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Mutual Fund Investment Plans

Updated on January 22, 2020 , 539 views

Mutual Funds in India bring in diverse Investment plan to cater the various objectives and the needs of the investors. It offers investment options for all kinds of investors, be it a risk-averse, high-risk or a moderate-risk taker, Mutual Funds have various risks ranging schemes. Its minimum investment amount, i.e., INR 500 monthly, has even attracted youngsters, students, house wife’s to begin their investments in Mutual Funds. So, if you are a new to Mutual Funds, here’s all you need to know about it.

What are Mutual Funds?

A mutual fund is a collective pool of money given by the investors to buy securities. Here the investment is made in various securities like stocks, Bonds, money market instruments, precious metals, commodities, etc. Mutual Funds are managed by professional fund managers who decide how to invest money by keeping a keen eye on the market movements.

The Mutual Fund in India is regulated by the Securities and Exchange Board of India (SEBI). All the Mutual Fund guidelines, rules & regulations, policies are set by SEBI. There are 36 Mutual Fund schemes introduced by SEBI in order to cater to the diverse requirements of the investors.

Mutual-funds

Types of Mutual Fund Investment Plans

On 6th October 2017, SEBI had passed a notice of re-categorisation of Mutual Funds in India. This is done to bring uniformity in similar schemes launched by the different Mutual Funds. SEBI wants to ensure that investors can find it easier to compare the products and evaluate the different options available before Investing in a scheme. So that the investors could invest according to their needs, Financial goals and risk appetite.

SEBI has categorised Mutual Fund schemes into 5 broad categories and 36 sub-categories. This mandates Mutual Fund Houses to make the changes in their existing & future schemes. Here, the list of different types of MF schemes in India.

1. Equity Mutual Funds

An equity fund mainly invests in stocks. In other words, the money is invested into shares of different companies. These funds are high-risk, high-return funds, which means that an investor who can tolerate risk should only prefer investing in equities. Let's look at the various types of Equity Funds:

a. Large cap funds

These funds would invest in companies that fall under the 1st to 100th company in terms of full market capitalization. Large cap funds invest in those firms that have the possibility of showing year on year steady growth and profits, which in turn offers stability over a period of time to investors. These stocks give steady returns over long periods of time.

b. Mid cap funds

These funds would invest in companies that fall under the 101st to 250th company in terms of full market capitalization. From a standpoint of the investor, the investing period of mid-caps should be much higher than large-caps due to the higher fluctuations (or volatility) in the prices of the stocks.

c. Large and mid cap funds

SEBI has introduced a combo of large and mid cap funds, which means that these are the schemes that invest in both large & mid cap stocks. Here, the fund will invest a minimum of 35 percent each in mid and large cap stocks.

d. Small cap funds

small cap companies include the startups or firms that are in their early stage of development with small revenues. These funds would invest in companies that fall under the 251st company onwards in terms of full market capitalization. Small-caps have a great potential to discover the value and can generate good returns. However, given the small size, the risks are very high, hence the investing period of small-caps is expected to be the highest.

e. Multi cap funds

Also known as diversified funds, these invest across market capitalization, i.e., essentially across large-cap, mid-cap, and small-cap. They typically invest anywhere between 40–60% in large cap stocks, 10–40% in mid-cap stocks and about 10% in small-cap stocks. While diversified equity funds or multi-cap funds invest across market capitalizations the risks of equity still remain in the investment.

f. Equity Linked Saving Schemes (ELSS)

These are equity mutual funds that save your tax as a qualified tax exemption under Section 80C of the Income Tax Act. They offer the twin advantage of capital gains and tax benefits. ELSS schemes come with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.

g. Dividend yield funds

dividend yield funds are those where a fund manager deigns the fund portfolios as per dividend yield strategy. This scheme is preferred by investors who like the idea of regular income as well as capital appreciation. This fund invests in companies that provide high dividend yield strategy. This fund aims at buying good underlying businesses that pay regular dividends at attractive valuations. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.

h.Value funds

value funds invest in those companies that have fallen out of favour but have good principles. The idea behind this is to select a stock that appears to be underpriced by the market. A value investor looks out for bargains and chooses investments that have a low price on factors such as earnings, net current assets, and sales.

i. Contra funds

contra funds take a contrarian view on equities. It is against the wind kind of investment style. The fund manager picks underperforming stocks at that point in time, which are likely to perform well in the long run, at cheap valuations. The idea here is to buy assets at a lower cost than its fundamental value in the long term. It is done with a belief that the assets will stabilize and come to its real value in the long term. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.

j. Focused funds

Focused funds hold a mix of equity funds, i.e., large, mid, small or multi-cap stocks, but has a limited number of stocks. As per SEBI, a focused fund can have a maximum of 30 stocks. These funds are allocated their holdings between a limited number of carefully researched securities. Focused funds can invest at least 65 percent of its total assets in equities.

k. Sector funds and Thematic equity funds

A sector fund is an equity scheme that invests in shares of companies that trade in a particular sector or industry like, for instance, a pharma fund would invest only in pharmaceutical companies. thematic funds can be across a wider sector than just keep a very narrow focus, for example, media and entertainment. In this theme, the fund can invest in various companies across publishing, online, media or broadcasting. The risks with thematic funds are the highest since there is virtually very little diversification. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.

