UTI ਮਿਉਚੁਅਲ ਫੰਡ 2022 ਦੁਆਰਾ 9 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਇਕੁਇਟੀ ਫੰਡ

Updated on August 2, 2026 , 63182 views

ਸਾਲਾਂ ਦੌਰਾਨ, ਇਕੁਇਟੀਮਿਉਚੁਅਲ ਫੰਡ ਨਾਲUTI ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਮਜ਼ਬੂਤ ਵਾਧਾ ਦਰਸਾਏ ਹਨਬਜ਼ਾਰ. ਇਸ ਨੇ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਕਾਫ਼ੀ ਰਿਟਰਨ ਦਿੱਤਾ ਹੈ, ਜਿਸ ਕਾਰਨ ਨਿਵੇਸ਼ਕ ਇਸ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਉਤਸੁਕ ਹਨ।

ਇਕੁਇਟੀ ਮਿਉਚੁਅਲ ਫੰਡ ਵੱਖ-ਵੱਖ ਕੰਪਨੀਆਂ ਦੇ ਸਟਾਕ ਵਿੱਚ ਪੈਸਾ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ। ਦੀਆਂ ਕਈ ਕਿਸਮਾਂ ਹਨਇਕੁਇਟੀ ਫੰਡ ਪਸੰਦਵੱਡੇ ਕੈਪ ਫੰਡ,ਮਿਡ ਕੈਪ ਫੰਡ,ਸਮਾਲ ਕੈਪ ਫੰਡ,ਵਿਵਿਧ ਫੰਡ, ਆਦਿ। ਇਹ ਫੰਡ ਲੰਬੇ ਸਮੇਂ ਦੀ ਦੌਲਤ ਬਣਾਉਣ ਲਈ ਇੱਕ ਵਧੀਆ ਵਿਕਲਪ ਹਨ। ਪਰ, ਕਿਸੇ ਨੂੰ ਇਹ ਨਹੀਂ ਭੁੱਲਣਾ ਚਾਹੀਦਾ ਹੈ ਕਿ ਇਕੁਇਟੀ ਫੰਡ ਇੱਕ ਉੱਚ ਜੋਖਮ ਵਾਲਾ ਨਿਵੇਸ਼ ਹੁੰਦਾ ਹੈ, ਇਸ ਲਈ ਇੱਕ ਨੂੰ ਉੱਚਾ ਰੱਖਣਾ ਚਾਹੀਦਾ ਹੈਜੋਖਮ ਦੀ ਭੁੱਖ ਇਹਨਾਂ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ।

ਯੂਟੀਆਈ ਇਕੁਇਟੀ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਉਂ ਕਰੋ?

ਦੇ ਕੁਝ ਮੁੱਖ ਗੁਣਨਿਵੇਸ਼ UTI ਮਿਉਚੁਅਲ ਫੰਡ ਦੀਆਂ ਇਕੁਇਟੀ ਸਕੀਮਾਂ ਵਿੱਚ ਹਨ:

a ਟੈਕਸ ਲਾਭ

ਫੰਡ ਹਾਊਸ ਟੈਕਸ ਬਚਾਉਣ ਵਾਲੇ ਮਿਉਚੁਅਲ ਫੰਡ ਦੇ ਨਾਮ ਪੇਸ਼ ਕਰਦਾ ਹੈUTI ਲੌਂਗ ਟਰਮ ਇਕੁਇਟੀ ਫੰਡ ਜਿਸ ਰਾਹੀਂ ਲੋਕ ਆਪਣੇ ਲਈ ਯੋਜਨਾ ਬਣਾ ਸਕਦੇ ਹਨਟੈਕਸ.

c. ਇਕਸਾਰ ਰਿਟਰਨ

UTI ਮਿਉਚੁਅਲ ਫੰਡ ਹਮੇਸ਼ਾ ਆਪਣੇ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਨਿਰੰਤਰ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰਨ ਲਈ ਸਖ਼ਤ ਕੋਸ਼ਿਸ਼ ਕਰਦਾ ਹੈ ਤਾਂ ਜੋ ਉਹ ਆਪਣੇ ਉਦੇਸ਼ਾਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰ ਸਕਣ। ਚੰਗੀ ਰਿਟਰਨ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ, ਇਹ ਸੁਝਾਅ ਦਿੱਤਾ ਜਾਂਦਾ ਹੈ ਕਿ ਲੰਬੇ ਸਮੇਂ ਲਈ ਇਕੁਇਟੀ ਫੰਡ ਹੋਲਡ ਕਰੋ।

d. ਪਹੁੰਚ ਦੀ ਸੌਖ

ਨਿਵੇਸ਼ਕ ਕਿਸੇ ਵੀ ਸਮੇਂ ਅਤੇ ਕਿਤੇ ਵੀ ਔਨਲਾਈਨ ਆਪਣੇ ਮਿਉਚੁਅਲ ਫੰਡ ਖਾਤੇ ਦੀ ਨਿਗਰਾਨੀ ਅਤੇ ਪਹੁੰਚ ਕਰ ਸਕਦੇ ਹਨ। ਨਾਲ ਹੀ, ਫੰਡ ਹਾਉਸ ਨਾਲ ਲੈਣ-ਦੇਣ ਅਤੇ ਪਰਸਪਰ ਪ੍ਰਭਾਵ ਦੀ ਪ੍ਰਕਿਰਿਆ ਵੀ ਮੁਸ਼ਕਲ ਰਹਿਤ ਅਤੇ ਬਹੁਤ ਉਪਭੋਗਤਾ-ਅਨੁਕੂਲ ਹੈ।

