SBI MF 2022 দ্বারা 7টি সেরা ইক্যুইটি মিউচুয়াল ফান্ড

Updated on December 15, 2025 , 89799 views

এসবিআই মিউচুয়াল ফান্ড নেতৃস্থানীয় একএএমসি ভারতে. দ্যইক্যুইটি ফান্ড AMC দ্বারা প্রদান করা লক্ষ্য পূরণ করাবিনিয়োগকারীএর দীর্ঘমেয়াদী লক্ষ্য।

SBI দ্বারা ইক্যুইটি তহবিলপারস্পরিক তহবিল দীর্ঘমেয়াদী প্রদানের লক্ষ্যমূলধন দ্বারা প্রশংসাবিনিয়োগ উচ্চ বৃদ্ধি কোম্পানি. এই তহবিলগুলি বিনিয়োগকারীদের জন্য অত্যন্ত উপযুক্ত যারা দীর্ঘমেয়াদী লাভের সন্ধান করছেন এবং তাদের বিনিয়োগে কিছু স্তরের ঝুঁকি রাখতে প্রস্তুত।

এসবিআই মিউচুয়াল ফান্ড উভয়ই অফার করেচুমুক এবং ইক্যুইটি ফান্ডে বিনিয়োগের একমুঠো উপায়। একমুঠো বিনিয়োগের জন্য ন্যূনতম পরিমাণ হল INR 5000, যেখানে, একটি SIP রুট গ্রহণ করে, বিনিয়োগকারীরা মাত্র INR 500 দিয়ে বিনিয়োগ শুরু করতে পারেন৷ বিনিয়োগকারীরা SBI-তে বিনিয়োগ করার পরিকল্পনা করছেন, এখানে AMC দ্বারা সেরা পারফরম্যান্সকারী ইক্যুইটি স্কিমগুলির তালিকা রয়েছে৷

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কেন এসবিআই ইক্যুইটি ফান্ডে বিনিয়োগ করবেন?

এসবিআই মিউচুয়াল ফান্ড স্কিম অফার করে এমন কিছু প্রধান সুবিধা হল:

ক ট্যাক্স বেনিফিট

এসবিআই মিউচুয়াল ফান্ড এর অধীনে কর সুবিধা প্রদান করেসেকেন্ড 80C বিনিয়োগকারীদের কাছে। কর সঞ্চয় তহবিলের নামএসবিআই ম্যাগনাম ট্যাক্স গেইন ফান্ড যেখানে বিনিয়োগকারীরা তাদের কর সঞ্চয়ের পরিকল্পনা করতে পারে সেইসাথে দীর্ঘমেয়াদী মূলধন বৃদ্ধির সুবিধা চাইতে পারে।

খ. দীর্ঘমেয়াদী বিনিয়োগ লক্ষ্য

বিনিয়োগকারীরা তাদের দীর্ঘমেয়াদী পরিকল্পনা করতে পারেনআর্থিক লক্ষ্য SBI এর ইক্যুইটি ফান্ডে বিনিয়োগ করে। কিন্তু, এই লক্ষ্যগুলি ভালভাবে সম্পন্ন করার জন্য, একটি দীর্ঘ সময়ের জন্য তাদের বিনিয়োগের পরিকল্পনা করা উচিত।

গ. চমৎকার রেটিং

SBI ইক্যুইটি স্কিমগুলির অনেকেরই CRISIL রেটিং তিন এবং তার উপরে রয়েছে।

d ধারাবাহিক রিটার্ন

SBI-এর অনেক ইকুইটি স্কিম বছরের পর বছর ধরে ধারাবাহিক রিটার্ন প্রদান করেছে। যে বিনিয়োগকারীরা এই ইক্যুইটি স্কিমগুলিতে ভাল আয় পেতে চান তাদের দীর্ঘ সময়ের জন্য বিনিয়োগ করা উচিত।