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2. Debt Mutual Funds

A Debt fund invests in a fixed income instrument like Government Securities, Treasury Bills, Corporate Bonds, etc. Debt funds are preferred by those who are looking for a steady income with relatively lower risks, as they are comparatively less volatile than equities. Debt fund has 16 broad categories that are as follows:

a. Overnight fund

These are a debt scheme that will invest bonds that mature in a day. In other words, investment is done in overnight securities with a maturity of one day. This is a safe option for investors who want to park money without worrying about risks and returns.

b. Liquid funds

Liquid Funds invest in short-term money market instruments such as treasury bills, commercial papers, term deposits, etc. They invest in securities that have a lower maturity period, usually less than 91 days. Liquid funds provide easy liquidity and are less volatile than the other types of debt instruments. Also, liquid fund's investment returns are better than that of a Savings Account.

c. Ultra short duration funds

Ultra short duration funds invest in fixed income instruments which have a Macaulay duration between three to six months. Ultra short-term funds help investors avoid interest rate risks and also offer better returns compared to liquid debt funds. Macaulay duration measures how long it will take the scheme to recoup the investment

d. Low duration funds

The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.

e. Money market funds

The money market fund invests in many markets such as commercial/treasury bills, commercial papers, certificate of deposit and other instruments specified by the Reserve Bank of India (RBI). These investments are a good option for risk-averse investors who want to earn good returns in short duration. This debt scheme will invest in money market instruments having a maturity up to one year.

f. Short duration funds

Short duration funds mainly invest in Commercial Papers, Certificate of Deposits, Money Market Instruments, etc, with a Macaulay duration of one to three years. They may provide a higher level of return than ultra-short-term and liquid funds but will be exposed to higher risks.

g. Medium duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years. These funds have an average maturity period that is longer than liquid, ultra-short and short duration debt funds.

h. Medium to long duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.

i. Long duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.

j. Dynamic bond funds

Dynamic bond funds invest in fixed income securities consisting of varying maturity periods. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bond funds.

k. Corporate bond funds

Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds. Corporate bond funds are a great option when it comes to good return and low-risk type investment. Investors can earn a regular income which is usually higher than that of interest on your Fixed Deposits (FDs).

l. Credit risk funds

This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.

m. Banking and PSU funds

This scheme predominantly invests in debt and money market instruments consisting of securities issued by entities such as Banks, Public Financial Institutions, Public Sector Undertakings. This option is considered to maintain an optimum balance of liquidity, safety, and yield.

n. Gilt fund

This scheme invests in government securities issued by RBI. Government-backed securities include G-secs, treasury bills, etc. As the papers are backed by the government these schemes are relatively safer. Depending on their maturity profile, long-term Gilt Funds carry interest rate risks. For instance, the higher the maturity of the scheme the higher would be the interest rate risk. Gilt Funds will invest a minimum 80 percent of its total assets in government securities.

o. Gilt fund with 10-year constant duration

This scheme will invest in government securities with a maturity of 10 years. 15. Gilt Fund with a 10-year Constant Duration will invest a minimum 80 percent in government securities.

p. Floater funds

This debt scheme mainly invests in floating rate instruments, where the interest paid changes in order with the changing interest rate scenario in the debt market. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.

3. Hybrid Mutual Funds

Hybrid Funds act as a combination of equity and debt fund. This fund allows an investor to invest in both equity and debt markets in certain proportions.

a. Conservative hybrid funds

This scheme will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. This scheme is named as conservative because it is for people who are risk-averse. Investors who don't want to take much risk in their investment can prefer investing in this scheme.

b. Balanced hybrid funds

This fund will invest around 40-60 percent of its total assets in both debt and equity instruments. The beneficial factor of a Balanced Fund is that they provide equity comparable returns with a lower risk factor.

c. Aggressive hybrid funds

This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual Fund Houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.

d. Dynamic asset allocation or Balanced advantage funds

This scheme would dynamically manage their investments in equity and debt instruments. These funds tend to increase the allocation to debt and reduce the weightage to equities when the market becomes costly. Also, these funds focus on providing stability at a low-risk.

e. Multi asset allocation

This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.

f. Arbitrage funds

This fund will follow the arbitrage strategy and will invest at least 65 percent of its assets in equity-related instruments. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors.

g. Equity savings

This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.

4. Solution Oriented Schemes

a. Retirement fund

This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.

b. Children’s fund

This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.

5. Other Schemes

a. Index Fund/ETF

These funds invest their corpus in shares that constitute a part of a particular index. In other words, these schemes mimic the performance of an index. These schemes are designed to track the returns of a particular market index. These schemes can be purchased either as Mutual Funds or as Exchange Traded Fund (ETFs). Also known as Index Tracker Funds, the corpus of these schemes is invested in the exact proportion as they are in the index. As a consequence, whenever, individuals purchase units of Index Funds, they indirectly own a share in the portfolio that has instruments of a particular index. This fund can invest at least 95 percent of its total asset in securities of a particular index.

b. FoFs (Overseas Domestic)

A Mutual Fund Investing its collected pool of money in another mutual fund (one or maybe more) is referred to as fund of funds. Investors in their portfolios take exposure to different funds and keep track of them separately. However, by investing in multi-manager mutual funds this process gets more simplified as investors need to track only one fund, which in turn holds numerous mutual funds within it. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.

