How to Add Biller for SIP Transactions in SBI?

Updated on August 23, 2025 , 49812 views

SIP or Systematic Investment plan is an investment mode in Mutual Funds wherein; people invest small amounts at regular intervals. SIP is also referred to as a goal-based investment that helps people to attain their objectives within the set timeframe. With the advents in technology, people can opt for Net Banking channel to invest in SIP. In this process, people need to Add Biller in their Bank accounts so that the process of SIP payments gets automated.

The process of adding billers for SIP transaction is different for each bank. However, one thing that remains common is addition or URN or Unique Registration Number that you need in your bank account so that the SIP Deduction process gets automated. Individuals receive the URN once they make their first transaction. So, let us look at the steps of how to add biller for SIP transaction in State Bank of India or SBI.

Log in & Select Bill Payments

The primary procedure for adding always starts with logging into your bank account. Yes, you first need to log in to your account using your credentials. Once you log in, on your home screen, you need to select the Bill Payments tab which is on top. The image for this step is given below where the Bill Payments tab is pointed with a Black Arrow.

Select Manage Biller

Once you click on Bill Payments tab, a new screen gets redirected. In this screen, on the left side, there is an option called as View/Pay Bills. Under this tab, the first option is Manage Biller which needs to be selected. The image for this step is given below where the Manage Biller option is highlighted with a Black Arrow.

Click Add Option

Once you click on Manage Biller option; a new screen opens where you can see tabs such as Add, Modify, View, and Delete. Out of these, you need to click on Add Button. Also, ensure that you select All India Billers option. The image for this step is given below where Add tab is pointed with a Black Arrow and All India Billers option is highlighted in Green.

Select Biller

This is the fourth step in the biller addition process of SBI. Once you click on Add tab and select All India Billers; you need to click on drop-down next to Biller Name and select BSE Limited. The image for this step is given below where both Biller Name and BSE Limited both are pointed with a Black Arrow.

Add URN and Submit

This is the last step in the process. Once you click on BSE Limited and click on Go, a new screen opens up wherein; you need to add the biller details. The most important element to be added here is your Unique Registration Number or URN. You will receive this URN in your email or else; you can even access it from the My SIPs Section of www.fincash.com website. Along with the same, you also need to select certain details such as Auto Pay, Auto Pay Limit, Account Number to be used for Payment and so on. Here, you have to select Yes against Auto Pay option. Once you enter all the details you need to click on Submit Option and the Biller gets added automatically. The image representing this step is given below where Biller Name, Unique Registration Number and Submit options are highlighted in Green.

Add the High Security Password

Once you click on Submit in the previous step, then the you will be redirected to a new screen in which you need to enter your High Security Password. This High Security Password number is received by the individuals on their registered mobile number. Once you enter this number then, you need to click on Confirm. The image for this step is given below where the High Security Password box and Confirm button are highlighted in Green.

Confirmation

This is the final step wherein; you receive the confirmation that your biller is successfully added for SIP transaction in State Bank of India. The image for this step is given below.

Thus, from the above steps, it can be said that the process of biller addition, in State Bank of India is easy.

Best SIPs to Invest to Earn Better Returns

Here are some of the recommend SIPs as per 5 year returns and AUM of more than INR 500 Cr:

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹194.26 ↑ 0.22	₹7,941	100	1.2	16.3	0.9	29.1	33.9	27.4
Motilal Oswal Midcap 30 Fund Growth	₹104.72 ↑ 0.29	₹33,609	500	6.2	14.7	3.8	29.1	33	57.1
Nippon India Small Cap Fund Growth	₹168.884 ↑ 0.11	₹65,922	100	3	16.9	-5.7	24.2	32	26.1
Franklin Build India Fund Growth	₹141.652 ↑ 0.18	₹2,950	500	2.4	16.8	-2.3	28.2	31.8	27.8
DSP India T.I.G.E.R Fund Growth	₹313.777 ↓ -0.01	₹5,406	500	2.8	17	-7.7	27	31.5	32.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Aug 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	Motilal Oswal Midcap 30 Fund	Nippon India Small Cap Fund	Franklin Build India Fund	DSP India T.I.G.E.R Fund
Point 1	Lower mid AUM (₹7,941 Cr).	Upper mid AUM (₹33,609 Cr).	Highest AUM (₹65,922 Cr).	Bottom quartile AUM (₹2,950 Cr).	Bottom quartile AUM (₹5,406 Cr).
Point 2	Established history (20+ yrs).	Established history (11+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).	Oldest track record among peers (21 yrs).
Point 3	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).	Top rated.	Rating: 4★ (lower mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 33.87% (top quartile).	5Y return: 33.01% (upper mid).	5Y return: 31.95% (lower mid).	5Y return: 31.76% (bottom quartile).	5Y return: 31.54% (bottom quartile).
Point 6	3Y return: 29.13% (top quartile).	3Y return: 29.07% (upper mid).	3Y return: 24.25% (bottom quartile).	3Y return: 28.22% (lower mid).	3Y return: 26.99% (bottom quartile).
Point 7	1Y return: 0.91% (upper mid).	1Y return: 3.78% (top quartile).	1Y return: -5.73% (bottom quartile).	1Y return: -2.27% (lower mid).	1Y return: -7.66% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 3.70 (top quartile).	Alpha: -3.84 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: -0.42 (upper mid).	Sharpe: -0.11 (top quartile).	Sharpe: -0.51 (bottom quartile).	Sharpe: -0.51 (lower mid).	Sharpe: -0.65 (bottom quartile).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.44 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).

ICICI Prudential Infrastructure Fund

Lower mid AUM (₹7,941 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 33.87% (top quartile).
3Y return: 29.13% (top quartile).
1Y return: 0.91% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.42 (upper mid).
Information ratio: 0.00 (upper mid).

Motilal Oswal Midcap 30 Fund

Upper mid AUM (₹33,609 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 33.01% (upper mid).
3Y return: 29.07% (upper mid).
1Y return: 3.78% (top quartile).
Alpha: 3.70 (top quartile).
Sharpe: -0.11 (top quartile).
Information ratio: 0.44 (top quartile).

Nippon India Small Cap Fund

Highest AUM (₹65,922 Cr).
Established history (14+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 31.95% (lower mid).
3Y return: 24.25% (bottom quartile).
1Y return: -5.73% (bottom quartile).
Alpha: -3.84 (bottom quartile).
Sharpe: -0.51 (bottom quartile).
Information ratio: 0.00 (lower mid).

Franklin Build India Fund

Bottom quartile AUM (₹2,950 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: High.
5Y return: 31.76% (bottom quartile).
3Y return: 28.22% (lower mid).
1Y return: -2.27% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.51 (lower mid).
Information ratio: 0.00 (bottom quartile).

DSP India T.I.G.E.R Fund

Bottom quartile AUM (₹5,406 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 31.54% (bottom quartile).
3Y return: 26.99% (bottom quartile).
1Y return: -7.66% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Lower mid AUM (₹7,941 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 33.87% (top quartile).
3Y return: 29.13% (top quartile).
1Y return: 0.91% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.42 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~9.0%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (25 Aug 25)	₹194.26 ↑ 0.22 (0.11 %)
Net Assets (Cr)	₹7,941 on 31 Jul 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.42
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,880
31 Jul 22	₹21,387
31 Jul 23	₹30,280
31 Jul 24	₹49,231
31 Jul 25	₹48,059

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	-0.6%
3 Month	1.2%
6 Month	16.3%
1 Year	0.9%
3 Year	29.1%
5 Year	33.9%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.17 Yr.
Sharmila D’mello	30 Jun 22	3.09 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Industrials	38.68%
Basic Materials	16.98%
Financial Services	16.27%
Utility	9.82%
Energy	7.24%
Real Estate	2.75%
Consumer Cyclical	1.63%
Communication Services	1.14%

Asset Allocation

Asset Class	Value
Cash	5.5%
Equity	94.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹727 Cr	1,980,204 ↓ -150,000
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹358 Cr	10,679,473 ↑ 3,079,473
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	4%	₹329 Cr	2,268,659 ↓ -200,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	4%	₹290 Cr	1,929,725 ↑ 266,998
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	4%	₹289 Cr	12,522,005
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 500295	4%	₹284 Cr	6,158,750 ↑ 935,088
JM Financial Ltd (Financial Services) Equity, Since 31 Oct 21 \| JMFINANCIL	3%	₹247 Cr	15,506,510 ↓ -2,256,731
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹227 Cr	1,896,057 ↑ 400,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹221 Cr	1,803,566 ↓ -100,000
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹219 Cr	660,770 ↑ 120,000

2. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund

Upper mid AUM (₹33,609 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 33.01% (upper mid).
3Y return: 29.07% (upper mid).
1Y return: 3.78% (top quartile).
Alpha: 3.70 (top quartile).
Sharpe: -0.11 (top quartile).
Information ratio: 0.44 (top quartile).
Higher exposure to Technology vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~83%).
Largest holding Coforge Ltd (~10.5%).

