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Mutual Fund Investment Plans

Updated on March 22, 2023 , 8460 views

Mutual Funds in India bring in diverse investment plans to cater the various objectives and the needs of the investors. It offers investment options for all kinds of investors, be it a risk-averse, high-risk or a moderate-risk taker, Mutual Funds have various risks ranging schemes. Its minimum investment amount, i.e., INR 500 monthly, has even attracted youngsters, students, house wife’s to begin their investments in Mutual Funds. So, if you are a new to Mutual Funds, here’s all you need to know about it.

What are Mutual Funds?

A mutual fund is a collective pool of money given by the investors to buy securities. Here the investment is made in various securities like stocks, Bonds, money market instruments, precious metals, commodities, etc. Mutual Funds are managed by professional fund managers who decide how to invest money by keeping a keen eye on the market movements.

The Mutual Fund in India is regulated by the Securities and Exchange Board of India (SEBI). All the Mutual Fund guidelines, rules & regulations, policies are set by SEBI. There are 36 Mutual Fund schemes introduced by SEBI in order to cater to the diverse requirements of the investors.

Mutual-funds

Types of Mutual Fund Investment Plans

On 6th October 2017, SEBI had passed a notice of re-categorisation of Mutual Funds in India. This is done to bring uniformity in similar schemes launched by the different Mutual Funds. SEBI wants to ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme. So that the investors could invest according to their needs, financial goals and risk appetite.

SEBI has categorised Mutual Fund schemes into 5 broad categories and 36 sub-categories. This mandates Mutual Fund Houses to make the changes in their existing & future schemes. Here, the list of different types of MF schemes in India.

1. Equity Mutual Funds

An equity fund mainly invests in stocks. In other words, the money is invested into shares of different companies. These funds are high-risk, high-return funds, which means that an investor who can tolerate risk should only prefer investing in equities. Let's look at the various types of Equity Funds:

a. Large cap funds

These funds would invest in companies that fall under the 1st to 100th company in terms of full market capitalization. Large cap funds invest in those firms that have the possibility of showing year on year steady growth and profits, which in turn offers stability over a period of time to investors. These stocks give steady returns over long periods of time.

b. Mid cap funds

These funds would invest in companies that fall under the 101st to 250th company in terms of full market capitalization. From a standpoint of the investor, the investing period of mid-caps should be much higher than large-caps due to the higher fluctuations (or volatility) in the prices of the stocks.

c. Large and mid cap funds

SEBI has introduced a combo of large and mid cap funds, which means that these are the schemes that invest in both large & mid cap stocks. Here, the fund will invest a minimum of 35 percent each in mid and large cap stocks.

d. Small cap funds

small cap companies include the startups or firms that are in their early stage of development with small revenues. These funds would invest in companies that fall under the 251st company onwards in terms of full market capitalization. Small-caps have a great potential to discover the value and can generate good returns. However, given the small size, the risks are very high, hence the investing period of small-caps is expected to be the highest.

e. Multi cap funds

Also known as Diversified Funds, these invest across market capitalization, i.e., essentially across large-cap, mid-cap, and small-cap. They typically invest anywhere between 40–60% in large cap stocks, 10–40% in mid-cap stocks and about 10% in small-cap stocks. While diversified equity funds or multi-cap funds invest across market capitalizations the risks of equity still remain in the investment.

f. Equity Linked Saving Schemes (ELSS)

These are equity mutual funds that save your tax as a qualified tax exemption under Section 80C of the Income Tax Act. They offer the twin advantage of capital gains and tax benefits. ELSS schemes come with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.

g. Dividend yield funds

dividend yield funds are those where a fund manager deigns the fund portfolios as per dividend yield strategy. This scheme is preferred by investors who like the idea of regular income as well as capital appreciation. This fund invests in companies that provide high dividend yield strategy. This fund aims at buying good underlying businesses that pay regular dividends at attractive valuations. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.

h.Value funds

value funds invest in those companies that have fallen out of favour but have good principles. The idea behind this is to select a stock that appears to be underpriced by the market. A value investor looks out for bargains and chooses investments that have a low price on factors such as earnings, net current assets, and sales.

i. Contra funds

contra funds take a contrarian view on equities. It is against the wind kind of investment style. The fund manager picks underperforming stocks at that point in time, which are likely to perform well in the long run, at cheap valuations. The idea here is to buy assets at a lower cost than its fundamental value in the long term. It is done with a belief that the assets will stabilize and come to its real value in the long term. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.

j. Focused funds

Focused funds hold a mix of equity funds, i.e., large, mid, small or multi-cap stocks, but has a limited number of stocks. As per SEBI, a focused fund can have a maximum of 30 stocks. These funds are allocated their holdings between a limited number of carefully researched securities. Focused funds can invest at least 65 percent of its total assets in equities.

k. Sector funds and Thematic equity funds

A sector fund is an equity scheme that invests in shares of companies that trade in a particular sector or industry like, for instance, a pharma fund would invest only in pharmaceutical companies. thematic funds can be across a wider sector than just keep a very narrow focus, for example, media and entertainment. In this theme, the fund can invest in various companies across publishing, online, media or broadcasting. The risks with thematic funds are the highest since there is virtually very little diversification. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.

