+91-22-48913909यूटीआई म्यूचुअल फंड 2022 द्वारा शीर्ष 8 सर्वश्रेष्ठ डेट फंड
यूटीआई म्यूचुअल फंडके डेट फंड इष्टतम रिटर्न अर्जित करने के सर्वोत्तम तरीकों में से एक हैं। फंड का उद्देश्य प्रोद्भवन उत्पन्न करना हैआय द्वारानिवेश मुख्य रूप से मेंमुद्रा बाजार उपकरण।
आप कई योजनाओं में से फंड चुन सकते हैं जैसेलिक्विड फंड, अल्ट्राशॉर्ट टर्म फंड्स, शॉर्ट टर्म फंड,गिल्ट फंड, आदि।डेट फंड लिक्विड, अल्ट्रा शॉर्ट और शॉर्ट टर्म फंड जैसी योजनाएं आपके शॉर्ट से मिड टर्म की योजना बनाने का एक शानदार तरीका हैंवित्तीय लक्ष्यों. निवेश करने की योजना बना रहे निवेशक नीचे सूचीबद्ध शीर्ष 8 में से फंड चुन सकते हैंसर्वश्रेष्ठ ऋण निधि द्वारा यूटीआईम्यूचुअल फंड. इन फंडों को एयूएम जैसे कुछ मानकों को पूरा करके शॉर्टलिस्ट किया गया है।नहीं हैं, पिछले प्रदर्शन, औसत परिपक्वता, अवधि, आदि।
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यूटीआई म्यूचुअल फंड में निवेश क्यों?
ए। सुरक्षा
यूटीआई म्यूचुअल फंड हमेशा की सुरक्षा के लिए प्रयास करता हैइन्वेस्टरके पैसे और के लिएराजधानी विवेकपूर्ण तरीके से निवेश करके सराहना।
बी। लगातार रिटर्न
यूटीआई म्यूचुअल फंड हमेशा अपने निवेशकों को लगातार रिटर्न देने के लिए कड़ी मेहनत करता है ताकि वे अपने उद्देश्यों को प्राप्त कर सकें।
सी। उपयोग की सरलता
निवेशक कभी भी और कहीं भी ऑनलाइन अपने म्यूचुअल फंड खाते की निगरानी और एक्सेस कर सकते हैं। साथ ही, फंड हाउस के साथ लेन-देन और बातचीत की प्रक्रिया भी परेशानी मुक्त और बहुत उपयोगकर्ता के अनुकूल है।
बेस्ट यूटीआई डेट म्यूचुअल फंड
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Banking & PSU Debt Fund Growth ₹22.6103
↓ 0.00 ₹1,015 0.8 2.2 7.3 7.2 7.8 6.67% 1Y 3M 11D 1Y 5M 8D UTI Dynamic Bond Fund Growth ₹31.4642
↑ 0.00 ₹430 0.5 0.6 5.5 6.8 6 6.99% 3Y 4M 6D 4Y 3M 7D UTI Money Market Fund Growth ₹3,192.64
↓ -0.03 ₹19,301 1.3 2.8 7.3 7.5 7.5 6.33% 4M 6D 4M 6D UTI Treasury Advantage Fund Growth ₹3,669.01
↑ 0.43 ₹2,667 1.2 2.7 7.2 7.3 7.5 7.02% 11M 1D 1Y 2M 1D UTI Short Term Income Fund Growth ₹32.5831
↑ 0.01 ₹3,181 0.6 1.8 6.8 7.2 7.3 7.02% 2Y 6M 4D 3Y 3M 18D UTI Ultra Short Term Fund Growth ₹4,370.36
↑ 0.29 ₹3,655 1.2 2.6 6.4 6.8 6.6 6.78% 5M 21D 6M 24D UTI Bond Fund Growth ₹74.0786
↓ -0.02 ₹310 0 0.3 4.8 6.5 5.6 7.45% 6Y 2M 5D 10Y 4M 24D UTI Gilt Fund Growth ₹63.5288
↓ -0.03 ₹545 0.7 0.1 4.6 6.8 5.1 6.65% 5Y 2M 1D 7Y 1M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jan 26 Research Highlights & Commentary of 8 Funds showcased
Commentary UTI Banking & PSU Debt Fund UTI Dynamic Bond Fund UTI Money Market Fund UTI Treasury Advantage Fund UTI Short Term Income Fund UTI Ultra Short Term Fund UTI Bond Fund UTI Gilt Fund Point 1 Lower mid AUM (₹1,015 Cr). Bottom quartile AUM (₹430 Cr). Highest AUM (₹19,301 Cr). Upper mid AUM (₹2,667 Cr). Upper mid AUM (₹3,181 Cr). Top quartile AUM (₹3,655 Cr). Bottom quartile AUM (₹310 Cr). Lower mid AUM (₹545 Cr). Point 2 Established history (11+ yrs). Established history (15+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (18+ yrs). Established history (22+ yrs). Oldest track record among peers (27 yrs). Established history (24+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 7.34% (top quartile). 1Y return: 5.46% (lower mid). 1Y return: 7.25% (top quartile). 1Y return: 7.22% (upper mid). 1Y return: 6.82% (upper mid). 