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Fincash » Mutual Funds » Best Direct Plans in Debt Funds

Best Direct Plans in Debt Mutual Funds

Updated on July 14, 2024 , 748 views

The mutual fund offers two plans- regular and direct. While regular plans have been in the option for many years, the first direct plan got introduced in the year 2013. But, direct plans are gaining a huge popularity amongst new investors due to its unique features and benefits. Though, currently direct plans are available only through a limited platform, but looking at its demand, many channels are introducing direct plans. Investors who want to invest in Debt fund by opting direct plans, here’s a glimpse of what are direct funds, a brief understanding of debt funds, along with some of the best direct pans debt funds.

Direct-debt-Funds

Why Direct Funds are for you?

Unlike regular funds, direct funds are available through limited channels like from a mutual fund company, RTAs such as Karvy/CAMS, limited third party securities intermediaries, and authorized local representatives of the fund house. Investors who can independently invest and track their investments without a help of an advisor or a mediator can invest in direct plans from the fund house.

In direct funds, there are no expense charges like regular funds. As there are no distributor charges/ transaction chargers, etc., the expense ratio of direct plans is less. This effect on returns too. As the expense ratio of a direct mutual fund is less, the returns it can be slightly higher than regular plans- about 0.5 percent to 1.5 percent higher. This is one of the reasons why investors are opting for direct funds.

Ideally, an investor who has an experience of mutual fund investment and a fair knowledge about Market movements should prefer for direct plans. New investors who aren’t sure about risk appetite and the market should ideally prefer Mutual Funds with regular plans.

Understanding Debt Fund Investment

Debt funds are a type of mutual funds that mainly invest in fixed Income securities like Bonds, government securities, treasury bills, etc. If we look at the classifications of debt funds, they are categorized as per maturities- short, mid and long term period. This gives a Range of options for investors who want to invest in debt funds.

Debt funds are a good option for those who don’t want to take much risk in the investments or one who want to avoid Investing in the highly volatile Equity Funds. These funds provide a regular and steady income, however, the returns are less compared to equity funds.

Types of Debt Funds as per maturity

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Best Debt Mutual Funds Direct Plans

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
Reliance Gilt Securities Fund - Direct Growth ₹39.703
↑ 0.05
₹1,8653.35.18.56.26.67.6
Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹39.8102
↑ 0.05
₹1,8653.35.18.56.26.67.6
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹47.0064
↑ 0.02
₹14,5362.14.38.36.477.9
UTI Gilt Advantage Fund- LTP - Direct Growth ₹60.2351
↑ 0.09
₹6212.94.785.85.97
UTI Short Term Income Fund - Direct Growth ₹31.1001
↑ 0.03
₹2,67324.17.87.88.17.6
Axis Corporate Debt Opportunities Fund - Direct Growth ₹16.5456
↑ 0.01
₹5,3582.34.27.86.27.57.5
Reliance Dynamic Bond Fund - Direct Growth ₹36.6143
↑ 0.05
₹4,6062.64.97.766.27.1
UTI Money Market Fund - Direct Growth ₹2,900.42
↑ 0.52
₹14,1211.83.97.76.267.5
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹48.1469
↑ 0.01
₹1,6291.83.97.6667.4
Edelweiss Liquid Fund - Direct Growth ₹3,186.26
↑ 0.56
₹5,0961.83.87.55.95.47.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jul 24

1. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.2% since its launch.  Return for 2023 was 7.6% , 2022 was 3% and 2021 was 2.8% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (16 Jul 24) ₹39.703 ↑ 0.05   (0.13 %)
Net Assets (Cr) ₹1,865 on 31 May 24
Category Debt - Government Bond
AMC Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.62
Sharpe Ratio 0.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.33%
Effective Maturity 12 Years 8 Months 8 Days
Modified Duration 7 Years 5 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Jun 19₹10,000
30 Jun 20₹11,455
30 Jun 21₹11,850
30 Jun 22₹12,016
30 Jun 23₹13,076
30 Jun 24₹14,166

