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Fincash » Mutual Funds » Best Direct Plans in Debt Funds

Best Direct Plans in Debt Mutual Funds

Updated on November 9, 2019 , 55 views

The mutual fund offers two plans- regular and direct. While regular plans have been in the option for many years, the first direct plan got introduced in the year 2013. But, direct plans are gaining a huge popularity amongst new investors due to its unique features and benefits. Though, currently direct plans are available only through a limited platform, but looking at its demand, many channels are introducing direct plans. Investors who want to invest in Debt fund by opting direct plans, here’s a glimpse of what are direct funds, a brief understanding of debt funds, along with some of the best direct pans debt funds.

Direct-debt-Funds

Why Direct Funds are for you?

Unlike regular funds, direct funds are available through limited channels like from a mutual fund company, RTAs such as Karvy/CAMS, limited third party securities intermediaries, and authorized local representatives of the fund house. Investors who can independently invest and track their investments without a help of an advisor or a mediator can invest in direct plans from the fund house.

In direct funds, there are no expense charges like regular funds. As there are no distributor charges/ transaction chargers, etc., the expense ratio of direct plans is less. This effect on returns too. As the expense ratio of a direct mutual fund is less, the returns it can be slightly higher than regular plans- about 0.5 percent to 1.5 percent higher. This is one of the reasons why investors are opting for direct funds.

Ideally, an investor who has an experience of mutual fund investment and a fair knowledge about market movements should prefer for direct plans. New investors who aren’t sure about risk appetite and the market should ideally prefer Mutual Funds with regular plans.

Understanding Debt Fund Investment

Debt funds are a type of mutual funds that mainly invest in fixed income securities like Bonds, government securities, treasury bills, etc. If we look at the classifications of debt funds, they are categorized as per maturities- short, mid and long term period. This gives a range of options for investors who want to invest in debt funds.

Debt funds are a good option for those who don’t want to take much risk in the investments or one who want to avoid Investing in the highly volatile Equity Funds. These funds provide a regular and steady income, however, the returns are less compared to equity funds.

Types of Debt Funds as per maturity

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Best Debt Mutual Funds Direct Plans

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹29.0291
↓ -0.02
₹1,0740.88.715.69.211.29.1
Reliance Gilt Securities Fund - Direct Growth ₹28.951
↓ -0.02
₹1,0740.88.715.59.211.19.1
UTI Gilt Advantage Fund- LTP - Direct Growth ₹45.3228
↓ -0.01
₹5620.58.414.18.69.76.6
Franklin India Income Builder Account - Plan A - Direct Growth ₹73.2214
↑ 0.02
₹1,0541.85.911.68.89.28.1
Reliance Dynamic Bond Fund - Direct Growth ₹27.2391
↓ -0.01
₹9540.56.411.56.48.45.5
Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct Growth ₹27.855
↑ 0.02
₹20,1302.14.6108.89.28.8
Franklin India Dynamic Accrual Fund - Direct Growth ₹72.8362
↑ 0.04
₹4,0121.63.69.58.9109.4
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹37.0131
↑ 0.02
₹2,5541.94.69.27.98.37.7
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹34.4527
↑ 0.02
₹10,3142.14.69.27.78.37.4
UTI Money Market Fund - Direct Growth ₹2,217.91
↑ 1.18
₹6,2761.74.28.67.67.97.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 19

1. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 11.2% since its launch.  Return for 2018 was 9.1% , 2017 was 4.6% and 2016 was 19% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Normal Growth, Growth
Launch Date 23 Jul 13
NAV (11 Nov 19) ₹29.0291 ↓ -0.02   (-0.06 %)
Net Assets (Cr) ₹1,074 on 30 Sep 19
Category Debt - Government Bond
AMC Reliance Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.68
Sharpe Ratio 3.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 6.79%
Effective Maturity 7 Years 7 Months 2 Days
Modified Duration 5 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,351
31 Oct 16₹13,062
31 Oct 17₹14,250
31 Oct 18₹14,754
31 Oct 19₹17,226