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ਈ. ਲੰਮੇ ਸਮੇਂ ਦੇ ਵਿੱਤੀ ਟੀਚੇ

UTI ਇਕੁਇਟੀ ਸਕੀਮਾਂ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਉਨ੍ਹਾਂ ਦੇ ਭਵਿੱਖ ਲਈ ਯੋਜਨਾ ਬਣਾਉਣ ਵਿੱਚ ਵੀ ਮਦਦ ਕਰਦੀਆਂ ਹਨ। ਨਿਵੇਸ਼ਕ ਵੱਖ-ਵੱਖ ਲੰਬੇ ਸਮੇਂ ਦੀ ਯੋਜਨਾ ਬਣਾ ਸਕਦੇ ਹਨਵਿੱਤੀ ਟੀਚੇ ਨਾਲਸੇਵਾਮੁਕਤੀ, ਬੱਚੇ ਦਾ ਕਰੀਅਰ, ਦੌਲਤ ਸਿਰਜਣਾ ਜਾਂ ਸਿਰਫ਼ ਇਸ ਲਈਆਮਦਨ ਪੀੜ੍ਹੀ।

ਇਸ ਸਕੀਮ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਨਿਵੇਸ਼ਕ, UTI ਮਿਉਚੁਅਲ ਫੰਡ ਦੁਆਰਾ ਚੋਟੀ ਦੇ 5 ਸਰਵੋਤਮ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਇਕੁਇਟੀ ਫੰਡਾਂ ਵਿੱਚੋਂ ਚੁਣ ਸਕਦੇ ਹਨ। ਇਹ ਫੰਡ ਮਹੱਤਵਪੂਰਨ ਮਾਪਦੰਡ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ., ਦੁਆਰਾ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤੇ ਗਏ ਹਨ।ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ, ਅਤੇ ਹੋਰ ਜਾਣਕਾਰੀ ਅਨੁਪਾਤ।

ਸਰਬੋਤਮ UTI ਇਕੁਇਟੀ ਮਿਉਚੁਅਲ ਫੰਡ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
UTI Transportation & Logistics Fund Growth	₹307.177 ↑ 2.50	₹3,962	11	4	14.9	20	20.2	19.5
UTI Healthcare Fund Growth	₹337.669 ↑ 1.01	₹1,308	13.4	21.8	15.2	23.2	14.7	-3.1
UTI Core Equity Fund Growth	₹188.312 ↑ 0.49	₹6,218	3.5	0.2	6.4	16.6	14.6	7.4
UTI Infrastructure Fund Growth	₹147.022 ↑ 0.38	₹2,162	0.8	1.5	4.6	15.3	14.4	4.3
UTI Mid Cap Fund Growth	₹317.089 ↑ 0.93	₹12,122	6	5.6	5.9	13	12.3	-0.1
UTI Dividend Yield Fund Growth	₹180.216 ↑ 0.41	₹3,749	2.8	-1.1	3.4	14.8	12.3	5.3
UTI Value Opportunities Fund Growth	₹169.01 ↑ 0.16	₹9,440	3.7	-1.6	1.4	13.9	12	7
UTI Banking and Financial Services Fund Growth	₹199.463 ↑ 0.08	₹1,430	6	-1.6	6.7	13.4	11.7	16.3
UTI India Lifestyle Fund Growth	₹59.9312 ↑ 0.17	₹689	8.3	5.4	5.2	12.1	10.5	3.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Aug 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Transportation & Logistics Fund	UTI Healthcare Fund	UTI Core Equity Fund	UTI Infrastructure Fund	UTI Mid Cap Fund	UTI Dividend Yield Fund	UTI Value Opportunities Fund	UTI Banking and Financial Services Fund	UTI India Lifestyle Fund
Point 1	Upper mid AUM (₹3,962 Cr).	Bottom quartile AUM (₹1,308 Cr).	Upper mid AUM (₹6,218 Cr).	Lower mid AUM (₹2,162 Cr).	Highest AUM (₹12,122 Cr).	Lower mid AUM (₹3,749 Cr).	Top quartile AUM (₹9,440 Cr).	Bottom quartile AUM (₹1,430 Cr).	Bottom quartile AUM (₹689 Cr).
Point 2	Established history (22+ yrs).	Oldest track record among peers (27 yrs).	Established history (17+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 1★ (bottom quartile).	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 20.19% (top quartile).	5Y return: 14.75% (top quartile).	5Y return: 14.62% (upper mid).	5Y return: 14.40% (upper mid).	5Y return: 12.32% (lower mid).	5Y return: 12.28% (lower mid).	5Y return: 11.98% (bottom quartile).	5Y return: 11.73% (bottom quartile).	5Y return: 10.50% (bottom quartile).
Point 6	3Y return: 20.03% (top quartile).	3Y return: 23.16% (top quartile).	3Y return: 16.60% (upper mid).	3Y return: 15.31% (upper mid).	3Y return: 13.04% (bottom quartile).	3Y return: 14.78% (lower mid).	3Y return: 13.93% (lower mid).	3Y return: 13.40% (bottom quartile).	3Y return: 12.09% (bottom quartile).
Point 7	1Y return: 14.89% (top quartile).	1Y return: 15.25% (top quartile).	1Y return: 6.36% (upper mid).	1Y return: 4.64% (bottom quartile).	1Y return: 5.92% (lower mid).	1Y return: 3.36% (bottom quartile).	1Y return: 1.42% (bottom quartile).	1Y return: 6.72% (upper mid).	1Y return: 5.17% (lower mid).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 2.15 (top quartile).	Alpha: -0.74 (lower mid).	Alpha: -0.12 (upper mid).	Alpha: -5.37 (bottom quartile).	Alpha: -2.28 (bottom quartile).	Alpha: -3.38 (bottom quartile).	Alpha: 1.61 (top quartile).	Alpha: -0.99 (lower mid).
Point 9	Sharpe: 0.12 (top quartile).	Sharpe: 0.58 (top quartile).	Sharpe: -0.25 (lower mid).	Sharpe: -0.18 (upper mid).	Sharpe: -0.28 (lower mid).	Sharpe: -0.49 (bottom quartile).	Sharpe: -0.53 (bottom quartile).	Sharpe: -0.14 (upper mid).	Sharpe: -0.39 (bottom quartile).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.20 (lower mid).	Information ratio: 0.60 (top quartile).	Information ratio: -0.49 (bottom quartile).	Information ratio: -1.62 (bottom quartile).	Information ratio: 0.60 (top quartile).	Information ratio: 0.27 (upper mid).	Information ratio: 0.35 (upper mid).	Information ratio: -0.88 (bottom quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹3,962 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: High.
5Y return: 20.19% (top quartile).
3Y return: 20.03% (top quartile).
1Y return: 14.89% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.12 (top quartile).
Information ratio: 0.00 (lower mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,308 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.75% (top quartile).
3Y return: 23.16% (top quartile).
1Y return: 15.25% (top quartile).
Alpha: 2.15 (top quartile).
Sharpe: 0.58 (top quartile).
Information ratio: 0.20 (lower mid).

