+91-22-48913909Is a Mutual Fund Direct Plan Always Beneficial?
Every Mutual Fund scheme which the Asset Management Company (AMC) offers has two variants Mutual Fund Direct Plan and Mutual Fund Regular Plan. Both these plans are identical in terms of Asset Under Management (AUM), Portfolio composition, and even the fund managers. However, the key factor that differentiates both these plans are expense ratio wherein; a Mutual Fund Direct Plan’s expense ratio is less as compared to a regular plan. As a consequence, the direct plan’s profit percentage is higher. However, as it is said that, looks are deceptive similarly; do you think that; always Mutual Fund Direct Plan is beneficial? So, let us look through this article which plan is actually beneficial. Our example below is using real-life data, actual costs, expense ratios, and an actual investment. The analysis does show that regular plans are better than direct, however, what we would like to say is that while the difference in costs is minimal in terms of expense ratios, a good financial planner giving good service over a long period will make this difference look meaningless. Additionally, good fund selection over the years giving you an additional 0.5 % or even 1 % p.a. will overshadow the extra expense one pays in the regular plan.
What is a Mutual Fund Direct Plan?
Mutual Fund Direct Plan is sold by Registered Investment Advisors (RIAs) apart from the Mutual Fund company. As mentioned earlier, The expense ratio of Mutual Fund Direct Plan is lower in comparison to regular plans
due to which these funds are able to earn more profits which are reflected by a slightly higher NAV in comparison to regular plans. In Mutual Fund Direct Plans, the AMC does not pay any commission to the investors.
What is a Regular Plan?
A regular plan of a Mutual Fund is the normal Mutual Fund scheme that you buy from an intermediary such as a broker, financial advisor, distributor etc. In the regular plan, the asset management company pays commission to these intermediaries for selling their schemes which are again added as an expense for managing the scheme. As a consequence, the regular Mutual Fund plans have slightly higher expense ratios than the direct ones.
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Mutual Fund Investment: Whether Mutual Fund Direct Plan is Better or Not?
Whenever we talk about investments, one should understand that Returns is an outcome of cost which means; higher the cost lower the returns and vice versa. Also, people should understand that Nothing is available for free. Therefore, with the help of the following points, let us understand how regular plans become beneficial than Mutual Fund direct plans.
A number of people always invest in Mutual Funds through some or other intermediary. People Investing through RIAs in Mutual Funds need to pay fees to them. This fee is to be paid even if people do not transact in Mutual Funds through them, this is more like an annual fee. This fees can be paid either monthly, annually, transaction-based fees, and so on. Therefore, due to these fees charged the investors might end up with a lower amount of profit as these expenses eat away a pie’s share of the earnings.
So, let us understand this concept with the help of an example:
Illustration:
Assume, an individual wants to INR 1,00,000 rupees in DSP BlackRock Opportunities fund. She as an option to invest either in a direct plan through an RIA or regular plan through a distributor. The average past three year returns of this scheme are 17.90% p.a. for the direct plan and 16.93% p.a. for a regular plan as on September 13, 2017. Here, the individual has shortlisted two RIAs A and B and one online portal for investment. Assume, RIA A charges an annual fee of INR 2,000 while RIA B charges an annual fee of INR 1,200. Individuals need to pay this fee amount to the RIA on an upfront basis. On the other hand, the online mutual fund distributor does not charge any fees. So, let us calculate and check which channel of investment is better for investors.
The analysis of these plans is shown in the table given below.
| DSP BlackRock Opportunities Fund | Mutual Fund Direct Plan RIA A | Mutual Fund Direct Plan RIA B | Mutual Fund Regular Plan Distributor |
|---|---|---|---|
| Initial Investment Amount (A) | 1,00,000 | 1,00,000 | 1,00,000 |
| Less: Annual Fees for Year 1 (B) | 2,000 | 1,200 | 0 |
| Net Amount after fees in Year 1 (C) (A-B) | 98,000 | 98,800 | 1,00,000 |
| Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan | 17,542 | 17,685 | 16,930 |
| Total Amount at the end of Year 1 (C+D) (E) | 1,15,542 | 1,16,485 | 1,16,930 |
| Less: Annual Fees for Year 2 (F) | 2,000 | 1,200 | 0 |
| Net Amount after fees in Year 2 (G) (E-F) | 1,13,542 | 1,15,285 | 1,16,930 |
| Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan | 20,324 | 20,636 | 19,797 |
| Total Amount at the end of Year 2 (I) (G+H) | 1,33,866 | 1,35,921 | 1,36,727 |
| Less: Annual Fees for Year 3 (J) | 2,000 | 1,200 | 0 |
| Net Amount after fees in Year 2 (K) (I-J) | 1,31,866 | 1,34,721 | 1,36,727 |
| Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan | 23,604 | 24,116 | 23,148 |
| Total Amount at the end of Year 3 (M) (K+L) | 1,55,470 | 1,58,837 | 1,59,875 |
#as of 13th Sept'17. Thus, from the above table we can conclude that; by investing in Regular Plan people can earn more as compared to Direct Plan.