চলুন দেখে নেওয়া যাক সেরা পারফরম্যান্সকারী এসবিআই ইক্যুইটি তহবিলগুলি যা নির্দিষ্ট মানদণ্ড যেমন অতীতের কর্মক্ষমতা, AUM, পরিমাণগত বিশ্লেষণ যেমন ব্যয় অনুপাত,আলফা,বেটা,শার্প অনুপাত, ইত্যাদি

সেরা এসবিআই ইক্যুইটি ফান্ড

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sharpe Ratio
SBI PSU Fund Growth	₹32.8349 ↑ 0.10	₹5,714	2	2.8	2.4	26.8	28.1	23.5	0.09
SBI Healthcare Opportunities Fund Growth	₹422.25 ↓ -2.00	₹4,082	-2.8	-1.4	-1.1	23.8	16.9	42.2	-0.18
SBI Magnum Tax Gain Fund Growth	₹445.565 ↑ 0.00	₹31,783	0.8	2.7	2.1	22.6	21.7	27.7	-0.18
SBI Infrastructure Fund Growth	₹48.938 ↓ -0.09	₹4,788	0	-0.7	-5.2	20.4	23.7	20.8	-0.41
SBI Contra Fund Growth	₹392.863 ↓ -2.42	₹49,218	2.2	3.1	1.2	19.2	23.8	18.8	-0.21
SBI Banking & Financial Services Fund Growth	₹44.9372 ↓ -0.17	₹9,273	4.9	6.7	13.6	18.7	16.7	19.6	0.7
SBI Technology Opportunities Fund Growth	₹230.617 ↓ -1.77	₹4,934	4.8	5.5	-1	17.9	19.8	30.1	0.09
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Dec 25
Note: Ratio's shown as on 31 Oct 25

Research Highlights & Commentary of 7 Funds showcased

Commentary	SBI PSU Fund	SBI Healthcare Opportunities Fund	SBI Magnum Tax Gain Fund	SBI Infrastructure Fund	SBI Contra Fund	SBI Banking & Financial Services Fund	SBI Technology Opportunities Fund
Point 1	Lower mid AUM (₹5,714 Cr).	Bottom quartile AUM (₹4,082 Cr).	Upper mid AUM (₹31,783 Cr).	Bottom quartile AUM (₹4,788 Cr).	Highest AUM (₹49,218 Cr).	Upper mid AUM (₹9,273 Cr).	Lower mid AUM (₹4,934 Cr).
Point 2	Established history (15+ yrs).	Oldest track record among peers (20 yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (10+ yrs).	Established history (12+ yrs).
Point 3	Rating: 2★ (upper mid).	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Top rated.	Rating: 3★ (upper mid).	Not Rated.	Rating: 1★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 28.06% (top quartile).	5Y return: 16.94% (bottom quartile).	5Y return: 21.66% (lower mid).	5Y return: 23.71% (upper mid).	5Y return: 23.85% (upper mid).	5Y return: 16.72% (bottom quartile).	5Y return: 19.84% (lower mid).
Point 6	3Y return: 26.83% (top quartile).	3Y return: 23.83% (upper mid).	3Y return: 22.58% (upper mid).	3Y return: 20.35% (lower mid).	3Y return: 19.21% (lower mid).	3Y return: 18.69% (bottom quartile).	3Y return: 17.89% (bottom quartile).
Point 7	1Y return: 2.42% (upper mid).	1Y return: -1.09% (bottom quartile).	1Y return: 2.14% (upper mid).	1Y return: -5.17% (bottom quartile).	1Y return: 1.18% (lower mid).	1Y return: 13.61% (top quartile).	1Y return: -0.97% (lower mid).
Point 8	Alpha: -0.58 (lower mid).	Alpha: -0.29 (upper mid).	Alpha: -2.21 (lower mid).	Alpha: -11.56 (bottom quartile).	Alpha: -3.76 (bottom quartile).	Alpha: 0.79 (upper mid).	Alpha: 7.88 (top quartile).
Point 9	Sharpe: 0.09 (upper mid).	Sharpe: -0.18 (lower mid).	Sharpe: -0.18 (lower mid).	Sharpe: -0.41 (bottom quartile).	Sharpe: -0.21 (bottom quartile).	Sharpe: 0.70 (top quartile).	Sharpe: 0.09 (upper mid).
Point 10	Information ratio: -0.57 (bottom quartile).	Information ratio: 0.17 (lower mid).	Information ratio: 1.86 (top quartile).	Information ratio: -0.12 (bottom quartile).	Information ratio: 1.17 (upper mid).	Information ratio: 0.74 (lower mid).	Information ratio: 1.09 (upper mid).

