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2022 ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਚੋਟੀ ਦੇ 5 ਮਿਉਚੁਅਲ ਫੰਡ

Updated on May 28, 2026 , 38687 views

ਮਿਉਚੁਅਲ ਫੰਡ ਦੇਰ ਨਾਲ ਨਿਵੇਸ਼ ਦਾ ਇੱਕ ਪ੍ਰਸਿੱਧ ਢੰਗ ਬਣ ਗਿਆ ਹੈ, ਅਤੇ ਬਹੁਤ ਸਾਰੇ ਨਿਵੇਸ਼ਕ ਇਸ ਵੱਲ ਝੁਕ ਰਹੇ ਹਨਨਿਵੇਸ਼ ਇਸ ਵਿੱਚ. ਮਿਉਚੁਅਲ ਫੰਡ ਨਾ ਸਿਰਫ਼ ਚੰਗੇ ਰਿਟਰਨ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੇ ਹਨ, ਬਲਕਿ ਪ੍ਰਾਪਤ ਕਰਨ ਦਾ ਇੱਕ ਯੋਜਨਾਬੱਧ ਮੌਕਾ ਵੀ ਦਿੰਦੇ ਹਨਵਿੱਤੀ ਟੀਚੇ, ਜੋ ਕਿ ਅਜੋਕੇ ਸਮੇਂ ਵਿੱਚ ਉਹਨਾਂ ਦੀ ਪ੍ਰਸਿੱਧੀ ਦਾ ਇੱਕ ਕਾਰਨ ਹੈ। ਹਾਲਾਂਕਿ, ਲੋੜੀਂਦੇ ਨਿਵੇਸ਼ ਟੀਚੇ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ ਜਾਂ ਚੰਗੀ ਰਿਟਰਨ ਕਮਾਉਣ ਲਈ, ਸਹੀ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਮਹੱਤਵਪੂਰਨ ਹੈ। ਇਸ ਲਈ ਅਸੀਂ ਇੱਥੇ ਹਾਂ! ਨਿਵੇਸ਼ਕ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ, ਅਸੀਂ ਤੁਹਾਡੇ ਲਈ ਕੁਝ ਲਿਆਉਂਦੇ ਹਾਂਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਤੁਹਾਨੂੰ ਨਿਵੇਸ਼ ਕਰਨ ਵੇਲੇ ਵਿਚਾਰਨ ਦੀ ਲੋੜ ਹੈ। ਇਹ ਫੰਡ ਮਹੱਤਵਪੂਰਨ ਮਾਪਦੰਡ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ., ਦੁਆਰਾ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤੇ ਗਏ ਹਨ।ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ, ਜਾਣਕਾਰੀ ਅਨੁਪਾਤ, ਆਦਿ।

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ਭਾਰਤ ਵਿੱਚ ਚੋਟੀ ਦੇ 5 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਮਿਉਚੁਅਲ ਫੰਡ

