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2022 ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਚੋਟੀ ਦੇ 5 ਮਿਉਚੁਅਲ ਫੰਡ

Updated on April 17, 2026 , 38572 views

ਮਿਉਚੁਅਲ ਫੰਡ ਦੇਰ ਨਾਲ ਨਿਵੇਸ਼ ਦਾ ਇੱਕ ਪ੍ਰਸਿੱਧ ਢੰਗ ਬਣ ਗਿਆ ਹੈ, ਅਤੇ ਬਹੁਤ ਸਾਰੇ ਨਿਵੇਸ਼ਕ ਇਸ ਵੱਲ ਝੁਕ ਰਹੇ ਹਨਨਿਵੇਸ਼ ਇਸ ਵਿੱਚ. ਮਿਉਚੁਅਲ ਫੰਡ ਨਾ ਸਿਰਫ਼ ਚੰਗੇ ਰਿਟਰਨ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੇ ਹਨ, ਬਲਕਿ ਪ੍ਰਾਪਤ ਕਰਨ ਦਾ ਇੱਕ ਯੋਜਨਾਬੱਧ ਮੌਕਾ ਵੀ ਦਿੰਦੇ ਹਨਵਿੱਤੀ ਟੀਚੇ, ਜੋ ਕਿ ਅਜੋਕੇ ਸਮੇਂ ਵਿੱਚ ਉਹਨਾਂ ਦੀ ਪ੍ਰਸਿੱਧੀ ਦਾ ਇੱਕ ਕਾਰਨ ਹੈ। ਹਾਲਾਂਕਿ, ਲੋੜੀਂਦੇ ਨਿਵੇਸ਼ ਟੀਚੇ ਨੂੰ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ ਜਾਂ ਚੰਗੀ ਰਿਟਰਨ ਕਮਾਉਣ ਲਈ, ਸਹੀ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਮਹੱਤਵਪੂਰਨ ਹੈ। ਇਸ ਲਈ ਅਸੀਂ ਇੱਥੇ ਹਾਂ! ਨਿਵੇਸ਼ਕ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ, ਅਸੀਂ ਤੁਹਾਡੇ ਲਈ ਕੁਝ ਲਿਆਉਂਦੇ ਹਾਂਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਤੁਹਾਨੂੰ ਨਿਵੇਸ਼ ਕਰਨ ਵੇਲੇ ਵਿਚਾਰਨ ਦੀ ਲੋੜ ਹੈ। ਇਹ ਫੰਡ ਮਹੱਤਵਪੂਰਨ ਮਾਪਦੰਡ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ., ਦੁਆਰਾ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤੇ ਗਏ ਹਨ।ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ, ਜਾਣਕਾਰੀ ਅਨੁਪਾਤ, ਆਦਿ।

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ਭਾਰਤ ਵਿੱਚ ਚੋਟੀ ਦੇ 5 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਮਿਉਚੁਅਲ ਫੰਡ

