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কীভাবে এনআরআইরা ভারতে মিউচুয়াল ফান্ডে বিনিয়োগ করতে পারে?

Updated on August 9, 2025 , 3621 views

যৌথ পুঁজি অনাবাসী ভারতীয়দের (এনআরআই) সুবিধা অর্জন করতে এবং জাতির বৃদ্ধিতে অংশগ্রহণ করার জন্য এটি ভাল বিনিয়োগের বিকল্প। এনআরআইরা তাদের মতে মিউচুয়াল ফান্ড স্কিমগুলির একটি হোস্টে বিনিয়োগ করতে পারেআর্থিক লক্ষ্য এবং উদ্দেশ্য। মিউচুয়াল ফান্ডগুলি বিনিয়োগের পোর্টফোলিওকে বৈচিত্র্যময় করার এবং সময়ের সাথে সাথে সর্বোত্তম আয় উপার্জন করার একটি দুর্দান্ত বিকল্প। যাইহোক, ভারতে মিউচুয়াল ফান্ডে বিনিয়োগ শুরু করার জন্য একজন এনআরআইকে অনুসরণ করতে হবে এমন কিছু গুরুত্বপূর্ণ নির্দেশিকা ও নিয়ম রয়েছে।

NRI-Invest-in-MF

এনআরআইদের জন্য মিউচুয়াল ফান্ডে বিনিয়োগ

প্রতিমিউচুয়াল ফান্ডে বিনিয়োগ করুন ভারতে একজন ভারতীয়র সাথে নিম্নলিখিত অ্যাকাউন্টগুলির যে কোনও একটি খোলার কথাব্যাংক:

এনআরই অ্যাকাউন্ট

এটি অনাবাসিক বহিরাগত (NRE) অ্যাকাউন্ট যা সঞ্চয়, বর্তমান, স্থায়ী বাপুনরাবৃত্ত আমানত. আপনাকে এই অ্যাকাউন্টে বৈদেশিক মুদ্রা জমা করতে হবে। ভারতীয় মুদ্রা জমা করতে, আপনাকে অবশ্যই NRO অ্যাকাউন্ট খুলতে হবে। একটি এনআরই অ্যাকাউন্টে লেনদেনের পরিমাণের কোনও উচ্চ সীমা নেই।

এনআরও অ্যাকাউন্ট

এনআরও বা অনাবাসী সাধারণ অ্যাকাউন্টটি সঞ্চয় বা চলতি অ্যাকাউন্টের আকারে যা এনআরআইদের জন্য তাদের পরিচালনা করার জন্যআয় ভারতে অর্জিত। NRO অ্যাকাউন্টে, বিদেশী মুদ্রা জমা হওয়ার পরে ভারতীয় রুপিতে রূপান্তরিত হয়। একটি NRO অ্যাকাউন্ট অন্য NRI এবং সেইসাথে আবাসিক ভারতীয় (ঘনিষ্ঠ আত্মীয়দের) সাথে যৌথভাবে রাখা যেতে পারে।

FCNR অ্যাকাউন্ট

এর অর্থ হল বৈদেশিক মুদ্রা অ-প্রত্যাবর্তনযোগ্য অ্যাকাউন্ট আমানত। এই অ্যাকাউন্টে, এনআরআইরা তাদের টাকা পাঠাতে পারেআয় কানাডিয়ান $, US$, ইউরো, AU$, ইয়েন এবং পাউন্ডের মতো ছয়টি মুদ্রার একটিতে। অন্যান্য FCNR বা NRE অ্যাকাউন্ট থেকে তহবিল স্থানান্তর করা যেতে পারে। FCNR-এ, মূল এবং সুদ কোনো কর জমা করে না।

একবার আপনি এই অ্যাকাউন্টগুলির যে কোনও একটি খুললে, আপনাকে KYC নিয়মের অধীনে আপনার KYC (আপনার গ্রাহককে জানুন) সফলভাবে সম্পূর্ণ করতে হবে, যা দ্বারা সেট করা হয়েছেসেবি (ভারতীয় সিকিউরিটিজ এক্সচেঞ্জ বোর্ড)। কেউ SEBI-নিবন্ধিত মধ্যবর্তী যেকোনো একটির সাথে তাদের KYC সম্পূর্ণ করতে পারে।

মিউচুয়াল ফান্ডে বিনিয়োগের জন্য এনআরআইদের জন্য কেওয়াইসি পদ্ধতি

আপনার কেওয়াইসি পদ্ধতি সফলভাবে সম্পূর্ণ করার জন্য, এনআরআইদের কিছু গুরুত্বপূর্ণ পদক্ষেপগুলি সম্পূর্ণ করতে হবে এবং নথিপত্র সরবরাহ করতে হবে যেমন:

ক কেওয়াইসি ফর্ম

একজন এনআরআই জমা দিতে হবেকেওয়াইসি ফর্ম SEBI নিবন্ধিত ইন্টারমিডিয়েটে পূরণ করা সমস্ত প্রয়োজনীয় বিবরণ সহ। নথিগুলি ইন্টারমিডিয়েটে কুরিয়ার/ডাক দ্বারা পাঠানো যেতে পারে।

