Table of Contents
- আপনার জন্য সরাসরি তহবিল কেন?
- Fundণ তহবিল বিনিয়োগ বোঝা
- সেরা Debণ মিউচুয়াল তহবিল সরাসরি পরিকল্পনা
Top 10 Funds
- Franklin India Income Builder Account - Plan A - Direct
- Reliance Dynamic Bond Fund - Direct
- Axis Corporate Debt Opportunities Fund - Direct
- UTI Short Term Income Fund - Direct
- HDFC Floating Rate Income Fund - Short Term Plan - Direct
- Franklin India Banking And PSU Debt Fund - Direct
- UTI Treasury Advantage Fund - Direct
- UTI Gilt Advantage Fund- LTP - Direct
- Franklin India Savings Plus Fund Retail Option - Direct
- UTI Money Market Fund - Direct
Tণ মিউচুয়াল তহবিলের সেরা সরাসরি পরিকল্পনা ns
মিউচুয়াল ফান্ড নিয়মিত এবং সরাসরি দুটি পরিকল্পনা দেয়। যদিও নিয়মিত পরিকল্পনাগুলি বহু বছর ধরে বিকল্পে ছিল, প্রথম প্রত্যক্ষ পরিকল্পনাটি ২০১৩ সালে প্রবর্তিত হয়েছিল। তবে, সরাসরি পরিকল্পনাগুলি তার অনন্য বৈশিষ্ট্য এবং সুবিধার কারণে নতুন বিনিয়োগকারীদের মধ্যে একটি বিশাল জনপ্রিয়তা অর্জন করছে। যদিও বর্তমানে প্রত্যক্ষ পরিকল্পনা কেবলমাত্র একটি সীমাবদ্ধ প্ল্যাটফর্মের মাধ্যমে পাওয়া যায় তবে এর চাহিদা দেখে অনেক চ্যানেল সরাসরি পরিকল্পনা প্রবর্তন করছে। যে বিনিয়োগকারীরা বিনিয়োগ করতে চানFundণ তহবিল প্রত্যক্ষ পরিকল্পনা বাছাই করে, এখানে প্রত্যক্ষ তহবিলগুলি কী কী তার এক ঝলক, directণ তহবিলের সংক্ষিপ্ত বোঝার পাশাপাশি কয়েকটি সেরা প্রত্যক্ষ প্যান debtণ তহবিল।
আপনার জন্য সরাসরি তহবিল কেন?
নিয়মিত তহবিলের বিপরীতে, সরাসরি তহবিল সীমিত চ্যানেলের মাধ্যমে যেমন মিউচুয়াল ফান্ড সংস্থা, কারভি /cams, তৃতীয় পক্ষের সিকিওরিটিজ মধ্যস্থতাকারী এবং ফান্ড হাউসের স্থানীয় প্রতিনিধিদের সীমাবদ্ধ। যে বিনিয়োগকারীরা কোনও পরামর্শদাতার বা মধ্যস্থতার সাহায্য ছাড়াই স্বতন্ত্রভাবে বিনিয়োগ এবং তাদের বিনিয়োগগুলি ট্র্যাক করতে পারেন তারা তহবিল থেকে সরাসরি পরিকল্পনায় বিনিয়োগ করতে পারেন।
প্রত্যক্ষ তহবিলগুলিতে নিয়মিত তহবিলের মতো কোনও ব্যয় চার্জ হয় না। যেমন নেইপরিবেশক চার্জ / লেনদেন চার্জার ইত্যাদি, সরাসরি পরিকল্পনার ব্যয় অনুপাত কম is ফেরতের ক্ষেত্রেও এই প্রভাব effect প্রত্যক্ষ মিউচুয়াল ফান্ডের ব্যয়ের অনুপাত কম হওয়ায়, নিয়মিত পরিকল্পনার তুলনায় আয় কিছুটা বেশি হতে পারে- প্রায় ০.০ শতাংশ থেকে দেড় শতাংশ বেশি। বিনিয়োগকারীরা সরাসরি তহবিল বেছে নিচ্ছেন এমন একটি কারণ এটি।
আদর্শভাবে, এবিনিয়োগকারীদের যার মিউচুয়াল ফান্ড বিনিয়োগের অভিজ্ঞতা রয়েছে এবং বাজারের চলাফেরার সম্পর্কে সুষ্ঠু জ্ঞান রয়েছে তাদের সরাসরি পরিকল্পনার জন্য পছন্দ করা উচিত। নতুন বিনিয়োগকারীরা যারা সম্পর্কে নিশ্চিত ননঝুকিপুন্ন ক্ষুধা এবং বাজারে আদর্শভাবে পছন্দ করা উচিতএকত্রিত পুঁজি নিয়মিত পরিকল্পনা সহ।
Fundণ তহবিল বিনিয়োগ বোঝা
Tণ তহবিল হ'ল এক ধরণের মিউচুয়াল ফান্ড যা মূলত স্থায়ী আয়ের সিকিওরিটিতে যেমন বিনিয়োগ করেডুরি, সরকারী সিকিওরিটিস, ট্রেজারি বিল ইত্যাদি weণ তহবিলের শ্রেণিবিন্যাসের দিকে নজর দিলে এগুলি পরিপক্ক হিসাবে সংক্ষিপ্ত, মধ্য এবং দীর্ঘমেয়াদী কাল হিসাবে শ্রেণিবদ্ধ করা হয়। এটি investorsণ তহবিলগুলিতে বিনিয়োগ করতে চায় এমন বিনিয়োগকারীদের জন্য একাধিক বিকল্প দেয়।
যারা বিনিয়োগের ক্ষেত্রে বেশি ঝুঁকি নিতে চান না বা যারা এড়াতে চান তাদের জন্য fundsণ তহবিলই ভাল বিকল্পবিনিয়োগ অত্যন্ত উদ্বায়ীইক্যুইটি তহবিল। এই তহবিলগুলি নিয়মিত এবং অবিচলিত আয় সরবরাহ করে, তবে ইক্যুইটি তহবিলের তুলনায় রিটার্ন কম হয় are
পরিপক্কতা অনুসারে Fundণ তহবিলের প্রকারগুলি
