2019 کے لئے بہترین میوچل فنڈ کی واپسی

Updated on July 4, 2026 , 1443 views

میوچل فنڈ ایک سرمایہ کاری کا ایک ایوینیو ہے جو اس وقت تشکیل دیا جاتا ہے جب متعدد افراد ایک ساتھ ملتے ہیں اور اپنے پیسوں کی سرمایہ کاری کرتے ہیں۔ اس کے بعد میوچل فنڈ اسکیم ان افراد کی طرف سے مختلف مالی آلات میں سرمایہ کاری کرتی ہے اور منافع کماتی ہے۔ میوچل فنڈ اسکیموں کی مختلف قسمیں ہیں جو افراد کی متنوع ضروریات کو پورا کرنے کے لئے بنائی گئی ہیں۔ میوچل فنڈ اسکیموں کی وسیع اقسامایکویٹی فنڈز،قرض فنڈ، اورہائبرڈ فنڈ. 2019 میں ، اسکیم کے تمام زمرے کی کارکردگی اچھی رہی۔باہمی چندہ وہ اپنے سرمایہ کاروں کے لئے مناسب منافع کمانے کے قابل تھے۔ تو ، آئیے 2019 کے لئے ان اسکیموں کی کارکردگی کو دیکھیں۔

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2019 پرفارمنس پر مبنی ٹاپ پرفارمنگ ایکویٹی فنڈز

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
DSP World Gold Fund Growth	₹51.9493 ↑ 2.15	₹1,679	167.1	15.9	7	-7.7	-9
DSP World Mining Fund Growth	₹30.618 ↑ 0.19	₹187	79	-8.1	0	12.2	18
Edelweiss Europe Dynamic Equity Off-shore Fund Growth	₹31.5124 ↑ 0.31	₹251	50	5.4	17.3	-6	17
Invesco India Feeder- Invesco Pan European Equity Fund Growth	₹26.7042 ↑ 0.42	₹221	42.5	-5.1	20.5	1.6	16.6
Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth	₹28.9683 ↑ 0.14	₹250	41.1	5.9	5.5	-16.8	-5.9
DSP World Energy Fund Growth	₹29.8297 ↓ -0.31	₹122	39.2	-6.8	12.9	-8.6	29.5
Kotak Global Emerging Market Fund Growth	₹40.498 ↑ 0.79	₹1,793	39.1	5.9	10.8	-15	-0.5
Aditya Birla Sun Life International Equity Fund - Plan A Growth	₹52.945 ↑ 0.55	₹329	34.7	7.4	8.6	-2.1	13.5
DSP US Flexible Equity Fund Growth	₹94.5096 ↑ 0.54	₹1,323	33.8	17.8	22	-5.9	24.2
Sundaram Global Advantage Fund Growth	₹42.6842 ↑ 0.14	₹172	23.9	13.1	30.1	-15.4	18.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jul 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	DSP World Mining Fund	Edelweiss Europe Dynamic Equity Off-shore Fund	Invesco India Feeder- Invesco Pan European Equity Fund	Edelweiss Emerging Markets Opportunities Equity Off-shore Fund	DSP World Energy Fund	Kotak Global Emerging Market Fund	Aditya Birla Sun Life International Equity Fund - Plan A	DSP US Flexible Equity Fund	Sundaram Global Advantage Fund
Point 1	Top quartile AUM (₹1,679 Cr).	Bottom quartile AUM (₹187 Cr).	Upper mid AUM (₹251 Cr).	Lower mid AUM (₹221 Cr).	Lower mid AUM (₹250 Cr).	Bottom quartile AUM (₹122 Cr).	Highest AUM (₹1,793 Cr).	Upper mid AUM (₹329 Cr).	Upper mid AUM (₹1,323 Cr).	Bottom quartile AUM (₹172 Cr).
Point 2	Oldest track record among peers (18 yrs).	Established history (16+ yrs).	Established history (12+ yrs).	Established history (12+ yrs).	Established history (12+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (13+ yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 2★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 23.39% (top quartile).	5Y return: 15.93% (upper mid).	5Y return: 15.11% (upper mid).	5Y return: 14.81% (upper mid).	5Y return: 9.88% (bottom quartile).	5Y return: 12.27% (lower mid).	5Y return: 11.05% (bottom quartile).	5Y return: 11.44% (lower mid).	5Y return: 18.38% (top quartile).	5Y return: 10.77% (bottom quartile).
Point 6	3Y return: 46.46% (top quartile).	3Y return: 24.12% (lower mid).	3Y return: 24.23% (upper mid).	3Y return: 21.24% (lower mid).	3Y return: 27.41% (upper mid).	3Y return: 17.77% (bottom quartile).	3Y return: 27.23% (upper mid).	3Y return: 18.83% (bottom quartile).	3Y return: 27.82% (top quartile).	3Y return: 16.70% (bottom quartile).
Point 7	1Y return: 70.04% (top quartile).	1Y return: 72.34% (top quartile).	1Y return: 29.89% (bottom quartile).	1Y return: 37.66% (lower mid).	1Y return: 67.30% (upper mid).	1Y return: 52.22% (upper mid).	1Y return: 58.47% (upper mid).	1Y return: 27.50% (bottom quartile).	1Y return: 50.73% (lower mid).	1Y return: 22.30% (bottom quartile).
Point 8	Alpha: -0.46 (lower mid).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 5.56 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -1.76 (bottom quartile).	Alpha: -11.83 (bottom quartile).	Alpha: -3.23 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: 1.77 (bottom quartile).	Sharpe: 2.76 (top quartile).	Sharpe: 1.97 (lower mid).	Sharpe: 1.83 (bottom quartile).	Sharpe: 2.62 (upper mid).	Sharpe: 4.00 (top quartile).	Sharpe: 2.29 (upper mid).	Sharpe: 1.93 (lower mid).	Sharpe: 2.57 (upper mid).	Sharpe: 1.70 (bottom quartile).
Point 10	Information ratio: -0.78 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.40 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.25 (lower mid).	Information ratio: -1.48 (bottom quartile).	Information ratio: 0.13 (top quartile).	Information ratio: 0.00 (lower mid).

