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Mutual Fund Investment Plans

Updated on September 19, 2020 , 1296 views

Mutual Funds in India bring in diverse Investment plan to cater the various objectives and the needs of the investors. It offers investment options for all kinds of investors, be it a risk-averse, high-risk or a moderate-risk taker, Mutual Funds have various risks ranging schemes. Its minimum investment amount, i.e., INR 500 monthly, has even attracted youngsters, students, house wife’s to begin their investments in Mutual Funds. So, if you are a new to Mutual Funds, here’s all you need to know about it.

What are Mutual Funds?

A mutual fund is a collective pool of money given by the investors to buy securities. Here the investment is made in various securities like stocks, Bonds, money market instruments, precious metals, commodities, etc. Mutual Funds are managed by professional fund managers who decide how to invest money by keeping a keen eye on the market movements.

The Mutual Fund in India is regulated by the Securities and Exchange Board of India (SEBI). All the Mutual Fund guidelines, rules & regulations, policies are set by SEBI. There are 36 Mutual Fund schemes introduced by SEBI in order to cater to the diverse requirements of the investors.

Mutual-funds

Types of Mutual Fund Investment Plans

On 6th October 2017, SEBI had passed a notice of re-categorisation of Mutual Funds in India. This is done to bring uniformity in similar schemes launched by the different Mutual Funds. SEBI wants to ensure that investors can find it easier to compare the products and evaluate the different options available before Investing in a scheme. So that the investors could invest according to their needs, Financial goals and risk appetite.

SEBI has categorised Mutual Fund schemes into 5 broad categories and 36 sub-categories. This mandates Mutual Fund Houses to make the changes in their existing & future schemes. Here, the list of different types of MF schemes in India.

1. Equity Mutual Funds

An equity fund mainly invests in stocks. In other words, the money is invested into shares of different companies. These funds are high-risk, high-return funds, which means that an investor who can tolerate risk should only prefer investing in equities. Let's look at the various types of Equity Funds:

a. Large cap funds

These funds would invest in companies that fall under the 1st to 100th company in terms of full market capitalization. Large cap funds invest in those firms that have the possibility of showing year on year steady growth and profits, which in turn offers stability over a period of time to investors. These stocks give steady returns over long periods of time.

b. Mid cap funds

These funds would invest in companies that fall under the 101st to 250th company in terms of full market capitalization. From a standpoint of the investor, the investing period of mid-caps should be much higher than large-caps due to the higher fluctuations (or volatility) in the prices of the stocks.

c. Large and mid cap funds

SEBI has introduced a combo of large and mid cap funds, which means that these are the schemes that invest in both large & mid cap stocks. Here, the fund will invest a minimum of 35 percent each in mid and large cap stocks.

d. Small cap funds

small cap companies include the startups or firms that are in their early stage of development with small revenues. These funds would invest in companies that fall under the 251st company onwards in terms of full market capitalization. Small-caps have a great potential to discover the value and can generate good returns. However, given the small size, the risks are very high, hence the investing period of small-caps is expected to be the highest.

e. Multi cap funds

Also known as diversified funds, these invest across market capitalization, i.e., essentially across large-cap, mid-cap, and small-cap. They typically invest anywhere between 40–60% in large cap stocks, 10–40% in mid-cap stocks and about 10% in small-cap stocks. While diversified equity funds or multi-cap funds invest across market capitalizations the risks of equity still remain in the investment.

f. Equity Linked Saving Schemes (ELSS)

These are equity mutual funds that save your tax as a qualified tax exemption under Section 80C of the Income Tax Act. They offer the twin advantage of capital gains and tax benefits. ELSS schemes come with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.

g. Dividend yield funds

dividend yield funds are those where a fund manager deigns the fund portfolios as per dividend yield strategy. This scheme is preferred by investors who like the idea of regular income as well as capital appreciation. This fund invests in companies that provide high dividend yield strategy. This fund aims at buying good underlying businesses that pay regular dividends at attractive valuations. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.

h.Value funds

value funds invest in those companies that have fallen out of favour but have good principles. The idea behind this is to select a stock that appears to be underpriced by the market. A value investor looks out for bargains and chooses investments that have a low price on factors such as earnings, net current assets, and sales.

i. Contra funds

contra funds take a contrarian view on equities. It is against the wind kind of investment style. The fund manager picks underperforming stocks at that point in time, which are likely to perform well in the long run, at cheap valuations. The idea here is to buy assets at a lower cost than its fundamental value in the long term. It is done with a belief that the assets will stabilize and come to its real value in the long term. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.

j. Focused funds

Focused funds hold a mix of equity funds, i.e., large, mid, small or multi-cap stocks, but has a limited number of stocks. As per SEBI, a focused fund can have a maximum of 30 stocks. These funds are allocated their holdings between a limited number of carefully researched securities. Focused funds can invest at least 65 percent of its total assets in equities.

k. Sector funds and Thematic equity funds

A sector fund is an equity scheme that invests in shares of companies that trade in a particular sector or industry like, for instance, a pharma fund would invest only in pharmaceutical companies. thematic funds can be across a wider sector than just keep a very narrow focus, for example, media and entertainment. In this theme, the fund can invest in various companies across publishing, online, media or broadcasting. The risks with thematic funds are the highest since there is virtually very little diversification. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.

