শীর্ষ 7 সেরা পারফর্মিং ব্যাঙ্কিং এবং আর্থিক পরিষেবা তহবিল 2022৷

Updated on April 16, 2026 , 90738 views

ব্যাংকিং এবং আর্থিক পরিষেবাসেক্টর তহবিল ইক্যুইটি সেক্টর ফান্ডগুলির একটি প্রকার যা প্রাথমিকভাবে কোম্পানিগুলিতে বিনিয়োগ করে যেগুলি ব্যাঙ্কিং এবং আর্থিক পরিষেবাগুলি পূরণ করে৷ গত এক বছরে, ব্যাংকিং খাতের তহবিলগুলি খুব শক্তিশালীভাবে পারফর্ম করেছেবাজার.গত ৬ মাসে ব্যাংকিং খাতের শীর্ষ কয়েকটি ডযৌথ পুঁজি গড় রিটার্ন দিয়েছে ২৭ শতাংশ-৩১ শতাংশ. এই ধরনের উচ্চ রিটার্ন সবসময় লোভনীয় এবং অনেক বিনিয়োগকারীর দিকে ঝাঁপিয়ে পড়েবিনিয়োগ এই ধরনের তহবিলে।

আদর্শভাবে, একটিবিনিয়োগকারী যাদের ইক্যুইটির অভিজ্ঞতা আছে এবং ব্যাঙ্কিং সেক্টরে ভালো জ্ঞান আছে তাদের শুধুমাত্র এই ফান্ডে বিনিয়োগ করা উচিত। আপনার বিনিয়োগ প্রক্রিয়া সহজ করতে, আমরা ভারতের শীর্ষস্থানীয় বেকিং সেক্টর তহবিল তালিকাভুক্ত করেছি।

ভারতীয় ব্যাঙ্কিং সেক্টর — ওভারভিউ

ভারতীয় ব্যাঙ্কিং ব্যবস্থায় 27টি সরকারি ব্যাঙ্ক, 26টি বেসরকারী ব্যাঙ্ক, 56টি আঞ্চলিক গ্রামীণ ব্যাঙ্ক, 46টি বিদেশী ব্যাঙ্ক, 93,913টি গ্রামীণ সমবায় ব্যাঙ্ক এবং 1,574টি শহুরে সমবায় ব্যাঙ্ক, সমবায় ক্রেডিট প্রতিষ্ঠানগুলি ছাড়াও রয়েছে। এই সেক্টরের কিছু প্রধান খেলোয়াড় হল- HDFCব্যাংক, স্টেট ব্যাঙ্ক অফ ইন্ডিয়া,আইসিআইসিআই ব্যাঙ্ক লিমিটেড, ইয়েস ব্যাঙ্ক, ইত্যাদি। পাবলিক সেক্টরের ব্যাঙ্কগুলি ব্যাঙ্কিং সিস্টেমের সম্পত্তির 70 শতাংশেরও বেশি নিয়ন্ত্রণ করে, যার ফলে তার ব্যক্তিগত সহকর্মীদের জন্য তুলনামূলকভাবে ছোট অংশ রেখে যায়।

যদিও এই সেক্টরে অনেক প্রতিশ্রুতিশীল এবং নেতৃস্থানীয় কোম্পানি রয়েছে, বিনিয়োগকারীদের সেই খাতটি ভুলে যাওয়া উচিত নয়ইক্যুইটি ফান্ড সমস্ত ইকুইটি তহবিলের মধ্যে সবচেয়ে ঝুঁকিপূর্ণ। সুতরাং, অভিজ্ঞ বিনিয়োগকারীরা উচ্চ-ঝুকিপুন্ন ক্ষুধা এবং যারা দীর্ঘমেয়াদে বিনিয়োগ করতে চান, তাদের আদর্শভাবে নীচের তহবিলে বিনিয়োগের কথা বিবেচনা করা উচিত।

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ভারতে বিনিয়োগের জন্য শীর্ষ 7 ব্যাঙ্কিং ও ফিনান্স মিউচুয়াল ফান্ড