ਸਰਬੋਤਮ ਇਕੁਇਟੀ ਮਿਉਚੁਅਲ ਫੰਡ 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)Information RatioSharpe Ratio
DSP World Gold Fund Growth ₹56.8447
↓ -0.80
₹1,710 1,000 500 -18.918.994.449.323.1167.1-0.571.93
DSP US Flexible Equity Fund Growth ₹95.752
↑ 0.41
₹1,226 1,000 500 22.828.264.129.919.633.8-0.042.58
SBI PSU Fund Growth ₹34.8108
↓ -0.62
₹6,669 5,000 500 -6.23.7929.823.911.3-0.340.58
Kotak Global Emerging Market Fund Growth ₹41.432
↑ 0.71
₹1,540 5,000 1,000 15.938.772.92912.239.1-0.382.14
LIC MF Infrastructure Fund Growth ₹53.8235
↓ -0.48
₹1,047 5,000 1,000 6.68.49.128.624-3.70.50.59
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 May 26
Note: Ratio's shown as on 30 Apr 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundDSP US Flexible Equity FundSBI PSU FundKotak Global Emerging Market Fund LIC MF Infrastructure Fund
Point 1Upper mid AUM (₹1,710 Cr).Bottom quartile AUM (₹1,226 Cr).Highest AUM (₹6,669 Cr).Lower mid AUM (₹1,540 Cr).Bottom quartile AUM (₹1,047 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (13+ yrs).Established history (15+ yrs).Established history (18+ yrs).Established history (18+ yrs).
Point 3Rating: 3★ (upper mid).Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Not Rated.
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 23.15% (lower mid).5Y return: 19.57% (bottom quartile).5Y return: 23.93% (upper mid).5Y return: 12.21% (bottom quartile).5Y return: 24.03% (top quartile).
Point 63Y return: 49.35% (top quartile).3Y return: 29.87% (upper mid).3Y return: 29.80% (lower mid).3Y return: 29.03% (bottom quartile).3Y return: 28.65% (bottom quartile).
Point 71Y return: 94.42% (top quartile).1Y return: 64.07% (lower mid).1Y return: 9.00% (bottom quartile).1Y return: 72.90% (upper mid).1Y return: 9.07% (bottom quartile).
Point 8Alpha: 2.73 (upper mid).Alpha: -3.89 (bottom quartile).Alpha: -2.06 (lower mid).Alpha: -2.33 (bottom quartile).Alpha: 10.33 (top quartile).
Point 9Sharpe: 1.93 (lower mid).Sharpe: 2.58 (top quartile).Sharpe: 0.58 (bottom quartile).Sharpe: 2.14 (upper mid).Sharpe: 0.59 (bottom quartile).
Point 10Information ratio: -0.57 (bottom quartile).Information ratio: -0.04 (upper mid).Information ratio: -0.34 (lower mid).Information ratio: -0.38 (bottom quartile).Information ratio: 0.50 (top quartile).

DSP World Gold Fund

  • Upper mid AUM (₹1,710 Cr).
  • Oldest track record among peers (18 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 23.15% (lower mid).
  • 3Y return: 49.35% (top quartile).
  • 1Y return: 94.42% (top quartile).
  • Alpha: 2.73 (upper mid).
  • Sharpe: 1.93 (lower mid).
  • Information ratio: -0.57 (bottom quartile).

DSP US Flexible Equity Fund

  • Bottom quartile AUM (₹1,226 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 19.57% (bottom quartile).
  • 3Y return: 29.87% (upper mid).
  • 1Y return: 64.07% (lower mid).
  • Alpha: -3.89 (bottom quartile).
  • Sharpe: 2.58 (top quartile).
  • Information ratio: -0.04 (upper mid).

SBI PSU Fund

  • Highest AUM (₹6,669 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 23.93% (upper mid).
  • 3Y return: 29.80% (lower mid).
  • 1Y return: 9.00% (bottom quartile).
  • Alpha: -2.06 (lower mid).
  • Sharpe: 0.58 (bottom quartile).
  • Information ratio: -0.34 (lower mid).

Kotak Global Emerging Market Fund

  • Lower mid AUM (₹1,540 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 12.21% (bottom quartile).
  • 3Y return: 29.03% (bottom quartile).
  • 1Y return: 72.90% (upper mid).
  • Alpha: -2.33 (bottom quartile).
  • Sharpe: 2.14 (upper mid).
  • Information ratio: -0.38 (bottom quartile).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,047 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 24.03% (top quartile).
  • 3Y return: 28.65% (bottom quartile).
  • 1Y return: 9.07% (bottom quartile).
  • Alpha: 10.33 (top quartile).
  • Sharpe: 0.59 (bottom quartile).
  • Information ratio: 0.50 (top quartile).