UTI Core Equity Fund

Upper mid AUM (₹6,218 Cr).
Established history (17+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 14.62% (upper mid).
3Y return: 16.60% (upper mid).
1Y return: 6.36% (upper mid).
Alpha: -0.74 (lower mid).
Sharpe: -0.25 (lower mid).
Information ratio: 0.60 (top quartile).

UTI Infrastructure Fund

Lower mid AUM (₹2,162 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 14.40% (upper mid).
3Y return: 15.31% (upper mid).
1Y return: 4.64% (bottom quartile).
Alpha: -0.12 (upper mid).
Sharpe: -0.18 (upper mid).
Information ratio: -0.49 (bottom quartile).

UTI Mid Cap Fund

Highest AUM (₹12,122 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.32% (lower mid).
3Y return: 13.04% (bottom quartile).
1Y return: 5.92% (lower mid).
Alpha: -5.37 (bottom quartile).
Sharpe: -0.28 (lower mid).
Information ratio: -1.62 (bottom quartile).

UTI Dividend Yield Fund

Lower mid AUM (₹3,749 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.28% (lower mid).
3Y return: 14.78% (lower mid).
1Y return: 3.36% (bottom quartile).
Alpha: -2.28 (bottom quartile).
Sharpe: -0.49 (bottom quartile).
Information ratio: 0.60 (top quartile).

UTI Value Opportunities Fund

Top quartile AUM (₹9,440 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.98% (bottom quartile).
3Y return: 13.93% (lower mid).
1Y return: 1.42% (bottom quartile).
Alpha: -3.38 (bottom quartile).
Sharpe: -0.53 (bottom quartile).
Information ratio: 0.27 (upper mid).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,430 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 11.73% (bottom quartile).
3Y return: 13.40% (bottom quartile).
1Y return: 6.72% (upper mid).
Alpha: 1.61 (top quartile).
Sharpe: -0.14 (upper mid).
Information ratio: 0.35 (upper mid).

UTI India Lifestyle Fund

Bottom quartile AUM (₹689 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 10.50% (bottom quartile).
3Y return: 12.09% (bottom quartile).
1Y return: 5.17% (lower mid).
Alpha: -0.99 (lower mid).
Sharpe: -0.39 (bottom quartile).
Information ratio: -0.88 (bottom quartile).

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹3,962 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: High.
5Y return: 20.19% (top quartile).
3Y return: 20.03% (top quartile).
1Y return: 14.89% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.12 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~12.5%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (05 Aug 26)	₹307.177 ↑ 2.50 (0.82 %)
Net Assets (Cr)	₹3,962 on 30 Jun 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹12,359
31 Jul 23	₹15,049
31 Jul 24	₹23,724
31 Jul 25	₹22,056
31 Jul 26	₹25,144

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	6%
3 Month	11%
6 Month	4%
1 Year	14.9%
3 Year	20%
5 Year	20.2%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	19.5%
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.86 Yr.

