Table of Contents
Top 15 Funds
Mutual Funds in India bring in diverse investment plans to cater the various objectives and the needs of the investors. It offers investment options for all kinds of investors, be it a risk-averse, high-risk or a moderate-risk taker, Mutual Funds have various risks ranging schemes. Its minimum investment amount, i.e., INR 500 monthly, has even attracted youngsters, students, house wife’s to begin their investments in Mutual Funds. So, if you are a new to Mutual Funds, here’s all you need to know about it.
A mutual fund is a collective pool of money given by the investors to buy securities. Here the investment is made in various securities like stocks, Bonds, money market instruments, precious metals, commodities, etc. Mutual Funds are managed by professional fund managers who decide how to invest money by keeping a keen eye on the market movements.
The Mutual Fund in India is regulated by the Securities and Exchange Board of India (SEBI). All the Mutual Fund guidelines, rules & regulations, policies are set by SEBI. There are 36 Mutual Fund schemes introduced by SEBI in order to cater to the diverse requirements of the investors.
On 6th October 2017, SEBI had passed a notice of re-categorisation of Mutual Funds in India. This is done to bring uniformity in similar schemes launched by the different Mutual Funds. SEBI wants to ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme. So that the investors could invest according to their needs, financial goals and risk appetite.
SEBI has categorised Mutual Fund schemes into 5 broad categories and 36 sub-categories. This mandates Mutual Fund Houses to make the changes in their existing & future schemes. Here, the list of different types of MF schemes in India.
An equity fund mainly invests in stocks. In other words, the money is invested into shares of different companies. These funds are high-risk, high-return funds, which means that an investor who can tolerate risk should only prefer investing in equities. Let's look at the various types of Equity Funds:
These funds would invest in companies that fall under the 1st to 100th company in terms of full market capitalization. Large cap funds invest in those firms that have the possibility of showing year on year steady growth and profits, which in turn offers stability over a period of time to investors. These stocks give steady returns over long periods of time.
These funds would invest in companies that fall under the 101st to 250th company in terms of full market capitalization. From a standpoint of the investor, the investing period of mid-caps should be much higher than large-caps due to the higher fluctuations (or volatility) in the prices of the stocks.
SEBI has introduced a combo of large and mid cap funds, which means that these are the schemes that invest in both large & mid cap stocks. Here, the fund will invest a minimum of 35 percent each in mid and large cap stocks.
small cap companies include the startups or firms that are in their early stage of development with small revenues. These funds would invest in companies that fall under the 251st company onwards in terms of full market capitalization. Small-caps have a great potential to discover the value and can generate good returns. However, given the small size, the risks are very high, hence the investing period of small-caps is expected to be the highest.
Also known as Diversified Funds, these invest across market capitalization, i.e., essentially across large-cap, mid-cap, and small-cap. They typically invest anywhere between 40–60% in large cap stocks, 10–40% in mid-cap stocks and about 10% in small-cap stocks. While diversified equity funds or multi-cap funds invest across market capitalizations the risks of equity still remain in the investment.
These are equity mutual funds that save your tax as a qualified tax exemption under Section 80C of the Income Tax Act. They offer the twin advantage of capital gains and tax benefits. ELSS schemes come with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.
dividend yield funds are those where a fund manager deigns the fund portfolios as per dividend yield strategy. This scheme is preferred by investors who like the idea of regular income as well as capital appreciation. This fund invests in companies that provide high dividend yield strategy. This fund aims at buying good underlying businesses that pay regular dividends at attractive valuations. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.
value funds invest in those companies that have fallen out of favour but have good principles. The idea behind this is to select a stock that appears to be underpriced by the market. A value investor looks out for bargains and chooses investments that have a low price on factors such as earnings, net current assets, and sales.
contra funds take a contrarian view on equities. It is against the wind kind of investment style. The fund manager picks underperforming stocks at that point in time, which are likely to perform well in the long run, at cheap valuations. The idea here is to buy assets at a lower cost than its fundamental value in the long term. It is done with a belief that the assets will stabilize and come to its real value in the long term. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.
Focused funds hold a mix of equity funds, i.e., large, mid, small or multi-cap stocks, but has a limited number of stocks. As per SEBI, a focused fund can have a maximum of 30 stocks. These funds are allocated their holdings between a limited number of carefully researched securities. Focused funds can invest at least 65 percent of its total assets in equities.
A sector fund is an equity scheme that invests in shares of companies that trade in a particular sector or industry like, for instance, a pharma fund would invest only in pharmaceutical companies. thematic funds can be across a wider sector than just keep a very narrow focus, for example, media and entertainment. In this theme, the fund can invest in various companies across publishing, online, media or broadcasting. The risks with thematic funds are the highest since there is virtually very little diversification. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.
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A Debt fund invests in a fixed income instrument like Government Securities, Treasury Bills, Corporate Bonds, etc. Debt funds are preferred by those who are looking for a steady income with relatively lower risks, as they are comparatively less volatile than equities. Debt fund has 16 broad categories that are as follows:
These are a debt scheme that will invest bonds that mature in a day. In other words, investment is done in overnight securities with a maturity of one day. This is a safe option for investors who want to park money without worrying about risks and returns.
Liquid Funds invest in short-term money market instruments such as treasury bills, commercial papers, term deposits, etc. They invest in securities that have a lower maturity period, usually less than 91 days. Liquid funds provide easy liquidity and are less volatile than the other types of debt instruments. Also, liquid fund's investment returns are better than that of a Savings Account.