DSP World Gold Fund

Top quartile AUM (₹1,679 Cr).
Oldest track record among peers (18 yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 23.39% (top quartile).
3Y return: 46.46% (top quartile).
1Y return: 70.04% (top quartile).
Alpha: -0.46 (lower mid).
Sharpe: 1.77 (bottom quartile).
Information ratio: -0.78 (bottom quartile).

DSP World Mining Fund

Bottom quartile AUM (₹187 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.93% (upper mid).
3Y return: 24.12% (lower mid).
1Y return: 72.34% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 2.76 (top quartile).
Information ratio: 0.00 (top quartile).

Edelweiss Europe Dynamic Equity Off-shore Fund

Upper mid AUM (₹251 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.11% (upper mid).
3Y return: 24.23% (upper mid).
1Y return: 29.89% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.97 (lower mid).
Information ratio: 0.00 (upper mid).

Invesco India Feeder- Invesco Pan European Equity Fund

Lower mid AUM (₹221 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 14.81% (upper mid).
3Y return: 21.24% (lower mid).
1Y return: 37.66% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.83 (bottom quartile).
Information ratio: 0.00 (upper mid).

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Lower mid AUM (₹250 Cr).
Established history (12+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 9.88% (bottom quartile).
3Y return: 27.41% (upper mid).
1Y return: 67.30% (upper mid).
Alpha: 5.56 (top quartile).
Sharpe: 2.62 (upper mid).
Information ratio: -0.40 (bottom quartile).

DSP World Energy Fund

Bottom quartile AUM (₹122 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 12.27% (lower mid).
3Y return: 17.77% (bottom quartile).
1Y return: 52.22% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 4.00 (top quartile).
Information ratio: 0.00 (upper mid).

Kotak Global Emerging Market Fund

Highest AUM (₹1,793 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 11.05% (bottom quartile).
3Y return: 27.23% (upper mid).
1Y return: 58.47% (upper mid).
Alpha: -1.76 (bottom quartile).
Sharpe: 2.29 (upper mid).
Information ratio: -0.25 (lower mid).

