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Fincash » Mutual Funds » Best Direct Plans in Debt Funds

Best Direct Plans in Debt Mutual Funds

Updated on June 17, 2019 , 32 views

The mutual fund offers two plans- regular and direct. While regular plans have been in the option for many years, the first direct plan got introduced in the year 2013. But, direct plans are gaining a huge popularity amongst new investors due to its unique features and benefits. Though, currently direct plans are available only through a limited platform, but looking at its demand, many channels are introducing direct plans. Investors who want to invest in Debt fund by opting direct plans, here’s a glimpse of what are direct funds, a brief understanding of debt funds, along with some of the best direct pans debt funds.

Direct-debt-Funds

Why Direct Funds are for you?

Unlike regular funds, direct funds are available through limited channels like from a mutual fund company, RTAs such as Karvy/CAMS, limited third party securities intermediaries, and authorized local representatives of the fund house. Investors who can independently invest and track their investments without a help of an advisor or a mediator can invest in direct plans from the fund house.

In direct funds, there are no expense charges like regular funds. As there are no distributor charges/ transaction chargers, etc., the expense ratio of direct plans is less. This effect on returns too. As the expense ratio of a direct mutual fund is less, the returns it can be slightly higher than regular plans- about 0.5 percent to 1.5 percent higher. This is one of the reasons why investors are opting for direct funds.

Ideally, an investor who has an experience of mutual fund investment and a fair knowledge about market movements should prefer for direct plans. New investors who aren’t sure about risk appetite and the market should ideally prefer Mutual Funds with regular plans.

Understanding Debt Fund Investment

Debt funds are a type of mutual funds that mainly invest in fixed income securities like Bonds, government securities, treasury bills, etc. If we look at the classifications of debt funds, they are categorized as per maturities- short, mid and long term period. This gives a range of options for investors who want to invest in debt funds.

Debt funds are a good option for those who don’t want to take much risk in the investments or one who want to avoid Investing in the highly volatile Equity Funds. These funds provide a regular and steady income, however, the returns are less compared to equity funds.

Types of Debt Funds as per maturity

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Best Debt Mutual Funds Direct Plans

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹27.9741
↓ -0.03
₹9626.37.315.911.311.9
Reliance Gilt Securities Fund - Direct Growth ₹27.8991
↓ -0.03
₹9626.37.315.911.311.8
Reliance Dynamic Bond Fund - Direct Growth ₹26.5469
↓ -0.01
₹1,0134.75.711.58.39.1
Franklin India Income Builder Account - Plan A - Direct Growth ₹71.0606
↓ -0.01
₹9083.35.711.29.79.7
Franklin India Dynamic Accrual Fund - Direct Growth ₹71.1121
↑ 0.03
₹3,89224.410.61010.4
Franklin India Short Term Income Plan - Retail Plan - Direct Growth ₹4,230.96
↑ 1.73
₹13,2601.449.89.69.7
Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct Growth ₹26.9179
↑ 0.01
₹18,3372.44.99.899.3
Franklin India Income Opportunities Fund - Direct Growth ₹23.7022
↑ 0.02
₹3,7851.849.39.59.6
Franklin India Low Duration Fund - Direct Growth ₹22.376
↑ 0.01
₹7,1071.33.98.899.4
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹35.7684
↑ 0.01
₹1,2522.24.58.77.98.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 19

1. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 11.3% since its launch. .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Normal Growth, Growth
Launch Date 23 Jul 13
NAV (19 Jun 19) ₹27.9741 ↓ -0.03   (-0.11 %)
Net Assets (Cr) ₹962 on 30 Apr 19
Category Debt - Government Bond
AMC Reliance Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.68
Sharpe Ratio 2.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.82%
Effective Maturity 9 Years 4 Days
Modified Duration 6 Years 11 Days

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹11,666
31 May 16₹12,816
31 May 17₹14,794
31 May 18₹15,272
31 May 19₹17,385

