+91-22-48913909डेट म्यूचुअल फंड में सर्वश्रेष्ठ डायरेक्ट प्लान
म्यूचुअल फंड दो प्लान पेश करता है- रेगुलर और डायरेक्ट। जबकि नियमित योजनाएँ कई वर्षों से विकल्प में हैं, पहली प्रत्यक्ष योजना वर्ष 2013 में पेश की गई थी। लेकिन, प्रत्यक्ष योजनाएँ अपनी अनूठी विशेषताओं और लाभों के कारण नए निवेशकों के बीच भारी लोकप्रियता प्राप्त कर रही हैं। हालांकि फिलहाल डायरेक्ट प्लान्स एक लिमिटेड प्लेटफॉर्म के जरिए ही उपलब्ध हैं, लेकिन इसकी डिमांड को देखते हुए कई चैनल डायरेक्ट प्लान पेश कर रहे हैं। निवेशक जो निवेश करना चाहते हैंडेट फंड डायरेक्ट प्लान चुनकर, यहां डायरेक्ट फंड क्या हैं, डेट फंड की एक संक्षिप्त समझ के साथ-साथ कुछ बेहतरीन डायरेक्ट पैन डेट फंड की एक झलक है।
डायरेक्ट फंड आपके लिए क्यों हैं?
नियमित फंडों के विपरीत, म्यूचुअल फंड कंपनी, आरटीए जैसे कार्वी/सीएएमएस, सीमित तृतीय पक्ष प्रतिभूति मध्यस्थ, और फंड हाउस के अधिकृत स्थानीय प्रतिनिधि। निवेशक जो स्वतंत्र रूप से निवेश कर सकते हैं और अपने निवेश को किसी सलाहकार या मध्यस्थ की मदद के बिना ट्रैक कर सकते हैं, वे फंड हाउस से सीधे योजनाओं में निवेश कर सकते हैं।
डायरेक्ट फंड्स में रेगुलर फंड्स की तरह कोई एक्सपेंस चार्ज नहीं होता है। के रूप में वहाँ नहीं हैंवितरक शुल्क/लेनदेन चार्जर, आदि, प्रत्यक्ष योजनाओं का व्यय अनुपात कम है। इसका असर रिटर्न पर भी पड़ता है। चूंकि डायरेक्ट म्यूचुअल फंड का एक्सपेंस रेशियो कम होता है, इसलिए यह रेगुलर प्लान्स की तुलना में थोड़ा ज्यादा रिटर्न दे सकता है- करीब 0.5 फीसदी से 1.5 फीसदी ज्यादा। यह एक कारण है कि निवेशक डायरेक्ट फंड का विकल्प चुन रहे हैं।
आदर्श रूप से, एकइन्वेस्टर जिसे म्यूचुअल फंड निवेश का अनुभव हो और जिसके बारे में उचित जानकारी होमंडी प्रत्यक्ष योजनाओं के लिए आंदोलनों को प्राथमिकता देनी चाहिए। नए निवेशक जो निश्चित नहीं हैंजोखिम उठाने का माद्दा और बाजार को आदर्श रूप से प्राथमिकता देनी चाहिएम्यूचुअल फंड्स नियमित योजनाओं के साथ।
डेट फंड निवेश को समझना
डेट फंड एक प्रकार के म्यूचुअल फंड हैं जो मुख्य रूप से फिक्स्ड में निवेश करते हैंआय प्रतिभूतियां जैसेबांड, सरकारी प्रतिभूतियां, ट्रेजरी बिल इत्यादि। यदि हम डेट फंडों के वर्गीकरण को देखते हैं, तो उन्हें परिपक्वता के अनुसार वर्गीकृत किया जाता है- लघु, मध्य और लंबी अवधि की अवधि। यह एक देता हैश्रेणी उन निवेशकों के लिए विकल्प जो डेट फंड में निवेश करना चाहते हैं।
डेट फंड उन लोगों के लिए एक अच्छा विकल्प है जो निवेश में ज्यादा जोखिम नहीं लेना चाहते या जो बचना चाहते हैंनिवेश अत्यधिक अस्थिर . मेंइक्विटी फंड. ये फंड एक नियमित और स्थिर आय प्रदान करते हैं, हालांकि, इक्विटी फंड की तुलना में रिटर्न कम होता है।
परिपक्वता के अनुसार डेट फंड के प्रकार
- शॉर्ट टर्म डेट फंड- रातोंरात फंड,लिक्विड फंड, अल्ट्राशॉर्ट टर्म फंड्स, कम अवधि के फंड
- मध्यम अवधि के ऋण कोष- लघु अवधि के फंड, मध्यम अवधि के फंड, मध्यम से लंबी अवधि के फंड
- लॉन्ग टर्म डेट फंड्स- लंबी अवधि के फंड
- बॉन्ड ओरिएंटेड फंड्स-डायनेमिक बॉन्ड फंड, कॉर्पोरेट बांड फंड
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सर्वश्रेष्ठ ऋण म्युचुअल फंड प्रत्यक्ष योजनाएं
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) UTI Liquid Cash Plan - Direct Growth ₹4,579.24
↑ 1.76 ₹31,184 1.8 3.3 6.3 7 6.2 6.6 Edelweiss Liquid Fund - Direct Growth ₹3,610.36
↑ 1.43 ₹15,091 1.8 3.3 6.3 7 6.2 6.6 Franklin India Treasury Management Account - Regular Plan - Direct Growth ₹4,197.8
↑ 1.70 ₹3,635 1.7 3.2 6.3 7 6.2 6.7 Mahindra Liquid Fund - Direct Growth ₹1,818.97
↑ 0.63 ₹1,059 1.7 3.2 6.3 7 6.2 6.6 Franklin India Savings Plus Fund Retail Option - Direct Growth ₹54.9552
↑ 0.06 ₹4,309 1.6 3 6 7.3 6.4 7.6 UTI Money Market Fund - Direct Growth ₹3,307.67
↑ 3.32 ₹19,328 1.5 2.9 6 7.3 6.5 7.6 Edelweiss Bond Fund - Direct Growth ₹33.2175
↑ 0.03 ₹2,251 1.6 2.9 6 7.2 6.3 7.6 UTI Treasury Advantage Fund - Direct Growth ₹3,816.27
