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کیا میوچل فنڈ کا براہ راست منصوبہ ہمیشہ فائدہ مند ہوتا ہے؟

Updated on September 1, 2025 , 5181 views

ہر میوچل فنڈ اسکیم جو اثاثہ مینجمنٹ کمپنی (اے ایم سی) پیشکشوں میں دو قسمیں ہیں میوچل فنڈ ڈائریکٹ پلان اور میوچل فنڈ ریگولر پلان۔ یہ دونوں منصوبے اثاثہ انڈر مینجمنٹ (AUM)، پورٹ فولیو کمپوزیشن، اور یہاں تک کہ فنڈ مینیجرز کے لحاظ سے ایک جیسے ہیں۔ تاہم، کلیدعنصر جو کہ ان دونوں منصوبوں میں فرق کرتا ہے اخراجات کا تناسب جس میں؛ ایک میوچل فنڈ ڈائریکٹ پلان کے اخراجات کا تناسب باقاعدہ پلان کے مقابلے میں کم ہے۔ نتیجے کے طور پر، براہ راست منصوبہ کے منافع کا فیصد زیادہ ہے۔ تاہم، جیسا کہ کہا جاتا ہے کہ،نظر بھی اسی طرح دھوکہ دہی ہے؛ آپ سوچتے ہیں کہ؛ ہمیشہ میوچل فنڈ ڈائریکٹ پلان فائدہ مند ہے؟ تو آئیے اس مضمون کے ذریعے دیکھتے ہیں کہ کون سا منصوبہ درحقیقت فائدہ مند ہے۔ ذیل میں ہماری مثال حقیقی زندگی کے اعداد و شمار، اصل اخراجات، اخراجات کے تناسب، اور ایک حقیقی سرمایہ کاری کا استعمال کر رہی ہے۔ تجزیہ یہ ظاہر کرتا ہے کہ باقاعدہ منصوبے براہ راست سے بہتر ہیں، تاہم، ہم جو کہنا چاہیں گے وہ یہ ہے کہ جب کہ اخراجات میں فرق اخراجات کے تناسب کے لحاظ سے کم سے کم ہے، ایک اچھامالیاتی منصوبہ ساز طویل عرصے تک اچھی سروس دینے سے یہ فرق بے معنی نظر آئے گا۔ مزید برآں، سالوں کے دوران اچھے فنڈ کا انتخاب آپ کو اضافی 0.5% یا اس سے بھی 1% p.a. باقاعدہ منصوبہ میں ادا کیے جانے والے اضافی اخراجات کو زیر کر دے گا۔

Mutual-funds-direct-plans

میوچل فنڈ ڈائریکٹ پلان کیا ہے؟

میوچل فنڈ کا براہ راست منصوبہ فروخت کیا جاتا ہے۔رجسٹرڈ انویسٹمنٹ ایڈوائزرز (RIAs) میوچل فنڈ کمپنی کے علاوہ۔ جیسا کہ پہلے ذکر کیا گیا ہے، میوچل فنڈ ڈائریکٹ پلان کے اخراجات کا تناسب ریگولر پلانز کے مقابلے میں کم ہے۔

جس کی وجہ سے یہ فنڈز زیادہ منافع کمانے کے قابل ہوتے ہیں جو قدرے زیادہ سے ظاہر ہوتا ہے۔نہیں ہیں باقاعدہ منصوبوں کے مقابلے میں۔ میوچل فنڈ ڈائریکٹ پلانز میں، AMC سرمایہ کاروں کو کوئی کمیشن ادا نہیں کرتا ہے۔

باقاعدہ منصوبہ کیا ہے؟

میوچل فنڈ کا باقاعدہ منصوبہ عام میوچل فنڈ اسکیم ہے جسے آپ کسی بیچوان جیسے بروکر سے خریدتے ہیں،مشیر خزانہ,تقسیم کار وغیرہ۔ ریگولر پلان میں، اثاثہ جات کی انتظامی کمپنی ان بیچوانوں کو اپنی اسکیموں کی فروخت کے لیے کمیشن ادا کرتی ہے جو دوبارہ اسکیم کے انتظام کے اخراجات کے طور پر شامل کی جاتی ہے۔ نتیجے کے طور پر، باقاعدہ میوچل فنڈ کے منصوبوں میں براہ راست کے مقابلے میں اخراجات کا تناسب قدرے زیادہ ہوتا ہے۔

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میوچل فنڈ کی سرمایہ کاری: کیا میوچل فنڈ کا براہ راست منصوبہ بہتر ہے یا نہیں؟

جب بھی ہم سرمایہ کاری کے بارے میں بات کرتے ہیں تو اسے سمجھنا چاہیے۔واپسی لاگت کا نتیجہ ہے جس کا مطلب ہے؛ زیادہ لاگت سے منافع کم ہوتا ہے اور اس کے برعکس. اس کے علاوہ، لوگوں کو یہ سمجھنا چاہئےکچھ بھی مفت میں دستیاب نہیں ہے۔. لہذا، مندرجہ ذیل نکات کی مدد سے، آئیے سمجھتے ہیں کہ میوچل فنڈ کے براہ راست منصوبوں کے مقابلے میں باقاعدہ منصوبے کس طرح فائدہ مند ہوتے ہیں۔

لوگوں کی ایک بڑی تعداد ہمیشہمیوچل فنڈز میں سرمایہ کاری کریں۔ کسی یا دوسرے ثالث کے ذریعے۔ لوگسرمایہ کاری میں RIAs کے ذریعےباہمی چندہ ان کو فیس ادا کرنے کی ضرورت ہے. یہ فیس ادا کی جائے گی چاہے لوگ ان کے ذریعے میوچل فنڈز میں لین دین نہ بھی کریں، یہ ایک سالانہ فیس کی طرح ہے۔ یہ فیس یا تو ماہانہ، سالانہ، لین دین پر مبنی فیس وغیرہ ادا کی جا سکتی ہے۔ لہٰذا، ان فیسوں کی وجہ سے سرمایہ کاروں کو منافع کی کم رقم حاصل ہو سکتی ہے کیونکہ یہ اخراجات منافع کا ایک پائی کا حصہ کھا جاتے ہیں۔کمائی.

