Table of Contents
- All About Equity Mutual Funds
- Equity Funds Categorization as per SEBI Norms
- Why Direct Mutual Fund Plans are Gaining Popularity?
- Best Equity Mutual Funds Direct Plans
Top 10 Funds
- Franklin Build India Fund - Direct
- L&T Infrastructure Fund - Direct
- Franklin India Opportunities Fund - Direct
- Franklin India Smaller Companies Fund - Direct
- L&T Business Cycles Fund - Direct
- Templeton India Growth Fund - Direct
- DSP BlackRock Micro Cap Fund - Direct
- Templeton India Equity Income Fund - Direct
- SBI Small Cap Fund - Direct
- Sundaram SMILE Fund - Direct
Best Direct Plans in Equity Mutual Funds
Direct mutual fund plans are gaining popularity as many new investors are attracted by its advantages. Mutual Fund schemes, offer two plans- direct plans and regular plans. These are not different scheme, but are a variant of the same principal scheme offered by the fund house. While regular plans have been available to the investors for a long time, the first direct plan came into an option on 1st Jan, 2013. Ideally, an investor who can independently invest in Mutual Funds without seeking the help of an advisor can invest in direct plans. So, here’s a quick guide for the investors who are seeking to invest in Equity Funds by taking the direct plan as an investment option.
All About Equity Mutual Funds
Equity funds are an open-end or closed-end funds that primarily invest in stocks/shares of companies. Equity funds allow investors to buy a basket of stocks more easily than they could purchase the individual securities. When someone invests in these funds, the price that they pay for each unit of the fund is the Net Asset Value (NAV). The net asset value is arrived at by calculating the NAV of the fund minus the liabilities of the fund. The NAV is directly related by the price fluctuations in the stock Market.
Equity Mutual Funds are considered to be an excellent investment for a long-term plan. Though these funds carry a higher-risk, but it is also said that the risk depends on how long you would want to stay invested. Usually, it is suggested to take a SIP route as it tends to lower the risk in the long-run. There are many types of equity funds that are based on different Investing style, market capitalization, and geographical location, let’s have a look.
Equity Funds Categorization as per SEBI Norms
1. Large Cap Funds
These are the funds that predominantly invest in the large-cap stocks. Large cap, by definition, is the 1st to 100th company in terms of full market capitalization. As these funds invest in large-sized companies they tend to give stable returns in the long-run. An investor with a moderate to high risk appetite can invest in this fund.
2. Mid Cap Fund
This is a scheme that mainly invests in mid-cap stocks. As per definition, these are the 101st to 250th company in terms of full market capitalization. mid cap funds invest the most emerging companies in India, as a result, if performed well, they can be the future leaders of the market. But, the risk in mid-caps are higher than that of large-caps. That is why, an investor with a good risk ability who can invest for a long-time is suggested to invest in this fund.
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3. Large and Mid Cap Fund
These are the schemes that invest in both large & mid cap stocks. These funds will invest a minimum of 35 percent each in mid and large cap stocks.
4. Small Cap Fund
These funds take the exposure at the lowest end of market capitalization- the 251st company onwards in terms of full market capitalization. Small-cap companies include the startups or firms that are in their early stage of development with small revenues. These funds have a great potential to discover the value and can generate good returns. However, the risks are very high.
5. Multi Cap or Diversified Fund
This equity scheme invests across the market cap, i.e., large cap, mid cap, and small cap. As this fund invests across the market cap, the risk of investing in just one market cap gets eliminated. This fund also provides good diversification to the Portfolio. But, being an equity fund, the risk still remains.
6. ELSS
Equity Linked Savings Schemes (ELSS) is a tax saving fund that comes with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.
7. Dividend Yield Fund
This fund will predominantly invest in dividend yielding stocks. The fund manager of the Dividend Yield fund tends to invest in companies that have constant cash flows and are in a position to pay dividend regularly and at a stable rate. During a downturn, such companies don’t usually reduce its dividend. Therefore, such investments make the funds less volatile compared with their growth-oriented peers. The Volatility of these funds, on an average, is lower than both large-cap and multi-cap funds.
8. Value Fund
This is an equity fund that will follow the value investment strategy. These funds invest in those companies that have fallen out of favour at that moment, but have good principles. The idea behind this is to select a stock that appears to be underpriced by the market, but can to deliver healthy returns over the long-term
9. Contra Fund
contra funds take a contrarian view on equities. The fund manager picks underperforming stocks at that point in time, which are likely to perform well in the long run, at cheap valuations.
