শীর্ষ 7 সেরা পারফর্মিং ব্যাঙ্কিং এবং আর্থিক পরিষেবা তহবিল 2022৷

Updated on September 6, 2026 , 91339 views

ব্যাংকিং এবং আর্থিক পরিষেবাসেক্টর তহবিল ইক্যুইটি সেক্টর ফান্ডগুলির একটি প্রকার যা প্রাথমিকভাবে কোম্পানিগুলিতে বিনিয়োগ করে যেগুলি ব্যাঙ্কিং এবং আর্থিক পরিষেবাগুলি পূরণ করে৷ গত এক বছরে, ব্যাংকিং খাতের তহবিলগুলি খুব শক্তিশালীভাবে পারফর্ম করেছেবাজার.গত ৬ মাসে ব্যাংকিং খাতের শীর্ষ কয়েকটি ডযৌথ পুঁজি গড় রিটার্ন দিয়েছে ২৭ শতাংশ-৩১ শতাংশ. এই ধরনের উচ্চ রিটার্ন সবসময় লোভনীয় এবং অনেক বিনিয়োগকারীর দিকে ঝাঁপিয়ে পড়েবিনিয়োগ এই ধরনের তহবিলে।

আদর্শভাবে, একটিবিনিয়োগকারী যাদের ইক্যুইটির অভিজ্ঞতা আছে এবং ব্যাঙ্কিং সেক্টরে ভালো জ্ঞান আছে তাদের শুধুমাত্র এই ফান্ডে বিনিয়োগ করা উচিত। আপনার বিনিয়োগ প্রক্রিয়া সহজ করতে, আমরা ভারতের শীর্ষস্থানীয় বেকিং সেক্টর তহবিল তালিকাভুক্ত করেছি।

ভারতীয় ব্যাঙ্কিং সেক্টর — ওভারভিউ

ভারতীয় ব্যাঙ্কিং ব্যবস্থায় 27টি সরকারি ব্যাঙ্ক, 26টি বেসরকারী ব্যাঙ্ক, 56টি আঞ্চলিক গ্রামীণ ব্যাঙ্ক, 46টি বিদেশী ব্যাঙ্ক, 93,913টি গ্রামীণ সমবায় ব্যাঙ্ক এবং 1,574টি শহুরে সমবায় ব্যাঙ্ক, সমবায় ক্রেডিট প্রতিষ্ঠানগুলি ছাড়াও রয়েছে। এই সেক্টরের কিছু প্রধান খেলোয়াড় হল- HDFCব্যাংক, স্টেট ব্যাঙ্ক অফ ইন্ডিয়া,আইসিআইসিআই ব্যাঙ্ক লিমিটেড, ইয়েস ব্যাঙ্ক, ইত্যাদি। পাবলিক সেক্টরের ব্যাঙ্কগুলি ব্যাঙ্কিং সিস্টেমের সম্পত্তির 70 শতাংশেরও বেশি নিয়ন্ত্রণ করে, যার ফলে তার ব্যক্তিগত সহকর্মীদের জন্য তুলনামূলকভাবে ছোট অংশ রেখে যায়।

যদিও এই সেক্টরে অনেক প্রতিশ্রুতিশীল এবং নেতৃস্থানীয় কোম্পানি রয়েছে, বিনিয়োগকারীদের সেই খাতটি ভুলে যাওয়া উচিত নয়ইক্যুইটি ফান্ড সমস্ত ইকুইটি তহবিলের মধ্যে সবচেয়ে ঝুঁকিপূর্ণ। সুতরাং, অভিজ্ঞ বিনিয়োগকারীরা উচ্চ-ঝুকিপুন্ন ক্ষুধা এবং যারা দীর্ঘমেয়াদে বিনিয়োগ করতে চান, তাদের আদর্শভাবে নীচের তহবিলে বিনিয়োগের কথা বিবেচনা করা উচিত।

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ভারতে বিনিয়োগের জন্য শীর্ষ 7 ব্যাঙ্কিং ও ফিনান্স মিউচুয়াল ফান্ড

