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Top 10 Best Direct Mutual Funds to Invest

Updated on August 31, 2025 , 20847 views

Mutual Fund schemes, offer two plans- Regular and Direct. Most of the investors Investing in Mutual Funds usually prefer regular funds, but nevertheless, the interest for direct funds amongst new investors has let to increase in demand. The key Factor that differentiates between both these plans are expense ratio, the direct plan’s expense ratio is less as compared to that of a regular plan.

Direct plans are not separate schemes, but they are a variation of the regular plan with a lower expense ratio. So, an investor who wants to invest in a Mutual Fund can either opt for a regular plan or a direct plan. Ideally, an investor who can independently invest in Mutual Funds without seeking the help of an advisor can invest in direct plans.

Let’s learn more about direct fund investments, along with some of the best direct mutual funds to invest.

Mutual-funds-direct-plans

What are Direct Mutual Funds Investment?

Direct funds are available through a limited number of channels. An investor can mainly invest through the fund house itself, a very few third party securities intermediaries, RTAs such as CAMS/Karvy, and authorized local representatives of the fund house. Mostly, in direct mutual fund investments, no arn (Application Reference Number) is quoted in the investor’s application. Therefore, the commission paid to the investors is very low or sometimes nil. This decreases the cost of customer acquisition for the AMC.

Other than the expense ratio, direct plans are also those where the fund house does not charge distributor expenses/transaction charges/trail fees. The Net Asset Value (NAV) of the mutual fund-direct plan can be higher compared to a regular mutual fund plan.

As the expense ratio of the direct plan is lower, it is said that the investors would get higher returns in comparison to regular plans. A return of about 0.5 percent to 1.5 percent would be higher, depending upon the fund house expense ratio. So, ideally, investors who want to increase their returns by way of reducing the expense ratio can invest in direct mutual fund plans.

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Best Direct Mutual Funds to Invest in India

Here are some of the best direct mutual fund plans based, on- equity & hybrid 3 years returns, debt on 1 year returns, that you can consider while investing.

