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2022 ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਚੋਟੀ ਦੇ 5 ਮਿਉਚੁਅਲ ਫੰਡ

Updated on August 17, 2026 , 38904 views

ਮਿਉਚੁਅਲ ਫੰਡ ਦੇਰ ਨਾਲ ਨਿਵੇਸ਼ ਦਾ ਇੱਕ ਪ੍ਰਸਿੱਧ ਢੰਗ ਬਣ ਗਿਆ ਹੈ, ਅਤੇ ਬਹੁਤ ਸਾਰੇ ਨਿਵੇਸ਼ਕ ਇਸ ਵੱਲ ਝੁਕ ਰਹੇ ਹਨਨਿਵੇਸ਼ ਇਸ ਵਿੱਚ. ਮਿਉਚੁਅਲ ਫੰਡ ਨਾ ਸਿਰਫ਼ ਚੰਗੇ ਰਿਟਰਨ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੇ ਹਨ, ਬਲਕਿ ਪ੍ਰਾਪਤ ਕਰਨ ਦਾ ਇੱਕ ਯੋਜਨਾਬੱਧ ਮੌਕਾ ਵੀ ਦਿੰਦੇ ਹਨਵਿੱਤੀ ਟੀਚੇ, ਜੋ ਕਿ ਅਜੋਕੇ ਸਮੇਂ ਵਿੱਚ ਉਹਨਾਂ ਦੀ ਪ੍ਰਸਿੱਧੀ ਦਾ ਇੱਕ ਕਾਰਨ ਹੈ। ਹਾਲਾਂਕਿ, ਲੋੜੀਂਦੇ ਨਿਵੇਸ਼ ਟੀਚੇ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ ਜਾਂ ਚੰਗੀ ਰਿਟਰਨ ਕਮਾਉਣ ਲਈ, ਸਹੀ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਮਹੱਤਵਪੂਰਨ ਹੈ। ਇਸ ਲਈ ਅਸੀਂ ਇੱਥੇ ਹਾਂ! ਨਿਵੇਸ਼ਕ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ, ਅਸੀਂ ਤੁਹਾਡੇ ਲਈ ਕੁਝ ਲਿਆਉਂਦੇ ਹਾਂਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਤੁਹਾਨੂੰ ਨਿਵੇਸ਼ ਕਰਨ ਵੇਲੇ ਵਿਚਾਰਨ ਦੀ ਲੋੜ ਹੈ। ਇਹ ਫੰਡ ਮਹੱਤਵਪੂਰਨ ਮਾਪਦੰਡ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ., ਦੁਆਰਾ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤੇ ਗਏ ਹਨ।ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ, ਜਾਣਕਾਰੀ ਅਨੁਪਾਤ, ਆਦਿ।

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ਭਾਰਤ ਵਿੱਚ ਚੋਟੀ ਦੇ 5 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਮਿਉਚੁਅਲ ਫੰਡ

