+91-22-48913909Is a Mutual Fund Direct Plan Always Beneficial?
Every Mutual Fund scheme which the Asset Management Company (AMC) offers has two variants Mutual Fund Direct Plan and Mutual Fund Regular Plan. Both these plans are identical in terms of Asset Under Management (AUM), Portfolio composition, and even the fund managers. However, the key factor that differentiates both these plans are expense ratio wherein; a Mutual Fund Direct Plan’s expense ratio is less as compared to a regular plan. As a consequence, the direct plan’s profit percentage is higher. However, as it is said that, looks are deceptive similarly; do you think that; always Mutual Fund Direct Plan is beneficial? So, let us look through this article which plan is actually beneficial. Our example below is using real-life data, actual costs, expense ratios, and an actual investment. The analysis does show that regular plans are better than direct, however, what we would like to say is that while the difference in costs is minimal in terms of expense ratios, a good financial planner giving good service over a long period will make this difference look meaningless. Additionally, good fund selection over the years giving you an additional 0.5 % or even 1 % p.a. will overshadow the extra expense one pays in the regular plan.
What is a Mutual Fund Direct Plan?
Mutual Fund Direct Plan is sold by Registered Investment Advisors (RIAs) apart from the Mutual Fund company. As mentioned earlier, The expense ratio of Mutual Fund Direct Plan is lower in comparison to regular plans
due to which these funds are able to earn more profits which are reflected by a slightly higher NAV in comparison to regular plans. In Mutual Fund Direct Plans, the AMC does not pay any commission to the investors.
What is a Regular Plan?
A regular plan of a Mutual Fund is the normal Mutual Fund scheme that you buy from an intermediary such as a broker, financial advisor, distributor etc. In the regular plan, the asset management company pays commission to these intermediaries for selling their schemes which are again added as an expense for managing the scheme. As a consequence, the regular Mutual Fund plans have slightly higher expense ratios than the direct ones.
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Mutual Fund Investment: Whether Mutual Fund Direct Plan is Better or Not?
Whenever we talk about investments, one should understand that Returns is an outcome of cost which means; higher the cost lower the returns and vice versa. Also, people should understand that Nothing is available for free. Therefore, with the help of the following points, let us understand how regular plans become beneficial than Mutual Fund direct plans.
A number of people always invest in Mutual Funds through some or other intermediary. People Investing through RIAs in Mutual Funds need to pay fees to them. This fee is to be paid even if people do not transact in Mutual Funds through them, this is more like an annual fee. This fees can be paid either monthly, annually, transaction-based fees, and so on. Therefore, due to these fees charged the investors might end up with a lower amount of profit as these expenses eat away a pie’s share of the earnings.
So, let us understand this concept with the help of an example:
Illustration:
Assume, an individual wants to INR 1,00,000 rupees in DSP BlackRock Opportunities fund. She as an option to invest either in a direct plan through an RIA or regular plan through a distributor. The average past three year returns of this scheme are 17.90% p.a. for the direct plan and 16.93% p.a. for a regular plan as on September 13, 2017. Here, the individual has shortlisted two RIAs A and B and one online portal for investment. Assume, RIA A charges an annual fee of INR 2,000 while RIA B charges an annual fee of INR 1,200. Individuals need to pay this fee amount to the RIA on an upfront basis. On the other hand, the online mutual fund distributor does not charge any fees. So, let us calculate and check which channel of investment is better for investors.
The analysis of these plans is shown in the table given below.
| DSP BlackRock Opportunities Fund | Mutual Fund Direct Plan RIA A | Mutual Fund Direct Plan RIA B | Mutual Fund Regular Plan Distributor |
|---|---|---|---|
| Initial Investment Amount (A) | 1,00,000 | 1,00,000 | 1,00,000 |
| Less: Annual Fees for Year 1 (B) | 2,000 | 1,200 | 0 |
| Net Amount after fees in Year 1 (C) (A-B) | 98,000 | 98,800 | 1,00,000 |
| Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan | 17,542 | 17,685 | 16,930 |
| Total Amount at the end of Year 1 (C+D) (E) | 1,15,542 | 1,16,485 | 1,16,930 |
| Less: Annual Fees for Year 2 (F) | 2,000 | 1,200 | 0 |
| Net Amount after fees in Year 2 (G) (E-F) | 1,13,542 | 1,15,285 | 1,16,930 |
| Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan | 20,324 | 20,636 | 19,797 |
| Total Amount at the end of Year 2 (I) (G+H) | 1,33,866 | 1,35,921 | 1,36,727 |
| Less: Annual Fees for Year 3 (J) | 2,000 | 1,200 | 0 |
| Net Amount after fees in Year 2 (K) (I-J) | 1,31,866 | 1,34,721 | 1,36,727 |
| Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan | 23,604 | 24,116 | 23,148 |
| Total Amount at the end of Year 3 (M) (K+L) | 1,55,470 | 1,58,837 | 1,59,875 |
#as of 13th Sept'17. Thus, from the above table we can conclude that; by investing in Regular Plan people can earn more as compared to Direct Plan.