SBI PSU Fund

Lower mid AUM (₹5,714 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 28.06% (top quartile).
3Y return: 26.83% (top quartile).
1Y return: 2.42% (upper mid).
Alpha: -0.58 (lower mid).
Sharpe: 0.09 (upper mid).
Information ratio: -0.57 (bottom quartile).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹4,082 Cr).
Oldest track record among peers (20 yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 16.94% (bottom quartile).
3Y return: 23.83% (upper mid).
1Y return: -1.09% (bottom quartile).
Alpha: -0.29 (upper mid).
Sharpe: -0.18 (lower mid).
Information ratio: 0.17 (lower mid).

SBI Magnum Tax Gain Fund

Upper mid AUM (₹31,783 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.66% (lower mid).
3Y return: 22.58% (upper mid).
1Y return: 2.14% (upper mid).
Alpha: -2.21 (lower mid).
Sharpe: -0.18 (lower mid).
Information ratio: 1.86 (top quartile).

SBI Infrastructure Fund

Bottom quartile AUM (₹4,788 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 23.71% (upper mid).
3Y return: 20.35% (lower mid).
1Y return: -5.17% (bottom quartile).
Alpha: -11.56 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: -0.12 (bottom quartile).

SBI Contra Fund

Highest AUM (₹49,218 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.85% (upper mid).
3Y return: 19.21% (lower mid).
1Y return: 1.18% (lower mid).
Alpha: -3.76 (bottom quartile).
Sharpe: -0.21 (bottom quartile).
Information ratio: 1.17 (upper mid).

SBI Banking & Financial Services Fund

Upper mid AUM (₹9,273 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.72% (bottom quartile).
3Y return: 18.69% (bottom quartile).
1Y return: 13.61% (top quartile).
Alpha: 0.79 (upper mid).
Sharpe: 0.70 (top quartile).
Information ratio: 0.74 (lower mid).

SBI Technology Opportunities Fund

Lower mid AUM (₹4,934 Cr).
Established history (12+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 19.84% (lower mid).
3Y return: 17.89% (bottom quartile).
1Y return: -0.97% (lower mid).
Alpha: 7.88 (top quartile).
Sharpe: 0.09 (upper mid).
Information ratio: 1.09 (upper mid).

*তালিকাইক্যুইটি উপর ভিত্তি করে তহবিলসম্পদ >= 100 কোটি & সাজানো হয়েছে3 বছরসিএজিআর রিটার্নস.

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Lower mid AUM (₹5,714 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 28.06% (top quartile).
3Y return: 26.83% (top quartile).
1Y return: 2.42% (upper mid).
Alpha: -0.58 (lower mid).
Sharpe: 0.09 (upper mid).
Information ratio: -0.57 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.3%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (17 Dec 25)	₹32.8349 ↑ 0.10 (0.29 %)
Net Assets (Cr)	₹5,714 on 31 Oct 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.09
Information Ratio	-0.57
Alpha Ratio	-0.58
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,886
30 Nov 22	₹18,323
30 Nov 23	₹23,973
30 Nov 24	₹36,302
30 Nov 25	₹38,023

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

Duration	Returns
1 Month	-4%
3 Month	2%
6 Month	2.8%
1 Year	2.4%
3 Year	26.8%
5 Year	28.1%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.42 Yr.