Best Direct Mutual Fund Plans- Equity Category

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Opportunities Fund - Direct Growth ₹281.073
↑ 3.01
₹7,3763.820.30.629.93039.2
Franklin Build India Fund - Direct Growth ₹160.746
↑ 0.34
₹2,9500.919-3.428.332.729.1
Franklin India Smaller Companies Fund - Direct Growth ₹190.678
↑ 0.84
₹13,825-1.818-8.623.630.224.2
Franklin India Technology Fund - Direct Growth ₹566.3
↑ 7.30
₹1,8882.87.8-623.521.529.8
Franklin India Prima Fund - Direct Growth ₹3,071.37
↑ 7.65
₹12,5401.317.8-122.82532.9
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹88.7224
↓ -0.61
₹4,22310.88.218.221.512.228.4
DSP Micro Cap Fund - Direct Growth ₹216.673
↑ 0.01
₹17,0051.724.3-121.428.626.7
Sundaram SMILE Fund - Direct Growth ₹281.822
↑ 1.37
₹3,3940.822-320.828.820.4
Edelweiss Economic Resurgence Fund - Direct Growth ₹43.594
↓ -0.02
₹2,7682.115.6-2.419.423.127.4
Franklin India Taxshield - Direct Growth ₹1,617.44
↓ -4.48
₹6,706-0.812.6-3.119.123.623.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Opportunities Fund - DirectFranklin Build India Fund - DirectFranklin India Smaller Companies Fund - DirectFranklin India Technology Fund - DirectFranklin India Prima Fund - DirectFranklin India Feeder - Franklin U S Opportunities Fund - DirectDSP Micro Cap Fund - DirectSundaram SMILE Fund - DirectEdelweiss Economic Resurgence Fund - DirectFranklin India Taxshield - Direct
Point 1Upper mid AUM (₹7,376 Cr).Bottom quartile AUM (₹2,950 Cr).Top quartile AUM (₹13,825 Cr).Bottom quartile AUM (₹1,888 Cr).Upper mid AUM (₹12,540 Cr).Lower mid AUM (₹4,223 Cr).Highest AUM (₹17,005 Cr).Lower mid AUM (₹3,394 Cr).Bottom quartile AUM (₹2,768 Cr).Upper mid AUM (₹6,706 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (10+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 30.03% (upper mid).5Y return: 32.67% (top quartile).5Y return: 30.22% (top quartile).5Y return: 21.47% (bottom quartile).5Y return: 25.02% (lower mid).5Y return: 12.17% (bottom quartile).5Y return: 28.58% (upper mid).5Y return: 28.79% (upper mid).5Y return: 23.10% (bottom quartile).5Y return: 23.61% (lower mid).
Point 63Y return: 29.89% (top quartile).3Y return: 28.31% (top quartile).3Y return: 23.60% (upper mid).3Y return: 23.46% (upper mid).3Y return: 22.79% (upper mid).3Y return: 21.55% (lower mid).3Y return: 21.42% (lower mid).3Y return: 20.82% (bottom quartile).3Y return: 19.42% (bottom quartile).3Y return: 19.13% (bottom quartile).
Point 71Y return: 0.56% (top quartile).1Y return: -3.43% (bottom quartile).1Y return: -8.57% (bottom quartile).1Y return: -5.97% (bottom quartile).1Y return: -1.02% (upper mid).1Y return: 18.20% (top quartile).1Y return: -0.96% (upper mid).1Y return: -3.03% (lower mid).1Y return: -2.39% (upper mid).1Y return: -3.08% (lower mid).
Point 8Alpha: 3.08 (upper mid).Alpha: 0.00 (lower mid).Alpha: -4.68 (bottom quartile).Alpha: 3.44 (top quartile).Alpha: 2.37 (upper mid).Alpha: -6.49 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 4.24 (top quartile).Alpha: 0.80 (lower mid).Alpha: 0.94 (upper mid).
Point 9Sharpe: -0.22 (upper mid).Sharpe: -0.45 (bottom quartile).Sharpe: -0.55 (bottom quartile).Sharpe: -0.50 (bottom quartile).Sharpe: -0.20 (upper mid).Sharpe: 0.72 (top quartile).Sharpe: -0.03 (top quartile).Sharpe: -0.11 (upper mid).Sharpe: -0.39 (lower mid).Sharpe: -0.37 (lower mid).
Point 10Information ratio: 2.01 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.10 (upper mid).Information ratio: 1.40 (upper mid).Information ratio: 0.08 (lower mid).Information ratio: -1.39 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: -0.29 (bottom quartile).Information ratio: 1.07 (upper mid).Information ratio: 1.58 (top quartile).

Franklin India Opportunities Fund - Direct

  • Upper mid AUM (₹7,376 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 30.03% (upper mid).
  • 3Y return: 29.89% (top quartile).
  • 1Y return: 0.56% (top quartile).
  • Alpha: 3.08 (upper mid).
  • Sharpe: -0.22 (upper mid).
  • Information ratio: 2.01 (top quartile).

Franklin Build India Fund - Direct

  • Bottom quartile AUM (₹2,950 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 32.67% (top quartile).
  • 3Y return: 28.31% (top quartile).
  • 1Y return: -3.43% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.45 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Franklin India Smaller Companies Fund - Direct

  • Top quartile AUM (₹13,825 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 30.22% (top quartile).
  • 3Y return: 23.60% (upper mid).
  • 1Y return: -8.57% (bottom quartile).
  • Alpha: -4.68 (bottom quartile).
  • Sharpe: -0.55 (bottom quartile).
  • Information ratio: 0.10 (upper mid).

Franklin India Technology Fund - Direct

  • Bottom quartile AUM (₹1,888 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 21.47% (bottom quartile).
  • 3Y return: 23.46% (upper mid).
  • 1Y return: -5.97% (bottom quartile).
  • Alpha: 3.44 (top quartile).
  • Sharpe: -0.50 (bottom quartile).
  • Information ratio: 1.40 (upper mid).