Ultra short duration funds invest in fixed income instruments which have a Macaulay duration between three to six months. Ultra short-term funds help investors avoid interest rate risks and also offer better returns compared to liquid debt funds. Macaulay duration measures how long it will take the scheme to recoup the investment
The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.
The money market fund invests in many markets such as commercial/treasury bills, commercial papers, certificate of deposit and other instruments specified by the Reserve Bank of India (RBI). These investments are a good option for risk-averse investors who want to earn good returns in short duration. This debt scheme will invest in money market instruments having a maturity up to one year.
Short duration funds mainly invest in Commercial Papers, Certificate of Deposits, Money Market Instruments, etc, with a Macaulay duration of one to three years. They may provide a higher level of return than ultra-short-term and liquid funds but will be exposed to higher risks.
This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years. These funds have an average maturity period that is longer than liquid, ultra-short and short duration debt funds.
This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.
This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.
Dynamic bond funds invest in fixed income securities consisting of varying maturity periods. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bond funds.
Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds. Corporate bond funds are a great option when it comes to good return and low-risk type investment. Investors can earn a regular income which is usually higher than that of interest on your Fixed Deposits (FDs).
This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.
This scheme predominantly invests in debt and money market instruments consisting of securities issued by entities such as Banks, Public Financial Institutions, Public Sector Undertakings. This option is considered to maintain an optimum balance of liquidity, safety, and yield.
This scheme invests in government securities issued by RBI. Government-backed securities include G-secs, treasury bills, etc. As the papers are backed by the government these schemes are relatively safer. Depending on their maturity profile, long-term Gilt Funds carry interest rate risks. For instance, the higher the maturity of the scheme the higher would be the interest rate risk. Gilt Funds will invest a minimum 80 percent of its total assets in government securities.
This scheme will invest in government securities with a maturity of 10 years. 15. Gilt Fund with a 10-year Constant Duration will invest a minimum 80 percent in government securities.
This debt scheme mainly invests in floating rate instruments, where the interest paid changes in order with the changing interest rate scenario in the debt market. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.
Hybrid Funds act as a combination of equity and debt fund. This fund allows an investor to invest in both equity and debt markets in certain proportions.
This scheme will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. This scheme is named as conservative because it is for people who are risk-averse. Investors who don't want to take much risk in their investment can prefer investing in this scheme.
This fund will invest around 40-60 percent of its total assets in both debt and equity instruments. The beneficial factor of a Balanced Fund is that they provide equity comparable returns with a lower risk factor.
This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual Fund Houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.
This scheme would dynamically manage their investments in equity and debt instruments. These funds tend to increase the allocation to debt and reduce the weightage to equities when the market becomes costly. Also, these funds focus on providing stability at a low-risk.
This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.
This fund will follow the arbitrage strategy and will invest at least 65 percent of its assets in equity-related instruments. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors.
This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.
This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.
This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.
These funds invest their corpus in shares that constitute a part of a particular index. In other words, these schemes mimic the performance of an index. These schemes are designed to track the returns of a particular market index. These schemes can be purchased either as Mutual Funds or as Exchange Traded Fund (ETFs). Also known as Index Tracker Funds, the corpus of these schemes is invested in the exact proportion as they are in the index. As a consequence, whenever, individuals purchase units of Index Funds, they indirectly own a share in the portfolio that has instruments of a particular index. This fund can invest at least 95 percent of its total asset in securities of a particular index.
A Mutual Fund Investing its collected pool of money in another mutual fund (one or maybe more) is referred to as fund of funds. Investors in their portfolios take exposure to different funds and keep track of them separately. However, by investing in multi-manager mutual funds this process gets more simplified as investors need to track only one fund, which in turn holds numerous mutual funds within it. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 5,000 2.9 13.6 38.9 21.9 19.2 Large & Mid Cap Invesco India Growth Opportunities Fund Growth ₹99.61