↑ 4.78 ₹3,108 1.5 2.8 5.9 7.3 7.4 7.7 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹54.0231
↑ 0.10 ₹16,432 1.5 2.7 5.8 7.9 6.8 8.1 Franklin India Income Builder Account - Plan A - Direct Growth ₹114.341
↑ 0.15 ₹1,283 1.4 2.8 5.6 8 6.7 9.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jun 26 Research Highlights & Commentary of 10 Funds showcased
Commentary UTI Liquid Cash Plan - Direct Edelweiss Liquid Fund - Direct Franklin India Treasury Management Account - Regular Plan - Direct Mahindra Liquid Fund - Direct Franklin India Savings Plus Fund Retail Option - Direct UTI Money Market Fund - Direct Edelweiss Bond Fund - Direct UTI Treasury Advantage Fund - Direct HDFC Floating Rate Income Fund - Short Term Plan - Direct Franklin India Income Builder Account - Plan A - Direct Point 1 Highest AUM (₹31,184 Cr). Upper mid AUM (₹15,091 Cr). Lower mid AUM (₹3,635 Cr). Bottom quartile AUM (₹1,059 Cr). Upper mid AUM (₹4,309 Cr). Top quartile AUM (₹19,328 Cr). Bottom quartile AUM (₹2,251 Cr). Lower mid AUM (₹3,108 Cr). Upper mid AUM (₹16,432 Cr). Bottom quartile AUM (₹1,283 Cr). Point 2 Oldest track record among peers (13 yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (9+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 1Y return: 6.28% (top quartile). 1Y return: 6.28% (top quartile). 1Y return: 6.26% (upper mid). 1Y return: 6.26% (upper mid). 1Y return: 6.00% (upper mid). 1Y return: 6.00% (lower mid). 1Y return: 5.99% (lower mid). 1Y return: 5.88% (bottom quartile). 1Y return: 5.83% (bottom quartile). 1Y return: 5.59% (bottom quartile). Point 6 1M return: 0.56% (upper mid). 1M return: 0.56% (upper mid). 1M return: 0.57% (upper mid). 1M return: 0.54% (lower mid). 1M return: 0.50% (bottom quartile). 1M return: 0.47% (bottom quartile). 1M return: 0.47% (bottom quartile). 1M return: 0.53% (lower mid). 1M return: 0.73% (top quartile). 1M return: 0.62% (top quartile). Point 7 Sharpe: 2.72 (upper mid). Sharpe: 2.65 (upper mid). Sharpe: 2.88 (top quartile). Sharpe: 2.75 (top quartile). Sharpe: 1.93 (upper mid). Sharpe: 1.73 (lower mid). Sharpe: 1.73 (lower mid). Sharpe: 1.09 (bottom quartile). Sharpe: 0.55 (bottom quartile). Sharpe: 0.50 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.55% (upper mid). Yield to maturity (debt): 7.42% (lower mid). Yield to maturity (debt): 7.74% (upper mid). Yield to maturity (debt): 6.26% (bottom quartile). Yield to maturity (debt): 7.30% (bottom quartile). Yield to maturity (debt): 7.39% (lower mid). Yield to maturity (debt): 7.23% (bottom quartile). Yield to maturity (debt): 7.89% (top quartile). Yield to maturity (debt): 7.76% (upper mid). Yield to maturity (debt): 7.79% (top quartile). Point 10 Modified duration: 0.18 yrs (top quartile). Modified duration: 0.19 yrs (upper mid). Modified duration: 0.20 yrs (upper mid). Modified duration: 0.12 yrs (top quartile). Modified duration: 0.73 yrs (lower mid). Modified duration: 0.73 yrs (upper mid). Modified duration: 0.80 yrs (lower mid). Modified duration: 0.87 yrs (bottom quartile). Modified duration: 1.77 yrs (bottom quartile). Modified duration: 3.15 yrs (bottom quartile). UTI Liquid Cash Plan - Direct
Edelweiss Liquid Fund - Direct
Franklin India Treasury Management Account - Regular Plan - Direct
Mahindra Liquid Fund - Direct
Franklin India Savings Plus Fund Retail Option - Direct
UTI Money Market Fund - Direct
Edelweiss Bond Fund - Direct
UTI Treasury Advantage Fund - Direct
HDFC Floating Rate Income Fund - Short Term Plan - Direct
