ইক্যুইটি মিউচুয়াল ফান্ডে সেরা সরাসরি পরিকল্পনা

Updated on October 27, 2025 , 2611 views

ডাইরেক্ট মিউচুয়াল ফান্ড প্ল্যান জনপ্রিয়তা পাচ্ছে কারণ অনেক নতুন বিনিয়োগকারী এর সুবিধার দ্বারা আকৃষ্ট হচ্ছে। মিউচুয়াল ফান্ড স্কিম, দুটি পরিকল্পনা অফার করে- সরাসরি পরিকল্পনা এবং নিয়মিত পরিকল্পনা। এগুলি আলাদা স্কিম নয়, তবে ফান্ড হাউস দ্বারা অফার করা একই মূল স্কিমের একটি রূপ৷ যদিও দীর্ঘকাল ধরে নিয়মিত পরিকল্পনা বিনিয়োগকারীদের কাছে উপলব্ধ ছিল, প্রথম সরাসরি পরিকল্পনাটি 1লা জানুয়ারী, 2013-এ একটি বিকল্পে আসে। আদর্শভাবে, একটিবিনিয়োগকারী যারা স্বাধীনভাবে পারেমিউচুয়াল ফান্ডে বিনিয়োগ করুন একজন উপদেষ্টার সাহায্য না নিয়ে সরাসরি পরিকল্পনায় বিনিয়োগ করতে পারেন। সুতরাং, এখানে বিনিয়োগকারীদের জন্য একটি দ্রুত নির্দেশিকা রয়েছে যারা বিনিয়োগ করতে চাইছেনইক্যুইটি ফান্ড একটি বিনিয়োগ বিকল্প হিসাবে সরাসরি পরিকল্পনা গ্রহণ করে.

ইক্যুইটি মিউচুয়াল ফান্ড সম্পর্কে সব

ইক্যুইটি ফান্ড হল একটি ওপেন-এন্ড বা ক্লোজ-এন্ড ফান্ড যা প্রাথমিকভাবে কোম্পানির স্টক/শেয়ারে বিনিয়োগ করে। ইক্যুইটি তহবিল বিনিয়োগকারীদের স্বতন্ত্র সিকিউরিটিজ কেনার চেয়ে আরও সহজে স্টকের একটি ঝুড়ি কিনতে দেয়। যখন কেউ এই তহবিলে বিনিয়োগ করে, তারা তহবিলের প্রতিটি ইউনিটের জন্য যে মূল্য দেয় তা হল নেট অ্যাসেট ভ্যালু (না) ফান্ডের দায়বদ্ধতা বিয়োগ করে ফান্ডের NAV গণনা করে নিট সম্পদের মূল্য পাওয়া যায়। NAV সরাসরি স্টকের দামের ওঠানামার সাথে সম্পর্কিতবাজার.

ইক্যুইটিযৌথ পুঁজি একটি দীর্ঘ সময়ের জন্য একটি চমৎকার বিনিয়োগ হিসাবে বিবেচিত হয়-মেয়াদী পরিকল্পনা. যদিও এই তহবিলগুলি উচ্চ-ঝুঁকি বহন করে, তবে এটাও বলা হয় যে ঝুঁকি নির্ভর করে আপনি কতক্ষণ বিনিয়োগ করতে চান তার উপর। সাধারণত, এটি একটি গ্রহণ করার পরামর্শ দেওয়া হয়চুমুক রুট হিসাবে এটি দীর্ঘমেয়াদে ঝুঁকি কমাতে থাকে। ইক্যুইটি তহবিলের অনেক প্রকার রয়েছে যা বিভিন্ন উপর ভিত্তি করেবিনিয়োগ শৈলী, বাজার মূলধন, এবং ভৌগলিক অবস্থান, আসুন দেখে নেই।

SEBI নিয়ম অনুযায়ী ইক্যুইটি ফান্ড শ্রেণীকরণ

1. লার্জ ক্যাপ ফান্ড

এই তহবিলগুলি প্রধানত বড়-ক্যাপ স্টকগুলিতে বিনিয়োগ করে। লার্জ ক্যাপ, সংজ্ঞা অনুসারে, সম্পূর্ণ বাজার মূলধনের পরিপ্রেক্ষিতে 1ম থেকে 100তম কোম্পানি। যেহেতু এই তহবিলগুলি বড় আকারের কোম্পানিগুলিতে বিনিয়োগ করে তারা দীর্ঘমেয়াদে স্থিতিশীল রিটার্ন দেয়। একটি মাঝারি থেকে উচ্চ সঙ্গে একটি বিনিয়োগকারীঝুকিপুন্ন ক্ষুধা এই তহবিলে বিনিয়োগ করতে পারেন।

2. মিড ক্যাপ ফান্ড

এটি এমন একটি স্কিম যা মূলত মিড-ক্যাপ স্টকগুলিতে বিনিয়োগ করে। সংজ্ঞা অনুসারে, পূর্ণ বাজার মূলধনের পরিপ্রেক্ষিতে এগুলি হল 101 তম থেকে 250 তম কোম্পানি৷মিড ক্যাপ তহবিল ভারতে সবচেয়ে উদীয়মান সংস্থাগুলিকে বিনিয়োগ করুন, ফলস্বরূপ, যদি ভালভাবে কাজ করে, তারা বাজারের ভবিষ্যতের নেতা হতে পারে। কিন্তু, মিড-ক্যাপের ঝুঁকি লার্জ-ক্যাপের তুলনায় বেশি। এই কারণে, একটি ভাল ঝুঁকির ক্ষমতাসম্পন্ন বিনিয়োগকারী যিনি দীর্ঘ সময়ের জন্য বিনিয়োগ করতে পারেন তাদের এই তহবিলে বিনিয়োগ করার পরামর্শ দেওয়া হয়।

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3. লার্জ এবং মিড ক্যাপ ফান্ড

এই স্কিমগুলি বড় এবং মিড ক্যাপ স্টক উভয় ক্ষেত্রেই বিনিয়োগ করে। এই তহবিলগুলি মিড এবং লার্জ ক্যাপ স্টকগুলিতে ন্যূনতম 35 শতাংশ বিনিয়োগ করবে।

