+91-22-48913909डेट म्यूचुअल फंड में सर्वश्रेष्ठ डायरेक्ट प्लान
म्यूचुअल फंड दो प्लान पेश करता है- रेगुलर और डायरेक्ट। जबकि नियमित योजनाएँ कई वर्षों से विकल्प में हैं, पहली प्रत्यक्ष योजना वर्ष 2013 में पेश की गई थी। लेकिन, प्रत्यक्ष योजनाएँ अपनी अनूठी विशेषताओं और लाभों के कारण नए निवेशकों के बीच भारी लोकप्रियता प्राप्त कर रही हैं। हालांकि फिलहाल डायरेक्ट प्लान्स एक लिमिटेड प्लेटफॉर्म के जरिए ही उपलब्ध हैं, लेकिन इसकी डिमांड को देखते हुए कई चैनल डायरेक्ट प्लान पेश कर रहे हैं। निवेशक जो निवेश करना चाहते हैंडेट फंड डायरेक्ट प्लान चुनकर, यहां डायरेक्ट फंड क्या हैं, डेट फंड की एक संक्षिप्त समझ के साथ-साथ कुछ बेहतरीन डायरेक्ट पैन डेट फंड की एक झलक है।
डायरेक्ट फंड आपके लिए क्यों हैं?
नियमित फंडों के विपरीत, म्यूचुअल फंड कंपनी, आरटीए जैसे कार्वी/सीएएमएस, सीमित तृतीय पक्ष प्रतिभूति मध्यस्थ, और फंड हाउस के अधिकृत स्थानीय प्रतिनिधि। निवेशक जो स्वतंत्र रूप से निवेश कर सकते हैं और अपने निवेश को किसी सलाहकार या मध्यस्थ की मदद के बिना ट्रैक कर सकते हैं, वे फंड हाउस से सीधे योजनाओं में निवेश कर सकते हैं।
डायरेक्ट फंड्स में रेगुलर फंड्स की तरह कोई एक्सपेंस चार्ज नहीं होता है। के रूप में वहाँ नहीं हैंवितरक शुल्क/लेनदेन चार्जर, आदि, प्रत्यक्ष योजनाओं का व्यय अनुपात कम है। इसका असर रिटर्न पर भी पड़ता है। चूंकि डायरेक्ट म्यूचुअल फंड का एक्सपेंस रेशियो कम होता है, इसलिए यह रेगुलर प्लान्स की तुलना में थोड़ा ज्यादा रिटर्न दे सकता है- करीब 0.5 फीसदी से 1.5 फीसदी ज्यादा। यह एक कारण है कि निवेशक डायरेक्ट फंड का विकल्प चुन रहे हैं।
आदर्श रूप से, एकइन्वेस्टर जिसे म्यूचुअल फंड निवेश का अनुभव हो और जिसके बारे में उचित जानकारी होमंडी प्रत्यक्ष योजनाओं के लिए आंदोलनों को प्राथमिकता देनी चाहिए। नए निवेशक जो निश्चित नहीं हैंजोखिम उठाने का माद्दा और बाजार को आदर्श रूप से प्राथमिकता देनी चाहिएम्यूचुअल फंड्स नियमित योजनाओं के साथ।
डेट फंड निवेश को समझना
डेट फंड एक प्रकार के म्यूचुअल फंड हैं जो मुख्य रूप से फिक्स्ड में निवेश करते हैंआय प्रतिभूतियां जैसेबांड, सरकारी प्रतिभूतियां, ट्रेजरी बिल इत्यादि। यदि हम डेट फंडों के वर्गीकरण को देखते हैं, तो उन्हें परिपक्वता के अनुसार वर्गीकृत किया जाता है- लघु, मध्य और लंबी अवधि की अवधि। यह एक देता हैश्रेणी उन निवेशकों के लिए विकल्प जो डेट फंड में निवेश करना चाहते हैं।
डेट फंड उन लोगों के लिए एक अच्छा विकल्प है जो निवेश में ज्यादा जोखिम नहीं लेना चाहते या जो बचना चाहते हैंनिवेश अत्यधिक अस्थिर . मेंइक्विटी फंड. ये फंड एक नियमित और स्थिर आय प्रदान करते हैं, हालांकि, इक्विटी फंड की तुलना में रिटर्न कम होता है।
परिपक्वता के अनुसार डेट फंड के प्रकार
- शॉर्ट टर्म डेट फंड- रातोंरात फंड,लिक्विड फंड, अल्ट्राशॉर्ट टर्म फंड्स, कम अवधि के फंड
- मध्यम अवधि के ऋण कोष- लघु अवधि के फंड, मध्यम अवधि के फंड, मध्यम से लंबी अवधि के फंड
- लॉन्ग टर्म डेट फंड्स- लंबी अवधि के फंड
- बॉन्ड ओरिएंटेड फंड्स-डायनेमिक बॉन्ड फंड, कॉर्पोरेट बांड फंड
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सर्वश्रेष्ठ ऋण म्युचुअल फंड प्रत्यक्ष योजनाएं
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Franklin India Income Builder Account - Plan A - Direct Growth ₹113.334
↓ -0.02 ₹1,350 1.7 2.6 7.8 8.1 6.7 9.7 Franklin India Savings Plus Fund Retail Option - Direct Growth ₹54.5805
↑ 0.02 ₹4,352 1.7 3.2 6.7 7.5 6.4 7.6 Edelweiss Bond Fund - Direct Growth ₹32.9986
↑ 0.01 ₹3,027 1.8 3.2 6.7 7.4 6.2 7.6 UTI Money Market Fund - Direct Growth ₹3,285.61
↑ 1.07 ₹20,320 1.7 3.1 6.7 7.5 6.5 7.6 UTI Treasury Advantage Fund - Direct Growth ₹3,787.46
↑ 1.28 ₹2,990 1.7 2.9 6.6 7.4 7.4 7.7 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹53.5464
↑ 0.01 ₹16,766 1.6 2.8 6.5 8 6.9 8.1 Edelweiss Liquid Fund - Direct Growth ₹3,578.67