Franklin India Income Builder Account - Plan A - Direct
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Below is the key information for UTI Liquid Cash Plan - Direct Returns up to 1 year are on The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for Edelweiss Liquid Fund - Direct Below is the key information for Edelweiss Liquid Fund - Direct Returns up to 1 year are on Aims to provide current income with high liquidity. Research Highlights for Franklin India Treasury Management Account - Regular Plan - Direct Below is the key information for Franklin India Treasury Management Account - Regular Plan - Direct Returns up to 1 year are on The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. Research Highlights for Mahindra Liquid Fund - Direct Below is the key information for Mahindra Liquid Fund - Direct Returns up to 1 year are on Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Research Highlights for Franklin India Savings Plus Fund Retail Option - Direct Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund - Direct Below is the key information for UTI Money Market Fund - Direct Returns up to 1 year are on To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for Edelweiss Bond Fund - Direct Below is the key information for Edelweiss Bond Fund - Direct Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund - Direct Below is the key information for UTI Treasury Advantage Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. Research Highlights for HDFC Floating Rate Income Fund - Short Term Plan - Direct Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Research Highlights for Franklin India Income Builder Account - Plan A - Direct Below is the key information for Franklin India Income Builder Account - Plan A - Direct Returns up to 1 year are on 1. UTI Liquid Cash Plan - Direct
UTI Liquid Cash Plan - Direct
Growth Launch Date 1 Jan 13 NAV (09 Jun 26) ₹4,579.24 ↑ 1.76 (0.04 %) Net Assets (Cr) ₹31,184 on 30 Apr 26 Category Debt - Liquid Fund AMC UTI Asset Management Company Ltd Rating Risk Low Expense Ratio 0.17 Sharpe Ratio 2.72 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,500 Exit Load NIL Yield to Maturity 7.55% Effective Maturity 2 Months 6 Days Modified Duration 2 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,357 31 May 23 ₹11,016 31 May 24 ₹11,824 31 May 25 ₹12,690 31 May 26 ₹13,486 Returns for UTI Liquid Cash Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.3% 1 Year 6.3% 3 Year 7% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7.1% 2021 4.9% 2020 3.4% 2019 4.3% 2018 6.7% 2017 7.5% 2016 6.7% 2015 7.7% Fund Manager information for UTI Liquid Cash Plan - Direct
Name Since Tenure Amit Sharma 7 Jul 17 8.82 Yr. Data below for UTI Liquid Cash Plan - Direct as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 73.62% Corporate 20.26% Government 5.9% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -6% ₹1,936 Cr National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹993 Cr 10,000,000,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹988 Cr 10,000,000,000 India (Republic of)
- | -3% ₹895 Cr 9,000,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹746 Cr 7,500,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹744 Cr 7,500,000,000 Small Industries Dev Bank Of India
Commercial Paper | -2% ₹644 Cr 6,500,000,000
↓ -1,000,000,000 Icici Securities Limited
Commercial Paper | -2% ₹596 Cr 6,000,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹546 Cr 5,500,000,000 Bank of India Ltd.
