2019 માટે શ્રેષ્ઠ મ્યુચ્યુઅલ ફંડ રીટર્ન

Updated on June 19, 2026 , 1431 views

મ્યુચ્યુઅલ ફંડ એ એક રોકાણ એવન્યુ છે જે એક સમાન વિચાર વહેંચતા અસંખ્ય લોકો એકઠા થાય છે અને તેમના નાણાંનું રોકાણ કરે છે ત્યારે રચાય છે. ત્યારબાદ મ્યુચ્યુઅલ ફંડ યોજના આ વ્યક્તિઓ વતી વિવિધ નાણાકીય સાધનોમાં રોકાણ કરે છે અને નફો મેળવે છે. મ્યુચ્યુઅલ ફંડ યોજનાઓની વિવિધ કેટેગરીઓ છે જે વ્યક્તિની વિવિધ આવશ્યકતાઓને પૂર્ણ કરવા માટે રચાયેલ છે. મ્યુચ્યુઅલ ફંડ યોજનાઓની વિશાળ શ્રેણીઇક્વિટી ફંડ્સ,Tણ ભંડોળ, અનેહાઇબ્રિડ ફંડ. 2019 માં, બધી યોજના કેટેગરીઝનું પ્રદર્શન સારું હતું. આમ્યુચ્યુઅલ ફંડ્સ તેમના રોકાણકારો માટે અનુકૂળ વળતર પ્રાપ્ત કરવામાં સક્ષમ હતા. તેથી, ચાલો આપણે 2019 માટે આ યોજનાઓનું પ્રદર્શન જોઈએ.

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2019 પ્રદર્શનના આધારે ટોચના પરફોર્મિંગ ઇક્વિટી ફંડ્સ

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
DSP World Gold Fund Growth	₹55.0138 ↓ -1.78	₹1,679	167.1	15.9	7	-7.7	-9
DSP World Mining Fund Growth	₹32.383 ↓ -1.03	₹187	79	-8.1	0	12.2	18
Edelweiss Europe Dynamic Equity Off-shore Fund Growth	₹30.5507 ↓ -0.31	₹251	50	5.4	17.3	-6	17
Invesco India Feeder- Invesco Pan European Equity Fund Growth	₹25.7569 ↓ -0.47	₹221	42.5	-5.1	20.5	1.6	16.6
Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth	₹29.4094 ↑ 0.10	₹250	41.1	5.9	5.5	-16.8	-5.9
DSP World Energy Fund Growth	₹30.2384 ↓ -0.11	₹122	39.2	-6.8	12.9	-8.6	29.5
Kotak Global Emerging Market Fund Growth	₹42.019 ↑ 0.32	₹1,793	39.1	5.9	10.8	-15	-0.5
Aditya Birla Sun Life International Equity Fund - Plan A Growth	₹52.7374 ↑ 0.40	₹329	34.7	7.4	8.6	-2.1	13.5
DSP US Flexible Equity Fund Growth	₹93.1596 ↑ 0.02	₹1,323	33.8	17.8	22	-5.9	24.2
Sundaram Global Advantage Fund Growth	₹42.1571 ↓ -0.07	₹172	23.9	13.1	30.1	-15.4	18.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	DSP World Mining Fund	Edelweiss Europe Dynamic Equity Off-shore Fund	Invesco India Feeder- Invesco Pan European Equity Fund	Edelweiss Emerging Markets Opportunities Equity Off-shore Fund	DSP World Energy Fund	Kotak Global Emerging Market Fund	Aditya Birla Sun Life International Equity Fund - Plan A	DSP US Flexible Equity Fund	Sundaram Global Advantage Fund
Point 1	Top quartile AUM (₹1,679 Cr).	Bottom quartile AUM (₹187 Cr).	Upper mid AUM (₹251 Cr).	Lower mid AUM (₹221 Cr).	Lower mid AUM (₹250 Cr).	Bottom quartile AUM (₹122 Cr).	Highest AUM (₹1,793 Cr).	Upper mid AUM (₹329 Cr).	Upper mid AUM (₹1,323 Cr).	Bottom quartile AUM (₹172 Cr).
Point 2	Oldest track record among peers (18 yrs).	Established history (16+ yrs).	Established history (12+ yrs).	Established history (12+ yrs).	Established history (11+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (13+ yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 2★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 24.57% (top quartile).	5Y return: 18.30% (upper mid).	5Y return: 14.59% (upper mid).	5Y return: 14.24% (upper mid).	5Y return: 10.26% (bottom quartile).	5Y return: 13.37% (lower mid).	5Y return: 12.10% (lower mid).	5Y return: 11.82% (bottom quartile).	5Y return: 18.74% (top quartile).	5Y return: 11.33% (bottom quartile).
Point 6	3Y return: 46.70% (top quartile).	3Y return: 25.09% (upper mid).	3Y return: 22.57% (lower mid).	3Y return: 18.63% (bottom quartile).	3Y return: 27.26% (upper mid).	3Y return: 17.82% (bottom quartile).	3Y return: 27.48% (top quartile).	3Y return: 18.97% (lower mid).	3Y return: 27.44% (upper mid).	3Y return: 16.22% (bottom quartile).
Point 7	1Y return: 74.27% (upper mid).	1Y return: 85.97% (top quartile).	1Y return: 28.27% (bottom quartile).	1Y return: 35.57% (lower mid).	1Y return: 74.37% (top quartile).	1Y return: 63.15% (upper mid).	1Y return: 68.80% (upper mid).	1Y return: 31.15% (bottom quartile).	1Y return: 51.45% (lower mid).	1Y return: 24.73% (bottom quartile).
Point 8	Alpha: -0.46 (lower mid).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 5.56 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -1.76 (bottom quartile).	Alpha: -11.83 (bottom quartile).	Alpha: -3.23 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: 1.77 (bottom quartile).	Sharpe: 2.76 (top quartile).	Sharpe: 1.97 (lower mid).	Sharpe: 1.83 (bottom quartile).	Sharpe: 2.62 (upper mid).	Sharpe: 4.00 (top quartile).	Sharpe: 2.29 (upper mid).	Sharpe: 1.93 (lower mid).	Sharpe: 2.57 (upper mid).	Sharpe: 1.70 (bottom quartile).
Point 10	Information ratio: -0.78 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.40 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.25 (lower mid).	Information ratio: -1.48 (bottom quartile).	Information ratio: 0.13 (top quartile).	Information ratio: 0.00 (lower mid).