↑ 0.79 ₹10,631 1.8 3.2 6.4 7.1 6.1 6.6 Mahindra Liquid Fund - Direct Growth ₹1,803.46
↑ 0.36 ₹1,145 1.8 3.2 6.4 7.1 6.1 6.6 UTI Liquid Cash Plan - Direct Growth ₹4,539.26
↑ 0.93 ₹27,263 1.8 3.2 6.4 7 6.1 6.6 Franklin India Treasury Management Account - Regular Plan - Direct Growth ₹4,160.78
↑ 0.84 ₹3,318 1.7 3.2 6.4 7 6.1 6.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Apr 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Franklin India Income Builder Account - Plan A - Direct Franklin India Savings Plus Fund Retail Option - Direct Edelweiss Bond Fund - Direct UTI Money Market Fund - Direct UTI Treasury Advantage Fund - Direct HDFC Floating Rate Income Fund - Short Term Plan - Direct Edelweiss Liquid Fund - Direct Mahindra Liquid Fund - Direct UTI Liquid Cash Plan - Direct Franklin India Treasury Management Account - Regular Plan - Direct Point 1 Bottom quartile AUM (₹1,350 Cr). Upper mid AUM (₹4,352 Cr). Lower mid AUM (₹3,027 Cr). Top quartile AUM (₹20,320 Cr). Bottom quartile AUM (₹2,990 Cr). Upper mid AUM (₹16,766 Cr). Upper mid AUM (₹10,631 Cr). Bottom quartile AUM (₹1,145 Cr). Highest AUM (₹27,263 Cr). Lower mid AUM (₹3,318 Cr). Point 2 Oldest track record among peers (13 yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (9+ yrs). Established history (13+ yrs). Established history (13+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 7.84% (top quartile). 1Y return: 6.74% (top quartile). 1Y return: 6.73% (upper mid). 1Y return: 6.72% (upper mid). 1Y return: 6.61% (upper mid). 1Y return: 6.54% (lower mid). 1Y return: 6.40% (lower mid). 1Y return: 6.40% (bottom quartile). 1Y return: 6.39% (bottom quartile). 1Y return: 6.37% (bottom quartile). Point 6 1M return: 0.46% (bottom quartile). 1M return: 0.86% (top quartile). 1M return: 0.87% (top quartile). 1M return: 0.85% (upper mid). 1M return: 0.72% (bottom quartile). 1M return: 0.57% (bottom quartile). 1M return: 0.79% (upper mid). 1M return: 0.77% (lower mid). 1M return: 0.79% (upper mid). 1M return: 0.78% (lower mid). Point 7 Sharpe: 1.61 (bottom quartile). Sharpe: 2.76 (upper mid). Sharpe: 2.57 (lower mid). Sharpe: 2.62 (lower mid). Sharpe: 2.22 (bottom quartile). Sharpe: 1.79 (bottom quartile). Sharpe: 3.54 (top quartile). Sharpe: 3.45 (upper mid). Sharpe: 3.45 (upper mid). Sharpe: 3.70 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.43% (top quartile). Yield to maturity (debt): 6.40% (lower mid). Yield to maturity (debt): 6.51% (upper mid). Yield to maturity (debt): 6.03% (bottom quartile). Yield to maturity (debt): 6.85% (upper mid). Yield to maturity (debt): 7.06% (top quartile). Yield to maturity (debt): 6.04% (bottom quartile). Yield to maturity (debt): 6.49% (upper mid). Yield to maturity (debt): 6.03% (bottom quartile). Yield to maturity (debt): 6.30% (lower mid). Point 10 Modified duration: 2.93 yrs (bottom quartile). Modified duration: 0.53 yrs (lower mid). Modified duration: 0.44 yrs (upper mid). Modified duration: 0.58 yrs (lower mid). Modified duration: 0.77 yrs (bottom quartile). Modified duration: 1.79 yrs (bottom quartile). Modified duration: 0.10 yrs (top quartile). Modified duration: 0.12 yrs (upper mid). Modified duration: 0.09 yrs (top quartile). Modified duration: 0.15 yrs (upper mid). Franklin India Income Builder Account - Plan A - Direct
Franklin India Savings Plus Fund Retail Option - Direct
Edelweiss Bond Fund - Direct
UTI Money Market Fund - Direct