Why Choose Mutual Fund Regular Plan Over Mutual Fund Direct Plan?
There are many other reasons as to why people can choose regular Mutual Fund as compared to direct ones. Some of them include a separate registration process for each fund house, self-rebalancing of the portfolio, self-analysis of the schemes, and so on. So, let us look why choosing regular Mutual Fund through distributors becomes beneficial as compared to direct plans.
Number of Schemes Under One Umbrella
You decide to invest in five different direct plans that you scouted and are suitable for your investment profile. Therefore, you need to visit those five different fund house websites and invest in the Mutual Fund scheme. You will then have to keep a track of each investment individually and store their details separately. Over the period of time, as the number of investments will grow, so will the records and will only add to the hassle. Therefore, to avoid such hassles, it would be easy to invest through a Mutual Fund distributor wherein; in one platform you can find a number of schemes which you can choose as per your requirements.
Online Mutual Fund Regular Plan Investment
With the advancements in the technology, people can invest in Mutual Fund Online from anywhere and at any time. In addition, they can invest in various schemes as per their convenience. Through online mode, people can invest and redeem their money in simple steps, check the detailed analysis of each scheme offered by various fund houses, keep a track of their portfolio, and so on.
Now, as we move towards the end, let us answer one important question, that is, Which Mutual Fund Plan is better? To answer this, it can be said that it is not the plan which is correct instead choosing the correct advisor.While the example above shows regular plans being more beneficial than direct plans, our take is that one needs to partner with the right financial planner to make sure that in the long run the investor benefits. A prudent advisor will guide the investors in an effective manner so that the investors earn maximum amount on their investment. In addition, he/she will also ensure that the investment paves way for wealth creation.
Fund Selection Methodology used to find 10 funds
Top Performing Direct Equity Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Franklin India Opportunities Fund - Direct Growth ₹267.023
↓ -3.49 ₹8,271 -4.4 -5.5 13.4 27.7 19.7 4.4 Franklin Build India Fund - Direct Growth ₹162.684
↓ -1.38 ₹3,003 0.4 0.2 16.8 26.6 23.2 4.8 Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹90.0233
↑ 0.06 ₹4,573 -3.3 -1 19.8 24.9 11.5 12.4 Franklin India Prima Fund - Direct Growth ₹2,902.66
↓ -29.23 ₹12,223 -6.9 -6.3 8.7 20.7 15.6 2.4 Edelweiss Economic Resurgence Fund - Direct Growth ₹43.28
↓ -0.64 ₹3,133 -4.9 -2.2 12.9 19.2 15.8 7 DSP Micro Cap Fund - Direct Growth ₹204.049
↓ -0.85 ₹16,135 -4.3 -6.1 14.3 19.1 19 -1.9 Sundaram SMILE Fund - Direct Growth ₹268.719
↓ -1.28 ₹3,285 -6.1 -7.1 13.7 19 18.7 1.5 Franklin India Smaller Companies Fund - Direct Growth ₹175.568
↓ -0.58 ₹12,764 -5.2 -9 6.8 17.6 18.4 -7.6 Franklin India Prima Plus - Direct Growth ₹1,729.41
↓ -26.55 ₹19,528 -6.6 -4.7 7.4 17.6 15 4.1 UTI Banking Sector Fund - Direct Growth ₹216.814
↓ -4.82 ₹1,400 -3.9 1.8 16.9 17.3 12.6 17.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Franklin India Opportunities Fund - Direct Franklin Build India Fund - Direct Franklin India Feeder - Franklin U S Opportunities Fund - Direct Franklin India Prima Fund - Direct Edelweiss Economic Resurgence Fund - Direct DSP Micro Cap Fund - Direct Sundaram SMILE Fund - Direct Franklin India Smaller Companies Fund - Direct Franklin India Prima Plus - Direct UTI Banking Sector Fund - Direct Point 1 Upper mid AUM (₹8,271 Cr). Bottom quartile AUM (₹3,003 Cr). Lower mid AUM (₹4,573 Cr). Upper mid AUM (₹12,223 Cr). Bottom quartile AUM (₹3,133 Cr). Top quartile AUM (₹16,135 Cr). Lower mid AUM (₹3,285 Cr). Upper mid AUM (₹12,764 Cr). Highest AUM (₹19,528 Cr). Bottom quartile AUM (₹1,400 Cr). Point 2 Oldest track record among peers (13 yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (11+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 19.68% (top quartile). 5Y return: 23.25% (top quartile). 5Y return: 11.49% (bottom quartile). 5Y return: 15.62% (lower mid). 5Y return: 15.76% (lower mid). 5Y return: 18.97% (upper mid). 