+91-22-48913909কীভাবে এনআরআইরা ভারতে মিউচুয়াল ফান্ডে বিনিয়োগ করতে পারে?
যৌথ পুঁজি অনাবাসী ভারতীয়দের (এনআরআই) সুবিধা অর্জন করতে এবং জাতির বৃদ্ধিতে অংশগ্রহণ করার জন্য এটি ভাল বিনিয়োগের বিকল্প। এনআরআইরা তাদের মতে মিউচুয়াল ফান্ড স্কিমগুলির একটি হোস্টে বিনিয়োগ করতে পারেআর্থিক লক্ষ্য এবং উদ্দেশ্য। মিউচুয়াল ফান্ডগুলি বিনিয়োগের পোর্টফোলিওকে বৈচিত্র্যময় করার এবং সময়ের সাথে সাথে সর্বোত্তম আয় উপার্জন করার একটি দুর্দান্ত বিকল্প। যাইহোক, ভারতে মিউচুয়াল ফান্ডে বিনিয়োগ শুরু করার জন্য একজন এনআরআইকে অনুসরণ করতে হবে এমন কিছু গুরুত্বপূর্ণ নির্দেশিকা ও নিয়ম রয়েছে।
এনআরআইদের জন্য মিউচুয়াল ফান্ডে বিনিয়োগ
প্রতিমিউচুয়াল ফান্ডে বিনিয়োগ করুন ভারতে একজন ভারতীয়র সাথে নিম্নলিখিত অ্যাকাউন্টগুলির যে কোনও একটি খোলার কথাব্যাংক:
এনআরই অ্যাকাউন্ট
এটি অনাবাসিক বহিরাগত (NRE) অ্যাকাউন্ট যা সঞ্চয়, বর্তমান, স্থায়ী বাপুনরাবৃত্ত আমানত. আপনাকে এই অ্যাকাউন্টে বৈদেশিক মুদ্রা জমা করতে হবে। ভারতীয় মুদ্রা জমা করতে, আপনাকে অবশ্যই NRO অ্যাকাউন্ট খুলতে হবে। একটি এনআরই অ্যাকাউন্টে লেনদেনের পরিমাণের কোনও উচ্চ সীমা নেই।
এনআরও অ্যাকাউন্ট
এনআরও বা অনাবাসী সাধারণ অ্যাকাউন্টটি সঞ্চয় বা চলতি অ্যাকাউন্টের আকারে যা এনআরআইদের জন্য তাদের পরিচালনা করার জন্যআয় ভারতে অর্জিত। NRO অ্যাকাউন্টে, বিদেশী মুদ্রা জমা হওয়ার পরে ভারতীয় রুপিতে রূপান্তরিত হয়। একটি NRO অ্যাকাউন্ট অন্য NRI এবং সেইসাথে আবাসিক ভারতীয় (ঘনিষ্ঠ আত্মীয়দের) সাথে যৌথভাবে রাখা যেতে পারে।
FCNR অ্যাকাউন্ট
এর অর্থ হল বৈদেশিক মুদ্রা অ-প্রত্যাবর্তনযোগ্য অ্যাকাউন্ট আমানত। এই অ্যাকাউন্টে, এনআরআইরা তাদের টাকা পাঠাতে পারেআয় কানাডিয়ান $, US$, ইউরো, AU$, ইয়েন এবং পাউন্ডের মতো ছয়টি মুদ্রার একটিতে। অন্যান্য FCNR বা NRE অ্যাকাউন্ট থেকে তহবিল স্থানান্তর করা যেতে পারে। FCNR-এ, মূল এবং সুদ কোনো কর জমা করে না।
একবার আপনি এই অ্যাকাউন্টগুলির যে কোনও একটি খুললে, আপনাকে KYC নিয়মের অধীনে আপনার KYC (আপনার গ্রাহককে জানুন) সফলভাবে সম্পূর্ণ করতে হবে, যা দ্বারা সেট করা হয়েছেসেবি (ভারতীয় সিকিউরিটিজ এক্সচেঞ্জ বোর্ড)। কেউ SEBI-নিবন্ধিত মধ্যবর্তী যেকোনো একটির সাথে তাদের KYC সম্পূর্ণ করতে পারে।
মিউচুয়াল ফান্ডে বিনিয়োগের জন্য এনআরআইদের জন্য কেওয়াইসি পদ্ধতি