1Y return: 6.42% (lower mid). 1Y return: 4.80% (bottom quartile). 1Y return: 4.60% (bottom quartile). Point 6 1M return: 0.21% (lower mid). 1M return: 0.13% (bottom quartile). 1M return: 0.38% (top quartile). 1M return: 0.31% (upper mid). 1M return: 0.19% (lower mid). 1M return: 0.34% (upper mid). 1M return: 0.09% (bottom quartile). 1M return: 0.45% (top quartile). Point 7 Sharpe: 1.48 (upper mid). Sharpe: 0.00 (lower mid). Sharpe: 3.02 (top quartile). Sharpe: 2.59 (top quartile). Sharpe: 0.96 (lower mid). Sharpe: 1.85 (upper mid). Sharpe: -0.13 (bottom quartile). Sharpe: -0.20 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.67% (lower mid). Yield to maturity (debt): 6.99% (upper mid). Yield to maturity (debt): 6.33% (bottom quartile). Yield to maturity (debt): 7.02% (top quartile). Yield to maturity (debt): 7.02% (upper mid). Yield to maturity (debt): 6.78% (lower mid). Yield to maturity (debt): 7.45% (top quartile). Yield to maturity (debt): 6.65% (bottom quartile). Point 10 Modified duration: 1.28 yrs (upper mid). Modified duration: 3.35 yrs (lower mid). Modified duration: 0.35 yrs (top quartile). Modified duration: 0.92 yrs (upper mid). Modified duration: 2.51 yrs (lower mid). Modified duration: 0.47 yrs (top quartile). Modified duration: 6.18 yrs (bottom quartile). Modified duration: 5.17 yrs (bottom quartile). UTI Banking & PSU Debt Fund
UTI Dynamic Bond Fund
UTI Money Market Fund
UTI Treasury Advantage Fund
UTI Short Term Income Fund
UTI Ultra Short Term Fund
UTI Bond Fund
UTI Gilt Fund
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for UTI Dynamic Bond Fund Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund Below is the key information for UTI Money Market Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. Research Highlights for UTI Bond Fund Below is the key information for UTI Bond Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for UTI Gilt Fund Below is the key information for UTI Gilt Fund Returns up to 1 year are on 1. UTI Banking & PSU Debt Fund
UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (23 Jan 26) ₹22.6103 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹1,015 on 31 Dec 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.54 Sharpe Ratio 1.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.67% Effective Maturity 1 Year 5 Months 8 Days Modified Duration 1 Year 3 Months 11 Days Sub Cat. Banking & PSU Debt Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,282 31 Dec 22 ₹11,342 31 Dec 23 ₹12,097 31 Dec 24 ₹13,021 31 Dec 25 ₹14,037 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.2% 3 Month 0.8% 6 Month 2.2% 1 Year 7.3% 3 Year 7.2% 5 Year 7.1% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.6% 2022 6.7% 2021 10.3% 2020 2.8% 2019 8.9% 2018 -1% 2017 6.8% 2016 6.4% 2015 11.7% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.09 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 11.8% Debt 87.93% Other 0.27% Debt Sector Allocation
Sector Value Corporate 57.66% Government 31.19% Cash Equivalent 10.87% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -9% ₹87 Cr 850,000,000
↓ -50,000,000 Kotak Mahindra Bank Ltd.