↑ 1.75 ₹6,765 5,000 19.2 1.7 21 27.7 26.1 37.5 Large & Mid Cap ICICI Prudential Banking and Financial Services Fund Growth ₹134.49
↑ 1.79 ₹9,375 5,000 15.5 7.9 20.6 19.6 24.4 11.6 Sectoral Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹61.43
↑ 1.43 ₹3,439 1,000 17.4 6.3 17.5 20.6 24.9 8.7 Sectoral Motilal Oswal Multicap 35 Fund Growth ₹60.5395
↑ 0.44 ₹12,418 5,000 10.6 -5.3 17.3 25.3 22.1 45.7 Multi Cap SBI Magnum Children's Benefit Plan Growth ₹109.695
↓ -0.04 ₹125 5,000 5.1 1.7 13.2 13.4 14.6 17.4 Childrens Fund Franklin Asian Equity Fund Growth ₹29.9161
↑ 0.05 ₹237 5,000 4.6 3.2 12.8 5.5 4.5 14.4 Global Tata Retirement Savings Fund-Moderate Growth ₹65.2797
↑ 0.57 ₹2,067 5,000 13.9 -0.3 12.7 17.5 17.8 19.5 Retirement Fund DSP BlackRock US Flexible Equity Fund Growth ₹60.2415
↓ -0.45 ₹765 1,000 5.8 4.4 12.6 14.1 15.3 17.8 Global Tata Retirement Savings Fund - Progressive Growth ₹66.6562
↑ 0.68 ₹1,978 5,000 15.9 -1.7 12.1 19.1 19.4 21.7 Retirement Fund Mirae Asset India Equity Fund Growth ₹112.135
↑ 1.09 ₹38,892 5,000 11.3 0.2 11.5 15 19.9 12.7 Multi Cap Tata India Tax Savings Fund Growth ₹44.2625
↑ 0.46 ₹4,405 500 11.8 -2.6 11.5 18.8 22.5 19.5 ELSS DSP BlackRock Equity Opportunities Fund Growth ₹617.15
↑ 5.81 ₹14,387 1,000 11.5 -0.9 11.4 23.9 25.5 23.9 Large & Mid Cap Sundaram Rural and Consumption Fund Growth ₹97.4485
↑ 0.88 ₹1,532 5,000 11.3 -2.2 11 21.2 21.6 20.1 Sectoral Aditya Birla Sun Life Regular Savings Fund Growth ₹66.6574
↑ 0.15 ₹1,373 1,000 5.4 3.7 10.6 10 12.2 10.5 Hybrid Debt Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21
The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on (Erstwhile Invesco India Growth Fund) The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved. Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Growth Opportunities Fund Returns up to 1 year are on ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on To provide attractive returns to the Magnum holders / Unit holders by means
of capital appreciation through an actively managed portfolio of debt, equity
and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested. SBI Magnum Children's Benefit Plan is a Solutions - Childrens Fund fund was launched on 21 Feb 02. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Children's Benefit Plan Returns up to 1 year are on An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation. Franklin Asian Equity Fund is a Equity - Global fund was launched on 16 Jan 08. It is a fund with High risk and has given a Below is the key information for Franklin Asian Equity Fund Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a Below is the key information for Tata Retirement Savings Fund-Moderate Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a Below is the key information for DSP BlackRock US Flexible Equity Fund Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Tata Retirement Savings Fund - Progressive is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a Below is the key information for Tata Retirement Savings Fund - Progressive Returns up to 1 year are on (Erstwhile Mirae Asset India Opportunities Fund) The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities. Mirae Asset India Equity Fund is a Equity - Multi Cap fund was launched on 4 Apr 08. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset India Equity Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on (Erstwhile DSP BlackRock Opportunities Fund) The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of large and midcap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized DSP BlackRock Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 16 May 00. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Equity Opportunities Fund Returns up to 1 year are on (Erstwhile Sundaram Rural India Fund) The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India. Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Rural and Consumption Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan) An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus. Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Regular Savings Fund Returns up to 1 year are on 1. Principal Emerging Bluechip Fund
CAGR/Annualized
return of 24.8% since its launch. Ranked 1 in Large & Mid Cap
category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹17,195 Returns for Principal Emerging Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Invesco India Growth Opportunities Fund
CAGR/Annualized
return of 13.8% since its launch. Ranked 6 in Large & Mid Cap
category. Return for 2024 was 37.5% , 2023 was 31.6% and 2022 was -0.4% . Invesco India Growth Opportunities Fund
Growth Launch Date 9 Aug 07 NAV (06 Jun 25) ₹99.61 ↑ 1.75 (1.79 %) Net Assets (Cr) ₹6,765 on 30 Apr 25 Category Equity - Large & Mid Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 0.44 Information Ratio 0.76 Alpha Ratio 7.57 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹15,628 31 May 22 ₹16,358 31 May 23 ₹18,714 31 May 24 ₹27,251 31 May 25 ₹32,512 Returns for Invesco India Growth Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 10.6% 3 Month 19.2% 6 Month 1.7% 1 Year 21% 3 Year 27.7% 5 Year 26.1% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 37.5% 2023 31.6% 2022 -0.4% 2021 29.7% 2020 13.3% 2019 10.7% 2018 -0.2% 2017 39.6% 2016 3.3% 2015 3.8% Fund Manager information for Invesco India Growth Opportunities Fund
Name Since Tenure Aditya Khemani 9 Nov 23 1.56 Yr. Amit Ganatra 21 Jan 22 3.36 Yr. Data below for Invesco India Growth Opportunities Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Financial Services 27.55% Consumer Cyclical 22.11% Health Care 15.77% Industrials 12.73% Real Estate 7.5% Technology 6.55% Basic Materials 4.49% Communication Services 1.98% Asset Allocation