ਸਰਬੋਤਮ ਕਰਜ਼ਾ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
BOI AXA Credit Risk Fund Growth ₹14.1623
↑ 0.01
₹1056.713.116.69.56.55.76%5M 16D7M 6D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04
₹2971.35.913.78.8 0%1Y 15D
Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01
₹3620.811.412.85.3 4.52%1Y 2M 13D1Y 7M 3D
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550110.211.85 4.19%5M 18D8M 1D
Aditya Birla Sun Life Credit Risk Fund Growth ₹24.6672
↑ 0.01
₹1,3531.26.21111.713.48.59%2Y 14D2Y 8M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Credit Risk FundFranklin India Ultra Short Bond Fund - Super Institutional PlanSundaram Short Term Debt FundSundaram Low Duration FundAditya Birla Sun Life Credit Risk Fund
Point 1Bottom quartile AUM (₹105 Cr).Bottom quartile AUM (₹297 Cr).Lower mid AUM (₹362 Cr).Upper mid AUM (₹550 Cr).Highest AUM (₹1,353 Cr).
Point 2Established history (11+ yrs).Established history (18+ yrs).Oldest track record among peers (23 yrs).Established history (19+ yrs).Established history (11+ yrs).
Point 3Not Rated.Rating: 1★ (lower mid).Top rated.Rating: 2★ (upper mid).Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.
Point 51Y return: 16.58% (top quartile).1Y return: 13.69% (upper mid).1Y return: 12.83% (lower mid).1Y return: 11.79% (bottom quartile).1Y return: 10.96% (bottom quartile).
Point 61M return: 5.61% (top quartile).1M return: 0.59% (upper mid).1M return: 0.20% (bottom quartile).1M return: 0.28% (lower mid).1M return: 0.22% (bottom quartile).
Point 7Sharpe: 1.53 (lower mid).Sharpe: 2.57 (top quartile).Sharpe: 0.98 (bottom quartile).Sharpe: 0.99 (bottom quartile).Sharpe: 1.88 (upper mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 5.76% (upper mid).Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 4.52% (lower mid).Yield to maturity (debt): 4.19% (bottom quartile).Yield to maturity (debt): 8.59% (top quartile).
Point 10Modified duration: 0.46 yrs (upper mid).Modified duration: 0.00 yrs (top quartile).Modified duration: 1.20 yrs (bottom quartile).Modified duration: 0.47 yrs (lower mid).Modified duration: 2.04 yrs (bottom quartile).

BOI AXA Credit Risk Fund

  • Bottom quartile AUM (₹105 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 16.58% (top quartile).
  • 1M return: 5.61% (top quartile).
  • Sharpe: 1.53 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 5.76% (upper mid).
  • Modified duration: 0.46 yrs (upper mid).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

  • Bottom quartile AUM (₹297 Cr).
  • Established history (18+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 13.69% (upper mid).
  • 1M return: 0.59% (upper mid).
  • Sharpe: 2.57 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

Sundaram Short Term Debt Fund

  • Lower mid AUM (₹362 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 12.83% (lower mid).
  • 1M return: 0.20% (bottom quartile).
  • Sharpe: 0.98 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 4.52% (lower mid).
  • Modified duration: 1.20 yrs (bottom quartile).

Sundaram Low Duration Fund

  • Upper mid AUM (₹550 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 11.79% (bottom quartile).
  • 1M return: 0.28% (lower mid).
  • Sharpe: 0.99 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 4.19% (bottom quartile).
  • Modified duration: 0.47 yrs (lower mid).

Aditya Birla Sun Life Credit Risk Fund

  • Highest AUM (₹1,353 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 10.96% (bottom quartile).
  • 1M return: 0.22% (bottom quartile).
  • Sharpe: 1.88 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.59% (top quartile).
  • Modified duration: 2.04 yrs (bottom quartile).

