بہترین ایکویٹی میوچل فنڈز 2022 - 2023

Updated on August 30, 2026 , 62412 views

ایکویٹی فنڈ ایک باہمی فنڈ ہے جو بنیادی طور پر اسٹاک میں سرمایہ کاری کرتا ہے۔ اسے فعال یا غیر فعال طور پر (انڈیکس فنڈ) کا انتظام کیا جا سکتا ہے۔ یہ اسٹاک فنڈز کے طور پر بھی جانا جاتا ہے.

ایکویٹی فنڈز جب انتخاب کی گاڑی ہونی چاہئے۔سرمایہ کاری طویل مدتی اہداف کے لیے کیونکہ انہوں نے گزشتہ چند سالوں میں سرمایہ کاروں کے لیے بہت زیادہ منافع پیدا کیا ہے۔ لیکن چونکہ سرمایہ کاروں کے سامنے ایک وسیع انتخاب ہوتا ہے، اس لیے صحیح ایکویٹی فنڈ کا انتخاب اہم ہو جاتا ہے۔

صحیح معیار اور مقداری اقدامات (ذیل میں زیر بحث) کے ساتھ، کوئی بھی مثالی طور پر بہترین ایکویٹی کا انتخاب کر سکتا ہے۔باہمی چندہ سرمایا لگانا.

ایکویٹی فنڈز میں سرمایہ کاری کیوں کی جائے؟

1. لیکویڈیٹی

چونکہ تمام بڑے ایکسچینجز میں اسٹاک کی سرگرمی سے تجارت ہوتی ہے، ہر روز، یہ ایکویٹی فنڈز کو ایک انتہائی مائع سرمایہ کاری بناتا ہے۔ یہ سرمایہ کاروں کو ان کے اسٹاک کی خرید و فروخت کی سہولت فراہم کرتا ہے۔مارکیٹ صورت حال ایکویٹی میوچل فنڈز میں سرمایہ کاری کرنے سے، رقم عام طور پر آپ کے پاس جمع ہوجاتی ہے۔بینک 3 دن میں اکاؤنٹ۔

2. منافع بخش آمدنی

بلیو چپ کمپنیوں میں سرمایہ کاری کرنے سے سرمایہ کاروں کو مستحکم کمانے میں مدد مل سکتی ہے۔آمدنی منافع کی شکل میں. ایسی کمپنیوں کی اکثریت عام طور پر مارکیٹ کے غیر مستحکم حالات میں بھی باقاعدہ ڈیویڈنڈ ادا کرتی ہے، عام طور پر سہ ماہی ادا کی جاتی ہے۔ متنوع پورٹ فولیو کا ہونا سرمایہ کاروں کو سال میں مستحکم منافع کی آمدنی فراہم کر سکتا ہے۔

3. پورٹ فولیو تنوع

بہترین ایکویٹی میوچل فنڈز کے ساتھ سرمایہ کار باقاعدگی سے سرمایہ کاری کے ذریعے اپنے پورٹ فولیو کو متنوع بنا سکتے ہیں۔ اس کا مطلب ہے کہ وہ مختلف اقتصادی شعبوں کے اسٹاک میں سرمایہ کاری کر سکتے ہیں۔ لہذا، یہاں تک کہ اگر کسی خاص اسٹاک کی قدر میں کمی واقع ہوتی ہے، دوسرے سرمایہ کاروں کو مارکیٹ کی صورتحال کے لحاظ سے اس نقصان کو پورا کرنے میں مدد کرسکتے ہیں۔

4. مثالی سرمایہ کاری کی گاڑی

بہت سے طریقوں سے، ایکویٹی فنڈز ان سرمایہ کاروں کے لیے مثالی سرمایہ کاری کی گاڑیاں ہیں جو مالیاتی سرمایہ کاری میں اچھی طرح سے ماہر نہیں ہیں یا ان کے پاس بڑی رقم نہیں ہے۔سرمایہ جس کے ساتھ سرمایہ کاری کی جائے۔ وہ زیادہ تر لوگوں کے لیے عملی سرمایہ کاری ہیں۔

وہ صفات جو ایکویٹی فنڈز کو چھوٹے انفرادی سرمایہ کاروں کے لیے سب سے زیادہ موزوں بناتے ہیں وہ ہیں فنڈ کے پورٹ فولیو کے تنوع کے نتیجے میں ہونے والے خطرے میں کمی اور ایکویٹی فنڈ کے حصص کے حصول کے لیے درکار سرمائے کی نسبتاً کم مقدار۔ ایک فرد کے لیے بڑی مقدار میں سرمایہ کاری کی ضرورت ہوگی۔سرمایہ کار براہ راست اسٹاک ہولڈنگز کے پورٹ فولیو کے تنوع کے ذریعے خطرے میں کمی کی اسی طرح کی ڈگری حاصل کرنا۔ چھوٹے سرمایہ کاروں کے سرمائے کو جمع کرنے سے ایکویٹی فنڈ کو ہر سرمایہ کار پر بڑے سرمائے کی ضروریات کا بوجھ ڈالے بغیر مؤثر طریقے سے تنوع پیدا کرنے کی اجازت ملتی ہے۔

ایکویٹی NAV

ایکویٹی فنڈ کی قیمت فنڈ کی خالص اثاثہ قیمت پر مبنی ہے (نہیں ہیںاس کی ذمہ داریاں کم ہیں۔ زیادہ متنوع فنڈ کا مطلب ہے کہ مجموعی پورٹ فولیو اور ایکویٹی فنڈ کے حصص کی قیمت پر انفرادی اسٹاک کی منفی قیمت کی حرکت کا کم منفی اثر پڑتا ہے۔

ایکویٹی فنڈز کا انتظام تجربہ کار پیشہ ور پورٹ فولیو مینیجرز کرتے ہیں، اور ان کی ماضی کی کارکردگی عوامی ریکارڈ کا معاملہ ہے۔ ایکویٹی فنڈز کے لیے شفافیت اور رپورٹنگ کی ضروریات کو سیکورٹی ایکسچینج بورڈ آف انڈیا (SEBI)

Ready to Invest?
Talk to our investment specialist

ٹاپ ایکویٹی میوچل فنڈز 2022

بہترین ایکویٹی میوچل فنڈز کو اس کی اقسام کے مطابق درجہ بندی کیا گیا ہے۔ای ایل ایس ایس,بڑے کیپ فنڈز,مڈ کیپ فنڈز,سمال کیپ فنڈز,متنوع فنڈز,سیکٹر فنڈز اورمتوازن فنڈ.

5 بہترین لارج کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Invesco India Largecap Fund Growth	₹73.12 ↓ -0.68	₹1,847	8.6	6.2	6.4	13.9	11.1	5.5
Bandhan Large Cap Fund Growth	₹78.982 ↓ -0.39	₹2,061	6.4	1.2	3.5	12.8	10.1	8.2
BNP Paribas Large Cap Fund Growth	₹223.777 ↓ -1.10	₹2,632	4.8	0.2	3.1	11.8	10.2	4.4
ICICI Prudential Bluechip Fund Growth	₹108.17 ↓ -0.49	₹80,962	3.5	-3.6	-1.4	11.6	11.4	11.3
Nippon India Large Cap Fund Growth	₹89.6204 ↓ -0.55	₹54,225	3.6	-2.7	-1.1	11.3	13.2	9.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Invesco India Largecap Fund	Bandhan Large Cap Fund	BNP Paribas Large Cap Fund	ICICI Prudential Bluechip Fund	Nippon India Large Cap Fund
Point 1	Bottom quartile AUM (₹1,847 Cr).	Bottom quartile AUM (₹2,061 Cr).	Lower mid AUM (₹2,632 Cr).	Highest AUM (₹80,962 Cr).	Upper mid AUM (₹54,225 Cr).
Point 2	Established history (17+ yrs).	Established history (20+ yrs).	Oldest track record among peers (21 yrs).	Established history (18+ yrs).	Established history (19+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 11.08% (lower mid).	5Y return: 10.09% (bottom quartile).	5Y return: 10.21% (bottom quartile).	5Y return: 11.45% (upper mid).	5Y return: 13.18% (top quartile).
Point 6	3Y return: 13.93% (top quartile).	3Y return: 12.81% (upper mid).	3Y return: 11.84% (lower mid).	3Y return: 11.65% (bottom quartile).	3Y return: 11.28% (bottom quartile).
Point 7	1Y return: 6.36% (top quartile).	1Y return: 3.49% (upper mid).	1Y return: 3.13% (lower mid).	1Y return: -1.39% (bottom quartile).	1Y return: -1.07% (bottom quartile).
Point 8	Alpha: 3.75 (top quartile).	Alpha: 2.34 (upper mid).	Alpha: 0.42 (lower mid).	Alpha: -2.08 (bottom quartile).	Alpha: -1.21 (bottom quartile).
Point 9	Sharpe: -0.25 (lower mid).	Sharpe: -0.35 (bottom quartile).	Sharpe: -0.13 (top quartile).	Sharpe: -0.30 (bottom quartile).	Sharpe: -0.24 (upper mid).
Point 10	Information ratio: 0.82 (top quartile).	Information ratio: 0.63 (lower mid).	Information ratio: 0.42 (bottom quartile).	Information ratio: 0.67 (upper mid).	Information ratio: 0.58 (bottom quartile).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,847 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.08% (lower mid).
3Y return: 13.93% (top quartile).
1Y return: 6.36% (top quartile).
Alpha: 3.75 (top quartile).
Sharpe: -0.25 (lower mid).
Information ratio: 0.82 (top quartile).

