بہترین ایکویٹی میوچل فنڈز 2022 - 2023

Updated on January 14, 2026 , 60538 views

ایکویٹی فنڈ ایک باہمی فنڈ ہے جو بنیادی طور پر اسٹاک میں سرمایہ کاری کرتا ہے۔ اسے فعال یا غیر فعال طور پر (انڈیکس فنڈ) کا انتظام کیا جا سکتا ہے۔ یہ اسٹاک فنڈز کے طور پر بھی جانا جاتا ہے.

ایکویٹی فنڈز جب انتخاب کی گاڑی ہونی چاہئے۔سرمایہ کاری طویل مدتی اہداف کے لیے کیونکہ انہوں نے گزشتہ چند سالوں میں سرمایہ کاروں کے لیے بہت زیادہ منافع پیدا کیا ہے۔ لیکن چونکہ سرمایہ کاروں کے سامنے ایک وسیع انتخاب ہوتا ہے، اس لیے صحیح ایکویٹی فنڈ کا انتخاب اہم ہو جاتا ہے۔

صحیح معیار اور مقداری اقدامات (ذیل میں زیر بحث) کے ساتھ، کوئی بھی مثالی طور پر بہترین ایکویٹی کا انتخاب کر سکتا ہے۔باہمی چندہ سرمایا لگانا.

ایکویٹی فنڈز میں سرمایہ کاری کیوں کی جائے؟

1. لیکویڈیٹی

چونکہ تمام بڑے ایکسچینجز میں اسٹاک کی سرگرمی سے تجارت ہوتی ہے، ہر روز، یہ ایکویٹی فنڈز کو ایک انتہائی مائع سرمایہ کاری بناتا ہے۔ یہ سرمایہ کاروں کو ان کے اسٹاک کی خرید و فروخت کی سہولت فراہم کرتا ہے۔مارکیٹ صورت حال ایکویٹی میوچل فنڈز میں سرمایہ کاری کرنے سے، رقم عام طور پر آپ کے پاس جمع ہوجاتی ہے۔بینک 3 دن میں اکاؤنٹ۔

2. منافع بخش آمدنی

بلیو چپ کمپنیوں میں سرمایہ کاری کرنے سے سرمایہ کاروں کو مستحکم کمانے میں مدد مل سکتی ہے۔آمدنی منافع کی شکل میں. ایسی کمپنیوں کی اکثریت عام طور پر مارکیٹ کے غیر مستحکم حالات میں بھی باقاعدہ ڈیویڈنڈ ادا کرتی ہے، عام طور پر سہ ماہی ادا کی جاتی ہے۔ متنوع پورٹ فولیو کا ہونا سرمایہ کاروں کو سال میں مستحکم منافع کی آمدنی فراہم کر سکتا ہے۔

3. پورٹ فولیو تنوع

بہترین ایکویٹی میوچل فنڈز کے ساتھ سرمایہ کار باقاعدگی سے سرمایہ کاری کے ذریعے اپنے پورٹ فولیو کو متنوع بنا سکتے ہیں۔ اس کا مطلب ہے کہ وہ مختلف اقتصادی شعبوں کے اسٹاک میں سرمایہ کاری کر سکتے ہیں۔ لہذا، یہاں تک کہ اگر کسی خاص اسٹاک کی قدر میں کمی واقع ہوتی ہے، دوسرے سرمایہ کاروں کو مارکیٹ کی صورتحال کے لحاظ سے اس نقصان کو پورا کرنے میں مدد کرسکتے ہیں۔

4. مثالی سرمایہ کاری کی گاڑی

بہت سے طریقوں سے، ایکویٹی فنڈز ان سرمایہ کاروں کے لیے مثالی سرمایہ کاری کی گاڑیاں ہیں جو مالیاتی سرمایہ کاری میں اچھی طرح سے ماہر نہیں ہیں یا ان کے پاس بڑی رقم نہیں ہے۔سرمایہ جس کے ساتھ سرمایہ کاری کی جائے۔ وہ زیادہ تر لوگوں کے لیے عملی سرمایہ کاری ہیں۔

وہ صفات جو ایکویٹی فنڈز کو چھوٹے انفرادی سرمایہ کاروں کے لیے سب سے زیادہ موزوں بناتے ہیں وہ ہیں فنڈ کے پورٹ فولیو کے تنوع کے نتیجے میں ہونے والے خطرے میں کمی اور ایکویٹی فنڈ کے حصص کے حصول کے لیے درکار سرمائے کی نسبتاً کم مقدار۔ ایک فرد کے لیے بڑی مقدار میں سرمایہ کاری کی ضرورت ہوگی۔سرمایہ کار براہ راست اسٹاک ہولڈنگز کے پورٹ فولیو کے تنوع کے ذریعے خطرے میں کمی کی اسی طرح کی ڈگری حاصل کرنا۔ چھوٹے سرمایہ کاروں کے سرمائے کو جمع کرنے سے ایکویٹی فنڈ کو ہر سرمایہ کار پر بڑے سرمائے کی ضروریات کا بوجھ ڈالے بغیر مؤثر طریقے سے تنوع پیدا کرنے کی اجازت ملتی ہے۔

ایکویٹی NAV

ایکویٹی فنڈ کی قیمت فنڈ کی خالص اثاثہ قیمت پر مبنی ہے (نہیں ہیںاس کی ذمہ داریاں کم ہیں۔ زیادہ متنوع فنڈ کا مطلب ہے کہ مجموعی پورٹ فولیو اور ایکویٹی فنڈ کے حصص کی قیمت پر انفرادی اسٹاک کی منفی قیمت کی حرکت کا کم منفی اثر پڑتا ہے۔

ایکویٹی فنڈز کا انتظام تجربہ کار پیشہ ور پورٹ فولیو مینیجرز کرتے ہیں، اور ان کی ماضی کی کارکردگی عوامی ریکارڈ کا معاملہ ہے۔ ایکویٹی فنڈز کے لیے شفافیت اور رپورٹنگ کی ضروریات کو سیکورٹی ایکسچینج بورڈ آف انڈیا (SEBI)

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ٹاپ ایکویٹی میوچل فنڈز 2022

بہترین ایکویٹی میوچل فنڈز کو اس کی اقسام کے مطابق درجہ بندی کیا گیا ہے۔ای ایل ایس ایس,بڑے کیپ فنڈز,مڈ کیپ فنڈز,سمال کیپ فنڈز,متنوع فنڈز,سیکٹر فنڈز اورمتوازن فنڈ.

5 بہترین لارج کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Large Cap Fund Growth	₹92.1417 ↓ -0.10	₹50,312	-1.1	1.1	9.4	18.9	18.5	9.2
ICICI Prudential Bluechip Fund Growth	₹113.45 ↑ 0.03	₹78,160	0.5	2.3	11.4	17.9	16.6	11.3
DSP TOP 100 Equity Growth	₹481.197 ↑ 1.19	₹7,187	0	0.5	9	17.8	13.9	8.4
Invesco India Largecap Fund Growth	₹70.19 ↑ 0.35	₹1,723	-2.1	0.3	7.6	17.7	15	5.5
Bandhan Large Cap Fund Growth	₹79.489 ↑ 0.13	₹2,051	0.2	2.8	11.1	17.6	13.9	8.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Large Cap Fund	ICICI Prudential Bluechip Fund	DSP TOP 100 Equity	Invesco India Largecap Fund	Bandhan Large Cap Fund
Point 1	Upper mid AUM (₹50,312 Cr).	Highest AUM (₹78,160 Cr).	Lower mid AUM (₹7,187 Cr).	Bottom quartile AUM (₹1,723 Cr).	Bottom quartile AUM (₹2,051 Cr).
Point 2	Established history (18+ yrs).	Established history (17+ yrs).	Oldest track record among peers (22 yrs).	Established history (16+ yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 18.51% (top quartile).	5Y return: 16.56% (upper mid).	5Y return: 13.91% (bottom quartile).	5Y return: 15.00% (lower mid).	5Y return: 13.89% (bottom quartile).
Point 6	3Y return: 18.89% (top quartile).	3Y return: 17.87% (upper mid).	3Y return: 17.80% (lower mid).	3Y return: 17.66% (bottom quartile).	3Y return: 17.61% (bottom quartile).
Point 7	1Y return: 9.37% (lower mid).	1Y return: 11.42% (top quartile).	1Y return: 8.95% (bottom quartile).	1Y return: 7.60% (bottom quartile).	1Y return: 11.13% (upper mid).
Point 8	Alpha: -0.13 (upper mid).	Alpha: 1.62 (top quartile).	Alpha: -1.23 (bottom quartile).	Alpha: -2.03 (bottom quartile).	Alpha: -0.76 (lower mid).
Point 9	Sharpe: 0.22 (upper mid).	Sharpe: 0.33 (top quartile).	Sharpe: 0.12 (bottom quartile).	Sharpe: 0.06 (bottom quartile).	Sharpe: 0.17 (lower mid).
Point 10	Information ratio: 1.45 (top quartile).	Information ratio: 1.40 (upper mid).	Information ratio: 0.76 (bottom quartile).	Information ratio: 0.84 (lower mid).	Information ratio: 0.73 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹50,312 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.51% (top quartile).
3Y return: 18.89% (top quartile).
1Y return: 9.37% (lower mid).
Alpha: -0.13 (upper mid).
Sharpe: 0.22 (upper mid).
Information ratio: 1.45 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹78,160 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.56% (upper mid).
3Y return: 17.87% (upper mid).
1Y return: 11.42% (top quartile).
Alpha: 1.62 (top quartile).
Sharpe: 0.33 (top quartile).
Information ratio: 1.40 (upper mid).