10. Focused Fund
This fund will focus on large, mid, small or multi-cap stocks, but can have a maximum of 30 stocks. These funds are allocated their holdings between a limited number of carefully researched securities.
11. Sector/Thematic Fund
These are the funds that invest in a particular sector or a theme. A sector fund is an equity scheme that invests in shares of companies that trade in a particular sector or Industry like, for instance, a pharma fund would invest only in pharmaceutical companies. thematic funds can be across a wider sector than just keep a very narrow focus, for example, media and entertainment. Thematic fund can invest in various companies across publishing, online, media or broadcasting.
Why Direct Mutual Fund Plans are Gaining Popularity?
One of the main reasons why direct plans look attractive is due to its lower expense ratio. As compared to a regular plan, the expense ratio in the direct mutual plan is lower. The lower expense ratio results from the fact that direct mutual funds don’t incur any agent commissions or distributor fees that are payable to brokers or distribution agents of the regular mutual fund plans. This brings to a result that the potential returns delivered by direct plans tend to be higher than regular plans.
The other reason is that the Net Asset Value (NAV) of direct plans are relatively higher than the regular plan's NAV. In a mutual fund investment, the value of the investment is expressed as the fund’s AUM (Asset Under Management). As direct plans have a lower expense ratio, the saving in commissions is added to the return of the scheme in for of a higher NAV each day. This compatibility results in a higher NAV of a direct plan.
Best Equity Mutual Funds Direct Plans
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Franklin Build India Fund - Direct Growth ₹164.736
↑ 0.64 ₹2,904 -1 15.9 56 31.1 31.3 52.7 L&T Infrastructure Fund - Direct Growth ₹56.4723
↑ 0.09 ₹2,848 -2 21.5 52.4 29.7 29.2 52.2 Franklin India Opportunities Fund - Direct Growth ₹278.277
↑ 2.19 ₹5,381 3.2 23.2 64 27.7 30.5 54.9 Franklin India Smaller Companies Fund - Direct Growth ₹205.739
↑ 0.52 ₹14,423 0.4 18.3 43.1 26 31.7 53.5 L&T Business Cycles Fund - Direct Growth ₹48.4276
↑ 0.26 ₹977 5.1 23.8 56.6 25.1 26 32.7 Templeton India Growth Fund - Direct Growth ₹823.546
↑ 1.24 ₹2,279 0.9 13.5 41 23.9 28.4 35.4 DSP BlackRock Micro Cap Fund - Direct Growth ₹221.898
↑ 0.89 ₹16,572 6.6 22.8 40.3 23.6 33.9 42.5 Templeton India Equity Income Fund - Direct Growth ₹159.918
↓ -0.01 ₹2,561 3.4 14.3 49.7 23.4 28.1 34.5 SBI Small Cap Fund - Direct Growth ₹211.868
↑ 0.66 ₹33,069 3.2 19.8 39.6 22.5 31 26.6 Sundaram SMILE Fund - Direct Growth ₹294.882
↑ 0.43 ₹3,503 6.9 18.5 39.3 22.1 31.9 46.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Oct 24
The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Franklin Build India Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with High risk and has given a Below is the key information for Franklin Build India Fund - Direct Returns up to 1 year are on To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector. L&T Infrastructure Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with High risk and has given a Below is the key information for L&T Infrastructure Fund - Direct Returns up to 1 year are on The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy. Franklin India Opportunities Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Opportunities Fund - Direct Returns up to 1 year are on The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies. Franklin India Smaller Companies Fund - Direct is a Equity - Small Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Smaller Companies Fund - Direct Returns up to 1 year are on To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian market with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy L&T Business Cycles Fund - Direct is a Equity - Sectoral fund was launched on 20 Aug 14. It is a fund with Moderately High risk and has given a Below is the key information for L&T Business Cycles Fund - Direct Returns up to 1 year are on The Investment Objective of the Scheme is to