Asset Class Value Cash 1.32% Equity 98.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5002515% ₹354 Cr 683,586
↑ 140,897 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO5% ₹321 Cr 612,171 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 23 | CHOLAFIN4% ₹287 Cr 1,921,954 BSE Ltd (Financial Services)
Equity, Since 31 Oct 23 | BSE4% ₹286 Cr 449,447 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Dec 23 | PRESTIGE4% ₹263 Cr 1,914,877
↑ 339,521 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | MAXHEALTH3% ₹236 Cr 2,146,168 L&T Finance Ltd (Financial Services)
Equity, Since 30 Apr 24 | LTF3% ₹220 Cr 13,404,597 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Sep 22 | DIXON3% ₹214 Cr 130,340 Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | 5433203% ₹213 Cr 9,152,597 Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY3% ₹211 Cr 6,673,912 3. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized
return of 16.7% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (06 Jun 25) ₹134.49 ↑ 1.79 (1.35 %) Net Assets (Cr) ₹9,375 on 30 Apr 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 1.98 Sharpe Ratio 0.75 Information Ratio -0.05 Alpha Ratio -2.44 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹19,209 31 May 22 ₹18,963 31 May 23 ₹22,595 31 May 24 ₹26,342 31 May 25 ₹31,859 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 4.7% 3 Month 15.5% 6 Month 7.9% 1 Year 20.6% 3 Year 19.6% 5 Year 24.4% 10 Year 15 Year Since launch 16.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.6% 2023 17.9% 2022 11.9% 2021 23.5% 2020 -5.5% 2019 14.5% 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 7.34 Yr. Sharmila D’mello 30 Jun 22 2.92 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Financial Services 89.22% Industrials 0.26% Technology 0.06% Asset Allocation
Asset Class Value Cash 10.35% Equity 89.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK20% ₹1,907 Cr 13,361,620 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK16% ₹1,456 Cr 7,561,051
↓ -1,790,076 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 5322159% ₹852 Cr 7,188,596 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN8% ₹748 Cr 9,489,675
↑ 1,244,761 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE5% ₹508 Cr 2,875,302
↓ -157,500 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE4% ₹391 Cr 5,262,946
↓ -160,600 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | INDUSINDBK4% ₹363 Cr 4,331,593 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI3% ₹298 Cr 1,586,237 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK3% ₹259 Cr 1,171,184 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 5002713% ₹248 Cr 1,902,703
↑ 205,306 4. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized
return of 17.1% since its launch. Ranked 3 in Sectoral
category. Return for 2024 was 8.7% , 2023 was 21.7% and 2022 was 11.5% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (06 Jun 25) ₹61.43 ↑ 1.43 (2.38 %) Net Assets (Cr) ₹3,439 on 30 Apr 25 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.99 Sharpe Ratio 0.27 Information Ratio -0.03 Alpha Ratio -10.63 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹19,183 31 May 22 ₹18,820 31 May 23 ₹22,963 31 May 24 ₹27,704 31 May 25 ₹32,040 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 5.5% 3 Month 17.4% 6 Month 6.3% 1 Year 17.5% 3 Year 20.6% 5 Year 24.9% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 21.7% 2022 11.5% 2021 16.8% 2020 1.1% 2019 14.9% 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Dhaval Gala 26 Aug 15 9.77 Yr. Dhaval Joshi 21 Nov 22 2.53 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Financial Services 93.65% Technology 1.19% Asset Allocation
Asset Class Value Cash 5.03% Equity 94.97% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK21% ₹713 Cr 4,993,129 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK19% ₹642 Cr 3,336,948 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322157% ₹228 Cr 1,927,100 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000346% ₹215 Cr 248,725
↑ 15,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN5% ₹185 Cr 2,351,492 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG4% ₹125 Cr 667,972 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK3% ₹104 Cr 469,972 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN3% ₹96 Cr 1,577,227
↓ -473 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 5406113% ₹89 Cr 1,308,861 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 21 | SBILIFE2% ₹61 Cr 344,402 5. Motilal Oswal Multicap 35 Fund
CAGR/Annualized
return of 17.6% since its launch. Ranked 5 in Multi Cap
category. Return for 2024 was 45.7% , 2023 was 31% and 2022 was -3% . Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (06 Jun 25) ₹60.5395 ↑ 0.44 (0.74 %) Net Assets (Cr) ₹12,418 on 30 Apr 25 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0.94 Sharpe Ratio 0.39 Information Ratio 0.62 Alpha Ratio 8.34 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Multi Cap Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹15,277 31 May 22 ₹14,553 31 May 23 ₹16,190 31 May 24 ₹23,601 31 May 25 ₹28,151 Returns for Motilal Oswal Multicap 35 Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 5.3% 3 Month 10.6% 6 Month -5.3% 1 Year 17.3% 3 Year 25.3% 5 Year 22.1% 10 Year 15 Year Since launch 17.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 45.7% 2023 31% 2022 -3% 2021 15.3% 2020 10.3% 2019 7.9% 2018 -7.8% 2017 43.1% 2016 8.5% 2015 14.6% Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 0.66 Yr. Niket Shah 1 Jul 22 2.92 Yr. Rakesh Shetty 22 Nov 22 2.52 Yr. Atul Mehra 1 Oct 24 0.66 Yr. Sunil Sawant 1 Jul 24 0.92 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Technology 22.43% Industrials 18.22% Consumer Cyclical 17.08% Financial Services 8.53% Communication Services 8.52% Health Care 1.73% Consumer Defensive 0.54% Asset Allocation
