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2022 ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਚੋਟੀ ਦੇ 5 ਮਿਉਚੁਅਲ ਫੰਡ

Updated on July 8, 2026 , 38772 views

ਮਿਉਚੁਅਲ ਫੰਡ ਦੇਰ ਨਾਲ ਨਿਵੇਸ਼ ਦਾ ਇੱਕ ਪ੍ਰਸਿੱਧ ਢੰਗ ਬਣ ਗਿਆ ਹੈ, ਅਤੇ ਬਹੁਤ ਸਾਰੇ ਨਿਵੇਸ਼ਕ ਇਸ ਵੱਲ ਝੁਕ ਰਹੇ ਹਨਨਿਵੇਸ਼ ਇਸ ਵਿੱਚ. ਮਿਉਚੁਅਲ ਫੰਡ ਨਾ ਸਿਰਫ਼ ਚੰਗੇ ਰਿਟਰਨ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੇ ਹਨ, ਬਲਕਿ ਪ੍ਰਾਪਤ ਕਰਨ ਦਾ ਇੱਕ ਯੋਜਨਾਬੱਧ ਮੌਕਾ ਵੀ ਦਿੰਦੇ ਹਨਵਿੱਤੀ ਟੀਚੇ, ਜੋ ਕਿ ਅਜੋਕੇ ਸਮੇਂ ਵਿੱਚ ਉਹਨਾਂ ਦੀ ਪ੍ਰਸਿੱਧੀ ਦਾ ਇੱਕ ਕਾਰਨ ਹੈ। ਹਾਲਾਂਕਿ, ਲੋੜੀਂਦੇ ਨਿਵੇਸ਼ ਟੀਚੇ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ ਜਾਂ ਚੰਗੀ ਰਿਟਰਨ ਕਮਾਉਣ ਲਈ, ਸਹੀ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਮਹੱਤਵਪੂਰਨ ਹੈ। ਇਸ ਲਈ ਅਸੀਂ ਇੱਥੇ ਹਾਂ! ਨਿਵੇਸ਼ਕ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ, ਅਸੀਂ ਤੁਹਾਡੇ ਲਈ ਕੁਝ ਲਿਆਉਂਦੇ ਹਾਂਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਤੁਹਾਨੂੰ ਨਿਵੇਸ਼ ਕਰਨ ਵੇਲੇ ਵਿਚਾਰਨ ਦੀ ਲੋੜ ਹੈ। ਇਹ ਫੰਡ ਮਹੱਤਵਪੂਰਨ ਮਾਪਦੰਡ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ., ਦੁਆਰਾ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤੇ ਗਏ ਹਨ।ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ, ਜਾਣਕਾਰੀ ਅਨੁਪਾਤ, ਆਦਿ।

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ਭਾਰਤ ਵਿੱਚ ਚੋਟੀ ਦੇ 5 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਮਿਉਚੁਅਲ ਫੰਡ