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Banking and Financial Services Fund Growth	₹193.104 ↑ 1.08	₹1,425	-3	-1.5	5.3	15.8	14	16.3
TATA Banking and Financial Services Fund Growth	₹43.6708 ↑ 0.38	₹3,261	-3.5	-1.1	5.4	16.3	13.9	17.5
SBI Banking & Financial Services Fund Growth	₹44.2414 ↑ 0.35	₹10,725	-4	0.2	10.4	20	15.3	20.4
ICICI Prudential Banking and Financial Services Fund Growth	₹131.18 ↑ 0.80	₹10,886	-5	-4.7	2.4	13.8	13.5	15.9
Baroda Pioneer Banking And Financial Services Fund Growth	₹48.1603 ↑ 0.32	₹397	-4.5	-2.3	4.1	16	12.9	14.4
LIC MF Banking & Financial Services Fund Growth	₹21.3564 ↑ 0.18	₹277	-4.8	-1.5	7.8	11.8	12.1	16.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹62.2 ↑ 0.48	₹3,673	-3.7	-0.8	6.3	15.9	14.2	17.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26

Research Highlights & Commentary of 7 Funds showcased

Commentary	UTI Banking and Financial Services Fund	TATA Banking and Financial Services Fund	SBI Banking & Financial Services Fund	ICICI Prudential Banking and Financial Services Fund	Baroda Pioneer Banking And Financial Services Fund	LIC MF Banking & Financial Services Fund	Aditya Birla Sun Life Banking And Financial Services Fund
Point 1	Lower mid AUM (₹1,425 Cr).	Lower mid AUM (₹3,261 Cr).	Upper mid AUM (₹10,725 Cr).	Highest AUM (₹10,886 Cr).	Bottom quartile AUM (₹397 Cr).	Bottom quartile AUM (₹277 Cr).	Upper mid AUM (₹3,673 Cr).
Point 2	Oldest track record among peers (22 yrs).	Established history (10+ yrs).	Established history (11+ yrs).	Established history (17+ yrs).	Established history (13+ yrs).	Established history (11+ yrs).	Established history (12+ yrs).
Point 3	Rating: 3★ (upper mid).	Not Rated.	Not Rated.	Top rated.	Rating: 2★ (lower mid).	Not Rated.	Rating: 5★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 14.00% (upper mid).	5Y return: 13.94% (lower mid).	5Y return: 15.26% (top quartile).	5Y return: 13.51% (lower mid).	5Y return: 12.93% (bottom quartile).	5Y return: 12.11% (bottom quartile).	5Y return: 14.24% (upper mid).
Point 6	3Y return: 15.76% (lower mid).	3Y return: 16.30% (upper mid).	3Y return: 20.05% (top quartile).	3Y return: 13.81% (bottom quartile).	3Y return: 16.04% (upper mid).	3Y return: 11.84% (bottom quartile).	3Y return: 15.90% (lower mid).
Point 7	1Y return: 5.29% (lower mid).	1Y return: 5.44% (lower mid).	1Y return: 10.39% (top quartile).	1Y return: 2.43% (bottom quartile).	1Y return: 4.07% (bottom quartile).	1Y return: 7.77% (upper mid).	1Y return: 6.31% (upper mid).
Point 8	Alpha: 2.96 (upper mid).	Alpha: 1.00 (lower mid).	Alpha: 7.12 (top quartile).	Alpha: -1.02 (bottom quartile).	Alpha: 0.73 (bottom quartile).	Alpha: 3.72 (upper mid).	Alpha: 1.16 (lower mid).
Point 9	Sharpe: 1.49 (upper mid).	Sharpe: 1.29 (bottom quartile).	Sharpe: 1.90 (top quartile).	Sharpe: 1.11 (bottom quartile).	Sharpe: 1.34 (lower mid).	Sharpe: 1.52 (upper mid).	Sharpe: 1.34 (lower mid).
Point 10	Information ratio: 0.34 (upper mid).	Information ratio: 0.32 (lower mid).	Information ratio: 1.07 (top quartile).	Information ratio: -0.06 (bottom quartile).	Information ratio: 0.47 (upper mid).	Information ratio: -0.52 (bottom quartile).	Information ratio: 0.24 (lower mid).

