SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909Dashboard

एसआयपीमधील जोखीम: एसआयपी गुंतवणूकीतील जोखमीचे मूल्यांकन

Updated on August 30, 2025 , 61235 views

मध्ये धोकाSIP वेगवेगळ्या साठी बदलतेम्युच्युअल फंडाचे प्रकार.म्युच्युअल फंडात गुंतवणूक SIP द्वारे (सिस्टमॅटिकगुंतवणूक योजना) यांचा समावेश आहेबाजार लिंक्ड जोखीम, जे नक्कीच जास्त आहेतइक्विटी फंड कर्ज आणि संतुलित पेक्षाम्युच्युअल फंड. SIP मधील जोखीम विचारात घेऊन निवडलेल्या गुंतवणूक पर्यायावर अवलंबून असतेजोखीम प्रोफाइल, जोखीम भूक आणितरलता. तथापि, SIP मधील जोखीम फंड व्यवस्थापक आणि फंड हाऊसद्वारे व्यवस्थापित आणि कमी केली जाऊ शकते.

Risk-in-sip

SIP मध्ये जोखीम मोजण्यासाठी विविध साधने उपलब्ध आहेत जसे कीसिप कॅल्क्युलेटर (एसआयपी रिटर्न कॅल्क्युलेटर म्हणूनही ओळखले जाते).

एसआयपीमधील जोखीम: एसआयपी जोखमींचे मूल्यांकन

जोखीम 1: SIP वर नकारात्मक परतावा मिळण्याचा धोका किंवा किंमत जोखीम

म्युच्युअल फंड गुंतवणूक ही बाजारातील जोखमीच्या अधीन असते, ही सामान्यतः ऐकलेली संज्ञा आहे. याचा अर्थ असा आहे की एसआयपीमधील तुमची गुंतवणूक कमी होऊ शकते आणि बाजार कसे वागते यावर अवलंबून तुम्ही गुंतवणूक केलेल्या मूल्यापेक्षा कमी मूल्य मिळवू शकता.

SIP मधील जोखीम मात्र होल्डिंग कालावधीशी संबंधित आहे आणि सहसा, होल्डिंग कालावधी जितका जास्त असेल तितका जोखीम कमी. जास्त होल्डिंग कालावधीसह नफा कमावण्याची शक्यता वाढते. साठी उदा. इक्विटीसाठी खाली पहा, इक्विटीसाठी जास्त होल्डिंग कालावधीमुळे तोटा होण्याची शक्यता कमी होते. (खालील 1979 ते 2016 पर्यंत BSE सेन्सेक्सवर केलेले विश्लेषण आहे).

जोखीम 2: तुमचे पैसे लवकर परत मिळण्याची जोखीम किंवा तरलता जोखीम

तुमचे पैसे त्वरीत परत मिळवण्याची क्षमता यावर अवलंबून असतेअंतर्निहित गुंतवणूक सहसा म्युच्युअल फंडांमध्ये, ही समस्या नसते, तथापि, असे काही कालावधी (जसे की 2008 मध्ये) आले आहेत, जेव्हा सिक्युरिटीज विकण्यात समस्या आली होती(बंध) आणि काही म्युच्युअल फंडांना काही योजनांमधून पैसे काढणे मर्यादित करावे लागले. इक्विटी मार्केट बर्‍यापैकी तरल आहे (म्हणजे खरेदी आणि विक्रीमध्ये समस्या येत नाही). तथापि, जर विक्रीचे प्रमाण मोठ्या प्रमाणात खरेदीदारांच्या संख्येपेक्षा जास्त असेल, तर यामुळे समस्या निर्माण होईल, त्यामुळे त्यानंतरच्या पेआउटमध्ये समस्या निर्माण होईल आणि त्यामुळे तरलतेचा धोका निर्माण होईल.

जोखीम 3: सुरक्षा किंवा क्रेडिट जोखीम कमी होण्याचा धोका

जेव्हा एखाद्या विशिष्ट कंपनी/संस्थेचे बॉण्ड क्रेडिट रेटिंग एजन्सीद्वारे डाउनग्रेड केले जाते, तेव्हा त्याची किंमत कमी होते. किंमत कमी झाल्यास, याचा परिणाम पोर्टफोलिओच्या एकूण मूल्यावर होतो. याला क्रेडिट रिस्क म्हणतात.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

जोखीम 4: कंपनी बॉण्डच्या मालकांना त्यांची देय किंवा डीफॉल्ट जोखीम न देण्‍याचा धोका

जेव्हा एखादी कंपनी बॉण्डधारकांना देय देण्यावर चूक करते, तेव्हा त्याला म्हणतातअविचल जोखीम.

