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Table of Contents
- डायरेक्ट फंड आपके लिए क्यों हैं?
- डेट फंड निवेश को समझना
- सर्वश्रेष्ठ ऋण म्युचुअल फंड प्रत्यक्ष योजनाएं
Top 10 Funds
- Reliance Dynamic Bond Fund - Direct
- Reliance Gilt Securities Fund - Direct
- Reliance Gilt Securities Fund - Direct
- Franklin India Income Builder Account - Plan A - Direct
- UTI Gilt Advantage Fund- LTP - Direct
- Axis Corporate Debt Opportunities Fund - Direct
- UTI Short Term Income Fund - Direct
- Franklin India Banking And PSU Debt Fund - Direct
- HDFC Floating Rate Income Fund - Short Term Plan - Direct
- UTI Treasury Advantage Fund - Direct
डेट म्यूचुअल फंड में सर्वश्रेष्ठ डायरेक्ट प्लान
म्यूचुअल फंड दो प्लान पेश करता है- रेगुलर और डायरेक्ट। जबकि नियमित योजनाएँ कई वर्षों से विकल्प में हैं, पहली प्रत्यक्ष योजना वर्ष 2013 में पेश की गई थी। लेकिन, प्रत्यक्ष योजनाएँ अपनी अनूठी विशेषताओं और लाभों के कारण नए निवेशकों के बीच भारी लोकप्रियता प्राप्त कर रही हैं। हालांकि फिलहाल डायरेक्ट प्लान्स एक लिमिटेड प्लेटफॉर्म के जरिए ही उपलब्ध हैं, लेकिन इसकी डिमांड को देखते हुए कई चैनल डायरेक्ट प्लान पेश कर रहे हैं। निवेशक जो निवेश करना चाहते हैंडेट फंड डायरेक्ट प्लान चुनकर, यहां डायरेक्ट फंड क्या हैं, डेट फंड की एक संक्षिप्त समझ के साथ-साथ कुछ बेहतरीन डायरेक्ट पैन डेट फंड की एक झलक है।
डायरेक्ट फंड आपके लिए क्यों हैं?
नियमित फंडों के विपरीत, म्यूचुअल फंड कंपनी, आरटीए जैसे कार्वी/सीएएमएस, सीमित तृतीय पक्ष प्रतिभूति मध्यस्थ, और फंड हाउस के अधिकृत स्थानीय प्रतिनिधि। निवेशक जो स्वतंत्र रूप से निवेश कर सकते हैं और अपने निवेश को किसी सलाहकार या मध्यस्थ की मदद के बिना ट्रैक कर सकते हैं, वे फंड हाउस से सीधे योजनाओं में निवेश कर सकते हैं।
डायरेक्ट फंड्स में रेगुलर फंड्स की तरह कोई एक्सपेंस चार्ज नहीं होता है। के रूप में वहाँ नहीं हैंवितरक शुल्क/लेनदेन चार्जर, आदि, प्रत्यक्ष योजनाओं का व्यय अनुपात कम है। इसका असर रिटर्न पर भी पड़ता है। चूंकि डायरेक्ट म्यूचुअल फंड का एक्सपेंस रेशियो कम होता है, इसलिए यह रेगुलर प्लान्स की तुलना में थोड़ा ज्यादा रिटर्न दे सकता है- करीब 0.5 फीसदी से 1.5 फीसदी ज्यादा। यह एक कारण है कि निवेशक डायरेक्ट फंड का विकल्प चुन रहे हैं।
आदर्श रूप से, एकइन्वेस्टर जिसे म्यूचुअल फंड निवेश का अनुभव हो और जिसके बारे में उचित जानकारी होमंडी प्रत्यक्ष योजनाओं के लिए आंदोलनों को प्राथमिकता देनी चाहिए। नए निवेशक जो निश्चित नहीं हैंजोखिम उठाने का माद्दा और बाजार को आदर्श रूप से प्राथमिकता देनी चाहिएम्यूचुअल फंड्स नियमित योजनाओं के साथ।
डेट फंड निवेश को समझना
डेट फंड एक प्रकार के म्यूचुअल फंड हैं जो मुख्य रूप से फिक्स्ड में निवेश करते हैंआय प्रतिभूतियां जैसेबांड, सरकारी प्रतिभूतियां, ट्रेजरी बिल इत्यादि। यदि हम डेट फंडों के वर्गीकरण को देखते हैं, तो उन्हें परिपक्वता के अनुसार वर्गीकृत किया जाता है- लघु, मध्य और लंबी अवधि की अवधि। यह एक देता हैश्रेणी उन निवेशकों के लिए विकल्प जो डेट फंड में निवेश करना चाहते हैं।
डेट फंड उन लोगों के लिए एक अच्छा विकल्प है जो निवेश में ज्यादा जोखिम नहीं लेना चाहते या जो बचना चाहते हैंनिवेश अत्यधिक अस्थिर . मेंइक्विटी फंड. ये फंड एक नियमित और स्थिर आय प्रदान करते हैं, हालांकि, इक्विटी फंड की तुलना में रिटर्न कम होता है।
परिपक्वता के अनुसार डेट फंड के प्रकार
- शॉर्ट टर्म डेट फंड- रातोंरात फंड,लिक्विड फंड, अल्ट्राशॉर्ट टर्म फंड्स, कम अवधि के फंड
- मध्यम अवधि के ऋण कोष- लघु अवधि के फंड, मध्यम अवधि के फंड, मध्यम से लंबी अवधि के फंड
- लॉन्ग टर्म डेट फंड्स- लंबी अवधि के फंड
- बॉन्ड ओरिएंटेड फंड्स-डायनेमिक बॉन्ड फंड, कॉर्पोरेट बांड फंड
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सर्वश्रेष्ठ ऋण म्युचुअल फंड प्रत्यक्ष योजनाएं
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Reliance Dynamic Bond Fund - Direct Growth ₹40.2468
↑ 0.06 ₹4,445 4.4 6.5 11.8 9 6.6 9.4 Reliance Gilt Securities Fund - Direct Growth ₹43.5236
↓ -0.03 ₹2,115 4.7 6.5 11.7 9.2 6.7 9.8 Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹43.6412
↓ -0.03 ₹2,115 4.7 6.5 11.7 9.2 6.7 9.8 Franklin India Income Builder Account - Plan A - Direct Growth ₹107.562
