Table of Contents
Top 15 Funds
Mutual Funds in India bring in diverse investment plans to cater the various objectives and the needs of the investors. It offers investment options for all kinds of investors, be it a risk-averse, high-risk or a moderate-risk taker, Mutual Funds have various risks ranging schemes. Its minimum investment amount, i.e., INR 500 monthly, has even attracted youngsters, students, house wife’s to begin their investments in Mutual Funds. So, if you are a new to Mutual Funds, here’s all you need to know about it.
A mutual fund is a collective pool of money given by the investors to buy securities. Here the investment is made in various securities like stocks, Bonds, money market instruments, precious metals, commodities, etc. Mutual Funds are managed by professional fund managers who decide how to invest money by keeping a keen eye on the market movements.
The Mutual Fund in India is regulated by the Securities and Exchange Board of India (SEBI). All the Mutual Fund guidelines, rules & regulations, policies are set by SEBI. There are 36 Mutual Fund schemes introduced by SEBI in order to cater to the diverse requirements of the investors.
On 6th October 2017, SEBI had passed a notice of re-categorisation of Mutual Funds in India. This is done to bring uniformity in similar schemes launched by the different Mutual Funds. SEBI wants to ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme. So that the investors could invest according to their needs, financial goals and risk appetite.
SEBI has categorised Mutual Fund schemes into 5 broad categories and 36 sub-categories. This mandates Mutual Fund Houses to make the changes in their existing & future schemes. Here, the list of different types of MF schemes in India.
An equity fund mainly invests in stocks. In other words, the money is invested into shares of different companies. These funds are high-risk, high-return funds, which means that an investor who can tolerate risk should only prefer investing in equities. Let's look at the various types of Equity Funds:
These funds would invest in companies that fall under the 1st to 100th company in terms of full market capitalization. Large cap funds invest in those firms that have the possibility of showing year on year steady growth and profits, which in turn offers stability over a period of time to investors. These stocks give steady returns over long periods of time.
These funds would invest in companies that fall under the 101st to 250th company in terms of full market capitalization. From a standpoint of the investor, the investing period of mid-caps should be much higher than large-caps due to the higher fluctuations (or volatility) in the prices of the stocks.
SEBI has introduced a combo of large and mid cap funds, which means that these are the schemes that invest in both large & mid cap stocks. Here, the fund will invest a minimum of 35 percent each in mid and large cap stocks.
small cap companies include the startups or firms that are in their early stage of development with small revenues. These funds would invest in companies that fall under the 251st company onwards in terms of full market capitalization. Small-caps have a great potential to discover the value and can generate good returns. However, given the small size, the risks are very high, hence the investing period of small-caps is expected to be the highest.
Also known as Diversified Funds, these invest across market capitalization, i.e., essentially across large-cap, mid-cap, and small-cap. They typically invest anywhere between 40–60% in large cap stocks, 10–40% in mid-cap stocks and about 10% in small-cap stocks. While diversified equity funds or multi-cap funds invest across market capitalizations the risks of equity still remain in the investment.
These are equity mutual funds that save your tax as a qualified tax exemption under Section 80C of the Income Tax Act. They offer the twin advantage of capital gains and tax benefits. ELSS schemes come with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.
dividend yield funds are those where a fund manager deigns the fund portfolios as per dividend yield strategy. This scheme is preferred by investors who like the idea of regular income as well as capital appreciation. This fund invests in companies that provide high dividend yield strategy. This fund aims at buying good underlying businesses that pay regular dividends at attractive valuations. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.
value funds invest in those companies that have fallen out of favour but have good principles. The idea behind this is to select a stock that appears to be underpriced by the market. A value investor looks out for bargains and chooses investments that have a low price on factors such as earnings, net current assets, and sales.
contra funds take a contrarian view on equities. It is against the wind kind of investment style. The fund manager picks underperforming stocks at that point in time, which are likely to perform well in the long run, at cheap valuations. The idea here is to buy assets at a lower cost than its fundamental value in the long term. It is done with a belief that the assets will stabilize and come to its real value in the long term. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.
Focused funds hold a mix of equity funds, i.e., large, mid, small or multi-cap stocks, but has a limited number of stocks. As per SEBI, a focused fund can have a maximum of 30 stocks. These funds are allocated their holdings between a limited number of carefully researched securities. Focused funds can invest at least 65 percent of its total assets in equities.
A sector fund is an equity scheme that invests in shares of companies that trade in a particular sector or industry like, for instance, a pharma fund would invest only in pharmaceutical companies. thematic funds can be across a wider sector than just keep a very narrow focus, for example, media and entertainment. In this theme, the fund can invest in various companies across publishing, online, media or broadcasting. The risks with thematic funds are the highest since there is virtually very little diversification. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.
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A Debt fund invests in a fixed income instrument like Government Securities, Treasury Bills, Corporate Bonds, etc. Debt funds are preferred by those who are looking for a steady income with relatively lower risks, as they are comparatively less volatile than equities. Debt fund has 16 broad categories that are as follows:
These are a debt scheme that will invest bonds that mature in a day. In other words, investment is done in overnight securities with a maturity of one day. This is a safe option for investors who want to park money without worrying about risks and returns.
Liquid Funds invest in short-term money market instruments such as treasury bills, commercial papers, term deposits, etc. They invest in securities that have a lower maturity period, usually less than 91 days. Liquid funds provide easy liquidity and are less volatile than the other types of debt instruments. Also, liquid fund's investment returns are better than that of a Savings Account.