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2. Debt Mutual Funds

A Debt fund invests in a fixed income instrument like Government Securities, Treasury Bills, Corporate Bonds, etc. Debt funds are preferred by those who are looking for a steady income with relatively lower risks, as they are comparatively less volatile than equities. Debt fund has 16 broad categories that are as follows:

a. Overnight fund

These are a debt scheme that will invest bonds that mature in a day. In other words, investment is done in overnight securities with a maturity of one day. This is a safe option for investors who want to park money without worrying about risks and returns.

b. Liquid funds

Liquid Funds invest in short-term money market instruments such as treasury bills, commercial papers, term deposits, etc. They invest in securities that have a lower maturity period, usually less than 91 days. Liquid funds provide easy liquidity and are less volatile than the other types of debt instruments. Also, liquid fund's investment returns are better than that of a Savings Account.

c. Ultra short duration funds

Ultra short duration funds invest in fixed income instruments which have a Macaulay duration between three to six months. Ultra short-term funds help investors avoid interest rate risks and also offer better returns compared to liquid debt funds. Macaulay duration measures how long it will take the scheme to recoup the investment

d. Low duration funds

The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.

e. Money market funds

The money market fund invests in many markets such as commercial/treasury bills, commercial papers, certificate of deposit and other instruments specified by the Reserve Bank of India (RBI). These investments are a good option for risk-averse investors who want to earn good returns in short duration. This debt scheme will invest in money market instruments having a maturity up to one year.

f. Short duration funds

Short duration funds mainly invest in Commercial Papers, Certificate of Deposits, Money Market Instruments, etc, with a Macaulay duration of one to three years. They may provide a higher level of return than ultra-short-term and liquid funds but will be exposed to higher risks.

g. Medium duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years. These funds have an average maturity period that is longer than liquid, ultra-short and short duration debt funds.

h. Medium to long duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.

i. Long duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.

j. Dynamic bond funds

Dynamic bond funds invest in fixed income securities consisting of varying maturity periods. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bond funds.

k. Corporate bond funds

Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds. Corporate bond funds are a great option when it comes to good return and low-risk type investment. Investors can earn a regular income which is usually higher than that of interest on your Fixed Deposits (FDs).

l. Credit risk funds

This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.

m. Banking and PSU funds

This scheme predominantly invests in debt and money market instruments consisting of securities issued by entities such as Banks, Public Financial Institutions, Public Sector Undertakings. This option is considered to maintain an optimum balance of liquidity, safety, and yield.

n. Gilt fund

This scheme invests in government securities issued by RBI. Government-backed securities include G-secs, treasury bills, etc. As the papers are backed by the government these schemes are relatively safer. Depending on their maturity profile, long-term Gilt Funds carry interest rate risks. For instance, the higher the maturity of the scheme the higher would be the interest rate risk. Gilt Funds will invest a minimum 80 percent of its total assets in government securities.

o. Gilt fund with 10-year constant duration

This scheme will invest in government securities with a maturity of 10 years. 15. Gilt Fund with a 10-year Constant Duration will invest a minimum 80 percent in government securities.

p. Floater funds

This debt scheme mainly invests in floating rate instruments, where the interest paid changes in order with the changing interest rate scenario in the debt market. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.

3. Hybrid Mutual Funds

Hybrid Funds act as a combination of equity and debt fund. This fund allows an investor to invest in both equity and debt markets in certain proportions.

a. Conservative hybrid funds

This scheme will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. This scheme is named as conservative because it is for people who are risk-averse. Investors who don't want to take much risk in their investment can prefer investing in this scheme.

b. Balanced hybrid funds

This fund will invest around 40-60 percent of its total assets in both debt and equity instruments. The beneficial factor of a Balanced Fund is that they provide equity comparable returns with a lower risk factor.

c. Aggressive hybrid funds

This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual Fund Houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.

d. Dynamic asset allocation or Balanced advantage funds

This scheme would dynamically manage their investments in equity and debt instruments. These funds tend to increase the allocation to debt and reduce the weightage to equities when the market becomes costly. Also, these funds focus on providing stability at a low-risk.

e. Multi asset allocation

This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.

f. Arbitrage funds

This fund will follow the arbitrage strategy and will invest at least 65 percent of its assets in equity-related instruments. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors.

g. Equity savings

This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.

4. Solution Oriented Schemes

a. Retirement fund

This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.

b. Children’s fund

This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.

5. Other Schemes

a. Index Fund/ETF

These funds invest their corpus in shares that constitute a part of a particular index. In other words, these schemes mimic the performance of an index. These schemes are designed to track the returns of a particular market index. These schemes can be purchased either as Mutual Funds or as Exchange Traded Fund (ETFs). Also known as Index Tracker Funds, the corpus of these schemes is invested in the exact proportion as they are in the index. As a consequence, whenever, individuals purchase units of Index Funds, they indirectly own a share in the portfolio that has instruments of a particular index. This fund can invest at least 95 percent of its total asset in securities of a particular index.

b. FoFs (Overseas Domestic)

A Mutual Fund Investing its collected pool of money in another mutual fund (one or maybe more) is referred to as fund of funds. Investors in their portfolios take exposure to different funds and keep track of them separately. However, by investing in multi-manager mutual funds this process gets more simplified as investors need to track only one fund, which in turn holds numerous mutual funds within it. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.

15 Best Mutual Funds Across Categories

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)Sub Cat.
PGIM India Short Maturity Fund Growth ₹34.7387
↑ 0.01
₹34 5,000 1.47.1633.95.9-0.5 Short term Bond
Franklin Asian Equity Fund Growth ₹26.1979
↓ -0.23
₹174 5,000 8.632.6177.212.328.2 Global
SBI Small Cap Fund Growth ₹57.5923
↓ -1.05
₹5,039 5,000 17.636.513.95.513.36.1 Small Cap
DSP BlackRock US Flexible Equity Fund Growth ₹29.5141
↓ -0.90
₹199 1,000 0.933.613.712.71227.5 Global
ICICI Prudential Long Term Plan Growth ₹27.0749
↑ 0.01
₹4,287 5,000 2.16.912.28.29.510.2 Dynamic Bond
Aditya Birla Sun Life Corporate Bond Fund Growth ₹83.3648
↑ 0.04
₹20,205 1,000 2.18.411.38.88.99.6 Corporate Bond
HDFC Corporate Bond Fund Growth ₹24.224
↓ 0.00
₹21,052 5,000 28.311.18.7910.3 Corporate Bond
HDFC Banking and PSU Debt Fund Growth ₹17.3664
↑ 0.00
₹8,173 5,000 2.27.910.58.38.710.2 Banking & PSU Debt
PGIM India Low Duration Fund Growth ₹22.8215
↑ 0.03
₹64 5,000 -0.90.410-0.23.2-9.5 Low Duration
ICICI Prudential MIP 25 Growth ₹47.445
↓ -0.08
₹1,916 5,000 4.19.98.87.199.6 Hybrid Debt
Axis Credit Risk Fund Growth ₹15.6594
↑ 0.01
₹593 5,000 2.65.18.25.66.94.4 Credit Risk
UTI Banking & PSU Debt Fund Growth ₹15.8128
↑ 0.00
₹231 5,000 1.37.17.74.66.6-1 Banking & PSU Debt
Aditya Birla Sun Life Savings Fund Growth ₹413.196
↑ 0.10
₹16,218 1,000 1.75.17.67.78.18.5 Ultrashort Bond
Tata Retirement Savings Fund-Moderate Growth ₹31.6759
↓ -0.18
₹1,155 5,000 8.624.77.53.89.68.6 Retirement Fund
Aditya Birla Sun Life Money Manager Fund Growth ₹279.053
↑ 0.03
₹9,969 1,000 1.357.37.77.68 Money Market
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Sep 20