DSP TOP 100 Equity

Lower mid AUM (₹7,187 Cr).
Oldest track record among peers (22 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.91% (bottom quartile).
3Y return: 17.80% (lower mid).
1Y return: 8.95% (bottom quartile).
Alpha: -1.23 (bottom quartile).
Sharpe: 0.12 (bottom quartile).
Information ratio: 0.76 (bottom quartile).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,723 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.00% (lower mid).
3Y return: 17.66% (bottom quartile).
1Y return: 7.60% (bottom quartile).
Alpha: -2.03 (bottom quartile).
Sharpe: 0.06 (bottom quartile).
Information ratio: 0.84 (lower mid).

Bandhan Large Cap Fund

Bottom quartile AUM (₹2,051 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.89% (bottom quartile).
3Y return: 17.61% (bottom quartile).
1Y return: 11.13% (upper mid).
Alpha: -0.76 (lower mid).
Sharpe: 0.17 (lower mid).
Information ratio: 0.73 (bottom quartile).

5 بہترین مڈ کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential MidCap Fund Growth	₹311.38 ↑ 0.12	₹7,055	1.5	2.7	14.7	22.8	21.3	11.1
TATA Mid Cap Growth Fund Growth	₹445.41 ↑ 1.72	₹5,420	2.2	1.3	9.1	22	19.6	5.8
Aditya Birla Sun Life Midcap Fund Growth	₹792.11 ↑ 3.98	₹6,278	-0.2	-1.1	7.6	20.9	19.1	4.4
BNP Paribas Mid Cap Fund Growth	₹103.447 ↑ 0.03	₹2,320	1.2	2.3	6.2	20.6	19.7	2.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jan 26

Research Highlights & Commentary of 4 Funds showcased

Commentary	ICICI Prudential MidCap Fund	TATA Mid Cap Growth Fund	Aditya Birla Sun Life Midcap Fund	BNP Paribas Mid Cap Fund
Point 1	Highest AUM (₹7,055 Cr).	Lower mid AUM (₹5,420 Cr).	Upper mid AUM (₹6,278 Cr).	Bottom quartile AUM (₹2,320 Cr).
Point 2	Established history (21+ yrs).	Oldest track record among peers (31 yrs).	Established history (23+ yrs).	Established history (19+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 21.30% (top quartile).	5Y return: 19.59% (lower mid).	5Y return: 19.10% (bottom quartile).	5Y return: 19.70% (upper mid).
Point 6	3Y return: 22.78% (top quartile).	3Y return: 22.05% (upper mid).	3Y return: 20.88% (lower mid).	3Y return: 20.56% (bottom quartile).
Point 7	1Y return: 14.67% (top quartile).	1Y return: 9.14% (upper mid).	1Y return: 7.65% (lower mid).	1Y return: 6.18% (bottom quartile).
Point 8	Alpha: 1.70 (top quartile).	Alpha: -2.69 (upper mid).	Alpha: -3.78 (bottom quartile).	Alpha: -3.13 (lower mid).
Point 9	Sharpe: 0.25 (top quartile).	Sharpe: 0.01 (upper mid).	Sharpe: -0.06 (bottom quartile).	Sharpe: -0.03 (lower mid).
Point 10	Information ratio: -0.30 (top quartile).	Information ratio: -0.59 (upper mid).	Information ratio: -0.80 (lower mid).	Information ratio: -0.86 (bottom quartile).

ICICI Prudential MidCap Fund

Highest AUM (₹7,055 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.30% (top quartile).
3Y return: 22.78% (top quartile).
1Y return: 14.67% (top quartile).
Alpha: 1.70 (top quartile).
Sharpe: 0.25 (top quartile).
Information ratio: -0.30 (top quartile).

TATA Mid Cap Growth Fund

Lower mid AUM (₹5,420 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.59% (lower mid).
3Y return: 22.05% (upper mid).
1Y return: 9.14% (upper mid).
Alpha: -2.69 (upper mid).
Sharpe: 0.01 (upper mid).
Information ratio: -0.59 (upper mid).

Aditya Birla Sun Life Midcap Fund

Upper mid AUM (₹6,278 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.10% (bottom quartile).
3Y return: 20.88% (lower mid).
1Y return: 7.65% (lower mid).
Alpha: -3.78 (bottom quartile).
Sharpe: -0.06 (bottom quartile).
Information ratio: -0.80 (lower mid).

BNP Paribas Mid Cap Fund

Bottom quartile AUM (₹2,320 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.70% (upper mid).
3Y return: 20.56% (bottom quartile).
1Y return: 6.18% (bottom quartile).
Alpha: -3.13 (lower mid).
Sharpe: -0.03 (lower mid).
Information ratio: -0.86 (bottom quartile).

5 بہترین سمال کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Small Cap Fund Growth	₹161.37 ↓ -0.51	₹68,572	-4.8	-7.9	-2.6	20.3	25.5	-4.7
Sundaram Small Cap Fund Growth	₹257.204 ↓ -0.46	₹3,450	-2.1	-3.6	4.2	19.8	21.4	0.4
Franklin India Smaller Companies Fund Growth	₹162.639 ↑ 0.16	₹13,529	-3.3	-9	-3.8	19.5	21.3	-8.4
HDFC Small Cap Fund Growth	₹135.152 ↓ -0.45	₹38,020	-4.7	-6	1.4	19.2	23.1	-0.6
DSP Small Cap Fund Growth	₹191.198 ↓ -0.43	₹17,010	-1.1	-6.5	1.1	18.9	21.3	-2.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Small Cap Fund	Sundaram Small Cap Fund	Franklin India Smaller Companies Fund	HDFC Small Cap Fund	DSP Small Cap Fund
Point 1	Highest AUM (₹68,572 Cr).	Bottom quartile AUM (₹3,450 Cr).	Bottom quartile AUM (₹13,529 Cr).	Upper mid AUM (₹38,020 Cr).	Lower mid AUM (₹17,010 Cr).
Point 2	Established history (15+ yrs).	Oldest track record among peers (20 yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.53% (top quartile).	5Y return: 21.41% (lower mid).	5Y return: 21.32% (bottom quartile).	5Y return: 23.12% (upper mid).	5Y return: 21.28% (bottom quartile).
Point 6	3Y return: 20.30% (top quartile).	3Y return: 19.78% (upper mid).	3Y return: 19.46% (lower mid).	3Y return: 19.22% (bottom quartile).	3Y return: 18.88% (bottom quartile).
Point 7	1Y return: -2.55% (bottom quartile).	1Y return: 4.19% (top quartile).	1Y return: -3.76% (bottom quartile).	1Y return: 1.35% (upper mid).	1Y return: 1.13% (lower mid).
Point 8	Alpha: -1.19 (bottom quartile).	Alpha: 4.26 (top quartile).	Alpha: -3.60 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: -0.40 (bottom quartile).	Sharpe: -0.13 (top quartile).	Sharpe: -0.51 (bottom quartile).	Sharpe: -0.18 (lower mid).	Sharpe: -0.16 (upper mid).
Point 10	Information ratio: 0.05 (top quartile).	Information ratio: -0.14 (bottom quartile).	Information ratio: -0.13 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).

Nippon India Small Cap Fund

Highest AUM (₹68,572 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 25.53% (top quartile).
3Y return: 20.30% (top quartile).
1Y return: -2.55% (bottom quartile).
Alpha: -1.19 (bottom quartile).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.05 (top quartile).

Sundaram Small Cap Fund

Bottom quartile AUM (₹3,450 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.41% (lower mid).
3Y return: 19.78% (upper mid).
1Y return: 4.19% (top quartile).
Alpha: 4.26 (top quartile).
Sharpe: -0.13 (top quartile).
Information ratio: -0.14 (bottom quartile).

Franklin India Smaller Companies Fund

Bottom quartile AUM (₹13,529 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.32% (bottom quartile).
3Y return: 19.46% (lower mid).
1Y return: -3.76% (bottom quartile).
Alpha: -3.60 (bottom quartile).
Sharpe: -0.51 (bottom quartile).
Information ratio: -0.13 (bottom quartile).

HDFC Small Cap Fund

Upper mid AUM (₹38,020 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.12% (upper mid).
3Y return: 19.22% (bottom quartile).
1Y return: 1.35% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.18 (lower mid).
Information ratio: 0.00 (upper mid).

DSP Small Cap Fund

Lower mid AUM (₹17,010 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.28% (bottom quartile).
3Y return: 18.88% (bottom quartile).
1Y return: 1.13% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.16 (upper mid).
Information ratio: 0.00 (lower mid).