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2. Debt Mutual Funds

A Debt fund invests in a fixed income instrument like Government Securities, Treasury Bills, Corporate Bonds, etc. Debt funds are preferred by those who are looking for a steady income with relatively lower risks, as they are comparatively less volatile than equities. Debt fund has 16 broad categories that are as follows:

a. Overnight fund

These are a debt scheme that will invest bonds that mature in a day. In other words, investment is done in overnight securities with a maturity of one day. This is a safe option for investors who want to park money without worrying about risks and returns.

b. Liquid funds

Liquid Funds invest in short-term money market instruments such as treasury bills, commercial papers, term deposits, etc. They invest in securities that have a lower maturity period, usually less than 91 days. Liquid funds provide easy liquidity and are less volatile than the other types of debt instruments. Also, liquid fund's investment returns are better than that of a Savings Account.

c. Ultra short duration funds

Ultra short duration funds invest in fixed income instruments which have a Macaulay duration between three to six months. Ultra short-term funds help investors avoid interest rate risks and also offer better returns compared to liquid debt funds. Macaulay duration measures how long it will take the scheme to recoup the investment

d. Low duration funds

The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.

e. Money market funds

The money market fund invests in many markets such as commercial/treasury bills, commercial papers, certificate of deposit and other instruments specified by the Reserve Bank of India (RBI). These investments are a good option for risk-averse investors who want to earn good returns in short duration. This debt scheme will invest in money market instruments having a maturity up to one year.

f. Short duration funds

Short duration funds mainly invest in Commercial Papers, Certificate of Deposits, Money Market Instruments, etc, with a Macaulay duration of one to three years. They may provide a higher level of return than ultra-short-term and liquid funds but will be exposed to higher risks.

g. Medium duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years. These funds have an average maturity period that is longer than liquid, ultra-short and short duration debt funds.

h. Medium to long duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.

i. Long duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.

j. Dynamic bond funds

Dynamic bond funds invest in fixed income securities consisting of varying maturity periods. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bond funds.

k. Corporate bond funds

Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds. Corporate bond funds are a great option when it comes to good return and low-risk type investment. Investors can earn a regular income which is usually higher than that of interest on your Fixed Deposits (FDs).

l. Credit risk funds

This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.

m. Banking and PSU funds

This scheme predominantly invests in debt and money market instruments consisting of securities issued by entities such as Banks, Public Financial Institutions, Public Sector Undertakings. This option is considered to maintain an optimum balance of liquidity, safety, and yield.

n. Gilt fund

This scheme invests in government securities issued by RBI. Government-backed securities include G-secs, treasury bills, etc. As the papers are backed by the government these schemes are relatively safer. Depending on their maturity profile, long-term Gilt Funds carry interest rate risks. For instance, the higher the maturity of the scheme the higher would be the interest rate risk. Gilt Funds will invest a minimum 80 percent of its total assets in government securities.

o. Gilt fund with 10-year constant duration

This scheme will invest in government securities with a maturity of 10 years. 15. Gilt Fund with a 10-year Constant Duration will invest a minimum 80 percent in government securities.

p. Floater funds

This debt scheme mainly invests in floating rate instruments, where the interest paid changes in order with the changing interest rate scenario in the debt market. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.

3. Hybrid Mutual Funds

Hybrid Funds act as a combination of equity and debt fund. This fund allows an investor to invest in both equity and debt markets in certain proportions.

a. Conservative hybrid funds

This scheme will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. This scheme is named as conservative because it is for people who are risk-averse. Investors who don't want to take much risk in their investment can prefer investing in this scheme.

b. Balanced hybrid funds

This fund will invest around 40-60 percent of its total assets in both debt and equity instruments. The beneficial factor of a Balanced Fund is that they provide equity comparable returns with a lower risk factor.

c. Aggressive hybrid funds

This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual Fund Houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.

d. Dynamic asset allocation or Balanced advantage funds

This scheme would dynamically manage their investments in equity and debt instruments. These funds tend to increase the allocation to debt and reduce the weightage to equities when the market becomes costly. Also, these funds focus on providing stability at a low-risk.

e. Multi asset allocation

This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.

f. Arbitrage funds

This fund will follow the arbitrage strategy and will invest at least 65 percent of its assets in equity-related instruments. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors.

g. Equity savings

This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.

4. Solution Oriented Schemes

a. Retirement fund

This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.

b. Children’s fund

This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.

5. Other Schemes

a. Index Fund/ETF

These funds invest their corpus in shares that constitute a part of a particular index. In other words, these schemes mimic the performance of an index. These schemes are designed to track the returns of a particular market index. These schemes can be purchased either as Mutual Funds or as Exchange Traded Fund (ETFs). Also known as Index Tracker Funds, the corpus of these schemes is invested in the exact proportion as they are in the index. As a consequence, whenever, individuals purchase units of Index Funds, they indirectly own a share in the portfolio that has instruments of a particular index. This fund can invest at least 95 percent of its total asset in securities of a particular index.

b. FoFs (Overseas Domestic)

A Mutual Fund Investing its collected pool of money in another mutual fund (one or maybe more) is referred to as fund of funds. Investors in their portfolios take exposure to different funds and keep track of them separately. However, by investing in multi-manager mutual funds this process gets more simplified as investors need to track only one fund, which in turn holds numerous mutual funds within it. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.