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹215,396.
Net Profit of ₹35,396
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 19

DurationReturns
1 Month 0.4%
3 Month 0.8%
6 Month 8.7%
1 Year 15.6%
3 Year 9.2%
5 Year 11.2%
10 Year
15 Year
Since launch 11.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.1%
2017 4.6%
2016 19%
2015 7.5%
2014 20.1%
2013
2012
2011
2010
2009
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Prashant Pimple30 Mar 0910.6 Yr.
Kinjal Desai16 Jul 181.29 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash2.38%
Debt97.54%
Other0.07%
Debt Sector Allocation
SectorValue
Government97.54%
Cash Equivalent2.38%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
48%₹521 Cr50,000,000
↑ 10,000,000
GOVT STOCK
Sovereign Bonds | -
29%₹314 Cr29,856,100
↑ 9,000,000
7.59% Govt Stock 2026
Sovereign Bonds | -
10%₹110 Cr10,500,000
↑ 10,500,000
GOVT STOCK
Sovereign Bonds | -
6%₹70 Cr6,702,900
↓ -18,000,000
Triparty Repo
CBLO/Reverse Repo | -
4%₹39 Cr
8.24% Govt Stock 2027
Sovereign Bonds | -
2%₹27 Cr2,500,000
↓ -11,000,000
7.17% Govt Stock 2028
Sovereign Bonds | -
2%₹21 Cr2,000,000
↑ 1,716,300
Net Current Assets
Net Current Assets | -
1%-₹13 Cr
Cash Margin - Ccil
Receivables | -
0%₹1 Cr
7.37% Govt Stock 2023
Sovereign Bonds | -
0%₹1 Cr63,200

2. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 10.7% since its launch.  Return for 2018 was 9.1% , 2017 was 4.6% and 2016 was 18.3% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (11 Nov 19) ₹28.951 ↓ -0.02   (-0.06 %)
Net Assets (Cr) ₹1,074 on 30 Sep 19
Category Debt - Government Bond
AMC Reliance Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.68
Sharpe Ratio 3.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 6.79%
Effective Maturity 7 Years 7 Months 2 Days
Modified Duration 5 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,351
31 Oct 16₹12,992
31 Oct 17₹14,174
31 Oct 18₹14,676
31 Oct 19₹17,133

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹215,396.
Net Profit of ₹35,396
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 19

DurationReturns
1 Month 0.4%
3 Month 0.8%
6 Month 8.7%
1 Year 15.5%
3 Year 9.2%
5 Year 11.1%
10 Year
15 Year
Since launch 10.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.1%
2017 4.6%
2016 18.3%
2015 7.5%
2014 20.1%
2013
2012
2011
2010
2009
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Prashant Pimple30 Mar 0910.6 Yr.
Kinjal Desai16 Jul 181.29 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash2.38%
Debt97.54%
Other0.07%
Debt Sector Allocation
SectorValue
Government97.54%
Cash Equivalent2.38%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
48%₹521 Cr50,000,000
↑ 10,000,000
GOVT STOCK
Sovereign Bonds | -
29%₹314 Cr29,856,100
↑ 9,000,000
7.59% Govt Stock 2026
Sovereign Bonds | -
10%₹110 Cr10,500,000
↑ 10,500,000
GOVT STOCK
Sovereign Bonds | -
6%₹70 Cr6,702,900
↓ -18,000,000
Triparty Repo
CBLO/Reverse Repo | -
4%₹39 Cr
8.24% Govt Stock 2027
Sovereign Bonds | -
2%₹27 Cr2,500,000
↓ -11,000,000
7.17% Govt Stock 2028
Sovereign Bonds | -
2%₹21 Cr2,000,000
↑ 1,716,300
Net Current Assets
Net Current Assets | -
1%-₹13 Cr
Cash Margin - Ccil
Receivables | -
0%₹1 Cr
7.37% Govt Stock 2023
Sovereign Bonds | -
0%₹1 Cr63,200

3. UTI Gilt Advantage Fund- LTP - Direct

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.8% since its launch.  Return for 2018 was 6.6% , 2017 was 4.5% and 2016 was 15.8% .

