2022 সালে বিনিয়োগের জন্য 6টি সেরা ট্যাক্স সেভিং SIP প্ল্যান

Updated on March 16, 2026 , 38372 views

ইক্যুইটি লিঙ্কড সেভিং স্কিম বাইএলএসএস ভারতীয় বিনিয়োগকারীদের মধ্যে সেরা কর সঞ্চয় বিকল্প হিসাবে ব্যাপক জনপ্রিয়তা অর্জন করছে। এটিতে ভাল রিটার্ন দেওয়ার সম্ভাবনা রয়েছে, এবং এটির লক-ইন পিরিয়ডও রয়েছে। ELSS হল একটি ইক্যুইটি ডাইভার্সিফাইড ফান্ড, যেখানে ফান্ডের সিংহভাগ অর্থ বিনিয়োগ করা হয়নিরপেক্ষ তহবিল বা ইক্যুইটি-সম্পর্কিত পণ্য। বিনিয়োগকারীরা INR 1,50 পর্যন্ত কর ছাড় পেতে পারেন,000 অধীনধারা 80C এরআয়কর তাদের করযোগ্য থেকে আইনআয়. যেহেতু এই তহবিলগুলি দ্বৈত সুবিধা প্রদান করে— কর সাশ্রয় এবং সম্পদ সৃষ্টি, বিনিয়োগকারীরা ELSS-এ বিনিয়োগ করতে পারে এবং তাদের বিনিয়োগ থেকে সর্বাধিক লাভ করতে পারে। সুতরাং, প্রক্রিয়া করতেবিনিয়োগ সহজ, আমরা সেরা কর সাশ্রয়কে শর্টলিস্ট করেছিচুমুক বিনিয়োগকারীদের সেরা রিটার্ন অফার যে পরিকল্পনা.

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ইক্যুইটি লিঙ্কড সেভিং স্কিম (ELSS) FY 22 - 23 এ বিনিয়োগের জন্য সেরা পারফর্মিং SIP ফান্ড

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹48.5875 ↑ 1.09	₹4,188	500	-0.7	-9.2	11.4	22.4	17.5	-9.1
SBI Magnum Tax Gain Fund Growth	₹417.123 ↑ 4.00	₹31,862	500	-6.5	-6	4.6	21.5	18.4	6.6
HDFC Tax Saver Fund Growth	₹1,334.33 ↑ 13.47	₹16,749	500	-7.4	-8	5.4	18.9	18.3	10.3
DSP Tax Saver Fund Growth	₹133.651 ↑ 1.56	₹17,223	500	-6.5	-4.9	5.6	18.8	15.9	7.5
BNP Paribas Long Term Equity Fund (ELSS) Growth	₹92.5987 ↑ 1.28	₹911	500	-6.4	-4.2	8.1	18.6	12.8	4.8
Nippon India Tax Saver Fund (ELSS) Growth	₹124.579 ↑ 1.37	₹14,881	500	-3.5	-4.7	9.6	17.6	15.1	6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Mar 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	SBI Magnum Tax Gain Fund	HDFC Tax Saver Fund	DSP Tax Saver Fund	BNP Paribas Long Term Equity Fund (ELSS)	Nippon India Tax Saver Fund (ELSS)
Point 1	Bottom quartile AUM (₹4,188 Cr).	Highest AUM (₹31,862 Cr).	Upper mid AUM (₹16,749 Cr).	Upper mid AUM (₹17,223 Cr).	Bottom quartile AUM (₹911 Cr).	Lower mid AUM (₹14,881 Cr).
Point 2	Established history (11+ yrs).	Established history (18+ yrs).	Oldest track record among peers (29 yrs).	Established history (19+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.53% (upper mid).	5Y return: 18.39% (top quartile).	5Y return: 18.27% (upper mid).	5Y return: 15.88% (lower mid).	5Y return: 12.82% (bottom quartile).	5Y return: 15.14% (bottom quartile).
Point 6	3Y return: 22.45% (top quartile).	3Y return: 21.54% (upper mid).	3Y return: 18.92% (upper mid).	3Y return: 18.80% (lower mid).	3Y return: 18.56% (bottom quartile).	3Y return: 17.58% (bottom quartile).
Point 7	1Y return: 11.41% (top quartile).	1Y return: 4.60% (bottom quartile).	1Y return: 5.44% (bottom quartile).	1Y return: 5.61% (lower mid).	1Y return: 8.08% (upper mid).	1Y return: 9.55% (upper mid).
Point 8	Alpha: -5.20 (bottom quartile).	Alpha: -0.63 (bottom quartile).	Alpha: 2.37 (top quartile).	Alpha: 1.75 (upper mid).	Alpha: 0.43 (lower mid).	Alpha: 0.95 (upper mid).
Point 9	Sharpe: -0.04 (bottom quartile).	Sharpe: 0.13 (bottom quartile).	Sharpe: 0.41 (top quartile).	Sharpe: 0.33 (upper mid).	Sharpe: 0.23 (lower mid).	Sharpe: 0.26 (upper mid).
Point 10	Information ratio: 0.49 (bottom quartile).	Information ratio: 1.85 (top quartile).	Information ratio: 1.20 (upper mid).	Information ratio: 0.93 (upper mid).	Information ratio: 0.60 (lower mid).	Information ratio: 0.22 (bottom quartile).