ਸਰਬੋਤਮ ਇਕੁਇਟੀ ਮਿਉਚੁਅਲ ਫੰਡ 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)Information RatioSharpe Ratio
DSP World Gold Fund Growth ₹63.863
↑ 1.08
₹1,769 1,000 500 8.336.5114.849.927.1167.1-0.832.16
SBI PSU Fund Growth ₹36.3966
↑ 0.13
₹5,891 5,000 500 6.110.718.532.728.111.3-0.310.27
Invesco India PSU Equity Fund Growth ₹68.91
↑ 0.17
₹1,335 5,000 500 2.46.216.830.526.510.3-0.790.01
LIC MF Infrastructure Fund Growth ₹51.395
↑ 0.04
₹905 5,000 1,000 7.32.617.929.424.8-3.70.34-0.01
DSP India T.I.G.E.R Fund Growth ₹339.288
↑ 0.24
₹4,979 1,000 500 9.47.317.727.425.3-2.50-0.01
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26
Note: Ratio's shown as on 31 Mar 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundSBI PSU FundInvesco India PSU Equity FundLIC MF Infrastructure FundDSP India T.I.G.E.R Fund
Point 1Lower mid AUM (₹1,769 Cr).Highest AUM (₹5,891 Cr).Bottom quartile AUM (₹1,335 Cr).Bottom quartile AUM (₹905 Cr).Upper mid AUM (₹4,979 Cr).
Point 2Established history (18+ yrs).Established history (15+ yrs).Established history (16+ yrs).Established history (18+ yrs).Oldest track record among peers (21 yrs).
Point 3Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Not Rated.Top rated.
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 27.07% (upper mid).5Y return: 28.14% (top quartile).5Y return: 26.52% (lower mid).5Y return: 24.76% (bottom quartile).5Y return: 25.31% (bottom quartile).
Point 63Y return: 49.89% (top quartile).3Y return: 32.67% (upper mid).3Y return: 30.49% (lower mid).3Y return: 29.37% (bottom quartile).3Y return: 27.39% (bottom quartile).
Point 71Y return: 114.80% (top quartile).1Y return: 18.46% (upper mid).1Y return: 16.77% (bottom quartile).1Y return: 17.90% (lower mid).1Y return: 17.69% (bottom quartile).
Point 8Alpha: 1.04 (upper mid).Alpha: -1.15 (bottom quartile).Alpha: -6.00 (bottom quartile).Alpha: 2.02 (top quartile).Alpha: 0.00 (lower mid).
Point 9Sharpe: 2.16 (top quartile).Sharpe: 0.27 (upper mid).Sharpe: 0.01 (lower mid).Sharpe: -0.01 (bottom quartile).Sharpe: -0.01 (bottom quartile).
Point 10Information ratio: -0.83 (bottom quartile).Information ratio: -0.31 (lower mid).Information ratio: -0.79 (bottom quartile).Information ratio: 0.34 (top quartile).Information ratio: 0.00 (upper mid).

DSP World Gold Fund

  • Lower mid AUM (₹1,769 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.07% (upper mid).
  • 3Y return: 49.89% (top quartile).
  • 1Y return: 114.80% (top quartile).
  • Alpha: 1.04 (upper mid).
  • Sharpe: 2.16 (top quartile).
  • Information ratio: -0.83 (bottom quartile).

SBI PSU Fund

  • Highest AUM (₹5,891 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 28.14% (top quartile).
  • 3Y return: 32.67% (upper mid).
  • 1Y return: 18.46% (upper mid).
  • Alpha: -1.15 (bottom quartile).
  • Sharpe: 0.27 (upper mid).
  • Information ratio: -0.31 (lower mid).

Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,335 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 26.52% (lower mid).
  • 3Y return: 30.49% (lower mid).
  • 1Y return: 16.77% (bottom quartile).
  • Alpha: -6.00 (bottom quartile).
  • Sharpe: 0.01 (lower mid).
  • Information ratio: -0.79 (bottom quartile).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹905 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 24.76% (bottom quartile).
  • 3Y return: 29.37% (bottom quartile).
  • 1Y return: 17.90% (lower mid).
  • Alpha: 2.02 (top quartile).
  • Sharpe: -0.01 (bottom quartile).
  • Information ratio: 0.34 (top quartile).

DSP India T.I.G.E.R Fund

  • Upper mid AUM (₹4,979 Cr).
  • Oldest track record among peers (21 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 25.31% (bottom quartile).
  • 3Y return: 27.39% (bottom quartile).
  • 1Y return: 17.69% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.01 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

