+91-22-48913909آپ کی اکٹھا سرمایہ کاری کیلئے قرض باہمی فنڈز
عام طور پر ، جب کوئی چاہتا ہےباہمی فنڈز میں سرمایہ کاری کریں، وہ الجھن میں ہیں اگر انہیں ایک لے جانا چاہئےگھونٹ راستہ یا ایک ایکبل رقم۔ آئیے آپ کو آسان بنادیں! وہ سرمایہ کار جو قرضوں کے فنڈز میں سرمایہ کاری کرنے کا سوچ رہے ہیں انھیں مثالی طور پر ایک وقتی ادائیگی کا طریقہ منتخب کرنا چاہئے ، جو کہ سرمایہ کاری کا ایک ایک وقفہ ہے۔ آسانی کے ساتھ کم مدت کے لئے سرمایہ کاری کرنا ہمیشہ دانشمند ہےلیکویڈیٹی.
ڈیبٹ میوچل فنڈ کی سرمایہ کاری کے ل L ایک ایک بار کیوں؟
ایک ایک خاصہ سرمایہ کاری کے لئے ، قرض کے فنڈز کے مقابلے میں ایک بہتر آپشن ہیںایکویٹی باہمی فنڈز. ایک ایک خطوط راستہ سود کی شرح میں تبدیلی کے خطرے کو کم کرنے کے ساتھ ساتھ فکسڈ ڈپازٹ (ایف ڈی) کے مقابلے میں بہتر منافع بھی دیتا ہے۔ مثالی طور پر ، جب آپ قرضہ فنڈز میں ایک ایکٹ وے پر سرمایہ کاری کرتے ہیں تو ، اس سے دو معاملات حل ہوجاتے ہیں one ایک ٹیکس کے فوائد اور دوسرا سرمایہ کاری کا خطرہ۔
سود کی بڑھتی ہوئی شرح کے دوران ، یہ بہتر وقت ہے کہ اعلی سطح کے پورٹ فولیو کے ساتھ قرض پر مبنی فنڈز میں ایک ایکسل خطرہ لیا جائے۔بانڈز. یہ فنڈز عام طور پر ان لوگوں کے لئے موزوں ہوتے ہیں جن کے پاس بیکار بچت ہوتی ہے اور وہ زیادہ سے زیادہ واپسی کے لئے سرمایہ کاری کرنا چاہتے ہیں۔ کسی بھی قسم کی یکساں معاوضہ ادائیگی کی جاسکتی ہےمشترکہ فنڈ.
ایک منظم رقم کے مقابلے میں ایک ایک خاص سرمایہ کاری اچھی طرح سے کام کرتی ہےسرمایہ کاری کا منصوبہ- صرف اس صورت میں جب مارکیٹ میں کمی کے دوران یا کم قیمت پر سرمایہ کاری کی جائے۔ تاہم ، ایکمقصدسرمایہ کاری جب مارکیٹ کی قیمتوں کو بڑھایا جاتا ہے یا جب آپ کی سرمایہ کاری کے ابتدائی مرحلے میں مارکیٹ تیزی سے درست ہوجاتی ہے تو کوئی زیادہ سرمایہ کاری نہیں کرسکتا۔
قرضوں کے فنڈز میں کیسے سرمایہ لگائیں: تشخیص کریں
فنڈ ریٹرن- کھانے میں ٹریک کا اچھا ریکارڈ ہونا چاہئے۔ ایک فنڈ ہاؤس میں جائیں جس میں مستقل کارکردگی کی فراہمی کی مضبوط تاریخ ہے۔ فنڈ کا گذشتہ 1 ، 3 اور 5 سال کا ریٹرن چیک کریں اور اگر وہ اپنے معیار کو مات دینے میں کامیاب ہے یا نہیں۔
میچ کے وقت افقڈیبٹ فنڈز اپنی پختگی کی مدت کے ساتھ ساتھ سرمایہ کاری کے متنوع انتخاب پیش کرتے ہیں۔ سرمایہ کاروں کو ان کی پختگی کی مدت کی بنیاد پر سرمایہ کاری کا فیصلہ کرنے کی ضرورت ہوتی ہے ، جبکہ وہ دوسرے کے ساتھ موازنہ بھی کرسکتے ہیںقرض فنڈ ان آلات کو منتخب کریں اور ان کے منصوبے کے ل one ایک مناسب انتخاب کریں۔ مثال کے طور پر ، اگر آپ ایک سالہ سرمایہ کاری کے منصوبے کا ٹائم فریم دیکھ رہے ہیں تو ، ایک مختصر مدتی قرض فنڈ مثالی طور پر موزوں ہوسکتا ہے۔