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Banking and Financial Services Fund Growth	₹193.898 ↓ -1.65	₹1,440	6.9	0	5.2	11.4	10.4	16.3
TATA Banking and Financial Services Fund Growth	₹44.2491 ↓ -0.22	₹3,181	8.2	2.2	5.8	10.5	10.8	17.5
SBI Banking & Financial Services Fund Growth	₹43.0456 ↓ -0.21	₹10,872	4.5	-2.4	2.9	14.4	11.4	20.4
ICICI Prudential Banking and Financial Services Fund Growth	₹130.42 ↓ -0.96	₹11,229	5.5	-0.2	-0.5	9.1	8.8	15.9
LIC MF Banking & Financial Services Fund Growth	₹21.6743 ↓ -0.12	₹270	9	2.5	5.9	7	9.3	16.5
Baroda Pioneer Banking And Financial Services Fund Growth	₹49.653 ↓ -0.29	₹437	8.5	2.6	5.9	13.1	11	14.4
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹62.72 ↓ -0.44	₹3,648	7.3	2.5	6	9.5	9.8	17.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Sep 26

Research Highlights & Commentary of 7 Funds showcased

Commentary	UTI Banking and Financial Services Fund	TATA Banking and Financial Services Fund	SBI Banking & Financial Services Fund	ICICI Prudential Banking and Financial Services Fund	LIC MF Banking & Financial Services Fund	Baroda Pioneer Banking And Financial Services Fund	Aditya Birla Sun Life Banking And Financial Services Fund
Point 1	Lower mid AUM (₹1,440 Cr).	Lower mid AUM (₹3,181 Cr).	Upper mid AUM (₹10,872 Cr).	Highest AUM (₹11,229 Cr).	Bottom quartile AUM (₹270 Cr).	Bottom quartile AUM (₹437 Cr).	Upper mid AUM (₹3,648 Cr).
Point 2	Oldest track record among peers (22 yrs).	Established history (10+ yrs).	Established history (11+ yrs).	Established history (18+ yrs).	Established history (11+ yrs).	Established history (14+ yrs).	Established history (12+ yrs).
Point 3	Rating: 3★ (upper mid).	Not Rated.	Not Rated.	Top rated.	Not Rated.	Rating: 2★ (lower mid).	Rating: 5★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 10.40% (lower mid).	5Y return: 10.76% (upper mid).	5Y return: 11.36% (top quartile).	5Y return: 8.83% (bottom quartile).	5Y return: 9.29% (bottom quartile).	5Y return: 10.95% (upper mid).	5Y return: 9.81% (lower mid).
Point 6	3Y return: 11.41% (upper mid).	3Y return: 10.55% (lower mid).	3Y return: 14.41% (top quartile).	3Y return: 9.07% (bottom quartile).	3Y return: 6.99% (bottom quartile).	3Y return: 13.09% (upper mid).	3Y return: 9.55% (lower mid).
Point 7	1Y return: 5.22% (lower mid).	1Y return: 5.81% (lower mid).	1Y return: 2.89% (bottom quartile).	1Y return: -0.50% (bottom quartile).	1Y return: 5.89% (upper mid).	1Y return: 5.95% (upper mid).	1Y return: 6.04% (top quartile).
Point 8	Alpha: 4.13 (upper mid).	Alpha: 1.75 (bottom quartile).	Alpha: 2.91 (upper mid).	Alpha: -3.59 (bottom quartile).	Alpha: 2.27 (lower mid).	Alpha: 2.60 (lower mid).	Alpha: 4.29 (top quartile).
Point 9	Sharpe: 0.08 (top quartile).	Sharpe: -0.04 (bottom quartile).	Sharpe: 0.03 (upper mid).	Sharpe: -0.30 (bottom quartile).	Sharpe: -0.01 (lower mid).	Sharpe: 0.00 (lower mid).	Sharpe: 0.08 (upper mid).
Point 10	Information ratio: 0.37 (upper mid).	Information ratio: 0.06 (lower mid).	Information ratio: 0.80 (top quartile).	Information ratio: -0.32 (bottom quartile).	Information ratio: -0.63 (bottom quartile).	Information ratio: 0.56 (upper mid).	Information ratio: -0.02 (lower mid).