4. স্মল ক্যাপ ফান্ড

এই তহবিলগুলি বাজার মূলধনের সর্বনিম্ন প্রান্তে এক্সপোজার নেয়- সম্পূর্ণ বাজার মূলধনের পরিপ্রেক্ষিতে 251 তম কোম্পানি। ছোট-ক্যাপ কোম্পানিগুলি স্টার্টআপ বা সংস্থাগুলিকে অন্তর্ভুক্ত করে যেগুলি অল্প আয়ের সাথে তাদের বিকাশের প্রাথমিক পর্যায়ে রয়েছে। এই তহবিলগুলির মূল্য আবিষ্কার করার একটি দুর্দান্ত সম্ভাবনা রয়েছে এবং ভাল রিটার্ন জেনারেট করতে পারে। তবে, ঝুঁকি অনেক বেশি।

5. মাল্টি ক্যাপ বা বহুমুখী তহবিল

এই ইক্যুইটি স্কিমটি মার্কেট ক্যাপ জুড়ে বিনিয়োগ করে, যেমন, বড় ক্যাপ, মিড ক্যাপ এবংছোট টুপি. যেহেতু এই তহবিল মার্কেট ক্যাপ জুড়ে বিনিয়োগ করে, শুধুমাত্র একটি মার্কেট ক্যাপে বিনিয়োগের ঝুঁকি দূর হয়ে যায়। এই তহবিল পোর্টফোলিওতে ভাল বৈচিত্র্য প্রদান করে। কিন্তু, একটি ইকুইটি ফান্ড হওয়ার কারণে, ঝুঁকি এখনও রয়ে গেছে।

6. ইএলএসএস

ইক্যুইটি লিঙ্কড সেভিংস স্কিম (ইএলএসএস) হল একটি কর সঞ্চয় তহবিল যা তিন বছরের লক-ইন সময়ের সাথে আসে। এর মোট সম্পদের ন্যূনতম 80 শতাংশ ইক্যুইটিতে বিনিয়োগ করতে হবে।

7. লভ্যাংশ ফলন তহবিল

এই তহবিল প্রধানত লভ্যাংশ প্রদানকারী স্টকগুলিতে বিনিয়োগ করবে। ডিভিডেন্ড ইল্ড ফান্ডের ফান্ড ম্যানেজার ধ্রুবক আছে এমন কোম্পানিতে বিনিয়োগ করতে থাকেনগদ প্রবাহ এবং নিয়মিত এবং স্থিতিশীল হারে লভ্যাংশ প্রদানের অবস্থানে রয়েছে। মন্দার সময়, এই জাতীয় সংস্থাগুলি সাধারণত তার লভ্যাংশ হ্রাস করে না। তাই, এই ধরনের বিনিয়োগ তহবিলকে তাদের বৃদ্ধি-ভিত্তিক সহকর্মীদের তুলনায় কম অস্থির করে তোলে। এই তহবিলের অস্থিরতা, গড়ে, লার্জ-ক্যাপ এবং মাল্টি-ক্যাপ ফান্ডের তুলনায় কম।

8. মূল্য তহবিল

এটি একটি ইক্যুইটি ফান্ড যা মূল্য বিনিয়োগ কৌশল অনুসরণ করবে। এই তহবিলগুলি সেই কোম্পানিগুলিতে বিনিয়োগ করে যেগুলি সেই মুহুর্তে সুবিধার বাইরে পতিত হয়েছে, কিন্তু ভাল নীতি রয়েছে। এর পেছনের ধারণা হল এমন একটি স্টক নির্বাচন করা যা বাজারের মূল্য কম বলে মনে হয়, কিন্তু দীর্ঘমেয়াদে স্বাস্থ্যকর রিটার্ন দিতে পারে

9. কাউন্টার ফান্ড

তহবিলের বিরুদ্ধে ইক্যুইটি সম্পর্কে একটি বিপরীত দৃষ্টিভঙ্গি নিন। তহবিল ব্যবস্থাপক সেই সময়ে কম পারফরমিং স্টক বাছাই করে, যেগুলি সস্তা মূল্যায়নে দীর্ঘমেয়াদে ভাল পারফর্ম করতে পারে।

10. ফোকাসড ফান্ড

এই তহবিলটি বড়, মধ্য, ছোট বা মাল্টি-ক্যাপ স্টকগুলিতে ফোকাস করবে, তবে সর্বাধিক 30টি স্টক থাকতে পারে। এই তহবিলগুলি সীমিত সংখ্যক সাবধানে গবেষণা করা সিকিউরিটির মধ্যে তাদের হোল্ডিং বরাদ্দ করা হয়।

11. সেক্টর/থিম্যাটিক ফান্ড

এই তহবিলগুলি একটি নির্দিষ্ট খাতে বা একটি থিমে বিনিয়োগ করে। একটি সেক্টর ফান্ড হল একটি ইক্যুইটি স্কিম যা একটি নির্দিষ্ট সেক্টর বা শিল্পে ব্যবসা করে এমন কোম্পানির শেয়ারগুলিতে বিনিয়োগ করে যেমন, একটি ফার্মা ফান্ড শুধুমাত্র ফার্মাসিউটিক্যাল কোম্পানিগুলিতে বিনিয়োগ করবে।বিষয়ভিত্তিক তহবিল শুধুমাত্র একটি খুব সংকীর্ণ ফোকাস রাখার চেয়ে একটি বিস্তৃত সেক্টর জুড়ে হতে পারে, উদাহরণস্বরূপ, মিডিয়া এবং বিনোদন। থিম্যাটিক ফান্ড প্রকাশনা, অনলাইন, মিডিয়া বা সম্প্রচার জুড়ে বিভিন্ন কোম্পানিতে বিনিয়োগ করতে পারে।

কেন সরাসরি মিউচুয়াল ফান্ড পরিকল্পনা জনপ্রিয়তা অর্জন করছে?