DSP World Gold Fund

Top quartile AUM (₹1,679 Cr).
Oldest track record among peers (18 yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 24.57% (top quartile).
3Y return: 46.70% (top quartile).
1Y return: 74.27% (upper mid).
Alpha: -0.46 (lower mid).
Sharpe: 1.77 (bottom quartile).
Information ratio: -0.78 (bottom quartile).

DSP World Mining Fund

Bottom quartile AUM (₹187 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 18.30% (upper mid).
3Y return: 25.09% (upper mid).
1Y return: 85.97% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 2.76 (top quartile).
Information ratio: 0.00 (top quartile).

Edelweiss Europe Dynamic Equity Off-shore Fund

Upper mid AUM (₹251 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 14.59% (upper mid).
3Y return: 22.57% (lower mid).
1Y return: 28.27% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.97 (lower mid).
Information ratio: 0.00 (upper mid).

Invesco India Feeder- Invesco Pan European Equity Fund

Lower mid AUM (₹221 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 14.24% (upper mid).
3Y return: 18.63% (bottom quartile).
1Y return: 35.57% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.83 (bottom quartile).
Information ratio: 0.00 (upper mid).

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Lower mid AUM (₹250 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 10.26% (bottom quartile).
3Y return: 27.26% (upper mid).
1Y return: 74.37% (top quartile).
Alpha: 5.56 (top quartile).
Sharpe: 2.62 (upper mid).
Information ratio: -0.40 (bottom quartile).

DSP World Energy Fund

Bottom quartile AUM (₹122 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 13.37% (lower mid).
3Y return: 17.82% (bottom quartile).
1Y return: 63.15% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 4.00 (top quartile).
Information ratio: 0.00 (upper mid).

Kotak Global Emerging Market Fund

Highest AUM (₹1,793 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 12.10% (lower mid).
3Y return: 27.48% (top quartile).
1Y return: 68.80% (upper mid).
Alpha: -1.76 (bottom quartile).
Sharpe: 2.29 (upper mid).
Information ratio: -0.25 (lower mid).