UTI Banking and Financial Services Fund

Lower mid AUM (₹1,440 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 10.40% (lower mid).
3Y return: 11.41% (upper mid).
1Y return: 5.22% (lower mid).
Alpha: 4.13 (upper mid).
Sharpe: 0.08 (top quartile).
Information ratio: 0.37 (upper mid).

TATA Banking and Financial Services Fund

Lower mid AUM (₹3,181 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.76% (upper mid).
3Y return: 10.55% (lower mid).
1Y return: 5.81% (lower mid).
Alpha: 1.75 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.06 (lower mid).

SBI Banking & Financial Services Fund

Upper mid AUM (₹10,872 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.36% (top quartile).
3Y return: 14.41% (top quartile).
1Y return: 2.89% (bottom quartile).
Alpha: 2.91 (upper mid).
Sharpe: 0.03 (upper mid).
Information ratio: 0.80 (top quartile).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,229 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 8.83% (bottom quartile).
3Y return: 9.07% (bottom quartile).
1Y return: -0.50% (bottom quartile).
Alpha: -3.59 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: -0.32 (bottom quartile).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹270 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 9.29% (bottom quartile).
3Y return: 6.99% (bottom quartile).
1Y return: 5.89% (upper mid).
Alpha: 2.27 (lower mid).
Sharpe: -0.01 (lower mid).
Information ratio: -0.63 (bottom quartile).

Baroda Pioneer Banking And Financial Services Fund

Bottom quartile AUM (₹437 Cr).
Established history (14+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 10.95% (upper mid).
3Y return: 13.09% (upper mid).
1Y return: 5.95% (upper mid).
Alpha: 2.60 (lower mid).
Sharpe: 0.00 (lower mid).
Information ratio: 0.56 (upper mid).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,648 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 9.81% (lower mid).
3Y return: 9.55% (lower mid).
1Y return: 6.04% (top quartile).
Alpha: 4.29 (top quartile).
Sharpe: 0.08 (upper mid).
Information ratio: -0.02 (lower mid).

উপরের তালিকার উপরেব্যাংকিং এবং আর্থিক পরিষেবা মিউচুয়াল ফান্ডের AUM/নিট সম্পদের চেয়ে বেশি100 কোটি.

1. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Lower mid AUM (₹1,440 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 10.40% (lower mid).
3Y return: 11.41% (upper mid).
1Y return: 5.22% (lower mid).
Alpha: 4.13 (upper mid).
Sharpe: 0.08 (top quartile).
Information ratio: 0.37 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding HDFC Bank Ltd (~17.3%).
Top-3 holdings concentration ~39.4%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (08 Sep 26)	₹193.898 ↓ -1.65 (-0.84 %)
Net Assets (Cr)	₹1,440 on 31 Jul 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.08
Information Ratio	0.37
Alpha Ratio	4.13
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,354
31 Aug 23	₹11,675
31 Aug 24	₹14,722
31 Aug 25	₹15,560
31 Aug 26	₹16,957

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26

Duration	Returns
1 Month	-1.9%
3 Month	6.9%
6 Month	0%
1 Year	5.2%
3 Year	11.4%
5 Year	10.4%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	1.13 Yr.
Bhavesh Kanani	12 Jan 26	0.55 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	94.7%
Technology	1.73%

Asset Allocation

Asset Class	Value
Cash	3.58%
Equity	96.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	17%	₹249 Cr	3,325,000 ↑ 200,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	12%	₹180 Cr	1,251,000 ↓ -200,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	10%	₹140 Cr	1,135,000 ↑ 165,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	9%	₹128 Cr	1,248,490
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹127 Cr	3,250,000 ↑ 700,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	8%	₹113 Cr	991,452 ↓ -143,548
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	4%	₹55 Cr	527,975 ↓ -165,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	4%	₹55 Cr	7,684,317 ↑ 800,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| SBILIFE	4%	₹52 Cr	277,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Aug 24 \| 532978	2%	₹30 Cr	146,000 ↓ -100,000

2. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Research Highlights for TATA Banking and Financial Services Fund

Lower mid AUM (₹3,181 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.76% (upper mid).
3Y return: 10.55% (lower mid).
1Y return: 5.81% (lower mid).
Alpha: 1.75 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.06 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding ICICI Bank Ltd (~10.8%).