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (25 Aug 25)	₹104.72 ↑ 0.29 (0.27 %)
Net Assets (Cr)	₹33,609 on 31 Jul 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	-0.11
Information Ratio	0.44
Alpha Ratio	3.7
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,540
31 Jul 22	₹20,655
31 Jul 23	₹26,047
31 Jul 24	₹44,147
31 Jul 25	₹44,850

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	3.5%
3 Month	6.2%
6 Month	14.7%
1 Year	3.8%
3 Year	29.1%
5 Year	33%
10 Year
15 Year
Since launch	22.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	57.1%
2023	41.7%
2022	10.7%
2021	55.8%
2020	9.3%
2019	9.7%
2018	-12.7%
2017	30.8%
2016	5.2%
2015	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.83 Yr.
Niket Shah	1 Jul 20	5.09 Yr.
Rakesh Shetty	22 Nov 22	2.69 Yr.
Sunil Sawant	1 Jul 24	1.08 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Technology	33.7%
Industrials	18.11%
Consumer Cyclical	17.65%
Health Care	4.49%
Communication Services	3.99%
Real Estate	2.83%
Financial Services	2.61%

Asset Allocation

Asset Class	Value
Cash	17.17%
Equity	82.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	10%	₹3,464 Cr	18,000,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	10%	₹3,172 Cr	5,250,000
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	9%	₹3,104 Cr	4,992,139 ↑ 2,848,945
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	9%	₹2,997 Cr	1,999,999 ↑ 1,164,799
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	8%	₹2,501 Cr	45,000,000 ↑ 1,509,750
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	5%	₹1,671 Cr	2,550,000 ↑ 50,000
KEI Industries Ltd (Industrials) Equity, Since 30 Nov 24 \| KEI	4%	₹1,327 Cr	3,500,000 ↑ 750,000
Bharti Hexacom Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIHEXA	4%	₹1,318 Cr	6,750,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| MAXHEALTH	4%	₹1,272 Cr	9,969,361
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Jun 25 \| KAYNES	3%	₹975 Cr	1,599,306 ↑ 1,599,306

3. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Small Cap Fund

Highest AUM (₹65,922 Cr).
Established history (14+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 31.95% (lower mid).
3Y return: 24.25% (bottom quartile).
1Y return: -5.73% (bottom quartile).
Alpha: -3.84 (bottom quartile).
Sharpe: -0.51 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Multi Commodity Exchange of India Ltd (~2.5%).

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (25 Aug 25)	₹168.884 ↑ 0.11 (0.06 %)
Net Assets (Cr)	₹65,922 on 31 Jul 25
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	-0.51
Information Ratio	0
Alpha Ratio	-3.84
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹21,333
31 Jul 22	₹23,526
31 Jul 23	₹31,952
31 Jul 24	₹49,722
31 Jul 25	₹46,790

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	-0.9%
3 Month	3%
6 Month	16.9%
1 Year	-5.7%
3 Year	24.2%
5 Year	32%
10 Year
15 Year
Since launch	20.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.1%
2023	48.9%
2022	6.5%
2021	74.3%
2020	29.2%
2019	-2.5%
2018	-16.7%
2017	63%
2016	5.6%
2015	15.1%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	8.58 Yr.
Kinjal Desai	25 May 18	7.19 Yr.