provide long-term capital growth to its Unitholders. Templeton India Growth Fund - Direct is a Equity - Value fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for Templeton India Growth Fund - Direct Returns up to 1 year are on The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized DSP BlackRock Micro Cap Fund - Direct is a Equity - Small Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Micro Cap Fund - Direct Returns up to 1 year are on An Open-end diversified equity fund that seek to provide a combination of regular income and long term capital appreciation by investing primarily in stocks that have a current on potentially attractive dividend yield. Templeton India Equity Income Fund - Direct is a Equity - Dividend Yield fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for Templeton India Equity Income Fund - Direct Returns up to 1 year are on The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund - Direct is a Equity - Small Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund - Direct Returns up to 1 year are on To primarily achieve capital appreciation by
investing in diversified stocks that are
generally termed as small and mid-caps and
by investing in other equities. Sundaram SMILE Fund - Direct is a Equity - Small Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram SMILE Fund - Direct Returns up to 1 year are on 1. Franklin Build India Fund - Direct
CAGR/Annualized return of 23.6% since its launch. Return for 2023 was 52.7% , 2022 was 12.4% and 2021 was 47.4% . Franklin Build India Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Oct 24) ₹164.736 ↑ 0.64 (0.39 %) Net Assets (Cr) ₹2,904 on 31 Aug 24 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk High Expense Ratio 1.06 Sharpe Ratio 3.47 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹8,217 30 Sep 21 ₹16,282 30 Sep 22 ₹17,193 30 Sep 23 ₹24,168 30 Sep 24 ₹38,636 Returns for Franklin Build India Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24 Duration Returns 1 Month 1% 3 Month -1% 6 Month 15.9% 1 Year 56% 3 Year 31.1% 5 Year 31.3% 10 Year 15 Year Since launch 23.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 52.7% 2022 12.4% 2021 47.4% 2020 6.5% 2019 7.2% 2018 -9.5% 2017 45.1% 2016 9.9% 2015 3.7% 2014 95.5% Fund Manager information for Franklin Build India Fund - Direct
Name Since Tenure Ajay Argal 18 Oct 21 2.87 Yr. Kiran Sebastian 7 Feb 22 2.57 Yr. Sandeep Manam 18 Oct 21 2.87 Yr. Data below for Franklin Build India Fund - Direct as on 31 Aug 24
Equity Sector Allocation
Sector Value Industrials 40.07% Financial Services 12.84% Utility 10.09% Energy 9.95% Communication Services 7.23% Basic Materials 6.64% Consumer Cyclical 3.99% Real Estate 3.34% Technology 1.85% Asset Allocation
Asset Class Value Cash 4.01% Equity 95.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | 5005109% ₹267 Cr 720,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 5325556% ₹164 Cr 3,930,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | 5003125% ₹149 Cr 4,500,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5321745% ₹148 Cr 1,200,000
↑ 75,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | 5003255% ₹133 Cr 440,000 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 30 Nov 21 | KIRLOSENG4% ₹117 Cr 875,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | POWERGRID4% ₹114 Cr 3,365,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | 5324544% ₹113 Cr 710,000 Kirloskar Pneumatic Co Ltd (Industrials)
Equity, Since 31 Aug 22 | 5052834% ₹105 Cr 807,847 NCC Ltd (Industrials)
Equity, Since 31 Aug 23 | 5002943% ₹99 Cr 3,100,000
↑ 600,000 2. L&T Infrastructure Fund - Direct
CAGR/Annualized return of 19.9% since its launch. Return for 2023 was 52.2% , 2022 was 4.2% and 2021 was 57.9% . L&T Infrastructure Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Oct 24) ₹56.4723 ↑ 0.09 (0.15 %) Net Assets (Cr) ₹2,848 on 31 Jul 24 Category Equity - Sectoral AMC L&T Investment Management Ltd Rating Risk High Expense Ratio 1.07 Sharpe Ratio 2.91 Information Ratio 0.53 Alpha Ratio 17.25 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹8,417 30 Sep 21 ₹15,572 30 Sep 22 ₹16,679 30 Sep 23 ₹22,968 30 Sep 24 ₹35,627 Returns for L&T Infrastructure Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24 Duration Returns 1 Month 0.8% 3 Month -2% 6 Month 21.5% 1 Year 52.4% 3 Year 29.7% 5 Year 29.2% 10 Year 15 Year Since launch 19.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 52.2% 2022 4.2% 2021 57.9% 2020 2.9% 2019 -2.1% 2018 -16.4% 2017 62.8% 2016 9.4% 2015 7.5% 2014 66.6% Fund Manager information for L&T Infrastructure Fund - Direct