Data below for UTI Transportation & Logistics Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.49%
Industrials	15.32%

Asset Allocation

Asset Class	Value
Cash	4.02%
Equity	95.81%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	13%	₹496 Cr	1,614,940
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	9%	₹365 Cr	258,455
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	9%	₹364 Cr	13,773,081 ↑ 500,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	7%	₹296 Cr	419,126
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	6%	₹253 Cr	1,399,964
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹245 Cr	251,657
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹172 Cr	358,832 ↑ 50,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹152 Cr	438,430
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹150 Cr	786,342
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	3%	₹134 Cr	250,430

2. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,308 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 14.75% (top quartile).
3Y return: 23.16% (top quartile).
1Y return: 15.25% (top quartile).
Alpha: 2.15 (top quartile).
Sharpe: 0.58 (top quartile).
Information ratio: 0.20 (lower mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Sun Pharmaceuticals Industries Ltd (~8.5%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (05 Aug 26)	₹337.669 ↑ 1.01 (0.30 %)
Net Assets (Cr)	₹1,308 on 30 Jun 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	0.58
Information Ratio	0.2
Alpha Ratio	2.15
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹8,749
31 Jul 23	₹10,615
31 Jul 24	₹15,542
31 Jul 25	₹17,610
31 Jul 26	₹19,855

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	2.2%
3 Month	13.4%
6 Month	21.8%
1 Year	15.2%
3 Year	23.2%
5 Year	14.7%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.1%
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	4.25 Yr.

Data below for UTI Healthcare Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Health Care	95.05%

Asset Allocation

Asset Class	Value
Cash	4.95%
Equity	95.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	9%	₹112 Cr	600,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹66 Cr	194,021 ↓ -1,274
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	5%	₹62 Cr	94,242 ↑ 5,428
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹54 Cr	215,251
Caplin Point Laboratories Ltd (Healthcare) Equity, Since 31 Dec 23 \| CAPLIPOINT	4%	₹53 Cr	200,000 ↑ 15,000
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	4%	₹49 Cr	203,834
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹46 Cr	53,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	3%	₹41 Cr	73,830 ↑ 5,830
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	3%	₹39 Cr	290,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| MAXHEALTH	3%	₹39 Cr	344,969

3. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹6,218 Cr).
Established history (17+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 14.62% (upper mid).
3Y return: 16.60% (upper mid).
1Y return: 6.36% (upper mid).
Alpha: -0.74 (lower mid).
Sharpe: -0.25 (lower mid).
Information ratio: 0.60 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.5%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (05 Aug 26)	₹188.312 ↑ 0.49 (0.26 %)
Net Assets (Cr)	₹6,218 on 30 Jun 26
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.25
Information Ratio	0.6
Alpha Ratio	-0.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,374
31 Jul 23	₹12,812
31 Jul 24	₹19,094
31 Jul 25	₹18,978
31 Jul 26	₹19,844

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	1.2%
3 Month	3.5%
6 Month	0.2%
1 Year	6.4%
3 Year	16.6%
5 Year	14.6%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	9.21 Yr.

Data below for UTI Core Equity Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	30.5%
Industrials	10.32%
Health Care	8.71%
Technology	7.72%
Consumer Cyclical	7.68%
Communication Services	6.38%
Basic Materials	6.24%
Consumer Defensive	5.81%
Energy	5.16%
Real Estate	4.98%
Utility	3.56%

Asset Allocation

Asset Class	Value
Cash	2.94%
Equity	97.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	5%	₹341 Cr	4,274,721 ↑ 275,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	4%	₹222 Cr	1,612,555 ↑ 185,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	3%	₹180 Cr	434,456 ↑ 41,000
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	3%	₹165 Cr	1,605,982 ↑ 725,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹165 Cr	5,744,906 ↑ 200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 18 \| BHARTIARTL	3%	₹165 Cr	889,222
Aurobindo Pharma Ltd (Healthcare) Equity, Since 28 Feb 21 \| AUROPHARMA	2%	₹155 Cr	979,252
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	2%	₹153 Cr	1,533,225 ↑ 85,000
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹152 Cr	3,880,761 ↑ 820,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹151 Cr	5,264,807

4. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Lower mid AUM (₹2,162 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 14.40% (upper mid).
3Y return: 15.31% (upper mid).
1Y return: 4.64% (bottom quartile).
Alpha: -0.12 (upper mid).
Sharpe: -0.18 (upper mid).
Information ratio: -0.49 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Bharti Airtel Ltd (~13.4%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (05 Aug 26)	₹147.022 ↑ 0.38 (0.26 %)
Net Assets (Cr)	₹2,162 on 30 Jun 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.18
Information Ratio	-0.49
Alpha Ratio	-0.12
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,535
31 Jul 23	₹13,234
31 Jul 24	₹20,768
31 Jul 25	₹19,215
31 Jul 26	₹19,859

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	0.2%
3 Month	0.8%
6 Month	1.5%
1 Year	4.6%
3 Year	15.3%
5 Year	14.4%
10 Year
15 Year
Since launch	13.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.3%
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Deepesh Agarwal	16 Jun 25	1.12 Yr.