Debentures | -2% ₹498 Cr 5,000,000,000 2. Edelweiss Liquid Fund - Direct
Edelweiss Liquid Fund - Direct
Growth Launch Date 1 Jan 13 NAV (09 Jun 26) ₹3,610.36 ↑ 1.43 (0.04 %) Net Assets (Cr) ₹15,091 on 30 Apr 26 Category Debt - Liquid Fund AMC Edelweiss Asset Management Limited Rating Risk Low Expense Ratio 0.08 Sharpe Ratio 2.65 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.42% Effective Maturity 2 Months 8 Days Modified Duration 2 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,354 31 May 23 ₹11,014 31 May 24 ₹11,831 31 May 25 ₹12,702 31 May 26 ₹13,500 Returns for Edelweiss Liquid Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.3% 1 Year 6.3% 3 Year 7% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.5% 2022 7.1% 2021 4.9% 2020 3.5% 2019 4.4% 2018 6.8% 2017 7.5% 2016 6.7% 2015 6.9% Fund Manager information for Edelweiss Liquid Fund - Direct
Name Since Tenure Rahul Dedhia 11 Dec 17 8.47 Yr. Hetul Raval 22 Sep 25 0.69 Yr. Data below for Edelweiss Liquid Fund - Direct as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.81% Other 0.19% Debt Sector Allocation
Sector Value Cash Equivalent 59.03% Corporate 27.51% Government 13.26% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Bank Limited
Certificate of Deposit | -4% ₹522 Cr 52,500,000 India (Republic of)
- | -3% ₹494 Cr 50,000,000
↑ 50,000,000 India (Republic of)
- | -3% ₹494 Cr 50,000,000
↑ 50,000,000 Reverse Repo
CBLO/Reverse Repo | -3% ₹472 Cr Indian Bank
Certificate of Deposit | -3% ₹449 Cr 45,000,000 Titan Company Ltd R Vd
Commercial Paper | -3% ₹397 Cr 40,000,000 11/06/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹374 Cr 37,500,000 India (Republic of)
- | -2% ₹349 Cr 35,000,000 Export-Import Bank Of India
Certificate of Deposit | -2% ₹349 Cr 35,000,000 Bank of Baroda
Debentures | -2% ₹344 Cr 35,000,000
↑ 35,000,000 3. Franklin India Treasury Management Account - Regular Plan - Direct
Franklin India Treasury Management Account - Regular Plan - Direct
Growth Launch Date 1 Jan 13 NAV (09 Jun 26) ₹4,197.8 ↑ 1.70 (0.04 %) Net Assets (Cr) ₹3,635 on 30 Apr 26 Category Debt - Liquid Fund AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Low Expense Ratio 0.12 Sharpe Ratio 2.88 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.74% Effective Maturity 2 Months 16 Days Modified Duration 2 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,355 31 May 23 ₹11,005 31 May 24 ₹11,812 31 May 25 ₹12,685 31 May 26 ₹13,477
Purchase not allowed Returns for Franklin India Treasury Management Account - Regular Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.2% 1 Year 6.3% 3 Year 7% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 7.5% 2022 7% 2021 4.9% 2020 3.3% 2019 4.4% 2018 6.9% 2017 7.5% 2016 6.8% 2015 7.7% Fund Manager information for Franklin India Treasury Management Account - Regular Plan - Direct
Name Since Tenure Pallab Roy 25 Jun 08 17.94 Yr. Rohan Maru 10 Oct 24 1.64 Yr. Data below for Franklin India Treasury Management Account - Regular Plan - Direct as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.81% Other 0.19% Debt Sector Allocation
Sector Value Cash Equivalent 68.28% Corporate 29.43% Government 2.1% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Call, Cash & Other Assets
CBLO | -15% ₹576 Cr 28/05/2026 Maturing 364 DTB
Sovereign Bonds | -6% ₹250 Cr 25,000,000
↑ 25,000,000 Canara Bank
Certificate of Deposit | -5% ₹200 Cr 4,000 Axis Bank Ltd.
