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Mutual Fund Investment Plans

Updated on August 16, 2022 , 7245 views

Mutual Funds in India bring in diverse investment plans to cater the various objectives and the needs of the investors. It offers investment options for all kinds of investors, be it a risk-averse, high-risk or a moderate-risk taker, Mutual Funds have various risks ranging schemes. Its minimum investment amount, i.e., INR 500 monthly, has even attracted youngsters, students, house wife’s to begin their investments in Mutual Funds. So, if you are a new to Mutual Funds, here’s all you need to know about it.

What are Mutual Funds?

A mutual fund is a collective pool of money given by the investors to buy securities. Here the investment is made in various securities like stocks, Bonds, money market instruments, precious metals, commodities, etc. Mutual Funds are managed by professional fund managers who decide how to invest money by keeping a keen eye on the market movements.

The Mutual Fund in India is regulated by the Securities and Exchange Board of India (SEBI). All the Mutual Fund guidelines, rules & regulations, policies are set by SEBI. There are 36 Mutual Fund schemes introduced by SEBI in order to cater to the diverse requirements of the investors.

Mutual-funds

Types of Mutual Fund Investment Plans

On 6th October 2017, SEBI had passed a notice of re-categorisation of Mutual Funds in India. This is done to bring uniformity in similar schemes launched by the different Mutual Funds. SEBI wants to ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme. So that the investors could invest according to their needs, financial goals and risk appetite.

SEBI has categorised Mutual Fund schemes into 5 broad categories and 36 sub-categories. This mandates Mutual Fund Houses to make the changes in their existing & future schemes. Here, the list of different types of MF schemes in India.

1. Equity Mutual Funds

An equity fund mainly invests in stocks. In other words, the money is invested into shares of different companies. These funds are high-risk, high-return funds, which means that an investor who can tolerate risk should only prefer investing in equities. Let's look at the various types of Equity Funds:

a. Large cap funds

These funds would invest in companies that fall under the 1st to 100th company in terms of full market capitalization. Large cap funds invest in those firms that have the possibility of showing year on year steady growth and profits, which in turn offers stability over a period of time to investors. These stocks give steady returns over long periods of time.

b. Mid cap funds

These funds would invest in companies that fall under the 101st to 250th company in terms of full market capitalization. From a standpoint of the investor, the investing period of mid-caps should be much higher than large-caps due to the higher fluctuations (or volatility) in the prices of the stocks.

c. Large and mid cap funds

SEBI has introduced a combo of large and mid cap funds, which means that these are the schemes that invest in both large & mid cap stocks. Here, the fund will invest a minimum of 35 percent each in mid and large cap stocks.

d. Small cap funds

small cap companies include the startups or firms that are in their early stage of development with small revenues. These funds would invest in companies that fall under the 251st company onwards in terms of full market capitalization. Small-caps have a great potential to discover the value and can generate good returns. However, given the small size, the risks are very high, hence the investing period of small-caps is expected to be the highest.

e. Multi cap funds

Also known as Diversified Funds, these invest across market capitalization, i.e., essentially across large-cap, mid-cap, and small-cap. They typically invest anywhere between 40–60% in large cap stocks, 10–40% in mid-cap stocks and about 10% in small-cap stocks. While diversified equity funds or multi-cap funds invest across market capitalizations the risks of equity still remain in the investment.

f. Equity Linked Saving Schemes (ELSS)

These are equity mutual funds that save your tax as a qualified tax exemption under Section 80C of the Income Tax Act. They offer the twin advantage of capital gains and tax benefits. ELSS schemes come with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.

g. Dividend yield funds

dividend yield funds are those where a fund manager deigns the fund portfolios as per dividend yield strategy. This scheme is preferred by investors who like the idea of regular income as well as capital appreciation. This fund invests in companies that provide high dividend yield strategy. This fund aims at buying good underlying businesses that pay regular dividends at attractive valuations. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.

h.Value funds

value funds invest in those companies that have fallen out of favour but have good principles. The idea behind this is to select a stock that appears to be underpriced by the market. A value investor looks out for bargains and chooses investments that have a low price on factors such as earnings, net current assets, and sales.

i. Contra funds

contra funds take a contrarian view on equities. It is against the wind kind of investment style. The fund manager picks underperforming stocks at that point in time, which are likely to perform well in the long run, at cheap valuations. The idea here is to buy assets at a lower cost than its fundamental value in the long term. It is done with a belief that the assets will stabilize and come to its real value in the long term. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.

j. Focused funds

Focused funds hold a mix of equity funds, i.e., large, mid, small or multi-cap stocks, but has a limited number of stocks. As per SEBI, a focused fund can have a maximum of 30 stocks. These funds are allocated their holdings between a limited number of carefully researched securities. Focused funds can invest at least 65 percent of its total assets in equities.

k. Sector funds and Thematic equity funds

A sector fund is an equity scheme that invests in shares of companies that trade in a particular sector or industry like, for instance, a pharma fund would invest only in pharmaceutical companies. thematic funds can be across a wider sector than just keep a very narrow focus, for example, media and entertainment. In this theme, the fund can invest in various companies across publishing, online, media or broadcasting. The risks with thematic funds are the highest since there is virtually very little diversification. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.