- স্বল্প মেয়াদী Fundণ তহবিল- রাতারাতি তহবিল,তরল তহবিল, অতিস্বল্পমেয়াদী তহবিল, কম সময়কালীন তহবিল
- মাঝারি মেয়াদী Fundণ তহবিল- স্বল্পকালীন তহবিল, মাঝারি সময়কালীন তহবিল, মাঝারি থেকে দীর্ঘকালীন তহবিল
- দীর্ঘমেয়াদী debtণ তহবিল- দীর্ঘকালীন তহবিল
- বন্ড ওরিয়েন্টেড তহবিল-গতিশীল বন্ড তহবিল, কর্পোরেট বন্ড তহবিল
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সেরা Debণ মিউচুয়াল তহবিল সরাসরি পরিকল্পনা
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Franklin India Income Builder Account - Plan A - Direct Growth ₹108.275
↑ 0.08 ₹843 4.2 6.4 11 8.3 7 8.2 Reliance Dynamic Bond Fund - Direct Growth ₹40.3052
↑ 0.01 ₹4,613 3.3 5.9 10.8 9 6.4 9.4 Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.1517
↑ 0.01 ₹8,119 3.1 5.6 10.2 8.5 7.2 8.7 UTI Short Term Income Fund - Direct Growth ₹33.8593
↑ 0.02 ₹2,822 2.8 5 9.4 8.2 7.7 8.4 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹51.1107
↑ 0.03 ₹15,297 2.7 4.9 9.3 8.4 7 8.5 Franklin India Banking And PSU Debt Fund - Direct Growth ₹23.5198
↑ 0.02 ₹550 2.8 4.9 9.3 7.8 6.2 8.1 UTI Treasury Advantage Fund - Direct Growth ₹3,611.34
↑ 2.17 ₹3,141 2.4 4.4 8.4 7.4 7.2 7.8 UTI Gilt Advantage Fund- LTP - Direct Growth ₹65.0097
↑ 0.09 ₹670 1.4 4.3 8.4 8 5.7 9.2 Franklin India Savings Plus Fund Retail Option - Direct Growth ₹51.9631
↑ 0.03 ₹3,472 2.4 4.4 8.3 7.5 6 7.8 UTI Money Market Fund - Direct Growth ₹3,128.63
↑ 1.81 ₹18,385 2.4 4.4 8.3 7.6 6.2 7.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Jun 25
The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Income Builder Account - Plan A - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments. Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Dynamic Bond Fund - Direct Returns up to 1 year are on The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized. Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a Below is the key information for Axis Corporate Debt Opportunities Fund - Direct Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved. Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Banking And PSU Debt Fund - Direct Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. UTI Treasury Advantage Fund - Direct is a Debt - Low Duration fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Treasury Advantage Fund - Direct Returns up to 1 year are on To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Advantage Fund- LTP - Direct Returns up to 1 year are on Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Franklin India Savings Plus Fund Retail Option - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. UTI Money Market Fund - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Low risk and has given a Below is the key information for UTI Money Market Fund - Direct Returns up to 1 year are on 1. Franklin India Income Builder Account - Plan A - Direct
CAGR/Annualized return of 8.5% since its launch. Return for 2024 was 8.2% , 2023 was 7.1% and 2022 was 3.7% . Franklin India Income Builder Account - Plan A - Direct