15 Best Mutual Funds Across Categories

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2022 (%)Sub Cat.
Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03
₹3,124 5,000 2.913.638.921.919.2 Large & Mid Cap
Franklin Build India Fund Growth ₹69.5267
↓ -0.76
₹1,184 5,000 0.12.21339.812.311.2 Sectoral
UTI Dynamic Bond Fund Growth ₹26.103
↑ 0.03
₹469 10,000 1.52.81210.75.710.1 Dynamic Bond
UTI Banking & PSU Debt Fund Growth ₹18.5085
↑ 0.00
₹525 5,000 1.43.410.87.95.510.3 Banking & PSU Debt
IDFC Infrastructure Fund Growth ₹24.596
↓ -0.40
₹615 5,000 3.50.19.642.47.11.7 Sectoral
PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00
₹39 5,000 0.64.48.434.2 Credit Risk
Sundaram Rural and Consumption Fund Growth ₹58.8635
↓ -0.43
₹1,107 5,000 -4.5-9.36.826.27.99.3 Sectoral
ICICI Prudential Banking and Financial Services Fund Growth ₹84.06
↓ -0.76
₹5,871 5,000 -5.2-2.26.131.48.711.9 Sectoral
SBI Small Cap Fund Growth ₹107.423
↓ -1.28
₹15,395 5,000 -2.2-5.86.141.314.48.1 Small Cap
ICICI Prudential Long Term Plan Growth ₹30.7897
↑ 0.01
₹6,755 5,000 1.53.45.86.97.44.5 Dynamic Bond
SBI Debt Hybrid Fund Growth ₹55.8609
↓ -0.09
₹7,250 5,000 0.51.75.614.48.24.5 Hybrid Debt
Principal Cash Management Fund Growth ₹1,968.47
↑ 0.27
₹4,170 5,000 1.63.25.64.13.24.8 Liquid Fund
PGIM India Insta Cash Fund Growth ₹290.272
↑ 0.04
₹810 5,000 1.73.25.54.35.34.8 Liquid Fund
JM Liquid Fund Growth ₹60.9304
↑ 0.01
₹1,427 5,000 1.63.25.54.25.24.8 Liquid Fund
Aditya Birla Sun Life Money Manager Fund Growth ₹312.258
↑ 0.02
₹13,095 1,000 1.83.45.55.76.34.8 Money Market
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

1. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch.  Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (31 Dec 21) ₹183.316 ↑ 2.03   (1.12 %)
Net Assets (Cr) ₹3,124 on 30 Nov 21
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 2.74
Information Ratio 0.22
Alpha Ratio 2.18
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹8,962
29 Feb 20₹9,993
28 Feb 21₹13,134

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.9%
3 Month 2.9%
6 Month 13.6%
1 Year 38.9%
3 Year 21.9%
5 Year 19.2%
10 Year
15 Year
Since launch 24.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a CAGR/Annualized return of 15.4% since its launch.  Ranked 4 in Sectoral category.  Return for 2022 was 11.2% , 2021 was 45.9% and 2020 was 5.4% .

Below is the key information for Franklin Build India Fund

Franklin Build India Fund
Growth
Launch Date 4 Sep 09
NAV (24 Mar 23) ₹69.5267 ↓ -0.76   (-1.08 %)
Net Assets (Cr) ₹1,184 on 28 Feb 23
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.31
Sharpe Ratio 0.62
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹9,285
29 Feb 20₹9,243
28 Feb 21₹12,291
28 Feb 22₹14,870
28 Feb 23₹16,961

Franklin Build India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -0.8%
3 Month 0.1%
6 Month 2.2%
1 Year 13%
3 Year 39.8%
5 Year 12.3%
10 Year
15 Year
Since launch 15.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 11.2%
2021 45.9%
2020 5.4%
2019 6%
2018 -10.7%
2017 43.3%
2016 8.4%
2015 2.1%
2014 93.8%
2013 6.1%
Fund Manager information for Franklin Build India Fund
NameSinceTenure
Ajay Argal18 Oct 211.29 Yr.
Kiran Sebastian7 Feb 220.98 Yr.
Sandeep Manam18 Oct 211.29 Yr.

Data below for Franklin Build India Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Industrials39.72%
Financial Services15.68%
Utility12.01%
Consumer Cyclical7.07%
Energy6.46%
Basic Materials5.81%
Communication Services4.82%
Real Estate3.24%
Asset Allocation
Asset ClassValue
Cash5.19%
Equity94.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT
10%₹117 Cr550,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK
6%₹77 Cr925,000
NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 532555
5%₹62 Cr3,600,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL
5%₹58 Cr750,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE
5%₹57 Cr243,000
↑ 13,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 532898
5%₹57 Cr2,625,000
↑ 525,000
KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 15 | KEI
5%₹55 Cr340,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 532215
4%₹44 Cr500,000
↓ -65,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 20 | INDIGO
3%₹39 Cr185,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN
3%₹39 Cr700,000
↓ -110,000

3. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2022 was 10.1% , 2021 was 10.8% and 2020 was 5.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (24 Mar 23) ₹26.103 ↑ 0.03   (0.12 %)
Net Assets (Cr) ₹469 on 28 Feb 23
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.59
Sharpe Ratio 0.74
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.11%
Effective Maturity 4 Years 1 Month 24 Days
Modified Duration 2 Years 11 Months 19 Days
Sub Cat. Dynamic Bond

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹10,351
29 Feb 20₹9,976
28 Feb 21₹10,652
28 Feb 22₹11,879
28 Feb 23₹13,189

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.8%
3 Month 1.5%
6 Month 2.8%
1 Year 12%
3 Year 10.7%
5 Year 5.7%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 10.1%
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 211.17 Yr.