Ultra short duration funds invest in fixed income instruments which have a Macaulay duration between three to six months. Ultra short-term funds help investors avoid interest rate risks and also offer better returns compared to liquid debt funds. Macaulay duration measures how long it will take the scheme to recoup the investment
The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.
The money market fund invests in many markets such as commercial/treasury bills, commercial papers, certificate of deposit and other instruments specified by the Reserve Bank of India (RBI). These investments are a good option for risk-averse investors who want to earn good returns in short duration. This debt scheme will invest in money market instruments having a maturity up to one year.
Short duration funds mainly invest in Commercial Papers, Certificate of Deposits, Money Market Instruments, etc, with a Macaulay duration of one to three years. They may provide a higher level of return than ultra-short-term and liquid funds but will be exposed to higher risks.
This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years. These funds have an average maturity period that is longer than liquid, ultra-short and short duration debt funds.
This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.
This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.
Dynamic bond funds invest in fixed income securities consisting of varying maturity periods. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bond funds.
Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds. Corporate bond funds are a great option when it comes to good return and low-risk type investment. Investors can earn a regular income which is usually higher than that of interest on your Fixed Deposits (FDs).
This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.
This scheme predominantly invests in debt and money market instruments consisting of securities issued by entities such as Banks, Public Financial Institutions, Public Sector Undertakings. This option is considered to maintain an optimum balance of liquidity, safety, and yield.
This scheme invests in government securities issued by RBI. Government-backed securities include G-secs, treasury bills, etc. As the papers are backed by the government these schemes are relatively safer. Depending on their maturity profile, long-term Gilt Funds carry interest rate risks. For instance, the higher the maturity of the scheme the higher would be the interest rate risk. Gilt Funds will invest a minimum 80 percent of its total assets in government securities.
This scheme will invest in government securities with a maturity of 10 years. 15. Gilt Fund with a 10-year Constant Duration will invest a minimum 80 percent in government securities.
This debt scheme mainly invests in floating rate instruments, where the interest paid changes in order with the changing interest rate scenario in the debt market. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.
Hybrid Funds act as a combination of equity and debt fund. This fund allows an investor to invest in both equity and debt markets in certain proportions.
This scheme will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. This scheme is named as conservative because it is for people who are risk-averse. Investors who don't want to take much risk in their investment can prefer investing in this scheme.
This fund will invest around 40-60 percent of its total assets in both debt and equity instruments. The beneficial factor of a Balanced Fund is that they provide equity comparable returns with a lower risk factor.
This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual Fund Houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.
This scheme would dynamically manage their investments in equity and debt instruments. These funds tend to increase the allocation to debt and reduce the weightage to equities when the market becomes costly. Also, these funds focus on providing stability at a low-risk.
This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.
This fund will follow the arbitrage strategy and will invest at least 65 percent of its assets in equity-related instruments. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors.
This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.
This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.
This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.
These funds invest their corpus in shares that constitute a part of a particular index. In other words, these schemes mimic the performance of an index. These schemes are designed to track the returns of a particular market index. These schemes can be purchased either as Mutual Funds or as Exchange Traded Fund (ETFs). Also known as Index Tracker Funds, the corpus of these schemes is invested in the exact proportion as they are in the index. As a consequence, whenever, individuals purchase units of Index Funds, they indirectly own a share in the portfolio that has instruments of a particular index. This fund can invest at least 95 percent of its total asset in securities of a particular index.
A Mutual Fund Investing its collected pool of money in another mutual fund (one or maybe more) is referred to as fund of funds. Investors in their portfolios take exposure to different funds and keep track of them separately. However, by investing in multi-manager mutual funds this process gets more simplified as investors need to track only one fund, which in turn holds numerous mutual funds within it. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) Sub Cat. Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 5,000 2.9 13.6 38.9 21.9 19.2 Large & Mid Cap Franklin Build India Fund Growth ₹69.5267
↓ -0.76 ₹1,184 5,000 0.1 2.2 13 39.8 12.3 11.2 Sectoral UTI Dynamic Bond Fund Growth ₹26.103
↑ 0.03 ₹469 10,000 1.5 2.8 12 10.7 5.7 10.1 Dynamic Bond UTI Banking & PSU Debt Fund Growth ₹18.5085
↑ 0.00 ₹525 5,000 1.4 3.4 10.8 7.9 5.5 10.3 Banking & PSU Debt IDFC Infrastructure Fund Growth ₹24.596
↓ -0.40 ₹615 5,000 3.5 0.1 9.6 42.4 7.1 1.7 Sectoral PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00 ₹39 5,000 0.6 4.4 8.4 3 4.2 Credit Risk Sundaram Rural and Consumption Fund Growth ₹58.8635
↓ -0.43 ₹1,107 5,000 -4.5 -9.3 6.8 26.2 7.9 9.3 Sectoral ICICI Prudential Banking and Financial Services Fund Growth ₹84.06
↓ -0.76 ₹5,871 5,000 -5.2 -2.2 6.1 31.4 8.7 11.9 Sectoral SBI Small Cap Fund Growth ₹107.423
↓ -1.28 ₹15,395 5,000 -2.2 -5.8 6.1 41.3 14.4 8.1 Small Cap ICICI Prudential Long Term Plan Growth ₹30.7897
↑ 0.01 ₹6,755 5,000 1.5 3.4 5.8 6.9 7.4 4.5 Dynamic Bond SBI Debt Hybrid Fund Growth ₹55.8609
↓ -0.09 ₹7,250 5,000 0.5 1.7 5.6 14.4 8.2 4.5 Hybrid Debt Principal Cash Management Fund Growth ₹1,968.47
↑ 0.27 ₹4,170 5,000 1.6 3.2 5.6 4.1 3.2 4.8 Liquid Fund PGIM India Insta Cash Fund Growth ₹290.272
↑ 0.04 ₹810 5,000 1.7 3.2 5.5 4.3 5.3 4.8 Liquid Fund JM Liquid Fund Growth ₹60.9304
↑ 0.01 ₹1,427 5,000 1.6 3.2 5.5 4.2 5.2 4.8 Liquid Fund Aditya Birla Sun Life Money Manager Fund Growth ₹312.258
↑ 0.02 ₹13,095 1,000 1.8 3.4 5.5 5.7 6.3 4.8 Money Market Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21
The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a Below is the key information for Franklin Build India Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a Below is the key information for IDFC Infrastructure Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Credit Opportunities Fund) The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized. PGIM India Credit Risk Fund is a Debt - Credit Risk fund was launched on 29 Sep 14. It is a fund with Moderate risk and has given a Below is the key information for PGIM India Credit Risk Fund Returns up to 1 year are on (Erstwhile Sundaram Rural India Fund) The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India. Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Rural and Consumption Fund Returns up to 1 year are on ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on (Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Long Term Plan is a Debt - Dynamic Bond fund was launched on 20 Jan 10. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Long Term Plan Returns up to 1 year are on (Erstwhile SBI Magnum Monthly Income Plan) To provide regular income, liquidity and attractive returns to the investors
through an actively managed portfolio of debt, equity and money market
instruments. Income may be generated through the receipt of coupon payments,
the amortization of the discount on the debt instruments, receipt of dividends or
purchase and sale of securities in the underlying portfolio. SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a Below is the key information for SBI Debt Hybrid Fund Returns up to 1 year are on To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments.