আপনার কেওয়াইসি পদ্ধতি সফলভাবে সম্পূর্ণ করার জন্য, এনআরআইদের কিছু গুরুত্বপূর্ণ পদক্ষেপগুলি সম্পূর্ণ করতে হবে এবং নথিপত্র সরবরাহ করতে হবে যেমন:
ক কেওয়াইসি ফর্ম
একজন এনআরআই জমা দিতে হবেকেওয়াইসি ফর্ম SEBI নিবন্ধিত ইন্টারমিডিয়েটে পূরণ করা সমস্ত প্রয়োজনীয় বিবরণ সহ। নথিগুলি ইন্টারমিডিয়েটে কুরিয়ার/ডাক দ্বারা পাঠানো যেতে পারে।
খ. নথিপত্র
নিম্নলিখিত প্রয়োজনীয় নথিগুলি জমা দিতে হবে:
- বিদেশী ঠিকানা প্রমাণ
- ভারতীয় বাসিন্দা ঠিকানা প্রমাণ
- সাম্প্রতিক একটি ছবি
- পাসপোর্টের অনুলিপি
মার্চেন্ট নেভিতে এনআরআইদের ক্ষেত্রে, একটি মেরিনারের ঘোষণা বা অবিচ্ছিন্ন ডিসচার্জ সার্টিফিকেটের প্রত্যয়িত অনুলিপি জমা দিতে হবে।
বনাম সনদপত্র
এনআরআই বা পিআইও (ভারতীয় বংশোদ্ভূত ব্যক্তি) উপরোক্ত নথিগুলি ভারতে নিবন্ধিত তফসিলি বাণিজ্যিক ব্যাঙ্কগুলির বিদেশী শাখাগুলির অনুমোদিত কর্মকর্তা, বিচারক, আদালতের ম্যাজিস্ট্রেট, পাবলিক নোটারি বা দেশের ভারতীয় দূতাবাস/কনস্যুলেট জেনারেলের দ্বারা সত্যায়িত করতে পারেন যে তারা অবস্থিত.
d ব্যক্তিগত যাচাইকরণে (আইপিভি)
SEBI নিয়ম অনুযায়ী, KYC প্রক্রিয়ার জন্য IPV বাধ্যতামূলক। মধ্যবর্তীদের এনআরআই/পিআইওদের আইপিভি পরিচালনা করা উচিত।
দয়া করে মনে রাখবেন যে জমা দেওয়ার সময় উপরের সমস্ত নথি/প্রমাণ ইংরেজি ভাষায় হওয়া উচিত।
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এনআরআই মিউচুয়াল ফান্ড ট্যাক্সেশন
মূলধন আর্থিক বছর 2017-18 (অ্যাসেসমেন্ট ইয়ার 2018-19) জন্য NRI মিউচুয়াল ফান্ড বিনিয়োগের উপর লাভ করের হার নিম্নরূপ:
NRI মিউচুয়াল ফান্ডের উপর কর আরোপ-মূলধন লাভ করের হার- FY 2017/2018 (AY- 2018-19)
| মিউচুয়াল ফান্ড স্কিমের প্রকারভেদ | স্বল্পমেয়াদী মূলধন লাভ (STCG) | দীর্ঘমেয়াদী মূলধন লাভ (LTCG) |
|---|---|---|
| ইক্যুইটি ফান্ড- STCG- এক বছরের কম বা সমান অনুষ্ঠিত হয়, LTCG- এক বছরের বেশি অনুষ্ঠিত হয় | 15% | শূন্য |
| নন-ইক্যুইটি ফান্ড- STCG- ইউনিট 3 বছর বা তার কম ধরে, LTCG- ইউনিট 3 বছরের বেশি ধরে | ব্যক্তির মতেআয়কর বন্ধনী | তালিকাভুক্ত তহবিলে - 20% (সূচীকরণ সহ), তালিকাভুক্ত তহবিল- 10% (সূচিপত্র ছাড়া) |
লভ্যাংশের উপর মিউচুয়াল ফান্ড ট্যাক্সেশন
ইক্যুইটি ফান্ডে লভ্যাংশ: ইক্যুইটি ফান্ডের জন্য ইউনিট হোল্ডারের হাতে প্রাপ্ত লভ্যাংশ সম্পূর্ণ করমুক্ত। লভ্যাংশও করমুক্তএএমসি.