ਸਰਬੋਤਮ ਇਕੁਇਟੀ ਮਿਉਚੁਅਲ ਫੰਡ 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)Information RatioSharpe Ratio
DSP World Gold Fund Growth ₹58.9897
↓ -1.07
₹1,441 1,000 500 0.9-5.873.556.128.1167.1-0.561.14
DSP US Flexible Equity Fund Growth ₹93.9631
↓ -1.57
₹1,296 1,000 500 -0.820.739.927.718.333.801.4
Kotak Global Emerging Market Fund Growth ₹39.625
↓ -0.34
₹1,663 5,000 1,000 1.214.946.326.212.439.1-0.621.39
LIC MF Infrastructure Fund Growth ₹55.6056
↑ 0.02
₹1,145 5,000 1,000 7.89.61525.322.3-3.70.560.28
Invesco India Mid Cap Fund Growth ₹199.73
↑ 0.69
₹14,721 5,000 500 119.19.924.619.86.300.29
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Aug 26
Note: Ratio's shown as on 31 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundDSP US Flexible Equity FundKotak Global Emerging Market Fund LIC MF Infrastructure FundInvesco India Mid Cap Fund
Point 1Lower mid AUM (₹1,441 Cr).Bottom quartile AUM (₹1,296 Cr).Upper mid AUM (₹1,663 Cr).Bottom quartile AUM (₹1,145 Cr).Highest AUM (₹14,721 Cr).
Point 2Established history (18+ yrs).Established history (14+ yrs).Established history (18+ yrs).Established history (18+ yrs).Oldest track record among peers (19 yrs).
Point 3Rating: 3★ (upper mid).Top rated.Rating: 3★ (lower mid).Not Rated.Rating: 2★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 28.08% (top quartile).5Y return: 18.29% (bottom quartile).5Y return: 12.40% (bottom quartile).5Y return: 22.29% (upper mid).5Y return: 19.80% (lower mid).
Point 63Y return: 56.11% (top quartile).3Y return: 27.71% (upper mid).3Y return: 26.22% (lower mid).3Y return: 25.28% (bottom quartile).3Y return: 24.61% (bottom quartile).
Point 71Y return: 73.55% (top quartile).1Y return: 39.89% (lower mid).1Y return: 46.31% (upper mid).1Y return: 14.98% (bottom quartile).1Y return: 9.91% (bottom quartile).
Point 8Alpha: 2.59 (upper mid).Alpha: -7.66 (bottom quartile).Alpha: -4.91 (bottom quartile).Alpha: 5.37 (top quartile).Alpha: 0.00 (lower mid).
Point 9Sharpe: 1.14 (lower mid).Sharpe: 1.40 (top quartile).Sharpe: 1.39 (upper mid).Sharpe: 0.28 (bottom quartile).Sharpe: 0.29 (bottom quartile).
Point 10Information ratio: -0.56 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: -0.62 (bottom quartile).Information ratio: 0.56 (top quartile).Information ratio: 0.00 (lower mid).

DSP World Gold Fund

  • Lower mid AUM (₹1,441 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 28.08% (top quartile).
  • 3Y return: 56.11% (top quartile).
  • 1Y return: 73.55% (top quartile).
  • Alpha: 2.59 (upper mid).
  • Sharpe: 1.14 (lower mid).
  • Information ratio: -0.56 (bottom quartile).

DSP US Flexible Equity Fund

  • Bottom quartile AUM (₹1,296 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.29% (bottom quartile).
  • 3Y return: 27.71% (upper mid).
  • 1Y return: 39.89% (lower mid).
  • Alpha: -7.66 (bottom quartile).
  • Sharpe: 1.40 (top quartile).
  • Information ratio: 0.00 (upper mid).

Kotak Global Emerging Market Fund

  • Upper mid AUM (₹1,663 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 12.40% (bottom quartile).
  • 3Y return: 26.22% (lower mid).
  • 1Y return: 46.31% (upper mid).
  • Alpha: -4.91 (bottom quartile).
  • Sharpe: 1.39 (upper mid).
  • Information ratio: -0.62 (bottom quartile).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,145 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 22.29% (upper mid).
  • 3Y return: 25.28% (bottom quartile).
  • 1Y return: 14.98% (bottom quartile).
  • Alpha: 5.37 (top quartile).
  • Sharpe: 0.28 (bottom quartile).
  • Information ratio: 0.56 (top quartile).