Aditya Birla Sun Life International Equity Fund - Plan A

Upper mid AUM (₹329 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 11.82% (bottom quartile).
3Y return: 18.97% (lower mid).
1Y return: 31.15% (bottom quartile).
Alpha: -11.83 (bottom quartile).
Sharpe: 1.93 (lower mid).
Information ratio: -1.48 (bottom quartile).

DSP US Flexible Equity Fund

Upper mid AUM (₹1,323 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 18.74% (top quartile).
3Y return: 27.44% (upper mid).
1Y return: 51.45% (lower mid).
Alpha: -3.23 (bottom quartile).
Sharpe: 2.57 (upper mid).
Information ratio: 0.13 (top quartile).

Sundaram Global Advantage Fund

Bottom quartile AUM (₹172 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 11.33% (bottom quartile).
3Y return: 16.22% (bottom quartile).
1Y return: 24.73% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.70 (bottom quartile).
Information ratio: 0.00 (lower mid).

2019 ના પ્રભાવના આધારે ટોચના પરફોર્મિંગ ડેટ ફંડ્સ

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Credit Risk Fund Growth	₹54.1689 ↓ -0.01	₹258	21	7.8	15.6	0%	2Y 3M 27D
Aditya Birla Sun Life Credit Risk Fund Growth	₹24.9406 ↑ 0.00	₹1,391	13.4	11.9	6.9	8.4%	1Y 10M 13D	2Y 6M
Aditya Birla Sun Life Medium Term Plan Growth	₹43.1565 ↑ 0.00	₹3,127	10.9	10.5	6.9	8.49%	2Y 10M 6D	3Y 10M 10D
Nippon India Strategic Debt Fund Growth	₹16.6669 ↑ 0.00	₹146	9.6	8.3	7	8.08%	3Y 1M 2D	4Y 6M 14D
ICICI Prudential Regular Savings Fund Growth	₹34.1829 ↓ 0.00	₹6,005	9.5	8.5	7.2	8.93%	2Y 14D	3Y 1M 10D
Invesco India Credit Risk Fund Growth	₹2,057.78 ↓ -0.56	₹160	9.2	7.3	11.6	7.96%	2Y 7M 20D	3Y 7M 10D
Kotak Credit Risk Fund Growth	₹31.3468 ↓ -0.01	₹761	9.1	7.1	6.4	8.95%	1Y 11M 5D	2Y 11M 5D
Franklin India Corporate Debt Fund Growth	₹105.238 ↑ 0.04	₹1,346	9.1	7.6	6.5	7.91%	1Y 4M 20D	2Y 9M 7D
ICICI Prudential Medium Term Bond Fund Growth	₹47.8042 ↓ -0.01	₹5,429	9	8	7	8.57%	3Y 2M 26D	6Y 2M 5D
Nippon India Credit Risk Fund Growth	₹37.5458 ↑ 0.00	₹1,410	8.9	8.3	7.9	9.12%	2Y 11D	2Y 5M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jun 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP Credit Risk Fund	Aditya Birla Sun Life Credit Risk Fund	Aditya Birla Sun Life Medium Term Plan	Nippon India Strategic Debt Fund	ICICI Prudential Regular Savings Fund	Invesco India Credit Risk Fund	Kotak Credit Risk Fund	Franklin India Corporate Debt Fund	ICICI Prudential Medium Term Bond Fund	Nippon India Credit Risk Fund
Point 1	Bottom quartile AUM (₹258 Cr).	Upper mid AUM (₹1,391 Cr).	Upper mid AUM (₹3,127 Cr).	Bottom quartile AUM (₹146 Cr).	Highest AUM (₹6,005 Cr).	Bottom quartile AUM (₹160 Cr).	Lower mid AUM (₹761 Cr).	Lower mid AUM (₹1,346 Cr).	Top quartile AUM (₹5,429 Cr).	Upper mid AUM (₹1,410 Cr).
Point 2	Established history (23+ yrs).	Established history (11+ yrs).	Established history (17+ yrs).	Established history (11+ yrs).	Established history (15+ yrs).	Established history (11+ yrs).	Established history (16+ yrs).	Oldest track record among peers (29 yrs).	Established history (21+ yrs).	Established history (21+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 4★ (top quartile).	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 9.17% (top quartile).	1Y return: 11.85% (top quartile).	1Y return: 8.23% (upper mid).	1Y return: 7.78% (upper mid).	1Y return: 7.49% (upper mid).	1Y return: 6.47% (bottom quartile).	1Y return: 6.56% (bottom quartile).	1Y return: 5.57% (bottom quartile).	1Y return: 6.59% (lower mid).	1Y return: 7.41% (lower mid).
Point 6	1M return: 1.31% (lower mid).	1M return: 1.40% (upper mid).	1M return: 1.66% (top quartile).	1M return: 1.60% (top quartile).	1M return: 1.23% (bottom quartile).	1M return: 1.36% (lower mid).	1M return: 1.13% (bottom quartile).	1M return: 0.89% (bottom quartile).	1M return: 1.49% (upper mid).	1M return: 1.43% (upper mid).
Point 7	Sharpe: 0.57 (upper mid).	Sharpe: 1.60 (top quartile).	Sharpe: 0.70 (upper mid).	Sharpe: 0.21 (lower mid).	Sharpe: 0.95 (top quartile).	Sharpe: -0.13 (bottom quartile).	Sharpe: 0.01 (lower mid).	Sharpe: -0.77 (bottom quartile).	Sharpe: -0.04 (bottom quartile).	Sharpe: 0.69 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 8.40% (lower mid).	Yield to maturity (debt): 8.49% (upper mid).	Yield to maturity (debt): 8.08% (lower mid).	Yield to maturity (debt): 8.93% (upper mid).	Yield to maturity (debt): 7.96% (bottom quartile).	Yield to maturity (debt): 8.95% (top quartile).	Yield to maturity (debt): 7.91% (bottom quartile).	Yield to maturity (debt): 8.57% (upper mid).	Yield to maturity (debt): 9.12% (top quartile).
Point 10	Modified duration: 2.33 yrs (lower mid).	Modified duration: 1.87 yrs (top quartile).	Modified duration: 2.85 yrs (bottom quartile).	Modified duration: 3.09 yrs (bottom quartile).	Modified duration: 2.04 yrs (upper mid).	Modified duration: 2.64 yrs (lower mid).	Modified duration: 1.93 yrs (upper mid).	Modified duration: 1.39 yrs (top quartile).	Modified duration: 3.24 yrs (bottom quartile).	Modified duration: 2.03 yrs (upper mid).