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2. Debt Mutual Funds

A Debt fund invests in a fixed income instrument like Government Securities, Treasury Bills, Corporate Bonds, etc. Debt funds are preferred by those who are looking for a steady income with relatively lower risks, as they are comparatively less volatile than equities. Debt fund has 16 broad categories that are as follows:

a. Overnight fund

These are a debt scheme that will invest bonds that mature in a day. In other words, investment is done in overnight securities with a maturity of one day. This is a safe option for investors who want to park money without worrying about risks and returns.

b. Liquid funds

Liquid Funds invest in short-term money market instruments such as treasury bills, commercial papers, term deposits, etc. They invest in securities that have a lower maturity period, usually less than 91 days. Liquid funds provide easy liquidity and are less volatile than the other types of debt instruments. Also, liquid fund's investment returns are better than that of a Savings Account.

c. Ultra short duration funds

Ultra short duration funds invest in fixed income instruments which have a Macaulay duration between three to six months. Ultra short-term funds help investors avoid interest rate risks and also offer better returns compared to liquid debt funds. Macaulay duration measures how long it will take the scheme to recoup the investment

d. Low duration funds

The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.

e. Money market funds

The money market fund invests in many markets such as commercial/treasury bills, commercial papers, certificate of deposit and other instruments specified by the Reserve Bank of India (RBI). These investments are a good option for risk-averse investors who want to earn good returns in short duration. This debt scheme will invest in money market instruments having a maturity up to one year.

f. Short duration funds

Short duration funds mainly invest in Commercial Papers, Certificate of Deposits, Money Market Instruments, etc, with a Macaulay duration of one to three years. They may provide a higher level of return than ultra-short-term and liquid funds but will be exposed to higher risks.

g. Medium duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years. These funds have an average maturity period that is longer than liquid, ultra-short and short duration debt funds.

h. Medium to long duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.

i. Long duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.

j. Dynamic bond funds

Dynamic bond funds invest in fixed income securities consisting of varying maturity periods. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bond funds.

k. Corporate bond funds

Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds. Corporate bond funds are a great option when it comes to good return and low-risk type investment. Investors can earn a regular income which is usually higher than that of interest on your Fixed Deposits (FDs).

l. Credit risk funds

This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.

m. Banking and PSU funds

This scheme predominantly invests in debt and money market instruments consisting of securities issued by entities such as Banks, Public Financial Institutions, Public Sector Undertakings. This option is considered to maintain an optimum balance of liquidity, safety, and yield.

n. Gilt fund

This scheme invests in government securities issued by RBI. Government-backed securities include G-secs, treasury bills, etc. As the papers are backed by the government these schemes are relatively safer. Depending on their maturity profile, long-term Gilt Funds carry interest rate risks. For instance, the higher the maturity of the scheme the higher would be the interest rate risk. Gilt Funds will invest a minimum 80 percent of its total assets in government securities.

o. Gilt fund with 10-year constant duration

This scheme will invest in government securities with a maturity of 10 years. 15. Gilt Fund with a 10-year Constant Duration will invest a minimum 80 percent in government securities.

p. Floater funds

This debt scheme mainly invests in floating rate instruments, where the interest paid changes in order with the changing interest rate scenario in the debt market. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.

3. Hybrid Mutual Funds

Hybrid Funds act as a combination of equity and debt fund. This fund allows an investor to invest in both equity and debt markets in certain proportions.

a. Conservative hybrid funds

This scheme will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. This scheme is named as conservative because it is for people who are risk-averse. Investors who don't want to take much risk in their investment can prefer investing in this scheme.

b. Balanced hybrid funds

This fund will invest around 40-60 percent of its total assets in both debt and equity instruments. The beneficial factor of a Balanced Fund is that they provide equity comparable returns with a lower risk factor.

c. Aggressive hybrid funds

This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual Fund Houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.

d. Dynamic asset allocation or Balanced advantage funds

This scheme would dynamically manage their investments in equity and debt instruments. These funds tend to increase the allocation to debt and reduce the weightage to equities when the market becomes costly. Also, these funds focus on providing stability at a low-risk.

e. Multi asset allocation

This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.

f. Arbitrage funds

This fund will follow the arbitrage strategy and will invest at least 65 percent of its assets in equity-related instruments. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors.

g. Equity savings

This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.

4. Solution Oriented Schemes

a. Retirement fund

This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.

b. Children’s fund

This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.

5. Other Schemes

a. Index Fund/ETF

These funds invest their corpus in shares that constitute a part of a particular index. In other words, these schemes mimic the performance of an index. These schemes are designed to track the returns of a particular market index. These schemes can be purchased either as Mutual Funds or as Exchange Traded Fund (ETFs). Also known as Index Tracker Funds, the corpus of these schemes is invested in the exact proportion as they are in the index. As a consequence, whenever, individuals purchase units of Index Funds, they indirectly own a share in the portfolio that has instruments of a particular index. This fund can invest at least 95 percent of its total asset in securities of a particular index.

b. FoFs (Overseas Domestic)

A Mutual Fund Investing its collected pool of money in another mutual fund (one or maybe more) is referred to as fund of funds. Investors in their portfolios take exposure to different funds and keep track of them separately. However, by investing in multi-manager mutual funds this process gets more simplified as investors need to track only one fund, which in turn holds numerous mutual funds within it. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.