5Y return: 18.67% (upper mid). 5Y return: 18.40% (upper mid). 5Y return: 14.98% (bottom quartile). 5Y return: 12.61% (bottom quartile). Point 6 3Y return: 27.73% (top quartile). 3Y return: 26.64% (top quartile). 3Y return: 24.93% (upper mid). 3Y return: 20.71% (upper mid). 3Y return: 19.23% (upper mid). 3Y return: 19.15% (lower mid). 3Y return: 18.99% (lower mid). 3Y return: 17.61% (bottom quartile). 3Y return: 17.60% (bottom quartile). 3Y return: 17.27% (bottom quartile). Point 7 1Y return: 13.35% (lower mid). 1Y return: 16.82% (upper mid). 1Y return: 19.84% (top quartile). 1Y return: 8.74% (bottom quartile). 1Y return: 12.88% (lower mid). 1Y return: 14.32% (upper mid). 1Y return: 13.70% (upper mid). 1Y return: 6.82% (bottom quartile). 1Y return: 7.44% (bottom quartile). 1Y return: 16.94% (top quartile). Point 8 Alpha: 0.23 (upper mid). Alpha: 0.00 (upper mid). Alpha: -10.48 (bottom quartile). Alpha: -3.28 (bottom quartile). Alpha: 3.20 (top quartile). Alpha: 0.00 (lower mid). Alpha: 4.37 (top quartile). Alpha: -3.58 (bottom quartile). Alpha: -0.86 (lower mid). Alpha: 2.22 (upper mid). Point 9 Sharpe: 0.20 (upper mid). Sharpe: 0.27 (upper mid). Sharpe: 0.21 (upper mid). Sharpe: 0.03 (bottom quartile). Sharpe: 0.43 (top quartile). Sharpe: 0.02 (bottom quartile). Sharpe: 0.07 (lower mid). Sharpe: -0.34 (bottom quartile). Sharpe: 0.13 (lower mid). Sharpe: 1.15 (top quartile). Point 10 Information ratio: 1.86 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: -1.69 (bottom quartile). Information ratio: -0.29 (bottom quartile). Information ratio: 1.50 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.04 (upper mid). Information ratio: -0.04 (bottom quartile). Information ratio: 0.93 (upper mid). Information ratio: 0.57 (upper mid). Franklin India Opportunities Fund - Direct
Franklin Build India Fund - Direct
Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Franklin India Prima Fund - Direct
Edelweiss Economic Resurgence Fund - Direct
DSP Micro Cap Fund - Direct
Sundaram SMILE Fund - Direct
Franklin India Smaller Companies Fund - Direct
Franklin India Prima Plus - Direct
UTI Banking Sector Fund - Direct
The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy. Below is the key information for Franklin India Opportunities Fund - Direct Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Research Highlights for Franklin Build India Fund - Direct Below is the key information for Franklin Build India Fund - Direct Returns up to 1 year are on The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. Research Highlights for Franklin India Feeder - Franklin U S Opportunities Fund - Direct Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct Returns up to 1 year are on The investment objective of Prima Fund is to provide medium to longterm capital appreciation as a primary objective and income as a secondary objective. Research Highlights for Franklin India Prima Fund - Direct Below is the key information for Franklin India Prima Fund - Direct Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation from a diversi?ed portfolio that predominantly invests in equity and equity-related securities of companies across various market capitalisation.
However, there can be no assurance that the investment objective of the Scheme will be realised. Research Highlights for Edelweiss Economic Resurgence Fund - Direct Below is the key information for Edelweiss Economic Resurgence Fund - Direct Returns up to 1 year are on The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized Research Highlights for DSP Micro Cap Fund - Direct Below is the key information for DSP Micro Cap Fund - Direct Returns up to 1 year are on To primarily achieve capital appreciation by
investing in diversified stocks that are
generally termed as small and mid-caps and
by investing in other equities. Research Highlights for Sundaram SMILE Fund - Direct Below is the key information for Sundaram SMILE Fund - Direct Returns up to 1 year are on The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies. Research Highlights for Franklin India Smaller Companies Fund - Direct Below is the key information for Franklin India Smaller Companies Fund - Direct Returns up to 1 year are on The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments. Research Highlights for Franklin India Prima Plus - Direct Below is the key information for Franklin India Prima Plus - Direct Returns up to 1 year are on Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. Research Highlights for UTI Banking Sector Fund - Direct Below is the key information for UTI Banking Sector Fund - Direct Returns up to 1 year are on 1. Franklin India Opportunities Fund - Direct