ਸਰਵੋਤਮ ਹਾਈਬ੍ਰਿਡ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹40.48
↓ -0.47
₹1,4825.66.26.519.816.5-0.9
ICICI Prudential Multi-Asset Fund Growth ₹805.062
↑ 0.23
₹83,547-1.9-0.77.917.317.618.6
SBI Multi Asset Allocation Fund Growth ₹66.3632
↓ -0.35
₹17,666-1.33.714.217.313.718.6
UTI Multi Asset Fund Growth ₹77.7973
↓ -0.74
₹6,865-1.9-1.46.616.913.711.1
ICICI Prudential Equity and Debt Fund Growth ₹394.62
↓ -4.32
₹50,368-3.1-4.2216.216.613.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundICICI Prudential Multi-Asset FundSBI Multi Asset Allocation FundUTI Multi Asset FundICICI Prudential Equity and Debt Fund
Point 1Bottom quartile AUM (₹1,482 Cr).Highest AUM (₹83,547 Cr).Lower mid AUM (₹17,666 Cr).Bottom quartile AUM (₹6,865 Cr).Upper mid AUM (₹50,368 Cr).
Point 2Established history (9+ yrs).Established history (23+ yrs).Established history (20+ yrs).Established history (17+ yrs).Oldest track record among peers (26 yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Top rated.Rating: 1★ (bottom quartile).Rating: 4★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 16.47% (lower mid).5Y return: 17.60% (top quartile).5Y return: 13.72% (bottom quartile).5Y return: 13.68% (bottom quartile).5Y return: 16.63% (upper mid).
Point 63Y return: 19.81% (top quartile).3Y return: 17.30% (upper mid).3Y return: 17.27% (lower mid).3Y return: 16.92% (bottom quartile).3Y return: 16.19% (bottom quartile).
Point 71Y return: 6.50% (bottom quartile).1Y return: 7.85% (upper mid).1Y return: 14.15% (top quartile).1Y return: 6.56% (lower mid).1Y return: 2.04% (bottom quartile).
Point 81M return: -0.02% (lower mid).1M return: -0.10% (bottom quartile).1M return: 0.55% (top quartile).1M return: 0.46% (upper mid).1M return: -1.88% (bottom quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 2.05 (top quartile).
Point 10Sharpe: 0.50 (upper mid).Sharpe: 0.34 (lower mid).Sharpe: 0.97 (top quartile).Sharpe: 0.19 (bottom quartile).Sharpe: 0.01 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Bottom quartile AUM (₹1,482 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.47% (lower mid).
  • 3Y return: 19.81% (top quartile).
  • 1Y return: 6.50% (bottom quartile).
  • 1M return: -0.02% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.50 (upper mid).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹83,547 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.60% (top quartile).
  • 3Y return: 17.30% (upper mid).
  • 1Y return: 7.85% (upper mid).
  • 1M return: -0.10% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.34 (lower mid).

SBI Multi Asset Allocation Fund

  • Lower mid AUM (₹17,666 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 13.72% (bottom quartile).
  • 3Y return: 17.27% (lower mid).
  • 1Y return: 14.15% (top quartile).
  • 1M return: 0.55% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.97 (top quartile).

UTI Multi Asset Fund

  • Bottom quartile AUM (₹6,865 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.68% (bottom quartile).
  • 3Y return: 16.92% (bottom quartile).
  • 1Y return: 6.56% (lower mid).
  • 1M return: 0.46% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.19 (bottom quartile).

ICICI Prudential Equity and Debt Fund

  • Upper mid AUM (₹50,368 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.63% (upper mid).
  • 3Y return: 16.19% (bottom quartile).
  • 1Y return: 2.04% (bottom quartile).
  • 1M return: -1.88% (bottom quartile).
  • Alpha: 2.05 (top quartile).
  • Sharpe: 0.01 (bottom quartile).

