+91-22-48913909Best Direct Plans in Hybrid Mutual Funds
Direct plans are gaining a huge popularity amongst new investors due to its unique features and benefits. Direct plans and regular plans, are not a different scheme, in fact, they are a variant of a mutual fund scheme. While regular plans have been in the option for many years, the first direct plan got introduced in the year 2013.
Investors who want to invest in a hybrid fund by opting direct plans, here’s a glimpse of what are direct funds, a brief understanding of hybrid funds, along with some of the best direct pans hybrid funds.
Why Direct Plans are Gaining Popularity?
Unlike regular funds, direct funds are available through limited channels like from a mutual fund company, RTAs such as Karvy/CAMS, limited third party securities intermediaries, and authorized local representatives of the fund house. Investors who can independently invest and track their investments without a help of an advisor or a mediator can invest in direct plans from the fund house.
In direct funds, there are no expense charges like regular funds. As there are no distributor charges/ transaction chargers, etc., the expense ratio of direct plans is less. This effect on returns too. As the expense ratio of a direct mutual fund is less, the returns it can be slightly higher than regular plans- about 0.5 percent to 1.5 percent higher. This is one of the reasons why investors are opting for direct funds.
Ideally, an investor who has an experience of mutual fund investment and a fair knowledge about Market movements should prefer for direct plans. Moreover, experienced who don’t need any advice over investment or can manage their direct mutual fund investments alone can opt for this option.
Understanding Hybrid Mutual Funds
Hybrid Funds, also known as Balanced Fund, are a type of Mutual Funds that act as a combination of equity and Debt fund. These funds allow an investor to invest in both equity and debt markets in certain proportions. The proportion of mutual fund investment in these funds is either pre-determined or may vary over a period of time.
Hybrid mutual funds are one of the Best Investment Plan as they not only allow investors to enjoy Capital growth, but also get fixed Income at regular intervals.
Balanced funds are less volatile. They offer the best of both equity and debt funds ensuring higher return through equity component and stability through the debt component.
These funds help in balancing the Portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by Investing in a balanced mutual fund.
Hybrid funds also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.
Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a Fixed Income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.
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Best Direct Plans in Hybrid Funds or Balanced Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) UTI Wealth Builder Fund - Direct Growth ₹88.7761
↑ 0.54 ₹6,551 6.6 7 11.1 21.3 16.2 12.4 JM Balanced Fund - Direct Growth ₹138.702
↑ 1.01 ₹811 1.2 -1.1 -1.9 19.8 18.5 -1.6 Edelweiss Prudent Advantage Fund - Direct Growth ₹75.94
↑ 0.48 ₹3,413 3.5 2.6 6.6 18.9 18.6 7.6 UTI Balanced Fund - Direct Growth ₹455.382
↑ 2.49 ₹6,718 5.7 3.6 6.4 17.7 17.9 7.1 BNP Paribas Balanced Fund - Direct Growth ₹32.9598
↑ 0.23 ₹1,276 4 2.5 4.4 16.4 15.7 5.3 Axis Dynamic Equity Fund - Direct Growth ₹24.41
↑ 0.12 ₹3,810 4.7 4 7.5 16.2 13.2 8.2 Franklin India Balanced Fund - Direct Growth ₹317.694
↑ 2.03 ₹2,355 3.2 1.8 4.4 15.8 15.5 4.7 Edelweiss Equity Savings Advantage Fund - Direct Growth ₹29.037