Why Choose Mutual Fund Regular Plan Over Mutual Fund Direct Plan?
There are many other reasons as to why people can choose regular Mutual Fund as compared to direct ones. Some of them include a separate registration process for each fund house, self-rebalancing of the portfolio, self-analysis of the schemes, and so on. So, let us look why choosing regular Mutual Fund through distributors becomes beneficial as compared to direct plans.
Number of Schemes Under One Umbrella
You decide to invest in five different direct plans that you scouted and are suitable for your investment profile. Therefore, you need to visit those five different fund house websites and invest in the Mutual Fund scheme. You will then have to keep a track of each investment individually and store their details separately. Over the period of time, as the number of investments will grow, so will the records and will only add to the hassle. Therefore, to avoid such hassles, it would be easy to invest through a Mutual Fund distributor wherein; in one platform you can find a number of schemes which you can choose as per your requirements.
Online Mutual Fund Regular Plan Investment
With the advancements in the technology, people can invest in Mutual Fund Online from anywhere and at any time. In addition, they can invest in various schemes as per their convenience. Through online mode, people can invest and redeem their money in simple steps, check the detailed analysis of each scheme offered by various fund houses, keep a track of their portfolio, and so on.
Now, as we move towards the end, let us answer one important question, that is, Which Mutual Fund Plan is better? To answer this, it can be said that it is not the plan which is correct instead choosing the correct advisor.While the example above shows regular plans being more beneficial than direct plans, our take is that one needs to partner with the right financial planner to make sure that in the long run the investor benefits. A prudent advisor will guide the investors in an effective manner so that the investors earn maximum amount on their investment. In addition, he/she will also ensure that the investment paves way for wealth creation.
Fund Selection Methodology used to find 10 funds
Top Performing Direct Equity Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Franklin India Opportunities Fund - Direct Growth ₹276.71
↓ -1.09 ₹8,380 -4.6 -1.4 6.5 30.1 21.4 4.4 Franklin Build India Fund - Direct Growth ₹159.54
↑ 1.48 ₹3,036 -4.2 -3.2 7.3 25.4 26 4.8 Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹92.2158
↑ 1.38 ₹4,465 1.6 6.4 8.5 25.3 11 12.4 Franklin India Technology Fund - Direct Growth ₹582.491
↑ 1.63 ₹1,996 2 2.8 1.3 23.2 14.5 -0.4 Franklin India Prima Fund - Direct Growth ₹3,019.73
↑ 24.88 ₹12,831 -3.4 -4.5 6.2 22 18.7 2.4 Edelweiss Economic Resurgence Fund - Direct Growth ₹45.257
↑ 0.41 ₹3,127 -0.8 2.6 11.6 20.4 19 7 Sundaram SMILE Fund - Direct Growth ₹276.646
↑ 3.01 ₹3,401 -5.5 -6.1 3.9 20 22.4 1.5 Franklin India Smaller Companies Fund - Direct Growth ₹178.1
↑ 1.78 ₹13,238 -7.6 -11.3 -3.8 19.2 21.7 -7.6 DSP Micro Cap Fund - Direct Growth ₹204.425
↑ 1.57 ₹16,935 -4 -8.3 0.8 19 21.8 -1.9 Franklin India Prima Plus - Direct Growth ₹1,802.62
↑ 11.79 ₹19,972 -3.1 -1.9 7 18 18.1 4.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jan 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Franklin India Opportunities Fund - Direct Franklin Build India Fund - Direct Franklin India Feeder - Franklin U S Opportunities Fund - Direct Franklin India Technology Fund - Direct Franklin India Prima Fund - Direct Edelweiss Economic Resurgence Fund - Direct Sundaram SMILE Fund - Direct Franklin India Smaller Companies Fund - Direct DSP Micro Cap Fund - Direct Franklin India Prima Plus - Direct Point 1 Upper mid AUM (₹8,380 Cr). Bottom quartile AUM (₹3,036 Cr). Lower mid AUM (₹4,465 Cr). Bottom quartile AUM (₹1,996 Cr). Upper mid AUM (₹12,831 Cr). Bottom quartile AUM (₹3,127 Cr). Lower mid AUM (₹3,401 Cr). Upper mid AUM (₹13,238 Cr). Top quartile AUM (₹16,935 Cr). Highest AUM (₹19,972 Cr). Point 2 Oldest track record among peers (13 yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (10+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 21.44% (upper mid). 