Franklin India Opportunities Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Mar 26) ₹267.023 ↓ -3.49 (-1.29 %) Net Assets (Cr) ₹8,271 on 31 Jan 26 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.54 Sharpe Ratio 0.2 Information Ratio 1.86 Alpha Ratio 0.23 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,099 28 Feb 23 ₹11,960 29 Feb 24 ₹20,236 28 Feb 25 ₹22,050 28 Feb 26 ₹26,569 Returns for Franklin India Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26 Duration Returns 1 Month -6% 3 Month -4.4% 6 Month -5.5% 1 Year 13.4% 3 Year 27.7% 5 Year 19.7% 10 Year 15 Year Since launch 17.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.4% 2023 39.2% 2022 54.9% 2021 -1.2% 2020 30.6% 2019 28.7% 2018 6.1% 2017 -9.4% 2016 36.8% 2015 5% Fund Manager information for Franklin India Opportunities Fund - Direct
Name Since Tenure Kiran Sebastian 7 Feb 22 3.99 Yr. R. Janakiraman 1 Apr 13 12.85 Yr. Sandeep Manam 18 Oct 21 4.29 Yr. Data below for Franklin India Opportunities Fund - Direct as on 31 Jan 26
Equity Sector Allocation
Sector Value Financial Services 22.63% Consumer Cyclical 14.83% Technology 13.93% Health Care 10.16% Industrials 10.13% Energy 7.84% Basic Materials 7.79% Communication Services 5.27% Utility 2.73% Real Estate 0.39% Asset Allocation
Asset Class Value Cash 4.29% Equity 95.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | AXISBANK7% ₹541 Cr 3,948,707 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Jan 26 | ONGC4% ₹354 Cr 13,166,446
↑ 13,166,446 State Bank of India (Financial Services)
Equity, Since 31 Oct 25 | SBIN4% ₹320 Cr 2,969,724
↓ -2,011,282 Amphenol Corp Class A (Technology)
Equity, Since 31 Jul 25 | APH4% ₹311 Cr 234,384 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE4% ₹294 Cr 2,107,409
↑ 445,890 APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Oct 24 | APLAPOLLO3% ₹264 Cr 1,289,735 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Nov 25 | HAL3% ₹246 Cr 531,519 NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | NTPC3% ₹225 Cr 6,333,312 IDFC First Bank Ltd (Financial Services)
Equity, Since 30 Jun 25 | IDFCFIRSTB3% ₹216 Cr 25,878,858 AIA Engineering Ltd (Industrials)
Equity, Since 30 Nov 25 | AIAENG3% ₹215 Cr 538,094
↑ 145,777 2. Franklin Build India Fund - Direct
Franklin Build India Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Mar 26) ₹162.684 ↓ -1.38 (-0.84 %) Net Assets (Cr) ₹3,003 on 31 Jan 26 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk High Expense Ratio 0.98 Sharpe Ratio 0.27 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,221 28 Feb 23 ₹14,081 29 Feb 24 ₹24,444 28 Feb 25 ₹24,274 28 Feb 26 ₹30,921 Returns for Franklin Build India Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26 Duration Returns 1 Month -5.6% 3 Month 0.4% 6 Month 0.2% 1 Year 16.8% 3 Year 26.6% 5 Year 23.2% 10 Year 15 Year Since launch 20.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.8% 2023 29.1% 2022 52.7% 2021 12.4% 2020 47.4% 2019 6.5% 2018 7.2% 2017 -9.5% 2016 45.1% 2015 9.9% Fund Manager information for Franklin Build India Fund - Direct
Name Since Tenure Ajay Argal 18 Oct 21 4.29 Yr. Kiran Sebastian 7 Feb 22 3.99 Yr. Sandeep Manam 18 Oct 21 4.29 Yr. Data below for Franklin Build India Fund - Direct as on 31 Jan 26
Equity Sector Allocation
Sector Value Industrials 33.81% Financial Services 16.07% Utility 14.48% Energy 13.67% Communication Services 8.08% Basic Materials 5.58% Real Estate 2.64% Consumer Cyclical 1.25% Technology 1.16% Asset Allocation
Asset Class Value Cash 3.26% Equity 96.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT9% ₹261 Cr 665,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | ONGC6% ₹184 Cr 6,825,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE6% ₹176 Cr 1,260,000
↑ 60,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 20 | INDIGO5% ₹161 Cr 350,000
↑ 24,659 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | NTPC5% ₹142 Cr 3,978,727
↓ -371,273 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL5% ₹140 Cr 710,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | HDFCBANK5% ₹139 Cr 1,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | AXISBANK5% ₹137 Cr 1,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN4% ₹108 Cr 1,000,000 REC Ltd (Financial Services)