ঋণ তহবিল লভ্যাংশ: AMC কে তার ইউনিট-হোল্ডারদের এই লভ্যাংশ আয় বিতরণ করার আগে 28.84% এর একটি লভ্যাংশ বন্টন কর (DDT) দিতে হবে। একটি দ্বারা প্রাপ্ত লভ্যাংশ আয়ঋণ তহবিল ইউনিট ধারকও করমুক্ত।
AY 2018-19-এর জন্য NRI-দের দ্বারা MF রিডেম্পশনের উপর প্রযোজ্য TDS হার নীচে দেওয়া হল।
মিউচুয়াল ফান্ডের উপর NRI ট্যাক্সেশন- ক্যাপিটাল গেইন ট্যাক্স রেট- FY 2017/2018 (AY- 2018-19)
| এনআরআই এবং টিডিএস রেট দ্বারা মিউচুয়াল ফান্ড রিডিমশন | STCG এবং TDS হার | এলটিসিজি এবং টিডিএস রেট |
|---|---|---|
| এমএফ স্কিমের প্রকার | ||
| ইক্যুইটি ওরিয়েন্টেড ফান্ড | 15% | শূন্য |
| ঋণ তহবিল | 30% | তালিকাভুক্ত তহবিলে- 20% (সূচিপত্র সহ), তালিকাভুক্ত তহবিল- 10% (সূচিপত্র ছাড়া) |
ইউএস/কানাডা ছাড়া এনআরআইদের জন্য সেরা পারফর্মিং মিউচুয়াল ফান্ড
Fund 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. DSP World Gold Fund Growth 6.5 30.2 108.2 47.4 26.6 167.1 Global Franklin India Short Term Income Plan - Retail Plan Growth 192.1 192.1 192.1 47.3 32.5 Short term Bond SBI Gold Fund Growth 5.9 15.4 56.9 34 24.8 71.5 Gold ICICI Prudential Regular Gold Savings Fund Growth 5.9 15.4 56.7 33.9 24.8 72 Gold HDFC Gold Fund Growth 5.7 15.2 56.4 33.7 24.6 71.3 Gold Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund Franklin India Short Term Income Plan - Retail Plan SBI Gold Fund ICICI Prudential Regular Gold Savings Fund HDFC Gold Fund Point 1 Bottom quartile AUM (₹1,769 Cr). Bottom quartile AUM (₹13 Cr). Highest AUM (₹14,998 Cr). Lower mid AUM (₹6,164 Cr). Upper mid AUM (₹10,990 Cr). Point 2 Established history (18+ yrs). Oldest track record among peers (24 yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Point 3 Top rated. Rating: 2★ (upper mid). Rating: 2★ (lower mid). Rating: 1★ (bottom quartile). Rating: 1★ (bottom quartile). Point 4 Risk profile: High. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 26.64% (upper mid). 1Y return: 192.10% (top quartile). 5Y return: 24.85% (lower mid). 5Y return: 24.76% (bottom quartile). 5Y return: 24.61% (bottom quartile). Point 6 3Y return: 47.40% (top quartile). 1M return: 192.10% (top quartile). 3Y return: 34.02% (lower mid). 3Y return: 33.87% (bottom quartile). 3Y return: 33.73% (bottom quartile). Point 7 1Y return: 108.17% (upper mid). Sharpe: -90.89 (bottom quartile). 1Y return: 56.89% (lower mid). 1Y return: 56.69% (bottom quartile). 1Y return: 56.37% (bottom quartile). Point 8 Alpha: 1.04 (top quartile). Information ratio: -2.42 (bottom quartile). 1M return: -2.63% (bottom quartile). 1M return: -2.47% (lower mid). 1M return: -2.77% (bottom quartile). Point 9 Sharpe: 2.16 (top quartile). Yield to maturity (debt): 0.00% (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Information ratio: -0.83 (bottom quartile). Modified duration: 0.00 yrs (upper mid). Sharpe: 1.95 (upper mid). Sharpe: 1.82 (bottom quartile). Sharpe: 1.91 (lower mid). DSP World Gold Fund
Franklin India Short Term Income Plan - Retail Plan
SBI Gold Fund
ICICI Prudential Regular Gold Savings Fund
HDFC Gold Fund
*তহবিলের তালিকা বিগত 3 বছরের রিটার্নের উপর ভিত্তি করে নিম্নক্রম অনুসারে।
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Below is the key information for DSP World Gold Fund Returns up to 1 year are on The objective of the Scheme is to provide investors stable returns by investing in fixed income securities. Research Highlights for Franklin India Short Term Income Plan - Retail Plan Below is the key information for Franklin India Short Term Income Plan - Retail Plan Returns up to 1 year are on The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). Research Highlights for SBI Gold Fund Below is the key information for SBI Gold Fund Returns up to 1 year are on ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF).
