AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.6 Sharpe Ratio 0.83 Information Ratio 1.94 Alpha Ratio 4.49 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹14,720 31 Jan 23 ₹15,731 31 Jan 24 ₹20,942 31 Jan 25 ₹23,632 31 Jan 26 ₹26,355 Returns for ICICI Prudential Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.6% 3 Month 0.2% 6 Month 4.9% 1 Year 15.4% 3 Year 19% 5 Year 19.1% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.3% 2023 17.2% 2022 28.2% 2021 11.7% 2020 41.7% 2019 9% 2018 9.3% 2017 -1.9% 2016 24.8% 2015 13.7% Fund Manager information for ICICI Prudential Equity and Debt Fund
Name Since Tenure Sankaran Naren 7 Dec 15 10.16 Yr. Manish Banthia 19 Sep 13 12.38 Yr. Mittul Kalawadia 29 Dec 20 5.1 Yr. Akhil Kakkar 22 Jan 24 2.03 Yr. Sri Sharma 30 Apr 21 4.76 Yr. Sharmila D'Silva 31 Jul 22 3.51 Yr. Nitya Mishra 4 Nov 24 1.24 Yr. Data below for ICICI Prudential Equity and Debt Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 6.36% Equity 76.7% Debt 16.9% Other 0% Equity Sector Allocation
Sector Value Financial Services 19.7% Consumer Cyclical 11.2% Energy 7.7% Industrials 7.23% Consumer Defensive 6.67% Health Care 6.43% Utility 5.97% Technology 3.91% Real Estate 3.01% Basic Materials 2.64% Communication Services 2.28% Debt Sector Allocation
Sector Value Government 10.1% Corporate 8.8% Cash Equivalent 4.4% Credit Quality
Rating Value A 1.7% AA 19.74% AAA 78.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK6% ₹3,075 Cr 22,692,140
↓ -270,713 NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | NTPC5% ₹2,663 Cr 74,795,559
↓ -1,565,210 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 22 | RELIANCE5% ₹2,643 Cr 18,943,909
↑ 400,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | HDFCBANK5% ₹2,382 Cr 25,630,965
↑ 3,908,272 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 16 | SUNPHARMA5% ₹2,262 Cr 14,178,073
↑ 616,988 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 21 | AXISBANK3% ₹1,570 Cr 11,459,322 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | TVSMOTOR3% ₹1,464 Cr 3,981,427
↓ -30,966 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Jan 23 | DMART2% ₹1,187 Cr 3,218,463 InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO2% ₹1,166 Cr 2,535,996
↑ 76,418 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | MARUTI2% ₹1,132 Cr 775,315
↓ -14,852 2. BOI AXA Mid and Small Cap Equity and Debt Fund
BOI AXA Mid and Small Cap Equity and Debt Fund
Growth Launch Date 20 Jul 16 NAV (17 Feb 26) ₹38.3 ↑ 0.21 (0.55 %) Net Assets (Cr) ₹1,349 on 31 Dec 25 Category Hybrid - Hybrid Equity AMC BOI AXA Investment Mngrs Private Ltd Rating Risk Moderately High Expense Ratio 2.27 Sharpe Ratio -0.29 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹15,099 31 Jan 23 ₹14,650 31 Jan 24 ₹20,648 31 Jan 25 ₹22,842 31 Jan 26 ₹24,240 Returns for BOI AXA Mid and Small Cap Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 1.4% 3 Month -0.3% 6 Month 2.4% 1 Year 15.2% 3 Year 18.8% 5 Year 18.4% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2024 -0.9% 2023 25.8% 2022 33.7% 2021 -4.8% 2020 54.5% 2019 31.1% 2018 -4.7% 2017 -14.2% 2016 47.1% 2015 Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund
Name Since Tenure Alok Singh 16 Feb 17 8.96 Yr. Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 14.93% Equity 71.7% Debt 13.38% Equity Sector Allocation