Equity, Since 30 Sep 25 | RECLTD3% ₹98 Cr 2,700,000
↑ 400,000 3. Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Growth Launch Date 2 Jan 13 NAV (11 Mar 26) ₹90.0233 ↑ 0.06 (0.06 %) Net Assets (Cr) ₹4,573 on 31 Jan 26 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk High Expense Ratio 0.59 Sharpe Ratio 0.21 Information Ratio -1.69 Alpha Ratio -10.48 Min Investment Min SIP Investment Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,190 28 Feb 23 ₹8,860 29 Feb 24 ₹13,068 28 Feb 25 ₹15,294 28 Feb 26 ₹16,623
Purchase not allowed Returns for Franklin India Feeder - Franklin U S Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26 Duration Returns 1 Month -0.5% 3 Month -3.3% 6 Month -1% 1 Year 19.8% 3 Year 24.9% 5 Year 11.5% 10 Year 15 Year Since launch 16.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.4% 2023 28.4% 2022 39.3% 2021 -29.6% 2020 19.1% 2019 46.6% 2018 35.4% 2017 7.4% 2016 19.2% 2015 0% Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Name Since Tenure Sandeep Manam 18 Oct 21 4.29 Yr. Data below for Franklin India Feeder - Franklin U S Opportunities Fund - Direct as on 31 Jan 26
Equity Sector Allocation
Sector Value Technology 40.88% Communication Services 13.17% Consumer Cyclical 13.16% Health Care 10.29% Industrials 8.13% Financial Services 4.27% Basic Materials 1.55% Consumer Defensive 0.83% Real Estate 0.51% Asset Allocation
Asset Class Value Cash 1.3% Equity 96.59% Other 0.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Franklin US Opportunities I(acc)USD
Investment Fund | -99% ₹4,521 Cr 4,793,725
↑ 41,033 Call, Cash & Other Assets
CBLO | -1% ₹52 Cr 4. Franklin India Prima Fund - Direct
Franklin India Prima Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Mar 26) ₹2,902.66 ↓ -29.23 (-1.00 %) Net Assets (Cr) ₹12,223 on 31 Jan 26 Category Equity - Mid Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.98 Sharpe Ratio 0.03 Information Ratio -0.29 Alpha Ratio -3.28 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,245 28 Feb 23 ₹12,082 29 Feb 24 ₹17,798 28 Feb 25 ₹19,202 28 Feb 26 ₹22,424 Returns for Franklin India Prima Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26 Duration Returns 1 Month -7.5% 3 Month -6.9% 6 Month -6.3% 1 Year 8.7% 3 Year 20.7% 5 Year 15.6% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 2.4% 2023 32.9% 2022 38% 2021 3% 2020 33.7% 2019 18.8% 2018 4.5% 2017 -8.5% 2016 41.1% 2015 9.5% Fund Manager information for Franklin India Prima Fund - Direct
Name Since Tenure R. Janakiraman 1 Feb 11 15.01 Yr. Sandeep Manam 18 Oct 21 4.29 Yr. Akhil Kalluri 7 Feb 22 3.99 Yr. Data below for Franklin India Prima Fund - Direct as on 31 Jan 26
Equity Sector Allocation
Sector Value Financial Services 22.47% Industrials 14.31% Consumer Cyclical 14.13% Basic Materials 11.94% Health Care 10.2% Technology 8.57% Real Estate 5.62% Consumer Defensive 4.25% Communication Services 3.69% Utility 1.42% Energy 1.08% Asset Allocation
Asset Class Value Cash 2.33% Equity 97.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK3% ₹319 Cr 11,074,683
↓ -1,000,000 APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Mar 22 | APLAPOLLO3% ₹307 Cr 1,499,891 Mphasis Ltd (Technology)
Equity, Since 30 Sep 20 | MPHASIS2% ₹290 Cr 1,052,885 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | M&MFIN2% ₹278 Cr 7,413,356
↓ -125,830 Biocon Ltd (Healthcare)
Equity, Since 30 Jun 25 | BIOCON2% ₹265 Cr 7,219,684
↑ 1,357,404 IDFC First Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | IDFCFIRSTB2% ₹262 Cr 31,393,177 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Jan 22 | PRESTIGE2% ₹239 Cr 1,631,918 Ipca Laboratories Ltd (Healthcare)
Equity, Since 30 Nov 20 | IPCALAB2% ₹217 Cr 1,473,633 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 24 | ICICIGI2% ₹213 Cr 1,175,000
↑ 325,000 Tata Steel Ltd (Basic Materials)
Equity, Since 30 Nov 22 | TATASTEEL2% ₹210 Cr 10,850,000 5. Edelweiss Economic Resurgence Fund - Direct
Edelweiss Economic Resurgence Fund - Direct
Growth Launch Date 3 Feb 15 NAV (11 Mar 26) ₹43.28 ↓ -0.64 (-1.46 %) Net Assets (Cr) ₹3,133 on 31 Jan 26 Category Equity - Multi Cap AMC Edelweiss Asset Management Limited Rating Risk High Expense Ratio 0.44 Sharpe Ratio 0.43 Information Ratio 1.5 Alpha Ratio 3.2 Min Investment Min SIP Investment Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,972 28 Feb 23 ₹12,598 29 Feb 24 ₹17,774 28 Feb 25 ₹18,768 28 Feb 26 ₹22,652