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹215,396.
Net Profit of ₹35,396
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 4.3%
3 Month 6.3%
6 Month 7.3%
1 Year 15.9%
3 Year 11.3%
5 Year 11.9%
10 Year
15 Year
Since launch 11.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Prashant Pimple30 Mar 0910.01 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash3.62%
Debt96.27%
Other0.11%
Debt Sector Allocation
SectorValue
Government96.27%
Cash Equivalent3.62%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.95% Govt Stock 2032
Sovereign Bonds | -
17%₹168 Cr16,500,000
↑ 5,500,000
08.14 GJ SDL 2029
Sovereign Bonds | -
13%₹125 Cr12,500,000
↑ 8,000,000
08.16 KA SDL 2029
Sovereign Bonds | -
10%₹100 Cr10,000,000
↓ -2,500,000
GOVT STOCK
Sovereign Bonds | -
10%₹92 Cr9,202,900
↑ 9,202,900
7.17% Govt Stock 2028
Sovereign Bonds | -
9%₹90 Cr9,173,000
↓ -7,593,000
8.24% Govt Stock 2027
Sovereign Bonds | -
9%₹88 Cr8,500,000
↑ 8,500,000
08.28 GJ SDL 2029
Sovereign Bonds | -
7%₹71 Cr7,000,000
↓ -5,000,000
08.08 MH SDL 2028
Sovereign Bonds | -
6%₹55 Cr5,500,000
8.95% Maharashtra SDL 2022
Sovereign Bonds | -
4%₹41 Cr4,000,000
↑ 4,000,000
08.18 TN SDL 2028
Sovereign Bonds | -
3%₹30 Cr3,000,000
↓ -11,000,000

2. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 10.8% since its launch. .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (19 Jun 19) ₹27.8991 ↓ -0.03   (-0.11 %)
Net Assets (Cr) ₹962 on 30 Apr 19
Category Debt - Government Bond
AMC Reliance Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.68
Sharpe Ratio 2.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.82%
Effective Maturity 9 Years 4 Days
Modified Duration 6 Years 11 Days

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹11,665
31 May 16₹12,741
31 May 17₹14,714
31 May 18₹15,189
31 May 19₹17,291

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹215,396.
Net Profit of ₹35,396
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 4.3%
3 Month 6.3%
6 Month 7.3%
1 Year 15.9%
3 Year 11.3%
5 Year 11.8%
10 Year
15 Year
Since launch 10.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Prashant Pimple30 Mar 0910.01 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash3.62%
Debt96.27%
Other0.11%
Debt Sector Allocation
SectorValue
Government96.27%
Cash Equivalent3.62%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.95% Govt Stock 2032
Sovereign Bonds | -
17%₹168 Cr16,500,000
↑ 5,500,000
08.14 GJ SDL 2029
Sovereign Bonds | -
13%₹125 Cr12,500,000
↑ 8,000,000
08.16 KA SDL 2029
Sovereign Bonds | -
10%₹100 Cr10,000,000
↓ -2,500,000
GOVT STOCK
Sovereign Bonds | -
10%₹92 Cr9,202,900
↑ 9,202,900
7.17% Govt Stock 2028
Sovereign Bonds | -
9%₹90 Cr9,173,000
↓ -7,593,000
8.24% Govt Stock 2027
Sovereign Bonds | -
9%₹88 Cr8,500,000
↑ 8,500,000
08.28 GJ SDL 2029
Sovereign Bonds | -
7%₹71 Cr7,000,000
↓ -5,000,000
08.08 MH SDL 2028
Sovereign Bonds | -
6%₹55 Cr5,500,000
8.95% Maharashtra SDL 2022
Sovereign Bonds | -
4%₹41 Cr4,000,000
↑ 4,000,000
08.18 TN SDL 2028
Sovereign Bonds | -
3%₹30 Cr3,000,000
↓ -11,000,000

3. Reliance Dynamic Bond Fund - Direct

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.8% since its launch. .

