+91-22-48913909آپ کی اکٹھا سرمایہ کاری کیلئے قرض باہمی فنڈز
عام طور پر ، جب کوئی چاہتا ہےباہمی فنڈز میں سرمایہ کاری کریں، وہ الجھن میں ہیں اگر انہیں ایک لے جانا چاہئےگھونٹ راستہ یا ایک ایکبل رقم۔ آئیے آپ کو آسان بنادیں! وہ سرمایہ کار جو قرضوں کے فنڈز میں سرمایہ کاری کرنے کا سوچ رہے ہیں انھیں مثالی طور پر ایک وقتی ادائیگی کا طریقہ منتخب کرنا چاہئے ، جو کہ سرمایہ کاری کا ایک ایک وقفہ ہے۔ آسانی کے ساتھ کم مدت کے لئے سرمایہ کاری کرنا ہمیشہ دانشمند ہےلیکویڈیٹی.
ڈیبٹ میوچل فنڈ کی سرمایہ کاری کے ل L ایک ایک بار کیوں؟
ایک ایک خاصہ سرمایہ کاری کے لئے ، قرض کے فنڈز کے مقابلے میں ایک بہتر آپشن ہیںایکویٹی باہمی فنڈز. ایک ایک خطوط راستہ سود کی شرح میں تبدیلی کے خطرے کو کم کرنے کے ساتھ ساتھ فکسڈ ڈپازٹ (ایف ڈی) کے مقابلے میں بہتر منافع بھی دیتا ہے۔ مثالی طور پر ، جب آپ قرضہ فنڈز میں ایک ایکٹ وے پر سرمایہ کاری کرتے ہیں تو ، اس سے دو معاملات حل ہوجاتے ہیں one ایک ٹیکس کے فوائد اور دوسرا سرمایہ کاری کا خطرہ۔
سود کی بڑھتی ہوئی شرح کے دوران ، یہ بہتر وقت ہے کہ اعلی سطح کے پورٹ فولیو کے ساتھ قرض پر مبنی فنڈز میں ایک ایکسل خطرہ لیا جائے۔بانڈز. یہ فنڈز عام طور پر ان لوگوں کے لئے موزوں ہوتے ہیں جن کے پاس بیکار بچت ہوتی ہے اور وہ زیادہ سے زیادہ واپسی کے لئے سرمایہ کاری کرنا چاہتے ہیں۔ کسی بھی قسم کی یکساں معاوضہ ادائیگی کی جاسکتی ہےمشترکہ فنڈ.
ایک منظم رقم کے مقابلے میں ایک ایک خاص سرمایہ کاری اچھی طرح سے کام کرتی ہےسرمایہ کاری کا منصوبہ- صرف اس صورت میں جب مارکیٹ میں کمی کے دوران یا کم قیمت پر سرمایہ کاری کی جائے۔ تاہم ، ایکمقصدسرمایہ کاری جب مارکیٹ کی قیمتوں کو بڑھایا جاتا ہے یا جب آپ کی سرمایہ کاری کے ابتدائی مرحلے میں مارکیٹ تیزی سے درست ہوجاتی ہے تو کوئی زیادہ سرمایہ کاری نہیں کرسکتا۔
قرضوں کے فنڈز میں کیسے سرمایہ لگائیں: تشخیص کریں
فنڈ ریٹرن- کھانے میں ٹریک کا اچھا ریکارڈ ہونا چاہئے۔ ایک فنڈ ہاؤس میں جائیں جس میں مستقل کارکردگی کی فراہمی کی مضبوط تاریخ ہے۔ فنڈ کا گذشتہ 1 ، 3 اور 5 سال کا ریٹرن چیک کریں اور اگر وہ اپنے معیار کو مات دینے میں کامیاب ہے یا نہیں۔
میچ کے وقت افقڈیبٹ فنڈز اپنی پختگی کی مدت کے ساتھ ساتھ سرمایہ کاری کے متنوع انتخاب پیش کرتے ہیں۔ سرمایہ کاروں کو ان کی پختگی کی مدت کی بنیاد پر سرمایہ کاری کا فیصلہ کرنے کی ضرورت ہوتی ہے ، جبکہ وہ دوسرے کے ساتھ موازنہ بھی کرسکتے ہیںقرض فنڈ ان آلات کو منتخب کریں اور ان کے منصوبے کے ل one ایک مناسب انتخاب کریں۔ مثال کے طور پر ، اگر آپ ایک سالہ سرمایہ کاری کے منصوبے کا ٹائم فریم دیکھ رہے ہیں تو ، ایک مختصر مدتی قرض فنڈ مثالی طور پر موزوں ہوسکتا ہے۔
اخراجات کا تناسب- قرض کے فنڈز میں غور کرنے کے لئے ایک اہم عنصر اس کے اخراجات کا تناسب ہے۔ اخراجات کا ایک اعلی تناسب فنڈز کی کارکردگی پر بڑا اثر ڈالتا ہے۔ مثال کے طور پر،مائع فنڈز سب سے کم اخراجات کا تناسب جو 50 بی پی ایس تک ہے (بی پی ایس سود کی شرح کی پیمائش کرنے کے لئے ایک یونٹ ہے جس میں ایک بی پی ایس 1٪ کے 1 / 100th کے برابر ہے) جبکہ دیگر قرضوں کے فنڈز 150 بی پی ایس تک وصول کرسکتے ہیں۔ لہذا ایک قرض میوچل فنڈ کے درمیان انتخاب کرنے کے ل the ، انتظامیہ کی فیس یا فنڈ کے چلنے والے اخراجات پر غور کرنا ضروری ہے۔
سرفہرست 10 بہترین ایک مجموعہ قرض میوچل فنڈز 2020 - 2021
ذیل میں اعلی درجے کے فنڈز ہیںقرض زمرہ جات بنیادی طور پر فنڈز رکھتے ہیںAUM> 2000 کروڑ اور انتہائی مختصر ، کارپوریٹ بانڈ ، کریڈٹ رسک ، کم دورانیے کے ذیلی زمرے میں ہیں۔
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹570.457
↑ 0.16 ₹22,857 1,000 1.4 3 7.2 7.4 7.4 6.81% 5M 19D 6M 11D Aditya Birla Sun Life Corporate Bond Fund Growth ₹116.404