Aditya Birla Sun Life International Equity Fund - Plan A

Upper mid AUM (₹329 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 11.44% (lower mid).
3Y return: 18.83% (bottom quartile).
1Y return: 27.50% (bottom quartile).
Alpha: -11.83 (bottom quartile).
Sharpe: 1.93 (lower mid).
Information ratio: -1.48 (bottom quartile).

DSP US Flexible Equity Fund

Upper mid AUM (₹1,323 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 18.38% (top quartile).
3Y return: 27.82% (top quartile).
1Y return: 50.73% (lower mid).
Alpha: -3.23 (bottom quartile).
Sharpe: 2.57 (upper mid).
Information ratio: 0.13 (top quartile).

Sundaram Global Advantage Fund

Bottom quartile AUM (₹172 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 10.77% (bottom quartile).
3Y return: 16.70% (bottom quartile).
1Y return: 22.30% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.70 (bottom quartile).
Information ratio: 0.00 (lower mid).

2019 کی کارکردگی پر مبنی ٹاپ پرفارمنگ ڈیبٹ فنڈز

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Credit Risk Fund Growth	₹54.8916 ↑ 0.04	₹258	21	7.8	15.6	0%	2Y 3M 27D
Aditya Birla Sun Life Credit Risk Fund Growth	₹25.2166 ↑ 0.01	₹1,391	13.4	11.9	6.9	8.4%	1Y 10M 13D	2Y 6M
Aditya Birla Sun Life Medium Term Plan Growth	₹43.6279 ↑ 0.03	₹3,127	10.9	10.5	6.9	8.49%	2Y 10M 6D	3Y 10M 10D
Nippon India Strategic Debt Fund Growth	₹16.8151 ↑ 0.01	₹146	9.6	8.3	7	8.08%	3Y 1M 2D	4Y 6M 14D
ICICI Prudential Regular Savings Fund Growth	₹34.5315 ↑ 0.02	₹6,005	9.5	8.5	7.2	8.93%	2Y 14D	3Y 1M 10D
Invesco India Credit Risk Fund Growth	₹2,074.39 ↑ 2.33	₹160	9.2	7.3	11.6	7.96%	2Y 7M 20D	3Y 7M 10D
Kotak Credit Risk Fund Growth	₹31.6739 ↑ 0.03	₹761	9.1	7.1	6.4	8.95%	1Y 11M 5D	2Y 11M 5D
Franklin India Corporate Debt Fund Growth	₹105.924 ↑ 0.00	₹1,346	9.1	7.6	6.5	7.91%	1Y 4M 20D	2Y 9M 7D
ICICI Prudential Medium Term Bond Fund Growth	₹48.384 ↑ 0.02	₹5,429	9	8	7	8.57%	3Y 2M 26D	6Y 2M 5D
Nippon India Credit Risk Fund Growth	₹37.7953 ↑ 0.02	₹1,410	8.9	8.3	7.9	9.12%	2Y 11D	2Y 5M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jul 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP Credit Risk Fund	Aditya Birla Sun Life Credit Risk Fund	Aditya Birla Sun Life Medium Term Plan	Nippon India Strategic Debt Fund	ICICI Prudential Regular Savings Fund	Invesco India Credit Risk Fund	Kotak Credit Risk Fund	Franklin India Corporate Debt Fund	ICICI Prudential Medium Term Bond Fund	Nippon India Credit Risk Fund
Point 1	Bottom quartile AUM (₹258 Cr).	Upper mid AUM (₹1,391 Cr).	Upper mid AUM (₹3,127 Cr).	Bottom quartile AUM (₹146 Cr).	Highest AUM (₹6,005 Cr).	Bottom quartile AUM (₹160 Cr).	Lower mid AUM (₹761 Cr).	Lower mid AUM (₹1,346 Cr).	Top quartile AUM (₹5,429 Cr).	Upper mid AUM (₹1,410 Cr).
Point 2	Established history (23+ yrs).	Established history (11+ yrs).	Established history (17+ yrs).	Established history (12+ yrs).	Established history (15+ yrs).	Established history (11+ yrs).	Established history (16+ yrs).	Oldest track record among peers (29 yrs).	Established history (21+ yrs).	Established history (21+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 4★ (top quartile).	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 10.27% (top quartile).	1Y return: 12.41% (top quartile).	1Y return: 8.92% (upper mid).	1Y return: 8.47% (upper mid).	1Y return: 8.17% (upper mid).	1Y return: 7.01% (bottom quartile).	1Y return: 7.01% (bottom quartile).	1Y return: 5.78% (bottom quartile).	1Y return: 7.44% (lower mid).	1Y return: 7.61% (lower mid).
Point 6	1M return: 1.34% (bottom quartile).	1M return: 1.80% (upper mid).	1M return: 1.89% (top quartile).	1M return: 1.69% (upper mid).	1M return: 1.69% (upper mid).	1M return: 1.47% (lower mid).	1M return: 1.62% (lower mid).	1M return: 1.10% (bottom quartile).	1M return: 1.93% (top quartile).	1M return: 1.33% (bottom quartile).
Point 7	Sharpe: 0.57 (upper mid).	Sharpe: 1.60 (top quartile).	Sharpe: 0.70 (upper mid).	Sharpe: 0.21 (lower mid).	Sharpe: 0.95 (top quartile).	Sharpe: -0.13 (bottom quartile).	Sharpe: 0.01 (lower mid).	Sharpe: -0.77 (bottom quartile).	Sharpe: -0.04 (bottom quartile).	Sharpe: 0.69 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 8.40% (lower mid).	Yield to maturity (debt): 8.49% (upper mid).	Yield to maturity (debt): 8.08% (lower mid).	Yield to maturity (debt): 8.93% (upper mid).	Yield to maturity (debt): 7.96% (bottom quartile).	Yield to maturity (debt): 8.95% (top quartile).	Yield to maturity (debt): 7.91% (bottom quartile).	Yield to maturity (debt): 8.57% (upper mid).	Yield to maturity (debt): 9.12% (top quartile).
Point 10	Modified duration: 2.33 yrs (lower mid).	Modified duration: 1.87 yrs (top quartile).	Modified duration: 2.85 yrs (bottom quartile).	Modified duration: 3.09 yrs (bottom quartile).	Modified duration: 2.04 yrs (upper mid).	Modified duration: 2.64 yrs (lower mid).	Modified duration: 1.93 yrs (upper mid).	Modified duration: 1.39 yrs (top quartile).	Modified duration: 3.24 yrs (bottom quartile).	Modified duration: 2.03 yrs (upper mid).

