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Fincash » Mutual Funds » Best Direct Plans in Debt Funds

Best Direct Plans in Debt Mutual Funds

Updated on August 20, 2019 , 37 views

The mutual fund offers two plans- regular and direct. While regular plans have been in the option for many years, the first direct plan got introduced in the year 2013. But, direct plans are gaining a huge popularity amongst new investors due to its unique features and benefits. Though, currently direct plans are available only through a limited platform, but looking at its demand, many channels are introducing direct plans. Investors who want to invest in Debt fund by opting direct plans, here’s a glimpse of what are direct funds, a brief understanding of debt funds, along with some of the best direct pans debt funds.

Direct-debt-Funds

Why Direct Funds are for you?

Unlike regular funds, direct funds are available through limited channels like from a mutual fund company, RTAs such as Karvy/CAMS, limited third party securities intermediaries, and authorized local representatives of the fund house. Investors who can independently invest and track their investments without a help of an advisor or a mediator can invest in direct plans from the fund house.

In direct funds, there are no expense charges like regular funds. As there are no distributor charges/ transaction chargers, etc., the expense ratio of direct plans is less. This effect on returns too. As the expense ratio of a direct mutual fund is less, the returns it can be slightly higher than regular plans- about 0.5 percent to 1.5 percent higher. This is one of the reasons why investors are opting for direct funds.

Ideally, an investor who has an experience of mutual fund investment and a fair knowledge about market movements should prefer for direct plans. New investors who aren’t sure about risk appetite and the market should ideally prefer Mutual Funds with regular plans.

Understanding Debt Fund Investment

Debt funds are a type of mutual funds that mainly invest in fixed income securities like Bonds, government securities, treasury bills, etc. If we look at the classifications of debt funds, they are categorized as per maturities- short, mid and long term period. This gives a range of options for investors who want to invest in debt funds.

Debt funds are a good option for those who don’t want to take much risk in the investments or one who want to avoid Investing in the highly volatile Equity Funds. These funds provide a regular and steady income, however, the returns are less compared to equity funds.

Types of Debt Funds as per maturity

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Best Debt Mutual Funds Direct Plans

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹28.8247
↑ 0.03
₹1,0996.710.717.510.412.39.1
Reliance Gilt Securities Fund - Direct Growth ₹28.7471
↑ 0.03
₹1,0996.710.717.510.412.29.1
UTI Gilt Advantage Fund- LTP - Direct Growth ₹45.1004
↑ 0.03
₹5387.210.8159.610.96.6
Reliance Dynamic Bond Fund - Direct Growth ₹27.1281
↑ 0.02
₹97258.212.57.49.45.5
Franklin India Income Builder Account - Plan A - Direct Growth ₹72.1978
↑ 0.07
₹9513.9611.19.39.78.1
Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct Growth ₹27.3532
↑ 0.01
₹19,9542.44.79.999.38.8
Franklin India Dynamic Accrual Fund - Direct Growth ₹71.8922
↑ 0.06
₹3,9601.93.99.59.410.49.4
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹36.3866
↑ 0.00
₹2,0102.44.7988.47.7
Franklin India Low Duration Fund - Direct Growth ₹22.7612
↑ 0.01
₹6,33423.98.98.99.48.8
Franklin India Short Term Income Plan - Retail Plan - Direct Growth ₹4,282.53
↑ 3.72
₹13,2741.73.58.99.29.69.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Aug 19

1. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 11.5% since its launch.  Return for 2018 was 9.1% , 2017 was 4.6% and 2016 was 19% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Normal Growth, Growth
Launch Date 23 Jul 13
NAV (22 Aug 19) ₹28.8247 ↑ 0.03   (0.12 %)
Net Assets (Cr) ₹1,099 on 31 Jul 19
Category Debt - Government Bond
AMC Reliance Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.68
Sharpe Ratio 3.33
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 6.55%
Effective Maturity 8 Years 9 Months 29 Days
Modified Duration 6 Years 3 Months

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,510
31 Jul 16₹13,197
31 Jul 17₹14,971
31 Jul 18₹15,202
31 Jul 19₹17,897

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹218,539.
Net Profit of ₹38,539
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 19