UTI Treasury Advantage Fund - Direct
HDFC Floating Rate Income Fund - Short Term Plan - Direct
Edelweiss Liquid Fund - Direct
Mahindra Liquid Fund - Direct
UTI Liquid Cash Plan - Direct
Franklin India Treasury Management Account - Regular Plan - Direct
The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Below is the key information for Franklin India Income Builder Account - Plan A - Direct Returns up to 1 year are on Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Research Highlights for Franklin India Savings Plus Fund Retail Option - Direct Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct Returns up to 1 year are on To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for Edelweiss Bond Fund - Direct Below is the key information for Edelweiss Bond Fund - Direct Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund - Direct Below is the key information for UTI Money Market Fund - Direct Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund - Direct Below is the key information for UTI Treasury Advantage Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. Research Highlights for HDFC Floating Rate Income Fund - Short Term Plan - Direct Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for Edelweiss Liquid Fund - Direct Below is the key information for Edelweiss Liquid Fund - Direct Returns up to 1 year are on The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. Research Highlights for Mahindra Liquid Fund - Direct Below is the key information for Mahindra Liquid Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Liquid Cash Plan - Direct Below is the key information for UTI Liquid Cash Plan - Direct Returns up to 1 year are on Aims to provide current income with high liquidity. Research Highlights for Franklin India Treasury Management Account - Regular Plan - Direct Below is the key information for Franklin India Treasury Management Account - Regular Plan - Direct Returns up to 1 year are on 1. Franklin India Income Builder Account - Plan A - Direct
Franklin India Income Builder Account - Plan A - Direct
Growth Launch Date 1 Jan 13 NAV (16 Apr 26) ₹113.334 ↓ -0.02 (-0.02 %) Net Assets (Cr) ₹1,350 on 28 Feb 26 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 1.61 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.43% Effective Maturity 6 Years 4 Months 19 Days Modified Duration 2 Years 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,464 31 Mar 23 ₹10,930 31 Mar 24 ₹11,732 31 Mar 25 ₹12,731 31 Mar 26 ₹13,771 Returns for Franklin India Income Builder Account - Plan A - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 2.6% 1 Year 7.8% 3 Year 8.1% 5 Year 6.7% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.7% 2023 8.2% 2022 7.1% 2021 3.7% 2020 4.3% 2019 9.7% 2018 9.8% 2017 8.1% 2016 8.3% 2015 9.7% Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 2.49 Yr. Anuj Tagra 7 Mar 24 2.07 Yr. Chandni Gupta 7 Mar 24 2.07 Yr. Data below for Franklin India Income Builder Account - Plan A - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 5.17% Debt 94.54% Other 0.3% Debt Sector Allocation
Sector Value Corporate 75.72% Government 18.82% Cash Equivalent 5.17% Credit Quality
Rating Value AA 6.7% AAA 93.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Poonawalla Fincorp Limited
Debentures | -7% ₹82 Cr 8,000 6.90% Gs 2065
Sovereign Bonds | -6% ₹76 Cr 7,954,500
↓ -3,975,000 Power Finance Corporation Limited