The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks. Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a Below is the key information for Principal Cash Management Fund Returns up to 1 year are on (Erstwhile DHFL Pramerica Insta Cash Plus Fund) To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments. PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a Below is the key information for PGIM India Insta Cash Fund Returns up to 1 year are on (Erstwhile JM High Liquidity Fund) To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments. JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a Below is the key information for JM Liquid Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term) The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments. Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a Below is the key information for Aditya Birla Sun Life Money Manager Fund Returns up to 1 year are on 1. Principal Emerging Bluechip Fund
CAGR/Annualized
return of 24.8% since its launch. Ranked 1 in Large & Mid Cap
category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹8,962 29 Feb 20 ₹9,993 28 Feb 21 ₹13,134 Returns for Principal Emerging Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Franklin Build India Fund
CAGR/Annualized
return of 15.4% since its launch. Ranked 4 in Sectoral
category. Return for 2022 was 11.2% , 2021 was 45.9% and 2020 was 5.4% . Franklin Build India Fund
Growth Launch Date 4 Sep 09 NAV (24 Mar 23) ₹69.5267 ↓ -0.76 (-1.08 %) Net Assets (Cr) ₹1,184 on 28 Feb 23 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.31 Sharpe Ratio 0.62 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,285 29 Feb 20 ₹9,243 28 Feb 21 ₹12,291 28 Feb 22 ₹14,870 28 Feb 23 ₹16,961 Returns for Franklin Build India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month -0.8% 3 Month 0.1% 6 Month 2.2% 1 Year 13% 3 Year 39.8% 5 Year 12.3% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 11.2% 2021 45.9% 2020 5.4% 2019 6% 2018 -10.7% 2017 43.3% 2016 8.4% 2015 2.1% 2014 93.8% 2013 6.1% Fund Manager information for Franklin Build India Fund
Name Since Tenure Ajay Argal 18 Oct 21 1.29 Yr. Kiran Sebastian 7 Feb 22 0.98 Yr. Sandeep Manam 18 Oct 21 1.29 Yr. Data below for Franklin Build India Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Industrials 39.72% Financial Services 15.68% Utility 12.01% Consumer Cyclical 7.07% Energy 6.46% Basic Materials 5.81% Communication Services 4.82% Real Estate 3.24% Asset Allocation
Asset Class Value Cash 5.19% Equity 94.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT10% ₹117 Cr 550,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK6% ₹77 Cr 925,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 5325555% ₹62 Cr 3,600,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL5% ₹58 Cr 750,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE5% ₹57 Cr 243,000
↑ 13,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 5328985% ₹57 Cr 2,625,000
↑ 525,000 KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 15 | KEI5% ₹55 Cr 340,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5322154% ₹44 Cr 500,000
↓ -65,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 20 | INDIGO3% ₹39 Cr 185,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN3% ₹39 Cr 700,000
↓ -110,000 3. UTI Dynamic Bond Fund
CAGR/Annualized
return of 7.8% since its launch. Ranked 3 in Dynamic Bond
category. Return for 2022 was 10.1% , 2021 was 10.8% and 2020 was 5.9% . UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (24 Mar 23) ₹26.103 ↑ 0.03 (0.12 %) Net Assets (Cr) ₹469 on 28 Feb 23 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.59 Sharpe Ratio 0.74 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.11% Effective Maturity 4 Years 1 Month 24 Days Modified Duration 2 Years 11 Months 19 Days Sub Cat. Dynamic Bond Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,351 29 Feb 20 ₹9,976 28 Feb 21 ₹10,652 28 Feb 22 ₹11,879 28 Feb 23 ₹13,189 Returns for UTI Dynamic Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 0.8% 3 Month 1.5% 6 Month 2.8% 1 Year 12% 3 Year 10.7% 5 Year 5.7% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 10.1% 2021 10.8% 2020 5.9% 2019 -3.9% 2018 5.2% 2017 4.2% 2016 14.9% 2015 6.9% 2014 14.7% 2013 7.6% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Sudhir Agarwal 1 Dec 21 1.17 Yr. Data below for UTI Dynamic Bond Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 47.85% Debt 52.15% Debt Sector Allocation
Sector Value Government 54.4% Cash Equivalent 31.34% Corporate 14.26% Credit Quality
Rating Value AA 6.91% AAA 93.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -22% ₹100 Cr 1,000,000,000
↑ 500,000,000 7.26 8/22/2032 12:00:00 Am
Sovereign Bonds | -13% ₹60 Cr 600,000,000
↓ -350,000,000 7.64% MP Sdl 2033
Sovereign Bonds | -6% ₹25 Cr 250,000,000
↑ 250,000,000 Indian Railway Finance Corporation Limited
Debentures | -6% ₹25 Cr 2,500 182 DTB 23032023
Sovereign Bonds | -3% ₹15 Cr 150,000,000 Punjab National Bank
Debentures | -2% ₹10 Cr 100 Can Fin Homes Limited
Debentures | -2% ₹10 Cr 100 Tata Capital Limited
Debentures | -1% ₹5 Cr 50 Net Current Assets
Net Current Assets | -28% ₹124 Cr Canara Bank