↑ 0.07 ₹1,106 2.6 4.2 8.7 12.6 11.1 9 UTI SPREAD Fund - Direct Growth ₹38.4982
↑ 0.02 ₹10,720 1.7 3.2 7 7.7 6.4 7.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jan 26 Research Highlights & Commentary of 9 Funds showcased
Commentary UTI Wealth Builder Fund - Direct JM Balanced Fund - Direct Edelweiss Prudent Advantage Fund - Direct UTI Balanced Fund - Direct BNP Paribas Balanced Fund - Direct Axis Dynamic Equity Fund - Direct Franklin India Balanced Fund - Direct Edelweiss Equity Savings Advantage Fund - Direct UTI SPREAD Fund - Direct Point 1 Upper mid AUM (₹6,551 Cr). Bottom quartile AUM (₹811 Cr). Lower mid AUM (₹3,413 Cr). Top quartile AUM (₹6,718 Cr). Bottom quartile AUM (₹1,276 Cr). Upper mid AUM (₹3,810 Cr). Lower mid AUM (₹2,355 Cr). Bottom quartile AUM (₹1,106 Cr). Highest AUM (₹10,720 Cr). Point 2 Oldest track record among peers (13 yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (8+ yrs). Established history (8+ yrs). Established history (13+ yrs). Established history (11+ yrs). Established history (12+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately Low. Point 5 5Y return: 16.19% (upper mid). 5Y return: 18.46% (top quartile). 5Y return: 18.59% (top quartile). 5Y return: 17.89% (upper mid). 5Y return: 15.71% (lower mid). 5Y return: 13.19% (bottom quartile). 5Y return: 15.45% (lower mid). 5Y return: 11.09% (bottom quartile). 5Y return: 6.45% (bottom quartile). Point 6 3Y return: 21.27% (top quartile). 3Y return: 19.76% (top quartile). 3Y return: 18.94% (upper mid). 3Y return: 17.71% (upper mid). 3Y return: 16.36% (lower mid). 3Y return: 16.19% (lower mid). 3Y return: 15.84% (bottom quartile). 3Y return: 12.59% (bottom quartile). 3Y return: 7.70% (bottom quartile). Point 7 1Y return: 11.05% (top quartile). 1Y return: -1.94% (bottom quartile). 1Y return: 6.63% (lower mid). 1Y return: 6.36% (lower mid). 1Y return: 4.42% (bottom quartile). 1Y return: 7.53% (upper mid). 1Y return: 4.36% (bottom quartile). 1Y return: 8.67% (top quartile). 1Y return: 7.03% (upper mid). Point 8 1M return: 0.91% (upper mid). 1M return: -0.91% (bottom quartile). 1M return: 1.12% (top quartile). 1M return: 1.36% (top quartile). 1M return: 0.57% (bottom quartile). 1M return: 0.91% (lower mid). 1M return: 0.48% (bottom quartile). 1M return: 0.99% (upper mid). 1M return: 0.63% (lower mid). Point 9 Alpha: 0.00 (top quartile). Alpha: -7.52 (bottom quartile). Alpha: 1.15 (top quartile). Alpha: -1.30 (bottom quartile). Alpha: -2.44 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: -0.44 (lower mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Point 10 Sharpe: 0.62 (upper mid). Sharpe: -0.42 (bottom quartile). Sharpe: 0.29 (upper mid). Sharpe: 0.06 (lower mid). Sharpe: -0.04 (bottom quartile). Sharpe: 0.24 (lower mid). Sharpe: 0.04 (bottom quartile). Sharpe: 0.98 (top quartile). Sharpe: 2.60 (top quartile). UTI Wealth Builder Fund - Direct
JM Balanced Fund - Direct
Edelweiss Prudent Advantage Fund - Direct
UTI Balanced Fund - Direct
BNP Paribas Balanced Fund - Direct
Axis Dynamic Equity Fund - Direct
Franklin India Balanced Fund - Direct
Edelweiss Equity Savings Advantage Fund - Direct
UTI SPREAD Fund - Direct
The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. Below is the key information for UTI Wealth Builder Fund - Direct Returns up to 1 year are on To provide steady current income as well as long term growth of capital. Research Highlights for JM Balanced Fund - Direct Below is the key information for JM Balanced Fund - Direct Returns up to 1 year are on The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds.