Data below for SBI PSU Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	37.03%
Utility	29.3%
Energy	13.78%
Industrials	12.67%
Basic Materials	5.75%

Asset Allocation

Asset Class	Value
Cash	1.48%
Equity	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	16%	₹930 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	10%	₹553 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	9%	₹490 Cr	14,543,244
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	8%	₹476 Cr	16,535,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	8%	₹471 Cr	25,750,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹346 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹306 Cr	11,000,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹211 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	4%	₹208 Cr	2,427,235
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹167 Cr	3,850,000

2. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹4,082 Cr).
Oldest track record among peers (20 yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 16.94% (bottom quartile).
3Y return: 23.83% (upper mid).
1Y return: -1.09% (bottom quartile).
Alpha: -0.29 (upper mid).
Sharpe: -0.18 (lower mid).
Information ratio: 0.17 (lower mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Sun Pharmaceuticals Industries Ltd (~11.2%).

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund Growth
Launch Date	31 Dec 04
NAV (16 Dec 25)	₹422.25 ↓ -2.00 (-0.47 %)
Net Assets (Cr)	₹4,082 on 31 Oct 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.97
Sharpe Ratio	-0.18
Information Ratio	0.17
Alpha Ratio	-0.29
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹12,174
30 Nov 22	₹12,408
30 Nov 23	₹15,870
30 Nov 24	₹22,853
30 Nov 25	₹23,621

SBI Healthcare Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

Duration	Returns
1 Month	-2.7%
3 Month	-2.8%
6 Month	-1.4%
1 Year	-1.1%
3 Year	23.8%
5 Year	16.9%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.2%
2023	38.2%
2022	-6%
2021	20.1%
2020	65.8%
2019	-0.5%
2018	-9.9%
2017	2.1%
2016	-14%
2015	27.1%

Fund Manager information for SBI Healthcare Opportunities Fund

Name	Since	Tenure
Tanmaya Desai	1 Jun 11	14.43 Yr.

Data below for SBI Healthcare Opportunities Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Health Care	89.67%
Basic Materials	6.39%

Asset Allocation

Asset Class	Value
Cash	3.93%
Equity	96.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Dec 17 \| SUNPHARMA	11%	₹456 Cr	2,700,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	7%	₹296 Cr	440,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 21 \| MAXHEALTH	6%	₹230 Cr	2,000,000
Cipla Ltd (Healthcare) Equity, Since 31 Aug 16 \| 500087	4%	₹180 Cr	1,200,000
Lonza Group Ltd ADR (Healthcare) Equity, Since 31 Jan 24 \| LZAGY	4%	₹165 Cr	270,000
Lupin Ltd (Healthcare) Equity, Since 31 Aug 23 \| 500257	4%	₹165 Cr	840,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 543349	4%	₹155 Cr	900,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 30 Apr 21 \| 532843	4%	₹153 Cr	1,500,000
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Jun 21 \| TORNTPHARM	3%	₹142 Cr	400,000
Jupiter Life Line Hospitals Ltd (Healthcare) Equity, Since 31 Aug 23 \| JLHL	3%	₹141 Cr	890,405 ↑ 61,698

3. SBI Magnum Tax Gain Fund

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

Research Highlights for SBI Magnum Tax Gain Fund

Upper mid AUM (₹31,783 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.66% (lower mid).
3Y return: 22.58% (upper mid).
1Y return: 2.14% (upper mid).
Alpha: -2.21 (lower mid).
Sharpe: -0.18 (lower mid).
Information ratio: 1.86 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.9%).

Below is the key information for SBI Magnum Tax Gain Fund

SBI Magnum Tax Gain Fund Growth
Launch Date	7 May 07
NAV (17 Dec 25)	₹445.565 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹31,783 on 31 Oct 25
Category	Equity - ELSS
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.18
Information Ratio	1.86
Alpha Ratio	-2.21
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,920
30 Nov 22	₹15,566
30 Nov 23	₹19,728
30 Nov 24	₹27,371
30 Nov 25	₹28,702

SBI Magnum Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for SBI Magnum Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

Duration	Returns
1 Month	-1.1%
3 Month	0.8%
6 Month	2.7%
1 Year	2.1%
3 Year	22.6%
5 Year	21.7%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.7%
2023	40%
2022	6.9%
2021	31%
2020	18.9%
2019	4%
2018	-8.3%
2017	33%
2016	2.1%
2015	3.2%

Fund Manager information for SBI Magnum Tax Gain Fund

Name	Since	Tenure
Dinesh Balachandran	10 Sep 16	9.15 Yr.