DurationReturns
1 Month 0.5%
3 Month 6.7%
6 Month 10.7%
1 Year 17.5%
3 Year 10.4%
5 Year 12.3%
10 Year
15 Year
Since launch 11.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.1%
2017 4.6%
2016 19%
2015 7.5%
2014 20.1%
2013
2012
2011
2010
2009
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Prashant Pimple30 Mar 0910.09 Yr.
Kinjal Desai16 Jul 180.79 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash2.57%
Debt97.38%
Other0.05%
Debt Sector Allocation
SectorValue
Government97.38%
Cash Equivalent2.57%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
26%₹281 Cr26,456,100
↓ -2,500,000
8.24% Govt Stock 2027
Sovereign Bonds | -
12%₹131 Cr12,000,000
↓ -1,500,000
GOVT STOCK
Sovereign Bonds | -
12%₹127 Cr12,202,900
↑ 1,500,000
6.68% Govt Stock 2031
Sovereign Bonds | -
11%₹124 Cr12,515,700
↑ 9,000,000
7.17% Govt Stock 2028
Sovereign Bonds | -
11%₹116 Cr11,173,000
↓ -1,000,000
GOVT STOCK
Sovereign Bonds | -
10%₹109 Cr10,500,000
↓ -1,000,000
6.79% Govt Stock 2029
Sovereign Bonds | -
9%₹95 Cr9,500,000
↑ 9,500,000
GOVT STOCK
Sovereign Bonds | -
6%₹64 Cr6,000,000
↑ 5,500,000
Triparty Repo
CBLO/Reverse Repo | -
1%₹15 Cr
Net Current Assets
Net Current Assets | -
1%₹14 Cr

2. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 11% since its launch.  Return for 2018 was 9.1% , 2017 was 4.6% and 2016 was 18.3% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (22 Aug 19) ₹28.7471 ↑ 0.03   (0.12 %)
Net Assets (Cr) ₹1,099 on 31 Jul 19
Category Debt - Government Bond
AMC Reliance Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.68
Sharpe Ratio 3.33
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 6.55%
Effective Maturity 8 Years 9 Months 29 Days
Modified Duration 6 Years 3 Months

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,509
31 Jul 16₹13,126
31 Jul 17₹14,891
31 Jul 18₹15,121
31 Jul 19₹17,801

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹218,539.
Net Profit of ₹38,539
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 19

DurationReturns
1 Month 0.5%
3 Month 6.7%
6 Month 10.7%
1 Year 17.5%
3 Year 10.4%
5 Year 12.2%
10 Year
15 Year
Since launch 11%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.1%
2017 4.6%
2016 18.3%
2015 7.5%
2014 20.1%
2013
2012
2011
2010
2009
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Prashant Pimple30 Mar 0910.09 Yr.
Kinjal Desai16 Jul 180.79 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash2.57%
Debt97.38%
Other0.05%
Debt Sector Allocation
SectorValue
Government97.38%
Cash Equivalent2.57%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
26%₹281 Cr26,456,100
↓ -2,500,000
8.24% Govt Stock 2027
Sovereign Bonds | -
12%₹131 Cr12,000,000
↓ -1,500,000
GOVT STOCK
Sovereign Bonds | -
12%₹127 Cr12,202,900
↑ 1,500,000
6.68% Govt Stock 2031
Sovereign Bonds | -
11%₹124 Cr12,515,700
↑ 9,000,000
7.17% Govt Stock 2028
Sovereign Bonds | -
11%₹116 Cr11,173,000
↓ -1,000,000
GOVT STOCK
Sovereign Bonds | -
10%₹109 Cr10,500,000
↓ -1,000,000
6.79% Govt Stock 2029
Sovereign Bonds | -
9%₹95 Cr9,500,000
↑ 9,500,000
GOVT STOCK
Sovereign Bonds | -
6%₹64 Cr6,000,000
↑ 5,500,000
Triparty Repo
CBLO/Reverse Repo | -
1%₹15 Cr
Net Current Assets
Net Current Assets | -
1%₹14 Cr

3. UTI Gilt Advantage Fund- LTP - Direct

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 10.1% since its launch.  Return for 2018 was 6.6% , 2017 was 4.5% and 2016 was 15.8% .

