+91-22-48913909Tণ মিউচুয়াল তহবিলের সেরা সরাসরি পরিকল্পনা ns
মিউচুয়াল ফান্ড নিয়মিত এবং সরাসরি দুটি পরিকল্পনা দেয়। যদিও নিয়মিত পরিকল্পনাগুলি বহু বছর ধরে বিকল্পে ছিল, প্রথম প্রত্যক্ষ পরিকল্পনাটি ২০১৩ সালে প্রবর্তিত হয়েছিল। তবে, সরাসরি পরিকল্পনাগুলি তার অনন্য বৈশিষ্ট্য এবং সুবিধার কারণে নতুন বিনিয়োগকারীদের মধ্যে একটি বিশাল জনপ্রিয়তা অর্জন করছে। যদিও বর্তমানে প্রত্যক্ষ পরিকল্পনা কেবলমাত্র একটি সীমাবদ্ধ প্ল্যাটফর্মের মাধ্যমে পাওয়া যায় তবে এর চাহিদা দেখে অনেক চ্যানেল সরাসরি পরিকল্পনা প্রবর্তন করছে। যে বিনিয়োগকারীরা বিনিয়োগ করতে চানFundণ তহবিল প্রত্যক্ষ পরিকল্পনা বাছাই করে, এখানে প্রত্যক্ষ তহবিলগুলি কী কী তার এক ঝলক, directণ তহবিলের সংক্ষিপ্ত বোঝার পাশাপাশি কয়েকটি সেরা প্রত্যক্ষ প্যান debtণ তহবিল।
আপনার জন্য সরাসরি তহবিল কেন?
নিয়মিত তহবিলের বিপরীতে, সরাসরি তহবিল সীমিত চ্যানেলের মাধ্যমে যেমন মিউচুয়াল ফান্ড সংস্থা, কারভি /cams, তৃতীয় পক্ষের সিকিওরিটিজ মধ্যস্থতাকারী এবং ফান্ড হাউসের স্থানীয় প্রতিনিধিদের সীমাবদ্ধ। যে বিনিয়োগকারীরা কোনও পরামর্শদাতার বা মধ্যস্থতার সাহায্য ছাড়াই স্বতন্ত্রভাবে বিনিয়োগ এবং তাদের বিনিয়োগগুলি ট্র্যাক করতে পারেন তারা তহবিল থেকে সরাসরি পরিকল্পনায় বিনিয়োগ করতে পারেন।
প্রত্যক্ষ তহবিলগুলিতে নিয়মিত তহবিলের মতো কোনও ব্যয় চার্জ হয় না। যেমন নেইপরিবেশক চার্জ / লেনদেন চার্জার ইত্যাদি, সরাসরি পরিকল্পনার ব্যয় অনুপাত কম is ফেরতের ক্ষেত্রেও এই প্রভাব effect প্রত্যক্ষ মিউচুয়াল ফান্ডের ব্যয়ের অনুপাত কম হওয়ায়, নিয়মিত পরিকল্পনার তুলনায় আয় কিছুটা বেশি হতে পারে- প্রায় ০.০ শতাংশ থেকে দেড় শতাংশ বেশি। বিনিয়োগকারীরা সরাসরি তহবিল বেছে নিচ্ছেন এমন একটি কারণ এটি।
আদর্শভাবে, এবিনিয়োগকারীদের যার মিউচুয়াল ফান্ড বিনিয়োগের অভিজ্ঞতা রয়েছে এবং বাজারের চলাফেরার সম্পর্কে সুষ্ঠু জ্ঞান রয়েছে তাদের সরাসরি পরিকল্পনার জন্য পছন্দ করা উচিত। নতুন বিনিয়োগকারীরা যারা সম্পর্কে নিশ্চিত ননঝুকিপুন্ন ক্ষুধা এবং বাজারে আদর্শভাবে পছন্দ করা উচিতএকত্রিত পুঁজি নিয়মিত পরিকল্পনা সহ।
Fundণ তহবিল বিনিয়োগ বোঝা
Tণ তহবিল হ'ল এক ধরণের মিউচুয়াল ফান্ড যা মূলত স্থায়ী আয়ের সিকিওরিটিতে যেমন বিনিয়োগ করেডুরি, সরকারী সিকিওরিটিস, ট্রেজারি বিল ইত্যাদি weণ তহবিলের শ্রেণিবিন্যাসের দিকে নজর দিলে এগুলি পরিপক্ক হিসাবে সংক্ষিপ্ত, মধ্য এবং দীর্ঘমেয়াদী কাল হিসাবে শ্রেণিবদ্ধ করা হয়। এটি investorsণ তহবিলগুলিতে বিনিয়োগ করতে চায় এমন বিনিয়োগকারীদের জন্য একাধিক বিকল্প দেয়।
যারা বিনিয়োগের ক্ষেত্রে বেশি ঝুঁকি নিতে চান না বা যারা এড়াতে চান তাদের জন্য fundsণ তহবিলই ভাল বিকল্পবিনিয়োগ অত্যন্ত উদ্বায়ীইক্যুইটি তহবিল। এই তহবিলগুলি নিয়মিত এবং অবিচলিত আয় সরবরাহ করে, তবে ইক্যুইটি তহবিলের তুলনায় রিটার্ন কম হয় are
পরিপক্কতা অনুসারে Fundণ তহবিলের প্রকারগুলি
- স্বল্প মেয়াদী Fundণ তহবিল- রাতারাতি তহবিল,তরল তহবিল, অতিস্বল্পমেয়াদী তহবিল, কম সময়কালীন তহবিল
- মাঝারি মেয়াদী Fundণ তহবিল- স্বল্পকালীন তহবিল, মাঝারি সময়কালীন তহবিল, মাঝারি থেকে দীর্ঘকালীন তহবিল
- দীর্ঘমেয়াদী debtণ তহবিল- দীর্ঘকালীন তহবিল
- বন্ড ওরিয়েন্টেড তহবিল-গতিশীল বন্ড তহবিল, কর্পোরেট বন্ড তহবিল
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সেরা Debণ মিউচুয়াল তহবিল সরাসরি পরিকল্পনা
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Franklin India Income Builder Account - Plan A - Direct Growth ₹112.848