প্রত্যক্ষ পরিকল্পনাগুলিকে আকর্ষণীয় দেখায় তার একটি প্রধান কারণ হল এর কম খরচের অনুপাত। একটি নিয়মিত পরিকল্পনার তুলনায়, সরাসরি পারস্পরিক পরিকল্পনায় ব্যয়ের অনুপাত কম। কম খরচের অনুপাত এই সত্যের ফলে যে সরাসরি মিউচুয়াল ফান্ডগুলি কোনো এজেন্ট কমিশন বাপরিবেশক নিয়মিত মিউচুয়াল ফান্ড প্ল্যানের ব্রোকার বা ডিস্ট্রিবিউশন এজেন্টদের প্রদেয় ফি। এটি একটি ফলাফল নিয়ে আসে যে সরাসরি পরিকল্পনা দ্বারা সরবরাহিত সম্ভাব্য রিটার্ন নিয়মিত পরিকল্পনার চেয়ে বেশি হতে থাকে।

অন্য কারণ হল যে সরাসরি প্ল্যানের নেট অ্যাসেট ভ্যালু (NAV) নিয়মিত প্ল্যানের NAV থেকে তুলনামূলকভাবে বেশি। একটি মিউচুয়াল ফান্ড বিনিয়োগে, বিনিয়োগের মূল্যকে ফান্ডের AUM (অ্যাসেট আন্ডার ম্যানেজমেন্ট) হিসাবে প্রকাশ করা হয়। যেহেতু সরাসরি প্ল্যানের খরচের অনুপাত কম থাকে, তাই প্রতিদিন উচ্চতর NAV-এর জন্য স্কিমটির রিটার্নে কমিশনের সঞ্চয় যোগ করা হয়। এই সামঞ্জস্যের ফলে একটি সরাসরি পরিকল্পনার উচ্চতর NAV হয়।

সেরা ইক্যুইটি মিউচুয়াল ফান্ড সরাসরি পরিকল্পনা

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Franklin India Opportunities Fund - Direct Growth	₹292.325 ↑ 0.46	₹7,509	5.4	12.2	9.6	32.2	29.2	39.2
Franklin Build India Fund - Direct Growth	₹170.288 ↑ 1.75	₹2,884	4.5	10.4	6.6	28.8	34.7	29.1
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth	₹94.1359 ↑ 0.65	₹4,437	7.2	27.8	17.7	26	14.2	28.4
Franklin India Technology Fund - Direct Growth	₹583.493 ↓ -2.17	₹1,868	4	13.3	0.7	25	19.8	29.8
Franklin India Prima Fund - Direct Growth	₹3,178.58 ↑ 21.14	₹12,251	2.6	9.2	5.2	23.4	25.3	32.9
Franklin India Smaller Companies Fund - Direct Growth	₹196.096 ↑ 1.01	₹13,302	0	8.4	-0.4	23.3	30.1	24.2
Sundaram SMILE Fund - Direct Growth	₹295.909 ↑ 0.93	₹3,282	3.6	13.7	5.1	22.2	28.9	20.4
DSP Micro Cap Fund - Direct Growth	₹216.714 ↑ 0.72	₹16,628	-0.9	14.3	3.9	21.5	27.4	26.7
Edelweiss Economic Resurgence Fund - Direct Growth	₹45.915 ↑ 0.14	₹2,777	5.9	9.6	5.6	20.9	23.9	27.4
Franklin India Taxshield - Direct Growth	₹1,700.28 ↑ 8.32	₹6,531	3.3	6.5	4.7	19.7	24.7	23.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Franklin India Opportunities Fund - Direct	Franklin Build India Fund - Direct	Franklin India Feeder - Franklin U S Opportunities Fund - Direct	Franklin India Technology Fund - Direct	Franklin India Prima Fund - Direct	Franklin India Smaller Companies Fund - Direct	Sundaram SMILE Fund - Direct	DSP Micro Cap Fund - Direct	Edelweiss Economic Resurgence Fund - Direct	Franklin India Taxshield - Direct
Point 1	Upper mid AUM (₹7,509 Cr).	Bottom quartile AUM (₹2,884 Cr).	Lower mid AUM (₹4,437 Cr).	Bottom quartile AUM (₹1,868 Cr).	Upper mid AUM (₹12,251 Cr).	Top quartile AUM (₹13,302 Cr).	Lower mid AUM (₹3,282 Cr).	Highest AUM (₹16,628 Cr).	Bottom quartile AUM (₹2,777 Cr).	Upper mid AUM (₹6,531 Cr).
Point 2	Oldest track record among peers (12 yrs).	Established history (12+ yrs).	Established history (12+ yrs).	Established history (12+ yrs).	Established history (12+ yrs).	Established history (12+ yrs).	Established history (12+ yrs).	Established history (12+ yrs).	Established history (10+ yrs).	Established history (12+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 29.21% (upper mid).	5Y return: 34.72% (top quartile).	5Y return: 14.16% (bottom quartile).	5Y return: 19.84% (bottom quartile).	5Y return: 25.29% (lower mid).	5Y return: 30.07% (top quartile).	5Y return: 28.85% (upper mid).	5Y return: 27.37% (upper mid).	5Y return: 23.91% (bottom quartile).	5Y return: 24.72% (lower mid).
Point 6	3Y return: 32.18% (top quartile).	3Y return: 28.85% (top quartile).	3Y return: 26.00% (upper mid).	3Y return: 24.95% (upper mid).	3Y return: 23.43% (upper mid).	3Y return: 23.34% (lower mid).	3Y return: 22.18% (lower mid).	3Y return: 21.48% (bottom quartile).	3Y return: 20.88% (bottom quartile).	3Y return: 19.70% (bottom quartile).
Point 7	1Y return: 9.55% (top quartile).	1Y return: 6.60% (upper mid).	1Y return: 17.69% (top quartile).	1Y return: 0.68% (bottom quartile).	1Y return: 5.15% (upper mid).	1Y return: -0.38% (bottom quartile).	1Y return: 5.14% (lower mid).	1Y return: 3.89% (bottom quartile).	1Y return: 5.55% (upper mid).	1Y return: 4.72% (lower mid).
Point 8	Alpha: 3.68 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: -11.18 (bottom quartile).	Alpha: 5.80 (top quartile).	Alpha: 0.87 (upper mid).	Alpha: -4.25 (bottom quartile).	Alpha: 2.06 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.76 (upper mid).	Alpha: -1.33 (bottom quartile).
Point 9	Sharpe: -0.35 (upper mid).	Sharpe: -0.58 (lower mid).	Sharpe: 0.62 (top quartile).	Sharpe: -0.76 (bottom quartile).	Sharpe: -0.43 (upper mid).	Sharpe: -0.72 (bottom quartile).	Sharpe: -0.41 (upper mid).	Sharpe: -0.27 (top quartile).	Sharpe: -0.56 (lower mid).	Sharpe: -0.75 (bottom quartile).
Point 10	Information ratio: 1.93 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: -1.69 (bottom quartile).	Information ratio: 1.65 (top quartile).	Information ratio: 0.24 (upper mid).	Information ratio: 0.18 (lower mid).	Information ratio: -0.26 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 1.26 (upper mid).	Information ratio: 1.12 (upper mid).

Franklin India Opportunities Fund - Direct

Upper mid AUM (₹7,509 Cr).
Oldest track record among peers (12 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 29.21% (upper mid).
3Y return: 32.18% (top quartile).
1Y return: 9.55% (top quartile).
Alpha: 3.68 (top quartile).
Sharpe: -0.35 (upper mid).
Information ratio: 1.93 (top quartile).