5Y return: 25.98% (top quartile). 5Y return: 10.99% (bottom quartile). 5Y return: 14.54% (bottom quartile). 5Y return: 18.71% (lower mid). 5Y return: 19.04% (lower mid). 5Y return: 22.41% (top quartile). 5Y return: 21.73% (upper mid). 5Y return: 21.79% (upper mid). 5Y return: 18.13% (bottom quartile). Point 6 3Y return: 30.07% (top quartile). 3Y return: 25.41% (top quartile). 3Y return: 25.29% (upper mid). 3Y return: 23.24% (upper mid). 3Y return: 22.04% (upper mid). 3Y return: 20.41% (lower mid). 3Y return: 20.00% (lower mid). 3Y return: 19.19% (bottom quartile). 3Y return: 19.03% (bottom quartile). 3Y return: 18.02% (bottom quartile). Point 7 1Y return: 6.48% (upper mid). 1Y return: 7.31% (upper mid). 1Y return: 8.48% (top quartile). 1Y return: 1.34% (bottom quartile). 1Y return: 6.19% (lower mid). 1Y return: 11.57% (top quartile). 1Y return: 3.86% (lower mid). 1Y return: -3.75% (bottom quartile). 1Y return: 0.85% (bottom quartile). 1Y return: 6.96% (upper mid). Point 8 Alpha: -3.02 (lower mid). Alpha: 0.00 (upper mid). Alpha: -9.04 (bottom quartile). Alpha: 0.27 (top quartile). Alpha: -3.51 (bottom quartile). Alpha: -0.72 (upper mid). Alpha: 5.06 (top quartile). Alpha: -4.40 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: -3.35 (lower mid). Point 9 Sharpe: -0.02 (upper mid). Sharpe: 0.01 (upper mid). Sharpe: 0.41 (top quartile). Sharpe: -0.35 (bottom quartile). Sharpe: -0.12 (lower mid). Sharpe: 0.13 (top quartile). Sharpe: -0.11 (lower mid). Sharpe: -0.56 (bottom quartile). Sharpe: -0.22 (bottom quartile). Sharpe: -0.07 (upper mid). Point 10 Information ratio: 1.88 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: -1.86 (bottom quartile). Information ratio: 1.40 (upper mid). Information ratio: -0.16 (bottom quartile). Information ratio: 1.51 (top quartile). Information ratio: 0.01 (upper mid). Information ratio: -0.11 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.86 (upper mid). Franklin India Opportunities Fund - Direct
Franklin Build India Fund - Direct
Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Franklin India Technology Fund - Direct
Franklin India Prima Fund - Direct
Edelweiss Economic Resurgence Fund - Direct
Sundaram SMILE Fund - Direct
Franklin India Smaller Companies Fund - Direct
DSP Micro Cap Fund - Direct
Franklin India Prima Plus - Direct
The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy. Below is the key information for Franklin India Opportunities Fund - Direct Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Research Highlights for Franklin Build India Fund - Direct Below is the key information for Franklin Build India Fund - Direct Returns up to 1 year are on The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. Research Highlights for Franklin India Feeder - Franklin U S Opportunities Fund - Direct Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct Returns up to 1 year are on To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. Research Highlights for Franklin India Technology Fund - Direct Below is the key information for Franklin India Technology Fund - Direct Returns up to 1 year are on The investment objective of Prima Fund is to provide medium to longterm capital appreciation as a primary objective and income as a secondary objective. Research Highlights for Franklin India Prima Fund - Direct Below is the key information for Franklin India Prima Fund - Direct Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation from a diversi?ed portfolio that predominantly invests in equity and equity-related securities of companies across various market capitalisation.
