بہترین ایکویٹی میوچل فنڈز 2022 - 2023

Updated on October 22, 2025 , 59901 views

ایکویٹی فنڈ ایک باہمی فنڈ ہے جو بنیادی طور پر اسٹاک میں سرمایہ کاری کرتا ہے۔ اسے فعال یا غیر فعال طور پر (انڈیکس فنڈ) کا انتظام کیا جا سکتا ہے۔ یہ اسٹاک فنڈز کے طور پر بھی جانا جاتا ہے.

ایکویٹی فنڈز جب انتخاب کی گاڑی ہونی چاہئے۔سرمایہ کاری طویل مدتی اہداف کے لیے کیونکہ انہوں نے گزشتہ چند سالوں میں سرمایہ کاروں کے لیے بہت زیادہ منافع پیدا کیا ہے۔ لیکن چونکہ سرمایہ کاروں کے سامنے ایک وسیع انتخاب ہوتا ہے، اس لیے صحیح ایکویٹی فنڈ کا انتخاب اہم ہو جاتا ہے۔

صحیح معیار اور مقداری اقدامات (ذیل میں زیر بحث) کے ساتھ، کوئی بھی مثالی طور پر بہترین ایکویٹی کا انتخاب کر سکتا ہے۔باہمی چندہ سرمایا لگانا.

ایکویٹی فنڈز میں سرمایہ کاری کیوں کی جائے؟

1. لیکویڈیٹی

چونکہ تمام بڑے ایکسچینجز میں اسٹاک کی سرگرمی سے تجارت ہوتی ہے، ہر روز، یہ ایکویٹی فنڈز کو ایک انتہائی مائع سرمایہ کاری بناتا ہے۔ یہ سرمایہ کاروں کو ان کے اسٹاک کی خرید و فروخت کی سہولت فراہم کرتا ہے۔مارکیٹ صورت حال ایکویٹی میوچل فنڈز میں سرمایہ کاری کرنے سے، رقم عام طور پر آپ کے پاس جمع ہوجاتی ہے۔بینک 3 دن میں اکاؤنٹ۔

2. منافع بخش آمدنی

بلیو چپ کمپنیوں میں سرمایہ کاری کرنے سے سرمایہ کاروں کو مستحکم کمانے میں مدد مل سکتی ہے۔آمدنی منافع کی شکل میں. ایسی کمپنیوں کی اکثریت عام طور پر مارکیٹ کے غیر مستحکم حالات میں بھی باقاعدہ ڈیویڈنڈ ادا کرتی ہے، عام طور پر سہ ماہی ادا کی جاتی ہے۔ متنوع پورٹ فولیو کا ہونا سرمایہ کاروں کو سال میں مستحکم منافع کی آمدنی فراہم کر سکتا ہے۔

3. پورٹ فولیو تنوع

بہترین ایکویٹی میوچل فنڈز کے ساتھ سرمایہ کار باقاعدگی سے سرمایہ کاری کے ذریعے اپنے پورٹ فولیو کو متنوع بنا سکتے ہیں۔ اس کا مطلب ہے کہ وہ مختلف اقتصادی شعبوں کے اسٹاک میں سرمایہ کاری کر سکتے ہیں۔ لہذا، یہاں تک کہ اگر کسی خاص اسٹاک کی قدر میں کمی واقع ہوتی ہے، دوسرے سرمایہ کاروں کو مارکیٹ کی صورتحال کے لحاظ سے اس نقصان کو پورا کرنے میں مدد کرسکتے ہیں۔

4. مثالی سرمایہ کاری کی گاڑی

بہت سے طریقوں سے، ایکویٹی فنڈز ان سرمایہ کاروں کے لیے مثالی سرمایہ کاری کی گاڑیاں ہیں جو مالیاتی سرمایہ کاری میں اچھی طرح سے ماہر نہیں ہیں یا ان کے پاس بڑی رقم نہیں ہے۔سرمایہ جس کے ساتھ سرمایہ کاری کی جائے۔ وہ زیادہ تر لوگوں کے لیے عملی سرمایہ کاری ہیں۔

وہ صفات جو ایکویٹی فنڈز کو چھوٹے انفرادی سرمایہ کاروں کے لیے سب سے زیادہ موزوں بناتے ہیں وہ ہیں فنڈ کے پورٹ فولیو کے تنوع کے نتیجے میں ہونے والے خطرے میں کمی اور ایکویٹی فنڈ کے حصص کے حصول کے لیے درکار سرمائے کی نسبتاً کم مقدار۔ ایک فرد کے لیے بڑی مقدار میں سرمایہ کاری کی ضرورت ہوگی۔سرمایہ کار براہ راست اسٹاک ہولڈنگز کے پورٹ فولیو کے تنوع کے ذریعے خطرے میں کمی کی اسی طرح کی ڈگری حاصل کرنا۔ چھوٹے سرمایہ کاروں کے سرمائے کو جمع کرنے سے ایکویٹی فنڈ کو ہر سرمایہ کار پر بڑے سرمائے کی ضروریات کا بوجھ ڈالے بغیر مؤثر طریقے سے تنوع پیدا کرنے کی اجازت ملتی ہے۔

ایکویٹی NAV

ایکویٹی فنڈ کی قیمت فنڈ کی خالص اثاثہ قیمت پر مبنی ہے (نہیں ہیںاس کی ذمہ داریاں کم ہیں۔ زیادہ متنوع فنڈ کا مطلب ہے کہ مجموعی پورٹ فولیو اور ایکویٹی فنڈ کے حصص کی قیمت پر انفرادی اسٹاک کی منفی قیمت کی حرکت کا کم منفی اثر پڑتا ہے۔

ایکویٹی فنڈز کا انتظام تجربہ کار پیشہ ور پورٹ فولیو مینیجرز کرتے ہیں، اور ان کی ماضی کی کارکردگی عوامی ریکارڈ کا معاملہ ہے۔ ایکویٹی فنڈز کے لیے شفافیت اور رپورٹنگ کی ضروریات کو سیکورٹی ایکسچینج بورڈ آف انڈیا (SEBI)

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ٹاپ ایکویٹی میوچل فنڈز 2022

بہترین ایکویٹی میوچل فنڈز کو اس کی اقسام کے مطابق درجہ بندی کیا گیا ہے۔ای ایل ایس ایس,بڑے کیپ فنڈز,مڈ کیپ فنڈز,سمال کیپ فنڈز,متنوع فنڈز,سیکٹر فنڈز اورمتوازن فنڈ.

5 بہترین لارج کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Large Cap Fund Growth	₹93.5952 ↓ -0.36	₹45,012	3.1	8.5	7.4	20.2	24.5	18.2
ICICI Prudential Bluechip Fund Growth	₹113.58 ↓ -0.32	₹71,840	3.2	7.1	6.2	18.9	21.5	16.9
DSP TOP 100 Equity Growth	₹484.457 ↓ -2.64	₹6,398	1.4	3.9	5.5	18.3	18.4	20.5
Invesco India Largecap Fund Growth	₹71.7 ↓ -0.31	₹1,555	2.7	8.5	6	18.1	19	20
Bandhan Large Cap Fund Growth	₹79.742 ↓ -0.23	₹1,893	3.1	8.5	6.4	17.5	17.6	18.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Large Cap Fund	ICICI Prudential Bluechip Fund	DSP TOP 100 Equity	Invesco India Largecap Fund	Bandhan Large Cap Fund
Point 1	Upper mid AUM (₹45,012 Cr).	Highest AUM (₹71,840 Cr).	Lower mid AUM (₹6,398 Cr).	Bottom quartile AUM (₹1,555 Cr).	Bottom quartile AUM (₹1,893 Cr).
Point 2	Established history (18+ yrs).	Established history (17+ yrs).	Oldest track record among peers (22 yrs).	Established history (16+ yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 24.47% (top quartile).	5Y return: 21.48% (upper mid).	5Y return: 18.40% (bottom quartile).	5Y return: 18.99% (lower mid).	5Y return: 17.64% (bottom quartile).
Point 6	3Y return: 20.17% (top quartile).	3Y return: 18.87% (upper mid).	3Y return: 18.28% (lower mid).	3Y return: 18.11% (bottom quartile).	3Y return: 17.54% (bottom quartile).
Point 7	1Y return: 7.41% (top quartile).	1Y return: 6.17% (lower mid).	1Y return: 5.55% (bottom quartile).	1Y return: 5.99% (bottom quartile).	1Y return: 6.44% (upper mid).
Point 8	Alpha: 2.49 (top quartile).	Alpha: 1.67 (lower mid).	Alpha: -0.52 (bottom quartile).	Alpha: 1.96 (upper mid).	Alpha: 0.28 (bottom quartile).
Point 9	Sharpe: -0.40 (top quartile).	Sharpe: -0.51 (lower mid).	Sharpe: -0.64 (bottom quartile).	Sharpe: -0.50 (upper mid).	Sharpe: -0.56 (bottom quartile).
Point 10	Information ratio: 1.96 (top quartile).	Information ratio: 1.64 (upper mid).	Information ratio: 0.83 (lower mid).	Information ratio: 0.70 (bottom quartile).	Information ratio: 0.40 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹45,012 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.47% (top quartile).
3Y return: 20.17% (top quartile).
1Y return: 7.41% (top quartile).
Alpha: 2.49 (top quartile).
Sharpe: -0.40 (top quartile).
Information ratio: 1.96 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹71,840 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.48% (upper mid).
3Y return: 18.87% (upper mid).
1Y return: 6.17% (lower mid).
Alpha: 1.67 (lower mid).
Sharpe: -0.51 (lower mid).
Information ratio: 1.64 (upper mid).

