+91-22-48913909Is a Mutual Fund Direct Plan Always Beneficial?
Every Mutual Fund scheme which the Asset Management Company (AMC) offers has two variants Mutual Fund Direct Plan and Mutual Fund Regular Plan. Both these plans are identical in terms of Asset Under Management (AUM), Portfolio composition, and even the fund managers. However, the key Factor that differentiates both these plans are expense ratio wherein; a Mutual Fund Direct Plan’s expense ratio is less as compared to a regular plan. As a consequence, the direct plan’s profit percentage is higher. However, as it is said that, looks are deceptive similarly; do you think that; always Mutual Fund Direct Plan is beneficial? So, let us look through this article which plan is actually beneficial. Our example below is using real-life data, actual costs, expense ratios, and an actual investment. The analysis does show that regular plans are better than direct, however, what we would like to say is that while the difference in costs is minimal in terms of expense ratios, a good Financial Planner giving good service over a long period will make this difference look meaningless. Additionally, good fund selection over the years giving you an additional 0.5 % or even 1 % p.a. will overshadow the extra expense one pays in the regular plan.
What is a Mutual Fund Direct Plan?
Mutual Fund Direct Plan is sold by Registered Investment Advisors (RIAs) apart from the Mutual Fund company. As mentioned earlier, The expense ratio of Mutual Fund Direct Plan is lower in comparison to regular plans
due to which these funds are able to earn more profits which are reflected by a slightly higher NAV in comparison to regular plans. In Mutual Fund Direct Plans, the AMC does not pay any commission to the investors.
What is a Regular Plan?
A regular plan of a Mutual Fund is the normal Mutual Fund scheme that you buy from an intermediary such as a broker, financial advisor, distributor etc. In the regular plan, the asset management company pays commission to these intermediaries for selling their schemes which are again added as an expense for managing the scheme. As a consequence, the regular Mutual Fund plans have slightly higher expense ratios than the direct ones.
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Mutual Fund Investment: Whether Mutual Fund Direct Plan is Better or Not?
Whenever we talk about investments, one should understand that Returns is an outcome of cost which means; higher the cost lower the returns and vice versa. Also, people should understand that Nothing is available for free. Therefore, with the help of the following points, let us understand how regular plans become beneficial than Mutual Fund direct plans.
A number of people always invest in Mutual Funds through some or other intermediary. People Investing through RIAs in Mutual Funds need to pay fees to them. This fee is to be paid even if people do not transact in Mutual Funds through them, this is more like an annual fee. This fees can be paid either monthly, annually, transaction-based fees, and so on. Therefore, due to these fees charged the investors might end up with a lower amount of profit as these expenses eat away a pie’s share of the Earnings.
So, let us understand this concept with the help of an example:
Illustration:
Assume, an individual wants to INR 1,00,000 rupees in DSP BlackRock Opportunities fund. She as an option to invest either in a direct plan through an RIA or regular plan through a distributor. The average past three year returns of this scheme are 17.90% p.a. for the direct plan and 16.93% p.a. for a regular plan as on September 13, 2017. Here, the individual has shortlisted two RIAs A and B and one online portal for investment. Assume, RIA A charges an annual fee of INR 2,000 while RIA B charges an annual fee of INR 1,200. Individuals need to pay this fee amount to the RIA on an upfront Basis. On the other hand, the online mutual fund distributor does not charge any fees. So, let us calculate and check which channel of investment is better for investors.
The analysis of these plans is shown in the table given below.