15 Best Mutual Funds Across Categories

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)Sub Cat.
Franklin Asian Equity Fund Growth ₹25.1076
↓ -0.02
₹138 5,000 12.211.422.8139.428.2 Global
Axis Focused 25 Fund Growth ₹31.31
↑ 0.31
₹9,110 5,000 4.815.522.21811.914.7 Focused
Kotak Equity Opportunities Fund Growth ₹134.912
↑ 1.42
₹2,928 5,000 12.417.520.31310.113.2 Large & Mid Cap
DSP BlackRock US Flexible Equity Fund Growth ₹28.2945
↓ -0.21
₹272 1,000 8.112.619.913.411.827.5 Global
DSP BlackRock Equity Opportunities Fund Growth ₹243.633
↑ 1.50
₹5,589 1,000 7.31618.511.310.411.4 Large & Mid Cap
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹31.15
↑ 0.18
₹1,995 1,000 7.412.91814.911.914.9 Sectoral
ICICI Prudential Banking and Financial Services Fund Growth ₹70.93
↑ 0.54
₹3,592 5,000 1211.317.616.512.514.5 Sectoral
Kotak Standard Multicap Fund Growth ₹38.608
↑ 0.40
₹29,598 5,000 7.812.417.113.610.312.3 Multi Cap
Tata Retirement Savings Fund - Progressive Growth ₹31.947
↑ 0.22
₹743 5,000 4.813.516.914.410.911.5 Retirement Fund
SBI Small Cap Fund Growth ₹57.1548
↑ 0.64
₹3,156 5,000 9.116.516.815.113.86.1 Small Cap
Tata India Tax Savings Fund Growth ₹19.6285
↑ 0.14
₹2,094 500 7.110.916.813.211.113.6 ELSS
Invesco India Growth Opportunities Fund Growth ₹37.38
↑ 0.26
₹2,239 5,000 5.415.515.714.91010.7 Large & Mid Cap
Mirae Asset India Equity Fund  Growth ₹54.909
↑ 0.32
₹16,873 5,000 6.9101514.510.912.7 Multi Cap
Principal Emerging Bluechip Fund Growth ₹112.87
↑ 1.12
₹2,117 5,000 8.916.614.511.710.96.8 Large & Mid Cap
Tata Retirement Savings Fund-Moderate Growth ₹32.2758
↑ 0.19
₹1,157 5,000 4.41213.112.110.38.6 Retirement Fund
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jan 20

1. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Franklin Asian Equity Fund is a Equity - Global fund was launched on 16 Jan 08. It is a fund with High risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 1 in Global category.  Return for 2019 was 28.2% , 2018 was -13.6% and 2017 was 35.5% .

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (24 Jan 20) ₹25.1076 ↓ -0.02   (-0.08 %)
Net Assets (Cr) ₹138 on 31 Dec 19
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.85
Sharpe Ratio 1.49
Information Ratio -0.06
Alpha Ratio 6.87
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹9,541
31 Dec 16₹10,227
31 Dec 17₹13,854
31 Dec 18₹11,966
31 Dec 19₹15,335

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 2.7%
3 Month 12.2%
6 Month 11.4%
1 Year 22.8%
3 Year 13%
5 Year 9.4%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 28.2%
2018 -13.6%
2017 35.5%
2016 7.2%
2015 -4.6%
2014 9.2%
2013 12.4%
2012 19.3%
2011 -1.6%
2010 8.1%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Roshi Jain16 Jan 0811.88 Yr.
Pyari Menon26 Sep 190.18 Yr.

Data below for Franklin Asian Equity Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services28.65%
Consumer Cyclical21.95%
Technology18.91%
Communication Services7.86%
Consumer Defensive7.46%
Basic Materials4.61%
Industrials3.04%
Real Estate2.65%
Energy1.38%
Health Care0.86%
Asset Allocation
Asset ClassValue
Equity97.37%
Other2.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Alibaba Group Holding Ltd ADR (Consumer Cyclical)
Equity, Since 30 Sep 14 | BABA
10%₹13 Cr9,063
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330
8%₹11 Cr146,714
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930
8%₹10 Cr32,100
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700
8%₹10 Cr31,700
AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 01299
7%₹10 Cr132,124
Ping An Insurance (Group) Co. of China Ltd Class H (Financial Services)
Equity, Since 31 Dec 14 | 02318
5%₹7 Cr80,310
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | HDFCBANK
5%₹6 Cr49,254
Call, Cash & Other Assets
Receivables | -
3%₹3 Cr
New Oriental Education & Technology Group Inc ADR (Consumer Defensive)
Equity, Since 31 Dec 16 | EDU
3%₹3 Cr3,660
PT Bank Central Asia Tbk (Financial Services)
Equity, Since 30 Nov 12 | BBCA
2%₹3 Cr195,429

2. Axis Focused 25 Fund

To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies.

Axis Focused 25 Fund is a Equity - Focused fund was launched on 29 Jun 12. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.3% since its launch.  Ranked 7 in Focused category.  Return for 2019 was 14.7% , 2018 was 0.6% and 2017 was 45.2% .

Below is the key information for Axis Focused 25 Fund

Axis Focused 25 Fund
Growth
Launch Date 29 Jun 12
NAV (24 Jan 20) ₹31.31 ↑ 0.31   (1.00 %)
Net Assets (Cr) ₹9,110 on 31 Dec 19
Category Equity - Focused
AMC Axis Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.32
Sharpe Ratio 0.87
Information Ratio 0.4
Alpha Ratio 2.39
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Focused

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,391
31 Dec 16₹10,864
31 Dec 17₹15,769
31 Dec 18₹15,870
31 Dec 19₹18,195

Axis Focused 25 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Axis Focused 25 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 1.6%
3 Month 4.8%
6 Month 15.5%
1 Year 22.2%
3 Year 18%
5 Year 11.9%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 14.7%
2018 0.6%
2017 45.2%
2016 4.6%
2015 3.9%
2014 38.8%
2013 5.8%
2012
2011
2010
Fund Manager information for Axis Focused 25 Fund
NameSinceTenure
Jinesh Gopani7 Jun 163.48 Yr.

Data below for Axis Focused 25 Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services43.54%
Basic Materials11.89%
Consumer Cyclical11.05%
Energy7.31%
Technology6.71%
Consumer Defensive5.8%
Communication Services4.66%
Industrials3.1%
Health Care1.42%
Asset Allocation
Asset ClassValue
Cash4.51%
Equity95.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
8%₹754 Cr1,849,523
↑ 128,205
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 16 | 532978
8%₹681 Cr747,220
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE
7%₹650 Cr4,192,000
↑ 1,161,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK
7%₹647 Cr4,006,457
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | HDFCBANK
7%₹604 Cr4,738,000
↓ -1,752,492
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS
6%₹520 Cr2,534,738
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Apr 17 | 540376
6%₹516 Cr2,830,122
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 18 | HDFC
5%₹455 Cr1,981,971
↑ 209,309
Asian Paints Ltd (Basic Materials)
Equity, Since 30 Nov 18 | 500820
5%₹422 Cr2,475,200
↓ -201,000
Bandhan Bank Ltd (Financial Services)
Equity, Since 31 Oct 19 | 541153
5%₹409 Cr7,044,854

3. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch.  Ranked 2 in Large & Mid Cap category.  Return for 2019 was 13.2% , 2018 was -5.6% and 2017 was 34.9% .