↑ 0.09 ₹771 4.8 6.4 11.2 8.2 7.3 8.2 UTI Gilt Advantage Fund- LTP - Direct Growth ₹65.8714
↓ -0.08 ₹742 4.5 6.5 11.1 8.5 6.1 9.2 Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.0486
↑ 0.02 ₹6,773 3.9 5.9 10.7 8.4 7.6 8.7 UTI Short Term Income Fund - Direct Growth ₹33.6539
↑ 0.03 ₹2,791 3.3 5.2 9.6 8.1 8 8.4 Franklin India Banking And PSU Debt Fund - Direct Growth ₹23.3952
↑ 0.03 ₹545 3.4 5.1 9.6 7.8 6.5 8.1 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹50.7243
↑ 0.05 ₹15,015 3 4.7 9.5 8.2 7.2 8.5 UTI Treasury Advantage Fund - Direct Growth ₹3,581.26
↑ 2.61 ₹3,271 2.6 4.3 8.4 7.4 7.3 7.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 May 25
The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments. Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Dynamic Bond Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Income Builder Account - Plan A - Direct Returns up to 1 year are on To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Advantage Fund- LTP - Direct Returns up to 1 year are on The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized. Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a Below is the key information for Axis Corporate Debt Opportunities Fund - Direct Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund - Direct Returns up to 1 year are on The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved. Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Banking And PSU Debt Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. UTI Treasury Advantage Fund - Direct is a Debt - Low Duration fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Treasury Advantage Fund - Direct Returns up to 1 year are on 1. Reliance Dynamic Bond Fund - Direct
CAGR/Annualized return of 8.1% since its launch. Return for 2024 was 9.4% , 2023 was 7.1% and 2022 was 2.8% . Reliance Dynamic Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (19 May 25) ₹40.2468 ↑ 0.06 (0.15 %) Net Assets (Cr) ₹4,445 on 30 Apr 25 Category Debt - Dynamic Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.31 Sharpe Ratio 2.77 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 6.6% Effective Maturity 5 Years 1 Month 2 Days Modified Duration 4 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,605 30 Apr 22 ₹10,946 30 Apr 23 ₹11,582 30 Apr 24 ₹12,356 30 Apr 25 ₹13,772 Returns for Reliance Dynamic Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 1.4% 3 Month 4.4% 6 Month 6.5% 1 Year 11.8% 3 Year 9% 5 Year 6.6% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.4% 2023 7.1% 2022 2.8% 2021 3.2% 2020 11.9% 2019 9.2% 2018 5.5% 2017 3.8% 2016 14.7% 2015 6.4% Fund Manager information for Reliance Dynamic Bond Fund - Direct
Name Since Tenure Vivek Sharma 25 Jun 20 4.85 Yr. Pranay Sinha 31 Mar 21 4.09 Yr. Kinjal Desai 25 May 18 6.94 Yr. Data below for Reliance Dynamic Bond Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 2.82% Debt 96.89% Other 0.29% Debt Sector Allocation
Sector Value Government 96.89% Cash Equivalent 2.82% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.83 MH Sdl 2030
Sovereign Bonds | -7% ₹310 Cr 29,400,000 07.78 MH Sgs 2030
Sovereign Bonds | -6% ₹254 Cr 24,100,200 07.04 Tn SDL 2030
Sovereign Bonds | -5% ₹235 Cr 23,078,300 7.17% Govt Stock 2030
Sovereign Bonds | -4% ₹172 Cr 16,500,000 07.70 MH Sgs 2030
Sovereign Bonds | -3% ₹142 Cr 13,500,000 07.76 MH Sgs 2030
Sovereign Bonds | -3% ₹132 Cr 12,500,000 07.02 Tn SDL 2030
Sovereign Bonds | -3% ₹127 Cr 12,500,000 07.86 MH Sdl 2030
Sovereign Bonds | -3% ₹116 Cr 11,000,000 06.65 GJ Sdl 2030
Sovereign Bonds | -3% ₹113 Cr 11,200,000 07.60 MH Sdl 2030
Sovereign Bonds | -2% ₹110 Cr 10,500,000 2. Reliance Gilt Securities Fund - Direct