However, there can be no assurance that the investment objective of the Scheme will be realised. Research Highlights for Edelweiss Economic Resurgence Fund - Direct Below is the key information for Edelweiss Economic Resurgence Fund - Direct Returns up to 1 year are on To primarily achieve capital appreciation by
investing in diversified stocks that are
generally termed as small and mid-caps and
by investing in other equities. Research Highlights for Sundaram SMILE Fund - Direct Below is the key information for Sundaram SMILE Fund - Direct Returns up to 1 year are on The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies. Research Highlights for Franklin India Smaller Companies Fund - Direct Below is the key information for Franklin India Smaller Companies Fund - Direct Returns up to 1 year are on The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized Research Highlights for DSP Micro Cap Fund - Direct Below is the key information for DSP Micro Cap Fund - Direct Returns up to 1 year are on The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments. Research Highlights for Franklin India Prima Plus - Direct Below is the key information for Franklin India Prima Plus - Direct Returns up to 1 year are on 1. Franklin India Opportunities Fund - Direct
Franklin India Opportunities Fund - Direct
Growth Launch Date 1 Jan 13 NAV (21 Jan 26) ₹276.71 ↓ -1.09 (-0.39 %) Net Assets (Cr) ₹8,380 on 31 Dec 25 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.54 Sharpe Ratio -0.03 Information Ratio 1.88 Alpha Ratio -3.02 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,055 31 Dec 22 ₹12,899 31 Dec 23 ₹19,976 31 Dec 24 ₹27,800 31 Dec 25 ₹29,031 Returns for Franklin India Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26 Duration Returns 1 Month -3.3% 3 Month -4.6% 6 Month -1.4% 1 Year 6.5% 3 Year 30.1% 5 Year 21.4% 10 Year 15 Year Since launch 17.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.4% 2023 39.2% 2022 54.9% 2021 -1.2% 2020 30.6% 2019 28.7% 2018 6.1% 2017 -9.4% 2016 36.8% 2015 5% Fund Manager information for Franklin India Opportunities Fund - Direct
Name Since Tenure Kiran Sebastian 7 Feb 22 3.9 Yr. R. Janakiraman 1 Apr 13 12.76 Yr. Sandeep Manam 18 Oct 21 4.21 Yr. Data below for Franklin India Opportunities Fund - Direct as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 23.16% Consumer Cyclical 15.36% Technology 15.21% Health Care 11.71% Industrials 9.45% Basic Materials 8.79% Communication Services 6.09% Energy 3.11% Utility 2.49% Real Estate 0.46% Asset Allocation
Asset Class Value Cash 4.14% Equity 95.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 5322156% ₹501 Cr 3,948,707 State Bank of India (Financial Services)
Equity, Since 31 Oct 25 | SBIN6% ₹489 Cr 4,981,006 Amphenol Corp Class A (Technology)
Equity, Since 31 Jul 25 | APH3% ₹285 Cr 234,384 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE3% ₹261 Cr 1,661,519 APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Oct 24 | APLAPOLLO3% ₹247 Cr 1,289,735 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL3% ₹244 Cr 1,158,502 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | M&M3% ₹237 Cr 637,966 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Nov 25 | HAL3% ₹233 Cr 531,519 Mphasis Ltd (Technology)
Equity, Since 30 Nov 24 | 5262993% ₹227 Cr 814,231 IDFC First Bank Ltd (Financial Services)
Equity, Since 30 Jun 25 | IDFCFIRSTB3% ₹222 Cr 25,878,858
↑ 5,038,869 2. Franklin Build India Fund - Direct
Franklin Build India Fund - Direct
Growth Launch Date 1 Jan 13 NAV (22 Jan 26) ₹159.54 ↑ 1.48 (0.94 %) Net Assets (Cr) ₹3,036 on 31 Dec 25 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk High Expense Ratio 0.98 Sharpe Ratio 0.01 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹14,737 31 Dec 22 ₹16,561 31 Dec 23 ₹25,295 31 Dec 24 ₹32,668 31 Dec 25 ₹34,224 Returns for Franklin Build India Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26 Duration Returns 1 Month -3.3% 3 Month -4.2% 6 Month -3.2% 1 Year 7.3% 3 Year 25.4% 5 Year 26% 10 Year 15 Year Since launch 20.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.8% 2023 29.1% 2022 52.7% 2021 12.4% 2020 47.4% 2019 6.5% 2018 7.2% 2017 -9.5% 2016 45.1% 2015 9.9% Fund Manager information for Franklin Build India Fund - Direct
Name Since Tenure Ajay Argal 18 Oct 21 4.21 Yr. Kiran Sebastian 7 Feb 22 3.9 Yr. Sandeep Manam 18 Oct 21 4.21 Yr. Data below for Franklin Build India Fund - Direct as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 35% Financial Services 15.02% Utility 14.66% Energy 13.57% Communication Services 8.21% Basic Materials 5.21% Real Estate 2.63% Consumer Cyclical 1.58% Technology 1.15% Asset Allocation