Certificate of Deposit | -6% ₹25 Cr 250,000,000 4. UTI Banking & PSU Debt Fund
CAGR/Annualized
return of 7% since its launch. Ranked 3 in Banking & PSU Debt
category. Return for 2022 was 10.3% , 2021 was 2.8% and 2020 was 8.9% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (24 Mar 23) ₹18.5085 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹525 on 28 Feb 23 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.31 Sharpe Ratio 0.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.56% Effective Maturity 3 Years 11 Months 5 Days Modified Duration 3 Years 2 Months 23 Days Sub Cat. Banking & PSU Debt Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,499 29 Feb 20 ₹10,696 28 Feb 21 ₹11,394 28 Feb 22 ₹11,837 28 Feb 23 ₹13,034 Returns for UTI Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 0.8% 3 Month 1.4% 6 Month 3.4% 1 Year 10.8% 3 Year 7.9% 5 Year 5.5% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% 2015 8.6% 2014 2013 Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 1.17 Yr. Data below for UTI Banking & PSU Debt Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 5.77% Debt 94.23% Debt Sector Allocation
Sector Value Government 47.38% Corporate 46.85% Cash Equivalent 5.77% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -21% ₹110 Cr 1,100,000,000
↓ -150,000,000 Power Finance Corporation Ltd.
Debentures | -7% ₹40 Cr 400
↑ 50 National Housing Bank
Debentures | -7% ₹40 Cr 400 Axis Bank Limited
Debentures | -6% ₹30 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -5% ₹26 Cr 250 Export Import Bank Of India
Debentures | -5% ₹25 Cr 250 Indian Railway Finance Corporation Limited
Debentures | -5% ₹25 Cr 250 Small Industries Development Bank Of India
Debentures | -5% ₹25 Cr 250 Rec Limited
Debentures | -5% ₹25 Cr 250 ICICI Bank Limited
Debentures | -4% ₹24 Cr 250 5. IDFC Infrastructure Fund
CAGR/Annualized
return of 7.8% since its launch. Ranked 1 in Sectoral
category. Return for 2022 was 1.7% , 2021 was 64.8% and 2020 was 6.3% . IDFC Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (24 Mar 23) ₹24.596 ↓ -0.40 (-1.58 %) Net Assets (Cr) ₹615 on 28 Feb 23 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.47 Sharpe Ratio 0.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹7,213 29 Feb 20 ₹6,922 28 Feb 21 ₹9,707 28 Feb 22 ₹12,168 28 Feb 23 ₹13,148 Returns for IDFC Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 0% 3 Month 3.5% 6 Month 0.1% 1 Year 9.6% 3 Year 42.4% 5 Year 7.1% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 1.7% 2021 64.8% 2020 6.3% 2019 -5.3% 2018 -25.9% 2017 58.7% 2016 10.7% 2015 -0.2% 2014 43.2% 2013 -10.8% Fund Manager information for IDFC Infrastructure Fund
Name Since Tenure Sachin Relekar 8 Dec 20 2.15 Yr. Data below for IDFC Infrastructure Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Industrials 58.58% Basic Materials 24.42% Utility 8.33% Communication Services 5.28% Real Estate 1.12% Energy 0.96% Asset Allocation
Asset Class Value Cash 1.32% Equity 98.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT10% ₹64 Cr 300,428 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO8% ₹51 Cr 72,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL5% ₹31 Cr 408,700 Transport Corp of India Ltd (Industrials)
Equity, Since 31 Mar 18 | TCI5% ₹31 Cr 498,262
↓ -86,960 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 5322865% ₹28 Cr 482,100 ABB India Ltd (Industrials)
Equity, Since 31 Jul 21 | ABB4% ₹27 Cr 93,811 JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT4% ₹26 Cr 96,880 PNC Infratech Ltd (Industrials)
Equity, Since 31 Oct 15 | PNCINFRA4% ₹25 Cr 772,464 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 19 | BEL4% ₹25 Cr 2,664,600 Thermax Ltd (Industrials)
Equity, Since 30 Sep 19 | THERMAX4% ₹24 Cr 124,395 6. PGIM India Credit Risk Fund
CAGR/Annualized
return of 6.3% since its launch. Ranked 2 in Credit Risk
category. . PGIM India Credit Risk Fund
Growth Launch Date 29 Sep 14 NAV (21 Jan 22) ₹15.5876 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹39 on 31 Dec 21 Category Debt - Credit Risk AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.85 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 5.01% Effective Maturity 7 Months 2 Days Modified Duration 6 Months 14 Days Sub Cat. Credit Risk Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,549 29 Feb 20 ₹10,960 28 Feb 21 ₹10,713 Returns for PGIM India Credit Risk Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 0.3% 3 Month 0.6% 6 Month 4.4% 1 Year 8.4% 3 Year 3% 5 Year 4.2% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for PGIM India Credit Risk Fund
Name Since Tenure Data below for PGIM India Credit Risk Fund as on 31 Dec 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. Sundaram Rural and Consumption Fund
CAGR/Annualized
return of 11.1% since its launch. Ranked 2 in Sectoral
category. Return for 2022 was 9.3% , 2021 was 19.3% and 2020 was 13.5% . Sundaram Rural and Consumption Fund