Name Since Tenure Venugopal Manghat 17 Dec 19 4.71 Yr. Gautam Bhupal 26 Nov 22 1.77 Yr. Sonal Gupta 26 Nov 22 1.77 Yr. Data below for L&T Infrastructure Fund - Direct as on 31 Jul 24
Equity Sector Allocation
Sector Value Industrials 52.86% Basic Materials 13.02% Utility 8.77% Energy 8.04% Communication Services 5.04% Real Estate 3.7% Technology 3.61% Financial Services 2.33% Consumer Cyclical 0.94% Asset Allocation
Asset Class Value Cash 1.7% Equity 98.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharat Electronics Ltd (Industrials)
Equity, Since 30 Sep 15 | BEL8% ₹241 Cr 7,612,300 NTPC Ltd (Utilities)
Equity, Since 31 Jan 22 | 5325558% ₹224 Cr 5,385,500 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 12 | LT8% ₹214 Cr 560,008 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL5% ₹140 Cr 936,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE4% ₹111 Cr 368,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO4% ₹106 Cr 88,900 Century Textiles & Industries Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5000403% ₹93 Cr 397,700 ABB India Ltd (Industrials)
Equity, Since 30 Jun 19 | ABB2% ₹71 Cr 90,050 Finolex Cables Ltd (Industrials)
Equity, Since 30 Jun 18 | FINCABLES2% ₹69 Cr 450,100
↓ -89,600 Power Finance Corp Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5328102% ₹66 Cr 1,189,400 3. Franklin India Opportunities Fund - Direct
CAGR/Annualized return of 19.7% since its launch. Return for 2023 was 54.9% , 2022 was -1.2% and 2021 was 30.6% . Franklin India Opportunities Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Oct 24) ₹278.277 ↑ 2.19 (0.79 %) Net Assets (Cr) ₹5,381 on 31 Aug 24 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 1 Sharpe Ratio 3.27 Information Ratio 1.52 Alpha Ratio 16.72 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,300 30 Sep 21 ₹17,295 30 Sep 22 ₹17,039 30 Sep 23 ₹22,816 30 Sep 24 ₹38,113 Returns for Franklin India Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24 Duration Returns 1 Month 0% 3 Month 3.2% 6 Month 23.2% 1 Year 64% 3 Year 27.7% 5 Year 30.5% 10 Year 15 Year Since launch 19.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 54.9% 2022 -1.2% 2021 30.6% 2020 28.7% 2019 6.1% 2018 -9.4% 2017 36.8% 2016 5% 2015 3% 2014 59.1% Fund Manager information for Franklin India Opportunities Fund - Direct
Name Since Tenure Kiran Sebastian 7 Feb 22 2.57 Yr. R. Janakiraman 1 Apr 13 11.43 Yr. Sandeep Manam 18 Oct 21 2.87 Yr. Data below for Franklin India Opportunities Fund - Direct as on 31 Aug 24
Equity Sector Allocation
Sector Value Health Care 15.39% Industrials 15.35% Consumer Cyclical 14.43% Financial Services 12.31% Communication Services 11.7% Technology 4.86% Basic Materials 4.48% Consumer Defensive 3.67% Energy 3.14% Utility 2.72% Asset Allocation
Asset Class Value Cash 10.3% Equity 89.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | 5324544% ₹213 Cr 1,342,233 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jul 24 | 5348164% ₹210 Cr 4,587,035
↓ -171,123 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | 5321744% ₹208 Cr 1,694,988 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 24 | 5001803% ₹177 Cr 1,083,532 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | 5003253% ₹169 Cr 558,976 PB Fintech Ltd (Financial Services)
Equity, Since 30 Nov 21 | 5433903% ₹148 Cr 833,638 Sudarshan Chemical Industries Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5066553% ₹146 Cr 1,411,772 Zensar Technologies Ltd (Technology)
Equity, Since 28 Feb 23 | ZENSARTECH3% ₹144 Cr 1,878,438 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433203% ₹140 Cr 5,569,986 Kirloskar Pneumatic Co Ltd (Industrials)
Equity, Since 31 Aug 22 | 5052833% ₹139 Cr 1,066,770