Below is the key information for UTI Gilt Advantage Fund- LTP - Direct

UTI Gilt Advantage Fund- LTP - Direct
Growth
Launch Date 1 Jan 13
NAV (22 Aug 19) ₹45.1004 ↑ 0.03   (0.07 %)
Net Assets (Cr) ₹538 on 31 Jul 19
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.68
Sharpe Ratio 2.83
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.66%
Effective Maturity 13 Years 3 Months 2 Days
Modified Duration 7 Years 11 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,527
31 Jul 16₹12,761
31 Jul 17₹14,611
31 Jul 18₹14,679
31 Jul 19₹16,978

UTI Gilt Advantage Fund- LTP - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284
Invest Now

Returns for UTI Gilt Advantage Fund- LTP - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 19

DurationReturns
1 Month 0%
3 Month 7.2%
6 Month 10.8%
1 Year 15%
3 Year 9.6%
5 Year 10.9%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.6%
2017 4.5%
2016 15.8%
2015 6.4%
2014 20%
2013
2012
2011
2010
2009
Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct
NameSinceTenure
Amandeep Chopra1 Feb 127.16 Yr.

Data below for UTI Gilt Advantage Fund- LTP - Direct as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash1.46%
Debt98.54%
Debt Sector Allocation
SectorValue
Government98.54%
Cash Equivalent1.46%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
58%₹313 Cr2,950,000,000
↑ 2,950,000,000
GOVT STOCK
Sovereign Bonds | -
20%₹107 Cr1,000,000,000
↓ -500,000,000
6.62% Govt Stock 2051
Sovereign Bonds | -
7%₹39 Cr400,000,000
↑ 400,000,000
08.44 RJ SDL 2029
Sovereign Bonds | -
5%₹27 Cr250,000,000
8.13% Govt Stock 2045
Sovereign Bonds | -
4%₹23 Cr200,000,000
↑ 200,000,000
7.06% Govt Stock 2046
Sovereign Bonds | -
4%₹21 Cr200,000,000
↑ 200,000,000
Net Current Assets
Net Current Assets | -
1%₹8 Cr00

4. Reliance Dynamic Bond Fund - Direct

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Return for 2018 was 5.5% , 2017 was 3.8% and 2016 was 14.7% .

Below is the key information for Reliance Dynamic Bond Fund - Direct

Reliance Dynamic Bond Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (22 Aug 19) ₹27.1281 ↑ 0.02   (0.08 %)
Net Assets (Cr) ₹972 on 31 Jul 19
Category Debt - Dynamic Bond
AMC Reliance Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 1.19
Sharpe Ratio 2.4
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 6.61%
Effective Maturity 6 Years 3 Months
Modified Duration 4 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,214
31 Jul 16₹12,569
31 Jul 17₹13,866
31 Jul 18₹13,908
31 Jul 19₹15,677

Reliance Dynamic Bond Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Reliance Dynamic Bond Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 19

DurationReturns
1 Month 0.4%
3 Month 5%
6 Month 8.2%
1 Year 12.5%
3 Year 7.4%
5 Year 9.4%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.5%
2017 3.8%
2016 14.7%
2015 6.4%
2014 16%
2013
2012
2011
2010
2009
Fund Manager information for Reliance Dynamic Bond Fund - Direct
NameSinceTenure
Prashant Pimple1 Dec 0414.42 Yr.
Kinjal Desai25 May 180.93 Yr.

Data below for Reliance Dynamic Bond Fund - Direct as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash2.5%
Debt97.39%
Other0.11%
Debt Sector Allocation
SectorValue
Government87.18%
Corporate10.21%
Cash Equivalent2.5%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
56%₹546 Cr52,500,000
↑ 12,500,000
7.26% Govt Stock 2029
Sovereign Bonds | -
17%₹165 Cr15,575,600
↑ 8,075,600
6.79% Govt Stock 2029
Sovereign Bonds | -
7%₹70 Cr7,000,000
↑ 7,000,000
6.79% Govt Stock 2027
Sovereign Bonds | -
5%₹51 Cr5,100,000
↑ 5,000,000
Rural Electrification Corporation Limited
Debentures | -
5%₹49 Cr500
↑ 250
L&T Metro Rail (Hyderabad) Limited
Debentures | -
5%₹47 Cr450
↑ 450
Net Current Assets
Net Current Assets | -
2%₹16 Cr
Triparty Repo
CBLO/Reverse Repo | -
1%₹8 Cr
8.24% Govt Stock 2027
Sovereign Bonds | -
1%₹5 Cr500,000
↓ -500,000
GOVT STOCK
Sovereign Bonds | -
0%₹3 Cr272,700
↓ -14,227,300