تو آئیے اس تصور کو ایک مثال کی مدد سے سمجھیں:

مثال:

فرض کریں، ایک فرد 1,00 روپے چاہتا ہے،000 روپے میںڈی ایس پی بلیک راک مواقع فنڈ۔ وہ RIA کے ذریعے براہ راست منصوبے میں یا تقسیم کار کے ذریعے باقاعدہ منصوبہ میں سرمایہ کاری کرنے کے اختیار کے طور پر۔ اس اسکیم کا اوسط گزشتہ تین سال کا منافع 17.90% p.a ہے۔ براہ راست منصوبہ کے لیے اور 16.93% p.a. 13 ستمبر 2017 کو باقاعدہ پلان کے لیے۔ یہاں، فرد نے سرمایہ کاری کے لیے دو RIAs A اور B اور ایک آن لائن پورٹل کو شارٹ لسٹ کیا ہے۔ فرض کریں، RIA A INR 2,000 کی سالانہ فیس لیتا ہے جبکہ RIA B INR 1,200 کی سالانہ فیس لیتا ہے۔ افراد کو اس فیس کی رقم RIA کو پہلے سے ادا کرنی ہوگی۔بنیاد. دوسری طرف، آن لائن میوچل فنڈ ڈسٹری بیوٹر کوئی فیس نہیں لیتا۔ لہذا، آئیے ہم حساب لگاتے ہیں اور چیک کرتے ہیں کہ سرمایہ کاروں کے لیے سرمایہ کاری کا کون سا چینل بہتر ہے۔

ان منصوبوں کا تجزیہ نیچے دیے گئے جدول میں دکھایا گیا ہے۔

ڈی ایس پی بلیک راک مواقع فنڈ میوچل فنڈ ڈائریکٹ پلان RIA A میوچل فنڈ ڈائریکٹ پلان RIA B میوچل فنڈ ریگولر پلان ڈسٹری بیوٹر
ابتدائی سرمایہ کاری کی رقم (A) 1,00,000 1,00,000 1,00,000
کم: سال 1 (B) کے لیے سالانہ فیس 2,000 1,200 0
سال 1 (C) (A-B) میں فیس کے بعد خالص رقم 98,000 98,800 1,00,000
خالص رقم پر واپسی (D) (17.90%)# براہ راست پلان کے لیے اور (16.93%)# ریگولر پلان کے لیے 17,542 17,685 16,930
سال 1 کے آخر میں کل رقم (C+D) (E) 1,15,542 1,16,485 1,16,930
کم: سال 2 (F) کے لیے سالانہ فیس 2,000 1,200 0
سال 2 (G) (E-F) میں فیس کے بعد خالص رقم 1,13,542 1,15,285 1,16,930
خالص رقم پر واپسی (D) (17.90%)# براہ راست پلان کے لیے اور (16.93%)# ریگولر پلان کے لیے 20,324 20,636 19,797
سال 2 کے آخر میں کل رقم (I) (G+H) 1,33,866 1,35,921 1,36,727
کم: سال 3 (J) کے لیے سالانہ فیس 2,000 1,200 0
سال 2 (K) میں فیس کے بعد خالص رقم (I-J) 1,31,866 1,34,721 1,36,727
خالص رقم پر واپسی (D) (17.90%)# براہ راست پلان کے لیے اور (16.93%)# ریگولر پلان کے لیے 23,604 24,116 23,148
سال 3 کے آخر میں کل رقم (M) (K+L) 1,55,470 1,58,837 1,59,875

#13 ستمبر'17 سے.اس طرح، مندرجہ بالا جدول سے ہم یہ نتیجہ اخذ کر سکتے ہیں کہ؛ ریگولر پلان میں سرمایہ کاری کرکے لوگ ڈائریکٹ پلان کے مقابلے زیادہ کما سکتے ہیں۔

میوچل فنڈ ڈائریکٹ پلان پر میوچل فنڈ ریگولر پلان کیوں منتخب کریں؟

اس کے علاوہ بھی بہت سی وجوہات ہیں کہ لوگ براہ راست فنڈز کے مقابلے میں باقاعدہ میوچل فنڈ کیوں منتخب کر سکتے ہیں۔ ان میں سے کچھ میں ہر فنڈ ہاؤس کے لیے علیحدہ رجسٹریشن کا عمل، پورٹ فولیو کا خود توازن، اسکیموں کا خود تجزیہ، وغیرہ شامل ہیں۔ لہذا، آئیے دیکھتے ہیں کہ براہ راست منصوبوں کے مقابلے میں تقسیم کاروں کے ذریعے باقاعدہ میوچل فنڈ کا انتخاب کیوں فائدہ مند ثابت ہوتا ہے۔

ایک چھتری کے نیچے سکیموں کی تعداد

آپ پانچ مختلف براہ راست منصوبوں میں سرمایہ کاری کرنے کا فیصلہ کرتے ہیں جو آپ نے تلاش کیے ہیں اور وہ آپ کے سرمایہ کاری کے پروفائل کے لیے موزوں ہیں۔ لہذا، آپ کو ان پانچ مختلف فنڈ ہاؤس ویب سائٹس پر جانے اور میوچل فنڈ اسکیم میں سرمایہ کاری کرنے کی ضرورت ہے۔ اس کے بعد آپ کو ہر سرمایہ کاری کا انفرادی طور پر ٹریک رکھنا ہوگا اور ان کی تفصیلات کو الگ سے ذخیرہ کرنا ہوگا۔ وقت کے ساتھ ساتھ، جیسے جیسے سرمایہ کاری کی تعداد بڑھے گی، اسی طرح ریکارڈ بھی بڑھے گا اور صرف پریشانی میں اضافہ ہوگا۔ لہذا، ایسی پریشانیوں سے بچنے کے لیے، میوچل فنڈ ڈسٹری بیوٹر کے ذریعے سرمایہ کاری کرنا آسان ہوگا جس میں؛ ایک پلیٹ فارم میں آپ کو متعدد اسکیمیں مل سکتی ہیں جنہیں آپ اپنی ضروریات کے مطابق منتخب کرسکتے ہیں۔

آن لائن میوچل فنڈ ریگولر پلان انویسٹمنٹ

ٹیکنالوجی میں ترقی کے ساتھ، لوگ سرمایہ کاری کر سکتے ہیںمیوچل فنڈ آن لائن کہیں سے بھی اور کسی بھی وقت۔ اس کے علاوہ وہ اپنی سہولت کے مطابق مختلف اسکیموں میں سرمایہ کاری کر سکتے ہیں۔ آن لائن موڈ کے ذریعے، لوگ آسان اقدامات میں اپنی رقم کی سرمایہ کاری اور چھڑا سکتے ہیں، مختلف فنڈ ہاؤسز کی طرف سے پیش کردہ ہر اسکیم کا تفصیلی تجزیہ چیک کر سکتے ہیں، ان کے پورٹ فولیو پر نظر رکھ سکتے ہیں، وغیرہ۔