| DSP BlackRock Opportunities Fund | Mutual Fund Direct Plan RIA A | Mutual Fund Direct Plan RIA B | Mutual Fund Regular Plan Distributor |
|---|---|---|---|
| Initial Investment Amount (A) | 1,00,000 | 1,00,000 | 1,00,000 |
| Less: Annual Fees for Year 1 (B) | 2,000 | 1,200 | 0 |
| Net Amount after fees in Year 1 (C) (A-B) | 98,000 | 98,800 | 1,00,000 |
| Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan | 17,542 | 17,685 | 16,930 |
| Total Amount at the end of Year 1 (C+D) (E) | 1,15,542 | 1,16,485 | 1,16,930 |
| Less: Annual Fees for Year 2 (F) | 2,000 | 1,200 | 0 |
| Net Amount after fees in Year 2 (G) (E-F) | 1,13,542 | 1,15,285 | 1,16,930 |
| Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan | 20,324 | 20,636 | 19,797 |
| Total Amount at the end of Year 2 (I) (G+H) | 1,33,866 | 1,35,921 | 1,36,727 |
| Less: Annual Fees for Year 3 (J) | 2,000 | 1,200 | 0 |
| Net Amount after fees in Year 2 (K) (I-J) | 1,31,866 | 1,34,721 | 1,36,727 |
| Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan | 23,604 | 24,116 | 23,148 |
| Total Amount at the end of Year 3 (M) (K+L) | 1,55,470 | 1,58,837 | 1,59,875 |
#as of 13th Sept'17. Thus, from the above table we can conclude that; by investing in Regular Plan people can earn more as compared to Direct Plan.
Why Choose Mutual Fund Regular Plan Over Mutual Fund Direct Plan?
There are many other reasons as to why people can choose regular Mutual Fund as compared to direct ones. Some of them include a separate registration process for each fund house, self-rebalancing of the portfolio, self-analysis of the schemes, and so on. So, let us look why choosing regular Mutual Fund through distributors becomes beneficial as compared to direct plans.
Number of Schemes Under One Umbrella
You decide to invest in five different direct plans that you scouted and are suitable for your investment profile. Therefore, you need to visit those five different fund house websites and invest in the Mutual Fund scheme. You will then have to keep a track of each investment individually and store their details separately. Over the period of time, as the number of investments will grow, so will the records and will only add to the hassle. Therefore, to avoid such hassles, it would be easy to invest through a Mutual Fund distributor wherein; in one platform you can find a number of schemes which you can choose as per your requirements.
Online Mutual Fund Regular Plan Investment
With the advancements in the technology, people can invest in Mutual Fund Online from anywhere and at any time. In addition, they can invest in various schemes as per their convenience. Through online mode, people can invest and redeem their money in simple steps, check the detailed analysis of each scheme offered by various fund houses, keep a track of their portfolio, and so on.
Now, as we move towards the end, let us answer one important question, that is, Which Mutual Fund Plan is better? To answer this, it can be said that it is not the plan which is correct instead choosing the correct advisor.While the example above shows regular plans being more beneficial than direct plans, our take is that one needs to partner with the right financial planner to make sure that in the long run the investor benefits. A prudent advisor will guide the investors in an effective manner so that the investors earn maximum amount on their investment. In addition, he/she will also ensure that the investment paves way for wealth creation.
Top Performing Direct Equity Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Franklin India Opportunities Fund - Direct Growth ₹288.95
↓ -0.78 ₹8,189 2.9 6.8 4.5 29.4 25.8 39.2 Franklin Build India Fund - Direct Growth ₹164.68
↓ -1.18 ₹3,088 2 3.7 0.1 26 29.2 29.1 Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹92.1058
↑ 0.69 ₹4,520 3.8 13 10.5 24.3 11.9 28.4 Franklin India Technology Fund - Direct Growth ₹588.91
↑ 1.87 ₹1,951 4.2 7 -1.6 22.4 18.3 29.8 Franklin India Prima Fund - Direct Growth ₹3,160.74