↓ -75,336 4. Franklin India Smaller Companies Fund - Direct
CAGR/Annualized return of 23.5% since its launch. Return for 2023 was 53.5% , 2022 was 4.4% and 2021 was 57.7% . Franklin India Smaller Companies Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Oct 24) ₹205.739 ↑ 0.52 (0.25 %) Net Assets (Cr) ₹14,423 on 31 Aug 24 Category Equity - Small Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.91 Sharpe Ratio 2.3 Information Ratio 0.48 Alpha Ratio 4.47 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,675 30 Sep 21 ₹18,216 30 Sep 22 ₹19,179 30 Sep 23 ₹26,373 30 Sep 24 ₹39,167 Returns for Franklin India Smaller Companies Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24 Duration Returns 1 Month -1.5% 3 Month 0.4% 6 Month 18.3% 1 Year 43.1% 3 Year 26% 5 Year 31.7% 10 Year 15 Year Since launch 23.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 53.5% 2022 4.4% 2021 57.7% 2020 19.7% 2019 -4% 2018 -16.4% 2017 45.3% 2016 11.5% 2015 11.3% 2014 91.8% Fund Manager information for Franklin India Smaller Companies Fund - Direct
Name Since Tenure R. Janakiraman 1 Feb 11 13.59 Yr. Sandeep Manam 18 Oct 21 2.87 Yr. Akhil Kalluri 8 Sep 22 1.98 Yr. Data below for Franklin India Smaller Companies Fund - Direct as on 31 Aug 24
Equity Sector Allocation
Sector Value Industrials 28.55% Financial Services 16.63% Consumer Cyclical 14.63% Health Care 8.7% Basic Materials 7.29% Technology 5.78% Consumer Defensive 4.86% Real Estate 4.73% Utility 2.25% Energy 1.03% Communication Services 0.4% Asset Allocation
Asset Class Value Cash 3.67% Equity 96.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Jun 14 | BRIGADE3% ₹466 Cr 3,868,691 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | KALYANKJIL3% ₹428 Cr 6,963,469 Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Jan 16 | DEEPAKNTR3% ₹404 Cr 1,387,967 Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 20 | 5432433% ₹391 Cr 48,064,081 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Jul 23 | ASTERDM2% ₹345 Cr 8,473,781 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | KARURVYSYA2% ₹342 Cr 15,398,917 Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | CROMPTON2% ₹329 Cr 6,900,000 J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 14 | JBCHEPHARM2% ₹283 Cr 1,448,723 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 30 Nov 22 | KIRLOSENG2% ₹281 Cr 2,108,245 Amara Raja Energy & Mobility Ltd (Industrials)
Equity, Since 31 Dec 23 | 5000082% ₹277 Cr 1,819,819 5. L&T Business Cycles Fund - Direct
CAGR/Annualized return of 16.8% since its launch. Return for 2023 was 32.7% , 2022 was 6.5% and 2021 was 36% . L&T Business Cycles Fund - Direct
Growth Launch Date 20 Aug 14 NAV (11 Oct 24) ₹48.4276 ↑ 0.26 (0.55 %) Net Assets (Cr) ₹977 on 31 Aug 24 Category Equity - Sectoral AMC L&T Investment Management Ltd Rating Risk Moderately High Expense Ratio 1.36 Sharpe Ratio 2.94 Information Ratio 1.39 Alpha Ratio 11.58 Min Investment Min SIP Investment Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,457 30 Sep 21 ₹15,313 30 Sep 22 ₹16,220 30 Sep 23 ₹19,764 30 Sep 24 ₹30,986
Purchase not allowed Returns for L&T Business Cycles Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24 Duration Returns 1 Month 2.6% 3 Month 5.1% 6 Month 23.8% 1 Year 56.6% 3 Year 25.1% 5 Year 26% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 32.7% 2022 6.5% 2021 36% 2020 10.4% 2019 6.2% 2018 -16.9% 2017 46.5% 2016 3.8% 2015 4.2% 2014 Fund Manager information for L&T Business Cycles Fund - Direct
Name Since Tenure Venugopal Manghat 20 Aug 14 10.04 Yr. Gautam Bhupal 1 Jun 23 1.25 Yr. Sonal Gupta 1 Jun 23 1.25 Yr. Data below for L&T Business Cycles Fund - Direct as on 31 Aug 24
Equity Sector Allocation
Sector Value Industrials 29.86% Financial Services 24.97% Consumer Cyclical 17.71% Basic Materials 13.8% Energy 6.87% Real Estate 1.74% Technology 1.42% Asset Allocation