Growth Launch Date 1 Jan 13 NAV (30 Jun 25) ₹108.275 ↑ 0.08 (0.07 %) Net Assets (Cr) ₹843 on 31 May 25 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 2.02 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 6.85% Effective Maturity 5 Years 11 Months 23 Days Modified Duration 3 Years 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,691 30 Jun 22 ₹11,028 30 Jun 23 ₹11,771 30 Jun 24 ₹12,610 Returns for Franklin India Income Builder Account - Plan A - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 0.3% 3 Month 4.2% 6 Month 6.4% 1 Year 11% 3 Year 8.3% 5 Year 7% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 7.1% 2022 3.7% 2021 4.3% 2020 9.7% 2019 9.8% 2018 8.1% 2017 8.3% 2016 9.7% 2015 9.3% Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 1.65 Yr. Anuj Tagra 7 Mar 24 1.23 Yr. Chandni Gupta 7 Mar 24 1.23 Yr. Data below for Franklin India Income Builder Account - Plan A - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 9.15% Debt 90.57% Other 0.28% Debt Sector Allocation
Sector Value Corporate 64.48% Government 26.09% Cash Equivalent 9.15% Credit Quality
Rating Value AA 17.88% AAA 82.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -7% ₹54 Cr 5,300,000 Pipeline Infrastructure Private Limited
Debentures | -7% ₹52 Cr 5,000 Summit Digitel Infrastructure Ltd
Debentures | -7% ₹52 Cr 5,000 Small Industries Development Bank Of India
Debentures | -7% ₹52 Cr 5,000 ICICI Home Finance Company Limited
Debentures | -7% ₹52 Cr 5,000 Sikka Ports & Terminals Limited
Debentures | -6% ₹50 Cr 500 Rural Electrification Corporation Limited
Debentures | -6% ₹50 Cr 9,000 Bajaj Finance Limited
Debentures | -3% ₹26 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 2,500
↑ 2,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 2,500 2. Reliance Dynamic Bond Fund - Direct
CAGR/Annualized return of 8% since its launch. Return for 2024 was 9.4% , 2023 was 7.1% and 2022 was 2.8% . Reliance Dynamic Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (30 Jun 25) ₹40.3052 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹4,613 on 31 May 25 Category Debt - Dynamic Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.31 Sharpe Ratio 2.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 6.33% Effective Maturity 5 Years 14 Days Modified Duration 4 Years 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,434 30 Jun 22 ₹10,507 30 Jun 23 ₹11,474 30 Jun 24 ₹12,305 Returns for Reliance Dynamic Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month -0.4% 3 Month 3.3% 6 Month 5.9% 1 Year 10.8% 3 Year 9% 5 Year 6.4% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.4% 2023 7.1% 2022 2.8% 2021 3.2% 2020 11.9% 2019 9.2% 2018 5.5% 2017 3.8% 2016 14.7% 2015 6.4% Fund Manager information for Reliance Dynamic Bond Fund - Direct
Name Since Tenure Vivek Sharma 25 Jun 20 4.94 Yr. Pranay Sinha 31 Mar 21 4.17 Yr. Kinjal Desai 25 May 18 7.02 Yr. Data below for Reliance Dynamic Bond Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 2.65% Debt 97.07% Other 0.28% Debt Sector Allocation
Sector Value Government 97.07% Cash Equivalent 2.65% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.83 MH Sdl 2030