DSP TOP 100 Equity

Lower mid AUM (₹6,398 Cr).
Oldest track record among peers (22 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.40% (bottom quartile).
3Y return: 18.28% (lower mid).
1Y return: 5.55% (bottom quartile).
Alpha: -0.52 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.83 (lower mid).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,555 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.99% (lower mid).
3Y return: 18.11% (bottom quartile).
1Y return: 5.99% (bottom quartile).
Alpha: 1.96 (upper mid).
Sharpe: -0.50 (upper mid).
Information ratio: 0.70 (bottom quartile).

Bandhan Large Cap Fund

Bottom quartile AUM (₹1,893 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.64% (bottom quartile).
3Y return: 17.54% (bottom quartile).
1Y return: 6.44% (upper mid).
Alpha: 0.28 (bottom quartile).
Sharpe: -0.56 (bottom quartile).
Information ratio: 0.40 (bottom quartile).

5 بہترین مڈ کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Invesco India Mid Cap Fund Growth	₹185.69 ↓ -0.67	₹8,062	1.4	15.7	14.2	28.4	28.1	43.1
ICICI Prudential MidCap Fund Growth	₹306.26 ↓ -0.29	₹6,492	0.7	14.6	8.2	22.6	26.6	27
TATA Mid Cap Growth Fund Growth	₹436.172 ↓ -2.04	₹4,946	0	8	1.6	21.5	23.9	22.7
Aditya Birla Sun Life Midcap Fund Growth	₹796.57 ↓ -2.58	₹5,970	-0.6	8	0.5	20.1	24.1	22
BNP Paribas Mid Cap Fund Growth	₹102.195 ↓ -0.22	₹2,157	0.4	7.3	1.6	19.6	24.2	28.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Invesco India Mid Cap Fund	ICICI Prudential MidCap Fund	TATA Mid Cap Growth Fund	Aditya Birla Sun Life Midcap Fund	BNP Paribas Mid Cap Fund
Point 1	Highest AUM (₹8,062 Cr).	Upper mid AUM (₹6,492 Cr).	Bottom quartile AUM (₹4,946 Cr).	Lower mid AUM (₹5,970 Cr).	Bottom quartile AUM (₹2,157 Cr).
Point 2	Established history (18+ yrs).	Established history (21+ yrs).	Oldest track record among peers (31 yrs).	Established history (23+ yrs).	Established history (19+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 28.09% (top quartile).	5Y return: 26.56% (upper mid).	5Y return: 23.85% (bottom quartile).	5Y return: 24.13% (bottom quartile).	5Y return: 24.21% (lower mid).
Point 6	3Y return: 28.39% (top quartile).	3Y return: 22.61% (upper mid).	3Y return: 21.51% (lower mid).	3Y return: 20.06% (bottom quartile).	3Y return: 19.56% (bottom quartile).
Point 7	1Y return: 14.19% (top quartile).	1Y return: 8.18% (upper mid).	1Y return: 1.62% (lower mid).	1Y return: 0.52% (bottom quartile).	1Y return: 1.57% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 3.29 (top quartile).	Alpha: -3.10 (bottom quartile).	Alpha: -0.40 (lower mid).	Alpha: -3.80 (bottom quartile).
Point 9	Sharpe: 0.14 (top quartile).	Sharpe: -0.32 (upper mid).	Sharpe: -0.66 (bottom quartile).	Sharpe: -0.49 (lower mid).	Sharpe: -0.72 (bottom quartile).
Point 10	Information ratio: 0.00 (top quartile).	Information ratio: -0.16 (upper mid).	Information ratio: -0.56 (lower mid).	Information ratio: -0.78 (bottom quartile).	Information ratio: -0.66 (bottom quartile).

Invesco India Mid Cap Fund

Highest AUM (₹8,062 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.09% (top quartile).
3Y return: 28.39% (top quartile).
1Y return: 14.19% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.14 (top quartile).
Information ratio: 0.00 (top quartile).

ICICI Prudential MidCap Fund

Upper mid AUM (₹6,492 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.56% (upper mid).
3Y return: 22.61% (upper mid).
1Y return: 8.18% (upper mid).
Alpha: 3.29 (top quartile).
Sharpe: -0.32 (upper mid).
Information ratio: -0.16 (upper mid).

TATA Mid Cap Growth Fund

Bottom quartile AUM (₹4,946 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.85% (bottom quartile).
3Y return: 21.51% (lower mid).
1Y return: 1.62% (lower mid).
Alpha: -3.10 (bottom quartile).
Sharpe: -0.66 (bottom quartile).
Information ratio: -0.56 (lower mid).

Aditya Birla Sun Life Midcap Fund

Lower mid AUM (₹5,970 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.13% (bottom quartile).
3Y return: 20.06% (bottom quartile).
1Y return: 0.52% (bottom quartile).
Alpha: -0.40 (lower mid).
Sharpe: -0.49 (lower mid).
Information ratio: -0.78 (bottom quartile).

BNP Paribas Mid Cap Fund

Bottom quartile AUM (₹2,157 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 24.21% (lower mid).
3Y return: 19.56% (bottom quartile).
1Y return: 1.57% (bottom quartile).
Alpha: -3.80 (bottom quartile).
Sharpe: -0.72 (bottom quartile).
Information ratio: -0.66 (bottom quartile).

5 بہترین سمال کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Small Cap Fund Growth	₹170.408 ↓ -0.50	₹64,821	-1.8	7.6	-1.8	23.2	32.4	26.1
HDFC Small Cap Fund Growth	₹142.386 ↓ -0.18	₹36,294	-0.8	12.6	5	23	29.9	20.4
Franklin India Smaller Companies Fund Growth	₹170.767 ↓ -0.54	₹13,302	-3.3	5.6	-2.8	22.3	28.7	23.2
Sundaram Small Cap Fund Growth	₹264.604 ↓ -1.12	₹3,282	0.2	10.8	2.6	20.8	27.1	19.1
DSP Small Cap Fund Growth	₹193.835 ↓ -0.34	₹16,628	-4.5	10.3	0.4	19.8	25.9	25.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Small Cap Fund	HDFC Small Cap Fund	Franklin India Smaller Companies Fund	Sundaram Small Cap Fund	DSP Small Cap Fund
Point 1	Highest AUM (₹64,821 Cr).	Upper mid AUM (₹36,294 Cr).	Bottom quartile AUM (₹13,302 Cr).	Bottom quartile AUM (₹3,282 Cr).	Lower mid AUM (₹16,628 Cr).
Point 2	Established history (15+ yrs).	Established history (17+ yrs).	Established history (19+ yrs).	Oldest track record among peers (20 yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 32.41% (top quartile).	5Y return: 29.90% (upper mid).	5Y return: 28.68% (lower mid).	5Y return: 27.06% (bottom quartile).	5Y return: 25.93% (bottom quartile).
Point 6	3Y return: 23.23% (top quartile).	3Y return: 22.97% (upper mid).	3Y return: 22.31% (lower mid).	3Y return: 20.79% (bottom quartile).	3Y return: 19.76% (bottom quartile).
Point 7	1Y return: -1.81% (bottom quartile).	1Y return: 4.99% (top quartile).	1Y return: -2.76% (bottom quartile).	1Y return: 2.56% (upper mid).	1Y return: 0.35% (lower mid).
Point 8	Alpha: -2.55 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: -5.08 (bottom quartile).	Alpha: 0.97 (top quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: -0.65 (bottom quartile).	Sharpe: -0.33 (upper mid).	Sharpe: -0.76 (bottom quartile).	Sharpe: -0.47 (lower mid).	Sharpe: -0.30 (top quartile).
Point 10	Information ratio: 0.10 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.02 (upper mid).	Information ratio: -0.47 (bottom quartile).	Information ratio: 0.00 (bottom quartile).

Nippon India Small Cap Fund

Highest AUM (₹64,821 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 32.41% (top quartile).
3Y return: 23.23% (top quartile).
1Y return: -1.81% (bottom quartile).
Alpha: -2.55 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: 0.10 (top quartile).

HDFC Small Cap Fund

Upper mid AUM (₹36,294 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 29.90% (upper mid).
3Y return: 22.97% (upper mid).
1Y return: 4.99% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.33 (upper mid).
Information ratio: 0.00 (lower mid).