اب، جیسا کہ ہم اختتام کی طرف بڑھتے ہیں، آئیے ایک اہم سوال کا جواب دیں، وہ یہ ہے کہ کون سا میوچل فنڈ پلان بہتر ہے؟ اس کا جواب دینے کے لیے، یہ کہا جا سکتا ہے کہ یہ وہ منصوبہ نہیں ہے جو صحیح مشیر کا انتخاب کرنے کے بجائے درست ہو۔ جب کہ اوپر دی گئی مثال سے ظاہر ہوتا ہے کہ باقاعدہ منصوبے براہ راست منصوبوں سے زیادہ فائدہ مند ہیں، ہمارا خیال یہ ہے کہ کسی کو صحیح مالیاتی منصوبہ ساز کے ساتھ شراکت کی ضرورت ہے۔ اس بات کو یقینی بنانے کے لئے کہ طویل عرصے میںسرمایہ کار فوائد ایک سمجھدار مشیر سرمایہ کاروں کی مؤثر طریقے سے رہنمائی کرے گا تاکہ سرمایہ کار اپنی سرمایہ کاری پر زیادہ سے زیادہ رقم کما سکیں۔ اس کے علاوہ، وہ اس بات کو بھی یقینی بنائے گا کہ سرمایہ کاری دولت کی تخلیق کے لیے راہ ہموار کرے۔

ٹاپ پرفارمنگ ڈائریکٹ ایکویٹی فنڈز

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin India Opportunities Fund - Direct Growth ₹282.153
↑ 1.30
₹7,3763.820.2129.829.539.2
Franklin Build India Fund - Direct Growth ₹161.524
↑ 0.78
₹2,9501.719.4-328.532.929.1
Franklin India Smaller Companies Fund - Direct Growth ₹191.515
↑ 0.84
₹13,825-1.219.3-8.723.830.324.2
Franklin India Technology Fund - Direct Growth ₹565.154
↓ -1.15
₹1,8882.67.6-6.223.521.129.8
Franklin India Prima Fund - Direct Growth ₹3,078.37
↑ 7.00
₹12,5401.617.7-1.322.925.132.9
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth ₹88.7224
↓ -0.61
₹4,2238.87.516.122.811.528.4
DSP Micro Cap Fund - Direct Growth ₹217.094
↑ 0.42
₹17,0051.526.2-1.421.528.426.7
Sundaram SMILE Fund - Direct Growth ₹284.063
↑ 2.24
₹3,3941.724.4-2.821.128.920.4
Edelweiss Economic Resurgence Fund - Direct Growth ₹43.829
↑ 0.24
₹2,7683.215.9-1.919.623.327.4
Franklin India Taxshield - Direct Growth ₹1,624.01
↑ 6.58
₹6,706012.6-2.819.323.723.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryFranklin India Opportunities Fund - DirectFranklin Build India Fund - DirectFranklin India Smaller Companies Fund - DirectFranklin India Technology Fund - DirectFranklin India Prima Fund - DirectFranklin India Feeder - Franklin U S Opportunities Fund - DirectDSP Micro Cap Fund - DirectSundaram SMILE Fund - DirectEdelweiss Economic Resurgence Fund - DirectFranklin India Taxshield - Direct
Point 1Upper mid AUM (₹7,376 Cr).Bottom quartile AUM (₹2,950 Cr).Top quartile AUM (₹13,825 Cr).Bottom quartile AUM (₹1,888 Cr).Upper mid AUM (₹12,540 Cr).Lower mid AUM (₹4,223 Cr).Highest AUM (₹17,005 Cr).Lower mid AUM (₹3,394 Cr).Bottom quartile AUM (₹2,768 Cr).Upper mid AUM (₹6,706 Cr).
Point 2Oldest track record among peers (12 yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (10+ yrs).Established history (12+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 29.54% (upper mid).5Y return: 32.92% (top quartile).5Y return: 30.29% (top quartile).5Y return: 21.05% (bottom quartile).5Y return: 25.07% (lower mid).5Y return: 11.45% (bottom quartile).5Y return: 28.41% (upper mid).5Y return: 28.85% (upper mid).5Y return: 23.30% (bottom quartile).5Y return: 23.71% (lower mid).
Point 63Y return: 29.81% (top quartile).3Y return: 28.51% (top quartile).3Y return: 23.78% (upper mid).3Y return: 23.54% (upper mid).3Y return: 22.88% (upper mid).3Y return: 22.81% (lower mid).3Y return: 21.50% (lower mid).3Y return: 21.14% (bottom quartile).3Y return: 19.63% (bottom quartile).3Y return: 19.29% (bottom quartile).
Point 71Y return: 0.98% (top quartile).1Y return: -3.02% (bottom quartile).1Y return: -8.67% (bottom quartile).1Y return: -6.21% (bottom quartile).1Y return: -1.31% (upper mid).1Y return: 16.06% (top quartile).1Y return: -1.41% (upper mid).1Y return: -2.76% (lower mid).1Y return: -1.94% (upper mid).1Y return: -2.82% (lower mid).
Point 8Alpha: 3.08 (upper mid).Alpha: 0.00 (lower mid).Alpha: -4.68 (bottom quartile).Alpha: 3.44 (top quartile).Alpha: 2.37 (upper mid).Alpha: -6.49 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 4.24 (top quartile).Alpha: 0.80 (lower mid).Alpha: 0.94 (upper mid).
Point 9Sharpe: -0.22 (upper mid).Sharpe: -0.45 (bottom quartile).Sharpe: -0.55 (bottom quartile).Sharpe: -0.50 (bottom quartile).Sharpe: -0.20 (upper mid).Sharpe: 0.72 (top quartile).Sharpe: -0.03 (top quartile).Sharpe: -0.11 (upper mid).Sharpe: -0.39 (lower mid).Sharpe: -0.37 (lower mid).
Point 10Information ratio: 2.01 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.10 (upper mid).Information ratio: 1.40 (upper mid).Information ratio: 0.08 (lower mid).Information ratio: -1.39 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: -0.29 (bottom quartile).Information ratio: 1.07 (upper mid).Information ratio: 1.58 (top quartile).