CAGR/Annualized return of 9.4% since its launch. Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% . Reliance Gilt Securities Fund - Direct
Growth Launch Date 1 Jan 13 NAV (19 May 25) ₹43.5236 ↓ -0.03 (-0.06 %) Net Assets (Cr) ₹2,115 on 30 Apr 25 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.64 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.76% Effective Maturity 21 Years 4 Months 10 Days Modified Duration 9 Years 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,581 30 Apr 22 ₹10,853 30 Apr 23 ₹11,585 30 Apr 24 ₹12,384 30 Apr 25 ₹13,932 Returns for Reliance Gilt Securities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 1.2% 3 Month 4.7% 6 Month 6.5% 1 Year 11.7% 3 Year 9.2% 5 Year 6.7% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.8% 2023 7.6% 2022 3% 2021 2.8% 2020 12.3% 2019 13.4% 2018 9.1% 2017 4.6% 2016 18.3% 2015 7.5% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 4.09 Yr. Kinjal Desai 31 Oct 21 3.5 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 2.25% Debt 97.75% Debt Sector Allocation
Sector Value Government 97.75% Cash Equivalent 2.25% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -16% ₹343 Cr 32,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -16% ₹331 Cr 31,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -12% ₹260 Cr 25,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹197 Cr 18,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹148 Cr 14,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹122 Cr 11,465,200 7.02% Govt Stock 2031
Sovereign Bonds | -4% ₹83 Cr 8,000,000
↑ 6,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹77 Cr 7,500,000
↑ 2,500,000 6.8% Govt Stock 2060
Sovereign Bonds | -3% ₹60 Cr 6,000,000 7.04% Govt Stock 2029
Sovereign Bonds | -3% ₹57 Cr 5,500,000
↑ 2,500,000 3. Reliance Gilt Securities Fund - Direct
CAGR/Annualized return of 9.6% since its launch. Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% . Reliance Gilt Securities Fund - Direct
Normal Growth, Growth Launch Date 23 Jul 13 NAV (19 May 25) ₹43.6412 ↓ -0.03 (-0.06 %) Net Assets (Cr) ₹2,115 on 30 Apr 25 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.64 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.76% Effective Maturity 21 Years 4 Months 10 Days Modified Duration 9 Years 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,581 30 Apr 22 ₹10,853 30 Apr 23 ₹11,585 30 Apr 24 ₹12,384 30 Apr 25 ₹13,932 Returns for Reliance Gilt Securities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 1.2% 3 Month 4.7% 6 Month 6.5% 1 Year 11.7% 3 Year 9.2% 5 Year 6.7% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.8% 2023 7.6% 2022 3% 2021 2.8% 2020 12.3% 2019 13.4% 2018 9.1% 2017 4.6% 2016 19% 2015 7.5% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 4.09 Yr. Kinjal Desai 31 Oct 21 3.5 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 2.25% Debt 97.75% Debt Sector Allocation
Sector Value Government 97.75% Cash Equivalent 2.25% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -16% ₹343 Cr 32,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -16% ₹331 Cr 31,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -12% ₹260 Cr 25,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹197 Cr 18,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹148 Cr 14,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹122 Cr 11,465,200 7.02% Govt Stock 2031
Sovereign Bonds | -4% ₹83 Cr 8,000,000
↑ 6,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹77 Cr 7,500,000
↑ 2,500,000 6.8% Govt Stock 2060
Sovereign Bonds | -3% ₹60 Cr 6,000,000 7.04% Govt Stock 2029
Sovereign Bonds | -3% ₹57 Cr 5,500,000
↑ 2,500,000 4. Franklin India Income Builder Account - Plan A - Direct