15 Best Mutual Funds Across Categories

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)Sub Cat.
Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03
₹3,124 5,000 2.913.638.921.919.2 Large & Mid Cap
UTI Dynamic Bond Fund Growth ₹25.2861
↓ -0.01
₹363 10,000 0.98.418.78.44.910.8 Dynamic Bond
SBI Small Cap Fund Growth ₹110.656
↑ 0.36
₹11,646 5,000 11.28.718.631.819.247.6 Small Cap
L&T Emerging Businesses Fund Growth ₹46.109
↑ 0.08
₹7,336 5,000 9.75.31629.213.877.4 Small Cap
Sundaram Rural and Consumption Fund Growth ₹63.2757
↑ 0.11
₹1,075 5,000 171215.418.29.219.3 Sectoral
Franklin Build India Fund Growth ₹67.5417
↑ 0.20
₹1,028 5,000 13.16.914.720.31245.9 Sectoral
IDFC Tax Advantage (ELSS) Fund Growth ₹99.669
↓ -0.02
₹3,399 500 9.1411.524.913.949.2 ELSS
Tata India Tax Savings Fund Growth ₹29.0747
↑ 0.01
₹2,743 500 12.55.111.418.712.330.4 ELSS
Tata Equity PE Fund Growth ₹205.673
↑ 0.34
₹4,677 5,000 10.9710.617.29.928 Value
UTI Banking & PSU Debt Fund Growth ₹18.0321
↓ -0.01
₹303 5,000 2.58.29.97.25.52.8 Banking & PSU Debt
IDBI Nifty Junior Index Fund Growth ₹32.6161
↑ 0.20
₹49 5,000 11.87.59.618.49.129.6 Index Fund
ICICI Prudential Nifty Next 50 Index Fund Growth ₹38.4448
↑ 0.24
₹2,043 5,000 11.87.59.518.69.429.5 Index Fund
Kotak Equity Opportunities Fund Growth ₹204.389
↑ 0.66
₹9,223 5,000 10.86.79.321.412.930.4 Large & Mid Cap
PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00
₹39 5,000 0.64.48.434.2 Credit Risk
SBI Debt Hybrid Fund Growth ₹54.7854
↑ 0.01
₹6,079 5,000 4.12.97.911.47.614.1 Hybrid Debt
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

1. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch.  Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (31 Dec 21) ₹183.316 ↑ 2.03   (1.12 %)
Net Assets (Cr) ₹3,124 on 30 Nov 21
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 2.74
Information Ratio 0.22
Alpha Ratio 2.18
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,896
31 Jul 19₹9,573
31 Jul 20₹10,198
31 Jul 21₹16,535

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.9%
3 Month 2.9%
6 Month 13.6%
1 Year 38.9%
3 Year 21.9%
5 Year 19.2%
10 Year
15 Year
Since launch 24.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2021 was 10.8% , 2020 was 5.9% and 2019 was -3.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (18 Aug 22) ₹25.2861 ↓ -0.01   (-0.05 %)
Net Assets (Cr) ₹363 on 30 Jun 22
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.18
Sharpe Ratio 1.25
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.44%
Effective Maturity 2 Years 1 Month 6 Days
Modified Duration 9 Months
Sub Cat. Dynamic Bond

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,142
31 Jul 19₹9,989
31 Jul 20₹10,508
31 Jul 21₹10,666
31 Jul 22₹12,651

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.4%
3 Month 0.9%
6 Month 8.4%
1 Year 18.7%
3 Year 8.4%
5 Year 4.9%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
2012 11.2%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 210.67 Yr.

Data below for UTI Dynamic Bond Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash17.93%
Debt82.07%
Debt Sector Allocation
SectorValue
Government74.59%
Corporate13.92%
Cash Equivalent11.49%
Credit Quality
RatingValue
AA13.56%
AAA86.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 27102022
Sovereign Bonds | -
26%₹99 Cr1,000,000,000
4.56% Govt Stock 2023
Sovereign Bonds | -
13%₹49 Cr500,000,000
5.53% Govt Stock 2033
Sovereign Bonds | -
10%₹39 Cr400,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
9%₹35 Cr350,000,000
↑ 350,000,000
6.54% Govt Stock 2032
Sovereign Bonds | -
8%₹28 Cr300,000,000
↓ -300,000,000
364 Dtb 01062023
Sovereign Bonds | -
5%₹19 Cr200,000,000
182 Dtb 15092022
Sovereign Bonds | -
3%₹10 Cr100,000,000
↓ -100,000,000
Punjab National Bank
Debentures | -
3%₹10 Cr100
Piramal Capital & Housing Finance Limited
Debentures | -
3%₹10 Cr123,219
Can Fin Homes Limited
Debentures | -
3%₹10 Cr100

3. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.4% since its launch.  Ranked 4 in Small Cap category.  Return for 2021 was 47.6% , 2020 was 33.6% and 2019 was 6.1% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (18 Aug 22) ₹110.656 ↑ 0.36   (0.33 %)
Net Assets (Cr) ₹11,646 on 30 Jun 22
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 0.17
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Small Cap

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹11,508
31 Jul 19₹10,423
31 Jul 20₹10,964
31 Jul 21₹20,675
31 Jul 22₹22,496

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 9.9%
3 Month 11.2%
6 Month 8.7%
1 Year 18.6%
3 Year 31.8%
5 Year 19.2%
10 Year
15 Year
Since launch 20.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 47.6%
2020 33.6%
2019 6.1%
2018 -19.6%
2017 78.7%
2016 1.3%
2015 20.6%
2014 110.7%
2013 7.8%
2012 31.9%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 138.71 Yr.

Data below for SBI Small Cap Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Industrials35.5%
Consumer Cyclical23.53%
Basic Materials15.01%
Consumer Defensive5.56%
Health Care2.93%
Financial Services2.6%
Real Estate0.85%
Asset Allocation
Asset ClassValue
Cash13.9%
Equity85.96%
Debt0.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Elgi Equipments Ltd (Industrials)
Equity, Since 31 Dec 13 | ELGIEQUIP
4%₹493 Cr13,747,126
↓ -86,537
Vedant Fashions Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 543463
4%₹439 Cr4,547,646
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | SFL
4%₹418 Cr1,570,000
V-Guard Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | VGUARD
3%₹383 Cr17,000,000
↑ 280,846
Fine Organic Industries Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Mar 19 | FINEORG
3%₹379 Cr790,000
Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO
3%₹362 Cr4,000,000
Carborundum Universal Ltd (Industrials)
Equity, Since 31 May 19 | CARBORUNIV
3%₹354 Cr4,939,842
Esab India Ltd (Industrials)
Equity, Since 28 Feb 21 | ESABINDIA
3%₹318 Cr900,000
Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET
3%₹306 Cr9,716,991
Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | LEMONTREE
3%₹305 Cr50,000,000

4. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 20.3% since its launch.  Ranked 2 in Small Cap category.  Return for 2021 was 77.4% , 2020 was 15.5% and 2019 was -8.1% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund
Growth
Launch Date 12 May 14
NAV (18 Aug 22) ₹46.109 ↑ 0.08   (0.18 %)
Net Assets (Cr) ₹7,336 on 30 Jun 22
Category Equity - Small Cap
AMC L&T Investment Management Ltd
Rating
Risk High
Expense Ratio 1.95
Sharpe Ratio 0.39
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Small Cap

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,820
31 Jul 19₹8,805
31 Jul 20₹7,744
31 Jul 21₹16,337
31 Jul 22₹18,068

L&T Emerging Businesses Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 8.1%
3 Month 9.7%
6 Month 5.3%
1 Year 16%
3 Year 29.2%
5 Year 13.8%
10 Year
15 Year
Since launch 20.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 77.4%
2020 15.5%
2019 -8.1%
2018 -13.7%
2017 66.5%
2016 10.2%
2015 12.3%
2014
2013
2012
Fund Manager information for L&T Emerging Businesses Fund
NameSinceTenure
Venugopal Manghat17 Dec 192.62 Yr.
Vihang Naik17 Dec 192.62 Yr.
Sonal Gupta5 Jul 211.07 Yr.

Data below for L&T Emerging Businesses Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Industrials32.28%
Consumer Cyclical18.94%
Basic Materials16.62%
Technology8.26%
Real Estate7.52%
Consumer Defensive7.04%
Financial Services3.05%
Health Care2.8%
Energy0.4%
Asset Allocation
Asset ClassValue
Cash3.1%
Equity96.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | KPRMILL
5%₹391 Cr7,582,009
↓ -100,000
Grindwell Norton Ltd (Industrials)
Equity, Since 30 Sep 17 | 506076
4%₹271 Cr1,610,948
↓ -27,000
E I D Parry India Ltd (Consumer Defensive)
Equity, Since 31 Jan 20 | EIDPARRY
3%₹212 Cr3,986,463
↑ 52,774
Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | BALRAMCHIN
3%₹201 Cr5,577,995
↓ -223,750
Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 Jul 19 | 532929
3%₹192 Cr4,311,022
RHI Magnesita India Ltd (Industrials)
Equity, Since 31 Aug 18 | RHIM
2%₹172 Cr3,425,917
Carborundum Universal Ltd (Industrials)
Equity, Since 31 Jul 16 | CARBORUNIV
2%₹155 Cr2,159,700
Supreme Petrochem Ltd (Basic Materials)
Equity, Since 30 Sep 16 | SPLPETRO
2%₹150 Cr1,694,075
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 30 Nov 17 | RATNAMANI
2%₹146 Cr880,422
KEI Industries Ltd (Industrials)
Equity, Since 31 Jan 20 | KEI
2%₹144 Cr1,249,400

5. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12% since its launch.  Ranked 2 in Sectoral category.  Return for 2021 was 19.3% , 2020 was 13.5% and 2019 was 2.7% .

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund
Growth
Launch Date 12 May 06
NAV (18 Aug 22) ₹63.2757 ↑ 0.11   (0.18 %)
Net Assets (Cr) ₹1,075 on 30 Jun 22
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.24
Sharpe Ratio -0.37
Information Ratio -0.45
Alpha Ratio -5.45
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,542
31 Jul 19₹9,356
31 Jul 20₹9,483
31 Jul 21₹13,347
31 Jul 22₹14,782

Sundaram Rural and Consumption Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 8.5%
3 Month 17%
6 Month 12%
1 Year 15.4%
3 Year 18.2%
5 Year 9.2%
10 Year
15 Year
Since launch 12%
Historical performance (Yearly) on absolute basis
YearReturns
2021 19.3%
2020 13.5%
2019 2.7%
2018 -7.8%
2017 38.7%
2016 21.1%
2015 6.3%
2014 47.4%
2013 -0.6%
2012 34.1%
Fund Manager information for Sundaram Rural and Consumption Fund
NameSinceTenure
Ratish Varier1 Jan 220.58 Yr.
Ashish Aggarwal1 Jan 220.58 Yr.

Data below for Sundaram Rural and Consumption Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Consumer Cyclical35.49%
Consumer Defensive35.01%
Financial Services13.48%
Basic Materials4.4%
Industrials3.06%
Communication Services3.03%
Real Estate2.35%
Technology0.81%
Asset Allocation
Asset ClassValue
Cash2.38%
Equity97.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR
8%₹82 Cr366,606
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI
7%₹70 Cr82,671
↓ -4,984
Varun Beverages Ltd (Consumer Defensive)
Equity, Since 31 Oct 16 | VBL
6%₹65 Cr823,127
↓ -100,000
Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN
6%₹65 Cr334,401
↑ 28,260
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | HDFCBANK
6%₹62 Cr461,466
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIBANK
5%₹59 Cr828,107
↓ -28,006
Tata Consumer Products Ltd (Consumer Defensive)
Equity, Since 28 Feb 17 | 500800
5%₹55 Cr779,645
Page Industries Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | 532827
5%₹50 Cr12,359
↑ 09
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC
4%₹46 Cr1,670,266
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | CROMPTON
4%₹46 Cr1,341,890

6. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a CAGR/Annualized return of 15.9% since its launch.  Ranked 4 in Sectoral category.  Return for 2021 was 45.9% , 2020 was 5.4% and 2019 was 6% .