Purchase not allowed Returns for Edelweiss Economic Resurgence Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26 Duration Returns 1 Month -6.9% 3 Month -4.9% 6 Month -2.2% 1 Year 12.9% 3 Year 19.2% 5 Year 15.8% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7% 2023 27.4% 2022 31.4% 2021 2.4% 2020 37.1% 2019 16.4% 2018 10.3% 2017 -3.6% 2016 47.9% 2015 1.2% Fund Manager information for Edelweiss Economic Resurgence Fund - Direct
Name Since Tenure Ashwani Agarwalla 15 Jun 22 3.64 Yr. Trideep Bhattacharya 1 Oct 21 4.34 Yr. Raj Koradia 1 Aug 24 1.5 Yr. Data below for Edelweiss Economic Resurgence Fund - Direct as on 31 Jan 26
Equity Sector Allocation
Sector Value Financial Services 35.21% Consumer Cyclical 11.27% Technology 9.68% Industrials 8.99% Basic Materials 8.14% Health Care 6.1% Consumer Defensive 6.02% Energy 5.84% Utility 2.51% Communication Services 2.36% Real Estate 1.24% Asset Allocation
Asset Class Value Cash 2.18% Equity 97.81% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK6% ₹204 Cr 2,190,827 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | ICICIBANK5% ₹152 Cr 1,124,807
↑ 373,339 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 17 | RELIANCE4% ₹111 Cr 794,855
↑ 111,606 State Bank of India (Financial Services)
Equity, Since 31 Aug 18 | SBIN3% ₹100 Cr 926,234 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 15 | LT3% ₹95 Cr 241,612 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY3% ₹87 Cr 532,965 NTPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NTPC3% ₹79 Cr 2,209,438 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL2% ₹74 Cr 375,230 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 May 19 | ULTRACEMCO2% ₹68 Cr 53,675
↑ 10,027 Tata Steel Ltd (Basic Materials)
Equity, Since 31 May 25 | TATASTEEL2% ₹67 Cr 3,492,787 6. DSP Micro Cap Fund - Direct
DSP Micro Cap Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Mar 26) ₹204.049 ↓ -0.85 (-0.41 %) Net Assets (Cr) ₹16,135 on 31 Jan 26 Category Equity - Small Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating Risk Moderately High Expense Ratio 0.83 Sharpe Ratio 0.02 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹13,494 28 Feb 23 ₹14,401 29 Feb 24 ₹21,629 28 Feb 25 ₹21,242 28 Feb 26 ₹26,212
Purchase not allowed Returns for DSP Micro Cap Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26 Duration Returns 1 Month -7% 3 Month -4.3% 6 Month -6.1% 1 Year 14.3% 3 Year 19.1% 5 Year 19% 10 Year 15 Year Since launch 20.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 -1.9% 2023 26.7% 2022 42.5% 2021 1.4% 2020 60.3% 2019 34.3% 2018 1.6% 2017 -25.1% 2016 43.4% 2015 13.6% Fund Manager information for DSP Micro Cap Fund - Direct
Name Since Tenure Vinit Sambre 21 Jun 10 15.63 Yr. Data below for DSP Micro Cap Fund - Direct as on 31 Jan 26
Equity Sector Allocation
Sector Value Consumer Cyclical 32.9% Basic Materials 16.39% Industrials 15.21% Health Care 10.05% Financial Services 8.02% Consumer Defensive 7.21% Technology 3.67% Communication Services 0.64% Utility 0.12% Asset Allocation
Asset Class Value Cash 5.8% Equity 94.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity Lumax Auto Technologies Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | LUMAXTECH5% ₹835 Cr 6,196,634 Thangamayil Jewellery Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | THANGAMAYL3% ₹557 Cr 1,677,908 eClerx Services Ltd (Technology)
Equity, Since 28 Feb 18 | ECLERX3% ₹514 Cr 1,105,918 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Mar 23 | KIRLOSENG3% ₹470 Cr 4,000,000 Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Dec 22 | JUBLINGREA3% ₹445 Cr 7,000,000 Dodla Dairy Ltd (Consumer Defensive)
Equity, Since 30 Jun 21 | 5433063% ₹444 Cr 3,750,000 Welspun Corp Ltd (Basic Materials)
Equity, Since 31 Mar 21 | WELCORP2% ₹401 Cr 5,500,000 LT Foods Ltd (Consumer Defensive)
Equity, Since 31 Dec 17 | LTFOODS2% ₹373 Cr 10,000,000 Triveni Engineering & Industries Ltd (Consumer Defensive)
Equity, Since 31 Aug 17 | TRIVENI2% ₹345 Cr 9,200,000 Cyient Ltd (Industrials)
Equity, Since 30 Sep 21 | CYIENT2% ₹341 Cr 3,000,000 7. Sundaram SMILE Fund - Direct