UTI Banking and Financial Services Fund

Lower mid AUM (₹1,425 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 14.00% (upper mid).
3Y return: 15.76% (lower mid).
1Y return: 5.29% (lower mid).
Alpha: 2.96 (upper mid).
Sharpe: 1.49 (upper mid).
Information ratio: 0.34 (upper mid).

TATA Banking and Financial Services Fund

Lower mid AUM (₹3,261 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.94% (lower mid).
3Y return: 16.30% (upper mid).
1Y return: 5.44% (lower mid).
Alpha: 1.00 (lower mid).
Sharpe: 1.29 (bottom quartile).
Information ratio: 0.32 (lower mid).

SBI Banking & Financial Services Fund

Upper mid AUM (₹10,725 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 15.26% (top quartile).
3Y return: 20.05% (top quartile).
1Y return: 10.39% (top quartile).
Alpha: 7.12 (top quartile).
Sharpe: 1.90 (top quartile).
Information ratio: 1.07 (top quartile).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹10,886 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 13.51% (lower mid).
3Y return: 13.81% (bottom quartile).
1Y return: 2.43% (bottom quartile).
Alpha: -1.02 (bottom quartile).
Sharpe: 1.11 (bottom quartile).
Information ratio: -0.06 (bottom quartile).

Baroda Pioneer Banking And Financial Services Fund

Bottom quartile AUM (₹397 Cr).
Established history (13+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 12.93% (bottom quartile).
3Y return: 16.04% (upper mid).
1Y return: 4.07% (bottom quartile).
Alpha: 0.73 (bottom quartile).
Sharpe: 1.34 (lower mid).
Information ratio: 0.47 (upper mid).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹277 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.11% (bottom quartile).
3Y return: 11.84% (bottom quartile).
1Y return: 7.77% (upper mid).
Alpha: 3.72 (upper mid).
Sharpe: 1.52 (upper mid).
Information ratio: -0.52 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,673 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 14.24% (upper mid).
3Y return: 15.90% (lower mid).
1Y return: 6.31% (upper mid).
Alpha: 1.16 (lower mid).
Sharpe: 1.34 (lower mid).
Information ratio: 0.24 (lower mid).

উপরের তালিকার উপরেব্যাংকিং এবং আর্থিক পরিষেবা মিউচুয়াল ফান্ডের AUM/নিট সম্পদের চেয়ে বেশি100 কোটি.

1. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Lower mid AUM (₹1,425 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 14.00% (upper mid).
3Y return: 15.76% (lower mid).
1Y return: 5.29% (lower mid).
Alpha: 2.96 (upper mid).
Sharpe: 1.49 (upper mid).
Information ratio: 0.34 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding ICICI Bank Ltd (~14.5%).
Top-3 holdings concentration ~38.6%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (17 Apr 26)	₹193.104 ↑ 1.08 (0.56 %)
Net Assets (Cr)	₹1,425 on 28 Feb 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	1.49
Information Ratio	0.34
Alpha Ratio	2.96
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,872
31 Mar 23	₹11,714
31 Mar 24	₹14,838
31 Mar 25	₹17,023
31 Mar 26	₹16,655

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	3.8%
3 Month	-3%
6 Month	-1.5%
1 Year	5.3%
3 Year	15.8%
5 Year	14%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.79 Yr.
Bhavesh Kanani	12 Jan 26	0.22 Yr.

Data below for UTI Banking and Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	95.26%
Technology	0.95%

Asset Allocation

Asset Class	Value
Cash	3.79%
Equity	96.21%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	14%	₹175 Cr	1,455,000 ↑ 30,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	14%	₹165 Cr	2,250,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	11%	₹129 Cr	1,110,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹115 Cr	3,250,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	6%	₹72 Cr	895,000 ↑ 85,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹59 Cr	600,000 ↓ -250,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹58 Cr	662,975 ↑ 162,975
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Aug 24 \| 532978	3%	₹40 Cr	246,000 ↑ 162,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Mar 24 \| MCX	3%	₹36 Cr	150,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	3%	₹33 Cr	6,534,317

2. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Research Highlights for TATA Banking and Financial Services Fund

Lower mid AUM (₹3,261 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.94% (lower mid).
3Y return: 16.30% (upper mid).
1Y return: 5.44% (lower mid).
Alpha: 1.00 (lower mid).
Sharpe: 1.29 (bottom quartile).
Information ratio: 0.32 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~16.0%).
Top-3 holdings concentration ~40.4%.