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund
Growth
Launch Date 9 Sep 04
NAV (24 Jan 20) ₹134.912 ↑ 1.42   (1.06 %)
Net Assets (Cr) ₹2,928 on 31 Dec 19
Category Equity - Large & Mid Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.11
Sharpe Ratio 0.8
Information Ratio -0.4
Alpha Ratio 2.73
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,327
31 Dec 16₹11,318
31 Dec 17₹15,264
31 Dec 18₹14,407
31 Dec 19₹16,303

Kotak Equity Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 6.2%
3 Month 12.4%
6 Month 17.5%
1 Year 20.3%
3 Year 13%
5 Year 10.1%
10 Year
15 Year
Since launch 18.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 13.2%
2018 -5.6%
2017 34.9%
2016 9.6%
2015 3.3%
2014 49.9%
2013 4.2%
2012 30.1%
2011 -22.8%
2010 18.5%
Fund Manager information for Kotak Equity Opportunities Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 127.33 Yr.

Data below for Kotak Equity Opportunities Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services28.77%
Basic Materials17.09%
Industrials16.98%
Energy8.49%
Consumer Cyclical7.11%
Utility6.84%
Technology6.76%
Health Care3.91%
Consumer Defensive1.81%
Asset Allocation
Asset ClassValue
Cash1.76%
Equity98.22%
Other0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK
7%₹191 Cr1,500,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
7%₹185 Cr3,600,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE
6%₹178 Cr1,150,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 532215
4%₹111 Cr1,500,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
4%₹106 Cr800,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
4%₹104 Cr1,500,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS
3%₹87 Cr425,000
↓ -25,000
Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 506395
3%₹85 Cr1,790,003
SRF Ltd (Basic Materials)
Equity, Since 30 Nov 16 | SRF
3%₹83 Cr260,000
↑ 20,000
Indraprastha Gas Ltd (Utilities)
Equity, Since 30 Nov 17 | 532514
3%₹83 Cr2,000,000

4. DSP BlackRock US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a CAGR/Annualized return of 14.9% since its launch.  Ranked 3 in Global category.  Return for 2019 was 27.5% , 2018 was -1.1% and 2017 was 15.5% .

Below is the key information for DSP BlackRock US Flexible Equity Fund

DSP BlackRock US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (23 Jan 20) ₹28.2945 ↓ -0.21   (-0.73 %)
Net Assets (Cr) ₹272 on 31 Dec 19
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.97
Sharpe Ratio 1.66
Information Ratio -0.93
Alpha Ratio -3.03
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,253
31 Dec 16₹11,259
31 Dec 17₹13,005
31 Dec 18₹12,866
31 Dec 19₹16,400

DSP BlackRock US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for DSP BlackRock US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 1.5%
3 Month 8.1%
6 Month 12.6%
1 Year 19.9%
3 Year 13.4%
5 Year 11.8%
10 Year
15 Year
Since launch 14.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
2015 2.5%
2014 13.1%
2013 46.7%
2012
2011
2010
Fund Manager information for DSP BlackRock US Flexible Equity Fund
NameSinceTenure
Kedar Karnik17 Jul 163.46 Yr.
Laukik Bagwe3 Aug 127.41 Yr.
Jay Kothari1 Mar 136.84 Yr.

Data below for DSP BlackRock US Flexible Equity Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Technology21.49%
Health Care13.36%
Financial Services12.38%
Communication Services11.91%
Consumer Defensive11.04%
Consumer Cyclical9.38%
Industrials6.5%
Energy4.93%
Basic Materials2.15%
Utility1.5%
Asset Allocation
Asset ClassValue
Cash5.35%
Equity94.65%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2 USD
Investment Fund | -
96%₹251 Cr1,371,323
↑ 25,099
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
5%₹12 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹1 Cr

5. DSP BlackRock Equity Opportunities Fund

(Erstwhile DSP BlackRock Opportunities Fund)

The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of large and midcap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized

DSP BlackRock Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 16 May 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.6% since its launch.  Ranked 4 in Large & Mid Cap category.  Return for 2019 was 11.4% , 2018 was -9.2% and 2017 was 40.1% .

Below is the key information for DSP BlackRock Equity Opportunities Fund

DSP BlackRock Equity Opportunities Fund
Growth
Launch Date 16 May 00
NAV (24 Jan 20) ₹243.633 ↑ 1.50   (0.62 %)
Net Assets (Cr) ₹5,589 on 31 Dec 19
Category Equity - Large & Mid Cap
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.14
Sharpe Ratio 0.62
Information Ratio -0.22
Alpha Ratio 5.09
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,609
31 Dec 16₹11,794
31 Dec 17₹16,524
31 Dec 18₹14,997
31 Dec 19₹16,714

DSP BlackRock Equity Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for DSP BlackRock Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 4.7%
3 Month 7.3%
6 Month 16%
1 Year 18.5%
3 Year 11.3%
5 Year 10.4%
10 Year
15 Year
Since launch 17.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11.4%
2018 -9.2%
2017 40.1%
2016 11.2%
2015 6.1%
2014 45.4%
2013 6.5%
2012 29.4%
2011 -25.1%
2010 24.2%
Fund Manager information for DSP BlackRock Equity Opportunities Fund
NameSinceTenure
Rohit Singhania1 Jun 154.33 Yr.
Jay Kothari16 Mar 181.54 Yr.

