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पैसिव फंड क्या हैं?

Updated on January 17, 2026 , 69539 views

पैसिव फंड एक प्रकार के फंड होते हैं जो लगातार ट्रैक करते हैं aमंडी एक फंड को अधिकतम लाभ प्राप्त करने की अनुमति देने के लिए सूचकांक। यह एक ऐसे पोर्टफोलियो में निवेश करता है जो a . की नकल करता हैबाजार सूचकांक जैसे निफ्टी, सेंसेक्स, आदि। पोर्टफोलियो में उनके अनुपात के साथ सभी प्रतिभूतियां उसी इंडेक्स के समान होंगी जो फंड ट्रैक कर रहा है।

Passive Funds

पैसिव फंड में, फंड मैनेजर सक्रिय रूप से यह नहीं चुनता कि कौन से स्टॉक फंड बनाएंगे। यह एक कारण है कि सक्रिय फंडों की तुलना में निष्क्रिय फंडों में निवेश करना आसान होता है। निवेशक पैसिव फंड तब खरीदते हैं जब वे चाहते हैं कि उनका रिटर्न बाजार के अनुरूप हो। ये फंड कम लागत वाले फंड हैं क्योंकि स्टॉक चुनने और शोध करने में कोई लागत शामिल नहीं है।

निष्क्रिय निधि के प्रकार

पैसिव फंड दो प्रकार के होते हैं, जैसे -

1. इंडेक्स फंड्स

इंडेक्स फंड्स एक ओपन-एंडेड योजना है जहां निवेशक की इकाइयों को खरीदते और भुनाते हैंम्यूचुअल फंड्स शुद्ध संपत्ति मूल्यों पर। दूसरे शब्दों में, इंडेक्स फंड का प्रदर्शन किसी विशेष इंडेक्स के प्रदर्शन पर निर्भर करता है। इंडेक्स फंड में उसी अनुपात में शेयर होते हैं जैसे वे किसी विशेष इंडेक्स में होते हैं।

2. एक्सचेंज ट्रेडेड फंड (ईटीएफ)

एक्सचेंज-ट्रेडेड फंड की इकाइयाँ स्टॉक एक्सचेंज में बेतरतीब ढंग से सूचीबद्ध होती हैं। निवेशक के माध्यम से रीयल-टाइम कीमतों पर इकाइयाँ खरीदते और बेचते हैंडीमैट खाता.

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पैसिव फंड और एक्टिव फंड के बीच अंतर

उनके कार्य करने और प्रभावित करने के तरीके में विशिष्ट अंतर हैंइन्वेस्टर.

सारणी निष्क्रिय फंड और सक्रिय फंड के बीच अंतर करती है:

निष्क्रिय निधि सक्रिय निधि
फंड मैनेजर फंड के चयन में सक्रिय रूप से भाग नहीं लेता है फंड मैनेजर बहुत सारे शोध के लिए प्रतिबद्ध हैं और बाजार के प्रदर्शन के आधार पर विभिन्न प्रतिभूतियों में फंड का चयन करने के लिए तदनुसार कदम उठाते हैं
कम लागत लागत अधिक
कम व्यय अनुपात के कारण लोकप्रियता महंगा प्रबंधन इसे कम लोकप्रिय बनाता है

कैसे पैसिव फंड ट्रस्ट हासिल कर रहा है?

2019 में, भारतीय निवेशकों ने पाया कि पैसिव म्यूचुअल फंड भरोसेमंद थे। निष्क्रिय निधियों द्वारा प्रबंधित कुल संपत्ति, जिसमें सोना औरईटीएफ अन्य इंडेक्स फंडों के साथ बहुत बड़ा था। यह पाया गया कि यह पर खड़ा थारु. 177,181 करोड़ 30 नवंबर 2019 को।