Sovereign Bonds | -7% ₹311 Cr 29,400,000 07.78 MH Sgs 2030
Sovereign Bonds | -6% ₹256 Cr 24,100,200 07.04 Tn SDL 2030
Sovereign Bonds | -5% ₹237 Cr 23,078,300 7.17% Govt Stock 2030
Sovereign Bonds | -4% ₹173 Cr 16,500,000 07.70 MH Sgs 2030
Sovereign Bonds | -3% ₹143 Cr 13,500,000 07.76 MH Sgs 2030
Sovereign Bonds | -3% ₹133 Cr 12,500,000 07.02 Tn SDL 2030
Sovereign Bonds | -3% ₹128 Cr 12,500,000 07.86 MH Sdl 2030
Sovereign Bonds | -3% ₹117 Cr 11,000,000 06.65 GJ Sdl 2030
Sovereign Bonds | -3% ₹113 Cr 11,200,000 07.60 MH Sdl 2030
Sovereign Bonds | -2% ₹110 Cr 10,500,000 3. Axis Corporate Debt Opportunities Fund - Direct
CAGR/Annualized return of 7.8% since its launch. Return for 2024 was 8.7% , 2023 was 7.5% and 2022 was 4.4% . Axis Corporate Debt Opportunities Fund - Direct
Growth Launch Date 13 Jul 17 NAV (30 Jun 25) ₹18.1517 ↑ 0.01 (0.07 %) Net Assets (Cr) ₹8,119 on 31 May 25 Category Debt - Corporate Bond AMC Axis Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.27 Sharpe Ratio 2.77 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.91% Effective Maturity 5 Years 7 Days Modified Duration 3 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,700 30 Jun 22 ₹11,067 30 Jun 23 ₹11,893 30 Jun 24 ₹12,799 Returns for Axis Corporate Debt Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 0.1% 3 Month 3.1% 6 Month 5.6% 1 Year 10.2% 3 Year 8.5% 5 Year 7.2% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.5% 2022 4.4% 2021 4.4% 2020 12.4% 2019 6.9% 2018 8.8% 2017 2016 2015 Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
Name Since Tenure Devang Shah 13 Jul 17 7.89 Yr. Hardik Shah 31 Jan 22 3.33 Yr. Data below for Axis Corporate Debt Opportunities Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 4.3% Debt 95.47% Other 0.23% Debt Sector Allocation
Sector Value Corporate 62.63% Government 32.84% Cash Equivalent 4.3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -9% ₹680 Cr 64,516,700
↓ -1,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹322 Cr 30,500,000 Small Industries Development Bank Of India
Debentures | -2% ₹153 Cr 15,000 7.48% National Bank For Agriculture And Rural Development
Debentures | -2% ₹153 Cr 15,000
↑ 5,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹127 Cr 12,500 Rec Limited
Debentures | -2% ₹127 Cr 12,500 India Grid Trust
Debentures | -2% ₹127 Cr 12,500
↑ 2,500 Kohima Mariani Transmission Limited
Debentures | -2% ₹117 Cr 11,800 National Bank For Agriculture And Rural Development
Debentures | -2% ₹113 Cr 11,000 Kotak Mahindra Prime Ltd. 7.6%
Debentures | -2% ₹111 Cr 11,000
↑ 7,500 4. UTI Short Term Income Fund - Direct
CAGR/Annualized return of 7.6% since its launch. Return for 2024 was 8.4% , 2023 was 7.6% and 2022 was 4.4% . UTI Short Term Income Fund - Direct
