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ফিনক্যাশ »আইসিআইসিআই মিউচুয়াল ফান্ড »ব্যালেন্সড ফান্ড

ICICI প্রুডেনশিয়াল মিউচুয়াল ফান্ড 2022-এর সেরা 4টি সেরা ব্যালেন্সড ফান্ড

Updated on August 30, 2026 , 7674 views

সুষম তহবিল, একটি হাইব্রিড স্কিম হিসাবেও পরিচিত, এর লক্ষ্য ইক্যুইটি এবং এর মধ্যে ব্যবধান পূরণ করাঋণ তহবিল. এই তহবিল উভয় ঋণের সংমিশ্রণ এবংনিরপেক্ষ তহবিল. এটি ইক্যুইটি বাজার এবং নিয়মিত থেকে বৃদ্ধির জোড়া সুবিধা প্রদান করেআয় ঋণ বাজার থেকে।

দ্যব্যালেন্সড ফান্ড দ্বারাicici মিউচুয়াল ফান্ড সাধারণত ইক্যুইটিতে তার পোর্টফোলিও সম্পদের 65 - 75% পর্যন্ত ধারণ করে এবং ভারসাম্যনির্দিষ্ট আয় সিকিউরিটিজ এই তহবিলে বিনিয়োগ করতে ইচ্ছুক বিনিয়োগকারীরা নীচের তালিকাভুক্ত শীর্ষ 4 থেকে বেছে নিতে পারেনICICI মিউচুয়াল ফান্ড দ্বারা সেরা ব্যালেন্সড ফান্ড. এই তহবিলগুলি AUM, অতীতের পারফরম্যান্স,না, ইত্যাদি

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ICICI

কেন ICICI ব্যালেন্সড ফান্ডে বিনিয়োগ করবেন?

উভয়ের মধ্যে সেরা

সুষম তহবিল কম উদ্বায়ী হয়। তারা ইক্যুইটি এবং ডেট ফান্ড উভয়ের মধ্যেই সেরা অফার করে যাতে ইক্যুইটি উপাদানের মাধ্যমে উচ্চতর রিটার্ন এবং ঋণের উপাদানের মাধ্যমে স্থিতিশীলতা নিশ্চিত করা হয়।

কম/মধ্য ঝুঁকি, উচ্চ রিটার্ন

উপরেভিত্তি সম্পদ বরাদ্দের ক্ষেত্রে, সুষম তহবিলের আয় ঝুঁকি সমন্বয় করা হয়। দ্বারাবিনিয়োগ ভিতরেছোট টুপি এবংমিড-ক্যাপ স্টক, ইক্যুইটি লাভ অনেক বেশি এবং সংশ্লিষ্ট ঝুঁকিফ্যাক্টর ঋণ বিনিয়োগ দ্বারা নিয়ন্ত্রিত হয়.

ICICI MF দ্বারা সেরা ব্যালেন্সড মিউচুয়াল ফান্ড

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential MIP 25 Growth ₹78.9221
↓ -0.11 		₹3,3561.81.83.88.47.97.9
ICICI Prudential Equity Arbitrage Fund Growth ₹36.7449
↓ -0.05 		₹34,18023.16.36.96.16.5
ICICI Prudential Equity Savings Fund Growth ₹23.33
↓ -0.05 		₹16,1792.21.336.67.18.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 26

Research Highlights & Commentary of 3 Funds showcased

CommentaryICICI Prudential MIP 25ICICI Prudential Equity Arbitrage FundICICI Prudential Equity Savings Fund
Point 1Bottom quartile AUM (₹3,356 Cr).Highest AUM (₹34,180 Cr).Lower mid AUM (₹16,179 Cr).
Point 2Oldest track record among peers (22 yrs).Established history (19+ yrs).Established history (11+ yrs).
Point 3Top rated.Rating: 4★ (lower mid).Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.
Point 55Y return: 7.92% (upper mid).5Y return: 6.14% (bottom quartile).5Y return: 7.08% (lower mid).
Point 63Y return: 8.37% (upper mid).3Y return: 6.86% (lower mid).3Y return: 6.62% (bottom quartile).
Point 71Y return: 3.79% (lower mid).1Y return: 6.27% (upper mid).1Y return: 3.04% (bottom quartile).
Point 81M return: -0.43% (bottom quartile).1M return: 0.68% (upper mid).1M return: 0.26% (lower mid).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: -0.28 (lower mid).Sharpe: 0.49 (upper mid).Sharpe: -0.61 (bottom quartile).