CAGR/Annualized return of 8.6% since its launch. Return for 2024 was 8.2% , 2023 was 7.1% and 2022 was 3.7% . Franklin India Income Builder Account - Plan A - Direct
Growth Launch Date 1 Jan 13 NAV (19 May 25) ₹107.562 ↑ 0.09 (0.09 %) Net Assets (Cr) ₹771 on 30 Apr 25 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 1.8 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.16% Effective Maturity 7 Years 6 Months 25 Days Modified Duration 3 Years 9 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,989 30 Apr 22 ₹11,424 30 Apr 23 ₹12,033 30 Apr 24 ₹12,863 30 Apr 25 ₹14,247 Returns for Franklin India Income Builder Account - Plan A - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 2.4% 3 Month 4.8% 6 Month 6.4% 1 Year 11.2% 3 Year 8.2% 5 Year 7.3% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 7.1% 2022 3.7% 2021 4.3% 2020 9.7% 2019 9.8% 2018 8.1% 2017 8.3% 2016 9.7% 2015 9.3% Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 1.57 Yr. Anuj Tagra 7 Mar 24 1.15 Yr. Chandni Gupta 7 Mar 24 1.15 Yr. Data below for Franklin India Income Builder Account - Plan A - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 0.4% Debt 99.32% Other 0.28% Debt Sector Allocation
Sector Value Corporate 74.51% Government 24.81% Cash Equivalent 0.4% Credit Quality
Rating Value AA 18.92% AAA 81.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of) 6.9%
Sovereign Bonds | -8% ₹60 Cr 6,000,000
↑ 6,000,000 Sikka Ports & Terminals Limited
Debentures | -7% ₹53 Cr 500 Mankind Pharma Ltd
Debentures | -7% ₹53 Cr 5,000 Pipeline Infrastructure Private Limited
Debentures | -7% ₹52 Cr 5,000 Summit Digitel Infrastructure Ltd
Debentures | -7% ₹51 Cr 5,000 Small Industries Development Bank Of India
Debentures | -7% ₹51 Cr 5,000
↑ 5,000 ICICI Home Finance Company Limited
Debentures | -7% ₹51 Cr 5,000 Rural Electrification Corporation Limited
Debentures | -7% ₹51 Cr 9,000 7.53% Govt Stock 2034
Sovereign Bonds | -4% ₹32 Cr 3,000,000
↓ -2,500,000 Bajaj Finance Ltd. 8.1167%
Debentures | -4% ₹28 Cr 2,500 5. UTI Gilt Advantage Fund- LTP - Direct
CAGR/Annualized return of 8.6% since its launch. Return for 2024 was 9.2% , 2023 was 7% and 2022 was 3.2% . UTI Gilt Advantage Fund- LTP - Direct
Growth Launch Date 1 Jan 13 NAV (19 May 25) ₹65.8714 ↓ -0.08 (-0.13 %) Net Assets (Cr) ₹742 on 30 Apr 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.66 Sharpe Ratio 1.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.64% Effective Maturity 19 Years 11 Months 26 Days Modified Duration 9 Years 2 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,474 30 Apr 22 ₹10,713 30 Apr 23 ₹11,395 30 Apr 24 ₹12,144 30 Apr 25 ₹13,576 Returns for UTI Gilt Advantage Fund- LTP - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 1.1% 3 Month 4.5% 6 Month 6.5% 1 Year 11.1% 3 Year 8.5% 5 Year 6.1% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.2% 2023 7% 2022 3.2% 2021 2.6% 2020 10.6% 2019 12.1% 2018 6.6% 2017 4.5% 2016 15.8% 2015 6.4% Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct
Name Since Tenure Pankaj Pathak 8 Apr 25 0.06 Yr. Data below for UTI Gilt Advantage Fund- LTP - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 4.33% Debt 95.67% Debt Sector Allocation
Sector Value Government 95.67% Cash Equivalent 4.33% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -46% ₹340 Cr 3,300,000,000
↑ 250,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -17% ₹123 Cr 1,150,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -14% ₹104 Cr 1,000,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -6% ₹48 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -4% ₹33 Cr 300,000,000 Chhattisgarh (Government of) 7.32%
- | -4% ₹31 Cr 300,000,000 Assam (Government of) 7.34%
- | -4% ₹31 Cr 300,000,000 Net Current Assets
Net Current Assets | -4% ₹29 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹3 Cr 00 7.1% Govt Stock 2034