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (17 Apr 26)	₹43.6708 ↑ 0.38 (0.88 %)
Net Assets (Cr)	₹3,261 on 28 Feb 26
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.98
Sharpe Ratio	1.29
Information Ratio	0.32
Alpha Ratio	1
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,544
31 Mar 23	₹11,678
31 Mar 24	₹14,606
31 Mar 25	₹17,042
31 Mar 26	₹16,732

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	4%
3 Month	-3.5%
6 Month	-1.1%
1 Year	5.4%
3 Year	16.3%
5 Year	13.9%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	9%
2022	22%
2021	16.9%
2020	11.9%
2019	2.7%
2018	25.7%
2017	-0.1%
2016	45%
2015	17.8%

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Kapil Malhotra	31 Oct 25	0.42 Yr.

Data below for TATA Banking and Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	97.47%
Technology	2.35%

Asset Allocation

Asset Class	Value
Cash	0.18%
Equity	99.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	16%	₹439 Cr	6,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	14%	₹393 Cr	3,255,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	10%	₹277 Cr	2,832,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	9%	₹252 Cr	2,170,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| SHRIRAMFIN	4%	₹120 Cr	1,374,000 ↑ 18,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 25 \| SBILIFE	4%	₹103 Cr	582,000
Bank of Baroda (Financial Services) Equity, Since 30 Nov 25 \| 532134	3%	₹91 Cr	3,660,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532978	3%	₹83 Cr	510,000
Canara HSBC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Oct 25 \| CANHLIFE	3%	₹80 Cr	5,685,000
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	3%	₹70 Cr	249,000

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

Upper mid AUM (₹10,725 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 15.26% (top quartile).
3Y return: 20.05% (top quartile).
1Y return: 10.39% (top quartile).
Alpha: 7.12 (top quartile).
Sharpe: 1.90 (top quartile).
Information ratio: 1.07 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~14.2%).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (17 Apr 26)	₹44.2414 ↑ 0.35 (0.80 %)
Net Assets (Cr)	₹10,725 on 28 Feb 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.83
Sharpe Ratio	1.9
Information Ratio	1.07
Alpha Ratio	7.12
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,568
31 Mar 23	₹11,028
31 Mar 24	₹14,702
31 Mar 25	₹17,267
31 Mar 26	₹17,603

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	3.6%
3 Month	-4%
6 Month	0.2%
1 Year	10.4%
3 Year	20%
5 Year	15.3%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	19.6%
2022	18.6%
2021	13.5%
2020	12.1%
2019	4.8%
2018	20.7%
2017	9.5%
2016	40.7%
2015	17%

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	6.67 Yr.
Pradeep Kesavan	1 Dec 23	2.33 Yr.

Data below for SBI Banking & Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	89.95%
Technology	0.45%

Asset Allocation

Asset Class	Value
Cash	4.95%
Equity	94.99%
Debt	0.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	14%	₹1,335 Cr	11,069,214 ↑ 600,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	9%	₹847 Cr	23,957,770 ↑ 2,000,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	8%	₹718 Cr	7,330,364 ↓ -2,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	7%	₹698 Cr	6,011,517 ↓ -1,250,000
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	6%	₹601 Cr	8,216,796
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Jun 25 \| 532978	6%	₹557 Cr	3,411,808
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| 533398	5%	₹434 Cr	1,374,249
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 25 \| HDFCLIFE	4%	₹366 Cr	6,203,085 ↑ 2,540,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 May 25 \| SBILIFE	3%	₹307 Cr	1,729,622
Future on Bank of India Derivatives, Since 31 Mar 26 \| -	3%	₹304 Cr	60,000 ↑ 60,000