ICICI Prudential MIP 25

  • Bottom quartile AUM (₹3,356 Cr).
  • Oldest track record among peers (22 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.92% (upper mid).
  • 3Y return: 8.37% (upper mid).
  • 1Y return: 3.79% (lower mid).
  • 1M return: -0.43% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.28 (lower mid).

ICICI Prudential Equity Arbitrage Fund

  • Highest AUM (₹34,180 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 5Y return: 6.14% (bottom quartile).
  • 3Y return: 6.86% (lower mid).
  • 1Y return: 6.27% (upper mid).
  • 1M return: 0.68% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.49 (upper mid).

ICICI Prudential Equity Savings Fund

  • Lower mid AUM (₹16,179 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.08% (lower mid).
  • 3Y return: 6.62% (bottom quartile).
  • 1Y return: 3.04% (bottom quartile).
  • 1M return: 0.26% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.61 (bottom quartile).

1. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential MIP 25

  • Bottom quartile AUM (₹3,356 Cr).
  • Oldest track record among peers (22 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.92% (upper mid).
  • 3Y return: 8.37% (upper mid).
  • 1Y return: 3.79% (lower mid).
  • 1M return: -0.43% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.28 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Top sector: Financial Services.
  • Higher exposure to Corporate (bond sector) vs peer median.
  • Debt-heavy allocation (~70%).
  • High-quality debt (AAA/AA ~96%).
  • Largest holding 6.94% Govt Stock 2036 (~4.5%).

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (02 Sep 26) ₹78.9221 ↓ -0.11   (-0.14 %)
Net Assets (Cr) ₹3,356 on 31 Jul 26
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆☆
Risk Moderately High
Expense Ratio 1.67
Sharpe Ratio -0.28
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,618
31 Aug 23₹11,490
31 Aug 24₹13,268
31 Aug 25₹14,091
31 Aug 26₹14,663

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26

DurationReturns
1 Month -0.4%
3 Month 1.8%
6 Month 1.8%
1 Year 3.8%
3 Year 8.4%
5 Year 7.9%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.9%
2024 11.4%
2023 11.4%
2022 5.1%
2021 9.9%
2020 10.9%
2019 9.6%
2018 5.1%
2017 12.9%
2016 10.9%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Manish Banthia19 Sep 1312.96 Yr.
Akhil Kakkar22 Jan 242.61 Yr.
Roshan Chutkey2 May 224.33 Yr.
Sharmila D’mello31 Jul 224.09 Yr.

Data below for ICICI Prudential MIP 25 as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash6.07%
Equity23.82%
Debt69.81%
Other0.3%
Equity Sector Allocation
SectorValue
Financial Services8.1%
Consumer Cyclical2.9%
Health Care2.7%
Consumer Defensive2.15%
Communication Services1.85%
Basic Materials1.41%
Technology1.11%
Industrials0.98%
Utility0.94%
Real Estate0.89%
Energy0.77%
Debt Sector Allocation
SectorValue
Corporate47.45%
Government23.81%
Cash Equivalent4.62%
Credit Quality
RatingValue
A4.1%
AA57.11%
AAA38.78%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.94% Govt Stock 2036
Sovereign Bonds | -		5%₹152 Cr14,964,700
6.9% Govt Stock 2065
Sovereign Bonds | -		4%₹140 Cr15,000,000
Adani Enterprises Limited
Debentures | -		3%₹100 Cr10,000
Manappuram Finance Limited
Debentures | -		3%₹99 Cr10,000
Godrej Properties Limited
Debentures | -		2%₹76 Cr7,500
National Bank For Agriculture And Rural Development
Debentures | -		2%₹75 Cr7,500
Yes Bank Limited
Debentures | -		2%₹65 Cr650
6.45% Govt Stock 2034
Sovereign Bonds | -		2%₹55 Cr5,369,910
Vedanta Limited
Debentures | -		2%₹50 Cr5,000
Indostar Capital Finance Limited
Debentures | -		1%₹50 Cr5,000

