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Fincash » Mutual Funds » Best Direct Plans in Debt Funds

Best Direct Plans in Debt Mutual Funds

Updated on May 16, 2025 , 981 views

The mutual fund offers two plans- regular and direct. While regular plans have been in the option for many years, the first direct plan got introduced in the year 2013. But, direct plans are gaining a huge popularity amongst new investors due to its unique features and benefits. Though, currently direct plans are available only through a limited platform, but looking at its demand, many channels are introducing direct plans. Investors who want to invest in Debt fund by opting direct plans, here’s a glimpse of what are direct funds, a brief understanding of debt funds, along with some of the best direct pans debt funds.

Direct-debt-Funds

Why Direct Funds are for you?

Unlike regular funds, direct funds are available through limited channels like from a mutual fund company, RTAs such as Karvy/CAMS, limited third party securities intermediaries, and authorized local representatives of the fund house. Investors who can independently invest and track their investments without a help of an advisor or a mediator can invest in direct plans from the fund house.

In direct funds, there are no expense charges like regular funds. As there are no distributor charges/ transaction chargers, etc., the expense ratio of direct plans is less. This effect on returns too. As the expense ratio of a direct mutual fund is less, the returns it can be slightly higher than regular plans- about 0.5 percent to 1.5 percent higher. This is one of the reasons why investors are opting for direct funds.

Ideally, an investor who has an experience of mutual fund investment and a fair knowledge about Market movements should prefer for direct plans. New investors who aren’t sure about risk appetite and the market should ideally prefer Mutual Funds with regular plans.

Understanding Debt Fund Investment

Debt funds are a type of mutual funds that mainly invest in fixed Income securities like Bonds, government securities, treasury bills, etc. If we look at the classifications of debt funds, they are categorized as per maturities- short, mid and long term period. This gives a Range of options for investors who want to invest in debt funds.

Debt funds are a good option for those who don’t want to take much risk in the investments or one who want to avoid Investing in the highly volatile Equity Funds. These funds provide a regular and steady income, however, the returns are less compared to equity funds.

Types of Debt Funds as per maturity

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Best Debt Mutual Funds Direct Plans

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹43.6683
↑ 0.08
₹2,0604.96.711.79.26.89.8
Reliance Gilt Securities Fund - Direct Growth ₹43.5506
↑ 0.08
₹2,0604.96.711.79.26.89.8
Reliance Dynamic Bond Fund - Direct Growth ₹40.1857
↑ 0.08
₹4,3584.36.411.596.79.4
UTI Gilt Advantage Fund- LTP - Direct Growth ₹65.9539
↑ 0.11
₹7334.96.811.18.56.29.2
Franklin India Income Builder Account - Plan A - Direct Growth ₹107.467
↑ 0.21
₹7594.76.411.18.27.38.2
Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.0332
↑ 0.03
₹6,2033.85.910.68.47.78.7
UTI Short Term Income Fund - Direct Growth ₹33.6241
↑ 0.04
₹2,5663.35.29.58.18.18.4
Franklin India Banking And PSU Debt Fund - Direct Growth ₹23.3666
↑ 0.04
₹5473.45.19.47.76.58.1
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹50.6784
↑ 0.04
₹14,7242.94.79.48.27.28.5
UTI Treasury Advantage Fund - Direct Growth ₹3,578.65
↑ 2.28
₹2,7352.54.38.47.47.37.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 May 25

1. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.6% since its launch.  Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Normal Growth, Growth
Launch Date 23 Jul 13
NAV (16 May 25) ₹43.6683 ↑ 0.08   (0.18 %)
Net Assets (Cr) ₹2,060 on 31 Mar 25
Category Debt - Government Bond
AMC Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.64
Sharpe Ratio 0.83
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.1%
Effective Maturity 20 Years 10 Months 24 Days
Modified Duration 9 Years 3 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,581
30 Apr 22₹10,853
30 Apr 23₹11,585
30 Apr 24₹12,384
30 Apr 25₹13,932