Data below for DSP BlackRock Equity Opportunities Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services37.6%
Basic Materials10.49%
Energy8.49%
Industrials7.86%
Technology7.14%
Consumer Cyclical6.68%
Communication Services5.63%
Health Care5.37%
Utility3.81%
Consumer Defensive3.2%
Real Estate2.45%
Asset Allocation
Asset ClassValue
Cash1.16%
Equity98.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
7%₹418 Cr3,277,116
↓ -800,453
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK
7%₹405 Cr7,902,393
↓ -1,723,413
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 532215
5%₹265 Cr3,591,352
↑ 389,254
State Bank of India (Financial Services)
Equity, Since 30 Sep 19 | SBIN
5%₹261 Cr7,645,607
↑ 2,595,048
Infosys Ltd (Technology)
Equity, Since 28 Feb 18 | INFY
5%₹258 Cr3,703,934
↑ 845,194
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 18 | BHARTIARTL
4%₹219 Cr4,951,224
↑ 1,345,886
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 16 | RELIANCE
3%₹196 Cr1,260,735
↓ -191,283
Kansai Nerolac Paints Ltd (Basic Materials)
Equity, Since 30 Nov 17 | 500165
3%₹148 Cr2,823,542
↓ -215,818
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 19 | 500547
2%₹140 Cr2,731,792
↑ 212,153
Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 506395
2%₹136 Cr2,871,723
↓ -177,128

6. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 20.4% since its launch.  Ranked 3 in Sectoral category.  Return for 2019 was 14.9% , 2018 was -2.4% and 2017 was 47.6% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (24 Jan 20) ₹31.15 ↑ 0.18   (0.58 %)
Net Assets (Cr) ₹1,995 on 31 Dec 19
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.35
Sharpe Ratio 0.63
Information Ratio -0.87
Alpha Ratio -12.05
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹9,945
31 Dec 16₹11,508
31 Dec 17₹16,990
31 Dec 18₹16,578
31 Dec 19₹19,055

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month -0.9%
3 Month 7.4%
6 Month 12.9%
1 Year 18%
3 Year 14.9%
5 Year 11.9%
10 Year
15 Year
Since launch 20.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 14.9%
2018 -2.4%
2017 47.6%
2016 15.7%
2015 -0.5%
2014 65.8%
2013
2012
2011
2010
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Satyabrata Mohanty14 Dec 135.13 Yr.
Dhaval Gala26 Aug 153.44 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services92.19%
Asset Allocation
Asset ClassValue
Cash7.81%
Equity92.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK
14%₹280 Cr2,200,000
↓ -183,400
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK
11%₹219 Cr4,280,190
↓ -800,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
8%₹160 Cr393,716
↑ 45,785
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 540716
6%₹124 Cr910,929
↓ -3,098
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
6%₹118 Cr1,600,739
↓ -190,000
Clearing Corporation Of India Limited
CBLO | -
6%₹112 Cr
Bandhan Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | 541153
6%₹109 Cr1,869,288
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK
5%₹96 Cr594,830
↓ -58,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN
5%₹93 Cr2,709,080
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Nov 15 | 532978
4%₹89 Cr97,200

7. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 18.7% since its launch.  Return for 2019 was 14.5% , 2018 was -0.4% and 2017 was 45.1% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (24 Jan 20) ₹70.93 ↑ 0.54   (0.77 %)
Net Assets (Cr) ₹3,592 on 31 Dec 19
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.22
Sharpe Ratio 0.62
Information Ratio -1.16
Alpha Ratio -12.25
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹9,278
31 Dec 16₹11,232
31 Dec 17₹16,292
31 Dec 18₹16,222
31 Dec 19₹18,574

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 2.2%
3 Month 12%
6 Month 11.3%
1 Year 17.6%
3 Year 16.5%
5 Year 12.5%
10 Year
15 Year
Since launch 18.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 14.5%
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
2014 69%
2013 -2.6%
2012 72.2%
2011 -31.6%
2010 32.8%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 181.92 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services96.95%
Asset Allocation
Asset ClassValue
Cash3.35%
Equity96.63%
Other0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
15%₹538 Cr10,500,937
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
10%₹363 Cr10,605,307
↑ 1,028,038
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
9%₹341 Cr2,672,219
Bank of Baroda (Financial Services)
Equity, Since 31 May 17 | 532134
7%₹252 Cr23,977,141
↑ 1,317,724
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 13 | 532978
6%₹210 Cr230,081
↓ -6,532
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215
5%₹195 Cr2,632,941
↑ 286,277
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | FEDERALBNK
4%₹163 Cr18,266,314
↑ 3,159,000
Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | M&MFIN
4%₹133 Cr3,778,732
↑ 302,429
Treps
CBLO/Reverse Repo | -
3%₹126 Cr
ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIPRULI
3%₹110 Cr2,191,300

8. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Kotak Standard Multicap Fund is a Equity - Multi Cap fund was launched on 11 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.9% since its launch.  Ranked 3 in Multi Cap category.  Return for 2019 was 12.3% , 2018 was -0.9% and 2017 was 34.3% .

