Table of Contents
- Why Direct Funds are for you?
- Understanding Debt Fund Investment
- Best Debt Mutual Funds Direct Plans
Top 10 Funds
- Reliance Dynamic Bond Fund - Direct
- Franklin India Income Builder Account - Plan A - Direct
- Axis Corporate Debt Opportunities Fund - Direct
- UTI Short Term Income Fund - Direct
- Franklin India Banking And PSU Debt Fund - Direct
- Reliance Gilt Securities Fund - Direct
- Reliance Gilt Securities Fund - Direct
- HDFC Floating Rate Income Fund - Short Term Plan - Direct
- UTI Gilt Advantage Fund- LTP - Direct
- UTI Treasury Advantage Fund - Direct
Best Direct Plans in Debt Mutual Funds
The mutual fund offers two plans- regular and direct. While regular plans have been in the option for many years, the first direct plan got introduced in the year 2013. But, direct plans are gaining a huge popularity amongst new investors due to its unique features and benefits. Though, currently direct plans are available only through a limited platform, but looking at its demand, many channels are introducing direct plans. Investors who want to invest in Debt fund by opting direct plans, here’s a glimpse of what are direct funds, a brief understanding of debt funds, along with some of the best direct pans debt funds.
Why Direct Funds are for you?
Unlike regular funds, direct funds are available through limited channels like from a mutual fund company, RTAs such as Karvy/CAMS, limited third party securities intermediaries, and authorized local representatives of the fund house. Investors who can independently invest and track their investments without a help of an advisor or a mediator can invest in direct plans from the fund house.
In direct funds, there are no expense charges like regular funds. As there are no distributor charges/ transaction chargers, etc., the expense ratio of direct plans is less. This effect on returns too. As the expense ratio of a direct mutual fund is less, the returns it can be slightly higher than regular plans- about 0.5 percent to 1.5 percent higher. This is one of the reasons why investors are opting for direct funds.
Ideally, an investor who has an experience of mutual fund investment and a fair knowledge about Market movements should prefer for direct plans. New investors who aren’t sure about risk appetite and the market should ideally prefer Mutual Funds with regular plans.
Understanding Debt Fund Investment
Debt funds are a type of mutual funds that mainly invest in fixed Income securities like Bonds, government securities, treasury bills, etc. If we look at the classifications of debt funds, they are categorized as per maturities- short, mid and long term period. This gives a Range of options for investors who want to invest in debt funds.
Debt funds are a good option for those who don’t want to take much risk in the investments or one who want to avoid Investing in the highly volatile Equity Funds. These funds provide a regular and steady income, however, the returns are less compared to equity funds.
Types of Debt Funds as per maturity
- Short Term Debt Funds- Overnight funds, Liquid Funds, ultra short term funds, low duration funds
- Medium Term Debt Funds- Short duration funds, medium duration funds, medium to long duration funds
- long term debt funds- Long duration funds
- Bond Oriented Funds- Dynamic Bond Funds, corporate bond funds
Talk to our investment specialist
Best Debt Mutual Funds Direct Plans
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Reliance Dynamic Bond Fund - Direct Growth ₹40.4429
↓ -0.02 ₹4,445 4.7 6.3 11.7 9.5 6.6 9.4 Franklin India Income Builder Account - Plan A - Direct Growth ₹108.043
↓ -0.24 ₹771 4.9 6.4 11.2 8.3 7.3 8.2 Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.1439
↓ -0.03 ₹6,773 4.1 5.7 10.7 8.5 7.5 8.7 UTI Short Term Income Fund - Direct Growth ₹33.8319
↓ -0.04 ₹2,791 3.6 5.1 9.8 8.2 8 8.4 Franklin India Banking And PSU Debt Fund - Direct Growth ₹23.4995
↓ -0.05 ₹545 3.5 5.1 9.6 7.9 6.5 8.1 Reliance Gilt Securities Fund - Direct Growth ₹42.977
↓ -0.07 ₹2,115 3.2 4.2 9.5 8.7 6.2 9.8 Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹43.0931
↓ -0.07 ₹2,115 3.2 4.2 9.5 8.7 6.2 9.8 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹50.9969
↓ -0.05 ₹15,015 3.2 5 9.5 8.3 7.2 8.5 UTI Gilt Advantage Fund- LTP - Direct Growth ₹65.1924
↓ -0.09 ₹742 3.3 4.3 9.4 8.2 5.7 9.2 UTI Treasury Advantage Fund - Direct Growth ₹3,602.97