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.3%
3 Month 4.9%
6 Month 6.7%
1 Year 11.7%
3 Year 9.2%
5 Year 6.8%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.8%
2023 7.6%
2022 3%
2021 2.8%
2020 12.3%
2019 13.4%
2018 9.1%
2017 4.6%
2016 19%
2015 7.5%
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Pranay Sinha31 Mar 214.09 Yr.
Kinjal Desai31 Oct 213.5 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash2.25%
Debt97.75%
Debt Sector Allocation
SectorValue
Government97.75%
Cash Equivalent2.25%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
16%₹343 Cr32,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
16%₹331 Cr31,500,000
7.09% Govt Stock 2054
Sovereign Bonds | -
12%₹260 Cr25,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
9%₹197 Cr18,500,000
7.25% Govt Stock 2063
Sovereign Bonds | -
7%₹148 Cr14,000,000
7.18% Govt Stock 2037
Sovereign Bonds | -
6%₹122 Cr11,465,200
7.02% Govt Stock 2031
Sovereign Bonds | -
4%₹83 Cr8,000,000
↑ 6,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹77 Cr7,500,000
↑ 2,500,000
6.8% Govt Stock 2060
Sovereign Bonds | -
3%₹60 Cr6,000,000
7.04% Govt Stock 2029
Sovereign Bonds | -
3%₹57 Cr5,500,000
↑ 2,500,000

2. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.4% since its launch.  Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (16 May 25) ₹43.5506 ↑ 0.08   (0.18 %)
Net Assets (Cr) ₹2,060 on 31 Mar 25
Category Debt - Government Bond
AMC Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.64
Sharpe Ratio 0.83
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.1%
Effective Maturity 20 Years 10 Months 24 Days
Modified Duration 9 Years 3 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,581
30 Apr 22₹10,853
30 Apr 23₹11,585
30 Apr 24₹12,384
30 Apr 25₹13,932

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.3%
3 Month 4.9%
6 Month 6.7%
1 Year 11.7%
3 Year 9.2%
5 Year 6.8%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.8%
2023 7.6%
2022 3%
2021 2.8%
2020 12.3%
2019 13.4%
2018 9.1%
2017 4.6%
2016 18.3%
2015 7.5%
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Pranay Sinha31 Mar 214.09 Yr.
Kinjal Desai31 Oct 213.5 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash2.25%
Debt97.75%
Debt Sector Allocation
SectorValue
Government97.75%
Cash Equivalent2.25%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
16%₹343 Cr32,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
16%₹331 Cr31,500,000
7.09% Govt Stock 2054
Sovereign Bonds | -
12%₹260 Cr25,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
9%₹197 Cr18,500,000
7.25% Govt Stock 2063
Sovereign Bonds | -
7%₹148 Cr14,000,000
7.18% Govt Stock 2037
Sovereign Bonds | -
6%₹122 Cr11,465,200
7.02% Govt Stock 2031
Sovereign Bonds | -
4%₹83 Cr8,000,000
↑ 6,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹77 Cr7,500,000
↑ 2,500,000
6.8% Govt Stock 2060
Sovereign Bonds | -
3%₹60 Cr6,000,000
7.04% Govt Stock 2029
Sovereign Bonds | -
3%₹57 Cr5,500,000
↑ 2,500,000

3. Reliance Dynamic Bond Fund - Direct

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Return for 2024 was 9.4% , 2023 was 7.1% and 2022 was 2.8% .

Below is the key information for Reliance Dynamic Bond Fund - Direct

Reliance Dynamic Bond Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (16 May 25) ₹40.1857 ↑ 0.08   (0.20 %)
Net Assets (Cr) ₹4,358 on 31 Mar 25
Category Debt - Dynamic Bond
AMC Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.31
Sharpe Ratio 1.68
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.11%
Effective Maturity 5 Years 3 Months 14 Days
Modified Duration 4 Years 3 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,605
30 Apr 22₹10,946
30 Apr 23₹11,582
30 Apr 24₹12,356
30 Apr 25₹13,772

Reliance Dynamic Bond Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Reliance Dynamic Bond Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.5%
3 Month 4.3%
6 Month 6.4%
1 Year 11.5%
3 Year 9%
5 Year 6.7%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.4%
2023 7.1%
2022 2.8%
2021 3.2%
2020 11.9%
2019 9.2%
2018 5.5%
2017 3.8%
2016 14.7%
2015 6.4%
Fund Manager information for Reliance Dynamic Bond Fund - Direct
NameSinceTenure
Vivek Sharma25 Jun 204.85 Yr.
Pranay Sinha31 Mar 214.09 Yr.
Kinjal Desai25 May 186.94 Yr.