1. PGIM India Short Maturity Fund

To generate steady returns with low to medium market risk for investors by investing in a portfolio of short -medium term debt and money market securities.

PGIM India Short Maturity Fund is a Debt - Short term Bond fund was launched on 21 Jan 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 5 in Short term Bond category.  Return for 2019 was -0.5% , 2018 was 5.5% and 2017 was 6.8% .

Below is the key information for PGIM India Short Maturity Fund

PGIM India Short Maturity Fund
Growth
Launch Date 21 Jan 03
NAV (22 Sep 20) ₹34.7387 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹34 on 31 Aug 20
Category Debt - Short term Bond
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.02
Sharpe Ratio 1.22
Information Ratio -0.67
Alpha Ratio -2.29
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity 4.71%
Effective Maturity 2 Years 8 Months 5 Days
Modified Duration 2 Years 1 Month 24 Days
Sub Cat. Short term Bond

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹10,945
31 Aug 17₹11,925
31 Aug 18₹12,452
31 Aug 19₹12,340
31 Aug 20₹13,340

PGIM India Short Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for PGIM India Short Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.4%
3 Month 1.4%
6 Month 7.1%
1 Year 63%
3 Year 3.9%
5 Year 5.9%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -0.5%
2018 5.5%
2017 6.8%
2016 10%
2015 8.3%
2014 10.6%
2013 8.1%
2012 9.8%
2011 8.9%
2010 4.9%
Fund Manager information for PGIM India Short Maturity Fund
NameSinceTenure
Kumaresh Ramakrishnan13 Dec 172.72 Yr.
Puneet Pal13 Dec 172.72 Yr.

Data below for PGIM India Short Maturity Fund as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash28.28%
Debt71.72%
Debt Sector Allocation
SectorValue
Government47.08%
Cash Equivalent28.28%
Corporate24.64%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.77% GOI 2030
Sovereign Bonds | -
15%₹5 Cr500,000
↑ 500,000
Power Finance Corporation Limited
Debentures | -
9%₹3 Cr300,000
↑ 300,000
Housing Development Finance Corporation Limited
Debentures | -
9%₹3 Cr290,000
Power Grid Corporation of India Limited
Debentures | -
9%₹3 Cr300,000
↑ 300,000
Indian Oil Corporation Limited
Debentures | -
7%₹3 Cr250,000
Housing and Urban Development Corporation Limited (Hudco)
Debentures | -
6%₹2 Cr200,000
↑ 200,000
Indian Railway Finance Corporation Limited
Debentures | -
6%₹2 Cr200,000
Rural Electrification Corporation Limited
Debentures | -
6%₹2 Cr200,000
Small Industries Development Bank of India
Debentures | -
5%₹2 Cr150,000
↑ 150,000
National Bank For Agriculture and Rural Development
Debentures | -
3%₹1 Cr110,000
↑ 110,000

2. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Franklin Asian Equity Fund is a Equity - Global fund was launched on 16 Jan 08. It is a fund with High risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 1 in Global category.  Return for 2019 was 28.2% , 2018 was -13.6% and 2017 was 35.5% .

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (22 Sep 20) ₹26.1979 ↓ -0.23   (-0.87 %)
Net Assets (Cr) ₹174 on 31 Aug 20
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.59
Sharpe Ratio 0.86
Information Ratio -0.22
Alpha Ratio -4.15
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹11,953
31 Aug 17₹13,784
31 Aug 18₹14,997
31 Aug 19₹14,654
31 Aug 20₹18,046

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month -1.2%
3 Month 8.6%
6 Month 32.6%
1 Year 17%
3 Year 7.2%
5 Year 12.3%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 28.2%
2018 -13.6%
2017 35.5%
2016 7.2%
2015 -4.6%
2014 9.2%
2013 12.4%
2012 19.3%
2011 -1.6%
2010 8.1%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Roshi Jain16 Jan 0812.64 Yr.
Pyari Menon26 Sep 190.93 Yr.

Data below for Franklin Asian Equity Fund as on 31 Aug 20

Equity Sector Allocation
SectorValue
Consumer Cyclical22.9%
Technology19.89%
Financial Services17.92%
Communication Services13.43%
Consumer Defensive8.39%
Basic Materials4.33%
Real Estate4.19%
Industrials2.93%
Health Care1.57%
Energy0.82%
Asset Allocation
Asset ClassValue
Equity96.38%
Other3.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Alibaba Group Holding Ltd ADR (Consumer Cyclical)
Equity, Since 30 Sep 14 | BABA
11%₹19 Cr9,063
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700
11%₹19 Cr37,300
↓ -2,700
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330
9%₹16 Cr146,714
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930
8%₹14 Cr40,953
AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 01299
5%₹9 Cr112,524
Meituan Dianping (Consumer Cyclical)
Equity, Since 30 Jun 20 | 03690
4%₹7 Cr28,600
↑ 11,400
Ping An Insurance (Group) Co. of China Ltd Class H (Financial Services)
Equity, Since 31 Dec 14 | 02318
4%₹6 Cr80,310
New Oriental Education & Technology Group Inc ADR (Consumer Defensive)
Equity, Since 31 Dec 16 | EDU
2%₹4 Cr3,660
China Mengniu Dairy Co Ltd (Consumer Defensive)
Equity, Since 30 Sep 18 | 02319
2%₹4 Cr101,000
Techtronic Industries Co Ltd (Industrials)
Equity, Since 31 Aug 13 | 00669
2%₹4 Cr37,521

3. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.2% since its launch.  Ranked 4 in Small Cap category.  Return for 2019 was 6.1% , 2018 was -19.6% and 2017 was 78.7% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (22 Sep 20) ₹57.5923 ↓ -1.05   (-1.79 %)
Net Assets (Cr) ₹5,039 on 31 Aug 20
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 2.57
Sharpe Ratio 0.5
Information Ratio 1.14
Alpha Ratio 2.02
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Small Cap

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹11,704
31 Aug 17₹14,992
31 Aug 18₹18,130
31 Aug 19₹15,607
31 Aug 20₹18,350

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month -0.7%
3 Month 17.6%
6 Month 36.5%
1 Year 13.9%
3 Year 5.5%
5 Year 13.3%
10 Year
15 Year
Since launch 17.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.1%
2018 -19.6%
2017 78.7%
2016 1.3%
2015 20.6%
2014 110.7%
2013 7.8%
2012 31.9%
2011 -24.3%
2010 19%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 136.8 Yr.

Data below for SBI Small Cap Fund as on 31 Aug 20

Equity Sector Allocation
SectorValue
Industrials32.25%
Basic Materials20.97%
Consumer Cyclical19.19%
Financial Services5.82%
Consumer Defensive4.7%
Technology4.41%
Health Care4.06%
Communication Services1.61%
Utility0.61%
Real Estate0.37%
Asset Allocation
Asset ClassValue
Cash5.6%
Equity94.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Elgi Equipments Ltd (Industrials)
Equity, Since 31 Dec 13 | 522074
5%₹243 Cr11,000,000
PI Industries Ltd (Basic Materials)
Equity, Since 31 Jul 20 | PIIND
4%₹211 Cr1,147,476
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 18 | JKCEMENT
4%₹194 Cr1,305,235
↑ 300,000
Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO
4%₹184 Cr2,900,000
↑ 985,120
City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB
3%₹176 Cr13,000,000
↑ 2,000,000
Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Dec 18 | 542141
3%₹174 Cr8,514,428
↑ 5,379,678
Hawkins Cookers Ltd (Consumer Cyclical)
Equity, Since 30 Jun 15 | 508486
3%₹169 Cr352,000
Hatsun Agro Product Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 531531
3%₹159 Cr2,135,000
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 532504
3%₹154 Cr790,000
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jan 19 | 540762
3%₹149 Cr2,300,000

4. DSP BlackRock US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a CAGR/Annualized return of 14.2% since its launch.  Ranked 3 in Global category.  Return for 2019 was 27.5% , 2018 was -1.1% and 2017 was 15.5% .

Below is the key information for DSP BlackRock US Flexible Equity Fund

DSP BlackRock US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (21 Sep 20) ₹29.5141 ↓ -0.90   (-2.96 %)
Net Assets (Cr) ₹199 on 31 Aug 20
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.97
Sharpe Ratio 0.91
Information Ratio -0.88
Alpha Ratio -1.78
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹10,534
31 Aug 17₹11,975
31 Aug 18₹15,614
31 Aug 19₹15,056
31 Aug 20₹18,703

DSP BlackRock US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for DSP BlackRock US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month -5.6%
3 Month 0.9%
6 Month 33.6%
1 Year 13.7%
3 Year 12.7%
5 Year 12%
10 Year
15 Year
Since launch 14.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
2015 2.5%
2014 13.1%
2013 46.7%
2012
2011
2010
Fund Manager information for DSP BlackRock US Flexible Equity Fund
NameSinceTenure
Kedar Karnik17 Jul 164.13 Yr.
Laukik Bagwe3 Aug 128.08 Yr.
Jay Kothari1 Mar 137.51 Yr.

Data below for DSP BlackRock US Flexible Equity Fund as on 31 Aug 20

Equity Sector Allocation
SectorValue
Technology23.65%
Health Care13.1%
Communication Services12.05%
Consumer Cyclical11.68%
Financial Services11.57%
Consumer Defensive8.3%
Industrials8.11%
Energy2.79%
Basic Materials2.61%
Utility1.04%
Real Estate0.59%
Asset Allocation
Asset ClassValue
Cash4.49%
Equity95.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2 USD
Investment Fund | -
96%₹190 Cr915,495
↓ -32,223
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
5%₹9 Cr
Net Receivables/Payables
Net Current Assets | -
0%₹0 Cr

5. ICICI Prudential Long Term Plan

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Long Term Plan is a Debt - Dynamic Bond fund was launched on 20 Jan 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.8% since its launch.  Ranked 1 in Dynamic Bond category.  Return for 2019 was 10.2% , 2018 was 6.2% and 2017 was 5.1% .

Below is the key information for ICICI Prudential Long Term Plan

ICICI Prudential Long Term Plan
Growth
Launch Date 20 Jan 10
NAV (22 Sep 20) ₹27.0749 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹4,287 on 31 Aug 20
Category Debt - Dynamic Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.32
Sharpe Ratio 1.7
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.21%
Effective Maturity 9 Years 2 Months 19 Days
Modified Duration 5 Years 8 Months 19 Days
Sub Cat. Dynamic Bond

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹11,327
31 Aug 17₹12,600
31 Aug 18₹12,911
31 Aug 19₹14,218
31 Aug 20₹15,743

ICICI Prudential Long Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for ICICI Prudential Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.9%
3 Month 2.1%
6 Month 6.9%
1 Year 12.2%
3 Year 8.2%
5 Year 9.5%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 10.2%
2018 6.2%
2017 5.1%
2016 16.9%
2015 5.7%
2014 19.4%
2013 9.6%
2012 9.9%
2011 8.9%
2010
Fund Manager information for ICICI Prudential Long Term Plan
NameSinceTenure
Manish Banthia28 Sep 127.93 Yr.
Anuj Tagra15 Jan 155.63 Yr.