اخراجات کا تناسب- قرض کے فنڈز میں غور کرنے کے لئے ایک اہم عنصر اس کے اخراجات کا تناسب ہے۔ اخراجات کا ایک اعلی تناسب فنڈز کی کارکردگی پر بڑا اثر ڈالتا ہے۔ مثال کے طور پر،مائع فنڈز سب سے کم اخراجات کا تناسب جو 50 بی پی ایس تک ہے (بی پی ایس سود کی شرح کی پیمائش کرنے کے لئے ایک یونٹ ہے جس میں ایک بی پی ایس 1٪ کے 1 / 100th کے برابر ہے) جبکہ دیگر قرضوں کے فنڈز 150 بی پی ایس تک وصول کرسکتے ہیں۔ لہذا ایک قرض میوچل فنڈ کے درمیان انتخاب کرنے کے ل the ، انتظامیہ کی فیس یا فنڈ کے چلنے والے اخراجات پر غور کرنا ضروری ہے۔
سرفہرست 10 بہترین ایک مجموعہ قرض میوچل فنڈز 2020 - 2021
ذیل میں اعلی درجے کے فنڈز ہیںقرض زمرہ جات بنیادی طور پر فنڈز رکھتے ہیںAUM> 2000 کروڑ اور انتہائی مختصر ، کارپوریٹ بانڈ ، کریڈٹ رسک ، کم دورانیے کے ذیلی زمرے میں ہیں۔
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹580.962
↑ 0.20 ₹19,985 1,000 1.6 2.9 6.2 7.2 7.4 7.45% 5M 26D 7M 2D Aditya Birla Sun Life Corporate Bond Fund Growth ₹117.918
↑ 0.14 ₹25,168 1,000 1.1 2 4.3 7.1 7.4 7.64% 4Y 1M 17D 7Y HDFC Corporate Bond Fund Growth ₹33.9695
↑ 0.04 ₹31,611 5,000 1.2 1.9 4.1 7 7.3 7.65% 4Y 2M 23D 7Y 4M 10D SBI Credit Risk Fund Growth ₹48.6165
↑ 0.08 ₹2,134 5,000 2.1 3.4 6.7 7.6 7.9 8.72% 1Y 7M 24D 2Y 7D HDFC Credit Risk Debt Fund Growth ₹25.539
↑ 0.03 ₹7,522 5,000 1.6 3 6.3 7.4 8 8.59% 2Y 3M 29D 3Y 8M 26D ICICI Prudential Savings Fund Growth ₹576.43
↑ 0.23 ₹27,700 500 1.5 2.8 6.1 7.4 7.7 7.57% 10M 28D 1Y 3M 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Jun 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund Aditya Birla Sun Life Corporate Bond Fund HDFC Corporate Bond Fund SBI Credit Risk Fund HDFC Credit Risk Debt Fund ICICI Prudential Savings Fund Point 1 Lower mid AUM (₹19,985 Cr). Upper mid AUM (₹25,168 Cr). Highest AUM (₹31,611 Cr). Bottom quartile AUM (₹2,134 Cr). Bottom quartile AUM (₹7,522 Cr). Upper mid AUM (₹27,700 Cr). Point 2 Established history (23+ yrs). Oldest track record among peers (29 yrs). Established history (15+ yrs). Established history (21+ yrs). Established history (12+ yrs). Established history (23+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 6.16% (upper mid). 1Y return: 4.28% (bottom quartile). 1Y return: 4.15% (bottom quartile). 1Y return: 6.69% (top quartile). 1Y return: 6.31% (upper mid). 1Y return: 6.11% (lower mid). Point 6 1M return: 0.56% (bottom quartile). 1M return: 1.04% (upper mid). 1M return: 1.10% (upper mid). 