Growth Launch Date 12 May 06 NAV (24 Mar 23) ₹58.8635 ↓ -0.43 (-0.72 %) Net Assets (Cr) ₹1,107 on 28 Feb 23 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.24 Sharpe Ratio 0.17 Information Ratio -0.36 Alpha Ratio 0.86 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,252 29 Feb 20 ₹10,114 28 Feb 21 ₹11,579 28 Feb 22 ₹13,155 28 Feb 23 ₹14,088 Returns for Sundaram Rural and Consumption Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month -1.8% 3 Month -4.5% 6 Month -9.3% 1 Year 6.8% 3 Year 26.2% 5 Year 7.9% 10 Year 15 Year Since launch 11.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 9.3% 2021 19.3% 2020 13.5% 2019 2.7% 2018 -7.8% 2017 38.7% 2016 21.1% 2015 6.3% 2014 47.4% 2013 -0.6% Fund Manager information for Sundaram Rural and Consumption Fund
Name Since Tenure Ratish Varier 1 Jan 22 1.08 Yr. Ashish Aggarwal 1 Jan 22 1.08 Yr. Data below for Sundaram Rural and Consumption Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Consumer Cyclical 39.87% Consumer Defensive 30.6% Communication Services 10.2% Financial Services 4.26% Health Care 2.29% Real Estate 2.01% Industrials 1.48% Basic Materials 1.41% Asset Allocation
Asset Class Value Cash 7.88% Equity 92.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR9% ₹103 Cr 398,056
↓ -55,252 Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN6% ₹70 Cr 293,714 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 22 | BHARTIARTL6% ₹64 Cr 834,415
↑ 99,936 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC6% ₹64 Cr 1,820,266 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI6% ₹63 Cr 70,800
↓ -750 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Dec 18 | MCDOWELL-N4% ₹42 Cr 552,858
↑ 16,115 Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | CROMPTON4% ₹42 Cr 1,281,554
↓ -43,899 State Bank of India (Financial Services)
Equity, Since 31 Oct 22 | SBIN3% ₹35 Cr 632,666
↑ 188,387 Page Industries Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | 5328273% ₹35 Cr 8,638
↓ -500 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | M&M3% ₹33 Cr 239,842 8. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized
return of 15.7% since its launch. Return for 2022 was 11.9% , 2021 was 23.5% and 2020 was -5.5% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (24 Mar 23) ₹84.06 ↓ -0.76 (-0.90 %) Net Assets (Cr) ₹5,871 on 28 Feb 23 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.05 Sharpe Ratio 0.23 Information Ratio -0.06 Alpha Ratio 1.05 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,930 29 Feb 20 ₹11,066 28 Feb 21 ₹12,725 28 Feb 22 ₹13,600 28 Feb 23 ₹14,701 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month -1.7% 3 Month -5.2% 6 Month -2.2% 1 Year 6.1% 3 Year 31.4% 5 Year 8.7% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 11.9% 2021 23.5% 2020 -5.5% 2019 14.5% 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% 2014 69% 2013 -2.6% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 5.01 Yr. Sharmila D’mello 30 Jun 22 0.59 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 94.2% Asset Allocation
Asset Class Value Cash 4.76% Equity 95.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK17% ₹976 Cr 11,728,819
↑ 1,163,568 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK17% ₹970 Cr 6,046,515
↑ 13,459 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 5322159% ₹493 Cr 5,651,581
↑ 353,543 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN8% ₹447 Cr 8,083,194 SBI Life Insurance Company Limited (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE5% ₹309 Cr 2,533,973
↓ -146,357 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 5407165% ₹268 Cr 2,368,342
↓ -18,030 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK4% ₹227 Cr 1,313,004
↑ 1,313,004 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 21 | HDFC4% ₹223 Cr 850,414 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 21 | SBICARD4% ₹200 Cr 2,770,643
↑ 255,967 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 22 | 5333983% ₹175 Cr 1,680,723
↑ 63,579 9. SBI Small Cap Fund
CAGR/Annualized
return of 19.2% since its launch. Ranked 4 in Small Cap
category. Return for 2022 was 8.1% , 2021 was 47.6% and 2020 was 33.6% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (24 Mar 23) ₹107.423 ↓ -1.28 (-1.18 %) Net Assets (Cr) ₹15,395 on 28 Feb 23 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio 0.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Small Cap Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹8,051 29 Feb 20 ₹9,312 28 Feb 21 ₹13,288 28 Feb 22 ₹16,842 28 Feb 23 ₹18,634 Returns for SBI Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month -2.4% 3 Month -2.2% 6 Month -5.8% 1 Year 6.1% 3 Year 41.3% 5 Year 14.4% 10 Year 15 Year Since launch 19.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 8.1% 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% 2014 110.7% 2013 7.8% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 9.22 Yr. Mohit Jain 25 Aug 22 0.44 Yr. Data below for SBI Small Cap Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Industrials 35.07% Consumer Cyclical 22.02% Basic Materials 11.73% Financial Services 5.3% Consumer Defensive 4.42% Health Care 2.59% Communication Services 2.04% Real Estate 0.79% Utility 0.53% Asset Allocation
Asset Class Value Cash 15.39% Equity 84.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO4% ₹578 Cr 4,700,000 Carborundum Universal Ltd (Industrials)