Franklin Build India Fund - Direct

Bottom quartile AUM (₹2,884 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: High.
5Y return: 34.72% (top quartile).
3Y return: 28.85% (top quartile).
1Y return: 6.60% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.58 (lower mid).
Information ratio: 0.00 (lower mid).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Lower mid AUM (₹4,437 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.16% (bottom quartile).
3Y return: 26.00% (upper mid).
1Y return: 17.69% (top quartile).
Alpha: -11.18 (bottom quartile).
Sharpe: 0.62 (top quartile).
Information ratio: -1.69 (bottom quartile).

Franklin India Technology Fund - Direct

Bottom quartile AUM (₹1,868 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.84% (bottom quartile).
3Y return: 24.95% (upper mid).
1Y return: 0.68% (bottom quartile).
Alpha: 5.80 (top quartile).
Sharpe: -0.76 (bottom quartile).
Information ratio: 1.65 (top quartile).

Franklin India Prima Fund - Direct

Upper mid AUM (₹12,251 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.29% (lower mid).
3Y return: 23.43% (upper mid).
1Y return: 5.15% (upper mid).
Alpha: 0.87 (upper mid).
Sharpe: -0.43 (upper mid).
Information ratio: 0.24 (upper mid).

Franklin India Smaller Companies Fund - Direct

Top quartile AUM (₹13,302 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 30.07% (top quartile).
3Y return: 23.34% (lower mid).
1Y return: -0.38% (bottom quartile).
Alpha: -4.25 (bottom quartile).
Sharpe: -0.72 (bottom quartile).
Information ratio: 0.18 (lower mid).

Sundaram SMILE Fund - Direct

Lower mid AUM (₹3,282 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 28.85% (upper mid).
3Y return: 22.18% (lower mid).
1Y return: 5.14% (lower mid).
Alpha: 2.06 (upper mid).
Sharpe: -0.41 (upper mid).
Information ratio: -0.26 (bottom quartile).

DSP Micro Cap Fund - Direct

Highest AUM (₹16,628 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 27.37% (upper mid).
3Y return: 21.48% (bottom quartile).
1Y return: 3.89% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.27 (top quartile).
Information ratio: 0.00 (bottom quartile).

Edelweiss Economic Resurgence Fund - Direct

Bottom quartile AUM (₹2,777 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 23.91% (bottom quartile).
3Y return: 20.88% (bottom quartile).
1Y return: 5.55% (upper mid).
Alpha: 0.76 (upper mid).
Sharpe: -0.56 (lower mid).
Information ratio: 1.26 (upper mid).

Franklin India Taxshield - Direct

Upper mid AUM (₹6,531 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 24.72% (lower mid).
3Y return: 19.70% (bottom quartile).
1Y return: 4.72% (lower mid).
Alpha: -1.33 (bottom quartile).
Sharpe: -0.75 (bottom quartile).
Information ratio: 1.12 (upper mid).

1. Franklin India Opportunities Fund - Direct

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund - Direct

Upper mid AUM (₹7,509 Cr).
Oldest track record among peers (12 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 29.21% (upper mid).
3Y return: 32.18% (top quartile).
1Y return: 9.55% (top quartile).
Alpha: 3.68 (top quartile).
Sharpe: -0.35 (upper mid).
Information ratio: 1.93 (top quartile).
Top sector: Consumer Cyclical.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.0%).

Below is the key information for Franklin India Opportunities Fund - Direct

Franklin India Opportunities Fund - Direct Growth
Launch Date	1 Jan 13
NAV (28 Oct 25)	₹292.325 ↑ 0.46 (0.16 %)
Net Assets (Cr)	₹7,509 on 31 Aug 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.54
Sharpe Ratio	-0.35
Information Ratio	1.93
Alpha Ratio	3.68
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,791
30 Sep 22	₹16,542
30 Sep 23	₹22,151
30 Sep 24	₹37,002
30 Sep 25	₹36,788

Franklin India Opportunities Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Franklin India Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	4.1%
3 Month	5.4%
6 Month	12.2%
1 Year	9.6%
3 Year	32.2%
5 Year	29.2%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.2%
2023	54.9%
2022	-1.2%
2021	30.6%
2020	28.7%
2019	6.1%
2018	-9.4%
2017	36.8%
2016	5%
2015	3%

Fund Manager information for Franklin India Opportunities Fund - Direct

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	3.65 Yr.
R. Janakiraman	1 Apr 13	12.51 Yr.
Sandeep Manam	18 Oct 21	3.96 Yr.

Data below for Franklin India Opportunities Fund - Direct as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	20.07%
Financial Services	18.85%
Health Care	12.76%
Technology	11.87%
Basic Materials	9.66%
Communication Services	5.71%
Industrials	4.42%
Energy	4.34%
Utility	2.78%
Consumer Defensive	1.74%
Real Estate	0.5%

Asset Allocation

Asset Class	Value
Cash	7.28%
Equity	92.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 24 \| HDFCBANK	5%	₹389 Cr	4,087,942
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	4%	₹337 Cr	2,472,229
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	4%	₹334 Cr	2,950,277
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	4%	₹311 Cr	9,548,090
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| MARUTI	4%	₹272 Cr	169,582
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| M&M	3%	₹219 Cr	637,966
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	3%	₹218 Cr	1,158,502
Mphasis Ltd (Technology) Equity, Since 30 Nov 24 \| 526299	3%	₹216 Cr	814,231
NTPC Ltd (Utilities) Equity, Since 31 Aug 22 \| 532555	3%	₹216 Cr	6,333,312
Lemon Tree Hotels Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| LEMONTREE	3%	₹213 Cr	12,833,401

2. Franklin Build India Fund - Direct

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund - Direct

Bottom quartile AUM (₹2,884 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: High.
5Y return: 34.72% (top quartile).
3Y return: 28.85% (top quartile).
1Y return: 6.60% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.58 (lower mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~8.3%).