Data below for UTI Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	45.63%
Communication Services	13.4%
Energy	13.32%
Utility	7.51%
Basic Materials	6.32%
Financial Services	5.21%
Consumer Cyclical	3.28%
Real Estate	2.23%
Health Care	0.13%

Asset Allocation

Asset Class	Value
Cash	2.98%
Equity	97.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹290 Cr	1,564,789 ↑ 9,304
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	9%	₹194 Cr	467,110 ↓ -40,059
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	8%	₹166 Cr	1,280,226 ↑ 86,416
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	5%	₹101 Cr	188,992 ↓ -4,723
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹95 Cr	522,760 ↓ -16,083
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	4%	₹89 Cr	78,761
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	4%	₹76 Cr	2,143,768 ↓ -287,913
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹71 Cr	3,025,981
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹61 Cr	453,281
Suzlon Energy Ltd (Industrials) Equity, Since 31 Oct 25 \| SUZLON	2%	₹47 Cr	8,058,273

5. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹12,122 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.32% (lower mid).
3Y return: 13.04% (bottom quartile).
1Y return: 5.92% (lower mid).
Alpha: -5.37 (bottom quartile).
Sharpe: -0.28 (lower mid).
Information ratio: -1.62 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding PB Fintech Ltd (~2.6%).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (05 Aug 26)	₹317.089 ↑ 0.93 (0.30 %)
Net Assets (Cr)	₹12,122 on 30 Jun 26
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.28
Information Ratio	-1.62
Alpha Ratio	-5.37
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,452
31 Jul 23	₹12,540
31 Jul 24	₹17,998
31 Jul 25	₹17,120
31 Jul 26	₹17,877

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	2.9%
3 Month	6%
6 Month	5.6%
1 Year	5.9%
3 Year	13%
5 Year	12.3%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.1%
2024	23.3%
2023	30.5%
2022	-0.8%
2021	43.1%
2020	32.7%
2019	-0.2%
2018	-14.9%
2017	42%
2016	3.5%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	1.12 Yr.

Data below for UTI Mid Cap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	24.78%
Industrials	20.3%
Consumer Cyclical	12.53%
Health Care	12.33%
Basic Materials	10.11%
Technology	7.29%
Real Estate	2.96%
Communication Services	2.72%
Utility	2.48%
Consumer Defensive	1.85%
Energy	1.7%

Asset Allocation

Asset Class	Value
Cash	0.94%
Equity	99.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 21 \| POLICYBZR	3%	₹310 Cr	1,905,000 ↑ 250,000
Suzlon Energy Ltd (Industrials) Equity, Since 30 Jun 24 \| SUZLON	2%	₹280 Cr	47,500,000 ↑ 3,500,000
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	2%	₹279 Cr	280,000 ↓ -20,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 10 \| FEDERALBNK	2%	₹277 Cr	8,400,000 ↑ 700,000
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	2%	₹272 Cr	1,854,000 ↑ 154,000
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 17 \| TIINDIA	2%	₹267 Cr	880,000
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Nov 23 \| 532331	2%	₹257 Cr	750,000
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| 503100	2%	₹253 Cr	1,300,000
BSE Ltd (Financial Services) Equity, Since 31 May 26 \| BSE	2%	₹251 Cr	650,000 ↑ 75,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 30 Nov 25 \| AUROPHARMA	2%	₹249 Cr	1,574,612 ↑ 137,000

6. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Lower mid AUM (₹3,749 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.28% (lower mid).
3Y return: 14.78% (lower mid).
1Y return: 3.36% (bottom quartile).
Alpha: -2.28 (bottom quartile).
Sharpe: -0.49 (bottom quartile).
Information ratio: 0.60 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.7%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (05 Aug 26)	₹180.216 ↑ 0.41 (0.23 %)
Net Assets (Cr)	₹3,749 on 30 Jun 26
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.49
Information Ratio	0.6
Alpha Ratio	-2.28
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,165
31 Jul 23	₹12,015
31 Jul 24	₹18,239
31 Jul 25	₹17,542
31 Jul 26	₹17,886

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	1.7%
3 Month	2.8%
6 Month	-1.1%
1 Year	3.4%
3 Year	14.8%
5 Year	12.3%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.3%
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	3.71 Yr.