Motilal Oswal Long Term Equity Fund

Bottom quartile AUM (₹4,188 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.53% (upper mid).
3Y return: 22.45% (top quartile).
1Y return: 11.41% (top quartile).
Alpha: -5.20 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.49 (bottom quartile).

SBI Magnum Tax Gain Fund

Highest AUM (₹31,862 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.39% (top quartile).
3Y return: 21.54% (upper mid).
1Y return: 4.60% (bottom quartile).
Alpha: -0.63 (bottom quartile).
Sharpe: 0.13 (bottom quartile).
Information ratio: 1.85 (top quartile).

HDFC Tax Saver Fund

Upper mid AUM (₹16,749 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.27% (upper mid).
3Y return: 18.92% (upper mid).
1Y return: 5.44% (bottom quartile).
Alpha: 2.37 (top quartile).
Sharpe: 0.41 (top quartile).
Information ratio: 1.20 (upper mid).

DSP Tax Saver Fund

Upper mid AUM (₹17,223 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.88% (lower mid).
3Y return: 18.80% (lower mid).
1Y return: 5.61% (lower mid).
Alpha: 1.75 (upper mid).
Sharpe: 0.33 (upper mid).
Information ratio: 0.93 (upper mid).

BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹911 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.82% (bottom quartile).
3Y return: 18.56% (bottom quartile).
1Y return: 8.08% (upper mid).
Alpha: 0.43 (lower mid).
Sharpe: 0.23 (lower mid).
Information ratio: 0.60 (lower mid).

Nippon India Tax Saver Fund (ELSS)

Lower mid AUM (₹14,881 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.14% (bottom quartile).
3Y return: 17.58% (bottom quartile).
1Y return: 9.55% (upper mid).
Alpha: 0.95 (upper mid).
Sharpe: 0.26 (upper mid).
Information ratio: 0.22 (bottom quartile).

*উপরে সেরা তালিকা রয়েছেELSS SIP উপরে AUM/নিট সম্পদ আছে তহবিল500 কোটি. সাজানো হয়েছেশেষ 3 বছরের রিটার্ন.

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Long Term Equity Fund

Bottom quartile AUM (₹4,188 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 17.53% (upper mid).
3Y return: 22.45% (top quartile).
1Y return: 11.41% (top quartile).
Alpha: -5.20 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.49 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Multi Commodity Exchange of India Ltd (~7.6%).

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund Growth
Launch Date	21 Jan 15
NAV (18 Mar 26)	₹48.5875 ↑ 1.09 (2.30 %)
Net Assets (Cr)	₹4,188 on 31 Jan 26
Category	Equity - ELSS
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.65
Sharpe Ratio	-0.04
Information Ratio	0.49
Alpha Ratio	-5.2
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,557
28 Feb 23	₹12,203
29 Feb 24	₹18,441
28 Feb 25	₹18,888
28 Feb 26	₹22,113

Motilal Oswal Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-1.7%
3 Month	-0.7%
6 Month	-9.2%
1 Year	11.4%
3 Year	22.4%
5 Year	17.5%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-9.1%
2023	47.7%
2022	37%
2021	1.8%
2020	32.1%
2019	8.8%
2018	13.2%
2017	-8.7%
2016	44%
2015	12.5%