Franklin India Opportunities Fund - Direct

  • Upper mid AUM (₹7,376 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 29.54% (upper mid).
  • 3Y return: 29.81% (top quartile).
  • 1Y return: 0.98% (top quartile).
  • Alpha: 3.08 (upper mid).
  • Sharpe: -0.22 (upper mid).
  • Information ratio: 2.01 (top quartile).

Franklin Build India Fund - Direct

  • Bottom quartile AUM (₹2,950 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 32.92% (top quartile).
  • 3Y return: 28.51% (top quartile).
  • 1Y return: -3.02% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.45 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Franklin India Smaller Companies Fund - Direct

  • Top quartile AUM (₹13,825 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 30.29% (top quartile).
  • 3Y return: 23.78% (upper mid).
  • 1Y return: -8.67% (bottom quartile).
  • Alpha: -4.68 (bottom quartile).
  • Sharpe: -0.55 (bottom quartile).
  • Information ratio: 0.10 (upper mid).

Franklin India Technology Fund - Direct

  • Bottom quartile AUM (₹1,888 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 21.05% (bottom quartile).
  • 3Y return: 23.54% (upper mid).
  • 1Y return: -6.21% (bottom quartile).
  • Alpha: 3.44 (top quartile).
  • Sharpe: -0.50 (bottom quartile).
  • Information ratio: 1.40 (upper mid).

Franklin India Prima Fund - Direct

  • Upper mid AUM (₹12,540 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 25.07% (lower mid).
  • 3Y return: 22.88% (upper mid).
  • 1Y return: -1.31% (upper mid).
  • Alpha: 2.37 (upper mid).
  • Sharpe: -0.20 (upper mid).
  • Information ratio: 0.08 (lower mid).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

  • Lower mid AUM (₹4,223 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 11.45% (bottom quartile).
  • 3Y return: 22.81% (lower mid).
  • 1Y return: 16.06% (top quartile).
  • Alpha: -6.49 (bottom quartile).
  • Sharpe: 0.72 (top quartile).
  • Information ratio: -1.39 (bottom quartile).

DSP Micro Cap Fund - Direct

  • Highest AUM (₹17,005 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 28.41% (upper mid).
  • 3Y return: 21.50% (lower mid).
  • 1Y return: -1.41% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.03 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Sundaram SMILE Fund - Direct

  • Lower mid AUM (₹3,394 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 28.85% (upper mid).
  • 3Y return: 21.14% (bottom quartile).
  • 1Y return: -2.76% (lower mid).
  • Alpha: 4.24 (top quartile).
  • Sharpe: -0.11 (upper mid).
  • Information ratio: -0.29 (bottom quartile).

Edelweiss Economic Resurgence Fund - Direct

  • Bottom quartile AUM (₹2,768 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 23.30% (bottom quartile).
  • 3Y return: 19.63% (bottom quartile).
  • 1Y return: -1.94% (upper mid).
  • Alpha: 0.80 (lower mid).
  • Sharpe: -0.39 (lower mid).
  • Information ratio: 1.07 (upper mid).

Franklin India Taxshield - Direct

  • Upper mid AUM (₹6,706 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 23.71% (lower mid).
  • 3Y return: 19.29% (bottom quartile).
  • 1Y return: -2.82% (lower mid).
  • Alpha: 0.94 (upper mid).
  • Sharpe: -0.37 (lower mid).
  • Information ratio: 1.58 (top quartile).

1. Franklin India Opportunities Fund - Direct

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund - Direct

  • Upper mid AUM (₹7,376 Cr).
  • Oldest track record among peers (12 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 29.54% (upper mid).
  • 3Y return: 29.81% (top quartile).
  • 1Y return: 0.98% (top quartile).
  • Alpha: 3.08 (upper mid).
  • Sharpe: -0.22 (upper mid).
  • Information ratio: 2.01 (top quartile).

Below is the key information for Franklin India Opportunities Fund - Direct

Franklin India Opportunities Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (03 Sep 25) ₹282.153 ↑ 1.30   (0.46 %)
Net Assets (Cr) ₹7,376 on 31 Jul 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.54
Sharpe Ratio -0.23
Information Ratio 2.01
Alpha Ratio 3.08
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹16,414
31 Aug 22₹17,006
31 Aug 23₹21,819
31 Aug 24₹37,134
31 Aug 25₹36,940

Franklin India Opportunities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for Franklin India Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 2%
3 Month 3.8%
6 Month 20.2%
1 Year 1%
3 Year 29.8%
5 Year 29.5%
10 Year
15 Year
Since launch 18.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 39.2%
2023 54.9%
2022 -1.2%
2021 30.6%
2020 28.7%
2019 6.1%
2018 -9.4%
2017 36.8%
2016 5%
2015 3%
Fund Manager information for Franklin India Opportunities Fund - Direct
NameSinceTenure
Kiran Sebastian7 Feb 223.56 Yr.
R. Janakiraman1 Apr 1312.42 Yr.
Sandeep Manam18 Oct 213.87 Yr.

Data below for Franklin India Opportunities Fund - Direct as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services19.78%
Consumer Cyclical18.45%
Health Care14.12%
Technology11.61%
Basic Materials9.22%
Communication Services5.73%
Energy5.1%
Industrials4.14%
Utility2.87%
Consumer Defensive1.83%
Real Estate0.84%
Asset Allocation
Asset ClassValue
Cash6.31%
Equity93.69%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 24 | HDFCBANK
6%₹413 Cr2,043,971
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE
5%₹376 Cr2,707,279
↓ -331,689
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 532215
4%₹315 Cr2,950,277
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543320
4%₹294 Cr9,548,090
↓ -582,172
Mphasis Ltd (Technology)
Equity, Since 30 Nov 24 | 526299
3%₹227 Cr814,231
↑ 103,698
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
3%₹222 Cr1,158,502
↓ -183,731
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | MARUTI
3%₹214 Cr169,582
NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | 532555
3%₹212 Cr6,333,312
Sudarshan Chemical Industries Ltd (Basic Materials)
Equity, Since 30 Apr 24 | SUDARSCHEM
3%₹206 Cr1,435,340
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | M&M
3%₹204 Cr637,966