Data below for UTI Dividend Yield Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	28.99%
Technology	10.81%
Consumer Cyclical	10.18%
Health Care	10.11%
Industrials	8.33%
Real Estate	6.12%
Utility	5.68%
Energy	5.32%
Consumer Defensive	4.57%
Basic Materials	3.9%
Communication Services	3.54%

Asset Allocation

Asset Class	Value
Cash	1.63%
Equity	97.82%
Debt	0.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹327 Cr	4,100,000 ↑ 100,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	6%	₹213 Cr	1,550,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹128 Cr	1,250,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹111 Cr	600,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹106 Cr	345,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	3%	₹104 Cr	740,000 ↓ -20,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹102 Cr	2,600,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹90 Cr	3,150,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| MARUTI	2%	₹88 Cr	62,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	2%	₹83 Cr	825,000 ↑ 100,000

7. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹9,440 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.98% (bottom quartile).
3Y return: 13.93% (lower mid).
1Y return: 1.42% (bottom quartile).
Alpha: -3.38 (bottom quartile).
Sharpe: -0.53 (bottom quartile).
Information ratio: 0.27 (upper mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~100%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.8%).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (05 Aug 26)	₹169.01 ↑ 0.16 (0.10 %)
Net Assets (Cr)	₹9,440 on 30 Jun 26
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.53
Information Ratio	0.27
Alpha Ratio	-3.38
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,475
31 Jul 23	₹12,228
31 Jul 24	₹17,780
31 Jul 25	₹17,780
31 Jul 26	₹17,809

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	1.9%
3 Month	3.7%
6 Month	-1.6%
1 Year	1.4%
3 Year	13.9%
5 Year	12%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7%
2024	23.4%
2023	26.7%
2022	4.3%
2021	30.4%
2020	19%
2019	10.4%
2018	-2.4%
2017	29.1%
2016	2.6%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	8.5 Yr.

Data below for UTI Value Opportunities Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	33.96%
Consumer Cyclical	12.25%
Industrials	9.49%
Health Care	8.84%
Communication Services	7.14%
Technology	7.06%
Energy	5.89%
Real Estate	4.41%
Basic Materials	4.17%
Consumer Defensive	2.91%
Utility	2.9%

Asset Allocation

Asset Class	Value
Cash	0.19%
Equity	99.54%
Debt	0.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	9%	₹829 Cr	10,390,192 ↑ 90,192
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹591 Cr	4,300,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹407 Cr	2,200,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹370 Cr	2,751,090 ↑ 1,090
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹353 Cr	9,000,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	4%	₹339 Cr	3,300,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹281 Cr	915,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹275 Cr	2,750,000 ↑ 50,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹275 Cr	2,125,000 ↑ 200,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	2%	₹218 Cr	1,550,000 ↓ -75,000

8. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,430 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 11.73% (bottom quartile).
3Y return: 13.40% (bottom quartile).
1Y return: 6.72% (upper mid).
Alpha: 1.61 (top quartile).
Sharpe: -0.14 (upper mid).
Information ratio: 0.35 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~17.4%).
Top-3 holdings concentration ~40.5%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (05 Aug 26)	₹199.463 ↑ 0.08 (0.04 %)
Net Assets (Cr)	₹1,430 on 30 Jun 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	-0.14
Information Ratio	0.35
Alpha Ratio	1.61
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,481
31 Jul 23	₹12,591
31 Jul 24	₹15,514
31 Jul 25	₹17,010
31 Jul 26	₹17,892

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	0.3%
3 Month	6%
6 Month	-1.6%
1 Year	6.7%
3 Year	13.4%
5 Year	11.7%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	16.3%
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	1.12 Yr.
Bhavesh Kanani	12 Jan 26	0.55 Yr.

Data below for UTI Banking and Financial Services Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	95.87%
Technology	1.6%

Asset Allocation

Asset Class	Value
Cash	2.52%
Equity	97.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	17%	₹249 Cr	3,125,000 ↑ 50,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	14%	₹200 Cr	1,451,000 ↑ 56,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	9%	₹131 Cr	970,000 ↑ 150,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	9%	₹128 Cr	1,248,490
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	8%	₹114 Cr	1,135,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	7%	₹100 Cr	2,550,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹72 Cr	692,975 ↓ -75,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| SBILIFE	3%	₹49 Cr	277,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Aug 24 \| 532978	3%	₹44 Cr	246,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	3%	₹41 Cr	6,884,317

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI India Lifestyle Fund

Bottom quartile AUM (₹689 Cr).
Established history (19+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 10.50% (bottom quartile).
3Y return: 12.09% (bottom quartile).
1Y return: 5.17% (lower mid).
Alpha: -0.99 (lower mid).
Sharpe: -0.39 (bottom quartile).
Information ratio: -0.88 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Mahindra & Mahindra Ltd (~9.1%).

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (05 Aug 26)	₹59.9312 ↑ 0.17 (0.28 %)
Net Assets (Cr)	₹689 on 30 Jun 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.45
Sharpe Ratio	-0.39
Information Ratio	-0.88
Alpha Ratio	-0.99
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,787
31 Jul 23	₹11,927
31 Jul 24	₹16,569
31 Jul 25	₹15,852
31 Jul 26	₹16,490

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	4.4%
3 Month	8.3%
6 Month	5.4%
1 Year	5.2%
3 Year	12.1%
5 Year	10.5%
10 Year
15 Year
Since launch	9.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.8%
2024	20.2%
2023	23%
2022	-2.3%
2021	26.4%
2020	15.2%
2019	5.8%
2018	-2.5%
2017	32.6%
2016	3.2%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure
Vicky Punjabi	16 Jun 25	1.12 Yr.