However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Gold Savings Fund Below is the key information for ICICI Prudential Regular Gold Savings Fund Returns up to 1 year are on To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF). Research Highlights for HDFC Gold Fund Below is the key information for HDFC Gold Fund Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (16 Apr 26) ₹62.7845 ↓ -0.85 (-1.34 %) Net Assets (Cr) ₹1,769 on 31 Mar 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 2.16 Information Ratio -0.83 Alpha Ratio 1.04 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,138 31 Mar 23 ₹10,487 31 Mar 24 ₹10,232 31 Mar 25 ₹15,284 31 Mar 26 ₹33,879 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 5.7% 3 Month 6.5% 6 Month 30.2% 1 Year 108.2% 3 Year 47.4% 5 Year 26.6% 10 Year 15 Year Since launch 10.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 167.1% 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 13.09 Yr. Data below for DSP World Gold Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Basic Materials 94.27% Asset Allocation
Asset Class Value Cash 3.92% Equity 94.27% Debt 0.01% Other 1.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -70% ₹1,531 Cr 1,103,589
↓ -74,069 VanEck Gold Miners ETF
- | GDX28% ₹604 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹90 Cr Net Receivables/Payables
Net Current Assets | -2% -₹35 Cr 2. Franklin India Short Term Income Plan - Retail Plan
Franklin India Short Term Income Plan - Retail Plan
Growth Launch Date 31 Jan 02 NAV (02 May 25) ₹15,041.3 ↑ 0.11 (0.00 %) Net Assets (Cr) ₹13 on 31 Mar 25 Category Debt - Short term Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0 Sharpe Ratio -90.89 Information Ratio -2.42 Alpha Ratio -6.74 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,805 31 Mar 23 ₹12,386 31 Mar 24 ₹12,900 31 Mar 25 ₹12,900
Purchase not allowed Returns for Franklin India Short Term Income Plan - Retail Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month 192.1% 3 Month 192.1% 6 Month 192.1% 1 Year 192.1% 3 Year 47.3% 5 Year 32.5% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
Name Since Tenure Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Mar 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. SBI Gold Fund
SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (17 Apr 26) ₹44 ↓ -0.26 (-0.59 %) Net Assets (Cr) ₹14,998 on 31 Mar 26 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.3 Sharpe Ratio 1.95 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,479 31 Mar 23 ₹13,282 31 Mar 24 ₹14,673 31 Mar 25 ₹19,214 31 Mar 26 ₹31,308 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month -2.6% 3 Month 5.9% 6 Month 15.4% 1 Year 56.9% 3 Year 34% 5 Year 24.8% 10 Year 15 Year Since launch 10.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.5% 2023 19.6% 2022 14.1% 2021 12.6% 2020 -5.7% 2019 27.4% 2018 22.8% 2017 6.4% 2016 3.5% 2015 10% Fund Manager information for SBI Gold Fund
Name Since Tenure Viral Chhadva 1 Mar 26 0.08 Yr. Data below for SBI Gold Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 1.5% Other 98.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹15,004 Cr 1,199,486,194
↑ 43,299,851 Net Receivable / Payable
CBLO | -1% -₹82 Cr Treps
CBLO/Reverse Repo | -1% ₹75 Cr 4. ICICI Prudential Regular Gold Savings Fund
ICICI Prudential Regular Gold Savings Fund
Growth Launch Date 11 Oct 11 NAV (17 Apr 26) ₹46.526 ↓ -0.31 (-0.66 %) Net Assets (Cr) ₹6,164 on 31 Mar 26 Category Gold - Gold AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.38 Sharpe Ratio 1.82 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Months (2%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,416 31 Mar 23 ₹13,182 31 Mar 24 ₹14,597 31 Mar 25 ₹19,039 31 Mar 26 ₹31,007 Returns for ICICI Prudential Regular Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month -2.5% 3 Month 5.9% 6 Month 15.4% 1 Year 56.7% 3 Year 33.9% 5 Year 24.8% 10 Year 15 Year Since launch 11.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 72% 2023 19.5% 2022 13.5% 2021 12.7% 2020 -5.4% 2019 26.6% 2018 22.7% 2017 7.4% 2016 0.8% 2015 8.9% Fund Manager information for ICICI Prudential Regular Gold Savings Fund