Asset Class Value Cash 1.8% Equity 98.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity Trent Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | TRENT8% ₹77 Cr 107,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 14 | 5321745% ₹52 Cr 425,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Dec 22 | MCX5% ₹49 Cr 94,300 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 18 | 5003254% ₹41 Cr 135,600 Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 31 Jan 15 | AHLUCONT4% ₹35 Cr 274,908 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 14 | 5005103% ₹32 Cr 87,170
↓ -12,750 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 14 | 5001803% ₹32 Cr 193,300 Power Mech Projects Ltd (Industrials)
Equity, Since 31 Oct 22 | POWERMECH3% ₹31 Cr 45,400 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Dec 22 | BEL3% ₹30 Cr 1,000,000 PB Fintech Ltd (Financial Services)
Equity, Since 31 Dec 23 | 5433903% ₹26 Cr 149,200 6. Templeton India Growth Fund - Direct
CAGR/Annualized return of 17.3% since its launch. Return for 2023 was 35.4% , 2022 was 16.6% and 2021 was 45.8% . Templeton India Growth Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Oct 24) ₹823.546 ↑ 1.24 (0.15 %) Net Assets (Cr) ₹2,279 on 31 Aug 24 Category Equity - Value AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 0.94 Sharpe Ratio 3.05 Information Ratio 1.92 Alpha Ratio 5.79 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,229 30 Sep 21 ₹17,453 30 Sep 22 ₹19,009 30 Sep 23 ₹24,222 30 Sep 24 ₹34,975 Returns for Templeton India Growth Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24 Duration Returns 1 Month -0.5% 3 Month 0.9% 6 Month 13.5% 1 Year 41% 3 Year 23.9% 5 Year 28.4% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 35.4% 2022 16.6% 2021 45.8% 2020 12.6% 2019 0.5% 2018 -12.1% 2017 38.7% 2016 10.2% 2015 0.8% 2014 50% Fund Manager information for Templeton India Growth Fund - Direct
Name Since Tenure Ajay Argal 1 Dec 23 0.75 Yr. Rajasa Kakulavarapu 6 Sep 21 2.99 Yr. Data below for Templeton India Growth Fund - Direct as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 29.48% Basic Materials 11.03% Consumer Cyclical 10.27% Energy 9.88% Technology 9.14% Health Care 7% Industrials 6.33% Utility 6.18% Consumer Defensive 5.49% Real Estate 0.45% Asset Allocation
Asset Class Value Cash 2.77% Equity 95.25% Debt 1.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 14 | 5001807% ₹156 Cr 950,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 23 | 5003255% ₹121 Cr 400,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | 5321744% ₹98 Cr 800,000 HCL Technologies Ltd (Technology)
Equity, Since 28 Feb 21 | HCLTECH4% ₹92 Cr 525,000
↓ -50,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 19 | 5008754% ₹80 Cr 1,600,000 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 30 Nov 21 | KIRLOSENG3% ₹67 Cr 500,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Sep 22 | 5003123% ₹66 Cr 2,000,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 19 | 5001123% ₹65 Cr 800,000 ICICI Prudential Life Insurance Company Limited (Financial Services)
Equity, Since 31 Dec 22 | 5401333% ₹64 Cr 850,000
↑ 150,000 Infosys Ltd (Technology)
Equity, Since 30 Jun 24 | 5002093% ₹63 Cr 325,000 7. DSP BlackRock Micro Cap Fund - Direct
CAGR/Annualized return of 24% since its launch. Return for 2023 was 42.5% , 2022 was 1.4% and 2021 was 60.3% . DSP BlackRock Micro Cap Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Oct 24) ₹221.898 ↑ 0.89 (0.40 %) Net Assets (Cr) ₹16,572 on 31 Aug 24 Category Equity - Small Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating Risk Moderately High Expense Ratio 0.95 Sharpe Ratio 1.68 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹11,865 30 Sep 21 ₹21,099 30 Sep 22 ₹22,697 30 Sep 23 ₹29,357 30 Sep 24 ₹41,732
Purchase not allowed Returns for DSP BlackRock Micro Cap Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24 Duration Returns 1 Month 0.3% 3 Month 6.6% 6 Month 22.8% 1 Year 40.3% 3 Year 23.6% 5 Year 33.9% 10 Year 15 Year Since launch 24% Historical performance (Yearly) on absolute basis
Year Returns 2023 42.5% 2022 1.4% 2021 60.3% 2020 34.3% 2019 1.6% 2018 -25.1% 2017 43.4% 2016 13.6% 2015 21.2% 2014 103.1% Fund Manager information for DSP BlackRock Micro Cap Fund - Direct
Name Since Tenure Vinit Sambre 21 Jun 10 14.21 Yr. Resham Jain 16 Mar 18 6.47 Yr. Data below for DSP BlackRock Micro Cap Fund - Direct as on 31 Aug 24
Equity Sector Allocation