एसोसिएशन ऑफ म्युचुअल फंड्स इन इंडिया (एम्फी) ने कहा कि इंडेक्स फंड्स ने का एयूएम इकट्ठा किया हैरु. 7717 करोड़ नवंबर 2019 को। निष्क्रिय लार्ज-कैप ईटीएफ सक्रिय रूप से प्रबंधित की तुलना में 11.53% का रिटर्न प्रदान करते हैंलार्ज कैप फंड जो 10.19% की पेशकश की।

गोल्ड ईटीएफ यहां पर खड़ारु. 5,540.40 करोड़ नवंबर 2019 तक। यह रुपये की तुलना में आता है। दिसंबर 2018 में 4,571 करोड़। अन्य ईटीएफ का एयूएम रु। 1,63,923.66 करोड़ रुपये की तुलना में। 2018 के अंत में 1,07,363 करोड़।

2019 के एक बड़े हिस्से में देखा गया कि लार्ज-कैप योजनाएं रिटर्न चार्ट में सबसे ऊपर थीं। 2020 में भी, शीर्ष 15 लार्ज-कैप योजनाओं में से नौ निष्क्रिय फंड हैं।

पैसिव फंड्स के बीच कोरोनावायरस महामारी

दुनिया भर में मौजूदा स्थिति के साथ, वित्तीय बाजार गहरी चिंता के मुद्दों का सामना कर रहे हैं। जबकि निवेशक अतीत में जोखिम लेने के लिए तैयार थे, आज की स्थितियों ने अधिकांश निवेशकों को एक की तलाश करने के लिए प्रेरित किया हैसुरक्षित ठिकाना. इसका मतलब है कि वे ऐसे निवेश की तलाश में हैं जो उच्च रिटर्न या कम से कम स्थिर रिटर्न दे।

कई निवेशक अब निष्क्रिय मोड जैसे एक्सचेंज ट्रेडेड फंड या इंडेक्स फंड के माध्यम से निवेश करना चाह रहे हैं। AMFI के अनुसार, इंडेक्स फंड्स में इनफ्लो को अब तक के उच्चतम स्तर का सामना करना पड़ारु. 2076.5 करोड़ मार्च 2020 में।

बेस्ट पैसिव फंड्स 2022 - 2023

निष्क्रिय म्युचुअल फंड की बढ़ती लोकप्रियता के साथ, उच्च रिटर्न प्राप्त करने की संभावना अधिक है। यहां सबसे अच्छे पैसिव म्यूचुअल फंड हैं जिन्हें आप निवेश करना चुन सकते हैं:

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Index Fund - Sensex Plan Growth ₹42.3931
↓ -0.17
₹992-0.81.99.411.711.69.8
LIC MF Index Fund Sensex Growth ₹155.446
↓ -0.62
₹94-11.68.711.111.19.1
Franklin India Index Fund Nifty Plan Growth ₹206.639
↓ -0.89
₹7870.52.211.113.412.811.3
IDBI Nifty Index Fund Growth ₹36.2111
↓ -0.02
₹2089.111.916.220.311.7
Nippon India Index Fund - Nifty Plan Growth ₹43.4638
↓ -0.19
₹3,061-0.42.711.112.912.411.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jan 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryNippon India Index Fund - Sensex PlanLIC MF Index Fund SensexFranklin India Index Fund Nifty PlanIDBI Nifty Index FundNippon India Index Fund - Nifty Plan
Point 1Upper mid AUM (₹992 Cr).Bottom quartile AUM (₹94 Cr).Lower mid AUM (₹787 Cr).Bottom quartile AUM (₹208 Cr).Highest AUM (₹3,061 Cr).
Point 2Established history (15+ yrs).Established history (23+ yrs).Oldest track record among peers (25 yrs).Established history (15+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 1★ (upper mid).Rating: 1★ (lower mid).Rating: 1★ (bottom quartile).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 11.64% (bottom quartile).5Y return: 11.11% (bottom quartile).5Y return: 12.75% (top quartile).5Y return: 11.74% (lower mid).5Y return: 12.45% (upper mid).
Point 63Y return: 11.73% (bottom quartile).3Y return: 11.14% (bottom quartile).3Y return: 13.41% (upper mid).3Y return: 20.28% (top quartile).3Y return: 12.88% (lower mid).
Point 71Y return: 9.39% (bottom quartile).1Y return: 8.67% (bottom quartile).1Y return: 11.07% (lower mid).1Y return: 16.16% (top quartile).1Y return: 11.07% (upper mid).
Point 81M return: -2.00% (bottom quartile).1M return: -2.05% (bottom quartile).1M return: -0.62% (upper mid).1M return: 3.68% (top quartile).1M return: -1.44% (lower mid).
Point 9Alpha: -0.51 (upper mid).Alpha: -1.15 (bottom quartile).Alpha: -0.53 (lower mid).Alpha: -1.03 (bottom quartile).Alpha: -0.47 (top quartile).
Point 10Sharpe: 0.36 (bottom quartile).Sharpe: 0.30 (bottom quartile).Sharpe: 0.47 (lower mid).Sharpe: 1.04 (top quartile).Sharpe: 0.48 (upper mid).