2. ICICI Prudential Equity Arbitrage Fund

The investment objective of Income Optimiser Plan under the scheme is to seek to generate low volatility returns by using arbitrage and other derivative strategies in equity markets and investments in short-term debt portfolio.

Research Highlights for ICICI Prudential Equity Arbitrage Fund

  • Highest AUM (₹34,180 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 5Y return: 6.14% (bottom quartile).
  • 3Y return: 6.86% (lower mid).
  • 1Y return: 6.27% (upper mid).
  • 1M return: 0.68% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.49 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Top sector: Consumer Defensive.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding ICICI Pru Money Market Dir Gr (~15.4%).

Below is the key information for ICICI Prudential Equity Arbitrage Fund

ICICI Prudential Equity Arbitrage Fund
Growth
Launch Date 30 Dec 06
NAV (02 Sep 26) ₹36.7449 ↓ -0.05   (-0.14 %)
Net Assets (Cr) ₹34,180 on 31 Jul 26
Category Hybrid - Arbitrage
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆☆
Risk Moderate
Expense Ratio 0.9
Sharpe Ratio 0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,334
31 Aug 23₹11,026
31 Aug 24₹11,861
31 Aug 25₹12,667
31 Aug 26₹13,416

ICICI Prudential Equity Arbitrage Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for ICICI Prudential Equity Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 3.1%
1 Year 6.3%
3 Year 6.9%
5 Year 6.1%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.5%
2024 7.6%
2023 7.1%
2022 4.2%
2021 3.9%
2020 4.3%
2019 5.9%
2018 6.2%
2017 5.5%
2016 6.8%
Fund Manager information for ICICI Prudential Equity Arbitrage Fund
NameSinceTenure
Nikhil Kabra29 Dec 205.67 Yr.
Sharmila D'Silva31 Jul 224.09 Yr.
Darshil Dedhia13 Sep 241.96 Yr.
Ajaykumar Solanki23 Aug 242.02 Yr.
Archana Nair1 Feb 242.58 Yr.

Data below for ICICI Prudential Equity Arbitrage Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash94.6%
Debt5.66%
Other0.04%
Equity Sector Allocation
SectorValue
Consumer Defensive1%
Consumer Cyclical0.8%
Basic Materials0.76%
Communication Services0.61%
Financial Services0.26%
Real Estate0.09%
Debt Sector Allocation
SectorValue
Cash Equivalent77.77%
Corporate17.5%
Government4.99%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Pru Money Market Dir Gr
Investment Fund | -		15%₹5,268 Cr127,933,512
Future on Bharti Airtel Ltd
Derivatives | -		4%-₹1,476 Cr7,465,575
↑ 313,500
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 23 | BHARTIARTL		4%₹1,472 Cr7,465,575
↑ 313,500
Future on Reliance Industries Ltd
Derivatives | -		4%-₹1,241 Cr9,438,000
↓ -849,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 18 | RELIANCE		4%₹1,234 Cr9,438,000
↓ -849,000
Future on Vodafone Idea Ltd
Derivatives | -		3%-₹1,127 Cr861,917,025
↓ -26,088,375
Vodafone Idea Ltd (Communication Services)
Equity, Since 30 Sep 23 | 532822		3%₹1,121 Cr861,917,025
↓ -26,088,375
Future on Axis Bank Ltd
Derivatives | -		3%-₹1,051 Cr8,491,875
↑ 5,392,500
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | 532215		3%₹1,044 Cr8,491,875
↑ 5,392,500
Future on HDFC Bank Ltd
Derivatives | -		2%-₹812 Cr10,754,900
↓ -5,304,000