Sector Value Consumer Cyclical 32.15% Industrials 19.09% Basic Materials 17.79% Health Care 8.21% Consumer Defensive 8% Financial Services 4.58% Technology 3.13% Communication Services 1.17% Utility 0.21% Asset Allocation
Asset Class Value Cash 5.66% Equity 94.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Dec 22 | 5432713% ₹522 Cr 7,937,996 eClerx Services Ltd (Technology)
Equity, Since 28 Feb 18 | 5329273% ₹507 Cr 1,746,352
↑ 33,374 Suprajit Engineering Ltd (Consumer Cyclical)
Equity, Since 30 Jun 14 | 5325093% ₹491 Cr 9,359,604
↓ -87,593 Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Jan 19 | 5421413% ₹464 Cr 2,835,306
↓ -330,000 Welspun Corp Ltd (Basic Materials)
Equity, Since 31 Mar 21 | 5321443% ₹453 Cr 6,396,696 Dodla Dairy Ltd (Consumer Defensive)
Equity, Since 30 Jun 21 | 5433063% ₹452 Cr 3,538,190 LT Foods Ltd (Consumer Defensive)
Equity, Since 31 Dec 17 | 5327833% ₹439 Cr 11,568,344 Triveni Engineering & Industries Ltd (Consumer Defensive)
Equity, Since 31 Aug 17 | 5323563% ₹436 Cr 9,143,737
↑ 601,155 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | 5230252% ₹404 Cr 1,629,601 Voltamp Transformers Ltd (Industrials)
Equity, Since 31 Mar 17 | 5327572% ₹373 Cr 264,506
↓ -34,248 8. Templeton India Equity Income Fund - Direct
CAGR/Annualized return of 17.7% since its launch. Return for 2023 was 34.5% , 2022 was 6.1% and 2021 was 44.1% . Templeton India Equity Income Fund - Direct
Growth Launch Date 1 Jan 13 NAV (10 Oct 24) ₹159.918 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹2,561 on 31 Aug 24 Category Equity - Dividend Yield AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately High Expense Ratio 1.31 Sharpe Ratio 3.29 Information Ratio 1 Alpha Ratio 13.25 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,274 30 Sep 21 ₹17,835 30 Sep 22 ₹18,378 30 Sep 23 ₹22,702 30 Sep 24 ₹34,757 Returns for Templeton India Equity Income Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24 Duration Returns 1 Month -0.3% 3 Month 3.4% 6 Month 14.3% 1 Year 49.7% 3 Year 23.4% 5 Year 28.1% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.5% 2022 6.1% 2021 44.1% 2020 24.3% 2019 6% 2018 -8% 2017 35.1% 2016 10.1% 2015 -1% 2014 39.2% Fund Manager information for Templeton India Equity Income Fund - Direct
Name Since Tenure Ajay Argal 1 Dec 23 0.75 Yr. Sandeep Manam 18 Oct 21 2.87 Yr. Rajasa Kakulavarapu 6 Sep 21 2.99 Yr. Data below for Templeton India Equity Income Fund - Direct as on 31 Aug 24
Equity Sector Allocation
Sector Value Utility 23.06% Technology 20.4% Energy 15.91% Consumer Defensive 10.42% Financial Services 5.47% Basic Materials 3.89% Industrials 3.55% Consumer Cyclical 3.47% Communication Services 1.37% Real Estate 0.26% Asset Allocation
Asset Class Value Cash 6.39% Equity 87.81% Debt 5.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity NTPC Ltd (Utilities)
Equity, Since 31 Jan 19 | 5325556% ₹158 Cr 3,800,000 NHPC Ltd (Utilities)
Equity, Since 31 Mar 20 | NHPC5% ₹135 Cr 14,000,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 13 | 5002095% ₹133 Cr 686,814 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 28 Feb 07 | 5003125% ₹116 Cr 3,500,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 22 | HCLTECH4% ₹112 Cr 640,932 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 21 | 5008754% ₹103 Cr 2,050,000 GAIL (India) Ltd (Utilities)
Equity, Since 31 Jan 19 | GAIL4% ₹100 Cr 4,197,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jan 19 | POWERGRID4% ₹97 Cr 2,879,000 Coal India Ltd (Energy)
Equity, Since 31 Jan 14 | COALINDIA4% ₹90 Cr 1,713,809 Embassy Office Parks Reit
Unlisted bonds | -3% ₹82 Cr 2,124,224 9. SBI Small Cap Fund - Direct
CAGR/Annualized return of 26.9% since its launch. Return for 2023 was 26.6% , 2022 was 9.3% and 2021 was 49.1% . SBI Small Cap Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Oct 24) ₹211.868 ↑ 0.66 (0.31 %) Net Assets (Cr) ₹33,069 on 31 Aug 24 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating Risk Moderately High Expense Ratio 0.7 Sharpe Ratio 2.21 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹11,363 30 Sep 21 ₹19,621 30 Sep 22 ₹22,573 30 Sep 23 ₹26,938 30 Sep 24 ₹38,088