খ. নথিপত্র

নিম্নলিখিত প্রয়োজনীয় নথিগুলি জমা দিতে হবে:

  • বিদেশী ঠিকানা প্রমাণ
  • ভারতীয় বাসিন্দা ঠিকানা প্রমাণ
  • সাম্প্রতিক একটি ছবি
  • পাসপোর্টের অনুলিপি

মার্চেন্ট নেভিতে এনআরআইদের ক্ষেত্রে, একটি মেরিনারের ঘোষণা বা অবিচ্ছিন্ন ডিসচার্জ সার্টিফিকেটের প্রত্যয়িত অনুলিপি জমা দিতে হবে।

বনাম সনদপত্র

এনআরআই বা পিআইও (ভারতীয় বংশোদ্ভূত ব্যক্তি) উপরোক্ত নথিগুলি ভারতে নিবন্ধিত তফসিলি বাণিজ্যিক ব্যাঙ্কগুলির বিদেশী শাখাগুলির অনুমোদিত কর্মকর্তা, বিচারক, আদালতের ম্যাজিস্ট্রেট, পাবলিক নোটারি বা দেশের ভারতীয় দূতাবাস/কনস্যুলেট জেনারেলের দ্বারা সত্যায়িত করতে পারেন যে তারা অবস্থিত.

d ব্যক্তিগত যাচাইকরণে (আইপিভি)

SEBI নিয়ম অনুযায়ী, KYC প্রক্রিয়ার জন্য IPV বাধ্যতামূলক। মধ্যবর্তীদের এনআরআই/পিআইওদের আইপিভি পরিচালনা করা উচিত।

দয়া করে মনে রাখবেন যে জমা দেওয়ার সময় উপরের সমস্ত নথি/প্রমাণ ইংরেজি ভাষায় হওয়া উচিত।

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এনআরআই মিউচুয়াল ফান্ড ট্যাক্সেশন

মূলধন আর্থিক বছর 2017-18 (অ্যাসেসমেন্ট ইয়ার 2018-19) জন্য NRI মিউচুয়াল ফান্ড বিনিয়োগের উপর লাভ করের হার নিম্নরূপ:

NRI মিউচুয়াল ফান্ডের উপর কর আরোপ-মূলধন লাভ করের হার- FY 2017/2018 (AY- 2018-19)

মিউচুয়াল ফান্ড স্কিমের প্রকারভেদ স্বল্পমেয়াদী মূলধন লাভ (STCG) দীর্ঘমেয়াদী মূলধন লাভ (LTCG)
ইক্যুইটি ফান্ড- STCG- এক বছরের কম বা সমান অনুষ্ঠিত হয়, LTCG- এক বছরের বেশি অনুষ্ঠিত হয় 15% শূন্য
নন-ইক্যুইটি ফান্ড- STCG- ইউনিট 3 বছর বা তার কম ধরে, LTCG- ইউনিট 3 বছরের বেশি ধরে ব্যক্তির মতেআয়কর বন্ধনী তালিকাভুক্ত তহবিলে - 20% (সূচীকরণ সহ), তালিকাভুক্ত তহবিল- 10% (সূচিপত্র ছাড়া)

লভ্যাংশের উপর মিউচুয়াল ফান্ড ট্যাক্সেশন

  • ইক্যুইটি ফান্ডে লভ্যাংশ: ইক্যুইটি ফান্ডের জন্য ইউনিট হোল্ডারের হাতে প্রাপ্ত লভ্যাংশ সম্পূর্ণ করমুক্ত। লভ্যাংশও করমুক্তএএমসি.

  • ঋণ তহবিল লভ্যাংশ: AMC কে তার ইউনিট-হোল্ডারদের এই লভ্যাংশ আয় বিতরণ করার আগে 28.84% এর একটি লভ্যাংশ বন্টন কর (DDT) দিতে হবে। একটি দ্বারা প্রাপ্ত লভ্যাংশ আয়ঋণ তহবিল ইউনিট ধারকও করমুক্ত।

AY 2018-19-এর জন্য NRI-দের দ্বারা MF রিডেম্পশনের উপর প্রযোজ্য TDS হার নীচে দেওয়া হল।

মিউচুয়াল ফান্ডের উপর NRI ট্যাক্সেশন- ক্যাপিটাল গেইন ট্যাক্স রেট- FY 2017/2018 (AY- 2018-19)

এনআরআই এবং টিডিএস রেট দ্বারা মিউচুয়াল ফান্ড রিডিমশন STCG এবং TDS হার এলটিসিজি এবং টিডিএস রেট
এমএফ স্কিমের প্রকার
ইক্যুইটি ওরিয়েন্টেড ফান্ড 15% শূন্য
ঋণ তহবিল 30% তালিকাভুক্ত তহবিলে- 20% (সূচিপত্র সহ), তালিকাভুক্ত তহবিল- 10% (সূচিপত্র ছাড়া)