Debentures | -6% ₹75 Cr 7,500 LIC Housing Finance Ltd
Debentures | -5% ₹58 Cr 5,500 RJ Corp Limited
Debentures | -4% ₹55 Cr 5,467 Sikka Ports & Terminals Limited
Debentures | -4% ₹53 Cr 500 Summit Digitel Infrastructure Limited
Debentures | -4% ₹51 Cr 5,000 Rec Limited
Debentures | -4% ₹51 Cr 9,000 Embassy Office Parks Reit
Debentures | -4% ₹50 Cr 5,000 Jubilant Beverages Limited
Debentures | -4% ₹46 Cr 4,269 2. Franklin India Savings Plus Fund Retail Option - Direct
Franklin India Savings Plus Fund Retail Option - Direct
Growth Launch Date 1 Jan 13 NAV (16 Apr 26) ₹54.5805 ↑ 0.02 (0.03 %) Net Assets (Cr) ₹4,352 on 28 Feb 26 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately Low Expense Ratio 0.14 Sharpe Ratio 2.76 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.4% Effective Maturity 6 Months 23 Days Modified Duration 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,387 31 Mar 23 ₹10,953 31 Mar 24 ₹11,791 31 Mar 25 ₹12,723 31 Mar 26 ₹13,581 Returns for Franklin India Savings Plus Fund Retail Option - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 0.9% 3 Month 1.7% 6 Month 3.2% 1 Year 6.7% 3 Year 7.5% 5 Year 6.4% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.8% 2022 7.4% 2021 4.6% 2020 3.7% 2019 6.2% 2018 8.6% 2017 7.7% 2016 7.3% 2015 8.5% Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 2.49 Yr. Rohan Maru 10 Oct 24 1.47 Yr. Chandni Gupta 30 Apr 24 1.92 Yr. Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 83.82% Debt 15.89% Other 0.3% Debt Sector Allocation
Sector Value Corporate 49.46% Cash Equivalent 30.52% Government 19.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -8% ₹278 Cr 28,500,000
↑ 28,500,000 Axis Bank Ltd.
Debentures | -3% ₹95 Cr 2,000 Bank of Baroda
Debentures | -3% ₹94 Cr 2,000
↑ 2,000 HDFC Bank Ltd.
Debentures | -3% ₹93 Cr 2,000
↑ 2,000 Corporate Debt Market Development Fund Class A2
- | -0% ₹10 Cr 8,992 6.88% Westbengal Sdl 2026
Sovereign Bonds | -0% ₹5 Cr 500,000 Bajaj Housing Finance Ltd.
Commercial Paper | -8% ₹281 Cr 6,000 Piramal Finance Limited
Commercial Paper | -7% ₹252 Cr 5,300 HDFC Bank Ltd
Certificate of Deposit | -7% ₹234 Cr 5,000
↑ 5,000 National Bank For Agriculture And Rural Development
Certificate of Deposit | -6% ₹216 Cr 4,600 3. Edelweiss Bond Fund - Direct
Edelweiss Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (16 Apr 26) ₹32.9986 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹3,027 on 28 Feb 26 Category Debt - Dynamic Bond AMC Edelweiss Asset Management Limited Rating Risk Moderate Expense Ratio 0.16 Sharpe Ratio 2.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.51% Effective Maturity 5 Months 8 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,379 31 Mar 23 ₹10,902 31 Mar 24 ₹11,709 31 Mar 25 ₹12,622 31 Mar 26 ₹13,466 Returns for Edelweiss Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 0.9% 3 Month 1.8% 6 Month 3.2% 1 Year 6.7% 3 Year 7.4% 5 Year 6.2% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.7% 2022 7.2% 2021 4.3% 2020 3.7% 2019 7.2% 2018 13.4% 2017 6.6% 2016 3.6% 2015 10.5% Fund Manager information for Edelweiss Bond Fund - Direct
Name Since Tenure Rahul Dedhia 22 Sep 25 0.52 Yr. Hetul Raval 1 Jul 24 1.75 Yr. Data below for Edelweiss Bond Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 87.14% Debt 12.59% Other 0.28% Debt Sector Allocation
Sector Value Corporate 48.15% Cash Equivalent 36.1% Government 15.47% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd.