5 بہترین لارج اور مڈ کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Invesco India Growth Opportunities Fund Growth	₹98.15 ↑ 0.03	₹9,406	-6.1	-4.1	8.1	23.2	18	4.7
Bandhan Core Equity Fund Growth	₹137.637 ↑ 0.16	₹12,784	-0.3	2.1	10.7	23.1	20.4	7.5
UTI Core Equity Fund Growth	₹186.488 ↑ 1.27	₹5,498	3.2	2.1	10.4	22	20.3	7.4
ICICI Prudential Large & Mid Cap Fund Growth	₹1,040.32 ↑ 0.50	₹26,939	0.4	3.4	12.7	21.2	21.5	14.4
DSP Equity Opportunities Fund Growth	₹641.788 ↑ 3.47	₹17,215	2.9	2.4	10.2	20.4	17.9	7.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Invesco India Growth Opportunities Fund	Bandhan Core Equity Fund	UTI Core Equity Fund	ICICI Prudential Large & Mid Cap Fund	DSP Equity Opportunities Fund
Point 1	Bottom quartile AUM (₹9,406 Cr).	Lower mid AUM (₹12,784 Cr).	Bottom quartile AUM (₹5,498 Cr).	Highest AUM (₹26,939 Cr).	Upper mid AUM (₹17,215 Cr).
Point 2	Established history (18+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Oldest track record among peers (27 yrs).	Established history (25+ yrs).
Point 3	Top rated.	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 5★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 18.03% (bottom quartile).	5Y return: 20.45% (upper mid).	5Y return: 20.34% (lower mid).	5Y return: 21.54% (top quartile).	5Y return: 17.90% (bottom quartile).
Point 6	3Y return: 23.25% (top quartile).	3Y return: 23.06% (upper mid).	3Y return: 21.97% (lower mid).	3Y return: 21.18% (bottom quartile).	3Y return: 20.43% (bottom quartile).
Point 7	1Y return: 8.08% (bottom quartile).	1Y return: 10.73% (upper mid).	1Y return: 10.42% (lower mid).	1Y return: 12.70% (top quartile).	1Y return: 10.25% (bottom quartile).
Point 8	Alpha: 2.54 (upper mid).	Alpha: 0.27 (lower mid).	Alpha: -1.49 (bottom quartile).	Alpha: 3.94 (top quartile).	Alpha: -2.52 (bottom quartile).
Point 9	Sharpe: 0.31 (upper mid).	Sharpe: 0.20 (lower mid).	Sharpe: 0.08 (bottom quartile).	Sharpe: 0.51 (top quartile).	Sharpe: 0.00 (bottom quartile).
Point 10	Information ratio: 0.98 (upper mid).	Information ratio: 1.33 (top quartile).	Information ratio: 0.79 (lower mid).	Information ratio: 0.46 (bottom quartile).	Information ratio: 0.25 (bottom quartile).

Invesco India Growth Opportunities Fund

Bottom quartile AUM (₹9,406 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.03% (bottom quartile).
3Y return: 23.25% (top quartile).
1Y return: 8.08% (bottom quartile).
Alpha: 2.54 (upper mid).
Sharpe: 0.31 (upper mid).
Information ratio: 0.98 (upper mid).

Bandhan Core Equity Fund

Lower mid AUM (₹12,784 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.45% (upper mid).
3Y return: 23.06% (upper mid).
1Y return: 10.73% (upper mid).
Alpha: 0.27 (lower mid).
Sharpe: 0.20 (lower mid).
Information ratio: 1.33 (top quartile).

UTI Core Equity Fund

Bottom quartile AUM (₹5,498 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.34% (lower mid).
3Y return: 21.97% (lower mid).
1Y return: 10.42% (lower mid).
Alpha: -1.49 (bottom quartile).
Sharpe: 0.08 (bottom quartile).
Information ratio: 0.79 (lower mid).

ICICI Prudential Large & Mid Cap Fund

Highest AUM (₹26,939 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.54% (top quartile).
3Y return: 21.18% (bottom quartile).
1Y return: 12.70% (top quartile).
Alpha: 3.94 (top quartile).
Sharpe: 0.51 (top quartile).
Information ratio: 0.46 (bottom quartile).

DSP Equity Opportunities Fund

Upper mid AUM (₹17,215 Cr).
Established history (25+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.90% (bottom quartile).
3Y return: 20.43% (bottom quartile).
1Y return: 10.25% (bottom quartile).
Alpha: -2.52 (bottom quartile).
Sharpe: 0.00 (bottom quartile).
Information ratio: 0.25 (bottom quartile).

5 بہترین ایکویٹی سے منسلک بچت اسکیمیں (ELSS)

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Magnum Tax Gain Fund Growth	₹446.45 ↑ 1.40	₹32,327	0.9	0.5	7.1	23.2	20.2	6.6
Motilal Oswal Long Term Equity Fund Growth	₹49.9812 ↑ 0.18	₹4,444	-6.2	-6	-2.1	22.7	18.9	-9.1
HDFC Tax Saver Fund Growth	₹1,444.45 ↑ 1.94	₹17,241	-0.8	1.8	11.4	21	20.4	10.3
IDBI Equity Advantage Fund Growth	₹43.39 ↑ 0.04	₹485	9.7	15.1	16.9	20.8	10
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Magnum Tax Gain Fund	Motilal Oswal Long Term Equity Fund	HDFC Tax Saver Fund	IDBI Equity Advantage Fund	HDFC Long Term Advantage Fund
Point 1	Highest AUM (₹32,327 Cr).	Lower mid AUM (₹4,444 Cr).	Upper mid AUM (₹17,241 Cr).	Bottom quartile AUM (₹485 Cr).	Bottom quartile AUM (₹1,318 Cr).
Point 2	Established history (18+ yrs).	Established history (10+ yrs).	Oldest track record among peers (29 yrs).	Established history (12+ yrs).	Established history (25+ yrs).
Point 3	Rating: 2★ (lower mid).	Not Rated.	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.17% (upper mid).	5Y return: 18.88% (lower mid).	5Y return: 20.44% (top quartile).	5Y return: 9.97% (bottom quartile).	5Y return: 17.39% (bottom quartile).
Point 6	3Y return: 23.17% (top quartile).	3Y return: 22.73% (upper mid).	3Y return: 21.00% (lower mid).	3Y return: 20.84% (bottom quartile).	3Y return: 20.64% (bottom quartile).
Point 7	1Y return: 7.13% (bottom quartile).	1Y return: -2.14% (bottom quartile).	1Y return: 11.40% (lower mid).	1Y return: 16.92% (upper mid).	1Y return: 35.51% (top quartile).
Point 8	Alpha: -1.43 (bottom quartile).	Alpha: -7.87 (bottom quartile).	Alpha: 2.31 (top quartile).	Alpha: 1.78 (upper mid).	Alpha: 1.75 (lower mid).
Point 9	Sharpe: -0.04 (bottom quartile).	Sharpe: -0.21 (bottom quartile).	Sharpe: 0.30 (lower mid).	Sharpe: 1.21 (upper mid).	Sharpe: 2.27 (top quartile).
Point 10	Information ratio: 1.89 (top quartile).	Information ratio: 0.66 (lower mid).	Information ratio: 1.26 (upper mid).	Information ratio: -1.13 (bottom quartile).	Information ratio: -0.15 (bottom quartile).

SBI Magnum Tax Gain Fund

Highest AUM (₹32,327 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.17% (upper mid).
3Y return: 23.17% (top quartile).
1Y return: 7.13% (bottom quartile).
Alpha: -1.43 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 1.89 (top quartile).

Motilal Oswal Long Term Equity Fund

Lower mid AUM (₹4,444 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.88% (lower mid).
3Y return: 22.73% (upper mid).
1Y return: -2.14% (bottom quartile).
Alpha: -7.87 (bottom quartile).
Sharpe: -0.21 (bottom quartile).
Information ratio: 0.66 (lower mid).

HDFC Tax Saver Fund

Upper mid AUM (₹17,241 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.44% (top quartile).
3Y return: 21.00% (lower mid).
1Y return: 11.40% (lower mid).
Alpha: 2.31 (top quartile).
Sharpe: 0.30 (lower mid).
Information ratio: 1.26 (upper mid).

IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.97% (bottom quartile).
3Y return: 20.84% (bottom quartile).
1Y return: 16.92% (upper mid).
Alpha: 1.78 (upper mid).
Sharpe: 1.21 (upper mid).
Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

Bottom quartile AUM (₹1,318 Cr).
Established history (25+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (bottom quartile).
3Y return: 20.64% (bottom quartile).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (lower mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (bottom quartile).