Nippon India Index Fund - Sensex Plan

  • Upper mid AUM (₹992 Cr).
  • Established history (15+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.64% (bottom quartile).
  • 3Y return: 11.73% (bottom quartile).
  • 1Y return: 9.39% (bottom quartile).
  • 1M return: -2.00% (bottom quartile).
  • Alpha: -0.51 (upper mid).
  • Sharpe: 0.36 (bottom quartile).

LIC MF Index Fund Sensex

  • Bottom quartile AUM (₹94 Cr).
  • Established history (23+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.11% (bottom quartile).
  • 3Y return: 11.14% (bottom quartile).
  • 1Y return: 8.67% (bottom quartile).
  • 1M return: -2.05% (bottom quartile).
  • Alpha: -1.15 (bottom quartile).
  • Sharpe: 0.30 (bottom quartile).

Franklin India Index Fund Nifty Plan

  • Lower mid AUM (₹787 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.75% (top quartile).
  • 3Y return: 13.41% (upper mid).
  • 1Y return: 11.07% (lower mid).
  • 1M return: -0.62% (upper mid).
  • Alpha: -0.53 (lower mid).
  • Sharpe: 0.47 (lower mid).

IDBI Nifty Index Fund

  • Bottom quartile AUM (₹208 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.74% (lower mid).
  • 3Y return: 20.28% (top quartile).
  • 1Y return: 16.16% (top quartile).
  • 1M return: 3.68% (top quartile).
  • Alpha: -1.03 (bottom quartile).
  • Sharpe: 1.04 (top quartile).

Nippon India Index Fund - Nifty Plan

  • Highest AUM (₹3,061 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.45% (upper mid).
  • 3Y return: 12.88% (lower mid).
  • 1Y return: 11.07% (upper mid).
  • 1M return: -1.44% (lower mid).
  • Alpha: -0.47 (top quartile).
  • Sharpe: 0.48 (upper mid).

*कम से कम वाले इंडेक्स म्यूचुअल फंड की सूची नीचे दी गई है15 करोड़ या अधिक शुद्ध संपत्ति में।

1. Nippon India Index Fund - Sensex Plan

The primary investment objective of the scheme is to replicate the composition of the Sensex, with a view to generate returns that are commensurate with the performance of the Sensex, subject to tracking errors.

Research Highlights for Nippon India Index Fund - Sensex Plan

  • Upper mid AUM (₹992 Cr).
  • Established history (15+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.64% (bottom quartile).
  • 3Y return: 11.73% (bottom quartile).
  • 1Y return: 9.39% (bottom quartile).
  • 1M return: -2.00% (bottom quartile).
  • Alpha: -0.51 (upper mid).
  • Sharpe: 0.36 (bottom quartile).
  • Information ratio: -10.92 (lower mid).