Debentures | -5% ₹117 Cr 12,500,000
↑ 12,500,000 India (Republic of)
- | -4% ₹99 Cr 10,000,000
↑ 10,000,000 Bank of Baroda
Debentures | -4% ₹97 Cr 10,000,000 Tbill
Sovereign Bonds | -3% ₹74 Cr 7,500,000
↑ 5,000,000 Tbill
Sovereign Bonds | -3% ₹64 Cr 6,500,000
↓ -3,500,000 23/07/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹54 Cr 5,500,000 25/06/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹49 Cr 5,000,000
↑ 5,000,000 Indian Bank
Domestic Bonds | -2% ₹48 Cr 5,000,000
↑ 5,000,000 Sbi Cdmdf--A2
- | -0% ₹7 Cr 5,927 Net Receivables/(Payables)
CBLO | -12% -₹309 Cr 4. UTI Money Market Fund - Direct
UTI Money Market Fund - Direct
Growth Launch Date 1 Jan 13 NAV (16 Apr 26) ₹3,285.61 ↑ 1.07 (0.03 %) Net Assets (Cr) ₹20,320 on 28 Feb 26 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating Risk Low Expense Ratio 0.17 Sharpe Ratio 2.62 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.03% Effective Maturity 7 Months Modified Duration 7 Months Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,399 31 Mar 23 ₹11,001 31 Mar 24 ₹11,846 31 Mar 25 ₹12,778 31 Mar 26 ₹13,637
Purchase not allowed Returns for UTI Money Market Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 0.9% 3 Month 1.7% 6 Month 3.1% 1 Year 6.7% 3 Year 7.5% 5 Year 6.5% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.8% 2022 7.5% 2021 5% 2020 3.8% 2019 6.1% 2018 8.1% 2017 7.9% 2016 6.8% 2015 7.8% Fund Manager information for UTI Money Market Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 4.33 Yr. Amit Sharma 7 Jul 17 8.74 Yr. Data below for UTI Money Market Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 78.09% Debt 21.6% Other 0.31% Debt Sector Allocation
Sector Value Corporate 50.04% Cash Equivalent 35.68% Government 13.97% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -3% ₹494 Cr 5,000,000,000 National Bank for Financing Infrastructure & Development
Domestic Bonds | -3% ₹469 Cr 5,000,000,000 HDFC Bank Ltd.
Debentures | -3% ₹468 Cr 5,000,000,000 5.74% Gs 2026
Sovereign Bonds | -2% ₹280 Cr 2,800,000,000
↑ 2,800,000,000 Bank Of Maharashtra
Domestic Bonds | -1% ₹213 Cr 2,250,000,000 Kotak Mahindra Bank Ltd.
Debentures | -1% ₹211 Cr 2,250,000,000 HDFC Bank Ltd.
Debentures | -1% ₹193 Cr 2,000,000,000
↑ 2,000,000,000 Indian Bank
Domestic Bonds | -1% ₹192 Cr 2,000,000,000 AU Small Finance Bank Ltd.
Debentures | -1% ₹189 Cr 2,000,000,000 Indusind Bank Ltd.