Franklin India Prima Fund - Direct

  • Upper mid AUM (₹12,540 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 25.02% (lower mid).
  • 3Y return: 22.79% (upper mid).
  • 1Y return: -1.02% (upper mid).
  • Alpha: 2.37 (upper mid).
  • Sharpe: -0.20 (upper mid).
  • Information ratio: 0.08 (lower mid).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

  • Lower mid AUM (₹4,223 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 12.17% (bottom quartile).
  • 3Y return: 21.55% (lower mid).
  • 1Y return: 18.20% (top quartile).
  • Alpha: -6.49 (bottom quartile).
  • Sharpe: 0.72 (top quartile).
  • Information ratio: -1.39 (bottom quartile).

DSP Micro Cap Fund - Direct

  • Highest AUM (₹17,005 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 28.58% (upper mid).
  • 3Y return: 21.42% (lower mid).
  • 1Y return: -0.96% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.03 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Sundaram SMILE Fund - Direct

  • Lower mid AUM (₹3,394 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 28.79% (upper mid).
  • 3Y return: 20.82% (bottom quartile).
  • 1Y return: -3.03% (lower mid).
  • Alpha: 4.24 (top quartile).
  • Sharpe: -0.11 (upper mid).
  • Information ratio: -0.29 (bottom quartile).

Edelweiss Economic Resurgence Fund - Direct

  • Bottom quartile AUM (₹2,768 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 23.10% (bottom quartile).
  • 3Y return: 19.42% (bottom quartile).
  • 1Y return: -2.39% (upper mid).
  • Alpha: 0.80 (lower mid).
  • Sharpe: -0.39 (lower mid).
  • Information ratio: 1.07 (upper mid).

Franklin India Taxshield - Direct

  • Upper mid AUM (₹6,706 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 23.61% (lower mid).
  • 3Y return: 19.13% (bottom quartile).
  • 1Y return: -3.08% (lower mid).
  • Alpha: 0.94 (upper mid).
  • Sharpe: -0.37 (lower mid).
  • Information ratio: 1.58 (top quartile).

Best Direct Mutual Fund Plans- Debt Category

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Income Builder Account - Plan A - Direct Growth ₹109.02
↓ -0.03
₹1,109161086.88.2
Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.2668
↑ 0.00
₹9,4030.7598.16.88.7
UTI Short Term Income Fund - Direct Growth ₹34.0916
↑ 0.00
₹3,2960.94.58.57.97.58.4
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹51.5733
↓ 0.00
₹15,4971.34.58.48.16.98.5
Franklin India Banking And PSU Debt Fund - Direct Growth ₹23.6655
↓ -0.01
₹5390.84.58.27.56.28.1
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹52.518
↑ 0.00
₹4,0801.64.38.17.66.17.8
UTI Treasury Advantage Fund - Direct Growth ₹3,647.52
↑ 0.02
₹3,2111.54.38.17.47.27.8
UTI Money Market Fund - Direct Growth ₹3,162.14
↑ 0.21
₹20,5541.74.287.66.27.8
Reliance Dynamic Bond Fund - Direct Growth ₹40.1369
↑ 0.02
₹4,629-0.7487.969.4
Edelweiss Bond Fund - Direct Growth ₹31.7436
↑ 0.00
₹2,2401.64.27.97.35.97.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Income Builder Account - Plan A - DirectAxis Corporate Debt Opportunities Fund - DirectUTI Short Term Income Fund - DirectHDFC Floating Rate Income Fund - Short Term Plan - DirectFranklin India Banking And PSU Debt Fund - DirectFranklin India Savings Plus Fund Retail Option - DirectUTI Treasury Advantage Fund - DirectUTI Money Market Fund - DirectReliance Dynamic Bond Fund - DirectEdelweiss Bond Fund - Direct
Point 1Bottom quartile AUM (₹1,109 Cr).Upper mid AUM (₹9,403 Cr).Lower mid AUM (₹3,296 Cr).Top quartile AUM (₹15,497 Cr).Bottom quartile AUM (₹539 Cr).Upper mid AUM (₹4,080 Cr).Lower mid AUM (₹3,211 Cr).Highest AUM (₹20,554 Cr).Upper mid AUM (₹4,629 Cr).Bottom quartile AUM (₹2,240 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (8+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (11+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Low.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 9.96% (top quartile).1Y return: 9.03% (top quartile).1Y return: 8.46% (upper mid).1Y return: 8.38% (upper mid).1Y return: 8.18% (upper mid).1Y return: 8.08% (lower mid).1Y return: 8.06% (lower mid).1Y return: 8.03% (bottom quartile).1Y return: 7.99% (bottom quartile).1Y return: 7.93% (bottom quartile).
Point 61M return: -0.03% (lower mid).1M return: -0.06% (bottom quartile).1M return: 0.04% (lower mid).1M return: 0.21% (upper mid).1M return: -0.08% (bottom quartile).1M return: 0.47% (top quartile).1M return: 0.39% (upper mid).1M return: 0.47% (top quartile).1M return: -0.85% (bottom quartile).1M return: 0.45% (upper mid).
Point 7Sharpe: 1.87 (bottom quartile).Sharpe: 2.15 (lower mid).Sharpe: 2.17 (lower mid).Sharpe: 2.82 (upper mid).Sharpe: 2.01 (bottom quartile).Sharpe: 3.37 (top quartile).Sharpe: 3.08 (upper mid).Sharpe: 3.45 (top quartile).Sharpe: 1.54 (bottom quartile).Sharpe: 3.30 (upper mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.85% (top quartile).Yield to maturity (debt): 6.74% (upper mid).Yield to maturity (debt): 6.75% (upper mid).Yield to maturity (debt): 6.98% (top quartile).Yield to maturity (debt): 6.77% (upper mid).Yield to maturity (debt): 6.08% (bottom quartile).Yield to maturity (debt): 6.55% (lower mid).Yield to maturity (debt): 6.16% (bottom quartile).Yield to maturity (debt): 6.56% (lower mid).Yield to maturity (debt): 6.08% (bottom quartile).
Point 10Modified duration: 2.47 yrs (lower mid).Modified duration: 3.07 yrs (bottom quartile).Modified duration: 2.58 yrs (bottom quartile).Modified duration: 1.63 yrs (upper mid).Modified duration: 2.53 yrs (lower mid).Modified duration: 0.49 yrs (top quartile).Modified duration: 0.87 yrs (upper mid).Modified duration: 0.56 yrs (top quartile).Modified duration: 4.01 yrs (bottom quartile).Modified duration: 0.65 yrs (upper mid).