Purchase not allowed Returns for SBI Small Cap Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24 Duration Returns 1 Month 0.8% 3 Month 3.2% 6 Month 19.8% 1 Year 39.6% 3 Year 22.5% 5 Year 31% 10 Year 15 Year Since launch 26.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 26.6% 2022 9.3% 2021 49.1% 2020 35.2% 2019 7.4% 2018 -18.6% 2017 80.4% 2016 2.6% 2015 22.3% 2014 112.8% Fund Manager information for SBI Small Cap Fund - Direct
Name Since Tenure R. Srinivasan 16 Nov 13 10.8 Yr. Pradeep Kesavan 31 Dec 23 0.67 Yr. Mohan Lal 1 May 24 0.34 Yr. Data below for SBI Small Cap Fund - Direct as on 31 Aug 24
Equity Sector Allocation
Sector Value Industrials 34.47% Consumer Cyclical 19.6% Financial Services 14.48% Basic Materials 9.51% Consumer Defensive 5.61% Communication Services 2.14% Health Care 1.89% Real Estate 1.62% Asset Allocation
Asset Class Value Cash 10.69% Equity 89.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | 5222874% ₹1,213 Cr 9,000,000 GE T&D India Ltd (Industrials)
Equity, Since 31 Aug 19 | GET&D4% ₹1,200 Cr 7,000,000 Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | 5009403% ₹1,079 Cr 34,595,699 Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO3% ₹1,042 Cr 6,116,675
↓ -883,325 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | WHIRLPOOL3% ₹948 Cr 4,340,000 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | 5440453% ₹860 Cr 3,300,000 CMS Info Systems Ltd (Industrials)
Equity, Since 31 Dec 21 | 5434412% ₹824 Cr 15,000,000 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | 5423992% ₹812 Cr 9,716,991 V-Guard Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | 5329532% ₹780 Cr 17,000,000 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY2% ₹773 Cr 9,324,049 10. Sundaram SMILE Fund - Direct
CAGR/Annualized return of 20% since its launch. Return for 2023 was 46.9% , 2022 was -0.9% and 2021 was 62% . Sundaram SMILE Fund - Direct
Growth Launch Date 1 Jan 13 NAV (11 Oct 24) ₹294.882 ↑ 0.43 (0.15 %) Net Assets (Cr) ₹3,503 on 31 Aug 24 Category Equity - Small Cap AMC Sundaram Asset Management Company Ltd Rating Risk Moderately High Expense Ratio 0.88 Sharpe Ratio 2.3 Information Ratio -0.45 Alpha Ratio 3.62 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,567 30 Sep 21 ₹20,161 30 Sep 22 ₹20,748 30 Sep 23 ₹27,253 30 Sep 24 ₹38,776 Returns for Sundaram SMILE Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24 Duration Returns 1 Month 1.3% 3 Month 6.9% 6 Month 18.5% 1 Year 39.3% 3 Year 22.1% 5 Year 31.9% 10 Year 15 Year Since launch 20% Historical performance (Yearly) on absolute basis
Year Returns 2023 46.9% 2022 -0.9% 2021 62% 2020 27.4% 2019 -5.2% 2018 -28.6% 2017 56.7% 2016 0.1% 2015 8.2% 2014 110.6% Fund Manager information for Sundaram SMILE Fund - Direct
Name Since Tenure Rohit Seksaria 1 Nov 22 1.83 Yr. Data below for Sundaram SMILE Fund - Direct as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 23.68% Industrials 16.98% Consumer Cyclical 16.02% Health Care 8.17% Basic Materials 7.61% Technology 7.45% Consumer Defensive 6.05% Real Estate 3.66% Communication Services 3.51% Utility 1.63% Asset Allocation
Asset Class Value Cash 4.03% Equity 95.42% Debt 0.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG3% ₹102 Cr 635,275
↓ -45,000 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | 5230253% ₹96 Cr 387,840 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Jun 20 | MCX3% ₹94 Cr 180,746 KSB Ltd (Industrials)
Equity, Since 31 May 14 | 5002492% ₹87 Cr 936,780 Greenpanel Industries Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Jul 21 | GREENPANEL2% ₹84 Cr 2,132,517 Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 May 24 | 5429042% ₹83 Cr 18,825,767 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Mar 22 | RADICO2% ₹80 Cr 410,580 Affle India Ltd (Communication Services)
Equity, Since 31 May 21 | AFFLE2% ₹76 Cr 467,145 Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Jun 23 | 5432432% ₹72 Cr 8,886,124 Rategain Travel Technologies Ltd (Technology)
Equity, Since 30 Jun 23 | 5434172% ₹69 Cr 934,565
↑ 43,732
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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