Sector Value Basic Materials 16.1% Financial Services 15.09% Industrials 13.85% Health Care 9.77% Consumer Cyclical 8.98% Technology 3.72% Consumer Defensive 2.75% Utility 0.94% Energy 0.47% Real Estate 0.02% Debt Sector Allocation
Sector Value Cash Equivalent 10.12% Government 9.58% Corporate 8.61% Credit Quality
Rating Value AA 0.7% AAA 99.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Hindustan Copper Ltd (Basic Materials)
Equity, Since 31 Oct 24 | HINDCOPPER4% ₹49 Cr 708,412
↓ -392,588 Indian Bank (Financial Services)
Equity, Since 31 Aug 23 | INDIANB3% ₹46 Cr 505,000 Abbott India Ltd (Healthcare)
Equity, Since 31 Jan 23 | ABBOTINDIA3% ₹36 Cr 13,000
↑ 4,000 UNO Minda Ltd (Consumer Cyclical)
Equity, Since 31 Jul 19 | UNOMINDA3% ₹35 Cr 294,000
↓ -20,000 PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5433903% ₹33 Cr 202,000 Jindal Stainless Ltd (Basic Materials)
Equity, Since 30 Sep 21 | JSL2% ₹33 Cr 400,000
↓ -166,000 Bank of Maharashtra (Financial Services)
Equity, Since 31 May 24 | MAHABANK2% ₹30 Cr 4,641,000 Housing & Urban Development Corp Ltd (Financial Services)
Equity, Since 31 May 24 | 5405302% ₹30 Cr 1,580,000 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jul 25 | GLENMARK2% ₹30 Cr 150,000 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 24 | BDL2% ₹30 Cr 196,000 3. JM Equity Hybrid Fund
JM Equity Hybrid Fund
Growth Launch Date 1 Apr 95 NAV (17 Feb 26) ₹118.369 ↑ 0.23 (0.20 %) Net Assets (Cr) ₹785 on 31 Dec 25 Category Hybrid - Hybrid Equity AMC JM Financial Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 2.3 Sharpe Ratio -0.65 Information Ratio 0.64 Alpha Ratio -11.83 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹12,731 31 Jan 23 ₹13,411 31 Jan 24 ₹19,573 31 Jan 25 ₹21,726 31 Jan 26 ₹22,012 Returns for JM Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month -0.5% 3 Month -3.5% 6 Month 0.8% 1 Year 6.3% 3 Year 17.5% 5 Year 14.8% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.1% 2023 27% 2022 33.8% 2021 8.1% 2020 22.9% 2019 30.5% 2018 -8.1% 2017 1.7% 2016 18.5% 2015 3% Fund Manager information for JM Equity Hybrid Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 1.33 Yr. Asit Bhandarkar 31 Dec 21 4.09 Yr. Ruchi Fozdar 4 Oct 24 1.33 Yr. Deepak Gupta 11 Apr 25 0.81 Yr. Data below for JM Equity Hybrid Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 8.79% Equity 72.79% Debt 18.42% Equity Sector Allocation
Sector Value Financial Services 25.96% Technology 12.56% Industrials 10.21% Consumer Cyclical 9.98% Health Care 4.26% Communication Services 3.8% Basic Materials 3.64% Consumer Defensive 2.36% Real Estate 0.03% Debt Sector Allocation
Sector Value Corporate 15.78% Government 9.02% Cash Equivalent 2.4% Credit Quality
Rating Value AA 9.56% AAA 90.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | UJJIVANSFB5% ₹36 Cr 5,474,365
↓ -500,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 May 25 | MCX5% ₹35 Cr 139,380 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK4% ₹33 Cr 350,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 21 | LT4% ₹31 Cr 78,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL4% ₹29 Cr 145,246 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | BAJFINANCE4% ₹27 Cr 285,040 6.48% Gs 2035
Sovereign Bonds | -3% ₹20 Cr 2,075,000
↓ -200,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Dec 23 | TECHM3% ₹20 Cr 113,000 Coforge Ltd (Technology)
Equity, Since 31 May 25 | COFORGE3% ₹19 Cr 116,000
↓ -9,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 25 | VEDL3% ₹19 Cr 280,000 4. UTI Hybrid Equity Fund