DSP Credit Risk Fund

Bottom quartile AUM (₹258 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 9.17% (top quartile).
1M return: 1.31% (lower mid).
Sharpe: 0.57 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 2.33 yrs (lower mid).

Aditya Birla Sun Life Credit Risk Fund

Upper mid AUM (₹1,391 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 11.85% (top quartile).
1M return: 1.40% (upper mid).
Sharpe: 1.60 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.40% (lower mid).
Modified duration: 1.87 yrs (top quartile).

Aditya Birla Sun Life Medium Term Plan

Upper mid AUM (₹3,127 Cr).
Established history (17+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 8.23% (upper mid).
1M return: 1.66% (top quartile).
Sharpe: 0.70 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.49% (upper mid).
Modified duration: 2.85 yrs (bottom quartile).

Nippon India Strategic Debt Fund

Bottom quartile AUM (₹146 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 7.78% (upper mid).
1M return: 1.60% (top quartile).
Sharpe: 0.21 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.08% (lower mid).
Modified duration: 3.09 yrs (bottom quartile).

ICICI Prudential Regular Savings Fund

Highest AUM (₹6,005 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.49% (upper mid).
1M return: 1.23% (bottom quartile).
Sharpe: 0.95 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.93% (upper mid).
Modified duration: 2.04 yrs (upper mid).

Invesco India Credit Risk Fund

Bottom quartile AUM (₹160 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 6.47% (bottom quartile).
1M return: 1.36% (lower mid).
Sharpe: -0.13 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.96% (bottom quartile).
Modified duration: 2.64 yrs (lower mid).