Growth Launch Date 1 Jan 13 NAV (30 Jun 25) ₹33.8593 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹2,822 on 31 May 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.33 Sharpe Ratio 2.51 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.69% Effective Maturity 3 Years 7 Months 24 Days Modified Duration 2 Years 8 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,576 30 Jun 22 ₹11,442 30 Jun 23 ₹12,295 30 Jun 24 ₹13,239 Returns for UTI Short Term Income Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 0.2% 3 Month 2.8% 6 Month 5% 1 Year 9.4% 3 Year 8.2% 5 Year 7.7% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 7.6% 2022 4.4% 2021 9% 2020 11% 2019 -3.5% 2018 6.6% 2017 6.6% 2016 10.6% 2015 8.9% Fund Manager information for UTI Short Term Income Fund - Direct
Name Since Tenure Anurag Mittal 8 Apr 25 0.15 Yr. Sudhir Agarwal 25 Oct 12 12.61 Yr. Data below for UTI Short Term Income Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 8.87% Debt 90.88% Other 0.25% Debt Sector Allocation
Sector Value Corporate 68.69% Government 25.44% Cash Equivalent 5.62% Credit Quality
Rating Value AA 10.39% AAA 89.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹264 Cr 2,550,000,000 LIC Housing Finance Limited
Debentures | -6% ₹179 Cr 1,750 National Housing Bank
Debentures | -6% ₹179 Cr 17,500 Small Industries Development Bank Of India
Debentures | -6% ₹178 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹178 Cr 17,500 Power Finance Corporation Ltd.
Debentures | -6% ₹178 Cr 17,500 Export-Import Bank of India
Domestic Bonds | -4% ₹127 Cr 12,500
↑ 2,500 Bajaj Finance Limited
Debentures | -3% ₹76 Cr 7,500 Mankind Pharma Ltd
Debentures | -3% ₹76 Cr 7,500
↑ 5,000 Kotak Mahindra Prime Limited
Debentures | -3% ₹76 Cr 750
↓ -100 5. HDFC Floating Rate Income Fund - Short Term Plan - Direct
CAGR/Annualized return of 8% since its launch. Return for 2024 was 8.5% , 2023 was 7.9% and 2022 was 4.8% . HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (30 Jun 25) ₹51.1107 ↑ 0.03 (0.06 %) Net Assets (Cr) ₹15,297 on 31 May 25 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 3.2 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.13% Effective Maturity 4 Years 9 Months 14 Days Modified Duration 1 Year 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,664 30 Jun 22 ₹11,022 30 Jun 23 ₹11,871 30 Jun 24 ₹12,836
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 0.4% 3 Month 2.7% 6 Month 4.9% 1 Year 9.3% 3 Year 8.4% 5 Year 7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 7.9% 2022 4.8% 2021 4.4% 2020 9.4% 2019 8.7% 2018 7.4% 2017 7% 2016 9.1% 2015 8.9% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Shobhit Mehrotra 23 Oct 07 17.62 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 4.24% Debt 95.47% Other 0.29% Debt Sector Allocation
Sector Value Corporate 48.85% Government 46.62% Cash Equivalent 4.24% Credit Quality
Rating Value AA 14.38% AAA 85.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.99% Govt Stock 2034
Sovereign Bonds | -16% ₹2,428 Cr 238,500,000 7.81% Govt Stock 2033
Sovereign Bonds | -8% ₹1,264 Cr 121,641,200 7.59% Govt Stock 2031
Sovereign Bonds | -6% ₹945 Cr 92,500,000 Aadhar Housing Finance Limited
Debentures | -2% ₹355 Cr 35,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹255 Cr 25,000 Power Finance Corporation Ltd.