Below is the key information for UTI Gilt Advantage Fund- LTP - Direct

UTI Gilt Advantage Fund- LTP - Direct
Growth
Launch Date 1 Jan 13
NAV (11 Nov 19) ₹45.3228 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹562 on 30 Sep 19
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.69
Sharpe Ratio 2.5
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.03%
Effective Maturity 8 Years 5 Months 18 Days
Modified Duration 5 Years 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,272
31 Oct 16₹12,479
31 Oct 17₹13,761
31 Oct 18₹14,051
31 Oct 19₹16,130

UTI Gilt Advantage Fund- LTP - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for UTI Gilt Advantage Fund- LTP - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 19

DurationReturns
1 Month 0.3%
3 Month 0.5%
6 Month 8.4%
1 Year 14.1%
3 Year 8.6%
5 Year 9.7%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.6%
2017 4.5%
2016 15.8%
2015 6.4%
2014 20%
2013
2012
2011
2010
2009
Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct
NameSinceTenure
Amandeep Chopra1 Feb 127.67 Yr.

Data below for UTI Gilt Advantage Fund- LTP - Direct as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash36.09%
Debt63.91%
Debt Sector Allocation
SectorValue
Government64.11%
Cash Equivalent35.89%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
36%₹203 Cr00
7.26% Govt Stock 2029
Sovereign Bonds | -
28%₹156 Cr1,500,000,000
↓ -250,000,000
GOVT STOCK
Sovereign Bonds | -
24%₹136 Cr1,300,000,000
↑ 100,000,000
08.44 RJ SDL 2029
Sovereign Bonds | -
5%₹27 Cr250,000,000
6.62% Govt Stock 2051
Sovereign Bonds | -
4%₹24 Cr250,000,000
8.13% Govt Stock 2045
Sovereign Bonds | -
3%₹17 Cr150,000,000

4. Franklin India Income Builder Account - Plan A - Direct

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.7% since its launch.  Return for 2018 was 8.1% , 2017 was 8.3% and 2016 was 9.7% .

Below is the key information for Franklin India Income Builder Account - Plan A - Direct

Franklin India Income Builder Account - Plan A - Direct
Growth
Launch Date 1 Jan 13
NAV (11 Nov 19) ₹73.2214 ↑ 0.02   (0.03 %)
Net Assets (Cr) ₹1,054 on 30 Sep 19
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.06
Sharpe Ratio 2.78
Information Ratio 1.01
Alpha Ratio -1.86
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 8.99%
Effective Maturity 3 Years 11 Months 1 Day
Modified Duration 2 Years 11 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,089
31 Oct 16₹12,070
31 Oct 17₹13,248
31 Oct 18₹13,946
31 Oct 19₹15,610

Franklin India Income Builder Account - Plan A - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Income Builder Account - Plan A - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 19

DurationReturns
1 Month 1.3%
3 Month 1.8%
6 Month 5.9%
1 Year 11.6%
3 Year 8.8%
5 Year 9.2%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8.1%
2017 8.3%
2016 9.7%
2015 9.3%
2014 13.7%
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
NameSinceTenure
Sachin Padwal-Desai25 Oct 181.02 Yr.
Santosh Kamath1 Aug 181.25 Yr.
Umesh Sharma25 Oct 181.02 Yr.