Below is the key information for Nippon India Index Fund - Sensex Plan

Nippon India Index Fund - Sensex Plan
Growth
Launch Date 28 Sep 10
NAV (19 Jan 26) ₹42.3931 ↓ -0.17   (-0.39 %)
Net Assets (Cr) ₹992 on 31 Dec 25
Category Others - Index Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.49
Sharpe Ratio 0.36
Information Ratio -10.92
Alpha Ratio -0.51
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹12,243
31 Dec 22₹12,861
31 Dec 23₹15,363
31 Dec 24₹16,723
31 Dec 25₹18,364

Nippon India Index Fund - Sensex Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Nippon India Index Fund - Sensex Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 26

DurationReturns
1 Month -2%
3 Month -0.8%
6 Month 1.9%
1 Year 9.4%
3 Year 11.7%
5 Year 11.6%
10 Year
15 Year
Since launch 9.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.8%
2023 8.9%
2022 19.5%
2021 5%
2020 22.4%
2019 16.6%
2018 14.2%
2017 6.2%
2016 27.9%
2015 2%
Fund Manager information for Nippon India Index Fund - Sensex Plan
NameSinceTenure
Himanshu Mange23 Dec 232.03 Yr.

Data below for Nippon India Index Fund - Sensex Plan as on 31 Dec 25

Asset Allocation
Asset ClassValue
Cash0.05%
Equity99.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK
15%₹148 Cr1,496,460
↑ 8,818
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE
11%₹104 Cr665,142
↑ 1,305
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | 532174
10%₹94 Cr702,484
↑ 1,991
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 10 | BHARTIARTL
6%₹58 Cr274,662
↑ 6,133
Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY
6%₹57 Cr351,216
↑ 692
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
5%₹47 Cr114,940
↑ 231
State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN
4%₹40 Cr408,329
↑ 801
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
4%₹38 Cr948,274
↑ 2,046
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 532215
4%₹36 Cr280,678
↑ 657
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 10 | M&M
3%₹33 Cr88,015
↑ 1,393

2. LIC MF Index Fund Sensex

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Sensex

  • Bottom quartile AUM (₹94 Cr).
  • Established history (23+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.11% (bottom quartile).
  • 3Y return: 11.14% (bottom quartile).
  • 1Y return: 8.67% (bottom quartile).
  • 1M return: -2.05% (bottom quartile).
  • Alpha: -1.15 (bottom quartile).
  • Sharpe: 0.30 (bottom quartile).
  • Information ratio: -18.24 (bottom quartile).

Below is the key information for LIC MF Index Fund Sensex

LIC MF Index Fund Sensex
Growth
Launch Date 14 Nov 02
NAV (19 Jan 26) ₹155.446 ↓ -0.62   (-0.40 %)
Net Assets (Cr) ₹94 on 31 Dec 25
Category Others - Index Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.98
Sharpe Ratio 0.3
Information Ratio -18.24
Alpha Ratio -1.15
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (1%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹12,189
31 Dec 22₹12,755
31 Dec 23₹15,183
31 Dec 24₹16,433
31 Dec 25₹17,930

LIC MF Index Fund Sensex SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for LIC MF Index Fund Sensex

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 26

DurationReturns
1 Month -2.1%
3 Month -1%
6 Month 1.6%
1 Year 8.7%
3 Year 11.1%
5 Year 11.1%
10 Year
15 Year
Since launch 13%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.1%
2023 8.2%
2022 19%
2021 4.6%
2020 21.9%
2019 15.9%
2018 14.6%
2017 5.6%
2016 27.4%
2015 1.6%
Fund Manager information for LIC MF Index Fund Sensex
NameSinceTenure
Sumit Bhatnagar3 Oct 232.25 Yr.