Default-Risk-in-sip

सहगुंतवणूकदार त्यांचे पैसे परत मिळत नाहीत, याचा त्यांच्या पोर्टफोलिओवर नकारात्मक परिणाम होईल.

जोखीम 5: तुमच्या व्यवहारावर योग्य प्रक्रिया करण्याचा धोका किंवा तंत्रज्ञानाचा धोका

आज सर्व व्यवहार इलेक्ट्रॉनिक पद्धतीने होतात. विविध टच-पॉइंट्ससह, विविध ठिकाणी, आर अँड टी एजंटमध्ये तांत्रिक बिघाड होण्याची शक्यता असते.बँक निधी डेबिट करणे इ.

व्यवहाराची प्रक्रिया न करणे देखील SIP मध्ये धोका आहे.

जोखीम 6: पोर्टफोलिओ व्यवस्थापकाद्वारे योजनेच्या कामगिरीचा धोका किंवा निधी व्यवस्थापन जोखीम

Technology-risk-in-sip

SIP मधील आणखी एक धोका असा आहे की निवडलेली योजना अपेक्षेनुसार वितरित करू शकत नाही आणि कामगिरी अपेक्षेपेक्षा खूपच कमी असू शकते. निधी व्यवस्थापक कामगिरीवर कमी-वितरण करू शकतो, आणि यामुळे कमी परतावा मिळेलएसआयपी गुंतवणूक.

SIP मधील हे प्रमुख धोके आहेत, तर आम्ही पुढे जाऊ शकतो आणि SIP मधील पुढील जोखीम यांसारख्याअर्थव्यवस्था जोखीम इ., यापैकी बहुतेक जोखीम वरीलपैकी एक किंवा अधिक श्रेणींमध्ये येतात.

SIP मध्ये निश्चितपणे धोका असला तरी, एखाद्याने नेहमी लक्षात ठेवले पाहिजे की SIP किंवा एकरकमी, हा फक्त एक गुंतवणुकीचा मार्ग आहे आणि अंतर्निहित गुंतवणूक नाही. एखाद्याने अंतर्निहित गुंतवणूक, त्यातील जोखीम पाहणे आणि नंतर अंतिम निर्णय घेणे आवश्यक आहे.

*खाली यादी दिली आहेशीर्ष SIPच्या गुंतवणुकीचे मूल्यांकन करू शकतो

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Bottom quartile AUM (₹1,212 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 10.85% (bottom quartile).
  • 3Y return: 39.23% (top quartile).
  • 1Y return: 66.89% (top quartile).
  • Alpha: 2.80 (lower mid).
  • Sharpe: 1.56 (top quartile).
  • Information ratio: -0.56 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • Largest holding BGF World Gold I2 (~77.7%).
  • Top-3 holdings concentration ~100.1%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (29 Aug 25) ₹36.334 ↑ 0.52   (1.46 %)
Net Assets (Cr) ₹1,212 on 31 Jul 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.56
Information Ratio -0.56
Alpha Ratio 2.8
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹7,754
31 Aug 22₹5,954
31 Aug 23₹7,515
31 Aug 24₹9,830
31 Aug 25₹16,461

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

DurationReturns
1 Month 17.2%
3 Month 23.4%
6 Month 56.2%
1 Year 66.9%
3 Year 39.2%
5 Year 10.8%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
2015 -18.5%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 1312.51 Yr.

Data below for DSP World Gold Fund as on 31 Jul 25

Equity Sector Allocation
SectorValue
Basic Materials95.27%
Asset Allocation
Asset ClassValue
Cash1.87%
Equity95.34%
Debt0.01%
Other2.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
78%₹942 Cr1,578,535
↓ -32,363
VanEck Gold Miners ETF
- | GDX
21%₹259 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹13 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹2 Cr

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Lower mid AUM (₹5,278 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 29.17% (upper mid).
  • 3Y return: 28.98% (upper mid).
  • 1Y return: -10.46% (bottom quartile).
  • Alpha: 0.19 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: -0.27 (lower mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~13.9%).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (01 Sep 25) ₹30.7203 ↑ 0.41   (1.36 %)
Net Assets (Cr) ₹5,278 on 31 Jul 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio -0.78
Information Ratio -0.27
Alpha Ratio 0.19
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹14,312
31 Aug 22₹16,867
31 Aug 23₹22,201
31 Aug 24₹40,343
31 Aug 25₹35,635

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

DurationReturns
1 Month -0.6%
3 Month -3.7%
6 Month 15.9%
1 Year -10.5%
3 Year 29%
5 Year 29.2%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
2015 -11.1%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 241.25 Yr.