Data below for Franklin India Income Builder Account - Plan A - Direct as on 30 Sep 19

Asset Allocation
Asset ClassValue
Debt96.43%
Other3.57%
Debt Sector Allocation
SectorValue
Corporate69.37%
Government27.07%
Credit Quality
RatingValue
A0.58%
AA26.38%
AAA70.07%
BBB2.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
POWER FINANCE CORPORATION LIMITED
Debentures | -
6%₹72 Cr680
↑ 70
Rural Electrification Corporation Limited
Debentures | -
6%₹69 Cr660
PIPELINE INFRASTRUCTURE PRIVATE LIMITED
Debentures | -
6%₹68 Cr670
GRASIM INDUSTRIES LIMITED
Debentures | -
5%₹51 Cr500
Reliance Ports And Terminals Limited
Debentures | -
4%₹48 Cr467
SHRIRAM TRANSPORT FINANCE COMPANY LIMITED
Debentures | -
4%₹47 Cr500
ONGC PETRO ADDITIONS LIMITED
Debentures | -
4%₹45 Cr447
State Bank Of India
Debentures | -
4%₹45 Cr450
ICICI Bank Limited
Debentures | -
4%₹43 Cr430
INDIA GRID TRUST
Debentures | -
4%₹41 Cr400

5. Reliance Dynamic Bond Fund - Direct

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.7% since its launch.  Return for 2018 was 5.5% , 2017 was 3.8% and 2016 was 14.7% .

Below is the key information for Reliance Dynamic Bond Fund - Direct

Reliance Dynamic Bond Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (11 Nov 19) ₹27.2391 ↓ -0.01   (-0.05 %)
Net Assets (Cr) ₹954 on 30 Sep 19
Category Debt - Dynamic Bond
AMC Reliance Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 1.19
Sharpe Ratio 2.19
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 6.83%
Effective Maturity 6 Years 9 Months 7 Days
Modified Duration 4 Years 11 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,110
31 Oct 16₹12,482
31 Oct 17₹13,332
31 Oct 18₹13,486
31 Oct 19₹15,172

Reliance Dynamic Bond Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Reliance Dynamic Bond Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 19

DurationReturns
1 Month 0.3%
3 Month 0.5%
6 Month 6.4%
1 Year 11.5%
3 Year 6.4%
5 Year 8.4%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.5%
2017 3.8%
2016 14.7%
2015 6.4%
2014 16%
2013
2012
2011
2010
2009
Fund Manager information for Reliance Dynamic Bond Fund - Direct
NameSinceTenure
Prashant Pimple1 Dec 0414.84 Yr.
Kinjal Desai25 May 181.35 Yr.

Data below for Reliance Dynamic Bond Fund - Direct as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash13.92%
Debt85.98%
Other0.1%
Debt Sector Allocation
SectorValue
Government85.97%
Cash Equivalent13.92%
Corporate0.01%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
32%₹307 Cr29,467,200
↑ 8,194,500
GOVT STOCK
Sovereign Bonds | -
27%₹260 Cr25,000,000
↓ -18,500,000
GOVT STOCK
Sovereign Bonds | -
25%₹241 Cr22,926,800
↑ 11,500,000
Triparty Repo
CBLO/Reverse Repo | -
13%₹120 Cr
Net Current Assets
Net Current Assets | -
1%₹12 Cr
NHPC LIMITED (NATIONAL HYDROELECTRIC POWER CORPORATION LTD)
Debentures | -
0%₹2 Cr22
08.71% UP SDL Spl 2020
Domestic Bonds | -
0%₹2 Cr200,000
6.79% Govt Stock 2027
Sovereign Bonds | -
0%₹1 Cr100,000
Cash Margin - Ccil
Receivables | -
0%₹1 Cr
8.13% Govt Stock 2045
Sovereign Bonds | -
0%₹1 Cr50,000

6. Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct

To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments.

Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct is a Debt - Ultrashort Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.5% since its launch.  Return for 2018 was 8.8% , 2017 was 8.3% and 2016 was 9.8% .

Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct

Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct
Growth
Launch Date 1 Jan 13
NAV (11 Nov 19) ₹27.855 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹20,130 on 30 Sep 19
Category Debt - Ultrashort Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.3
Sharpe Ratio 10.35
Information Ratio 3.53
Alpha Ratio 0.14
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 9.69%
Effective Maturity 6 Months 18 Days
Modified Duration 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,988
31 Oct 16₹12,058
31 Oct 17₹13,130
31 Oct 18₹14,144
31 Oct 19₹15,577

Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 19

DurationReturns
1 Month 0.6%
3 Month 2.1%
6 Month 4.6%
1 Year 10%
3 Year 8.8%
5 Year 9.2%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8.8%
2017 8.3%
2016 9.8%
2015 9.8%
2014 10.1%
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct
NameSinceTenure
Santosh Kamath25 Oct 180.85 Yr.
Pallab Roy1 Jun 0811.26 Yr.

Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash13.11%
Debt70.53%
Other16.36%
Debt Sector Allocation
SectorValue
Corporate75.81%
Cash Equivalent6.83%
Government1%
Credit Quality
RatingValue
A30.75%
AA57.92%
AAA11.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Call, Cash & Other Assets
Receivables | -
16%₹3,265 Cr
Vedanta Limited
Debentures | -
4%₹796 Cr7,900
Vodafone Mobile Services Limited
Debentures | -
4%₹709 Cr7,990
Renew Power Ventures Private Limited
Debentures | -
3%₹674 Cr6,740
Bharti Airtel Limited
Debentures | -
3%₹552 Cr5,500
↑ 5,500
JM FINANCIAL CREDIT SOLUTIONS LIMITED
Debentures | -
3%₹541 Cr5,400
REC LIMITED
Commercial Paper | -
2%₹468 Cr9,500
Indostar Capital Finance Limited
Debentures | -
2%₹441 Cr4,400
Bharti Airtel Limited
Debentures | -
2%₹401 Cr4,000
INDOSTAR CAPITAL FINANCE LIMITED
Debentures | -
2%₹391 Cr3,900
↑ 3,900

7. Franklin India Dynamic Accrual Fund - Direct

To generate steady stream of income either by way of regular dividends or by capital appreciation.

Franklin India Dynamic Accrual Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.5% since its launch.  Return for 2018 was 9.4% , 2017 was 9.5% and 2016 was 11% .

Below is the key information for Franklin India Dynamic Accrual Fund - Direct

Franklin India Dynamic Accrual Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (11 Nov 19) ₹72.8362 ↑ 0.04   (0.06 %)
Net Assets (Cr) ₹4,012 on 30 Sep 19
Category Debt - Dynamic Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.87
Sharpe Ratio 2.97
Information Ratio 0.66
Alpha Ratio 2.07
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36-48 Months (0.5%),48 Months and above(NIL)
Yield to Maturity 11.96%
Effective Maturity 2 Years 11 Months 1 Day
Modified Duration 2 Years 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,291
31 Oct 16₹12,463
31 Oct 17₹13,817
31 Oct 18₹14,732
31 Oct 19₹16,156

Franklin India Dynamic Accrual Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Dynamic Accrual Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 19

DurationReturns
1 Month 0.6%
3 Month 1.6%
6 Month 3.6%
1 Year 9.5%
3 Year 8.9%
5 Year 10%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.4%
2017 9.5%
2016 11%
2015 11.4%
2014 13.2%
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Dynamic Accrual Fund - Direct
NameSinceTenure
Sachin Padwal-Desai8 Aug 0613.24 Yr.
Santosh Kamath23 Feb 154.69 Yr.
Umesh Sharma5 Jul 109.33 Yr.

Data below for Franklin India Dynamic Accrual Fund - Direct as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash0.37%
Debt97.03%
Other2.6%
Debt Sector Allocation
SectorValue
Corporate92.15%
Government4.88%
Cash Equivalent0.37%
Credit Quality
RatingValue
A44.41%
AA37.72%
AAA12.95%
BB1.16%
BBB0.8%
Below B0.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SHRIRAM TRANSPORT FINANCE COMPANY LIMITED
Debentures | -
6%₹261 Cr2,750
Bharti Airtel Limited
Debentures | -
4%₹155 Cr1,550
↑ 1,550
ADANI RAIL INFRA PRIVATE LIMITED
Debentures | -
3%₹137 Cr120
PIPELINE INFRASTRUCTURE PRIVATE LIMITED
Debentures | -
3%₹121 Cr1,200
↑ 250
U.P. Power Corporation Limited
Debentures | -
3%₹111 Cr1,112
Call, Cash & Other Assets
Receivables | -
3%₹105 Cr
HERO SOLAR ENERGY PRIVATE LIMITED
Debentures | -
3%₹101 Cr1,000
PIRAMAL ENTERPRISES LIMITED
Debentures | -
2%₹100 Cr1,000
EDELWEISS COMMODITIES SERVICES LIMITED
Debentures | -
2%₹100 Cr1,000
India Shelter Finance Corporation Limited
Debentures | -
2%₹99 Cr1,000
↑ 1,000