Invesco India Mid Cap Fund

  • Highest AUM (₹14,721 Cr).
  • Oldest track record among peers (19 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.80% (lower mid).
  • 3Y return: 24.61% (bottom quartile).
  • 1Y return: 9.91% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.29 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

ਸਰਬੋਤਮ ਕਰਜ਼ਾ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04
₹2971.35.913.78.8 0%1Y 15D
Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01
₹3620.811.412.85.3 4.52%1Y 2M 13D1Y 7M 3D
Aditya Birla Sun Life Credit Risk Fund Growth ₹25.3943
↓ -0.01
₹1,5323.34.512.212.313.47.98%2Y 29D2Y 9M 4D
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550110.211.85 4.19%5M 18D8M 1D
DSP Credit Risk Fund Growth ₹55.1302
↓ -0.02
₹2873.29.510.516217.73%2Y 1M 28D2Y 10M 17D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Ultra Short Bond Fund - Super Institutional PlanSundaram Short Term Debt FundAditya Birla Sun Life Credit Risk FundSundaram Low Duration FundDSP Credit Risk Fund
Point 1Bottom quartile AUM (₹297 Cr).Lower mid AUM (₹362 Cr).Highest AUM (₹1,532 Cr).Upper mid AUM (₹550 Cr).Bottom quartile AUM (₹287 Cr).
Point 2Established history (18+ yrs).Oldest track record among peers (23 yrs).Established history (11+ yrs).Established history (19+ yrs).Established history (23+ yrs).
Point 3Rating: 1★ (bottom quartile).Rating: 2★ (upper mid).Not Rated.Rating: 2★ (lower mid).Top rated.
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.
Point 51Y return: 13.69% (top quartile).1Y return: 12.83% (upper mid).1Y return: 12.22% (lower mid).1Y return: 11.79% (bottom quartile).1Y return: 10.53% (bottom quartile).
Point 61M return: 0.59% (upper mid).1M return: 0.20% (bottom quartile).1M return: 0.81% (top quartile).1M return: 0.28% (bottom quartile).1M return: 0.54% (lower mid).
Point 7Sharpe: 2.57 (top quartile).Sharpe: 0.98 (bottom quartile).Sharpe: 1.77 (upper mid).Sharpe: 0.99 (lower mid).Sharpe: 0.75 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 4.52% (lower mid).Yield to maturity (debt): 7.98% (top quartile).Yield to maturity (debt): 4.19% (bottom quartile).Yield to maturity (debt): 7.73% (upper mid).
Point 10Modified duration: 0.00 yrs (top quartile).Modified duration: 1.20 yrs (lower mid).Modified duration: 2.08 yrs (bottom quartile).Modified duration: 0.47 yrs (upper mid).Modified duration: 2.16 yrs (bottom quartile).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

  • Bottom quartile AUM (₹297 Cr).
  • Established history (18+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 13.69% (top quartile).
  • 1M return: 0.59% (upper mid).
  • Sharpe: 2.57 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

Sundaram Short Term Debt Fund

  • Lower mid AUM (₹362 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 12.83% (upper mid).
  • 1M return: 0.20% (bottom quartile).
  • Sharpe: 0.98 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 4.52% (lower mid).
  • Modified duration: 1.20 yrs (lower mid).

Aditya Birla Sun Life Credit Risk Fund

  • Highest AUM (₹1,532 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 12.22% (lower mid).
  • 1M return: 0.81% (top quartile).
  • Sharpe: 1.77 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.98% (top quartile).
  • Modified duration: 2.08 yrs (bottom quartile).

Sundaram Low Duration Fund

  • Upper mid AUM (₹550 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 11.79% (bottom quartile).
  • 1M return: 0.28% (bottom quartile).
  • Sharpe: 0.99 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 4.19% (bottom quartile).
  • Modified duration: 0.47 yrs (upper mid).

DSP Credit Risk Fund

  • Bottom quartile AUM (₹287 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 10.53% (bottom quartile).
  • 1M return: 0.54% (lower mid).
  • Sharpe: 0.75 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.73% (upper mid).
  • Modified duration: 2.16 yrs (bottom quartile).