Name Since Tenure Manish Banthia 27 Sep 12 13.52 Yr. Nishit Patel 29 Dec 20 5.26 Yr. Ashwini Bharucha 1 Nov 25 0.41 Yr. Venus Ahuja 1 Nov 25 0.41 Yr. Data below for ICICI Prudential Regular Gold Savings Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 1.64% Other 98.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Gold ETF
- | -100% ₹6,162 Cr 491,634,458
↑ 13,035,487 Treps
CBLO/Reverse Repo | -1% ₹37 Cr Net Current Assets
Net Current Assets | -1% -₹34 Cr 5. HDFC Gold Fund
HDFC Gold Fund
Growth Launch Date 24 Oct 11 NAV (17 Apr 26) ₹44.8277 ↓ -0.29 (-0.63 %) Net Assets (Cr) ₹10,990 on 31 Mar 26 Category Gold - Gold AMC HDFC Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.49 Sharpe Ratio 1.91 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,416 31 Mar 23 ₹13,163 31 Mar 24 ₹14,561 31 Mar 25 ₹19,115 31 Mar 26 ₹30,847 Returns for HDFC Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 26 Duration Returns 1 Month -2.8% 3 Month 5.7% 6 Month 15.2% 1 Year 56.4% 3 Year 33.7% 5 Year 24.6% 10 Year 15 Year Since launch 10.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.3% 2023 18.9% 2022 14.1% 2021 12.7% 2020 -5.5% 2019 27.5% 2018 21.7% 2017 6.6% 2016 2.8% 2015 10.1% Fund Manager information for HDFC Gold Fund
Name Since Tenure Arun Agarwal 15 Feb 23 3.13 Yr. Nandita Menezes 29 Mar 25 1.01 Yr. Data below for HDFC Gold Fund as on 31 Mar 26
Asset Allocation
Asset Class Value Cash 1.36% Other 98.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -100% ₹11,760 Cr 864,529,937
↑ 23,844,500 Treps - Tri-Party Repo
CBLO/Reverse Repo | -0% ₹15 Cr Net Current Assets
Net Current Assets | -0% -₹9 Cr
ইউএস/কানাডা থেকে এনআরআইদের জন্য সেরা পারফর্মিং মিউচুয়াল ফান্ড
Fund 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. Sundaram Mid Cap Fund Growth 1 0.3 13.6 24.8 20.1 4.1 Mid Cap UTI Healthcare Fund Growth 2.8 -2.6 6.5 24.5 14 -3.1 Sectoral Sundaram Infrastructure Advantage Fund Growth 6.8 4.5 15.5 23.5 20.5 4.1 Sectoral UTI Transportation & Logistics Fund Growth -4.8 -6.9 17.4 22.7 19.3 19.5 Sectoral UTI Core Equity Fund Growth -2.1 1.2 9.4 21.7 18.3 7.4 Large & Mid Cap Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 26 Research Highlights & Commentary of 5 Funds showcased
Commentary Sundaram Mid Cap Fund UTI Healthcare Fund Sundaram Infrastructure Advantage Fund UTI Transportation & Logistics Fund UTI Core Equity Fund Point 1 Highest AUM (₹11,898 Cr). Bottom quartile AUM (₹1,056 Cr). Bottom quartile AUM (₹873 Cr). Lower mid AUM (₹3,487 Cr). Upper mid AUM (₹5,234 Cr). Point 2 Established history (23+ yrs). Oldest track record among peers (26 yrs). Established history (20+ yrs). Established history (22+ yrs). Established history (16+ yrs). Point 3 Top rated. Rating: 1★ (bottom quartile). Not Rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 20.14% (upper mid). 5Y return: 14.02% (bottom quartile). 5Y return: 20.47% (top quartile). 5Y return: 19.29% (lower mid). 5Y return: 18.31% (bottom quartile). Point 6 3Y return: 24.83% (top quartile). 3Y return: 24.50% (upper mid). 3Y return: 23.48% (lower mid). 3Y return: 22.74% (bottom quartile). 3Y return: 21.74% (bottom quartile). Point 7 1Y return: 13.58% (lower mid). 1Y return: 6.50% (bottom quartile). 1Y return: 15.49% (upper mid). 1Y return: 17.41% (top quartile). 1Y return: 9.37% (bottom quartile). Point 8 Alpha: 0.04 (lower mid). Alpha: -1.12 (bottom quartile). Alpha: 2.49 (top quartile). Alpha: 0.00 (bottom quartile). Alpha: 0.70 (upper mid). Point 9 Sharpe: -0.12 (lower mid). Sharpe: -0.35 (bottom quartile). Sharpe: 0.04 (upper mid). Sharpe: 0.23 (top quartile). Sharpe: -0.28 (bottom quartile). Point 10 Information ratio: 0.22 (upper mid). Information ratio: -0.33 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.85 (top quartile). Sundaram Mid Cap Fund