Debentures | -2% ₹253 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -1% ₹204 Cr 20,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹203 Cr 20,000 7.11% Govt Stock 2028
Sovereign Bonds | -1% ₹202 Cr 20,000,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹202 Cr 20,000 6. Franklin India Banking And PSU Debt Fund - Direct
CAGR/Annualized return of 7.9% since its launch. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% . Franklin India Banking And PSU Debt Fund - Direct
Growth Launch Date 25 Apr 14 NAV (30 Jun 25) ₹23.5198 ↑ 0.02 (0.08 %) Net Assets (Cr) ₹550 on 31 May 25 Category Debt - Banking & PSU Debt AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.19 Sharpe Ratio 2.53 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 6.67% Effective Maturity 6 Years 1 Month 28 Days Modified Duration 3 Years 3 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,499 30 Jun 22 ₹10,802 30 Jun 23 ₹11,546 30 Jun 24 ₹12,373
Purchase not allowed Returns for Franklin India Banking And PSU Debt Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 0.1% 3 Month 2.8% 6 Month 4.9% 1 Year 9.3% 3 Year 7.8% 5 Year 6.2% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3.6% 2021 4% 2020 9.5% 2019 11.6% 2018 7.3% 2017 6.8% 2016 10.2% 2015 7.9% Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct
Name Since Tenure Anuj Tagra 7 Mar 24 1.23 Yr. Chandni Gupta 7 Mar 24 1.23 Yr. Sandeep Manam 18 Oct 21 3.62 Yr. Data below for Franklin India Banking And PSU Debt Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 8.13% Debt 91.51% Other 0.36% Debt Sector Allocation
Sector Value Corporate 71.33% Government 25.42% Cash Equivalent 2.89% Credit Quality
Rating Value AA 9.9% AAA 90.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity India Infrastructure Finance Company Limited
Debentures | -9% ₹52 Cr 5,000 Small Industries Development Bank Of India
Debentures | -8% ₹42 Cr 4,000 6.9% Govt Stock 2065
Sovereign Bonds | -7% ₹39 Cr 3,800,000 Rural Electrification Corporation Limited
Debentures | -6% ₹33 Cr 6,000 ICICI Bank Limited
Debentures | -6% ₹31 Cr 300 Power Finance Corporation Ltd.
Debentures | -5% ₹26 Cr 2,500
↑ 2,500 Bajaj Finance Limited
Debentures | -5% ₹26 Cr 2,500 State Bank Of India
Debentures | -5% ₹26 Cr 250 7.48% National Bank For Agriculture And Rural Development
Debentures | -5% ₹26 Cr 2,500 Power Finance Corporation Ltd.