Data below for SBI PSU Fund as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services34.8%
Utility29.58%
Energy15.36%
Industrials12.07%
Basic Materials5.49%
Asset Allocation
Asset ClassValue
Cash2.6%
Equity97.31%
Debt0.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
14%₹735 Cr9,227,500
↑ 650,000
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
9%₹497 Cr12,975,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
9%₹486 Cr14,543,244
↑ 2,400,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
9%₹481 Cr16,535,554
↑ 1,400,000
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
9%₹458 Cr25,750,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹319 Cr9,700,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
5%₹262 Cr11,000,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹198 Cr27,900,000
Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL
3%₹169 Cr3,850,000
General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | 540755
3%₹163 Cr4,150,000

3. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund

  • Upper mid AUM (₹7,376 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 28.08% (lower mid).
  • 3Y return: 28.83% (lower mid).
  • 1Y return: -0.76% (lower mid).
  • Alpha: 1.79 (bottom quartile).
  • Sharpe: -0.30 (lower mid).
  • Information ratio: 1.83 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~5.6%).

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund
Growth
Launch Date 21 Feb 00
NAV (29 Aug 25) ₹251.696 ↓ -1.23   (-0.48 %)
Net Assets (Cr) ₹7,376 on 31 Jul 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio -0.3
Information Ratio 1.83
Alpha Ratio 1.79
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹16,290
31 Aug 22₹16,765
31 Aug 23₹21,341
31 Aug 24₹35,884
31 Aug 25₹35,247

Franklin India Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

DurationReturns
1 Month -0.3%
3 Month 2.4%
6 Month 18.3%
1 Year -0.8%
3 Year 28.8%
5 Year 28.1%
10 Year
15 Year
Since launch 13.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 37.3%
2023 53.6%
2022 -1.9%
2021 29.7%
2020 27.3%
2019 5.4%
2018 -10.1%
2017 35.6%
2016 4.2%
2015 2.3%
Fund Manager information for Franklin India Opportunities Fund
NameSinceTenure
Kiran Sebastian7 Feb 223.57 Yr.
R. Janakiraman1 Apr 1312.43 Yr.
Sandeep Manam18 Oct 213.87 Yr.

Data below for Franklin India Opportunities Fund as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services19.78%
Consumer Cyclical18.45%
Health Care14.12%
Technology11.61%
Basic Materials9.22%
Communication Services5.73%
Energy5.1%
Industrials4.14%
Utility2.87%
Consumer Defensive1.83%
Real Estate0.84%
Asset Allocation
Asset ClassValue
Cash6.31%
Equity93.69%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 24 | HDFCBANK
6%₹413 Cr2,043,971
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE
5%₹376 Cr2,707,279
↓ -331,689
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 532215
4%₹315 Cr2,950,277
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543320
4%₹294 Cr9,548,090
↓ -582,172
Mphasis Ltd (Technology)
Equity, Since 30 Nov 24 | 526299
3%₹227 Cr814,231
↑ 103,698
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
3%₹222 Cr1,158,502
↓ -183,731
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | MARUTI
3%₹214 Cr169,582
NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | 532555
3%₹212 Cr6,333,312
Sudarshan Chemical Industries Ltd (Basic Materials)
Equity, Since 30 Apr 24 | SUDARSCHEM
3%₹206 Cr1,435,340
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | M&M
3%₹204 Cr637,966

4. Motilal Oswal Midcap 30 Fund 

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹33,609 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 33.62% (top quartile).
  • 3Y return: 28.41% (bottom quartile).
  • 1Y return: 2.59% (upper mid).
  • Alpha: 3.70 (upper mid).
  • Sharpe: -0.11 (upper mid).
  • Information ratio: 0.44 (upper mid).
  • Higher exposure to Technology vs peer median.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Equity-heavy allocation (~82%).
  • Largest holding Dixon Technologies (India) Ltd (~10.5%).