ਸਰਬੋਤਮ ਗੋਲਡ ਮਿਉਚੁਅਲ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP World Gold Fund Growth ₹56.8447
↓ -0.80
₹1,710-18.918.994.449.323.1167.1
SBI Gold Fund Growth ₹45.3483
↓ -0.11
₹15,691-2.423.162.435.924.871.5
Aditya Birla Sun Life Gold Fund Growth ₹45.0112
↓ -0.14
₹1,732-2.223.162.435.724.772
ICICI Prudential Regular Gold Savings Fund Growth ₹47.8859
↓ -0.15
₹6,452-2.422.962.135.724.772
HDFC Gold Fund Growth ₹46.1918
↓ -0.19
₹11,464-2.522.861.935.624.671.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 May 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundSBI Gold FundAditya Birla Sun Life Gold FundICICI Prudential Regular Gold Savings FundHDFC Gold Fund
Point 1Bottom quartile AUM (₹1,710 Cr).Highest AUM (₹15,691 Cr).Bottom quartile AUM (₹1,732 Cr).Lower mid AUM (₹6,452 Cr).Upper mid AUM (₹11,464 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (14+ yrs).
Point 3Top rated.Rating: 2★ (lower mid).Rating: 3★ (upper mid).Rating: 1★ (bottom quartile).Rating: 1★ (bottom quartile).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 23.15% (bottom quartile).5Y return: 24.80% (top quartile).5Y return: 24.68% (upper mid).5Y return: 24.65% (lower mid).5Y return: 24.56% (bottom quartile).
Point 63Y return: 49.35% (top quartile).3Y return: 35.89% (upper mid).3Y return: 35.72% (lower mid).3Y return: 35.67% (bottom quartile).3Y return: 35.62% (bottom quartile).
Point 71Y return: 94.42% (top quartile).1Y return: 62.39% (lower mid).1Y return: 62.41% (upper mid).1Y return: 62.09% (bottom quartile).1Y return: 61.91% (bottom quartile).
Point 8Alpha: 2.73 (top quartile).1M return: 5.79% (upper mid).1M return: 5.80% (top quartile).1M return: 5.70% (bottom quartile).1M return: 5.78% (lower mid).
Point 9Sharpe: 1.93 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Information ratio: -0.57 (bottom quartile).Sharpe: 1.76 (upper mid).Sharpe: 1.58 (bottom quartile).Sharpe: 1.65 (bottom quartile).Sharpe: 1.74 (lower mid).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,710 Cr).
  • Oldest track record among peers (18 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 23.15% (bottom quartile).
  • 3Y return: 49.35% (top quartile).
  • 1Y return: 94.42% (top quartile).
  • Alpha: 2.73 (top quartile).
  • Sharpe: 1.93 (top quartile).
  • Information ratio: -0.57 (bottom quartile).

SBI Gold Fund

  • Highest AUM (₹15,691 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.80% (top quartile).
  • 3Y return: 35.89% (upper mid).
  • 1Y return: 62.39% (lower mid).
  • 1M return: 5.79% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.76 (upper mid).

Aditya Birla Sun Life Gold Fund

  • Bottom quartile AUM (₹1,732 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.68% (upper mid).
  • 3Y return: 35.72% (lower mid).
  • 1Y return: 62.41% (upper mid).
  • 1M return: 5.80% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.58 (bottom quartile).

ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹6,452 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.65% (lower mid).
  • 3Y return: 35.67% (bottom quartile).
  • 1Y return: 62.09% (bottom quartile).
  • 1M return: 5.70% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.65 (bottom quartile).

HDFC Gold Fund

  • Upper mid AUM (₹11,464 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.56% (bottom quartile).
  • 3Y return: 35.62% (bottom quartile).
  • 1Y return: 61.91% (bottom quartile).
  • 1M return: 5.78% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.74 (lower mid).