Debentures | -5% ₹25 Cr 2,500 7. UTI Treasury Advantage Fund - Direct
CAGR/Annualized return of 7% since its launch. Return for 2024 was 7.8% , 2023 was 7.2% and 2022 was 4.6% . UTI Treasury Advantage Fund - Direct
Growth Launch Date 1 Jan 13 NAV (30 Jun 25) ₹3,611.34 ↑ 2.17 (0.06 %) Net Assets (Cr) ₹3,141 on 31 May 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating Risk Moderately Low Expense Ratio 0.34 Sharpe Ratio 2.77 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.71% Effective Maturity 11 Months 23 Days Modified Duration 10 Months 20 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,466 30 Jun 22 ₹11,395 30 Jun 23 ₹12,156 30 Jun 24 ₹13,035 Returns for UTI Treasury Advantage Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 0.6% 3 Month 2.4% 6 Month 4.4% 1 Year 8.4% 3 Year 7.4% 5 Year 7.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.2% 2022 4.6% 2021 9.1% 2020 7.4% 2019 -4.1% 2018 7.5% 2017 7.2% 2016 9.1% 2015 8.9% Fund Manager information for UTI Treasury Advantage Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 3.5 Yr. Data below for UTI Treasury Advantage Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 42.11% Debt 57.61% Other 0.27% Debt Sector Allocation
Sector Value Corporate 56.09% Cash Equivalent 29.21% Government 14.43% Credit Quality
Rating Value AA 15.3% AAA 84.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 Days Tbill
Sovereign Bonds | -9% ₹296 Cr 3,000,000,000 Power Finance Corporation Limited
Debentures | -4% ₹149 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -4% ₹126 Cr 1,250 National Bank For Agriculture And Rural Development
Debentures | -3% ₹102 Cr 10,000 Rural Electrification Corporation Limited
Debentures | -3% ₹102 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000 Nirma Limited
Debentures | -2% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -2% ₹55 Cr 550,000 Aditya Birla Renewables Limited
Debentures | -2% ₹51 Cr 5,000 Rec Limited
Debentures | -2% ₹51 Cr 5,000 8. UTI Gilt Advantage Fund- LTP - Direct
CAGR/Annualized return of 8.4% since its launch. Return for 2024 was 9.2% , 2023 was 7% and 2022 was 3.2% . UTI Gilt Advantage Fund- LTP - Direct
Growth Launch Date 1 Jan 13 NAV (30 Jun 25) ₹65.0097 ↑ 0.09 (0.14 %) Net Assets (Cr) ₹670 on 31 May 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.66 Sharpe Ratio 1.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.64% Effective Maturity 21 Years 4 Days Modified Duration 9 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,272 30 Jun 22 ₹10,435 30 Jun 23 ₹11,237 30 Jun 24 ₹12,115 Returns for UTI Gilt Advantage Fund- LTP - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month -1.7% 3 Month 1.4% 6 Month 4.3% 1 Year 8.4% 3 Year 8% 5 Year 5.7% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.2% 2023 7% 2022 3.2% 2021 2.6% 2020 10.6% 2019 12.1% 2018 6.6% 2017 4.5% 2016 15.8% 2015 6.4% Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct
Name Since Tenure Pankaj Pathak 8 Apr 25 0.15 Yr. Data below for UTI Gilt Advantage Fund- LTP - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 3.6% Debt 96.4% Debt Sector Allocation
Sector Value Government 96.4% Cash Equivalent 3.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -41% ₹269 Cr 2,600,000,000
↓ -700,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -19% ₹123 Cr 1,150,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -16% ₹104 Cr 1,000,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹48 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹33 Cr 300,000,000 Chhattisgarh (Government of) 7.32%
- | -5% ₹31 Cr 300,000,000 Assam (Government of) 7.34%
- | -5% ₹31 Cr 300,000,000 Net Current Assets
Net Current Assets | -3% ₹21 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹3 Cr 00 9. Franklin India Savings Plus Fund Retail Option - Direct
CAGR/Annualized return of 7.5% since its launch. Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.6% . Franklin India Savings Plus Fund Retail Option - Direct
Growth Launch Date 1 Jan 13 NAV (30 Jun 25) ₹51.9631 ↑ 0.03 (0.06 %) Net Assets (Cr) ₹3,472 on 31 May 25 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately Low Expense Ratio 0.11 Sharpe Ratio 2.97 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.46% Effective Maturity 8 Months 26 Days Modified Duration 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,399 30 Jun 22 ₹10,776 30 Jun 23 ₹11,504 30 Jun 24 ₹12,369 Returns for Franklin India Savings Plus Fund Retail Option - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 0.6% 3 Month 2.4% 6 Month 4.4% 1 Year 8.3% 3 Year 7.5% 5 Year 6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 4.6% 2021 3.7% 2020 6.2% 2019 8.6% 2018 7.7% 2017 7.3% 2016 8.5% 2015 9% Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 1.65 Yr. Rohan Maru 10 Oct 24 0.64 Yr. Chandni Gupta 30 Apr 24 1.09 Yr. Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 82.14% Debt 17.67% Other 0.19% Debt Sector Allocation
Sector Value Corporate 47.12% Government 30.2% Cash Equivalent 22.49% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -6% ₹215 Cr 22,500,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -4% ₹143 Cr 15,000,000 Kotak Mahindra Bank Ltd.