Franklin India Smaller Companies Fund

Bottom quartile AUM (₹13,302 Cr).
Established history (19+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.68% (lower mid).
3Y return: 22.31% (lower mid).
1Y return: -2.76% (bottom quartile).
Alpha: -5.08 (bottom quartile).
Sharpe: -0.76 (bottom quartile).
Information ratio: 0.02 (upper mid).

Sundaram Small Cap Fund

Bottom quartile AUM (₹3,282 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 27.06% (bottom quartile).
3Y return: 20.79% (bottom quartile).
1Y return: 2.56% (upper mid).
Alpha: 0.97 (top quartile).
Sharpe: -0.47 (lower mid).
Information ratio: -0.47 (bottom quartile).

DSP Small Cap Fund

Lower mid AUM (₹16,628 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.93% (bottom quartile).
3Y return: 19.76% (bottom quartile).
1Y return: 0.35% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.30 (top quartile).
Information ratio: 0.00 (bottom quartile).

5 بہترین لارج اور مڈ کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Invesco India Growth Opportunities Fund Growth	₹103.75 ↓ -0.38	₹8,125	0.5	12.5	12.1	25.6	23.6	37.5
Bandhan Core Equity Fund Growth	₹138.41 ↓ -0.35	₹10,231	2.8	8.8	6.6	24.7	25.2	28.8
ICICI Prudential Large & Mid Cap Fund Growth	₹1,041.91 ↓ -3.30	₹23,698	4.1	8.1	9	22.3	27.4	20.4
UTI Core Equity Fund Growth	₹181.975 ↓ -0.52	₹4,861	0.6	6	2.8	22	25	27.2
HDFC Growth Opportunities Fund Growth	₹348.335 ↓ -1.06	₹26,158	1.5	7.8	4.7	21.6	26.1	19.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Invesco India Growth Opportunities Fund	Bandhan Core Equity Fund	ICICI Prudential Large & Mid Cap Fund	UTI Core Equity Fund	HDFC Growth Opportunities Fund
Point 1	Bottom quartile AUM (₹8,125 Cr).	Lower mid AUM (₹10,231 Cr).	Upper mid AUM (₹23,698 Cr).	Bottom quartile AUM (₹4,861 Cr).	Highest AUM (₹26,158 Cr).
Point 2	Established history (18+ yrs).	Established history (20+ yrs).	Established history (27+ yrs).	Established history (16+ yrs).	Oldest track record among peers (31 yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 23.60% (bottom quartile).	5Y return: 25.20% (lower mid).	5Y return: 27.40% (top quartile).	5Y return: 25.04% (bottom quartile).	5Y return: 26.11% (upper mid).
Point 6	3Y return: 25.58% (top quartile).	3Y return: 24.70% (upper mid).	3Y return: 22.31% (lower mid).	3Y return: 22.02% (bottom quartile).	3Y return: 21.59% (bottom quartile).
Point 7	1Y return: 12.14% (top quartile).	1Y return: 6.59% (lower mid).	1Y return: 9.04% (upper mid).	1Y return: 2.82% (bottom quartile).	1Y return: 4.68% (bottom quartile).
Point 8	Alpha: 11.03 (top quartile).	Alpha: -1.08 (bottom quartile).	Alpha: 1.03 (upper mid).	Alpha: -2.00 (bottom quartile).	Alpha: -0.70 (lower mid).
Point 9	Sharpe: 0.03 (top quartile).	Sharpe: -0.63 (bottom quartile).	Sharpe: -0.44 (upper mid).	Sharpe: -0.69 (bottom quartile).	Sharpe: -0.61 (lower mid).
Point 10	Information ratio: 1.26 (upper mid).	Information ratio: 1.64 (top quartile).	Information ratio: 0.71 (bottom quartile).	Information ratio: 0.89 (bottom quartile).	Information ratio: 1.11 (lower mid).

Invesco India Growth Opportunities Fund

Bottom quartile AUM (₹8,125 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.60% (bottom quartile).
3Y return: 25.58% (top quartile).
1Y return: 12.14% (top quartile).
Alpha: 11.03 (top quartile).
Sharpe: 0.03 (top quartile).
Information ratio: 1.26 (upper mid).

Bandhan Core Equity Fund

Lower mid AUM (₹10,231 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.20% (lower mid).
3Y return: 24.70% (upper mid).
1Y return: 6.59% (lower mid).
Alpha: -1.08 (bottom quartile).
Sharpe: -0.63 (bottom quartile).
Information ratio: 1.64 (top quartile).

ICICI Prudential Large & Mid Cap Fund

Upper mid AUM (₹23,698 Cr).
Established history (27+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 27.40% (top quartile).
3Y return: 22.31% (lower mid).
1Y return: 9.04% (upper mid).
Alpha: 1.03 (upper mid).
Sharpe: -0.44 (upper mid).
Information ratio: 0.71 (bottom quartile).

UTI Core Equity Fund

Bottom quartile AUM (₹4,861 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.04% (bottom quartile).
3Y return: 22.02% (bottom quartile).
1Y return: 2.82% (bottom quartile).
Alpha: -2.00 (bottom quartile).
Sharpe: -0.69 (bottom quartile).
Information ratio: 0.89 (bottom quartile).

HDFC Growth Opportunities Fund

Highest AUM (₹26,158 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.11% (upper mid).
3Y return: 21.59% (bottom quartile).
1Y return: 4.68% (bottom quartile).
Alpha: -0.70 (lower mid).
Sharpe: -0.61 (lower mid).
Information ratio: 1.11 (lower mid).

5 بہترین ایکویٹی سے منسلک بچت اسکیمیں (ELSS)

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹52.7333 ↓ -0.18	₹4,223	-1.8	11.2	-0.3	25.6	25.3	47.7
SBI Magnum Tax Gain Fund Growth	₹445.706 ↓ -1.47	₹29,937	0.8	6.3	2.8	24.7	25.1	27.7
HDFC Tax Saver Fund Growth	₹1,457.8 ↓ -9.60	₹16,525	3.2	7	8.2	22.4	25.4	21.3
JM Tax Gain Fund Growth	₹50.1036 ↓ -0.02	₹210	2.8	8.8	1.2	21.1	22.6	29
IDBI Equity Advantage Fund Growth	₹43.39 ↑ 0.04	₹485	9.7	15.1	16.9	20.8	10
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	SBI Magnum Tax Gain Fund	HDFC Tax Saver Fund	JM Tax Gain Fund	IDBI Equity Advantage Fund
Point 1	Lower mid AUM (₹4,223 Cr).	Highest AUM (₹29,937 Cr).	Upper mid AUM (₹16,525 Cr).	Bottom quartile AUM (₹210 Cr).	Bottom quartile AUM (₹485 Cr).
Point 2	Established history (10+ yrs).	Established history (18+ yrs).	Oldest track record among peers (29 yrs).	Established history (17+ yrs).	Established history (12+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.30% (upper mid).	5Y return: 25.07% (lower mid).	5Y return: 25.38% (top quartile).	5Y return: 22.61% (bottom quartile).	5Y return: 9.97% (bottom quartile).
Point 6	3Y return: 25.59% (top quartile).	3Y return: 24.74% (upper mid).	3Y return: 22.43% (lower mid).	3Y return: 21.10% (bottom quartile).	3Y return: 20.84% (bottom quartile).
Point 7	1Y return: -0.27% (bottom quartile).	1Y return: 2.75% (lower mid).	1Y return: 8.16% (upper mid).	1Y return: 1.23% (bottom quartile).	1Y return: 16.92% (top quartile).
Point 8	Alpha: 7.18 (top quartile).	Alpha: -2.40 (bottom quartile).	Alpha: 3.05 (upper mid).	Alpha: -3.68 (bottom quartile).	Alpha: 1.78 (lower mid).
Point 9	Sharpe: -0.26 (upper mid).	Sharpe: -0.83 (bottom quartile).	Sharpe: -0.35 (lower mid).	Sharpe: -0.85 (bottom quartile).	Sharpe: 1.21 (top quartile).
Point 10	Information ratio: 0.80 (lower mid).	Information ratio: 2.12 (top quartile).	Information ratio: 1.80 (upper mid).	Information ratio: 0.80 (bottom quartile).	Information ratio: -1.13 (bottom quartile).

Motilal Oswal Long Term Equity Fund

Lower mid AUM (₹4,223 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.30% (upper mid).
3Y return: 25.59% (top quartile).
1Y return: -0.27% (bottom quartile).
Alpha: 7.18 (top quartile).
Sharpe: -0.26 (upper mid).
Information ratio: 0.80 (lower mid).

SBI Magnum Tax Gain Fund

Highest AUM (₹29,937 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.07% (lower mid).
3Y return: 24.74% (upper mid).
1Y return: 2.75% (lower mid).
Alpha: -2.40 (bottom quartile).
Sharpe: -0.83 (bottom quartile).
Information ratio: 2.12 (top quartile).