Data below for UTI India Lifestyle Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	52.38%
Consumer Defensive	16.71%
Communication Services	8.42%
Industrials	5.42%
Financial Services	4.44%
Real Estate	3.36%
Basic Materials	2.6%
Health Care	2.53%
Technology	1.98%

Asset Allocation

Asset Class	Value
Cash	2.14%
Equity	97.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	9%	₹63 Cr	205,244 ↑ 6,730
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| ETERNAL	9%	₹61 Cr	2,293,619
Titan Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 19 \| TITAN	7%	₹51 Cr	116,029 ↑ 5,786
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 11 \| MARUTI	6%	₹42 Cr	29,844 ↓ -827
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 11 \| BHARTIARTL	6%	₹40 Cr	213,825 ↓ -22,475
Trent Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| 500251	5%	₹34 Cr	102,093
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Dec 17 \| EICHERMOT	4%	₹30 Cr	42,788 ↑ 1,200
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 07 \| ITC	3%	₹21 Cr	733,363
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| 532343	3%	₹21 Cr	60,480 ↑ 3,170
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 17 \| 540376	3%	₹20 Cr	45,000

UTI ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਔਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?

Fincash.com 'ਤੇ ਜੀਵਨ ਭਰ ਲਈ ਮੁਫਤ ਨਿਵੇਸ਼ ਖਾਤਾ ਖੋਲ੍ਹੋ।

ਆਪਣੀ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਅਤੇ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਪੂਰਾ ਕਰੋ

ਦਸਤਾਵੇਜ਼ (ਪੈਨ, ਆਧਾਰ, ਆਦਿ) ਅੱਪਲੋਡ ਕਰੋ।ਅਤੇ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਤਿਆਰ ਹੋ!

ਸ਼ੁਰੂਆਤ ਕਰੋ

ਅਕਸਰ ਪੁੱਛੇ ਜਾਂਦੇ ਸਵਾਲ

1. UTI ਮਿਉਚੁਅਲ ਫੰਡ ਦੀ ਪ੍ਰਕਿਰਤੀ ਕੀ ਹੈ?

A: ਦਸੇਬੀ ਨੇ ਪੁਰਾਣੇ UTI ਤੋਂ UTI ਮਿਉਚੁਅਲ ਫੰਡ ਬਣਾਏਬੈਂਕ 1 ਫਰਵਰੀ 2003 ਨੂੰ। ਫੰਡ ਦਾ ਪ੍ਰਬੰਧਨ UTI ਸੰਪੱਤੀ ਪ੍ਰਬੰਧਨ ਕੰਪਨੀ ਅਤੇ ਇਸਦੇ ਪ੍ਰਮੁੱਖ ਸਪਾਂਸਰ, ਸਟੇਟ ਬੈਂਕ ਆਫ਼ ਇੰਡੀਆ (SBI), ਪੰਜਾਬ ਦੁਆਰਾ ਕੀਤਾ ਜਾਂਦਾ ਹੈ।ਨੈਸ਼ਨਲ ਬੈਂਕ (PNB), ਬੈਂਕ ਆਫ ਬੜੌਦਾ, ਅਤੇਭਾਰਤੀ ਜੀਵਨ ਬੀਮਾ ਨਿਗਮ.

2. ਕੀ UTI ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੇ ਸ਼ੇਅਰ ਕਿਸੇ ਹੋਰ ਸਮੂਹ ਕੋਲ ਹਨ?

A: ਹਾਂ, UTI ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੇ ਸ਼ੇਅਰਾਂ ਦਾ 26% ਟੀ ਰੋਵੇ ਪ੍ਰਾਈਸ ਗਰੁੱਪ INC ਕੋਲ ਹੈ। ਇਹ T Rowe Price Global Investment Services Ltd ਦੀ ਸਹਾਇਕ ਕੰਪਨੀ ਹੈ।

3. ਕੀ UTI ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਲਾਭਦਾਇਕ ਹੈ?

A: UTI ਮਿਉਚੁਅਲ ਫੰਡ ਸਭ ਤੋਂ ਪਸੰਦੀਦਾ ਵਿੱਚੋਂ ਇੱਕ ਹੈAMCs. ਇਤਿਹਾਸਕ ਤੌਰ 'ਤੇ, ਇਹ ਇੱਕ ਸਭ ਤੋਂ ਭਰੋਸੇਮੰਦ ਨਿਵੇਸ਼ ਯੋਜਨਾ ਸਾਬਤ ਹੋਈ ਹੈ।

4. UTI ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਵਿੱਚੋਂ ਸਭ ਤੋਂ ਵੱਧ ਪ੍ਰਸਿੱਧ ਕਿਹੜੀ ਹੈ?

A: UTI ਮਾਸਟਰਸ਼ੇਅਰ, ਜੋ ਕਿ 1986 ਵਿੱਚ ਪੁਰਾਣੇ UTI ਬੈਂਕ ਦੇ ਰੂਪ ਵਿੱਚ ਸ਼ੁਰੂ ਕੀਤਾ ਗਿਆ ਸੀ, ਸਭ ਤੋਂ ਲੰਬੇ ਸਮੇਂ ਤੱਕ ਚੱਲਣ ਵਾਲੀ ਅਤੇ ਸਭ ਤੋਂ ਸਫਲ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ।

5. ਕੀ ਮੈਂ UTI ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਔਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ/ਦੀ ਹਾਂ?