↓ -0.03 ₹1,350 1.4 3 9.1 8.2 6.8 9.7 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹53.2566
↓ -0.01 ₹16,766 1.3 3 7.4 8 6.9 8.1 Axis Corporate Debt Opportunities Fund - Direct Growth ₹18.7986
↓ -0.01 ₹8,588 1 2.5 7.4 8 6.9 8.6 UTI Treasury Advantage Fund - Direct Growth ₹3,764.67
↑ 0.97 ₹2,990 1.3 2.9 7.2 7.4 7.4 7.7 Franklin India Savings Plus Fund Retail Option - Direct Growth ₹54.1857
↓ -0.01 ₹4,352 1.4 2.9 7.1 7.5 6.3 7.6 UTI Money Market Fund - Direct Growth ₹3,261.95
↓ -0.23 ₹20,320 1.4 2.9 7.1 7.5 6.4 7.6 Edelweiss Bond Fund - Direct Growth ₹32.7518
↑ 0.00 ₹3,027 1.4 2.9 7 7.4 6.1 7.6 Reliance Dynamic Bond Fund - Direct Growth ₹41.4936
↓ -0.10 ₹4,084 1.1 3.1 6.9 8.2 6.7 7.5 UTI Short Term Income Fund - Direct Growth ₹35.0553
↓ -0.01 ₹3,090 1 2.4 6.9 7.7 7.7 7.8 Edelweiss Banking and PSU Debt Fund - Direct Growth ₹26.3754
↓ -0.02 ₹504 0.7 2.2 6.4 7.5 6.6 7.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Mar 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Franklin India Income Builder Account - Plan A - Direct HDFC Floating Rate Income Fund - Short Term Plan - Direct Axis Corporate Debt Opportunities Fund - Direct UTI Treasury Advantage Fund - Direct Franklin India Savings Plus Fund Retail Option - Direct UTI Money Market Fund - Direct Edelweiss Bond Fund - Direct Reliance Dynamic Bond Fund - Direct UTI Short Term Income Fund - Direct Edelweiss Banking and PSU Debt Fund - Direct Point 1 Bottom quartile AUM (₹1,350 Cr). Top quartile AUM (₹16,766 Cr). Upper mid AUM (₹8,588 Cr). Bottom quartile AUM (₹2,990 Cr). Upper mid AUM (₹4,352 Cr). Highest AUM (₹20,320 Cr). Lower mid AUM (₹3,027 Cr). Upper mid AUM (₹4,084 Cr). Lower mid AUM (₹3,090 Cr). Bottom quartile AUM (₹504 Cr). Point 2 Oldest track record among peers (13 yrs). Established history (13+ yrs). Established history (8+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (13+ yrs). Established history (12+ yrs). Point 3 Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Not Rated. Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 9.13% (top quartile). 1Y return: 7.42% (top quartile). 1Y return: 7.40% (upper mid). 1Y return: 7.16% (upper mid). 1Y return: 7.12% (upper mid). 1Y return: 7.08% (lower mid). 1Y return: 7.05% (lower mid). 1Y return: 6.91% (bottom quartile). 1Y return: 6.91% (bottom quartile). 1Y return: 6.44% (bottom quartile). Point 6 1M return: 0.31% (upper mid). 1M return: 0.29% (lower mid). 1M return: 0.11% (bottom quartile). 1M return: 0.33% (upper mid). 1M return: 0.33% (upper mid). 1M return: 0.35% (top quartile). 1M return: 0.36% (top quartile). 1M return: 0.27% (lower mid). 1M return: 0.17% (bottom quartile). 