Kotak Credit Risk Fund

Lower mid AUM (₹761 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 6.56% (bottom quartile).
1M return: 1.13% (bottom quartile).
Sharpe: 0.01 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.95% (top quartile).
Modified duration: 1.93 yrs (upper mid).

Franklin India Corporate Debt Fund

Lower mid AUM (₹1,346 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 5.57% (bottom quartile).
1M return: 0.89% (bottom quartile).
Sharpe: -0.77 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.91% (bottom quartile).
Modified duration: 1.39 yrs (top quartile).

ICICI Prudential Medium Term Bond Fund

Top quartile AUM (₹5,429 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 6.59% (lower mid).
1M return: 1.49% (upper mid).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.57% (upper mid).
Modified duration: 3.24 yrs (bottom quartile).

Nippon India Credit Risk Fund

Upper mid AUM (₹1,410 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.41% (lower mid).
1M return: 1.43% (upper mid).
Sharpe: 0.69 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 9.12% (top quartile).
Modified duration: 2.03 yrs (upper mid).

2019 ના પ્રભાવ પર આધારિત ટોપ પર્ફોમિંગ હાઇબ્રિડ ફંડ્સ

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
ICICI Prudential Multi-Asset Fund Growth	₹807.89 ↑ 1.02	₹84,165	18.6	16.1	24.1	16.8	34.7
SBI Multi Asset Allocation Fund Growth	₹66.2568 ↓ -0.29	₹18,290	18.6	12.8	24.4	6	13
Axis Triple Advantage Fund Growth	₹44.0573 ↓ -0.16	₹2,293	15.3	15.4	12.9	-5.8	22.8
Franklin India Multi - Asset Solution Fund Growth	₹22.1095 ↑ 0.01	₹136	14.1	11.7	14.9	3.9	25.5
ICICI Prudential Equity and Debt Fund Growth	₹402.61 ↓ -0.50	₹50,033	13.3	17.2	28.2	11.7	41.7
HDFC Multi-Asset Fund Growth	₹74.001 ↓ -0.37	₹5,888	13.2	13.5	18	4.3	17.9
SBI Equity Hybrid Fund Growth	₹312.315 ↓ -0.92	₹84,011	12.3	14.2	16.4	2.3	23.6
ICICI Prudential Balanced Advantage Fund Growth	₹77.12 ↓ -0.20	₹70,570	12.2	12.3	16.5	7.9	15.1
UTI Multi Asset Fund Growth	₹78.2049 ↓ -0.38	₹6,922	11.1	20.7	29.1	4.4	11.8
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹110.58 ↓ -0.14	₹9,253	10.1	13	16.5	4.2	13.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	ICICI Prudential Multi-Asset Fund	SBI Multi Asset Allocation Fund	Axis Triple Advantage Fund	Franklin India Multi - Asset Solution Fund	ICICI Prudential Equity and Debt Fund	HDFC Multi-Asset Fund	SBI Equity Hybrid Fund	ICICI Prudential Balanced Advantage Fund	UTI Multi Asset Fund	Aditya Birla Sun Life Balanced Advantage Fund
Point 1	Highest AUM (₹84,165 Cr).	Upper mid AUM (₹18,290 Cr).	Bottom quartile AUM (₹2,293 Cr).	Bottom quartile AUM (₹136 Cr).	Upper mid AUM (₹50,033 Cr).	Bottom quartile AUM (₹5,888 Cr).	Top quartile AUM (₹84,011 Cr).	Upper mid AUM (₹70,570 Cr).	Lower mid AUM (₹6,922 Cr).	Lower mid AUM (₹9,253 Cr).
Point 2	Established history (23+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).	Established history (11+ yrs).	Oldest track record among peers (26 yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).	Established history (17+ yrs).	Established history (26+ yrs).
Point 3	Rating: 2★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.54% (top quartile).	5Y return: 13.49% (upper mid).	5Y return: 9.87% (bottom quartile).	5Y return: 11.18% (lower mid).	5Y return: 16.83% (top quartile).	5Y return: 11.10% (lower mid).	5Y return: 11.20% (upper mid).	5Y return: 10.84% (bottom quartile).	5Y return: 13.45% (upper mid).	5Y return: 9.81% (bottom quartile).
Point 6	3Y return: 16.64% (top quartile).	3Y return: 16.48% (top quartile).	3Y return: 13.12% (lower mid).	3Y return: 12.85% (lower mid).	3Y return: 16.29% (upper mid).	3Y return: 12.11% (bottom quartile).	3Y return: 13.33% (upper mid).	3Y return: 11.85% (bottom quartile).	3Y return: 15.90% (upper mid).	3Y return: 11.58% (bottom quartile).
Point 7	1Y return: 6.85% (upper mid).	1Y return: 12.59% (top quartile).	1Y return: 11.79% (top quartile).	1Y return: 5.66% (upper mid).	1Y return: 4.11% (bottom quartile).	1Y return: 4.62% (bottom quartile).	1Y return: 4.80% (bottom quartile).	1Y return: 5.37% (lower mid).	1Y return: 6.67% (upper mid).	1Y return: 5.33% (lower mid).
Point 8	1M return: 1.43% (upper mid).	1M return: -0.14% (bottom quartile).	1M return: 0.48% (lower mid).	1M return: 0.70% (lower mid).	1M return: 1.95% (upper mid).	1M return: 0.21% (bottom quartile).	1M return: 2.31% (top quartile).	1M return: 2.61% (top quartile).	1M return: 0.35% (bottom quartile).	1M return: 2.17% (upper mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 1.75 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 4.86 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.18 (upper mid).	Sharpe: 0.78 (top quartile).	Sharpe: 0.48 (top quartile).	Sharpe: 0.15 (upper mid).	Sharpe: -0.21 (bottom quartile).	Sharpe: -0.08 (lower mid).	Sharpe: -0.01 (lower mid).	Sharpe: -0.16 (bottom quartile).	Sharpe: 0.13 (upper mid).	Sharpe: -0.14 (bottom quartile).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹84,165 Cr).
Established history (23+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.54% (top quartile).
3Y return: 16.64% (top quartile).
1Y return: 6.85% (upper mid).
1M return: 1.43% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.18 (upper mid).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹18,290 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 13.49% (upper mid).
3Y return: 16.48% (top quartile).
1Y return: 12.59% (top quartile).
1M return: -0.14% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.78 (top quartile).