However, there is no assurance that the investment objective of the Scheme will be realized. Research Highlights for Edelweiss Prudent Advantage Fund - Direct Below is the key information for Edelweiss Prudent Advantage Fund - Direct Returns up to 1 year are on The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation. Research Highlights for UTI Balanced Fund - Direct Below is the key information for UTI Balanced Fund - Direct Returns up to 1 year are on The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns Research Highlights for BNP Paribas Balanced Fund - Direct Below is the key information for BNP Paribas Balanced Fund - Direct Returns up to 1 year are on To generate capital appreciation by investing in a portfolio of equity or equity linked securities while secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Axis Dynamic Equity Fund - Direct Below is the key information for Axis Dynamic Equity Fund - Direct Returns up to 1 year are on The fund aims to provide long term capital appreciation and current income by investing in equity and equity related securities and high quality fixed income instruments. Research Highlights for Franklin India Balanced Fund - Direct Below is the key information for Franklin India Balanced Fund - Direct Returns up to 1 year are on "The investment objective of the scheme is to provide capital appreciation and income distribution tothe investors by using equity and equity related instruments, arbitrage opportunities, and investments
in debt and money market instruments" Research Highlights for Edelweiss Equity Savings Advantage Fund - Direct Below is the key information for Edelweiss Equity Savings Advantage Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to provide capital appreciation and dividend distribution through arbitrage opportunities arising out of price differences between the cash and derivative market by investing predominantly in equity and equity-related securities, derivatives and the balance portion in debt securities. However, there can be no assurance that the investment objective of the scheme will be realised. Research Highlights for UTI SPREAD Fund - Direct Below is the key information for UTI SPREAD Fund - Direct Returns up to 1 year are on 1. UTI Wealth Builder Fund - Direct
UTI Wealth Builder Fund - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jan 26) ₹88.7761 ↑ 0.54 (0.61 %) Net Assets (Cr) ₹6,551 on 30 Nov 25 Category Hybrid - Multi Asset AMC UTI Asset Management Company Ltd Rating Risk Moderately High Expense Ratio 0.64 Sharpe Ratio 0.62 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹11,269 31 Dec 22 ₹11,871 31 Dec 23 ₹15,457 31 Dec 24 ₹18,842 31 Dec 25 ₹21,182 Returns for UTI Wealth Builder Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26 Duration Returns 1 Month 0.9% 3 Month 6.6% 6 Month 7% 1 Year 11.1% 3 Year 21.3% 5 Year 16.2% 10 Year 15 Year Since launch 10.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.4% 2023 21.9% 2022 30.2% 2021 5.3% 2020 12.7% 2019 14% 2018 4.8% 2017 0.5% 2016 18.2% 2015 8% Fund Manager information for UTI Wealth Builder Fund - Direct
Name Since Tenure Sharwan Kumar Goyal 12 Nov 21 4.05 Yr. Jaydeep Bhowal 1 Oct 24 1.17 Yr. Data below for UTI Wealth Builder Fund - Direct as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 7.73% Equity 68.27% Debt 11.82% Other 12.18% Equity Sector Allocation
Sector Value Financial Services 16.04% Technology 11.92% Consumer Defensive 9.37% Consumer Cyclical 7.68% Basic Materials 6.16% Industrials 5.61% Health Care 4.33% Energy 3.13% Communication Services 3.08% Real Estate 3% Debt Sector Allocation
Sector Value Government 9.04% Cash Equivalent 7.72% Corporate 2.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity UTI Gold ETF
- | -12% ₹805 Cr 76,018,936 Infosys Ltd (Technology)
Equity, Since 31 Mar 24 | INFY3% ₹177 Cr 1,132,192