HDFC Tax Saver Fund

Upper mid AUM (₹16,525 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.38% (top quartile).
3Y return: 22.43% (lower mid).
1Y return: 8.16% (upper mid).
Alpha: 3.05 (upper mid).
Sharpe: -0.35 (lower mid).
Information ratio: 1.80 (upper mid).

JM Tax Gain Fund

Bottom quartile AUM (₹210 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 22.61% (bottom quartile).
3Y return: 21.10% (bottom quartile).
1Y return: 1.23% (bottom quartile).
Alpha: -3.68 (bottom quartile).
Sharpe: -0.85 (bottom quartile).
Information ratio: 0.80 (bottom quartile).

IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.97% (bottom quartile).
3Y return: 20.84% (bottom quartile).
1Y return: 16.92% (top quartile).
Alpha: 1.78 (lower mid).
Sharpe: 1.21 (top quartile).
Information ratio: -1.13 (bottom quartile).

5 بہترین متنوع/ملٹی کیپ ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Equity Fund Growth	₹2,066.61 ↓ -11.25	₹81,936	4.1	7.6	9.8	23.2	28.6	23.5
JM Multicap Fund Growth	₹99.2846 ↓ -0.14	₹5,943	1.4	3.9	-4.1	23.1	25.5	33.3
Nippon India Multi Cap Fund Growth	₹304.392 ↓ -1.00	₹46,216	0.4	8.8	4.1	22.7	29.8	25.8
Motilal Oswal Multicap 35 Fund Growth	₹62.3874 ↑ 0.03	₹13,679	1	8.7	2.2	22.5	19.1	45.7
ICICI Prudential Multicap Fund Growth	₹802.94 ↓ -1.45	₹15,281	0.3	5.4	2.4	20.7	24.1	20.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Equity Fund	JM Multicap Fund	Nippon India Multi Cap Fund	Motilal Oswal Multicap 35 Fund	ICICI Prudential Multicap Fund
Point 1	Highest AUM (₹81,936 Cr).	Bottom quartile AUM (₹5,943 Cr).	Upper mid AUM (₹46,216 Cr).	Bottom quartile AUM (₹13,679 Cr).	Lower mid AUM (₹15,281 Cr).
Point 2	Established history (30+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (11+ yrs).	Oldest track record among peers (31 yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 28.63% (upper mid).	5Y return: 25.54% (lower mid).	5Y return: 29.77% (top quartile).	5Y return: 19.11% (bottom quartile).	5Y return: 24.09% (bottom quartile).
Point 6	3Y return: 23.20% (top quartile).	3Y return: 23.07% (upper mid).	3Y return: 22.75% (lower mid).	3Y return: 22.45% (bottom quartile).	3Y return: 20.73% (bottom quartile).
Point 7	1Y return: 9.76% (top quartile).	1Y return: -4.15% (bottom quartile).	1Y return: 4.06% (upper mid).	1Y return: 2.15% (bottom quartile).	1Y return: 2.37% (lower mid).
Point 8	Alpha: 4.96 (upper mid).	Alpha: -8.50 (bottom quartile).	Alpha: 3.10 (lower mid).	Alpha: 9.76 (top quartile).	Alpha: -2.00 (bottom quartile).
Point 9	Sharpe: -0.16 (upper mid).	Sharpe: -1.13 (bottom quartile).	Sharpe: -0.38 (lower mid).	Sharpe: -0.06 (top quartile).	Sharpe: -0.71 (bottom quartile).
Point 10	Information ratio: 1.74 (top quartile).	Information ratio: 1.09 (lower mid).	Information ratio: 1.10 (upper mid).	Information ratio: 0.79 (bottom quartile).	Information ratio: 0.53 (bottom quartile).

HDFC Equity Fund

Highest AUM (₹81,936 Cr).
Established history (30+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.63% (upper mid).
3Y return: 23.20% (top quartile).
1Y return: 9.76% (top quartile).
Alpha: 4.96 (upper mid).
Sharpe: -0.16 (upper mid).
Information ratio: 1.74 (top quartile).

JM Multicap Fund

Bottom quartile AUM (₹5,943 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.54% (lower mid).
3Y return: 23.07% (upper mid).
1Y return: -4.15% (bottom quartile).
Alpha: -8.50 (bottom quartile).
Sharpe: -1.13 (bottom quartile).
Information ratio: 1.09 (lower mid).

Nippon India Multi Cap Fund

Upper mid AUM (₹46,216 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 29.77% (top quartile).
3Y return: 22.75% (lower mid).
1Y return: 4.06% (upper mid).
Alpha: 3.10 (lower mid).
Sharpe: -0.38 (lower mid).
Information ratio: 1.10 (upper mid).

Motilal Oswal Multicap 35 Fund

Bottom quartile AUM (₹13,679 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.11% (bottom quartile).
3Y return: 22.45% (bottom quartile).
1Y return: 2.15% (bottom quartile).
Alpha: 9.76 (top quartile).
Sharpe: -0.06 (top quartile).
Information ratio: 0.79 (bottom quartile).

ICICI Prudential Multicap Fund

Lower mid AUM (₹15,281 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.09% (bottom quartile).
3Y return: 20.73% (bottom quartile).
1Y return: 2.37% (lower mid).
Alpha: -2.00 (bottom quartile).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.53 (bottom quartile).

5 بہترین سیکٹر ایکویٹی میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Banking & Financial Services Fund Growth	₹44.3463 ↓ -0.32	₹8,371	3.1	9.3	16.8	19.4	21	19.6
TATA Banking and Financial Services Fund Growth	₹44.6384 ↓ -0.18	₹2,819	1.8	5.5	13.3	18.3	19.8	9
UTI Banking and Financial Services Fund Growth	₹196.55 ↓ -0.98	₹1,255	2.2	5.7	12.8	17.1	20.7	11.1
UTI Transportation & Logistics Fund Growth	₹294.575 ↓ -1.58	₹3,741	10.1	21.3	12.8	25.3	26.6	18.7
LIC MF Banking & Financial Services Fund Growth	₹21.9141 ↓ -0.06	₹267	1.6	8.4	12.2	12.7	17.5	0.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Banking & Financial Services Fund	TATA Banking and Financial Services Fund	UTI Banking and Financial Services Fund	UTI Transportation & Logistics Fund	LIC MF Banking & Financial Services Fund
Point 1	Highest AUM (₹8,371 Cr).	Lower mid AUM (₹2,819 Cr).	Bottom quartile AUM (₹1,255 Cr).	Upper mid AUM (₹3,741 Cr).	Bottom quartile AUM (₹267 Cr).
Point 2	Established history (10+ yrs).	Established history (9+ yrs).	Oldest track record among peers (21 yrs).	Established history (21+ yrs).	Established history (10+ yrs).
Point 3	Not Rated.	Not Rated.	Top rated.	Rating: 3★ (upper mid).	Not Rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 21.04% (upper mid).	5Y return: 19.79% (bottom quartile).	5Y return: 20.69% (lower mid).	5Y return: 26.60% (top quartile).	5Y return: 17.55% (bottom quartile).
Point 6	3Y return: 19.37% (upper mid).	3Y return: 18.30% (lower mid).	3Y return: 17.09% (bottom quartile).	3Y return: 25.26% (top quartile).	3Y return: 12.72% (bottom quartile).
Point 7	1Y return: 16.80% (top quartile).	1Y return: 13.34% (upper mid).	1Y return: 12.79% (lower mid).	1Y return: 12.79% (bottom quartile).	1Y return: 12.22% (bottom quartile).
Point 8	Alpha: 0.46 (top quartile).	Alpha: -3.57 (bottom quartile).	Alpha: -3.36 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: -7.08 (bottom quartile).
Point 9	Sharpe: 0.28 (top quartile).	Sharpe: -0.01 (lower mid).	Sharpe: 0.01 (upper mid).	Sharpe: -0.33 (bottom quartile).	Sharpe: -0.26 (bottom quartile).
Point 10	Information ratio: 0.69 (top quartile).	Information ratio: 0.56 (upper mid).	Information ratio: 0.28 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: -0.38 (bottom quartile).

SBI Banking & Financial Services Fund

Highest AUM (₹8,371 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.04% (upper mid).
3Y return: 19.37% (upper mid).
1Y return: 16.80% (top quartile).
Alpha: 0.46 (top quartile).
Sharpe: 0.28 (top quartile).
Information ratio: 0.69 (top quartile).

TATA Banking and Financial Services Fund

Lower mid AUM (₹2,819 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.79% (bottom quartile).
3Y return: 18.30% (lower mid).
1Y return: 13.34% (upper mid).
Alpha: -3.57 (bottom quartile).
Sharpe: -0.01 (lower mid).
Information ratio: 0.56 (upper mid).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,255 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: High.
5Y return: 20.69% (lower mid).
3Y return: 17.09% (bottom quartile).
1Y return: 12.79% (lower mid).
Alpha: -3.36 (lower mid).
Sharpe: 0.01 (upper mid).
Information ratio: 0.28 (lower mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.60% (top quartile).
3Y return: 25.26% (top quartile).
1Y return: 12.79% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.33 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹267 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 17.55% (bottom quartile).
3Y return: 12.72% (bottom quartile).
1Y return: 12.22% (bottom quartile).
Alpha: -7.08 (bottom quartile).
Sharpe: -0.26 (bottom quartile).
Information ratio: -0.38 (bottom quartile).