ਸਰਬੋਤਮ ਕਰਜ਼ਾ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04
₹2971.35.913.78.8 0%1Y 15D
Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01
₹3620.811.412.85.3 4.52%1Y 2M 13D1Y 7M 3D
Aditya Birla Sun Life Credit Risk Fund Growth ₹24.6413
↓ 0.00
₹1,1782.37.112.51213.48.59%2Y 14D2Y 8M 19D
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550110.211.85 4.19%5M 18D8M 1D
BOI AXA Credit Risk Fund Growth ₹13.4074
↑ 0.01
₹1001.67.711.17.76.55.67%6M9M 29D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Ultra Short Bond Fund - Super Institutional PlanSundaram Short Term Debt FundAditya Birla Sun Life Credit Risk FundSundaram Low Duration FundBOI AXA Credit Risk Fund
Point 1Bottom quartile AUM (₹297 Cr).Lower mid AUM (₹362 Cr).Highest AUM (₹1,178 Cr).Upper mid AUM (₹550 Cr).Bottom quartile AUM (₹100 Cr).
Point 2Established history (18+ yrs).Oldest track record among peers (23 yrs).Established history (11+ yrs).Established history (19+ yrs).Established history (11+ yrs).
Point 3Rating: 1★ (lower mid).Top rated.Not Rated.Rating: 2★ (upper mid).Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.
Point 51Y return: 13.69% (top quartile).1Y return: 12.83% (upper mid).1Y return: 12.49% (lower mid).1Y return: 11.79% (bottom quartile).1Y return: 11.08% (bottom quartile).
Point 61M return: 0.59% (lower mid).1M return: 0.20% (bottom quartile).1M return: 1.24% (top quartile).1M return: 0.28% (bottom quartile).1M return: 0.75% (upper mid).
Point 7Sharpe: 2.57 (top quartile).Sharpe: 0.98 (bottom quartile).Sharpe: 2.01 (upper mid).Sharpe: 0.99 (bottom quartile).Sharpe: 1.19 (lower mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 4.52% (lower mid).Yield to maturity (debt): 8.59% (top quartile).Yield to maturity (debt): 4.19% (bottom quartile).Yield to maturity (debt): 5.67% (upper mid).
Point 10Modified duration: 0.00 yrs (top quartile).Modified duration: 1.20 yrs (bottom quartile).Modified duration: 2.04 yrs (bottom quartile).Modified duration: 0.47 yrs (upper mid).Modified duration: 0.50 yrs (lower mid).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

  • Bottom quartile AUM (₹297 Cr).
  • Established history (18+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 13.69% (top quartile).
  • 1M return: 0.59% (lower mid).
  • Sharpe: 2.57 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

Sundaram Short Term Debt Fund

  • Lower mid AUM (₹362 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 12.83% (upper mid).
  • 1M return: 0.20% (bottom quartile).
  • Sharpe: 0.98 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 4.52% (lower mid).
  • Modified duration: 1.20 yrs (bottom quartile).

Aditya Birla Sun Life Credit Risk Fund

  • Highest AUM (₹1,178 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 12.49% (lower mid).
  • 1M return: 1.24% (top quartile).
  • Sharpe: 2.01 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 8.59% (top quartile).
  • Modified duration: 2.04 yrs (bottom quartile).

Sundaram Low Duration Fund

  • Upper mid AUM (₹550 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 11.79% (bottom quartile).
  • 1M return: 0.28% (bottom quartile).
  • Sharpe: 0.99 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 4.19% (bottom quartile).
  • Modified duration: 0.47 yrs (upper mid).

BOI AXA Credit Risk Fund

  • Bottom quartile AUM (₹100 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 11.08% (bottom quartile).
  • 1M return: 0.75% (upper mid).
  • Sharpe: 1.19 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 5.67% (upper mid).
  • Modified duration: 0.50 yrs (lower mid).