UTI Healthcare Fund
Sundaram Infrastructure Advantage Fund
UTI Transportation & Logistics Fund
UTI Core Equity Fund
*তহবিলের তালিকা বিগত 3 বছরের রিটার্নের উপর ভিত্তি করে নিম্নক্রম অনুসারে।
(Erstwhile Sundaram Select Midcap Fund) To achieve capital appreciation by investing
in diversified stocks that are generally termed
as mid-caps. Research Highlights for Sundaram Mid Cap Fund Below is the key information for Sundaram Mid Cap Fund Returns up to 1 year are on (Erstwhile UTI Pharma & Healthcare Fund) The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors. Research Highlights for UTI Healthcare Fund Below is the key information for UTI Healthcare Fund Returns up to 1 year are on To generate consistent long-term returns by
investing predominantly in
equity/equity-related instruments of
companies engaged either directly or
indirectly in infrastructure- and infrastructure
related activities or expected to benefit from
the growth and development of infrastructure Research Highlights for Sundaram Infrastructure Advantage Fund Below is the key information for Sundaram Infrastructure Advantage Fund Returns up to 1 year are on Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector. Research Highlights for UTI Transportation & Logistics Fund Below is the key information for UTI Transportation & Logistics Fund Returns up to 1 year are on (Erstwhile UTI Top 100 Fund) The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised. Research Highlights for UTI Core Equity Fund Below is the key information for UTI Core Equity Fund Returns up to 1 year are on 1. Sundaram Mid Cap Fund
Sundaram Mid Cap Fund
Growth Launch Date 30 Jul 02 NAV (17 Apr 26) ₹1,419.1 ↑ 16.94 (1.21 %) Net Assets (Cr) ₹11,898 on 31 Mar 26 Category Equity - Mid Cap AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.75 Sharpe Ratio -0.12 Information Ratio 0.22 Alpha Ratio 0.04 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,106 31 Mar 23 ₹12,410 31 Mar 24 ₹19,105 31 Mar 25 ₹21,475 31 Mar 26 ₹22,051 Returns for Sundaram Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 7.8% 3 Month 1% 6 Month 0.3% 1 Year 13.6% 3 Year 24.8% 5 Year 20.1% 10 Year 15 Year Since launch 23.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.1% 2023 32% 2022 40.4% 2021 4.8% 2020 37.5% 2019 11.8% 2018 -0.3% 2017 -15.4% 2016 40.8% 2015 11.3% Fund Manager information for Sundaram Mid Cap Fund
Name Since Tenure S. Bharath 24 Feb 21 5.1 Yr. Shalav Saket 31 Dec 25 0.25 Yr. Data below for Sundaram Mid Cap Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 19.57% Industrials 17.16% Consumer Cyclical 15.4% Health Care 10.25% Basic Materials 9.32% Technology 7.53% Consumer Defensive 6.07% Real Estate 3.07% Utility 2.99% Communication Services 2.8% Energy 1.77% Asset Allocation
Asset Class Value Cash 4.07% Equity 95.91% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cummins India Ltd (Industrials)
Equity, Since 31 Dec 17 | 5004804% ₹482 Cr 1,070,000
↓ -17,767 GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Sep 24 | 5222753% ₹410 Cr 1,125,000
↓ -36,757 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 24 | M&MFIN3% ₹329 Cr 11,498,475 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 10 | 5063953% ₹314 Cr 1,642,029
↑ 40,290 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | FEDERALBNK2% ₹270 Cr 10,399,688 Sundaram Liquid Dir Gr
Investment Fund | -2% ₹256 Cr 1,053,586
↑ 822,222 BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE2% ₹254 Cr 945,165 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | KALYANKJIL2% ₹253 Cr 6,735,835 Marico Ltd (Consumer Defensive)
Equity, Since 30 Jun 24 | 5316422% ₹250 Cr 3,395,879 Lupin Ltd (Healthcare)
Equity, Since 31 Jan 23 | 5002572% ₹250 Cr 1,080,069
↑ 30,000 2. UTI Healthcare Fund
UTI Healthcare Fund