Sovereign Bonds | -₹0 Cr 00
↓ -250,000,000 6. Axis Corporate Debt Opportunities Fund - Direct
CAGR/Annualized return of 7.8% since its launch. Return for 2024 was 8.7% , 2023 was 7.5% and 2022 was 4.4% . Axis Corporate Debt Opportunities Fund - Direct
Growth Launch Date 13 Jul 17 NAV (19 May 25) ₹18.0486 ↑ 0.02 (0.09 %) Net Assets (Cr) ₹6,773 on 30 Apr 25 Category Debt - Corporate Bond AMC Axis Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.27 Sharpe Ratio 2.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.91% Effective Maturity 5 Years 7 Days Modified Duration 3 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹11,111 30 Apr 22 ₹11,577 30 Apr 23 ₹12,293 30 Apr 24 ₹13,179 30 Apr 25 ₹14,559 Returns for Axis Corporate Debt Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 1.1% 3 Month 3.9% 6 Month 5.9% 1 Year 10.7% 3 Year 8.4% 5 Year 7.6% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.5% 2022 4.4% 2021 4.4% 2020 12.4% 2019 6.9% 2018 8.8% 2017 2016 2015 Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
Name Since Tenure Devang Shah 13 Jul 17 7.8 Yr. Hardik Shah 31 Jan 22 3.25 Yr. Data below for Axis Corporate Debt Opportunities Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.24% Debt 96.51% Other 0.25% Debt Sector Allocation
Sector Value Corporate 62.75% Government 33.76% Cash Equivalent 3.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -10% ₹687 Cr 65,516,700
↓ -3,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹321 Cr 30,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹170 Cr 16,500,000
↑ 16,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹153 Cr 15,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹127 Cr 12,500 Rec Limited
Debentures | -2% ₹127 Cr 12,500 Kohima Mariani Transmission Limited
Debentures | -2% ₹117 Cr 11,800 7.58% LIC Housing Finance Limited (23/03/2035)
Debentures | -2% ₹113 Cr 11,000
↓ -4,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹113 Cr 11,000 Reliance Jio Infratel Private Limited
Debentures | -2% ₹102 Cr 10,000 7. UTI Short Term Income Fund - Direct
CAGR/Annualized return of 7.6% since its launch. Return for 2024 was 8.4% , 2023 was 7.6% and 2022 was 4.4% . UTI Short Term Income Fund - Direct
Growth Launch Date 1 Jan 13 NAV (19 May 25) ₹33.6539 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹2,791 on 30 Apr 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.33 Sharpe Ratio 2.33 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.97% Effective Maturity 3 Years 7 Months 6 Days Modified Duration 2 Years 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,897 30 Apr 22 ₹11,894 30 Apr 23 ₹12,603 30 Apr 24 ₹13,571 30 Apr 25 ₹14,847 Returns for UTI Short Term Income Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 1% 3 Month 3.3% 6 Month 5.2% 1 Year 9.6% 3 Year 8.1% 5 Year 8% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 7.6% 2022 4.4% 2021 9% 2020 11% 2019 -3.5% 2018 6.6% 2017 6.6% 2016 10.6% 2015 8.9% Fund Manager information for UTI Short Term Income Fund - Direct
Name Since Tenure Anurag Mittal 8 Apr 25 0.06 Yr. Sudhir Agarwal 25 Oct 12 12.52 Yr. Data below for UTI Short Term Income Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 9.1% Debt 90.65% Other 0.26% Debt Sector Allocation
Sector Value Corporate 68.44% Government 25.59% Cash Equivalent 5.71% Credit Quality
Rating Value AA 11.48% AAA 88.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹263 Cr 2,550,000,000
↓ -550,000,000 LIC Housing Finance Limited
Debentures | -6% ₹180 Cr 1,750 National Housing Bank
Debentures | -6% ₹178 Cr 17,500 Small Industries Development Bank Of India
Debentures | -6% ₹178 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹178 Cr 17,500 Power Finance Corporation Ltd.