A: ਹਾਂ, ਕੰਪਨੀ ਦੀ ਵੈੱਬਸਾਈਟ 'ਤੇ ਲੌਗ-ਇਨ ਕਰੋ। ਉਸ ਤੋਂ ਬਾਅਦ, ਤੁਹਾਨੂੰ ਕੇਵਾਈਸੀ ਨਿਯਮਾਂ ਦੇ ਅਨੁਸਾਰ ਆਪਣੇ ਨਿੱਜੀ ਵੇਰਵੇ ਪ੍ਰਦਾਨ ਕਰਨ ਦੀ ਲੋੜ ਹੋਵੇਗੀ, ਜਿਵੇਂ ਕਿ ਤੁਹਾਡਾ ਪਛਾਣ ਸਬੂਤ, ਪਤੇ ਦਾ ਸਬੂਤ, ਅਤੇ ਹੋਰ ਸਮਾਨ ਵੇਰਵੇ। ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਪੂਰਾ ਕਰ ਲੈਂਦੇ ਹੋ, ਤਾਂ ਤੁਹਾਨੂੰ ਜੋਖਮ ਪੱਧਰ ਅਤੇ ਨਿਵੇਸ਼ ਦੀ ਕਿਸਮ ਦੀ ਚੋਣ ਕਰਨੀ ਪਵੇਗੀ। ਤੁਹਾਡੇ ਵੇਰਵਿਆਂ ਦੀ ਪੁਸ਼ਟੀ ਕਰਨ ਅਤੇ ਰਜਿਸਟਰੇਸ਼ਨ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਔਨਲਾਈਨ ਪੂਰਾ ਕਰਨ ਵਿੱਚ 1-2 ਕੰਮਕਾਜੀ ਦਿਨ ਲੱਗਦੇ ਹਨ। ਇੱਕ ਵਾਰ ਜਦੋਂ ਇਹ ਪੂਰਾ ਹੋ ਜਾਂਦਾ ਹੈ, ਤੁਸੀਂ ਅੱਪਡੇਟ ਰੱਖ ਸਕਦੇ ਹੋ ਅਤੇ ਆਪਣੀਆਂ ਲੋੜਾਂ ਮੁਤਾਬਕ ਨਿਵੇਸ਼ ਬਦਲ ਸਕਦੇ ਹੋ।

6. ਇੱਕ ਢੁਕਵੇਂ UTI ਮਿਉਚੁਅਲ ਫੰਡ ਦੀ ਚੋਣ ਕਿਵੇਂ ਕਰੀਏ?

A: ਪਹਿਲੀ ਚੀਜ਼ ਜਿਸ ਦੀ ਤੁਹਾਨੂੰ ਜਾਂਚ ਕਰਨੀ ਚਾਹੀਦੀ ਹੈ ਉਹ ਹੈ NAV ਅਤੇ ਖਾਸ ਫੰਡ ਦੇ ਇਤਿਹਾਸਕ ਰਿਟਰਨ। ਉਦਾਹਰਨ ਲਈ, UTI ਟਰਾਂਸਪੋਰਟੇਸ਼ਨ ਐਂਡ ਲੌਜਿਸਟਿਕ ਫੰਡ ਦੀ NAV ਰੁਪਏ 122.133 ਹੈ ਅਤੇ ਇਸ ਨੇ 5 ਸਾਲਾਂ ਵਿੱਚ 8.9% ਦੀ ਵਾਪਸੀ ਦਿਖਾਈ ਹੈ। ਇਸਦੇ ਮੁਕਾਬਲੇ, ਯੂਟੀਆਈ ਇਕੁਇਟੀ ਫੰਡ ਦੀ ਐਨਏਵੀ ਰੁਪਏ ਹੈ। 212.768, ਪਰ 5 ਸਾਲਾਂ ਵਿੱਚ 31.5% ਦੀ ਇਤਿਹਾਸਕ ਵਾਪਸੀ ਦਿਖਾਈ ਹੈ।

ਹਾਲਾਂਕਿ UTI ਇਕੁਇਟੀ ਦੀ NAV UTI ਟ੍ਰਾਂਸਪੋਰਟੇਸ਼ਨ ਅਤੇ ਲੌਜਿਸਟਿਕਸ ਨਾਲੋਂ ਵੱਧ ਹੈ, ਸਾਬਕਾ ਦੀ ਵਾਪਸੀ ਬਾਅਦ ਵਾਲੇ ਨਾਲੋਂ ਵੱਧ ਹੈ। ਇਸ ਤਰ੍ਹਾਂ, ਤੁਸੀਂ ਕਿੰਨੀ ਰਕਮ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ ਅਤੇ ROI ਦੇ ਆਧਾਰ 'ਤੇ, ਤੁਹਾਨੂੰ ਇੱਕ ਖਾਸ ਫੰਡ ਚੁਣਨਾ ਚਾਹੀਦਾ ਹੈ।

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।