Data below for SBI Magnum Tax Gain Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	28.81%
Basic Materials	10.67%
Consumer Cyclical	10.15%
Energy	9.1%
Industrials	7.41%
Technology	7.13%
Health Care	6.54%
Utility	4.3%
Consumer Defensive	4.23%
Communication Services	3.4%
Real Estate	1.09%

Asset Allocation

Asset Class	Value
Cash	6.51%
Equity	93.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 07 \| HDFCBANK	9%	₹2,822 Cr	28,586,506
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	5%	₹1,676 Cr	11,275,148
Tata Steel Ltd (Basic Materials) Equity, Since 31 Oct 21 \| TATASTEEL	4%	₹1,134 Cr	62,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	3%	₹998 Cr	7,416,237
Cipla Ltd (Healthcare) Equity, Since 31 Jul 18 \| 500087	3%	₹916 Cr	6,098,542
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	3%	₹900 Cr	21,414,825
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| M&M	3%	₹877 Cr	2,515,083
State Bank of India (Financial Services) Equity, Since 31 May 06 \| SBIN	3%	₹875 Cr	9,335,639
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 11 \| 532215	3%	₹798 Cr	6,473,332
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	2%	₹767 Cr	3,650,000

4. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

Research Highlights for SBI Infrastructure Fund

Bottom quartile AUM (₹4,788 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 23.71% (upper mid).
3Y return: 20.35% (lower mid).
1Y return: -5.17% (bottom quartile).
Alpha: -11.56 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: -0.12 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~9.3%).

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund Growth
Launch Date	6 Jul 07
NAV (17 Dec 25)	₹48.938 ↓ -0.09 (-0.18 %)
Net Assets (Cr)	₹4,788 on 31 Oct 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.41
Information Ratio	-0.12
Alpha Ratio	-11.56
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹15,412
30 Nov 22	₹17,598
30 Nov 23	₹24,192
30 Nov 24	₹31,805
30 Nov 25	₹31,237

SBI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

Duration	Returns
1 Month	-2.3%
3 Month	0%
6 Month	-0.7%
1 Year	-5.2%
3 Year	20.4%
5 Year	23.7%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.8%
2023	49.7%
2022	9.3%
2021	48.3%
2020	8.2%
2019	10.2%
2018	-18.1%
2017	41.7%
2016	9.3%
2015	2.7%

Fund Manager information for SBI Infrastructure Fund

Name	Since	Tenure
Bhavin Vithlani	1 Jan 22	3.83 Yr.

Data below for SBI Infrastructure Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Industrials	35.66%
Energy	14.28%
Basic Materials	13.63%
Financial Services	11.48%
Utility	10.89%
Communication Services	5.79%
Real Estate	2.87%
Consumer Cyclical	2.16%

Asset Allocation

Asset Class	Value
Cash	3.23%
Equity	96.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	9%	₹443 Cr	1,100,000 ↓ -200,000
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 19 \| RELIANCE	9%	₹431 Cr	2,900,000 ↓ -300,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Jul 22 \| 500387	6%	₹283 Cr	100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 07 \| BHARTIARTL	6%	₹277 Cr	1,350,000
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 May 25 \| ADANIENSOL	4%	₹207 Cr	2,100,000 ↑ 335,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Sep 25 \| ADANIPORTS	4%	₹174 Cr	1,200,000 ↑ 700,000
Grindwell Norton Ltd (Industrials) Equity, Since 31 Jul 24 \| 506076	4%	₹169 Cr	1,000,000
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	4%	₹169 Cr	1,800,000
Siemens Ltd (Industrials) Equity, Since 31 May 25 \| 500550	3%	₹155 Cr	500,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Oct 25 \| 500312	3%	₹153 Cr	6,000,000 ↑ 6,000,000

5. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Contra Fund

Highest AUM (₹49,218 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.85% (upper mid).
3Y return: 19.21% (lower mid).
1Y return: 1.18% (lower mid).
Alpha: -3.76 (bottom quartile).
Sharpe: -0.21 (bottom quartile).
Information ratio: 1.17 (upper mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.1%).

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (16 Dec 25)	₹392.863 ↓ -2.42 (-0.61 %)
Net Assets (Cr)	₹49,218 on 31 Oct 25
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.53
Sharpe Ratio	-0.21
Information Ratio	1.17
Alpha Ratio	-3.76
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹16,293
30 Nov 22	₹19,321
30 Nov 23	₹24,326
30 Nov 24	₹31,582
30 Nov 25	₹32,851

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

Duration	Returns
1 Month	-0.4%
3 Month	2.2%
6 Month	3.1%
1 Year	1.2%
3 Year	19.2%
5 Year	23.8%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.8%
2023	38.2%
2022	12.8%
2021	49.9%
2020	30.6%
2019	-1%
2018	-14.3%
2017	40.2%
2016	2.4%
2015	-0.1%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	7.49 Yr.
Pradeep Kesavan	1 Dec 23	1.92 Yr.

Data below for SBI Contra Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	21.8%
Basic Materials	9.87%
Energy	9.41%
Consumer Cyclical	7.5%
Health Care	7.46%
Technology	6.35%
Consumer Defensive	5.47%
Utility	4.46%
Industrials	3.63%
Communication Services	2.78%
Real Estate	1.33%

Asset Allocation

Asset Class	Value
Cash	16.44%
Equity	80.72%
Debt	2.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	8%	₹3,994 Cr	40,449,258
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	6%	₹2,931 Cr	19,717,567
Tata Steel Ltd (Basic Materials) Equity, Since 31 Jul 22 \| TATASTEEL	3%	₹1,354 Cr	74,067,300 ↑ 11,392
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	3%	₹1,347 Cr	6,405,768
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	3%	₹1,304 Cr	31,014,741
Punjab National Bank (Financial Services) Equity, Since 30 Sep 22 \| 532461	3%	₹1,235 Cr	100,456,586
Biocon Ltd (Healthcare) Equity, Since 30 Jun 21 \| BIOCON	2%	₹1,072 Cr	28,807,465
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 21 \| 532155	2%	₹950 Cr	51,993,788
Dabur India Ltd (Consumer Defensive) Equity, Since 31 Dec 23 \| 500096	2%	₹919 Cr	18,846,663
Torrent Power Ltd (Utilities) Equity, Since 31 Oct 21 \| 532779	2%	₹853 Cr	6,482,410

6. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

Upper mid AUM (₹9,273 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.72% (bottom quartile).
3Y return: 18.69% (bottom quartile).
1Y return: 13.61% (top quartile).
Alpha: 0.79 (upper mid).
Sharpe: 0.70 (top quartile).
Information ratio: 0.74 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~13.4%).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (17 Dec 25)	₹44.9372 ↓ -0.17 (-0.38 %)
Net Assets (Cr)	₹9,273 on 31 Oct 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.7
Information Ratio	0.74
Alpha Ratio	0.79
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹11,823
30 Nov 22	₹13,350
30 Nov 23	₹14,773
30 Nov 24	₹19,291
30 Nov 25	₹22,766

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

Duration	Returns
1 Month	-1.2%
3 Month	4.9%
6 Month	6.7%
1 Year	13.6%
3 Year	18.7%
5 Year	16.7%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.6%
2023	18.6%
2022	13.5%
2021	12.1%
2020	4.8%
2019	20.7%
2018	9.5%
2017	40.7%
2016	17%
2015