1M return: 1.11% (top quartile). 1M return: 0.88% (lower mid). 1M return: 0.62% (bottom quartile). Point 7 Sharpe: 1.75 (top quartile). Sharpe: -0.87 (bottom quartile). Sharpe: -0.90 (bottom quartile). Sharpe: 0.60 (upper mid). Sharpe: 0.39 (lower mid). Sharpe: 1.35 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.45% (bottom quartile). Yield to maturity (debt): 7.64% (lower mid). Yield to maturity (debt): 7.65% (upper mid). Yield to maturity (debt): 8.72% (top quartile). Yield to maturity (debt): 8.59% (upper mid). Yield to maturity (debt): 7.57% (bottom quartile). Point 10 Modified duration: 0.49 yrs (top quartile). Modified duration: 4.13 yrs (bottom quartile). Modified duration: 4.23 yrs (bottom quartile). Modified duration: 1.65 yrs (upper mid). Modified duration: 2.33 yrs (lower mid). Modified duration: 0.91 yrs (upper mid). Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Corporate Bond Fund
HDFC Corporate Bond Fund
SBI Credit Risk Fund
HDFC Credit Risk Debt Fund
ICICI Prudential Savings Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Flexible Income Plan) To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Savings Fund Below is the key information for ICICI Prudential Savings Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (12 Jun 26) ₹580.962 ↑ 0.20 (0.03 %) Net Assets (Cr) ₹19,985 on 30 Apr 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 1.75 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.45% Effective Maturity 7 Months 2 Days Modified Duration 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,375 31 May 23 ₹11,037 31 May 24 ₹11,857 31 May 25 ₹12,812 31 May 26 ₹13,570 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 26 Duration Returns 1 Month 0.6% 3 Month 1.6% 6 Month 2.9% 1 Year 6.2% 3 Year 7.2% 5 Year 6.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.96 Yr. Kaustubh Gupta 15 Jul 11 14.89 Yr. Monika Gandhi 22 Mar 21 5.2 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 28.11% Debt 71.56% Other 0.33% Debt Sector Allocation
Sector Value Corporate 70.53% Government 19.93% Cash Equivalent 9.22% Credit Quality
Rating Value AA 32.23% AAA 67.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹982 Cr 100,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹743 Cr 15,800 Shriram Finance Limited
Debentures | -3% ₹607 Cr 60,000 HDFC Bank Ltd.