5. Franklin India Income Builder Account - Plan A - Direct

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.8% since its launch.  Return for 2018 was 8.1% , 2017 was 8.3% and 2016 was 9.7% .

Below is the key information for Franklin India Income Builder Account - Plan A - Direct

Franklin India Income Builder Account - Plan A - Direct
Growth
Launch Date 1 Jan 13
NAV (22 Aug 19) ₹72.1978 ↑ 0.07   (0.10 %)
Net Assets (Cr) ₹951 on 31 Jul 19
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.06
Sharpe Ratio 2.76
Information Ratio 1.69
Alpha Ratio -0.38
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 9.17%
Effective Maturity 4 Years 10 Days
Modified Duration 3 Years 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,219
31 Jul 16₹12,170
31 Jul 17₹13,498
31 Jul 18₹14,317
31 Jul 19₹15,873

Franklin India Income Builder Account - Plan A - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Income Builder Account - Plan A - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 19

DurationReturns
1 Month 0.8%
3 Month 3.9%
6 Month 6%
1 Year 11.1%
3 Year 9.3%
5 Year 9.7%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8.1%
2017 8.3%
2016 9.7%
2015 9.3%
2014 13.7%
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
NameSinceTenure
Sachin Padwal-Desai25 Oct 180.6 Yr.
Santosh Kamath1 Aug 180.83 Yr.
Umesh Sharma25 Oct 180.6 Yr.

Data below for Franklin India Income Builder Account - Plan A - Direct as on 31 Jul 19

Asset Allocation
Asset ClassValue
Debt94.3%
Other5.7%
Debt Sector Allocation
SectorValue
Corporate82.15%
Government12.15%
Credit Quality
RatingValue
AA29.45%
AAA65.68%
BBB4.87%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Rural Electrification Corporation Limited
Debentures | -
7%₹68 Cr660
PIPELINE INFRASTRUCTURE PRIVATE LIMITED
Debentures | -
7%₹67 Cr670
POWER FINANCE CORPORATION LIMITED
Debentures | -
6%₹58 Cr560
Call, Cash & Other Assets
Receivables | -
6%₹54 Cr
GRASIM INDUSTRIES LIMITED
Debentures | -
5%₹51 Cr500
↑ 100
Reliance Ports And Terminals Limited
Debentures | -
5%₹48 Cr467
SHRIRAM TRANSPORT FINANCE COMPANY LIMITED
Debentures | -
5%₹47 Cr500
State Bank Of India
Debentures | -
5%₹45 Cr450
ONGC PETRO ADDITIONS LIMITED
Debentures | -
5%₹45 Cr447
INDIA GRID TRUST
Debentures | -
4%₹40 Cr400

6. Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct

To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments.

Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct is a Debt - Ultrashort Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.5% since its launch.  Return for 2018 was 8.8% , 2017 was 8.3% and 2016 was 9.8% .

Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct

Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct
Growth
Launch Date 1 Jan 13
NAV (22 Aug 19) ₹27.3532 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹19,954 on 31 Jul 19
Category Debt - Ultrashort Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.3
Sharpe Ratio 8.83
Information Ratio 3.56
Alpha Ratio 0.23
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 9.67%
Effective Maturity 7 Months 6 Days
Modified Duration 6 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,995
31 Jul 16₹12,068
31 Jul 17₹13,200
31 Jul 18₹14,217
31 Jul 19₹15,613

Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 19

DurationReturns
1 Month 0.8%
3 Month 2.4%
6 Month 4.7%
1 Year 9.9%
3 Year 9%
5 Year 9.3%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8.8%
2017 8.3%
2016 9.8%
2015 9.8%
2014 10.1%
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct
NameSinceTenure
Santosh Kamath25 Oct 180.6 Yr.
Pallab Roy1 Jun 0811 Yr.

Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash22.69%
Debt70.31%
Other7%
Debt Sector Allocation
SectorValue
Corporate68.57%
Cash Equivalent22.69%
Government1.74%
Credit Quality
RatingValue
A39.39%
AA43.8%
AAA16.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Call, Cash & Other Assets
Receivables | -
7%₹1,396 Cr
Vedanta Limited
Debentures | -
4%₹788 Cr7,900
↑ 1,950
Vodafone Mobile Services Limited
Debentures | -
4%₹775 Cr7,990
DOLVI Minerals & Metals Private Limited
Debentures | -
3%₹695 Cr3,910
↑ 130
Renew Power Ventures Private Limited
Debentures | -
3%₹662 Cr6,740
JM FINANCIAL CREDIT SOLUTIONS LIMITED
Debentures | -
3%₹539 Cr5,400
↑ 5,400
REC LIMITED
Commercial Paper | -
2%₹459 Cr9,500
Indostar Capital Finance Limited
Debentures | -
2%₹439 Cr4,400
REC LIMITED
Commercial Paper | -
2%₹396 Cr8,000
INDOSTAR CAPITAL FINANCE LIMITED
Debentures | -
2%₹391 Cr3,900
↑ 3,900

7. Franklin India Dynamic Accrual Fund - Direct

To generate steady stream of income either by way of regular dividends or by capital appreciation.

Franklin India Dynamic Accrual Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.7% since its launch.  Return for 2018 was 9.4% , 2017 was 9.5% and 2016 was 11% .

Below is the key information for Franklin India Dynamic Accrual Fund - Direct

Franklin India Dynamic Accrual Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (22 Aug 19) ₹71.8922 ↑ 0.06   (0.08 %)
Net Assets (Cr) ₹3,960 on 31 Jul 19
Category Debt - Dynamic Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.87
Sharpe Ratio 2.81
Information Ratio 0.56
Alpha Ratio 2.4
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36-48 Months (0.5%),48 Months and above(NIL)
Yield to Maturity 11.47%
Effective Maturity 2 Years 9 Months 27 Days
Modified Duration 2 Years 25 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,302
31 Jul 16₹12,493
31 Jul 17₹13,957
31 Jul 18₹14,955
31 Jul 19₹16,424

Franklin India Dynamic Accrual Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284
Invest Now

Returns for Franklin India Dynamic Accrual Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 19

DurationReturns
1 Month 0.3%
3 Month 1.9%
6 Month 3.9%
1 Year 9.5%
3 Year 9.4%
5 Year 10.4%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.4%
2017 9.5%
2016 11%
2015 11.4%
2014 13.2%
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Dynamic Accrual Fund - Direct
NameSinceTenure
Sachin Padwal-Desai8 Aug 0612.82 Yr.
Santosh Kamath23 Feb 154.27 Yr.
Umesh Sharma5 Jul 108.91 Yr.

Data below for Franklin India Dynamic Accrual Fund - Direct as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash0.38%
Debt94.77%
Other4.85%
Debt Sector Allocation
SectorValue
Corporate94.62%
Cash Equivalent0.38%
Government0.15%
Credit Quality
RatingValue
A54.27%
AA32.98%
AAA10.76%
BBB1.51%
Below B0.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SHRIRAM TRANSPORT FINANCE COMPANY LIMITED
Debentures | -
7%₹258 Cr2,750
Call, Cash & Other Assets
Receivables | -
5%₹192 Cr
ADANI RAIL INFRA PRIVATE LIMITED
Debentures | -
3%₹133 Cr120
U.P. Power Corporation Limited
Debentures | -
3%₹110 Cr1,112
HERO SOLAR ENERGY PRIVATE LIMITED
Debentures | -
3%₹100 Cr1,000
PIRAMAL ENTERPRISES LIMITED
Debentures | -
3%₹100 Cr1,000
EDELWEISS COMMODITIES SERVICES LIMITED
Debentures | -
3%₹100 Cr1,000
Andhra Pradesh Capital Region Development Authority
Debentures | -
3%₹99 Cr4,810
↓ -35
MA Multi-Trade Private Limited
Debentures | -
2%₹98 Cr1,000
INDIA GRID TRUST
Debentures | -
2%₹95 Cr950

8. Franklin India Savings Plus Fund Retail Option - Direct

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Franklin India Savings Plus Fund Retail Option - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.7% since its launch.  Return for 2018 was 7.7% , 2017 was 7.3% and 2016 was 8.5% .

Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct

Franklin India Savings Plus Fund Retail Option - Direct
Growth
Launch Date 1 Jan 13
NAV (22 Aug 19) ₹36.3866 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹2,010 on 31 Jul 19
Category Debt - Money Market
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.15
Sharpe Ratio 7.61
Information Ratio 1.65
Alpha Ratio 0.4
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.8%
Effective Maturity 7 Months 18 Days
Modified Duration 7 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,942
31 Jul 16₹11,911
31 Jul 17₹12,858
31 Jul 18₹13,752
31 Jul 19₹14,976

Franklin India Savings Plus Fund Retail Option - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Franklin India Savings Plus Fund Retail Option - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 19

DurationReturns
1 Month 0.8%
3 Month 2.4%
6 Month 4.7%
1 Year 9%
3 Year 8%
5 Year 8.4%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.7%
2017 7.3%
2016 8.5%
2015 9%
2014 9.5%
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
NameSinceTenure
Umesh Sharma25 Oct 180.6 Yr.
Pallab Roy6 Jun 0810.99 Yr.

Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash97.87%
Other2.13%
Debt Sector Allocation
SectorValue
Cash Equivalent97.87%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Power Finance Corporation Ltd.
Commercial Paper | -
5%₹100 Cr2,090
RELIANCE RETAIL LIMITED
Commercial Paper | -
5%₹98 Cr2,000
LIC Housing Finance Limited
Commercial Paper | -
5%₹94 Cr2,000
ICICI BANK LIMITED
Certificate of Deposit | -
5%₹94 Cr10,000
↑ 10,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
5%₹94 Cr2,000
↑ 2,000
FULLERTON INDIA CREDIT COMPANY LTD
Commercial Paper | -
5%₹93 Cr2,000
↑ 2,000
HDFC Bank Limited
Certificate of Deposit | -
4%₹77 Cr8,000
REC LIMITED
Commercial Paper | -
4%₹77 Cr1,600
Bank Of Baroda
Certificate of Deposit | -
4%₹72 Cr7,500
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
4%₹72 Cr7,500

9. Franklin India Low Duration Fund - Direct

To provide regular income to investors through investment primarily in debt funds.

Franklin India Low Duration Fund - Direct is a Debt - Low Duration fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.5% since its launch.  Return for 2018 was 8.8% , 2017 was 8.7% and 2016 was 10% .

Below is the key information for Franklin India Low Duration Fund - Direct

Franklin India Low Duration Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (22 Aug 19) ₹22.7612 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹6,334 on 31 Jul 19
Category Debt - Low Duration
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.43
Sharpe Ratio 3.93
Information Ratio 1.37
Alpha Ratio 1.22
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-3 Months (0.5%),3 Months and above(NIL)
Yield to Maturity 10.81%
Effective Maturity 1 Year 28 Days
Modified Duration 10 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,040
31 Jul 16₹12,117
31 Jul 17₹13,365
31 Jul 18₹14,383
31 Jul 19₹15,628

Franklin India Low Duration Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Low Duration Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 19

DurationReturns
1 Month 0.9%
3 Month 2%
6 Month 3.9%
1 Year 8.9%
3 Year 8.9%
5 Year 9.4%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8.8%
2017 8.7%
2016 10%
2015 10.2%
2014 10.3%
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Low Duration Fund - Direct
NameSinceTenure
Santosh Kamath15 Apr 145.13 Yr.
Kunal Agrawal15 Apr 145.13 Yr.