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	6.26 Yr.
Pradeep Kesavan	1 Dec 23	1.92 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	96.32%

Asset Allocation

Asset Class	Value
Cash	3.68%
Equity	96.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	13%	₹1,247 Cr	12,629,430 ↓ -1,800,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	9%	₹867 Cr	7,035,410 ↑ 900,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	9%	₹860 Cr	4,091,554
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	9%	₹818 Cr	8,730,364
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	6%	₹597 Cr	4,435,814
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Jun 25 \| 532978	6%	₹585 Cr	2,802,018 ↑ 586,079
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 May 25 \| SBILIFE	5%	₹471 Cr	2,408,631
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Mar 25 \| ABCAPITAL	3%	₹291 Cr	8,981,743 ↑ 1,623,467
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 25 \| 500034	3%	₹282 Cr	2,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Mar 25 \| 532134	3%	₹278 Cr	9,985,585

7. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Technology Opportunities Fund

Lower mid AUM (₹4,934 Cr).
Established history (12+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 19.84% (lower mid).
3Y return: 17.89% (bottom quartile).
1Y return: -0.97% (lower mid).
Alpha: 7.88 (top quartile).
Sharpe: 0.09 (upper mid).
Information ratio: 1.09 (upper mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Infosys Ltd (~15.0%).
Top-3 holdings concentration ~36.0%.

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund Growth
Launch Date	9 Jan 13
NAV (16 Dec 25)	₹230.617 ↓ -1.77 (-0.76 %)
Net Assets (Cr)	₹4,934 on 31 Oct 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆
Risk	High
Expense Ratio	1.91
Sharpe Ratio	0.09
Information Ratio	1.09
Alpha Ratio	7.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹17,584
30 Nov 22	₹16,272
30 Nov 23	₹18,526
30 Nov 24	₹24,800
30 Nov 25	₹25,841

SBI Technology Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Dec 25

Duration	Returns
1 Month	2.9%
3 Month	4.8%
6 Month	5.5%
1 Year	-1%
3 Year	17.9%
5 Year	19.8%
10 Year
15 Year
Since launch	19.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	30.1%
2023	24.8%
2022	-15.5%
2021	66.4%
2020	47.3%
2019	12.2%
2018	17.1%
2017	13%
2016	-3.3%
2015	2.4%

Fund Manager information for SBI Technology Opportunities Fund

Name	Since	Tenure
Vivek Gedda	1 Apr 24	1.59 Yr.

Data below for SBI Technology Opportunities Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Technology	61.87%
Communication Services	20.35%
Consumer Cyclical	7.99%
Industrials	2.74%
Financial Services	2.53%
Health Care	0.98%
Consumer Defensive	0.72%

Asset Allocation

Asset Class	Value
Cash	2.82%
Equity	97.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	15%	₹741 Cr	5,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 18 \| BHARTIARTL	14%	₹699 Cr	3,400,000
Coforge Ltd (Technology) Equity, Since 31 Aug 23 \| COFORGE	7%	₹338 Cr	1,900,000
LTIMindtree Ltd (Technology) Equity, Since 31 Oct 24 \| LTIM	6%	₹284 Cr	500,000
Firstsource Solutions Ltd (Technology) Equity, Since 31 Mar 23 \| FSL	5%	₹271 Cr	7,645,887
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| 543320	5%	₹239 Cr	7,530,530
Cognizant Technology Solutions Corp Class A (Technology) Equity, Since 31 Jul 23 \| CTSH	4%	₹213 Cr	330,000
Blackbuck Ltd (Technology) Equity, Since 30 Nov 24 \| BLACKBUCK	4%	₹211 Cr	3,080,949 ↓ -455,584
Microsoft Corp (Technology) Equity, Since 31 Aug 20 \| MSFT	4%	₹175 Cr	38,000
Alphabet Inc Class A (Communication Services) Equity, Since 31 Dec 23 \| GOOGL	3%	₹140 Cr	56,000

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