Below is the key information for Reliance Dynamic Bond Fund - Direct

Reliance Dynamic Bond Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (19 Jun 19) ₹26.5469 ↓ -0.01   (-0.05 %)
Net Assets (Cr) ₹1,013 on 30 Apr 19
Category Debt - Dynamic Bond
AMC Reliance Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 1.19
Sharpe Ratio 1.35
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 8.07%
Effective Maturity 8 Years 4 Months 24 Days
Modified Duration 5 Years 8 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹11,317
31 May 16₹12,219
31 May 17₹13,674
31 May 18₹13,942
31 May 19₹15,375

Reliance Dynamic Bond Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Reliance Dynamic Bond Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 3.3%
3 Month 4.7%
6 Month 5.7%
1 Year 11.5%
3 Year 8.3%
5 Year 9.1%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Reliance Dynamic Bond Fund - Direct
NameSinceTenure
Prashant Pimple1 Dec 0414.34 Yr.
Kinjal Desai25 May 180.85 Yr.

Data below for Reliance Dynamic Bond Fund - Direct as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash7.52%
Debt92.37%
Other0.11%
Debt Sector Allocation
SectorValue
Corporate58.8%
Government33.57%
Cash Equivalent7.52%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.17% Govt Stock 2028
Sovereign Bonds | -
14%₹137 Cr14,000,000
↑ 5,500,000
8.15% Govt Stock 2026
Sovereign Bonds | -
10%₹104 Cr10,000,000
↑ 10,000,000
LIC Housing Finance Limited
Debentures | -
9%₹95 Cr950
↓ -50
Housing And Urban Development Corporation Ltd.
Debentures | -
9%₹90 Cr900
↑ 150
POWER GRID CORPORATION OF INDIA LIMITED
Debentures | -
5%₹55 Cr550
National Bank For Agriculture And Rural Development
Debentures | -
5%₹55 Cr550
7.95% Govt Stock 2032
Sovereign Bonds | -
5%₹51 Cr5,000,000
↑ 2,500,000
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
5%₹50 Cr500
↑ 500
National Highways Authority Of India
Debentures | -
5%₹50 Cr500
↑ 500
GRASIM INDUSTRIES LIMITED
Debentures | -
5%₹50 Cr500
↑ 500

4. Franklin India Income Builder Account - Plan A - Direct

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.8% since its launch. .

Below is the key information for Franklin India Income Builder Account - Plan A - Direct

Franklin India Income Builder Account - Plan A - Direct
Growth
Launch Date 1 Jan 13
NAV (19 Jun 19) ₹71.0606 ↓ -0.01   (-0.01 %)
Net Assets (Cr) ₹908 on 30 Apr 19
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.06
Sharpe Ratio 1.98
Information Ratio 1.99
Alpha Ratio -2.38
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 9.94%
Effective Maturity 4 Years 2 Months 19 Days
Modified Duration 3 Years 27 Days

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹11,256
31 May 16₹12,086
31 May 17₹13,454
31 May 18₹14,348
31 May 19₹15,717

Franklin India Income Builder Account - Plan A - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Income Builder Account - Plan A - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 2.5%
3 Month 3.3%
6 Month 5.7%
1 Year 11.2%
3 Year 9.7%
5 Year 9.7%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
NameSinceTenure
Sachin Padwal-Desai25 Oct 180.43 Yr.
Santosh Kamath1 Aug 180.66 Yr.
Umesh Sharma25 Oct 180.43 Yr.