↓ -1.24 ₹3,271 2.8 4.5 8.6 7.5 7.3 7.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jun 25
The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments. Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Dynamic Bond Fund - Direct Returns up to 1 year are on The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Income Builder Account - Plan A - Direct Returns up to 1 year are on The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized. Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a Below is the key information for Axis Corporate Debt Opportunities Fund - Direct Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund - Direct Returns up to 1 year are on The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved. Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Banking And PSU Debt Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Advantage Fund- LTP - Direct Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. UTI Treasury Advantage Fund - Direct is a Debt - Low Duration fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Treasury Advantage Fund - Direct Returns up to 1 year are on 1. Reliance Dynamic Bond Fund - Direct
CAGR/Annualized return of 8.1% since its launch. Return for 2024 was 9.4% , 2023 was 7.1% and 2022 was 2.8% . Reliance Dynamic Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (10 Jun 25) ₹40.4429 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹4,445 on 30 Apr 25 Category Debt - Dynamic Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.31 Sharpe Ratio 2.77 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 6.6% Effective Maturity 5 Years 1 Month 2 Days Modified Duration 4 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,509 31 May 22 ₹10,540 31 May 23 ₹11,537 31 May 24 ₹12,330 31 May 25 ₹13,797 Returns for Reliance Dynamic Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 25 Duration Returns 1 Month 1.4% 3 Month 4.7% 6 Month 6.3% 1 Year 11.7% 3 Year 9.5% 5 Year 6.6% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.4% 2023 7.1% 2022 2.8% 2021 3.2% 2020 11.9% 2019 9.2% 2018 5.5% 2017 3.8% 2016 14.7% 2015 6.4% Fund Manager information for Reliance Dynamic Bond Fund - Direct
Name Since Tenure Vivek Sharma 25 Jun 20 4.94 Yr. Pranay Sinha 31 Mar 21 4.17 Yr. Kinjal Desai 25 May 18 7.02 Yr. Data below for Reliance Dynamic Bond Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 2.65% Debt 97.07% Other 0.28% Debt Sector Allocation
Sector Value Government 97.07% Cash Equivalent 2.65% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.83 MH Sdl 2030
Sovereign Bonds | -7% ₹311 Cr 29,400,000 07.78 MH Sgs 2030
Sovereign Bonds | -6% ₹256 Cr 24,100,200 07.04 Tn SDL 2030
Sovereign Bonds | -5% ₹237 Cr 23,078,300 7.17% Govt Stock 2030
Sovereign Bonds | -4% ₹173 Cr 16,500,000 07.70 MH Sgs 2030
Sovereign Bonds | -3% ₹143 Cr 13,500,000 07.76 MH Sgs 2030
Sovereign Bonds | -3% ₹133 Cr 12,500,000 07.02 Tn SDL 2030
Sovereign Bonds | -3% ₹128 Cr 12,500,000 07.86 MH Sdl 2030
Sovereign Bonds | -3% ₹117 Cr 11,000,000 06.65 GJ Sdl 2030
Sovereign Bonds | -3% ₹113 Cr 11,200,000 07.60 MH Sdl 2030
Sovereign Bonds | -2% ₹110 Cr 10,500,000 2. Franklin India Income Builder Account - Plan A - Direct
CAGR/Annualized return of 8.6% since its launch. Return for 2024 was 8.2% , 2023 was 7.1% and 2022 was 3.7% . Franklin India Income Builder Account - Plan A - Direct
Growth Launch Date 1 Jan 13 NAV (10 Jun 25) ₹108.043 ↓ -0.24 (-0.22 %) Net Assets (Cr) ₹771 on 30 Apr 25 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 1.8 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.16% Effective Maturity 7 Years 6 Months 25 Days Modified Duration 3 Years 9 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,885 31 May 22 ₹11,201 31 May 23 ₹11,951 31 May 24 ₹12,779 31 May 25 ₹14,216 Returns for Franklin India Income Builder Account - Plan A - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 25 Duration Returns 1 Month 1.4% 3 Month 4.9% 6 Month 6.4% 1 Year 11.2% 3 Year 8.3% 5 Year 7.3% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 7.1% 2022 3.7% 2021 4.3% 2020 9.7% 2019 9.8% 2018 8.1% 2017 8.3% 2016 9.7% 2015 9.3% Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 1.65 Yr. Anuj Tagra 7 Mar 24 1.23 Yr. Chandni Gupta 7 Mar 24 1.23 Yr. Data below for Franklin India Income Builder Account - Plan A - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 9.15% Debt 90.57% Other 0.28% Debt Sector Allocation
Sector Value Corporate 64.48% Government 26.09% Cash Equivalent 9.15% Credit Quality