DSP Credit Risk Fund

Bottom quartile AUM (₹258 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 10.27% (top quartile).
1M return: 1.34% (bottom quartile).
Sharpe: 0.57 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 2.33 yrs (lower mid).

Aditya Birla Sun Life Credit Risk Fund

Upper mid AUM (₹1,391 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 12.41% (top quartile).
1M return: 1.80% (upper mid).
Sharpe: 1.60 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.40% (lower mid).
Modified duration: 1.87 yrs (top quartile).

Aditya Birla Sun Life Medium Term Plan

Upper mid AUM (₹3,127 Cr).
Established history (17+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 8.92% (upper mid).
1M return: 1.89% (top quartile).
Sharpe: 0.70 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.49% (upper mid).
Modified duration: 2.85 yrs (bottom quartile).

Nippon India Strategic Debt Fund

Bottom quartile AUM (₹146 Cr).
Established history (12+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 8.47% (upper mid).
1M return: 1.69% (upper mid).
Sharpe: 0.21 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.08% (lower mid).
Modified duration: 3.09 yrs (bottom quartile).

ICICI Prudential Regular Savings Fund

Highest AUM (₹6,005 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.17% (upper mid).
1M return: 1.69% (upper mid).
Sharpe: 0.95 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.93% (upper mid).
Modified duration: 2.04 yrs (upper mid).

Invesco India Credit Risk Fund

Bottom quartile AUM (₹160 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 7.01% (bottom quartile).
1M return: 1.47% (lower mid).
Sharpe: -0.13 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.96% (bottom quartile).
Modified duration: 2.64 yrs (lower mid).

Kotak Credit Risk Fund

Lower mid AUM (₹761 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.01% (bottom quartile).
1M return: 1.62% (lower mid).
Sharpe: 0.01 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 8.95% (top quartile).
Modified duration: 1.93 yrs (upper mid).