Data below for Reliance Dynamic Bond Fund - Direct as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash2.82%
Debt96.89%
Other0.29%
Debt Sector Allocation
SectorValue
Government96.89%
Cash Equivalent2.82%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.83 MH Sdl 2030
Sovereign Bonds | -
7%₹310 Cr29,400,000
07.78 MH Sgs 2030
Sovereign Bonds | -
6%₹254 Cr24,100,200
07.04 Tn SDL 2030
Sovereign Bonds | -
5%₹235 Cr23,078,300
7.17% Govt Stock 2030
Sovereign Bonds | -
4%₹172 Cr16,500,000
07.70 MH Sgs 2030
Sovereign Bonds | -
3%₹142 Cr13,500,000
07.76 MH Sgs 2030
Sovereign Bonds | -
3%₹132 Cr12,500,000
07.02 Tn SDL 2030
Sovereign Bonds | -
3%₹127 Cr12,500,000
07.86 MH Sdl 2030
Sovereign Bonds | -
3%₹116 Cr11,000,000
06.65 GJ Sdl 2030
Sovereign Bonds | -
3%₹113 Cr11,200,000
07.60 MH Sdl 2030
Sovereign Bonds | -
2%₹110 Cr10,500,000

4. UTI Gilt Advantage Fund- LTP - Direct

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Return for 2024 was 9.2% , 2023 was 7% and 2022 was 3.2% .

Below is the key information for UTI Gilt Advantage Fund- LTP - Direct

UTI Gilt Advantage Fund- LTP - Direct
Growth
Launch Date 1 Jan 13
NAV (16 May 25) ₹65.9539 ↑ 0.11   (0.17 %)
Net Assets (Cr) ₹733 on 31 Mar 25
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.66
Sharpe Ratio 0.69
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.87%
Effective Maturity 20 Years 2 Months 26 Days
Modified Duration 9 Years 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,474
30 Apr 22₹10,713
30 Apr 23₹11,395
30 Apr 24₹12,144
30 Apr 25₹13,576

UTI Gilt Advantage Fund- LTP - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Gilt Advantage Fund- LTP - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.4%
3 Month 4.9%
6 Month 6.8%
1 Year 11.1%
3 Year 8.5%
5 Year 6.2%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.2%
2023 7%
2022 3.2%
2021 2.6%
2020 10.6%
2019 12.1%
2018 6.6%
2017 4.5%
2016 15.8%
2015 6.4%
Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct
NameSinceTenure
Pankaj Pathak8 Apr 250.06 Yr.

Data below for UTI Gilt Advantage Fund- LTP - Direct as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash4.33%
Debt95.67%
Debt Sector Allocation
SectorValue
Government95.67%
Cash Equivalent4.33%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
46%₹340 Cr3,300,000,000
↑ 250,000,000
7.34% Govt Stock 2064
Sovereign Bonds | -
17%₹123 Cr1,150,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
14%₹104 Cr1,000,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
6%₹48 Cr450,000,000
7.46% Govt Stock 2073
Sovereign Bonds | -
4%₹33 Cr300,000,000
Chhattisgarh (Government of) 7.32%
- | -
4%₹31 Cr300,000,000
Assam (Government of) 7.34%
- | -
4%₹31 Cr300,000,000
Net Current Assets
Net Current Assets | -
4%₹29 Cr
Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -
0%₹3 Cr00
7.1% Govt Stock 2034
Sovereign Bonds | -
₹0 Cr00
↓ -250,000,000

5. Franklin India Income Builder Account - Plan A - Direct

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Return for 2024 was 8.2% , 2023 was 7.1% and 2022 was 3.7% .

Below is the key information for Franklin India Income Builder Account - Plan A - Direct

Franklin India Income Builder Account - Plan A - Direct
Growth
Launch Date 1 Jan 13
NAV (16 May 25) ₹107.467 ↑ 0.21   (0.19 %)
Net Assets (Cr) ₹759 on 31 Mar 25
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.24
Sharpe Ratio 2.11
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 7.41%
Effective Maturity 5 Years 4 Months 10 Days
Modified Duration 3 Years 4 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,989
30 Apr 22₹11,424
30 Apr 23₹12,033
30 Apr 24₹12,863
30 Apr 25₹14,247

Franklin India Income Builder Account - Plan A - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Franklin India Income Builder Account - Plan A - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 2.3%
3 Month 4.7%
6 Month 6.4%
1 Year 11.1%
3 Year 8.2%
5 Year 7.3%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.2%
2023 7.1%
2022 3.7%
2021 4.3%
2020 9.7%
2019 9.8%
2018 8.1%
2017 8.3%
2016 9.7%
2015 9.3%
Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
NameSinceTenure
Rahul Goswami6 Oct 231.57 Yr.
Anuj Tagra7 Mar 241.15 Yr.
Chandni Gupta7 Mar 241.15 Yr.