8. Franklin India Savings Plus Fund Retail Option - Direct

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Franklin India Savings Plus Fund Retail Option - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.6% since its launch.  Return for 2018 was 7.7% , 2017 was 7.3% and 2016 was 8.5% .

Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct

Franklin India Savings Plus Fund Retail Option - Direct
Growth
Launch Date 1 Jan 13
NAV (11 Nov 19) ₹37.0131 ↑ 0.02   (0.06 %)
Net Assets (Cr) ₹2,554 on 30 Sep 19
Category Debt - Money Market
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.15
Sharpe Ratio 8.57
Information Ratio 1.72
Alpha Ratio 0.53
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.41%
Effective Maturity 6 Months 29 Days
Modified Duration 6 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,921
31 Oct 16₹11,851
31 Oct 17₹12,767
31 Oct 18₹13,661
31 Oct 19₹14,929

Franklin India Savings Plus Fund Retail Option - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Franklin India Savings Plus Fund Retail Option - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 19

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 4.6%
1 Year 9.2%
3 Year 7.9%
5 Year 8.3%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.7%
2017 7.3%
2016 8.5%
2015 9%
2014 9.5%
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
NameSinceTenure
Umesh Sharma25 Oct 181.02 Yr.
Pallab Roy6 Jun 0811.41 Yr.

Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash95.61%
Other4.39%
Debt Sector Allocation
SectorValue
Corporate65.6%
Cash Equivalent24.62%
Government5.39%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Retail Limited
Commercial Paper | -
7%₹247 Cr5,000
↑ 5,000
L & T Infrastructure Finance Company Limited
Commercial Paper | -
7%₹245 Cr5,000
↑ 5,000
ICICI BANK LIMITED
Certificate of Deposit | -
5%₹192 Cr20,000
LARSEN AND TOUBRO LIMITED
Commercial Paper | -
5%₹172 Cr3,500
↑ 3,500
Call, Cash & Other Assets
Receivables | -
4%₹157 Cr
LIC Housing Finance Limited
Commercial Paper | -
4%₹155 Cr3,200
Bharat Heavy Electricals Limited
Commercial Paper | -
3%₹124 Cr2,500
↑ 2,500
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
3%₹121 Cr12,500
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
3%₹120 Cr12,500
Power Finance Corporation Ltd.
Commercial Paper | -
3%₹103 Cr2,090

9. HDFC Floating Rate Income Fund - Short Term Plan - Direct

The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments.

HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.5% since its launch.  Return for 2018 was 7.4% , 2017 was 7% and 2016 was 9.1% .

Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct

HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth
Launch Date 1 Jan 13
NAV (11 Nov 19) ₹34.4527 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹10,314 on 30 Sep 19
Category Debt - Floating Rate
AMC HDFC Asset Management Company Limited
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.28
Sharpe Ratio 8.11
Information Ratio 0.77
Alpha Ratio -0.27
Min Investment
Min SIP Investment
Exit Load NIL
Yield to Maturity 7.17%
Effective Maturity 10 Months 6 Days
Modified Duration 7 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,919
31 Oct 16₹11,899
31 Oct 17₹12,814
31 Oct 18₹13,628
31 Oct 19₹14,887

HDFC Floating Rate Income Fund - Short Term Plan - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Purchase not allowed

Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 19

DurationReturns
1 Month 0.7%
3 Month 2.1%
6 Month 4.6%
1 Year 9.2%
3 Year 7.7%
5 Year 8.3%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.4%
2017 7%
2016 9.1%
2015 8.9%
2014 9.5%
2013
2012
2011
2010
2009
Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
NameSinceTenure
Shobhit Mehrotra16 Feb 0415.72 Yr.
Chirag Dagli31 Jul 190.25 Yr.

Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash44.9%
Debt55.1%
Debt Sector Allocation
SectorValue
Corporate46.36%
Cash Equivalent27.47%
Government26.17%
Credit Quality
RatingValue
A2.9%
AA14.11%
AAA82.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
LIC HOUSING FINANCE LIMITED
Debentures | -
7%₹681 Cr6,750
Export-Import Bank Of India
Certificate of Deposit | -
5%₹465 Cr47,500
↓ -2,500
NABHA POWER LIMITED
Debentures | -
4%₹405 Cr4,000
National Housing Bank
Debentures | -
4%₹358 Cr3,550
Net Current Assets
Net Current Assets | -
3%₹329 Cr
Housing Development Finance Corporation Limited
Debentures | -
3%₹317 Cr3,150
Axis Bank Limited
Certificate of Deposit | -
3%₹301 Cr30,000
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
3%₹300 Cr31,000
Union Bank Of India
Debentures | -
3%₹281 Cr2,850
6.79% Govt Stock 2027
Sovereign Bonds | -
3%₹276 Cr27,500,000
↓ -3,500,000

10. UTI Money Market Fund - Direct

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Low risk and has given a CAGR/Annualized return of 8.3% since its launch.  Return for 2018 was 7.9% , 2017 was 6.8% and 2016 was 7.8% .

Below is the key information for UTI Money Market Fund - Direct

UTI Money Market Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (11 Nov 19) ₹2,217.91 ↑ 1.18   (0.05 %)
Net Assets (Cr) ₹6,276 on 30 Sep 19
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Low
Expense Ratio 0.11
Sharpe Ratio 10.69
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment
Exit Load NIL
Yield to Maturity 6.14%
Effective Maturity 5 Months 18 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,863
31 Oct 16₹11,725
31 Oct 17₹12,525
31 Oct 18₹13,469
31 Oct 19₹14,634

UTI Money Market Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Purchase not allowed

Returns for UTI Money Market Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 19

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 4.2%
1 Year 8.6%
3 Year 7.6%
5 Year 7.9%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.9%
2017 6.8%
2016 7.8%
2015 8.5%
2014 9.2%
2013
2012
2011
2010
2009
Fund Manager information for UTI Money Market Fund - Direct
NameSinceTenure
Amandeep Chopra14 Dec 0612.89 Yr.
Amit Sharma7 Jul 172.32 Yr.

Data below for UTI Money Market Fund - Direct as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent50.76%
Corporate43.69%
Government5.55%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Export-Import Bank Of India
Certificate of Deposit | -
5%₹316 Cr3,250,000,000
Andhra Bank
Certificate of Deposit | -
5%₹315 Cr3,240,000,000
CANFIN Homes Limited
Commercial Paper | -
5%₹287 Cr3,000,000,000
Oriental Bank Of Commerce
Certificate of Deposit | -
4%₹229 Cr2,350,000,000
TATA CAPITAL FINANCIAL SERVICES LIMITED
Commercial Paper | -
3%₹197 Cr2,000,000,000
↑ 2,000,000,000
TATA MOTORS LIMITED (EARLIER TATA ENGINEERING AND LOCOMOTIVE CO. LTD)
Commercial Paper | -
3%₹197 Cr2,000,000,000
↑ 2,000,000,000
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -
3%₹196 Cr2,000,000,000
↓ -500,000,000
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD (CHOLAMANDALAM DBS FINANCE LTD)
Commercial Paper | -
3%₹195 Cr2,000,000,000
ICICI Bank Limited
Certificate of Deposit | -
3%₹195 Cr2,000,000,000
JSW STEEL LIMITED
Commercial Paper | -
3%₹194 Cr2,000,000,000
↑ 2,000,000,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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