Sundaram SMILE Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Mar 26) ₹268.719 ↓ -1.28 (-0.47 %) Net Assets (Cr) ₹3,285 on 31 Jan 26 Category Equity - Small Cap AMC Sundaram Asset Management Company Ltd Rating Risk Moderately High Expense Ratio 0.85 Sharpe Ratio 0.07 Information Ratio 0.04 Alpha Ratio 4.37 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹13,552 28 Feb 23 ₹14,471 29 Feb 24 ₹22,319 28 Feb 25 ₹21,257 28 Feb 26 ₹25,825 Returns for Sundaram SMILE Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26 Duration Returns 1 Month -8.3% 3 Month -6.1% 6 Month -7.1% 1 Year 13.7% 3 Year 19% 5 Year 18.7% 10 Year 15 Year Since launch 16.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 1.5% 2023 20.4% 2022 46.9% 2021 -0.9% 2020 62% 2019 27.4% 2018 -5.2% 2017 -28.6% 2016 56.7% 2015 0.1% Fund Manager information for Sundaram SMILE Fund - Direct
Name Since Tenure Rohit Seksaria 1 Nov 22 3.25 Yr. Data below for Sundaram SMILE Fund - Direct as on 31 Jan 26
Equity Sector Allocation
Sector Value Consumer Cyclical 21.15% Financial Services 20.16% Industrials 18.8% Health Care 10.95% Basic Materials 9.04% Communication Services 4.99% Technology 4.36% Consumer Defensive 2.51% Real Estate 2.14% Utility 1.15% Asset Allocation
Asset Class Value Cash 4.38% Equity 95.56% Debt 0.06% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity MTAR Technologies Ltd (Industrials)
Equity, Since 31 Dec 24 | MTARTECH4% ₹126 Cr 430,300 Craftsman Automation Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | CRAFTSMAN3% ₹97 Cr 132,088
↓ -8,733 SJS Enterprises Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433873% ₹96 Cr 577,256 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 23 | ASTERDM3% ₹93 Cr 1,681,362 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jul 24 | EIDPARRY3% ₹91 Cr 987,211
↑ 53,583 DCB Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | DCBBANK3% ₹89 Cr 4,443,809
↓ -159,721 Affle 3i Ltd (Communication Services)
Equity, Since 31 May 21 | AFFLE3% ₹88 Cr 569,587 Rategain Travel Technologies Ltd (Technology)
Equity, Since 30 Jun 23 | 5434173% ₹88 Cr 1,434,521 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | 5230253% ₹88 Cr 431,921 PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Jul 24 | PNBHOUSING2% ₹82 Cr 992,680
↑ 39,072 8. Franklin India Smaller Companies Fund - Direct
Franklin India Smaller Companies Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Mar 26) ₹175.568 ↓ -0.58 (-0.33 %) Net Assets (Cr) ₹12,764 on 31 Jan 26 Category Equity - Small Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.92 Sharpe Ratio -0.34 Information Ratio -0.04 Alpha Ratio -3.58 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹13,009 28 Feb 23 ₹14,734 29 Feb 24 ₹23,222 28 Feb 25 ₹22,277 28 Feb 26 ₹25,161 Returns for Franklin India Smaller Companies Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26 Duration Returns 1 Month -7% 3 Month -5.2% 6 Month -9% 1 Year 6.8% 3 Year 17.6% 5 Year 18.4% 10 Year 15 Year Since launch 19.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 -7.6% 2023 24.2% 2022 53.5% 2021 4.4% 2020 57.7% 2019 19.7% 2018 -4% 2017 -16.4% 2016 45.3% 2015 11.5% Fund Manager information for Franklin India Smaller Companies Fund - Direct
Name Since Tenure R. Janakiraman 1 Feb 11 15.01 Yr. Sandeep Manam 18 Oct 21 4.29 Yr. Akhil Kalluri 8 Sep 22 3.4 Yr. Data below for Franklin India Smaller Companies Fund - Direct as on 31 Jan 26
Equity Sector Allocation
Sector Value Consumer Cyclical 18.78% Financial Services 18.23% Industrials 17.62% Basic Materials 10.53% Health Care 10.11% Technology 8.81% Real Estate 4% Consumer Defensive 3.95% Utility 3.34% Asset Allocation
Asset Class Value Cash 4.62% Equity 95.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 20 | EQUITASBNK3% ₹337 Cr 48,064,081 Syrma SGS Technology Ltd (Technology)
Equity, Since 31 Aug 22 | SYRMA2% ₹296 Cr 3,895,864 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 19 | CCL2% ₹292 Cr 3,010,279 Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Jun 14 | BRIGADE2% ₹291 Cr 3,868,691 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Jul 23 | ASTERDM2% ₹258 Cr 4,675,704 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 30 Sep 19 | ERIS2% ₹257 Cr 1,866,828 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 30 Nov 22 | KIRLOSENG2% ₹247 Cr 2,100,935
↑ 117,972 J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 14 | JBCHEPHARM2% ₹246 Cr 1,316,741
↓ -131,982 DCB Bank Ltd (Financial Services)
Equity, Since 31 May 18 | DCBBANK2% ₹244 Cr 12,199,095 Zensar Technologies Ltd (Technology)