Axis Triple Advantage Fund

Bottom quartile AUM (₹2,293 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.87% (bottom quartile).
3Y return: 13.12% (lower mid).
1Y return: 11.79% (top quartile).
1M return: 0.48% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.48 (top quartile).

Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹136 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.18% (lower mid).
3Y return: 12.85% (lower mid).
1Y return: 5.66% (upper mid).
1M return: 0.70% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.15 (upper mid).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹50,033 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 16.83% (top quartile).
3Y return: 16.29% (upper mid).
1Y return: 4.11% (bottom quartile).
1M return: 1.95% (upper mid).
Alpha: 1.75 (top quartile).
Sharpe: -0.21 (bottom quartile).

HDFC Multi-Asset Fund

Bottom quartile AUM (₹5,888 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
5Y return: 11.10% (lower mid).
3Y return: 12.11% (bottom quartile).
1Y return: 4.62% (bottom quartile).
1M return: 0.21% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.08 (lower mid).

SBI Equity Hybrid Fund

Top quartile AUM (₹84,011 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.20% (upper mid).
3Y return: 13.33% (upper mid).
1Y return: 4.80% (bottom quartile).
1M return: 2.31% (top quartile).
Alpha: 4.86 (top quartile).
Sharpe: -0.01 (lower mid).

ICICI Prudential Balanced Advantage Fund

Upper mid AUM (₹70,570 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.84% (bottom quartile).
3Y return: 11.85% (bottom quartile).
1Y return: 5.37% (lower mid).
1M return: 2.61% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.16 (bottom quartile).

UTI Multi Asset Fund

Lower mid AUM (₹6,922 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.45% (upper mid).
3Y return: 15.90% (upper mid).
1Y return: 6.67% (upper mid).
1M return: 0.35% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.13 (upper mid).

Aditya Birla Sun Life Balanced Advantage Fund

Lower mid AUM (₹9,253 Cr).
Established history (26+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.81% (bottom quartile).
3Y return: 11.58% (bottom quartile).
1Y return: 5.33% (lower mid).
1M return: 2.17% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.14 (bottom quartile).