5 بہترین فوکسڈ ایکویٹی فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Focused Equity Fund Growth	₹95.65 ↓ -0.23	₹12,560	4.1	9.8	10	23.5	25.4	26.5
HDFC Focused 30 Fund Growth	₹238.759 ↓ -1.44	₹22,444	3.7	7.6	9.7	22.7	28.7	24
DSP Focus Fund Growth	₹55.155 ↓ -0.10	₹2,513	0	4.4	2.8	17.7	18	18.5
Sundaram Select Focus Fund Growth	₹264.968 ↓ -1.18	₹1,354	-5	8.5	24.5	17	17.3
IIFL Focused Equity Fund Growth	₹47.8289 ↑ 0.04	₹7,265	-0.1	5	1.4	16.9	20	14.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Focused Equity Fund	HDFC Focused 30 Fund	DSP Focus Fund	Sundaram Select Focus Fund	IIFL Focused Equity Fund
Point 1	Upper mid AUM (₹12,560 Cr).	Highest AUM (₹22,444 Cr).	Bottom quartile AUM (₹2,513 Cr).	Bottom quartile AUM (₹1,354 Cr).	Lower mid AUM (₹7,265 Cr).
Point 2	Established history (16+ yrs).	Established history (21+ yrs).	Established history (15+ yrs).	Oldest track record among peers (23 yrs).	Established history (10+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.41% (upper mid).	5Y return: 28.72% (top quartile).	5Y return: 17.98% (bottom quartile).	5Y return: 17.29% (bottom quartile).	5Y return: 20.03% (lower mid).
Point 6	3Y return: 23.51% (top quartile).	3Y return: 22.66% (upper mid).	3Y return: 17.74% (lower mid).	3Y return: 17.03% (bottom quartile).	3Y return: 16.88% (bottom quartile).
Point 7	1Y return: 9.97% (upper mid).	1Y return: 9.68% (lower mid).	1Y return: 2.78% (bottom quartile).	1Y return: 24.49% (top quartile).	1Y return: 1.36% (bottom quartile).
Point 8	Alpha: 5.63 (upper mid).	Alpha: 5.69 (top quartile).	Alpha: -2.48 (lower mid).	Alpha: -5.62 (bottom quartile).	Alpha: -6.68 (bottom quartile).
Point 9	Sharpe: -0.26 (lower mid).	Sharpe: -0.07 (upper mid).	Sharpe: -0.77 (bottom quartile).	Sharpe: 1.85 (top quartile).	Sharpe: -1.15 (bottom quartile).
Point 10	Information ratio: 1.77 (top quartile).	Information ratio: 1.54 (upper mid).	Information ratio: 0.17 (lower mid).	Information ratio: -0.52 (bottom quartile).	Information ratio: 0.16 (bottom quartile).

ICICI Prudential Focused Equity Fund

Upper mid AUM (₹12,560 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.41% (upper mid).
3Y return: 23.51% (top quartile).
1Y return: 9.97% (upper mid).
Alpha: 5.63 (upper mid).
Sharpe: -0.26 (lower mid).
Information ratio: 1.77 (top quartile).

HDFC Focused 30 Fund

Highest AUM (₹22,444 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 28.72% (top quartile).
3Y return: 22.66% (upper mid).
1Y return: 9.68% (lower mid).
Alpha: 5.69 (top quartile).
Sharpe: -0.07 (upper mid).
Information ratio: 1.54 (upper mid).

DSP Focus Fund

Bottom quartile AUM (₹2,513 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.98% (bottom quartile).
3Y return: 17.74% (lower mid).
1Y return: 2.78% (bottom quartile).
Alpha: -2.48 (lower mid).
Sharpe: -0.77 (bottom quartile).
Information ratio: 0.17 (lower mid).

Sundaram Select Focus Fund

Bottom quartile AUM (₹1,354 Cr).
Oldest track record among peers (23 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.29% (bottom quartile).
3Y return: 17.03% (bottom quartile).
1Y return: 24.49% (top quartile).
Alpha: -5.62 (bottom quartile).
Sharpe: 1.85 (top quartile).
Information ratio: -0.52 (bottom quartile).

IIFL Focused Equity Fund

Lower mid AUM (₹7,265 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.03% (lower mid).
3Y return: 16.88% (bottom quartile).
1Y return: 1.36% (bottom quartile).
Alpha: -6.68 (bottom quartile).
Sharpe: -1.15 (bottom quartile).
Information ratio: 0.16 (bottom quartile).

5 بہترین ڈیویڈنڈ ییلڈ ایکویٹی فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Dividend Yield Equity Fund Growth	₹54.52 ↓ -0.06	₹5,779	3.8	7.4	6.5	24.5	29.6	21
UTI Dividend Yield Fund Growth	₹180.469 ↓ -0.59	₹3,794	1.7	6.8	0.7	21.2	21.4	24.7
Aditya Birla Sun Life Dividend Yield Fund Growth	₹451.27 ↑ 2.25	₹1,432	0.4	5.7	-3.7	20.5	22.4	18.2
Templeton India Equity Income Fund Growth	₹139.864 ↑ 0.53	₹2,317	0.4	2.8	-2.3	19	24	20.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Oct 25

Research Highlights & Commentary of 4 Funds showcased

Commentary	ICICI Prudential Dividend Yield Equity Fund	UTI Dividend Yield Fund	Aditya Birla Sun Life Dividend Yield Fund	Templeton India Equity Income Fund
Point 1	Highest AUM (₹5,779 Cr).	Upper mid AUM (₹3,794 Cr).	Bottom quartile AUM (₹1,432 Cr).	Lower mid AUM (₹2,317 Cr).
Point 2	Established history (11+ yrs).	Established history (20+ yrs).	Oldest track record among peers (22 yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 29.59% (top quartile).	5Y return: 21.44% (bottom quartile).	5Y return: 22.37% (lower mid).	5Y return: 23.98% (upper mid).
Point 6	3Y return: 24.46% (top quartile).	3Y return: 21.16% (upper mid).	3Y return: 20.54% (lower mid).	3Y return: 18.99% (bottom quartile).
Point 7	1Y return: 6.51% (top quartile).	1Y return: 0.72% (upper mid).	1Y return: -3.70% (bottom quartile).	1Y return: -2.27% (lower mid).
Point 8	Alpha: 0.21 (top quartile).	Alpha: -4.47 (upper mid).	Alpha: -8.77 (lower mid).	Alpha: -11.18 (bottom quartile).
Point 9	Sharpe: -0.57 (top quartile).	Sharpe: -0.93 (upper mid).	Sharpe: -1.19 (lower mid).	Sharpe: -1.65 (bottom quartile).
Point 10	Information ratio: 1.64 (top quartile).	Information ratio: 0.84 (upper mid).	Information ratio: 0.76 (lower mid).	Information ratio: 0.18 (bottom quartile).

ICICI Prudential Dividend Yield Equity Fund

Highest AUM (₹5,779 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 29.59% (top quartile).
3Y return: 24.46% (top quartile).
1Y return: 6.51% (top quartile).
Alpha: 0.21 (top quartile).
Sharpe: -0.57 (top quartile).
Information ratio: 1.64 (top quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,794 Cr).
Established history (20+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.44% (bottom quartile).
3Y return: 21.16% (upper mid).
1Y return: 0.72% (upper mid).
Alpha: -4.47 (upper mid).
Sharpe: -0.93 (upper mid).
Information ratio: 0.84 (upper mid).

Aditya Birla Sun Life Dividend Yield Fund

Bottom quartile AUM (₹1,432 Cr).
Oldest track record among peers (22 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.37% (lower mid).
3Y return: 20.54% (lower mid).
1Y return: -3.70% (bottom quartile).
Alpha: -8.77 (lower mid).
Sharpe: -1.19 (lower mid).
Information ratio: 0.76 (lower mid).

Templeton India Equity Income Fund

Lower mid AUM (₹2,317 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.98% (upper mid).
3Y return: 18.99% (bottom quartile).
1Y return: -2.27% (lower mid).
Alpha: -11.18 (bottom quartile).
Sharpe: -1.65 (bottom quartile).
Information ratio: 0.18 (bottom quartile).