Debentures | -2% ₹71 Cr 1,500 Indian Bank
Domestic Bonds | -1% ₹47 Cr 1,000 HDFC Bank Ltd.
Debentures | -1% ₹47 Cr 1,000
↑ 1,000 08.39 RJ UDAY 2026
Domestic Bonds | -1% ₹30 Cr 2,860,000
↑ 360,000 5.63% Govt Stock 2026
Sovereign Bonds | -1% ₹25 Cr 2,500,000
↑ 2,500,000 Bank of Baroda
Debentures | -1% ₹24 Cr 500
↑ 500 Corporate Debt Market Development Fund Class A2
Investment Fund | -0% ₹6 Cr 5,772 364 DTB 22012026
Sovereign Bonds | -0% ₹3 Cr 316,500 10. UTI Money Market Fund - Direct
CAGR/Annualized return of 7.4% since its launch. Return for 2024 was 7.8% , 2023 was 7.5% and 2022 was 5% . UTI Money Market Fund - Direct
Growth Launch Date 1 Jan 13 NAV (30 Jun 25) ₹3,128.63 ↑ 1.81 (0.06 %) Net Assets (Cr) ₹18,385 on 31 May 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating Risk Low Expense Ratio 0.18 Sharpe Ratio 2.99 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.51% Effective Maturity 7 Months 28 Days Modified Duration 7 Months 28 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,426 30 Jun 22 ₹10,833 30 Jun 23 ₹11,582 30 Jun 24 ₹12,460
Purchase not allowed Returns for UTI Money Market Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25 Duration Returns 1 Month 0.7% 3 Month 2.4% 6 Month 4.4% 1 Year 8.3% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.5% 2022 5% 2021 3.8% 2020 6.1% 2019 8.1% 2018 7.9% 2017 6.8% 2016 7.8% 2015 8.5% Fund Manager information for UTI Money Market Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 3.5 Yr. Amit Sharma 7 Jul 17 7.91 Yr. Data below for UTI Money Market Fund - Direct as on 31 May 25
Asset Allocation
Asset Class Value Cash 81.9% Debt 17.86% Other 0.24% Debt Sector Allocation
Sector Value Corporate 46.13% Cash Equivalent 30.15% Government 23.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -3% ₹478 Cr 5,000,000,000 364 DTB 19mar2026
Sovereign Bonds | -3% ₹477 Cr 5,000,000,000 06.89 RJ Sdl 2025
Sovereign Bonds | -2% ₹306 Cr 3,050,000,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹239 Cr 2,500,000,000 08.23 MH Sdl 2025
Sovereign Bonds | -1% ₹201 Cr 2,000,000,000 364 DTB 12022026
Sovereign Bonds | -1% ₹192 Cr 2,000,000,000 364 DTB 27022026
Sovereign Bonds | -1% ₹191 Cr 2,000,000,000 Cholamandalam Investment & Finance Co Ltd.
Debentures | -1% ₹169 Cr 1,750,000,000
↑ 1,750,000,000 07.00 RJ Sdl 2025
Sovereign Bonds | -1% ₹150 Cr 1,500,000,000
↑ 1,500,000,000 HDFC Bank Ltd.
Debentures | -1% ₹142 Cr 1,500,000,000
↑ 1,500,000,000
এখানে প্রদত্ত তথ্যগুলি নির্ভুল নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। তবে তথ্যের সঠিকতা সম্পর্কিত কোনও গ্যারান্টি দেওয়া হয় না। কোনও বিনিয়োগ করার আগে দয়া করে স্কিম তথ্য নথি দিয়ে যাচাই করুন।
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