2. Franklin Build India Fund - Direct

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund - Direct

  • Bottom quartile AUM (₹2,950 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 32.92% (top quartile).
  • 3Y return: 28.51% (top quartile).
  • 1Y return: -3.02% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.45 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Below is the key information for Franklin Build India Fund - Direct

Franklin Build India Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (03 Sep 25) ₹161.524 ↑ 0.78   (0.48 %)
Net Assets (Cr) ₹2,950 on 31 Jul 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk High
Expense Ratio 0.98
Sharpe Ratio -0.45
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹17,338
31 Aug 22₹19,701
31 Aug 23₹25,897
31 Aug 24₹43,233
31 Aug 25₹41,021

Franklin Build India Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113
Invest Now

Returns for Franklin Build India Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 0.2%
3 Month 1.7%
6 Month 19.4%
1 Year -3%
3 Year 28.5%
5 Year 32.9%
10 Year
15 Year
Since launch 21.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29.1%
2023 52.7%
2022 12.4%
2021 47.4%
2020 6.5%
2019 7.2%
2018 -9.5%
2017 45.1%
2016 9.9%
2015 3.7%
Fund Manager information for Franklin Build India Fund - Direct
NameSinceTenure
Ajay Argal18 Oct 213.87 Yr.
Kiran Sebastian7 Feb 223.56 Yr.
Sandeep Manam18 Oct 213.87 Yr.

Data below for Franklin Build India Fund - Direct as on 31 Jul 25

Equity Sector Allocation
SectorValue
Industrials35.65%
Utility13.57%
Energy12.61%
Financial Services11.6%
Communication Services7.94%
Basic Materials5.39%
Real Estate3.3%
Consumer Cyclical3.01%
Technology2.56%
Asset Allocation
Asset ClassValue
Cash4.35%
Equity95.65%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT
8%₹242 Cr665,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK
6%₹178 Cr1,200,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 20 | INDIGO
6%₹177 Cr300,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE
6%₹167 Cr1,200,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | 500312
5%₹154 Cr6,400,000
↑ 400,000
NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 532555
5%₹138 Cr4,125,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL
5%₹136 Cr710,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 532215
4%₹107 Cr1,000,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 532898
4%₹105 Cr3,600,000
Sobha Ltd (Real Estate)
Equity, Since 31 Aug 17 | SOBHA
3%₹88 Cr547,553

3. Franklin India Smaller Companies Fund - Direct

The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies.

Research Highlights for Franklin India Smaller Companies Fund - Direct

  • Top quartile AUM (₹13,825 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 30.29% (top quartile).
  • 3Y return: 23.78% (upper mid).
  • 1Y return: -8.67% (bottom quartile).
  • Alpha: -4.68 (bottom quartile).
  • Sharpe: -0.55 (bottom quartile).
  • Information ratio: 0.10 (upper mid).

Below is the key information for Franklin India Smaller Companies Fund - Direct

Franklin India Smaller Companies Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (03 Sep 25) ₹191.515 ↑ 0.84   (0.44 %)
Net Assets (Cr) ₹13,825 on 31 Jul 25
Category Equity - Small Cap
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.92
Sharpe Ratio -0.55
Information Ratio 0.1
Alpha Ratio -4.68
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹18,346
31 Aug 22₹20,083
31 Aug 23₹27,872
31 Aug 24₹41,652
31 Aug 25₹37,487

Franklin India Smaller Companies Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for Franklin India Smaller Companies Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month -0.6%
3 Month -1.2%
6 Month 19.3%
1 Year -8.7%
3 Year 23.8%
5 Year 30.3%
10 Year
15 Year
Since launch 20.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 24.2%
2023 53.5%
2022 4.4%
2021 57.7%
2020 19.7%
2019 -4%
2018 -16.4%
2017 45.3%
2016 11.5%
2015 11.3%
Fund Manager information for Franklin India Smaller Companies Fund - Direct
NameSinceTenure
R. Janakiraman1 Feb 1114.59 Yr.
Sandeep Manam18 Oct 213.87 Yr.
Akhil Kalluri8 Sep 222.98 Yr.

Data below for Franklin India Smaller Companies Fund - Direct as on 31 Jul 25

Equity Sector Allocation
SectorValue
Consumer Cyclical18.85%
Financial Services17.1%
Industrials16.95%
Health Care12.14%
Basic Materials10.14%
Technology6.66%
Real Estate4.57%
Consumer Defensive3.86%
Utility2.94%
Energy0.96%
Asset Allocation
Asset ClassValue
Cash5.69%
Equity94.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Jul 23 | ASTERDM
3%₹443 Cr7,329,408
Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Jun 14 | 532929
3%₹390 Cr3,868,691
Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 30 Sep 19 | ERIS
2%₹336 Cr1,866,828
Syrma SGS Technology Ltd (Technology)
Equity, Since 31 Aug 22 | SYRMA
2%₹296 Cr3,916,115
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | KALYANKJIL
2%₹295 Cr4,963,469
Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 20 | EQUITASBNK
2%₹285 Cr48,064,081
CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 19 | CCL
2%₹278 Cr3,260,279
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 590003
2%₹278 Cr10,542,130
↓ -3,316,913
Zensar Technologies Ltd (Technology)
Equity, Since 28 Feb 23 | ZENSARTECH
2%₹260 Cr3,220,340
J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 14 | JBCHEPHARM
2%₹256 Cr1,448,723

4. Franklin India Technology Fund - Direct

To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies.

Research Highlights for Franklin India Technology Fund - Direct

  • Bottom quartile AUM (₹1,888 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 21.05% (bottom quartile).
  • 3Y return: 23.54% (upper mid).
  • 1Y return: -6.21% (bottom quartile).
  • Alpha: 3.44 (top quartile).
  • Sharpe: -0.50 (bottom quartile).
  • Information ratio: 1.40 (upper mid).

Below is the key information for Franklin India Technology Fund - Direct

Franklin India Technology Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (02 Sep 25) ₹565.154 ↓ -1.15   (-0.20 %)
Net Assets (Cr) ₹1,888 on 31 Jul 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk High
Expense Ratio 1.03
Sharpe Ratio -0.5
Information Ratio 1.4
Alpha Ratio 3.44
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹16,892
31 Aug 22₹14,248
31 Aug 23₹18,558
31 Aug 24₹28,115
31 Aug 25₹26,095

Franklin India Technology Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Franklin India Technology Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 2.7%
3 Month 2.6%
6 Month 7.6%
1 Year -6.2%
3 Year 23.5%
5 Year 21.1%
10 Year
15 Year
Since launch 19.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29.8%
2023 52.8%
2022 -21.5%
2021 40.3%
2020 58.3%
2019 13.2%
2018 12.6%
2017 19.8%
2016 -2%
2015 4.4%
Fund Manager information for Franklin India Technology Fund - Direct
NameSinceTenure
Venkatesh Sanjeevi4 Oct 240.91 Yr.
R. Janakiraman1 Dec 231.75 Yr.
Sandeep Manam18 Oct 213.87 Yr.