3. ICICI Prudential Equity Savings Fund

(Erstwhile ICICI Prudential Equity Income Fund)

The Scheme seeks to generate regular income through investments in fixed income securities and using arbitrage and other derivative strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme?s assets in equity and equity related instruments

Research Highlights for ICICI Prudential Equity Savings Fund

  • Lower mid AUM (₹16,179 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.08% (lower mid).
  • 3Y return: 6.62% (bottom quartile).
  • 1Y return: 3.04% (bottom quartile).
  • 1M return: 0.26% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.61 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Conservative stance with elevated cash (~67%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~8.4%).

Below is the key information for ICICI Prudential Equity Savings Fund

ICICI Prudential Equity Savings Fund
Growth
Launch Date 5 Dec 14
NAV (02 Sep 26) ₹23.33 ↓ -0.05   (-0.21 %)
Net Assets (Cr) ₹16,179 on 31 Jul 26
Category Hybrid - Equity Savings
AMC ICICI Prudential Asset Management Company Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 0.97
Sharpe Ratio -0.61
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹10,590
31 Aug 23₹11,594
31 Aug 24₹12,828
31 Aug 25₹13,640
31 Aug 26₹14,019

ICICI Prudential Equity Savings Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for ICICI Prudential Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26

DurationReturns
1 Month 0.3%
3 Month 2.2%
6 Month 1.3%
1 Year 3%
3 Year 6.6%
5 Year 7.1%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 8.4%
2024 8.5%
2023 9.9%
2022 7.1%
2021 9.5%
2020 4.8%
2019 10.4%
2018 3.4%
2017 10.9%
2016 11.4%
Fund Manager information for ICICI Prudential Equity Savings Fund
NameSinceTenure
Manish Banthia5 Dec 1411.75 Yr.
Ritesh Lunawat29 Dec 205.68 Yr.
Dharmesh Kakkad23 Feb 215.52 Yr.
Sri Sharma30 Apr 215.34 Yr.
Sharmila D'Silva31 Jul 224.09 Yr.
Ajaykumar Solanki23 Aug 242.02 Yr.
Archana Nair1 Feb 242.58 Yr.

Data below for ICICI Prudential Equity Savings Fund as on 31 Jul 26

Asset Allocation
Asset ClassValue
Cash67.37%
Equity19.64%
Debt12.67%
Other0.03%
Equity Sector Allocation
SectorValue
Financial Services5.65%
Consumer Defensive4.91%
Technology2.48%
Energy2.01%
Health Care1.95%
Basic Materials1.53%
Consumer Cyclical1.12%
Industrials1.01%
Utility0.36%
Communication Services0.28%
Debt Sector Allocation
SectorValue
Cash Equivalent60.95%
Corporate11.04%
Government8.34%
Credit Quality
RatingValue
AA9.65%
AAA90.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | HDFCBANK		8%₹1,358 Cr18,157,865
ICICI Pru Money Market Dir Gr
Investment Fund | -		8%₹1,354 Cr32,887,593
Future on HDFC Bank Ltd
Derivatives | -		6%-₹974 Cr12,950,600
↑ 812,500
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Apr 15 | SUNPHARMA		6%₹925 Cr4,645,829
↓ -543,900
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 16 | RELIANCE		6%₹903 Cr6,902,929
Future on Sun Pharmaceuticals Industries Ltd
Derivatives | -		5%-₹748 Cr3,750,250
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | M&M		4%₹631 Cr1,857,000
Future on Reliance Industries Ltd
Derivatives | -		4%-₹612 Cr4,664,000
↓ -175,000
Future on Kotak Mahindra Bank Ltd
Derivatives | -		4%-₹582 Cr14,886,000
↑ 1,772,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 24 | KOTAKBANK		4%₹581 Cr14,886,000

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Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

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