Data below for UTI Dynamic Bond Fund as on 28 Feb 23

Asset Allocation
Asset ClassValue
Cash47.85%
Debt52.15%
Debt Sector Allocation
SectorValue
Government54.4%
Cash Equivalent31.34%
Corporate14.26%
Credit Quality
RatingValue
AA6.91%
AAA93.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -
22%₹100 Cr1,000,000,000
↑ 500,000,000
7.26 8/22/2032 12:00:00 Am
Sovereign Bonds | -
13%₹60 Cr600,000,000
↓ -350,000,000
7.64% MP Sdl 2033
Sovereign Bonds | -
6%₹25 Cr250,000,000
↑ 250,000,000
Indian Railway Finance Corporation Limited
Debentures | -
6%₹25 Cr2,500
182 DTB 23032023
Sovereign Bonds | -
3%₹15 Cr150,000,000
Punjab National Bank
Debentures | -
2%₹10 Cr100
Can Fin Homes Limited
Debentures | -
2%₹10 Cr100
Tata Capital Limited
Debentures | -
1%₹5 Cr50
Net Current Assets
Net Current Assets | -
28%₹124 Cr
Canara Bank
Certificate of Deposit | -
6%₹25 Cr250,000,000

4. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2022 was 10.3% , 2021 was 2.8% and 2020 was 8.9% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (24 Mar 23) ₹18.5085 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹525 on 28 Feb 23
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.31
Sharpe Ratio 0.8
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.56%
Effective Maturity 3 Years 11 Months 5 Days
Modified Duration 3 Years 2 Months 23 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹10,499
29 Feb 20₹10,696
28 Feb 21₹11,394
28 Feb 22₹11,837
28 Feb 23₹13,034

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.8%
3 Month 1.4%
6 Month 3.4%
1 Year 10.8%
3 Year 7.9%
5 Year 5.5%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 211.17 Yr.

Data below for UTI Banking & PSU Debt Fund as on 28 Feb 23

Asset Allocation
Asset ClassValue
Cash5.77%
Debt94.23%
Debt Sector Allocation
SectorValue
Government47.38%
Corporate46.85%
Cash Equivalent5.77%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -
21%₹110 Cr1,100,000,000
↓ -150,000,000
Power Finance Corporation Ltd.
Debentures | -
7%₹40 Cr400
↑ 50
National Housing Bank
Debentures | -
7%₹40 Cr400
Axis Bank Limited
Debentures | -
6%₹30 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
5%₹26 Cr250
Export Import Bank Of India
Debentures | -
5%₹25 Cr250
Indian Railway Finance Corporation Limited
Debentures | -
5%₹25 Cr250
Small Industries Development Bank Of India
Debentures | -
5%₹25 Cr250
Rec Limited
Debentures | -
5%₹25 Cr250
ICICI Bank Limited
Debentures | -
4%₹24 Cr250

5. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 1 in Sectoral category.  Return for 2022 was 1.7% , 2021 was 64.8% and 2020 was 6.3% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund
Growth
Launch Date 8 Mar 11
NAV (24 Mar 23) ₹24.596 ↓ -0.40   (-1.58 %)
Net Assets (Cr) ₹615 on 28 Feb 23
Category Equity - Sectoral
AMC IDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.47
Sharpe Ratio 0.22
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹7,213
29 Feb 20₹6,922
28 Feb 21₹9,707
28 Feb 22₹12,168
28 Feb 23₹13,148

IDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0%
3 Month 3.5%
6 Month 0.1%
1 Year 9.6%
3 Year 42.4%
5 Year 7.1%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 1.7%
2021 64.8%
2020 6.3%
2019 -5.3%
2018 -25.9%
2017 58.7%
2016 10.7%
2015 -0.2%
2014 43.2%
2013 -10.8%
Fund Manager information for IDFC Infrastructure Fund
NameSinceTenure
Sachin Relekar8 Dec 202.15 Yr.

Data below for IDFC Infrastructure Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Industrials58.58%
Basic Materials24.42%
Utility8.33%
Communication Services5.28%
Real Estate1.12%
Energy0.96%
Asset Allocation
Asset ClassValue
Cash1.32%
Equity98.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
10%₹64 Cr300,428
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO
8%₹51 Cr72,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL
5%₹31 Cr408,700
Transport Corp of India Ltd (Industrials)
Equity, Since 31 Mar 18 | TCI
5%₹31 Cr498,262
↓ -86,960
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 532286
5%₹28 Cr482,100
ABB India Ltd (Industrials)
Equity, Since 31 Jul 21 | ABB
4%₹27 Cr93,811
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT
4%₹26 Cr96,880
PNC Infratech Ltd (Industrials)
Equity, Since 31 Oct 15 | PNCINFRA
4%₹25 Cr772,464
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 19 | BEL
4%₹25 Cr2,664,600
Thermax Ltd (Industrials)
Equity, Since 30 Sep 19 | THERMAX
4%₹24 Cr124,395

6. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

PGIM India Credit Risk Fund is a Debt - Credit Risk fund was launched on 29 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 2 in Credit Risk category. .

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (21 Jan 22) ₹15.5876 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹39 on 31 Dec 21
Category Debt - Credit Risk
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 5.01%
Effective Maturity 7 Months 2 Days
Modified Duration 6 Months 14 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹10,549
29 Feb 20₹10,960
28 Feb 21₹10,713

PGIM India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 4.4%
1 Year 8.4%
3 Year 3%
5 Year 4.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
Fund Manager information for PGIM India Credit Risk Fund
NameSinceTenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

7. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.1% since its launch.  Ranked 2 in Sectoral category.  Return for 2022 was 9.3% , 2021 was 19.3% and 2020 was 13.5% .