1M return: 0.02% (bottom quartile). Point 7 Sharpe: 1.61 (lower mid). Sharpe: 1.79 (upper mid). Sharpe: 1.21 (lower mid). Sharpe: 2.22 (upper mid). Sharpe: 2.76 (top quartile). Sharpe: 2.62 (top quartile). Sharpe: 2.57 (upper mid). Sharpe: 0.63 (bottom quartile). Sharpe: 1.13 (bottom quartile). Sharpe: 0.74 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.43% (top quartile). Yield to maturity (debt): 7.06% (upper mid). Yield to maturity (debt): 7.13% (upper mid). Yield to maturity (debt): 6.85% (lower mid). Yield to maturity (debt): 6.40% (bottom quartile). Yield to maturity (debt): 6.03% (bottom quartile). Yield to maturity (debt): 6.51% (bottom quartile). Yield to maturity (debt): 6.82% (lower mid). Yield to maturity (debt): 7.19% (top quartile). Yield to maturity (debt): 6.92% (upper mid). Point 10 Modified duration: 2.93 yrs (bottom quartile). Modified duration: 1.79 yrs (upper mid). Modified duration: 2.80 yrs (bottom quartile). Modified duration: 0.77 yrs (upper mid). Modified duration: 0.53 yrs (top quartile). Modified duration: 0.58 yrs (upper mid). Modified duration: 0.44 yrs (top quartile). Modified duration: 3.60 yrs (bottom quartile). Modified duration: 2.46 yrs (lower mid). Modified duration: 2.42 yrs (lower mid). Franklin India Income Builder Account - Plan A - Direct
HDFC Floating Rate Income Fund - Short Term Plan - Direct
Axis Corporate Debt Opportunities Fund - Direct
UTI Treasury Advantage Fund - Direct
Franklin India Savings Plus Fund Retail Option - Direct
UTI Money Market Fund - Direct
Edelweiss Bond Fund - Direct
Reliance Dynamic Bond Fund - Direct
UTI Short Term Income Fund - Direct
Edelweiss Banking and PSU Debt Fund - Direct
The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Below is the key information for Franklin India Income Builder Account - Plan A - Direct Returns up to 1 year are on The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. Research Highlights for HDFC Floating Rate Income Fund - Short Term Plan - Direct Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized. Research Highlights for Axis Corporate Debt Opportunities Fund - Direct Below is the key information for Axis Corporate Debt Opportunities Fund - Direct Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund - Direct Below is the key information for UTI Treasury Advantage Fund - Direct Returns up to 1 year are on Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Research Highlights for Franklin India Savings Plus Fund Retail Option - Direct Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund - Direct Below is the key information for UTI Money Market Fund - Direct Returns up to 1 year are on To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for Edelweiss Bond Fund - Direct Below is the key information for Edelweiss Bond Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments. Research Highlights for Reliance Dynamic Bond Fund - Direct Below is the key information for Reliance Dynamic Bond Fund - Direct Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund - Direct Below is the key information for UTI Short Term Income Fund - Direct Returns up to 1 year are on The investment objective of the Scheme is to generate returns commensurate with risks of investing in a portfolio of Debt Securities and Money Market Instruments issued by Banks, Public Sector Undertakings, Public Financial Institutions, entities majorly owned by Central and State Governments and Municipal Bonds.