↓ -0.11 ₹28,253 1,000 0.7 2.6 6.8 7.6 7.4 7.12% 4Y 10M 24D 7Y 6M 14D HDFC Corporate Bond Fund Growth ₹33.5303
↓ -0.02 ₹33,207 5,000 0.7 2.4 6.7 7.6 7.3 7.36% 4Y 5M 19D 7Y 8M 16D HDFC Credit Risk Debt Fund Growth ₹25.0812
↑ 0.00 ₹6,902 5,000 1.4 3.3 7.9 7.7 8 8.56% 2Y 4M 6D 3Y 9M 11D SBI Credit Risk Fund Growth ₹47.5372
↓ 0.00 ₹2,164 5,000 1.3 3.3 7.8 8.2 7.9 8.66% 1Y 11M 26D 2Y 6M 7D ICICI Prudential Corporate Bond Fund Growth ₹30.9559
↓ -0.02 ₹33,250 5,000 1 2.8 7.5 7.8 8 7.36% 3Y 4M 24D 6Y 4D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26 Research Highlights & Commentary of 6 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund Aditya Birla Sun Life Corporate Bond Fund HDFC Corporate Bond Fund HDFC Credit Risk Debt Fund SBI Credit Risk Fund ICICI Prudential Corporate Bond Fund Point 1 Lower mid AUM (₹22,857 Cr). Upper mid AUM (₹28,253 Cr). Upper mid AUM (₹33,207 Cr). Bottom quartile AUM (₹6,902 Cr). Bottom quartile AUM (₹2,164 Cr). Highest AUM (₹33,250 Cr). Point 2 Established history (22+ yrs). Oldest track record among peers (28 yrs). Established history (15+ yrs). Established history (11+ yrs). Established history (21+ yrs). Established history (16+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 7.15% (lower mid). 1Y return: 6.77% (bottom quartile). 1Y return: 6.71% (bottom quartile). 1Y return: 7.90% (top quartile). 1Y return: 7.80% (upper mid). 1Y return: 7.50% (upper mid). Point 6 1M return: 0.65% (bottom quartile). 1M return: 0.86% (upper mid). 1M return: 0.75% (lower mid). 1M return: 0.92% (upper mid). 1M return: 1.02% (top quartile). 1M return: 0.74% (bottom quartile). Point 7 Sharpe: 2.17 (top quartile). Sharpe: 0.22 (bottom quartile). Sharpe: 0.24 (bottom quartile). Sharpe: 1.14 (upper mid). Sharpe: 1.31 (upper mid). Sharpe: 1.04 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.81% (bottom quartile). Yield to maturity (debt): 7.12% (bottom quartile). Yield to maturity (debt): 7.36% (upper mid). Yield to maturity (debt): 8.56% (upper mid). Yield to maturity (debt): 8.66% (top quartile). Yield to maturity (debt): 7.36% (lower mid). Point 10 Modified duration: 0.47 yrs (top quartile). Modified duration: 4.90 yrs (bottom quartile). Modified duration: 4.47 yrs (bottom quartile). Modified duration: 2.35 yrs (upper mid). Modified duration: 1.99 yrs (upper mid). Modified duration: 3.40 yrs (lower mid). Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Corporate Bond Fund
HDFC Corporate Bond Fund
HDFC Credit Risk Debt Fund
SBI Credit Risk Fund
ICICI Prudential Corporate Bond Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Research Highlights for Aditya Birla Sun Life Corporate Bond Fund Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Ultra Short Term Plan) ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for ICICI Prudential Corporate Bond Fund Below is the key information for ICICI Prudential Corporate Bond Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (20 Feb 26) ₹570.457 ↑ 0.16 (0.03 %) Net Assets (Cr) ₹22,857 on 31 Jan 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 2.17 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.81% Effective Maturity 6 Months 11 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,414 31 Jan 23 ₹10,928 31 Jan 24 ₹11,721 31 Jan 25 ₹12,635 31 Jan 26 ₹13,528 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26 Duration Returns 1 Month 0.6% 3 Month 1.4% 6 Month 3% 1 Year 7.2% 3 Year 7.4% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.63 Yr. Kaustubh Gupta 15 Jul 11 14.56 Yr. Monika Gandhi 22 Mar 21 4.87 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 47.38% Debt 52.33% Other 0.29% Debt Sector Allocation