ਸਰਵੋਤਮ ਹਾਈਬ੍ਰਿਡ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹39.73
↑ 0.05
₹1,28254.612.92017.7-0.9
ICICI Prudential Multi-Asset Fund Growth ₹812.649
↑ 3.86
₹77,658-0.61.711.518.819.418.6
UTI Multi Asset Fund Growth ₹78.0915
↑ 0.01
₹6,379-1.8-0.31018.714.311.1
ICICI Prudential Equity and Debt Fund Growth ₹403.89
↑ 0.04
₹46,700-0.8-0.87.418.618.813.3
SBI Multi Asset Allocation Fund Growth ₹65.9455
↓ -0.10
₹16,150-0.35.118.11814.718.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Apr 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundICICI Prudential Multi-Asset FundUTI Multi Asset FundICICI Prudential Equity and Debt FundSBI Multi Asset Allocation Fund
Point 1Bottom quartile AUM (₹1,282 Cr).Highest AUM (₹77,658 Cr).Bottom quartile AUM (₹6,379 Cr).Upper mid AUM (₹46,700 Cr).Lower mid AUM (₹16,150 Cr).
Point 2Established history (9+ yrs).Established history (23+ yrs).Established history (17+ yrs).Oldest track record among peers (26 yrs).Established history (20+ yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Rating: 1★ (bottom quartile).Top rated.Rating: 4★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.
Point 55Y return: 17.74% (lower mid).5Y return: 19.43% (top quartile).5Y return: 14.30% (bottom quartile).5Y return: 18.81% (upper mid).5Y return: 14.69% (bottom quartile).
Point 63Y return: 20.04% (top quartile).3Y return: 18.76% (upper mid).3Y return: 18.66% (lower mid).3Y return: 18.64% (bottom quartile).3Y return: 17.97% (bottom quartile).
Point 71Y return: 12.86% (upper mid).1Y return: 11.54% (lower mid).1Y return: 10.02% (bottom quartile).1Y return: 7.36% (bottom quartile).1Y return: 18.14% (top quartile).
Point 81M return: 8.56% (top quartile).1M return: 3.49% (lower mid).1M return: 3.30% (bottom quartile).1M return: 3.84% (upper mid).1M return: 2.35% (bottom quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 2.02 (top quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: -0.22 (bottom quartile).Sharpe: -0.01 (upper mid).Sharpe: -0.15 (lower mid).Sharpe: -0.33 (bottom quartile).Sharpe: 0.73 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Bottom quartile AUM (₹1,282 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.74% (lower mid).
  • 3Y return: 20.04% (top quartile).
  • 1Y return: 12.86% (upper mid).
  • 1M return: 8.56% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.22 (bottom quartile).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹77,658 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.43% (top quartile).
  • 3Y return: 18.76% (upper mid).
  • 1Y return: 11.54% (lower mid).
  • 1M return: 3.49% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.01 (upper mid).

UTI Multi Asset Fund

  • Bottom quartile AUM (₹6,379 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.30% (bottom quartile).
  • 3Y return: 18.66% (lower mid).
  • 1Y return: 10.02% (bottom quartile).
  • 1M return: 3.30% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.15 (lower mid).

ICICI Prudential Equity and Debt Fund

  • Upper mid AUM (₹46,700 Cr).
  • Oldest track record among peers (26 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.81% (upper mid).
  • 3Y return: 18.64% (bottom quartile).
  • 1Y return: 7.36% (bottom quartile).
  • 1M return: 3.84% (upper mid).
  • Alpha: 2.02 (top quartile).
  • Sharpe: -0.33 (bottom quartile).

SBI Multi Asset Allocation Fund

  • Lower mid AUM (₹16,150 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 14.69% (bottom quartile).
  • 3Y return: 17.97% (bottom quartile).
  • 1Y return: 18.14% (top quartile).
  • 1M return: 2.35% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.73 (top quartile).