Bandhan Large Cap Fund

Bottom quartile AUM (₹2,061 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.09% (bottom quartile).
3Y return: 12.81% (upper mid).
1Y return: 3.49% (upper mid).
Alpha: 2.34 (upper mid).
Sharpe: -0.35 (bottom quartile).
Information ratio: 0.63 (lower mid).

BNP Paribas Large Cap Fund

Lower mid AUM (₹2,632 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.21% (bottom quartile).
3Y return: 11.84% (lower mid).
1Y return: 3.13% (lower mid).
Alpha: 0.42 (lower mid).
Sharpe: -0.13 (top quartile).
Information ratio: 0.42 (bottom quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹80,962 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.45% (upper mid).
3Y return: 11.65% (bottom quartile).
1Y return: -1.39% (bottom quartile).
Alpha: -2.08 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: 0.67 (upper mid).

Nippon India Large Cap Fund

Upper mid AUM (₹54,225 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.18% (top quartile).
3Y return: 11.28% (bottom quartile).
1Y return: -1.07% (bottom quartile).
Alpha: -1.21 (bottom quartile).
Sharpe: -0.24 (upper mid).
Information ratio: 0.58 (bottom quartile).

5 بہترین مڈ کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential MidCap Fund Growth	₹348.71 ↓ -4.29	₹7,954	4.9	8.9	18.9	22	17.6	11.1
BNP Paribas Mid Cap Fund Growth	₹112.411 ↓ -1.33	₹2,584	4.8	6.6	12.5	16.4	14.5	2.5
Aditya Birla Sun Life Midcap Fund Growth	₹860.58 ↓ -7.60	₹6,723	7.8	10.2	11.1	15.4	14.3	4.4
TATA Mid Cap Growth Fund Growth	₹465.857 ↓ -5.97	₹6,056	5.8	5	9.2	14.6	14.3	5.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 26

Research Highlights & Commentary of 4 Funds showcased

Commentary	ICICI Prudential MidCap Fund	BNP Paribas Mid Cap Fund	Aditya Birla Sun Life Midcap Fund	TATA Mid Cap Growth Fund
Point 1	Highest AUM (₹7,954 Cr).	Bottom quartile AUM (₹2,584 Cr).	Upper mid AUM (₹6,723 Cr).	Lower mid AUM (₹6,056 Cr).
Point 2	Established history (21+ yrs).	Established history (20+ yrs).	Established history (23+ yrs).	Oldest track record among peers (32 yrs).
Point 3	Rating: 2★ (lower mid).	Top rated.	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.58% (top quartile).	5Y return: 14.50% (upper mid).	5Y return: 14.34% (lower mid).	5Y return: 14.31% (bottom quartile).
Point 6	3Y return: 21.98% (top quartile).	3Y return: 16.45% (upper mid).	3Y return: 15.44% (lower mid).	3Y return: 14.60% (bottom quartile).
Point 7	1Y return: 18.92% (top quartile).	1Y return: 12.55% (upper mid).	1Y return: 11.12% (lower mid).	1Y return: 9.23% (bottom quartile).
Point 8	Alpha: 4.57 (top quartile).	Alpha: 2.17 (upper mid).	Alpha: -1.60 (bottom quartile).	Alpha: -1.11 (lower mid).
Point 9	Sharpe: 0.48 (top quartile).	Sharpe: 0.38 (upper mid).	Sharpe: 0.17 (bottom quartile).	Sharpe: 0.19 (lower mid).
Point 10	Information ratio: 0.73 (top quartile).	Information ratio: -0.22 (upper mid).	Information ratio: -0.51 (lower mid).	Information ratio: -0.72 (bottom quartile).

ICICI Prudential MidCap Fund

Highest AUM (₹7,954 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.58% (top quartile).
3Y return: 21.98% (top quartile).
1Y return: 18.92% (top quartile).
Alpha: 4.57 (top quartile).
Sharpe: 0.48 (top quartile).
Information ratio: 0.73 (top quartile).

BNP Paribas Mid Cap Fund

Bottom quartile AUM (₹2,584 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: High.
5Y return: 14.50% (upper mid).
3Y return: 16.45% (upper mid).
1Y return: 12.55% (upper mid).
Alpha: 2.17 (upper mid).
Sharpe: 0.38 (upper mid).
Information ratio: -0.22 (upper mid).

Aditya Birla Sun Life Midcap Fund

Upper mid AUM (₹6,723 Cr).
Established history (23+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.34% (lower mid).
3Y return: 15.44% (lower mid).
1Y return: 11.12% (lower mid).
Alpha: -1.60 (bottom quartile).
Sharpe: 0.17 (bottom quartile).
Information ratio: -0.51 (lower mid).

TATA Mid Cap Growth Fund

Lower mid AUM (₹6,056 Cr).
Oldest track record among peers (32 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.31% (bottom quartile).
3Y return: 14.60% (bottom quartile).
1Y return: 9.23% (bottom quartile).
Alpha: -1.11 (lower mid).
Sharpe: 0.19 (lower mid).
Information ratio: -0.72 (bottom quartile).

5 بہترین سمال کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
IDBI Small Cap Fund Growth	₹35.5196 ↓ -0.17	₹758	13.3	25	19.4	17.7	17.8	-13.4
DSP Small Cap Fund Growth	₹233.851 ↓ -0.48	₹20,221	14	20.2	18.7	17.2	18.5	-2.8
Sundaram Small Cap Fund Growth	₹297.736 ↓ -1.82	₹3,922	9.5	18.2	17.7	16.4	16.6	0.4
Aditya Birla Sun Life Small Cap Fund Growth	₹101.152 ↓ -0.52	₹5,865	11.7	20.4	21.1	15	13.9	-3.7
Nippon India Small Cap Fund Growth	₹185.472 ↓ -0.98	₹78,957	8.4	14.4	11.1	14.9	19	-4.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Small Cap Fund	DSP Small Cap Fund	Sundaram Small Cap Fund	Aditya Birla Sun Life Small Cap Fund	Nippon India Small Cap Fund
Point 1	Bottom quartile AUM (₹758 Cr).	Upper mid AUM (₹20,221 Cr).	Bottom quartile AUM (₹3,922 Cr).	Lower mid AUM (₹5,865 Cr).	Highest AUM (₹78,957 Cr).
Point 2	Established history (9+ yrs).	Established history (19+ yrs).	Oldest track record among peers (21 yrs).	Established history (19+ yrs).	Established history (15+ yrs).
Point 3	Not Rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.77% (lower mid).	5Y return: 18.52% (upper mid).	5Y return: 16.62% (bottom quartile).	5Y return: 13.90% (bottom quartile).	5Y return: 19.02% (top quartile).
Point 6	3Y return: 17.71% (top quartile).	3Y return: 17.23% (upper mid).	3Y return: 16.44% (lower mid).	3Y return: 15.01% (bottom quartile).	3Y return: 14.93% (bottom quartile).
Point 7	1Y return: 19.37% (upper mid).	1Y return: 18.72% (lower mid).	1Y return: 17.68% (bottom quartile).	1Y return: 21.12% (top quartile).	1Y return: 11.14% (bottom quartile).
Point 8	Alpha: 4.12 (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: 5.33 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.80 (lower mid).
Point 9	Sharpe: 0.26 (bottom quartile).	Sharpe: 0.30 (lower mid).	Sharpe: 0.31 (upper mid).	Sharpe: 0.40 (top quartile).	Sharpe: 0.12 (bottom quartile).
Point 10	Information ratio: -0.07 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: -0.05 (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.26 (bottom quartile).

IDBI Small Cap Fund

Bottom quartile AUM (₹758 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.77% (lower mid).
3Y return: 17.71% (top quartile).
1Y return: 19.37% (upper mid).
Alpha: 4.12 (upper mid).
Sharpe: 0.26 (bottom quartile).
Information ratio: -0.07 (bottom quartile).

DSP Small Cap Fund

Upper mid AUM (₹20,221 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.52% (upper mid).
3Y return: 17.23% (upper mid).
1Y return: 18.72% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.30 (lower mid).
Information ratio: 0.00 (top quartile).

Sundaram Small Cap Fund

Bottom quartile AUM (₹3,922 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.62% (bottom quartile).
3Y return: 16.44% (lower mid).
1Y return: 17.68% (bottom quartile).
Alpha: 5.33 (top quartile).
Sharpe: 0.31 (upper mid).
Information ratio: -0.05 (lower mid).