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jul 24

DurationReturns
1 Month 0.8%
3 Month 3.3%
6 Month 5.1%
1 Year 8.5%
3 Year 6.2%
5 Year 6.6%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.6%
2022 3%
2021 2.8%
2020 12.3%
2019 13.4%
2018 9.1%
2017 4.6%
2016 18.3%
2015 7.5%
2014 20.1%
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Pranay Sinha31 Mar 213.17 Yr.
Kinjal Desai31 Oct 212.58 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 31 May 24

Asset Allocation
Asset ClassValue
Cash2.86%
Debt97.14%
Debt Sector Allocation
SectorValue
Government97.14%
Cash Equivalent2.86%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
20%₹374 Cr36,965,200
↓ -5,000,000
7.26% Govt Stock 2033
Sovereign Bonds | -
12%₹230 Cr22,700,000
↓ -5,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
12%₹224 Cr22,000,000
↓ -2,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
12%₹221 Cr21,500,000
↑ 500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
9%₹177 Cr17,500,000
↓ -7,500,000
07.34 Goi 2064
Sovereign Bonds | -
8%₹149 Cr14,500,000
↑ 7,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
8%₹146 Cr14,500,000
↑ 10,000,000
7.25% Govt Stock 2063
Sovereign Bonds | -
2%₹41 Cr4,000,000
↑ 4,000,000
6.67% Govt Stock 2035
Sovereign Bonds | -
2%₹39 Cr4,000,000
07.85 MP Sdl 2032
Sovereign Bonds | -
1%₹26 Cr2,500,000

2. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.4% since its launch.  Return for 2023 was 7.6% , 2022 was 3% and 2021 was 2.8% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Normal Growth, Growth
Launch Date 23 Jul 13
NAV (16 Jul 24) ₹39.8102 ↑ 0.05   (0.13 %)
Net Assets (Cr) ₹1,865 on 31 May 24
Category Debt - Government Bond
AMC Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.62
Sharpe Ratio 0.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.33%
Effective Maturity 12 Years 8 Months 8 Days
Modified Duration 7 Years 5 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Jun 19₹10,000
30 Jun 20₹11,455
30 Jun 21₹11,851
30 Jun 22₹12,016
30 Jun 23₹13,076
30 Jun 24₹14,166

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jul 24

DurationReturns
1 Month 0.8%
3 Month 3.3%
6 Month 5.1%
1 Year 8.5%
3 Year 6.2%
5 Year 6.6%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.6%
2022 3%
2021 2.8%
2020 12.3%
2019 13.4%
2018 9.1%
2017 4.6%
2016 19%
2015 7.5%
2014 20.1%
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Pranay Sinha31 Mar 213.17 Yr.
Kinjal Desai31 Oct 212.58 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 31 May 24

Asset Allocation
Asset ClassValue
Cash2.86%
Debt97.14%
Debt Sector Allocation
SectorValue
Government97.14%
Cash Equivalent2.86%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
20%₹374 Cr36,965,200
↓ -5,000,000
7.26% Govt Stock 2033
Sovereign Bonds | -
12%₹230 Cr22,700,000
↓ -5,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
12%₹224 Cr22,000,000
↓ -2,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
12%₹221 Cr21,500,000
↑ 500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
9%₹177 Cr17,500,000
↓ -7,500,000
07.34 Goi 2064
Sovereign Bonds | -
8%₹149 Cr14,500,000
↑ 7,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
8%₹146 Cr14,500,000
↑ 10,000,000
7.25% Govt Stock 2063
Sovereign Bonds | -
2%₹41 Cr4,000,000
↑ 4,000,000
6.67% Govt Stock 2035
Sovereign Bonds | -
2%₹39 Cr4,000,000
07.85 MP Sdl 2032
Sovereign Bonds | -
1%₹26 Cr2,500,000

3. HDFC Floating Rate Income Fund - Short Term Plan - Direct

The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments.

HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Return for 2023 was 7.9% , 2022 was 4.8% and 2021 was 4.4% .

Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct

HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth
Launch Date 1 Jan 13
NAV (16 Jul 24) ₹47.0064 ↑ 0.02   (0.03 %)
Net Assets (Cr) ₹14,536 on 31 May 24
Category Debt - Floating Rate
AMC HDFC Asset Management Company Limited
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.25
Sharpe Ratio 2.32
Information Ratio 0
Alpha Ratio 0
Min Investment
Min SIP Investment
Exit Load NIL
Yield to Maturity 7.99%
Effective Maturity 4 Years 11 Days
Modified Duration 1 Year 3 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 19₹10,000
30 Jun 20₹10,936
30 Jun 21₹11,662
30 Jun 22₹12,053
30 Jun 23₹12,982
30 Jun 24₹14,038

HDFC Floating Rate Income Fund - Short Term Plan - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jul 24

DurationReturns
1 Month 0.8%
3 Month 2.1%
6 Month 4.3%
1 Year 8.3%
3 Year 6.4%
5 Year 7%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.9%
2022 4.8%
2021 4.4%
2020 9.4%
2019 8.7%
2018 7.4%
2017 7%
2016 9.1%
2015 8.9%
2014 9.5%
Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
NameSinceTenure
Shobhit Mehrotra23 Oct 0716.62 Yr.
Vikas Agrawal1 Jul 203.92 Yr.
Dhruv Muchhal22 Jun 230.94 Yr.

Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 31 May 24

Asset Allocation
Asset ClassValue
Cash10.85%
Debt88.88%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate46.68%
Government42.83%
Cash Equivalent9.7%
Securitized0.51%
Credit Quality
RatingValue
AA14.42%
AAA85.58%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8% Govt Stock 2034
Sovereign Bonds | -
15%₹2,146 Cr214,500,000
8.34% Govt Stock 2033
Sovereign Bonds | -
9%₹1,256 Cr123,141,200
7.72% Govt Stock 2028
Sovereign Bonds | -
5%₹776 Cr77,500,000
HDFC Bank Limited
Debentures | -
4%₹648 Cr6,500
Muthoot Finance Limited
Debentures | -
2%₹350 Cr3,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹349 Cr35,000
Small Industries Development Bank Of India
Debentures | -
2%₹303 Cr30,500
Tmf Holdings Limited
Debentures | -
2%₹301 Cr3,000
Power Finance Corporation Ltd.
Debentures | -
2%₹301 Cr30,000
Power Finance Corporation Limited
Debentures | -
2%₹300 Cr3,000

4. UTI Gilt Advantage Fund- LTP - Direct

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch.  Return for 2023 was 7% , 2022 was 3.2% and 2021 was 2.6% .

Below is the key information for UTI Gilt Advantage Fund- LTP - Direct

UTI Gilt Advantage Fund- LTP - Direct
Growth
Launch Date 1 Jan 13
NAV (16 Jul 24) ₹60.2351 ↑ 0.09   (0.15 %)
Net Assets (Cr) ₹621 on 31 May 24
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.58
Sharpe Ratio 0.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.11%
Effective Maturity 12 Years 4 Months 24 Days
Modified Duration 7 Years 2 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 19₹10,000
30 Jun 20₹11,305
30 Jun 21₹11,612
30 Jun 22₹11,797
30 Jun 23₹12,703
30 Jun 24₹13,696

UTI Gilt Advantage Fund- LTP - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Gilt Advantage Fund- LTP - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jul 24

DurationReturns
1 Month 0.7%
3 Month 2.9%
6 Month 4.7%
1 Year 8%
3 Year 5.8%
5 Year 5.9%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 3.2%
2021 2.6%
2020 10.6%
2019 12.1%
2018 6.6%
2017 4.5%
2016 15.8%
2015 6.4%
2014 20%
Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct
NameSinceTenure
Sudhir Agarwal1 Dec 212.5 Yr.