Franklin India Corporate Debt Fund

Lower mid AUM (₹1,346 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 5.78% (bottom quartile).
1M return: 1.10% (bottom quartile).
Sharpe: -0.77 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.91% (bottom quartile).
Modified duration: 1.39 yrs (top quartile).

ICICI Prudential Medium Term Bond Fund

Top quartile AUM (₹5,429 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 7.44% (lower mid).
1M return: 1.93% (top quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.57% (upper mid).
Modified duration: 3.24 yrs (bottom quartile).

Nippon India Credit Risk Fund

Upper mid AUM (₹1,410 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.61% (lower mid).
1M return: 1.33% (bottom quartile).
Sharpe: 0.69 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 9.12% (top quartile).
Modified duration: 2.03 yrs (upper mid).

2019 کی کارکردگی پر مبنی ٹاپ پرفارمنگ ہائبرڈ فنڈز

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
ICICI Prudential Multi-Asset Fund Growth	₹812.779 ↑ 3.54	₹84,165	18.6	16.1	24.1	16.8	34.7
SBI Multi Asset Allocation Fund Growth	₹67.015 ↑ 0.02	₹18,290	18.6	12.8	24.4	6	13
Axis Triple Advantage Fund Growth	₹44.9151 ↑ 0.17	₹2,293	15.3	15.4	12.9	-5.8	22.8
Franklin India Multi - Asset Solution Fund Growth	₹22.2438 ↑ 0.01	₹136	14.1	11.7	14.9	3.9	25.5
ICICI Prudential Equity and Debt Fund Growth	₹409.85 ↑ 2.17	₹50,033	13.3	17.2	28.2	11.7	41.7
HDFC Multi-Asset Fund Growth	₹75.006 ↑ 0.23	₹5,888	13.2	13.5	18	4.3	17.9
SBI Equity Hybrid Fund Growth	₹316.656 ↑ 0.91	₹84,011	12.3	14.2	16.4	2.3	23.6
ICICI Prudential Balanced Advantage Fund Growth	₹78.48 ↑ 0.32	₹70,570	12.2	12.3	16.5	7.9	15.1
UTI Multi Asset Fund Growth	₹78.8436 ↑ 0.17	₹6,922	11.1	20.7	29.1	4.4	11.8
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹112.18 ↑ 0.36	₹9,253	10.1	13	16.5	4.2	13.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jul 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	ICICI Prudential Multi-Asset Fund	SBI Multi Asset Allocation Fund	Axis Triple Advantage Fund	Franklin India Multi - Asset Solution Fund	ICICI Prudential Equity and Debt Fund	HDFC Multi-Asset Fund	SBI Equity Hybrid Fund	ICICI Prudential Balanced Advantage Fund	UTI Multi Asset Fund	Aditya Birla Sun Life Balanced Advantage Fund
Point 1	Highest AUM (₹84,165 Cr).	Upper mid AUM (₹18,290 Cr).	Bottom quartile AUM (₹2,293 Cr).	Bottom quartile AUM (₹136 Cr).	Upper mid AUM (₹50,033 Cr).	Bottom quartile AUM (₹5,888 Cr).	Top quartile AUM (₹84,011 Cr).	Upper mid AUM (₹70,570 Cr).	Lower mid AUM (₹6,922 Cr).	Lower mid AUM (₹9,253 Cr).
Point 2	Established history (23+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).	Established history (11+ yrs).	Oldest track record among peers (26 yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).	Established history (17+ yrs).	Established history (26+ yrs).
Point 3	Rating: 2★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.51% (top quartile).	5Y return: 13.50% (upper mid).	5Y return: 9.82% (bottom quartile).	5Y return: 10.92% (bottom quartile).	5Y return: 16.93% (top quartile).	5Y return: 10.99% (lower mid).	5Y return: 11.16% (upper mid).	5Y return: 11.09% (lower mid).	5Y return: 13.42% (upper mid).	5Y return: 9.87% (bottom quartile).
Point 6	3Y return: 16.41% (top quartile).	3Y return: 16.10% (top quartile).	3Y return: 13.18% (upper mid).	3Y return: 12.95% (lower mid).	3Y return: 15.96% (upper mid).	3Y return: 11.95% (bottom quartile).	3Y return: 13.11% (lower mid).	3Y return: 11.97% (bottom quartile).	3Y return: 15.52% (upper mid).	3Y return: 11.32% (bottom quartile).
Point 7	1Y return: 6.85% (upper mid).	1Y return: 12.00% (top quartile).	1Y return: 12.11% (top quartile).	1Y return: 5.83% (upper mid).	1Y return: 4.00% (bottom quartile).	1Y return: 4.71% (lower mid).	1Y return: 3.33% (bottom quartile).	1Y return: 5.77% (upper mid).	1Y return: 5.30% (lower mid).	1Y return: 4.30% (bottom quartile).
Point 8	1M return: 2.42% (lower mid).	1M return: 1.47% (bottom quartile).	1M return: 3.52% (upper mid).	1M return: 1.22% (bottom quartile).	1M return: 4.52% (top quartile).	1M return: 2.52% (lower mid).	1M return: 3.00% (upper mid).	1M return: 4.39% (top quartile).	1M return: 2.06% (bottom quartile).	1M return: 3.35% (upper mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 1.75 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 4.86 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.18 (upper mid).	Sharpe: 0.78 (top quartile).	Sharpe: 0.48 (top quartile).	Sharpe: 0.15 (upper mid).	Sharpe: -0.21 (bottom quartile).	Sharpe: -0.08 (lower mid).	Sharpe: -0.01 (lower mid).	Sharpe: -0.16 (bottom quartile).	Sharpe: 0.13 (upper mid).	Sharpe: -0.14 (bottom quartile).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹84,165 Cr).
Established history (23+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.51% (top quartile).
3Y return: 16.41% (top quartile).
1Y return: 6.85% (upper mid).
1M return: 2.42% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.18 (upper mid).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹18,290 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 13.50% (upper mid).
3Y return: 16.10% (top quartile).
1Y return: 12.00% (top quartile).
1M return: 1.47% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.78 (top quartile).