ਸਰਬੋਤਮ ਇਕੁਇਟੀ ਮਿਉਚੁਅਲ ਫੰਡ 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)Information RatioSharpe Ratio
DSP World Gold Fund Growth ₹50.0235
↑ 0.83
₹1,679 1,000 500 -19.8-11.267.644.722.6167.1-0.781.77
DSP US Flexible Equity Fund Growth ₹93.7161
↑ 1.39
₹1,323 1,000 500 15.819.847.327.418.233.80.132.57
LIC MF Infrastructure Fund Growth ₹54.9742
↑ 0.53
₹1,099 5,000 1,000 1113.38.726.623.5-3.70.550.26
SBI PSU Fund Growth ₹34.5645
↑ 0.53
₹6,594 5,000 500 -1.82.56.92623.211.3-0.020.26
Kotak Global Emerging Market Fund Growth ₹39.397
↑ 0.33
₹1,793 5,000 1,000 13.923.354261139.1-0.252.29
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jul 26
Note: Ratio's shown as on 31 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundDSP US Flexible Equity FundLIC MF Infrastructure FundSBI PSU FundKotak Global Emerging Market Fund
Point 1Lower mid AUM (₹1,679 Cr).Bottom quartile AUM (₹1,323 Cr).Bottom quartile AUM (₹1,099 Cr).Highest AUM (₹6,594 Cr).Upper mid AUM (₹1,793 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (13+ yrs).Established history (18+ yrs).Established history (16+ yrs).Established history (18+ yrs).
Point 3Rating: 3★ (upper mid).Top rated.Not Rated.Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 22.59% (lower mid).5Y return: 18.23% (bottom quartile).5Y return: 23.52% (top quartile).5Y return: 23.23% (upper mid).5Y return: 11.02% (bottom quartile).
Point 63Y return: 44.67% (top quartile).3Y return: 27.37% (upper mid).3Y return: 26.59% (lower mid).3Y return: 26.03% (bottom quartile).3Y return: 25.99% (bottom quartile).
Point 71Y return: 67.61% (top quartile).1Y return: 47.32% (lower mid).1Y return: 8.69% (bottom quartile).1Y return: 6.95% (bottom quartile).1Y return: 54.02% (upper mid).
Point 8Alpha: -0.46 (lower mid).Alpha: -3.23 (bottom quartile).Alpha: 4.51 (top quartile).Alpha: 0.16 (upper mid).Alpha: -1.76 (bottom quartile).
Point 9Sharpe: 1.77 (lower mid).Sharpe: 2.57 (top quartile).Sharpe: 0.26 (bottom quartile).Sharpe: 0.26 (bottom quartile).Sharpe: 2.29 (upper mid).
Point 10Information ratio: -0.78 (bottom quartile).Information ratio: 0.13 (upper mid).Information ratio: 0.55 (top quartile).Information ratio: -0.02 (lower mid).Information ratio: -0.25 (bottom quartile).

DSP World Gold Fund

  • Lower mid AUM (₹1,679 Cr).
  • Oldest track record among peers (18 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 22.59% (lower mid).
  • 3Y return: 44.67% (top quartile).
  • 1Y return: 67.61% (top quartile).
  • Alpha: -0.46 (lower mid).
  • Sharpe: 1.77 (lower mid).
  • Information ratio: -0.78 (bottom quartile).

DSP US Flexible Equity Fund

  • Bottom quartile AUM (₹1,323 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.23% (bottom quartile).
  • 3Y return: 27.37% (upper mid).
  • 1Y return: 47.32% (lower mid).
  • Alpha: -3.23 (bottom quartile).
  • Sharpe: 2.57 (top quartile).
  • Information ratio: 0.13 (upper mid).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,099 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 23.52% (top quartile).
  • 3Y return: 26.59% (lower mid).
  • 1Y return: 8.69% (bottom quartile).
  • Alpha: 4.51 (top quartile).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: 0.55 (top quartile).

SBI PSU Fund

  • Highest AUM (₹6,594 Cr).
  • Established history (16+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 23.23% (upper mid).
  • 3Y return: 26.03% (bottom quartile).
  • 1Y return: 6.95% (bottom quartile).
  • Alpha: 0.16 (upper mid).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: -0.02 (lower mid).

Kotak Global Emerging Market Fund

  • Upper mid AUM (₹1,793 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 11.02% (bottom quartile).
  • 3Y return: 25.99% (bottom quartile).
  • 1Y return: 54.02% (upper mid).
  • Alpha: -1.76 (bottom quartile).
  • Sharpe: 2.29 (upper mid).
  • Information ratio: -0.25 (bottom quartile).