ইউএস/কানাডা ছাড়া এনআরআইদের জন্য সেরা পারফর্মিং মিউচুয়াল ফান্ড

Fund3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)Sub Cat.
Franklin India Short Term Income Plan - Retail Plan Growth 192.1192.1192.147.332.5 Short term Bond
DSP World Gold Fund Growth 17.236.271.732.39.415.9 Global
SBI PSU Fund Growth 4.312.5-7.831.929.723.5 Sectoral
Invesco India PSU Equity Fund Growth 5.916.1-8.831.127.525.6 Sectoral
HDFC Infrastructure Fund Growth 7.513-2.129.833.623 Sectoral
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Short Term Income Plan - Retail PlanDSP World Gold FundSBI PSU FundInvesco India PSU Equity FundHDFC Infrastructure Fund
Point 1Bottom quartile AUM (₹13 Cr).Bottom quartile AUM (₹1,202 Cr).Highest AUM (₹5,427 Cr).Lower mid AUM (₹1,439 Cr).Upper mid AUM (₹2,591 Cr).
Point 2Oldest track record among peers (23 yrs).Established history (17+ yrs).Established history (15+ yrs).Established history (15+ yrs).Established history (17+ yrs).
Point 3Rating: 2★ (bottom quartile).Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 3★ (lower mid).
Point 4Risk profile: Moderate.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 51Y return: 192.10% (top quartile).5Y return: 9.38% (bottom quartile).5Y return: 29.70% (lower mid).5Y return: 27.51% (bottom quartile).5Y return: 33.65% (top quartile).
Point 61M return: 192.10% (top quartile).3Y return: 32.26% (upper mid).3Y return: 31.91% (lower mid).3Y return: 31.10% (bottom quartile).3Y return: 29.75% (bottom quartile).
Point 7Sharpe: -90.89 (bottom quartile).1Y return: 71.69% (upper mid).1Y return: -7.84% (bottom quartile).1Y return: -8.82% (bottom quartile).1Y return: -2.06% (lower mid).
Point 8Information ratio: -2.42 (bottom quartile).Alpha: 1.97 (top quartile).Alpha: 0.60 (lower mid).Alpha: 0.81 (upper mid).Alpha: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 0.00% (top quartile).Sharpe: 1.80 (top quartile).Sharpe: -0.23 (bottom quartile).Sharpe: -0.23 (lower mid).Sharpe: -0.23 (upper mid).
Point 10Modified duration: 0.00 yrs (top quartile).Information ratio: -0.35 (bottom quartile).Information ratio: -0.28 (lower mid).Information ratio: -0.15 (upper mid).Information ratio: 0.00 (top quartile).

Franklin India Short Term Income Plan - Retail Plan

  • Bottom quartile AUM (₹13 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 192.10% (top quartile).
  • 1M return: 192.10% (top quartile).
  • Sharpe: -90.89 (bottom quartile).
  • Information ratio: -2.42 (bottom quartile).
  • Yield to maturity (debt): 0.00% (top quartile).
  • Modified duration: 0.00 yrs (top quartile).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,202 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 9.38% (bottom quartile).
  • 3Y return: 32.26% (upper mid).
  • 1Y return: 71.69% (upper mid).
  • Alpha: 1.97 (top quartile).
  • Sharpe: 1.80 (top quartile).
  • Information ratio: -0.35 (bottom quartile).

SBI PSU Fund

  • Highest AUM (₹5,427 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 29.70% (lower mid).
  • 3Y return: 31.91% (lower mid).
  • 1Y return: -7.84% (bottom quartile).
  • Alpha: 0.60 (lower mid).
  • Sharpe: -0.23 (bottom quartile).
  • Information ratio: -0.28 (lower mid).

Invesco India PSU Equity Fund

  • Lower mid AUM (₹1,439 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.51% (bottom quartile).
  • 3Y return: 31.10% (bottom quartile).
  • 1Y return: -8.82% (bottom quartile).
  • Alpha: 0.81 (upper mid).
  • Sharpe: -0.23 (lower mid).
  • Information ratio: -0.15 (upper mid).

HDFC Infrastructure Fund

  • Upper mid AUM (₹2,591 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 33.65% (top quartile).
  • 3Y return: 29.75% (bottom quartile).
  • 1Y return: -2.06% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.23 (upper mid).
  • Information ratio: 0.00 (top quartile).

*তহবিলের তালিকা বিগত 3 বছরের রিটার্নের উপর ভিত্তি করে নিম্নক্রম অনুসারে।

1. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Research Highlights for Franklin India Short Term Income Plan - Retail Plan

  • Bottom quartile AUM (₹13 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 192.10% (top quartile).
  • 1M return: 192.10% (top quartile).
  • Sharpe: -90.89 (bottom quartile).
  • Information ratio: -2.42 (bottom quartile).
  • Yield to maturity (debt): 0.00% (top quartile).
  • Modified duration: 0.00 yrs (top quartile).
  • Average maturity: 0.00 yrs (top quartile).
  • Exit load: 0-1 Years (0.5%),1 Years and above(NIL).