↑ 115,255 ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 22 | ITC3% ₹172 Cr 4,253,690
↑ 83,865 Asian Paints Ltd (Basic Materials)
Equity, Since 31 Oct 24 | ASIANPAINT2% ₹151 Cr 524,991
↑ 28,672 State Bank of India (Financial Services)
Equity, Since 31 Oct 25 | SBIN2% ₹149 Cr 1,519,927
↑ 157,362 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL2% ₹142 Cr 677,566
↓ -10,759 Nestle India Ltd (Consumer Defensive)
Equity, Since 29 Feb 24 | NESTLEIND2% ₹141 Cr 1,119,520
↑ 73,323 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | HDFCBANK2% ₹137 Cr 1,364,459
↓ -4,163 Tata Consultancy Services Ltd (Technology)
Equity, Since 29 Feb 24 | TCS2% ₹135 Cr 431,841 Coal India Ltd (Energy)
Equity, Since 31 Oct 22 | COALINDIA2% ₹126 Cr 3,341,545
↑ 606,406 2. JM Balanced Fund - Direct
JM Balanced Fund - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jan 26) ₹138.702 ↑ 1.01 (0.74 %) Net Assets (Cr) ₹811 on 30 Nov 25 Category Hybrid - Hybrid Equity AMC JM Financial Asset Management Limited Rating Risk Moderately High Expense Ratio 0.63 Sharpe Ratio -0.42 Information Ratio 1.03 Alpha Ratio -7.52 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,391 31 Dec 22 ₹13,522 31 Dec 23 ₹18,317 31 Dec 24 ₹23,680 31 Dec 25 ₹23,313 Returns for JM Balanced Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26 Duration Returns 1 Month -0.9% 3 Month 1.2% 6 Month -1.1% 1 Year -1.9% 3 Year 19.8% 5 Year 18.5% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 -1.6% 2023 29.3% 2022 35.5% 2021 9.1% 2020 23.9% 2019 31.5% 2018 -6.8% 2017 2.5% 2016 18.6% 2015 3.8% Fund Manager information for JM Balanced Fund - Direct
Name Since Tenure Satish Ramanathan 1 Oct 24 1.17 Yr. Asit Bhandarkar 31 Dec 21 3.92 Yr. Ruchi Fozdar 4 Oct 24 1.16 Yr. Deepak Gupta 11 Apr 25 0.64 Yr. Data below for JM Balanced Fund - Direct as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 0.64% Equity 76.46% Debt 22.89% Equity Sector Allocation
Sector Value Financial Services 24.23% Technology 15.93% Industrials 14.08% Consumer Cyclical 8.66% Basic Materials 5.56% Communication Services 3.76% Health Care 3.14% Consumer Defensive 1.1% Debt Sector Allocation
Sector Value Corporate 12.59% Government 10.31% Cash Equivalent 0.64% Credit Quality
Rating Value AA 8.7% AAA 91.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK4% ₹35 Cr 350,000 Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | UJJIVANSFB4% ₹33 Cr 5,974,365
↑ 23,500 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 21 | LT4% ₹32 Cr 78,000
↑ 10,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL4% ₹31 Cr 145,246 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 May 25 | MCX4% ₹30 Cr 29,676
↓ -1,000 Coforge Ltd (Technology)
Equity, Since 31 May 25 | COFORGE4% ₹28 Cr 149,000
↑ 44,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | BAJFINANCE3% ₹27 Cr 265,040
↓ -10,000 Waaree Energies Ltd (Technology)
Equity, Since 31 May 25 | 5442773% ₹24 Cr 77,000 6.48% Govt Stock 2035
Sovereign Bonds | -3% ₹23 Cr 2,275,000
↑ 200,000 One97 Communications Ltd (Technology)
Equity, Since 30 Jun 25 | 5433963% ₹22 Cr 170,000 3. Edelweiss Prudent Advantage Fund - Direct
Edelweiss Prudent Advantage Fund - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jan 26) ₹75.94 ↑ 0.48 (0.64 %) Net Assets (Cr) ₹3,413 on 30 Nov 25 Category Hybrid - Multi Asset AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 0.37 Sharpe Ratio 0.29 Information Ratio 2.01 Alpha Ratio 1.15 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,945 31 Dec 22 ₹13,908 31 Dec 23 ₹17,761 31 Dec 24 ₹21,703 31 Dec 25 ₹23,354 Returns for Edelweiss Prudent Advantage Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26 Duration Returns 1 Month 1.1% 3 Month 3.5% 6 Month 2.6% 1 Year 6.6% 3 Year 18.9% 5 Year 18.6% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 22.2% 2022 27.7% 2021 7.4% 2020 29.5% 2019 14.5% 2018 12.1% 2017 0.8% 2016 26.8% 2015 0.6% Fund Manager information for Edelweiss Prudent Advantage Fund - Direct