ਸਰਬੋਤਮ ਗੋਲਡ ਮਿਉਚੁਅਲ ਫੰਡ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP World Gold Fund Growth ₹63.863
↑ 1.08
₹1,7698.336.5114.849.927.1167.1
SBI Gold Fund Growth ₹44.0669
↑ 0.07
₹14,9985.915.456.93424.871.5
ICICI Prudential Regular Gold Savings Fund Growth ₹46.5996
↑ 0.07
₹6,1645.915.456.733.924.872
HDFC Gold Fund Growth ₹44.9304
↑ 0.10
₹10,9905.715.256.433.724.671.3
Aditya Birla Sun Life Gold Fund Growth ₹43.7072
↓ 0.00
₹1,668615.156.133.724.772
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundSBI Gold FundICICI Prudential Regular Gold Savings FundHDFC Gold FundAditya Birla Sun Life Gold Fund
Point 1Bottom quartile AUM (₹1,769 Cr).Highest AUM (₹14,998 Cr).Lower mid AUM (₹6,164 Cr).Upper mid AUM (₹10,990 Cr).Bottom quartile AUM (₹1,668 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (14+ yrs).
Point 3Top rated.Rating: 2★ (lower mid).Rating: 1★ (bottom quartile).Rating: 1★ (bottom quartile).Rating: 3★ (upper mid).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 27.07% (top quartile).5Y return: 24.85% (upper mid).5Y return: 24.76% (lower mid).5Y return: 24.61% (bottom quartile).5Y return: 24.70% (bottom quartile).
Point 63Y return: 49.89% (top quartile).3Y return: 34.02% (upper mid).3Y return: 33.87% (lower mid).3Y return: 33.73% (bottom quartile).3Y return: 33.67% (bottom quartile).
Point 71Y return: 114.80% (top quartile).1Y return: 56.89% (upper mid).1Y return: 56.69% (lower mid).1Y return: 56.37% (bottom quartile).1Y return: 56.09% (bottom quartile).
Point 8Alpha: 1.04 (top quartile).1M return: -2.63% (lower mid).1M return: -2.47% (upper mid).1M return: -2.77% (bottom quartile).1M return: -2.64% (bottom quartile).
Point 9Sharpe: 2.16 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Information ratio: -0.83 (bottom quartile).Sharpe: 1.95 (upper mid).Sharpe: 1.82 (bottom quartile).Sharpe: 1.91 (lower mid).Sharpe: 1.73 (bottom quartile).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,769 Cr).
  • Oldest track record among peers (18 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 27.07% (top quartile).
  • 3Y return: 49.89% (top quartile).
  • 1Y return: 114.80% (top quartile).
  • Alpha: 1.04 (top quartile).
  • Sharpe: 2.16 (top quartile).
  • Information ratio: -0.83 (bottom quartile).

SBI Gold Fund

  • Highest AUM (₹14,998 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.85% (upper mid).
  • 3Y return: 34.02% (upper mid).
  • 1Y return: 56.89% (upper mid).
  • 1M return: -2.63% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.95 (upper mid).

ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹6,164 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.76% (lower mid).
  • 3Y return: 33.87% (lower mid).
  • 1Y return: 56.69% (lower mid).
  • 1M return: -2.47% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.82 (bottom quartile).

HDFC Gold Fund

  • Upper mid AUM (₹10,990 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.61% (bottom quartile).
  • 3Y return: 33.73% (bottom quartile).
  • 1Y return: 56.37% (bottom quartile).
  • 1M return: -2.77% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.91 (lower mid).

Aditya Birla Sun Life Gold Fund

  • Bottom quartile AUM (₹1,668 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.70% (bottom quartile).
  • 3Y return: 33.67% (bottom quartile).
  • 1Y return: 56.09% (bottom quartile).
  • 1M return: -2.64% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.73 (bottom quartile).

ਮਿਉਚੁਅਲ ਫੰਡ ਦੀਆਂ ਕਿਸਮਾਂ: ਜੋਖਮ ਅਤੇ ਵਾਪਸੀ

ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ, ਹੇਠ ਲਿਖੀਆਂ ਮਿਉਚੁਅਲ ਫੰਡ ਸ਼੍ਰੇਣੀਆਂ ਦੇ ਬੁਨਿਆਦੀ ਜੋਖਮ ਅਤੇ ਔਸਤ ਰਿਟਰਨ ਨੂੰ ਜਾਣੋ:

ਮਿਉਚੁਅਲ ਫੰਡ ਸ਼੍ਰੇਣੀ ਔਸਤ ਵਾਪਸੀ ਜੋਖਮ ਜੋਖਮ ਦੀ ਕਿਸਮ
ਇਕੁਇਟੀ ਫੰਡ 2% -20% ਉੱਚ ਤੋਂ ਦਰਮਿਆਨੀ ਅਸਥਿਰਤਾ ਜੋਖਮ, ਪ੍ਰਦਰਸ਼ਨ ਜੋਖਮ, ਇਕਾਗਰਤਾ ਜੋਖਮ
ਕਰਜ਼ਾ/ਬਾਂਡ 8-14% ਘੱਟ ਤੋਂ ਦਰਮਿਆਨੀ ਵਿਆਜ ਦਰ ਜੋਖਮ, ਕ੍ਰੈਡਿਟ ਜੋਖਮ
ਮਨੀ ਮਾਰਕੀਟ ਫੰਡ 4%-8% ਘੱਟ ਮਹਿੰਗਾਈ ਜੋਖਮ, ਮੌਕੇ ਦਾ ਨੁਕਸਾਨ
ਸੰਤੁਲਿਤ ਫੰਡ 5-15% ਮੱਧਮ ਇਕੁਇਟੀ, ਕਰਜ਼ਾ ਹੋਲਡਿੰਗਜ਼ ਲਈ ਉੱਚ ਐਕਸਪੋਜਰ

ਮਿਉਚੁਅਲ ਫੰਡ ਕੈਲਕੁਲੇਟਰ: ਆਪਣੇ ਨਿਵੇਸ਼ ਰਿਟਰਨਾਂ ਨੂੰ ਪਹਿਲਾਂ ਤੋਂ ਨਿਰਧਾਰਤ ਕਰੋ

sip ਕੈਲਕੁਲੇਟਰ ਇੱਕ ਸਮਾਰਟ ਟੂਲ ਹੈ ਜੋ ਨਿਵੇਸ਼ਕਾਂ ਦੇ ਮੁੱਖ ਸਵਾਲਾਂ ਨੂੰ ਹੱਲ ਕਰਦਾ ਹੈ ਜਿਵੇਂ ਕਿ 'ਕਿੰਨਾ ਨਿਵੇਸ਼ ਕਰਨਾ ਹੈ', 'ਮੈਂ ਕਿੰਨਾ ਕਮਾਵਾਂਗਾ', 'ਮੇਰਾ ਲਾਭ ਕਿੰਨਾ ਹੋਵੇਗਾ', ਆਦਿ।ਮਿਉਚੁਅਲ ਫੰਡ ਕੈਲਕੁਲੇਟਰ, ਹੋਰ ਖਾਸ ਤੌਰ 'ਤੇ,SIP ਕੈਲਕੁਲੇਟਰ ਉਸ ਕਾਰਜਕਾਲ ਲਈ ਤੁਹਾਡੀ ਨਿਵੇਸ਼ ਰਕਮ ਨੂੰ ਪਹਿਲਾਂ ਤੋਂ ਨਿਰਧਾਰਤ ਕਰਦਾ ਹੈ ਜਿਸ ਲਈ ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ। ਇਹ ਪ੍ਰਭਾਵਸ਼ਾਲੀ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਸਾਧਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈਵਿੱਤੀ ਯੋਜਨਾਬੰਦੀ. ਕੀ ਕੋਈ ਕਾਰ, ਘਰ ਖਰੀਦਣ ਦੀ ਯੋਜਨਾ ਬਣਾਉਣਾ ਚਾਹੁੰਦਾ ਹੈ, ਯੋਜਨਾ ਬਣਾਉਣਾ ਚਾਹੁੰਦਾ ਹੈਸੇਵਾਮੁਕਤੀ, ਇੱਕ ਬੱਚੇ ਦੀ ਉੱਚ ਸਿੱਖਿਆ ਜਾਂ ਕੋਈ ਹੋਰ ਵਿੱਤੀ ਟੀਚਾ, SIP ਕੈਲਕੁਲੇਟਰ ਨੂੰ ਉਸੇ ਲਈ ਵਰਤਿਆ ਜਾ ਸਕਦਾ ਹੈ। ਇੱਥੇ ਦੱਸਿਆ ਗਿਆ ਹੈ ਕਿ ਕੈਲਕੁਲੇਟਰ ਕਿਵੇਂ ਕੰਮ ਕਰਦਾ ਹੈ:

ਉਦਾਹਰਣ:

ਮਹੀਨਾਵਾਰ ਨਿਵੇਸ਼: ₹ 2,000

ਨਿਵੇਸ਼ ਦੀ ਮਿਆਦ: 10 ਸਾਲ

ਨਿਵੇਸ਼ ਕੀਤੀ ਕੁੱਲ ਰਕਮ: ₹ 2,40,000

ਲੰਬੇ ਸਮੇਂ ਦੀ ਮਹਿੰਗਾਈ: 5% (ਲਗਭਗ)

ਲੰਬੇ ਸਮੇਂ ਦੀ ਵਿਕਾਸ ਦਰ: 14% (ਲਗਭਗ)

SIP ਕੈਲਕੁਲੇਟਰ ਦੇ ਅਨੁਸਾਰ ਸੰਭਾਵਿਤ ਰਿਟਰਨ: ₹ 4,98,585

SIP-Calculator

ਤੁਹਾਨੂੰ ਸਿਰਫ਼ ਇੱਕ SIP ਕੈਲਕੁਲੇਟਰ ਵਿੱਚ ਕੁਝ ਬੁਨਿਆਦੀ ਇਨਪੁਟ ਦਾਖਲ ਕਰਨ ਦੀ ਲੋੜ ਹੈ ਜਿਵੇਂ ਕਿ ਨਿਵੇਸ਼ ਦੀ ਰਕਮ ਅਤੇ ਨਿਵੇਸ਼ ਦੀ ਮਿਆਦ (ਵਾਧੂ ਇਨਪੁੱਟ ਜਿਵੇਂ ਮਹਿੰਗਾਈ ਅਤੇ ਉਮੀਦ ਕੀਤੀ ਜਾਂਦੀ ਹੈ।ਬਜ਼ਾਰ ਰਿਟਰਨ ਇੱਕ ਹੋਰ ਯਥਾਰਥਵਾਦੀ ਤਸਵੀਰ ਦੇਵੇਗਾ). ਇਹਨਾਂ ਐਂਟਰੀਆਂ ਦਾ ਆਉਟਪੁੱਟ ਪਰਿਪੱਕਤਾ ਅਤੇ ਕੀਤੇ ਲਾਭਾਂ 'ਤੇ ਅੰਤਮ ਰਕਮ ਹੋਵੇਗੀ।

ਟੀਚੇ ਨੂੰ ਧਿਆਨ ਵਿੱਚ ਰੱਖਦੇ ਹੋਏ ਇੱਕ ਸਮਾਨ ਗਣਨਾ ਵੀ ਇਹ ਨਿਰਧਾਰਤ ਕਰਨ ਲਈ ਕੀਤੀ ਜਾ ਸਕਦੀ ਹੈ ਕਿ ਟੀਚੇ ਤੱਕ ਪਹੁੰਚਣ ਲਈ ਕਿੰਨਾ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ। ਤੁਹਾਨੂੰ ਇੱਕ ਖਾਸ ਟੀਚਾ ਚੁਣਨਾ ਹੋਵੇਗਾ, ਜਿਵੇਂ ਕਿ ਹੇਠਾਂ ਦਿੱਤਾ ਗਿਆ ਹੈ, ਅਤੇ ਟੀਚਾ ਕੈਲਕੁਲੇਟਰ ਦੀ ਵਰਤੋਂ ਕਰਕੇ ਵੇਰਵਿਆਂ ਦਾ ਅੰਦਾਜ਼ਾ ਲਗਾਉਣਾ ਹੋਵੇਗਾ।

SIP-Calculator-6

Disclaimer:
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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