Asset Class Value Cash 2.97% Equity 97.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT9% ₹272 Cr 665,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE6% ₹188 Cr 1,200,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 20 | INDIGO5% ₹165 Cr 325,341
↑ 10,341 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | 5003125% ₹164 Cr 6,825,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL5% ₹149 Cr 710,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | HDFCBANK5% ₹149 Cr 1,500,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 5325555% ₹143 Cr 4,350,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5322154% ₹127 Cr 1,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN3% ₹98 Cr 1,000,000 GAIL (India) Ltd (Utilities)
Equity, Since 31 Jan 25 | 5321553% ₹96 Cr 5,600,000 3. Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Growth Launch Date 2 Jan 13 NAV (21 Jan 26) ₹92.2158 ↑ 1.38 (1.52 %) Net Assets (Cr) ₹4,465 on 31 Dec 25 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk High Expense Ratio 0.59 Sharpe Ratio 0.41 Information Ratio -1.86 Alpha Ratio -9.04 Min Investment Min SIP Investment Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹11,910 31 Dec 22 ₹8,383 31 Dec 23 ₹11,674 31 Dec 24 ₹14,984 31 Dec 25 ₹16,842
Purchase not allowed Returns for Franklin India Feeder - Franklin U S Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26 Duration Returns 1 Month 1.2% 3 Month 1.6% 6 Month 6.4% 1 Year 8.5% 3 Year 25.3% 5 Year 11% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.4% 2023 28.4% 2022 39.3% 2021 -29.6% 2020 19.1% 2019 46.6% 2018 35.4% 2017 7.4% 2016 19.2% 2015 0% Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Name Since Tenure Sandeep Manam 18 Oct 21 4.21 Yr. Data below for Franklin India Feeder - Franklin U S Opportunities Fund - Direct as on 31 Dec 25
Equity Sector Allocation
Sector Value Technology 41.75% Communication Services 14.84% Consumer Cyclical 11.65% Health Care 10.41% Industrials 7.69% Financial Services 4.11% Basic Materials 1.56% Consumer Defensive 1.3% Real Estate 0.51% Asset Allocation
Asset Class Value Cash 1.39% Equity 96.85% Other 0.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity Franklin US Opportunities I(acc)USD
Investment Fund | -99% ₹4,420 Cr 4,752,692
↑ 21,154 Call, Cash & Other Assets
CBLO | -1% ₹45 Cr 4. Franklin India Technology Fund - Direct
Franklin India Technology Fund - Direct
Growth Launch Date 1 Jan 13 NAV (21 Jan 26) ₹582.491 ↑ 1.63 (0.28 %) Net Assets (Cr) ₹1,996 on 31 Dec 25 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk High Expense Ratio 1.03 Sharpe Ratio -0.35 Information Ratio 1.4 Alpha Ratio 0.27 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹14,027 31 Dec 22 ₹11,008 31 Dec 23 ₹16,819 31 Dec 24 ₹21,824 31 Dec 25 ₹21,731 Returns for Franklin India Technology Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26 Duration Returns 1 Month -4.1% 3 Month 2% 6 Month 2.8% 1 Year 1.3% 3 Year 23.2% 5 Year 14.5% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 -0.4% 2023 29.8% 2022 52.8% 2021 -21.5% 2020 40.3% 2019 58.3% 2018 13.2% 2017 12.6% 2016 19.8% 2015 -2% Fund Manager information for Franklin India Technology Fund - Direct
Name Since Tenure Venkatesh Sanjeevi 4 Oct 24 1.24 Yr. R. Janakiraman 1 Dec 23 2.09 Yr. Sandeep Manam 18 Oct 21 4.21 Yr. Data below for Franklin India Technology Fund - Direct as on 31 Dec 25
Equity Sector Allocation
Sector Value Technology 52.3% Communication Services 23.78% Consumer Cyclical 15.09% Financial Services 4.83% Industrials 0.85% Health Care 0.02% Asset Allocation
Asset Class Value Cash 2.91% Equity 96.95% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY18% ₹362 Cr 2,243,548
↓ -55,358 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL17% ₹348 Cr 1,652,736 HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH7% ₹145 Cr 894,643 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433206% ₹126 Cr 4,524,577 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS6% ₹121 Cr 378,126 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 30 Sep 25 | CTSH6% ₹119 Cr 159,240 Franklin Technology I Acc USD
Investment Fund | -5% ₹101 Cr 124,810 PB Fintech Ltd (Financial Services)
Equity, Since 30 Nov 21 | 5433905% ₹94 Cr 517,479 MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 30 Jun 25 | MMYT3% ₹58 Cr 78,777
↓ -17,369 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI3% ₹53 Cr 394,359
↑ 117,241 5. Franklin India Prima Fund - Direct