ਸਰਬੋਤਮ ਕਰਜ਼ਾ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04
₹2971.35.913.78.8 0%1Y 15D
Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01
₹3620.811.412.85.3 4.52%1Y 2M 13D1Y 7M 3D
Aditya Birla Sun Life Credit Risk Fund Growth ₹25.1899
↑ 0.03
₹1,3912.44.512.112.213.48.4%1Y 10M 13D2Y 6M
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550110.211.85 4.19%5M 18D8M 1D
DSP Credit Risk Fund Growth ₹54.8394
↑ 0.06
₹2588.17.910.116.1210%2Y 3M 27D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Ultra Short Bond Fund - Super Institutional PlanSundaram Short Term Debt FundAditya Birla Sun Life Credit Risk FundSundaram Low Duration FundDSP Credit Risk Fund
Point 1Bottom quartile AUM (₹297 Cr).Lower mid AUM (₹362 Cr).Highest AUM (₹1,391 Cr).Upper mid AUM (₹550 Cr).Bottom quartile AUM (₹258 Cr).
Point 2Established history (18+ yrs).Oldest track record among peers (23 yrs).Established history (11+ yrs).Established history (19+ yrs).Established history (23+ yrs).
Point 3Rating: 1★ (bottom quartile).Rating: 2★ (upper mid).Not Rated.Rating: 2★ (lower mid).Top rated.
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.
Point 51Y return: 13.69% (top quartile).1Y return: 12.83% (upper mid).1Y return: 12.15% (lower mid).1Y return: 11.79% (bottom quartile).1Y return: 10.11% (bottom quartile).
Point 61M return: 0.59% (lower mid).1M return: 0.20% (bottom quartile).1M return: 1.31% (upper mid).1M return: 0.28% (bottom quartile).1M return: 1.46% (top quartile).
Point 7Sharpe: 2.57 (top quartile).Sharpe: 0.98 (bottom quartile).Sharpe: 1.60 (upper mid).Sharpe: 0.99 (lower mid).Sharpe: 0.57 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 4.52% (upper mid).Yield to maturity (debt): 8.40% (top quartile).Yield to maturity (debt): 4.19% (lower mid).Yield to maturity (debt): 0.00% (bottom quartile).
Point 10Modified duration: 0.00 yrs (top quartile).Modified duration: 1.20 yrs (lower mid).Modified duration: 1.87 yrs (bottom quartile).Modified duration: 0.47 yrs (upper mid).Modified duration: 2.33 yrs (bottom quartile).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

  • Bottom quartile AUM (₹297 Cr).
  • Established history (18+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 13.69% (top quartile).
  • 1M return: 0.59% (lower mid).
  • Sharpe: 2.57 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

Sundaram Short Term Debt Fund

  • Lower mid AUM (₹362 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 12.83% (upper mid).
  • 1M return: 0.20% (bottom quartile).
  • Sharpe: 0.98 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 4.52% (upper mid).
  • Modified duration: 1.20 yrs (lower mid).

Aditya Birla Sun Life Credit Risk Fund

  • Highest AUM (₹1,391 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 12.15% (lower mid).
  • 1M return: 1.31% (upper mid).
  • Sharpe: 1.60 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 8.40% (top quartile).
  • Modified duration: 1.87 yrs (bottom quartile).

Sundaram Low Duration Fund

  • Upper mid AUM (₹550 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 11.79% (bottom quartile).
  • 1M return: 0.28% (bottom quartile).
  • Sharpe: 0.99 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 4.19% (lower mid).
  • Modified duration: 0.47 yrs (upper mid).

DSP Credit Risk Fund

  • Bottom quartile AUM (₹258 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 10.11% (bottom quartile).
  • 1M return: 1.46% (top quartile).
  • Sharpe: 0.57 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 2.33 yrs (bottom quartile).