Data below for Franklin India Income Builder Account - Plan A - Direct as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash0.4%
Debt99.32%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate74.51%
Government24.81%
Cash Equivalent0.4%
Credit Quality
RatingValue
AA18.92%
AAA81.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of) 6.9%
Sovereign Bonds | -
8%₹60 Cr6,000,000
↑ 6,000,000
Sikka Ports & Terminals Limited
Debentures | -
7%₹53 Cr500
Mankind Pharma Ltd
Debentures | -
7%₹53 Cr5,000
Pipeline Infrastructure Private Limited
Debentures | -
7%₹52 Cr5,000
Summit Digitel Infrastructure Ltd
Debentures | -
7%₹51 Cr5,000
Small Industries Development Bank Of India
Debentures | -
7%₹51 Cr5,000
↑ 5,000
ICICI Home Finance Company Limited
Debentures | -
7%₹51 Cr5,000
Rural Electrification Corporation Limited
Debentures | -
7%₹51 Cr9,000
7.53% Govt Stock 2034
Sovereign Bonds | -
4%₹32 Cr3,000,000
↓ -2,500,000
Bajaj Finance Ltd. 8.1167%
Debentures | -
4%₹28 Cr2,500

6. Axis Corporate Debt Opportunities Fund - Direct

The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized.

Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Return for 2024 was 8.7% , 2023 was 7.5% and 2022 was 4.4% .

Below is the key information for Axis Corporate Debt Opportunities Fund - Direct

Axis Corporate Debt Opportunities Fund - Direct
Growth
Launch Date 13 Jul 17
NAV (16 May 25) ₹18.0332 ↑ 0.03   (0.15 %)
Net Assets (Cr) ₹6,203 on 31 Mar 25
Category Debt - Corporate Bond
AMC Axis Asset Management Company Limited
Rating Not Rated
Risk Moderate
Expense Ratio 0.27
Sharpe Ratio 1.96
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.21%
Effective Maturity 4 Years 11 Months 12 Days
Modified Duration 3 Years 8 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹11,111
30 Apr 22₹11,577
30 Apr 23₹12,293
30 Apr 24₹13,179
30 Apr 25₹14,559

Axis Corporate Debt Opportunities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Axis Corporate Debt Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.2%
3 Month 3.8%
6 Month 5.9%
1 Year 10.6%
3 Year 8.4%
5 Year 7.7%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 7.5%
2022 4.4%
2021 4.4%
2020 12.4%
2019 6.9%
2018 8.8%
2017
2016
2015
Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
NameSinceTenure
Devang Shah13 Jul 177.8 Yr.
Hardik Shah31 Jan 223.25 Yr.

Data below for Axis Corporate Debt Opportunities Fund - Direct as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash3.24%
Debt96.51%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate62.75%
Government33.76%
Cash Equivalent3.24%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
10%₹687 Cr65,516,700
↓ -3,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
5%₹321 Cr30,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹170 Cr16,500,000
↑ 16,000,000
Small Industries Development Bank Of India
Debentures | -
2%₹153 Cr15,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹127 Cr12,500
Rec Limited
Debentures | -
2%₹127 Cr12,500
Kohima Mariani Transmission Limited
Debentures | -
2%₹117 Cr11,800
7.58% LIC Housing Finance Limited (23/03/2035)
Debentures | -
2%₹113 Cr11,000
↓ -4,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹113 Cr11,000
Reliance Jio Infratel Private Limited
Debentures | -
2%₹102 Cr10,000

7. UTI Short Term Income Fund - Direct

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Return for 2024 was 8.4% , 2023 was 7.6% and 2022 was 4.4% .

Below is the key information for UTI Short Term Income Fund - Direct

UTI Short Term Income Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (16 May 25) ₹33.6241 ↑ 0.04   (0.11 %)
Net Assets (Cr) ₹2,566 on 31 Mar 25
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.33
Sharpe Ratio 1.61
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.29%
Effective Maturity 3 Years 11 Months 1 Day
Modified Duration 2 Years 11 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,897
30 Apr 22₹11,894
30 Apr 23₹12,603
30 Apr 24₹13,571
30 Apr 25₹14,847

UTI Short Term Income Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for UTI Short Term Income Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1%
3 Month 3.3%
6 Month 5.2%
1 Year 9.5%
3 Year 8.1%
5 Year 8.1%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.4%
2023 7.6%
2022 4.4%
2021 9%
2020 11%
2019 -3.5%
2018 6.6%
2017 6.6%
2016 10.6%
2015 8.9%
Fund Manager information for UTI Short Term Income Fund - Direct
NameSinceTenure
Anurag Mittal8 Apr 250.06 Yr.
Sudhir Agarwal25 Oct 1212.52 Yr.