Certificate of Deposit | -4% ₹150 Cr 3,000 HDFC Bank Limited
Certificate of Deposit | -4% ₹149 Cr 3,000 National Bank For Agriculture And Rural Development
Commercial Paper | -4% ₹149 Cr 3,000 Union Bank Of India
Certificate of Deposit | -3% ₹125 Cr 2,500 Bank Of Baroda
Certificate of Deposit | -3% ₹125 Cr 2,500 Bajaj Financial Securities Limited
Commercial Paper | -3% ₹124 Cr 2,500 Bank of Baroda
Debentures | -3% ₹123 Cr 2,500
↑ 2,500 4. Mahindra Liquid Fund - Direct
Mahindra Liquid Fund - Direct
Growth Launch Date 4 Jul 16 NAV (09 Jun 26) ₹1,818.97 ↑ 0.63 (0.03 %) Net Assets (Cr) ₹1,059 on 30 Apr 26 Category Debt - Liquid Fund AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Low Expense Ratio 0.15 Sharpe Ratio 2.75 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 6.26% Effective Maturity 1 Month 16 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,360 31 May 23 ₹11,021 31 May 24 ₹11,837 31 May 25 ₹12,706 31 May 26 ₹13,501
Purchase not allowed Returns for Mahindra Liquid Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.2% 1 Year 6.3% 3 Year 7% 5 Year 6.2% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.5% 2022 7.2% 2021 5% 2020 3.4% 2019 4.4% 2018 6.9% 2017 7.5% 2016 6.8% 2015 Fund Manager information for Mahindra Liquid Fund - Direct
Name Since Tenure Rahul Pal 4 Jul 16 9.91 Yr. Amit Garg 8 Jun 20 5.98 Yr. Data below for Mahindra Liquid Fund - Direct as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.71% Other 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 79.01% Corporate 12.09% Government 8.62% Credit Quality
Rating Value AA 5.04% AAA 94.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -9% ₹99 Cr 10,000,000 HDFC Securities Limited
Commercial Paper | -6% ₹74 Cr 7,500,000
↑ 7,500,000 Reverse Repo
CBLO/Reverse Repo | -5% ₹53 Cr 5,344,215
↓ -649,008 Net Receivables / (Payables)
Net Current Assets | -4% ₹51 Cr Godrej Industries Limited
Debentures | -4% ₹50 Cr 5,000,000 ICICI Home Finance Company Limited
Commercial Paper | -4% ₹50 Cr 5,000,000 Tata Housing Development Company Limited
Commercial Paper | -4% ₹50 Cr 5,000,000 Small Industries Dev Bank Of India
Commercial Paper | -4% ₹50 Cr 5,000,000 Axis Bank Limited
Certificate of Deposit | -4% ₹50 Cr 5,000,000
↑ 5,000,000 Union Bank Of India
Certificate of Deposit | -4% ₹50 Cr 5,000,000 5. Franklin India Savings Plus Fund Retail Option - Direct
Franklin India Savings Plus Fund Retail Option - Direct
Growth Launch Date 1 Jan 13 NAV (09 Jun 26) ₹54.9552 ↑ 0.06 (0.11 %) Net Assets (Cr) ₹4,309 on 30 Apr 26 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately Low Expense Ratio 0.14 Sharpe Ratio 1.93 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.3% Effective Maturity 9 Months 11 Days Modified Duration 8 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,348 31 May 23 ₹11,028 31 May 24 ₹11,860 31 May 25 ₹12,844 31 May 26 ₹13,603 Returns for Franklin India Savings Plus Fund Retail Option - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3% 1 Year 6% 3 Year 7.3% 5 Year 6.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.8% 2022 7.4% 2021 4.6% 2020 3.7% 2019 6.2% 2018 8.6% 2017 7.7% 2016 7.3% 2015 8.5% Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 2.65 Yr. Rohan Maru 10 Oct 24 1.64 Yr. Chandni Gupta 30 Apr 24 2.09 Yr. Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 97.01% Debt 2.76% Other 0.23% Debt Sector Allocation
Sector Value Corporate 43.44% Cash Equivalent 42.62% Government 13.71% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 28/05/2026 Maturing 364 DTB
Sovereign Bonds | -10% ₹449 Cr 45,000,000
↑ 45,000,000 Axis Bank Ltd.