ਸਰਵੋਤਮ ਹਾਈਬ੍ਰਿਡ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹41.9
↑ 0.36
₹1,4829.310.88.318.914.8-0.9
SBI Multi Asset Allocation Fund Growth ₹66.8641
↑ 0.43
₹18,2902.52.711.716.213.418.6
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78
₹1,9540.510.527.11614.2
ICICI Prudential Multi-Asset Fund Growth ₹807.616
↑ 4.32
₹84,1651.9-0.86.11617.318.6
ICICI Prudential Equity and Debt Fund Growth ₹407.73
↑ 3.01
₹50,0332.60.13.715.916.813.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundSBI Multi Asset Allocation FundSundaram Equity Hybrid FundICICI Prudential Multi-Asset FundICICI Prudential Equity and Debt Fund
Point 1Bottom quartile AUM (₹1,482 Cr).Lower mid AUM (₹18,290 Cr).Bottom quartile AUM (₹1,954 Cr).Highest AUM (₹84,165 Cr).Upper mid AUM (₹50,033 Cr).
Point 2Established history (9+ yrs).Established history (20+ yrs).Oldest track record among peers (26 yrs).Established history (23+ yrs).Established history (26+ yrs).
Point 3Not Rated.Top rated.Rating: 2★ (lower mid).Rating: 2★ (bottom quartile).Rating: 4★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.78% (lower mid).5Y return: 13.41% (bottom quartile).5Y return: 14.20% (bottom quartile).5Y return: 17.27% (top quartile).5Y return: 16.83% (upper mid).
Point 63Y return: 18.88% (top quartile).3Y return: 16.23% (upper mid).3Y return: 16.03% (lower mid).3Y return: 15.99% (bottom quartile).3Y return: 15.88% (bottom quartile).
Point 71Y return: 8.27% (lower mid).1Y return: 11.71% (upper mid).1Y return: 27.10% (top quartile).1Y return: 6.08% (bottom quartile).1Y return: 3.66% (bottom quartile).
Point 81M return: 4.57% (top quartile).1M return: 2.41% (lower mid).1M return: 1.80% (bottom quartile).1M return: 2.22% (bottom quartile).1M return: 4.53% (upper mid).
Point 9Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 5.81 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 1.75 (upper mid).
Point 10Sharpe: 0.50 (lower mid).Sharpe: 0.78 (upper mid).Sharpe: 2.64 (top quartile).Sharpe: 0.18 (bottom quartile).Sharpe: -0.21 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Bottom quartile AUM (₹1,482 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.78% (lower mid).
  • 3Y return: 18.88% (top quartile).
  • 1Y return: 8.27% (lower mid).
  • 1M return: 4.57% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.50 (lower mid).

SBI Multi Asset Allocation Fund

  • Lower mid AUM (₹18,290 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 13.41% (bottom quartile).
  • 3Y return: 16.23% (upper mid).
  • 1Y return: 11.71% (upper mid).
  • 1M return: 2.41% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.78 (upper mid).

Sundaram Equity Hybrid Fund

  • Bottom quartile AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (bottom quartile).
  • 3Y return: 16.03% (lower mid).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (bottom quartile).
  • Alpha: 5.81 (top quartile).
  • Sharpe: 2.64 (top quartile).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹84,165 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.27% (top quartile).
  • 3Y return: 15.99% (bottom quartile).
  • 1Y return: 6.08% (bottom quartile).
  • 1M return: 2.22% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.18 (bottom quartile).

ICICI Prudential Equity and Debt Fund

  • Upper mid AUM (₹50,033 Cr).
  • Established history (26+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.83% (upper mid).
  • 3Y return: 15.88% (bottom quartile).
  • 1Y return: 3.66% (bottom quartile).
  • 1M return: 4.53% (upper mid).
  • Alpha: 1.75 (upper mid).
  • Sharpe: -0.21 (bottom quartile).