Data below for UTI Short Term Income Fund - Direct as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash9.1%
Debt90.65%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate68.44%
Government25.59%
Cash Equivalent5.71%
Credit Quality
RatingValue
AA11.48%
AAA88.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
9%₹263 Cr2,550,000,000
↓ -550,000,000
LIC Housing Finance Limited
Debentures | -
6%₹180 Cr1,750
National Housing Bank
Debentures | -
6%₹178 Cr17,500
Small Industries Development Bank Of India
Debentures | -
6%₹178 Cr17,500
National Bank For Agriculture And Rural Development
Debentures | -
6%₹178 Cr17,500
Power Finance Corporation Ltd.
Debentures | -
6%₹177 Cr17,500
Export-Import Bank of India
Domestic Bonds | -
4%₹101 Cr10,000
Kotak Mahindra Prime Limited
Debentures | -
3%₹86 Cr850
Bajaj Finance Limited
Debentures | -
3%₹76 Cr7,500
Bajaj Finance Limited
Debentures | -
3%₹76 Cr7,500

8. Franklin India Banking And PSU Debt Fund - Direct

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% .

Below is the key information for Franklin India Banking And PSU Debt Fund - Direct

Franklin India Banking And PSU Debt Fund - Direct
Growth
Launch Date 25 Apr 14
NAV (16 May 25) ₹23.3666 ↑ 0.04   (0.19 %)
Net Assets (Cr) ₹547 on 31 Mar 25
Category Debt - Banking & PSU Debt
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.19
Sharpe Ratio 1.79
Information Ratio 0
Alpha Ratio 0
Min Investment
Min SIP Investment
Exit Load NIL
Yield to Maturity 7.25%
Effective Maturity 4 Years 11 Months 16 Days
Modified Duration 3 Years 2 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,731
30 Apr 22₹11,131
30 Apr 23₹11,740
30 Apr 24₹12,564
30 Apr 25₹13,706

Franklin India Banking And PSU Debt Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for Franklin India Banking And PSU Debt Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1%
3 Month 3.4%
6 Month 5.1%
1 Year 9.4%
3 Year 7.7%
5 Year 6.5%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 7.2%
2022 3.6%
2021 4%
2020 9.5%
2019 11.6%
2018 7.3%
2017 6.8%
2016 10.2%
2015 7.9%
Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct
NameSinceTenure
Anuj Tagra7 Mar 241.15 Yr.
Chandni Gupta7 Mar 241.15 Yr.
Sandeep Manam18 Oct 213.54 Yr.

Data below for Franklin India Banking And PSU Debt Fund - Direct as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash1.87%
Debt97.78%
Other0.36%
Debt Sector Allocation
SectorValue
Corporate68.34%
Government29.44%
Cash Equivalent1.87%
Credit Quality
RatingValue
AA9.76%
AAA90.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India Infrastructure Finance Company Limited
Debentures | -
9%₹51 Cr5,000
India (Republic of) 6.9%
Sovereign Bonds | -
8%₹45 Cr4,500,000
↑ 4,500,000
Small Industries Development Bank Of India
Debentures | -
8%₹41 Cr4,000
↑ 4,000
ICICI Bank Limited
Debentures | -
7%₹36 Cr350
Rural Electrification Corporation Limited
Debentures | -
6%₹34 Cr6,000
Ongc Petro Additions Ltd.
Debentures | -
6%₹31 Cr3,000
Power Finance Corporation Ltd.
Debentures | -
5%₹27 Cr2,500
State Bank Of India
Debentures | -
5%₹26 Cr250
Bajaj Finance Limited
Debentures | -
5%₹26 Cr2,500
7.48% National Bank For Agriculture And Rural Development
Debentures | -
5%₹25 Cr2,500

9. HDFC Floating Rate Income Fund - Short Term Plan - Direct

The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments.

HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch.  Return for 2024 was 8.5% , 2023 was 7.9% and 2022 was 4.8% .

Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct

HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth
Launch Date 1 Jan 13
NAV (16 May 25) ₹50.6784 ↑ 0.04   (0.09 %)
Net Assets (Cr) ₹14,724 on 31 Mar 25
Category Debt - Floating Rate
AMC HDFC Asset Management Company Limited
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.25
Sharpe Ratio 3.29
Information Ratio 0
Alpha Ratio 0
Min Investment
Min SIP Investment
Exit Load NIL
Yield to Maturity 7.78%
Effective Maturity 4 Years 6 Months 22 Days
Modified Duration 1 Year 6 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,863
30 Apr 22₹11,353
30 Apr 23₹12,047
30 Apr 24₹13,038
30 Apr 25₹14,223

HDFC Floating Rate Income Fund - Short Term Plan - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Purchase not allowed

Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 0.8%
3 Month 2.9%
6 Month 4.7%
1 Year 9.4%
3 Year 8.2%
5 Year 7.2%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.5%
2023 7.9%
2022 4.8%
2021 4.4%
2020 9.4%
2019 8.7%
2018 7.4%
2017 7%
2016 9.1%
2015 8.9%
Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
NameSinceTenure
Shobhit Mehrotra23 Oct 0717.53 Yr.
Dhruv Muchhal22 Jun 231.86 Yr.

Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash29%
Debt70.73%
Other0.28%
Debt Sector Allocation
SectorValue
Government43.02%
Cash Equivalent28.34%
Corporate27.85%
Securitized0.51%
Credit Quality
RatingValue
AA12.23%
AAA87.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.53% Govt Stock 2034
Sovereign Bonds | -
15%₹2,146 Cr214,500,000
↓ -24,000,000
7.81% Govt Stock 2033
Sovereign Bonds | -
9%₹1,256 Cr123,141,200
↑ 1,500,000
7.3% Govt Stock 2028
Sovereign Bonds | -
5%₹775 Cr77,500,000
↑ 55,000,000
HDFC Bank Limited
Debentures | -
4%₹648 Cr6,500
↑ 6,500
Power Finance Corporation Limited
Debentures | -
4%₹549 Cr5,500
↑ 5,500
Muthoot Finance Limited
Debentures | -
2%₹350 Cr3,500
↑ 3,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹349 Cr35,000
↑ 10,000
Small Industries Development Bank Of India
Debentures | -
2%₹303 Cr30,500
Tmf Holdings Limited
Debentures | -
2%₹301 Cr3,000
↑ 3,000
Power Finance Corporation Ltd.
Debentures | -
2%₹301 Cr30,000
↑ 2,500

10. UTI Treasury Advantage Fund - Direct

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund - Direct is a Debt - Low Duration fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7% since its launch.  Return for 2024 was 7.8% , 2023 was 7.2% and 2022 was 4.6% .

Below is the key information for UTI Treasury Advantage Fund - Direct

UTI Treasury Advantage Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (16 May 25) ₹3,578.65 ↑ 2.28   (0.06 %)
Net Assets (Cr) ₹2,735 on 31 Mar 25
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.34
Sharpe Ratio 2.2
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.39%
Effective Maturity 1 Year 18 Days
Modified Duration 11 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,634
30 Apr 22₹11,605
30 Apr 23₹12,280
30 Apr 24₹13,176
30 Apr 25₹14,265

UTI Treasury Advantage Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Treasury Advantage Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 0.7%
3 Month 2.5%
6 Month 4.3%
1 Year 8.4%
3 Year 7.4%
5 Year 7.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.2%
2022 4.6%
2021 9.1%
2020 7.4%
2019 -4.1%
2018 7.5%
2017 7.2%
2016 9.1%
2015 8.9%
Fund Manager information for UTI Treasury Advantage Fund - Direct
NameSinceTenure
Anurag Mittal1 Dec 213.42 Yr.

Data below for UTI Treasury Advantage Fund - Direct as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash34.95%
Debt64.77%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate56.43%
Government22.97%
Cash Equivalent20.33%
Credit Quality
RatingValue
AA13.95%
AAA86.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Days Tbill
Sovereign Bonds | -
9%₹295 Cr3,000,000,000
Power Finance Corporation Limited
Debentures | -
5%₹149 Cr1,500
Bajaj Housing Finance Limited
Debentures | -
4%₹126 Cr1,250
National Bank For Agriculture And Rural Development
Debentures | -
3%₹102 Cr10,000
Rural Electrification Corporation Limited
Debentures | -
3%₹101 Cr10,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹101 Cr10,000
↑ 5,000
Nirma Limited
Debentures | -
2%₹75 Cr7,500
360 One Prime Limited
Debentures | -
2%₹55 Cr550,000
Rec Limited
Debentures | -
2%₹51 Cr5,000
Aditya Birla Renewables Limited
Debentures | -
2%₹51 Cr5,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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