UTI Hybrid Equity Fund
Growth Launch Date 2 Jan 95 NAV (17 Feb 26) ₹416.708 ↑ 0.97 (0.23 %) Net Assets (Cr) ₹6,758 on 31 Dec 25 Category Hybrid - Hybrid Equity AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 0.08 Information Ratio 1.51 Alpha Ratio -2.19 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,110 31 Jan 23 ₹13,641 31 Jan 24 ₹17,450 31 Jan 25 ₹20,086 31 Jan 26 ₹21,499 Returns for UTI Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0% 3 Month 0.2% 6 Month 4.4% 1 Year 10.9% 3 Year 16.3% 5 Year 14.6% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.4% 2023 19.7% 2022 25.5% 2021 5.6% 2020 30.5% 2019 13.2% 2018 2.5% 2017 -5.6% 2016 25.7% 2015 8.8% Fund Manager information for UTI Hybrid Equity Fund
Name Since Tenure V Srivatsa 24 Sep 09 16.36 Yr. Sunil Patil 5 Feb 18 7.99 Yr. Jaydeep Bhowal 3 Nov 25 0.24 Yr. Data below for UTI Hybrid Equity Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 3.59% Equity 72.04% Debt 24.37% Equity Sector Allocation
Sector Value Financial Services 21.57% Technology 8.37% Consumer Cyclical 6.59% Industrials 6.48% Energy 5.96% Basic Materials 5.28% Consumer Defensive 4.52% Health Care 4.39% Communication Services 4.37% Real Estate 2.86% Utility 1.66% Debt Sector Allocation
Sector Value Government 16.84% Corporate 9.05% Cash Equivalent 2.07% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK6% ₹374 Cr 4,027,946 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 10 | ICICIBANK5% ₹301 Cr 2,218,644 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY4% ₹274 Cr 1,667,495 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 19 | RELIANCE3% ₹186 Cr 1,336,366
↓ -82,222 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 12 | LT2% ₹163 Cr 413,309
↑ 39,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | VEDL2% ₹158 Cr 2,325,494
↓ -235,080 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 06 | ITC2% ₹158 Cr 4,904,969 Wipro Ltd (Technology)
Equity, Since 30 Jun 24 | WIPRO2% ₹138 Cr 5,840,657
↑ 200,000 7.32% Gs 2030
Sovereign Bonds | -2% ₹124 Cr 1,200,000,000 6.48% Gs 2035
Sovereign Bonds | -2% ₹124 Cr 1,260,260,000
↑ 460,260,000 5. Bandhan Hybrid Equity Fund
Bandhan Hybrid Equity Fund
Growth Launch Date 30 Dec 16 NAV (17 Feb 26) ₹27.134 ↑ 0.06 (0.21 %) Net Assets (Cr) ₹1,576 on 31 Dec 25 Category Hybrid - Hybrid Equity AMC IDFC Asset Management Company Limited Rating Risk Moderately High Expense Ratio 2.35 Sharpe Ratio 0.17 Information Ratio 0.62 Alpha Ratio -1.32 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹12,888 31 Jan 23 ₹12,821 31 Jan 24 ₹15,921 31 Jan 25 ₹17,745 31 Jan 26 ₹19,939 Returns for Bandhan Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 1.1% 3 Month 0.5% 6 Month 5.2% 1 Year 18.2% 3 Year 16.2% 5 Year 13.4% 10 Year 15 Year Since launch 11.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 21% 2022 20.4% 2021 -1.1% 2020 30.8% 2019 13.9% 2018 4.7% 2017 -3.8% 2016 16.2% 2015 Fund Manager information for Bandhan Hybrid Equity Fund
Name Since Tenure Harshal Joshi 28 Jul 21 4.52 Yr. Brijesh Shah 10 Jun 24 1.64 Yr. Prateek Poddar 7 Jun 24 1.65 Yr. Ritika Behera 7 Oct 23 2.32 Yr. Gaurav Satra 7 Jun 24 1.65 Yr. Data below for Bandhan Hybrid Equity Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 4.99% Equity 77.63% Debt 17.38% Equity Sector Allocation