Below is the key information for Motilal Oswal Midcap 30 Fund 

Motilal Oswal Midcap 30 Fund 
Growth
Launch Date 24 Feb 14
NAV (01 Sep 25) ₹104.585 ↑ 2.59   (2.54 %)
Net Assets (Cr) ₹33,609 on 31 Jul 25
Category Equity - Mid Cap
AMC Motilal Oswal Asset Management Co. Ltd
Rating
Risk Moderately High
Expense Ratio 1.56
Sharpe Ratio -0.11
Information Ratio 0.44
Alpha Ratio 3.7
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹16,108
31 Aug 22₹20,215
31 Aug 23₹25,558
31 Aug 24₹41,687
31 Aug 25₹41,704

Motilal Oswal Midcap 30 Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048
Invest Now

Returns for Motilal Oswal Midcap 30 Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

DurationReturns
1 Month 3.1%
3 Month 4.9%
6 Month 17.9%
1 Year 2.6%
3 Year 28.4%
5 Year 33.6%
10 Year
15 Year
Since launch 22.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 57.1%
2023 41.7%
2022 10.7%
2021 55.8%
2020 9.3%
2019 9.7%
2018 -12.7%
2017 30.8%
2016 5.2%
2015 16.5%
Fund Manager information for Motilal Oswal Midcap 30 Fund 
NameSinceTenure
Ajay Khandelwal1 Oct 240.92 Yr.
Niket Shah1 Jul 205.17 Yr.
Rakesh Shetty22 Nov 222.78 Yr.
Sunil Sawant1 Jul 241.17 Yr.

Data below for Motilal Oswal Midcap 30 Fund  as on 31 Jul 25

Equity Sector Allocation
SectorValue
Technology34.22%
Industrials18.95%
Consumer Cyclical16.7%
Communication Services3.85%
Health Care3.7%
Financial Services2.6%
Real Estate2.03%
Asset Allocation
Asset ClassValue
Cash17.96%
Equity82.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 23 | DIXON
11%₹3,537 Cr2,099,999
↑ 100,000
Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE
9%₹3,147 Cr18,000,050
↑ 50
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL
9%₹2,978 Cr50,076,240
↑ 5,076,240
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT
8%₹2,787 Cr5,400,005
↑ 150,005
Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | 500251
8%₹2,634 Cr5,250,000
↑ 257,861
Polycab India Ltd (Industrials)
Equity, Since 30 Sep 23 | POLYCAB
6%₹1,876 Cr2,750,000
↑ 200,000
One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | 543396
4%₹1,511 Cr13,869,997
↑ 3,773,933
KEI Industries Ltd (Industrials)
Equity, Since 30 Nov 24 | KEI
4%₹1,345 Cr3,500,000
Bharti Hexacom Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIHEXA
4%₹1,293 Cr7,000,000
↑ 250,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 24 | MAXHEALTH
4%₹1,242 Cr9,969,361

5. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,391 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 27.26% (bottom quartile).
  • 3Y return: 28.24% (bottom quartile).
  • 1Y return: -10.55% (bottom quartile).
  • Alpha: 5.70 (top quartile).
  • Sharpe: -0.57 (bottom quartile).
  • Information ratio: -0.30 (bottom quartile).
  • Top sector: Utility.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • Largest holding Bharat Electronics Ltd (~8.8%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (01 Sep 25) ₹60.65 ↑ 0.92   (1.54 %)
Net Assets (Cr) ₹1,391 on 31 Jul 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.14
Sharpe Ratio -0.57
Information Ratio -0.3
Alpha Ratio 5.7
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹14,116
31 Aug 22₹15,840
31 Aug 23₹20,143
31 Aug 24₹37,355
31 Aug 25₹32,909

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

DurationReturns
1 Month -0.9%
3 Month -5.5%
6 Month 22.9%
1 Year -10.5%
3 Year 28.2%
5 Year 27.3%
10 Year
15 Year
Since launch 12.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.6%
2023 54.5%
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Hiten Jain1 Jul 250.17 Yr.
Sagar Gandhi1 Jul 250.17 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Jul 25

Equity Sector Allocation
SectorValue
Utility27.91%
Industrials27.8%
Financial Services21.95%
Energy16.03%
Basic Materials3.99%
Asset Allocation
Asset ClassValue
Cash2.33%
Equity97.67%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹122 Cr3,178,489
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
8%₹114 Cr1,426,314
↑ 61,200
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
8%₹113 Cr3,445,961
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 532898
8%₹105 Cr3,599,413
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
7%₹103 Cr3,085,790
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
7%₹103 Cr226,465
Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Nov 23 | HINDPETRO
5%₹65 Cr1,564,169
NHPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NHPC
5%₹64 Cr7,649,437
↑ 832,821
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
4%₹62 Cr5,911,723
REC Ltd (Financial Services)
Equity, Since 31 Aug 23 | 532955
4%₹59 Cr1,485,615
↑ 362,125

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
How helpful was this page ?
Rated 4.4, based on 10 reviews.
POST A COMMENT