Debentures | -1% ₹188 Cr 2,000,000,000 5. UTI Treasury Advantage Fund - Direct
UTI Treasury Advantage Fund - Direct
Growth Launch Date 1 Jan 13 NAV (16 Apr 26) ₹3,787.46 ↑ 1.28 (0.03 %) Net Assets (Cr) ₹2,990 on 28 Feb 26 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating Risk Moderately Low Expense Ratio 0.37 Sharpe Ratio 2.22 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.85% Effective Maturity 11 Months 8 Days Modified Duration 9 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,934 31 Mar 23 ₹11,516 31 Mar 24 ₹12,375 31 Mar 25 ₹13,345 31 Mar 26 ₹14,243 Returns for UTI Treasury Advantage Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 2.9% 1 Year 6.6% 3 Year 7.4% 5 Year 7.4% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.8% 2022 7.2% 2021 4.6% 2020 9.1% 2019 7.4% 2018 -4.1% 2017 7.5% 2016 7.2% 2015 9.1% Fund Manager information for UTI Treasury Advantage Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 4.33 Yr. Data below for UTI Treasury Advantage Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 25.08% Debt 74.49% Other 0.43% Debt Sector Allocation
Sector Value Corporate 69.89% Cash Equivalent 21.93% Government 7.76% Credit Quality
Rating Value AA 11.06% AAA 88.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity Embassy Office Parks Reit
Debentures | -5% ₹119 Cr 1,200 Rec Limited
Debentures | -4% ₹100 Cr 10,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹100 Cr 1,000 Jamnagar Utilities & Power Private Limited
Debentures | -4% ₹99 Cr 1,000 Embassy Office Parks Reit
Debentures | -4% ₹90 Cr 900 Poonawalla Fincorp Limited
Debentures | -3% ₹75 Cr 7,500 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹54 Cr 55 Tata Capital Housing Finance Limited
Debentures | -2% ₹50 Cr 5,000 Can Fin Homes Limited
Debentures | -2% ₹50 Cr 5,000 Aditya Birla Renewables Limited
Debentures | -2% ₹50 Cr 5,000 6. HDFC Floating Rate Income Fund - Short Term Plan - Direct
HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (16 Apr 26) ₹53.5464 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹16,766 on 28 Feb 26 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 1.79 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.06% Effective Maturity 4 Years 1 Month 13 Days Modified Duration 1 Year 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,471 31 Mar 23 ₹11,065 31 Mar 24 ₹11,976 31 Mar 25 ₹13,002 31 Mar 26 ₹13,905
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 0.6% 3 Month 1.6% 6 Month 2.8% 1 Year 6.5% 3 Year 8% 5 Year 6.9% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8.5% 2022 7.9% 2021 4.8% 2020 4.4% 2019 9.4% 2018 8.7% 2017 7.4% 2016 7% 2015 9.1% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Anil Bamboli 7 Mar 26 0.07 Yr. Dhruv Muchhal 22 Jun 23 2.78 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 4.95% Debt 94.77% Other 0.29% Debt Sector Allocation
Sector Value Corporate 56.76% Government 38% Cash Equivalent 4.95% Credit Quality
Rating Value AA 13.39% AAA 86.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity Goi Frb 2034
Sovereign Bonds | -11% ₹1,816 Cr 177,000,000 Goi Floating Rate Bond 2033
Sovereign Bonds | -7% ₹1,187 Cr 114,141,200 Goi Floating Rate Bond 2031
Sovereign Bonds | -7% ₹1,090 Cr 106,000,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹703 Cr 695 Jubilant Beverages Limited
Debentures | -3% ₹471 Cr 43,600 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹405 Cr 400 National Bank For Agriculture And Rural Development
Debentures | -2% ₹327 Cr 32,500 Aadhar Housing Finance Limited
Debentures | -2% ₹302 Cr 30,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹301 Cr 30,000 Ascendas It Park (Pune) Private Limited
Debentures | -2% ₹262 Cr 26,499 7. Edelweiss Liquid Fund - Direct
Edelweiss Liquid Fund - Direct
Growth Launch Date 1 Jan 13 NAV (16 Apr 26) ₹3,578.67 ↑ 0.79 (0.02 %) Net Assets (Cr) ₹10,631 on 28 Feb 26 Category Debt - Liquid Fund AMC Edelweiss Asset Management Limited Rating Risk Low Expense Ratio 0.08 Sharpe Ratio 3.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.04% Effective Maturity 1 Month 6 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,354 31 Mar 23 ₹10,949 31 Mar 24 ₹11,751 31 Mar 25 ₹12,629 31 Mar 26 ₹13,419 Returns for Edelweiss Liquid Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 0.8% 3 Month 1.8% 6 Month 3.2% 1 Year 6.4% 3 Year 7.1% 5 Year 6.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.5% 2022 7.1% 2021 4.9% 2020 3.5% 2019 4.4% 2018 6.8% 2017 7.5% 2016 6.7% 2015 6.9% Fund Manager information for Edelweiss Liquid Fund - Direct
Name Since Tenure Rahul Dedhia 11 Dec 17 8.31 Yr. Hetul Raval 22 Sep 25 0.52 Yr. Data below for Edelweiss Liquid Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.68% Other 0.32% Debt Sector Allocation
Sector Value Cash Equivalent 58.78% Corporate 29.77% Government 11.13% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivables/(Payables)
CBLO | -12% -₹1,061 Cr Axis Bank Ltd.