Aditya Birla Sun Life Small Cap Fund

Lower mid AUM (₹5,865 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.90% (bottom quartile).
3Y return: 15.01% (bottom quartile).
1Y return: 21.12% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.40 (top quartile).
Information ratio: 0.00 (upper mid).

Nippon India Small Cap Fund

Highest AUM (₹78,957 Cr).
Established history (15+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.02% (top quartile).
3Y return: 14.93% (bottom quartile).
1Y return: 11.14% (bottom quartile).
Alpha: 0.80 (lower mid).
Sharpe: 0.12 (bottom quartile).
Information ratio: -0.26 (bottom quartile).

5 بہترین لارج اور مڈ کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Invesco India Growth Opportunities Fund Growth	₹110.64 ↓ -1.23	₹11,746	11.5	12.7	9.8	22.2	16.7	4.7
Bandhan Core Equity Fund Growth	₹141.796 ↓ -0.94	₹18,783	3.7	3.5	7	17.8	16.1	7.5
ICICI Prudential Large & Mid Cap Fund Growth	₹1,050.42 ↓ -14.00	₹32,706	6.5	1.5	5.6	16	16.3	14.4
UTI Core Equity Fund Growth	₹185.987 ↓ -0.67	₹6,407	4.5	1.1	5.7	15.2	14	7.4
Sundaram Large and Mid Cap Fund Growth	₹93.9121 ↓ -1.56	₹7,222	11.5	7.8	11.5	14.7	11.9	3.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Invesco India Growth Opportunities Fund	Bandhan Core Equity Fund	ICICI Prudential Large & Mid Cap Fund	UTI Core Equity Fund	Sundaram Large and Mid Cap Fund
Point 1	Lower mid AUM (₹11,746 Cr).	Upper mid AUM (₹18,783 Cr).	Highest AUM (₹32,706 Cr).	Bottom quartile AUM (₹6,407 Cr).	Bottom quartile AUM (₹7,222 Cr).
Point 2	Established history (19+ yrs).	Established history (21+ yrs).	Oldest track record among peers (28 yrs).	Established history (17+ yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.72% (top quartile).	5Y return: 16.15% (lower mid).	5Y return: 16.35% (upper mid).	5Y return: 14.01% (bottom quartile).	5Y return: 11.95% (bottom quartile).
Point 6	3Y return: 22.21% (top quartile).	3Y return: 17.81% (upper mid).	3Y return: 16.00% (lower mid).	3Y return: 15.20% (bottom quartile).	3Y return: 14.70% (bottom quartile).
Point 7	1Y return: 9.82% (upper mid).	1Y return: 6.98% (lower mid).	1Y return: 5.57% (bottom quartile).	1Y return: 5.73% (bottom quartile).	1Y return: 11.51% (top quartile).
Point 8	Alpha: 3.86 (top quartile).	Alpha: 2.69 (lower mid).	Alpha: 1.65 (bottom quartile).	Alpha: -0.80 (bottom quartile).	Alpha: 3.36 (upper mid).
Point 9	Sharpe: 0.23 (upper mid).	Sharpe: -0.05 (bottom quartile).	Sharpe: 0.16 (lower mid).	Sharpe: 0.02 (bottom quartile).	Sharpe: 0.25 (top quartile).
Point 10	Information ratio: 1.19 (upper mid).	Information ratio: 1.42 (top quartile).	Information ratio: 0.39 (bottom quartile).	Information ratio: 0.40 (lower mid).	Information ratio: -0.10 (bottom quartile).

Invesco India Growth Opportunities Fund

Lower mid AUM (₹11,746 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.72% (top quartile).
3Y return: 22.21% (top quartile).
1Y return: 9.82% (upper mid).
Alpha: 3.86 (top quartile).
Sharpe: 0.23 (upper mid).
Information ratio: 1.19 (upper mid).

Bandhan Core Equity Fund

Upper mid AUM (₹18,783 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.15% (lower mid).
3Y return: 17.81% (upper mid).
1Y return: 6.98% (lower mid).
Alpha: 2.69 (lower mid).
Sharpe: -0.05 (bottom quartile).
Information ratio: 1.42 (top quartile).

ICICI Prudential Large & Mid Cap Fund

Highest AUM (₹32,706 Cr).
Oldest track record among peers (28 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.35% (upper mid).
3Y return: 16.00% (lower mid).
1Y return: 5.57% (bottom quartile).
Alpha: 1.65 (bottom quartile).
Sharpe: 0.16 (lower mid).
Information ratio: 0.39 (bottom quartile).

UTI Core Equity Fund

Bottom quartile AUM (₹6,407 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.01% (bottom quartile).
3Y return: 15.20% (bottom quartile).
1Y return: 5.73% (bottom quartile).
Alpha: -0.80 (bottom quartile).
Sharpe: 0.02 (bottom quartile).
Information ratio: 0.40 (lower mid).

Sundaram Large and Mid Cap Fund

Bottom quartile AUM (₹7,222 Cr).
Established history (19+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.95% (bottom quartile).
3Y return: 14.70% (bottom quartile).
1Y return: 11.51% (top quartile).
Alpha: 3.36 (upper mid).
Sharpe: 0.25 (top quartile).
Information ratio: -0.10 (bottom quartile).

5 بہترین ایکویٹی سے منسلک بچت اسکیمیں (ELSS)

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹57.8659 ↓ -0.63	₹4,784	8.9	19.6	14.3	21.7	16.3	-9.1
IDBI Equity Advantage Fund Growth	₹43.39 ↑ 0.04	₹485	9.7	15.1	16.9	20.8	10
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
Baroda Pioneer ELSS 96 Growth	₹68.6676 ↑ 0.33	₹210	-6.1	-3.5	17.6	16.7	11.6
JM Tax Gain Fund Growth	₹52.6589 ↓ -0.28	₹242	10.5	11.6	9.2	15.6	13.8	2.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	IDBI Equity Advantage Fund	HDFC Long Term Advantage Fund	Baroda Pioneer ELSS 96	JM Tax Gain Fund
Point 1	Highest AUM (₹4,784 Cr).	Lower mid AUM (₹485 Cr).	Upper mid AUM (₹1,318 Cr).	Bottom quartile AUM (₹210 Cr).	Bottom quartile AUM (₹242 Cr).
Point 2	Established history (11+ yrs).	Established history (12+ yrs).	Oldest track record among peers (25 yrs).	Established history (11+ yrs).	Established history (18+ yrs).
Point 3	Not Rated.	Top rated.	Rating: 3★ (upper mid).	Not Rated.	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.30% (upper mid).	5Y return: 9.97% (bottom quartile).	5Y return: 17.39% (top quartile).	5Y return: 11.62% (bottom quartile).	5Y return: 13.76% (lower mid).
Point 6	3Y return: 21.69% (top quartile).	3Y return: 20.84% (upper mid).	3Y return: 20.64% (lower mid).	3Y return: 16.70% (bottom quartile).	3Y return: 15.59% (bottom quartile).
Point 7	1Y return: 14.28% (bottom quartile).	1Y return: 16.92% (lower mid).	1Y return: 35.51% (top quartile).	1Y return: 17.56% (upper mid).	1Y return: 9.24% (bottom quartile).
Point 8	Alpha: 2.11 (lower mid).	Alpha: 1.78 (bottom quartile).	Alpha: 1.75 (bottom quartile).	Alpha: 5.69 (top quartile).	Alpha: 5.40 (upper mid).
Point 9	Sharpe: 0.07 (bottom quartile).	Sharpe: 1.21 (lower mid).	Sharpe: 2.27 (upper mid).	Sharpe: 2.51 (top quartile).	Sharpe: 0.22 (bottom quartile).
Point 10	Information ratio: 0.65 (upper mid).	Information ratio: -1.13 (bottom quartile).	Information ratio: -0.15 (bottom quartile).	Information ratio: -0.09 (lower mid).	Information ratio: 0.70 (top quartile).

Motilal Oswal Long Term Equity Fund

Highest AUM (₹4,784 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 16.30% (upper mid).
3Y return: 21.69% (top quartile).
1Y return: 14.28% (bottom quartile).
Alpha: 2.11 (lower mid).
Sharpe: 0.07 (bottom quartile).
Information ratio: 0.65 (upper mid).

IDBI Equity Advantage Fund

Lower mid AUM (₹485 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 9.97% (bottom quartile).
3Y return: 20.84% (upper mid).
1Y return: 16.92% (lower mid).
Alpha: 1.78 (bottom quartile).
Sharpe: 1.21 (lower mid).
Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (top quartile).
3Y return: 20.64% (lower mid).
1Y return: 35.51% (top quartile).
Alpha: 1.75 (bottom quartile).
Sharpe: 2.27 (upper mid).
Information ratio: -0.15 (bottom quartile).

Baroda Pioneer ELSS 96

Bottom quartile AUM (₹210 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.62% (bottom quartile).
3Y return: 16.70% (bottom quartile).
1Y return: 17.56% (upper mid).
Alpha: 5.69 (top quartile).
Sharpe: 2.51 (top quartile).
Information ratio: -0.09 (lower mid).