Data below for Franklin India Income Builder Account - Plan A - Direct as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash1.53%
Debt95.64%
Other2.82%
Debt Sector Allocation
SectorValue
Corporate89.77%
Government5.87%
Cash Equivalent1.53%
Credit Quality
RatingValue
A13.82%
AA21.63%
AAA64.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Rural Electrification Corporation Limited
Debentures | -
7%₹68 Cr680
Power Finance Corporation Ltd.
Debentures | -
7%₹64 Cr635
SHRIRAM TRANSPORT FINANCE COMPANY LIMITED
Debentures | -
5%₹48 Cr500
PIPELINE INFRASTRUCTURE PRIVATE LIMITED
Debentures | -
5%₹45 Cr450
↑ 450
ONGC PETRO ADDITIONS LIMITED
Debentures | -
5%₹44 Cr447
↓ -50
Reliance Ports And Terminals Limited
Debentures | -
5%₹44 Cr427
Parimal Finance Private Limited
Debentures | -
4%₹37 Cr405
↓ -25
ICICI Bank Limited
Debentures | -
4%₹35 Cr350
Wadhawan Global Capital Private Limited
Debentures | -
4%₹34 Cr294
LIC Housing Finance Limited
Debentures | -
4%₹32 Cr210
↑ 210

5. Franklin India Dynamic Accrual Fund - Direct

To generate steady stream of income either by way of regular dividends or by capital appreciation.

Franklin India Dynamic Accrual Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.8% since its launch. .

Below is the key information for Franklin India Dynamic Accrual Fund - Direct

Franklin India Dynamic Accrual Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (19 Jun 19) ₹71.1121 ↑ 0.03   (0.04 %)
Net Assets (Cr) ₹3,892 on 30 Apr 19
Category Debt - Dynamic Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.87
Sharpe Ratio 3.16
Information Ratio 1.1
Alpha Ratio 3.48
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36-48 Months (0.5%),48 Months and above(NIL)
Yield to Maturity 11.33%
Effective Maturity 2 Years 10 Months 20 Days
Modified Duration 2 Years 1 Month 12 Days

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹11,230
31 May 16₹12,344
31 May 17₹13,821
31 May 18₹14,865
31 May 19₹16,475

Franklin India Dynamic Accrual Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284
Invest Now

Returns for Franklin India Dynamic Accrual Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 0.9%
3 Month 2%
6 Month 4.4%
1 Year 10.6%
3 Year 10%
5 Year 10.4%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Dynamic Accrual Fund - Direct
NameSinceTenure
Sachin Padwal-Desai8 Aug 0612.65 Yr.
Santosh Kamath23 Feb 154.1 Yr.
Umesh Sharma5 Jul 108.74 Yr.

Data below for Franklin India Dynamic Accrual Fund - Direct as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash2.16%
Debt95.88%
Other1.96%
Debt Sector Allocation
SectorValue
Corporate95.21%
Cash Equivalent2.16%
Government0.67%
Credit Quality
RatingValue
A57.95%
AA33.46%
AAA8.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SHRIRAM TRANSPORT FINANCE COMPANY LIMITED
Debentures | -
7%₹266 Cr2,750
DOLVI Minerals & Metals Private Limited
Debentures | -
3%₹127 Cr740
Power Finance Corporation Ltd.
Debentures | -
3%₹116 Cr1,150
Pune Solapur Expressways Pvt. Ltd
Debentures | -
3%₹115 Cr11,978
U.P. Power Corporation Limited
Debentures | -
3%₹109 Cr1,112
ADANI RAIL INFRA PRIVATE LIMITED
Debentures | -
3%₹107 Cr100
PIPELINE INFRASTRUCTURE PRIVATE LIMITED
Debentures | -
3%₹105 Cr1,050
↑ 1,050
Andhra Pradesh Capital Region Development Authority
Debentures | -
3%₹104 Cr5,170
↓ -25
EDELWEISS COMMODITIES SERVICES LIMITED
Debentures | -
3%₹100 Cr1,000
PIRAMAL ENTERPRISES LIMITED
Debentures | -
3%₹100 Cr1,000

6. Franklin India Short Term Income Plan - Retail Plan - Direct

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Franklin India Short Term Income Plan - Retail Plan - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.9% since its launch. .