Below is the key information for Franklin Build India Fund - Direct

Franklin Build India Fund - Direct Growth
Launch Date	1 Jan 13
NAV (29 Oct 25)	₹170.288 ↑ 1.75 (1.04 %)
Net Assets (Cr)	₹2,884 on 31 Aug 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	High
Expense Ratio	0.98
Sharpe Ratio	-0.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹19,814
30 Sep 22	₹20,922
30 Sep 23	₹29,411
30 Sep 24	₹47,017
30 Sep 25	₹45,152

Franklin Build India Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for Franklin Build India Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	4.2%
3 Month	4.5%
6 Month	10.4%
1 Year	6.6%
3 Year	28.8%
5 Year	34.7%
10 Year
15 Year
Since launch	21.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	29.1%
2023	52.7%
2022	12.4%
2021	47.4%
2020	6.5%
2019	7.2%
2018	-9.5%
2017	45.1%
2016	9.9%
2015	3.7%

Fund Manager information for Franklin Build India Fund - Direct

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.96 Yr.
Kiran Sebastian	7 Feb 22	3.65 Yr.
Sandeep Manam	18 Oct 21	3.96 Yr.

Data below for Franklin Build India Fund - Direct as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	35.44%
Utility	14.2%
Financial Services	13.18%
Energy	12.89%
Communication Services	7.62%
Basic Materials	5.03%
Real Estate	3.16%
Consumer Cyclical	2.74%
Technology	2.21%

Asset Allocation

Asset Class	Value
Cash	3.52%
Equity	96.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	8%	₹243 Cr	665,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹176 Cr	315,000 ↑ 15,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹164 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	6%	₹163 Cr	6,825,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| ICICIBANK	5%	₹162 Cr	1,200,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹148 Cr	4,350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹133 Cr	710,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹113 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	3%	₹101 Cr	3,600,000
GAIL (India) Ltd (Utilities) Equity, Since 31 Jan 25 \| 532155	3%	₹92 Cr	5,200,000 ↑ 400,000

3. Franklin India Feeder - Franklin U S Opportunities Fund - Direct

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Research Highlights for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Lower mid AUM (₹4,437 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.16% (bottom quartile).
3Y return: 26.00% (upper mid).
1Y return: 17.69% (top quartile).
Alpha: -11.18 (bottom quartile).
Sharpe: 0.62 (top quartile).
Information ratio: -1.69 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Corporate.
Equity-heavy allocation (~97%).
Largest holding Franklin US Opportunities I(acc)USD (~98.9%).
Top-3 holdings concentration ~100.0%.

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth
Launch Date	2 Jan 13
NAV (28 Oct 25)	₹94.1359 ↑ 0.65 (0.69 %)
Net Assets (Cr)	₹4,437 on 30 Sep 25
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	High
Expense Ratio	0.59
Sharpe Ratio	0.62
Information Ratio	-1.69
Alpha Ratio	-11.18
Min Investment
Min SIP Investment
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,593
30 Sep 22	₹9,032
30 Sep 23	₹11,142
30 Sep 24	₹15,891
30 Sep 25	₹18,683

Franklin India Feeder - Franklin U S Opportunities Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Purchase not allowed

Returns for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	3%
3 Month	7.2%
6 Month	27.8%
1 Year	17.7%
3 Year	26%
5 Year	14.2%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.4%
2023	39.3%
2022	-29.6%
2021	19.1%
2020	46.6%
2019	35.4%
2018	7.4%
2017	19.2%
2016	0%
2015	10%

Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Name	Since	Tenure
Sandeep Manam	18 Oct 21	3.96 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund - Direct as on 30 Sep 25

Equity Sector Allocation

Sector	Value
Technology	38.99%
Communication Services	18.52%
Consumer Cyclical	9.26%
Industrials	8.3%
Financial Services	7.33%
Health Care	7.29%
Basic Materials	2.27%
Consumer Defensive	1.88%
Real Estate	0.67%

Asset Allocation

Asset Class	Value
Cash	1.03%
Equity	97.26%
Other	0.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin US Opportunities I(acc)USD Investment Fund \| -	99%	₹4,388 Cr	4,685,691 ↑ 13,104
Call, Cash & Other Assets CBLO \| -	1%	₹49 Cr

4. Franklin India Technology Fund - Direct

To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies.

Research Highlights for Franklin India Technology Fund - Direct

Bottom quartile AUM (₹1,868 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.84% (bottom quartile).
3Y return: 24.95% (upper mid).
1Y return: 0.68% (bottom quartile).
Alpha: 5.80 (top quartile).
Sharpe: -0.76 (bottom quartile).
Information ratio: 1.65 (top quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Infosys Ltd (~17.7%).
Top-3 holdings concentration ~44.6%.

Below is the key information for Franklin India Technology Fund - Direct

Franklin India Technology Fund - Direct Growth
Launch Date	1 Jan 13
NAV (28 Oct 25)	₹583.493 ↓ -2.17 (-0.37 %)
Net Assets (Cr)	₹1,868 on 30 Sep 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.03
Sharpe Ratio	-0.76
Information Ratio	1.65
Alpha Ratio	5.8
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,154
30 Sep 22	₹12,800
30 Sep 23	₹17,540
30 Sep 24	₹26,272
30 Sep 25	₹24,559

Franklin India Technology Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Franklin India Technology Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	4.8%
3 Month	4%
6 Month	13.3%
1 Year	0.7%
3 Year	25%
5 Year	19.8%
10 Year
15 Year
Since launch	19.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	29.8%
2023	52.8%
2022	-21.5%
2021	40.3%
2020	58.3%
2019	13.2%
2018	12.6%
2017	19.8%
2016	-2%
2015	4.4%

Fund Manager information for Franklin India Technology Fund - Direct

Name	Since	Tenure
Venkatesh Sanjeevi	4 Oct 24	0.99 Yr.
R. Janakiraman	1 Dec 23	1.84 Yr.
Sandeep Manam	18 Oct 21	3.96 Yr.

Data below for Franklin India Technology Fund - Direct as on 30 Sep 25

Equity Sector Allocation

Sector	Value
Technology	55.04%
Communication Services	21.07%
Consumer Cyclical	13.66%
Financial Services	4.9%
Industrials	1.04%
Health Care	0.06%

Asset Allocation

Asset Class	Value
Cash	3.89%
Equity	95.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	18%	₹331 Cr	2,298,906
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 18 \| BHARTIARTL	15%	₹281 Cr	1,493,480
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 04 \| TCS	12%	₹221 Cr	764,559
Franklin Technology I Acc USD Investment Fund \| -	8%	₹141 Cr	174,810 ↓ -41,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	7%	₹137 Cr	4,196,521 ↓ -1,170,621
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 21 \| 543390	5%	₹88 Cr	517,479
HCL Technologies Ltd (Technology) Equity, Since 30 Jun 14 \| HCLTECH	4%	₹69 Cr	500,267
Swiggy Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| SWIGGY	3%	₹57 Cr	1,346,780
Zensar Technologies Ltd (Technology) Equity, Since 31 Jan 23 \| ZENSARTECH	3%	₹49 Cr	642,259
Intellect Design Arena Ltd (Technology) Equity, Since 31 Dec 22 \| INTELLECT	2%	₹45 Cr	460,931

5. Franklin India Prima Fund - Direct

The investment objective of Prima Fund is to provide medium to longterm capital appreciation as a primary objective and income as a secondary objective.