Growth Launch Date 28 Jun 99 NAV (17 Apr 26) ₹285.37 ↑ 1.49 (0.52 %) Net Assets (Cr) ₹1,056 on 31 Mar 26 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆ Risk High Expense Ratio 2.26 Sharpe Ratio -0.35 Information Ratio -0.33 Alpha Ratio -1.12 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,265 31 Mar 23 ₹10,289 31 Mar 24 ₹16,029 31 Mar 25 ₹19,245 31 Mar 26 ₹19,460 Returns for UTI Healthcare Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 3.4% 3 Month 2.8% 6 Month -2.6% 1 Year 6.5% 3 Year 24.5% 5 Year 14% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.1% 2023 42.9% 2022 38.2% 2021 -12.3% 2020 19.1% 2019 67.4% 2018 1.2% 2017 -7.5% 2016 6.2% 2015 -9.7% Fund Manager information for UTI Healthcare Fund
Name Since Tenure Kamal Gada 2 May 22 3.92 Yr. Data below for UTI Healthcare Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Health Care 98.06% Basic Materials 0.61% Asset Allocation
Asset Class Value Cash 1.33% Equity 98.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 06 | SUNPHARMA10% ₹105 Cr 600,000 Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Jul 17 | 5323316% ₹68 Cr 240,856
↓ -19,460 Lupin Ltd (Healthcare)
Equity, Since 28 Feb 25 | 5002576% ₹62 Cr 270,000
↓ -8,214 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 24 | 5322964% ₹43 Cr 200,000
↓ -20,000 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Apr 21 | APOLLOHOSP4% ₹39 Cr 53,000 Gland Pharma Ltd (Healthcare)
Equity, Since 30 Nov 20 | GLAND3% ₹37 Cr 215,251 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 18 | DRREDDY3% ₹36 Cr 290,000
↓ -9,461 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 17 | DIVISLAB3% ₹36 Cr 60,738 Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 May 21 | ALKEM3% ₹36 Cr 68,000 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 20 | 5328433% ₹32 Cr 400,000
↑ 50,000 3. Sundaram Infrastructure Advantage Fund
Sundaram Infrastructure Advantage Fund
Growth Launch Date 29 Sep 05 NAV (17 Apr 26) ₹100.285 ↑ 1.13 (1.14 %) Net Assets (Cr) ₹873 on 31 Mar 26 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating Risk High Expense Ratio 2.37 Sharpe Ratio 0.04 Information Ratio 0 Alpha Ratio 2.49 Min Investment 100,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,438 31 Mar 23 ₹13,052 31 Mar 24 ₹20,379 31 Mar 25 ₹21,375 31 Mar 26 ₹22,480 Returns for Sundaram Infrastructure Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 7.7% 3 Month 6.8% 6 Month 4.5% 1 Year 15.5% 3 Year 23.5% 5 Year 20.5% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.1% 2023 23.8% 2022 41.7% 2021 2.1% 2020 49.5% 2019 10.4% 2018 2.2% 2017 -21.9% 2016 55.5% 2015 -0.5% Fund Manager information for Sundaram Infrastructure Advantage Fund
Name Since Tenure Siddarth Mohta 21 Jan 26 0.19 Yr. Data below for Sundaram Infrastructure Advantage Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Industrials 38.93% Utility 13.04% Energy 11.5% Communication Services 11.16% Consumer Cyclical 7.27% Basic Materials 7.01% Financial Services 4.25% Health Care 1.06% Real Estate 0.91% Asset Allocation
Asset Class Value Cash 4.87% Equity 95.13% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL8% ₹74 Cr 415,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 09 | LT8% ₹74 Cr 210,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE8% ₹69 Cr 510,000 NTPC Ltd (Utilities)
Equity, Since 31 Jan 22 | 5325556% ₹50 Cr 1,340,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 5325383% ₹30 Cr 28,000 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 22 | BEL3% ₹27 Cr 675,000 Sundaram Liquid Dir Gr
Investment Fund | -3% ₹25 Cr 102,778
↑ 102,778 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Mar 22 | 5328983% ₹24 Cr 800,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 22 | SBIN2% ₹20 Cr 200,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Sep 24 | 5222752% ₹19 Cr 51,000 4. UTI Transportation & Logistics Fund
UTI Transportation & Logistics Fund