Sector Value Financial Services 22.64% Consumer Cyclical 11.99% Technology 8% Health Care 6.39% Industrials 6.05% Basic Materials 5.97% Consumer Defensive 4.92% Energy 3.96% Utility 3.5% Communication Services 3.01% Real Estate 1.17% Debt Sector Allocation
Sector Value Corporate 9.43% Government 7.95% Cash Equivalent 4.99% Credit Quality
Rating Value AA 4.37% AAA 95.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK6% ₹92 Cr 992,042
↓ -2,027 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 24 | ICICIBANK5% ₹78 Cr 574,500
↑ 109,372 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE4% ₹62 Cr 440,969
↓ -47,022 Tata Capital Limited
Debentures | -3% ₹50 Cr 5,000,000 7.30% Gs 2053
Sovereign Bonds | -3% ₹50 Cr 5,000,000 LIC Housing Finance Ltd
Debentures | -3% ₹45 Cr 4,500,000
↑ 4,500,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN3% ₹45 Cr 416,237
↑ 15,707 Infosys Ltd (Technology)
Equity, Since 31 Jan 17 | INFY3% ₹44 Cr 266,662
↑ 15,696 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | AXISBANK3% ₹43 Cr 316,843
↓ -34,434 NTPC Ltd (Utilities)
Equity, Since 28 Feb 23 | NTPC2% ₹39 Cr 1,090,788
↑ 39,365 6. Sundaram Equity Hybrid Fund
Sundaram Equity Hybrid Fund
Growth Launch Date 23 Jun 00 NAV (31 Dec 21) ₹135.137 ↑ 0.78 (0.58 %) Net Assets (Cr) ₹1,954 on 30 Nov 21 Category Hybrid - Hybrid Equity AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 2.64 Information Ratio -0.12 Alpha Ratio 5.81 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 Returns for Sundaram Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 1.8% 3 Month 0.5% 6 Month 10.5% 1 Year 27.1% 3 Year 16% 5 Year 14.2% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Equity Hybrid Fund
Name Since Tenure Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. DSP Equity and Bond Fund
DSP Equity and Bond Fund
Growth Launch Date 27 May 99 NAV (17 Feb 26) ₹359.361 ↑ 0.77 (0.22 %) Net Assets (Cr) ₹12,162 on 31 Dec 25 Category Hybrid - Hybrid Equity AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio 0.11 Information Ratio 0.89 Alpha Ratio -1.67 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹12,274 31 Jan 23 ₹11,963 31 Jan 24 ₹15,299 31 Jan 25 ₹17,607 31 Jan 26 ₹18,628 Returns for DSP Equity and Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.1% 3 Month -1.2% 6 Month 1.6% 1 Year 9.6% 3 Year 15.6% 5 Year 11.8% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.8% 2023 17.7% 2022 25.3% 2021 -2.7% 2020 24.2% 2019 17% 2018 14.2% 2017 -5.1% 2016 27.6% 2015 8.3% Fund Manager information for DSP Equity and Bond Fund
Name Since Tenure Abhishek Singh 1 Mar 24 1.92 Yr. Shantanu Godambe 1 Aug 24 1.5 Yr. Data below for DSP Equity and Bond Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 4.28% Equity 68.63% Debt 27.09% Other 0.01% Equity Sector Allocation
Sector Value Financial Services 30.66% Consumer Cyclical 8.39% Health Care 8.22% Consumer Defensive 5.97% Technology 4.47% Utility 4.45% Basic Materials 2.74% Energy 1.52% Communication Services 1.39% Industrials 0.83% Debt Sector Allocation
Sector Value Government 17.15% Corporate 11.01% Cash Equivalent 3.2% Credit Quality
Rating Value AA 14.29% AAA 85.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK8% ₹944 Cr 10,157,436
↑ 1,616,272 6.90% Gs 2065
Sovereign Bonds | -5% ₹645 Cr 67,500,000
↑ 5,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK5% ₹617 Cr 4,555,949 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | AXISBANK4% ₹526 Cr 3,838,487 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | M&M4% ₹452 Cr 1,317,286 Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY4% ₹434 Cr 2,642,116 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 24 | ITC3% ₹384 Cr 11,930,885