↓ -17.59 ₹12,770 2.7 4.3 2 21.9 21.5 32.9 Sundaram SMILE Fund - Direct Growth ₹291.423
↓ -0.77 ₹3,496 2.6 4.3 0.3 20.8 25.4 20.4 Franklin India Smaller Companies Fund - Direct Growth ₹188.973
↓ -0.97 ₹13,790 -1.3 -2.5 -7.8 20.3 25.5 24.2 DSP Micro Cap Fund - Direct Growth ₹216.342
↓ -0.46 ₹16,868 -0.3 1.2 -1.8 20.1 24.5 26.7 Edelweiss Economic Resurgence Fund - Direct Growth ₹45.763
↓ -0.25 ₹3,006 4.4 7.8 3.1 19.4 21.3 27.4 Franklin India Prima Plus - Direct Growth ₹1,866.4
↓ -10.08 ₹19,796 4.3 3.5 3.6 17.8 21.6 22.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Dec 25 Research Highlights & Commentary of 10 Funds showcased
Commentary Franklin India Opportunities Fund - Direct Franklin Build India Fund - Direct Franklin India Feeder - Franklin U S Opportunities Fund - Direct Franklin India Technology Fund - Direct Franklin India Prima Fund - Direct Sundaram SMILE Fund - Direct Franklin India Smaller Companies Fund - Direct DSP Micro Cap Fund - Direct Edelweiss Economic Resurgence Fund - Direct Franklin India Prima Plus - Direct Point 1 Upper mid AUM (₹8,189 Cr). Bottom quartile AUM (₹3,088 Cr). Lower mid AUM (₹4,520 Cr). Bottom quartile AUM (₹1,951 Cr). Upper mid AUM (₹12,770 Cr). Lower mid AUM (₹3,496 Cr). Upper mid AUM (₹13,790 Cr). Top quartile AUM (₹16,868 Cr). Bottom quartile AUM (₹3,006 Cr). Highest AUM (₹19,796 Cr). Point 2 Oldest track record among peers (12 yrs). Established history (12+ yrs). Established history (12+ yrs). Established history (12+ yrs). Established history (12+ yrs). Established history (12+ yrs). Established history (12+ yrs). Established history (12+ yrs). Established history (10+ yrs). Established history (12+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 25.83% (top quartile). 5Y return: 29.23% (top quartile). 5Y return: 11.89% (bottom quartile). 5Y return: 18.26% (bottom quartile). 5Y return: 21.52% (lower mid). 5Y return: 25.41% (upper mid). 5Y return: 25.50% (upper mid). 5Y return: 24.46% (upper mid). 5Y return: 21.27% (bottom quartile). 5Y return: 21.57% (lower mid). Point 6 3Y return: 29.37% (top quartile). 3Y return: 25.97% (top quartile). 3Y return: 24.33% (upper mid). 3Y return: 22.39% (upper mid). 3Y return: 21.91% (upper mid). 3Y return: 20.83% (lower mid). 3Y return: 20.33% (lower mid). 3Y return: 20.11% (bottom quartile). 3Y return: 19.44% (bottom quartile). 3Y return: 17.76% (bottom quartile). Point 7 1Y return: 4.52% (top quartile). 1Y return: 0.08% (lower mid). 1Y return: 10.54% (top quartile). 1Y return: -1.64% (bottom quartile). 1Y return: 1.95% (upper mid). 1Y return: 0.33% (lower mid). 1Y return: -7.77% (bottom quartile). 1Y return: -1.82% (bottom quartile). 1Y return: 3.12% (upper mid). 1Y return: 3.63% (upper mid). Point 8 Alpha: 1.95 (upper mid). Alpha: 0.00 (upper mid). Alpha: -12.39 (bottom quartile). Alpha: 4.22 (top quartile). Alpha: -2.18 (bottom quartile). Alpha: 3.18 (top quartile). Alpha: -3.09 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: -0.30 (lower mid). Alpha: -0.66 (lower mid). Point 9 Sharpe: 0.14 (top quartile). Sharpe: -0.05 (lower mid). Sharpe: 0.74 (top quartile). Sharpe: -0.15 (bottom quartile). Sharpe: -0.04 (upper mid). Sharpe: -0.06 (lower mid). Sharpe: -0.36 (bottom quartile). Sharpe: -0.13 (bottom quartile). Sharpe: 0.00 (upper mid). Sharpe: -0.03 (upper mid). Point 10 Information ratio: 1.97 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: -1.67 (bottom quartile). Information ratio: 1.62 (top quartile). Information ratio: -0.24 (bottom quartile). Information ratio: -0.22 (bottom quartile). Information ratio: -0.10 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 1.12 (upper mid). Information ratio: 0.87 (upper mid). Franklin India Opportunities Fund - Direct
Franklin Build India Fund - Direct
Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Franklin India Technology Fund - Direct
Franklin India Prima Fund - Direct
Sundaram SMILE Fund - Direct
Franklin India Smaller Companies Fund - Direct
DSP Micro Cap Fund - Direct