Below is the key information for Franklin Build India Fund

Franklin Build India Fund
Growth
Launch Date 4 Sep 09
NAV (18 Aug 22) ₹67.5417 ↑ 0.20   (0.29 %)
Net Assets (Cr) ₹1,028 on 30 Jun 22
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.4
Sharpe Ratio 0.11
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,302
31 Jul 19₹10,120
31 Jul 20₹8,530
31 Jul 21₹15,001
31 Jul 22₹16,407

Franklin Build India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 9.5%
3 Month 13.1%
6 Month 6.9%
1 Year 14.7%
3 Year 20.3%
5 Year 12%
10 Year
15 Year
Since launch 15.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 45.9%
2020 5.4%
2019 6%
2018 -10.7%
2017 43.3%
2016 8.4%
2015 2.1%
2014 93.8%
2013 6.1%
2012 39.9%
Fund Manager information for Franklin Build India Fund
NameSinceTenure
Ajay Argal18 Oct 210.79 Yr.
Kiran Sebastian7 Feb 220.48 Yr.
Sandeep Manam18 Oct 210.79 Yr.

Data below for Franklin Build India Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Industrials36.87%
Financial Services16.98%
Utility11.85%
Energy9.07%
Consumer Cyclical5.54%
Communication Services5.5%
Basic Materials4.86%
Real Estate4.32%
Asset Allocation
Asset ClassValue
Cash5.01%
Equity94.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT
8%₹86 Cr550,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK
7%₹69 Cr975,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE
6%₹60 Cr230,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL
5%₹57 Cr825,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN
4%₹45 Cr965,000
KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 15 | KEI
4%₹45 Cr390,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 532215
4%₹41 Cr650,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 532898
4%₹39 Cr1,850,000
NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 532555
4%₹37 Cr2,600,000
ACC Ltd (Basic Materials)
Equity, Since 30 Apr 19 | 500410
4%₹37 Cr175,000

7. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch.  Ranked 3 in ELSS category.  Return for 2021 was 49.2% , 2020 was 18.7% and 2019 was 1.9% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund
Growth
Launch Date 26 Dec 08
NAV (18 Aug 22) ₹99.669 ↓ -0.02   (-0.02 %)
Net Assets (Cr) ₹3,399 on 30 Jun 22
Category Equity - ELSS
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.06
Sharpe Ratio -0.05
Information Ratio 0.31
Alpha Ratio 1.7
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Sub Cat. ELSS

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,996
31 Jul 19₹9,969
31 Jul 20₹9,599
31 Jul 21₹16,948
31 Jul 22₹18,229

IDFC Tax Advantage (ELSS) Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 8.4%
3 Month 9.1%
6 Month 4%
1 Year 11.5%
3 Year 24.9%
5 Year 13.9%
10 Year
15 Year
Since launch 18.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 49.2%
2020 18.7%
2019 1.9%
2018 -9.4%
2017 53.4%
2016 0.4%
2015 6.9%
2014 42.2%
2013 15%
2012 36.2%
Fund Manager information for IDFC Tax Advantage (ELSS) Fund
NameSinceTenure
Daylynn Pinto20 Oct 165.78 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Financial Services25.75%
Consumer Cyclical18.01%
Industrials13.09%
Technology10.99%
Basic Materials10.24%
Health Care7.5%
Energy4.2%
Consumer Defensive3.35%
Communication Services2.82%
Asset Allocation
Asset ClassValue
Cash4.04%
Equity95.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK
8%₹269 Cr3,800,000
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
6%₹205 Cr1,400,000
State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN
5%₹163 Cr3,500,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
4%₹143 Cr550,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK
4%₹142 Cr1,050,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 20 | TATAMOTORS
3%₹115 Cr2,800,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M
3%₹98 Cr900,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL
3%₹96 Cr1,400,000
VRL Logistics Ltd (Industrials)
Equity, Since 30 Nov 15 | VRLLOG
3%₹94 Cr1,500,000
↓ -50,000
Greenpanel Industries Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jul 19 | GREENPANEL
3%₹87 Cr2,010,000
↑ 10,000

8. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch.  Ranked 1 in ELSS category.  Return for 2021 was 30.4% , 2020 was 11.9% and 2019 was 13.6% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (18 Aug 22) ₹29.0747 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹2,743 on 30 Jun 22
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 1.9
Sharpe Ratio -0.03
Information Ratio -0.67
Alpha Ratio 1.96
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Sub Cat. ELSS

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,623
31 Jul 19₹10,577
31 Jul 20₹10,354
31 Jul 21₹15,312
31 Jul 22₹16,771

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 9.9%
3 Month 12.5%
6 Month 5.1%
1 Year 11.4%
3 Year 18.7%
5 Year 12.3%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 30.4%
2020 11.9%
2019 13.6%
2018 -8.4%
2017 46%
2016 2.1%
2015 13.3%
2014
2013
2012
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Tejas Gutka9 Mar 211.4 Yr.

Data below for Tata India Tax Savings Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Financial Services36.43%
Industrials17.45%
Technology8.94%
Consumer Cyclical7.7%
Energy6.39%
Health Care6.01%
Communication Services5.11%
Basic Materials5.01%
Utility2.29%
Real Estate1.52%
Consumer Defensive0.32%
Asset Allocation
Asset ClassValue
Cash2.85%
Equity97.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
7%₹198 Cr2,800,000
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
6%₹176 Cr1,305,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
6%₹175 Cr675,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
6%₹170 Cr1,160,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
6%₹161 Cr3,450,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC
5%₹125 Cr575,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
3%₹93 Cr1,465,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL
3%₹87 Cr1,275,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT
2%₹61 Cr390,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 21 | TATAMOTORS
2%₹57 Cr1,380,000

9. Tata Equity PE Fund

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Tata Equity PE Fund is a Equity - Value fund was launched on 29 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.1% since its launch.  Ranked 7 in Value category.  Return for 2021 was 28% , 2020 was 12.5% and 2019 was 5.3% .