ਸਰਬੋਤਮ ਗੋਲਡ ਮਿਉਚੁਅਲ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP World Gold Fund Growth ₹50.0235
↑ 0.83
₹1,679-19.8-11.267.644.722.6167.1
SBI Gold Fund Growth ₹41.6271
↓ -0.09
₹16,533-4.44.146.132.92371.5
ICICI Prudential Regular Gold Savings Fund Growth ₹44.01
↓ -0.14
₹6,856-4.43.945.932.82372
Aditya Birla Sun Life Gold Fund Growth ₹41.3102
↓ -0.08
₹1,822-4.5445.832.822.972
IDBI Gold Fund Growth ₹36.8919
↓ -0.01
₹824-4.13.944.832.822.979
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundSBI Gold FundICICI Prudential Regular Gold Savings FundAditya Birla Sun Life Gold FundIDBI Gold Fund
Point 1Bottom quartile AUM (₹1,679 Cr).Highest AUM (₹16,533 Cr).Upper mid AUM (₹6,856 Cr).Lower mid AUM (₹1,822 Cr).Bottom quartile AUM (₹824 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (13+ yrs).
Point 3Top rated.Rating: 2★ (lower mid).Rating: 1★ (bottom quartile).Rating: 3★ (upper mid).Not Rated.
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 22.59% (bottom quartile).5Y return: 23.02% (top quartile).5Y return: 22.98% (upper mid).5Y return: 22.87% (bottom quartile).5Y return: 22.91% (lower mid).
Point 63Y return: 44.67% (top quartile).3Y return: 32.95% (upper mid).3Y return: 32.85% (lower mid).3Y return: 32.81% (bottom quartile).3Y return: 32.76% (bottom quartile).
Point 71Y return: 67.61% (top quartile).1Y return: 46.05% (upper mid).1Y return: 45.86% (lower mid).1Y return: 45.78% (bottom quartile).1Y return: 44.83% (bottom quartile).
Point 8Alpha: -0.46 (bottom quartile).1M return: -2.55% (upper mid).1M return: -2.46% (top quartile).1M return: -2.97% (bottom quartile).1M return: -2.81% (lower mid).
Point 9Sharpe: 1.77 (bottom quartile).Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).
Point 10Information ratio: -0.78 (bottom quartile).Sharpe: 1.93 (top quartile).Sharpe: 1.79 (lower mid).Sharpe: 1.76 (bottom quartile).Sharpe: 1.82 (upper mid).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,679 Cr).
  • Oldest track record among peers (18 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 22.59% (bottom quartile).
  • 3Y return: 44.67% (top quartile).
  • 1Y return: 67.61% (top quartile).
  • Alpha: -0.46 (bottom quartile).
  • Sharpe: 1.77 (bottom quartile).
  • Information ratio: -0.78 (bottom quartile).

SBI Gold Fund

  • Highest AUM (₹16,533 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.02% (top quartile).
  • 3Y return: 32.95% (upper mid).
  • 1Y return: 46.05% (upper mid).
  • 1M return: -2.55% (upper mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.93 (top quartile).

ICICI Prudential Regular Gold Savings Fund

  • Upper mid AUM (₹6,856 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 22.98% (upper mid).
  • 3Y return: 32.85% (lower mid).
  • 1Y return: 45.86% (lower mid).
  • 1M return: -2.46% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.79 (lower mid).

Aditya Birla Sun Life Gold Fund

  • Lower mid AUM (₹1,822 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.87% (bottom quartile).
  • 3Y return: 32.81% (bottom quartile).
  • 1Y return: 45.78% (bottom quartile).
  • 1M return: -2.97% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.76 (bottom quartile).

IDBI Gold Fund

  • Bottom quartile AUM (₹824 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.91% (lower mid).
  • 3Y return: 32.76% (bottom quartile).
  • 1Y return: 44.83% (bottom quartile).
  • 1M return: -2.81% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.82 (upper mid).

ਮਿਉਚੁਅਲ ਫੰਡ ਦੀਆਂ ਕਿਸਮਾਂ: ਜੋਖਮ ਅਤੇ ਵਾਪਸੀ

ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ, ਹੇਠ ਲਿਖੀਆਂ ਮਿਉਚੁਅਲ ਫੰਡ ਸ਼੍ਰੇਣੀਆਂ ਦੇ ਬੁਨਿਆਦੀ ਜੋਖਮ ਅਤੇ ਔਸਤ ਰਿਟਰਨ ਨੂੰ ਜਾਣੋ:

ਮਿਉਚੁਅਲ ਫੰਡ ਸ਼੍ਰੇਣੀ ਔਸਤ ਵਾਪਸੀ ਜੋਖਮ ਜੋਖਮ ਦੀ ਕਿਸਮ
ਇਕੁਇਟੀ ਫੰਡ 2% -20% ਉੱਚ ਤੋਂ ਦਰਮਿਆਨੀ ਅਸਥਿਰਤਾ ਜੋਖਮ, ਪ੍ਰਦਰਸ਼ਨ ਜੋਖਮ, ਇਕਾਗਰਤਾ ਜੋਖਮ
ਕਰਜ਼ਾ/ਬਾਂਡ 8-14% ਘੱਟ ਤੋਂ ਦਰਮਿਆਨੀ ਵਿਆਜ ਦਰ ਜੋਖਮ, ਕ੍ਰੈਡਿਟ ਜੋਖਮ
ਮਨੀ ਮਾਰਕੀਟ ਫੰਡ 4%-8% ਘੱਟ ਮਹਿੰਗਾਈ ਜੋਖਮ, ਮੌਕੇ ਦਾ ਨੁਕਸਾਨ
ਸੰਤੁਲਿਤ ਫੰਡ 5-15% ਮੱਧਮ ਇਕੁਇਟੀ, ਕਰਜ਼ਾ ਹੋਲਡਿੰਗਜ਼ ਲਈ ਉੱਚ ਐਕਸਪੋਜਰ

ਮਿਉਚੁਅਲ ਫੰਡ ਕੈਲਕੁਲੇਟਰ: ਆਪਣੇ ਨਿਵੇਸ਼ ਰਿਟਰਨਾਂ ਨੂੰ ਪਹਿਲਾਂ ਤੋਂ ਨਿਰਧਾਰਤ ਕਰੋ

sip ਕੈਲਕੁਲੇਟਰ ਇੱਕ ਸਮਾਰਟ ਟੂਲ ਹੈ ਜੋ ਨਿਵੇਸ਼ਕਾਂ ਦੇ ਮੁੱਖ ਸਵਾਲਾਂ ਨੂੰ ਹੱਲ ਕਰਦਾ ਹੈ ਜਿਵੇਂ ਕਿ 'ਕਿੰਨਾ ਨਿਵੇਸ਼ ਕਰਨਾ ਹੈ', 'ਮੈਂ ਕਿੰਨਾ ਕਮਾਵਾਂਗਾ', 'ਮੇਰਾ ਲਾਭ ਕਿੰਨਾ ਹੋਵੇਗਾ', ਆਦਿ।ਮਿਉਚੁਅਲ ਫੰਡ ਕੈਲਕੁਲੇਟਰ, ਹੋਰ ਖਾਸ ਤੌਰ 'ਤੇ,SIP ਕੈਲਕੁਲੇਟਰ ਉਸ ਕਾਰਜਕਾਲ ਲਈ ਤੁਹਾਡੀ ਨਿਵੇਸ਼ ਰਕਮ ਨੂੰ ਪਹਿਲਾਂ ਤੋਂ ਨਿਰਧਾਰਤ ਕਰਦਾ ਹੈ ਜਿਸ ਲਈ ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ। ਇਹ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਸਾਧਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈਵਿੱਤੀ ਯੋਜਨਾਬੰਦੀ. ਕੀ ਕੋਈ ਕਾਰ, ਘਰ ਖਰੀਦਣ ਦੀ ਯੋਜਨਾ ਬਣਾਉਣਾ ਚਾਹੁੰਦਾ ਹੈ, ਯੋਜਨਾ ਬਣਾਉਣਾ ਚਾਹੁੰਦਾ ਹੈਸੇਵਾਮੁਕਤੀ, ਇੱਕ ਬੱਚੇ ਦੀ ਉੱਚ ਸਿੱਖਿਆ ਜਾਂ ਕੋਈ ਹੋਰ ਵਿੱਤੀ ਟੀਚਾ, SIP ਕੈਲਕੁਲੇਟਰ ਨੂੰ ਉਸੇ ਲਈ ਵਰਤਿਆ ਜਾ ਸਕਦਾ ਹੈ। ਇੱਥੇ ਦੱਸਿਆ ਗਿਆ ਹੈ ਕਿ ਕੈਲਕੁਲੇਟਰ ਕਿਵੇਂ ਕੰਮ ਕਰਦਾ ਹੈ:

ਉਦਾਹਰਣ:

ਮਹੀਨਾਵਾਰ ਨਿਵੇਸ਼: ₹ 2,000

ਨਿਵੇਸ਼ ਦੀ ਮਿਆਦ: 10 ਸਾਲ

ਨਿਵੇਸ਼ ਕੀਤੀ ਕੁੱਲ ਰਕਮ: ₹ 2,40,000

ਲੰਬੇ ਸਮੇਂ ਦੀ ਮਹਿੰਗਾਈ: 5% (ਲਗਭਗ)

ਲੰਬੇ ਸਮੇਂ ਦੀ ਵਿਕਾਸ ਦਰ: 14% (ਲਗਭਗ)

SIP ਕੈਲਕੁਲੇਟਰ ਦੇ ਅਨੁਸਾਰ ਸੰਭਾਵਿਤ ਰਿਟਰਨ: ₹ 4,98,585

SIP-Calculator

ਤੁਹਾਨੂੰ ਸਿਰਫ਼ ਇੱਕ SIP ਕੈਲਕੁਲੇਟਰ ਵਿੱਚ ਕੁਝ ਬੁਨਿਆਦੀ ਇਨਪੁਟ ਦਾਖਲ ਕਰਨ ਦੀ ਲੋੜ ਹੈ ਜਿਵੇਂ ਕਿ ਨਿਵੇਸ਼ ਦੀ ਰਕਮ ਅਤੇ ਨਿਵੇਸ਼ ਦੀ ਮਿਆਦ (ਵਾਧੂ ਇਨਪੁੱਟ ਜਿਵੇਂ ਮਹਿੰਗਾਈ ਅਤੇ ਉਮੀਦ ਕੀਤੀ ਜਾਂਦੀ ਹੈ।ਬਜ਼ਾਰ ਰਿਟਰਨ ਇੱਕ ਹੋਰ ਯਥਾਰਥਵਾਦੀ ਤਸਵੀਰ ਦੇਵੇਗਾ). ਇਹਨਾਂ ਐਂਟਰੀਆਂ ਦਾ ਆਉਟਪੁੱਟ ਪਰਿਪੱਕਤਾ ਅਤੇ ਕੀਤੇ ਲਾਭਾਂ 'ਤੇ ਅੰਤਮ ਰਕਮ ਹੋਵੇਗੀ।

ਟੀਚੇ ਨੂੰ ਧਿਆਨ ਵਿੱਚ ਰੱਖਦੇ ਹੋਏ ਇੱਕ ਸਮਾਨ ਗਣਨਾ ਵੀ ਇਹ ਨਿਰਧਾਰਤ ਕਰਨ ਲਈ ਕੀਤੀ ਜਾ ਸਕਦੀ ਹੈ ਕਿ ਟੀਚੇ ਤੱਕ ਪਹੁੰਚਣ ਲਈ ਕਿੰਨਾ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ। ਤੁਹਾਨੂੰ ਇੱਕ ਖਾਸ ਟੀਚਾ ਚੁਣਨਾ ਹੋਵੇਗਾ, ਜਿਵੇਂ ਕਿ ਹੇਠਾਂ ਦਿੱਤਾ ਗਿਆ ਹੈ, ਅਤੇ ਟੀਚਾ ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਕੇ ਵੇਰਵਿਆਂ ਦਾ ਅੰਦਾਜ਼ਾ ਲਗਾਉਣਾ ਹੋਵੇਗਾ।

SIP-Calculator-6

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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