Data below for LIC MF Index Fund Sensex as on 31 Dec 25

Asset Allocation
Asset ClassValue
Cash0.01%
Equity99.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK
15%₹14 Cr142,097
↑ 68
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 09 | RELIANCE
11%₹10 Cr63,116
↓ -284
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | 532174
10%₹9 Cr66,660
↓ -176
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 09 | BHARTIARTL
6%₹5 Cr26,039
↑ 401
Infosys Ltd (Technology)
Equity, Since 31 Mar 09 | INFY
6%₹5 Cr33,284
↓ -211
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 09 | LT
5%₹4 Cr10,907
↓ -24
State Bank of India (Financial Services)
Equity, Since 31 Mar 09 | SBIN
4%₹4 Cr38,747
↓ -168
ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 11 | ITC
4%₹4 Cr89,790
↓ -466
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 532215
4%₹3 Cr26,634
↓ -168
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | M&M
3%₹3 Cr8,352
↑ 119

3. Franklin India Index Fund Nifty Plan

The Investment Objective of the Scheme is to invest in companies whose securities are included in the Nifty and subject to tracking errors, endeavouring to attain results commensurate with the Nifty 50 under NSENifty Plan

Research Highlights for Franklin India Index Fund Nifty Plan

  • Lower mid AUM (₹787 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.75% (top quartile).
  • 3Y return: 13.41% (upper mid).
  • 1Y return: 11.07% (lower mid).
  • 1M return: -0.62% (upper mid).
  • Alpha: -0.53 (lower mid).
  • Sharpe: 0.47 (lower mid).
  • Information ratio: -3.74 (top quartile).

Below is the key information for Franklin India Index Fund Nifty Plan

Franklin India Index Fund Nifty Plan
Growth
Launch Date 4 Aug 00
NAV (19 Jan 26) ₹206.639 ↓ -0.89   (-0.43 %)
Net Assets (Cr) ₹787 on 31 Dec 25
Category Others - Index Fund
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 0.63
Sharpe Ratio 0.47
Information Ratio -3.74
Alpha Ratio -0.53
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-30 Days (1%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹12,429
31 Dec 22₹13,043
31 Dec 23₹15,684
31 Dec 24₹17,171
31 Dec 25₹19,106

Franklin India Index Fund Nifty Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Franklin India Index Fund Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 26

DurationReturns
1 Month -0.6%
3 Month 0.5%
6 Month 2.2%
1 Year 11.1%
3 Year 13.4%
5 Year 12.8%
10 Year
15 Year
Since launch 12.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.3%
2023 9.5%
2022 20.2%
2021 4.9%
2020 24.3%
2019 14.7%
2018 12%
2017 3.2%
2016 28.3%
2015 3.3%
Fund Manager information for Franklin India Index Fund Nifty Plan
NameSinceTenure
Sandeep Manam18 Oct 214.21 Yr.
Shyam Sriram26 Sep 241.27 Yr.

Data below for Franklin India Index Fund Nifty Plan as on 31 Dec 25

Asset Allocation
Asset ClassValue
Cash0.21%
Equity99.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFCBANK
13%₹100 Cr1,006,199
↑ 636
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE
9%₹70 Cr445,990
↑ 282
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | 532174
8%₹63 Cr470,124
↑ 297
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
5%₹38 Cr237,346
↑ 150
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 04 | BHARTIARTL
5%₹38 Cr179,560
↑ 113
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
4%₹32 Cr77,368
↑ 49
State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN
3%₹27 Cr273,342
↑ 172
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 11 | ITC
3%₹26 Cr634,742
↑ 402
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | 532215
3%₹24 Cr188,667
↑ 119
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 28 Feb 07 | M&M
3%₹22 Cr58,386
↑ 37

4. IDBI Nifty Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme.

Research Highlights for IDBI Nifty Index Fund

  • Bottom quartile AUM (₹208 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.74% (lower mid).
  • 3Y return: 20.28% (top quartile).
  • 1Y return: 16.16% (top quartile).
  • 1M return: 3.68% (top quartile).
  • Alpha: -1.03 (bottom quartile).
  • Sharpe: 1.04 (top quartile).
  • Information ratio: -3.93 (upper mid).