Below is the key information for Tata Equity PE Fund

Tata Equity PE Fund
Growth
Launch Date 29 Jun 04
NAV (18 Aug 22) ₹205.673 ↑ 0.34   (0.17 %)
Net Assets (Cr) ₹4,677 on 30 Jun 22
Category Equity - Value
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 1.81
Sharpe Ratio 0.04
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-18 Months (1%),18 Months and above(NIL)
Sub Cat. Value

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,985
31 Jul 19₹9,824
31 Jul 20₹9,951
31 Jul 21₹13,892
31 Jul 22₹15,042

Tata Equity PE Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Tata Equity PE Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 9.7%
3 Month 10.9%
6 Month 7%
1 Year 10.6%
3 Year 17.2%
5 Year 9.9%
10 Year
15 Year
Since launch 18.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 28%
2020 12.5%
2019 5.3%
2018 -7.1%
2017 39.4%
2016 16.2%
2015 0.3%
2014 69.5%
2013 1.8%
2012 29.5%
Fund Manager information for Tata Equity PE Fund
NameSinceTenure
Sonam Udasi1 Apr 166.34 Yr.
Amey Sathe18 Jun 184.12 Yr.

Data below for Tata Equity PE Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Financial Services32.75%
Technology12.83%
Consumer Cyclical11.99%
Consumer Defensive10.18%
Utility9.35%
Energy9.24%
Basic Materials6.37%
Industrials3.79%
Communication Services1.43%
Asset Allocation
Asset ClassValue
Cash2.08%
Equity97.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK
9%₹428 Cr6,050,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | HDFCBANK
8%₹359 Cr2,664,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 18 | ITC
7%₹304 Cr11,125,000
↓ -875,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 17 | RELIANCE
6%₹283 Cr1,090,000
↓ -112,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC
6%₹258 Cr1,190,300
↑ 105,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 532898
5%₹226 Cr10,656,666
↓ -160,000
ACC Ltd (Basic Materials)
Equity, Since 28 Feb 19 | 500410
4%₹205 Cr965,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 20 | HCLTECH
4%₹196 Cr2,015,000
↑ 565,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY
4%₹181 Cr1,237,000
↓ -150,000
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Nov 16 | 532977
3%₹148 Cr400,165

10. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2021 was 2.8% , 2020 was 8.9% and 2019 was -1% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (18 Aug 22) ₹18.0321 ↓ -0.01   (-0.03 %)
Net Assets (Cr) ₹303 on 30 Jun 22
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.32
Sharpe Ratio 0.88
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.95%
Effective Maturity 3 Years 8 Months 16 Days
Modified Duration 2 Years 11 Months 26 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,538
31 Jul 19₹10,656
31 Jul 20₹11,522
31 Jul 21₹11,924
31 Jul 22₹13,037

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 1.1%
3 Month 2.5%
6 Month 8.2%
1 Year 9.9%
3 Year 7.2%
5 Year 5.5%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
2012
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 210.67 Yr.

Data below for UTI Banking & PSU Debt Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash9.28%
Debt90.72%
Debt Sector Allocation
SectorValue
Government57.8%
Corporate32.91%
Cash Equivalent9.28%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2027
Sovereign Bonds | -
14%₹54 Cr550,000,000
↑ 50,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
12%₹45 Cr450,000,000
↑ 450,000,000
National Housing Bank
Debentures | -
8%₹30 Cr300
↑ 50
National Bank For Agriculture And Rural Development
Debentures | -
7%₹26 Cr250
Export Import Bank Of India
Debentures | -
7%₹25 Cr250
Power Finance Corporation Ltd.
Debentures | -
6%₹25 Cr250
Indian Railway Finance Corporation Limited
Debentures | -
6%₹25 Cr250
Rec Limited
Debentures | -
6%₹25 Cr250
Axis Bank Limited
Debentures | -
5%₹20 Cr200
Small Industries Development Bank Of India
Debentures | -
5%₹20 Cr200
↑ 200

11. IDBI Nifty Junior Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the CNX Nifty Junior Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of CNX Nifty Junior Index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the CNX Nifty Junior Index (Total Returns Index) and the scheme.

IDBI Nifty Junior Index Fund is a Others - Index Fund fund was launched on 20 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.4% since its launch.  Ranked 8 in Index Fund category.  Return for 2021 was 29.6% , 2020 was 13.7% and 2019 was 0.5% .

Below is the key information for IDBI Nifty Junior Index Fund

IDBI Nifty Junior Index Fund
Growth
Launch Date 20 Sep 10
NAV (18 Aug 22) ₹32.6161 ↑ 0.20   (0.62 %)
Net Assets (Cr) ₹49 on 30 Jun 22
Category Others - Index Fund
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 1.04
Sharpe Ratio -0.54
Information Ratio -2.59
Alpha Ratio -0.81
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Sub Cat. Index Fund

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,472
31 Jul 19₹9,231
31 Jul 20₹9,513
31 Jul 21₹13,749
31 Jul 22₹14,347

IDBI Nifty Junior Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for IDBI Nifty Junior Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 10.5%
3 Month 11.8%
6 Month 7.5%
1 Year 9.6%
3 Year 18.4%
5 Year 9.1%
10 Year
15 Year
Since launch 10.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 29.6%
2020 13.7%
2019 0.5%
2018 -9.3%
2017 43.6%
2016 6.9%
2015 5.8%
2014 42.8%
2013 4.8%
2012 47.6%
Fund Manager information for IDBI Nifty Junior Index Fund
NameSinceTenure
Jayesh Shah12 Jul 220.05 Yr.