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund
Growth
Launch Date 12 May 06
NAV (24 Mar 23) ₹58.8635 ↓ -0.43   (-0.72 %)
Net Assets (Cr) ₹1,107 on 28 Feb 23
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.24
Sharpe Ratio 0.17
Information Ratio -0.36
Alpha Ratio 0.86
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹9,252
29 Feb 20₹10,114
28 Feb 21₹11,579
28 Feb 22₹13,155
28 Feb 23₹14,088

Sundaram Rural and Consumption Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -1.8%
3 Month -4.5%
6 Month -9.3%
1 Year 6.8%
3 Year 26.2%
5 Year 7.9%
10 Year
15 Year
Since launch 11.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 9.3%
2021 19.3%
2020 13.5%
2019 2.7%
2018 -7.8%
2017 38.7%
2016 21.1%
2015 6.3%
2014 47.4%
2013 -0.6%
Fund Manager information for Sundaram Rural and Consumption Fund
NameSinceTenure
Ratish Varier1 Jan 221.08 Yr.
Ashish Aggarwal1 Jan 221.08 Yr.

Data below for Sundaram Rural and Consumption Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Consumer Cyclical39.87%
Consumer Defensive30.6%
Communication Services10.2%
Financial Services4.26%
Health Care2.29%
Real Estate2.01%
Industrials1.48%
Basic Materials1.41%
Asset Allocation
Asset ClassValue
Cash7.88%
Equity92.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR
9%₹103 Cr398,056
↓ -55,252
Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN
6%₹70 Cr293,714
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 22 | BHARTIARTL
6%₹64 Cr834,415
↑ 99,936
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC
6%₹64 Cr1,820,266
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI
6%₹63 Cr70,800
↓ -750
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Dec 18 | MCDOWELL-N
4%₹42 Cr552,858
↑ 16,115
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | CROMPTON
4%₹42 Cr1,281,554
↓ -43,899
State Bank of India (Financial Services)
Equity, Since 31 Oct 22 | SBIN
3%₹35 Cr632,666
↑ 188,387
Page Industries Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | 532827
3%₹35 Cr8,638
↓ -500
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | M&M
3%₹33 Cr239,842

8. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 15.7% since its launch.  Return for 2022 was 11.9% , 2021 was 23.5% and 2020 was -5.5% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (24 Mar 23) ₹84.06 ↓ -0.76   (-0.90 %)
Net Assets (Cr) ₹5,871 on 28 Feb 23
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.05
Sharpe Ratio 0.23
Information Ratio -0.06
Alpha Ratio 1.05
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹9,930
29 Feb 20₹11,066
28 Feb 21₹12,725
28 Feb 22₹13,600
28 Feb 23₹14,701

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -1.7%
3 Month -5.2%
6 Month -2.2%
1 Year 6.1%
3 Year 31.4%
5 Year 8.7%
10 Year
15 Year
Since launch 15.7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 11.9%
2021 23.5%
2020 -5.5%
2019 14.5%
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
2014 69%
2013 -2.6%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 185.01 Yr.
Sharmila D’mello30 Jun 220.59 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Financial Services94.2%
Asset Allocation
Asset ClassValue
Cash4.76%
Equity95.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
17%₹976 Cr11,728,819
↑ 1,163,568
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
17%₹970 Cr6,046,515
↑ 13,459
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215
9%₹493 Cr5,651,581
↑ 353,543
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
8%₹447 Cr8,083,194
SBI Life Insurance Company Limited (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE
5%₹309 Cr2,533,973
↓ -146,357
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 540716
5%₹268 Cr2,368,342
↓ -18,030
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK
4%₹227 Cr1,313,004
↑ 1,313,004
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 21 | HDFC
4%₹223 Cr850,414
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 21 | SBICARD
4%₹200 Cr2,770,643
↑ 255,967
Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 22 | 533398
3%₹175 Cr1,680,723
↑ 63,579

9. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.2% since its launch.  Ranked 4 in Small Cap category.  Return for 2022 was 8.1% , 2021 was 47.6% and 2020 was 33.6% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (24 Mar 23) ₹107.423 ↓ -1.28   (-1.18 %)
Net Assets (Cr) ₹15,395 on 28 Feb 23
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.84
Sharpe Ratio 0.41
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Small Cap

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹8,051
29 Feb 20₹9,312
28 Feb 21₹13,288
28 Feb 22₹16,842
28 Feb 23₹18,634

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -2.4%
3 Month -2.2%
6 Month -5.8%
1 Year 6.1%
3 Year 41.3%
5 Year 14.4%
10 Year
15 Year
Since launch 19.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 8.1%
2021 47.6%
2020 33.6%
2019 6.1%
2018 -19.6%
2017 78.7%
2016 1.3%
2015 20.6%
2014 110.7%
2013 7.8%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 139.22 Yr.
Mohit Jain25 Aug 220.44 Yr.