Research Highlights for Franklin India Prima Fund - Direct

Upper mid AUM (₹12,251 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.29% (lower mid).
3Y return: 23.43% (upper mid).
1Y return: 5.15% (upper mid).
Alpha: 0.87 (upper mid).
Sharpe: -0.43 (upper mid).
Information ratio: 0.24 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding The Federal Bank Ltd (~3.0%).

Below is the key information for Franklin India Prima Fund - Direct

Franklin India Prima Fund - Direct Growth
Launch Date	1 Jan 13
NAV (29 Oct 25)	₹3,178.58 ↑ 21.14 (0.67 %)
Net Assets (Cr)	₹12,251 on 31 Aug 25
Category	Equity - Mid Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.98
Sharpe Ratio	-0.44
Information Ratio	0.24
Alpha Ratio	0.87
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,972
30 Sep 22	₹16,783
30 Sep 23	₹20,589
30 Sep 24	₹31,989
30 Sep 25	₹30,376

Franklin India Prima Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Franklin India Prima Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	5.1%
3 Month	2.6%
6 Month	9.2%
1 Year	5.2%
3 Year	23.4%
5 Year	25.3%
10 Year
15 Year
Since launch	19.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.9%
2023	38%
2022	3%
2021	33.7%
2020	18.8%
2019	4.5%
2018	-8.5%
2017	41.1%
2016	9.5%
2015	8.2%

Fund Manager information for Franklin India Prima Fund - Direct

Name	Since	Tenure
R. Janakiraman	1 Feb 11	14.67 Yr.
Sandeep Manam	18 Oct 21	3.96 Yr.
Akhil Kalluri	7 Feb 22	3.65 Yr.

Data below for Franklin India Prima Fund - Direct as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	20.02%
Consumer Cyclical	17.05%
Industrials	12.93%
Basic Materials	12.78%
Health Care	10.78%
Technology	6.75%
Real Estate	5.49%
Consumer Defensive	4.74%
Communication Services	3.4%
Utility	1.33%
Energy	1.3%

Asset Allocation

Asset Class	Value
Cash	3.42%
Equity	96.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| FEDERALBNK	3%	₹369 Cr	19,143,234
Cummins India Ltd (Industrials) Equity, Since 30 Apr 22 \| 500480	2%	₹282 Cr	717,366
Mphasis Ltd (Technology) Equity, Since 30 Sep 20 \| 526299	2%	₹280 Cr	1,052,885
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 31 Mar 22 \| APLAPOLLO	2%	₹253 Cr	1,499,891
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Jan 22 \| PRESTIGE	2%	₹246 Cr	1,631,918
PB Fintech Ltd (Financial Services) Equity, Since 31 Mar 22 \| 543390	2%	₹221 Cr	1,300,578
Ipca Laboratories Ltd (Healthcare) Equity, Since 30 Nov 20 \| 524494	2%	₹220 Cr	1,641,580
Max Financial Services Ltd (Financial Services) Equity, Since 31 Dec 21 \| 500271	2%	₹220 Cr	1,393,160 ↓ -298,870
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| M&MFIN	2%	₹217 Cr	7,894,616 ↑ 415,420
JK Cement Ltd (Basic Materials) Equity, Since 31 Jul 12 \| JKCEMENT	2%	₹212 Cr	337,051

6. Franklin India Smaller Companies Fund - Direct

The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies.

Research Highlights for Franklin India Smaller Companies Fund - Direct

Top quartile AUM (₹13,302 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 30.07% (top quartile).
3Y return: 23.34% (lower mid).
1Y return: -0.38% (bottom quartile).
Alpha: -4.25 (bottom quartile).
Sharpe: -0.72 (bottom quartile).
Information ratio: 0.18 (lower mid).
Top sector: Consumer Cyclical.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Aster DM Healthcare Ltd Ordinary Shares (~3.2%).

Below is the key information for Franklin India Smaller Companies Fund - Direct

Franklin India Smaller Companies Fund - Direct Growth
Launch Date	1 Jan 13
NAV (29 Oct 25)	₹196.096 ↑ 1.01 (0.52 %)
Net Assets (Cr)	₹13,302 on 31 Aug 25
Category	Equity - Small Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.92
Sharpe Ratio	-0.72
Information Ratio	0.18
Alpha Ratio	-4.25
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹18,828
30 Sep 22	₹19,823
30 Sep 23	₹27,259
30 Sep 24	₹40,482
30 Sep 25	₹36,114

Franklin India Smaller Companies Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Franklin India Smaller Companies Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	3.8%
3 Month	0%
6 Month	8.4%
1 Year	-0.4%
3 Year	23.3%
5 Year	30.1%
10 Year
15 Year
Since launch	20.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.2%
2023	53.5%
2022	4.4%
2021	57.7%
2020	19.7%
2019	-4%
2018	-16.4%
2017	45.3%
2016	11.5%
2015	11.3%

Fund Manager information for Franklin India Smaller Companies Fund - Direct

Name	Since	Tenure
R. Janakiraman	1 Feb 11	14.67 Yr.
Sandeep Manam	18 Oct 21	3.96 Yr.
Akhil Kalluri	8 Sep 22	3.07 Yr.