Equity, Since 31 May 19 | CARBORUNIV3% ₹481 Cr 4,939,842 Kalpataru Power Transmission Ltd (Industrials)
Equity, Since 31 May 20 | KALPATPOWR3% ₹464 Cr 9,000,000
↑ 2,162,919 V-Guard Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | VGUARD3% ₹419 Cr 17,000,000 Vedant Fashions Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5434633% ₹417 Cr 3,500,000 Triveni Turbine Ltd (Industrials)
Equity, Since 31 Jan 19 | 5336553% ₹413 Cr 15,211,548
↓ -223,895 Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE3% ₹403 Cr 23,395,569 TTK Prestige Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | TTKPRESTIG3% ₹402 Cr 5,134,034
↑ 2,234,034 Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | SFL3% ₹384 Cr 3,140,000 Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | LEMONTREE3% ₹383 Cr 50,000,000 10. ICICI Prudential Long Term Plan
CAGR/Annualized
return of 8.9% since its launch. Ranked 1 in Dynamic Bond
category. Return for 2022 was 4.5% , 2021 was 4.3% and 2020 was 11.8% . ICICI Prudential Long Term Plan
Growth Launch Date 20 Jan 10 NAV (24 Mar 23) ₹30.7897 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹6,755 on 28 Feb 23 Category Debt - Dynamic Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.41 Sharpe Ratio -0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 8.19% Effective Maturity 5 Years 10 Months 24 Days Modified Duration 2 Years 1 Month 10 Days Sub Cat. Dynamic Bond Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,673 29 Feb 20 ₹12,001 28 Feb 21 ₹13,041 28 Feb 22 ₹13,674 28 Feb 23 ₹14,378 Returns for ICICI Prudential Long Term Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 0.7% 3 Month 1.5% 6 Month 3.4% 1 Year 5.8% 3 Year 6.9% 5 Year 7.4% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.5% 2021 4.3% 2020 11.8% 2019 10.2% 2018 6.2% 2017 5.1% 2016 16.9% 2015 5.7% 2014 19.4% 2013 9.6% Fund Manager information for ICICI Prudential Long Term Plan
Name Since Tenure Manish Banthia 28 Sep 12 10.35 Yr. Anuj Tagra 15 Jan 15 8.05 Yr. Data below for ICICI Prudential Long Term Plan as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 13.55% Debt 86.45% Debt Sector Allocation
Sector Value Government 45.32% Corporate 43.63% Cash Equivalent 11.06% Credit Quality
Rating Value AA 35.62% AAA 64.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.42 9/22/2033 12:00:00 Am
Sovereign Bonds | -12% ₹770 Cr 77,450,350 7.26 8/22/2032 12:00:00 Am
Sovereign Bonds | -11% ₹705 Cr 70,932,300
↓ -20,000,000 7.01 10/4/2028 12:00:00 Am
Sovereign Bonds | -7% ₹481 Cr 48,878,150 7.69 10/30/2034 12:00:00 Am
Sovereign Bonds | -7% ₹448 Cr 45,960,800 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -6% ₹419 Cr 41,735,270 Embassy Office Parks Reit
Debentures | -2% ₹122 Cr 1,250 Motilal Oswal Finvest Limited
Debentures | -2% ₹119 Cr 1,200
↑ 1,200 Tata Realty And Infrastructure Limited
Debentures | -2% ₹109 Cr 1,100 Varanasi Sangam Expressway Private Limited
Debentures | -2% ₹101 Cr 1,080 Tata Housing Development Company Limited
Debentures | -2% ₹100 Cr 10,000 11. SBI Debt Hybrid Fund
CAGR/Annualized
return of 8.1% since its launch. Ranked 5 in Hybrid Debt
category. Return for 2022 was 4.5% , 2021 was 14.1% and 2020 was 13.5% . SBI Debt Hybrid Fund
Growth Launch Date 9 Apr 01 NAV (24 Mar 23) ₹55.8609 ↓ -0.09 (-0.16 %) Net Assets (Cr) ₹7,250 on 28 Feb 23 Category Hybrid - Hybrid Debt AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.14 Sharpe Ratio 0.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Hybrid Debt Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,174 29 Feb 20 ₹11,061 28 Feb 21 ₹12,655 28 Feb 22 ₹14,027 28 Feb 23 ₹14,797 Returns for SBI Debt Hybrid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month -0.1% 3 Month 0.5% 6 Month 1.7% 1 Year 5.6% 3 Year 14.4% 5 Year 8.2% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.5% 2021 14.1% 2020 13.5% 2019 8.1% 2018 -0.2% 2017 8.5% 2016 12.5% 2015 8.2% 2014 18% 2013 4.1% Fund Manager information for SBI Debt Hybrid Fund
Name Since Tenure Saurabh Pant 1 Jan 22 1.08 Yr. Mansi Sajeja 30 Jun 21 1.59 Yr. Mohit Jain 1 Jan 20 3.09 Yr. Data below for SBI Debt Hybrid Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 10.97% Equity 22.08% Debt 66.95% Equity Sector Allocation
Sector Value Financial Services 5.96% Industrials 4.66% Consumer Cyclical 3.82% Consumer Defensive 2.31% Basic Materials 2.27% Technology 1.62% Health Care 0.53% Communication Services 0.51% Energy 0.4% Debt Sector Allocation
Sector Value Government 39.67% Corporate 29.29% Cash Equivalent 8.96% Credit Quality
Rating Value AA 22.69% AAA 77.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.54 5/23/2036 12:00:00 Am
Sovereign Bonds | -3% ₹227 Cr 22,500,000 08.64 MP Sdl 2033
Sovereign Bonds | -3% ₹214 Cr 20,000,000 07.78 MH Sgs 2030
Sovereign Bonds | -3% ₹202 Cr 20,000,000 Bharti Telecom Limited
Debentures | -3% ₹201 Cr 2,000 7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -3% ₹201 Cr 20,000,000 7.4 9/19/2062 12:00:00 Am
Sovereign Bonds | -3% ₹200 Cr 20,000,000
↑ 20,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹199 Cr 20,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK2% ₹158 Cr 1,820,000 07.70 MH Sgs 2030
Sovereign Bonds | -2% ₹151 Cr 15,000,000 Mahanagar Telephone Nigam Limited.