5 بہترین ویلیو ایکویٹی فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Value Fund Growth	₹98.217 ↑ 0.03	₹1,019	-1.7	4.7	-4.5	24.3	25.3	25.1
Nippon India Value Fund Growth	₹232.061 ↓ -0.57	₹8,584	2	6.9	3	22.8	25.6	22.3
ICICI Prudential Value Discovery Fund Growth	₹486.55 ↑ 2.65	₹53,750	3.1	8.1	7.2	22.6	26.5	20
Tata Equity PE Fund Growth	₹356.702 ↓ -1.08	₹8,348	1.1	6.2	-0.2	20.3	20.8	21.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%) Normal Dividend, Reinvestment	₹119.397 ↓ -0.36	₹8,348	1.1	6.2	-0.2	20.2	20.6	21.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	JM Value Fund	Nippon India Value Fund	ICICI Prudential Value Discovery Fund	Tata Equity PE Fund	Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)
Point 1	Bottom quartile AUM (₹1,019 Cr).	Upper mid AUM (₹8,584 Cr).	Highest AUM (₹53,750 Cr).	Lower mid AUM (₹8,348 Cr).	Bottom quartile AUM (₹8,348 Cr).
Point 2	Oldest track record among peers (28 yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).
Point 3	Rating: 4★ (upper mid).	Not Rated.	Rating: 2★ (lower mid).	Top rated.	Not Rated.
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.31% (lower mid).	5Y return: 25.58% (upper mid).	5Y return: 26.45% (top quartile).	5Y return: 20.77% (bottom quartile).	5Y return: 20.64% (bottom quartile).
Point 6	3Y return: 24.35% (top quartile).	3Y return: 22.75% (upper mid).	3Y return: 22.57% (lower mid).	3Y return: 20.34% (bottom quartile).	3Y return: 20.23% (bottom quartile).
Point 7	1Y return: -4.52% (bottom quartile).	1Y return: 3.00% (upper mid).	1Y return: 7.21% (top quartile).	1Y return: -0.20% (bottom quartile).	1Y return: -0.20% (lower mid).
Point 8	Alpha: -10.12 (bottom quartile).	Alpha: -2.33 (upper mid).	Alpha: 0.62 (top quartile).	Alpha: -7.40 (lower mid).	Alpha: -7.40 (bottom quartile).
Point 9	Sharpe: -1.17 (bottom quartile).	Sharpe: -0.77 (upper mid).	Sharpe: -0.55 (top quartile).	Sharpe: -1.07 (lower mid).	Sharpe: -1.07 (bottom quartile).
Point 10	Information ratio: 1.05 (lower mid).	Information ratio: 1.65 (top quartile).	Information ratio: 1.25 (upper mid).	Information ratio: 0.80 (bottom quartile).	Information ratio: 0.77 (bottom quartile).

JM Value Fund

Bottom quartile AUM (₹1,019 Cr).
Oldest track record among peers (28 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 25.31% (lower mid).
3Y return: 24.35% (top quartile).
1Y return: -4.52% (bottom quartile).
Alpha: -10.12 (bottom quartile).
Sharpe: -1.17 (bottom quartile).
Information ratio: 1.05 (lower mid).

Nippon India Value Fund

Upper mid AUM (₹8,584 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.58% (upper mid).
3Y return: 22.75% (upper mid).
1Y return: 3.00% (upper mid).
Alpha: -2.33 (upper mid).
Sharpe: -0.77 (upper mid).
Information ratio: 1.65 (top quartile).

ICICI Prudential Value Discovery Fund

Highest AUM (₹53,750 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 26.45% (top quartile).
3Y return: 22.57% (lower mid).
1Y return: 7.21% (top quartile).
Alpha: 0.62 (top quartile).
Sharpe: -0.55 (top quartile).
Information ratio: 1.25 (upper mid).

Tata Equity PE Fund

Lower mid AUM (₹8,348 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 20.77% (bottom quartile).
3Y return: 20.34% (bottom quartile).
1Y return: -0.20% (bottom quartile).
Alpha: -7.40 (lower mid).
Sharpe: -1.07 (lower mid).
Information ratio: 0.80 (bottom quartile).

Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)

Bottom quartile AUM (₹8,348 Cr).
Established history (21+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.64% (bottom quartile).
3Y return: 20.23% (bottom quartile).
1Y return: -0.20% (lower mid).
Alpha: -7.40 (bottom quartile).
Sharpe: -1.07 (bottom quartile).
Information ratio: 0.77 (bottom quartile).

*نیچے درج ذیل کی فہرست ہے۔ایکویٹی فنڈز ہوناAUM > = 50 کروڑ بہترین واپسیگزشتہ 1 سال.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Highest AUM (₹1,421 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 16.13% (bottom quartile).
3Y return: 48.56% (top quartile).
1Y return: 76.84% (top quartile).
Alpha: 3.15 (top quartile).
Sharpe: 1.80 (upper mid).
Information ratio: -1.09 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding BGF World Gold I2 (~76.6%).
Top-3 holdings concentration ~100.2%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (23 Oct 25)	₹43.1044 ↓ -3.37 (-7.25 %)
Net Assets (Cr)	₹1,421 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.8
Information Ratio	-1.09
Alpha Ratio	3.15
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹7,753
30 Sep 22	₹6,406
30 Sep 23	₹7,497
30 Sep 24	₹10,968
30 Sep 25	₹21,899

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

Duration	Returns
1 Month	-2%
3 Month	35.4%
6 Month	54.2%
1 Year	76.8%
3 Year	48.6%
5 Year	16.1%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%
2015	-18.5%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP World Gold Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	95.55%

Asset Allocation

Asset Class	Value
Cash	1.55%
Equity	95.62%
Debt	0.01%
Other	2.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	77%	₹1,088 Cr	1,545,650 ↓ -32,885
VanEck Gold Miners ETF - \| GDX	22%	₹318 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹18 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹3 Cr

2. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

Research Highlights for HDFC Long Term Advantage Fund

Upper mid AUM (₹1,318 Cr).
Oldest track record among peers (24 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.39% (upper mid).
3Y return: 20.64% (lower mid).
1Y return: 35.51% (upper mid).
Alpha: 1.75 (upper mid).
Sharpe: 2.27 (top quartile).
Information ratio: -0.15 (upper mid).

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,632

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. DSP World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

Research Highlights for DSP World Mining Fund

Lower mid AUM (₹148 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 16.64% (lower mid).
3Y return: 17.97% (bottom quartile).
1Y return: 30.19% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.73 (bottom quartile).
Information ratio: 0.00 (top quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF World Mining I2 (~99.1%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Mining Fund

DSP World Mining Fund Growth
Launch Date	29 Dec 09
NAV (23 Oct 25)	₹22.5788 ↓ -0.59 (-2.54 %)
Net Assets (Cr)	₹148 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.14
Sharpe Ratio	0.73
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,815
30 Sep 22	₹12,989
30 Sep 23	₹15,186
30 Sep 24	₹17,544
30 Sep 25	₹22,443

DSP World Mining Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for DSP World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

Duration	Returns
1 Month	1.5%
3 Month	20.7%
6 Month	39.8%
1 Year	30.2%
3 Year	18%
5 Year	16.6%
10 Year
15 Year
Since launch	5.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-8.1%
2023	0%
2022	12.2%
2021	18%
2020	34.9%
2019	21.5%
2018	-9.4%
2017	21.1%
2016	49.7%
2015	-36%

Fund Manager information for DSP World Mining Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP World Mining Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	96.53%
Energy	1.47%

Asset Allocation

Asset Class	Value
Cash	1.67%
Equity	98%
Debt	0%
Other	0.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Mining I2 Investment Fund \| -	99%	₹147 Cr	196,725
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹2 Cr
Net Receivables/Payables Net Current Assets \| -	0%	₹0 Cr

4. Edelweiss Europe Dynamic Equity Off-shore Fund

The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Europe Dynamic Fund, an equity fund which invests primarily in an aggressively managed portfolio of European companies.

Research Highlights for Edelweiss Europe Dynamic Equity Off-shore Fund

Bottom quartile AUM (₹147 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 17.04% (upper mid).
3Y return: 25.23% (upper mid).
1Y return: 29.63% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.16 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding JPM Europe Dynamic I (acc) EUR (~99.4%).
Top-3 holdings concentration ~100.4%.

Below is the key information for Edelweiss Europe Dynamic Equity Off-shore Fund

Edelweiss Europe Dynamic Equity Off-shore Fund Growth
Launch Date	7 Feb 14
NAV (23 Oct 25)	₹25.4092 ↑ 0.07 (0.29 %)
Net Assets (Cr)	₹147 on 31 Aug 25
Category	Equity - Global
AMC	Edelweiss Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.39
Sharpe Ratio	1.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,138
30 Sep 22	₹10,880
30 Sep 23	₹13,862
30 Sep 24	₹17,510
30 Sep 25	₹22,171

Edelweiss Europe Dynamic Equity Off-shore Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Edelweiss Europe Dynamic Equity Off-shore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

Duration	Returns
1 Month	-0.4%
3 Month	3.6%
6 Month	15.7%
1 Year	29.6%
3 Year	25.2%
5 Year	17%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.4%
2023	17.3%
2022	-6%
2021	17%
2020	13.5%
2019	22.9%
2018	-12.2%
2017	12.5%
2016	-3.9%
2015	5.4%

Fund Manager information for Edelweiss Europe Dynamic Equity Off-shore Fund

Name	Since	Tenure
Bhavesh Jain	9 Apr 18	7.4 Yr.
Bharat Lahoti	1 Oct 21	3.92 Yr.