Asset Class Value Cash 23.56% Equity 76.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE11% ₹1,389 Cr 1,625,000
↓ -100,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT10% ₹1,240 Cr 2,200,000 Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB9% ₹1,164 Cr 1,942,305
↓ -57,570 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL8% ₹1,009 Cr 18,000,000
↑ 114,380 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | CGPOWER6% ₹841 Cr 12,250,000
↑ 175,830 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | TRENT6% ₹787 Cr 1,394,889 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN6% ₹720 Cr 4,500,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 8901575% ₹701 Cr 4,999,500 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 25 | 5433203% ₹413 Cr 17,331,906
↑ 17,331,906 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 25 | BHARTIARTL3% ₹409 Cr 2,200,826
↑ 2,200,826 6. SBI Magnum Children's Benefit Plan
CAGR/Annualized
return of since its launch. Ranked 1 in Childrens Fund
category. Return for 2024 was 17.4% , 2023 was 16.9% and 2022 was 1.9% . SBI Magnum Children's Benefit Plan
Growth Launch Date 21 Feb 02 NAV (06 Jun 25) ₹109.695 ↓ -0.04 (-0.04 %) Net Assets (Cr) ₹125 on 30 Apr 25 Category Solutions - Childrens Fund AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.2 Sharpe Ratio 0.98 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL) Sub Cat. Childrens Fund Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹12,588 31 May 22 ₹13,808 31 May 23 ₹15,092 31 May 24 ₹17,734 31 May 25 ₹20,113
Purchase not allowed Returns for SBI Magnum Children's Benefit Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 1.8% 3 Month 5.1% 6 Month 1.7% 1 Year 13.2% 3 Year 13.4% 5 Year 14.6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 17.4% 2023 16.9% 2022 1.9% 2021 18.3% 2020 14.8% 2019 2.6% 2018 0.1% 2017 24.3% 2016 16.1% 2015 7% Fund Manager information for SBI Magnum Children's Benefit Plan
Name Since Tenure R. Srinivasan 13 Jan 21 4.38 Yr. Rajeev Radhakrishnan 9 Jun 08 16.99 Yr. Data below for SBI Magnum Children's Benefit Plan as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 6.17% Equity 21.99% Debt 71.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% State Government Of Uttar Pradesh 2036
Sovereign Bonds | -12% ₹16 Cr 1,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹11 Cr 1,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹10 Cr 1,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -8% ₹10 Cr 1,000,000 Rajasthan (Government of ) 7.49%
- | -4% ₹5 Cr 500,000 Sundaram Finance Limited
Debentures | -4% ₹5 Cr 500 7.58% LIC Housing Finance Limited (23/03/2035)
Debentures | -4% ₹5 Cr 500 Nexus Select Trust
Debentures | -4% ₹5 Cr 500 Mahindra & Mahindra Financial Services Ltd
Debentures | -4% ₹5 Cr 500 Gs CG 16/12/2026 - (Strips) Tb
Sovereign Bonds | -3% ₹3 Cr 375,000 7. Franklin Asian Equity Fund
CAGR/Annualized
return of 6.5% since its launch. Ranked 1 in Global
category. Return for 2024 was 14.4% , 2023 was 0.7% and 2022 was -14.5% . Franklin Asian Equity Fund
Growth Launch Date 16 Jan 08 NAV (06 Jun 25) ₹29.9161 ↑ 0.05 (0.17 %) Net Assets (Cr) ₹237 on 30 Apr 25 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.5 Sharpe Ratio 0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Sub Cat. Global Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹14,620 31 May 22 ₹11,743 31 May 23 ₹11,298 31 May 24 ₹11,789 31 May 25 ₹13,350 Returns for Franklin Asian Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 5.1% 3 Month 4.6% 6 Month 3.2% 1 Year 12.8% 3 Year 5.5% 5 Year 4.5% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 14.4% 2023 0.7% 2022 -14.5% 2021 -5.9% 2020 25.8% 2019 28.2% 2018 -13.6% 2017 35.5% 2016 7.2% 2015 -4.6% Fund Manager information for Franklin Asian Equity Fund
Name Since Tenure Sandeep Manam 18 Oct 21 3.62 Yr. Shyam Sriram 26 Sep 24 0.68 Yr. Data below for Franklin Asian Equity Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Consumer Cyclical 25.46% Financial Services 23.03% Technology 20.02% Consumer Defensive 7.06% Industrials 6.28% Communication Services 4.74% Health Care 4.65% Real Estate 2.25% Basic Materials 1.89% Utility 1.2% Asset Allocation
Asset Class Value Cash 3.42% Equity 96.58% Top Securities Holdings / Portfolio
Name Holding Value Quantity Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 233011% ₹27 Cr 111,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | ICICIBANK5% ₹12 Cr 87,497
↓ -16,371 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | HDFCBANK5% ₹12 Cr 64,250
↑ 12,037 Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 007005% ₹11 Cr 21,600
↓ -4,200 Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 099884% ₹8 Cr 65,204 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 5008503% ₹7 Cr 85,863 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433203% ₹7 Cr 287,506 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 24 | LT3% ₹6 Cr 18,306 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 24 | HDFCLIFE3% ₹6 Cr 81,715 AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 012993% ₹6 Cr 95,600 8. Tata Retirement Savings Fund-Moderate
CAGR/Annualized
return of 14.8% since its launch. Ranked 2 in Retirement Fund
category. Return for 2024 was 19.5% , 2023 was 25.3% and 2022 was -1.9% . Tata Retirement Savings Fund-Moderate
Growth Launch Date 1 Nov 11 NAV (06 Jun 25) ₹65.2797 ↑ 0.57 (0.88 %) Net Assets (Cr) ₹2,067 on 30 Apr 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-60 Years (1%),60 Years and above(NIL) Sub Cat. Retirement Fund Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹14,138 31 May 22 ₹14,575 31 May 23 ₹16,258 31 May 24 ₹20,716 31 May 25 ₹23,031 Returns for Tata Retirement Savings Fund-Moderate