Growth Launch Date 11 Apr 04 NAV (17 Apr 26) ₹276.801 ↑ 1.13 (0.41 %) Net Assets (Cr) ₹3,487 on 31 Mar 26 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 1.93 Sharpe Ratio 0.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,033 31 Mar 23 ₹12,317 31 Mar 24 ₹20,286 31 Mar 25 ₹19,990 31 Mar 26 ₹21,692 Returns for UTI Transportation & Logistics Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 5.1% 3 Month -4.8% 6 Month -6.9% 1 Year 17.4% 3 Year 22.7% 5 Year 19.3% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 18.7% 2022 40.1% 2021 14.7% 2020 24.3% 2019 11% 2018 -8.7% 2017 -19.5% 2016 39.6% 2015 4.8% Fund Manager information for UTI Transportation & Logistics Fund
Name Since Tenure Sachin Trivedi 22 Sep 16 9.53 Yr. Data below for UTI Transportation & Logistics Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Consumer Cyclical 80.15% Industrials 13.88% Asset Allocation
Asset Class Value Cash 5.33% Equity 94.04% Debt 0.57% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M14% ₹492 Cr 1,664,786
↑ 70,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI9% ₹318 Cr 258,455 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT9% ₹305 Cr 463,514
↑ 20,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433207% ₹256 Cr 11,174,365
↑ 1,355,272 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 5329776% ₹221 Cr 251,657 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS5% ₹180 Cr 1,369,964
↑ 145,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO5% ₹166 Cr 327,739 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 5323434% ₹136 Cr 403,430 Hyundai Motor India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | HYUNDAI4% ₹126 Cr 711,342 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO3% ₹109 Cr 276,297
↓ -95,000 5. UTI Core Equity Fund
UTI Core Equity Fund
Growth Launch Date 20 May 09 NAV (17 Apr 26) ₹182.611 ↑ 1.47 (0.81 %) Net Assets (Cr) ₹5,234 on 31 Mar 26 Category Equity - Large & Mid Cap AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.96 Sharpe Ratio -0.29 Information Ratio 0.85 Alpha Ratio 0.7 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹12,165 31 Mar 23 ₹12,523 31 Mar 24 ₹18,478 31 Mar 25 ₹20,749 31 Mar 26 ₹20,825 Returns for UTI Core Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 26 Duration Returns 1 Month 5.7% 3 Month -2.1% 6 Month 1.2% 1 Year 9.4% 3 Year 21.7% 5 Year 18.3% 10 Year 15 Year Since launch 13.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 27.2% 2022 34.4% 2021 4.6% 2020 40.8% 2019 12.8% 2018 1.5% 2017 -7.9% 2016 35.2% 2015 3.4% Fund Manager information for UTI Core Equity Fund
Name Since Tenure V Srivatsa 17 May 17 8.88 Yr. Data below for UTI Core Equity Fund as on 31 Mar 26
Equity Sector Allocation
Sector Value Financial Services 26.04% Technology 9.91% Industrials 9.73% Consumer Cyclical 8.33% Health Care 8.29% Basic Materials 7.28% Communication Services 6.94% Energy 6.26% Consumer Defensive 5.6% Real Estate 4.09% Utility 3.88% Asset Allocation
Asset Class Value Cash 3.36% Equity 96.35% Debt 0.29% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | HDFCBANK4% ₹223 Cr 3,049,721 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 06 | ICICIBANK3% ₹172 Cr 1,427,555 Infosys Ltd (Technology)
Equity, Since 28 Feb 06 | INFY3% ₹169 Cr 1,353,225 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 24 | 5328983% ₹156 Cr 5,264,807 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002953% ₹142 Cr 2,164,603
↓ -40,000 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 28 Feb 21 | AUROPHARMA3% ₹140 Cr 1,076,436 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 14 | LT3% ₹138 Cr 393,456
↑ 30,000 Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 20 | RELIANCE3% ₹132 Cr 981,380
↓ -25,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Dec 08 | ITC2% ₹129 Cr 4,489,906
↑ 510,000 Wipro Ltd (Technology)
Equity, Since 30 Jun 24 | 5076852% ₹125 Cr 6,658,877
↑ 150,000
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Research Highlights for DSP World Gold Fund