Rating Value AA 17.88% AAA 82.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -7% ₹54 Cr 5,300,000 Pipeline Infrastructure Private Limited
Debentures | -7% ₹52 Cr 5,000 Summit Digitel Infrastructure Ltd
Debentures | -7% ₹52 Cr 5,000 Small Industries Development Bank Of India
Debentures | -7% ₹52 Cr 5,000 ICICI Home Finance Company Limited
Debentures | -7% ₹52 Cr 5,000 Sikka Ports & Terminals Limited
Debentures | -6% ₹50 Cr 500 Rural Electrification Corporation Limited
Debentures | -6% ₹50 Cr 9,000 Bajaj Finance Limited
Debentures | -3% ₹26 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 2,500
↑ 2,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 2,500 3. Axis Corporate Debt Opportunities Fund - Direct
CAGR/Annualized return of 7.8% since its launch. Return for 2024 was 8.7% , 2023 was 7.5% and 2022 was 4.4% . Axis Corporate Debt Opportunities Fund - Direct
Growth Launch Date 13 Jul 17 NAV (10 Jun 25) ₹18.1439 ↓ -0.03 (-0.19 %) Net Assets (Cr) ₹6,773 on 30 Apr 25 Category Debt - Corporate Bond AMC Axis Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.27 Sharpe Ratio 2.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.91% Effective Maturity 5 Years 7 Days Modified Duration 3 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,907 31 May 22 ₹11,262 31 May 23 ₹12,096 31 May 24 ₹12,990 31 May 25 ₹14,387 Returns for Axis Corporate Debt Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 25 Duration Returns 1 Month 1.4% 3 Month 4.1% 6 Month 5.7% 1 Year 10.7% 3 Year 8.5% 5 Year 7.5% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.5% 2022 4.4% 2021 4.4% 2020 12.4% 2019 6.9% 2018 8.8% 2017 2016 2015 Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
Name Since Tenure Devang Shah 13 Jul 17 7.89 Yr. Hardik Shah 31 Jan 22 3.33 Yr. Data below for Axis Corporate Debt Opportunities Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 4.3% Debt 95.47% Other 0.23% Debt Sector Allocation
Sector Value Corporate 62.63% Government 32.84% Cash Equivalent 4.3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -9% ₹680 Cr 64,516,700
↓ -1,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹322 Cr 30,500,000 Small Industries Development Bank Of India
Debentures | -2% ₹153 Cr 15,000 7.48% National Bank For Agriculture And Rural Development
Debentures | -2% ₹153 Cr 15,000
↑ 5,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹127 Cr 12,500 Rec Limited
Debentures | -2% ₹127 Cr 12,500 India Grid Trust
Debentures | -2% ₹127 Cr 12,500
↑ 2,500 Kohima Mariani Transmission Limited
Debentures | -2% ₹117 Cr 11,800 National Bank For Agriculture And Rural Development
Debentures | -2% ₹113 Cr 11,000 Kotak Mahindra Prime Ltd. 7.6%
Debentures | -2% ₹111 Cr 11,000
↑ 7,500 4. UTI Short Term Income Fund - Direct
CAGR/Annualized return of 7.6% since its launch. Return for 2024 was 8.4% , 2023 was 7.6% and 2022 was 4.4% . UTI Short Term Income Fund - Direct
Growth Launch Date 1 Jan 13 NAV (10 Jun 25) ₹33.8319 ↓ -0.04 (-0.12 %) Net Assets (Cr) ₹2,791 on 30 Apr 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.33 Sharpe Ratio 2.33 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.97% Effective Maturity 3 Years 7 Months 6 Days Modified Duration 2 Years 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,719 31 May 22 ₹11,622 31 May 23 ₹12,449 31 May 24 ₹13,392 31 May 25 ₹14,682 Returns for UTI Short Term Income Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 25 Duration Returns 1 Month 1.3% 3 Month 3.6% 6 Month 5.1% 1 Year 9.8% 3 Year 8.2% 5 Year 8% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 7.6% 2022 4.4% 2021 9% 2020 11% 2019 -3.5% 2018 6.6% 2017 6.6% 2016 10.6% 2015 8.9% Fund Manager information for UTI Short Term Income Fund - Direct
Name Since Tenure Anurag Mittal 8 Apr 25 0.15 Yr. Sudhir Agarwal 25 Oct 12 12.61 Yr. Data below for UTI Short Term Income Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 8.87% Debt 90.88% Other 0.25% Debt Sector Allocation
Sector Value Corporate 68.69% Government 25.44% Cash Equivalent 5.62% Credit Quality
Rating Value AA 10.39% AAA 89.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹264 Cr 2,550,000,000 LIC Housing Finance Limited
Debentures | -6% ₹179 Cr 1,750 National Housing Bank
Debentures | -6% ₹179 Cr 17,500 Small Industries Development Bank Of India
Debentures | -6% ₹178 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹178 Cr 17,500 Power Finance Corporation Ltd.