Data below for Edelweiss Europe Dynamic Equity Off-shore Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	21.74%
Industrials	15.78%
Health Care	12.05%
Consumer Defensive	8.89%
Technology	8.85%
Consumer Cyclical	8.24%
Energy	6.45%
Communication Services	5.21%
Utility	4.84%
Basic Materials	4.35%

Asset Allocation

Asset Class	Value
Cash	3.26%
Equity	96.39%
Debt	0.06%
Other	0.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
JPM Europe Dynamic I (acc) EUR Investment Fund \| -	99%	₹146 Cr	264,664 ↑ 23,104
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	1%	₹1 Cr
Net Receivables/(Payables) CBLO \| -	0%	₹0 Cr
Accrued Interest CBLO/Reverse Repo \| -	0%	₹0 Cr

5. Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

The primary investment objective of the Scheme is to seek to provide long term capital growth by investing predominantly in the JPMorgan Funds - Emerging Markets Opportunities Fund, an equity fund which invests primarily in an aggressively managed portfolio of emerging market companies

Research Highlights for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Bottom quartile AUM (₹137 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 5.75% (bottom quartile).
3Y return: 18.81% (bottom quartile).
1Y return: 29.52% (bottom quartile).
Alpha: -2.83 (bottom quartile).
Sharpe: 0.94 (lower mid).
Information ratio: -1.21 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding JPM Emerging Mkts Opps I (acc) USD (~99.2%).
Top-3 holdings concentration ~100.7%.

Below is the key information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth
Launch Date	7 Jul 14
NAV (23 Oct 25)	₹20.1265 ↑ 0.03 (0.14 %)
Net Assets (Cr)	₹137 on 31 Aug 25
Category	Equity - Global
AMC	Edelweiss Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.04
Sharpe Ratio	0.94
Information Ratio	-1.21
Alpha Ratio	-2.83
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹11,545
30 Sep 22	₹8,355
30 Sep 23	₹9,226
30 Sep 24	₹11,093
30 Sep 25	₹13,772

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

Duration	Returns
1 Month	2.2%
3 Month	13.5%
6 Month	32.8%
1 Year	29.5%
3 Year	18.8%
5 Year	5.7%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.9%
2023	5.5%
2022	-16.8%
2021	-5.9%
2020	21.7%
2019	25.1%
2018	-7.2%
2017	30%
2016	9.8%
2015	-14.3%

Fund Manager information for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Name	Since	Tenure
Bhavesh Jain	9 Apr 18	7.4 Yr.
Bharat Lahoti	1 Oct 21	3.92 Yr.

Data below for Edelweiss Emerging Markets Opportunities Equity Off-shore Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	28.83%
Technology	25.17%
Consumer Cyclical	16.94%
Communication Services	10.79%
Industrials	4.61%
Energy	4.01%
Consumer Defensive	3.05%
Real Estate	2.3%
Health Care	1.4%
Basic Materials	1.1%
Utility	0.11%

Asset Allocation

Asset Class	Value
Cash	1.68%
Equity	98.31%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
JPM Emerging Mkts Opps I (acc) USD Investment Fund \| -	99%	₹136 Cr	94,755
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	1%	₹2 Cr
Net Receivables/(Payables) CBLO \| -	0%	₹0 Cr
Accrued Interest CBLO/Reverse Repo \| -	0%	₹0 Cr

6. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Upper mid AUM (₹1,000 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.53% (top quartile).
3Y return: 22.67% (upper mid).
1Y return: 27.84% (bottom quartile).
Alpha: -2.48 (bottom quartile).
Sharpe: 0.77 (bottom quartile).
Information ratio: -0.62 (lower mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding BGF US Flexible Equity I2 (~99.2%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (23 Oct 25)	₹71.1391 ↑ 0.62 (0.88 %)
Net Assets (Cr)	₹1,000 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	0.77
Information Ratio	-0.62
Alpha Ratio	-2.48
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,082
30 Sep 22	₹12,159
30 Sep 23	₹14,648
30 Sep 24	₹18,122
30 Sep 25	₹23,384

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Oct 25

Duration	Returns
1 Month	-0.8%
3 Month	10.7%
6 Month	37.4%
1 Year	27.8%
3 Year	22.7%
5 Year	17.5%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.8%
2023	22%
2022	-5.9%
2021	24.2%
2020	22.6%
2019	27.5%
2018	-1.1%
2017	15.5%
2016	9.8%
2015	2.5%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Technology	33.83%
Financial Services	17%
Communication Services	13.87%
Health Care	10.58%
Consumer Cyclical	10.54%
Industrials	6.42%
Basic Materials	3.05%
Energy	2.38%

Asset Allocation

Asset Class	Value
Cash	2.31%
Equity	97.67%
Debt	0.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	99%	₹992 Cr	2,024,037
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹9 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹2 Cr

2022 کے لیے بہترین ایکویٹی فنڈز کا انتخاب کرنے کے لیے اسمارٹ ٹپس

بہترین ایکویٹی میوچل فنڈز میں سرمایہ کاری کرنے کا ایک بہترین طریقہ اس کے معیار اور مقداری دونوں اقدامات کو دیکھنا ہے۔

1. قابلیت کے اقدامات

a اپنے فنڈ مینیجر کو جانیں۔

میوچل فنڈ اسکیم کی کارکردگی کا کریڈٹ فنڈ مینیجر کے پاس ہے۔ ایک فنڈ مینیجر فنڈ کے پورٹ فولیو کے لیے سرمایہ کاری کے فیصلے کرنے کا ذمہ دار ہے۔ لہذا، سرمایہ کاروں کو مخصوص فنڈ مینیجر کے زیر انتظام فنڈز کی کارکردگی سے گزرنا چاہیے، خاص طور پر مارکیٹ کے سخت مراحل کے دوران۔ اس کے علاوہ، سرمایہ کاروں کو ایسے فنڈ مینیجر کو زیادہ ترجیح دینی چاہیے جس کے پاس اسی قسم کے فنڈز کو منظم کرنے کا تجربہ ہو، مثال کے طور پر- چھوٹے اور درمیانی کیپس۔ ایک ایسے فنڈ مینیجر کے لیے جانا جو اپنے کیریئر میں مستقل مزاجی سے کام کرتا ہے۔

ب فنڈ ہاؤس کی ساکھ

سرمایہ کاری کے لیے بہترین ایکویٹی میوچل فنڈز کا انتخاب کرتے وقت، ہمیشہ فنڈ ہاؤس کے معیار اور ساکھ کو دیکھیں۔ ایک فنڈ ہاؤس جس کا دیرینہ ریکارڈ، بڑے اثاثہ جات زیر انتظام، اسٹار فنڈز یا اچھی کارکردگی کا مظاہرہ کرنے والا فنڈ وغیرہ، وہ ہے جس میں سرمایہ کاری کی جائے۔ مثالی طور پر ترجیح دی جاتی ہے۔

2. مقداری اقدامات

a فنڈ کی کارکردگی

ایک سرمایہ کار کو ایک مدت کے دوران فنڈز کی کارکردگی کا منصفانہ جائزہ لینا چاہیے۔ اس کے علاوہ، ایک ایسے فنڈ کے لیے جانے کی تجویز دی جاتی ہے جو 4-5 سالوں میں مسلسل اس کے بینچ مارک کو مات دیتا ہے، اس کے علاوہ، ہر ایک کو دیکھنا چاہیے اور یہ دیکھنا چاہیے کہ آیا فنڈ بینچ مارک کو مات دینے کے قابل ہے یا نہیں۔

ب فنڈ کا سائز

سرمایہ کاروں کو ہمیشہ ایسے فنڈ کے لیے جانا چاہیے جو نہ بہت بڑا ہو اور نہ ہی سائز میں بہت چھوٹا ہو۔ اگرچہ فنڈ کے سائز کے درمیان کوئی مکمل تعریف اور تعلق نہیں ہے، لیکن یہ کہا جاتا ہے کہ بہت چھوٹا اور بہت بڑا، دونوں ہی فنڈ کی کارکردگی کو روک سکتے ہیں۔ اس طرح، فنڈ کا انتخاب کرتے وقت، یہ مشورہ دیا جاتا ہے کہ اس کے لیے جائیں جس کی AUM (اثاثہ جات کے تحت) تقریباً زمرہ کے برابر ہے۔