Debentures | -6% ₹565 Cr 57,500,000
↑ 57,500,000 Tbill
Sovereign Bonds | -5% ₹472 Cr 47,500,000 Indian Bank
Certificate of Deposit | -5% ₹444 Cr 45,000,000 India (Republic of)
- | -4% ₹346 Cr 35,000,000
↑ 35,000,000 Export-Import Bank Of India
Certificate of Deposit | -4% ₹345 Cr 35,000,000 Tbill
Sovereign Bonds | -4% ₹323 Cr 32,500,000 India (Republic of)
- | -3% ₹297 Cr 30,000,000
↑ 30,000,000 Canara Bank
Certificate of Deposit | -3% ₹296 Cr 30,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹295 Cr 30,000,000
↑ 30,000,000 8. Mahindra Liquid Fund - Direct
Mahindra Liquid Fund - Direct
Growth Launch Date 4 Jul 16 NAV (16 Apr 26) ₹1,803.46 ↑ 0.36 (0.02 %) Net Assets (Cr) ₹1,145 on 28 Feb 26 Category Debt - Liquid Fund AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Low Expense Ratio 0.15 Sharpe Ratio 3.45 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 6.49% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 15 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,351 31 Mar 23 ₹10,953 31 Mar 24 ₹11,758 31 Mar 25 ₹12,632 31 Mar 26 ₹13,422
Purchase not allowed Returns for Mahindra Liquid Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 0.8% 3 Month 1.8% 6 Month 3.2% 1 Year 6.4% 3 Year 7.1% 5 Year 6.1% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.5% 2022 7.2% 2021 5% 2020 3.4% 2019 4.4% 2018 6.9% 2017 7.5% 2016 6.8% 2015 Fund Manager information for Mahindra Liquid Fund - Direct
Name Since Tenure Rahul Pal 4 Jul 16 9.75 Yr. Amit Garg 8 Jun 20 5.81 Yr. Data below for Mahindra Liquid Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.68% Other 0.32% Debt Sector Allocation
Sector Value Cash Equivalent 90.43% Corporate 9.25% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.99% Govt Stock 2026
Sovereign Bonds | -5% ₹50 Cr 5,000,000 Godrej Industries Limited
Commercial Paper | -5% ₹50 Cr 5,000,000 Motilal Oswal Financial Services Limited
Commercial Paper | -5% ₹50 Cr 5,000,000 ICICI Home Finance Company Limited
Commercial Paper | -5% ₹49 Cr 5,000,000 Tata Housing Development Company Limited
Commercial Paper | -5% ₹49 Cr 5,000,000 Export Import Bank Of India
Commercial Paper | -5% ₹49 Cr 5,000,000
↑ 5,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -5% ₹49 Cr 5,000,000 Axis Bank Ltd.