Data below for Franklin India Technology Fund - Direct as on 31 Jul 25

Equity Sector Allocation
SectorValue
Technology54.62%
Communication Services20.09%
Consumer Cyclical14.9%
Financial Services5.17%
Industrials1.06%
Health Care0.07%
Asset Allocation
Asset ClassValue
Cash3.74%
Equity96.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
18%₹347 Cr2,298,906
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL
15%₹286 Cr1,493,480
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS
12%₹232 Cr764,559
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
9%₹165 Cr5,367,142
Franklin Technology I Acc USD
Investment Fund | -
9%₹161 Cr215,810
PB Fintech Ltd (Financial Services)
Equity, Since 30 Nov 21 | 543390
5%₹94 Cr517,479
HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH
3%₹57 Cr387,170
Swiggy Ltd (Consumer Cyclical)
Equity, Since 31 Jan 25 | SWIGGY
3%₹54 Cr1,346,780
Zensar Technologies Ltd (Technology)
Equity, Since 31 Jan 23 | ZENSARTECH
3%₹52 Cr642,259
Intellect Design Arena Ltd (Technology)
Equity, Since 31 Dec 22 | INTELLECT
2%₹47 Cr460,931
↓ -22,202

5. Franklin India Prima Fund - Direct

The investment objective of Prima Fund is to provide medium to longterm capital appreciation as a primary objective and income as a secondary objective.

Research Highlights for Franklin India Prima Fund - Direct

  • Upper mid AUM (₹12,540 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 25.07% (lower mid).
  • 3Y return: 22.88% (upper mid).
  • 1Y return: -1.31% (upper mid).
  • Alpha: 2.37 (upper mid).
  • Sharpe: -0.20 (upper mid).
  • Information ratio: 0.08 (lower mid).

Below is the key information for Franklin India Prima Fund - Direct

Franklin India Prima Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (03 Sep 25) ₹3,078.37 ↑ 7.00   (0.23 %)
Net Assets (Cr) ₹12,540 on 31 Jul 25
Category Equity - Mid Cap
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.98
Sharpe Ratio -0.2
Information Ratio 0.08
Alpha Ratio 2.37
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹16,197
31 Aug 22₹16,675
31 Aug 23₹20,318
31 Aug 24₹31,278
31 Aug 25₹30,405

Franklin India Prima Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for Franklin India Prima Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 1.1%
3 Month 1.6%
6 Month 17.7%
1 Year -1.3%
3 Year 22.9%
5 Year 25.1%
10 Year
15 Year
Since launch 19.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 32.9%
2023 38%
2022 3%
2021 33.7%
2020 18.8%
2019 4.5%
2018 -8.5%
2017 41.1%
2016 9.5%
2015 8.2%
Fund Manager information for Franklin India Prima Fund - Direct
NameSinceTenure
R. Janakiraman1 Feb 1114.59 Yr.
Sandeep Manam18 Oct 213.87 Yr.
Akhil Kalluri7 Feb 223.56 Yr.

Data below for Franklin India Prima Fund - Direct as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services20.58%
Consumer Cyclical17.68%
Basic Materials13.76%
Industrials11.84%
Health Care11.72%
Technology6.62%
Real Estate5.52%
Consumer Defensive4.84%
Communication Services3.6%
Utility1.28%
Energy1.08%
Asset Allocation
Asset ClassValue
Cash1.49%
Equity98.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK
3%₹390 Cr19,260,270
↓ -1,220,800
Mphasis Ltd (Technology)
Equity, Since 30 Sep 20 | 526299
2%₹266 Cr952,885
↑ 51,780
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Jan 22 | PRESTIGE
2%₹265 Cr1,631,918
JK Cement Ltd (Basic Materials)
Equity, Since 31 Jul 12 | JKCEMENT
2%₹262 Cr392,739
Cummins India Ltd (Industrials)
Equity, Since 30 Apr 22 | 500480
2%₹255 Cr717,366
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Dec 21 | 500271
2%₹254 Cr1,692,030
Ipca Laboratories Ltd (Healthcare)
Equity, Since 30 Nov 20 | 524494
2%₹242 Cr1,641,580
APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Mar 22 | APLAPOLLO
2%₹240 Cr1,499,891
PB Fintech Ltd (Financial Services)
Equity, Since 31 Mar 22 | 543390
2%₹236 Cr1,300,578
Biocon Ltd (Healthcare)
Equity, Since 30 Jun 25 | BIOCON
2%₹229 Cr5,862,280

6. Franklin India Feeder - Franklin U S Opportunities Fund - Direct

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Research Highlights for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

  • Lower mid AUM (₹4,223 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 11.45% (bottom quartile).
  • 3Y return: 22.81% (lower mid).
  • 1Y return: 16.06% (top quartile).
  • Alpha: -6.49 (bottom quartile).
  • Sharpe: 0.72 (top quartile).
  • Information ratio: -1.39 (bottom quartile).