Debentures | -6% ₹177 Cr 17,500 Export-Import Bank of India
Domestic Bonds | -4% ₹101 Cr 10,000 Kotak Mahindra Prime Limited
Debentures | -3% ₹86 Cr 850 Bajaj Finance Limited
Debentures | -3% ₹76 Cr 7,500 Bajaj Finance Limited
Debentures | -3% ₹76 Cr 7,500 8. Franklin India Banking And PSU Debt Fund - Direct
CAGR/Annualized return of 8% since its launch. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% . Franklin India Banking And PSU Debt Fund - Direct
Growth Launch Date 25 Apr 14 NAV (19 May 25) ₹23.3952 ↑ 0.03 (0.12 %) Net Assets (Cr) ₹545 on 30 Apr 25 Category Debt - Banking & PSU Debt AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.19 Sharpe Ratio 2.25 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 6.95% Effective Maturity 7 Years 4 Months 28 Days Modified Duration 3 Years 9 Months 4 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,731 30 Apr 22 ₹11,131 30 Apr 23 ₹11,740 30 Apr 24 ₹12,564 30 Apr 25 ₹13,706
Purchase not allowed Returns for Franklin India Banking And PSU Debt Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 1.2% 3 Month 3.4% 6 Month 5.1% 1 Year 9.6% 3 Year 7.8% 5 Year 6.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3.6% 2021 4% 2020 9.5% 2019 11.6% 2018 7.3% 2017 6.8% 2016 10.2% 2015 7.9% Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct
Name Since Tenure Anuj Tagra 7 Mar 24 1.15 Yr. Chandni Gupta 7 Mar 24 1.15 Yr. Sandeep Manam 18 Oct 21 3.54 Yr. Data below for Franklin India Banking And PSU Debt Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 1.87% Debt 97.78% Other 0.36% Debt Sector Allocation
Sector Value Corporate 68.34% Government 29.44% Cash Equivalent 1.87% Credit Quality
Rating Value AA 9.76% AAA 90.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity India Infrastructure Finance Company Limited
Debentures | -9% ₹51 Cr 5,000 India (Republic of) 6.9%
Sovereign Bonds | -8% ₹45 Cr 4,500,000
↑ 4,500,000 Small Industries Development Bank Of India
Debentures | -8% ₹41 Cr 4,000
↑ 4,000 ICICI Bank Limited
Debentures | -7% ₹36 Cr 350 Rural Electrification Corporation Limited
Debentures | -6% ₹34 Cr 6,000 Ongc Petro Additions Ltd.
Debentures | -6% ₹31 Cr 3,000 Power Finance Corporation Ltd.