Debentures | -6% ₹178 Cr 17,500 Export-Import Bank of India
Domestic Bonds | -4% ₹127 Cr 12,500
↑ 2,500 Bajaj Finance Limited
Debentures | -3% ₹76 Cr 7,500 Mankind Pharma Ltd
Debentures | -3% ₹76 Cr 7,500
↑ 5,000 Kotak Mahindra Prime Limited
Debentures | -3% ₹76 Cr 750
↓ -100 5. Franklin India Banking And PSU Debt Fund - Direct
CAGR/Annualized return of 8% since its launch. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% . Franklin India Banking And PSU Debt Fund - Direct
Growth Launch Date 25 Apr 14 NAV (10 Jun 25) ₹23.4995 ↓ -0.05 (-0.20 %) Net Assets (Cr) ₹545 on 30 Apr 25 Category Debt - Banking & PSU Debt AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.19 Sharpe Ratio 2.25 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 6.95% Effective Maturity 7 Years 4 Months 28 Days Modified Duration 3 Years 9 Months 4 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,646 31 May 22 ₹10,917 31 May 23 ₹11,664 31 May 24 ₹12,483 31 May 25 ₹13,686
Purchase not allowed Returns for Franklin India Banking And PSU Debt Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 25 Duration Returns 1 Month 1.4% 3 Month 3.5% 6 Month 5.1% 1 Year 9.6% 3 Year 7.9% 5 Year 6.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3.6% 2021 4% 2020 9.5% 2019 11.6% 2018 7.3% 2017 6.8% 2016 10.2% 2015 7.9% Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct
Name Since Tenure Anuj Tagra 7 Mar 24 1.23 Yr. Chandni Gupta 7 Mar 24 1.23 Yr. Sandeep Manam 18 Oct 21 3.62 Yr. Data below for Franklin India Banking And PSU Debt Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 8.13% Debt 91.51% Other 0.36% Debt Sector Allocation
Sector Value Corporate 71.33% Government 25.42% Cash Equivalent 2.89% Credit Quality
Rating Value AA 9.9% AAA 90.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity India Infrastructure Finance Company Limited
Debentures | -9% ₹52 Cr 5,000 Small Industries Development Bank Of India
Debentures | -8% ₹42 Cr 4,000 6.9% Govt Stock 2065
Sovereign Bonds | -7% ₹39 Cr 3,800,000 Rural Electrification Corporation Limited
Debentures | -6% ₹33 Cr 6,000 ICICI Bank Limited
Debentures | -6% ₹31 Cr 300 Power Finance Corporation Ltd.
Debentures | -5% ₹26 Cr 2,500
↑ 2,500 Bajaj Finance Limited
Debentures | -5% ₹26 Cr 2,500 State Bank Of India
Debentures | -5% ₹26 Cr 250 7.48% National Bank For Agriculture And Rural Development
Debentures | -5% ₹26 Cr 2,500 Power Finance Corporation Ltd.