Debentures | -7% ₹71 Cr 750,000,000
↑ 750,000,000 Axis Bank Limited
Debentures | -5% ₹55 Cr 550 Export Import Bank Of India
Debentures | -5% ₹51 Cr 5,000 Small Industries Development Bank Of India
Debentures | -5% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -4% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹36 Cr 3,500 National Housing Bank
Debentures | -3% ₹35 Cr 3,500 HDFC Bank Limited
Debentures | -3% ₹35 Cr 350 National Bank For Agriculture And Rural Development
Debentures | -3% ₹30 Cr 3,000 2. UTI Dynamic Bond Fund
UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (23 Jan 26) ₹31.4642 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹430 on 31 Dec 25 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.99% Effective Maturity 4 Years 3 Months 7 Days Modified Duration 3 Years 4 Months 6 Days Sub Cat. Dynamic Bond Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹11,080 31 Dec 22 ₹12,195 31 Dec 23 ₹12,951 31 Dec 24 ₹14,065 31 Dec 25 ₹14,914 Returns for UTI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.1% 3 Month 0.5% 6 Month 0.6% 1 Year 5.5% 3 Year 6.8% 5 Year 8.3% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 6% 2023 8.6% 2022 6.2% 2021 10.1% 2020 10.8% 2019 5.9% 2018 -3.9% 2017 5.2% 2016 4.2% 2015 14.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.73 Yr. Data below for UTI Dynamic Bond Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 5.48% Debt 94.18% Other 0.34% Debt Sector Allocation
Sector Value Corporate 54.36% Government 39.82% Cash Equivalent 5.48% Credit Quality
Rating Value AA 1.58% AAA 98.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -18% ₹77 Cr 750,000,000
↑ 250,000,000 LIC Housing Finance Ltd
Debentures | -6% ₹26 Cr 250 Power Finance Corporation Limited
Debentures | -6% ₹26 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹26 Cr 2,500 Bharti Telecom Limited
Debentures | -6% ₹25 Cr 2,500 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹25 Cr 2,500 Small Industries Development Bank Of India
Debentures | -6% ₹25 Cr 2,500 National Housing Bank
Debentures | -6% ₹25 Cr 2,500 6.48% Govt Stock 2035
Sovereign Bonds | -5% ₹21 Cr 206,970,000
↑ 200,000,000 Can Fin Homes Limited
Debentures | -5% ₹20 Cr 2,000 3. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (23 Jan 26) ₹3,192.64 ↓ -0.03 (0.00 %) Net Assets (Cr) ₹19,301 on 31 Dec 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.02 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.33% Effective Maturity 4 Months 6 Days Modified Duration 4 Months 6 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,375 31 Dec 22 ₹10,885 31 Dec 23 ₹11,694 31 Dec 24 ₹12,599 31 Dec 25 ₹13,542 Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.8% 1 Year 7.3% 3 Year 7.5% 5 Year 6.3% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.4% 2021 4.9% 2020 3.7% 2019 6% 2018 8% 2017 7.8% 2016 6.7% 2015 7.7% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.09 Yr. Amit Sharma 7 Jul 17 8.49 Yr. Data below for UTI Money Market Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 79.18% Debt 20.54% Other 0.28% Debt Sector Allocation
Sector Value Corporate 51.98% Cash Equivalent 31.85% Government 15.9% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Canara Bank
Domestic Bonds | -4% ₹682 Cr 7,000,000,000
↑ 5,000,000,000 Indusind Bank Ltd.
Debentures | -3% ₹536 Cr 5,500,000,000 364 DTB 19mar2026
Sovereign Bonds | -3% ₹495 Cr 5,000,000,000 India (Republic of)
- | -3% ₹488 Cr 5,000,000,000
↑ 5,000,000,000 Union Bank of India
Domestic Bonds | -2% ₹391 Cr 4,000,000,000 Tbill
Sovereign Bonds | -2% ₹343 Cr 3,500,000,000 Kotak Mahindra Bank Ltd.