Name Since Tenure Dhawal Dalal 22 Sep 25 0.19 Yr. Bhavesh Jain 14 Oct 15 10.14 Yr. Bharat Lahoti 1 Oct 21 4.17 Yr. Rahul Dedhia 1 Jul 24 1.42 Yr. Pranavi Kulkarni 1 Aug 24 1.33 Yr. Data below for Edelweiss Prudent Advantage Fund - Direct as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 13.65% Equity 78.09% Debt 8.25% Equity Sector Allocation
Sector Value Financial Services 25.2% Consumer Cyclical 10.45% Health Care 7.7% Technology 6.28% Industrials 5.7% Basic Materials 5.6% Communication Services 4.59% Energy 4.16% Consumer Defensive 3.57% Utility 2.75% Real Estate 0.89% Debt Sector Allocation
Sector Value Cash Equivalent 13.65% Corporate 7.63% Government 0.63% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | ICICIBANK6% ₹191 Cr 1,373,985 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 15 | HDFCBANK5% ₹158 Cr 1,569,936 National Bank For Agriculture And Rural Development
Debentures | -4% ₹140 Cr 14,000,000
↓ -5,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL4% ₹123 Cr 583,607
↑ 87,753 State Bank of India (Financial Services)
Equity, Since 30 Jun 15 | SBIN3% ₹109 Cr 1,116,240
↑ 262,526 Infosys Ltd (Technology)
Equity, Since 31 May 15 | INFY3% ₹96 Cr 616,103 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 20 | RELIANCE3% ₹94 Cr 601,184
↑ 122,156 NTPC Ltd (Utilities)
Equity, Since 30 Nov 21 | NTPC2% ₹82 Cr 2,497,975
↑ 544,402 Aditya Birla Capital Limited
Debentures | -2% ₹76 Cr 7,500,000 Hdb Financial Services Limited
Debentures | -2% ₹76 Cr 7,500,000 4. UTI Balanced Fund - Direct
UTI Balanced Fund - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jan 26) ₹455.382 ↑ 2.49 (0.55 %) Net Assets (Cr) ₹6,718 on 30 Nov 25 Category Hybrid - Hybrid Equity AMC UTI Asset Management Company Ltd Rating Risk Moderately High Expense Ratio 1.25 Sharpe Ratio 0.06 Information Ratio 1.72 Alpha Ratio -1.3 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,132 31 Dec 22 ₹13,957 31 Dec 23 ₹17,619 31 Dec 24 ₹21,222 31 Dec 25 ₹22,731 Returns for UTI Balanced Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26 Duration Returns 1 Month 1.4% 3 Month 5.7% 6 Month 3.6% 1 Year 6.4% 3 Year 17.7% 5 Year 17.9% 10 Year 15 Year Since launch 13.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 20.5% 2022 26.2% 2021 6.3% 2020 31.3% 2019 14.1% 2018 3.1% 2017 -4.9% 2016 26.6% 2015 9.4% Fund Manager information for UTI Balanced Fund - Direct
Name Since Tenure V Srivatsa 24 Sep 09 16.2 Yr. Sunil Patil 5 Feb 18 7.82 Yr. Jaydeep Bhowal 3 Nov 25 0.08 Yr. Data below for UTI Balanced Fund - Direct as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 1.73% Equity 72.96% Debt 25.31% Equity Sector Allocation
Sector Value Financial Services 21.59% Technology 8.04% Consumer Cyclical 7.64% Industrials 6.73% Energy 6.16% Consumer Defensive 5.07% Basic Materials 4.97% Communication Services 4.33% Health Care 4.25% Real Estate 2.71% Utility 1.46% Debt Sector Allocation
Sector Value Government 18.68% Corporate 6.4% Cash Equivalent 1.96% Credit Quality
Rating Value AA 0.47% AAA 99.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK6% ₹406 Cr 4,027,946 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 10 | ICICIBANK5% ₹308 Cr 2,218,644
↓ -40,000 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY4% ₹270 Cr 1,729,346
↑ 30,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 19 | RELIANCE3% ₹222 Cr 1,418,588 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 06 | ITC3% ₹198 Cr 4,904,969 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 12 | LT2% ₹152 Cr 374,309 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | VEDL2% ₹141 Cr 2,675,574
↓ -145,000 Wipro Ltd (Technology)
Equity, Since 30 Jun 24 | WIPRO2% ₹136 Cr 5,440,657 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹125 Cr 1,200,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -2% ₹124 Cr 1,250,000,000
↑ 250,000,000 5. BNP Paribas Balanced Fund - Direct