Axis Triple Advantage Fund

Bottom quartile AUM (₹2,293 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.82% (bottom quartile).
3Y return: 13.18% (upper mid).
1Y return: 12.11% (top quartile).
1M return: 3.52% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.48 (top quartile).

Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹136 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.92% (bottom quartile).
3Y return: 12.95% (lower mid).
1Y return: 5.83% (upper mid).
1M return: 1.22% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.15 (upper mid).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹50,033 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 16.93% (top quartile).
3Y return: 15.96% (upper mid).
1Y return: 4.00% (bottom quartile).
1M return: 4.52% (top quartile).
Alpha: 1.75 (top quartile).
Sharpe: -0.21 (bottom quartile).

HDFC Multi-Asset Fund

Bottom quartile AUM (₹5,888 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
5Y return: 10.99% (lower mid).
3Y return: 11.95% (bottom quartile).
1Y return: 4.71% (lower mid).
1M return: 2.52% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.08 (lower mid).

SBI Equity Hybrid Fund

Top quartile AUM (₹84,011 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.16% (upper mid).
3Y return: 13.11% (lower mid).
1Y return: 3.33% (bottom quartile).
1M return: 3.00% (upper mid).
Alpha: 4.86 (top quartile).
Sharpe: -0.01 (lower mid).

ICICI Prudential Balanced Advantage Fund

Upper mid AUM (₹70,570 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.09% (lower mid).
3Y return: 11.97% (bottom quartile).
1Y return: 5.77% (upper mid).
1M return: 4.39% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.16 (bottom quartile).

UTI Multi Asset Fund

Lower mid AUM (₹6,922 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.42% (upper mid).
3Y return: 15.52% (upper mid).
1Y return: 5.30% (lower mid).
1M return: 2.06% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.13 (upper mid).

Aditya Birla Sun Life Balanced Advantage Fund

Lower mid AUM (₹9,253 Cr).
Established history (26+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 9.87% (bottom quartile).
3Y return: 11.32% (bottom quartile).
1Y return: 4.30% (bottom quartile).
1M return: 3.35% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.14 (bottom quartile).