Data below for SBI Small Cap Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Industrials35.07%
Consumer Cyclical22.02%
Basic Materials11.73%
Financial Services5.3%
Consumer Defensive4.42%
Health Care2.59%
Communication Services2.04%
Real Estate0.79%
Utility0.53%
Asset Allocation
Asset ClassValue
Cash15.39%
Equity84.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO
4%₹578 Cr4,700,000
Carborundum Universal Ltd (Industrials)
Equity, Since 31 May 19 | CARBORUNIV
3%₹481 Cr4,939,842
Kalpataru Power Transmission Ltd (Industrials)
Equity, Since 31 May 20 | KALPATPOWR
3%₹464 Cr9,000,000
↑ 2,162,919
V-Guard Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | VGUARD
3%₹419 Cr17,000,000
Vedant Fashions Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 543463
3%₹417 Cr3,500,000
Triveni Turbine Ltd (Industrials)
Equity, Since 31 Jan 19 | 533655
3%₹413 Cr15,211,548
↓ -223,895
Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE
3%₹403 Cr23,395,569
TTK Prestige Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | TTKPRESTIG
3%₹402 Cr5,134,034
↑ 2,234,034
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | SFL
3%₹384 Cr3,140,000
Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | LEMONTREE
3%₹383 Cr50,000,000

10. ICICI Prudential Long Term Plan

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Long Term Plan is a Debt - Dynamic Bond fund was launched on 20 Jan 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 1 in Dynamic Bond category.  Return for 2022 was 4.5% , 2021 was 4.3% and 2020 was 11.8% .

Below is the key information for ICICI Prudential Long Term Plan

ICICI Prudential Long Term Plan
Growth
Launch Date 20 Jan 10
NAV (24 Mar 23) ₹30.7897 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹6,755 on 28 Feb 23
Category Debt - Dynamic Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.41
Sharpe Ratio -0.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 8.19%
Effective Maturity 5 Years 10 Months 24 Days
Modified Duration 2 Years 1 Month 10 Days
Sub Cat. Dynamic Bond

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹10,673
29 Feb 20₹12,001
28 Feb 21₹13,041
28 Feb 22₹13,674
28 Feb 23₹14,378

ICICI Prudential Long Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.7%
3 Month 1.5%
6 Month 3.4%
1 Year 5.8%
3 Year 6.9%
5 Year 7.4%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.5%
2021 4.3%
2020 11.8%
2019 10.2%
2018 6.2%
2017 5.1%
2016 16.9%
2015 5.7%
2014 19.4%
2013 9.6%
Fund Manager information for ICICI Prudential Long Term Plan
NameSinceTenure
Manish Banthia28 Sep 1210.35 Yr.
Anuj Tagra15 Jan 158.05 Yr.

Data below for ICICI Prudential Long Term Plan as on 28 Feb 23

Asset Allocation
Asset ClassValue
Cash13.55%
Debt86.45%
Debt Sector Allocation
SectorValue
Government45.32%
Corporate43.63%
Cash Equivalent11.06%
Credit Quality
RatingValue
AA35.62%
AAA64.38%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.42 9/22/2033 12:00:00 Am
Sovereign Bonds | -
12%₹770 Cr77,450,350
7.26 8/22/2032 12:00:00 Am
Sovereign Bonds | -
11%₹705 Cr70,932,300
↓ -20,000,000
7.01 10/4/2028 12:00:00 Am
Sovereign Bonds | -
7%₹481 Cr48,878,150
7.69 10/30/2034 12:00:00 Am
Sovereign Bonds | -
7%₹448 Cr45,960,800
7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -
6%₹419 Cr41,735,270
Embassy Office Parks Reit
Debentures | -
2%₹122 Cr1,250
Motilal Oswal Finvest Limited
Debentures | -
2%₹119 Cr1,200
↑ 1,200
Tata Realty And Infrastructure Limited
Debentures | -
2%₹109 Cr1,100
Varanasi Sangam Expressway Private Limited
Debentures | -
2%₹101 Cr1,080
Tata Housing Development Company Limited
Debentures | -
2%₹100 Cr10,000

11. SBI Debt Hybrid Fund

(Erstwhile SBI Magnum Monthly Income Plan)

To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 5 in Hybrid Debt category.  Return for 2022 was 4.5% , 2021 was 14.1% and 2020 was 13.5% .

Below is the key information for SBI Debt Hybrid Fund

SBI Debt Hybrid Fund
Growth
Launch Date 9 Apr 01
NAV (24 Mar 23) ₹55.8609 ↓ -0.09   (-0.16 %)
Net Assets (Cr) ₹7,250 on 28 Feb 23
Category Hybrid - Hybrid Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.14
Sharpe Ratio 0.03
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Hybrid Debt

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹10,174
29 Feb 20₹11,061
28 Feb 21₹12,655
28 Feb 22₹14,027
28 Feb 23₹14,797

SBI Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for SBI Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -0.1%
3 Month 0.5%
6 Month 1.7%
1 Year 5.6%
3 Year 14.4%
5 Year 8.2%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.5%
2021 14.1%
2020 13.5%
2019 8.1%
2018 -0.2%
2017 8.5%
2016 12.5%
2015 8.2%
2014 18%
2013 4.1%
Fund Manager information for SBI Debt Hybrid Fund
NameSinceTenure
Saurabh Pant1 Jan 221.08 Yr.
Mansi Sajeja30 Jun 211.59 Yr.
Mohit Jain1 Jan 203.09 Yr.