JM Tax Gain Fund

Bottom quartile AUM (₹242 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.76% (lower mid).
3Y return: 15.59% (bottom quartile).
1Y return: 9.24% (bottom quartile).
Alpha: 5.40 (upper mid).
Sharpe: 0.22 (bottom quartile).
Information ratio: 0.70 (top quartile).

5 بہترین متنوع/ملٹی کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Aditya Birla Sun Life Manufacturing Equity Fund Growth	₹40.54 ↓ -0.26	₹1,288	12.3	19.7	27.9	21.5	15.3	3.5
Motilal Oswal Multicap 35 Fund Growth	₹64.0048 ↓ -1.07	₹13,940	13.6	13.6	2.3	18.1	12.5	-5.6
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	-4.6	-2.6	19.3	17.3	13.6
Mahindra Badhat Yojana Growth	₹40.0316 ↓ -0.29	₹7,184	9.6	12.1	15.7	16.7	15.4	3.4
ICICI Prudential Multicap Fund Growth	₹867.07 ↓ -8.26	₹18,769	4.7	8.2	10.9	16.4	14.9	5.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Manufacturing Equity Fund	Motilal Oswal Multicap 35 Fund	BNP Paribas Multi Cap Fund	Mahindra Badhat Yojana	ICICI Prudential Multicap Fund
Point 1	Bottom quartile AUM (₹1,288 Cr).	Upper mid AUM (₹13,940 Cr).	Bottom quartile AUM (₹588 Cr).	Lower mid AUM (₹7,184 Cr).	Highest AUM (₹18,769 Cr).
Point 2	Established history (11+ yrs).	Established history (12+ yrs).	Established history (20+ yrs).	Established history (9+ yrs).	Oldest track record among peers (31 yrs).
Point 3	Not Rated.	Top rated.	Rating: 4★ (upper mid).	Not Rated.	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 15.31% (upper mid).	5Y return: 12.45% (bottom quartile).	5Y return: 13.57% (bottom quartile).	5Y return: 15.42% (top quartile).	5Y return: 14.93% (lower mid).
Point 6	3Y return: 21.45% (top quartile).	3Y return: 18.06% (upper mid).	3Y return: 17.28% (lower mid).	3Y return: 16.68% (bottom quartile).	3Y return: 16.35% (bottom quartile).
Point 7	1Y return: 27.93% (top quartile).	1Y return: 2.26% (bottom quartile).	1Y return: 19.34% (upper mid).	1Y return: 15.70% (lower mid).	1Y return: 10.90% (bottom quartile).
Point 8	Alpha: 0.00 (lower mid).	Alpha: -3.79 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 3.91 (top quartile).	Alpha: 3.61 (upper mid).
Point 9	Sharpe: 0.85 (upper mid).	Sharpe: -0.26 (bottom quartile).	Sharpe: 2.86 (top quartile).	Sharpe: 0.25 (lower mid).	Sharpe: 0.21 (bottom quartile).
Point 10	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.70 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.62 (upper mid).	Information ratio: 0.54 (lower mid).

Aditya Birla Sun Life Manufacturing Equity Fund

Bottom quartile AUM (₹1,288 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 15.31% (upper mid).
3Y return: 21.45% (top quartile).
1Y return: 27.93% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.85 (upper mid).
Information ratio: 0.00 (bottom quartile).

Motilal Oswal Multicap 35 Fund

Upper mid AUM (₹13,940 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.45% (bottom quartile).
3Y return: 18.06% (upper mid).
1Y return: 2.26% (bottom quartile).
Alpha: -3.79 (bottom quartile).
Sharpe: -0.26 (bottom quartile).
Information ratio: 0.70 (top quartile).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.57% (bottom quartile).
3Y return: 17.28% (lower mid).
1Y return: 19.34% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (bottom quartile).

Mahindra Badhat Yojana

Lower mid AUM (₹7,184 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.42% (top quartile).
3Y return: 16.68% (bottom quartile).
1Y return: 15.70% (lower mid).
Alpha: 3.91 (top quartile).
Sharpe: 0.25 (lower mid).
Information ratio: 0.62 (upper mid).

ICICI Prudential Multicap Fund

Highest AUM (₹18,769 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.93% (lower mid).
3Y return: 16.35% (bottom quartile).
1Y return: 10.90% (bottom quartile).
Alpha: 3.61 (upper mid).
Sharpe: 0.21 (bottom quartile).
Information ratio: 0.54 (lower mid).

5 بہترین سیکٹر ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP Natural Resources and New Energy Fund Growth	₹109.27 ↓ -0.05	₹2,441	-1.2	-0.8	25.1	20.4	15.8	17.5
SBI Healthcare Opportunities Fund Growth	₹522.245 ↓ -5.10	₹5,400	14.4	21.1	21.8	23.8	17.5	-3.5
BOI AXA Manufacturing and Infrastructure Fund Growth	₹66.68 ↓ -0.10	₹893	5.7	12.1	19.9	20.8	19.9	7.8
UTI Healthcare Fund Growth	₹343.279 ↓ -1.29	₹1,371	12.8	20.5	18.9	24.1	15.2	-3.1
SBI Magnum Global Fund Growth	₹417.274 ↓ -2.73	₹6,481	12.3	16.3	17.7	7.9	8.5	-5.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Aug 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP Natural Resources and New Energy Fund	SBI Healthcare Opportunities Fund	BOI AXA Manufacturing and Infrastructure Fund	UTI Healthcare Fund	SBI Magnum Global Fund
Point 1	Lower mid AUM (₹2,441 Cr).	Upper mid AUM (₹5,400 Cr).	Bottom quartile AUM (₹893 Cr).	Bottom quartile AUM (₹1,371 Cr).	Highest AUM (₹6,481 Cr).
Point 2	Established history (18+ yrs).	Established history (21+ yrs).	Established history (16+ yrs).	Oldest track record among peers (27 yrs).	Established history (21+ yrs).
Point 3	Top rated.	Rating: 2★ (upper mid).	Not Rated.	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 15.81% (lower mid).	5Y return: 17.45% (upper mid).	5Y return: 19.90% (top quartile).	5Y return: 15.19% (bottom quartile).	5Y return: 8.46% (bottom quartile).
Point 6	3Y return: 20.38% (bottom quartile).	3Y return: 23.77% (upper mid).	3Y return: 20.81% (lower mid).	3Y return: 24.13% (top quartile).	3Y return: 7.88% (bottom quartile).
Point 7	1Y return: 25.11% (top quartile).	1Y return: 21.80% (upper mid).	1Y return: 19.86% (lower mid).	1Y return: 18.91% (bottom quartile).	1Y return: 17.70% (bottom quartile).
Point 8	Alpha: 0.00 (lower mid).	Alpha: 3.75 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.66 (upper mid).	Alpha: -2.12 (bottom quartile).
Point 9	Sharpe: 0.93 (top quartile).	Sharpe: 0.71 (upper mid).	Sharpe: 0.70 (lower mid).	Sharpe: 0.51 (bottom quartile).	Sharpe: 0.39 (bottom quartile).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.02 (upper mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.05 (top quartile).	Information ratio: -0.77 (bottom quartile).

DSP Natural Resources and New Energy Fund

Lower mid AUM (₹2,441 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 15.81% (lower mid).
3Y return: 20.38% (bottom quartile).
1Y return: 25.11% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.93 (top quartile).
Information ratio: 0.00 (lower mid).

SBI Healthcare Opportunities Fund

Upper mid AUM (₹5,400 Cr).
Established history (21+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 17.45% (upper mid).
3Y return: 23.77% (upper mid).
1Y return: 21.80% (upper mid).
Alpha: 3.75 (top quartile).
Sharpe: 0.71 (upper mid).
Information ratio: 0.02 (upper mid).

BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹893 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.90% (top quartile).
3Y return: 20.81% (lower mid).
1Y return: 19.86% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.70 (lower mid).
Information ratio: 0.00 (bottom quartile).

UTI Healthcare Fund

Bottom quartile AUM (₹1,371 Cr).
Oldest track record among peers (27 yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 15.19% (bottom quartile).
3Y return: 24.13% (top quartile).
1Y return: 18.91% (bottom quartile).
Alpha: 0.66 (upper mid).
Sharpe: 0.51 (bottom quartile).
Information ratio: 0.05 (top quartile).

SBI Magnum Global Fund

Highest AUM (₹6,481 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 8.46% (bottom quartile).
3Y return: 7.88% (bottom quartile).
1Y return: 17.70% (bottom quartile).
Alpha: -2.12 (bottom quartile).
Sharpe: 0.39 (bottom quartile).
Information ratio: -0.77 (bottom quartile).