However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Edelweiss Banking and PSU Debt Fund - Direct Below is the key information for Edelweiss Banking and PSU Debt Fund - Direct Returns up to 1 year are on 1. Franklin India Income Builder Account - Plan A - Direct
Franklin India Income Builder Account - Plan A - Direct
Growth Launch Date 1 Jan 13 NAV (20 Mar 26) ₹112.848 ↓ -0.03 (-0.03 %) Net Assets (Cr) ₹1,350 on 28 Feb 26 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 1.61 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.43% Effective Maturity 6 Years 4 Months 19 Days Modified Duration 2 Years 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,531 28 Feb 23 ₹10,944 29 Feb 24 ₹11,771 28 Feb 25 ₹12,712 28 Feb 26 ₹13,933 Returns for Franklin India Income Builder Account - Plan A - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.4% 6 Month 3% 1 Year 9.1% 3 Year 8.2% 5 Year 6.8% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.7% 2023 8.2% 2022 7.1% 2021 3.7% 2020 4.3% 2019 9.7% 2018 9.8% 2017 8.1% 2016 8.3% 2015 9.7% Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 2.4 Yr. Anuj Tagra 7 Mar 24 1.98 Yr. Chandni Gupta 7 Mar 24 1.98 Yr. Data below for Franklin India Income Builder Account - Plan A - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Debt 114.14% Other 0.27% Debt Sector Allocation
Sector Value Corporate 70.01% Government 44.13% Credit Quality
Rating Value AA 6.7% AAA 93.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.90% Gs 2065
Sovereign Bonds | -9% ₹115 Cr 11,929,500 Poonawalla Fincorp Limited
Debentures | -6% ₹82 Cr 8,000 Power Finance Corp Ltd. 7.24%
Debentures | -6% ₹75 Cr 7,500
↑ 7,500 LIC Housing Finance Ltd
Debentures | -4% ₹58 Cr 5,500
↑ 3,000 RJ Corp Limited
Debentures | -4% ₹55 Cr 5,467 Sikka Ports & Terminals Limited
Debentures | -4% ₹53 Cr 500 Summit Digitel Infrastructure Limited
Debentures | -4% ₹51 Cr 5,000 Rec Limited
Debentures | -4% ₹51 Cr 9,000 Embassy Office Parks Reit
Debentures | -4% ₹51 Cr 5,000 Jubilant Beverages Limited
Debentures | -3% ₹46 Cr 4,269 2. HDFC Floating Rate Income Fund - Short Term Plan - Direct
HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (20 Mar 26) ₹53.2566 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹16,766 on 28 Feb 26 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 1.79 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.06% Effective Maturity 4 Years 1 Month 13 Days Modified Duration 1 Year 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,468 28 Feb 23 ₹11,031 29 Feb 24 ₹11,932 28 Feb 25 ₹12,946 28 Feb 26 ₹13,959
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 3% 1 Year 7.4% 3 Year 8% 5 Year 6.9% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8.5% 2022 7.9% 2021 4.8% 2020 4.4% 2019 9.4% 2018 8.7% 2017 7.4% 2016 7% 2015 9.1% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Anil Bamboli 7 Mar 26 0 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 6.31% Debt 93.41% Other 0.28% Debt Sector Allocation
Sector Value Corporate 55.34% Government 38.07% Cash Equivalent 6.31% Credit Quality
Rating Value AA 13.6% AAA 86.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity Goi Frb 2034
Sovereign Bonds | -11% ₹1,809 Cr 177,000,000 Goi Floating Rate Bond 2033
Sovereign Bonds | -7% ₹1,184 Cr 114,141,200 Goi Floating Rate Bond 2031
Sovereign Bonds | -6% ₹1,090 Cr 106,000,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹705 Cr 695 Jubilant Beverages Limited
Debentures | -3% ₹471 Cr 43,600 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹406 Cr 400 National Bank For Agriculture And Rural Development
Debentures | -2% ₹328 Cr 32,500 Aadhar Housing Finance Limited
Debentures | -2% ₹303 Cr 30,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹303 Cr 30,000 Ascendas It Park (Pune) Private Limited
Debentures | -2% ₹263 Cr 26,499 3. Axis Corporate Debt Opportunities Fund - Direct
Axis Corporate Debt Opportunities Fund - Direct
Growth Launch Date 13 Jul 17 NAV (20 Mar 26) ₹18.7986 ↓ -0.01 (-0.04 %) Net Assets (Cr) ₹8,588 on 28 Feb 26 Category Debt - Corporate Bond AMC Axis Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.31 Sharpe Ratio 1.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.13% Effective Maturity 3 Years 8 Months 8 Days Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,534 28 Feb 23 ₹11,008 29 Feb 24 ₹11,921 28 Feb 25 ₹12,912 28 Feb 26 ₹13,969 Returns for Axis Corporate Debt Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26 Duration Returns 1 Month 0.1% 3 Month 1% 6 Month 2.5% 1 Year 7.4% 3 Year 8% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 8.7% 2022 7.5% 2021 4.4% 2020 4.4% 2019 12.4% 2018 6.9% 2017 8.8% 2016 2015 Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