Debentures | -2% ₹96 Cr 2,000 Small Industries Development Bank of India
Debentures | -1% ₹24 Cr 500 Corporate Debt Market Development Fund Class A2
- | -0% ₹11 Cr 8,992 India (Republic of)
- | -0% ₹7 Cr 700,000
↑ 700,000 6.88% Westbengal Sdl 2026
Sovereign Bonds | -0% ₹5 Cr 500,000 21/05/2026 Maturing 182 DTB
Sovereign Bonds | -0% ₹1 Cr 100,000 Bajaj Housing Finance Ltd.
Commercial Paper | -6% ₹284 Cr 6,000 Piramal Finance Limited
Commercial Paper | -6% ₹255 Cr 5,300 HDFC Bank Ltd
Certificate of Deposit | -5% ₹236 Cr 5,000 6. UTI Money Market Fund - Direct
UTI Money Market Fund - Direct
Growth Launch Date 1 Jan 13 NAV (09 Jun 26) ₹3,307.67 ↑ 3.32 (0.10 %) Net Assets (Cr) ₹19,328 on 30 Apr 26 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating Risk Low Expense Ratio 0.17 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 8 Months 22 Days Modified Duration 8 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,377 31 May 23 ₹11,075 31 May 24 ₹11,919 31 May 25 ₹12,898 31 May 26 ₹13,660
Purchase not allowed Returns for UTI Money Market Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.9% 1 Year 6% 3 Year 7.3% 5 Year 6.5% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.8% 2022 7.5% 2021 5% 2020 3.8% 2019 6.1% 2018 8.1% 2017 7.9% 2016 6.8% 2015 7.8% Fund Manager information for UTI Money Market Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 4.5 Yr. Amit Sharma 7 Jul 17 8.9 Yr. Data below for UTI Money Market Fund - Direct as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 83.56% Debt 16.14% Other 0.3% Debt Sector Allocation
Sector Value Corporate 48.52% Cash Equivalent 27.92% Government 23.27% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -3% ₹651 Cr 6,629,850,000 Tbill
Sovereign Bonds | -2% ₹295 Cr 3,000,000,000 Tbill
Sovereign Bonds | -2% ₹295 Cr 3,000,000,000 5.74% Govt Stock 2026
Sovereign Bonds | -1% ₹280 Cr 2,800,000,000 Tbill
Sovereign Bonds | -1% ₹247 Cr 2,500,000,000
↓ -7,000,000,000 DBS Bank India Ltd.
Debentures | -1% ₹246 Cr 2,500,000,000 DBS Bank India Ltd.