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹10,886 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 13.51% (lower mid).
3Y return: 13.81% (bottom quartile).
1Y return: 2.43% (bottom quartile).
Alpha: -1.02 (bottom quartile).
Sharpe: 1.11 (bottom quartile).
Information ratio: -0.06 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~15.8%).
Top-3 holdings concentration ~39.4%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (17 Apr 26)	₹131.18 ↑ 0.80 (0.61 %)
Net Assets (Cr)	₹10,886 on 28 Feb 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.83
Sharpe Ratio	1.11
Information Ratio	-0.06
Alpha Ratio	-1.02
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,243
31 Mar 23	₹11,980
31 Mar 24	₹14,939
31 Mar 25	₹17,064
31 Mar 26	₹16,241

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	3.8%
3 Month	-5%
6 Month	-4.7%
1 Year	2.4%
3 Year	13.8%
5 Year	13.5%
10 Year
15 Year
Since launch	15.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	11.6%
2022	17.9%
2021	11.9%
2020	23.5%
2019	-5.5%
2018	14.5%
2017	-0.4%
2016	45.1%
2015	21.1%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	8.18 Yr.
Sharmila D'Silva	30 Jun 22	3.76 Yr.
Antariksha Banerjee	2 Mar 26	0.08 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	95.9%
Health Care	0.93%
Industrials	0.29%
Technology	0.26%

Asset Allocation

Asset Class	Value
Cash	2.52%
Equity	97.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	16%	₹1,477 Cr	20,194,031
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	14%	₹1,338 Cr	11,094,643
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	9%	₹873 Cr	7,518,679 ↑ 985,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	6%	₹564 Cr	15,957,386 ↑ 2,853,989
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	5%	₹477 Cr	2,685,881 ↓ -550,534
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	5%	₹429 Cr	4,384,950 ↑ 450,000
LIC Housing Finance Ltd (Financial Services) Equity, Since 30 Nov 24 \| LICHSGFIN	4%	₹337 Cr	6,799,870
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	3%	₹310 Cr	5,241,538
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 25 \| SBICARD	3%	₹305 Cr	4,799,326 ↓ -209,984
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹305 Cr	1,782,062 ↓ -18,266

5. Baroda Pioneer Banking And Financial Services Fund

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Research Highlights for Baroda Pioneer Banking And Financial Services Fund

Bottom quartile AUM (₹397 Cr).
Established history (13+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 12.93% (bottom quartile).
3Y return: 16.04% (upper mid).
1Y return: 4.07% (bottom quartile).
Alpha: 0.73 (bottom quartile).
Sharpe: 1.34 (lower mid).
Information ratio: 0.47 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~10.6%).

Below is the key information for Baroda Pioneer Banking And Financial Services Fund

Baroda Pioneer Banking And Financial Services Fund Growth
Launch Date	22 Jun 12
NAV (17 Apr 26)	₹48.1603 ↑ 0.32 (0.68 %)
Net Assets (Cr)	₹397 on 28 Feb 26
Category	Equity - Sectoral
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆
Risk	High
Expense Ratio	2.42
Sharpe Ratio	1.34
Information Ratio	0.47
Alpha Ratio	0.73
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,245
31 Mar 23	₹10,878
31 Mar 24	₹14,022
31 Mar 25	₹16,274
31 Mar 26	₹15,640

Baroda Pioneer Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Baroda Pioneer Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	3.9%
3 Month	-4.5%
6 Month	-2.3%
1 Year	4.1%
3 Year	16%
5 Year	12.9%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.4%
2023	12.5%
2022	20.5%
2021	15.7%
2020	8%
2019	-1%
2018	23.1%
2017	1.2%
2016	32.9%
2015	8.7%

Fund Manager information for Baroda Pioneer Banking And Financial Services Fund

Name	Since	Tenure
Sanjay Chawla	29 Nov 25	0.34 Yr.
Yash Mehta	29 Nov 25	0.34 Yr.