↑ 926,661 NTPC Ltd (Utilities)
Equity, Since 30 Jun 25 | NTPC3% ₹364 Cr 10,222,039 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | MOTHERSON3% ₹359 Cr 31,801,866 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 24 | KOTAKBANK3% ₹326 Cr 7,990,030 8. Kotak Equity Hybrid Fund
Kotak Equity Hybrid Fund
Growth Launch Date 3 Nov 14 NAV (17 Feb 26) ₹64.137 ↑ 0.17 (0.26 %) Net Assets (Cr) ₹8,509 on 31 Dec 25 Category Hybrid - Hybrid Equity AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.78 Sharpe Ratio -0.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹12,883 31 Jan 23 ₹13,259 31 Jan 24 ₹16,303 31 Jan 25 ₹18,814 31 Jan 26 ₹20,137 Returns for Kotak Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 2.3% 3 Month 0.3% 6 Month 3.2% 1 Year 14.7% 3 Year 15.5% 5 Year 13.6% 10 Year 15 Year Since launch 12.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.1% 2023 21.7% 2022 20.1% 2021 5% 2020 28.9% 2019 15.4% 2018 14.1% 2017 -6.2% 2016 23.2% 2015 11% Fund Manager information for Kotak Equity Hybrid Fund
Name Since Tenure Abhishek Bisen 4 Jun 09 16.67 Yr. Atul Bhole 22 Jan 24 2.03 Yr. Data below for Kotak Equity Hybrid Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 7.78% Equity 79.42% Debt 12.8% Equity Sector Allocation
Sector Value Financial Services 26.55% Industrials 11.15% Technology 9.84% Basic Materials 8.75% Consumer Cyclical 7.96% Health Care 6.49% Communication Services 3.13% Consumer Defensive 1.96% Energy 1.5% Real Estate 1.34% Utility 0.75% Debt Sector Allocation
Sector Value Government 10.44% Cash Equivalent 7.49% Corporate 2.65% Credit Quality
Rating Value AA 10.63% AAA 89.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 11 | HDFCBANK4% ₹362 Cr 3,891,624 GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Sep 24 | GVT&D4% ₹296 Cr 917,501 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Mar 24 | FORTIS3% ₹273 Cr 3,201,167
↑ 213,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 25 | SBIN3% ₹259 Cr 2,400,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | 5433203% ₹255 Cr 9,329,208 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jul 25 | CHOLAFIN3% ₹239 Cr 1,467,811
↑ 100,000 7.34% Gs 2064
Sovereign Bonds | -3% ₹237 Cr 24,000,000
↓ -3,799,600 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | BAJFINANCE3% ₹232 Cr 2,490,321 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Sep 24 | ULTRACEMCO3% ₹228 Cr 179,764 Infosys Ltd (Technology)
Equity, Since 30 Apr 10 | INFY2% ₹195 Cr 1,185,372
ٹیکس کے مضمرات
اوسطاً 65% یا اس سے زیادہ کی ایکویٹی ایکسپوژر والے تمام میوچل فنڈز کو ٹیکس کے مقصد کے لیے ایکویٹی اثاثہ کلاس سمجھا جاتا ہے۔ تو مختصر مدتکیپٹل گینز یعنی ایکویٹی اورینٹڈ بیلنس کے ایک سال کے ساتھ بک کیے گئے منافعوں پر 15% ٹیکس لگایا جاتا ہے۔ اگر یہ فنڈز 12 مہینوں سے زیادہ مدت کے لیے رکھے جاتے ہیں، تو ان کے طویل مدتی کیپٹل گین پر 10% ٹیکس لگایا جاتا ہے اگر منافع روپے سے زیادہ بک کیا جاتا ہے۔ 1 لاکھ (2018 کے تازہ ترین بجٹ کے مطابق)۔
قرض پر مبنی ہائبرڈ فنڈز کے لیے ٹیکس 20% ہے جس میں انڈیکسیشن فائدہ ہوتا ہے جیسا کہ کسی دوسرے قرض کے آلے کی صورت میں ہولڈنگ 3 سال یا اس سے اوپر ہے۔ قلیل مدتی ٹیکس کی معمولی شرح پر ٹیکس لگایا جاتا ہے (ٹیکس سلیب کے مطابق)۔
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Research Highlights for ICICI Prudential Equity and Debt Fund