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (08 Sep 26)	₹44.2491 ↓ -0.22 (-0.48 %)
Net Assets (Cr)	₹3,181 on 31 Jul 26
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.04
Information Ratio	0.06
Alpha Ratio	1.75
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹9,957
31 Aug 23	₹12,161
31 Aug 24	₹14,846
31 Aug 25	₹15,644
31 Aug 26	₹17,161

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26

Duration	Returns
1 Month	0.1%
3 Month	8.2%
6 Month	2.2%
1 Year	5.8%
3 Year	10.5%
5 Year	10.8%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	9%
2022	22%
2021	16.9%
2020	11.9%
2019	2.7%
2018	25.7%
2017	-0.1%
2016	45%
2015	17.8%

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Kapil Malhotra	31 Oct 25	0.83 Yr.

Data below for TATA Banking and Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	94.54%
Technology	2.15%

Asset Allocation

Asset Class	Value
Cash	3.31%
Equity	96.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	11%	₹344 Cr	2,400,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	10%	₹319 Cr	4,260,000 ↑ 330,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	9%	₹291 Cr	2,832,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	8%	₹267 Cr	2,170,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 26 \| KOTAKBANK	5%	₹160 Cr	4,110,000 ↑ 675,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| SHRIRAMFIN	5%	₹153 Cr	1,464,000
PB Fintech Ltd (Financial Services) Equity, Since 28 Feb 26 \| POLICYBZR	4%	₹129 Cr	807,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 25 \| SBILIFE	4%	₹126 Cr	672,000
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| PNBHOUSING	4%	₹121 Cr	1,149,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 30 Apr 26 \| HDFCAMC	3%	₹98 Cr	375,000 ↓ -171,000

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

Upper mid AUM (₹10,872 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.36% (top quartile).
3Y return: 14.41% (top quartile).
1Y return: 2.89% (bottom quartile).
Alpha: 2.91 (upper mid).
Sharpe: 0.03 (upper mid).
Information ratio: 0.80 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~17.0%).
Top-3 holdings concentration ~37.3%.

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (08 Sep 26)	₹43.0456 ↓ -0.21 (-0.49 %)
Net Assets (Cr)	₹10,872 on 31 Jul 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.03
Information Ratio	0.8
Alpha Ratio	2.91
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,302
31 Aug 23	₹11,199
31 Aug 24	₹15,145
31 Aug 25	₹16,587
31 Aug 26	₹17,548

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26

Duration	Returns
1 Month	-1.7%
3 Month	4.5%
6 Month	-2.4%
1 Year	2.9%
3 Year	14.4%
5 Year	11.4%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	19.6%
2022	18.6%
2021	13.5%
2020	12.1%
2019	4.8%
2018	20.7%
2017	9.5%
2016	40.7%
2015	17%

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	7.09 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	92.33%
Technology	3.53%

Asset Allocation

Asset Class	Value
Cash	4.09%
Equity	95.86%
Debt	0.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	17%	₹1,845 Cr	24,666,796
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	11%	₹1,158 Cr	8,069,214 ↓ -2,500,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	10%	₹1,052 Cr	26,957,770
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 25 \| 500034	8%	₹883 Cr	7,737,213 ↑ 1,681,420
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	7%	₹753 Cr	7,330,364
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 25 \| HDFCLIFE	4%	₹458 Cr	8,348,085
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| 533398	3%	₹364 Cr	1,165,272 ↓ -431,693
Bank of Baroda (Financial Services) Equity, Since 31 Mar 25 \| 532134	3%	₹325 Cr	13,378,955 ↑ 1,967,239
Future on Manappuram Finance Ltd Derivatives, Since 31 Jul 26 \| -	3%	₹280 Cr	7,500,000 ↑ 7,500,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 28 Feb 26 \| CHOLAFIN	2%	₹259 Cr	1,400,000

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,229 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 8.83% (bottom quartile).
3Y return: 9.07% (bottom quartile).
1Y return: -0.50% (bottom quartile).
Alpha: -3.59 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: -0.32 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~14.0%).