Franklin India Prima Fund - Direct
Growth Launch Date 1 Jan 13 NAV (22 Jan 26) ₹3,019.73 ↑ 24.88 (0.83 %) Net Assets (Cr) ₹12,831 on 31 Dec 25 Category Equity - Mid Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.98 Sharpe Ratio -0.12 Information Ratio -0.16 Alpha Ratio -3.51 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,367 31 Dec 22 ₹13,768 31 Dec 23 ₹18,996 31 Dec 24 ₹25,243 31 Dec 25 ₹25,854 Returns for Franklin India Prima Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26 Duration Returns 1 Month -4.9% 3 Month -3.4% 6 Month -4.5% 1 Year 6.2% 3 Year 22% 5 Year 18.7% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2.4% 2023 32.9% 2022 38% 2021 3% 2020 33.7% 2019 18.8% 2018 4.5% 2017 -8.5% 2016 41.1% 2015 9.5% Fund Manager information for Franklin India Prima Fund - Direct
Name Since Tenure R. Janakiraman 1 Feb 11 14.92 Yr. Sandeep Manam 18 Oct 21 4.21 Yr. Akhil Kalluri 7 Feb 22 3.9 Yr. Data below for Franklin India Prima Fund - Direct as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 21.92% Consumer Cyclical 15.23% Industrials 13.27% Basic Materials 10.51% Health Care 9.62% Technology 8.51% Real Estate 6.06% Consumer Defensive 4.22% Communication Services 3.84% Utility 1.4% Energy 1.2% Asset Allocation
Asset Class Value Cash 4.21% Equity 95.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK3% ₹323 Cr 12,074,683
↓ -4,250,000 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | M&MFIN2% ₹304 Cr 7,539,186
↓ -1,075,276 Mphasis Ltd (Technology)
Equity, Since 30 Sep 20 | 5262992% ₹294 Cr 1,052,885 APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Mar 22 | APLAPOLLO2% ₹287 Cr 1,499,891 IDFC First Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | IDFCFIRSTB2% ₹269 Cr 31,393,177
↑ 2,500,000 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Jan 22 | PRESTIGE2% ₹260 Cr 1,631,918 Cummins India Ltd (Industrials)
Equity, Since 30 Apr 22 | 5004802% ₹241 Cr 542,366
↓ -175,000 Biocon Ltd (Healthcare)
Equity, Since 30 Jun 25 | BIOCON2% ₹231 Cr 5,862,280 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Dec 21 | 5002712% ₹210 Cr 1,257,487 SRF Ltd (Industrials)
Equity, Since 30 Jun 24 | SRF2% ₹210 Cr 682,594
↑ 152,594 6. Edelweiss Economic Resurgence Fund - Direct
Edelweiss Economic Resurgence Fund - Direct
Growth Launch Date 3 Feb 15 NAV (22 Jan 26) ₹45.257 ↑ 0.41 (0.92 %) Net Assets (Cr) ₹3,127 on 31 Dec 25 Category Equity - Multi Cap AMC Edelweiss Asset Management Limited Rating Risk High Expense Ratio 0.44 Sharpe Ratio 0.13 Information Ratio 1.51 Alpha Ratio -0.72 Min Investment Min SIP Investment Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹13,707 31 Dec 22 ₹14,042 31 Dec 23 ₹18,449 31 Dec 24 ₹23,494 31 Dec 25 ₹25,128
Purchase not allowed Returns for Edelweiss Economic Resurgence Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26 Duration Returns 1 Month -2.3% 3 Month -0.8% 6 Month 2.6% 1 Year 11.6% 3 Year 20.4% 5 Year 19% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7% 2023 27.4% 2022 31.4% 2021 2.4% 2020 37.1% 2019 16.4% 2018 10.3% 2017 -3.6% 2016 47.9% 2015 1.2% Fund Manager information for Edelweiss Economic Resurgence Fund - Direct
Name Since Tenure Ashwani Agarwalla 15 Jun 22 3.55 Yr. Trideep Bhattacharya 1 Oct 21 4.25 Yr. Raj Koradia 1 Aug 24 1.42 Yr. Data below for Edelweiss Economic Resurgence Fund - Direct as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 33.24% Consumer Cyclical 12.58% Technology 10.18% Industrials 9.99% Basic Materials 7.41% Health Care 6.61% Consumer Defensive 6.2% Energy 5% Communication Services 2.53% Utility 2.33% Real Estate 1.38% Asset Allocation
Asset Class Value Cash 2.12% Equity 97.86% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK7% ₹217 Cr 2,190,827
↑ 6,251 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 17 | RELIANCE3% ₹107 Cr 683,249
↑ 3,977 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | 5321743% ₹101 Cr 751,468 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 15 | LT3% ₹99 Cr 241,612
↑ 1,532 State Bank of India (Financial Services)
Equity, Since 31 Aug 18 | SBIN3% ₹91 Cr 926,234
↑ 6,417 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY3% ₹86 Cr 532,965
↓ -46,952 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹79 Cr 375,230
↑ 2,945 NTPC Ltd (Utilities)
Equity, Since 31 Oct 22 | 5325552% ₹73 Cr 2,209,438
↑ 19,134 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Sep 22 | M&M2% ₹64 Cr 173,883
↑ 1,712 Tata Steel Ltd (Basic Materials)
Equity, Since 31 May 25 | TATASTEEL2% ₹63 Cr 3,492,787
↑ 36,668 7. Sundaram SMILE Fund - Direct
Sundaram SMILE Fund - Direct
Growth Launch Date 1 Jan 13 NAV (22 Jan 26) ₹276.646 ↑ 3.01 (1.10 %) Net Assets (Cr) ₹3,401 on 31 Dec 25 Category Equity - Small Cap AMC Sundaram Asset Management Company Ltd Rating Risk Moderately High Expense Ratio 0.85 Sharpe Ratio -0.11 Information Ratio 0.01 Alpha Ratio 5.06 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹16,197 31 Dec 22 ₹16,049 31 Dec 23 ₹23,578 31 Dec 24 ₹28,390 31 Dec 25 ₹28,809 Returns for Sundaram SMILE Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26 Duration Returns 1 Month -4% 3 Month -5.5% 6 Month -6.1% 1 Year 3.9% 3 Year 20% 5 Year 22.4% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 1.5% 2023 20.4% 2022 46.9% 2021 -0.9% 2020 62% 2019 27.4% 2018 -5.2% 2017 -28.6% 2016 56.7% 2015 0.1% Fund Manager information for Sundaram SMILE Fund - Direct
Name Since Tenure Rohit Seksaria 1 Nov 22 3.17 Yr. Data below for Sundaram SMILE Fund - Direct as on 31 Dec 25
Equity Sector Allocation
Sector Value Consumer Cyclical 20.84% Financial Services 19.15% Industrials 18.66% Health Care 11.59% Basic Materials 9.05% Communication Services 5.37% Technology 4.64% Consumer Defensive 2.6% Real Estate 2.3% Utility 1.11% Asset Allocation
Asset Class Value Cash 4.47% Equity 95.46% Debt 0.06% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Craftsman Automation Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | CRAFTSMAN3% ₹108 Cr 140,821 MTAR Technologies Ltd (Industrials)
Equity, Since 31 Dec 24 | MTARTECH3% ₹104 Cr 430,300 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 23 | ASTERDM3% ₹104 Cr 1,681,362 Affle 3i Ltd (Communication Services)
Equity, Since 31 May 21 | AFFLE3% ₹102 Cr 569,587 Rategain Travel Technologies Ltd (Technology)
Equity, Since 30 Jun 23 | 5434173% ₹99 Cr 1,434,521 SJS Enterprises Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433873% ₹98 Cr 577,256 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jul 24 | EIDPARRY3% ₹97 Cr 933,628 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | 5230253% ₹94 Cr 431,921 PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Jul 24 | PNBHOUSING3% ₹91 Cr 953,608 DCB Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | DCBBANK2% ₹79 Cr 4,603,530 8. Franklin India Smaller Companies Fund - Direct
Franklin India Smaller Companies Fund - Direct
Growth Launch Date 1 Jan 13 NAV (22 Jan 26) ₹178.1 ↑ 1.78 (1.01 %) Net Assets (Cr) ₹13,238 on 31 Dec 25 Category Equity - Small Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.92 Sharpe Ratio -0.56 Information Ratio -0.11 Alpha Ratio -4.4 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹15,768 31 Dec 22 ₹16,467 31 Dec 23 ₹25,273 31 Dec 24 ₹31,389 31 Dec 25 ₹28,994 Returns for Franklin India Smaller Companies Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26 Duration Returns 1 Month -5.4% 3 Month -7.6% 6 Month -11.3% 1 Year -3.8% 3 Year 19.2% 5 Year 21.7% 10 Year 15 Year Since launch 19.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 -7.6% 2023 24.2% 2022 53.5% 2021 4.4% 2020 57.7% 2019 19.7% 2018 -4% 2017 -16.4% 2016 45.3% 2015 11.5% Fund Manager information for Franklin India Smaller Companies Fund - Direct
Name Since Tenure R. Janakiraman 1 Feb 11 14.92 Yr. Sandeep Manam 18 Oct 21 4.21 Yr. Akhil Kalluri 8 Sep 22 3.32 Yr. Data below for Franklin India Smaller Companies Fund - Direct as on 31 Dec 25
Equity Sector Allocation
Sector Value Consumer Cyclical 20.17% Financial Services 18.12% Industrials 17.73% Health Care 10.61% Basic Materials 10.16% Technology 8.86% Real Estate 4.25% Consumer Defensive 3.71% Utility 3.44% Asset Allocation
Asset Class Value Cash 2.78% Equity 97.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Jun 14 | 5329293% ₹342 Cr 3,868,691 Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 20 | EQUITASBNK2% ₹303 Cr 48,064,081 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Jul 23 | ASTERDM2% ₹288 Cr 4,675,704 Syrma SGS Technology Ltd (Technology)
Equity, Since 31 Aug 22 | SYRMA2% ₹286 Cr 3,895,864 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 19 | CCL2% ₹284 Cr 3,010,279 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 30 Sep 19 | ERIS2% ₹281 Cr 1,866,828 J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 14 | JBCHEPHARM2% ₹264 Cr 1,448,723 Zensar Technologies Ltd (Technology)
Equity, Since 28 Feb 23 | ZENSARTECH2% ₹256 Cr 3,640,478
↑ 265,897 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 30 Nov 22 | KIRLOSENG2% ₹242 Cr 1,982,963
↑ 100,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | KALYANKJIL2% ₹241 Cr 4,963,469 9. DSP Micro Cap Fund - Direct
DSP Micro Cap Fund - Direct
Growth Launch Date 1 Jan 13 NAV (22 Jan 26) ₹204.425 ↑ 1.57 (0.78 %) Net Assets (Cr) ₹16,935 on 31 Dec 25 Category Equity - Small Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating Risk Moderately High Expense Ratio 0.83 Sharpe Ratio -0.22 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹16,030 31 Dec 22 ₹16,249 31 Dec 23 ₹23,147 31 Dec 24 ₹29,331 31 Dec 25 ₹28,769
Purchase not allowed Returns for DSP Micro Cap Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26 Duration Returns 1 Month -6% 3 Month -4% 6 Month -8.3% 1 Year 0.8% 3 Year 19% 5 Year 21.8% 10 Year 15 Year Since launch 20.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 -1.9% 2023 26.7% 2022 42.5% 2021 1.4% 2020 60.3% 2019 34.3% 2018 1.6% 2017 -25.1% 2016 43.4% 2015 13.6% Fund Manager information for DSP Micro Cap Fund - Direct
Name Since Tenure Vinit Sambre 21 Jun 10 15.54 Yr. Data below for DSP Micro Cap Fund - Direct as on 31 Dec 25
Equity Sector Allocation
Sector Value Consumer Cyclical 33.5% Basic Materials 16.16% Industrials 15.19% Health Care 10.27% Financial Services 7.42% Consumer Defensive 7.19% Technology 3.56% Communication Services 0.66% Utility 0.14% Asset Allocation
Asset Class Value Cash 5.92% Equity 94.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity Lumax Auto Technologies Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | LUMAXTECH6% ₹957 Cr 6,196,634 Thangamayil Jewellery Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | THANGAMAYL3% ₹541 Cr 1,677,908 eClerx Services Ltd (Technology)
Equity, Since 28 Feb 18 | ECLERX3% ₹519 Cr 1,105,918 Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Dec 22 | JUBLINGREA3% ₹492 Cr 7,000,000 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Mar 23 | KIRLOSENG3% ₹488 Cr 4,000,000 Dodla Dairy Ltd (Consumer Defensive)
Equity, Since 30 Jun 21 | 5433063% ₹469 Cr 3,750,000 Welspun Corp Ltd (Basic Materials)
Equity, Since 31 Mar 21 | 5321443% ₹448 Cr 5,500,000 LT Foods Ltd (Consumer Defensive)
Equity, Since 31 Dec 17 | 5327832% ₹389 Cr 10,000,000 Triveni Engineering & Industries Ltd (Consumer Defensive)
Equity, Since 31 Aug 17 | 5323562% ₹359 Cr 9,200,000 Shriram Pistons & Rings Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | SHRIPISTON2% ₹350 Cr 1,081,165 10. Franklin India Prima Plus - Direct
Franklin India Prima Plus - Direct
Growth Launch Date 1 Jan 13 NAV (22 Jan 26) ₹1,802.62 ↑ 11.79 (0.66 %) Net Assets (Cr) ₹19,972 on 31 Dec 25 Category Equity - Multi Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.95 Sharpe Ratio -0.07 Information Ratio 0.86 Alpha Ratio -3.35 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹14,132 31 Dec 22 ₹14,994 31 Dec 23 ₹19,764 31 Dec 24 ₹24,248 31 Dec 25 ₹25,254 Returns for Franklin India Prima Plus - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jan 26 Duration Returns 1 Month -3.4% 3 Month -3.1% 6 Month -1.9% 1 Year 7% 3 Year 18% 5 Year 18.1% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.1% 2023 22.7% 2022 31.8% 2021 6.1% 2020 41.3% 2019 16.9% 2018 4.2% 2017 -3.4% 2016 32.1% 2015 6.2% Fund Manager information for Franklin India Prima Plus - Direct
Name Since Tenure R. Janakiraman 1 Feb 11 14.92 Yr. Sandeep Manam 18 Oct 21 4.21 Yr. Rajasa Kakulavarapu 1 Dec 23 2.09 Yr. Data below for Franklin India Prima Plus - Direct as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 28.59% Industrials 13.99% Consumer Cyclical 9.76% Technology 8.34% Health Care 6.68% Consumer Defensive 5.66% Basic Materials 5.51% Utility 4.87% Energy 4.75% Communication Services 4.57% Real Estate 1.46% Asset Allocation
Asset Class Value Cash 5.81% Equity 94.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK8% ₹1,672 Cr 16,869,284 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | 5321746% ₹1,194 Cr 8,891,035 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 06 | BHARTIARTL5% ₹912 Cr 4,333,252 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 13 | LT4% ₹871 Cr 2,131,779 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322154% ₹858 Cr 6,761,448 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY4% ₹729 Cr 4,515,580
↓ -111,420 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE4% ₹706 Cr 4,493,052 State Bank of India (Financial Services)
Equity, Since 31 Aug 15 | SBIN3% ₹610 Cr 6,206,362 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | M&M3% ₹598 Cr 1,612,271 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | KOTAKBANK3% ₹588 Cr 2,672,494
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Research Highlights for Franklin India Opportunities Fund - Direct