Debentures | -1% ₹288 Cr 3,000,000,000 T-Bill
Sovereign Bonds | -1% ₹196 Cr 2,000,000,000 India (Republic of)
- | -1% ₹195 Cr 2,000,000,000
↑ 2,000,000,000 Indian Bank
Domestic Bonds | -1% ₹190 Cr 2,000,000,000 4. UTI Treasury Advantage Fund
UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (23 Jan 26) ₹3,669.01 ↑ 0.43 (0.01 %) Net Assets (Cr) ₹2,667 on 31 Dec 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio 2.59 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 1 Year 2 Months 1 Day Modified Duration 11 Months 1 Day Sub Cat. Low Duration Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,895 31 Dec 22 ₹11,384 31 Dec 23 ₹12,194 31 Dec 24 ₹13,133 31 Dec 25 ₹14,124 Returns for UTI Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 2.7% 1 Year 7.2% 3 Year 7.3% 5 Year 7.2% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.1% 2021 4.5% 2020 9% 2019 7.3% 2018 -4.2% 2017 7.3% 2016 7% 2015 8.9% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.09 Yr. Data below for UTI Treasury Advantage Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 7.63% Debt 92.01% Other 0.36% Debt Sector Allocation
Sector Value Corporate 76.98% Government 15.03% Cash Equivalent 7.63% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹126 Cr 12,500 India (Republic of)
- | -5% ₹123 Cr 1,250,000,000 Embassy Office Parks Reit
Debentures | -5% ₹120 Cr 1,200 Rec Limited
Debentures | -4% ₹101 Cr 10,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹100 Cr 1,000 Sikka Ports & Terminals Limited
Debentures | -4% ₹100 Cr 1,000 Jamnagar Utilities & Power Private Limited
Debentures | -4% ₹100 Cr 1,000 Embassy Office Parks Reit
Debentures | -3% ₹90 Cr 900 LIC Housing Finance Ltd
Debentures | -3% ₹76 Cr 750
↑ 500 Nirma Limited
Debentures | -3% ₹75 Cr 7,500 5. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (23 Jan 26) ₹32.5831 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹3,181 on 31 Dec 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio 0.96 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 3 Years 3 Months 18 Days Modified Duration 2 Years 6 Months 4 Days Sub Cat. Short term Bond Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,838 31 Dec 22 ₹11,247 31 Dec 23 ₹12,026 31 Dec 24 ₹12,975 31 Dec 25 ₹13,928 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.2% 3 Month 0.6% 6 Month 1.8% 1 Year 6.8% 3 Year 7.2% 5 Year 6.9% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7.9% 2022 6.9% 2021 3.8% 2020 8.4% 2019 10.5% 2018 -3.9% 2017 6% 2016 6.1% 2015 10.1% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Abhishek Sonthalia 10 Nov 25 0.14 Yr. Data below for UTI Short Term Income Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 2.16% Debt 97.56% Other 0.28% Debt Sector Allocation
Sector Value Corporate 74.02% Government 27.4% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Ltd
Debentures | -6% ₹178 Cr 1,750 National Housing Bank
Debentures | -6% ₹177 Cr 17,500 Power Finance Corporation Limited
Debentures | -6% ₹177 Cr 17,500 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹146 Cr 1,450,000,000 Export Import Bank Of India
Debentures | -4% ₹126 Cr 12,500 Small Industries Development Bank Of India
Debentures | -3% ₹99 Cr 10,000 TATA Communications Limited
Debentures | -3% ₹99 Cr 10,000 6.48% Govt Stock 2035
Sovereign Bonds | -3% ₹99 Cr 1,000,000,000 Union Bank of India
Domestic Bonds | -3% ₹98 Cr 1,000,000,000
↑ 1,000,000,000 HDFC Bank Ltd.
Debentures | -3% ₹94 Cr 1,000,000,000
↑ 1,000,000,000 6. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (23 Jan 26) ₹4,370.36 ↑ 0.29 (0.01 %) Net Assets (Cr) ₹3,655 on 31 Dec 25 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 1.85 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.78% Effective Maturity 6 Months 24 Days Modified Duration 5 Months 21 Days Sub Cat. Ultrashort Bond Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,610 31 Dec 22 ₹11,058 31 Dec 23 ₹11,802 31 Dec 24 ₹12,653 31 Dec 25 ₹13,495 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 2.6% 1 Year 6.4% 3 Year 6.8% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.2% 2022 6.7% 2021 4.2% 2020 6.1% 2019 5.3% 2018 3.3% 2017 7% 2016 6.6% 2015 8.9% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Abhishek Sonthalia 10 Nov 25 0.14 Yr. Data below for UTI Ultra Short Term Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 41.94% Debt 57.71% Other 0.35% Debt Sector Allocation
Sector Value Corporate 60.02% Government 22.37% Cash Equivalent 17.26% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -8% ₹293 Cr 3,000,000,000
↑ 3,000,000,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹201 Cr 20,000 Tbill
Sovereign Bonds | -4% ₹148 Cr 1,500,000,000
↑ 1,500,000,000 Shriram Finance Limited
Debentures | -3% ₹101 Cr 10,000 TATA Communications Limited
Debentures | -3% ₹100 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹100 Cr 10,000 DBS Bank India Ltd.