Name Since Tenure Devang Shah 13 Jul 17 8.64 Yr. Hardik Shah 31 Jan 22 4.08 Yr. Data below for Axis Corporate Debt Opportunities Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 9.33% Debt 90.36% Other 0.3% Debt Sector Allocation
Sector Value Corporate 66.95% Government 29.74% Cash Equivalent 3.01% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Gs 2035
Sovereign Bonds | -3% ₹247 Cr 25,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹199 Cr 20,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹194 Cr 194 Bharti Telecom Limited
Debentures | -2% ₹189 Cr 19,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹172 Cr 17,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹171 Cr 17,000 Bajaj Finance Limited
Debentures | -2% ₹170 Cr 17,000 Small Industries Development Bank of India
Debentures | -2% ₹164 Cr 3,500 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹135 Cr 135 Indian Railway Finance Corporation Limited
Debentures | -2% ₹134 Cr 1,300 4. UTI Treasury Advantage Fund - Direct
UTI Treasury Advantage Fund - Direct
Growth Launch Date 1 Jan 13 NAV (20 Mar 26) ₹3,764.67 ↑ 0.97 (0.03 %) Net Assets (Cr) ₹2,990 on 28 Feb 26 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating Risk Moderately Low Expense Ratio 0.37 Sharpe Ratio 2.22 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.85% Effective Maturity 11 Months 8 Days Modified Duration 9 Months 7 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,940 28 Feb 23 ₹11,487 29 Feb 24 ₹12,350 28 Feb 25 ₹13,293 28 Feb 26 ₹14,275 Returns for UTI Treasury Advantage Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 2.9% 1 Year 7.2% 3 Year 7.4% 5 Year 7.4% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.8% 2022 7.2% 2021 4.6% 2020 9.1% 2019 7.4% 2018 -4.1% 2017 7.5% 2016 7.2% 2015 9.1% Fund Manager information for UTI Treasury Advantage Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 4.25 Yr. Data below for UTI Treasury Advantage Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 40.86% Debt 58.82% Other 0.32% Debt Sector Allocation
Sector Value Corporate 63.23% Cash Equivalent 31.4% Government 5.04% Credit Quality
Rating Value AA 11.06% AAA 88.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity 30/04/2026 Maturing 182 DTB
Sovereign Bonds | -4% ₹124 Cr 1,250,000,000 Embassy Office Parks Reit
Debentures | -4% ₹120 Cr 1,200 Rec Limited
Debentures | -3% ₹101 Cr 10,000 Summit Digitel Infrastructure Limited
Debentures | -3% ₹100 Cr 1,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹99 Cr 1,000 08/05/2026 Maturing 182 DTB
Sovereign Bonds | -3% ₹99 Cr 1,000,000,000 Embassy Office Parks Reit
Debentures | -3% ₹90 Cr 900 LIC Housing Finance Ltd
Debentures | -3% ₹76 Cr 750 Poonawalla Fincorp Limited
Debentures | -3% ₹75 Cr 7,500 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹55 Cr 55 5. Franklin India Savings Plus Fund Retail Option - Direct
Franklin India Savings Plus Fund Retail Option - Direct
Growth Launch Date 1 Jan 13 NAV (20 Mar 26) ₹54.1857 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹4,352 on 28 Feb 26 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately Low Expense Ratio 0.14 Sharpe Ratio 2.76 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.4% Effective Maturity 6 Months 23 Days Modified Duration 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,387 28 Feb 23 ₹10,911 29 Feb 24 ₹11,750 28 Feb 25 ₹12,657 28 Feb 26 ₹13,588 Returns for Franklin India Savings Plus Fund Retail Option - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.4% 6 Month 2.9% 1 Year 7.1% 3 Year 7.5% 5 Year 6.3% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.8% 2022 7.4% 2021 4.6% 2020 3.7% 2019 6.2% 2018 8.6% 2017 7.7% 2016 7.3% 2015 8.5% Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 2.4 Yr. Rohan Maru 10 Oct 24 1.39 Yr. Chandni Gupta 30 Apr 24 1.83 Yr. Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 80.59% Debt 19.17% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 43.2% Corporate 40.29% Government 16.27% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -7% ₹285 Cr 30,000,000
↑ 30,000,000 HDFC Bank Ltd.