Fund Manager information for Motilal Oswal Long Term Equity Fund

Name	Since	Tenure
Ajay Khandelwal	11 Dec 23	2.22 Yr.
Rakesh Shetty	22 Nov 22	3.27 Yr.
Atul Mehra	1 Oct 24	1.41 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	30.43%
Industrials	23.89%
Consumer Cyclical	17.17%
Basic Materials	10.09%
Technology	9.8%
Real Estate	3.41%
Health Care	2.99%
Consumer Defensive	1.24%

Asset Allocation

Asset Class	Value
Cash	0.97%
Equity	99.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 29 Feb 24 \| MCX	8%	₹317 Cr	1,296,040
Piramal Finance Ltd (Financial Services) Equity, Since 30 Sep 25 \| PIRAMALFIN	6%	₹264 Cr	1,518,583 ↑ 116,662
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 24 \| AMBER	5%	₹207 Cr	259,006
Apar Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| APARINDS	5%	₹206 Cr	184,366 ↓ -10,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	5%	₹197 Cr	8,000,000
PTC Industries Ltd (Industrials) Equity, Since 30 Sep 24 \| 539006	5%	₹192 Cr	107,189 ↑ 4,558
Jain Resource Recycling Ltd (Basic Materials) Equity, Since 31 Oct 25 \| JAINREC	4%	₹188 Cr	4,743,065 ↑ 872,201
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Jun 25 \| MUTHOOTFIN	4%	₹183 Cr	546,874
Billionbrains Garage Ventures Ltd (Financial Services) Equity, Since 30 Nov 25 \| GROWW	4%	₹179 Cr	10,941,411
Waaree Energies Ltd (Technology) Equity, Since 31 Oct 24 \| 544277	4%	₹158 Cr	583,979

2. SBI Magnum Tax Gain Fund

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

Research Highlights for SBI Magnum Tax Gain Fund

Highest AUM (₹31,862 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.39% (top quartile).
3Y return: 21.54% (upper mid).
1Y return: 4.60% (bottom quartile).
Alpha: -0.63 (bottom quartile).
Sharpe: 0.13 (bottom quartile).
Information ratio: 1.85 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~7.7%).

Below is the key information for SBI Magnum Tax Gain Fund

SBI Magnum Tax Gain Fund Growth
Launch Date	7 May 07
NAV (18 Mar 26)	₹417.123 ↑ 4.00 (0.97 %)
Net Assets (Cr)	₹31,862 on 31 Jan 26
Category	Equity - ELSS
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	0.13
Information Ratio	1.85
Alpha Ratio	-0.63
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,595
28 Feb 23	₹12,841
29 Feb 24	₹20,296
28 Feb 25	₹21,307
28 Feb 26	₹24,595

SBI Magnum Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Magnum Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-7.7%
3 Month	-6.5%
6 Month	-6%
1 Year	4.6%
3 Year	21.5%
5 Year	18.4%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.6%
2023	27.7%
2022	40%
2021	6.9%
2020	31%
2019	18.9%
2018	4%
2017	-8.3%
2016	33%
2015	2.1%

Fund Manager information for SBI Magnum Tax Gain Fund

Name	Since	Tenure
Milind Agrawal	1 Jan 26	0.16 Yr.

Data below for SBI Magnum Tax Gain Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	35.82%
Consumer Cyclical	11.12%
Basic Materials	10.58%
Energy	9.06%
Industrials	7.32%
Health Care	7.03%
Technology	6.33%
Utility	4.57%
Communication Services	2.99%
Consumer Defensive	1.99%
Real Estate	1%

Asset Allocation

Asset Class	Value
Cash	2.09%
Equity	97.79%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	8%	₹2,489 Cr	18,051,361 ↑ 9,500,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	5%	₹1,572 Cr	11,275,148
State Bank of India (Financial Services) Equity, Since 31 May 06 \| SBIN	5%	₹1,482 Cr	12,335,639
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 07 \| HDFCBANK	4%	₹1,428 Cr	16,086,506 ↓ -12,500,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 11 \| AXISBANK	4%	₹1,380 Cr	9,973,332
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	4%	₹1,360 Cr	32,750,000
Tata Steel Ltd (Basic Materials) Equity, Since 31 Oct 21 \| TATASTEEL	4%	₹1,316 Cr	62,000,000
Torrent Power Ltd (Utilities) Equity, Since 31 Jul 19 \| TORNTPOWER	3%	₹879 Cr	5,610,813
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| M&M	3%	₹854 Cr	2,515,083
Cipla Ltd (Healthcare) Equity, Since 31 Jul 18 \| CIPLA	3%	₹822 Cr	6,098,542

3. HDFC Tax Saver Fund

The fund plans to provide long term growth of capital.