ਸਰਵੋਤਮ ਹਾਈਬ੍ਰਿਡ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹43.01
↑ 0.02
₹1,8417.511.71417.714.7-0.9
UTI Multi Asset Fund Growth ₹79.7046
↓ -0.43
₹6,9982.6-0.37.416.113.211.1
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78
₹1,9540.510.527.11614.2
SBI Multi Asset Allocation Fund Growth ₹67.3744
↓ -0.13
₹20,2401.90.713.815.613.318.6
ICICI Prudential Multi-Asset Fund Growth ₹819.049
↓ -2.84
₹86,7852.8-0.78.115.416.718.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Aug 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundUTI Multi Asset FundSundaram Equity Hybrid FundSBI Multi Asset Allocation FundICICI Prudential Multi-Asset Fund
Point 1Bottom quartile AUM (₹1,841 Cr).Lower mid AUM (₹6,998 Cr).Bottom quartile AUM (₹1,954 Cr).Upper mid AUM (₹20,240 Cr).Highest AUM (₹86,785 Cr).
Point 2Established history (10+ yrs).Established history (17+ yrs).Oldest track record among peers (26 yrs).Established history (20+ yrs).Established history (23+ yrs).
Point 3Not Rated.Rating: 1★ (bottom quartile).Rating: 2★ (upper mid).Top rated.Rating: 2★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.
Point 55Y return: 14.69% (upper mid).5Y return: 13.18% (bottom quartile).5Y return: 14.20% (lower mid).5Y return: 13.32% (bottom quartile).5Y return: 16.71% (top quartile).
Point 63Y return: 17.70% (top quartile).3Y return: 16.13% (upper mid).3Y return: 16.03% (lower mid).3Y return: 15.58% (bottom quartile).3Y return: 15.35% (bottom quartile).
Point 71Y return: 14.02% (upper mid).1Y return: 7.41% (bottom quartile).1Y return: 27.10% (top quartile).1Y return: 13.77% (lower mid).1Y return: 8.11% (bottom quartile).
Point 81M return: 2.99% (top quartile).1M return: 1.74% (lower mid).1M return: 1.80% (upper mid).1M return: 0.96% (bottom quartile).1M return: 0.84% (bottom quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 5.81 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.32 (lower mid).Sharpe: 0.17 (bottom quartile).Sharpe: 2.64 (top quartile).Sharpe: 0.63 (upper mid).Sharpe: 0.28 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Bottom quartile AUM (₹1,841 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.69% (upper mid).
  • 3Y return: 17.70% (top quartile).
  • 1Y return: 14.02% (upper mid).
  • 1M return: 2.99% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.32 (lower mid).

UTI Multi Asset Fund

  • Lower mid AUM (₹6,998 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.18% (bottom quartile).
  • 3Y return: 16.13% (upper mid).
  • 1Y return: 7.41% (bottom quartile).
  • 1M return: 1.74% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.17 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Bottom quartile AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (lower mid).
  • 3Y return: 16.03% (lower mid).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (upper mid).
  • Alpha: 5.81 (top quartile).
  • Sharpe: 2.64 (top quartile).

SBI Multi Asset Allocation Fund

  • Upper mid AUM (₹20,240 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 13.32% (bottom quartile).
  • 3Y return: 15.58% (bottom quartile).
  • 1Y return: 13.77% (lower mid).
  • 1M return: 0.96% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.63 (upper mid).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹86,785 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.71% (top quartile).
  • 3Y return: 15.35% (bottom quartile).
  • 1Y return: 8.11% (bottom quartile).
  • 1M return: 0.84% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.28 (bottom quartile).