Franklin India Income Builder Account - Plan A - Direct

  • Bottom quartile AUM (₹1,109 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 9.96% (top quartile).
  • 1M return: -0.03% (lower mid).
  • Sharpe: 1.87 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.85% (top quartile).
  • Modified duration: 2.47 yrs (lower mid).

Axis Corporate Debt Opportunities Fund - Direct

  • Upper mid AUM (₹9,403 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 9.03% (top quartile).
  • 1M return: -0.06% (bottom quartile).
  • Sharpe: 2.15 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.74% (upper mid).
  • Modified duration: 3.07 yrs (bottom quartile).

UTI Short Term Income Fund - Direct

  • Lower mid AUM (₹3,296 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 8.46% (upper mid).
  • 1M return: 0.04% (lower mid).
  • Sharpe: 2.17 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.75% (upper mid).
  • Modified duration: 2.58 yrs (bottom quartile).

HDFC Floating Rate Income Fund - Short Term Plan - Direct

  • Top quartile AUM (₹15,497 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.38% (upper mid).
  • 1M return: 0.21% (upper mid).
  • Sharpe: 2.82 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.98% (top quartile).
  • Modified duration: 1.63 yrs (upper mid).

Franklin India Banking And PSU Debt Fund - Direct

  • Bottom quartile AUM (₹539 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 8.18% (upper mid).
  • 1M return: -0.08% (bottom quartile).
  • Sharpe: 2.01 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.77% (upper mid).
  • Modified duration: 2.53 yrs (lower mid).

Franklin India Savings Plus Fund Retail Option - Direct

  • Upper mid AUM (₹4,080 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.08% (lower mid).
  • 1M return: 0.47% (top quartile).
  • Sharpe: 3.37 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.08% (bottom quartile).
  • Modified duration: 0.49 yrs (top quartile).

UTI Treasury Advantage Fund - Direct

  • Lower mid AUM (₹3,211 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.06% (lower mid).
  • 1M return: 0.39% (upper mid).
  • Sharpe: 3.08 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.55% (lower mid).
  • Modified duration: 0.87 yrs (upper mid).