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan
Growth
Launch Date 31 Jan 02
NAV (02 May 25) ₹15,041.3 ↑ 0.11   (0.00 %)
Net Assets (Cr) ₹13 on 31 Mar 25
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0
Sharpe Ratio -90.89
Information Ratio -2.42
Alpha Ratio -6.74
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,729
31 Jul 22₹12,743
31 Jul 23₹13,797
31 Jul 24₹13,877

Franklin India Short Term Income Plan - Retail Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹287,982.
Net Profit of ₹107,982
Invest Now

Purchase not allowed

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 192.1%
3 Month 192.1%
6 Month 192.1%
1 Year 192.1%
3 Year 47.3%
5 Year 32.5%
10 Year
15 Year
Since launch 12.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
NameSinceTenure

Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Mar 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Bottom quartile AUM (₹1,202 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 9.38% (bottom quartile).
  • 3Y return: 32.26% (upper mid).
  • 1Y return: 71.69% (upper mid).
  • Alpha: 1.97 (top quartile).
  • Sharpe: 1.80 (top quartile).
  • Information ratio: -0.35 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • Largest holding BGF World Gold I2 (~77.8%).
  • Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (11 Aug 25) ₹33.6102 ↓ -0.62   (-1.81 %)
Net Assets (Cr) ₹1,202 on 30 Jun 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.35
Sharpe Ratio 1.8
Information Ratio -0.35
Alpha Ratio 1.97
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹8,272
31 Jul 22₹6,099
31 Jul 23₹7,748
31 Jul 24₹9,223
31 Jul 25₹13,652

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 10.3%
3 Month 17.2%
6 Month 36.2%
1 Year 71.7%
3 Year 32.3%
5 Year 9.4%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
2015 -18.5%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 1312.43 Yr.

Data below for DSP World Gold Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Basic Materials94.86%
Asset Allocation
Asset ClassValue
Cash2.29%
Equity95.12%
Debt0.02%
Other2.57%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
78%₹935 Cr1,610,898
↓ -37,716
VanEck Gold Miners ETF
- | GDX
21%₹255 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹14 Cr
Net Receivables/Payables
CBLO | -
0%-₹3 Cr

3. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Highest AUM (₹5,427 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 29.70% (lower mid).
  • 3Y return: 31.91% (lower mid).
  • 1Y return: -7.84% (bottom quartile).
  • Alpha: 0.60 (lower mid).
  • Sharpe: -0.23 (bottom quartile).
  • Information ratio: -0.28 (lower mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~13.0%).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (12 Aug 25) ₹31.2807 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹5,427 on 30 Jun 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.3
Sharpe Ratio -0.23
Information Ratio -0.28
Alpha Ratio 0.6
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹14,638
31 Jul 22₹15,923
31 Jul 23₹22,376
31 Jul 24₹41,987
31 Jul 25₹37,410

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month -2.7%
3 Month 4.3%
6 Month 12.5%
1 Year -7.8%
3 Year 31.9%
5 Year 29.7%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
2015 -11.1%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 241.17 Yr.

Data below for SBI PSU Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Financial Services34.3%
Utility27.57%
Energy15.13%
Industrials12.97%
Basic Materials5.37%
Asset Allocation
Asset ClassValue
Cash4.57%
Equity95.34%
Debt0.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
13%₹704 Cr8,577,500
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
10%₹547 Cr12,975,000
↓ -600,000
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
9%₹491 Cr25,750,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
8%₹454 Cr15,135,554
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
7%₹407 Cr12,143,244
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹322 Cr9,700,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
5%₹274 Cr11,000,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹195 Cr27,900,000
Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL
3%₹167 Cr3,850,000
General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | GICRE
3%₹160 Cr4,150,000

4. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

  • Lower mid AUM (₹1,439 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.51% (bottom quartile).
  • 3Y return: 31.10% (bottom quartile).
  • 1Y return: -8.82% (bottom quartile).
  • Alpha: 0.81 (upper mid).
  • Sharpe: -0.23 (lower mid).
  • Information ratio: -0.15 (upper mid).
  • Top sector: Industrials.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • Largest holding Bharat Electronics Ltd (~9.3%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (12 Aug 25) ₹61.63 ↓ -0.08   (-0.13 %)
Net Assets (Cr) ₹1,439 on 30 Jun 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.39
Sharpe Ratio -0.23
Information Ratio -0.15
Alpha Ratio 0.81
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹14,085
31 Jul 22₹14,778
31 Jul 23₹20,815
31 Jul 24₹39,047
31 Jul 25₹34,468

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month -5.3%
3 Month 5.9%
6 Month 16.1%
1 Year -8.8%
3 Year 31.1%
5 Year 27.5%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.6%
2023 54.5%
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Hiten Jain1 Jul 250.08 Yr.
Sagar Gandhi1 Jul 250.08 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Industrials29.23%
Utility27.15%
Financial Services20.44%
Energy15.81%
Basic Materials4.05%
Asset Allocation
Asset ClassValue
Cash3.31%
Equity96.69%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹134 Cr3,178,489
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
8%₹114 Cr3,445,961
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
8%₹112 Cr1,365,114
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
8%₹110 Cr226,465
↑ 12,941
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 532898
8%₹108 Cr3,599,413
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
7%₹103 Cr3,085,790
Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Nov 23 | HINDPETRO
5%₹69 Cr1,564,169
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
4%₹62 Cr5,911,723
GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 23 | 532155
4%₹59 Cr3,089,630
NHPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NHPC
4%₹58 Cr6,816,616

5. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

  • Upper mid AUM (₹2,591 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 33.65% (top quartile).
  • 3Y return: 29.75% (bottom quartile).
  • 1Y return: -2.06% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.23 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~93%).
  • Largest holding ICICI Bank Ltd (~7.3%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund
Growth
Launch Date 10 Mar 08
NAV (12 Aug 25) ₹46.996 ↓ -0.15   (-0.32 %)
Net Assets (Cr) ₹2,591 on 30 Jun 25
Category Equity - Sectoral
AMC HDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.31
Sharpe Ratio -0.23
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹18,825
31 Jul 22₹20,454
31 Jul 23₹29,022
31 Jul 24₹48,197
31 Jul 25₹45,754

HDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048
Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month -1.7%
3 Month 7.5%
6 Month 13%
1 Year -2.1%
3 Year 29.8%
5 Year 33.6%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 23%
2023 55.4%
2022 19.3%
2021 43.2%
2020 -7.5%
2019 -3.4%
2018 -29%
2017 43.3%
2016 -1.9%
2015 -2.5%
Fund Manager information for HDFC Infrastructure Fund
NameSinceTenure
Srinivasan Ramamurthy12 Jan 241.55 Yr.
Dhruv Muchhal22 Jun 232.11 Yr.

Data below for HDFC Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Industrials39.21%
Financial Services19.99%
Basic Materials10.82%
Utility6.94%
Energy6.55%
Communication Services3.93%
Real Estate2.13%
Health Care1.68%
Technology1.43%
Consumer Cyclical0.5%
Asset Allocation
Asset ClassValue
Cash6.83%
Equity93.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 532174
7%₹188 Cr1,300,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK
5%₹140 Cr700,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
5%₹139 Cr380,000
J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL
4%₹101 Cr1,400,000
↓ -50,000
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL
4%₹93 Cr758,285
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO
3%₹90 Cr150,000
Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE
3%₹75 Cr500,000
NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 532555
3%₹74 Cr2,200,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL
3%₹70 Cr350,000
G R Infraprojects Ltd (Industrials)
Equity, Since 31 Jul 21 | 543317
2%₹62 Cr470,000

ইউএস/কানাডা থেকে এনআরআইদের জন্য সেরা পারফর্মিং মিউচুয়াল ফান্ড

Fund3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)Sub Cat.
UTI Healthcare Fund Growth 9.59.8924.818.142.9 Sectoral
Sundaram Mid Cap Fund Growth 8.81232326.932 Mid Cap
Sundaram Infrastructure Advantage Fund Growth 814.4-1.422.427.423.8 Sectoral
UTI Core Equity Fund Growth 5.17.70.420.824.827.2 Large & Mid Cap
UTI Infrastructure Fund Growth 4.18.4-5.520.625.618.5 Sectoral
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryUTI Healthcare FundSundaram Mid Cap FundSundaram Infrastructure Advantage FundUTI Core Equity FundUTI Infrastructure Fund
Point 1Bottom quartile AUM (₹1,099 Cr).Highest AUM (₹12,818 Cr).Bottom quartile AUM (₹982 Cr).Upper mid AUM (₹4,866 Cr).Lower mid AUM (₹2,272 Cr).
Point 2Oldest track record among peers (26 yrs).Established history (23+ yrs).Established history (19+ yrs).Established history (16+ yrs).Established history (21+ yrs).
Point 3Rating: 1★ (bottom quartile).Top rated.Not Rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.
Point 55Y return: 18.14% (bottom quartile).5Y return: 26.86% (upper mid).5Y return: 27.39% (top quartile).5Y return: 24.83% (bottom quartile).5Y return: 25.56% (lower mid).
Point 63Y return: 24.79% (top quartile).3Y return: 22.99% (upper mid).3Y return: 22.36% (lower mid).3Y return: 20.78% (bottom quartile).3Y return: 20.56% (bottom quartile).
Point 71Y return: 9.01% (top quartile).1Y return: 3.02% (upper mid).1Y return: -1.41% (bottom quartile).1Y return: 0.41% (lower mid).1Y return: -5.53% (bottom quartile).
Point 8Alpha: 1.14 (lower mid).Alpha: 2.82 (top quartile).Alpha: -3.21 (bottom quartile).Alpha: 2.41 (upper mid).Alpha: -5.11 (bottom quartile).
Point 9Sharpe: 0.75 (top quartile).Sharpe: 0.20 (upper mid).Sharpe: -0.21 (bottom quartile).Sharpe: 0.19 (lower mid).Sharpe: -0.35 (bottom quartile).
Point 10Information ratio: -0.29 (bottom quartile).Information ratio: -0.14 (bottom quartile).Information ratio: 0.03 (upper mid).Information ratio: 0.64 (top quartile).Information ratio: 0.00 (lower mid).