Edelweiss Economic Resurgence Fund - Direct
Franklin India Prima Plus - Direct
The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy. Below is the key information for Franklin India Opportunities Fund - Direct Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Research Highlights for Franklin Build India Fund - Direct Below is the key information for Franklin Build India Fund - Direct Returns up to 1 year are on The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. Research Highlights for Franklin India Feeder - Franklin U S Opportunities Fund - Direct Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct Returns up to 1 year are on To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. Research Highlights for Franklin India Technology Fund - Direct Below is the key information for Franklin India Technology Fund - Direct Returns up to 1 year are on The investment objective of Prima Fund is to provide medium to longterm capital appreciation as a primary objective and income as a secondary objective. Research Highlights for Franklin India Prima Fund - Direct Below is the key information for Franklin India Prima Fund - Direct Returns up to 1 year are on To primarily achieve capital appreciation by
investing in diversified stocks that are
generally termed as small and mid-caps and
by investing in other equities. Research Highlights for Sundaram SMILE Fund - Direct Below is the key information for Sundaram SMILE Fund - Direct Returns up to 1 year are on The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies. Research Highlights for Franklin India Smaller Companies Fund - Direct Below is the key information for Franklin India Smaller Companies Fund - Direct Returns up to 1 year are on The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized Research Highlights for DSP Micro Cap Fund - Direct Below is the key information for DSP Micro Cap Fund - Direct Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation from a diversi?ed portfolio that predominantly invests in equity and equity-related securities of companies across various market capitalisation.
However, there can be no assurance that the investment objective of the Scheme will be realised. Research Highlights for Edelweiss Economic Resurgence Fund - Direct Below is the key information for Edelweiss Economic Resurgence Fund - Direct Returns up to 1 year are on The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments. Research Highlights for Franklin India Prima Plus - Direct Below is the key information for Franklin India Prima Plus - Direct Returns up to 1 year are on 1. Franklin India Opportunities Fund - Direct
Franklin India Opportunities Fund - Direct
Growth Launch Date 1 Jan 13 NAV (02 Dec 25) ₹288.95 ↓ -0.78 (-0.27 %) Net Assets (Cr) ₹8,189 on 31 Oct 25 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.54 Sharpe Ratio 0.14 Information Ratio 1.97 Alpha Ratio 1.95 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Franklin India Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Dec 25 Duration Returns 1 Month -0.4% 3 Month 2.9% 6 Month 6.8% 1 Year 4.5% 3 Year 29.4% 5 Year 25.8% 10 Year 15 Year Since launch 18.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 39.2% 2023 54.9% 2022 -1.2% 2021 30.6% 2020 28.7% 2019 6.1% 2018 -9.4% 2017 36.8% 2016 5% 2015 3% Fund Manager information for Franklin India Opportunities Fund - Direct
Name Since Tenure Data below for Franklin India Opportunities Fund - Direct as on 31 Oct 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Franklin Build India Fund - Direct
Franklin Build India Fund - Direct
Growth Launch Date 1 Jan 13 NAV (03 Dec 25) ₹164.68 ↓ -1.18 (-0.71 %) Net Assets (Cr) ₹3,088 on 31 Oct 25 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk High Expense Ratio 0.98 Sharpe Ratio -0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Franklin Build India Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Dec 25 Duration Returns 1 Month -2.7% 3 Month 2% 6 Month 3.7% 1 Year 0.1% 3 Year 26% 5 Year 29.2% 10 Year 15 Year Since launch 21.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 29.1% 2023 52.7% 2022 12.4% 2021 47.4% 2020 6.5% 2019 7.2% 2018 -9.5% 2017 45.1% 2016 9.9% 2015 3.7% Fund Manager information for Franklin Build India Fund - Direct