BNP Paribas Balanced Fund - Direct
Growth Launch Date 7 Apr 17 NAV (02 Jan 26) ₹32.9598 ↑ 0.23 (0.70 %) Net Assets (Cr) ₹1,276 on 30 Nov 25 Category Hybrid - Hybrid Equity AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating Risk Moderately High Expense Ratio 0.52 Sharpe Ratio -0.04 Information Ratio 1.15 Alpha Ratio -2.44 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,430 31 Dec 22 ₹13,187 31 Dec 23 ₹16,224 31 Dec 24 ₹19,668 31 Dec 25 ₹20,708 Returns for BNP Paribas Balanced Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26 Duration Returns 1 Month 0.6% 3 Month 4% 6 Month 2.5% 1 Year 4.4% 3 Year 16.4% 5 Year 15.7% 10 Year 15 Year Since launch 14.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.3% 2023 21.2% 2022 23% 2021 6.1% 2020 24.3% 2019 16.8% 2018 18% 2017 2% 2016 2015 Fund Manager information for BNP Paribas Balanced Fund - Direct
Name Since Tenure Jitendra Sriram 16 Jun 22 3.46 Yr. Gurvinder Wasan 21 Oct 24 1.11 Yr. Pratish Krishnan 14 Mar 22 3.72 Yr. Data below for BNP Paribas Balanced Fund - Direct as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 2.86% Equity 72.52% Debt 24.62% Equity Sector Allocation
Sector Value Financial Services 22.39% Industrials 11.71% Consumer Cyclical 9.09% Technology 7.53% Energy 6.61% Consumer Defensive 4.98% Basic Materials 4.04% Health Care 2.89% Communication Services 2.22% Utility 0.69% Real Estate 0.38% Debt Sector Allocation
Sector Value Corporate 12.54% Government 11.62% Cash Equivalent 3.32% Credit Quality
Rating Value AA 22.31% AAA 77.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | HDFCBANK6% ₹82 Cr 810,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK6% ₹74 Cr 531,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 21 | RELIANCE5% ₹65 Cr 414,000
↓ -9,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 21 | LT4% ₹55 Cr 135,000 Hitachi Energy India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | POWERINDIA3% ₹42 Cr 18,900
↓ -900 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 23 | KOTAKBANK2% ₹29 Cr 135,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 21 | ITC2% ₹28 Cr 702,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 19 | BHARTIARTL2% ₹28 Cr 135,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 17 | INFY2% ₹27 Cr 171,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 20 | TCS2% ₹23 Cr 72,000 6. Axis Dynamic Equity Fund - Direct
Axis Dynamic Equity Fund - Direct
Growth Launch Date 1 Aug 17 NAV (02 Jan 26) ₹24.41 ↑ 0.12 (0.49 %) Net Assets (Cr) ₹3,810 on 30 Nov 25 Category Hybrid - Dynamic Allocation AMC Axis Asset Management Company Limited Rating Risk Moderately High Expense Ratio 0.84 Sharpe Ratio 0.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹11,723 31 Dec 22 ₹11,829 31 Dec 23 ₹14,367 31 Dec 24 ₹17,096 31 Dec 25 ₹18,491 Returns for Axis Dynamic Equity Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26 Duration Returns 1 Month 0.9% 3 Month 4.7% 6 Month 4% 1 Year 7.5% 3 Year 16.2% 5 Year 13.2% 10 Year 15 Year Since launch 11.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 19% 2022 21.5% 2021 0.9% 2020 17.2% 2019 11.4% 2018 7.5% 2017 4.5% 2016 2015 Fund Manager information for Axis Dynamic Equity Fund - Direct
Name Since Tenure Devang Shah 5 Apr 24 1.66 Yr. Hardik Shah 31 Jan 22 3.83 Yr. Jayesh Sundar 28 Sep 23 2.18 Yr. Data below for Axis Dynamic Equity Fund - Direct as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 18.57% Equity 58.46% Debt 22.96% Equity Sector Allocation
Sector Value Financial Services 21.62% Technology 9.23% Industrials 7.6% Consumer Cyclical 7.12% Energy 6.73% Health Care 5.03% Consumer Defensive 4.69% Basic Materials 3.51% Utility 2.18% Communication Services 2.15% Real Estate 1.5% Debt Sector Allocation
Sector Value Cash Equivalent 18.62% Corporate 16.09% Government 6.83% Credit Quality