Data below for Franklin India Smaller Companies Fund - Direct as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	19.1%
Industrials	16.67%
Financial Services	16.38%
Health Care	11.71%
Basic Materials	10.39%
Technology	7.13%
Real Estate	4.37%
Consumer Defensive	3.84%
Utility	3.14%
Energy	0.99%

Asset Allocation

Asset Class	Value
Cash	5.5%
Equity	94.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 23 \| ASTERDM	3%	₹422 Cr	6,729,408
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Jun 14 \| 532929	3%	₹347 Cr	3,868,691
Syrma SGS Technology Ltd (Technology) Equity, Since 31 Aug 22 \| SYRMA	2%	₹309 Cr	4,023,411
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 30 Sep 19 \| ERIS	2%	₹296 Cr	1,866,828
CCL Products (India) Ltd (Consumer Defensive) Equity, Since 30 Apr 19 \| CCL	2%	₹276 Cr	3,260,279
Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 20 \| EQUITASBNK	2%	₹275 Cr	48,064,081
Deepak Nitrite Ltd (Basic Materials) Equity, Since 31 Jan 16 \| DEEPAKNTR	2%	₹255 Cr	1,387,967
J.B. Chemicals & Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Jun 14 \| JBCHEPHARM	2%	₹248 Cr	1,448,723
Zensar Technologies Ltd (Technology) Equity, Since 28 Feb 23 \| ZENSARTECH	2%	₹246 Cr	3,220,340
Sobha Ltd (Real Estate) Equity, Since 31 Mar 12 \| SOBHA	2%	₹233 Cr	1,513,099

7. Sundaram SMILE Fund - Direct

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Research Highlights for Sundaram SMILE Fund - Direct

Lower mid AUM (₹3,282 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 28.85% (upper mid).
3Y return: 22.18% (lower mid).
1Y return: 5.14% (lower mid).
Alpha: 2.06 (upper mid).
Sharpe: -0.41 (upper mid).
Information ratio: -0.26 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Aster DM Healthcare Ltd Ordinary Shares (~3.6%).

Below is the key information for Sundaram SMILE Fund - Direct

Sundaram SMILE Fund - Direct Growth
Launch Date	1 Jan 13
NAV (29 Oct 25)	₹295.909 ↑ 0.93 (0.32 %)
Net Assets (Cr)	₹3,282 on 31 Aug 25
Category	Equity - Small Cap
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.85
Sharpe Ratio	-0.42
Information Ratio	-0.26
Alpha Ratio	2.06
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹19,079
30 Sep 22	₹19,634
30 Sep 23	₹25,790
30 Sep 24	₹36,694
30 Sep 25	₹34,834

Sundaram SMILE Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for Sundaram SMILE Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	4.1%
3 Month	3.6%
6 Month	13.7%
1 Year	5.1%
3 Year	22.2%
5 Year	28.9%
10 Year
15 Year
Since launch	18.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	46.9%
2022	-0.9%
2021	62%
2020	27.4%
2019	-5.2%
2018	-28.6%
2017	56.7%
2016	0.1%
2015	8.2%

Fund Manager information for Sundaram SMILE Fund - Direct

Name	Since	Tenure
Rohit Seksaria	1 Nov 22	2.92 Yr.

Data below for Sundaram SMILE Fund - Direct as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	21.13%
Industrials	18.55%
Financial Services	18.08%
Health Care	12.08%
Basic Materials	7.98%
Communication Services	5.47%
Technology	4.45%
Consumer Defensive	2.7%
Real Estate	2.41%
Utility	1.14%

Asset Allocation

Asset Class	Value
Cash	5.89%
Equity	93.99%
Debt	0.11%
Other	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 23 \| ASTERDM	4%	₹119 Cr	1,898,655
Affle 3i Ltd (Communication Services) Equity, Since 31 May 21 \| AFFLE	3%	₹103 Cr	530,036
Craftsman Automation Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| CRAFTSMAN	3%	₹96 Cr	140,821
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| 523025	3%	₹95 Cr	431,921
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543387	3%	₹93 Cr	641,783 ↓ -7,163
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jul 24 \| EIDPARRY	3%	₹92 Cr	899,463
Rategain Travel Technologies Ltd (Technology) Equity, Since 30 Jun 23 \| 543417	3%	₹91 Cr	1,407,678
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	3%	₹86 Cr	991,559
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 24 \| UJJIVANSFB	2%	₹77 Cr	16,665,062
Sundaram Liquid Dir Gr Investment Fund \| -	2%	₹75 Cr	317,556 ↑ 317,556

8. DSP Micro Cap Fund - Direct

The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized

Research Highlights for DSP Micro Cap Fund - Direct

Highest AUM (₹16,628 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 27.37% (upper mid).
3Y return: 21.48% (bottom quartile).
1Y return: 3.89% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.27 (top quartile).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~91%).
Largest holding Lumax Auto Technologies Ltd (~4.7%).

Below is the key information for DSP Micro Cap Fund - Direct

DSP Micro Cap Fund - Direct Growth
Launch Date	1 Jan 13
NAV (29 Oct 25)	₹216.714 ↑ 0.72 (0.33 %)
Net Assets (Cr)	₹16,628 on 31 Aug 25
Category	Equity - Small Cap
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.83
Sharpe Ratio	-0.27
Information Ratio	0
Alpha Ratio	0
Min Investment
Min SIP Investment
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,783
30 Sep 22	₹19,130
30 Sep 23	₹24,743
30 Sep 24	₹35,173
30 Sep 25	₹33,460

DSP Micro Cap Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Purchase not allowed

Returns for DSP Micro Cap Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	1.6%
3 Month	-0.9%
6 Month	14.3%
1 Year	3.9%
3 Year	21.5%
5 Year	27.4%
10 Year
15 Year
Since launch	21.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.7%
2023	42.5%
2022	1.4%
2021	60.3%
2020	34.3%
2019	1.6%
2018	-25.1%
2017	43.4%
2016	13.6%
2015	21.2%

Fund Manager information for DSP Micro Cap Fund - Direct

Name	Since	Tenure
Vinit Sambre	21 Jun 10	15.29 Yr.

Data below for DSP Micro Cap Fund - Direct as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	31.93%
Basic Materials	17.05%
Industrials	15.01%
Health Care	8.95%
Consumer Defensive	7.33%
Financial Services	6.44%
Technology	3.19%
Communication Services	0.78%
Utility	0.18%

Asset Allocation

Asset Class	Value
Cash	9.14%
Equity	90.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Lumax Auto Technologies Ltd (Consumer Cyclical) Equity, Since 30 Jun 18 \| LUMAXTECH	5%	₹774 Cr	6,196,634
Dodla Dairy Ltd (Consumer Defensive) Equity, Since 30 Jun 21 \| 543306	3%	₹497 Cr	3,750,000
Welspun Corp Ltd (Basic Materials) Equity, Since 31 Mar 21 \| 532144	3%	₹472 Cr	5,500,000
Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials) Equity, Since 31 Dec 22 \| JUBLINGREA	3%	₹448 Cr	7,000,000
eClerx Services Ltd (Technology) Equity, Since 28 Feb 18 \| ECLERX	3%	₹444 Cr	1,105,918
LT Foods Ltd (Consumer Defensive) Equity, Since 31 Dec 17 \| 532783	2%	₹406 Cr	10,000,000
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	2%	₹368 Cr	4,000,000
Cyient Ltd (Industrials) Equity, Since 30 Sep 21 \| CYIENT	2%	₹344 Cr	3,000,000
Dhanuka Agritech Ltd (Basic Materials) Equity, Since 30 Sep 16 \| DHANUKA	2%	₹340 Cr	2,209,513 ↑ 89,099
Thangamayil Jewellery Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| THANGAMAYL	2%	₹338 Cr	1,677,908