Debentures | -1% ₹245 Cr 2,500,000,000 Tbill
Sovereign Bonds | -1% ₹197 Cr 2,000,000,000
↑ 2,000,000,000 Indian Bank
Domestic Bonds | -1% ₹194 Cr 2,000,000,000 Indian Overseas Bank
Debentures | -1% ₹189 Cr 2,000,000,000 7. Edelweiss Bond Fund - Direct
Edelweiss Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (09 Jun 26) ₹33.2175 ↑ 0.03 (0.10 %) Net Assets (Cr) ₹2,251 on 30 Apr 26 Category Debt - Dynamic Bond AMC Edelweiss Asset Management Limited Rating Risk Moderate Expense Ratio 0.16 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.23% Effective Maturity 9 Months 18 Days Modified Duration 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,336 31 May 23 ₹10,970 31 May 24 ₹11,777 31 May 25 ₹12,739 31 May 26 ₹13,494 Returns for Edelweiss Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 2.9% 1 Year 6% 3 Year 7.2% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.7% 2022 7.2% 2021 4.3% 2020 3.7% 2019 7.2% 2018 13.4% 2017 6.6% 2016 3.6% 2015 10.5% Fund Manager information for Edelweiss Bond Fund - Direct
Name Since Tenure Rahul Dedhia 22 Sep 25 0.69 Yr. Hetul Raval 1 Jul 24 1.92 Yr. Data below for Edelweiss Bond Fund - Direct as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 89.73% Debt 9.98% Other 0.29% Debt Sector Allocation
Sector Value Corporate 58.51% Cash Equivalent 29.47% Government 11.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 17/09/2026 Maturing 364 DTB
Sovereign Bonds | -4% ₹98 Cr 10,000,000 Bank of Baroda
Debentures | -4% ₹98 Cr 10,000,000 23/07/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹54 Cr 5,500,000 Indian Bank
Domestic Bonds | -2% ₹48 Cr 5,000,000 25/06/2026 Maturing 364 DTB
Sovereign Bonds | -1% ₹25 Cr 2,500,000 Sbi Cdmdf--A2
- | -0% ₹7 Cr 5,927 Reverse Repo
CBLO/Reverse Repo | -10% ₹234 Cr National Bank For Agriculture And Rural Development
Certificate of Deposit | -6% ₹142 Cr 15,000,000 HDFC Bank Limited
Certificate of Deposit | -6% ₹141 Cr 15,000,000 Axis Bank Ltd
Certificate of Deposit | -5% ₹120 Cr 12,500,000 8. UTI Treasury Advantage Fund - Direct
UTI Treasury Advantage Fund - Direct
Growth Launch Date 1 Jan 13 NAV (09 Jun 26) ₹3,816.27 ↑ 4.78 (0.13 %) Net Assets (Cr) ₹3,108 on 30 Apr 26 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating Risk Moderately Low Expense Ratio 0.37 Sharpe Ratio 1.09 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.89% Effective Maturity 1 Year 2 Months 19 Days Modified Duration 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,881 31 May 23 ₹11,591 31 May 24 ₹12,429 31 May 25 ₹13,475 31 May 26 ₹14,246 Returns for UTI Treasury Advantage Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.8% 1 Year 5.9% 3 Year 7.3% 5 Year 7.4% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.8% 2022 7.2% 2021 4.6% 2020 9.1% 2019 7.4% 2018 -4.1% 2017 7.5% 2016 7.2% 2015 9.1% Fund Manager information for UTI Treasury Advantage Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 4.5 Yr. Data below for UTI Treasury Advantage Fund - Direct as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 29.85% Debt 69.85% Other 0.3% Debt Sector Allocation
Sector Value Corporate 70.8% Government 14.72% Cash Equivalent 14.17% Credit Quality
Rating Value AA 10.48% AAA 89.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -6% ₹200 Cr 20,000 Tbill
Sovereign Bonds | -6% ₹194 Cr 2,000,000,000 Rec Limited
Debentures | -4% ₹140 Cr 14,000 Embassy Office Parks Reit
Debentures | -4% ₹120 Cr 1,200 Mahindra Rural Housing Finance Limited
Debentures | -3% ₹100 Cr 10,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹100 Cr 1,000 Embassy Office Parks Reit
Debentures | -3% ₹90 Cr 900 Poonawalla Fincorp Limited
Debentures | -2% ₹75 Cr 7,500 Indigrid Infrastructure Trust
Debentures | -2% ₹55 Cr 550 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹54 Cr 55 9. HDFC Floating Rate Income Fund - Short Term Plan - Direct
HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (09 Jun 26) ₹54.0231 ↑ 0.10 (0.19 %) Net Assets (Cr) ₹16,432 on 30 Apr 26 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 0.55 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.76% Effective Maturity 4 Years 18 Days Modified Duration 1 Year 9 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,369 31 May 23 ₹11,102 31 May 24 ₹12,005 31 May 25 ₹13,146 31 May 26 ₹13,854
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.7% 3 Month 1.5% 6 Month 2.7% 1 Year 5.8% 3 Year 7.9% 5 Year 6.8% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8.5% 2022 7.9% 2021 4.8% 2020 4.4% 2019 9.4% 2018 8.7% 2017 7.4% 2016 7% 2015 9.1% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Anil Bamboli 7 Mar 26 0.23 Yr. Dhruv Muchhal 22 Jun 23 2.94 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 5.15% Debt 94.56% Other 0.29% Debt Sector Allocation
Sector Value Corporate 57.56% Government 39.17% Cash Equivalent 2.98% Credit Quality
Rating Value AA 12.19% AAA 87.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.53% Govt Stock 2034
Sovereign Bonds | -11% ₹1,818 Cr 177,000,000 6.75% Govt Stock 2033
Sovereign Bonds | -7% ₹1,187 Cr 114,141,200 6.52% Govt Stock 2031
Sovereign Bonds | -7% ₹1,091 Cr 106,000,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹686 Cr 695 Jubilant Beverages Limited
Debentures | -3% ₹473 Cr 43,600 National Bank For Agriculture And Rural Development
Debentures | -2% ₹398 Cr 40,000
↑ 10,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹396 Cr 400 National Bank For Agriculture And Rural Development
Debentures | -2% ₹349 Cr 35,000 Aadhar Housing Finance Limited
Debentures | -2% ₹300 Cr 30,000 Ascendas It Park (Pune) Private Limited
Debentures | -2% ₹260 Cr 26,499 10. Franklin India Income Builder Account - Plan A - Direct
Franklin India Income Builder Account - Plan A - Direct
Growth Launch Date 1 Jan 13 NAV (09 Jun 26) ₹114.341 ↑ 0.15 (0.13 %) Net Assets (Cr) ₹1,283 on 30 Apr 26 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 0.5 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.79% Effective Maturity 5 Years 4 Months 17 Days Modified Duration 3 Years 1 Month 24 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,290 31 May 23 ₹10,980 31 May 24 ₹11,740 31 May 25 ₹13,060 31 May 26 ₹13,747 Returns for Franklin India Income Builder Account - Plan A - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.6% 3 Month 1.4% 6 Month 2.8% 1 Year 5.6% 3 Year 8% 5 Year 6.7% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.7% 2023 8.2% 2022 7.1% 2021 3.7% 2020 4.3% 2019 9.7% 2018 9.8% 2017 8.1% 2016 8.3% 2015 9.7% Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 2.65 Yr. Anuj Tagra 7 Mar 24 2.23 Yr. Chandni Gupta 7 Mar 24 2.23 Yr. Data below for Franklin India Income Builder Account - Plan A - Direct as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 11.77% Debt 87.96% Other 0.28% Debt Sector Allocation
Sector Value Corporate 71.08% Government 16.88% Cash Equivalent 11.77% Credit Quality
Rating Value AA 7.69% AAA 92.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity Poonawalla Fincorp Limited
Debentures | -6% ₹81 Cr 8,000 Housing And Urban Development Corporation Limited
Debentures | -6% ₹79 Cr 7,500
↑ 5,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹76 Cr 7,500 Power Finance Corporation Limited
Debentures | -6% ₹75 Cr 7,500 LIC Housing Finance Ltd
Debentures | -4% ₹59 Cr 5,500 RJ Corp Limited
Debentures | -4% ₹55 Cr 5,467 Maharashtra SDL
Sovereign Bonds | -4% ₹55 Cr 5,500,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹51 Cr 5,000 Embassy Office Parks Reit
Debentures | -4% ₹50 Cr 5,000 Jubilant Beverages Limited
Debentures | -3% ₹46 Cr 4,269
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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Research Highlights for UTI Liquid Cash Plan - Direct