5 بہترین متنوع/ملٹی کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Multicap 35 Fund Growth	₹59.7662 ↓ -0.14	₹14,312	-5.5	-4.9	1.3	22.4	14	-5.6
HDFC Equity Fund Growth	₹2,070.48 ↓ -0.38	₹94,069	0.3	3.9	13.7	21.7	22.1	11.4
Nippon India Multi Cap Fund Growth	₹291.763 ↓ -1.16	₹50,048	-4	-3.5	5.2	20.7	23.2	4.1
Mahindra Badhat Yojana Growth	₹36.0715 ↑ 0.15	₹6,125	0.9	-0.9	7.9	20	20.6	3.4
JM Multicap Fund Growth	₹95.2145 ↑ 0.28	₹6,015	-4.3	-4.1	-4.3	19.9	18.6	-6.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Multicap 35 Fund	HDFC Equity Fund	Nippon India Multi Cap Fund	Mahindra Badhat Yojana	JM Multicap Fund
Point 1	Lower mid AUM (₹14,312 Cr).	Highest AUM (₹94,069 Cr).	Upper mid AUM (₹50,048 Cr).	Bottom quartile AUM (₹6,125 Cr).	Bottom quartile AUM (₹6,015 Cr).
Point 2	Established history (11+ yrs).	Oldest track record among peers (31 yrs).	Established history (20+ yrs).	Established history (8+ yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 13.95% (bottom quartile).	5Y return: 22.06% (upper mid).	5Y return: 23.16% (top quartile).	5Y return: 20.60% (lower mid).	5Y return: 18.60% (bottom quartile).
Point 6	3Y return: 22.36% (top quartile).	3Y return: 21.65% (upper mid).	3Y return: 20.74% (lower mid).	3Y return: 20.01% (bottom quartile).	3Y return: 19.95% (bottom quartile).
Point 7	1Y return: 1.31% (bottom quartile).	1Y return: 13.75% (top quartile).	1Y return: 5.22% (lower mid).	1Y return: 7.93% (upper mid).	1Y return: -4.29% (bottom quartile).
Point 8	Alpha: -5.55 (bottom quartile).	Alpha: 3.46 (top quartile).	Alpha: -0.86 (lower mid).	Alpha: 0.72 (upper mid).	Alpha: -10.59 (bottom quartile).
Point 9	Sharpe: -0.21 (bottom quartile).	Sharpe: 0.42 (top quartile).	Sharpe: -0.06 (lower mid).	Sharpe: 0.04 (upper mid).	Sharpe: -0.60 (bottom quartile).
Point 10	Information ratio: 0.66 (bottom quartile).	Information ratio: 1.30 (top quartile).	Information ratio: 0.71 (lower mid).	Information ratio: 0.23 (bottom quartile).	Information ratio: 0.78 (upper mid).

Motilal Oswal Multicap 35 Fund

Lower mid AUM (₹14,312 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.95% (bottom quartile).
3Y return: 22.36% (top quartile).
1Y return: 1.31% (bottom quartile).
Alpha: -5.55 (bottom quartile).
Sharpe: -0.21 (bottom quartile).
Information ratio: 0.66 (bottom quartile).

HDFC Equity Fund

Highest AUM (₹94,069 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.06% (upper mid).
3Y return: 21.65% (upper mid).
1Y return: 13.75% (top quartile).
Alpha: 3.46 (top quartile).
Sharpe: 0.42 (top quartile).
Information ratio: 1.30 (top quartile).

Nippon India Multi Cap Fund

Upper mid AUM (₹50,048 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.16% (top quartile).
3Y return: 20.74% (lower mid).
1Y return: 5.22% (lower mid).
Alpha: -0.86 (lower mid).
Sharpe: -0.06 (lower mid).
Information ratio: 0.71 (lower mid).

Mahindra Badhat Yojana

Bottom quartile AUM (₹6,125 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.60% (lower mid).
3Y return: 20.01% (bottom quartile).
1Y return: 7.93% (upper mid).
Alpha: 0.72 (upper mid).
Sharpe: 0.04 (upper mid).
Information ratio: 0.23 (bottom quartile).

JM Multicap Fund

Bottom quartile AUM (₹6,015 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.60% (bottom quartile).
3Y return: 19.95% (bottom quartile).
1Y return: -4.29% (bottom quartile).
Alpha: -10.59 (bottom quartile).
Sharpe: -0.60 (bottom quartile).
Information ratio: 0.78 (upper mid).

5 بہترین سیکٹر ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Banking & Financial Services Fund Growth	₹46.0837 ↑ 0.28	₹9,813	4.7	6.5	24.2	20.5	16.3	20.4
DSP Natural Resources and New Energy Fund Growth	₹102.591 ↑ 1.72	₹1,467	10.3	14.5	23	20.2	21.1	17.5
LIC MF Banking & Financial Services Fund Growth	₹22.4323 ↑ 0.07	₹293	3.6	3.4	21.7	13	12.9	16.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹64.59 ↑ 0.41	₹3,708	3.5	4.1	21	16.6	15	17.5
Nippon India Banking Fund Growth	₹667.255 ↑ 5.14	₹7,792	3.5	4	20.8	17.8	19.4	17.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Banking & Financial Services Fund	DSP Natural Resources and New Energy Fund	LIC MF Banking & Financial Services Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Nippon India Banking Fund
Point 1	Highest AUM (₹9,813 Cr).	Bottom quartile AUM (₹1,467 Cr).	Bottom quartile AUM (₹293 Cr).	Lower mid AUM (₹3,708 Cr).	Upper mid AUM (₹7,792 Cr).
Point 2	Established history (10+ yrs).	Established history (17+ yrs).	Established history (10+ yrs).	Established history (12+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Not Rated.	Top rated.	Not Rated.	Rating: 5★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 16.25% (lower mid).	5Y return: 21.08% (top quartile).	5Y return: 12.94% (bottom quartile).	5Y return: 14.99% (bottom quartile).	5Y return: 19.43% (upper mid).
Point 6	3Y return: 20.48% (top quartile).	3Y return: 20.19% (upper mid).	3Y return: 12.98% (bottom quartile).	3Y return: 16.59% (bottom quartile).	3Y return: 17.85% (lower mid).
Point 7	1Y return: 24.23% (top quartile).	1Y return: 22.98% (upper mid).	1Y return: 21.68% (lower mid).	1Y return: 21.00% (bottom quartile).	1Y return: 20.79% (bottom quartile).
Point 8	Alpha: 0.83 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -3.02 (bottom quartile).	Alpha: -2.82 (bottom quartile).	Alpha: -1.36 (lower mid).
Point 9	Sharpe: 0.88 (top quartile).	Sharpe: 0.10 (bottom quartile).	Sharpe: 0.59 (bottom quartile).	Sharpe: 0.63 (lower mid).	Sharpe: 0.71 (upper mid).
Point 10	Information ratio: 0.94 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: -0.31 (bottom quartile).	Information ratio: 0.29 (lower mid).	Information ratio: 0.69 (upper mid).

SBI Banking & Financial Services Fund

Highest AUM (₹9,813 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.25% (lower mid).
3Y return: 20.48% (top quartile).
1Y return: 24.23% (top quartile).
Alpha: 0.83 (top quartile).
Sharpe: 0.88 (top quartile).
Information ratio: 0.94 (top quartile).

DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,467 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.08% (top quartile).
3Y return: 20.19% (upper mid).
1Y return: 22.98% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.10 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹293 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.94% (bottom quartile).
3Y return: 12.98% (bottom quartile).
1Y return: 21.68% (lower mid).
Alpha: -3.02 (bottom quartile).
Sharpe: 0.59 (bottom quartile).
Information ratio: -0.31 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Lower mid AUM (₹3,708 Cr).
Established history (12+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 14.99% (bottom quartile).
3Y return: 16.59% (bottom quartile).
1Y return: 21.00% (bottom quartile).
Alpha: -2.82 (bottom quartile).
Sharpe: 0.63 (lower mid).
Information ratio: 0.29 (lower mid).

Nippon India Banking Fund

Upper mid AUM (₹7,792 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 19.43% (upper mid).
3Y return: 17.85% (lower mid).
1Y return: 20.79% (bottom quartile).
Alpha: -1.36 (lower mid).
Sharpe: 0.71 (upper mid).
Information ratio: 0.69 (upper mid).