Debentures | -5% ₹27 Cr 2,500 State Bank Of India
Debentures | -5% ₹26 Cr 250 Bajaj Finance Limited
Debentures | -5% ₹26 Cr 2,500 7.48% National Bank For Agriculture And Rural Development
Debentures | -5% ₹25 Cr 2,500 9. HDFC Floating Rate Income Fund - Short Term Plan - Direct
CAGR/Annualized return of 8% since its launch. Return for 2024 was 8.5% , 2023 was 7.9% and 2022 was 4.8% . HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (19 May 25) ₹50.7243 ↑ 0.05 (0.09 %) Net Assets (Cr) ₹15,015 on 30 Apr 25 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 2.8 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.25% Effective Maturity 4 Years 6 Months 18 Days Modified Duration 1 Year 7 Months 6 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,863 30 Apr 22 ₹11,353 30 Apr 23 ₹12,047 30 Apr 24 ₹13,038 30 Apr 25 ₹14,223
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 0.9% 3 Month 3% 6 Month 4.7% 1 Year 9.5% 3 Year 8.2% 5 Year 7.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 7.9% 2022 4.8% 2021 4.4% 2020 9.4% 2019 8.7% 2018 7.4% 2017 7% 2016 9.1% 2015 8.9% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Shobhit Mehrotra 23 Oct 07 17.53 Yr. Dhruv Muchhal 22 Jun 23 1.86 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 29% Debt 70.73% Other 0.28% Debt Sector Allocation
Sector Value Government 43.02% Cash Equivalent 28.34% Corporate 27.85% Securitized 0.51% Credit Quality
Rating Value AA 12.23% AAA 87.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.53% Govt Stock 2034
Sovereign Bonds | -15% ₹2,146 Cr 214,500,000
↓ -24,000,000 7.81% Govt Stock 2033
Sovereign Bonds | -9% ₹1,256 Cr 123,141,200
↑ 1,500,000 7.3% Govt Stock 2028
Sovereign Bonds | -5% ₹775 Cr 77,500,000
↑ 55,000,000 HDFC Bank Limited
Debentures | -4% ₹648 Cr 6,500
↑ 6,500 Power Finance Corporation Limited
Debentures | -4% ₹549 Cr 5,500
↑ 5,500 Muthoot Finance Limited
Debentures | -2% ₹350 Cr 3,500
↑ 3,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹349 Cr 35,000
↑ 10,000 Small Industries Development Bank Of India
Debentures | -2% ₹303 Cr 30,500 Tmf Holdings Limited
Debentures | -2% ₹301 Cr 3,000
↑ 3,000 Power Finance Corporation Ltd.
Debentures | -2% ₹301 Cr 30,000
↑ 2,500 10. UTI Treasury Advantage Fund - Direct
CAGR/Annualized return of 7% since its launch. Return for 2024 was 7.8% , 2023 was 7.2% and 2022 was 4.6% . UTI Treasury Advantage Fund - Direct
Growth Launch Date 1 Jan 13 NAV (19 May 25) ₹3,581.26 ↑ 2.61 (0.07 %) Net Assets (Cr) ₹3,271 on 30 Apr 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating Risk Moderately Low Expense Ratio 0.34 Sharpe Ratio 2.44 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.93% Effective Maturity 11 Months 16 Days Modified Duration 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,634 30 Apr 22 ₹11,605 30 Apr 23 ₹12,280 30 Apr 24 ₹13,176 30 Apr 25 ₹14,265 Returns for UTI Treasury Advantage Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 0.8% 3 Month 2.6% 6 Month 4.3% 1 Year 8.4% 3 Year 7.4% 5 Year 7.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.2% 2022 4.6% 2021 9.1% 2020 7.4% 2019 -4.1% 2018 7.5% 2017 7.2% 2016 9.1% 2015 8.9% Fund Manager information for UTI Treasury Advantage Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 3.42 Yr. Data below for UTI Treasury Advantage Fund - Direct as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 34.95% Debt 64.77% Other 0.28% Debt Sector Allocation
Sector Value Corporate 56.43% Government 22.97% Cash Equivalent 20.33% Credit Quality
Rating Value AA 13.95% AAA 86.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 Days Tbill
Sovereign Bonds | -9% ₹295 Cr 3,000,000,000 Power Finance Corporation Limited
Debentures | -5% ₹149 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -4% ₹126 Cr 1,250 National Bank For Agriculture And Rural Development
Debentures | -3% ₹102 Cr 10,000 Rural Electrification Corporation Limited
Debentures | -3% ₹101 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000
↑ 5,000 Nirma Limited
Debentures | -2% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -2% ₹55 Cr 550,000 Rec Limited
Debentures | -2% ₹51 Cr 5,000 Aditya Birla Renewables Limited
Debentures | -2% ₹51 Cr 5,000
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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