Data below for ICICI Prudential Long Term Plan as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash2.05%
Debt97.95%
Debt Sector Allocation
SectorValue
Government63.01%
Corporate34.94%
Cash Equivalent2.05%
Credit Quality
RatingValue
AA28.73%
AAA71.27%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.19% Govt Stock 2034
Sovereign Bonds | -
27%₹1,174 Cr120,400,000
↑ 20,000,000
7.57% Govt Stock 2033
Sovereign Bonds | -
13%₹560 Cr51,346,300
5.77% GOI 2030
Sovereign Bonds | -
10%₹424 Cr43,500,000
↑ 43,500,000
Embassy Office Parks Reit
Debentures | -
5%₹220 Cr1,900
↑ 1,900
7.59% Govt Stock 2026
Sovereign Bonds | -
3%₹140 Cr13,000,000
ICICI Bank Limited
Debentures | -
3%₹130 Cr1,249
TMF Holdings Limited
Debentures | -
3%₹114 Cr1,000
↑ 1,000
Godrej Properties Limited
Debentures | -
3%₹109 Cr1,100
7.19% Govt Stock 2060
Sovereign Bonds | -
2%₹101 Cr9,500,000
↑ 500,000
Aspire Home Finance Corporation Limited
Debentures | -
2%₹101 Cr1,000

6. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9.4% since its launch.  Ranked 1 in Corporate Bond category.  Return for 2019 was 9.6% , 2018 was 7% and 2017 was 6.5% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (22 Sep 20) ₹83.3648 ↑ 0.04   (0.04 %)
Net Assets (Cr) ₹20,205 on 31 Aug 20
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.39
Sharpe Ratio 2.48
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.6%
Effective Maturity 3 Years 4 Months 10 Days
Modified Duration 2 Years 8 Months 1 Day
Sub Cat. Corporate Bond

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹10,994
31 Aug 17₹11,939
31 Aug 18₹12,513
31 Aug 19₹13,829
31 Aug 20₹15,341

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.5%
3 Month 2.1%
6 Month 8.4%
1 Year 11.3%
3 Year 8.8%
5 Year 8.9%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 9.6%
2018 7%
2017 6.5%
2016 10.2%
2015 8.9%
2014 10.9%
2013 8.4%
2012 10.6%
2011 9.5%
2010 3.8%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Maneesh Dangi1 Apr 173.42 Yr.
Kaustubh Gupta1 Apr 173.42 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash3.33%
Debt96.67%
Debt Sector Allocation
SectorValue
Corporate54.2%
Government42.29%
Cash Equivalent3.33%
Securitized0.18%
Credit Quality
RatingValue
AA2.18%
AAA97.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen And Toubro Limited
Debentures | -
3%₹539 Cr5,150
Reliance Industries Limited
Debentures | -
3%₹538 Cr5,150
National Bank For Agriculture And Rural Development
Debentures | -
2%₹490 Cr4,700
8.24% Govt Stock 2027
Sovereign Bonds | -
2%₹472 Cr42,500,000
↑ 2,000,000
Power Finance Corporation Ltd.
Debentures | -
2%₹423 Cr4,050
Rural Electrification Corporation Limited
Debentures | -
2%₹418 Cr4,000
Housing Development Finance Corporation Limited
Debentures | -
2%₹418 Cr4,050
Reliance Industries Limited
Debentures | -
2%₹417 Cr4,000
Reliance Industries Limited
Debentures | -
2%₹377 Cr3,581
8.15% Govt Stock 2026
Sovereign Bonds | -
2%₹371 Cr33,500,000
↑ 4,500,000

7. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9% since its launch.  Ranked 2 in Corporate Bond category.  Return for 2019 was 10.3% , 2018 was 6.5% and 2017 was 6.5% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund
Growth
Launch Date 29 Jun 10
NAV (22 Sep 20) ₹24.224 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹21,052 on 31 Aug 20
Category Debt - Corporate Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 1.92
Information Ratio 0.23
Alpha Ratio 0.6
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.71%
Effective Maturity 4 Years 6 Months 14 Days
Modified Duration 3 Years 3 Months 11 Days
Sub Cat. Corporate Bond

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹11,014
31 Aug 17₹11,986
31 Aug 18₹12,505
31 Aug 19₹13,896
31 Aug 20₹15,351

HDFC Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.5%
3 Month 2%
6 Month 8.3%
1 Year 11.1%
3 Year 8.7%
5 Year 9%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 10.3%
2018 6.5%
2017 6.5%
2016 10.6%
2015 8.6%
2014 10.9%
2013 7.6%
2012 10.5%
2011 8.7%
2010
Fund Manager information for HDFC Corporate Bond Fund
NameSinceTenure
Anupam Joshi27 Oct 154.85 Yr.
Chirag Dagli31 Jul 191.09 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash3.83%
Debt96.17%
Debt Sector Allocation
SectorValue
Corporate49.19%
Government46.81%
Cash Equivalent3.83%
Securitized0.16%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2027
Sovereign Bonds | -
9%₹1,933 Cr186,500,000
↑ 16,500,000
6.97% Govt Stock 2026
Sovereign Bonds | -
5%₹1,103 Cr105,000,000
↑ 41,000,000
7.59% Govt Stock 2026
Sovereign Bonds | -
3%₹707 Cr65,500,000
↓ -4,500,000
State Bank Of India
Debentures | -
3%₹701 Cr6,500
Housing Development Finance Corporation Limited
Debentures | -
3%₹631 Cr5,993
Reliance Industries Limited
Debentures | -
3%₹566 Cr5,000
LIC HOUSING FINANCE LIMITED
Debentures | -
3%₹545 Cr5,000
Housing Development Finance Corporation Limited
Debentures | -
2%₹515 Cr5,000
Food Corporation Of India
Debentures | -
2%₹445 Cr4,124
↑ 1,500
LIC Housing Finance Limited
Debentures | -
2%₹432 Cr4,000

8. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 6 in Banking & PSU Debt category.  Return for 2019 was 10.2% , 2018 was 5.9% and 2017 was 6.3% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund
Growth
Launch Date 26 Mar 14
NAV (22 Sep 20) ₹17.3664 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹8,173 on 31 Aug 20
Category Debt - Banking & PSU Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.26
Sharpe Ratio 1.77
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.09%
Effective Maturity 3 Years 7 Months 13 Days
Modified Duration 2 Years 7 Months 20 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹11,048
31 Aug 17₹11,992
31 Aug 18₹12,470
31 Aug 19₹13,751
31 Aug 20₹15,179