Data below for Baroda Pioneer Banking And Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	92.36%
Technology	1.67%

Asset Allocation

Asset Class	Value
Cash	4.56%
Equity	94.03%
Debt	1.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 14 \| HDFCBANK	11%	₹37 Cr	500,000 ↓ -25,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	10%	₹33 Cr	275,000 ↑ 25,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| 532215	9%	₹30 Cr	260,000 ↑ 50,000
State Bank of India (Financial Services) Equity, Since 30 Jun 12 \| SBIN	8%	₹27 Cr	271,200
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| KOTAKBANK	7%	₹23 Cr	650,000
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Nov 25 \| INDUSINDBK	5%	₹17 Cr	225,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| 500034	5%	₹16 Cr	200,000 ↑ 40,000
Canara Bank (Financial Services) Equity, Since 31 Oct 25 \| 532483	4%	₹14 Cr	1,100,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Dec 25 \| SHRIRAMFIN	4%	₹13 Cr	145,000 ↑ 20,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Jun 25 \| UJJIVANSFB	3%	₹11 Cr	2,150,000 ↑ 590,405

6. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹277 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.11% (bottom quartile).
3Y return: 11.84% (bottom quartile).
1Y return: 7.77% (upper mid).
Alpha: 3.72 (upper mid).
Sharpe: 1.52 (upper mid).
Information ratio: -0.52 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding HDFC Bank Ltd (~15.8%).
Top-3 holdings concentration ~36.8%.

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (17 Apr 26)	₹21.3564 ↑ 0.18 (0.85 %)
Net Assets (Cr)	₹277 on 28 Feb 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	1.52
Information Ratio	-0.52
Alpha Ratio	3.72
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,759
31 Mar 23	₹12,122
31 Mar 24	₹14,595
31 Mar 25	₹15,293
31 Mar 26	₹15,453

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	4.3%
3 Month	-4.8%
6 Month	-1.5%
1 Year	7.8%
3 Year	11.8%
5 Year	12.1%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.5%
2023	0.5%
2022	20.5%
2021	19.6%
2020	9.8%
2019	-2.1%
2018	19.9%
2017	-18%
2016	32.7%
2015	10.5%

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	88.84%
Technology	2.84%
Consumer Cyclical	2.34%

Asset Allocation

Asset Class	Value
Cash	5.98%
Equity	94.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	16%	₹38 Cr	517,386
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	13%	₹31 Cr	253,994
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| 532215	8%	₹20 Cr	169,239
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	8%	₹18 Cr	519,375
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	6%	₹14 Cr	139,494
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	5%	₹11 Cr	392,463
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 24 \| SBICARD	3%	₹7 Cr	115,064
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹6 Cr	54,394
TVS Holdings Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| 520056	2%	₹6 Cr	4,022
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| 500034	2%	₹5 Cr	68,264 ↑ 25,537

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,673 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 14.24% (upper mid).
3Y return: 15.90% (lower mid).
1Y return: 6.31% (upper mid).
Alpha: 1.16 (lower mid).
Sharpe: 1.34 (lower mid).
Information ratio: 0.24 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~14.2%).
Top-3 holdings concentration ~35.2%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (17 Apr 26)	₹62.2 ↑ 0.48 (0.78 %)
Net Assets (Cr)	₹3,673 on 28 Feb 26
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	1.34
Information Ratio	0.24
Alpha Ratio	1.16
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,183
31 Mar 23	₹11,662
31 Mar 24	₹15,203
31 Mar 25	₹16,913
31 Mar 26	₹16,571

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26

Duration	Returns
1 Month	5.3%
3 Month	-3.7%
6 Month	-0.8%
1 Year	6.3%
3 Year	15.9%
5 Year	14.2%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	8.7%
2022	21.7%
2021	11.5%
2020	16.8%
2019	1.1%
2018	14.9%
2017	-2.4%
2016	47.6%
2015	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.61 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	95.92%
Technology	1.04%

Asset Allocation

Asset Class	Value
Cash	3.05%
Equity	96.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	14%	₹448 Cr	3,717,929
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	13%	₹396 Cr	5,408,496
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	8%	₹267 Cr	2,302,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	6%	₹188 Cr	1,918,689
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	5%	₹171 Cr	2,137,250
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	5%	₹165 Cr	1,886,669 ↑ 688,287
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	4%	₹125 Cr	3,546,665
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	4%	₹114 Cr	1,346,861
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹97 Cr	565,076
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	3%	₹79 Cr	444,152

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