Debentures | -5% ₹49 Cr 5,000,000
↑ 5,000,000 Small Industries Development Bank of India
Commercial Paper | -5% ₹49 Cr 5,000,000
↑ 5,000,000 HDFC Bank Limited
Certificate of Deposit | -5% ₹49 Cr 5,000,000
↑ 5,000,000 9. UTI Liquid Cash Plan - Direct
UTI Liquid Cash Plan - Direct
Growth Launch Date 1 Jan 13 NAV (16 Apr 26) ₹4,539.26 ↑ 0.93 (0.02 %) Net Assets (Cr) ₹27,263 on 28 Feb 26 Category Debt - Liquid Fund AMC UTI Asset Management Company Ltd Rating Risk Low Expense Ratio 0.17 Sharpe Ratio 3.45 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,500 Exit Load NIL Yield to Maturity 6.03% Effective Maturity 1 Month 2 Days Modified Duration 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,349 31 Mar 23 ₹10,946 31 Mar 24 ₹11,743 31 Mar 25 ₹12,613 31 Mar 26 ₹13,401 Returns for UTI Liquid Cash Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 0.8% 3 Month 1.8% 6 Month 3.2% 1 Year 6.4% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7.1% 2021 4.9% 2020 3.4% 2019 4.3% 2018 6.7% 2017 7.5% 2016 6.7% 2015 7.7% Fund Manager information for UTI Liquid Cash Plan - Direct
Name Since Tenure Amit Sharma 7 Jul 17 8.65 Yr. Data below for UTI Liquid Cash Plan - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 87.45% Corporate 8.63% Government 3.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -15% ₹4,332 Cr National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹983 Cr 10,000,000,000
↑ 10,000,000,000 Tbill
Sovereign Bonds | -3% ₹900 Cr 9,000,000,000 India (Republic of)
- | -3% ₹889 Cr 9,000,000,000
↑ 9,000,000,000 Small Industries Dev Bank Of India
Commercial Paper | -3% ₹749 Cr 7,500,000,000 HDFC Bank Ltd.
Debentures | -3% ₹738 Cr 7,500,000,000
↑ 7,500,000,000 HDFC Bank Ltd.
Debentures | -3% ₹737 Cr 7,500,000,000
↑ 7,500,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹660 Cr 6,600 Tbill
Sovereign Bonds | -2% ₹644 Cr 6,500,000,000 Larsen & Toubro Limited
Commercial Paper | -2% ₹599 Cr 6,000,000,000 10. Franklin India Treasury Management Account - Regular Plan - Direct
Franklin India Treasury Management Account - Regular Plan - Direct
Growth Launch Date 1 Jan 13 NAV (16 Apr 26) ₹4,160.78 ↑ 0.84 (0.02 %) Net Assets (Cr) ₹3,318 on 28 Feb 26 Category Debt - Liquid Fund AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Low Expense Ratio 0.12 Sharpe Ratio 3.7 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 6.3% Effective Maturity 1 Month 27 Days Modified Duration 1 Month 24 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,347 31 Mar 23 ₹10,938 31 Mar 24 ₹11,731 31 Mar 25 ₹12,603 31 Mar 26 ₹13,393
Purchase not allowed Returns for Franklin India Treasury Management Account - Regular Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 0.8% 3 Month 1.7% 6 Month 3.2% 1 Year 6.4% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 7.5% 2022 7% 2021 4.9% 2020 3.3% 2019 4.4% 2018 6.9% 2017 7.5% 2016 6.8% 2015 7.7% Fund Manager information for Franklin India Treasury Management Account - Regular Plan - Direct
Name Since Tenure Pallab Roy 25 Jun 08 17.78 Yr. Rohan Maru 10 Oct 24 1.47 Yr. Data below for Franklin India Treasury Management Account - Regular Plan - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 69.64% Corporate 28.42% Government 1.71% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Call, Cash & Other Assets
CBLO | -10% -₹341 Cr Tbill
Sovereign Bonds | -7% ₹247 Cr 25,000,000 Tbill
Sovereign Bonds | -6% ₹199 Cr 20,000,000 Canara Bank (27-May-2026) **
Certificate of Deposit | -6% ₹197 Cr 4,000
↑ 4,000 Export-Import Bank of India
Commercial Paper | -6% ₹196 Cr 4,000
↑ 4,000 State Bank Of India
Certificate of Deposit | -5% ₹150 Cr 3,000 Small Industries Development Bank Of India
Certificate of Deposit | -4% ₹148 Cr 3,000 HDFC Bank Limited
Certificate of Deposit | -4% ₹148 Cr 3,000 Axis Bank Ltd.
Certificate of Deposit | -4% ₹148 Cr 3,000 HDFC Bank Ltd.
Debentures | -4% ₹147 Cr 3,000
↑ 3,000
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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Research Highlights for Franklin India Income Builder Account - Plan A - Direct