Debentures | -2% ₹151 Cr 1,500 12. Principal Cash Management Fund
CAGR/Annualized
return of 6.4% since its launch. Ranked 5 in Liquid Fund
category. Return for 2022 was 4.8% , 2021 was 3.2% and 2020 was 3.8% . Principal Cash Management Fund
Growth Launch Date 30 Aug 04 NAV (24 Mar 23) ₹1,968.47 ↑ 0.27 (0.01 %) Net Assets (Cr) ₹4,170 on 28 Feb 23 Category Debt - Liquid Fund AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio -1.4 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load NIL Yield to Maturity 7.03% Effective Maturity 21 Days Modified Duration 23 Days Sub Cat. Liquid Fund Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,819 29 Feb 20 ₹10,398 28 Feb 21 ₹10,754 28 Feb 22 ₹11,104 28 Feb 23 ₹11,694 Returns for Principal Cash Management Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.2% 1 Year 5.6% 3 Year 4.1% 5 Year 3.2% 10 Year 15 Year Since launch 6.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.2% 2020 3.8% 2019 6.2% 2018 -1.8% 2017 6.8% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Principal Cash Management Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 1.08 Yr. Sandeep Agarwal 16 May 22 0.71 Yr. Data below for Principal Cash Management Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 98.05% Debt 1.95% Debt Sector Allocation
Sector Value Cash Equivalent 70.22% Corporate 19.24% Government 10.54% Credit Quality
Rating Value AA 1.71% AAA 98.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -27% ₹1,013 Cr Axis Bank Limited
Certificate of Deposit | -4% ₹150 Cr 3,000 Dbs Bank India Limited
Certificate of Deposit | -4% ₹139 Cr 2,800 Small Industries Development Bank Of India
Commercial Paper | -3% ₹100 Cr 2,000 Birla Group Holdings Private Limited
Commercial Paper | -3% ₹100 Cr 2,000 Julius Baer Capital (India) Private Limited
Commercial Paper | -3% ₹100 Cr 2,000 ICICI Home Finance Company Limited
Commercial Paper | -3% ₹100 Cr 2,000 Redington Limited
Commercial Paper | -3% ₹100 Cr 2,000 Reliance Jio Infocomm Limited
Commercial Paper | -3% ₹99 Cr 2,000 91 DTB 13042023
Sovereign Bonds | -3% ₹99 Cr 10,000,000 13. PGIM India Insta Cash Fund
CAGR/Annualized
return of 7.1% since its launch. Ranked 4 in Liquid Fund
category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.2% . PGIM India Insta Cash Fund
Growth Launch Date 5 Sep 07 NAV (24 Mar 23) ₹290.272 ↑ 0.04 (0.01 %) Net Assets (Cr) ₹810 on 28 Feb 23 Category Debt - Liquid Fund AMC Pramerica Asset Managers Private Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0 Sharpe Ratio -1.75 Information Ratio -5.39 Alpha Ratio -0.22 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.94% Effective Maturity 22 Days Modified Duration 19 Days Sub Cat. Liquid Fund Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,757 29 Feb 20 ₹11,440 28 Feb 21 ₹11,879 28 Feb 22 ₹12,276 28 Feb 23 ₹12,925 Returns for PGIM India Insta Cash Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.2% 1 Year 5.5% 3 Year 4.3% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.1% Fund Manager information for PGIM India Insta Cash Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 0.39 Yr. Puneet Pal 16 Jul 22 0.55 Yr. Data below for PGIM India Insta Cash Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 84.75% Government 8.79% Corporate 6.46% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd.
CBLO | -27% ₹201 Cr Net Receivables / (Payables)
CBLO | -9% -₹69 Cr Redington Limited ** ^
Net Current Assets | -7% ₹50 Cr 5,000,000
↑ 5,000,000 91 DTB 16032023
Sovereign Bonds | -5% ₹40 Cr 4,000,000 Axis Securities Limited
Commercial Paper | -5% ₹35 Cr 3,500,000 Grasim Industries Limited
Debentures | -4% ₹30 Cr 3,000,000 Axis Bank Limited
Certificate of Deposit | -4% ₹29 Cr 2,900,000 08.39 RJ UDAY 2023
Domestic Bonds | -4% ₹27 Cr 2,700,000 Reliance Industries Limited
Debentures | -3% ₹25 Cr 2,500,000 Chennai Petroleum Corporation Ltd.