Data below for UTI Gilt Advantage Fund- LTP - Direct as on 31 May 24

Asset Allocation
Asset ClassValue
Cash7.94%
Debt92.06%
Debt Sector Allocation
SectorValue
Government92.06%
Cash Equivalent7.94%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
47%₹292 Cr2,900,000,000
↑ 750,000,000
7.18% Govt Stock 2037
Sovereign Bonds | -
37%₹233 Cr2,300,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹50 Cr500,000,000
Net Current Assets
Net Current Assets | -
8%₹48 Cr
Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -
0%₹1 Cr00
7.25% Govt Stock 2063
Sovereign Bonds | -
₹0 Cr00
↓ -400,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
₹0 Cr00
↓ -100,000,000

5. UTI Short Term Income Fund - Direct

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Return for 2023 was 7.6% , 2022 was 4.4% and 2021 was 9% .

Below is the key information for UTI Short Term Income Fund - Direct

UTI Short Term Income Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (16 Jul 24) ₹31.1001 ↑ 0.03   (0.08 %)
Net Assets (Cr) ₹2,673 on 31 May 24
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.33
Sharpe Ratio 0.74
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.52%
Effective Maturity 3 Years 1 Month 28 Days
Modified Duration 2 Years 6 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 19₹10,000
30 Jun 20₹11,250
30 Jun 21₹11,898
30 Jun 22₹12,873
30 Jun 23₹13,832
30 Jun 24₹14,894

UTI Short Term Income Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for UTI Short Term Income Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jul 24

DurationReturns
1 Month 0.8%
3 Month 2%
6 Month 4.1%
1 Year 7.8%
3 Year 7.8%
5 Year 8.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.6%
2022 4.4%
2021 9%
2020 11%
2019 -3.5%
2018 6.6%
2017 6.6%
2016 10.6%
2015 8.9%
2014 11.4%
Fund Manager information for UTI Short Term Income Fund - Direct
NameSinceTenure
Sudhir Agarwal25 Oct 1211.61 Yr.

Data below for UTI Short Term Income Fund - Direct as on 31 May 24

Asset Allocation
Asset ClassValue
Cash22.83%
Debt76.94%
Other0.23%
Debt Sector Allocation
SectorValue
Corporate61.7%
Government19.71%
Cash Equivalent18.36%
Credit Quality
RatingValue
AA7.69%
AAA92.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
10%₹277 Cr2,750,000,000
↑ 2,000,000,000
ICICI Bank Ltd.
Debentures | -
9%₹237 Cr2,500,000,000
National Bank For Agriculture And Rural Development
Debentures | -
8%₹225 Cr22,500
LIC Housing Finance Limited
Debentures | -
8%₹225 Cr2,250
Power Finance Corporation Ltd.
Debentures | -
8%₹201 Cr20,000
Small Industries Development Bank of India
Debentures | -
7%₹200 Cr20,000
Union Bank of India
Domestic Bonds | -
7%₹189 Cr2,000,000,000
182 DTB 29082024
Sovereign Bonds | -
6%₹148 Cr1,500,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
4%₹95 Cr1,000,000,000
India Grid TRust
Debentures | -
3%₹75 Cr750

6. Axis Corporate Debt Opportunities Fund - Direct

The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized.

Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Return for 2023 was 7.5% , 2022 was 4.4% and 2021 was 4.4% .

Below is the key information for Axis Corporate Debt Opportunities Fund - Direct

Axis Corporate Debt Opportunities Fund - Direct
Growth
Launch Date 13 Jul 17
NAV (16 Jul 24) ₹16.5456 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹5,358 on 31 May 24
Category Debt - Corporate Bond
AMC Axis Asset Management Company Limited
Rating Not Rated
Risk Moderate
Expense Ratio 0.24
Sharpe Ratio 0.39
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.62%
Effective Maturity 5 Years 1 Month 2 Days
Modified Duration 3 Years 8 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 19₹10,000
30 Jun 20₹11,319
30 Jun 21₹12,111
30 Jun 22₹12,527
30 Jun 23₹13,462
30 Jun 24₹14,487

Axis Corporate Debt Opportunities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Axis Corporate Debt Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jul 24

DurationReturns
1 Month 0.8%
3 Month 2.3%
6 Month 4.2%
1 Year 7.8%
3 Year 6.2%
5 Year 7.5%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.5%
2022 4.4%
2021 4.4%
2020 12.4%
2019 6.9%
2018 8.8%
2017
2016
2015
2014
Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
NameSinceTenure
Devang Shah13 Jul 176.89 Yr.
Hardik Shah31 Jan 222.33 Yr.