3. اضافی مقداری اقدامات

a اخراجات کا تناسب

میوچل فنڈ میں سرمایہ کاری کرنے والے سرمایہ کاروں کو اثاثہ جات کی انتظامی کمپنی (اے ایم سی)۔ عام طور پر، اخراجات کا تناسب ان اسکیموں کے لیے زیادہ ہوتا ہے جن کا فعال طور پر انتظام کیا جاتا ہے اس کے مقابلے میں غیر فعال طور پر منظم اسکیموں کے لیے ہوتا ہے (جیسےانڈیکس فنڈز یاETFs)۔ SEBI کے قوانین کے مطابق، ایکویٹی فنڈز کے لیے اخراجات کا تناسب کم از کم 2.5% ہے۔ تاہم، اخراجات کا تناسب ایک ایسی چیز ہے جسے دوسرے اہم عوامل جیسے کہ فنڈ کی کارکردگی وغیرہ کو پیچھے نہیں چھوڑنا چاہیے۔ بہتر ہے کہ اخراجات کا تناسب زیادہ ادا کیا جائے۔ فنڈ یہ جانتے ہوئے کہ یہ اپنے حریفوں کو اچھے مارجن سے شکست دے گا۔

ب تناسب کا تجزیہ

فنڈ کی کارکردگی کی پیمائش کے لیے کچھ اہم تناسب یہ ہیں:

بمقابلہ الفا

الفا آپ کی سرمایہ کاری کی کامیابی یا بینچ مارک کے مقابلے میں بہتر کارکردگی کا پیمانہ ہے۔ یہ اس بات کی پیمائش کرتا ہے کہ فنڈ یا اسٹاک نے عام مارکیٹ میں کتنی کارکردگی کا مظاہرہ کیا ہے۔ 1 کے مثبت الفا کا مطلب ہے کہ فنڈ نے اپنے بینچ مارک انڈیکس کو 1% سے بہتر کارکردگی کا مظاہرہ کیا ہے، جب کہ -1 کا منفی الفا ظاہر کرے گا کہ فنڈ نے اپنے مارکیٹ بینچ مارک سے 1% کم منافع دیا ہے۔ لہذا، بنیادی طور پر، ایک سرمایہ کار کی حکمت عملی مثبت الفا کے ساتھ سیکیورٹیز خریدنے کی ہونی چاہیے۔

d بیٹا

یہ سٹاک کی قیمت میں اتار چڑھاؤ کی پیمائش کرتا ہے یا کسی بینچ مارک سے متعلق فنڈ کو مثبت یا منفی اعداد و شمار میں ظاہر کیا جاتا ہے۔ اےبیٹا 1 کا مطلب یہ ہے کہ اسٹاک کی قیمت مارکیٹ کے مطابق چلتی ہے، 1 سے زیادہ کا بیٹا یہ بتاتا ہے کہ اسٹاک مارکیٹ سے زیادہ خطرناک ہے، اور 1 سے کم کے بیٹا کا مطلب ہے کہ اسٹاک مارکیٹ سے کم خطرناک ہے۔ لہذا، گرتی ہوئی مارکیٹ میں کم بیٹا بہتر ہے۔ بڑھتی ہوئی مارکیٹ میں، ہائی بیٹا بہتر ہے۔

e معیاری انحراف (SD)

آسان الفاظ میں، SD ایک شماریاتی پیمانہ ہے جو کسی آلے میں اتار چڑھاؤ یا خطرے کی نمائندگی کرتا ہے۔ SD جتنا زیادہ ہوگا، منافع میں اتار چڑھاو زیادہ ہوگا۔

f تیز تناسب

تیز تناسب لے جانے والے خطرے کے حوالے سے واپسی (منفی اور مثبت دونوں) کی پیمائش کرتا ہے۔ یہاں خطرے کی وضاحت کی گئی ہے۔معیاری انحراف. زیادہ تیز تناسب کا مطلب ہے، بہت زیادہ خطرے کے بغیر زیادہ واپسی۔ اس طرح، سرمایہ کاری کرتے وقت، سرمایہ کاروں کو ایسے فنڈ کا انتخاب کرنا چاہیے جو زیادہ تیز تناسب کو ظاہر کرے۔

جی سورٹینو تناسب

دیسورٹینو تناسب تیز تناسب کا ایک تغیر ہے۔ لیکن، شارپ تناسب کے برعکس، سورٹینو تناسب صرف منفی یا منفی واپسی پر غور کرتا ہے۔ اس طرح کا تناسب سرمایہ کاروں کے لیے صرف مجموعی اتار چڑھاؤ کے منافع کو دیکھنے کے بجائے بہتر انداز میں خطرے کا اندازہ لگانے میں مددگار ہے۔

اوپر کیپچر کا تناسب اور نیچے کیپچر کا تناسب

اوپر/نیچے کیپچر ریشو ایک سرمایہ کار کی رہنمائی کرتا ہے- چاہے کوئی فنڈ بہتر کارکردگی کا مظاہرہ کر رہا ہو، یعنی ایک وسیع مارکیٹ بینچ مارک سے زیادہ کمایا یا کھویا- مارکیٹ کے مرحلے کے دوران اوپر (مضبوط) یا نیچے کی طرف (کمزور)، اور زیادہ اہم بات یہ ہے کہ کتنا۔

ٹھیک ہے، 100 سے زیادہ کے اوپری تناسب کا مطلب ہے کہ دیے گئے فنڈ نے مثبت منافع کی مدت کے دوران بینچ مارک کو مات دے دی ہے۔ اور 100 سے کم کا منفی تناسب یہ ظاہر کرتا ہے کہ ایک دیے گئے فنڈ نے سست ریٹرن کے مرحلے کے دوران اپنے بینچ مارک سے کم کھو دیا ہے۔ لہذا، عام طور پر، سرمایہ کاروں کو ایسے فنڈ کے لیے جانا چاہیے جس میں نیچے کیپچر کا تناسب کم ہو اور اوپر کیپچر کا تناسب زیادہ ہو۔

ایکویٹی فنڈ ٹیکسیشن

1. طویل مدتی کیپیٹل گینز

LTCGs جو INR 1 لاکھ سے زیادہ ہیں۔رہائی میوچل فنڈ یونٹس یا ایکویٹی پر 10 فیصد (پلس سیس) یا 10.4 فیصد ٹیکس لگایا جائے گا۔ طویل مدتیکیپٹل گینز 1 لاکھ روپے تک مستثنیٰ ہوگا۔

مثال کے طور پر، اگر آپ ایک مالی سال میں اسٹاکس یا میوچل فنڈ کی سرمایہ کاری سے مشترکہ طویل مدتی سرمائے میں INR 3 لاکھ کماتے ہیں۔ قابل ٹیکس LTCGs INR 2 لاکھ (INR 3 لاکھ - 1 لاکھ) اورٹیکس کی ذمہ داری 20 روپے ہوں گے،000 (INR 2 لاکھ کا 10 فیصد)۔

طویل مدتی سرمایہ نفع ایک سال سے زیادہ رکھے گئے ایکویٹی فنڈز کی فروخت یا چھڑانے سے حاصل ہونے والا منافع ہے۔

2. شارٹ ٹرم کیپیٹل گینز

اگر میوچل فنڈ یونٹس ہولڈنگ کے ایک سال سے پہلے فروخت کیے جاتے ہیں، تو شارٹ ٹرم کیپیٹل گینز (STCGs) ٹیکس لاگو ہوگا۔ STCGs ٹیکس کو 15 فیصد پر برقرار رکھا گیا ہے۔

ایکویٹی اسکیمیں	انعقاد کا دورانیہ	ٹیکس کی شرح
طویل مدتی کیپیٹل گینز (LTCG)	1 سال سے زیادہ	10% (بغیر اشاریہ کے) ****
شارٹ ٹرم کیپیٹل گینز (STCG)	ایک سال سے کم یا اس کے برابر	15%
تقسیم شدہ ڈیویڈنڈ پر ٹیکس	-	10%#

*1 لاکھ روپے تک کے منافع ٹیکس سے پاک ہیں۔ INR 1 لاکھ سے زیادہ کے منافع پر 10% ٹیکس لاگو ہوتا ہے۔
# ڈیویڈنڈ ٹیکس 10% + سرچارج 12% + 4% سیس = 11.648% صحت اور تعلیم 4% کا سیس متعارف کرایا گیا۔ پہلے تعلیمی سیس 3% تھا۔

بہترین ایکویٹی میوچل فنڈز میں آن لائن سرمایہ کاری کیسے کی جائے؟

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نتیجہ

بہترین ایکویٹی میوچل فنڈز کی تلاش کے دوران، سرمایہ کاروں کو ایکویٹی فنڈز کا انتخاب کرنا چاہیے جو مارکیٹ میں اچھی کارکردگی کا مظاہرہ کر رہے ہوں۔ کسی کو معلوم ہونا چاہیے کہ جب مارکیٹ خراب ہو جاتی ہے تو فنڈ کیسا برتاؤ اور کارکردگی دکھاتا ہے۔ فنڈ کی گزشتہ تین سالوں کی کارکردگی کا گہرا تجزیہ بہترین ایکویٹی میوچل فنڈز میں سے ایک خریدنے کا ایک مثالی طریقہ ہے۔

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یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