Debentures | -3% ₹25 Cr 2,500,000
↑ 2,500,000 14. JM Liquid Fund
CAGR/Annualized
return of 7.4% since its launch. Ranked 3 in Liquid Fund
category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4% . JM Liquid Fund
Growth Launch Date 31 Dec 97 NAV (24 Mar 23) ₹60.9304 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹1,427 on 28 Feb 23 Category Debt - Liquid Fund AMC JM Financial Asset Management Limited Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.21 Sharpe Ratio -1.81 Information Ratio -4.89 Alpha Ratio -0.2 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.06% Effective Maturity 19 Days Modified Duration 18 Days Sub Cat. Liquid Fund Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,750 29 Feb 20 ₹11,423 28 Feb 21 ₹11,837 28 Feb 22 ₹12,237 28 Feb 23 ₹12,886 Returns for JM Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.2% 1 Year 5.5% 3 Year 4.2% 5 Year 5.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.3% 2020 4% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.3% Fund Manager information for JM Liquid Fund
Name Since Tenure Shalini Tibrewala 31 Dec 97 25.1 Yr. Naghma Khoja 21 Oct 21 1.28 Yr. Data below for JM Liquid Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 98.55% Debt 1.45% Debt Sector Allocation
Sector Value Cash Equivalent 66.38% Corporate 24.82% Government 8.51% Credit Quality
Rating Value AA 5.21% AAA 94.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps-Triparty Repo
CBLO/Reverse Repo | -18% ₹308 Cr 00 HDFC Bank Limited
Certificate of Deposit | -6% ₹100 Cr 2,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -6% ₹99 Cr 2,000 Birla Group Holdings Private Limited
Commercial Paper | -4% ₹75 Cr 1,500 The Tata Power Company Limited
Debentures | -4% ₹65 Cr 650 Small Industries Development Bank Of India
Certificate of Deposit | -4% ₹65 Cr 1,300 7.10% Govt Stock 2029
Sovereign Bonds | -3% ₹59 Cr 5,940,800 L&T Finance Limited
Debentures | -3% ₹50 Cr 500 Chennai Petroleum Corporation Ltd
Commercial Paper | -3% ₹50 Cr 1,000 Export-Import Bank Of India
Commercial Paper | -3% ₹50 Cr 1,000 15. Aditya Birla Sun Life Money Manager Fund
CAGR/Annualized
return of 6.7% since its launch. Ranked 7 in Money Market
category. Return for 2022 was 4.8% , 2021 was 3.8% and 2020 was 6.6% . Aditya Birla Sun Life Money Manager Fund
Growth Launch Date 13 Oct 05 NAV (24 Mar 23) ₹312.258 ↑ 0.02 (0.01 %) Net Assets (Cr) ₹13,095 on 28 Feb 23 Category Debt - Money Market AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.32 Sharpe Ratio -0.49 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.76% Effective Maturity 5 Months 19 Days Modified Duration 5 Months 19 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,815 29 Feb 20 ₹11,660 28 Feb 21 ₹12,366 28 Feb 22 ₹12,861 28 Feb 23 ₹13,534 Returns for Aditya Birla Sun Life Money Manager Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Dec 21 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.4% 1 Year 5.5% 3 Year 5.7% 5 Year 6.3% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.8% 2020 6.6% 2019 8% 2018 7.9% 2017 6.8% 2016 7.7% 2015 8.4% 2014 9.2% 2013 9.4% Fund Manager information for Aditya Birla Sun Life Money Manager Fund
Name Since Tenure Kaustubh Gupta 15 Jul 11 11.56 Yr. Anuj Jain 22 Mar 21 1.87 Yr. Mohit Sharma 1 Apr 17 5.84 Yr. Data below for Aditya Birla Sun Life Money Manager Fund as on 28 Feb 23
Asset Allocation
Asset Class Value Cash 88.11% Debt 11.89% Debt Sector Allocation
Sector Value Cash Equivalent 50.14% Corporate 27.89% Government 21.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 29062023
Sovereign Bonds | -3% ₹399 Cr 40,842,970 Indian Bank
Domestic Bonds | -3% ₹371 Cr 8,000
↑ 8,000 7.68 12/15/2023 12:00:00 Am
Sovereign Bonds | -2% ₹251 Cr 25,000,000 364 DTB 07122023
Sovereign Bonds | -2% ₹236 Cr 25,000,000 07.57 CG Sdl 2023
Sovereign Bonds | -1% ₹150 Cr 15,000,000 182 DTB 06072023
Sovereign Bonds | -1% ₹146 Cr 15,000,000 08.60 HR Sdl 2023
Sovereign Bonds | -1% ₹130 Cr 13,000,000 182 DTB 02032023
Sovereign Bonds | -1% ₹115 Cr 11,500,000 364 Dtb 02032023
Sovereign Bonds | -1% ₹100 Cr 10,000,000 08.21 HR UDAY 2023
Domestic Bonds | -1% ₹75 Cr 7,500,000
Ideally, there are two options to invest in Mutual Funds— SIP and lump sum. In a SIP, an investor can invest periodically, i.e., monthly, quarterly, etc. Whereas, in a lump sum, investors have to make one-time payment as an investment. Here, the deposit does not take place at multiple times.
In a SIP, investors can start their monthly investment with just INR 500, and in a lump sum, one can start investing with INR 5000. If you are a first-time investor, you can either use a sip calculator or a lump sum calculator to pre-determine your investments before investing.
When using a SIP calculator, one has to fill certain variables, that include-
Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.
Individuals who are new to investment, find it difficult to understand the concept of lumpsum calculator and its functioning. Therefore, to ease out the complexities, the detailed information about the calculation is given. Go through this information to understand the process. The input data that needs to be fed in the lumpsum calculator includes:
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