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Franklin India Feeder - Franklin U S Opportunities Fund - Direct
Growth
Launch Date 2 Jan 13
NAV (02 Sep 25) ₹88.7224 ↓ -0.61   (-0.68 %)
Net Assets (Cr) ₹4,223 on 31 Jul 25
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk High
Expense Ratio 0.59
Sharpe Ratio 0.72
Information Ratio -1.39
Alpha Ratio -6.49
Min Investment
Min SIP Investment
Exit Load 0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹12,767
31 Aug 22₹9,679
31 Aug 23₹11,517
31 Aug 24₹15,102
31 Aug 25₹17,647

Franklin India Feeder - Franklin U S Opportunities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Purchase not allowed

Returns for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 2%
3 Month 8.8%
6 Month 7.5%
1 Year 16.1%
3 Year 22.8%
5 Year 11.5%
10 Year
15 Year
Since launch 17.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 28.4%
2023 39.3%
2022 -29.6%
2021 19.1%
2020 46.6%
2019 35.4%
2018 7.4%
2017 19.2%
2016 0%
2015 10%
Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct
NameSinceTenure
Sandeep Manam18 Oct 213.87 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund - Direct as on 31 Jul 25

Equity Sector Allocation
SectorValue
Technology40.79%
Communication Services18.24%
Consumer Cyclical9.22%
Industrials8.19%
Financial Services6.98%
Health Care6.46%
Basic Materials2.15%
Consumer Defensive2.13%
Real Estate0.71%
Asset Allocation
Asset ClassValue
Cash1.41%
Equity97.51%
Other0.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Franklin US Opportunities I(acc)USD
Investment Fund | -
99%₹4,183 Cr4,645,880
↑ 28,913
Call, Cash & Other Assets
CBLO | -
1%₹40 Cr

7. DSP Micro Cap Fund - Direct

The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized

Research Highlights for DSP Micro Cap Fund - Direct

  • Highest AUM (₹17,005 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 28.41% (upper mid).
  • 3Y return: 21.50% (lower mid).
  • 1Y return: -1.41% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.03 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for DSP Micro Cap Fund - Direct

DSP Micro Cap Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (03 Sep 25) ₹217.094 ↑ 0.42   (0.19 %)
Net Assets (Cr) ₹17,005 on 31 Jul 25
Category Equity - Small Cap
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating Not Rated
Risk Moderately High
Expense Ratio 0.83
Sharpe Ratio -0.03
Information Ratio 0
Alpha Ratio 0
Min Investment
Min SIP Investment
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹17,602
31 Aug 22₹19,825
31 Aug 23₹25,739
31 Aug 24₹36,279
31 Aug 25₹35,257

DSP Micro Cap Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Purchase not allowed

Returns for DSP Micro Cap Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 1%
3 Month 1.5%
6 Month 26.2%
1 Year -1.4%
3 Year 21.5%
5 Year 28.4%
10 Year
15 Year
Since launch 21.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 26.7%
2023 42.5%
2022 1.4%
2021 60.3%
2020 34.3%
2019 1.6%
2018 -25.1%
2017 43.4%
2016 13.6%
2015 21.2%
Fund Manager information for DSP Micro Cap Fund - Direct
NameSinceTenure
Vinit Sambre21 Jun 1015.21 Yr.

Data below for DSP Micro Cap Fund - Direct as on 31 Jul 25

Equity Sector Allocation
SectorValue
Consumer Cyclical30.18%
Basic Materials18.46%
Industrials15.44%
Health Care8.88%
Consumer Defensive7.53%
Financial Services6.65%
Technology3.39%
Communication Services0.76%
Utility0.14%
Asset Allocation
Asset ClassValue
Cash8.57%
Equity91.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Lumax Auto Technologies Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | LUMAXTECH
4%₹678 Cr6,150,000
Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Dec 22 | JUBLINGREA
3%₹548 Cr7,000,000
Welspun Corp Ltd (Basic Materials)
Equity, Since 31 Mar 21 | 532144
3%₹512 Cr5,500,000
↓ -171,788
eClerx Services Ltd (Technology)
Equity, Since 28 Feb 18 | ECLERX
3%₹490 Cr1,300,000
↓ -80,596
LT Foods Ltd (Consumer Defensive)
Equity, Since 31 Dec 17 | 532783
3%₹486 Cr10,000,000
Dodla Dairy Ltd (Consumer Defensive)
Equity, Since 30 Jun 21 | 543306
3%₹477 Cr3,750,000
Dhanuka Agritech Ltd (Basic Materials)
Equity, Since 30 Sep 16 | DHANUKA
2%₹382 Cr2,000,000
Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Jan 19 | TECHNOE
2%₹364 Cr2,500,000
Cyient Ltd (Industrials)
Equity, Since 30 Sep 21 | CYIENT
2%₹362 Cr3,000,000
Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Mar 23 | KIRLOSENG
2%₹362 Cr4,000,000

8. Sundaram SMILE Fund - Direct

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Research Highlights for Sundaram SMILE Fund - Direct

  • Lower mid AUM (₹3,394 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 28.85% (upper mid).
  • 3Y return: 21.14% (bottom quartile).
  • 1Y return: -2.76% (lower mid).
  • Alpha: 4.24 (top quartile).
  • Sharpe: -0.11 (upper mid).
  • Information ratio: -0.29 (bottom quartile).

Below is the key information for Sundaram SMILE Fund - Direct

Sundaram SMILE Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (03 Sep 25) ₹284.063 ↑ 2.24   (0.80 %)
Net Assets (Cr) ₹3,394 on 31 Jul 25
Category Equity - Small Cap
AMC Sundaram Asset Management Company Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.88
Sharpe Ratio -0.11
Information Ratio -0.29
Alpha Ratio 4.24
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹18,646
31 Aug 22₹20,247
31 Aug 23₹25,865
31 Aug 24₹36,830
31 Aug 25₹35,273

Sundaram SMILE Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for Sundaram SMILE Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 1.2%
3 Month 1.7%
6 Month 24.4%
1 Year -2.8%
3 Year 21.1%
5 Year 28.9%
10 Year
15 Year
Since launch 18.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 20.4%
2023 46.9%
2022 -0.9%
2021 62%
2020 27.4%
2019 -5.2%
2018 -28.6%
2017 56.7%
2016 0.1%
2015 8.2%
Fund Manager information for Sundaram SMILE Fund - Direct
NameSinceTenure
Rohit Seksaria1 Nov 222.83 Yr.