HDFC Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.5%
3 Month 2.2%
6 Month 7.9%
1 Year 10.5%
3 Year 8.3%
5 Year 8.7%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 10.2%
2018 5.9%
2017 6.3%
2016 10.8%
2015 9.8%
2014
2013
2012
2011
2010
Fund Manager information for HDFC Banking and PSU Debt Fund
NameSinceTenure
Anil Bamboli26 Mar 146.44 Yr.
Chirag Dagli31 Jul 191.09 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash8.81%
Debt91.19%
Debt Sector Allocation
SectorValue
Government59.09%
Corporate32.09%
Cash Equivalent8.81%
Credit Quality
RatingValue
A4.89%
AA15.29%
AAA79.76%
Below B0.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
3%₹270 Cr2,500
Food Corporation Of India
Debentures | -
3%₹248 Cr2,300
↑ 500
Housing And Urban Development Corporation Ltd.
Debentures | -
3%₹224 Cr2,000
↑ 1,000
National Highways Authority Of India
Debentures | -
3%₹213 Cr2,050
State Bank Of India
Debentures | -
3%₹206 Cr2,015
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
2%₹184 Cr1,750
↑ 750
Union Bank Of India
Debentures | -
2%₹173 Cr1,720
↑ 50
5.79% Govt Stock 2030
Sovereign Bonds | -
2%₹157 Cr16,000,000
State Bank Of India
Debentures | -
2%₹138 Cr1,250
Syndicate Bank
Debentures | -
2%₹137 Cr1,350

9. PGIM India Low Duration Fund

The objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.

PGIM India Low Duration Fund is a Debt - Low Duration fund was launched on 22 Jun 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.4% since its launch.  Ranked 7 in Low Duration category.  Return for 2019 was -9.5% , 2018 was 7.2% and 2017 was 7% .

Below is the key information for PGIM India Low Duration Fund

PGIM India Low Duration Fund
Growth
Launch Date 22 Jun 07
NAV (22 Sep 20) ₹22.8215 ↑ 0.03   (0.11 %)
Net Assets (Cr) ₹64 on 31 Aug 20
Category Debt - Low Duration
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.16
Sharpe Ratio -0.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.55%
Effective Maturity 8 Months 23 Days
Modified Duration 7 Months 24 Days
Sub Cat. Low Duration

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹10,927
31 Aug 17₹11,798
31 Aug 18₹12,558
31 Aug 19₹11,362
31 Aug 20₹11,711

PGIM India Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330
Invest Now

Returns for PGIM India Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.5%
3 Month -0.9%
6 Month 0.4%
1 Year 10%
3 Year -0.2%
5 Year 3.2%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -9.5%
2018 7.2%
2017 7%
2016 9.1%
2015 9.3%
2014 9.4%
2013 9.1%
2012 10%
2011 9%
2010 4.8%
Fund Manager information for PGIM India Low Duration Fund
NameSinceTenure
Kumaresh Ramakrishnan4 Aug 0812.08 Yr.

Data below for PGIM India Low Duration Fund as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash53.84%
Debt46.16%
Debt Sector Allocation
SectorValue
Corporate53.48%
Cash Equivalent37.92%
Government8.6%
Credit Quality
RatingValue
AA16.33%
AAA83.67%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Oriental Nagpur Betul Highway Private Limited
Debentures | -
16%₹10 Cr1,000,000
91 DTB 03092020
Sovereign Bonds | -
16%₹10 Cr1,000,000
↑ 1,000,000
Shriram Transport Finance Company Limited
Debentures | -
10%₹6 Cr650,000
6.18% Govt Stock 2024
Sovereign Bonds | -
8%₹5 Cr500,000
↓ -500,000
Reliance Industries Limited
Debentures | -
4%₹3 Cr280,000
↓ -220,000
Bajaj Housing Finance Limited
Debentures | -
4%₹2 Cr230,000
↑ 230,000
JM FINANCIAL PRODUCTS LIMITED
Debentures | -
4%₹2 Cr190,000
Rural Electrification Corporation Limited
Debentures | -
2%₹2 Cr150,000
Power Finance Corporation Ltd.
Debentures | -
2%₹1 Cr130,000
↓ -170,000
Aditya Birla Finance Limited
Debentures | -
1%₹1 Cr50,000

10. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.9% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2019 was 9.6% , 2018 was 5.1% and 2017 was 12.9% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (22 Sep 20) ₹47.445 ↓ -0.08   (-0.16 %)
Net Assets (Cr) ₹1,916 on 31 Aug 20
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.99
Sharpe Ratio 0.69
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Hybrid Debt

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹11,202
31 Aug 17₹12,517
31 Aug 18₹13,188
31 Aug 19₹13,998
31 Aug 20₹15,326

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.2%
3 Month 4.1%
6 Month 9.9%
1 Year 8.8%
3 Year 7.1%
5 Year 9%
10 Year
15 Year
Since launch 9.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 9.6%
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
2014 22.5%
2013 5.9%
2012 17.3%
2011 -0.6%
2010 9%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Rajat Chandak17 Feb 155.54 Yr.
Manish Banthia19 Sep 136.96 Yr.
Priyanka Khandelwal15 Jun 173.22 Yr.