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 6.9% 3 Month 13.9% 6 Month -0.3% 1 Year 12.7% 3 Year 17.5% 5 Year 17.8% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 25.3% 2022 -1.9% 2021 20.5% 2020 15.1% 2019 8.6% 2018 -3.6% 2017 38.8% 2016 6.7% 2015 7.7% Fund Manager information for Tata Retirement Savings Fund-Moderate
Name Since Tenure Murthy Nagarajan 1 Apr 17 8.17 Yr. Sonam Udasi 1 Apr 16 9.17 Yr. Data below for Tata Retirement Savings Fund-Moderate as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 6.22% Equity 79.72% Debt 14.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK6% ₹132 Cr 687,500 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹129 Cr 12,500,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE4% ₹78 Cr 558,000
↑ 63,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS4% ₹73 Cr 211,500 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS3% ₹72 Cr 54,855 ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC3% ₹69 Cr 1,613,000 BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE3% ₹69 Cr 108,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO3% ₹65 Cr 266,500 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 5433203% ₹56 Cr 2,412,000 Mahanagar Gas Ltd (Utilities)
Equity, Since 29 Feb 24 | MGL2% ₹45 Cr 333,000 9. DSP BlackRock US Flexible Equity Fund
CAGR/Annualized
return of 15% since its launch. Ranked 3 in Global
category. Return for 2024 was 17.8% , 2023 was 22% and 2022 was -5.9% . DSP BlackRock US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (05 Jun 25) ₹60.2415 ↓ -0.45 (-0.74 %) Net Assets (Cr) ₹765 on 30 Apr 25 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 1.54 Sharpe Ratio -0.42 Information Ratio -1.27 Alpha Ratio -12.52 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Sub Cat. Global Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹13,949 31 May 22 ₹14,457 31 May 23 ₹15,546 31 May 24 ₹18,855 31 May 25 ₹20,914 Returns for DSP BlackRock US Flexible Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 10.6% 3 Month 5.8% 6 Month 4.4% 1 Year 12.6% 3 Year 14.1% 5 Year 15.3% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.8% 2023 22% 2022 -5.9% 2021 24.2% 2020 22.6% 2019 27.5% 2018 -1.1% 2017 15.5% 2016 9.8% 2015 2.5% Fund Manager information for DSP BlackRock US Flexible Equity Fund
Name Since Tenure Jay Kothari 1 Mar 13 12.26 Yr. Data below for DSP BlackRock US Flexible Equity Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Technology 28.22% Financial Services 20.08% Health Care 15.02% Communication Services 11.49% Consumer Cyclical 9.51% Industrials 6.16% Energy 3.9% Basic Materials 3.79% Asset Allocation
Asset Class Value Cash 1.82% Equity 98.17% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2
Investment Fund | -99% ₹758 Cr 2,052,864
↓ -13,756 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -1% ₹11 Cr Net Receivables/Payables
Net Current Assets | -1% -₹4 Cr 10. Tata Retirement Savings Fund - Progressive
CAGR/Annualized
return of 15% since its launch. Ranked 6 in Retirement Fund
category. Return for 2024 was 21.7% , 2023 was 29% and 2022 was -3.9% . Tata Retirement Savings Fund - Progressive
Growth Launch Date 1 Nov 11 NAV (06 Jun 25) ₹66.6562 ↑ 0.68 (1.04 %) Net Assets (Cr) ₹1,978 on 30 Apr 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.04 Information Ratio -0.15 Alpha Ratio 0.38 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-60 Years (1%),60 Years and above(NIL) Sub Cat. Retirement Fund Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹14,782 31 May 22 ₹15,059 31 May 23 ₹16,787 31 May 24 ₹22,352 31 May 25 ₹24,635 Returns for Tata Retirement Savings Fund - Progressive
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 8.2% 3 Month 15.9% 6 Month -1.7% 1 Year 12.1% 3 Year 19.1% 5 Year 19.4% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.7% 2023 29% 2022 -3.9% 2021 23.3% 2020 14.4% 2019 11.5% 2018 -6.1% 2017 49.1% 2016 3.1% 2015 7.8% Fund Manager information for Tata Retirement Savings Fund - Progressive
Name Since Tenure Murthy Nagarajan 1 Apr 17 8.17 Yr. Sonam Udasi 1 Apr 16 9.17 Yr. Data below for Tata Retirement Savings Fund - Progressive as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 4.52% Equity 95.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK7% ₹145 Cr 754,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE4% ₹87 Cr 620,999
↑ 62,999 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS4% ₹84 Cr 64,035 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS4% ₹84 Cr 243,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC4% ₹79 Cr 1,853,000 BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE4% ₹74 Cr 117,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 5433203% ₹63 Cr 2,718,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO3% ₹61 Cr 249,600 Mahanagar Gas Ltd (Utilities)
Equity, Since 29 Feb 24 | MGL3% ₹51 Cr 378,000 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS2% ₹46 Cr 168,496 11. Mirae Asset India Equity Fund
CAGR/Annualized
return of 15.1% since its launch. Ranked 19 in Multi Cap
category. Return for 2024 was 12.7% , 2023 was 18.4% and 2022 was 1.6% . Mirae Asset India Equity Fund
Growth Launch Date 4 Apr 08 NAV (06 Jun 25) ₹112.135 ↑ 1.09 (0.98 %) Net Assets (Cr) ₹38,892 on 30 Apr 25 Category Equity - Multi Cap AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.19 Sharpe Ratio 0.21 Information Ratio -0.47 Alpha Ratio 1.89 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Multi Cap Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹16,149 31 May 22 ₹17,322 31 May 23 ₹19,032 31 May 24 ₹23,082 31 May 25 ₹25,838 Returns for Mirae Asset India Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 4.1% 3 Month 11.3% 6 Month 0.2% 1 Year 11.5% 3 Year 15% 5 Year 19.9% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.7% 2023 18.4% 2022 1.6% 2021 27.7% 2020 13.7% 2019 12.7% 2018 -0.6% 2017 38.6% 2016 8.1% 2015 4.3% Fund Manager information for Mirae Asset India Equity Fund