Equity, Since 28 Feb 23 | ZENSARTECH2% ₹237 Cr 3,640,478 9. Franklin India Prima Plus - Direct
Franklin India Prima Plus - Direct
Growth Launch Date 1 Jan 13 NAV (11 Mar 26) ₹1,729.41 ↓ -26.55 (-1.51 %) Net Assets (Cr) ₹19,528 on 31 Jan 26 Category Equity - Multi Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.95 Sharpe Ratio 0.13 Information Ratio 0.93 Alpha Ratio -0.86 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,143 28 Feb 23 ₹12,693 29 Feb 24 ₹18,432 28 Feb 25 ₹19,145 28 Feb 26 ₹21,994 Returns for Franklin India Prima Plus - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26 Duration Returns 1 Month -7.3% 3 Month -6.6% 6 Month -4.7% 1 Year 7.4% 3 Year 17.6% 5 Year 15% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.1% 2023 22.7% 2022 31.8% 2021 6.1% 2020 41.3% 2019 16.9% 2018 4.2% 2017 -3.4% 2016 32.1% 2015 6.2% Fund Manager information for Franklin India Prima Plus - Direct
Name Since Tenure R. Janakiraman 1 Feb 11 15.01 Yr. Sandeep Manam 18 Oct 21 4.29 Yr. Rajasa Kakulavarapu 1 Dec 23 2.17 Yr. Data below for Franklin India Prima Plus - Direct as on 31 Jan 26
Equity Sector Allocation
Sector Value Financial Services 30.17% Industrials 14.32% Consumer Cyclical 8.95% Technology 8.54% Basic Materials 6.83% Consumer Defensive 5.49% Health Care 5.39% Energy 5.07% Utility 4.96% Communication Services 4.27% Real Estate 1.4% Asset Allocation
Asset Class Value Cash 4.83% Equity 95.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK8% ₹1,623 Cr 17,469,284
↑ 600,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK6% ₹1,205 Cr 8,891,035 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | AXISBANK5% ₹947 Cr 6,911,448
↑ 150,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 13 | LT4% ₹838 Cr 2,131,779 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 06 | BHARTIARTL4% ₹833 Cr 4,233,252
↓ -100,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY4% ₹741 Cr 4,515,580 State Bank of India (Financial Services)
Equity, Since 31 Aug 15 | SBIN4% ₹701 Cr 6,506,362
↑ 300,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE3% ₹627 Cr 4,493,052 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 13 | HCLTECH3% ₹603 Cr 3,555,589 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | KOTAKBANK3% ₹566 Cr 13,862,470
↑ 500,000 10. UTI Banking Sector Fund - Direct
UTI Banking Sector Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Mar 26) ₹216.814 ↓ -4.82 (-2.18 %) Net Assets (Cr) ₹1,400 on 31 Jan 26 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating Risk High Expense Ratio 1.19 Sharpe Ratio 1.15 Information Ratio 0.57 Alpha Ratio 2.22 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,503 28 Feb 23 ₹11,599 29 Feb 24 ₹14,786 28 Feb 25 ₹15,813 28 Feb 26 ₹20,022 Returns for UTI Banking Sector Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 26 Duration Returns 1 Month -7.1% 3 Month -3.9% 6 Month 1.8% 1 Year 16.9% 3 Year 17.3% 5 Year 12.6% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.5% 2023 12.3% 2022 20.8% 2021 16.4% 2020 15.5% 2019 -4.4% 2018 12.7% 2017 -5.8% 2016 45.2% 2015 14.2% Fund Manager information for UTI Banking Sector Fund - Direct
Name Since Tenure Amit Premchandani 16 Jun 25 0.63 Yr. Bhavesh Kanani 12 Jan 26 0.05 Yr. Data below for UTI Banking Sector Fund - Direct as on 31 Jan 26
Equity Sector Allocation
Sector Value Financial Services 96.42% Technology 0.96% Asset Allocation
Asset Class Value Cash 2.62% Equity 97.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK15% ₹209 Cr 2,250,000
↑ 75,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK14% ₹193 Cr 1,425,000
↓ -427,344 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | AXISBANK10% ₹137 Cr 1,000,000
↑ 75,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK9% ₹133 Cr 3,250,000
↑ 500,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN7% ₹92 Cr 850,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE5% ₹74 Cr 800,000 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 5900034% ₹51 Cr 1,700,000 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN4% ₹51 Cr 500,000 Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Apr 25 | UJJIVANSFB3% ₹43 Cr 6,534,317 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Mar 24 | MCX3% ₹38 Cr 150,000
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Research Highlights for Franklin India Opportunities Fund - Direct