શ્રેષ્ઠ મ્યુચ્યુઅલ ફંડ્સ કેવી રીતે પસંદ કરવું?

પસંદગીની પ્રક્રિયાશ્રેષ્ઠ મ્યુચ્યુઅલ ફંડ્સ નીચે મુજબ છે.

રોકાણનો ઉદ્દેશ્ય: વ્યક્તિઓ કોઈ ખાસ હેતુ પૂરા કરવા માટે કોઈપણ રોકાણ કરે છે. તેથી, રોકાણ શા માટે કરવામાં આવી રહ્યું છે તે નક્કી કરવું મહત્વપૂર્ણ છે. કેટલાક ઉદ્દેશો કે જેના માટે વ્યક્તિઓમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો ઘર ખરીદી રહ્યા છે, વાહન ખરીદી રહ્યા છે,નિવૃત્તિ યોજના, લગ્ન માટેનું આયોજન અને ઘણું બધું.
કાર્યકાળ, અપેક્ષિત વળતર અને જોખમ-ભૂખ: એકવાર તમે રોકાણનો ઉદ્દેશ નક્કી કરો, પછીનું પગલું એ અપેક્ષિત વળતર અને જોખમ-ભૂખની સાથે રોકાણનો સમયગાળો નક્કી કરવાનું છે. વ્યક્તિએ તે સમયગાળો નક્કી કરવો જોઈએ જ્યાં સુધી તેમને રોકાણ કરવાની જરૂર હોય. કાર્યકાળની સાથે, વ્યક્તિઓએ અપેક્ષિત વળતર અને જોખમ-ભૂખ પણ તપાસવી જોઈએ. ત્રણ પરિમાણો નક્કી કરવાથી તમે કયા પ્રકારનું સ્કીમ રોકાણ કરવાનું પસંદ કરી શકો છો તે નક્કી કરવામાં મદદ કરશે.
મ્યુચ્યુઅલ ફંડ યોજના વિશે વિગતો તપાસો: રોકાણ કરવા માટેની યોજનાનો પ્રકાર નક્કી કર્યા પછી, વ્યક્તિઓએ યોજના વિશે સમજવું જોઈએ. લોકોએ યોજનાના વિવિધ પાસાં તપાસવા જોઈએ જેમ કે ફંડ યુગ, તેની એયુએમ અથવા યોજનાનો એસેટ કદ, ખર્ચનો ગુણોત્તર, અને ભંડોળ કામગીરી. આ પરિમાણો સાથે, વ્યક્તિઓએ યોજનાનું સંચાલન કરતા ફંડ મેનેજરની ઓળખપત્રોની પણ તપાસ કરવી જોઈએ.
ફંડ હાઉસના ઓળખપત્રો તપાસો: મ્યુચ્યુઅલ ફંડ યોજનાની વિગતોનું મૂલ્યાંકન કરવા ઉપરાંત, વ્યક્તિઓએ ફંડ હાઉસ અથવા એસેટ મેનેજમેન્ટ કંપનીના ઓળખપત્રોની પણ તપાસ કરવી જોઈએ (એએમસી). તે છે કારણ કે, તે ફંડ હાઉસ છે જે યોજનાઓના સંચાલન માટે જવાબદાર છે. પરિણામે, ફંડ હાઉસ પણ યોજનાની કામગીરી માટે જવાબદાર છે.
તમારા રોકાણોની નિયમિત સમીક્ષા કરો: માત્રરોકાણ પૂરતી નથી. મ્યુચ્યુઅલ ફંડમાં રોકાણ કર્યા પછી વ્યક્તિઓએ પાછળની બેઠક ન લેવી જોઈએ. તેઓએ તેમના રોકાણોની નિયમિત અને સમયસર સમીક્ષા કરવી જોઈએ જેથી તેઓ તેમના રોકાણો પર મહત્તમ વળતર મેળવી શકે.

Disclaimer:
અહીં પ્રદાન કરેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયત્નો કરવામાં આવ્યા છે. જો કે, માહિતીની ચોકસાઈ અંગે કોઈ બાંયધરી આપવામાં આવતી નથી. કૃપા કરીને કોઈપણ રોકાણ કરતા પહેલા સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.