Below is the key information for Franklin India Short Term Income Plan - Retail Plan - Direct

Franklin India Short Term Income Plan - Retail Plan - Direct
Growth
Launch Date 1 Jan 13
NAV (19 Jun 19) ₹4,230.96 ↑ 1.73   (0.04 %)
Net Assets (Cr) ₹13,260 on 30 Apr 19
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.87
Sharpe Ratio 2.84
Information Ratio 2.94
Alpha Ratio 0.36
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 11.39%
Effective Maturity 3 Years 2 Days
Modified Duration 2 Years 2 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹11,199
31 May 16₹12,051
31 May 17₹13,430
31 May 18₹14,472
31 May 19₹15,979

Franklin India Short Term Income Plan - Retail Plan - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Short Term Income Plan - Retail Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 0.6%
3 Month 1.4%
6 Month 4%
1 Year 9.8%
3 Year 9.6%
5 Year 9.7%
10 Year
15 Year
Since launch 9.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan - Direct
NameSinceTenure
Santosh Kamath24 Jun 162.77 Yr.
Kunal Agrawal24 Jun 162.77 Yr.

Data below for Franklin India Short Term Income Plan - Retail Plan - Direct as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash3.12%
Debt94.63%
Other2.25%
Debt Sector Allocation
SectorValue
Corporate92.28%
Cash Equivalent3.12%
Government2.36%
Credit Quality
RatingValue
A46.08%
AA42.83%
AAA11.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SHRIRAM TRANSPORT FINANCE COMPANY LIMITED
Debentures | -
5%₹697 Cr7,200
ADANI RAIL INFRA PRIVATE LIMITED
Debentures | -
4%₹535 Cr500
Idea Cellular Limited
Debentures | -
4%₹510 Cr5,230
Power Finance Corporation Ltd.
Debentures | -
3%₹448 Cr4,445
↑ 145
PIPELINE INFRASTRUCTURE PRIVATE LIMITED
Debentures | -
3%₹423 Cr4,250
↑ 4,250
DOLVI Minerals & Metals Private Limited
Debentures | -
3%₹410 Cr2,380
Piramal Capital & Housing Finance Ltd
Debentures | -
3%₹383 Cr4,813
Rishanth Wholesale Trading Private Ltd.
Debentures | -
3%₹352 Cr350
Yes Bank Limited
Debentures | -
3%₹335 Cr3,523
Edelweiss Agri Value Chain Limited
Debentures | -
2%₹302 Cr3,100

7. Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct

To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments.

Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct is a Debt - Ultrashort Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.5% since its launch. .

Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct

Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct
Growth
Launch Date 1 Jan 13
NAV (19 Jun 19) ₹26.9179 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹18,337 on 30 Apr 19
Category Debt - Ultrashort Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.3
Sharpe Ratio 9.16
Information Ratio 3.66
Alpha Ratio -1.17
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 0%
Effective Maturity 6 Months 18 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹10,982
31 May 16₹12,053
31 May 17₹13,193
31 May 18₹14,214
31 May 19₹15,615

Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 0.9%
3 Month 2.4%
6 Month 4.9%
1 Year 9.8%
3 Year 9%
5 Year 9.3%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct
NameSinceTenure
Santosh Kamath25 Oct 180.43 Yr.
Pallab Roy1 Jun 0810.84 Yr.

Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash19.13%
Debt77.51%
Other3.35%
Debt Sector Allocation
SectorValue
Corporate78.3%
Cash Equivalent16.47%
Government1.87%
Credit Quality
RatingValue
A34.68%
AA41.74%
AAA23.58%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Vodafone Mobile Services Limited
Debentures | -
4%₹768 Cr7,990
Renew Power Ventures Private Limited
Debentures | -
4%₹673 Cr6,740
Call, Cash & Other Assets
Receivables | -
3%₹615 Cr
ONGC Petro Additions Limited
Debentures | -
3%₹500 Cr500
Indostar Capital Finance Limited
Debentures | -
2%₹441 Cr4,400
INDOSTAR CAPITAL FINANCE LIMITED
Debentures | -
2%₹391 Cr3,900
↑ 3,900
EDELWEISS COMMODITIES SERVICES LIMITED
Debentures | -
2%₹375 Cr7,500
EDELWEISS COMMODITIES SERVICES LIMITED
Debentures | -
2%₹365 Cr3,650
Yes Capital (India) Private Limited
Debentures | -
2%₹352 Cr3,037
Piramal Realty Private Limited
Debentures | -
2%₹351 Cr3,500

8. Franklin India Income Opportunities Fund - Direct

The Fund seeks to provide regular income and capital appreciation by investing in fixed income securities across the yield curve.

Franklin India Income Opportunities Fund - Direct is a Debt - Medium term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.8% since its launch. .

Below is the key information for Franklin India Income Opportunities Fund - Direct

Franklin India Income Opportunities Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (19 Jun 19) ₹23.7022 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹3,785 on 30 Apr 19
Category Debt - Medium term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.99
Sharpe Ratio 1.9
Information Ratio 1.9
Alpha Ratio -1.89
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-18 Months (2%),18-24 Months (1%),24 Months and above(NIL)
Yield to Maturity 11.36%
Effective Maturity 4 Years 9 Months 14 Days
Modified Duration 3 Years 3 Months 15 Days

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹11,213
31 May 16₹12,106
31 May 17₹13,485
31 May 18₹14,535
31 May 19₹15,840

Franklin India Income Opportunities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Income Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 1.4%
3 Month 1.8%
6 Month 4%
1 Year 9.3%
3 Year 9.5%
5 Year 9.6%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Income Opportunities Fund - Direct
NameSinceTenure
Santosh Kamath1 Jun 162.83 Yr.
Kunal Agrawal25 Oct 180.43 Yr.

Data below for Franklin India Income Opportunities Fund - Direct as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash1.1%
Debt96.85%
Other2.05%
Debt Sector Allocation
SectorValue
Corporate94.99%
Government1.86%
Cash Equivalent1.1%
Credit Quality
RatingValue
A46.16%
AA39.85%
AAA14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Parimal Finance Private Limited
Debentures | -
7%₹258 Cr2,797
Power Finance Corporation Ltd.
Debentures | -
6%₹232 Cr2,300
↑ 100
Coastal Gujarat Power Limited
Debentures | -
5%₹189 Cr1,910
↑ 30
Shriram Transport Finance Company Limited
Debentures | -
4%₹147 Cr1,550
Rivaaz Trade Ventures Private Limited
Debentures | -
4%₹143 Cr1,450
Idea Cellular Limited
Debentures | -
4%₹142 Cr1,450
Wadhawan Global Capital Private Limited
Debentures | -
3%₹129 Cr1,250
Pune Solapur Expressways Pvt. Ltd
Debentures | -
3%₹122 Cr12,673
Andhra Pradesh Capital Region Development Authority
Debentures | -
3%₹118 Cr5,858
DCB Bank Limited
Debentures | -
3%₹115 Cr12,100

9. Franklin India Low Duration Fund - Direct

To provide regular income to investors through investment primarily in debt funds.

Franklin India Low Duration Fund - Direct is a Debt - Low Duration fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.5% since its launch. .

Below is the key information for Franklin India Low Duration Fund - Direct

Franklin India Low Duration Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (19 Jun 19) ₹22.376 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹7,107 on 30 Apr 19
Category Debt - Low Duration
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.43
Sharpe Ratio 5.19
Information Ratio 2.19
Alpha Ratio 2.51
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-3 Months (0.5%),3 Months and above(NIL)
Yield to Maturity 10.5%
Effective Maturity 1 Year 1 Month 18 Days
Modified Duration 10 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹11,022
31 May 16₹12,086
31 May 17₹13,332
31 May 18₹14,373
31 May 19₹15,702

Franklin India Low Duration Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Low Duration Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 0.3%
3 Month 1.3%
6 Month 3.9%
1 Year 8.8%
3 Year 9%
5 Year 9.4%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Low Duration Fund - Direct
NameSinceTenure
Santosh Kamath15 Apr 144.96 Yr.
Kunal Agrawal15 Apr 144.96 Yr.