Rating Value AA 28.83% AAA 71.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE6% ₹217 Cr 1,386,051 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | HDFCBANK5% ₹196 Cr 1,949,910 State Bank of India (Financial Services)
Equity, Since 31 May 21 | SBIN5% ₹174 Cr 1,781,305 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY4% ₹138 Cr 885,392
↑ 7,236 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK3% ₹130 Cr 935,586
↑ 27,167 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M3% ₹116 Cr 308,627 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 21 | LT3% ₹101 Cr 249,023
↑ 2,833 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹78 Cr 7,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 22 | BHARTIARTL2% ₹75 Cr 357,259 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Aug 17 | BAJFINANCE2% ₹74 Cr 710,440 7. Franklin India Balanced Fund - Direct
Franklin India Balanced Fund - Direct
Growth Launch Date 1 Jan 13 NAV (02 Jan 26) ₹317.694 ↑ 2.03 (0.64 %) Net Assets (Cr) ₹2,355 on 31 Oct 25 Category Hybrid - Hybrid Equity AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 1.04 Sharpe Ratio 0.04 Information Ratio 1.06 Alpha Ratio -0.44 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹12,503 31 Dec 22 ₹13,223 31 Dec 23 ₹16,383 31 Dec 24 ₹19,478 31 Dec 25 ₹20,398 Returns for Franklin India Balanced Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26 Duration Returns 1 Month 0.5% 3 Month 3.2% 6 Month 1.8% 1 Year 4.4% 3 Year 15.8% 5 Year 15.5% 10 Year 15 Year Since launch 14.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.7% 2023 18.9% 2022 23.9% 2021 5.8% 2020 25% 2019 14.8% 2018 9.1% 2017 -0.4% 2016 22.8% 2015 9.2% Fund Manager information for Franklin India Balanced Fund - Direct
Name Since Tenure Ajay Argal 4 Oct 24 1.16 Yr. Anuj Tagra 7 Mar 24 1.74 Yr. Chandni Gupta 7 Mar 24 1.74 Yr. Sandeep Manam 18 Oct 21 4.12 Yr. Rajasa Kakulavarapu 6 Sep 21 4.24 Yr. Data below for Franklin India Balanced Fund - Direct as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 1.27% Equity 72.34% Debt 26.39% Equity Sector Allocation
Sector Value Financial Services 21.9% Industrials 10.64% Consumer Cyclical 9.66% Technology 5.2% Health Care 4.93% Consumer Defensive 4.02% Communication Services 3.85% Utility 3.77% Basic Materials 3.35% Energy 3.16% Real Estate 1.86% Debt Sector Allocation
Sector Value Corporate 18.59% Government 7.8% Cash Equivalent 1.27% Credit Quality
Rating Value AA 29.11% AAA 70.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK7% ₹171 Cr 1,695,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK5% ₹111 Cr 800,000
↓ -120,000 Jubilant Bevco Limited
Debentures | -4% ₹107 Cr 9,994 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT4% ₹92 Cr 225,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 05 | BHARTIARTL3% ₹82 Cr 388,000 Jubilant Beverages Limited
Debentures | -3% ₹76 Cr 7,150 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE3% ₹75 Cr 480,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | AXISBANK3% ₹72 Cr 560,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY3% ₹69 Cr 440,000 6.9% Govt Stock 2065
Sovereign Bonds | -3% ₹62 Cr 6,521,200
↑ 4,625,000 8. Edelweiss Equity Savings Advantage Fund - Direct
Edelweiss Equity Savings Advantage Fund - Direct
Growth Launch Date 13 Oct 14 NAV (02 Jan 26) ₹29.037 ↑ 0.07 (0.25 %) Net Assets (Cr) ₹1,106 on 30 Nov 25 Category Hybrid - Equity Savings AMC Edelweiss Asset Management Limited Rating Risk Moderately High Expense Ratio 0.59 Sharpe Ratio 0.98 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹11,307 31 Dec 22 ₹11,832 31 Dec 23 ₹13,523 31 Dec 24 ₹15,480 31 Dec 25 ₹16,877
Purchase not allowed Returns for Edelweiss Equity Savings Advantage Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26 Duration Returns 1 Month 1% 3 Month 2.6% 6 Month 4.2% 1 Year 8.7% 3 Year 12.6% 5 Year 11.1% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 14.5% 2022 14.3% 2021 4.6% 2020 13.1% 2019 14.1% 2018 8.1% 2017 4.9% 2016 15.8% 2015 4.9% Fund Manager information for Edelweiss Equity Savings Advantage Fund - Direct