Sector Value Corporate 54.83% Cash Equivalent 30.8% Government 14.08% Credit Quality
Rating Value AA 25.17% AAA 74.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -3% ₹610 Cr 60,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹543 Cr 54,000 Nirma Limited
Debentures | -2% ₹485 Cr 48,500 Bharti Telecom Limited
Debentures | -2% ₹397 Cr 40,000 7.25% Gujarat Sgs 2026
Sovereign Bonds | -2% ₹375 Cr 37,500,000 Muthoot Finance Limited
Debentures | -2% ₹350 Cr 35,000 Mankind Pharma Limited
Debentures | -1% ₹321 Cr 32,000
↓ -2,500 National Bank For Agriculture And Rural Development
Debentures | -1% ₹302 Cr 30,000 Avanse Financial Services Limited
Debentures | -1% ₹300 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹296 Cr 30,000 2. Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (20 Feb 26) ₹116.404 ↓ -0.11 (-0.09 %) Net Assets (Cr) ₹28,253 on 31 Jan 26 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 0.22 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.12% Effective Maturity 7 Years 6 Months 14 Days Modified Duration 4 Years 10 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,442 31 Jan 23 ₹10,892 31 Jan 24 ₹11,710 31 Jan 25 ₹12,715 31 Jan 26 ₹13,527 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26 Duration Returns 1 Month 0.9% 3 Month 0.7% 6 Month 2.6% 1 Year 6.8% 3 Year 7.6% 5 Year 6.4% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 8.5% 2022 7.3% 2021 4.1% 2020 4% 2019 11.9% 2018 9.6% 2017 7% 2016 6.5% 2015 10.2% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 4.81 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 2.95% Debt 96.75% Other 0.3% Debt Sector Allocation
Sector Value Corporate 55.95% Government 40.8% Cash Equivalent 2.95% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Gs 2039
Sovereign Bonds | -8% ₹2,192 Cr 222,236,200 6.68% Gs 2040
Sovereign Bonds | -6% ₹1,594 Cr 165,500,000
↓ -2,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹1,193 Cr 118,500 6.79% Gs 2034
Sovereign Bonds | -4% ₹1,049 Cr 104,519,400 6.33% Gs 2035
Sovereign Bonds | -4% ₹1,044 Cr 107,000,000
↓ -500,000 7.34% Gs 2064
Sovereign Bonds | -3% ₹791 Cr 80,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹585 Cr 59,000 Bharti Telecom Limited
Debentures | -2% ₹576 Cr 58,000 Rec Limited
Debentures | -2% ₹573 Cr 60,000 Bharti Telecom Limited
Debentures | -2% ₹506 Cr 50,900 3. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (20 Feb 26) ₹33.5303 ↓ -0.02 (-0.07 %) Net Assets (Cr) ₹33,207 on 15 Feb 26 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio 0.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.36% Effective Maturity 7 Years 8 Months 16 Days Modified Duration 4 Years 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,408 31 Jan 23 ₹10,782 31 Jan 24 ₹11,586 31 Jan 25 ₹12,580 31 Jan 26 ₹13,390 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26 Duration Returns 1 Month 0.8% 3 Month 0.7% 6 Month 2.4% 1 Year 6.7% 3 Year 7.6% 5 Year 6.3% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 8.6% 2022 7.2% 2021 3.3% 2020 3.9% 2019 11.8% 2018 10.3% 2017 6.5% 2016 6.5% 2015 10.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 10.27 Yr. Dhruv Muchhal 22 Jun 23 2.61 Yr. Data below for HDFC Corporate Bond Fund as on 15 Feb 26