Data below for Axis Corporate Debt Opportunities Fund - Direct as on 31 May 24

Asset Allocation
Asset ClassValue
Cash4.01%
Debt95.75%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate57.29%
Government39.4%
Cash Equivalent3.08%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹323 Cr32,000,000
↓ -500,000
7.32% Govt Stock 2030
Sovereign Bonds | -
5%₹283 Cr27,864,500
6.54% Govt Stock 2032
Sovereign Bonds | -
4%₹218 Cr22,500,000
Bajaj Housing Finance Limited
Debentures | -
3%₹175 Cr17,500
7.26% Govt Stock 2033
Sovereign Bonds | -
3%₹157 Cr15,500,000
REC Ltd. 7.64%
Debentures | -
3%₹150 Cr15,000
↑ 5,000
Summit Digitel Infrastructure Limited
Debentures | -
3%₹137 Cr1,400
7.18% Govt Stock 2037
Sovereign Bonds | -
3%₹137 Cr13,500,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹125 Cr12,500
Power Finance Corp Ltd. 7.6%
Debentures | -
2%₹125 Cr12,500

7. Reliance Dynamic Bond Fund - Direct

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Return for 2023 was 7.1% , 2022 was 2.8% and 2021 was 3.2% .

Below is the key information for Reliance Dynamic Bond Fund - Direct

Reliance Dynamic Bond Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (16 Jul 24) ₹36.6143 ↑ 0.05   (0.14 %)
Net Assets (Cr) ₹4,606 on 31 May 24
Category Debt - Dynamic Bond
AMC Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0
Sharpe Ratio -0.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.47%
Effective Maturity 6 Years 11 Days
Modified Duration 4 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 19₹10,000
30 Jun 20₹11,161
30 Jun 21₹11,645
30 Jun 22₹11,727
30 Jun 23₹12,807
30 Jun 24₹13,734

Reliance Dynamic Bond Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Reliance Dynamic Bond Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jul 24

DurationReturns
1 Month 1%
3 Month 2.6%
6 Month 4.9%
1 Year 7.7%
3 Year 6%
5 Year 6.2%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.1%
2022 2.8%
2021 3.2%
2020 11.9%
2019 9.2%
2018 5.5%
2017 3.8%
2016 14.7%
2015 6.4%
2014 16%
Fund Manager information for Reliance Dynamic Bond Fund - Direct
NameSinceTenure
Vivek Sharma25 Jun 203.94 Yr.
Pranay Sinha31 Mar 213.17 Yr.
Kinjal Desai25 May 186.02 Yr.

Data below for Reliance Dynamic Bond Fund - Direct as on 31 May 24

Asset Allocation
Asset ClassValue
Cash2.34%
Debt97.41%
Other0.25%
Debt Sector Allocation
SectorValue
Government97.41%
Cash Equivalent2.34%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.83 MH Sdl 2030
Sovereign Bonds | -
7%₹300 Cr29,400,000
07.04 Tn SDL 2030
Sovereign Bonds | -
5%₹227 Cr23,078,300
7.17% Govt Stock 2030
Sovereign Bonds | -
5%₹221 Cr22,000,000
06.60 Tn SDL 2030
Sovereign Bonds | -
5%₹221 Cr22,939,300
07.78 MH Sgs 2030
Sovereign Bonds | -
4%₹195 Cr19,100,200
07.02 Tn SDL 2030
Sovereign Bonds | -
4%₹172 Cr17,500,000
06.33 Tn SDL 2030
Sovereign Bonds | -
4%₹164 Cr17,289,000
07.70 MH Sgs 2030
Sovereign Bonds | -
3%₹137 Cr13,500,000
07.76 MH Sgs 2030
Sovereign Bonds | -
3%₹127 Cr12,500,000
6.1% Govt Stock 2031
Sovereign Bonds | -
3%₹120 Cr12,642,200

8. UTI Money Market Fund - Direct

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Return for 2023 was 7.5% , 2022 was 5% and 2021 was 3.8% .