5 بہترین فوکسڈ ایکویٹی فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Select Focus Fund Growth	₹264.968 ↓ -1.18	₹1,354	-5	8.5	24.5	17	17.3
ICICI Prudential Focused Equity Fund Growth	₹94.96 ↓ -0.88	₹17,764	7	0.8	3.5	16.6	14.9	15.4
SBI Focused Equity Fund Growth	₹403.367 ↓ -5.89	₹50,041	4.4	8.3	16.6	16.1	11.8	15.7
HDFC Focused 30 Fund Growth	₹235.616 ↓ -1.69	₹27,925	7.7	-1	2.1	15.5	17.8	10.9
Motilal Oswal Focused 25 Fund Growth	₹53.5573 ↓ -0.48	₹1,693	15.9	24.7	27.3	13.6	9.8	-1.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 21

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Select Focus Fund	ICICI Prudential Focused Equity Fund	SBI Focused Equity Fund	HDFC Focused 30 Fund	Motilal Oswal Focused 25 Fund
Point 1	Bottom quartile AUM (₹1,354 Cr).	Lower mid AUM (₹17,764 Cr).	Highest AUM (₹50,041 Cr).	Upper mid AUM (₹27,925 Cr).	Bottom quartile AUM (₹1,693 Cr).
Point 2	Oldest track record among peers (24 yrs).	Established history (17+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (13+ yrs).
Point 3	Top rated.	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.29% (upper mid).	5Y return: 14.86% (lower mid).	5Y return: 11.76% (bottom quartile).	5Y return: 17.81% (top quartile).	5Y return: 9.75% (bottom quartile).
Point 6	3Y return: 17.03% (top quartile).	3Y return: 16.63% (upper mid).	3Y return: 16.10% (lower mid).	3Y return: 15.45% (bottom quartile).	3Y return: 13.62% (bottom quartile).
Point 7	1Y return: 24.49% (upper mid).	1Y return: 3.53% (bottom quartile).	1Y return: 16.63% (lower mid).	1Y return: 2.11% (bottom quartile).	1Y return: 27.31% (top quartile).
Point 8	Alpha: -5.62 (bottom quartile).	Alpha: 1.94 (lower mid).	Alpha: 11.68 (upper mid).	Alpha: -0.60 (bottom quartile).	Alpha: 12.26 (top quartile).
Point 9	Sharpe: 1.85 (top quartile).	Sharpe: 0.05 (bottom quartile).	Sharpe: 0.54 (lower mid).	Sharpe: -0.08 (bottom quartile).	Sharpe: 0.61 (upper mid).
Point 10	Information ratio: -0.52 (bottom quartile).	Information ratio: 1.18 (top quartile).	Information ratio: 0.54 (lower mid).	Information ratio: 0.69 (upper mid).	Information ratio: -0.07 (bottom quartile).

Sundaram Select Focus Fund

Bottom quartile AUM (₹1,354 Cr).
Oldest track record among peers (24 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.29% (upper mid).
3Y return: 17.03% (top quartile).
1Y return: 24.49% (upper mid).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (top quartile).
Information ratio: -0.52 (bottom quartile).

ICICI Prudential Focused Equity Fund

Lower mid AUM (₹17,764 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.86% (lower mid).
3Y return: 16.63% (upper mid).
1Y return: 3.53% (bottom quartile).
Alpha: 1.94 (lower mid).
Sharpe: 0.05 (bottom quartile).
Information ratio: 1.18 (top quartile).

SBI Focused Equity Fund

Highest AUM (₹50,041 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.76% (bottom quartile).
3Y return: 16.10% (lower mid).
1Y return: 16.63% (lower mid).
Alpha: 11.68 (upper mid).
Sharpe: 0.54 (lower mid).
Information ratio: 0.54 (lower mid).

HDFC Focused 30 Fund

Upper mid AUM (₹27,925 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.81% (top quartile).
3Y return: 15.45% (bottom quartile).
1Y return: 2.11% (bottom quartile).
Alpha: -0.60 (bottom quartile).
Sharpe: -0.08 (bottom quartile).
Information ratio: 0.69 (upper mid).

Motilal Oswal Focused 25 Fund

Bottom quartile AUM (₹1,693 Cr).
Established history (13+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.75% (bottom quartile).
3Y return: 13.62% (bottom quartile).
1Y return: 27.31% (top quartile).
Alpha: 12.26 (top quartile).
Sharpe: 0.61 (upper mid).
Information ratio: -0.07 (bottom quartile).

5 بہترین ڈیویڈنڈ ییلڈ ایکویٹی فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Dividend Yield Equity Fund Growth	₹52.48 ↓ -0.43	₹6,785	1.4	-3.7	0.5	15.2	16.3	11.8
Aditya Birla Sun Life Dividend Yield Fund Growth	₹462.76 ↓ -1.84	₹1,458	2.6	1	8	13.8	13.6	2.3
UTI Dividend Yield Fund Growth	₹176.378 ↓ -0.38	₹3,814	3.1	-2.2	1	13.3	10.9	5.3
Templeton India Equity Income Fund Growth	₹135.898 ↓ -0.19	₹2,300	-0.7	-3.8	1.8	12.2	12.3	1.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 26

Research Highlights & Commentary of 4 Funds showcased

Commentary	ICICI Prudential Dividend Yield Equity Fund	Aditya Birla Sun Life Dividend Yield Fund	UTI Dividend Yield Fund	Templeton India Equity Income Fund
Point 1	Highest AUM (₹6,785 Cr).	Bottom quartile AUM (₹1,458 Cr).	Upper mid AUM (₹3,814 Cr).	Lower mid AUM (₹2,300 Cr).
Point 2	Established history (12+ yrs).	Oldest track record among peers (23 yrs).	Established history (21+ yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.28% (top quartile).	5Y return: 13.65% (upper mid).	5Y return: 10.86% (bottom quartile).	5Y return: 12.29% (lower mid).
Point 6	3Y return: 15.22% (top quartile).	3Y return: 13.77% (upper mid).	3Y return: 13.31% (lower mid).	3Y return: 12.17% (bottom quartile).
Point 7	1Y return: 0.50% (bottom quartile).	1Y return: 8.02% (top quartile).	1Y return: 1.04% (lower mid).	1Y return: 1.85% (upper mid).
Point 8	Alpha: -0.80 (upper mid).	Alpha: 0.44 (top quartile).	Alpha: -2.10 (lower mid).	Alpha: -3.27 (bottom quartile).
Point 9	Sharpe: -0.09 (upper mid).	Sharpe: -0.01 (top quartile).	Sharpe: -0.19 (lower mid).	Sharpe: -0.27 (bottom quartile).
Point 10	Information ratio: 0.93 (top quartile).	Information ratio: 0.20 (lower mid).	Information ratio: 0.42 (upper mid).	Information ratio: -0.08 (bottom quartile).

ICICI Prudential Dividend Yield Equity Fund

Highest AUM (₹6,785 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.28% (top quartile).
3Y return: 15.22% (top quartile).
1Y return: 0.50% (bottom quartile).
Alpha: -0.80 (upper mid).
Sharpe: -0.09 (upper mid).
Information ratio: 0.93 (top quartile).

Aditya Birla Sun Life Dividend Yield Fund

Bottom quartile AUM (₹1,458 Cr).
Oldest track record among peers (23 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.65% (upper mid).
3Y return: 13.77% (upper mid).
1Y return: 8.02% (top quartile).
Alpha: 0.44 (top quartile).
Sharpe: -0.01 (top quartile).
Information ratio: 0.20 (lower mid).

UTI Dividend Yield Fund

Upper mid AUM (₹3,814 Cr).
Established history (21+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.86% (bottom quartile).
3Y return: 13.31% (lower mid).
1Y return: 1.04% (lower mid).
Alpha: -2.10 (lower mid).
Sharpe: -0.19 (lower mid).
Information ratio: 0.42 (upper mid).

Templeton India Equity Income Fund

Lower mid AUM (₹2,300 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.29% (lower mid).
3Y return: 12.17% (bottom quartile).
1Y return: 1.85% (upper mid).
Alpha: -3.27 (bottom quartile).
Sharpe: -0.27 (bottom quartile).
Information ratio: -0.08 (bottom quartile).