Data below for Nippon India Small Cap Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Industrials	23.43%
Financial Services	14.84%
Consumer Cyclical	14.65%
Basic Materials	12.82%
Health Care	8.57%
Consumer Defensive	8.11%
Technology	7.37%
Utility	2.24%
Energy	1.77%
Communication Services	1.45%
Real Estate	0.69%

Asset Allocation

Asset Class	Value
Cash	4.05%
Equity	95.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 28 Feb 21 \| MCX	2%	₹1,656 Cr	1,851,010
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	2%	₹1,331 Cr	6,650,000
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Oct 12 \| KIRLOSBROS	2%	₹1,054 Cr	4,472,130
Karur Vysya Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| 590003	1%	₹850 Cr	31,784,062
ELANTAS Beck India Ltd (Basic Materials) Equity, Since 28 Feb 13 \| 500123	1%	₹827 Cr	651,246 ↑ 36,498
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	1%	₹784 Cr	899,271
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Apr 18 \| TIINDIA	1%	₹777 Cr	2,499,222
State Bank of India (Financial Services) Equity, Since 31 Oct 19 \| SBIN	1%	₹747 Cr	9,100,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 22 \| 500103	1%	₹732 Cr	27,500,000
Pfizer Ltd (Healthcare) Equity, Since 28 Feb 22 \| PFIZER	1%	₹685 Cr	1,206,103

4. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Bottom quartile AUM (₹2,950 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: High.
5Y return: 31.76% (bottom quartile).
3Y return: 28.22% (lower mid).
1Y return: -2.27% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.51 (lower mid).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~8.2%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (25 Aug 25)	₹141.652 ↑ 0.18 (0.13 %)
Net Assets (Cr)	₹2,950 on 31 Jul 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.51
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,587
31 Jul 22	₹19,236
31 Jul 23	₹26,244
31 Jul 24	₹44,020
31 Jul 25	₹42,375

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	0.5%
3 Month	2.4%
6 Month	16.8%
1 Year	-2.3%
3 Year	28.2%
5 Year	31.8%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%
2015	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.79 Yr.
Kiran Sebastian	7 Feb 22	3.48 Yr.
Sandeep Manam	18 Oct 21	3.79 Yr.

Data below for Franklin Build India Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Industrials	36.15%
Energy	12.74%
Utility	12.5%
Financial Services	11.47%
Communication Services	8.4%
Basic Materials	6.9%
Real Estate	3.07%
Consumer Cyclical	2.66%
Technology	1.91%

Asset Allocation

Asset Class	Value
Cash	4.19%
Equity	95.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	8%	₹244 Cr	665,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹180 Cr	1,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹179 Cr	300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532174	6%	₹173 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	5%	₹147 Cr	6,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹143 Cr	710,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹138 Cr	4,125,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹120 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	4%	₹108 Cr	3,600,000
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 25 \| 500400	3%	₹81 Cr	2,000,000

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Bottom quartile AUM (₹5,406 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 31.54% (bottom quartile).
3Y return: 26.99% (bottom quartile).
1Y return: -7.66% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding Larsen & Toubro Ltd (~4.6%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (25 Aug 25)	₹313.777 ↓ -0.01 (0.00 %)
Net Assets (Cr)	₹5,406 on 31 Jul 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.65
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,502
31 Jul 22	₹20,142
31 Jul 23	₹27,621
31 Jul 24	₹47,125
31 Jul 25	₹42,767

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Aug 25

Duration	Returns
1 Month	0.5%
3 Month	2.8%
6 Month	17%
1 Year	-7.7%
3 Year	27%
5 Year	31.5%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	49%
2022	13.9%
2021	51.6%
2020	2.7%
2019	6.7%
2018	-17.2%
2017	47%
2016	4.1%
2015	0.7%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.12 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 Jul 25

Equity Sector Allocation

Sector	Value
Industrials	28.5%
Basic Materials	15.17%
Utility	10.47%
Financial Services	10.42%
Consumer Cyclical	8.59%
Health Care	6.63%
Energy	5.45%
Communication Services	2.61%
Technology	2.16%
Real Estate	1.62%
Consumer Defensive	1.27%

Asset Allocation

Asset Class	Value
Cash	7.11%
Equity	92.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	5%	₹256 Cr	697,669
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	4%	₹239 Cr	7,145,883
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	3%	₹178 Cr	245,928
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| 532898	3%	₹167 Cr	5,567,574
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹147 Cr	164,204
Rainbow Childrens Medicare Ltd (Healthcare) Equity, Since 31 Jan 25 \| 543524	3%	₹146 Cr	935,870
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹140 Cr	207,277
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹138 Cr	688,435
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	2%	₹137 Cr	1,608,534
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Mar 14 \| SOLARINDS	2%	₹132 Cr	75,291

In case of any further queries, you can contact us on 8451864111 on any working day between 9.30am to 6.30 pm or write a mail to us anytime at support@fincash.com or chat with us by logging onto our website www.fincash.com.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.