Debentures | -5% ₹234 Cr 5,000
↑ 5,000 05/03/2026 Maturing 364 DTB
Sovereign Bonds | -5% ₹225 Cr 22,500,000 Small Industries Development Bank of India
Debentures | -2% ₹108 Cr 2,300
↑ 2,300 Punjab National Bank
Domestic Bonds | -2% ₹100 Cr 2,000 Axis Bank Ltd.
Debentures | -2% ₹95 Cr 2,000 Kotak Mahindra Bank Ltd.
Debentures | -2% ₹75 Cr 1,500 National Bank for Agriculture and Rural Development
Domestic Bonds | -1% ₹61 Cr 1,300
↑ 1,300 12/03/2026 Maturing 364 DTB
Sovereign Bonds | -1% ₹50 Cr 5,000,000 Indian Bank
Domestic Bonds | -1% ₹50 Cr 1,000 6. UTI Money Market Fund - Direct
UTI Money Market Fund - Direct
Growth Launch Date 1 Jan 13 NAV (20 Mar 26) ₹3,261.95 ↓ -0.23 (-0.01 %) Net Assets (Cr) ₹20,320 on 28 Feb 26 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating Risk Low Expense Ratio 0.17 Sharpe Ratio 2.62 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.03% Effective Maturity 7 Months Modified Duration 7 Months Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,398 28 Feb 23 ₹10,960 29 Feb 24 ₹11,807 28 Feb 25 ₹12,719 28 Feb 26 ₹13,647
Purchase not allowed Returns for UTI Money Market Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.4% 6 Month 2.9% 1 Year 7.1% 3 Year 7.5% 5 Year 6.4% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.8% 2022 7.5% 2021 5% 2020 3.8% 2019 6.1% 2018 8.1% 2017 7.9% 2016 6.8% 2015 7.8% Fund Manager information for UTI Money Market Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 4.25 Yr. Amit Sharma 7 Jul 17 8.65 Yr. Data below for UTI Money Market Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 67.87% Debt 31.85% Other 0.28% Debt Sector Allocation
Sector Value Corporate 43.95% Cash Equivalent 40.59% Government 15.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Canara Bank
Domestic Bonds | -3% ₹688 Cr 7,000,000,000 19/03/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹499 Cr 5,000,000,000 Tbill
Sovereign Bonds | -2% ₹492 Cr 5,000,000,000 HDFC Bank Ltd.
Debentures | -2% ₹421 Cr 4,500,000,000
↑ 4,500,000,000 Union Bank of India
Domestic Bonds | -2% ₹394 Cr 4,000,000,000 Indian Bank
Domestic Bonds | -2% ₹376 Cr 4,000,000,000 Small Industries Development Bank of India
Debentures | -2% ₹374 Cr 4,000,000,000
↑ 4,000,000,000 08/05/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹347 Cr 3,500,000,000 21/05/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹346 Cr 3,500,000,000 HDFC Bank Ltd.