Below is the key information for UTI Money Market Fund - Direct

UTI Money Market Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (16 Jul 24) ₹2,900.42 ↑ 0.52   (0.02 %)
Net Assets (Cr) ₹14,121 on 31 May 24
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Low
Expense Ratio 0.19
Sharpe Ratio 2.82
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.6%
Effective Maturity 7 Months 15 Days
Modified Duration 7 Months 15 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 19₹10,000
30 Jun 20₹10,768
30 Jun 21₹11,228
30 Jun 22₹11,666
30 Jun 23₹12,472
30 Jun 24₹13,418

UTI Money Market Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for UTI Money Market Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jul 24

DurationReturns
1 Month 0.7%
3 Month 1.8%
6 Month 3.9%
1 Year 7.7%
3 Year 6.2%
5 Year 6%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.5%
2022 5%
2021 3.8%
2020 6.1%
2019 8.1%
2018 7.9%
2017 6.8%
2016 7.8%
2015 8.5%
2014 9.2%
Fund Manager information for UTI Money Market Fund - Direct
NameSinceTenure
Anurag Mittal1 Dec 212.5 Yr.
Amit Sharma7 Jul 176.9 Yr.

Data below for UTI Money Market Fund - Direct as on 31 May 24

Asset Allocation
Asset ClassValue
Cash65.16%
Debt34.61%
Other0.22%
Debt Sector Allocation
SectorValue
Corporate52.32%
Cash Equivalent33.79%
Government13.67%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Canara Bank
Domestic Bonds | -
6%₹804 Cr8,500,000,000
India (Republic of)
- | -
5%₹688 Cr7,000,000,000
182 DTB 12122024
Sovereign Bonds | -
4%₹532 Cr5,500,000,000
↑ 5,500,000,000
India (Republic of)
- | -
2%₹344 Cr3,500,000,000
↓ -1,500,000,000
ICICI Bank Ltd.
Debentures | -
2%₹333 Cr3,500,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
2%₹287 Cr3,000,000,000
Indian Bank
Domestic Bonds | -
2%₹284 Cr3,000,000,000
AU Small Finance Bank Ltd.
Debentures | -
2%₹237 Cr2,500,000,000
Small Industries Development Bank of India
Debentures | -
1%₹186 Cr2,000,000,000
↑ 2,000,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
1%₹172 Cr1,750,000,000

9. Franklin India Savings Plus Fund Retail Option - Direct

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Franklin India Savings Plus Fund Retail Option - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Return for 2023 was 7.4% , 2022 was 4.6% and 2021 was 3.7% .

Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct

Franklin India Savings Plus Fund Retail Option - Direct
Growth
Launch Date 1 Jan 13
NAV (16 Jul 24) ₹48.1469 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹1,629 on 31 May 24
Category Debt - Money Market
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.12
Sharpe Ratio 2.38
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.53%
Effective Maturity 7 Months 13 Days
Modified Duration 6 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 19₹10,000
30 Jun 20₹10,827
30 Jun 21₹11,259
30 Jun 22₹11,666
30 Jun 23₹12,455
30 Jun 24₹13,391

Franklin India Savings Plus Fund Retail Option - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Franklin India Savings Plus Fund Retail Option - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jul 24

DurationReturns
1 Month 0.7%
3 Month 1.8%
6 Month 3.9%
1 Year 7.6%
3 Year 6%
5 Year 6%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.4%
2022 4.6%
2021 3.7%
2020 6.2%
2019 8.6%
2018 7.7%
2017 7.3%
2016 8.5%
2015 9%
2014 9.5%
Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
NameSinceTenure
Rahul Goswami6 Oct 230.65 Yr.
Pallab Roy25 Jun 0815.94 Yr.
Chandni Gupta30 Apr 240.09 Yr.

Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 31 May 24

Asset Allocation
Asset ClassValue
Cash62.68%
Debt37.1%
Other0.22%
Debt Sector Allocation
SectorValue
Corporate48.8%
Cash Equivalent36.02%
Government14.96%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 DTB 05122024
Sovereign Bonds | -
8%₹121 Cr12,500,000
India (Republic of)
- | -
6%₹95 Cr10,000,000
Indian Bank
Domestic Bonds | -
6%₹95 Cr2,000
Union Bank of India
Domestic Bonds | -
4%₹71 Cr1,500
HDFC Bank Ltd.
Debentures | -
3%₹48 Cr1,000
IDFC First Bank Ltd.
Debentures | -
3%₹48 Cr1,000
Small Industries Development Bank of India
Debentures | -
3%₹47 Cr1,000
Canara Bank
Domestic Bonds | -
3%₹47 Cr1,000
India (Republic of)
- | -
1%₹24 Cr2,500,000
Corporate Debt Market Development Fund Class A2
Investment Fund | -
0%₹4 Cr3,468

10. Edelweiss Liquid Fund - Direct

The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Edelweiss Liquid Fund - Direct is a Debt - Liquid Fund fund was launched on 1 Jan 13. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Return for 2023 was 7.1% , 2022 was 4.9% and 2021 was 3.5% .

Below is the key information for Edelweiss Liquid Fund - Direct

Edelweiss Liquid Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (16 Jul 24) ₹3,186.26 ↑ 0.56   (0.02 %)
Net Assets (Cr) ₹5,096 on 31 May 24
Category Debt - Liquid Fund
AMC Edelweiss Asset Management Limited
Rating Not Rated
Risk Low
Expense Ratio 0.15
Sharpe Ratio 2.67
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.13%
Effective Maturity 1 Month 26 Days
Modified Duration 1 Month 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 19₹10,000
30 Jun 20₹10,582
30 Jun 21₹10,941
30 Jun 22₹11,340
30 Jun 23₹12,082
30 Jun 24₹12,982

Edelweiss Liquid Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Edelweiss Liquid Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jul 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.8%
1 Year 7.5%
3 Year 5.9%
5 Year 5.4%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.1%
2022 4.9%
2021 3.5%
2020 4.4%
2019 6.8%
2018 7.5%
2017 6.7%
2016 6.9%
2015 8.2%
2014 9.2%
Fund Manager information for Edelweiss Liquid Fund - Direct
NameSinceTenure
Rahul Dedhia11 Dec 176.47 Yr.
Pranavi Kulkarni23 Nov 212.52 Yr.

Data below for Edelweiss Liquid Fund - Direct as on 31 May 24

Asset Allocation
Asset ClassValue
Cash99.74%
Other0.26%
Debt Sector Allocation
SectorValue
Cash Equivalent64.8%
Corporate30.68%
Government4.26%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 02082024
Sovereign Bonds | -
4%₹198 Cr20,000,000
↑ 20,000,000
HDFC Bank Limited
Certificate of Deposit | -
4%₹198 Cr20,000,000
↑ 20,000,000
Union Bank Of India
Certificate of Deposit | -
4%₹197 Cr20,000,000
↑ 20,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
4%₹197 Cr20,000,000
Motilal Oswal Financial Services Ltd
Commercial Paper | -
4%₹197 Cr20,000,000
↑ 20,000,000
182 DTB 25072024
Sovereign Bonds | -
3%₹174 Cr17,500,000
India (Republic of)
- | -
3%₹173 Cr17,500,000
Punjab National Bank
Certificate of Deposit | -
3%₹148 Cr15,000,000
↑ 15,000,000
Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -
3%₹131 Cr
Punjab National Bank
Certificate of Deposit | -
2%₹124 Cr12,500,000
↓ -7,500,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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