5 بہترین فوکسڈ ایکویٹی فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Focused Equity Fund Growth	₹97.25 ↑ 0.24	₹14,146	2.3	5.5	18.8	23.1	20.2	15.4
HDFC Focused 30 Fund Growth	₹237.805 ↓ -0.44	₹26,230	-0.4	2.9	12.9	21.3	23	10.9
DSP Focus Fund Growth	₹55.738 ↑ 0.19	₹2,707	1.5	0.8	9.4	19.7	13.8	7.3
SBI Focused Equity Fund Growth	₹378.377 ↓ -0.52	₹42,773	5.3	7.5	17.6	18.9	16.2	15.7
Aditya Birla Sun Life Focused Equity Fund Growth	₹149.21 ↑ 0.79	₹8,211	3.6	4.8	12.3	17.4	14.6	10.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Focused Equity Fund	HDFC Focused 30 Fund	DSP Focus Fund	SBI Focused Equity Fund	Aditya Birla Sun Life Focused Equity Fund
Point 1	Lower mid AUM (₹14,146 Cr).	Upper mid AUM (₹26,230 Cr).	Bottom quartile AUM (₹2,707 Cr).	Highest AUM (₹42,773 Cr).	Bottom quartile AUM (₹8,211 Cr).
Point 2	Established history (16+ yrs).	Oldest track record among peers (21 yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.19% (upper mid).	5Y return: 22.99% (top quartile).	5Y return: 13.83% (bottom quartile).	5Y return: 16.17% (lower mid).	5Y return: 14.62% (bottom quartile).
Point 6	3Y return: 23.15% (top quartile).	3Y return: 21.33% (upper mid).	3Y return: 19.70% (lower mid).	3Y return: 18.91% (bottom quartile).	3Y return: 17.42% (bottom quartile).
Point 7	1Y return: 18.84% (top quartile).	1Y return: 12.93% (lower mid).	1Y return: 9.41% (bottom quartile).	1Y return: 17.64% (upper mid).	1Y return: 12.32% (bottom quartile).
Point 8	Alpha: 6.72 (upper mid).	Alpha: 2.74 (lower mid).	Alpha: -0.10 (bottom quartile).	Alpha: 8.28 (top quartile).	Alpha: 1.77 (bottom quartile).
Point 9	Sharpe: 0.57 (upper mid).	Sharpe: 0.37 (lower mid).	Sharpe: 0.08 (bottom quartile).	Sharpe: 0.76 (top quartile).	Sharpe: 0.23 (bottom quartile).
Point 10	Information ratio: 1.65 (top quartile).	Information ratio: 1.06 (upper mid).	Information ratio: 0.45 (lower mid).	Information ratio: 0.35 (bottom quartile).	Information ratio: 0.02 (bottom quartile).

ICICI Prudential Focused Equity Fund

Lower mid AUM (₹14,146 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.19% (upper mid).
3Y return: 23.15% (top quartile).
1Y return: 18.84% (top quartile).
Alpha: 6.72 (upper mid).
Sharpe: 0.57 (upper mid).
Information ratio: 1.65 (top quartile).

HDFC Focused 30 Fund

Upper mid AUM (₹26,230 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.99% (top quartile).
3Y return: 21.33% (upper mid).
1Y return: 12.93% (lower mid).
Alpha: 2.74 (lower mid).
Sharpe: 0.37 (lower mid).
Information ratio: 1.06 (upper mid).

DSP Focus Fund

Bottom quartile AUM (₹2,707 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.83% (bottom quartile).
3Y return: 19.70% (lower mid).
1Y return: 9.41% (bottom quartile).
Alpha: -0.10 (bottom quartile).
Sharpe: 0.08 (bottom quartile).
Information ratio: 0.45 (lower mid).

SBI Focused Equity Fund

Highest AUM (₹42,773 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.17% (lower mid).
3Y return: 18.91% (bottom quartile).
1Y return: 17.64% (upper mid).
Alpha: 8.28 (top quartile).
Sharpe: 0.76 (top quartile).
Information ratio: 0.35 (bottom quartile).

Aditya Birla Sun Life Focused Equity Fund

Bottom quartile AUM (₹8,211 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.62% (bottom quartile).
3Y return: 17.42% (bottom quartile).
1Y return: 12.32% (bottom quartile).
Alpha: 1.77 (bottom quartile).
Sharpe: 0.23 (bottom quartile).
Information ratio: 0.02 (bottom quartile).

5 بہترین ڈیویڈنڈ ییلڈ ایکویٹی فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Dividend Yield Equity Fund Growth	₹54.53 ↑ 0.04	₹6,358	0.7	3.3	12.3	23.1	23.6	11.8
UTI Dividend Yield Fund Growth	₹181.79 ↑ 0.94	₹3,936	1	1.8	7.4	20.7	17.3	5.3
Aditya Birla Sun Life Dividend Yield Fund Growth	₹462.59 ↑ 2.91	₹1,505	4.8	3	7.4	18.8	18.6	2.3
Templeton India Equity Income Fund Growth	₹139.944 ↑ 0.22	₹2,384	2.2	0.7	4.5	17.4	18.3	1.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jan 26

Research Highlights & Commentary of 4 Funds showcased

Commentary	ICICI Prudential Dividend Yield Equity Fund	UTI Dividend Yield Fund	Aditya Birla Sun Life Dividend Yield Fund	Templeton India Equity Income Fund
Point 1	Highest AUM (₹6,358 Cr).	Upper mid AUM (₹3,936 Cr).	Bottom quartile AUM (₹1,505 Cr).	Lower mid AUM (₹2,384 Cr).
Point 2	Established history (11+ yrs).	Established history (20+ yrs).	Oldest track record among peers (22 yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 23.64% (top quartile).	5Y return: 17.27% (bottom quartile).	5Y return: 18.64% (upper mid).	5Y return: 18.28% (lower mid).
Point 6	3Y return: 23.10% (top quartile).	3Y return: 20.74% (upper mid).	3Y return: 18.76% (lower mid).	3Y return: 17.39% (bottom quartile).
Point 7	1Y return: 12.27% (top quartile).	1Y return: 7.40% (lower mid).	1Y return: 7.42% (upper mid).	1Y return: 4.51% (bottom quartile).
Point 8	Alpha: 3.18 (top quartile).	Alpha: -4.55 (upper mid).	Alpha: -7.08 (lower mid).	Alpha: -7.26 (bottom quartile).
Point 9	Sharpe: 0.36 (top quartile).	Sharpe: -0.25 (upper mid).	Sharpe: -0.40 (lower mid).	Sharpe: -0.62 (bottom quartile).
Point 10	Information ratio: 1.44 (top quartile).	Information ratio: 0.84 (upper mid).	Information ratio: 0.52 (lower mid).	Information ratio: 0.13 (bottom quartile).

ICICI Prudential Dividend Yield Equity Fund

Highest AUM (₹6,358 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.64% (top quartile).
3Y return: 23.10% (top quartile).
1Y return: 12.27% (top quartile).
Alpha: 3.18 (top quartile).
Sharpe: 0.36 (top quartile).
Information ratio: 1.44 (top quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,936 Cr).
Established history (20+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.27% (bottom quartile).
3Y return: 20.74% (upper mid).
1Y return: 7.40% (lower mid).
Alpha: -4.55 (upper mid).
Sharpe: -0.25 (upper mid).
Information ratio: 0.84 (upper mid).

Aditya Birla Sun Life Dividend Yield Fund

Bottom quartile AUM (₹1,505 Cr).
Oldest track record among peers (22 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.64% (upper mid).
3Y return: 18.76% (lower mid).
1Y return: 7.42% (upper mid).
Alpha: -7.08 (lower mid).
Sharpe: -0.40 (lower mid).
Information ratio: 0.52 (lower mid).

Templeton India Equity Income Fund

Lower mid AUM (₹2,384 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.28% (lower mid).
3Y return: 17.39% (bottom quartile).
1Y return: 4.51% (bottom quartile).
Alpha: -7.26 (bottom quartile).
Sharpe: -0.62 (bottom quartile).
Information ratio: 0.13 (bottom quartile).

5 بہترین ویلیو ایکویٹی فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Value Fund Growth	₹231.253 ↑ 0.91	₹9,246	0.2	0.8	7.3	22.2	20.4	4.2
ICICI Prudential Value Discovery Fund Growth	₹491.39 ↑ 0.82	₹60,391	2.5	3.7	12.9	20.8	21.3	13.8
Aditya Birla Sun Life Pure Value Fund Growth	₹128.685 ↑ 0.54	₹6,361	3.2	1.3	4.1	19.9	17.9	2.6
Tata Equity PE Fund Growth	₹359.739 ↓ -0.28	₹9,032	1.5	1.2	7.8	19.9	17.4	3.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) Normal Dividend, Reinvestment	₹133.816 ↓ -0.10	₹9,032	1.5	1.2	7.8	19.9	17.3	3.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Value Fund	ICICI Prudential Value Discovery Fund	Aditya Birla Sun Life Pure Value Fund	Tata Equity PE Fund	Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)
Point 1	Upper mid AUM (₹9,246 Cr).	Highest AUM (₹60,391 Cr).	Bottom quartile AUM (₹6,361 Cr).	Lower mid AUM (₹9,032 Cr).	Bottom quartile AUM (₹9,032 Cr).
Point 2	Established history (20+ yrs).	Oldest track record among peers (21 yrs).	Established history (17+ yrs).	Established history (21+ yrs).	Established history (16+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Top rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.43% (upper mid).	5Y return: 21.30% (top quartile).	5Y return: 17.93% (lower mid).	5Y return: 17.40% (bottom quartile).	5Y return: 17.34% (bottom quartile).
Point 6	3Y return: 22.18% (top quartile).	3Y return: 20.81% (upper mid).	3Y return: 19.94% (lower mid).	3Y return: 19.91% (bottom quartile).	3Y return: 19.86% (bottom quartile).
Point 7	1Y return: 7.34% (bottom quartile).	1Y return: 12.94% (top quartile).	1Y return: 4.06% (bottom quartile).	1Y return: 7.77% (upper mid).	1Y return: 7.77% (lower mid).
Point 8	Alpha: -1.42 (upper mid).	Alpha: 4.42 (top quartile).	Alpha: -5.62 (bottom quartile).	Alpha: -4.05 (lower mid).	Alpha: -4.05 (bottom quartile).
Point 9	Sharpe: -0.01 (upper mid).	Sharpe: 0.50 (top quartile).	Sharpe: -0.20 (bottom quartile).	Sharpe: -0.17 (lower mid).	Sharpe: -0.17 (bottom quartile).
Point 10	Information ratio: 1.63 (top quartile).	Information ratio: 1.05 (upper mid).	Information ratio: 0.62 (bottom quartile).	Information ratio: 0.91 (lower mid).	Information ratio: 0.75 (bottom quartile).