5 بہترین ویلیو ایکویٹی فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Capital Builder Value Fund Growth	₹797.598 ↓ -5.50	₹7,934	8.6	5.4	9.7	16.3	13.8	8.6
Aditya Birla Sun Life Pure Value Fund Growth	₹138.686 ↓ -0.48	₹6,739	6.1	9.5	15.9	14.7	14.4	2.6
Nippon India Value Fund Growth	₹223.985 ↓ -1.66	₹9,098	2.9	-1.7	1.3	14.4	13.7	4.2
Tata Equity PE Fund Growth	₹354.156 ↓ -2.88	₹8,492	5.4	0.5	4.8	13.1	13.3	3.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) Normal Dividend, Reinvestment	₹131.739 ↓ -1.07	₹8,492	5.4	0.5	4.8	13.1	13.2	3.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Capital Builder Value Fund	Aditya Birla Sun Life Pure Value Fund	Nippon India Value Fund	Tata Equity PE Fund	Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)
Point 1	Bottom quartile AUM (₹7,934 Cr).	Bottom quartile AUM (₹6,739 Cr).	Highest AUM (₹9,098 Cr).	Upper mid AUM (₹8,492 Cr).	Lower mid AUM (₹8,492 Cr).
Point 2	Oldest track record among peers (32 yrs).	Established history (18+ yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Not Rated.	Top rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 13.83% (upper mid).	5Y return: 14.37% (top quartile).	5Y return: 13.73% (lower mid).	5Y return: 13.28% (bottom quartile).	5Y return: 13.24% (bottom quartile).
Point 6	3Y return: 16.25% (top quartile).	3Y return: 14.70% (upper mid).	3Y return: 14.41% (lower mid).	3Y return: 13.13% (bottom quartile).	3Y return: 13.10% (bottom quartile).
Point 7	1Y return: 9.66% (upper mid).	1Y return: 15.88% (top quartile).	1Y return: 1.27% (bottom quartile).	1Y return: 4.78% (bottom quartile).	1Y return: 4.78% (lower mid).
Point 8	Alpha: 3.35 (upper mid).	Alpha: 7.11 (top quartile).	Alpha: -2.02 (bottom quartile).	Alpha: -1.97 (lower mid).	Alpha: -1.97 (bottom quartile).
Point 9	Sharpe: 0.15 (upper mid).	Sharpe: 0.34 (top quartile).	Sharpe: -0.15 (lower mid).	Sharpe: -0.17 (bottom quartile).	Sharpe: -0.17 (bottom quartile).
Point 10	Information ratio: 1.50 (top quartile).	Information ratio: 0.52 (lower mid).	Information ratio: 0.91 (upper mid).	Information ratio: 0.12 (bottom quartile).	Information ratio: 0.11 (bottom quartile).

HDFC Capital Builder Value Fund

Bottom quartile AUM (₹7,934 Cr).
Oldest track record among peers (32 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.83% (upper mid).
3Y return: 16.25% (top quartile).
1Y return: 9.66% (upper mid).
Alpha: 3.35 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: 1.50 (top quartile).

Aditya Birla Sun Life Pure Value Fund

Bottom quartile AUM (₹6,739 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.37% (top quartile).
3Y return: 14.70% (upper mid).
1Y return: 15.88% (top quartile).
Alpha: 7.11 (top quartile).
Sharpe: 0.34 (top quartile).
Information ratio: 0.52 (lower mid).

Nippon India Value Fund

Highest AUM (₹9,098 Cr).
Established history (21+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.73% (lower mid).
3Y return: 14.41% (lower mid).
1Y return: 1.27% (bottom quartile).
Alpha: -2.02 (bottom quartile).
Sharpe: -0.15 (lower mid).
Information ratio: 0.91 (upper mid).

Tata Equity PE Fund

Upper mid AUM (₹8,492 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.28% (bottom quartile).
3Y return: 13.13% (bottom quartile).
1Y return: 4.78% (bottom quartile).
Alpha: -1.97 (lower mid).
Sharpe: -0.17 (bottom quartile).
Information ratio: 0.12 (bottom quartile).

Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

Lower mid AUM (₹8,492 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.24% (bottom quartile).
3Y return: 13.10% (bottom quartile).
1Y return: 4.78% (lower mid).
Alpha: -1.97 (bottom quartile).
Sharpe: -0.17 (bottom quartile).
Information ratio: 0.11 (bottom quartile).

*نیچے درج ذیل کی فہرست ہے۔ایکویٹی فنڈز ہوناAUM > = 50 کروڑ بہترین واپسیگزشتہ 1 سال.

1. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Bottom quartile AUM (₹168 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 20.18% (upper mid).
3Y return: 31.21% (upper mid).
1Y return: 78.56% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.67 (upper mid).
Information ratio: 0.00 (top quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF World Mining I2 (~95.9%).
Top-3 holdings concentration ~100.0%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (31 Aug 26)	₹35.2918 ↓ -1.18 (-3.22 %)
Net Assets (Cr)	₹168 on 31 Jul 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	1.67
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹9,847
31 Aug 23	₹11,099
31 Aug 24	₹11,646
31 Aug 25	₹14,040
31 Aug 26	₹25,070

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	16.9%
3 Month	4.7%
6 Month	2.8%
1 Year	78.6%
3 Year	31.2%
5 Year	20.2%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	-8.1%
2022	0%
2021	12.2%
2020	18%
2019	34.9%
2018	21.5%
2017	-9.4%
2016	21.1%
2015	49.7%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP World Mining Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Basic Materials	93.15%
Energy	1.01%

Asset Allocation

Asset Class	Value
Cash	5.83%
Equity	94.15%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	96%	₹161 Cr	141,034
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	3%	₹6 Cr
Net Receivables/Payables Net Current Assets \| -	1%	₹1 Cr

2. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Upper mid AUM (₹1,441 Cr).
Oldest track record among peers (18 yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 30.05% (top quartile).
3Y return: 56.57% (top quartile).
1Y return: 75.22% (upper mid).
Alpha: 2.59 (upper mid).
Sharpe: 1.14 (bottom quartile).
Information ratio: -0.56 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~92%).
Largest holding BGF World Gold I2 (~66.2%).
Top-3 holdings concentration ~98.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (31 Aug 26)	₹63.6633 ↓ -3.02 (-4.52 %)
Net Assets (Cr)	₹1,441 on 31 Jul 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.14
Information Ratio	-0.56
Alpha Ratio	2.59
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹7,679
31 Aug 23	₹9,692
31 Aug 24	₹12,678
31 Aug 25	₹21,230
31 Aug 26	₹37,198

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	30.2%
3 Month	10.8%
6 Month	-9.1%
1 Year	75.2%
3 Year	56.6%
5 Year	30%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP World Gold Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Basic Materials	91.57%

Asset Allocation

Asset Class	Value
Cash	6.38%
Equity	91.78%
Debt	0.01%
Other	1.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	66%	₹954 Cr	983,452
VanEck Gold Miners ETF - \| GDX	28%	₹405 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹58 Cr
Net Receivables/Payables Net Current Assets \| -	2%	₹23 Cr

3. Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Emerging Markets Opportunities Fund, an equity fund which invests primarily in an aggressively managed portfolio of emerging market companies

Research Highlights for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Bottom quartile AUM (₹261 Cr).
Established history (12+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 10.75% (bottom quartile).
3Y return: 27.79% (upper mid).
1Y return: 56.98% (upper mid).
Alpha: 4.39 (top quartile).
Sharpe: 1.76 (top quartile).
Information ratio: -0.42 (lower mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding JPM Emerging Mkts Opps I acc USD (~95.8%).
Top-3 holdings concentration ~100.5%.

Below is the key information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth
Launch Date	7 Jul 14
NAV (31 Aug 26)	₹28.3569 ↓ -0.02 (-0.07 %)
Net Assets (Cr)	₹261 on 31 Jul 26
Category	Equity - Global
AMC	Edelweiss Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.44
Sharpe Ratio	1.76
Information Ratio	-0.42
Alpha Ratio	4.39
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹7,804
31 Aug 23	₹7,986
31 Aug 24	₹8,986
31 Aug 25	₹10,616
31 Aug 26	₹16,665

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	2.9%
3 Month	-2.4%
6 Month	13.1%
1 Year	57%
3 Year	27.8%
5 Year	10.8%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	41.1%
2023	5.9%
2022	5.5%
2021	-16.8%
2020	-5.9%
2019	21.7%
2018	25.1%
2017	-7.2%
2016	30%
2015	9.8%

Fund Manager information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Name	Since	Tenure
Bhavesh Jain	9 Apr 18	8.32 Yr.
Bharat Lahoti	1 Oct 21	4.84 Yr.

Data below for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Technology	42.21%
Financial Services	20.2%
Consumer Cyclical	8.02%
Communication Services	7.14%
Industrials	5.46%
Energy	3.24%
Basic Materials	2.19%
Consumer Defensive	1.64%
Utility	1.5%
Health Care	0.51%

Asset Allocation

Asset Class	Value
Cash	5.39%
Equity	94.05%
Debt	0.01%
Other	0.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
JPM Emerging Mkts Opps I acc USD Investment Fund \| -	96%	₹250 Cr	112,056 ↑ 5,164
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	4%	₹12 Cr
Net Receivables/(Payables) CBLO \| -	0%	-₹1 Cr
Accrued Interest CBLO \| -	0%	₹0 Cr

4. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Highest AUM (₹1,663 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 11.88% (lower mid).
3Y return: 25.71% (bottom quartile).
1Y return: 46.82% (lower mid).
Alpha: -4.91 (bottom quartile).
Sharpe: 1.39 (lower mid).
Information ratio: -0.62 (bottom quartile).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding CI Emerging Markets Class A (~98.4%).
Top-3 holdings concentration ~101.8%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (31 Aug 26)	₹39.859 ↓ -0.18 (-0.44 %)
Net Assets (Cr)	₹1,663 on 31 Jul 26
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	1.39
Information Ratio	-0.62
Alpha Ratio	-4.91
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹8,424
31 Aug 23	₹8,826
31 Aug 24	₹9,981
31 Aug 25	₹11,941
31 Aug 26	₹17,531

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	3.4%
3 Month	-4.2%
6 Month	11.5%
1 Year	46.8%
3 Year	25.7%
5 Year	11.9%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.1%
2023	5.9%
2022	10.8%
2021	-15%
2020	-0.5%
2019	29.1%
2018	21.4%
2017	-14.4%
2016	30.4%
2015	-1.2%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	7.24 Yr.