Data below for SBI Debt Hybrid Fund as on 28 Feb 23

Asset Allocation
Asset ClassValue
Cash10.97%
Equity22.08%
Debt66.95%
Equity Sector Allocation
SectorValue
Financial Services5.96%
Industrials4.66%
Consumer Cyclical3.82%
Consumer Defensive2.31%
Basic Materials2.27%
Technology1.62%
Health Care0.53%
Communication Services0.51%
Energy0.4%
Debt Sector Allocation
SectorValue
Government39.67%
Corporate29.29%
Cash Equivalent8.96%
Credit Quality
RatingValue
AA22.69%
AAA77.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.54 5/23/2036 12:00:00 Am
Sovereign Bonds | -
3%₹227 Cr22,500,000
08.64 MP Sdl 2033
Sovereign Bonds | -
3%₹214 Cr20,000,000
07.78 MH Sgs 2030
Sovereign Bonds | -
3%₹202 Cr20,000,000
Bharti Telecom Limited
Debentures | -
3%₹201 Cr2,000
7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -
3%₹201 Cr20,000,000
7.4 9/19/2062 12:00:00 Am
Sovereign Bonds | -
3%₹200 Cr20,000,000
↑ 20,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹199 Cr20,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
2%₹158 Cr1,820,000
07.70 MH Sgs 2030
Sovereign Bonds | -
2%₹151 Cr15,000,000
Mahanagar Telephone Nigam Limited.
Debentures | -
2%₹151 Cr1,500

12. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2022 was 4.8% , 2021 was 3.2% and 2020 was 3.8% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (24 Mar 23) ₹1,968.47 ↑ 0.27   (0.01 %)
Net Assets (Cr) ₹4,170 on 28 Feb 23
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.2
Sharpe Ratio -1.4
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 7.03%
Effective Maturity 21 Days
Modified Duration 23 Days
Sub Cat. Liquid Fund

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹9,819
29 Feb 20₹10,398
28 Feb 21₹10,754
28 Feb 22₹11,104
28 Feb 23₹11,694

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 3.2%
1 Year 5.6%
3 Year 4.1%
5 Year 3.2%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.2%
2020 3.8%
2019 6.2%
2018 -1.8%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 221.08 Yr.
Sandeep Agarwal16 May 220.71 Yr.

Data below for Principal Cash Management Fund as on 28 Feb 23

Asset Allocation
Asset ClassValue
Cash98.05%
Debt1.95%
Debt Sector Allocation
SectorValue
Cash Equivalent70.22%
Corporate19.24%
Government10.54%
Credit Quality
RatingValue
AA1.71%
AAA98.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
27%₹1,013 Cr
Axis Bank Limited
Certificate of Deposit | -
4%₹150 Cr3,000
Dbs Bank India Limited
Certificate of Deposit | -
4%₹139 Cr2,800
Small Industries Development Bank Of India
Commercial Paper | -
3%₹100 Cr2,000
Birla Group Holdings Private Limited
Commercial Paper | -
3%₹100 Cr2,000
Julius Baer Capital (India) Private Limited
Commercial Paper | -
3%₹100 Cr2,000
ICICI Home Finance Company Limited
Commercial Paper | -
3%₹100 Cr2,000
Redington Limited
Commercial Paper | -
3%₹100 Cr2,000
Reliance Jio Infocomm Limited
Commercial Paper | -
3%₹99 Cr2,000
91 DTB 13042023
Sovereign Bonds | -
3%₹99 Cr10,000,000

13. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 4 in Liquid Fund category.  Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.2% .

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund
Growth
Launch Date 5 Sep 07
NAV (24 Mar 23) ₹290.272 ↑ 0.04   (0.01 %)
Net Assets (Cr) ₹810 on 28 Feb 23
Category Debt - Liquid Fund
AMC Pramerica Asset Managers Private Limited
Rating
Risk Low
Expense Ratio 0
Sharpe Ratio -1.75
Information Ratio -5.39
Alpha Ratio -0.22
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.94%
Effective Maturity 22 Days
Modified Duration 19 Days
Sub Cat. Liquid Fund

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹10,757
29 Feb 20₹11,440
28 Feb 21₹11,879
28 Feb 22₹12,276
28 Feb 23₹12,925

PGIM India Insta Cash Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.2%
1 Year 5.5%
3 Year 4.3%
5 Year 5.3%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.1%
Fund Manager information for PGIM India Insta Cash Fund
NameSinceTenure
Bhupesh Kalyani13 Sep 220.39 Yr.
Puneet Pal16 Jul 220.55 Yr.

Data below for PGIM India Insta Cash Fund as on 28 Feb 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent84.75%
Government8.79%
Corporate6.46%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Clearing Corporation Of India Ltd.
CBLO | -
27%₹201 Cr
Net Receivables / (Payables)
CBLO | -
9%-₹69 Cr
Redington Limited ** ^
Net Current Assets | -
7%₹50 Cr5,000,000
↑ 5,000,000
91 DTB 16032023
Sovereign Bonds | -
5%₹40 Cr4,000,000
Axis Securities Limited
Commercial Paper | -
5%₹35 Cr3,500,000
Grasim Industries Limited
Debentures | -
4%₹30 Cr3,000,000
Axis Bank Limited
Certificate of Deposit | -
4%₹29 Cr2,900,000
08.39 RJ UDAY 2023
Domestic Bonds | -
4%₹27 Cr2,700,000
Reliance Industries Limited
Debentures | -
3%₹25 Cr2,500,000
Chennai Petroleum Corporation Ltd.
Debentures | -
3%₹25 Cr2,500,000
↑ 2,500,000

14. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 3 in Liquid Fund category.  Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4% .