Data below for ICICI Prudential MIP 25 as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash3.63%
Equity18.46%
Debt77.91%
Equity Sector Allocation
SectorValue
Financial Services3.94%
Consumer Cyclical2.91%
Consumer Defensive2.46%
Energy1.38%
Industrials1.37%
Health Care1.28%
Technology1.2%
Basic Materials1.12%
Communication Services0.66%
Debt Sector Allocation
SectorValue
Corporate53.12%
Government24.79%
Cash Equivalent3.63%
Credit Quality
RatingValue
A21.42%
AA42.47%
AAA36.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.19% Govt Stock 2034
Sovereign Bonds | -
10%₹200 Cr20,500,000
↑ 12,000,000
5.77% GOI 2030
Sovereign Bonds | -
5%₹102 Cr10,500,000
↑ 10,500,000
Talwandi Sabo Power Limited
Debentures | -
5%₹97 Cr1,000
Essar Oil Limited
Debentures | -
5%₹96 Cr100
TMF Holdings Limited
Debentures | -
4%₹80 Cr700
↑ 700
Prestige Estates Projects Limited
Debentures | -
4%₹75 Cr750
Aqua Space Developers Pvt. Limited
Debentures | -
4%₹70 Cr694
↑ 694
Embassy Office Parks Reit
Debentures | -
4%₹69 Cr600
↑ 600
IDBI Bank Limited
Debentures | -
4%₹69 Cr694
7.57% Govt Stock 2033
Sovereign Bonds | -
3%₹54 Cr5,000,000

11. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Axis Credit Risk Fund is a Debt - Credit Risk fund was launched on 15 Jul 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 4 in Credit Risk category.  Return for 2019 was 4.4% , 2018 was 5.9% and 2017 was 6.4% .

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (22 Sep 20) ₹15.6594 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹593 on 31 Aug 20
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.78
Sharpe Ratio 1.09
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 8.18%
Effective Maturity 2 Years 9 Months 18 Days
Modified Duration 1 Year 7 Months 6 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹10,949
31 Aug 17₹11,881
31 Aug 18₹12,421
31 Aug 19₹12,922
31 Aug 20₹13,924

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.7%
3 Month 2.6%
6 Month 5.1%
1 Year 8.2%
3 Year 5.6%
5 Year 6.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 4.4%
2018 5.9%
2017 6.4%
2016 9.8%
2015 8.7%
2014
2013
2012
2011
2010
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 146.14 Yr.
Dhaval Patel4 Sep 200 Yr.

Data below for Axis Credit Risk Fund as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash10.69%
Debt89.31%
Debt Sector Allocation
SectorValue
Corporate79.65%
Cash Equivalent10.69%
Securitized7.07%
Government2.59%
Credit Quality
RatingValue
A8.42%
AA48.35%
AAA43.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 22102020
Sovereign Bonds | -
7%₹40 Cr4,000,000
↑ 4,000,000
Essel Mining & Industries Limited
Debentures | -
6%₹35 Cr350
↑ 350
Embassy Office Parks Reit
Debentures | -
5%₹31 Cr270
↑ 270
Bahadur Chand Investments Private Limited
Debentures | -
5%₹30 Cr300
MFL SECURITISATION TRUST LXXIX
Unlisted bonds | -
4%₹27 Cr576
India Grid Trust
Debentures | -
4%₹26 Cr250
↑ 250
Nirma Limited
Debentures | -
4%₹24 Cr250
Narmada Wind Energy Private Limited
Debentures | -
4%₹24 Cr266
Tata Steel Limited
Debentures | -
3%₹20 Cr120
Northern Arc Capital Limited
Debentures | -
3%₹20 Cr200

12. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2019 was -1% , 2018 was 6.8% and 2017 was 6.4% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (22 Sep 20) ₹15.8128 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹231 on 31 Aug 20
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.35
Sharpe Ratio 0.85
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.96%
Effective Maturity 3 Years 4 Months 18 Days
Modified Duration 2 Years 6 Months 11 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹11,033
31 Aug 17₹12,041
31 Aug 18₹12,675
31 Aug 19₹12,821
31 Aug 20₹13,769

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 7.1%
1 Year 7.7%
3 Year 4.6%
5 Year 6.6%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
2012
2011
2010
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Sudhir Agarwal3 Feb 146.58 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash36.31%
Debt63.69%
Debt Sector Allocation
SectorValue
Government43.76%
Corporate38.37%
Cash Equivalent17.87%
Credit Quality
RatingValue
AAA95.11%
Below B4.89%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
7%₹16 Cr150
Power Finance Corporation Ltd.
Debentures | -
6%₹15 Cr150
↑ 150
Indian Railway Finance Corporation Limited
Debentures | -
6%₹15 Cr150
Chennai Petroleum Corporation Ltd
Debentures | -
6%₹15 Cr150
Rec Limited
Debentures | -
6%₹13 Cr130
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED (HUDCO)
Debentures | -
6%₹13 Cr125
NTPC Limited
Debentures | -
5%₹11 Cr100
Hindustan Petroleum Corporation Limited
Debentures | -
5%₹10 Cr100
Small Industries Development Bank Of India
Debentures | -
5%₹10 Cr100
Jorabat Shillong Expressway Limited
Debentures | -
4%₹10 Cr2,000

13. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2019 was 8.5% , 2018 was 7.6% and 2017 was 7.2% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (22 Sep 20) ₹413.196 ↑ 0.10   (0.03 %)
Net Assets (Cr) ₹16,218 on 31 Aug 20
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.35
Sharpe Ratio 2.52
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.52%
Effective Maturity 6 Months 18 Days
Modified Duration 6 Months
Sub Cat. Ultrashort Bond

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹10,922
31 Aug 17₹11,812
31 Aug 18₹12,580
31 Aug 19₹13,709
31 Aug 20₹14,759

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.4%
3 Month 1.7%
6 Month 5.1%
1 Year 7.6%
3 Year 7.7%
5 Year 8.1%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
2013 9.5%
2012 9.7%
2011 9.2%
2010 5.8%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha11 Oct 145.89 Yr.
Kaustubh Gupta15 Jul 119.14 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash47.34%
Debt52.66%
Debt Sector Allocation
SectorValue
Corporate54.18%
Cash Equivalent29.62%
Government15.41%
Securitized0.79%
Credit Quality
RatingValue
AA9.71%
AAA90.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Mahindra & Mahindra Financial Services Limited
Debentures | -
3%₹454 Cr4,450
↑ 4,450
8.12% Govt Stock 2020
Sovereign Bonds | -
2%₹405 Cr40,000,000
↑ 40,000,000
Shriram Transport Finance Company Limited
Debentures | -
2%₹366 Cr3,750
REC Limited
Debentures | -
2%₹330 Cr3,200
↑ 3,200
Housing Development Finance Corporation Limited
Debentures | -
2%₹297 Cr2,925
↑ 250
Rural Electrification Corporation Limited
Debentures | -
2%₹270 Cr2,650
6.81% MH SDL 2020
Sovereign Bonds | -
2%₹262 Cr26,000,000
Muthoot Finance Limited
Debentures | -
1%₹242 Cr2,350
Reliance Industries Limited
Debentures | -
1%₹234 Cr2,315
Rural Electrification Corporation Limited
Debentures | -
1%₹231 Cr2,250

14. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch.  Ranked 2 in Retirement Fund category.  Return for 2019 was 8.6% , 2018 was -3.6% and 2017 was 38.8% .