Name Since Tenure Data below for Franklin Build India Fund - Direct as on 31 Oct 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Growth Launch Date 2 Jan 13 NAV (02 Dec 25) ₹92.1058 ↑ 0.69 (0.76 %) Net Assets (Cr) ₹4,520 on 31 Oct 25 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk High Expense Ratio 0.59 Sharpe Ratio 0.74 Information Ratio -1.67 Alpha Ratio -12.39 Min Investment Min SIP Investment Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value
Purchase not allowed Returns for Franklin India Feeder - Franklin U S Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Dec 25 Duration Returns 1 Month -1.1% 3 Month 3.8% 6 Month 13% 1 Year 10.5% 3 Year 24.3% 5 Year 11.9% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 28.4% 2023 39.3% 2022 -29.6% 2021 19.1% 2020 46.6% 2019 35.4% 2018 7.4% 2017 19.2% 2016 0% 2015 10% Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Name Since Tenure Data below for Franklin India Feeder - Franklin U S Opportunities Fund - Direct as on 31 Oct 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Franklin India Technology Fund - Direct
Franklin India Technology Fund - Direct
Growth Launch Date 1 Jan 13 NAV (02 Dec 25) ₹588.91 ↑ 1.87 (0.32 %) Net Assets (Cr) ₹1,951 on 31 Oct 25 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk High Expense Ratio 1.03 Sharpe Ratio -0.15 Information Ratio 1.62 Alpha Ratio 4.22 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Franklin India Technology Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Dec 25 Duration Returns 1 Month 1.4% 3 Month 4.2% 6 Month 7% 1 Year -1.6% 3 Year 22.4% 5 Year 18.3% 10 Year 15 Year Since launch 19.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 29.8% 2023 52.8% 2022 -21.5% 2021 40.3% 2020 58.3% 2019 13.2% 2018 12.6% 2017 19.8% 2016 -2% 2015 4.4% Fund Manager information for Franklin India Technology Fund - Direct
Name Since Tenure Data below for Franklin India Technology Fund - Direct as on 31 Oct 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Franklin India Prima Fund - Direct
Franklin India Prima Fund - Direct
Growth Launch Date 1 Jan 13 NAV (03 Dec 25) ₹3,160.74 ↓ -17.59 (-0.55 %) Net Assets (Cr) ₹12,770 on 31 Oct 25 Category Equity - Mid Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.98 Sharpe Ratio -0.05 Information Ratio -0.24 Alpha Ratio -2.18 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Franklin India Prima Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Dec 25 Duration Returns 1 Month -0.4% 3 Month 2.7% 6 Month 4.3% 1 Year 2% 3 Year 21.9% 5 Year 21.5% 10 Year 15 Year Since launch 19% Historical performance (Yearly) on absolute basis
Year Returns 2024 32.9% 2023 38% 2022 3% 2021 33.7% 2020 18.8% 2019 4.5% 2018 -8.5% 2017 41.1% 2016 9.5% 2015 8.2% Fund Manager information for Franklin India Prima Fund - Direct
Name Since Tenure Data below for Franklin India Prima Fund - Direct as on 31 Oct 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Sundaram SMILE Fund - Direct
Sundaram SMILE Fund - Direct
Growth Launch Date 1 Jan 13 NAV (03 Dec 25) ₹291.423 ↓ -0.77 (-0.26 %) Net Assets (Cr) ₹3,496 on 31 Oct 25 Category Equity - Small Cap AMC Sundaram Asset Management Company Ltd Rating Risk Moderately High Expense Ratio 0.85 Sharpe Ratio -0.07 Information Ratio -0.22 Alpha Ratio 3.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Sundaram SMILE Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Dec 25 Duration Returns 1 Month -2.2% 3 Month 2.6% 6 Month 4.3% 1 Year 0.3% 3 Year 20.8% 5 Year 25.4% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.4% 2023 46.9% 2022 -0.9% 2021 62% 2020 27.4% 2019 -5.2% 2018 -28.6% 2017 56.7% 2016 0.1% 2015 8.2% Fund Manager information for Sundaram SMILE Fund - Direct