Nippon India Value Fund

Upper mid AUM (₹9,246 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.43% (upper mid).
3Y return: 22.18% (top quartile).
1Y return: 7.34% (bottom quartile).
Alpha: -1.42 (upper mid).
Sharpe: -0.01 (upper mid).
Information ratio: 1.63 (top quartile).

ICICI Prudential Value Discovery Fund

Highest AUM (₹60,391 Cr).
Oldest track record among peers (21 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.30% (top quartile).
3Y return: 20.81% (upper mid).
1Y return: 12.94% (top quartile).
Alpha: 4.42 (top quartile).
Sharpe: 0.50 (top quartile).
Information ratio: 1.05 (upper mid).

Aditya Birla Sun Life Pure Value Fund

Bottom quartile AUM (₹6,361 Cr).
Established history (17+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.93% (lower mid).
3Y return: 19.94% (lower mid).
1Y return: 4.06% (bottom quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: -0.20 (bottom quartile).
Information ratio: 0.62 (bottom quartile).

Tata Equity PE Fund

Lower mid AUM (₹9,032 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.40% (bottom quartile).
3Y return: 19.91% (bottom quartile).
1Y return: 7.77% (upper mid).
Alpha: -4.05 (lower mid).
Sharpe: -0.17 (lower mid).
Information ratio: 0.91 (lower mid).

Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

Bottom quartile AUM (₹9,032 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.34% (bottom quartile).
3Y return: 19.86% (bottom quartile).
1Y return: 7.77% (lower mid).
Alpha: -4.05 (bottom quartile).
Sharpe: -0.17 (bottom quartile).
Information ratio: 0.75 (bottom quartile).

*نیچے درج ذیل کی فہرست ہے۔ایکویٹی فنڈز ہوناAUM > = 50 کروڑ بہترین واپسیگزشتہ 1 سال.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Highest AUM (₹1,689 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: High.
5Y return: 25.67% (top quartile).
3Y return: 49.22% (top quartile).
1Y return: 177.74% (top quartile).
Alpha: -4.29 (bottom quartile).
Sharpe: 2.51 (lower mid).
Information ratio: -1.02 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~73.8%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (14 Jan 26)	₹59.1829 ↓ -0.17 (-0.29 %)
Net Assets (Cr)	₹1,689 on 30 Nov 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	2.51
Information Ratio	-1.02
Alpha Ratio	-4.29
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,101
31 Dec 22	₹8,405
31 Dec 23	₹8,991
31 Dec 24	₹10,424
31 Dec 25	₹27,842

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 26

Duration	Returns
1 Month	11.8%
3 Month	27.9%
6 Month	90.8%
1 Year	177.7%
3 Year	49.2%
5 Year	25.7%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.76 Yr.

Data below for DSP World Gold Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	93.58%

Asset Allocation

Asset Class	Value
Cash	3.5%
Equity	93.84%
Debt	0.01%
Other	2.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,246 Cr	1,278,985 ↓ -68,948
VanEck Gold Miners ETF - \| GDX	25%	₹427 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹24 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Lower mid AUM (₹181 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.69% (upper mid).
3Y return: 18.98% (upper mid).
1Y return: 93.18% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.75 (bottom quartile).
Information ratio: 0.00 (top quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding BGF World Mining I2 (~99.3%).
Top-3 holdings concentration ~100.6%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (14 Jan 26)	₹29.9192 ↑ 0.25 (0.83 %)
Net Assets (Cr)	₹181 on 30 Nov 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	1.75
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,803
31 Dec 22	₹13,238
31 Dec 23	₹13,240
31 Dec 24	₹12,171
31 Dec 25	₹21,791

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 26

Duration	Returns
1 Month	13.4%
3 Month	28.3%
6 Month	66.9%
1 Year	93.2%
3 Year	19%
5 Year	17.7%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	-8.1%
2022	0%
2021	12.2%
2020	18%
2019	34.9%
2018	21.5%
2017	-9.4%
2016	21.1%
2015	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.76 Yr.

Data below for DSP World Mining Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	96.07%
Energy	1.35%

Asset Allocation

Asset Class	Value
Cash	2.51%
Equity	97.49%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹180 Cr	193,620
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹2 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹1 Cr

3. Edelweiss Europe Dynamic Equity Off-shore Fund

The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Europe Dynamic Fund, an equity fund which invests primarily in an aggressively managed portfolio of European companies.

Research Highlights for Edelweiss Europe Dynamic Equity Off-shore Fund

Upper mid AUM (₹182 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.31% (upper mid).
3Y return: 21.77% (upper mid).
1Y return: 54.86% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 2.69 (top quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~91%).
Largest holding JPM Europe Dynamic I (acc) EUR (~95.7%).
Top-3 holdings concentration ~100.6%.

Below is the key information for Edelweiss Europe Dynamic Equity Off-shore Fund

Edelweiss Europe Dynamic Equity Off-shore Fund Growth
Launch Date	7 Feb 14
NAV (14 Jan 26)	₹28.231 ↑ 0.11 (0.39 %)
Net Assets (Cr)	₹182 on 30 Nov 25
Category	Equity - Global
AMC	Edelweiss Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.39
Sharpe Ratio	2.69
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,701
31 Dec 22	₹10,995
31 Dec 23	₹12,893
31 Dec 24	₹13,585
31 Dec 25	₹20,378

Edelweiss Europe Dynamic Equity Off-shore Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Edelweiss Europe Dynamic Equity Off-shore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 26

Duration	Returns
1 Month	3.8%
3 Month	11.5%
6 Month	16.6%
1 Year	54.9%
3 Year	21.8%
5 Year	15.3%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	50%
2023	5.4%
2022	17.3%
2021	-6%
2020	17%
2019	13.5%
2018	22.9%
2017	-12.2%
2016	12.5%
2015	-3.9%

Fund Manager information for Edelweiss Europe Dynamic Equity Off-shore Fund

Name	Since	Tenure
Bhavesh Jain	9 Apr 18	7.65 Yr.
Bharat Lahoti	1 Oct 21	4.17 Yr.

Data below for Edelweiss Europe Dynamic Equity Off-shore Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	21.41%
Industrials	17.09%
Health Care	12.98%
Technology	9.19%
Energy	6.69%
Consumer Cyclical	6.68%
Consumer Defensive	6.36%
Utility	4.34%
Basic Materials	3.95%
Communication Services	2.53%
Real Estate	0%

Asset Allocation

Asset Class	Value
Cash	8.67%
Equity	91.21%
Debt	0.12%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
JPM Europe Dynamic I (acc) EUR Investment Fund \| -	96%	₹174 Cr	294,355 ↑ 6,090
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	5%	₹8 Cr
Net Receivables/(Payables) CBLO \| -	0%	-₹1 Cr
Accrued Interest CBLO \| -	0%	₹0 Cr

4. Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Emerging Markets Opportunities Fund, an equity fund which invests primarily in an aggressively managed portfolio of emerging market companies

Research Highlights for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Bottom quartile AUM (₹163 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 3.92% (bottom quartile).
3Y return: 16.05% (bottom quartile).
1Y return: 49.07% (lower mid).
Alpha: 1.04 (top quartile).
Sharpe: 2.53 (upper mid).
Information ratio: -0.90 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding JPM Emerging Mkts Opps I (acc) USD (~97.1%).
Top-3 holdings concentration ~100.5%.

Below is the key information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth
Launch Date	7 Jul 14
NAV (14 Jan 26)	₹22.3098 ↑ 0.14 (0.64 %)
Net Assets (Cr)	₹163 on 30 Nov 25
Category	Equity - Global
AMC	Edelweiss Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.04
Sharpe Ratio	2.53
Information Ratio	-0.9
Alpha Ratio	1.04
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,410
31 Dec 22	₹7,826
31 Dec 23	₹8,254
31 Dec 24	₹8,743
31 Dec 25	₹12,337

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹331,978.
Net Profit of ₹31,978 Invest Now

Returns for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 26

Duration	Returns
1 Month	5.6%
3 Month	13.8%
6 Month	29.5%
1 Year	49.1%
3 Year	16.1%
5 Year	3.9%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	41.1%
2023	5.9%
2022	5.5%
2021	-16.8%
2020	-5.9%
2019	21.7%
2018	25.1%
2017	-7.2%
2016	30%
2015	9.8%

Fund Manager information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Name	Since	Tenure
Bhavesh Jain	9 Apr 18	7.65 Yr.
Bharat Lahoti	1 Oct 21	4.17 Yr.