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate
Growth
Launch Date 1 Nov 11
NAV (22 Sep 20) ₹31.6759 ↓ -0.18   (-0.55 %)
Net Assets (Cr) ₹1,155 on 31 Aug 20
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.33
Sharpe Ratio 0.28
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Years (1%),60 Years and above(NIL)
Sub Cat. Retirement Fund

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹11,293
31 Aug 17₹13,755
31 Aug 18₹15,333
31 Aug 19₹14,125
31 Aug 20₹15,410

Tata Retirement Savings Fund-Moderate SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.7%
3 Month 8.6%
6 Month 24.7%
1 Year 7.5%
3 Year 3.8%
5 Year 9.6%
10 Year
15 Year
Since launch 13.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.6%
2018 -3.6%
2017 38.8%
2016 6.7%
2015 7.7%
2014 55.1%
2013 2.6%
2012 20%
2011
2010
Fund Manager information for Tata Retirement Savings Fund-Moderate
NameSinceTenure
Murthy Nagarajan1 Apr 173.42 Yr.
Sonam Udasi1 Apr 164.42 Yr.
Ennette Fernandes18 Jun 182.21 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash3.5%
Equity82.25%
Debt14.25%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
8%₹94 Cr450,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK
6%₹68 Cr1,731,000
↓ -140,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK
6%₹64 Cr577,000
↓ -23,000
7.27% Govt Stock 2026
Sovereign Bonds | -
4%₹43 Cr4,000,000
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 29 Feb 20 | 500124
4%₹41 Cr95,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Sep 17 | 500696
3%₹40 Cr186,800
Infosys Ltd (Technology)
Equity, Since 31 Jul 20 | INFY
3%₹33 Cr357,000
↑ 87,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KOTAKBANK
3%₹31 Cr218,000
↓ -47,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 20 | HCLTECH
3%₹30 Cr430,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL
2%₹27 Cr519,931

15. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 7 in Money Market category.  Return for 2019 was 8% , 2018 was 7.9% and 2017 was 6.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund
Growth
Launch Date 13 Oct 05
NAV (22 Sep 20) ₹279.053 ↑ 0.03   (0.01 %)
Net Assets (Cr) ₹9,969 on 31 Aug 20
Category Debt - Money Market
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 3.02
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 3.98%
Effective Maturity 5 Months 12 Days
Modified Duration 5 Months 12 Days
Sub Cat. Money Market

Growth of 10,000 investment over the years.

DateValue
31 Aug 15₹10,000
31 Aug 16₹10,803
31 Aug 17₹11,542
31 Aug 18₹12,380
31 Aug 19₹13,465
31 Aug 20₹14,457

Aditya Birla Sun Life Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Sep 20

DurationReturns
1 Month 0.3%
3 Month 1.3%
6 Month 5%
1 Year 7.3%
3 Year 7.7%
5 Year 7.6%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8%
2018 7.9%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.2%
2013 9.4%
2012 9.8%
2011 9%
2010 5.7%
Fund Manager information for Aditya Birla Sun Life Money Manager Fund
NameSinceTenure
Kaustubh Gupta15 Jul 119.14 Yr.
Mohit Sharma1 Apr 173.42 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Aug 20

Asset Allocation
Asset ClassValue
Cash92.18%
Debt7.82%
Debt Sector Allocation
SectorValue
Corporate67.97%
Cash Equivalent26.62%
Government5.41%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.64 CG SDL 2021
Sovereign Bonds | -
2%₹152 Cr15,000,000
Adani Ports & Special Economic Zone
Debentures | -
1%₹147 Cr3,000
↑ 3,000
Birla Group Holdings Private Limited
Debentures | -
1%₹93 Cr2,000
↑ 2,000
8.52% Haryana GS 2021
Sovereign Bonds | -
1%₹61 Cr6,000,000
8.51% Kerala GS 2021
Sovereign Bonds | -
1%₹51 Cr5,000,000
Cholamandalam Investment & Finance Company Limited
Debentures | -
0%₹48 Cr1,000
↑ 1,000
8.48% Odisha SDL 2021
Sovereign Bonds | -
0%₹46 Cr4,500,000
8.44% M.P. GS 2020
Sovereign Bonds | -
0%₹38 Cr3,787,300
8.50% Tamilnadu GS 2021
Sovereign Bonds | -
0%₹36 Cr3,500,000
8.52% Rajasthan GS 2021
Sovereign Bonds | -
0%₹26 Cr2,500,000

Mutual Fund Investment Options

Ideally, there are two options to invest in Mutual FundsSIP and lump sum. In a SIP, an investor can invest periodically, i.e., monthly, quarterly, etc. Whereas, in a lump sum, investors have to make one-time payment as an investment. Here, the deposit does not take place at multiple times.

In a SIP, investors can start their monthly investment with just INR 500, and in a lump sum, one can start investing with INR 5000. If you are a first-time investor, you can either use a sip calculator or a lump sum calculator to pre-determine your investments before investing.

SIP Calculator

When using a SIP calculator, one has to fill certain variables, that include-

  • The desired investment duration
  • The estimated monthly SIP amount
  • Expected inflation rate (annual) for the years to come
  • Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.

Lump Sum Calculator

Individuals who are new to investment, find it difficult to understand the concept of lumpsum calculator and its functioning. Therefore, to ease out the complexities, the detailed information about the calculation is given. Go through this information to understand the process. The input data that needs to be fed in the lumpsum calculator includes:

  • The tenure of lumpsum investment
  • The amount of money is being invested through lumpsum mode
  • Expected rate of returns in the long-term from equity markets
  • Expected annual inflation rate

How to Invest in Mutual Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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