Debentures | -3% ₹99 Cr 1,000,000,000 Piramal Finance Limited
Debentures | -2% ₹86 Cr 8,500
↑ 3,500 Piramal Finance Limited
Debentures | -2% ₹75 Cr 7,500 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹75 Cr 750 7. UTI Bond Fund
UTI Bond Fund
Growth Launch Date 4 May 98 NAV (23 Jan 26) ₹74.0786 ↓ -0.02 (-0.03 %) Net Assets (Cr) ₹310 on 31 Dec 25 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.45% Effective Maturity 10 Years 4 Months 24 Days Modified Duration 6 Years 2 Months 5 Days Sub Cat. Medium to Long term Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,943 31 Dec 22 ₹12,025 31 Dec 23 ₹12,799 31 Dec 24 ₹13,881 31 Dec 25 ₹14,664 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.1% 3 Month 0% 6 Month 0.3% 1 Year 4.8% 3 Year 6.5% 5 Year 7.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.6% 2023 8.5% 2022 6.4% 2021 9.9% 2020 9.4% 2019 1.1% 2018 -5.8% 2017 4% 2016 3.6% 2015 13.9% Fund Manager information for UTI Bond Fund
Name Since Tenure Sunil Patil 17 Apr 23 2.71 Yr. Amit Sharma 3 Nov 25 0.16 Yr. Data below for UTI Bond Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 2.32% Debt 97.38% Other 0.3% Debt Sector Allocation
Sector Value Government 57.12% Corporate 40.27% Cash Equivalent 2.32% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -28% ₹87 Cr 899,990,000
↓ -10,000 LIC Housing Finance Ltd
Debentures | -8% ₹25 Cr 250 Indian Railway Finance Corporation Limited
Debentures | -8% ₹25 Cr 2,500 7.24% Govt Stock 2055
Sovereign Bonds | -8% ₹25 Cr 250,000,000 7.08% A P Sgl Mat - 26/03/2037
Sovereign Bonds | -8% ₹24 Cr 250,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -6% ₹20 Cr 20 Muthoot Finance Limited
Debentures | -6% ₹18 Cr 1,800 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 Piramal Finance Limited
Debentures | -5% ₹15 Cr 1,500
↑ 1,500 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -4% ₹14 Cr 15 8. UTI Gilt Fund
UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (23 Jan 26) ₹63.5288 ↓ -0.03 (-0.04 %) Net Assets (Cr) ₹545 on 31 Dec 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio -0.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.65% Effective Maturity 7 Years 1 Month 2 Days Modified Duration 5 Years 2 Months 1 Day Sub Cat. Government Bond Growth of 10,000 investment over the years.
Date Value 31 Dec 20 ₹10,000 31 Dec 21 ₹10,227 31 Dec 22 ₹10,528 31 Dec 23 ₹11,231 31 Dec 24 ₹12,233 31 Dec 25 ₹12,851 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jan 26 Duration Returns 1 Month 0.4% 3 Month 0.7% 6 Month 0.1% 1 Year 4.6% 3 Year 6.8% 5 Year 5.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 8.9% 2022 6.7% 2021 2.9% 2020 2.3% 2019 10.3% 2018 11.8% 2017 6.3% 2016 4.3% 2015 15.5% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.73 Yr. Data below for UTI Gilt Fund as on 31 Dec 25
Asset Allocation
Asset Class Value Cash 3.24% Debt 96.76% Debt Sector Allocation
Sector Value Government 96.76% Cash Equivalent 3.24% Credit Quality
Rating Value AA 17.7% AAA 82.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -47% ₹256 Cr 2,500,000,000
↑ 750,000,000 6.01% Govt Stock 2030
Sovereign Bonds | -18% ₹99 Cr 1,000,000,000 6.48% Govt Stock 2035
Sovereign Bonds | -16% ₹89 Cr 900,000,000
↑ 400,000,000 7.34% Sdl ASsam - 05/03/2035
Sovereign Bonds | -5% ₹30 Cr 300,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹25 Cr 250,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -4% ₹20 Cr 200,000,000 Uttarakhand (Government of) 7.3%
- | -2% ₹9 Cr 85,730,000 Net Current Assets
Net Current Assets | -3% ₹16 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹2 Cr 00 07.32% Chattisgarh Sdl
Sovereign Bonds | -₹0 Cr 00
↓ -300,000,000
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Research Highlights for UTI Banking & PSU Debt Fund