Data below for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Technology	28.83%
Financial Services	24.83%
Consumer Cyclical	13.93%
Communication Services	11.3%
Industrials	5.65%
Energy	4.36%
Basic Materials	2.11%
Real Estate	1.63%
Utility	1.21%
Consumer Defensive	1.04%
Health Care	0.98%

Asset Allocation

Asset Class	Value
Cash	3.7%
Equity	95.86%
Other	0.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
JPM Emerging Mkts Opps I (acc) USD Investment Fund \| -	97%	₹158 Cr	96,682
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	3%	₹5 Cr
Net Receivables/(Payables) CBLO \| -	0%	₹0 Cr
Accrued Interest CBLO \| -	0%	₹0 Cr

5. Invesco India Feeder- Invesco Pan European Equity Fund

(Erstwhile Invesco India Pan European Equity Fund)

To generate capital appreciation by investing predominantly in units of Invesco Pan European Equity Fund, an overseas equity fund which invests primarily in equity securities of European companies with an emphasis on larger companies. The Scheme may, at the discretion of Fund Manager, also invest in units of other similar Overseas Mutual Funds with similar objectives, strategy and attributes which may constitute a significant portion of its net assets.

Research Highlights for Invesco India Feeder- Invesco Pan European Equity Fund

Bottom quartile AUM (₹105 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 14.55% (lower mid).
3Y return: 17.12% (lower mid).
1Y return: 47.35% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.54 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Invesco Pan European Equity C EUR Acc (~97.8%).
Top-3 holdings concentration ~100.1%.

Below is the key information for Invesco India Feeder- Invesco Pan European Equity Fund

Invesco India Feeder- Invesco Pan European Equity Fund Growth
Launch Date	31 Jan 14
NAV (16 Jan 26)	₹23.3728 ↑ 0.22 (0.95 %)
Net Assets (Cr)	₹105 on 30 Nov 25
Category	Equity - Global
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	0.95
Sharpe Ratio	2.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,662
31 Dec 22	₹11,845
31 Dec 23	₹14,271
31 Dec 24	₹13,546
31 Dec 25	₹19,298

Invesco India Feeder- Invesco Pan European Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Invesco India Feeder- Invesco Pan European Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 26

Duration	Returns
1 Month	5.4%
3 Month	14.6%
6 Month	21.8%
1 Year	47.4%
3 Year	17.1%
5 Year	14.6%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.5%
2023	-5.1%
2022	20.5%
2021	1.6%
2020	16.6%
2019	1.6%
2018	17.2%
2017	-11.2%
2016	14.8%
2015	-0.2%

Fund Manager information for Invesco India Feeder- Invesco Pan European Equity Fund

Name	Since	Tenure
Sagar Gandhi	1 Mar 25	0.75 Yr.

Data below for Invesco India Feeder- Invesco Pan European Equity Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	21.49%
Financial Services	19.96%
Health Care	11.71%
Basic Materials	8.6%
Technology	8.13%
Consumer Defensive	6.42%
Energy	6.25%
Utility	4.81%
Consumer Cyclical	4.51%
Communication Services	3.4%
Real Estate	1.31%

Asset Allocation

Asset Class	Value
Cash	3.34%
Equity	96.59%
Debt	0.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Invesco Pan European Equity C EUR Acc Investment Fund \| -	98%	₹103 Cr	282,351 ↓ -5,845
Triparty Repo CBLO/Reverse Repo \| -	2%	₹2 Cr
Net Receivables / (Payables) CBLO \| -	0%	₹0 Cr

6. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Upper mid AUM (₹230 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 6.40% (bottom quartile).
3Y return: 17.11% (bottom quartile).
1Y return: 47.23% (bottom quartile).
Alpha: -3.99 (bottom quartile).
Sharpe: 2.07 (bottom quartile).
Information ratio: -0.59 (lower mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Largest holding Ci Emerging Markets Fund I - 974 (~97.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (14 Jan 26)	₹32.535 ↑ 0.15 (0.45 %)
Net Assets (Cr)	₹230 on 30 Nov 25
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	2.07
Information Ratio	-0.59
Alpha Ratio	-3.99
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,952
31 Dec 22	₹8,464
31 Dec 23	₹9,376
31 Dec 24	₹9,926
31 Dec 25	₹13,810

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 26

Duration	Returns
1 Month	6.2%
3 Month	11.6%
6 Month	27.3%
1 Year	47.2%
3 Year	17.1%
5 Year	6.4%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.1%
2023	5.9%
2022	10.8%
2021	-15%
2020	-0.5%
2019	29.1%
2018	21.4%
2017	-14.4%
2016	30.4%
2015	-1.2%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	6.57 Yr.

Data below for Kotak Global Emerging Market Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Technology	25.03%
Financial Services	19.92%
Consumer Cyclical	17.81%
Communication Services	7.95%
Basic Materials	7.45%
Industrials	6.32%
Health Care	4.9%
Energy	4.12%
Consumer Defensive	1.74%
Utility	0.46%

Asset Allocation

Asset Class	Value
Cash	2.98%
Other	97.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ci Emerging Markets Fund I - 974 - \| -	97%	₹223 Cr	819,348 ↑ 819,348
Triparty Repo CBLO/Reverse Repo \| -	3%	₹7 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	₹0 Cr
CI Emerging Markets Class A Investment Fund \| -		₹0 Cr	00 ↓ -755,761

2022 کے لیے بہترین ایکویٹی فنڈز کا انتخاب کرنے کے لیے اسمارٹ ٹپس

بہترین ایکویٹی میوچل فنڈز میں سرمایہ کاری کرنے کا ایک بہترین طریقہ اس کے معیار اور مقداری دونوں اقدامات کو دیکھنا ہے۔

1. قابلیت کے اقدامات

a اپنے فنڈ مینیجر کو جانیں۔

میوچل فنڈ اسکیم کی کارکردگی کا کریڈٹ فنڈ مینیجر کے پاس ہے۔ ایک فنڈ مینیجر فنڈ کے پورٹ فولیو کے لیے سرمایہ کاری کے فیصلے کرنے کا ذمہ دار ہے۔ لہذا، سرمایہ کاروں کو مخصوص فنڈ مینیجر کے زیر انتظام فنڈز کی کارکردگی سے گزرنا چاہیے، خاص طور پر مارکیٹ کے سخت مراحل کے دوران۔ اس کے علاوہ، سرمایہ کاروں کو ایسے فنڈ مینیجر کو زیادہ ترجیح دینی چاہیے جس کے پاس اسی قسم کے فنڈز کو منظم کرنے کا تجربہ ہو، مثال کے طور پر- چھوٹے اور درمیانی کیپس۔ ایک ایسے فنڈ مینیجر کے لیے جانا جو اپنے کیریئر میں مستقل مزاجی سے کام کرتا ہے۔

ب فنڈ ہاؤس کی ساکھ

سرمایہ کاری کے لیے بہترین ایکویٹی میوچل فنڈز کا انتخاب کرتے وقت، ہمیشہ فنڈ ہاؤس کے معیار اور ساکھ کو دیکھیں۔ ایک فنڈ ہاؤس جس کا دیرینہ ریکارڈ، بڑے اثاثہ جات زیر انتظام، اسٹار فنڈز یا اچھی کارکردگی کا مظاہرہ کرنے والا فنڈ وغیرہ، وہ ہے جس میں سرمایہ کاری کی جائے۔ مثالی طور پر ترجیح دی جاتی ہے۔

2. مقداری اقدامات

a فنڈ کی کارکردگی

ایک سرمایہ کار کو ایک مدت کے دوران فنڈز کی کارکردگی کا منصفانہ جائزہ لینا چاہیے۔ اس کے علاوہ، ایک ایسے فنڈ کے لیے جانے کی تجویز دی جاتی ہے جو 4-5 سالوں میں مسلسل اس کے بینچ مارک کو مات دیتا ہے، اس کے علاوہ، ہر ایک کو دیکھنا چاہیے اور یہ دیکھنا چاہیے کہ آیا فنڈ بینچ مارک کو مات دینے کے قابل ہے یا نہیں۔

ب فنڈ کا سائز

سرمایہ کاروں کو ہمیشہ ایسے فنڈ کے لیے جانا چاہیے جو نہ بہت بڑا ہو اور نہ ہی سائز میں بہت چھوٹا ہو۔ اگرچہ فنڈ کے سائز کے درمیان کوئی مکمل تعریف اور تعلق نہیں ہے، لیکن یہ کہا جاتا ہے کہ بہت چھوٹا اور بہت بڑا، دونوں ہی فنڈ کی کارکردگی کو روک سکتے ہیں۔ اس طرح، فنڈ کا انتخاب کرتے وقت، یہ مشورہ دیا جاتا ہے کہ اس کے لیے جائیں جس کی AUM (اثاثہ جات کے تحت) تقریباً زمرہ کے برابر ہے۔