Debentures | -3% ₹537 Cr 11,000 Bharti Telecom Limited
Debentures | -2% ₹395 Cr 40,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹388 Cr 39,000 Muthoot Finance Limited
Debentures | -2% ₹348 Cr 35,000 Vedanta Limited
Debentures | -2% ₹326 Cr 32,500 Mankind Pharma Limited
Debentures | -2% ₹321 Cr 32,000 Avanse Financial Services Limited
Debentures | -1% ₹300 Cr 30,000 2. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (12 Jun 26) ₹117.918 ↑ 0.14 (0.12 %) Net Assets (Cr) ₹25,168 on 30 Apr 26 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio -0.87 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.64% Effective Maturity 7 Years Modified Duration 4 Years 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,281 31 May 23 ₹11,011 31 May 24 ₹11,825 31 May 25 ₹13,026 31 May 26 ₹13,408 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 26 Duration Returns 1 Month 1% 3 Month 1.1% 6 Month 2% 1 Year 4.3% 3 Year 7.1% 5 Year 6.2% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 8.5% 2023 7.3% 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 5.14 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 4.58% Debt 95.09% Other 0.34% Debt Sector Allocation
Sector Value Corporate 55.82% Government 39.26% Cash Equivalent 4.58% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Govt Stock 2035
Sovereign Bonds | -8% ₹1,966 Cr 204,535,600
↑ 69,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹1,717 Cr 182,500,000
↑ 7,500,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹1,203 Cr 121,000
↓ -17,500 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹697 Cr 73,000,000
↓ -23,500,000 Bharti Telecom Limited
Debentures | -2% ₹573 Cr 58,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹571 Cr 59,000 Bharti Telecom Limited
Debentures | -2% ₹504 Cr 50,900 Bajaj Housing Finance Limited
Debentures | -2% ₹495 Cr 50,000 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹433 Cr 48,072,800
↑ 41,500,000 Summit Digitel Infrastructure Limited
Debentures | -2% ₹396 Cr 4,000 3. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (12 Jun 26) ₹33.9695 ↑ 0.04 (0.13 %) Net Assets (Cr) ₹31,611 on 30 Apr 26 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.9 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.65% Effective Maturity 7 Years 4 Months 10 Days Modified Duration 4 Years 2 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,230 31 May 23 ₹10,953 31 May 24 ₹11,753 31 May 25 ₹12,944 31 May 26 ₹13,285 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 26 Duration Returns 1 Month 1.1% 3 Month 1.2% 6 Month 1.9% 1 Year 4.1% 3 Year 7% 5 Year 6% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.3% 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 10.6 Yr. Dhruv Muchhal 22 Jun 23 2.94 Yr. Data below for HDFC Corporate Bond Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 4.7% Debt 94.97% Other 0.33% Debt Sector Allocation
Sector Value Corporate 60.15% Government 35.03% Cash Equivalent 4.49% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹1,646 Cr 175,000,000
↓ -5,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹1,127 Cr 125,000,000
↓ -6,500,000 Bajaj Finance Limited
Debentures | -3% ₹1,067 Cr 110,000 6.75% Govt Stock 2033
Sovereign Bonds | -3% ₹827 Cr 79,500,000
↓ -500,000 State Bank Of India
Debentures | -2% ₹762 Cr 775 LIC Housing Finance Ltd
Debentures | -2% ₹499 Cr 5,000 HDFC Bank Limited
Debentures | -2% ₹499 Cr 50,000 Small Industries Development Bank Of India
Debentures | -2% ₹498 Cr 50,000 Rural Electrification Corporation Limited
Debentures | -1% ₹459 Cr 4,500 Bajaj Housing Finance Limited
Debentures | -1% ₹458 Cr 46,542 4. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (12 Jun 26) ₹48.6165 ↑ 0.08 (0.16 %) Net Assets (Cr) ₹2,134 on 30 Apr 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.72% Effective Maturity 2 Years 7 Days Modified Duration 1 Year 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,376 31 May 23 ₹11,220 31 May 24 ₹12,028 31 May 25 ₹13,086 31 May 26 ₹13,870 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 26 Duration Returns 1 Month 1.1% 3 Month 2.1% 6 Month 3.4% 1 Year 6.7% 3 Year 7.6% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.9% 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.33 Yr. Data below for SBI Credit Risk Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 7.68% Equity 4.95% Debt 86.98% Other 0.39% Debt Sector Allocation