Below is the key information for JM Liquid Fund

JM Liquid Fund
Growth
Launch Date 31 Dec 97
NAV (24 Mar 23) ₹60.9304 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹1,427 on 28 Feb 23
Category Debt - Liquid Fund
AMC JM Financial Asset Management Limited
Rating
Risk Low
Expense Ratio 0.21
Sharpe Ratio -1.81
Information Ratio -4.89
Alpha Ratio -0.2
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.06%
Effective Maturity 19 Days
Modified Duration 18 Days
Sub Cat. Liquid Fund

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹10,750
29 Feb 20₹11,423
28 Feb 21₹11,837
28 Feb 22₹12,237
28 Feb 23₹12,886

JM Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 3.2%
1 Year 5.5%
3 Year 4.2%
5 Year 5.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.3%
2020 4%
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.3%
Fund Manager information for JM Liquid Fund
NameSinceTenure
Shalini Tibrewala31 Dec 9725.1 Yr.
Naghma Khoja21 Oct 211.28 Yr.

Data below for JM Liquid Fund as on 28 Feb 23

Asset Allocation
Asset ClassValue
Cash98.55%
Debt1.45%
Debt Sector Allocation
SectorValue
Cash Equivalent66.38%
Corporate24.82%
Government8.51%
Credit Quality
RatingValue
AA5.21%
AAA94.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps-Triparty Repo
CBLO/Reverse Repo | -
18%₹308 Cr00
HDFC Bank Limited
Certificate of Deposit | -
6%₹100 Cr2,000
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -
6%₹99 Cr2,000
Birla Group Holdings Private Limited
Commercial Paper | -
4%₹75 Cr1,500
The Tata Power Company Limited
Debentures | -
4%₹65 Cr650
Small Industries Development Bank Of India
Certificate of Deposit | -
4%₹65 Cr1,300
7.10% Govt Stock 2029
Sovereign Bonds | -
3%₹59 Cr5,940,800
L&T Finance Limited
Debentures | -
3%₹50 Cr500
Chennai Petroleum Corporation Ltd
Commercial Paper | -
3%₹50 Cr1,000
Export-Import Bank Of India
Commercial Paper | -
3%₹50 Cr1,000

15. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 7 in Money Market category.  Return for 2022 was 4.8% , 2021 was 3.8% and 2020 was 6.6% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund
Growth
Launch Date 13 Oct 05
NAV (24 Mar 23) ₹312.258 ↑ 0.02   (0.01 %)
Net Assets (Cr) ₹13,095 on 28 Feb 23
Category Debt - Money Market
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.32
Sharpe Ratio -0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.76%
Effective Maturity 5 Months 19 Days
Modified Duration 5 Months 19 Days
Sub Cat. Money Market

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹10,815
29 Feb 20₹11,660
28 Feb 21₹12,366
28 Feb 22₹12,861
28 Feb 23₹13,534

Aditya Birla Sun Life Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.4%
1 Year 5.5%
3 Year 5.7%
5 Year 6.3%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.8%
2020 6.6%
2019 8%
2018 7.9%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.2%
2013 9.4%
Fund Manager information for Aditya Birla Sun Life Money Manager Fund
NameSinceTenure
Kaustubh Gupta15 Jul 1111.56 Yr.
Anuj Jain22 Mar 211.87 Yr.
Mohit Sharma1 Apr 175.84 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 28 Feb 23

Asset Allocation
Asset ClassValue
Cash88.11%
Debt11.89%
Debt Sector Allocation
SectorValue
Cash Equivalent50.14%
Corporate27.89%
Government21.6%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 29062023
Sovereign Bonds | -
3%₹399 Cr40,842,970
Indian Bank
Domestic Bonds | -
3%₹371 Cr8,000
↑ 8,000
7.68 12/15/2023 12:00:00 Am
Sovereign Bonds | -
2%₹251 Cr25,000,000
364 DTB 07122023
Sovereign Bonds | -
2%₹236 Cr25,000,000
07.57 CG Sdl 2023
Sovereign Bonds | -
1%₹150 Cr15,000,000
182 DTB 06072023
Sovereign Bonds | -
1%₹146 Cr15,000,000
08.60 HR Sdl 2023
Sovereign Bonds | -
1%₹130 Cr13,000,000
182 DTB 02032023
Sovereign Bonds | -
1%₹115 Cr11,500,000
364 Dtb 02032023
Sovereign Bonds | -
1%₹100 Cr10,000,000
08.21 HR UDAY 2023
Domestic Bonds | -
1%₹75 Cr7,500,000

Mutual Fund Investment Options

Ideally, there are two options to invest in Mutual FundsSIP and lump sum. In a SIP, an investor can invest periodically, i.e., monthly, quarterly, etc. Whereas, in a lump sum, investors have to make one-time payment as an investment. Here, the deposit does not take place at multiple times.

In a SIP, investors can start their monthly investment with just INR 500, and in a lump sum, one can start investing with INR 5000. If you are a first-time investor, you can either use a sip calculator or a lump sum calculator to pre-determine your investments before investing.

SIP Calculator

When using a SIP calculator, one has to fill certain variables, that include-

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  • The estimated monthly SIP amount
  • Expected inflation rate (annual) for the years to come
  • Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.

Lump Sum Calculator

Individuals who are new to investment, find it difficult to understand the concept of lumpsum calculator and its functioning. Therefore, to ease out the complexities, the detailed information about the calculation is given. Go through this information to understand the process. The input data that needs to be fed in the lumpsum calculator includes:

  • The tenure of lumpsum investment
  • The amount of money is being invested through lumpsum mode
  • Expected rate of returns in the long-term from equity markets
  • Expected annual inflation rate

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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