3. اضافی مقداری اقدامات

a اخراجات کا تناسب

میوچل فنڈ میں سرمایہ کاری کرنے والے سرمایہ کاروں کو اثاثہ جات کی انتظامی کمپنی (اے ایم سی)۔ عام طور پر، اخراجات کا تناسب ان اسکیموں کے لیے زیادہ ہوتا ہے جن کا فعال طور پر انتظام کیا جاتا ہے اس کے مقابلے میں غیر فعال طور پر منظم اسکیموں کے لیے ہوتا ہے (جیسےانڈیکس فنڈز یاETFs)۔ SEBI کے قوانین کے مطابق، ایکویٹی فنڈز کے لیے اخراجات کا تناسب کم از کم 2.5% ہے۔ تاہم، اخراجات کا تناسب ایک ایسی چیز ہے جسے دوسرے اہم عوامل جیسے کہ فنڈ کی کارکردگی وغیرہ کو پیچھے نہیں چھوڑنا چاہیے۔ بہتر ہے کہ اخراجات کا تناسب زیادہ ادا کیا جائے۔ فنڈ یہ جانتے ہوئے کہ یہ اپنے حریفوں کو اچھے مارجن سے شکست دے گا۔

ب تناسب کا تجزیہ

فنڈ کی کارکردگی کی پیمائش کے لیے کچھ اہم تناسب یہ ہیں:

بمقابلہ الفا

الفا آپ کی سرمایہ کاری کی کامیابی یا بینچ مارک کے مقابلے میں بہتر کارکردگی کا پیمانہ ہے۔ یہ اس بات کی پیمائش کرتا ہے کہ فنڈ یا اسٹاک نے عام مارکیٹ میں کتنی کارکردگی کا مظاہرہ کیا ہے۔ 1 کے مثبت الفا کا مطلب ہے کہ فنڈ نے اپنے بینچ مارک انڈیکس کو 1% سے بہتر کارکردگی کا مظاہرہ کیا ہے، جب کہ -1 کا منفی الفا ظاہر کرے گا کہ فنڈ نے اپنے مارکیٹ بینچ مارک سے 1% کم منافع دیا ہے۔ لہذا، بنیادی طور پر، ایک سرمایہ کار کی حکمت عملی مثبت الفا کے ساتھ سیکیورٹیز خریدنے کی ہونی چاہیے۔

d بیٹا

یہ سٹاک کی قیمت میں اتار چڑھاؤ کی پیمائش کرتا ہے یا کسی بینچ مارک سے متعلق فنڈ کو مثبت یا منفی اعداد و شمار میں ظاہر کیا جاتا ہے۔ اےبیٹا 1 کا مطلب یہ ہے کہ اسٹاک کی قیمت مارکیٹ کے مطابق چلتی ہے، 1 سے زیادہ کا بیٹا یہ بتاتا ہے کہ اسٹاک مارکیٹ سے زیادہ خطرناک ہے، اور 1 سے کم کے بیٹا کا مطلب ہے کہ اسٹاک مارکیٹ سے کم خطرناک ہے۔ لہذا، گرتی ہوئی مارکیٹ میں کم بیٹا بہتر ہے۔ بڑھتی ہوئی مارکیٹ میں، ہائی بیٹا بہتر ہے۔

e معیاری انحراف (SD)

آسان الفاظ میں، SD ایک شماریاتی پیمانہ ہے جو کسی آلے میں اتار چڑھاؤ یا خطرے کی نمائندگی کرتا ہے۔ SD جتنا زیادہ ہوگا، منافع میں اتار چڑھاو زیادہ ہوگا۔

f تیز تناسب

تیز تناسب لے جانے والے خطرے کے حوالے سے واپسی (منفی اور مثبت دونوں) کی پیمائش کرتا ہے۔ یہاں خطرے کی وضاحت کی گئی ہے۔معیاری انحراف. زیادہ تیز تناسب کا مطلب ہے، بہت زیادہ خطرے کے بغیر زیادہ واپسی۔ اس طرح، سرمایہ کاری کرتے وقت، سرمایہ کاروں کو ایسے فنڈ کا انتخاب کرنا چاہیے جو زیادہ تیز تناسب کو ظاہر کرے۔

جی سورٹینو تناسب

دیسورٹینو تناسب تیز تناسب کا ایک تغیر ہے۔ لیکن، شارپ تناسب کے برعکس، سورٹینو تناسب صرف منفی یا منفی واپسی پر غور کرتا ہے۔ اس طرح کا تناسب سرمایہ کاروں کے لیے صرف مجموعی اتار چڑھاؤ کے منافع کو دیکھنے کے بجائے بہتر انداز میں خطرے کا اندازہ لگانے میں مددگار ہے۔

اوپر کیپچر کا تناسب اور نیچے کیپچر کا تناسب

اوپر/نیچے کیپچر ریشو ایک سرمایہ کار کی رہنمائی کرتا ہے- چاہے کوئی فنڈ بہتر کارکردگی کا مظاہرہ کر رہا ہو، یعنی ایک وسیع مارکیٹ بینچ مارک سے زیادہ کمایا یا کھویا- مارکیٹ کے مرحلے کے دوران اوپر (مضبوط) یا نیچے کی طرف (کمزور)، اور زیادہ اہم بات یہ ہے کہ کتنا۔

ٹھیک ہے، 100 سے زیادہ کے اوپری تناسب کا مطلب ہے کہ دیے گئے فنڈ نے مثبت منافع کی مدت کے دوران بینچ مارک کو مات دے دی ہے۔ اور 100 سے کم کا منفی تناسب یہ ظاہر کرتا ہے کہ ایک دیے گئے فنڈ نے سست ریٹرن کے مرحلے کے دوران اپنے بینچ مارک سے کم کھو دیا ہے۔ لہذا، عام طور پر، سرمایہ کاروں کو ایسے فنڈ کے لیے جانا چاہیے جس میں نیچے کیپچر کا تناسب کم ہو اور اوپر کیپچر کا تناسب زیادہ ہو۔

ایکویٹی فنڈ ٹیکسیشن

1. طویل مدتی کیپیٹل گینز

LTCGs جو INR 1 لاکھ سے زیادہ ہیں۔رہائی میوچل فنڈ یونٹس یا ایکویٹی پر 10 فیصد (پلس سیس) یا 10.4 فیصد ٹیکس لگایا جائے گا۔ طویل مدتیکیپٹل گینز 1 لاکھ روپے تک مستثنیٰ ہوگا۔

مثال کے طور پر، اگر آپ ایک مالی سال میں اسٹاکس یا میوچل فنڈ کی سرمایہ کاری سے مشترکہ طویل مدتی سرمائے میں INR 3 لاکھ کماتے ہیں۔ قابل ٹیکس LTCGs INR 2 لاکھ (INR 3 لاکھ - 1 لاکھ) اورٹیکس کی ذمہ داری 20 روپے ہوں گے،000 (INR 2 لاکھ کا 10 فیصد)۔

طویل مدتی سرمایہ نفع ایک سال سے زیادہ رکھے گئے ایکویٹی فنڈز کی فروخت یا چھڑانے سے حاصل ہونے والا منافع ہے۔

2. شارٹ ٹرم کیپیٹل گینز

اگر میوچل فنڈ یونٹس ہولڈنگ کے ایک سال سے پہلے فروخت کیے جاتے ہیں، تو شارٹ ٹرم کیپیٹل گینز (STCGs) ٹیکس لاگو ہوگا۔ STCGs ٹیکس کو 15 فیصد پر برقرار رکھا گیا ہے۔

ایکویٹی اسکیمیں	انعقاد کا دورانیہ	ٹیکس کی شرح
طویل مدتی کیپیٹل گینز (LTCG)	1 سال سے زیادہ	10% (بغیر اشاریہ کے) ****
شارٹ ٹرم کیپیٹل گینز (STCG)	ایک سال سے کم یا اس کے برابر	15%
تقسیم شدہ ڈیویڈنڈ پر ٹیکس	-	10%#

*1 لاکھ روپے تک کے منافع ٹیکس سے پاک ہیں۔ INR 1 لاکھ سے زیادہ کے منافع پر 10% ٹیکس لاگو ہوتا ہے۔
# ڈیویڈنڈ ٹیکس 10% + سرچارج 12% + 4% سیس = 11.648% صحت اور تعلیم 4% کا سیس متعارف کرایا گیا۔ پہلے تعلیمی سیس 3% تھا۔

بہترین ایکویٹی میوچل فنڈز میں آن لائن سرمایہ کاری کیسے کی جائے؟

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نتیجہ

بہترین ایکویٹی میوچل فنڈز کی تلاش کے دوران، سرمایہ کاروں کو ایکویٹی فنڈز کا انتخاب کرنا چاہیے جو مارکیٹ میں اچھی کارکردگی کا مظاہرہ کر رہے ہوں۔ کسی کو معلوم ہونا چاہیے کہ جب مارکیٹ خراب ہو جاتی ہے تو فنڈ کیسا برتاؤ اور کارکردگی دکھاتا ہے۔ فنڈ کی گزشتہ تین سالوں کی کارکردگی کا گہرا تجزیہ بہترین ایکویٹی میوچل فنڈز میں سے ایک خریدنے کا ایک مثالی طریقہ ہے۔

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