Asset Allocation
Asset Class Value Cash 3.28% Debt 96.42% Other 0.3% Debt Sector Allocation
Sector Value Corporate 58.32% Government 38.08% Cash Equivalent 3.3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Gs 2040
Sovereign Bonds | -9% ₹3,130 Cr 325,000,000
↓ -10,000,000 Bajaj Finance Limited
Debentures | -3% ₹1,113 Cr 112,500 6.90% Gs 2065
Sovereign Bonds | -3% ₹1,062 Cr 113,500,000 Goi Floating Rate Bond 2033
Sovereign Bonds | -3% ₹836 Cr 81,000,000 State Bank Of India
Debentures | -2% ₹766 Cr 775 HDFC Bank Limited
Debentures | -2% ₹508 Cr 50,000 LIC Housing Finance Ltd
Debentures | -2% ₹504 Cr 5,000 Small Industries Development Bank Of India
Debentures | -2% ₹503 Cr 50,000 Rural Electrification Corporation Limited
Debentures | -1% ₹464 Cr 4,500 Small Industries Development Bank Of India
Debentures | -1% ₹457 Cr 45,000 4. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (20 Feb 26) ₹25.0812 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹6,902 on 15 Feb 26 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 1.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.56% Effective Maturity 3 Years 9 Months 11 Days Modified Duration 2 Years 4 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,669 31 Jan 23 ₹11,095 31 Jan 24 ₹11,871 31 Jan 25 ₹12,823 31 Jan 26 ₹13,771 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26 Duration Returns 1 Month 0.9% 3 Month 1.4% 6 Month 3.3% 1 Year 7.9% 3 Year 7.7% 5 Year 6.8% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 8.2% 2022 6.6% 2021 3.7% 2020 7% 2019 10.9% 2018 8.6% 2017 5.4% 2016 6.6% 2015 11% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Shobhit Mehrotra 25 Mar 14 11.86 Yr. Dhruv Muchhal 22 Jun 23 2.61 Yr. Data below for HDFC Credit Risk Debt Fund as on 15 Feb 26
Asset Allocation
Asset Class Value Cash 7.19% Equity 4.27% Debt 88.18% Other 0.36% Debt Sector Allocation
Sector Value Corporate 75.34% Government 12.83% Cash Equivalent 7.19% Credit Quality
Rating Value A 16.03% AA 56.94% AAA 27.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹281 Cr 30,000 GMR Airports Limited
Debentures | -4% ₹271 Cr 26,500 TATA Projects Limited
Debentures | -4% ₹251 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹228 Cr 2,190 Jubilant Beverages Limited
Debentures | -3% ₹205 Cr 19,190 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹202 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹200 Cr 20,000 SK Finance Limited
Debentures | -3% ₹200 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹191 Cr 17,750 Nirma Limited