Sector Value Corporate 62.72% Government 21.24% Cash Equivalent 7.68% Securitized 3.02% Credit Quality
Rating Value A 14.1% AA 58.22% AAA 27.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infopark Properties Limited
Debentures | -5% ₹105 Cr 10,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹101 Cr 11,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹94 Cr 9,000 6.68% Govt Stock 2040
Sovereign Bonds | -4% ₹94 Cr 10,000,000
↑ 10,000,000 Avanse Financial Services Limited
Debentures | -4% ₹80 Cr 8,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Aditya Birla Renewables Limited
Debentures | -4% ₹75 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -3% ₹75 Cr 7,500 5. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (12 Jun 26) ₹25.539 ↑ 0.03 (0.11 %) Net Assets (Cr) ₹7,522 on 30 Apr 26 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.59% Effective Maturity 3 Years 8 Months 26 Days Modified Duration 2 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,380 31 May 23 ₹11,078 31 May 24 ₹11,839 31 May 25 ₹12,925 31 May 26 ₹13,630 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 26 Duration Returns 1 Month 0.9% 3 Month 1.6% 6 Month 3% 1 Year 6.3% 3 Year 7.4% 5 Year 6.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2025 8% 2024 8.2% 2023 6.6% 2022 3.7% 2021 7% 2020 10.9% 2019 8.6% 2018 5.4% 2017 6.6% 2016 11% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Praveen Jain 7 Mar 26 0.23 Yr. Dhruv Muchhal 22 Jun 23 2.94 Yr. Bhavyesh Divecha 7 Mar 26 0.23 Yr. Data below for HDFC Credit Risk Debt Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 9.42% Equity 3.52% Debt 85.53% Other 1.53% Debt Sector Allocation
Sector Value Corporate 74.02% Government 14.42% Cash Equivalent 6.5% Credit Quality
Rating Value A 12.24% AA 56.96% AAA 30.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -5% ₹364 Cr 35,000 TATA Projects Limited
Debentures | -3% ₹250 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹225 Cr 2,190 Jubilant Beverages Limited
Debentures | -3% ₹208 Cr 19,190 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹201 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹199 Cr 20,000 SK Finance Limited
Debentures | -3% ₹199 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹193 Cr 17,750 Nirma Limited
Debentures | -2% ₹175 Cr 17,500 JSW Energy Limited
Debentures | -2% ₹174 Cr 17,500 6. ICICI Prudential Savings Fund
ICICI Prudential Savings Fund
Growth Launch Date 27 Sep 02 NAV (12 Jun 26) ₹576.43 ↑ 0.23 (0.04 %) Net Assets (Cr) ₹27,700 on 30 Apr 26 Category Debt - Low Duration AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.53 Sharpe Ratio 1.35 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.57% Effective Maturity 1 Year 3 Months 18 Days Modified Duration 10 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,338 31 May 23 ₹11,047 31 May 24 ₹11,905 31 May 25 ₹12,907 31 May 26 ₹13,648 Returns for ICICI Prudential Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 26 Duration Returns 1 Month 0.6% 3 Month 1.5% 6 Month 2.8% 1 Year 6.1% 3 Year 7.4% 5 Year 6.5% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.7% 2024 8% 2023 7.6% 2022 4.5% 2021 3.8% 2020 8.6% 2019 8.8% 2018 7.3% 2017 7.1% 2016 9.1% Fund Manager information for ICICI Prudential Savings Fund
Name Since Tenure Nikhil Kabra 13 Sep 24 1.71 Yr. Darshil Dedhia 12 Jun 23 2.97 Yr. Data below for ICICI Prudential Savings Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 50.65% Debt 49.04% Other 0.31% Debt Sector Allocation
Sector Value Corporate 72.79% Cash Equivalent 17.53% Government 9.37% Credit Quality
Rating Value AA 13.8% AAA 86.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -3% ₹862 Cr 875 National Bank For Agriculture And Rural Development
Debentures | -2% ₹650 Cr 65,000 6.52% Govt Stock 2031
Sovereign Bonds | -2% ₹623 Cr 60,500,000 7.33% Karnataka Sgs 2033
Sovereign Bonds | -2% ₹493 Cr 50,000,000 Bank of India Ltd.
Debentures | -2% ₹473 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹453 Cr 45,500 Rec Limited
Debentures | -2% ₹425 Cr 42,500 Bajaj Housing Finance Limited
Debentures | -2% ₹419 Cr 42,500 Piramal Finance Limited
Debentures | -1% ₹377 Cr 37,500 6.75% Govt Stock 2033
Sovereign Bonds | -1% ₹334 Cr 32,089,920
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