Data below for IDBI Nifty Junior Index Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash0.7%
Equity99.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Adani Enterprises Ltd (Energy)
Equity, Since 31 Mar 21 | 512599
6%₹3 Cr13,180
↑ 51
Adani Transmission Ltd (Utilities)
Equity, Since 31 Mar 20 | ADANITRANS
4%₹2 Cr8,137
↑ 32
Adani Green Energy Ltd (Utilities)
Equity, Since 30 Sep 20 | ADANIGREEN
4%₹2 Cr10,183
↑ 40
SRF Ltd (Basic Materials)
Equity, Since 31 Mar 22 | SRF
3%₹2 Cr6,942
↑ 27
Pidilite Industries Ltd (Basic Materials)
Equity, Since 30 Apr 16 | PIDILITIND
3%₹2 Cr7,289
↑ 29
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Oct 17 | 540376
3%₹2 Cr4,409
↑ 17
Info Edge (India) Ltd (Communication Services)
Equity, Since 30 Jun 20 | NAUKRI
3%₹1 Cr3,679
↑ 14
Dabur India Ltd (Consumer Defensive)
Equity, Since 31 Oct 11 | 500096
3%₹1 Cr27,780
↑ 109
Godrej Consumer Products Ltd (Consumer Defensive)
Equity, Since 31 Oct 12 | 532424
3%₹1 Cr18,017
↑ 71
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIGI
3%₹1 Cr12,155
↑ 48

12. ICICI Prudential Nifty Next 50 Index Fund

The fund's objective is to invest in companies whose securities are included in Nifty Junior Index and to endeavor to achieve the returns of the above index as closely as possible, though subject to tracking error. The fund intends to track only 90-95% of the Index i.e. it will always keep cash balance between 5-10% of the Net Asset to meet the redemption and other liquidity requirements. However, as and when the liquidity in the Index improves the fund intends to track up to 100% of the Index. The fund will not seek to outperform the CNX Nifty Junior. The objective is that the performance of the NAV of the fund should closely track the performance of the CNX Nifty Junior over the same period subject to tracking error.

ICICI Prudential Nifty Next 50 Index Fund is a Others - Index Fund fund was launched on 25 Jun 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.7% since its launch.  Ranked 5 in Index Fund category.  Return for 2021 was 29.5% , 2020 was 14.3% and 2019 was 0.6% .

Below is the key information for ICICI Prudential Nifty Next 50 Index Fund

ICICI Prudential Nifty Next 50 Index Fund
Growth
Launch Date 25 Jun 10
NAV (18 Aug 22) ₹38.4448 ↑ 0.24   (0.62 %)
Net Assets (Cr) ₹2,043 on 30 Jun 22
Category Others - Index Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.83
Sharpe Ratio -0.55
Information Ratio -7.07
Alpha Ratio -0.91
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Sub Cat. Index Fund

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,625
31 Jul 19₹9,355
31 Jul 20₹9,607
31 Jul 21₹14,004
31 Jul 22₹14,603

ICICI Prudential Nifty Next 50 Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for ICICI Prudential Nifty Next 50 Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 10.5%
3 Month 11.8%
6 Month 7.5%
1 Year 9.5%
3 Year 18.6%
5 Year 9.4%
10 Year
15 Year
Since launch 11.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 29.5%
2020 14.3%
2019 0.6%
2018 -8.8%
2017 45.7%
2016 7.6%
2015 6.2%
2014 43.6%
2013 5.4%
2012 44.9%
Fund Manager information for ICICI Prudential Nifty Next 50 Index Fund
NameSinceTenure
Kayzad Eghlim25 Jun 1012.11 Yr.
Nishit Patel18 Jan 211.53 Yr.

Data below for ICICI Prudential Nifty Next 50 Index Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash0.07%
Equity99.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Adani Enterprises Ltd (Energy)
Equity, Since 31 Mar 21 | 512599
6%₹120 Cr546,933
↑ 19,154
Adani Transmission Ltd (Utilities)
Equity, Since 31 Mar 20 | ADANITRANS
4%₹84 Cr341,441
↑ 14,654
Adani Green Energy Ltd (Utilities)
Equity, Since 30 Sep 20 | ADANIGREEN
4%₹82 Cr426,976
↑ 18,025
SRF Ltd (Basic Materials)
Equity, Since 31 Mar 22 | SRF
3%₹65 Cr290,681
↑ 11,877
Pidilite Industries Ltd (Basic Materials)
Equity, Since 30 Apr 16 | PIDILITIND
3%₹64 Cr305,176
↑ 12,473
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Sep 17 | 540376
3%₹62 Cr182,415
↑ 5,338
Info Edge (India) Ltd (Communication Services)
Equity, Since 30 Jun 20 | NAUKRI
3%₹58 Cr154,636
↑ 6,316
Dabur India Ltd (Consumer Defensive)
Equity, Since 31 Oct 11 | 500096
3%₹58 Cr1,167,559
↑ 47,713
Godrej Consumer Products Ltd (Consumer Defensive)
Equity, Since 30 Sep 12 | 532424
3%₹57 Cr757,204
↑ 30,939
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIGI
3%₹57 Cr510,862
↑ 20,873

13. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch.  Ranked 2 in Large & Mid Cap category.  Return for 2021 was 30.4% , 2020 was 16.5% and 2019 was 13.2% .