UTI Healthcare Fund

  • Bottom quartile AUM (₹1,099 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 18.14% (bottom quartile).
  • 3Y return: 24.79% (top quartile).
  • 1Y return: 9.01% (top quartile).
  • Alpha: 1.14 (lower mid).
  • Sharpe: 0.75 (top quartile).
  • Information ratio: -0.29 (bottom quartile).

Sundaram Mid Cap Fund

  • Highest AUM (₹12,818 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 26.86% (upper mid).
  • 3Y return: 22.99% (upper mid).
  • 1Y return: 3.02% (upper mid).
  • Alpha: 2.82 (top quartile).
  • Sharpe: 0.20 (upper mid).
  • Information ratio: -0.14 (bottom quartile).

Sundaram Infrastructure Advantage Fund

  • Bottom quartile AUM (₹982 Cr).
  • Established history (19+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 27.39% (top quartile).
  • 3Y return: 22.36% (lower mid).
  • 1Y return: -1.41% (bottom quartile).
  • Alpha: -3.21 (bottom quartile).
  • Sharpe: -0.21 (bottom quartile).
  • Information ratio: 0.03 (upper mid).

UTI Core Equity Fund

  • Upper mid AUM (₹4,866 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.83% (bottom quartile).
  • 3Y return: 20.78% (bottom quartile).
  • 1Y return: 0.41% (lower mid).
  • Alpha: 2.41 (upper mid).
  • Sharpe: 0.19 (lower mid).
  • Information ratio: 0.64 (top quartile).

UTI Infrastructure Fund

  • Lower mid AUM (₹2,272 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 25.56% (lower mid).
  • 3Y return: 20.56% (bottom quartile).
  • 1Y return: -5.53% (bottom quartile).
  • Alpha: -5.11 (bottom quartile).
  • Sharpe: -0.35 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

*তহবিলের তালিকা বিগত 3 বছরের রিটার্নের উপর ভিত্তি করে নিম্নক্রম অনুসারে।

1. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

  • Bottom quartile AUM (₹1,099 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 18.14% (bottom quartile).
  • 3Y return: 24.79% (top quartile).
  • 1Y return: 9.01% (top quartile).
  • Alpha: 1.14 (lower mid).
  • Sharpe: 0.75 (top quartile).
  • Information ratio: -0.29 (bottom quartile).
  • Higher exposure to Health Care vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Sun Pharmaceuticals Industries Ltd (~10.1%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund
Growth
Launch Date 28 Jun 99
NAV (12 Aug 25) ₹291.078 ↑ 1.11   (0.38 %)
Net Assets (Cr) ₹1,099 on 30 Jun 25
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.38
Sharpe Ratio 0.75
Information Ratio -0.29
Alpha Ratio 1.14
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹14,212
31 Jul 22₹12,434
31 Jul 23₹15,086
31 Jul 24₹22,089
31 Jul 25₹25,028

UTI Healthcare Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

DurationReturns
1 Month 0.6%
3 Month 9.5%
6 Month 9.8%
1 Year 9%
3 Year 24.8%
5 Year 18.1%
10 Year
15 Year
Since launch 15%
Historical performance (Yearly) on absolute basis
YearReturns
2024 42.9%
2023 38.2%
2022 -12.3%
2021 19.1%
2020 67.4%
2019 1.2%
2018 -7.5%
2017 6.2%
2016 -9.7%
2015 12.4%
Fund Manager information for UTI Healthcare Fund
NameSinceTenure
Kamal Gada2 May 223.25 Yr.

Data below for UTI Healthcare Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Health Care97.97%
Basic Materials0.93%
Asset Allocation
Asset ClassValue
Cash1.1%
Equity98.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 06 | SUNPHARMA
10%₹111 Cr661,016
Cipla Ltd (Healthcare)
Equity, Since 31 Jan 03 | 500087
5%₹60 Cr400,000
Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Jul 17 | 532331
5%₹54 Cr210,000
↑ 37,171
Procter & Gamble Health Ltd (Healthcare)
Equity, Since 31 Dec 20 | PGHL
4%₹47 Cr80,283
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 18 | DRREDDY
4%₹46 Cr360,000
↓ -36,000
Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 24 | 532296
4%₹44 Cr250,000
↓ -25,250
Lupin Ltd (Healthcare)
Equity, Since 28 Feb 25 | 500257
4%₹39 Cr200,000
↑ 60,000
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Apr 21 | APOLLOHOSP
3%₹38 Cr53,000
↓ -3,271
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 17 | DIVISLAB
3%₹38 Cr56,000
Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 20 | 532843
3%₹37 Cr465,000

2. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Research Highlights for Sundaram Mid Cap Fund

  • Highest AUM (₹12,818 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 26.86% (upper mid).
  • 3Y return: 22.99% (upper mid).
  • 1Y return: 3.02% (upper mid).
  • Alpha: 2.82 (top quartile).
  • Sharpe: 0.20 (upper mid).
  • Information ratio: -0.14 (bottom quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding Cummins India Ltd (~3.4%).