UTI Money Market Fund - Direct

  • Highest AUM (₹20,554 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Low.
  • 1Y return: 8.03% (bottom quartile).
  • 1M return: 0.47% (top quartile).
  • Sharpe: 3.45 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.16% (bottom quartile).
  • Modified duration: 0.56 yrs (top quartile).

Reliance Dynamic Bond Fund - Direct

  • Upper mid AUM (₹4,629 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.99% (bottom quartile).
  • 1M return: -0.85% (bottom quartile).
  • Sharpe: 1.54 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.56% (lower mid).
  • Modified duration: 4.01 yrs (bottom quartile).

Edelweiss Bond Fund - Direct

  • Bottom quartile AUM (₹2,240 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 7.93% (bottom quartile).
  • 1M return: 0.45% (upper mid).
  • Sharpe: 3.30 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.08% (bottom quartile).
  • Modified duration: 0.65 yrs (upper mid).

Best Direct Mutual Fund Plans- Hybrid Category

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
JM Balanced Fund - Direct Growth ₹136.475
↑ 0.29
₹8411.610.6-621.722.329.3
UTI Wealth Builder Fund - Direct Growth ₹82.572
↑ 0.03
₹5,9022.111.73.32016.521.9
Edelweiss Prudent Advantage Fund - Direct Growth ₹72.63
↓ -0.09
₹2,9941.112.62.21921.322.2
UTI Balanced Fund - Direct Growth ₹426.657
↓ -0.48
₹6,422-0.69.2-1.316.319.820.5
Franklin India Balanced Fund - Direct Growth ₹306.435
↓ -0.44
₹2,256010.40.915.918.418.9
BNP Paribas Balanced Fund - Direct Growth ₹31.5136
↓ -0.01
₹1,230-0.311.3-0.515.817.821.2
Axis Dynamic Equity Fund - Direct Growth ₹23.13
↓ -0.01
₹3,431-0.282.714.514.319
Edelweiss Equity Savings Advantage Fund - Direct Growth ₹28.0856
↑ 0.03
₹7502.78.37.912.311.914.5
UTI SPREAD Fund - Direct Growth ₹37.6866
↑ 0.02
₹8,5121.63.67.37.66.38.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25

Research Highlights & Commentary of 9 Funds showcased

CommentaryJM Balanced Fund - DirectUTI Wealth Builder Fund - DirectEdelweiss Prudent Advantage Fund - DirectUTI Balanced Fund - DirectFranklin India Balanced Fund - DirectBNP Paribas Balanced Fund - DirectAxis Dynamic Equity Fund - DirectEdelweiss Equity Savings Advantage Fund - DirectUTI SPREAD Fund - Direct
Point 1Bottom quartile AUM (₹841 Cr).Upper mid AUM (₹5,902 Cr).Lower mid AUM (₹2,994 Cr).Top quartile AUM (₹6,422 Cr).Lower mid AUM (₹2,256 Cr).Bottom quartile AUM (₹1,230 Cr).Upper mid AUM (₹3,431 Cr).Bottom quartile AUM (₹750 Cr).Highest AUM (₹8,512 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (8+ yrs).Established history (8+ yrs).Established history (10+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately Low.
Point 55Y return: 22.28% (top quartile).5Y return: 16.46% (lower mid).5Y return: 21.29% (top quartile).5Y return: 19.81% (upper mid).5Y return: 18.38% (upper mid).5Y return: 17.83% (lower mid).5Y return: 14.29% (bottom quartile).5Y return: 11.94% (bottom quartile).5Y return: 6.29% (bottom quartile).
Point 63Y return: 21.70% (top quartile).3Y return: 20.02% (top quartile).3Y return: 19.02% (upper mid).3Y return: 16.33% (upper mid).3Y return: 15.85% (lower mid).3Y return: 15.83% (lower mid).3Y return: 14.47% (bottom quartile).3Y return: 12.27% (bottom quartile).3Y return: 7.62% (bottom quartile).
Point 71Y return: -6.03% (bottom quartile).1Y return: 3.32% (upper mid).1Y return: 2.21% (lower mid).1Y return: -1.25% (bottom quartile).1Y return: 0.92% (lower mid).1Y return: -0.45% (bottom quartile).1Y return: 2.71% (upper mid).1Y return: 7.86% (top quartile).1Y return: 7.34% (top quartile).
Point 81M return: 0.12% (lower mid).1M return: 1.52% (top quartile).1M return: 0.39% (upper mid).1M return: -0.64% (bottom quartile).1M return: -0.07% (bottom quartile).1M return: -0.21% (bottom quartile).1M return: 0.22% (lower mid).1M return: 1.12% (top quartile).1M return: 0.41% (upper mid).
Point 9Alpha: -5.77 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 2.86 (top quartile).Alpha: 0.29 (upper mid).Alpha: 0.94 (top quartile).Alpha: 0.10 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: -0.79 (bottom quartile).Sharpe: -0.15 (upper mid).Sharpe: -0.14 (upper mid).Sharpe: -0.35 (bottom quartile).Sharpe: -0.28 (lower mid).Sharpe: -0.37 (bottom quartile).Sharpe: -0.15 (lower mid).Sharpe: 0.41 (top quartile).Sharpe: 2.95 (top quartile).