Name Since Tenure Gaurav Misra 31 Jan 19 6.33 Yr. Data below for Mirae Asset India Equity Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Financial Services 33.53% Technology 11.54% Consumer Cyclical 10.24% Basic Materials 8.72% Industrials 8.3% Consumer Defensive 8.09% Energy 5.88% Health Care 4.78% Communication Services 4.13% Utility 2.86% Real Estate 0.96% Asset Allocation
Asset Class Value Cash 0.7% Equity 99.3% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK10% ₹3,826 Cr 19,876,007
↓ -1,367,193 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK8% ₹3,085 Cr 21,616,614
↓ -147,140 Infosys Ltd (Technology)
Equity, Since 31 May 08 | INFY5% ₹2,038 Cr 13,582,779
↑ 974,789 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 08 | RELIANCE5% ₹2,001 Cr 14,242,518 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 5322154% ₹1,611 Cr 13,598,134
↓ -647,702 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 10 | BHARTIARTL4% ₹1,605 Cr 8,606,173
↓ -300,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 09 | TCS4% ₹1,578 Cr 4,569,170
↑ 504,837 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT3% ₹1,289 Cr 3,856,728 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹1,110 Cr 26,057,789
↑ 1,810,229 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | KOTAKBANK2% ₹953 Cr 4,314,193
↓ -206,308 12. Tata India Tax Savings Fund
CAGR/Annualized
return of 15% since its launch. Ranked 1 in ELSS
category. Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (06 Jun 25) ₹44.2625 ↑ 0.46 (1.05 %) Net Assets (Cr) ₹4,405 on 30 Apr 25 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.07 Information Ratio -0.08 Alpha Ratio 0.83 Min Investment 500 Min SIP Investment 500 Exit Load NIL Sub Cat. ELSS Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹16,250 31 May 22 ₹17,665 31 May 23 ₹19,848 31 May 24 ₹26,082 31 May 25 ₹28,948 Returns for Tata India Tax Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 6.2% 3 Month 11.8% 6 Month -2.6% 1 Year 11.5% 3 Year 18.8% 5 Year 22.5% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 3.46 Yr. Tejas Gutka 9 Mar 21 4.23 Yr. Data below for Tata India Tax Savings Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Financial Services 34.65% Consumer Cyclical 14.48% Industrials 12.7% Basic Materials 6.86% Technology 6.65% Energy 5.57% Communication Services 4.29% Health Care 3.63% Utility 2.78% Real Estate 2.27% Consumer Defensive 1.24% Asset Allocation
Asset Class Value Cash 4.87% Equity 95.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK8% ₹332 Cr 1,725,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK7% ₹303 Cr 2,125,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹190 Cr 1,350,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL4% ₹175 Cr 940,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY4% ₹174 Cr 1,160,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹172 Cr 2,175,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹154 Cr 1,300,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹122 Cr 3,451,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹118 Cr 352,147 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Mar 22 | 5000342% ₹92 Cr 107,000 13. DSP BlackRock Equity Opportunities Fund
CAGR/Annualized
return of 17.9% since its launch. Ranked 4 in Large & Mid Cap
category. Return for 2024 was 23.9% , 2023 was 32.5% and 2022 was 4.4% . DSP BlackRock Equity Opportunities Fund
Growth Launch Date 16 May 00 NAV (06 Jun 25) ₹617.15 ↑ 5.81 (0.95 %) Net Assets (Cr) ₹14,387 on 30 Apr 25 Category Equity - Large & Mid Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 0.3 Information Ratio 0.76 Alpha Ratio 4.09 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹17,236 31 May 22 ₹17,538 31 May 23 ₹20,115 31 May 24 ₹29,114 31 May 25 ₹32,484 Returns for DSP BlackRock Equity Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 4.7% 3 Month 11.5% 6 Month -0.9% 1 Year 11.4% 3 Year 23.9% 5 Year 25.5% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.9% 2023 32.5% 2022 4.4% 2021 31.2% 2020 14.2% 2019 11.4% 2018 -9.2% 2017 40.1% 2016 11.2% 2015 6.1% Fund Manager information for DSP BlackRock Equity Opportunities Fund
Name Since Tenure Rohit Singhania 1 Jun 15 10.01 Yr. Data below for DSP BlackRock Equity Opportunities Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Financial Services 32.48% Health Care 10.86% Consumer Cyclical 10.12% Basic Materials 9.94% Energy 6.5% Technology 6.02% Consumer Defensive 4.13% Industrials 4.11% Communication Services 3.98% Utility 3.81% Real Estate 1.07% Asset Allocation
Asset Class Value Cash 6.85% Equity 93.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK5% ₹702 Cr 3,647,782 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK5% ₹651 Cr 4,563,161 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 20 | 5322154% ₹646 Cr 5,454,905
↓ -275,488 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN4% ₹559 Cr 7,084,092
↑ 1,318,084 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | KOTAKBANK3% ₹407 Cr 1,842,969
↓ -320,994 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 22 | HINDPETRO2% ₹315 Cr 8,321,679
↓ -815,837 Cipla Ltd (Healthcare)
Equity, Since 30 Apr 23 | 5000872% ₹297 Cr 1,919,149 Coforge Ltd (Technology)
Equity, Since 31 Mar 22 | COFORGE2% ₹297 Cr 406,457
↑ 80,536 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 18 | BHARTIARTL2% ₹292 Cr 1,564,264