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund
Growth
Launch Date 9 Sep 04
NAV (18 Aug 22) ₹204.389 ↑ 0.66   (0.32 %)
Net Assets (Cr) ₹9,223 on 30 Jun 22
Category Equity - Large & Mid Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.86
Sharpe Ratio -0.27
Information Ratio -0.18
Alpha Ratio -0.9
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,484
31 Jul 19₹10,177
31 Jul 20₹10,713
31 Jul 21₹16,354
31 Jul 22₹17,468

Kotak Equity Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 8.9%
3 Month 10.8%
6 Month 6.7%
1 Year 9.3%
3 Year 21.4%
5 Year 12.9%
10 Year
15 Year
Since launch 18.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 30.4%
2020 16.5%
2019 13.2%
2018 -5.6%
2017 34.9%
2016 9.6%
2015 3.3%
2014 49.9%
2013 4.2%
2012 30.1%
Fund Manager information for Kotak Equity Opportunities Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 1210 Yr.
Arjun Khanna30 Apr 220.25 Yr.

Data below for Kotak Equity Opportunities Fund as on 30 Jun 22

Equity Sector Allocation
SectorValue
Financial Services21.02%
Industrials18.85%
Basic Materials16.07%
Consumer Cyclical10.84%
Technology6.09%
Energy5.61%
Health Care5.36%
Consumer Defensive4.38%
Utility2.46%
Communication Services1.87%
Real Estate1.24%
Asset Allocation
Asset ClassValue
Cash5.42%
Equity94.58%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
5%₹492 Cr6,950,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
5%₹443 Cr9,500,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE
5%₹441 Cr1,700,000
↑ 200,000
SRF Ltd (Basic Materials)
Equity, Since 30 Nov 16 | SRF
4%₹338 Cr1,498,607
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
4%₹336 Cr2,300,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 532215
3%₹306 Cr4,800,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
3%₹296 Cr1,900,000
Linde India Ltd (Basic Materials)
Equity, Since 31 Oct 16 | 523457
3%₹261 Cr814,736
ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 21 | ITC
3%₹260 Cr9,500,000
↑ 200,000
Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 506395
3%₹234 Cr2,450,000

14. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

PGIM India Credit Risk Fund is a Debt - Credit Risk fund was launched on 29 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 2 in Credit Risk category. .

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (21 Jan 22) ₹15.5876 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹39 on 31 Dec 21
Category Debt - Credit Risk
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 5.01%
Effective Maturity 7 Months 2 Days
Modified Duration 6 Months 14 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,486
31 Jul 19₹10,687
31 Jul 20₹10,363
31 Jul 21₹11,279

PGIM India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 4.4%
1 Year 8.4%
3 Year 3%
5 Year 4.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for PGIM India Credit Risk Fund
NameSinceTenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

15. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2021 was 14.1% , 2020 was 13.5% and 2019 was 8.1% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (18 Aug 22) ₹54.7854 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹6,079 on 30 Jun 22
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.66
Sharpe Ratio 0.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Hybrid Debt

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,052
31 Jul 19₹10,435
31 Jul 20₹11,173
31 Jul 21₹13,373
31 Jul 22₹14,201

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.7%
3 Month 4.1%
6 Month 2.9%
1 Year 7.9%
3 Year 11.4%
5 Year 7.6%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 14.1%
2020 13.5%
2019 8.1%
2018 -0.2%
2017 8.5%
2016 12.5%
2015 8.2%
2014 18%
2013 4.1%
2012 15.4%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Saurabh Pant1 Jan 220.58 Yr.
Mansi Sajeja30 Jun 211.09 Yr.
Mohit Jain1 Jan 202.58 Yr.

Data below for SBI Debt Hybrid Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash18.33%
Equity22.25%
Debt59.42%
Equity Sector Allocation
SectorValue
Consumer Cyclical6.62%
Financial Services4.61%
Industrials3.51%
Basic Materials1.86%
Technology1.78%
Consumer Defensive1.43%
Communication Services1.04%
Energy0.85%
Health Care0.56%
Debt Sector Allocation
SectorValue
Government32.16%
Corporate27.26%
Cash Equivalent18.33%
Credit Quality
RatingValue
AA19.1%
AAA80.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
3%₹188 Cr20,000,000
↑ 20,000,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
3%₹169 Cr1,750
Housing Development Finance Corporation Ltd
Debentures | -
2%₹151 Cr1,500
↑ 1,500
Power Finance Corporation Ltd.
Debentures | -
2%₹146 Cr1,450
Knr Tirumala Infra Private Limited
Debentures | -
2%₹123 Cr1,250
Bajaj Housing Finance Limited
Debentures | -
2%₹123 Cr1,250
7.32% Govt Stock 2024
Sovereign Bonds | -
2%₹121 Cr12,000,000
Summit Digitel Infrastructure Private Limited
Debentures | -
2%₹120 Cr1,250
↑ 250
Infosys Ltd (Technology)
Equity, Since 30 Jun 22 | INFY
2%₹106 Cr740,000
09.18 AP Sdl 2024
Sovereign Bonds | -
2%₹104 Cr10,000,000

Mutual Fund Investment Options

Ideally, there are two options to invest in Mutual FundsSIP and lump sum. In a SIP, an investor can invest periodically, i.e., monthly, quarterly, etc. Whereas, in a lump sum, investors have to make one-time payment as an investment. Here, the deposit does not take place at multiple times.

In a SIP, investors can start their monthly investment with just INR 500, and in a lump sum, one can start investing with INR 5000. If you are a first-time investor, you can either use a sip calculator or a lump sum calculator to pre-determine your investments before investing.

SIP Calculator

When using a SIP calculator, one has to fill certain variables, that include-

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  • The estimated monthly SIP amount
  • Expected inflation rate (annual) for the years to come
  • Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.

Lump Sum Calculator

Individuals who are new to investment, find it difficult to understand the concept of lumpsum calculator and its functioning. Therefore, to ease out the complexities, the detailed information about the calculation is given. Go through this information to understand the process. The input data that needs to be fed in the lumpsum calculator includes:

  • The tenure of lumpsum investment
  • The amount of money is being invested through lumpsum mode
  • Expected rate of returns in the long-term from equity markets
  • Expected annual inflation rate

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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