Debentures | -5% ₹25 Cr 2,500 6. Reliance Gilt Securities Fund - Direct
CAGR/Annualized return of 9.2% since its launch. Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% . Reliance Gilt Securities Fund - Direct
Growth Launch Date 1 Jan 13 NAV (10 Jun 25) ₹42.977 ↓ -0.07 (-0.15 %) Net Assets (Cr) ₹2,115 on 30 Apr 25 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.64 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.76% Effective Maturity 21 Years 4 Months 10 Days Modified Duration 9 Years 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,436 31 May 22 ₹10,563 31 May 23 ₹11,513 31 May 24 ₹12,380 31 May 25 ₹13,741 Returns for Reliance Gilt Securities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 25 Duration Returns 1 Month -0.3% 3 Month 3.2% 6 Month 4.2% 1 Year 9.5% 3 Year 8.7% 5 Year 6.2% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.8% 2023 7.6% 2022 3% 2021 2.8% 2020 12.3% 2019 13.4% 2018 9.1% 2017 4.6% 2016 18.3% 2015 7.5% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 4.17 Yr. Kinjal Desai 31 Oct 21 3.58 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.22% Debt 96.78% Debt Sector Allocation
Sector Value Government 96.78% Cash Equivalent 3.22% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -16% ₹342 Cr 32,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -15% ₹306 Cr 29,000,000
↓ -2,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -13% ₹275 Cr 26,500,000
↑ 1,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹197 Cr 18,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹148 Cr 14,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹122 Cr 11,465,200 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹78 Cr 7,500,000 6.8% Govt Stock 2060
Sovereign Bonds | -3% ₹60 Cr 6,000,000 7.04% Govt Stock 2029
Sovereign Bonds | -3% ₹57 Cr 5,500,000 07.14% Chattisgarh Sdl - 12/02/2033
Sovereign Bonds | -2% ₹51 Cr 5,000,000 7. Reliance Gilt Securities Fund - Direct
CAGR/Annualized return of 9.4% since its launch. Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% . Reliance Gilt Securities Fund - Direct
Normal Growth, Growth Launch Date 23 Jul 13 NAV (10 Jun 25) ₹43.0931 ↓ -0.07 (-0.16 %) Net Assets (Cr) ₹2,115 on 30 Apr 25 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.64 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.76% Effective Maturity 21 Years 4 Months 10 Days Modified Duration 9 Years 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,436 31 May 22 ₹10,563 31 May 23 ₹11,513 31 May 24 ₹12,380 31 May 25 ₹13,741 Returns for Reliance Gilt Securities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 25 Duration Returns 1 Month -0.3% 3 Month 3.2% 6 Month 4.2% 1 Year 9.5% 3 Year 8.7% 5 Year 6.2% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.8% 2023 7.6% 2022 3% 2021 2.8% 2020 12.3% 2019 13.4% 2018 9.1% 2017 4.6% 2016 19% 2015 7.5% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 4.17 Yr. Kinjal Desai 31 Oct 21 3.58 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.22% Debt 96.78% Debt Sector Allocation
Sector Value Government 96.78% Cash Equivalent 3.22% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -16% ₹342 Cr 32,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -15% ₹306 Cr 29,000,000
↓ -2,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -13% ₹275 Cr 26,500,000
↑ 1,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹197 Cr 18,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹148 Cr 14,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹122 Cr 11,465,200 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹78 Cr 7,500,000 6.8% Govt Stock 2060
Sovereign Bonds | -3% ₹60 Cr 6,000,000 7.04% Govt Stock 2029
Sovereign Bonds | -3% ₹57 Cr 5,500,000 07.14% Chattisgarh Sdl - 12/02/2033
Sovereign Bonds | -2% ₹51 Cr 5,000,000 8. HDFC Floating Rate Income Fund - Short Term Plan - Direct
CAGR/Annualized return of 8% since its launch. Return for 2024 was 8.5% , 2023 was 7.9% and 2022 was 4.8% . HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (10 Jun 25) ₹50.9969 ↓ -0.05 (-0.10 %) Net Assets (Cr) ₹15,015 on 30 Apr 25 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 2.8 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.25% Effective Maturity 4 Years 6 Months 18 Days Modified Duration 1 Year 7 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,747 31 May 22 ₹11,144 31 May 23 ₹11,931 31 May 24 ₹12,902 31 May 25 ₹14,128
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 25 Duration Returns 1 Month 1.1% 3 Month 3.2% 6 Month 5% 1 Year 9.5% 3 Year 8.3% 5 Year 7.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 7.9% 2022 4.8% 2021 4.4% 2020 9.4% 2019 8.7% 2018 7.4% 2017 7% 2016 9.1% 2015 8.9% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Shobhit Mehrotra 23 Oct 07 17.62 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 4.24% Debt 95.47% Other 0.29% Debt Sector Allocation
Sector Value Corporate 48.85% Government 46.62% Cash Equivalent 4.24% Credit Quality
Rating Value AA 14.38% AAA 85.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.99% Govt Stock 2034
Sovereign Bonds | -16% ₹2,428 Cr 238,500,000 7.81% Govt Stock 2033
Sovereign Bonds | -8% ₹1,264 Cr 121,641,200 7.59% Govt Stock 2031
Sovereign Bonds | -6% ₹945 Cr 92,500,000 Aadhar Housing Finance Limited
Debentures | -2% ₹355 Cr 35,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹255 Cr 25,000 Power Finance Corporation Ltd.