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (08 Sep 26)	₹130.42 ↓ -0.96 (-0.73 %)
Net Assets (Cr)	₹11,229 on 31 Jul 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.83
Sharpe Ratio	-0.31
Information Ratio	-0.32
Alpha Ratio	-3.59
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,207
31 Aug 23	₹11,532
31 Aug 24	₹14,419
31 Aug 25	₹15,310
31 Aug 26	₹15,562

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26

Duration	Returns
1 Month	-0.5%
3 Month	5.5%
6 Month	-0.2%
1 Year	-0.5%
3 Year	9.1%
5 Year	8.8%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	11.6%
2022	17.9%
2021	11.9%
2020	23.5%
2019	-5.5%
2018	14.5%
2017	-0.4%
2016	45.1%
2015	21.1%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Sharmila D'Silva	30 Jun 22	4.17 Yr.
Antariksha Banerjee	2 Mar 26	0.5 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	90.2%
Health Care	0.91%
Industrials	0.22%

Asset Allocation

Asset Class	Value
Cash	7.96%
Equity	92.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	14%	₹1,575 Cr	10,972,843
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	12%	₹1,327 Cr	17,737,181
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	9%	₹988 Cr	25,301,678 ↑ 6,198,557
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	8%	₹947 Cr	7,700,554 ↑ 650,000
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	7%	₹827 Cr	8,048,270 ↑ 1,296,702
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 25 \| SBICARD	3%	₹353 Cr	5,346,071
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	3%	₹335 Cr	1,780,261 ↓ -724,727
LIC Housing Finance Ltd (Financial Services) Equity, Since 30 Nov 24 \| LICHSGFIN	3%	₹330 Cr	6,300,888 ↓ -498,982
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	3%	₹298 Cr	5,428,988
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	2%	₹281 Cr	1,383,217 ↑ 40,000

5. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹270 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 9.29% (bottom quartile).
3Y return: 6.99% (bottom quartile).
1Y return: 5.89% (upper mid).
Alpha: 2.27 (lower mid).
Sharpe: -0.01 (lower mid).
Information ratio: -0.63 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~14.0%).

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (08 Sep 26)	₹21.6743 ↓ -0.12 (-0.54 %)
Net Assets (Cr)	₹270 on 31 Jul 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	-0.01
Information Ratio	-0.63
Alpha Ratio	2.27
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,810
31 Aug 23	₹12,583
31 Aug 24	₹14,433
31 Aug 25	₹14,681
31 Aug 26	₹16,019

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26

Duration	Returns
1 Month	0.1%
3 Month	9%
6 Month	2.5%
1 Year	5.9%
3 Year	7%
5 Year	9.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.5%
2023	0.5%
2022	20.5%
2021	19.6%
2020	9.8%
2019	-2.1%
2018	19.9%
2017	-18%
2016	32.7%
2015	10.5%

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0.4 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	94.83%
Technology	3.14%

Asset Allocation

Asset Class	Value
Cash	2.03%
Equity	97.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	14%	₹38 Cr	263,994
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| 532215	9%	₹24 Cr	195,239
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	8%	₹22 Cr	296,386
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| 540611	6%	₹16 Cr	148,404 ↑ 6,500
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| 500034	5%	₹15 Cr	129,764 ↑ 6,500
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 26 \| INDUSINDBK	5%	₹13 Cr	131,500 ↑ 30,000
PB Fintech Ltd (Financial Services) Equity, Since 30 Sep 25 \| POLICYBZR	4%	₹10 Cr	62,070 ↑ 12,000
BSE Ltd (Financial Services) Equity, Since 30 Jun 26 \| BSE	4%	₹10 Cr	27,250 ↑ 7,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| 590003	3%	₹9 Cr	268,681
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| 540767	3%	₹9 Cr	78,642

6. Baroda Pioneer Banking And Financial Services Fund

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Research Highlights for Baroda Pioneer Banking And Financial Services Fund

Bottom quartile AUM (₹437 Cr).
Established history (14+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 10.95% (upper mid).
3Y return: 13.09% (upper mid).
1Y return: 5.95% (upper mid).
Alpha: 2.60 (lower mid).
Sharpe: 0.00 (lower mid).
Information ratio: 0.56 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~8.5%).