Data below for Kotak Global Emerging Market Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Technology	36.55%
Financial Services	24.43%
Consumer Cyclical	8.32%
Industrials	7.31%
Communication Services	6.71%
Basic Materials	5.98%
Energy	5.74%
Health Care	0.99%
Consumer Defensive	0.09%
Utility	0.04%
Real Estate	0.01%

Asset Allocation

Asset Class	Value
Cash	3.82%
Equity	96.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CI Emerging Markets Class A Investment Fund \| -	98%	₹1,636 Cr	4,597,762 ↑ 10,928
Triparty Repo CBLO/Reverse Repo \| -	3%	₹42 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	1%	-₹15 Cr

5. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

Lower mid AUM (₹954 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 8.48% (bottom quartile).
3Y return: 22.21% (bottom quartile).
1Y return: 42.17% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.27 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Technology.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Taiwan Semiconductor Manufacturing Co Ltd (~10.0%).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund Growth
Launch Date	16 Jan 08
NAV (01 Sep 26)	₹45.4957 ↓ -0.13 (-0.29 %)
Net Assets (Cr)	₹954 on 31 Jul 26
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.54
Sharpe Ratio	1.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹8,227
31 Aug 23	₹8,219
31 Aug 24	₹9,438
31 Aug 25	₹10,545
31 Aug 26	₹15,148

Franklin Asian Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	3.2%
3 Month	0.6%
6 Month	13.4%
1 Year	42.2%
3 Year	22.2%
5 Year	8.5%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.7%
2023	14.4%
2022	0.7%
2021	-14.5%
2020	-5.9%
2019	25.8%
2018	28.2%
2017	-13.6%
2016	35.5%
2015	7.2%

Fund Manager information for Franklin Asian Equity Fund

Name	Since	Tenure
Sandeep Manam	18 Oct 21	4.79 Yr.
Shyam Sriram	26 Sep 24	1.85 Yr.

Data below for Franklin Asian Equity Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Technology	32.47%
Consumer Cyclical	12.7%
Financial Services	12.28%
Industrials	10.32%
Health Care	7.66%
Communication Services	5.12%
Real Estate	4.79%
Basic Materials	2.82%
Utility	2.59%
Consumer Defensive	1.87%
Energy	1.59%

Asset Allocation

Asset Class	Value
Cash	5.8%
Equity	94.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology) Equity, Since 31 Mar 09 \| 2330	10%	₹95 Cr	133,000 ↑ 3,000
Samsung Electronics Co Ltd (Technology) Equity, Since 31 Mar 08 \| 005930	7%	₹71 Cr	41,012 ↑ 4,902
SK hynix Inc (Technology) Equity, Since 30 Jun 20 \| 000660	5%	₹51 Cr	4,450 ↑ 611
Tencent Holdings Ltd (Communication Services) Equity, Since 31 Jul 14 \| 00700	3%	₹33 Cr	57,000 ↑ 14,300
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIBANK	3%	₹33 Cr	226,594
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| TORNTPHARM	2%	₹23 Cr	45,546
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 26 \| DIVISLAB	2%	₹23 Cr	28,750
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 17 \| OBEROIRLTY	2%	₹21 Cr	114,827
MediaTek Inc (Technology) Equity, Since 31 Aug 20 \| 2454	2%	₹20 Cr	19,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	2%	₹18 Cr	590,802 ↓ -48,361

6. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Upper mid AUM (₹1,296 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 18.05% (upper mid).
3Y return: 25.97% (lower mid).
1Y return: 36.48% (bottom quartile).
Alpha: -7.66 (bottom quartile).
Sharpe: 1.40 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Technology.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~91%).
Largest holding BGF US Flexible Equity I2 (~92.6%).
Top-3 holdings concentration ~100.0%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (31 Aug 26)	₹92.4529 ↓ -1.19 (-1.27 %)
Net Assets (Cr)	₹1,296 on 31 Jul 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	1.4
Information Ratio	0
Alpha Ratio	-7.66
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹9,952
31 Aug 23	₹11,469
31 Aug 24	₹13,675
31 Aug 25	₹16,798
31 Aug 26	₹22,926

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	1.5%
3 Month	-3.8%
6 Month	18.5%
1 Year	36.5%
3 Year	26%
5 Year	18%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.8%
2023	17.8%
2022	22%
2021	-5.9%
2020	24.2%
2019	22.6%
2018	27.5%
2017	-1.1%
2016	15.5%
2015	9.8%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Technology	33.48%
Industrials	12.71%
Communication Services	12.2%
Health Care	9.04%
Financial Services	9.01%
Consumer Cyclical	8.16%
Basic Materials	2.16%
Utility	2.12%
Energy	2.05%

Asset Allocation

Asset Class	Value
Cash	9.05%
Equity	90.94%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	93%	₹1,200 Cr	1,784,131
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹54 Cr
Net Receivables/Payables Net Current Assets \| -	3%	₹42 Cr

2022 کے لیے بہترین ایکویٹی فنڈز کا انتخاب کرنے کے لیے اسمارٹ ٹپس

بہترین ایکویٹی میوچل فنڈز میں سرمایہ کاری کرنے کا ایک بہترین طریقہ اس کے معیار اور مقداری دونوں اقدامات کو دیکھنا ہے۔

1. قابلیت کے اقدامات

a اپنے فنڈ مینیجر کو جانیں۔

میوچل فنڈ اسکیم کی کارکردگی کا کریڈٹ فنڈ مینیجر کے پاس ہے۔ ایک فنڈ مینیجر فنڈ کے پورٹ فولیو کے لیے سرمایہ کاری کے فیصلے کرنے کا ذمہ دار ہے۔ لہذا، سرمایہ کاروں کو مخصوص فنڈ مینیجر کے زیر انتظام فنڈز کی کارکردگی سے گزرنا چاہیے، خاص طور پر مارکیٹ کے سخت مراحل کے دوران۔ اس کے علاوہ، سرمایہ کاروں کو ایسے فنڈ مینیجر کو زیادہ ترجیح دینی چاہیے جس کے پاس اسی قسم کے فنڈز کو منظم کرنے کا تجربہ ہو، مثال کے طور پر- چھوٹے اور درمیانی کیپس۔ ایک ایسے فنڈ مینیجر کے لیے جانا جو اپنے کیریئر میں مستقل مزاجی سے کام کرتا ہے۔

ب فنڈ ہاؤس کی ساکھ

سرمایہ کاری کے لیے بہترین ایکویٹی میوچل فنڈز کا انتخاب کرتے وقت، ہمیشہ فنڈ ہاؤس کے معیار اور ساکھ کو دیکھیں۔ ایک فنڈ ہاؤس جس کا دیرینہ ریکارڈ، بڑے اثاثہ جات زیر انتظام، اسٹار فنڈز یا اچھی کارکردگی کا مظاہرہ کرنے والا فنڈ وغیرہ، وہ ہے جس میں سرمایہ کاری کی جائے۔ مثالی طور پر ترجیح دی جاتی ہے۔

2. مقداری اقدامات

a فنڈ کی کارکردگی

ایک سرمایہ کار کو ایک مدت کے دوران فنڈز کی کارکردگی کا منصفانہ جائزہ لینا چاہیے۔ اس کے علاوہ، ایک ایسے فنڈ کے لیے جانے کی تجویز دی جاتی ہے جو 4-5 سالوں میں مسلسل اس کے بینچ مارک کو مات دیتا ہے، اس کے علاوہ، ہر ایک کو دیکھنا چاہیے اور یہ دیکھنا چاہیے کہ آیا فنڈ بینچ مارک کو مات دینے کے قابل ہے یا نہیں۔

ب فنڈ کا سائز

سرمایہ کاروں کو ہمیشہ ایسے فنڈ کے لیے جانا چاہیے جو نہ بہت بڑا ہو اور نہ ہی سائز میں بہت چھوٹا ہو۔ اگرچہ فنڈ کے سائز کے درمیان کوئی مکمل تعریف اور تعلق نہیں ہے، لیکن یہ کہا جاتا ہے کہ بہت چھوٹا اور بہت بڑا، دونوں ہی فنڈ کی کارکردگی کو روک سکتے ہیں۔ اس طرح، فنڈ کا انتخاب کرتے وقت، یہ مشورہ دیا جاتا ہے کہ اس کے لیے جائیں جس کی AUM (اثاثہ جات کے تحت) تقریباً زمرہ کے برابر ہے۔