Debentures | -2% ₹253 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -1% ₹204 Cr 20,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹203 Cr 20,000 7.11% Govt Stock 2028
Sovereign Bonds | -1% ₹202 Cr 20,000,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹202 Cr 20,000 9. UTI Gilt Advantage Fund- LTP - Direct
CAGR/Annualized return of 8.4% since its launch. Return for 2024 was 9.2% , 2023 was 7% and 2022 was 3.2% . UTI Gilt Advantage Fund- LTP - Direct
Growth Launch Date 1 Jan 13 NAV (10 Jun 25) ₹65.1924 ↓ -0.09 (-0.13 %) Net Assets (Cr) ₹742 on 30 Apr 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.66 Sharpe Ratio 1.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.64% Effective Maturity 19 Years 11 Months 26 Days Modified Duration 9 Years 2 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,315 31 May 22 ₹10,485 31 May 23 ₹11,287 31 May 24 ₹12,125 31 May 25 ₹13,395 Returns for UTI Gilt Advantage Fund- LTP - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 25 Duration Returns 1 Month -0.1% 3 Month 3.3% 6 Month 4.3% 1 Year 9.4% 3 Year 8.2% 5 Year 5.7% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.2% 2023 7% 2022 3.2% 2021 2.6% 2020 10.6% 2019 12.1% 2018 6.6% 2017 4.5% 2016 15.8% 2015 6.4% Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct
Name Since Tenure Pankaj Pathak 8 Apr 25 0.15 Yr. Data below for UTI Gilt Advantage Fund- LTP - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.6% Debt 96.4% Debt Sector Allocation
Sector Value Government 96.4% Cash Equivalent 3.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -41% ₹269 Cr 2,600,000,000
↓ -700,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -19% ₹123 Cr 1,150,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -16% ₹104 Cr 1,000,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹48 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹33 Cr 300,000,000 Chhattisgarh (Government of) 7.32%
- | -5% ₹31 Cr 300,000,000 Assam (Government of) 7.34%
- | -5% ₹31 Cr 300,000,000 Net Current Assets
Net Current Assets | -3% ₹21 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹3 Cr 00 10. UTI Treasury Advantage Fund - Direct
CAGR/Annualized return of 7% since its launch. Return for 2024 was 7.8% , 2023 was 7.2% and 2022 was 4.6% . UTI Treasury Advantage Fund - Direct
Growth Launch Date 1 Jan 13 NAV (10 Jun 25) ₹3,602.97 ↓ -1.24 (-0.03 %) Net Assets (Cr) ₹3,271 on 30 Apr 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating Risk Moderately Low Expense Ratio 0.34 Sharpe Ratio 2.44 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.93% Effective Maturity 11 Months 16 Days Modified Duration 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,530 31 May 22 ₹11,458 31 May 23 ₹12,205 31 May 24 ₹13,088 31 May 25 ₹14,189 Returns for UTI Treasury Advantage Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 25 Duration Returns 1 Month 1% 3 Month 2.8% 6 Month 4.5% 1 Year 8.6% 3 Year 7.5% 5 Year 7.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.2% 2022 4.6% 2021 9.1% 2020 7.4% 2019 -4.1% 2018 7.5% 2017 7.2% 2016 9.1% 2015 8.9% Fund Manager information for UTI Treasury Advantage Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 3.5 Yr. Data below for UTI Treasury Advantage Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 42.11% Debt 57.61% Other 0.27% Debt Sector Allocation
Sector Value Corporate 56.09% Cash Equivalent 29.21% Government 14.43% Credit Quality
Rating Value AA 15.3% AAA 84.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 Days Tbill
Sovereign Bonds | -9% ₹296 Cr 3,000,000,000 Power Finance Corporation Limited
Debentures | -4% ₹149 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -4% ₹126 Cr 1,250 National Bank For Agriculture And Rural Development
Debentures | -3% ₹102 Cr 10,000 Rural Electrification Corporation Limited
Debentures | -3% ₹102 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000 Nirma Limited
Debentures | -2% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -2% ₹55 Cr 550,000 Aditya Birla Renewables Limited
Debentures | -2% ₹51 Cr 5,000 Rec Limited
Debentures | -2% ₹51 Cr 5,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved