Table of Contents
- Why Direct Funds are for you?
- Understanding Debt Fund Investment
- Best Debt Mutual Funds Direct Plans
Top 10 Funds
- HDFC Floating Rate Income Fund - Short Term Plan - Direct
- UTI Short Term Income Fund - Direct
- UTI Money Market Fund - Direct
- Franklin India Savings Plus Fund Retail Option - Direct
- Reliance Gilt Securities Fund - Direct
- Reliance Gilt Securities Fund - Direct
- Axis Corporate Debt Opportunities Fund - Direct
- Mahindra Liquid Fund - Direct
- Edelweiss Liquid Fund - Direct
- Reliance Dynamic Bond Fund - Direct
Best Direct Plans in Debt Mutual Funds
The mutual fund offers two plans- regular and direct. While regular plans have been in the option for many years, the first direct plan got introduced in the year 2013. But, direct plans are gaining a huge popularity amongst new investors due to its unique features and benefits. Though, currently direct plans are available only through a limited platform, but looking at its demand, many channels are introducing direct plans. Investors who want to invest in Debt fund by opting direct plans, here’s a glimpse of what are direct funds, a brief understanding of debt funds, along with some of the best direct pans debt funds.
Why Direct Funds are for you?
Unlike regular funds, direct funds are available through limited channels like from a mutual fund company, RTAs such as Karvy/CAMS, limited third party securities intermediaries, and authorized local representatives of the fund house. Investors who can independently invest and track their investments without a help of an advisor or a mediator can invest in direct plans from the fund house.
In direct funds, there are no expense charges like regular funds. As there are no distributor charges/ transaction chargers, etc., the expense ratio of direct plans is less. This effect on returns too. As the expense ratio of a direct mutual fund is less, the returns it can be slightly higher than regular plans- about 0.5 percent to 1.5 percent higher. This is one of the reasons why investors are opting for direct funds.
Ideally, an investor who has an experience of mutual fund investment and a fair knowledge about Market movements should prefer for direct plans. New investors who aren’t sure about risk appetite and the market should ideally prefer Mutual Funds with regular plans.
Understanding Debt Fund Investment
Debt funds are a type of mutual funds that mainly invest in fixed Income securities like Bonds, government securities, treasury bills, etc. If we look at the classifications of debt funds, they are categorized as per maturities- short, mid and long term period. This gives a Range of options for investors who want to invest in debt funds.
Debt funds are a good option for those who don’t want to take much risk in the investments or one who want to avoid Investing in the highly volatile Equity Funds. These funds provide a regular and steady income, however, the returns are less compared to equity funds.
Types of Debt Funds as per maturity
- Short Term Debt Funds- Overnight funds, Liquid Funds, ultra short term funds, low duration funds
- Medium Term Debt Funds- Short duration funds, medium duration funds, medium to long duration funds
- long term debt funds- Long duration funds
- Bond Oriented Funds- Dynamic Bond Funds, corporate bond funds
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Best Debt Mutual Funds Direct Plans
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹46.0421
↓ -0.01 ₹14,765 2.1 4 8.2 6.3 7 7.9 UTI Short Term Income Fund - Direct Growth ₹30.4945
↓ -0.02 ₹2,503 2.1 4.3 7.8 7.7 5.6 7.6 UTI Money Market Fund - Direct Growth ₹2,850.21
↑ 0.26 ₹13,070 2.1 3.9 7.7 5.9 6.1 7.5 Franklin India Savings Plus Fund Retail Option - Direct Growth ₹47.3121
↑ 0.01 ₹1,567 2 3.9 7.6 5.7 6.1 7.4 Reliance Gilt Securities Fund - Direct Growth ₹38.3921
↓ -0.09 ₹1,531 2.1 5.1 7.5 5.6 7.8 7.6 Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹38.4958
↓ -0.09 ₹1,531 2.1 5.1 7.5 5.6 7.8 7.6 Axis Corporate Debt Opportunities Fund - Direct Growth ₹16.1719
↓ -0.02 ₹5,242 2 4 7.5 6 6.9 7.5 Mahindra Liquid Fund - Direct Growth ₹1,578.95
↑ 0.21 ₹1,229 1.9 3.8 7.4 5.6 5.4 7.2 Edelweiss Liquid Fund - Direct Growth ₹3,132.04
↑ 0.51 ₹7,330 1.9 3.8 7.4 5.6 5.4 7.1 Reliance Dynamic Bond Fund - Direct Growth ₹35.6126
↓ -0.12 ₹4,549 2.4 4.6 7.4 5.4 7 7.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Apr 24
The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund - Direct Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. UTI Money Market Fund - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Low risk and has given a Below is the key information for UTI Money Market Fund - Direct Returns up to 1 year are on Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Franklin India Savings Plus Fund Retail Option - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized. Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a Below is the key information for Axis Corporate Debt Opportunities Fund - Direct Returns up to 1 year are on The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. Mahindra Liquid Fund - Direct is a Debt - Liquid Fund fund was launched on 4 Jul 16. It is a fund with Low risk and has given a Below is the key information for Mahindra Liquid Fund - Direct Returns up to 1 year are on The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. Edelweiss Liquid Fund - Direct is a Debt - Liquid Fund fund was launched on 1 Jan 13. It is a fund with Low risk and has given a Below is the key information for Edelweiss Liquid Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments. Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Dynamic Bond Fund - Direct Returns up to 1 year are on 1. HDFC Floating Rate Income Fund - Short Term Plan - Direct
CAGR/Annualized return of 7.8% since its launch. Return for 2023 was 7.9% , 2022 was 4.8% and 2021 was 4.4% . HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (19 Apr 24) ₹46.0421 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹14,765 on 29 Feb 24 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 2.53 Information Ratio 0.42 Alpha Ratio 0.8 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 8.13% Effective Maturity 4 Years 3 Months Modified Duration 1 Year 4 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,819 31 Mar 21 ₹11,708 31 Mar 22 ₹12,260 31 Mar 23 ₹12,956 31 Mar 24 ₹14,022
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.7% 3 Month 2.1% 6 Month 4% 1 Year 8.2% 3 Year 6.3% 5 Year 7% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 4.8% 2021 4.4% 2020 9.4% 2019 8.7% 2018 7.4% 2017 7% 2016 9.1% 2015 8.9% 2014 9.5% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Shobhit Mehrotra 23 Oct 07 16.45 Yr. Vikas Agrawal 1 Jul 20 3.75 Yr. Dhruv Muchhal 22 Jun 23 0.78 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 4.48% Debt 95.24% Other 0.27% Debt Sector Allocation
Sector Value Corporate 51.23% Government 43.5% Cash Equivalent 4.48% Securitized 0.51% Credit Quality
Rating Value AA 13.82% AAA 86.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8.1% Govt Stock 2034
Sovereign Bonds | -17% ₹2,405 Cr 241,000,000
↓ -5,000,000 8.25% Govt Stock 2033
Sovereign Bonds | -7% ₹977 Cr 96,141,200 7.69% Govt Stock 2028
Sovereign Bonds | -5% ₹773 Cr 77,500,000 HDFC Bank Limited
Debentures | -4% ₹647 Cr 6,500 Power Finance Corporation Limited
Debentures | -4% ₹548 Cr 5,500 Muthoot Finance Limited
Debentures | -2% ₹350 Cr 3,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹348 Cr 35,000 Small Industries Development Bank Of India
Debentures | -2% ₹303 Cr 30,500 Tmf Holdings Limited
Debentures | -2% ₹301 Cr 3,000 Power Finance Corporation Ltd.
Debentures | -2% ₹301 Cr 30,000 2. UTI Short Term Income Fund - Direct
CAGR/Annualized return of 7.4% since its launch. Return for 2023 was 7.6% , 2022 was 4.4% and 2021 was 9% . UTI Short Term Income Fund - Direct
Growth Launch Date 1 Jan 13 NAV (19 Apr 24) ₹30.4945 ↓ -0.02 (-0.06 %) Net Assets (Cr) ₹2,503 on 29 Feb 24 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.33 Sharpe Ratio 1.89 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.51% Effective Maturity 3 Years 7 Months 20 Days Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹9,650 31 Mar 21 ₹10,515 31 Mar 22 ₹11,546 31 Mar 23 ₹12,136 31 Mar 24 ₹13,143 Returns for UTI Short Term Income Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.5% 3 Month 2.1% 6 Month 4.3% 1 Year 7.8% 3 Year 7.7% 5 Year 5.6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 4.4% 2021 9% 2020 11% 2019 -3.5% 2018 6.6% 2017 6.6% 2016 10.6% 2015 8.9% 2014 11.4% Fund Manager information for UTI Short Term Income Fund - Direct
Name Since Tenure Sudhir Agarwal 25 Oct 12 11.44 Yr. Data below for UTI Short Term Income Fund - Direct as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 7.8% Debt 91.98% Other 0.22% Debt Sector Allocation
Sector Value Government 49.63% Corporate 42.34% Cash Equivalent 7.8% Credit Quality
Rating Value AA 9.94% AAA 90.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.37% Govt Stock 2028
Sovereign Bonds | -16% ₹430 Cr 4,250,000,000
↓ -1,000,000,000 182 DTB 29082024
Sovereign Bonds | -13% ₹339 Cr 3,500,000,000 India (Republic of)
- | -10% ₹266 Cr 2,750,000,000
↑ 2,750,000,000 National Bank For Agriculture And Rural Development
Debentures | -8% ₹226 Cr 22,500 Power Finance Corporation Ltd.
Debentures | -7% ₹202 Cr 20,000 Small Industries Development Bank of India
Debentures | -7% ₹201 Cr 20,000 Rural Electrification Corporation Limited
Debentures | -7% ₹183 Cr 18,000 LIC Housing Finance Limited
Debentures | -5% ₹125 Cr 1,250
↑ 1,250 India Grid TRust
Debentures | -3% ₹75 Cr 750 Shriram Finance Limited
Debentures | -3% ₹70 Cr 7,000 3. UTI Money Market Fund - Direct
CAGR/Annualized return of 7.3% since its launch. Return for 2023 was 7.5% , 2022 was 5% and 2021 was 3.8% . UTI Money Market Fund - Direct
Growth Launch Date 1 Jan 13 NAV (19 Apr 24) ₹2,850.21 ↑ 0.26 (0.01 %) Net Assets (Cr) ₹13,070 on 29 Feb 24 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating Risk Low Expense Ratio 0.19 Sharpe Ratio 2.72 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.61% Effective Maturity 5 Months 10 Days Modified Duration 5 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,735 31 Mar 21 ₹11,338 31 Mar 22 ₹11,790 31 Mar 23 ₹12,472 31 Mar 24 ₹13,430
Purchase not allowed Returns for UTI Money Market Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.8% 3 Month 2.1% 6 Month 3.9% 1 Year 7.7% 3 Year 5.9% 5 Year 6.1% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.5% 2022 5% 2021 3.8% 2020 6.1% 2019 8.1% 2018 7.9% 2017 6.8% 2016 7.8% 2015 8.5% 2014 9.2% Fund Manager information for UTI Money Market Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 2.33 Yr. Amit Sharma 7 Jul 17 6.74 Yr. Data below for UTI Money Market Fund - Direct as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 66.89% Debt 32.86% Other 0.25% Debt Sector Allocation
Sector Value Corporate 47.88% Cash Equivalent 39.43% Government 12.45% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹483 Cr 5,000,000,000
↑ 5,000,000,000 DBS Bank India Ltd.
Debentures | -3% ₹418 Cr 4,500,000,000
↑ 4,500,000,000 HDFC Bank Ltd.
Debentures | -3% ₹372 Cr 4,000,000,000
↑ 4,000,000,000 India (Republic of)
- | -2% ₹290 Cr 2,900,000,000 Kotak Mahindra Bank Ltd.
Debentures | -2% ₹281 Cr 3,000,000,000 Indian Bank
Domestic Bonds | -2% ₹279 Cr 3,000,000,000
↑ 3,000,000,000 AU Small Finance Bank Ltd.
Debentures | -2% ₹232 Cr 2,500,000,000 Shriram Finance Ltd.
Debentures | -2% ₹230 Cr 2,500,000,000
↑ 2,500,000,000 182 DTB 29082024
Sovereign Bonds | -2% ₹194 Cr 2,000,000,000 India (Republic of)
- | -2% ₹193 Cr 2,000,000,000
↑ 2,000,000,000 4. Franklin India Savings Plus Fund Retail Option - Direct
CAGR/Annualized return of 7.5% since its launch. Return for 2023 was 7.4% , 2022 was 4.6% and 2021 was 3.7% . Franklin India Savings Plus Fund Retail Option - Direct
Growth Launch Date 1 Jan 13 NAV (19 Apr 24) ₹47.3121 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹1,567 on 29 Feb 24 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately Low Expense Ratio 0.12 Sharpe Ratio 2.44 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 7 Months 22 Days Modified Duration 7 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,791 31 Mar 21 ₹11,370 31 Mar 22 ₹11,810 31 Mar 23 ₹12,454 31 Mar 24 ₹13,407 Returns for Franklin India Savings Plus Fund Retail Option - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.8% 3 Month 2% 6 Month 3.9% 1 Year 7.6% 3 Year 5.7% 5 Year 6.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 4.6% 2021 3.7% 2020 6.2% 2019 8.6% 2018 7.7% 2017 7.3% 2016 8.5% 2015 9% 2014 9.5% Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 0.49 Yr. Umesh Sharma 25 Oct 18 5.44 Yr. Pallab Roy 25 Jun 08 15.78 Yr. Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 55.82% Debt 43.95% Other 0.23% Debt Sector Allocation
Sector Value Corporate 45.58% Cash Equivalent 32.83% Government 21.36% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 DTB 05122024
Sovereign Bonds | -8% ₹119 Cr 12,500,000 India (Republic of)
- | -6% ₹94 Cr 10,000,000 Punjab National Bank
Domestic Bonds | -6% ₹94 Cr 2,000 Union Bank of India
Domestic Bonds | -5% ₹70 Cr 1,500 HDFC Bank Ltd.
Debentures | -3% ₹47 Cr 1,000 IDFC First Bank Ltd.
Debentures | -3% ₹47 Cr 1,000 Small Industries Development Bank of India
Debentures | -3% ₹47 Cr 1,000 Canara Bank
Domestic Bonds | -3% ₹46 Cr 1,000
↑ 1,000 Indian Bank
Domestic Bonds | -3% ₹46 Cr 1,000
↑ 1,000 DBS Bank India Ltd.
Debentures | -3% ₹46 Cr 1,000
↑ 1,000 5. Reliance Gilt Securities Fund - Direct
CAGR/Annualized return of 9.1% since its launch. Return for 2023 was 7.6% , 2022 was 3% and 2021 was 2.8% . Reliance Gilt Securities Fund - Direct
Growth Launch Date 1 Jan 13 NAV (19 Apr 24) ₹38.3921 ↓ -0.09 (-0.24 %) Net Assets (Cr) ₹1,531 on 29 Feb 24 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.62 Sharpe Ratio 1.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7.27% Effective Maturity 11 Years 4 Months 24 Days Modified Duration 7 Years 4 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹11,511 31 Mar 21 ₹12,286 31 Mar 22 ₹12,818 31 Mar 23 ₹13,424 31 Mar 24 ₹14,620 Returns for Reliance Gilt Securities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month -0.1% 3 Month 2.1% 6 Month 5.1% 1 Year 7.5% 3 Year 5.6% 5 Year 7.8% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 3% 2021 2.8% 2020 12.3% 2019 13.4% 2018 9.1% 2017 4.6% 2016 18.3% 2015 7.5% 2014 20.1% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 3 Yr. Kinjal Desai 31 Oct 21 2.42 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 3.29% Debt 96.71% Debt Sector Allocation
Sector Value Government 96.71% Cash Equivalent 3.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -38% ₹593 Cr 58,965,200
↑ 3,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -20% ₹310 Cr 30,700,000 7.18% Govt Stock 2033
Sovereign Bonds | -19% ₹292 Cr 29,000,000
↑ 6,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -3% ₹51 Cr 5,000,000 6.67% Govt Stock 2035
Sovereign Bonds | -2% ₹39 Cr 4,000,000 07.85 MP Sdl 2032
Sovereign Bonds | -2% ₹26 Cr 2,500,000 07.66 Tn SDL 2033
Sovereign Bonds | -2% ₹25 Cr 2,500,000
↓ -2,500,000 07.10 MH Sdl 2032
Sovereign Bonds | -2% ₹25 Cr 2,500,000 7.26% Govt Stock 2032
Sovereign Bonds | -1% ₹22 Cr 2,150,000 7.32% Govt Stock 2030
Sovereign Bonds | -1% ₹20 Cr 2,000,000
↓ -2,000,000 6. Reliance Gilt Securities Fund - Direct
CAGR/Annualized return of 9.3% since its launch. Return for 2023 was 7.6% , 2022 was 3% and 2021 was 2.8% . Reliance Gilt Securities Fund - Direct
Normal Growth, Growth Launch Date 23 Jul 13 NAV (19 Apr 24) ₹38.4958 ↓ -0.09 (-0.24 %) Net Assets (Cr) ₹1,531 on 29 Feb 24 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.62 Sharpe Ratio 1.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7.27% Effective Maturity 11 Years 4 Months 24 Days Modified Duration 7 Years 4 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹11,511 31 Mar 21 ₹12,286 31 Mar 22 ₹12,819 31 Mar 23 ₹13,424 31 Mar 24 ₹14,621 Returns for Reliance Gilt Securities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month -0.1% 3 Month 2.1% 6 Month 5.1% 1 Year 7.5% 3 Year 5.6% 5 Year 7.8% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 3% 2021 2.8% 2020 12.3% 2019 13.4% 2018 9.1% 2017 4.6% 2016 19% 2015 7.5% 2014 20.1% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 3 Yr. Kinjal Desai 31 Oct 21 2.42 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 3.29% Debt 96.71% Debt Sector Allocation
Sector Value Government 96.71% Cash Equivalent 3.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -38% ₹593 Cr 58,965,200
↑ 3,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -20% ₹310 Cr 30,700,000 7.18% Govt Stock 2033
Sovereign Bonds | -19% ₹292 Cr 29,000,000
↑ 6,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -3% ₹51 Cr 5,000,000 6.67% Govt Stock 2035
Sovereign Bonds | -2% ₹39 Cr 4,000,000 07.85 MP Sdl 2032
Sovereign Bonds | -2% ₹26 Cr 2,500,000 07.66 Tn SDL 2033
Sovereign Bonds | -2% ₹25 Cr 2,500,000
↓ -2,500,000 07.10 MH Sdl 2032
Sovereign Bonds | -2% ₹25 Cr 2,500,000 7.26% Govt Stock 2032
Sovereign Bonds | -1% ₹22 Cr 2,150,000 7.32% Govt Stock 2030
Sovereign Bonds | -1% ₹20 Cr 2,000,000
↓ -2,000,000 7. Axis Corporate Debt Opportunities Fund - Direct
CAGR/Annualized return of 7.4% since its launch. Return for 2023 was 7.5% , 2022 was 4.4% and 2021 was 4.4% . Axis Corporate Debt Opportunities Fund - Direct
Growth Launch Date 13 Jul 17 NAV (19 Apr 24) ₹16.1719 ↓ -0.02 (-0.10 %) Net Assets (Cr) ₹5,242 on 29 Feb 24 Category Debt - Corporate Bond AMC Axis Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 1.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.68% Effective Maturity 4 Years 3 Months 25 Days Modified Duration 3 Years 2 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,666 31 Mar 21 ₹11,729 31 Mar 22 ₹12,329 31 Mar 23 ₹12,945 31 Mar 24 ₹13,983 Returns for Axis Corporate Debt Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.4% 3 Month 2% 6 Month 4% 1 Year 7.5% 3 Year 6% 5 Year 6.9% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.5% 2022 4.4% 2021 4.4% 2020 12.4% 2019 6.9% 2018 8.8% 2017 2016 2015 2014 Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
Name Since Tenure Devang Shah 13 Jul 17 6.72 Yr. Hardik Shah 31 Jan 22 2.17 Yr. Data below for Axis Corporate Debt Opportunities Fund - Direct as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 3.04% Debt 96.72% Other 0.24% Debt Sector Allocation
Sector Value Corporate 50.8% Government 45.92% Cash Equivalent 3.04% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -5% ₹276 Cr 27,500,000
↑ 2,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹226 Cr 22,500 7.26% Govt Stock 2033
Sovereign Bonds | -4% ₹207 Cr 20,500,000 7.32% Govt Stock 2030
Sovereign Bonds | -4% ₹203 Cr 20,000,000 Mahanagar Telephone Nigam Limited
Debentures | -3% ₹163 Cr 16,000 6.54% Govt Stock 2032
Sovereign Bonds | -3% ₹145 Cr 15,000,000
↑ 6,500,000 State Bank Of India
Debentures | -3% ₹137 Cr 1,400 Summit Digitel Infrastructure Limited
Debentures | -3% ₹136 Cr 1,400
↓ -250 HDFC Bank Limited
Debentures | -2% ₹126 Cr 125 Bajaj Housing Finance Limited
Debentures | -2% ₹120 Cr 1,200
↑ 200 8. Mahindra Liquid Fund - Direct
CAGR/Annualized return of 6% since its launch. Return for 2023 was 7.2% , 2022 was 5% and 2021 was 3.4% . Mahindra Liquid Fund - Direct
Growth Launch Date 4 Jul 16 NAV (19 Apr 24) ₹1,578.95 ↑ 0.21 (0.01 %) Net Assets (Cr) ₹1,229 on 29 Feb 24 Category Debt - Liquid Fund AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Low Expense Ratio 0.14 Sharpe Ratio 2.94 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.39% Effective Maturity 1 Month 4 Days Modified Duration 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,638 31 Mar 21 ₹11,038 31 Mar 22 ₹11,426 31 Mar 23 ₹12,090 31 Mar 24 ₹12,979
Purchase not allowed Returns for Mahindra Liquid Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.8% 1 Year 7.4% 3 Year 5.6% 5 Year 5.4% 10 Year 15 Year Since launch 6% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 5% 2021 3.4% 2020 4.4% 2019 6.9% 2018 7.5% 2017 6.8% 2016 2015 2014 Fund Manager information for Mahindra Liquid Fund - Direct
Name Since Tenure Rahul Pal 4 Jul 16 7.75 Yr. Amit Garg 8 Jun 20 3.81 Yr. Data below for Mahindra Liquid Fund - Direct as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 99.86% Other 0.14% Debt Sector Allocation
Sector Value Cash Equivalent 69.99% Corporate 27.31% Government 2.56% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 DTB 22032024
Sovereign Bonds | -7% ₹75 Cr 7,500,000
↑ 5,000,000 Reverse Repo
CBLO/Reverse Repo | -7% ₹70 Cr 695,904,606
↓ -205,507,773 Export-Import Bank Of India
Commercial Paper | -5% ₹50 Cr 5,000,000 Reliance Retail Ventures Limited
Commercial Paper | -5% ₹50 Cr 5,000,000 Axis Bank Limited
Certificate of Deposit | -5% ₹50 Cr 5,000,000
↑ 5,000,000 91 DTB 28032024
Sovereign Bonds | -5% ₹50 Cr 5,000,000 360 One Wam Ltd.
Commercial Paper | -5% ₹49 Cr 5,000,000 Bank Of Baroda
Certificate of Deposit | -5% ₹49 Cr 5,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -5% ₹49 Cr 5,000,000 Punjab National Bank
Certificate of Deposit | -5% ₹49 Cr 5,000,000 9. Edelweiss Liquid Fund - Direct
CAGR/Annualized return of 6.8% since its launch. Return for 2023 was 7.1% , 2022 was 4.9% and 2021 was 3.5% . Edelweiss Liquid Fund - Direct
Growth Launch Date 1 Jan 13 NAV (19 Apr 24) ₹3,132.04 ↑ 0.51 (0.02 %) Net Assets (Cr) ₹7,330 on 29 Feb 24 Category Debt - Liquid Fund AMC Edelweiss Asset Management Limited Rating Risk Low Expense Ratio 0.15 Sharpe Ratio 2.38 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 1 Month 18 Days Modified Duration 1 Month 18 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,642 31 Mar 21 ₹11,041 31 Mar 22 ₹11,432 31 Mar 23 ₹12,088 31 Mar 24 ₹12,975 Returns for Edelweiss Liquid Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.8% 1 Year 7.4% 3 Year 5.6% 5 Year 5.4% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 4.9% 2021 3.5% 2020 4.4% 2019 6.8% 2018 7.5% 2017 6.7% 2016 6.9% 2015 8.2% 2014 9.2% Fund Manager information for Edelweiss Liquid Fund - Direct
Name Since Tenure Rahul Dedhia 11 Dec 17 6.31 Yr. Pranavi Kulkarni 23 Nov 21 2.35 Yr. Data below for Edelweiss Liquid Fund - Direct as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 99.79% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 81.16% Government 10.09% Corporate 8.54% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹247 Cr 25,000,000 182 DTB 16052024
Sovereign Bonds | -3% ₹222 Cr 22,500,000 L&T Metro Rail (Hyderabad) Limited
Commercial Paper | -3% ₹199 Cr 20,000,000 182 DTB 09052024
Sovereign Bonds | -3% ₹198 Cr 20,000,000 Axis Bank Ltd.