JM Balanced Fund - Direct

  • Bottom quartile AUM (₹841 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.28% (top quartile).
  • 3Y return: 21.70% (top quartile).
  • 1Y return: -6.03% (bottom quartile).
  • 1M return: 0.12% (lower mid).
  • Alpha: -5.77 (bottom quartile).
  • Sharpe: -0.79 (bottom quartile).

UTI Wealth Builder Fund - Direct

  • Upper mid AUM (₹5,902 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.46% (lower mid).
  • 3Y return: 20.02% (top quartile).
  • 1Y return: 3.32% (upper mid).
  • 1M return: 1.52% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.15 (upper mid).

Edelweiss Prudent Advantage Fund - Direct

  • Lower mid AUM (₹2,994 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 21.29% (top quartile).
  • 3Y return: 19.02% (upper mid).
  • 1Y return: 2.21% (lower mid).
  • 1M return: 0.39% (upper mid).
  • Alpha: 2.86 (top quartile).
  • Sharpe: -0.14 (upper mid).

UTI Balanced Fund - Direct

  • Top quartile AUM (₹6,422 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.81% (upper mid).
  • 3Y return: 16.33% (upper mid).
  • 1Y return: -1.25% (bottom quartile).
  • 1M return: -0.64% (bottom quartile).
  • Alpha: 0.29 (upper mid).
  • Sharpe: -0.35 (bottom quartile).

Franklin India Balanced Fund - Direct

  • Lower mid AUM (₹2,256 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.38% (upper mid).
  • 3Y return: 15.85% (lower mid).
  • 1Y return: 0.92% (lower mid).
  • 1M return: -0.07% (bottom quartile).
  • Alpha: 0.94 (top quartile).
  • Sharpe: -0.28 (lower mid).

BNP Paribas Balanced Fund - Direct

  • Bottom quartile AUM (₹1,230 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.83% (lower mid).
  • 3Y return: 15.83% (lower mid).
  • 1Y return: -0.45% (bottom quartile).
  • 1M return: -0.21% (bottom quartile).
  • Alpha: 0.10 (upper mid).
  • Sharpe: -0.37 (bottom quartile).

Axis Dynamic Equity Fund - Direct

  • Upper mid AUM (₹3,431 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.29% (bottom quartile).
  • 3Y return: 14.47% (bottom quartile).
  • 1Y return: 2.71% (upper mid).
  • 1M return: 0.22% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.15 (lower mid).

Edelweiss Equity Savings Advantage Fund - Direct

  • Bottom quartile AUM (₹750 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.94% (bottom quartile).
  • 3Y return: 12.27% (bottom quartile).
  • 1Y return: 7.86% (top quartile).
  • 1M return: 1.12% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.41 (top quartile).

UTI SPREAD Fund - Direct

  • Highest AUM (₹8,512 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.29% (bottom quartile).
  • 3Y return: 7.62% (bottom quartile).
  • 1Y return: 7.34% (top quartile).
  • 1M return: 0.41% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.95 (top quartile).

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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