ਮਿਉਚੁਅਲ ਫੰਡ ਦੀਆਂ ਕਿਸਮਾਂ: ਜੋਖਮ ਅਤੇ ਵਾਪਸੀ

ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ, ਹੇਠ ਲਿਖੀਆਂ ਮਿਉਚੁਅਲ ਫੰਡ ਸ਼੍ਰੇਣੀਆਂ ਦੇ ਬੁਨਿਆਦੀ ਜੋਖਮ ਅਤੇ ਔਸਤ ਰਿਟਰਨ ਨੂੰ ਜਾਣੋ:

ਮਿਉਚੁਅਲ ਫੰਡ ਸ਼੍ਰੇਣੀ ਔਸਤ ਵਾਪਸੀ ਜੋਖਮ ਜੋਖਮ ਦੀ ਕਿਸਮ
ਇਕੁਇਟੀ ਫੰਡ 2% -20% ਉੱਚ ਤੋਂ ਦਰਮਿਆਨੀ ਅਸਥਿਰਤਾ ਜੋਖਮ, ਪ੍ਰਦਰਸ਼ਨ ਜੋਖਮ, ਇਕਾਗਰਤਾ ਜੋਖਮ
ਕਰਜ਼ਾ/ਬਾਂਡ 8-14% ਘੱਟ ਤੋਂ ਦਰਮਿਆਨੀ ਵਿਆਜ ਦਰ ਜੋਖਮ, ਕ੍ਰੈਡਿਟ ਜੋਖਮ
ਮਨੀ ਮਾਰਕੀਟ ਫੰਡ 4%-8% ਘੱਟ ਮਹਿੰਗਾਈ ਜੋਖਮ, ਮੌਕੇ ਦਾ ਨੁਕਸਾਨ
ਸੰਤੁਲਿਤ ਫੰਡ 5-15% ਮੱਧਮ ਇਕੁਇਟੀ, ਕਰਜ਼ਾ ਹੋਲਡਿੰਗਜ਼ ਲਈ ਉੱਚ ਐਕਸਪੋਜਰ

ਮਿਉਚੁਅਲ ਫੰਡ ਕੈਲਕੁਲੇਟਰ: ਆਪਣੇ ਨਿਵੇਸ਼ ਰਿਟਰਨਾਂ ਨੂੰ ਪਹਿਲਾਂ ਤੋਂ ਨਿਰਧਾਰਤ ਕਰੋ

sip ਕੈਲਕੁਲੇਟਰ ਇੱਕ ਸਮਾਰਟ ਟੂਲ ਹੈ ਜੋ ਨਿਵੇਸ਼ਕਾਂ ਦੇ ਮੁੱਖ ਸਵਾਲਾਂ ਨੂੰ ਹੱਲ ਕਰਦਾ ਹੈ ਜਿਵੇਂ ਕਿ 'ਕਿੰਨਾ ਨਿਵੇਸ਼ ਕਰਨਾ ਹੈ', 'ਮੈਂ ਕਿੰਨਾ ਕਮਾਵਾਂਗਾ', 'ਮੇਰਾ ਲਾਭ ਕਿੰਨਾ ਹੋਵੇਗਾ', ਆਦਿ।ਮਿਉਚੁਅਲ ਫੰਡ ਕੈਲਕੁਲੇਟਰ, ਹੋਰ ਖਾਸ ਤੌਰ 'ਤੇ,SIP ਕੈਲਕੁਲੇਟਰ ਉਸ ਕਾਰਜਕਾਲ ਲਈ ਤੁਹਾਡੀ ਨਿਵੇਸ਼ ਰਕਮ ਨੂੰ ਪਹਿਲਾਂ ਤੋਂ ਨਿਰਧਾਰਤ ਕਰਦਾ ਹੈ ਜਿਸ ਲਈ ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ। ਇਹ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਸਾਧਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈਵਿੱਤੀ ਯੋਜਨਾਬੰਦੀ. ਕੀ ਕੋਈ ਕਾਰ, ਘਰ ਖਰੀਦਣ ਦੀ ਯੋਜਨਾ ਬਣਾਉਣਾ ਚਾਹੁੰਦਾ ਹੈ, ਯੋਜਨਾ ਬਣਾਉਣਾ ਚਾਹੁੰਦਾ ਹੈਸੇਵਾਮੁਕਤੀ, ਇੱਕ ਬੱਚੇ ਦੀ ਉੱਚ ਸਿੱਖਿਆ ਜਾਂ ਕੋਈ ਹੋਰ ਵਿੱਤੀ ਟੀਚਾ, SIP ਕੈਲਕੁਲੇਟਰ ਨੂੰ ਉਸੇ ਲਈ ਵਰਤਿਆ ਜਾ ਸਕਦਾ ਹੈ। ਇੱਥੇ ਦੱਸਿਆ ਗਿਆ ਹੈ ਕਿ ਕੈਲਕੁਲੇਟਰ ਕਿਵੇਂ ਕੰਮ ਕਰਦਾ ਹੈ:

ਉਦਾਹਰਣ:

ਮਹੀਨਾਵਾਰ ਨਿਵੇਸ਼: ₹ 2,000

ਨਿਵੇਸ਼ ਦੀ ਮਿਆਦ: 10 ਸਾਲ

ਨਿਵੇਸ਼ ਕੀਤੀ ਕੁੱਲ ਰਕਮ: ₹ 2,40,000

ਲੰਬੇ ਸਮੇਂ ਦੀ ਮਹਿੰਗਾਈ: 5% (ਲਗਭਗ)

ਲੰਬੇ ਸਮੇਂ ਦੀ ਵਿਕਾਸ ਦਰ: 14% (ਲਗਭਗ)

SIP ਕੈਲਕੁਲੇਟਰ ਦੇ ਅਨੁਸਾਰ ਸੰਭਾਵਿਤ ਰਿਟਰਨ: ₹ 4,98,585

SIP-Calculator

ਤੁਹਾਨੂੰ ਸਿਰਫ਼ ਇੱਕ SIP ਕੈਲਕੁਲੇਟਰ ਵਿੱਚ ਕੁਝ ਬੁਨਿਆਦੀ ਇਨਪੁਟ ਦਾਖਲ ਕਰਨ ਦੀ ਲੋੜ ਹੈ ਜਿਵੇਂ ਕਿ ਨਿਵੇਸ਼ ਦੀ ਰਕਮ ਅਤੇ ਨਿਵੇਸ਼ ਦੀ ਮਿਆਦ (ਵਾਧੂ ਇਨਪੁੱਟ ਜਿਵੇਂ ਮਹਿੰਗਾਈ ਅਤੇ ਉਮੀਦ ਕੀਤੀ ਜਾਂਦੀ ਹੈ।ਬਜ਼ਾਰ ਰਿਟਰਨ ਇੱਕ ਹੋਰ ਯਥਾਰਥਵਾਦੀ ਤਸਵੀਰ ਦੇਵੇਗਾ). ਇਹਨਾਂ ਐਂਟਰੀਆਂ ਦਾ ਆਉਟਪੁੱਟ ਪਰਿਪੱਕਤਾ ਅਤੇ ਕੀਤੇ ਲਾਭਾਂ 'ਤੇ ਅੰਤਮ ਰਕਮ ਹੋਵੇਗੀ।

ਟੀਚੇ ਨੂੰ ਧਿਆਨ ਵਿੱਚ ਰੱਖਦੇ ਹੋਏ ਇੱਕ ਸਮਾਨ ਗਣਨਾ ਵੀ ਇਹ ਨਿਰਧਾਰਤ ਕਰਨ ਲਈ ਕੀਤੀ ਜਾ ਸਕਦੀ ਹੈ ਕਿ ਟੀਚੇ ਤੱਕ ਪਹੁੰਚਣ ਲਈ ਕਿੰਨਾ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ। ਤੁਹਾਨੂੰ ਇੱਕ ਖਾਸ ਟੀਚਾ ਚੁਣਨਾ ਹੋਵੇਗਾ, ਜਿਵੇਂ ਕਿ ਹੇਠਾਂ ਦਿੱਤਾ ਗਿਆ ਹੈ, ਅਤੇ ਟੀਚਾ ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਕੇ ਵੇਰਵਿਆਂ ਦਾ ਅੰਦਾਜ਼ਾ ਲਗਾਉਣਾ ਹੋਵੇਗਾ।

SIP-Calculator-6

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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