↑ 156,209 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | 5406112% ₹270 Cr 3,977,816
↑ 171,585 14. Sundaram Rural and Consumption Fund
CAGR/Annualized
return of 12.7% since its launch. Ranked 2 in Sectoral
category. Return for 2024 was 20.1% , 2023 was 30.2% and 2022 was 9.3% . Sundaram Rural and Consumption Fund
Growth Launch Date 12 May 06 NAV (06 Jun 25) ₹97.4485 ↑ 0.88 (0.91 %) Net Assets (Cr) ₹1,532 on 30 Apr 25 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio 0.35 Information Ratio 0.04 Alpha Ratio 2.45 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹14,623 31 May 22 ₹15,788 31 May 23 ₹18,483 31 May 24 ₹23,865 31 May 25 ₹27,091 Returns for Sundaram Rural and Consumption Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 3% 3 Month 11.3% 6 Month -2.2% 1 Year 11% 3 Year 21.2% 5 Year 21.6% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.1% 2023 30.2% 2022 9.3% 2021 19.3% 2020 13.5% 2019 2.7% 2018 -7.8% 2017 38.7% 2016 21.1% 2015 6.3% Fund Manager information for Sundaram Rural and Consumption Fund
Name Since Tenure Ratish Varier 1 Jan 22 3.41 Yr. Data below for Sundaram Rural and Consumption Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Consumer Cyclical 41.43% Consumer Defensive 32.99% Communication Services 11.61% Health Care 3.6% Financial Services 2.71% Basic Materials 1.52% Real Estate 1.42% Asset Allocation
Asset Class Value Cash 4.72% Equity 95.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 22 | BHARTIARTL10% ₹147 Cr 789,519
↓ -150,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC8% ₹127 Cr 2,991,251 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | M&M7% ₹114 Cr 390,720 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR7% ₹103 Cr 440,212
↑ 90,000 Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN5% ₹80 Cr 235,289 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI5% ₹72 Cr 58,511 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Dec 18 | UNITDSPR5% ₹71 Cr 453,496 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | 5433205% ₹70 Cr 3,000,962 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Jul 22 | APOLLOHOSP4% ₹55 Cr 79,027 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5230253% ₹49 Cr 245,560 15. Aditya Birla Sun Life Regular Savings Fund
CAGR/Annualized
return of 9.4% since its launch. Ranked 4 in Hybrid Debt
category. Return for 2024 was 10.5% , 2023 was 9.6% and 2022 was 5.3% . Aditya Birla Sun Life Regular Savings Fund
Growth Launch Date 22 May 04 NAV (06 Jun 25) ₹66.6574 ↑ 0.15 (0.22 %) Net Assets (Cr) ₹1,373 on 30 Apr 25 Category Hybrid - Hybrid Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 0.83 Information Ratio -0.24 Alpha Ratio -0.04 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Sub Cat. Hybrid Debt Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹12,756 31 May 22 ₹13,611 31 May 23 ₹14,706 31 May 24 ₹16,282 31 May 25 ₹17,970 Returns for Aditya Birla Sun Life Regular Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 1.7% 3 Month 5.4% 6 Month 3.7% 1 Year 10.6% 3 Year 10% 5 Year 12.2% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 9.6% 2022 5.3% 2021 13.4% 2020 9.2% 2019 5.8% 2018 -2.2% 2017 15.5% 2016 13.1% 2015 5.4% Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
Name Since Tenure Mohit Sharma 31 Oct 24 0.58 Yr. Harshil Suvarnkar 22 Mar 21 4.2 Yr. Data below for Aditya Birla Sun Life Regular Savings Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 4.15% Equity 21.04% Debt 74.47% Other 0.34% Equity Sector Allocation
Sector Value Financial Services 7.62% Basic Materials 1.95% Industrials 1.89% Technology 1.82% Consumer Cyclical 1.61% Health Care 1.51% Real Estate 1.27% Communication Services 1.22% Consumer Defensive 1.04% Energy 0.77% Utility 0.34% Debt Sector Allocation
Sector Value Corporate 44.74% Government 30.43% Cash Equivalent 3.45% Credit Quality
Rating Value AA 17.11% AAA 82.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cholamandalam Investment And Fin. Co. Ltd
Debentures | -4% ₹61 Cr 6,000
↑ 6,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹36 Cr 3,500,000 6.92% Govt Stock 2039
Sovereign Bonds | -2% ₹31 Cr 3,000,000
↑ 500,000 Bajaj Housing Finance Limited
Debentures | -2% ₹31 Cr 300 LIC Housing Finance Limited
Debentures | -2% ₹31 Cr 3,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | HDFCBANK2% ₹31 Cr 159,000 Nuvama Wealth Finance Ltd
Debentures | -2% ₹30 Cr 3,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹29 Cr 2,800,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK2% ₹29 Cr 200,000 Rural Electrification Corporation Limited
Debentures | -2% ₹26 Cr 250
Ideally, there are two options to invest in Mutual Funds— SIP and lump sum. In a SIP, an investor can invest periodically, i.e., monthly, quarterly, etc. Whereas, in a lump sum, investors have to make one-time payment as an investment. Here, the deposit does not take place at multiple times.
In a SIP, investors can start their monthly investment with just INR 500, and in a lump sum, one can start investing with INR 5000. If you are a first-time investor, you can either use a sip calculator or a lump sum calculator to pre-determine your investments before investing.
When using a SIP calculator, one has to fill certain variables, that include-
Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.
Individuals who are new to investment, find it difficult to understand the concept of lumpsum calculator and its functioning. Therefore, to ease out the complexities, the detailed information about the calculation is given. Go through this information to understand the process. The input data that needs to be fed in the lumpsum calculator includes:
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