Name Since Tenure Dhawal Dalal 22 Sep 25 0.19 Yr. Bhavesh Jain 1 Oct 21 4.17 Yr. Bharat Lahoti 18 Sep 17 8.21 Yr. Rahul Dedhia 1 Jul 24 1.42 Yr. Pranavi Kulkarni 1 Aug 24 1.33 Yr. Data below for Edelweiss Equity Savings Advantage Fund - Direct as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 61.1% Equity 25.57% Debt 13.3% Other 0.03% Equity Sector Allocation
Sector Value Financial Services 21.93% Basic Materials 10.77% Energy 6.16% Communication Services 5.86% Consumer Cyclical 5.42% Technology 4.83% Industrials 4.56% Health Care 3.43% Consumer Defensive 1.71% Utility 1.42% Real Estate 0.84% Debt Sector Allocation
Sector Value Cash Equivalent 57.34% Corporate 11.31% Government 5.76% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Edelweiss Money Market Dir Gr
Investment Fund | -7% ₹76 Cr 23,697,253 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE5% ₹58 Cr 367,751
↑ 15,000 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK5% ₹52 Cr 512,964
↑ 77,550 Hdb Financial Services Limited
Debentures | -5% ₹50 Cr 5,000,000
↑ 2,500,000 Future on Reliance Industries Ltd
Derivatives | -4% -₹43 Cr 271,000 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK4% ₹39 Cr 281,629
↑ 18,200 Future on HDFC Bank Ltd
Derivatives | -4% -₹39 Cr 384,450
↑ 77,550 Future on UPL Ltd
Derivatives | -3% -₹37 Cr 489,155 UPL Ltd (Basic Materials)
Equity, Since 31 May 25 | UPL3% ₹37 Cr 489,155 Edelweiss Low Duration Dir Gr
Investment Fund | -3% ₹36 Cr 340,264 9. UTI SPREAD Fund - Direct
UTI SPREAD Fund - Direct
Growth Launch Date 23 Jan 13 NAV (02 Jan 26) ₹38.4982 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹10,720 on 30 Nov 25 Category Hybrid - Arbitrage AMC UTI Asset Management Company Ltd Rating Risk Moderately Low Expense Ratio 0.3 Sharpe Ratio 2.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-30 Days (0.5%),30 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,446 31 Dec 22 ₹10,931 31 Dec 23 ₹11,780 31 Dec 24 ₹12,755 31 Dec 25 ₹13,655 Returns for UTI SPREAD Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.2% 1 Year 7% 3 Year 7.7% 5 Year 6.4% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 8.3% 2022 7.8% 2021 4.6% 2020 4.5% 2019 5% 2018 6.7% 2017 6.7% 2016 6.2% 2015 7% Fund Manager information for UTI SPREAD Fund - Direct
Name Since Tenure Amit Sharma 2 Jul 18 7.42 Yr. Sharwan Kumar Goyal 1 Jan 21 4.92 Yr. Data below for UTI SPREAD Fund - Direct as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 97.26% Debt 3.14% Other 0.05% Equity Sector Allocation
Sector Value Financial Services 29.36% Basic Materials 9.32% Consumer Cyclical 8.87% Consumer Defensive 5.63% Industrials 4.57% Health Care 4.09% Technology 4.04% Energy 3.77% Communication Services 2.92% Real Estate 1.95% Utility 1.41% Debt Sector Allocation
Sector Value Cash Equivalent 90.42% Corporate 7.19% Government 2.8% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity UTI Money Market Dir Gr
Investment Fund | -13% ₹1,349 Cr 4,201,929 UTI Liquid Dir Gr
Investment Fund | -5% ₹552 Cr 1,246,509
↑ 735,162 Future on ICICI Bank Ltd
Derivatives | -4% -₹459 Cr 3,290,000
↑ 27,300 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | ICICIBANK4% ₹457 Cr 3,290,000
↑ 27,300 Future on HDFC Bank Ltd
Derivatives | -4% -₹450 Cr 4,442,900
↑ 245,850 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK4% ₹448 Cr 4,442,900
↑ 245,850 Future on Reliance Industries Ltd
Derivatives | -3% -₹356 Cr 2,260,500
↓ -102,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 23 | RELIANCE3% ₹354 Cr 2,260,500
↓ -102,500 Future on Axis Bank Ltd
Derivatives | -3% -₹312 Cr 2,421,875
↓ -140,625 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | AXISBANK3% ₹310 Cr 2,421,875
↓ -140,625
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for UTI Wealth Builder Fund - Direct