Debentures | -3% ₹198 Cr 20,000,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹197 Cr 20,000,000 Export-Import Bank Of India
Commercial Paper | -3% ₹197 Cr 20,000,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹197 Cr 20,000,000 182 DTB 06062024
Sovereign Bonds | -3% ₹197 Cr 20,000,000
↑ 20,000,000 Canara Bank
Domestic Bonds | -3% ₹197 Cr 20,000,000 10. Reliance Dynamic Bond Fund - Direct
CAGR/Annualized return of 7.7% since its launch. Return for 2023 was 7.1% , 2022 was 2.8% and 2021 was 3.2% . Reliance Dynamic Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (19 Apr 24) ₹35.6126 ↓ -0.12 (-0.33 %) Net Assets (Cr) ₹4,549 on 29 Feb 24 Category Debt - Dynamic Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0 Sharpe Ratio 0.76 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.48% Effective Maturity 6 Years 2 Months 26 Days Modified Duration 4 Years 10 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 19 ₹10,000 31 Mar 20 ₹10,991 31 Mar 21 ₹11,849 31 Mar 22 ₹12,389 31 Mar 23 ₹12,874 31 Mar 24 ₹13,951 Returns for Reliance Dynamic Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Apr 24 Duration Returns 1 Month 0.3% 3 Month 2.4% 6 Month 4.6% 1 Year 7.4% 3 Year 5.4% 5 Year 7% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 2.8% 2021 3.2% 2020 11.9% 2019 9.2% 2018 5.5% 2017 3.8% 2016 14.7% 2015 6.4% 2014 16% Fund Manager information for Reliance Dynamic Bond Fund - Direct
Name Since Tenure Vivek Sharma 25 Jun 20 3.77 Yr. Pranay Sinha 31 Mar 21 3 Yr. Kinjal Desai 25 May 18 5.86 Yr. Data below for Reliance Dynamic Bond Fund - Direct as on 29 Feb 24
Asset Allocation
Asset Class Value Cash 3.02% Debt 96.73% Other 0.25% Debt Sector Allocation
Sector Value Government 96.73% Cash Equivalent 3.02% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.83 MH Sdl 2030
Sovereign Bonds | -6% ₹280 Cr 27,400,000 7.17% Govt Stock 2030
Sovereign Bonds | -6% ₹261 Cr 26,000,000 07.04 Tn SDL 2030
Sovereign Bonds | -5% ₹227 Cr 23,078,300 06.60 Tn SDL 2030
Sovereign Bonds | -5% ₹221 Cr 22,939,300 07.78 MH Sgs 2030
Sovereign Bonds | -4% ₹195 Cr 19,100,200 07.02 Tn SDL 2030
Sovereign Bonds | -4% ₹172 Cr 17,500,000 06.33 Tn SDL 2030
Sovereign Bonds | -4% ₹164 Cr 17,289,000 07.70 MH Sgs 2030
Sovereign Bonds | -3% ₹137 Cr 13,500,000 07.76 MH Sgs 2030
Sovereign Bonds | -3% ₹127 Cr 12,500,000 6.1% Govt Stock 2031
Sovereign Bonds | -3% ₹119 Cr 12,642,200
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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