3. اضافی مقداری اقدامات

a اخراجات کا تناسب

میوچل فنڈ میں سرمایہ کاری کرنے والے سرمایہ کاروں کو اثاثہ جات کی انتظامی کمپنی (اے ایم سی)۔ عام طور پر، اخراجات کا تناسب ان اسکیموں کے لیے زیادہ ہوتا ہے جن کا فعال طور پر انتظام کیا جاتا ہے اس کے مقابلے میں غیر فعال طور پر منظم اسکیموں کے لیے ہوتا ہے (جیسےانڈیکس فنڈز یاETFs)۔ SEBI کے قوانین کے مطابق، ایکویٹی فنڈز کے لیے اخراجات کا تناسب کم از کم 2.5% ہے۔ تاہم، اخراجات کا تناسب ایک ایسی چیز ہے جسے دوسرے اہم عوامل جیسے کہ فنڈ کی کارکردگی وغیرہ کو پیچھے نہیں چھوڑنا چاہیے۔ بہتر ہے کہ اخراجات کا تناسب زیادہ ادا کیا جائے۔ فنڈ یہ جانتے ہوئے کہ یہ اپنے حریفوں کو اچھے مارجن سے شکست دے گا۔

ب تناسب کا تجزیہ

فنڈ کی کارکردگی کی پیمائش کے لیے کچھ اہم تناسب یہ ہیں:

بمقابلہ الفا

الفا آپ کی سرمایہ کاری کی کامیابی یا بینچ مارک کے مقابلے میں بہتر کارکردگی کا پیمانہ ہے۔ یہ اس بات کی پیمائش کرتا ہے کہ فنڈ یا اسٹاک نے عام مارکیٹ میں کتنی کارکردگی کا مظاہرہ کیا ہے۔ 1 کے مثبت الفا کا مطلب ہے کہ فنڈ نے اپنے بینچ مارک انڈیکس کو 1% سے بہتر کارکردگی کا مظاہرہ کیا ہے، جب کہ -1 کا منفی الفا ظاہر کرے گا کہ فنڈ نے اپنے مارکیٹ بینچ مارک سے 1% کم منافع دیا ہے۔ لہذا، بنیادی طور پر، ایک سرمایہ کار کی حکمت عملی مثبت الفا کے ساتھ سیکیورٹیز خریدنے کی ہونی چاہیے۔

d بیٹا

یہ سٹاک کی قیمت میں اتار چڑھاؤ کی پیمائش کرتا ہے یا کسی بینچ مارک سے متعلق فنڈ کو مثبت یا منفی اعداد و شمار میں ظاہر کیا جاتا ہے۔ اےبیٹا 1 کا مطلب یہ ہے کہ اسٹاک کی قیمت مارکیٹ کے مطابق چلتی ہے، 1 سے زیادہ کا بیٹا یہ بتاتا ہے کہ اسٹاک مارکیٹ سے زیادہ خطرناک ہے، اور 1 سے کم کے بیٹا کا مطلب ہے کہ اسٹاک مارکیٹ سے کم خطرناک ہے۔ لہذا، گرتی ہوئی مارکیٹ میں کم بیٹا بہتر ہے۔ بڑھتی ہوئی مارکیٹ میں، ہائی بیٹا بہتر ہے۔

e معیاری انحراف (SD)

آسان الفاظ میں، SD ایک شماریاتی پیمانہ ہے جو کسی آلے میں اتار چڑھاؤ یا خطرے کی نمائندگی کرتا ہے۔ SD جتنا زیادہ ہوگا، منافع میں اتار چڑھاو زیادہ ہوگا۔

f تیز تناسب

تیز تناسب لے جانے والے خطرے کے حوالے سے واپسی (منفی اور مثبت دونوں) کی پیمائش کرتا ہے۔ یہاں خطرے کی وضاحت کی گئی ہے۔معیاری انحراف. زیادہ تیز تناسب کا مطلب ہے، بہت زیادہ خطرے کے بغیر زیادہ واپسی۔ اس طرح، سرمایہ کاری کرتے وقت، سرمایہ کاروں کو ایسے فنڈ کا انتخاب کرنا چاہیے جو زیادہ تیز تناسب کو ظاہر کرے۔

جی سورٹینو تناسب

دیسورٹینو تناسب تیز تناسب کا ایک تغیر ہے۔ لیکن، شارپ تناسب کے برعکس، سورٹینو تناسب صرف منفی یا منفی واپسی پر غور کرتا ہے۔ اس طرح کا تناسب سرمایہ کاروں کے لیے صرف مجموعی اتار چڑھاؤ کے منافع کو دیکھنے کے بجائے بہتر انداز میں خطرے کا اندازہ لگانے میں مددگار ہے۔

اوپر کیپچر کا تناسب اور نیچے کیپچر کا تناسب

اوپر/نیچے کیپچر ریشو ایک سرمایہ کار کی رہنمائی کرتا ہے- چاہے کوئی فنڈ بہتر کارکردگی کا مظاہرہ کر رہا ہو، یعنی ایک وسیع مارکیٹ بینچ مارک سے زیادہ کمایا یا کھویا- مارکیٹ کے مرحلے کے دوران اوپر (مضبوط) یا نیچے کی طرف (کمزور)، اور زیادہ اہم بات یہ ہے کہ کتنا۔

ٹھیک ہے، 100 سے زیادہ کے اوپری تناسب کا مطلب ہے کہ دیے گئے فنڈ نے مثبت منافع کی مدت کے دوران بینچ مارک کو مات دے دی ہے۔ اور 100 سے کم کا منفی تناسب یہ ظاہر کرتا ہے کہ ایک دیے گئے فنڈ نے سست ریٹرن کے مرحلے کے دوران اپنے بینچ مارک سے کم کھو دیا ہے۔ لہذا، عام طور پر، سرمایہ کاروں کو ایسے فنڈ کے لیے جانا چاہیے جس میں نیچے کیپچر کا تناسب کم ہو اور اوپر کیپچر کا تناسب زیادہ ہو۔

ایکویٹی فنڈ ٹیکسیشن

1. طویل مدتی کیپیٹل گینز

LTCGs جو INR 1 لاکھ سے زیادہ ہیں۔رہائی میوچل فنڈ یونٹس یا ایکویٹی پر 10 فیصد (پلس سیس) یا 10.4 فیصد ٹیکس لگایا جائے گا۔ طویل مدتیکیپٹل گینز 1 لاکھ روپے تک مستثنیٰ ہوگا۔

مثال کے طور پر، اگر آپ ایک مالی سال میں اسٹاکس یا میوچل فنڈ کی سرمایہ کاری سے مشترکہ طویل مدتی سرمائے میں INR 3 لاکھ کماتے ہیں۔ قابل ٹیکس LTCGs INR 2 لاکھ (INR 3 لاکھ - 1 لاکھ) اورٹیکس کی ذمہ داری 20 روپے ہوں گے،000 (INR 2 لاکھ کا 10 فیصد)۔

طویل مدتی سرمایہ نفع ایک سال سے زیادہ رکھے گئے ایکویٹی فنڈز کی فروخت یا چھڑانے سے حاصل ہونے والا منافع ہے۔

2. شارٹ ٹرم کیپیٹل گینز

اگر میوچل فنڈ یونٹس ہولڈنگ کے ایک سال سے پہلے فروخت کیے جاتے ہیں، تو شارٹ ٹرم کیپیٹل گینز (STCGs) ٹیکس لاگو ہوگا۔ STCGs ٹیکس کو 15 فیصد پر برقرار رکھا گیا ہے۔

ایکویٹی اسکیمیں	انعقاد کا دورانیہ	ٹیکس کی شرح
طویل مدتی کیپیٹل گینز (LTCG)	1 سال سے زیادہ	10% (بغیر اشاریہ کے) ****
شارٹ ٹرم کیپیٹل گینز (STCG)	ایک سال سے کم یا اس کے برابر	15%
تقسیم شدہ ڈیویڈنڈ پر ٹیکس	-	10%#

*1 لاکھ روپے تک کے منافع ٹیکس سے پاک ہیں۔ INR 1 لاکھ سے زیادہ کے منافع پر 10% ٹیکس لاگو ہوتا ہے۔
# ڈیویڈنڈ ٹیکس 10% + سرچارج 12% + 4% سیس = 11.648% صحت اور تعلیم 4% کا سیس متعارف کرایا گیا۔ پہلے تعلیمی سیس 3% تھا۔

بہترین ایکویٹی میوچل فنڈز میں آن لائن سرمایہ کاری کیسے کی جائے؟

Fincash.com پر لائف ٹائم کے لیے مفت انویسٹمنٹ اکاؤنٹ کھولیں۔

اپنی رجسٹریشن اور KYC کا عمل مکمل کریں۔

دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!

شروع کرنے کے

نتیجہ

بہترین ایکویٹی میوچل فنڈز کی تلاش کے دوران، سرمایہ کاروں کو ایکویٹی فنڈز کا انتخاب کرنا چاہیے جو مارکیٹ میں اچھی کارکردگی کا مظاہرہ کر رہے ہوں۔ کسی کو معلوم ہونا چاہیے کہ جب مارکیٹ خراب ہو جاتی ہے تو فنڈ کیسا برتاؤ اور کارکردگی دکھاتا ہے۔ فنڈ کی گزشتہ تین سالوں کی کارکردگی کا گہرا تجزیہ بہترین ایکویٹی میوچل فنڈز میں سے ایک خریدنے کا ایک مثالی طریقہ ہے۔

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