Data below for Franklin India Low Duration Fund - Direct as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash21.23%
Debt73.06%
Other5.71%
Debt Sector Allocation
SectorValue
Corporate72.42%
Cash Equivalent20.44%
Government1.43%
Credit Quality
RatingValue
A42.28%
AA30.87%
AAA20.59%
BBB4.94%
Below B1.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Call, Cash & Other Assets
Receivables | -
6%₹362 Cr
Greenko Clean Energy Projects Private Limited
Debentures | -
5%₹299 Cr30,000
Small Business Fincredit India Private Limited
Debentures | -
4%₹245 Cr2,500
DOLVI Minerals & Metals Private Limited
Debentures | -
4%₹224 Cr1,260
↓ -130
Edelweiss Commodities Services Limited
Debentures | -
3%₹218 Cr2,200
Renew Power Ventures Private Limited
Debentures | -
3%₹213 Cr2,170
PIRAMAL CAPITAL & HOUSING FINANCE LIMITED
Debentures | -
3%₹199 Cr2,500
↑ 2,500
Essel Infraprojects Limited
Debentures | -
3%₹194 Cr133
Vodafone Mobile Services Limited
Debentures | -
3%₹191 Cr1,970
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
3%₹169 Cr3,500

10. Franklin India Short Term Income Plan - Retail Plan - Direct

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Franklin India Short Term Income Plan - Retail Plan - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.8% since its launch.  Return for 2018 was 9.6% , 2017 was 9.4% and 2016 was 9.1% .

Below is the key information for Franklin India Short Term Income Plan - Retail Plan - Direct

Franklin India Short Term Income Plan - Retail Plan - Direct
Growth
Launch Date 1 Jan 13
NAV (22 Aug 19) ₹4,282.53 ↑ 3.72   (0.09 %)
Net Assets (Cr) ₹13,274 on 31 Jul 19
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.87
Sharpe Ratio 2.33
Information Ratio 1.77
Alpha Ratio -1.7
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 11.48%
Effective Maturity 2 Years 11 Months 8 Days
Modified Duration 2 Years 1 Month 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,214
31 Jul 16₹12,127
31 Jul 17₹13,509
31 Jul 18₹14,500
31 Jul 19₹15,842

Franklin India Short Term Income Plan - Retail Plan - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Franklin India Short Term Income Plan - Retail Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Aug 19

DurationReturns
1 Month 0.4%
3 Month 1.7%
6 Month 3.5%
1 Year 8.9%
3 Year 9.2%
5 Year 9.6%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.6%
2017 9.4%
2016 9.1%
2015 10.1%
2014 12.7%
2013
2012
2011
2010
2009
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan - Direct
NameSinceTenure
Santosh Kamath24 Jun 162.93 Yr.
Kunal Agrawal24 Jun 162.93 Yr.

Data below for Franklin India Short Term Income Plan - Retail Plan - Direct as on 31 Jul 19

Asset Allocation
Asset ClassValue
Cash3.93%
Debt91.68%
Other4.39%
Debt Sector Allocation
SectorValue
Corporate89.47%
Cash Equivalent3.93%
Government2.22%
Credit Quality
RatingValue
A46.62%
AA34.59%
AAA13.9%
BBB3.79%
Below B1.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
PIPELINE INFRASTRUCTURE PRIVATE LIMITED
Debentures | -
6%₹759 Cr7,600
SHRIRAM TRANSPORT FINANCE COMPANY LIMITED
Debentures | -
5%₹674 Cr7,200
Call, Cash & Other Assets
Receivables | -
4%₹582 Cr
ADANI RAIL INFRA PRIVATE LIMITED
Debentures | -
4%₹532 Cr480
Idea Cellular Limited
Debentures | -
4%₹512 Cr5,230
PIRAMAL CAPITAL & HOUSING FINANCE LIMITED
Debentures | -
3%₹365 Cr4,813
↑ 4,813
Rishanth Wholesale Trading Private Ltd.
Debentures | -
3%₹353 Cr350
DOLVI Minerals & Metals Private Limited
Debentures | -
2%₹325 Cr1,830
Power Finance Corporation Ltd.
Debentures | -
2%₹323 Cr3,135
Yes Bank Limited
Debentures | -
2%₹320 Cr3,523

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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