Debentures | -3% ₹176 Cr 17,500 5. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (20 Feb 26) ₹47.5372 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹2,164 on 31 Jan 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 1.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.66% Effective Maturity 2 Years 6 Months 7 Days Modified Duration 1 Year 11 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,519 31 Jan 23 ₹10,972 31 Jan 24 ₹11,900 31 Jan 25 ₹12,873 31 Jan 26 ₹13,827 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26 Duration Returns 1 Month 1% 3 Month 1.3% 6 Month 3.3% 1 Year 7.8% 3 Year 8.2% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.01 Yr. Data below for SBI Credit Risk Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 14.08% Equity 4.2% Debt 81.34% Other 0.38% Debt Sector Allocation
Sector Value Corporate 64.06% Government 17.28% Cash Equivalent 14.08% Credit Quality
Rating Value A 18.19% AA 60.03% AAA 21.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Gs 2031
Sovereign Bonds | -7% ₹153 Cr 15,000,000 Infopark Properties Limited
Debentures | -5% ₹105 Cr 10,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹103 Cr 11,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 6.48% Gs 2035
Sovereign Bonds | -5% ₹98 Cr 10,000,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹93 Cr 9,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Avanse Financial Services Limited
Debentures | -4% ₹80 Cr 8,000 The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹80 Cr 8,500 6. ICICI Prudential Corporate Bond Fund
ICICI Prudential Corporate Bond Fund
Growth Launch Date 11 Aug 09 NAV (20 Feb 26) ₹30.9559 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹33,250 on 31 Jan 26 Category Debt - Corporate Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio 1.04 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.36% Effective Maturity 6 Years 4 Days Modified Duration 3 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹10,402 31 Jan 23 ₹10,912 31 Jan 24 ₹11,762 31 Jan 25 ₹12,708 31 Jan 26 ₹13,651 Returns for ICICI Prudential Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 26 Duration Returns 1 Month 0.7% 3 Month 1% 6 Month 2.8% 1 Year 7.5% 3 Year 7.8% 5 Year 6.6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 8% 2022 7.6% 2021 4.5% 2020 4.1% 2019 10.4% 2018 9.9% 2017 6.4% 2016 6.3% 2015 9.8% Fund Manager information for ICICI Prudential Corporate Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 2.03 Yr. Ritesh Lunawat 22 Jan 24 2.03 Yr. Data below for ICICI Prudential Corporate Bond Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 16.33% Debt 83.39% Other 0.29% Debt Sector Allocation
Sector Value Corporate 55.85% Government 27.53% Cash Equivalent 16.33% Credit Quality
Rating Value AA 0.5% AAA 99.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Gs 2035
Sovereign Bonds | -6% ₹1,833 Cr 186,102,800
↑ 6,695,000 LIC Housing Finance Ltd
Debentures | -4% ₹1,457 Cr 145,500 6.68% Gs 2040
Sovereign Bonds | -3% ₹1,098 Cr 114,006,250 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹1,003 Cr 1,000 Goi Floating Rate Bond 2033
Sovereign Bonds | -3% ₹951 Cr 92,096,680
↓ -769,210 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹903 Cr 900 Small Industries Development Bank of India
Debentures | -2% ₹789 Cr 79,433 7.10% Gs 2034
Sovereign Bonds | -2% ₹701 Cr 68,594,780 National Bank For Agriculture And Rural Development
Debentures | -2% ₹700 Cr 69,550
↑ 5,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹578 Cr 57,500
↑ 6,500
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