9. Edelweiss Economic Resurgence Fund - Direct

The investment objective of the Scheme is to generate long-term capital appreciation from a diversi?ed portfolio that predominantly invests in equity and equity-related securities of companies across various market capitalisation. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for Edelweiss Economic Resurgence Fund - Direct

Bottom quartile AUM (₹2,777 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 23.91% (bottom quartile).
3Y return: 20.88% (bottom quartile).
1Y return: 5.55% (upper mid).
Alpha: 0.76 (upper mid).
Sharpe: -0.56 (lower mid).
Information ratio: 1.26 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~7.3%).

Below is the key information for Edelweiss Economic Resurgence Fund - Direct

Edelweiss Economic Resurgence Fund - Direct Growth
Launch Date	3 Feb 15
NAV (29 Oct 25)	₹45.915 ↑ 0.14 (0.30 %)
Net Assets (Cr)	₹2,777 on 31 Aug 25
Category	Equity - Multi Cap
AMC	Edelweiss Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	0.44
Sharpe Ratio	-0.56
Information Ratio	1.26
Alpha Ratio	0.76
Min Investment
Min SIP Investment
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,466
30 Sep 22	₹16,631
30 Sep 23	₹19,862
30 Sep 24	₹30,428
30 Sep 25	₹28,879

Edelweiss Economic Resurgence Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Purchase not allowed

Returns for Edelweiss Economic Resurgence Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	5.2%
3 Month	5.9%
6 Month	9.6%
1 Year	5.6%
3 Year	20.9%
5 Year	23.9%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	31.4%
2022	2.4%
2021	37.1%
2020	16.4%
2019	10.3%
2018	-3.6%
2017	47.9%
2016	1.2%
2015

Fund Manager information for Edelweiss Economic Resurgence Fund - Direct

Name	Since	Tenure
Ashwani Agarwalla	15 Jun 22	3.3 Yr.
Trideep Bhattacharya	1 Oct 21	4 Yr.
Raj Koradia	1 Aug 24	1.17 Yr.

Data below for Edelweiss Economic Resurgence Fund - Direct as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	29.41%
Consumer Cyclical	14.09%
Industrials	11.49%
Technology	10.37%
Health Care	7.34%
Consumer Defensive	6.51%
Basic Materials	6.18%
Energy	4.36%
Utility	2.84%
Communication Services	2.46%
Real Estate	1.93%

Asset Allocation

Asset Class	Value
Cash	2.96%
Equity	96.99%
Debt	0.03%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	7%	₹208 Cr	2,184,576
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| ICICIBANK	5%	₹145 Cr	1,075,869
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	3%	₹88 Cr	240,080 ↓ -38,544
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 17 \| RELIANCE	3%	₹85 Cr	619,911 ↓ -247,155
Infosys Ltd (Technology) Equity, Since 30 Apr 18 \| INFY	3%	₹84 Cr	579,917 ↓ -38,545
NTPC Ltd (Utilities) Equity, Since 31 Oct 22 \| 532555	3%	₹81 Cr	2,373,326
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	2%	₹70 Cr	372,285
State Bank of India (Financial Services) Equity, Since 31 Aug 18 \| SBIN	2%	₹69 Cr	786,589
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 22 \| 500034	2%	₹64 Cr	645,355
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 May 19 \| 532538	2%	₹62 Cr	50,810

10. Franklin India Taxshield - Direct

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Research Highlights for Franklin India Taxshield - Direct

Upper mid AUM (₹6,531 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 24.72% (lower mid).
3Y return: 19.70% (bottom quartile).
1Y return: 4.72% (lower mid).
Alpha: -1.33 (bottom quartile).
Sharpe: -0.75 (bottom quartile).
Information ratio: 1.12 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~9.5%).

Below is the key information for Franklin India Taxshield - Direct

Franklin India Taxshield - Direct Growth
Launch Date	1 Jan 13
NAV (29 Oct 25)	₹1,700.28 ↑ 8.32 (0.49 %)
Net Assets (Cr)	₹6,531 on 30 Sep 25
Category	Equity - ELSS
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.02
Sharpe Ratio	-0.76
Information Ratio	1.12
Alpha Ratio	-1.33
Min Investment
Min SIP Investment
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,299
30 Sep 22	₹17,699
30 Sep 23	₹21,835
30 Sep 24	₹31,917
30 Sep 25	₹30,231

Franklin India Taxshield - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Purchase not allowed

Returns for Franklin India Taxshield - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	4.9%
3 Month	3.3%
6 Month	6.5%
1 Year	4.7%
3 Year	19.7%
5 Year	24.7%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.4%
2023	32.4%
2022	6.3%
2021	37.9%
2020	10.8%
2019	6.2%
2018	-2.1%
2017	30.5%
2016	5.8%
2015	5%

Fund Manager information for Franklin India Taxshield - Direct

Name	Since	Tenure
R. Janakiraman	2 May 16	9.42 Yr.
Rajasa Kakulavarapu	1 Dec 23	1.83 Yr.

Data below for Franklin India Taxshield - Direct as on 30 Sep 25

Equity Sector Allocation

Sector	Value
Financial Services	30.44%
Industrials	12.56%
Consumer Cyclical	11.04%
Technology	8.34%
Health Care	6.76%
Basic Materials	5.79%
Consumer Defensive	5.22%
Communication Services	5.21%
Utility	5.07%
Energy	3.08%
Real Estate	1.75%

Asset Allocation

Asset Class	Value
Cash	4.75%
Equity	95.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	9%	₹620 Cr	6,520,834
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	9%	₹613 Cr	4,546,914
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	5%	₹323 Cr	883,853
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 07 \| BHARTIARTL	4%	₹285 Cr	1,517,753
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	4%	₹277 Cr	1,922,741
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	4%	₹255 Cr	2,252,948
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| 543320	4%	₹244 Cr	7,500,000
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 21 \| HCLTECH	3%	₹203 Cr	1,462,587
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹201 Cr	1,472,922
Grasim Industries Ltd (Basic Materials) Equity, Since 30 Jun 11 \| GRASIM	3%	₹189 Cr	685,013

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।