Below is the key information for IDBI Nifty Index Fund

IDBI Nifty Index Fund
Growth
Launch Date 25 Jun 10
NAV (28 Jul 23) ₹36.2111 ↓ -0.02   (-0.06 %)
Net Assets (Cr) ₹208 on 30 Jun 23
Category Others - Index Fund
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0.9
Sharpe Ratio 1.04
Information Ratio -3.93
Alpha Ratio -1.03
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹12,349
31 Dec 22₹12,930

IDBI Nifty Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for IDBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 26

DurationReturns
1 Month 3.7%
3 Month 9.1%
6 Month 11.9%
1 Year 16.2%
3 Year 20.3%
5 Year 11.7%
10 Year
15 Year
Since launch 10.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for IDBI Nifty Index Fund
NameSinceTenure

Data below for IDBI Nifty Index Fund as on 30 Jun 23

Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. Nippon India Index Fund - Nifty Plan

The primary investment objective of the scheme is to replicate the composition of the Nifty 50, with a view to generate returns that are commensurate with the performance of the Nifty 50, subject to tracking errors.

Research Highlights for Nippon India Index Fund - Nifty Plan

  • Highest AUM (₹3,061 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.45% (upper mid).
  • 3Y return: 12.88% (lower mid).
  • 1Y return: 11.07% (upper mid).
  • 1M return: -1.44% (lower mid).
  • Alpha: -0.47 (top quartile).
  • Sharpe: 0.48 (upper mid).
  • Information ratio: -12.07 (bottom quartile).

Below is the key information for Nippon India Index Fund - Nifty Plan

Nippon India Index Fund - Nifty Plan
Growth
Launch Date 28 Sep 10
NAV (19 Jan 26) ₹43.4638 ↓ -0.19   (-0.43 %)
Net Assets (Cr) ₹3,061 on 31 Dec 25
Category Others - Index Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.49
Sharpe Ratio 0.48
Information Ratio -12.07
Alpha Ratio -0.47
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹12,402
31 Dec 22₹12,978
31 Dec 23₹15,642
31 Dec 24₹17,111
31 Dec 25₹19,053

Nippon India Index Fund - Nifty Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Nippon India Index Fund - Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 26

DurationReturns
1 Month -1.4%
3 Month -0.4%
6 Month 2.7%
1 Year 11.1%
3 Year 12.9%
5 Year 12.4%
10 Year
15 Year
Since launch 10.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.4%
2023 9.4%
2022 20.5%
2021 4.6%
2020 24%
2019 14.3%
2018 12.3%
2017 3.5%
2016 29%
2015 2.5%
Fund Manager information for Nippon India Index Fund - Nifty Plan
NameSinceTenure
Himanshu Mange23 Dec 232.03 Yr.

Data below for Nippon India Index Fund - Nifty Plan as on 31 Dec 25

Asset Allocation
Asset ClassValue
Equity100.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK
13%₹390 Cr3,931,809
↑ 30,886
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE
9%₹273 Cr1,735,489
↑ 6,436
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | 532174
8%₹247 Cr1,835,913
↑ 13,293
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 10 | BHARTIARTL
5%₹151 Cr716,213
↑ 20,077
Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY
5%₹145 Cr900,347
↓ -19,816
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
4%₹123 Cr301,860
↑ 1,911
State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN
3%₹105 Cr1,066,452
↑ 6,734
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹100 Cr2,477,028
↑ 16,205
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | 532215
3%₹94 Cr736,662
↑ 5,221
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 10 | M&M
3%₹85 Cr229,452
↑ 3,097

निष्कर्ष

खासकर मौजूदा वित्तीय संकट में पैसिव फंड निवेशकों के लिए उम्मीद की किरण साबित हो रहे हैं। पहलेनिवेश किसी भी पैसिव म्यूचुअल फंड में, योजनाओं से संबंधित सभी दस्तावेजों को ध्यान से पढ़ना सुनिश्चित करें। इससे आपको सुरक्षा की भावना के साथ-साथ क्या उम्मीद करनी है और क्या देना है, इसकी समझ हासिल करने में मदद मिलेगी।

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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