ਸਰਬੋਤਮ ਗੋਲਡ ਮਿਉਚੁਅਲ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP World Gold Fund Growth ₹58.9897
↓ -1.07
₹1,4410.9-5.873.556.128.1167.1
SBI Gold Fund Growth ₹44.5183
↓ -0.03
₹15,812-2.61.552.336.22571.5
Aditya Birla Sun Life Gold Fund Growth ₹44.246
↑ 0.06
₹1,665-2.51.652.436.124.972
ICICI Prudential Regular Gold Savings Fund Growth ₹47.0501
↓ -0.03
₹6,398-2.51.352.136.12572
Nippon India Gold Savings Fund Growth ₹58.1414
↑ 0.00
₹6,959-2.61.352.23624.871.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Aug 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundSBI Gold FundAditya Birla Sun Life Gold FundICICI Prudential Regular Gold Savings FundNippon India Gold Savings Fund
Point 1Bottom quartile AUM (₹1,441 Cr).Highest AUM (₹15,812 Cr).Bottom quartile AUM (₹1,665 Cr).Lower mid AUM (₹6,398 Cr).Upper mid AUM (₹6,959 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 2★ (lower mid).Rating: 3★ (upper mid).Rating: 1★ (bottom quartile).Rating: 2★ (bottom quartile).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 28.08% (top quartile).5Y return: 25.02% (upper mid).5Y return: 24.89% (bottom quartile).5Y return: 24.98% (lower mid).5Y return: 24.78% (bottom quartile).
Point 63Y return: 56.11% (top quartile).3Y return: 36.16% (upper mid).3Y return: 36.11% (lower mid).3Y return: 36.06% (bottom quartile).3Y return: 35.97% (bottom quartile).
Point 71Y return: 73.55% (top quartile).1Y return: 52.30% (lower mid).1Y return: 52.42% (upper mid).1Y return: 52.11% (bottom quartile).1Y return: 52.21% (bottom quartile).
Point 8Alpha: 2.59 (top quartile).1M return: 9.15% (bottom quartile).1M return: 9.18% (upper mid).1M return: 9.15% (bottom quartile).1M return: 9.16% (lower mid).
Point 9Sharpe: 1.14 (lower mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Information ratio: -0.56 (bottom quartile).Sharpe: 1.22 (top quartile).Sharpe: 1.13 (bottom quartile).Sharpe: 1.16 (upper mid).Sharpe: 1.13 (bottom quartile).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,441 Cr).
  • Oldest track record among peers (18 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 28.08% (top quartile).
  • 3Y return: 56.11% (top quartile).
  • 1Y return: 73.55% (top quartile).
  • Alpha: 2.59 (top quartile).
  • Sharpe: 1.14 (lower mid).
  • Information ratio: -0.56 (bottom quartile).

SBI Gold Fund

  • Highest AUM (₹15,812 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 25.02% (upper mid).
  • 3Y return: 36.16% (upper mid).
  • 1Y return: 52.30% (lower mid).
  • 1M return: 9.15% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.22 (top quartile).

Aditya Birla Sun Life Gold Fund

  • Bottom quartile AUM (₹1,665 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.89% (bottom quartile).
  • 3Y return: 36.11% (lower mid).
  • 1Y return: 52.42% (upper mid).
  • 1M return: 9.18% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.13 (bottom quartile).

ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹6,398 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.98% (lower mid).
  • 3Y return: 36.06% (bottom quartile).
  • 1Y return: 52.11% (bottom quartile).
  • 1M return: 9.15% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.16 (upper mid).

Nippon India Gold Savings Fund

  • Upper mid AUM (₹6,959 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.78% (bottom quartile).
  • 3Y return: 35.97% (bottom quartile).
  • 1Y return: 52.21% (bottom quartile).
  • 1M return: 9.16% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.13 (bottom quartile).

ਮਿਉਚੁਅਲ ਫੰਡ ਦੀਆਂ ਕਿਸਮਾਂ: ਜੋਖਮ ਅਤੇ ਵਾਪਸੀ

ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ, ਹੇਠ ਲਿਖੀਆਂ ਮਿਉਚੁਅਲ ਫੰਡ ਸ਼੍ਰੇਣੀਆਂ ਦੇ ਬੁਨਿਆਦੀ ਜੋਖਮ ਅਤੇ ਔਸਤ ਰਿਟਰਨ ਨੂੰ ਜਾਣੋ:

ਮਿਉਚੁਅਲ ਫੰਡ ਸ਼੍ਰੇਣੀ ਔਸਤ ਵਾਪਸੀ ਜੋਖਮ ਜੋਖਮ ਦੀ ਕਿਸਮ
ਇਕੁਇਟੀ ਫੰਡ 2% -20% ਉੱਚ ਤੋਂ ਦਰਮਿਆਨੀ ਅਸਥਿਰਤਾ ਜੋਖਮ, ਪ੍ਰਦਰਸ਼ਨ ਜੋਖਮ, ਇਕਾਗਰਤਾ ਜੋਖਮ
ਕਰਜ਼ਾ/ਬਾਂਡ 8-14% ਘੱਟ ਤੋਂ ਦਰਮਿਆਨੀ ਵਿਆਜ ਦਰ ਜੋਖਮ, ਕ੍ਰੈਡਿਟ ਜੋਖਮ
ਮਨੀ ਮਾਰਕੀਟ ਫੰਡ 4%-8% ਘੱਟ ਮਹਿੰਗਾਈ ਜੋਖਮ, ਮੌਕੇ ਦਾ ਨੁਕਸਾਨ
ਸੰਤੁਲਿਤ ਫੰਡ 5-15% ਮੱਧਮ ਇਕੁਇਟੀ, ਕਰਜ਼ਾ ਹੋਲਡਿੰਗਜ਼ ਲਈ ਉੱਚ ਐਕਸਪੋਜਰ

ਮਿਉਚੁਅਲ ਫੰਡ ਕੈਲਕੁਲੇਟਰ: ਆਪਣੇ ਨਿਵੇਸ਼ ਰਿਟਰਨਾਂ ਨੂੰ ਪਹਿਲਾਂ ਤੋਂ ਨਿਰਧਾਰਤ ਕਰੋ

sip ਕੈਲਕੁਲੇਟਰ ਇੱਕ ਸਮਾਰਟ ਟੂਲ ਹੈ ਜੋ ਨਿਵੇਸ਼ਕਾਂ ਦੇ ਮੁੱਖ ਸਵਾਲਾਂ ਨੂੰ ਹੱਲ ਕਰਦਾ ਹੈ ਜਿਵੇਂ ਕਿ 'ਕਿੰਨਾ ਨਿਵੇਸ਼ ਕਰਨਾ ਹੈ', 'ਮੈਂ ਕਿੰਨਾ ਕਮਾਵਾਂਗਾ', 'ਮੇਰਾ ਲਾਭ ਕਿੰਨਾ ਹੋਵੇਗਾ', ਆਦਿ।ਮਿਉਚੁਅਲ ਫੰਡ ਕੈਲਕੁਲੇਟਰ, ਹੋਰ ਖਾਸ ਤੌਰ 'ਤੇ,SIP ਕੈਲਕੁਲੇਟਰ ਉਸ ਕਾਰਜਕਾਲ ਲਈ ਤੁਹਾਡੀ ਨਿਵੇਸ਼ ਰਕਮ ਨੂੰ ਪਹਿਲਾਂ ਤੋਂ ਨਿਰਧਾਰਤ ਕਰਦਾ ਹੈ ਜਿਸ ਲਈ ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ। ਇਹ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਸਾਧਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈਵਿੱਤੀ ਯੋਜਨਾਬੰਦੀ. ਕੀ ਕੋਈ ਕਾਰ, ਘਰ ਖਰੀਦਣ ਦੀ ਯੋਜਨਾ ਬਣਾਉਣਾ ਚਾਹੁੰਦਾ ਹੈ, ਯੋਜਨਾ ਬਣਾਉਣਾ ਚਾਹੁੰਦਾ ਹੈਸੇਵਾਮੁਕਤੀ, ਇੱਕ ਬੱਚੇ ਦੀ ਉੱਚ ਸਿੱਖਿਆ ਜਾਂ ਕੋਈ ਹੋਰ ਵਿੱਤੀ ਟੀਚਾ, SIP ਕੈਲਕੁਲੇਟਰ ਨੂੰ ਉਸੇ ਲਈ ਵਰਤਿਆ ਜਾ ਸਕਦਾ ਹੈ। ਇੱਥੇ ਦੱਸਿਆ ਗਿਆ ਹੈ ਕਿ ਕੈਲਕੁਲੇਟਰ ਕਿਵੇਂ ਕੰਮ ਕਰਦਾ ਹੈ:

ਉਦਾਹਰਣ:

ਮਹੀਨਾਵਾਰ ਨਿਵੇਸ਼: ₹ 2,000

ਨਿਵੇਸ਼ ਦੀ ਮਿਆਦ: 10 ਸਾਲ

ਨਿਵੇਸ਼ ਕੀਤੀ ਕੁੱਲ ਰਕਮ: ₹ 2,40,000

ਲੰਬੇ ਸਮੇਂ ਦੀ ਮਹਿੰਗਾਈ: 5% (ਲਗਭਗ)

ਲੰਬੇ ਸਮੇਂ ਦੀ ਵਿਕਾਸ ਦਰ: 14% (ਲਗਭਗ)

SIP ਕੈਲਕੁਲੇਟਰ ਦੇ ਅਨੁਸਾਰ ਸੰਭਾਵਿਤ ਰਿਟਰਨ: ₹ 4,98,585

SIP-Calculator

ਤੁਹਾਨੂੰ ਸਿਰਫ਼ ਇੱਕ SIP ਕੈਲਕੁਲੇਟਰ ਵਿੱਚ ਕੁਝ ਬੁਨਿਆਦੀ ਇਨਪੁਟ ਦਾਖਲ ਕਰਨ ਦੀ ਲੋੜ ਹੈ ਜਿਵੇਂ ਕਿ ਨਿਵੇਸ਼ ਦੀ ਰਕਮ ਅਤੇ ਨਿਵੇਸ਼ ਦੀ ਮਿਆਦ (ਵਾਧੂ ਇਨਪੁੱਟ ਜਿਵੇਂ ਮਹਿੰਗਾਈ ਅਤੇ ਉਮੀਦ ਕੀਤੀ ਜਾਂਦੀ ਹੈ।ਬਜ਼ਾਰ ਰਿਟਰਨ ਇੱਕ ਹੋਰ ਯਥਾਰਥਵਾਦੀ ਤਸਵੀਰ ਦੇਵੇਗਾ). ਇਹਨਾਂ ਐਂਟਰੀਆਂ ਦਾ ਆਉਟਪੁੱਟ ਪਰਿਪੱਕਤਾ ਅਤੇ ਕੀਤੇ ਲਾਭਾਂ 'ਤੇ ਅੰਤਮ ਰਕਮ ਹੋਵੇਗੀ।

ਟੀਚੇ ਨੂੰ ਧਿਆਨ ਵਿੱਚ ਰੱਖਦੇ ਹੋਏ ਇੱਕ ਸਮਾਨ ਗਣਨਾ ਵੀ ਇਹ ਨਿਰਧਾਰਤ ਕਰਨ ਲਈ ਕੀਤੀ ਜਾ ਸਕਦੀ ਹੈ ਕਿ ਟੀਚੇ ਤੱਕ ਪਹੁੰਚਣ ਲਈ ਕਿੰਨਾ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ। ਤੁਹਾਨੂੰ ਇੱਕ ਖਾਸ ਟੀਚਾ ਚੁਣਨਾ ਹੋਵੇਗਾ, ਜਿਵੇਂ ਕਿ ਹੇਠਾਂ ਦਿੱਤਾ ਗਿਆ ਹੈ, ਅਤੇ ਟੀਚਾ ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਕੇ ਵੇਰਵਿਆਂ ਦਾ ਅੰਦਾਜ਼ਾ ਲਗਾਉਣਾ ਹੋਵੇਗਾ।

SIP-Calculator-6

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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