Debentures | -2% ₹329 Cr 3,500,000,000 7. Edelweiss Bond Fund - Direct
Edelweiss Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (20 Mar 26) ₹32.7518 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹3,027 on 28 Feb 26 Category Debt - Dynamic Bond AMC Edelweiss Asset Management Limited Rating Risk Moderate Expense Ratio 0.16 Sharpe Ratio 2.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.51% Effective Maturity 5 Months 8 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,380 28 Feb 23 ₹10,863 29 Feb 24 ₹11,669 28 Feb 25 ₹12,561 28 Feb 26 ₹13,471 Returns for Edelweiss Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 2.9% 1 Year 7% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 7.7% 2022 7.2% 2021 4.3% 2020 3.7% 2019 7.2% 2018 13.4% 2017 6.6% 2016 3.6% 2015 10.5% Fund Manager information for Edelweiss Bond Fund - Direct
Name Since Tenure Rahul Dedhia 22 Sep 25 0.44 Yr. Hetul Raval 1 Jul 24 1.66 Yr. Data below for Edelweiss Bond Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 70.42% Debt 29.35% Other 0.23% Debt Sector Allocation
Sector Value Corporate 46.12% Cash Equivalent 36.63% Government 17.02% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank for Agriculture and Rural Development
Domestic Bonds | -5% ₹141 Cr 15,000,000
↑ 15,000,000 Canara Bank
Domestic Bonds | -4% ₹123 Cr 12,500,000 Tbill
Sovereign Bonds | -3% ₹98 Cr 10,000,000 Bank of Baroda
Debentures | -3% ₹96 Cr 10,000,000 Small Industries Development Bank of India
Debentures | -3% ₹94 Cr 10,000,000
↑ 10,000,000 26/03/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹75 Cr 7,500,000 23/07/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹54 Cr 5,500,000 19/03/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹50 Cr 5,000,000 Axis Bank Ltd.
Debentures | -2% ₹47 Cr 5,000,000 Bank of Baroda
Debentures | -2% ₹47 Cr 5,000,000 8. Reliance Dynamic Bond Fund - Direct
Reliance Dynamic Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (20 Mar 26) ₹41.4936 ↓ -0.10 (-0.24 %) Net Assets (Cr) ₹4,084 on 28 Feb 26 Category Debt - Dynamic Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.32 Sharpe Ratio 0.63 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 6.82% Effective Maturity 4 Years 3 Months 29 Days Modified Duration 3 Years 7 Months 6 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,681 28 Feb 23 ₹11,024 29 Feb 24 ₹11,968 28 Feb 25 ₹13,017 28 Feb 26 ₹14,017 Returns for Reliance Dynamic Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26 Duration Returns 1 Month 0.3% 3 Month 1.1% 6 Month 3.1% 1 Year 6.9% 3 Year 8.2% 5 Year 6.7% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 9.4% 2022 7.1% 2021 2.8% 2020 3.2% 2019 11.9% 2018 9.2% 2017 5.5% 2016 3.8% 2015 14.7% Fund Manager information for Reliance Dynamic Bond Fund - Direct
Name Since Tenure Vivek Sharma 25 Jun 20 5.68 Yr. Pranay Sinha 31 Mar 21 4.92 Yr. Kinjal Desai 25 May 18 7.77 Yr. Lokesh Maru 5 Sep 25 0.48 Yr. Divya Sharma 5 Sep 25 0.48 Yr. Data below for Reliance Dynamic Bond Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 2.89% Debt 96.78% Other 0.33% Debt Sector Allocation
Sector Value Government 96.78% Cash Equivalent 2.89% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.83% Maharashtra Sdl 2030
Sovereign Bonds | -7% ₹305 Cr 29,400,000 7.78% Maharashtra Sgs 2030
Sovereign Bonds | -6% ₹251 Cr 24,100,200 7.04% Tamilnadu SDL 2030
Sovereign Bonds | -6% ₹233 Cr 23,078,300 7.72% Maharashtra Sgs 2031
Sovereign Bonds | -5% ₹198 Cr 19,146,700 7.86% Maharashtra Sdl 2030
Sovereign Bonds | -3% ₹115 Cr 11,000,000 6.65% Gujarat Sdl 2030
Sovereign Bonds | -3% ₹112 Cr 11,200,000 7.09% Karnataka Sdl 2030
Sovereign Bonds | -3% ₹105 Cr 10,321,200 7.49% Maharashtra Sgs 2030
Sovereign Bonds | -3% ₹103 Cr 10,030,000 6.7% Gujarat Sdl 2030
Sovereign Bonds | -2% ₹96 Cr 9,640,700 7.6% Maharashtra Sdl 2030
Sovereign Bonds | -2% ₹93 Cr 9,000,000 9. UTI Short Term Income Fund - Direct
UTI Short Term Income Fund - Direct
Growth Launch Date 1 Jan 13 NAV (20 Mar 26) ₹35.0553 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹3,090 on 28 Feb 26 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.4 Sharpe Ratio 1.13 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.19% Effective Maturity 3 Years 5 Months 16 Days Modified Duration 2 Years 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,001 28 Feb 23 ₹11,517 29 Feb 24 ₹12,490 28 Feb 25 ₹13,471 28 Feb 26 ₹14,482 Returns for UTI Short Term Income Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26 Duration Returns 1 Month 0.2% 3 Month 1% 6 Month 2.4% 1 Year 6.9% 3 Year 7.7% 5 Year 7.7% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 8.4% 2022 7.6% 2021 4.4% 2020 9% 2019 11% 2018 -3.5% 2017 6.6% 2016 6.6% 2015 10.6% Fund Manager information for UTI Short Term Income Fund - Direct
Name Since Tenure Abhishek Sonthalia 10 Nov 25 0.3 Yr. Data below for UTI Short Term Income Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 6.42% Debt 93.29% Other 0.29% Debt Sector Allocation
Sector Value Corporate 65.18% Government 28.11% Cash Equivalent 6.42% Credit Quality
Rating Value AA 13.83% AAA 86.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Ltd
Debentures | -6% ₹177 Cr 1,750 Export Import Bank Of India
Debentures | -4% ₹125 Cr 12,500 National Housing Bank
Debentures | -3% ₹101 Cr 10,000 Power Finance Corporation Limited
Debentures | -3% ₹101 Cr 10,000 Piramal Finance Limited
Debentures | -3% ₹100 Cr 10,000 Power Finance Corp Ltd.
Debentures | -3% ₹100 Cr 10,000
↑ 10,000 TATA Communications Limited
Debentures | -3% ₹99 Cr 10,000 6.48% Gs 2035
Sovereign Bonds | -3% ₹99 Cr 1,000,000,000 HDFC Bank Ltd.
Debentures | -3% ₹95 Cr 1,000,000,000 Kotak Mahindra Prime Limited
Debentures | -2% ₹76 Cr 750 10. Edelweiss Banking and PSU Debt Fund - Direct
Edelweiss Banking and PSU Debt Fund - Direct
Growth Launch Date 13 Sep 13 NAV (20 Mar 26) ₹26.3754 ↓ -0.02 (-0.07 %) Net Assets (Cr) ₹504 on 28 Feb 26 Category Debt - Banking & PSU Debt AMC Edelweiss Asset Management Limited Rating Risk Moderate Expense Ratio 0.39 Sharpe Ratio 0.74 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 6.92% Effective Maturity 3 Years Modified Duration 2 Years 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,786 28 Feb 23 ₹11,104 29 Feb 24 ₹12,004 28 Feb 25 ₹12,931 28 Feb 26 ₹13,897
Purchase not allowed Returns for Edelweiss Banking and PSU Debt Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Mar 26 Duration Returns 1 Month 0% 3 Month 0.7% 6 Month 2.2% 1 Year 6.4% 3 Year 7.5% 5 Year 6.6% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 8.5% 2022 6.7% 2021 2.9% 2020 4.9% 2019 13.3% 2018 13.2% 2017 6.1% 2016 6.3% 2015 8.4% Fund Manager information for Edelweiss Banking and PSU Debt Fund - Direct
Name Since Tenure Dhawal Dalal 26 Nov 16 9.19 Yr. Kedar Karnik 15 Jan 26 0.05 Yr. Data below for Edelweiss Banking and PSU Debt Fund - Direct as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 16.08% Debt 83.65% Other 0.28% Debt Sector Allocation
Sector Value Corporate 61.13% Government 32.65% Cash Equivalent 5.94% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Limited
Debentures | -5% ₹25 Cr 2,500,000 National Housing Bank
Debentures | -5% ₹25 Cr 2,500,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹25 Cr 2,500,000 Hdb Financial Services Limited
Debentures | -5% ₹25 Cr 2,500,000 Bharti Telecom Limited
Debentures | -5% ₹25 Cr 2,500,000 Housing And Urban Development Corporation Limited
Debentures | -5% ₹25 Cr 2,500,000 6.58% Karnataka Sdl 2030
Sovereign Bonds | -5% ₹25 Cr 2,500,000 Indian Oil Corporation Limited
Debentures | -4% ₹20 Cr 2,000,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹20 Cr 2,000,000 Small Industries Development Bank Of India
Debentures | -4% ₹20 Cr 2,000,000
এখানে প্রদত্ত তথ্যগুলি নির্ভুল নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। তবে তথ্যের সঠিকতা সম্পর্কিত কোনও গ্যারান্টি দেওয়া হয় না। কোনও বিনিয়োগ করার আগে দয়া করে স্কিম তথ্য নথি দিয়ে যাচাই করুন।
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Research Highlights for Franklin India Income Builder Account - Plan A - Direct