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund
Growth
Launch Date 30 Jul 02
NAV (12 Aug 25) ₹1,360.98 ↓ -2.65   (-0.19 %)
Net Assets (Cr) ₹12,818 on 30 Jun 25
Category Equity - Mid Cap
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.8
Sharpe Ratio 0.2
Information Ratio -0.14
Alpha Ratio 2.82
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹16,761
31 Jul 22₹17,856
31 Jul 23₹21,894
31 Jul 24₹34,198
31 Jul 25₹34,685

Sundaram Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

DurationReturns
1 Month -0.9%
3 Month 8.8%
6 Month 12%
1 Year 3%
3 Year 23%
5 Year 26.9%
10 Year
15 Year
Since launch 23.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 32%
2023 40.4%
2022 4.8%
2021 37.5%
2020 11.8%
2019 -0.3%
2018 -15.4%
2017 40.8%
2016 11.3%
2015 11.2%
Fund Manager information for Sundaram Mid Cap Fund
NameSinceTenure
S. Bharath24 Feb 214.43 Yr.
Ratish Varier24 Feb 214.43 Yr.

Data below for Sundaram Mid Cap Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Financial Services20.7%
Consumer Cyclical18.14%
Industrials14.84%
Health Care10.71%
Basic Materials10.69%
Technology6.16%
Consumer Defensive4.15%
Real Estate3.78%
Communication Services2.55%
Energy2.1%
Utility1.89%
Asset Allocation
Asset ClassValue
Cash4.27%
Equity95.72%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cummins India Ltd (Industrials)
Equity, Since 31 Dec 17 | 500480
3%₹439 Cr1,290,127
Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 10 | 506395
3%₹429 Cr1,712,601
↓ -19,252
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | FEDERALBNK
3%₹417 Cr19,545,126
↑ 297,764
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | KALYANKJIL
3%₹334 Cr6,016,821
Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 24 | M&MFIN
2%₹312 Cr11,560,712
↑ 2,201,053
Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 21 | 532843
2%₹308 Cr3,879,249
Persistent Systems Ltd (Technology)
Equity, Since 30 Apr 22 | PERSISTENT
2%₹293 Cr484,892
Lupin Ltd (Healthcare)
Equity, Since 31 Jan 23 | 500257
2%₹293 Cr1,510,951
↑ 108,999
GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Sep 24 | 522275
2%₹279 Cr1,179,542
Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 31 Oct 21 | HINDPETRO
2%₹269 Cr6,144,382

3. Sundaram Infrastructure Advantage Fund

To generate consistent long-term returns by investing predominantly in equity/equity-related instruments of companies engaged either directly or indirectly in infrastructure- and infrastructure related activities or expected to benefit from the growth and development of infrastructure

Research Highlights for Sundaram Infrastructure Advantage Fund

  • Bottom quartile AUM (₹982 Cr).
  • Established history (19+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 27.39% (top quartile).
  • 3Y return: 22.36% (lower mid).
  • 1Y return: -1.41% (bottom quartile).
  • Alpha: -3.21 (bottom quartile).
  • Sharpe: -0.21 (bottom quartile).
  • Information ratio: 0.03 (upper mid).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Bharti Airtel Ltd (~8.7%).

Below is the key information for Sundaram Infrastructure Advantage Fund

Sundaram Infrastructure Advantage Fund
Growth
Launch Date 29 Sep 05
NAV (12 Aug 25) ₹93.8271 ↓ -0.05   (-0.05 %)
Net Assets (Cr) ₹982 on 30 Jun 25
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating Not Rated
Risk High
Expense Ratio 2.48
Sharpe Ratio -0.22
Information Ratio 0.03
Alpha Ratio -3.21
Min Investment 100,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹17,398
31 Jul 22₹18,478
31 Jul 23₹23,668
31 Jul 24₹36,927
31 Jul 25₹35,502

Sundaram Infrastructure Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Sundaram Infrastructure Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

DurationReturns
1 Month -1.9%
3 Month 8%
6 Month 14.4%
1 Year -1.4%
3 Year 22.4%
5 Year 27.4%
10 Year
15 Year
Since launch 11.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.8%
2023 41.7%
2022 2.1%
2021 49.5%
2020 10.4%
2019 2.2%
2018 -21.9%
2017 55.5%
2016 -0.5%
2015 4.8%
Fund Manager information for Sundaram Infrastructure Advantage Fund
NameSinceTenure
Ashish Aggarwal1 Jan 223.58 Yr.

Data below for Sundaram Infrastructure Advantage Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Industrials38.77%
Utility11.68%
Energy11.64%
Communication Services11.39%
Consumer Cyclical7.47%
Basic Materials7.41%
Financial Services3.94%
Real Estate2.56%
Asset Allocation
Asset ClassValue
Cash5.14%
Equity94.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL
9%₹85 Cr425,000
↓ -10,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
8%₹82 Cr545,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 09 | LT
8%₹77 Cr210,000
NTPC Ltd (Utilities)
Equity, Since 31 Jan 22 | 532555
5%₹45 Cr1,340,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 532538
3%₹34 Cr28,000
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 22 | BEL
3%₹28 Cr675,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Mar 22 | 532898
2%₹24 Cr800,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532174
2%₹23 Cr160,000
↓ -33,000
GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Sep 24 | 522275
2%₹21 Cr90,000
↓ -4,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 19 | 500547
2%₹19 Cr575,000

4. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

  • Upper mid AUM (₹4,866 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.83% (bottom quartile).
  • 3Y return: 20.78% (bottom quartile).
  • 1Y return: 0.41% (lower mid).
  • Alpha: 2.41 (upper mid).
  • Sharpe: 0.19 (lower mid).
  • Information ratio: 0.64 (top quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~6.6%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund
Growth
Launch Date 20 May 09
NAV (12 Aug 25) ₹175.161 ↑ 0.12   (0.07 %)
Net Assets (Cr) ₹4,866 on 30 Jun 25
Category Equity - Large & Mid Cap
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.11
Sharpe Ratio 0.19
Information Ratio 0.64
Alpha Ratio 2.41
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹16,776
31 Jul 22₹17,403
31 Jul 23₹21,492
31 Jul 24₹32,031
31 Jul 25₹31,837

UTI Core Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

DurationReturns
1 Month -3.2%
3 Month 5.1%
6 Month 7.7%
1 Year 0.4%
3 Year 20.8%
5 Year 24.8%
10 Year
15 Year
Since launch 13.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 27.2%
2023 34.4%
2022 4.6%
2021 40.8%
2020 12.8%
2019 1.5%
2018 -7.9%
2017 35.2%
2016 3.4%
2015 0.5%
Fund Manager information for UTI Core Equity Fund
NameSinceTenure
V Srivatsa17 May 178.21 Yr.

Data below for UTI Core Equity Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Financial Services30.08%
Basic Materials9.41%
Consumer Cyclical9.39%
Technology9.23%
Health Care7.53%
Industrials7.34%
Communication Services6.59%
Energy6.45%
Consumer Defensive5.35%
Real Estate2.49%
Utility2.09%
Asset Allocation
Asset ClassValue
Cash4.05%
Equity95.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | HDFCBANK
7%₹323 Cr1,612,563
↓ -15,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 06 | 532174
4%₹209 Cr1,447,555
Infosys Ltd (Technology)
Equity, Since 28 Feb 06 | INFY
3%₹145 Cr906,967
↑ 128,382
Aditya Birla Capital Ltd (Financial Services)
Equity, Since 31 Aug 22 | 540691
3%₹124 Cr4,486,061
↓ -856,000
Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 20 | RELIANCE
3%₹124 Cr825,401
↑ 69,108
The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | FEDERALBNK
2%₹121 Cr5,693,225
ITC Ltd (Consumer Defensive)
Equity, Since 31 Dec 08 | ITC
2%₹120 Cr2,888,744
Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 29 Feb 24 | 534816
2%₹117 Cr2,789,426
↓ -40,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Nov 22 | INDIGO
2%₹114 Cr190,114
↑ 4,776
Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 500295
2%₹113 Cr2,450,294
↑ 72,172

5. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

  • Lower mid AUM (₹2,272 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 25.56% (lower mid).
  • 3Y return: 20.56% (bottom quartile).
  • 1Y return: -5.53% (bottom quartile).
  • Alpha: -5.11 (bottom quartile).
  • Sharpe: -0.35 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Bharti Airtel Ltd (~13.9%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund
Growth
Launch Date 7 Apr 04
NAV (12 Aug 25) ₹138.759 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹2,272 on 30 Jun 25
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.25
Sharpe Ratio -0.35
Information Ratio 0
Alpha Ratio -5.11
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹16,812
31 Jul 22₹17,711
31 Jul 23₹22,249
31 Jul 24₹34,915
31 Jul 25₹32,304

UTI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 25

DurationReturns
1 Month -3.4%
3 Month 4.1%
6 Month 8.4%
1 Year -5.5%
3 Year 20.6%
5 Year 25.6%
10 Year
15 Year
Since launch 13.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.5%
2023 38.2%
2022 8.8%
2021 39.4%
2020 3.4%
2019 6.7%
2018 -15.6%
2017 41.4%
2016 4%
2015 -5.5%
Fund Manager information for UTI Infrastructure Fund
NameSinceTenure
Sachin Trivedi1 Sep 213.92 Yr.
Deepesh Agarwal16 Jun 250.12 Yr.

Data below for UTI Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Industrials37.51%
Communication Services14.86%
Energy12.68%
Utility10.59%
Basic Materials6.94%
Financial Services5.55%
Real Estate3.29%
Consumer Cyclical3.18%
Asset Allocation
Asset ClassValue
Cash5.38%
Equity94.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL
14%₹317 Cr1,575,062
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT
9%₹205 Cr558,963
NTPC Ltd (Utilities)
Equity, Since 31 Dec 18 | 532555
6%₹143 Cr4,260,012
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 22 | RELIANCE
6%₹131 Cr874,658
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | 532538
5%₹106 Cr87,930
InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Nov 22 | INDIGO
4%₹102 Cr170,972
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Sep 23 | 500312
3%₹70 Cr2,886,087
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | 532215
3%₹70 Cr581,655
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS
3%₹66 Cr457,905
↓ -80,000
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Dec 15 | BEL
2%₹55 Cr1,301,116

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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