Below is the key information for Baroda Pioneer Banking And Financial Services Fund

Baroda Pioneer Banking And Financial Services Fund Growth
Launch Date	22 Jun 12
NAV (08 Sep 26)	₹49.653 ↓ -0.29 (-0.58 %)
Net Assets (Cr)	₹437 on 31 Jul 26
Category	Equity - Sectoral
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆
Risk	High
Expense Ratio	2.42
Sharpe Ratio	0
Information Ratio	0.56
Alpha Ratio	2.6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,473
31 Aug 23	₹11,493
31 Aug 24	₹14,712
31 Aug 25	₹15,881
31 Aug 26	₹17,448

Baroda Pioneer Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Baroda Pioneer Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26

Duration	Returns
1 Month	-0.6%
3 Month	8.5%
6 Month	2.6%
1 Year	5.9%
3 Year	13.1%
5 Year	11%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.4%
2023	12.5%
2022	20.5%
2021	15.7%
2020	8%
2019	-1%
2018	23.1%
2017	1.2%
2016	32.9%
2015	8.7%

Fund Manager information for Baroda Pioneer Banking And Financial Services Fund

Name	Since	Tenure
Silky Jain	1 Jul 26	0.17 Yr.
Yash Mehta	29 Nov 25	0.75 Yr.

Data below for Baroda Pioneer Banking And Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	92.49%
Technology	2.74%

Asset Allocation

Asset Class	Value
Cash	4.77%
Equity	95.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	9%	₹37 Cr	260,000 ↑ 10,000
State Bank of India (Financial Services) Equity, Since 30 Jun 12 \| SBIN	8%	₹36 Cr	353,000 ↓ -12,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 14 \| HDFCBANK	8%	₹34 Cr	450,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| 532215	7%	₹31 Cr	250,000 ↓ -20,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| 500034	6%	₹27 Cr	233,180 ↑ 43,180
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| KOTAKBANK	5%	₹23 Cr	585,000 ↓ -115,000
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Nov 25 \| INDUSINDBK	4%	₹19 Cr	187,500 ↓ -15,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Dec 25 \| SHRIRAMFIN	4%	₹18 Cr	170,000 ↑ 10,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Jun 25 \| UJJIVANSFB	3%	₹14 Cr	2,020,000 ↑ 20,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 24 \| 590003	3%	₹13 Cr	385,000 ↑ 10,000

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,648 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 9.81% (lower mid).
3Y return: 9.55% (lower mid).
1Y return: 6.04% (top quartile).
Alpha: 4.29 (top quartile).
Sharpe: 0.08 (upper mid).
Information ratio: -0.02 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~14.3%).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (08 Sep 26)	₹62.72 ↓ -0.44 (-0.70 %)
Net Assets (Cr)	₹3,648 on 31 Jul 26
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.08
Information Ratio	-0.02
Alpha Ratio	4.29
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,126
31 Aug 23	₹11,933
31 Aug 24	₹14,509
31 Aug 25	₹14,932
31 Aug 26	₹16,380

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Sep 26

Duration	Returns
1 Month	-1.2%
3 Month	7.3%
6 Month	2.5%
1 Year	6%
3 Year	9.5%
5 Year	9.8%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	8.7%
2022	21.7%
2021	11.5%
2020	16.8%
2019	1.1%
2018	14.9%
2017	-2.4%
2016	47.6%
2015	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.94 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	96.27%
Technology	1.03%

Asset Allocation

Asset Class	Value
Cash	1.69%
Equity	98.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	14%	₹522 Cr	3,636,644
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	10%	₹378 Cr	5,058,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	8%	₹283 Cr	2,302,100
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	7%	₹250 Cr	2,187,250 ↑ 50,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	5%	₹197 Cr	1,886,669
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹184 Cr	1,793,689 ↓ -125,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹115 Cr	2,956,665 ↓ -390,000
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	3%	₹110 Cr	1,046,861
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	3%	₹100 Cr	533,402
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Aug 24 \| PNBHOUSING	3%	₹97 Cr	918,856

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