Name Since Tenure Data below for Sundaram SMILE Fund - Direct as on 31 Oct 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. Franklin India Smaller Companies Fund - Direct
Franklin India Smaller Companies Fund - Direct
Growth Launch Date 1 Jan 13 NAV (03 Dec 25) ₹188.973 ↓ -0.97 (-0.51 %) Net Assets (Cr) ₹13,790 on 31 Oct 25 Category Equity - Small Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.92 Sharpe Ratio -0.37 Information Ratio -0.1 Alpha Ratio -3.09 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Franklin India Smaller Companies Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Dec 25 Duration Returns 1 Month -3.7% 3 Month -1.3% 6 Month -2.5% 1 Year -7.8% 3 Year 20.3% 5 Year 25.5% 10 Year 15 Year Since launch 20.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 24.2% 2023 53.5% 2022 4.4% 2021 57.7% 2020 19.7% 2019 -4% 2018 -16.4% 2017 45.3% 2016 11.5% 2015 11.3% Fund Manager information for Franklin India Smaller Companies Fund - Direct
Name Since Tenure Data below for Franklin India Smaller Companies Fund - Direct as on 31 Oct 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 8. DSP Micro Cap Fund - Direct
DSP Micro Cap Fund - Direct
Growth Launch Date 1 Jan 13 NAV (03 Dec 25) ₹216.342 ↓ -0.46 (-0.21 %) Net Assets (Cr) ₹16,868 on 31 Oct 25 Category Equity - Small Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating Risk Moderately High Expense Ratio 0.83 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value
Purchase not allowed Returns for DSP Micro Cap Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Dec 25 Duration Returns 1 Month -0.7% 3 Month -0.3% 6 Month 1.2% 1 Year -1.8% 3 Year 20.1% 5 Year 24.5% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 26.7% 2023 42.5% 2022 1.4% 2021 60.3% 2020 34.3% 2019 1.6% 2018 -25.1% 2017 43.4% 2016 13.6% 2015 21.2% Fund Manager information for DSP Micro Cap Fund - Direct
Name Since Tenure Data below for DSP Micro Cap Fund - Direct as on 31 Oct 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 9. Edelweiss Economic Resurgence Fund - Direct
Edelweiss Economic Resurgence Fund - Direct
Growth Launch Date 3 Feb 15 NAV (03 Dec 25) ₹45.763 ↓ -0.25 (-0.55 %) Net Assets (Cr) ₹3,006 on 31 Oct 25 Category Equity - Multi Cap AMC Edelweiss Asset Management Limited Rating Risk High Expense Ratio 0.44 Sharpe Ratio 0 Information Ratio 1.12 Alpha Ratio -0.3 Min Investment Min SIP Investment Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value
Purchase not allowed Returns for Edelweiss Economic Resurgence Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Dec 25 Duration Returns 1 Month -0.2% 3 Month 4.4% 6 Month 7.8% 1 Year 3.1% 3 Year 19.4% 5 Year 21.3% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 27.4% 2023 31.4% 2022 2.4% 2021 37.1% 2020 16.4% 2019 10.3% 2018 -3.6% 2017 47.9% 2016 1.2% 2015 Fund Manager information for Edelweiss Economic Resurgence Fund - Direct
Name Since Tenure Data below for Edelweiss Economic Resurgence Fund - Direct as on 31 Oct 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 10. Franklin India Prima Plus - Direct
Franklin India Prima Plus - Direct
Growth Launch Date 1 Jan 13 NAV (02 Dec 25) ₹1,866.4 ↓ -10.08 (-0.54 %) Net Assets (Cr) ₹19,796 on 31 Oct 25 Category Equity - Multi Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.95 Sharpe Ratio -0.03 Information Ratio 0.87 Alpha Ratio -0.66 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Franklin India Prima Plus - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Dec 25 Duration Returns 1 Month 0.3% 3 Month 4.3% 6 Month 3.5% 1 Year 3.6% 3 Year 17.8% 5 Year 21.6% 10 Year 15 Year Since launch 16.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 22.7% 2023 31.8% 2022 6.1% 2021 41.3% 2020 16.9% 2019 4.2% 2018 -3.4% 2017 32.1% 2016 6.2% 2015 5.5% Fund Manager information for Franklin India Prima Plus - Direct
Name Since Tenure Data below for Franklin India Prima Plus - Direct as on 31 Oct 25
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
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