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund
Growth
Launch Date 11 Sep 09
NAV (24 Jan 20) ₹38.608 ↑ 0.40   (1.05 %)
Net Assets (Cr) ₹29,598 on 31 Dec 19
Category Equity - Multi Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.84
Sharpe Ratio 0.71
Information Ratio 0.02
Alpha Ratio 1.7
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,296
31 Dec 16₹11,268
31 Dec 17₹15,133
31 Dec 18₹15,000
31 Dec 19₹16,842

Kotak Standard Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 3.3%
3 Month 7.8%
6 Month 12.4%
1 Year 17.1%
3 Year 13.6%
5 Year 10.3%
10 Year
15 Year
Since launch 13.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12.3%
2018 -0.9%
2017 34.3%
2016 9.4%
2015 3%
2014 57.9%
2013 6.1%
2012 33.5%
2011 -22.3%
2010 20%
Fund Manager information for Kotak Standard Multicap Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 127.33 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services35.86%
Industrials11.5%
Energy11.3%
Basic Materials10.7%
Technology6.6%
Consumer Cyclical6.36%
Consumer Defensive3.68%
Utility3.24%
Health Care1.8%
Asset Allocation
Asset ClassValue
Cash6.21%
Equity93.78%
Debt0.01%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
9%₹2,556 Cr
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
7%₹2,102 Cr41,000,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 16 | RELIANCE
7%₹2,094 Cr13,500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
6%₹1,865 Cr14,630,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 532215
5%₹1,389 Cr18,800,000
↑ 400,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
5%₹1,357 Cr10,200,000
↑ 200,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY
3%₹956 Cr13,730,562
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 18 | TCS
3%₹903 Cr4,400,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO
3%₹873 Cr2,050,000
Petronet LNG Ltd (Energy)
Equity, Since 31 Aug 12 | 532522
3%₹806 Cr29,694,059
↑ 694,059

9. Tata Retirement Savings Fund - Progressive

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund - Progressive is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch.  Ranked 6 in Retirement Fund category.  Return for 2019 was 11.5% , 2018 was -6.1% and 2017 was 49.1% .

Below is the key information for Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive
Growth
Launch Date 1 Nov 11
NAV (24 Jan 20) ₹31.947 ↑ 0.22   (0.69 %)
Net Assets (Cr) ₹743 on 31 Dec 19
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.5
Sharpe Ratio 0.64
Information Ratio -0.12
Alpha Ratio -4.72
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Years (1%),60 Years and above(NIL)
Sub Cat. Retirement Fund

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,783
31 Dec 16₹11,120
31 Dec 17₹16,582
31 Dec 18₹15,575
31 Dec 19₹17,366

Tata Retirement Savings Fund - Progressive SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Tata Retirement Savings Fund - Progressive

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 2.2%
3 Month 4.8%
6 Month 13.5%
1 Year 16.9%
3 Year 14.4%
5 Year 10.9%
10 Year
15 Year
Since launch 15.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11.5%
2018 -6.1%
2017 49.1%
2016 3.1%
2015 7.8%
2014 47.4%
2013 1.5%
2012 21.7%
2011
2010
Fund Manager information for Tata Retirement Savings Fund - Progressive
NameSinceTenure
Murthy Nagarajan1 Apr 172.67 Yr.
Sonam Udasi1 Apr 163.67 Yr.
Ennette Fernandes18 Jun 181.45 Yr.

Data below for Tata Retirement Savings Fund - Progressive as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash3.63%
Equity96.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK
9%₹65 Cr506,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK
7%₹53 Cr1,030,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
6%₹47 Cr302,500
↓ -7,500
ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC
5%₹40 Cr1,608,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KOTAKBANK
4%₹33 Cr201,600
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFC
4%₹31 Cr134,000
↑ 8,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | 532215
3%₹25 Cr340,000
↑ 45,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 17 | LT
3%₹24 Cr181,500
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 May 19 | 540777
2%₹17 Cr300,000
Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Jan 18 | JUBLFOOD
2%₹17 Cr103,000

10. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch.  Ranked 4 in Small Cap category.  Return for 2019 was 6.1% , 2018 was -19.6% and 2017 was 78.7% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (24 Jan 20) ₹57.1548 ↑ 0.64   (1.13 %)
Net Assets (Cr) ₹3,156 on 31 Dec 19
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 2.57
Sharpe Ratio 0.24
Information Ratio 1.34
Alpha Ratio 10.09
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Small Cap

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹12,056
31 Dec 16₹12,212
31 Dec 17₹21,818
31 Dec 18₹17,537
31 Dec 19₹18,606

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 7.6%
3 Month 9.1%
6 Month 16.5%
1 Year 16.8%
3 Year 15.1%
5 Year 13.8%
10 Year
15 Year
Since launch 18.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.1%
2018 -19.6%
2017 78.7%
2016 1.3%
2015 20.6%
2014 110.7%
2013 7.8%
2012 31.9%
2011 -24.3%
2010 19%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 135.96 Yr.

Data below for SBI Small Cap Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Industrials26.06%
Consumer Cyclical21.63%
Basic Materials11.35%
Consumer Defensive11.02%
Financial Services7.56%
Technology4.11%
Health Care2.35%
Utility2.15%
Energy1.17%
Real Estate0.72%
Communication Services0.14%
Asset Allocation
Asset ClassValue
Cash11.11%
Equity88.42%
Other0.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
6%₹188 Cr
Hawkins Cookers Ltd (Consumer Cyclical)
Equity, Since 30 Jun 15 | 508486
4%₹128 Cr352,000
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Aug 18 | 540699
4%₹125 Cr377,000
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 18 | JKCEMENT
4%₹125 Cr1,077,439
Net Receivable / Payable
Net Current Assets | -
4%₹116 Cr
Hatsun Agro Product Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 531531
4%₹115 Cr1,980,215
↑ 1,101,115
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jan 19 | 540762
4%₹108 Cr2,300,000
Relaxo Footwears Ltd (Consumer Cyclical)
Equity, Since 30 Nov 13 | 530517
3%₹105 Cr1,800,000
NIIT Ltd (Consumer Defensive)
Equity, Since 30 Apr 19 | 500304
3%₹100 Cr9,452,213
Carborundum Universal Ltd (Industrials)
Equity, Since 31 May 19 | 513375
3%₹93 Cr2,819,018
↑ 186,443

11. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.6% since its launch.  Ranked 1 in ELSS category.  Return for 2019 was 13.6% , 2018 was -8.4% and 2017 was 46% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (24 Jan 20) ₹19.6285 ↑ 0.14   (0.71 %)
Net Assets (Cr) ₹2,094 on 31 Dec 19
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 0.79
Information Ratio -0.26
Alpha Ratio -3.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Sub Cat. ELSS

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹11,331
31 Dec 16₹11,574
31 Dec 17₹16,898
31 Dec 18₹15,482
31 Dec 19₹17,586

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 2.1%
3 Month 7.1%
6 Month 10.9%
1 Year 16.8%
3 Year 13.2%
5 Year 11.1%
10 Year
15 Year
Since launch 13.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 13.6%
2018 -8.4%
2017 46%
2016 2.1%
2015 13.3%
2014
2013
2012
2011
2010
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Rupesh Patel1 Apr 154.59 Yr.
Ennette Fernandes18 Jun 181.37 Yr.

Data below for Tata India Tax Savings Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services45.76%
Energy10.3%
Industrials9.78%
Technology8.66%
Consumer Cyclical8.53%
Health Care5.45%
Basic Materials3.28%
Consumer Defensive3.06%
Communication Services2.04%
Real Estate0.75%
Asset Allocation
Asset ClassValue
Cash2.49%
Equity97.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
10%₹205 Cr4,000,000
↓ -100,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
9%₹182 Cr5,325,000
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
8%₹163 Cr1,282,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC
6%₹130 Cr565,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
6%₹117 Cr1,680,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
5%₹113 Cr730,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
5%₹111 Cr1,500,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 15 | KOTAKBANK
4%₹80 Cr495,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 18 | TCS
3%₹62 Cr300,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 16 | 500034
3%₹61 Cr150,000

12. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.2% since its launch.  Ranked 6 in Large & Mid Cap category.  Return for 2019 was 10.7% , 2018 was -0.2% and 2017 was 39.6% .

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (24 Jan 20) ₹37.38 ↑ 0.26   (0.70 %)
Net Assets (Cr) ₹2,239 on 31 Dec 19
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.16
Sharpe Ratio 0.62
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,383
31 Dec 16₹10,729
31 Dec 17₹14,980
31 Dec 18₹14,943
31 Dec 19₹16,542

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 3.3%
3 Month 5.4%
6 Month 15.5%
1 Year 15.7%
3 Year 14.9%
5 Year 10%
10 Year
15 Year
Since launch 11.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 10.7%
2018 -0.2%
2017 39.6%
2016 3.3%
2015 3.8%
2014 43.7%
2013 11.5%
2012 26.5%
2011 -21.8%
2010 22.3%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Amit Ganatra23 Jun 145.36 Yr.
Taher Badshah10 Jan 172.81 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services30.02%
Consumer Cyclical11.69%
Technology9.5%
Health Care8.71%
Industrials8.52%
Consumer Defensive8.28%
Energy6.55%
Basic Materials5.56%
Utility4.72%
Communication Services1.8%
Asset Allocation
Asset ClassValue
Cash4.65%
Equity95.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK
7%₹155 Cr1,215,473
↑ 55,317
Triparty Repo
CBLO/Reverse Repo | -
7%₹143 Cr
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE
7%₹138 Cr890,606
↑ 122,731
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
6%₹126 Cr2,448,600
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KOTAKBANK
3%₹71 Cr440,014
↑ 163,306
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 17 | LT
3%₹69 Cr515,142
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
3%₹64 Cr861,778
↑ 206,432
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 13 | TCS
3%₹63 Cr308,144
↑ 14,247
Indraprastha Gas Ltd (Utilities)
Equity, Since 28 Feb 18 | 532514
3%₹56 Cr1,352,830
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 19 | 500696
3%₹56 Cr274,750

13. Mirae Asset India Equity Fund 

(Erstwhile Mirae Asset India Opportunities Fund)

The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities.

Mirae Asset India Equity Fund  is a Equity - Multi Cap fund was launched on 4 Apr 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch.  Ranked 19 in Multi Cap category.  Return for 2019 was 12.7% , 2018 was -0.6% and 2017 was 38.6% .

Below is the key information for Mirae Asset India Equity Fund 

Mirae Asset India Equity Fund 
Growth
Launch Date 4 Apr 08
NAV (24 Jan 20) ₹54.909 ↑ 0.32   (0.59 %)
Net Assets (Cr) ₹16,873 on 31 Dec 19
Category Equity - Multi Cap
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 2.17
Sharpe Ratio 0.84
Information Ratio 0.31
Alpha Ratio 1.02
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,425
31 Dec 16₹11,269
31 Dec 17₹15,616
31 Dec 18₹15,517
31 Dec 19₹17,491

Mirae Asset India Equity Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Mirae Asset India Equity Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 1.3%
3 Month 6.9%
6 Month 10%
1 Year 15%
3 Year 14.5%
5 Year 10.9%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12.7%
2018 -0.6%
2017 38.6%
2016 8.1%
2015 4.3%
2014 52.9%
2013 8.9%
2012 33.3%
2011 -19.6%
2010 23.1%
Fund Manager information for Mirae Asset India Equity Fund 
NameSinceTenure
Neelesh Surana10 Mar 0811.65 Yr.
Harshad Borawake1 May 172.5 Yr.
Gaurav Misra31 Jan 190.75 Yr.