Data below for Franklin India Low Duration Fund - Direct as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash18.8%
Debt75.45%
Other5.76%
Debt Sector Allocation
SectorValue
Corporate77.59%
Cash Equivalent15.11%
Government1.55%
Credit Quality
RatingValue
A47.43%
AA29.25%
AAA23.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Call, Cash & Other Assets
Receivables | -
6%₹409 Cr
Greenko Clean Energy Projects Private Limited
Debentures | -
4%₹301 Cr30,000
Small Business Fincredit India Private Limited
Debentures | -
3%₹243 Cr2,500
CANFIN Homes Limited
Commercial Paper | -
3%₹238 Cr5,000
Edelweiss Commodities Services Limited
Debentures | -
3%₹218 Cr2,200
Renew Power Ventures Private Limited
Debentures | -
3%₹217 Cr2,170
Wadhawan Global Capital Private Limited
Debentures | -
3%₹202 Cr1,766
Piramal Capital & Housing Finance Ltd
Debentures | -
3%₹200 Cr2,500
Essel Infraprojects Limited
Debentures | -
3%₹196 Cr133
Vodafone Mobile Services Limited
Debentures | -
3%₹189 Cr1,970

10. Franklin India Savings Plus Fund Retail Option - Direct

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Franklin India Savings Plus Fund Retail Option - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.6% since its launch. .

Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct

Franklin India Savings Plus Fund Retail Option - Direct
Growth
Launch Date 1 Jan 13
NAV (19 Jun 19) ₹35.7684 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹1,252 on 30 Apr 19
Category Debt - Money Market
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.15
Sharpe Ratio 8.54
Information Ratio 1.58
Alpha Ratio -1.84
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 0%
Effective Maturity 8 Months 2 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 May 14₹10,000
31 May 15₹10,930
31 May 16₹11,903
31 May 17₹12,861
31 May 18₹13,742
31 May 19₹14,956

Franklin India Savings Plus Fund Retail Option - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Franklin India Savings Plus Fund Retail Option - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jun 19

DurationReturns
1 Month 0.8%
3 Month 2.2%
6 Month 4.5%
1 Year 8.7%
3 Year 7.9%
5 Year 8.4%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
NameSinceTenure
Umesh Sharma25 Oct 180.27 Yr.
Pallab Roy6 Jun 0810.66 Yr.

Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 30 Apr 19

Asset Allocation
Asset ClassValue
Cash98.9%
Other1.1%
Debt Sector Allocation
SectorValue
Cash Equivalent89.09%
Corporate9.81%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
TATA CAPITAL HOUSING FINANCE LIMITED
Commercial Paper | -
8%₹98 Cr2,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
8%₹98 Cr2,095
↑ 500
Power Finance Corporation Ltd.
Commercial Paper | -
8%₹98 Cr2,090
KOTAK MAHINDRA BANK LIMITED (FORMERLY KOTAK MAHINDRA FINANCE LIMITED)
Certificate of Deposit | -
8%₹95 Cr10,000
HDFC Bank Limited
Certificate of Deposit | -
6%₹75 Cr8,000
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
6%₹75 Cr8,000
REC LIMITED
Commercial Paper | -
6%₹75 Cr1,600
Cooperatieve Rabobank U.A
Certificate of Deposit | -
6%₹70 Cr7,500
Axis Bank Limited
Certificate of Deposit | -
6%₹70 Cr7,400
L&T FINANCE LIMITED
Commercial Paper | -
4%₹48 Cr1,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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