بہترین باہمی فنڈز کا انتخاب کیسے کریں؟

انتخاب کا عملبہترین باہمی فنڈز مندرجہ ذیل ہیں.

سرمایہ کاری کا مقصد: افراد کسی خاص مقصد کی تکمیل کے لئے کوئی بھی سرمایہ کاری کرتے ہیں۔ لہذا ، یہ فیصلہ کرنا ضروری ہے کہ سرمایہ کاری کیوں کی جارہی ہے۔ کچھ مقاصد جن کے ل. افرادباہمی فنڈز میں سرمایہ کاری کریں گھر خرید رہے ہیں ، گاڑی خرید رہے ہیں ،ریٹائرمنٹ کی منصوبہ بندی، شادی کے لئے منصوبہ بندی ، اور بہت کچھ.
مدت ، متوقع واپسی ، اور خطرہ بھوک: ایک بار جب آپ سرمایہ کاری کا مقصد طے کرلیں تو ، اگلا مرحلہ متوقع منافع اور خطرے کی بھوک کے ساتھ ساتھ سرمایہ کاری کی مدت کا تعین کرنا ہے۔ افراد کو اس مدت کا فیصلہ کرنا چاہئے جہاں تک انہیں سرمایہ کاری کرنے کی ضرورت ہو۔ مدت ملازمت کے ساتھ ، افراد کو متوقع منافع اور خطرے کی بھوک کی بھی جانچ کرنی چاہئے۔ تین پیرامیٹرز کا تعی youن کرنے سے آپ سکیم کی قسم کا فیصلہ کرنے میں مدد کریں گے جس پر آپ سرمایہ کاری کا انتخاب کرسکتے ہیں۔
میوچل فنڈ اسکیم کے بارے میں تفصیلات چیک کریں: سرمایہ کاری کے لئے اسکیم کی قسم کا فیصلہ کرنے کے بعد ، افراد کو اس اسکیم کے بارے میں سمجھنا چاہئے۔ لوگوں کو اسکیم کے مختلف پہلوؤں جیسے فنڈ کی عمر ، اس کی اے او ایم یا اسکیم کا اثاثہ سائز ، اخراجات کا تناسب ، اور فنڈ کی کارکردگی کو چیک کرنا چاہئے۔ ان پیرامیٹرز کے ساتھ ، افراد کو بھی اس اسکیم کا انتظام کرنے والے فنڈ منیجر کی اسناد کی جانچ کرنا چاہئے۔
فنڈ ہاؤس کی اسناد دیکھیں: میوچل فنڈ اسکیم کی تفصیلات کا جائزہ لینے کے علاوہ ، افراد کو فنڈ ہاؤس یا اثاثہ جات انتظامیہ کمپنی کی اسناد کی بھی جانچ کرنی چاہئے۔اے ایم سی). اس کی وجہ یہ ہے کہ ، یہ فنڈ ہاؤس ہے جو اسکیموں کے انتظام کے لئے ذمہ دار ہے۔ اس کے نتیجے میں ، فنڈ ہاؤس بھی اس اسکیم کی کارکردگی کا ذمہ دار ہے۔
اپنی سرمایہ کاری کا باقاعدگی سے جائزہ لیں: بسسرمایہ کاری کافی نہیں ہے. افراد کو باہمی فنڈز میں سرمایہ کاری کرنے کے بعد پیچھے کی نشست نہیں لینا چاہئے۔ انہیں اپنی سرمایہ کاری کا باقاعدگی سے اور بروقت جائزہ لینا چاہئے تاکہ وہ اپنی سرمایہ کاری پر زیادہ سے زیادہ منافع حاصل کرسکیں۔

Disclaimer:
یہاں فراہم کردہ معلومات کو درست بنانے کے لئے تمام کوششیں کی گئیں ہیں۔ تاہم ، اعداد و شمار کی درستگی کے بارے میں کوئی ضمانت نہیں دی گئی ہے۔ براہ کرم کوئی سرمایہ کاری کرنے سے پہلے اسکیم سے متعلق معلومات کے دستاویز کی تصدیق کریں۔