Data below for Sundaram SMILE Fund - Direct as on 31 Jul 25

Equity Sector Allocation
SectorValue
Consumer Cyclical20.38%
Industrials19.06%
Financial Services19.02%
Health Care11.84%
Basic Materials8.13%
Communication Services5.23%
Technology3.41%
Consumer Defensive3.24%
Real Estate2.66%
Utility1.15%
Asset Allocation
Asset ClassValue
Cash5.8%
Equity94.11%
Debt0.1%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 23 | ASTERDM
3%₹115 Cr1,898,655
E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jul 24 | EIDPARRY
3%₹111 Cr899,463
Affle 3i Ltd (Communication Services)
Equity, Since 31 May 21 | AFFLE
3%₹104 Cr530,036
PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Jul 24 | PNBHOUSING
3%₹98 Cr991,559
↑ 85,170
Craftsman Automation Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | CRAFTSMAN
3%₹95 Cr140,821
Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | 523025
3%₹86 Cr410,809
SJS Enterprises Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543387
2%₹80 Cr648,946
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG
2%₹75 Cr395,668
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 May 24 | UJJIVANSFB
2%₹74 Cr16,665,062
Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Aug 20 | BALRAMCHIN
2%₹70 Cr1,184,520

9. Edelweiss Economic Resurgence Fund - Direct

The investment objective of the Scheme is to generate long-term capital appreciation from a diversi?ed portfolio that predominantly invests in equity and equity-related securities of companies across various market capitalisation. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for Edelweiss Economic Resurgence Fund - Direct

  • Bottom quartile AUM (₹2,768 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 23.30% (bottom quartile).
  • 3Y return: 19.63% (bottom quartile).
  • 1Y return: -1.94% (upper mid).
  • Alpha: 0.80 (lower mid).
  • Sharpe: -0.39 (lower mid).
  • Information ratio: 1.07 (upper mid).

Below is the key information for Edelweiss Economic Resurgence Fund - Direct

Edelweiss Economic Resurgence Fund - Direct
Growth
Launch Date 3 Feb 15
NAV (03 Sep 25) ₹43.829 ↑ 0.24   (0.54 %)
Net Assets (Cr) ₹2,768 on 31 Jul 25
Category Equity - Multi Cap
AMC Edelweiss Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 0.44
Sharpe Ratio -0.39
Information Ratio 1.07
Alpha Ratio 0.8
Min Investment
Min SIP Investment
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹16,016
31 Aug 22₹16,993
31 Aug 23₹19,488
31 Aug 24₹29,557
31 Aug 25₹28,467

Edelweiss Economic Resurgence Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Purchase not allowed

Returns for Edelweiss Economic Resurgence Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 2%
3 Month 3.2%
6 Month 15.9%
1 Year -1.9%
3 Year 19.6%
5 Year 23.3%
10 Year
15 Year
Since launch 15%
Historical performance (Yearly) on absolute basis
YearReturns
2024 27.4%
2023 31.4%
2022 2.4%
2021 37.1%
2020 16.4%
2019 10.3%
2018 -3.6%
2017 47.9%
2016 1.2%
2015
Fund Manager information for Edelweiss Economic Resurgence Fund - Direct
NameSinceTenure
Ashwani Agarwalla15 Jun 223.21 Yr.
Trideep Bhattacharya1 Oct 213.92 Yr.
Raj Koradia1 Aug 241.08 Yr.

Data below for Edelweiss Economic Resurgence Fund - Direct as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services29.86%
Consumer Cyclical12.48%
Industrials11.72%
Technology11.3%
Health Care7.95%
Consumer Defensive6.11%
Basic Materials5.8%
Energy5.21%
Utility2.87%
Communication Services2.57%
Real Estate2.03%
Asset Allocation
Asset ClassValue
Cash2.1%
Equity97.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK
8%₹220 Cr1,092,288
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | ICICIBANK
6%₹159 Cr1,075,869
↑ 49,861
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 17 | RELIANCE
4%₹121 Cr867,066
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 15 | LT
4%₹101 Cr278,624
Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY
3%₹93 Cr618,462
↑ 29,456
NTPC Ltd (Utilities)
Equity, Since 31 Oct 22 | 532555
3%₹79 Cr2,373,326
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL
3%₹71 Cr372,285
State Bank of India (Financial Services)
Equity, Since 31 Aug 18 | SBIN
2%₹63 Cr786,589
↑ 226,596
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 May 19 | 532538
2%₹62 Cr50,810
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 22 | 500034
2%₹57 Cr645,355

10. Franklin India Taxshield - Direct

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Research Highlights for Franklin India Taxshield - Direct

  • Upper mid AUM (₹6,706 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 23.71% (lower mid).
  • 3Y return: 19.29% (bottom quartile).
  • 1Y return: -2.82% (lower mid).
  • Alpha: 0.94 (upper mid).
  • Sharpe: -0.37 (lower mid).
  • Information ratio: 1.58 (top quartile).

Below is the key information for Franklin India Taxshield - Direct

Franklin India Taxshield - Direct
Growth
Launch Date 1 Jan 13
NAV (03 Sep 25) ₹1,624.01 ↑ 6.58   (0.41 %)
Net Assets (Cr) ₹6,706 on 31 Jul 25
Category Equity - ELSS
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.02
Sharpe Ratio -0.37
Information Ratio 1.58
Alpha Ratio 0.94
Min Investment
Min SIP Investment
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Aug 20₹10,000
31 Aug 21₹16,006
31 Aug 22₹17,357
31 Aug 23₹20,487
31 Aug 24₹30,183
31 Aug 25₹29,075

Franklin India Taxshield - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Purchase not allowed

Returns for Franklin India Taxshield - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 25

DurationReturns
1 Month 0%
3 Month 0%
6 Month 12.6%
1 Year -2.8%
3 Year 19.3%
5 Year 23.7%
10 Year
15 Year
Since launch 16.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.4%
2023 32.4%
2022 6.3%
2021 37.9%
2020 10.8%
2019 6.2%
2018 -2.1%
2017 30.5%
2016 5.8%
2015 5%
Fund Manager information for Franklin India Taxshield - Direct
NameSinceTenure
R. Janakiraman2 May 169.34 Yr.
Rajasa Kakulavarapu1 Dec 231.75 Yr.

Data below for Franklin India Taxshield - Direct as on 31 Jul 25

Equity Sector Allocation
SectorValue
Financial Services30.67%
Consumer Cyclical11.95%
Industrials11.91%
Technology8.54%
Health Care6.9%
Basic Materials5.56%
Consumer Defensive5.13%
Utility4.96%
Communication Services4.88%
Energy3.05%
Real Estate1.83%
Asset Allocation
Asset ClassValue
Cash4.61%
Equity95.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
10%₹674 Cr4,546,914
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK
10%₹658 Cr3,260,417
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT
5%₹321 Cr883,853
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL
4%₹291 Cr1,517,753
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
4%₹290 Cr1,922,741
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 532215
4%₹241 Cr2,252,948
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 543320
3%₹231 Cr7,500,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH
3%₹215 Cr1,462,587
Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE
3%₹205 Cr1,472,922
Grasim Industries Ltd (Basic Materials)
Equity, Since 30 Jun 11 | GRASIM
3%₹188 Cr685,013

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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