Data below for Mirae Asset India Equity Fund  as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services37.93%
Energy10.28%
Technology8.95%
Consumer Cyclical8.63%
Industrials8%
Consumer Defensive7.93%
Health Care6.39%
Basic Materials3.35%
Utility2.26%
Communication Services1.52%
Asset Allocation
Asset ClassValue
Cash4.77%
Equity95.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK
9%₹1,527 Cr11,978,360
↑ 607,448
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
7%₹1,164 Cr22,709,454
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 08 | RELIANCE
6%₹1,014 Cr6,535,191
↓ -270,514
State Bank of India (Financial Services)
Equity, Since 31 Jul 08 | SBIN
5%₹830 Cr24,281,723
Infosys Ltd (Technology)
Equity, Since 31 May 08 | INFY
5%₹811 Cr11,641,597
↑ 551,915
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 532215
4%₹714 Cr9,665,638
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
4%₹679 Cr5,105,266
↑ 923,799
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
4%₹644 Cr26,118,817
Tri Party Repo
CBLO/Reverse Repo | -
3%₹523 Cr
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 09 | TCS
3%₹519 Cr2,525,302
↑ 95,233

14. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.2% since its launch.  Ranked 1 in Large & Mid Cap category.  Return for 2019 was 6.8% , 2018 was -11% and 2017 was 49.1% .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (24 Jan 20) ₹112.87 ↑ 1.12   (1.00 %)
Net Assets (Cr) ₹2,117 on 31 Dec 19
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.22
Sharpe Ratio 0.29
Information Ratio -0.22
Alpha Ratio 0.69
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,600
31 Dec 16₹11,782
31 Dec 17₹17,571
31 Dec 18₹15,640
31 Dec 19₹16,698

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 5.4%
3 Month 8.9%
6 Month 16.6%
1 Year 14.5%
3 Year 11.7%
5 Year 10.9%
10 Year
15 Year
Since launch 24.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.8%
2018 -11%
2017 49.1%
2016 11.2%
2015 6%
2014 80.2%
2013 5.8%
2012 55%
2011 -34.7%
2010 19.7%
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure
Ravi Gopalakrishnan11 Oct 190.06 Yr.

Data below for Principal Emerging Bluechip Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services28.65%
Consumer Cyclical12.72%
Industrials11.69%
Basic Materials11.67%
Technology8.05%
Health Care7.43%
Consumer Defensive5.44%
Energy5.13%
Utility4.39%
Communication Services2.68%
Asset Allocation
Asset ClassValue
Cash2.15%
Equity97.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK
6%₹132 Cr1,034,250
↓ -73,050
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
4%₹94 Cr1,839,375
↓ -240,150
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
4%₹89 Cr572,073
↑ 67,965
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | KOTAKBANK
3%₹59 Cr366,100
↓ -28,700
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 18 | 532978
2%₹53 Cr58,020
↓ -7,770
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
2%₹50 Cr123,900
Treps 02-Dec-2019
CBLO/Reverse Repo | -
2%₹48 Cr
State Bank of India (Financial Services)
Equity, Since 31 Mar 15 | SBIN
2%₹47 Cr1,371,600
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | 532215
2%₹46 Cr627,300
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
2%₹45 Cr652,380

15. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch.  Ranked 2 in Retirement Fund category.  Return for 2019 was 8.6% , 2018 was -3.6% and 2017 was 38.8% .

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate
Growth
Launch Date 1 Nov 11
NAV (24 Jan 20) ₹32.2758 ↑ 0.19   (0.60 %)
Net Assets (Cr) ₹1,157 on 31 Dec 19
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.33
Sharpe Ratio 0.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Years (1%),60 Years and above(NIL)
Sub Cat. Retirement Fund

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,770
31 Dec 16₹11,497
31 Dec 17₹15,958
31 Dec 18₹15,380
31 Dec 19₹16,709

Tata Retirement Savings Fund-Moderate SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 2%
3 Month 4.4%
6 Month 12%
1 Year 13.1%
3 Year 12.1%
5 Year 10.3%
10 Year
15 Year
Since launch 15.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8.6%
2018 -3.6%
2017 38.8%
2016 6.7%
2015 7.7%
2014 55.1%
2013 2.6%
2012 20%
2011
2010
Fund Manager information for Tata Retirement Savings Fund-Moderate
NameSinceTenure
Murthy Nagarajan1 Apr 172.67 Yr.
Sonam Udasi1 Apr 163.67 Yr.
Ennette Fernandes18 Jun 181.45 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash2.27%
Equity84.1%
Debt13.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK
8%₹89 Cr700,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK
6%₹75 Cr1,456,800
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
5%₹63 Cr408,000
↓ -22,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC
5%₹55 Cr2,215,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KOTAKBANK
4%₹47 Cr288,050
7.26% Govt Stock 2029
Sovereign Bonds | -
4%₹44 Cr4,200,000
↓ -300,000
GOVT STOCK
Sovereign Bonds | -
4%₹42 Cr4,000,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFC
4%₹41 Cr179,500
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | 532215
3%₹34 Cr455,000
↑ 40,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 17 | LT
3%₹33 Cr250,000

Mutual Fund Investment Options

Ideally, there are two options to invest in Mutual FundsSIP and lump sum. In a SIP, an investor can invest periodically, i.e., monthly, quarterly, etc. Whereas, in a lump sum, investors have to make one-time payment as an investment. Here, the deposit does not take place at multiple times.

In a SIP, investors can start their monthly investment with just INR 500, and in a lump sum, one can start investing with INR 5000. If you are a first-time investor, you can either use a sip calculator or a lump sum calculator to pre-determine your investments before investing.

SIP Calculator

When using a SIP calculator, one has to fill certain variables, that include-

  • The desired investment duration
  • The estimated monthly SIP amount
  • Expected inflation rate (annual) for the years to come
  • Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.

Lump Sum Calculator

Individuals who are new to investment, find it difficult to understand the concept of lumpsum calculator and its functioning. Therefore, to ease out the complexities, the detailed information about the calculation is given. Go through this information to understand the process. The input data that needs to be fed in the lumpsum calculator includes:

  • The tenure of lumpsum investment
  • The amount of money is being invested through lumpsum mode
  • Expected rate of returns in the long-term from equity markets
  • Expected annual inflation rate

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  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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