Research Highlights for HDFC Tax Saver Fund

Upper mid AUM (₹16,749 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.27% (upper mid).
3Y return: 18.92% (upper mid).
1Y return: 5.44% (bottom quartile).
Alpha: 2.37 (top quartile).
Sharpe: 0.41 (top quartile).
Information ratio: 1.20 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~9.1%).

Below is the key information for HDFC Tax Saver Fund

HDFC Tax Saver Fund Growth
Launch Date	31 Mar 96
NAV (18 Mar 26)	₹1,334.33 ↑ 13.47 (1.02 %)
Net Assets (Cr)	₹16,749 on 31 Jan 26
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	0.41
Information Ratio	1.2
Alpha Ratio	2.37
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹12,042
28 Feb 23	₹13,613
29 Feb 24	₹19,738
28 Feb 25	₹21,085
28 Feb 26	₹24,469

HDFC Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for HDFC Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-8.4%
3 Month	-7.4%
6 Month	-8%
1 Year	5.4%
3 Year	18.9%
5 Year	18.3%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	21.3%
2022	33.2%
2021	10.5%
2020	35.3%
2019	5.8%
2018	3.7%
2017	-10.9%
2016	38.7%
2015	7.6%

Fund Manager information for HDFC Tax Saver Fund

Name	Since	Tenure
Amar Kalkundrikar	8 Dec 25	0.22 Yr.
Dhruv Muchhal	22 Jun 23	2.69 Yr.

Data below for HDFC Tax Saver Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	44.47%
Consumer Cyclical	16.78%
Technology	6.46%
Health Care	6.21%
Industrials	5.57%
Basic Materials	4.75%
Communication Services	4.22%
Energy	3.97%
Consumer Defensive	3.89%
Utility	1.98%

Asset Allocation

Asset Class	Value
Cash	1.41%
Equity	98.29%
Debt	0.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	9%	₹1,517 Cr	11,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| HDFCBANK	9%	₹1,474 Cr	16,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	7%	₹1,227 Cr	8,863,395 ↓ -1,680,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jan 22 \| SBILIFE	6%	₹917 Cr	4,500,000
State Bank of India (Financial Services) Equity, Since 31 Dec 06 \| SBIN	5%	₹841 Cr	7,000,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| MARUTI	5%	₹817 Cr	550,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	4%	₹727 Cr	17,500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	4%	₹639 Cr	3,400,000
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 31 Jan 22 \| BAJAJ-AUTO	3%	₹474 Cr	475,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	3%	₹465 Cr	3,350,000

4. DSP Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

Research Highlights for DSP Tax Saver Fund

Upper mid AUM (₹17,223 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.88% (lower mid).
3Y return: 18.80% (lower mid).
1Y return: 5.61% (lower mid).
Alpha: 1.75 (upper mid).
Sharpe: 0.33 (upper mid).
Information ratio: 0.93 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~8.1%).

Below is the key information for DSP Tax Saver Fund

DSP Tax Saver Fund Growth
Launch Date	18 Jan 07
NAV (18 Mar 26)	₹133.651 ↑ 1.56 (1.18 %)
Net Assets (Cr)	₹17,223 on 31 Jan 26
Category	Equity - ELSS
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.64
Sharpe Ratio	0.33
Information Ratio	0.93
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,986
28 Feb 23	₹12,482
29 Feb 24	₹17,583
28 Feb 25	₹18,791
28 Feb 26	₹22,094

DSP Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for DSP Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-8.3%
3 Month	-6.5%
6 Month	-4.9%
1 Year	5.6%
3 Year	18.8%
5 Year	15.9%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	23.9%
2022	30%
2021	4.5%
2020	35.1%
2019	15%
2018	14.8%
2017	-7.6%
2016	36.3%
2015	11.3%

Fund Manager information for DSP Tax Saver Fund

Name	Since	Tenure
Rohit Singhania	16 Jul 15	10.63 Yr.

Data below for DSP Tax Saver Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	41.62%
Consumer Cyclical	11.56%
Health Care	7.88%
Basic Materials	7.41%
Technology	7.26%
Energy	5.03%
Communication Services	4.79%
Industrials	4.38%
Consumer Defensive	3.94%
Utility	3.88%

Asset Allocation

Asset Class	Value
Cash	2.26%
Equity	97.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| ICICIBANK	8%	₹1,390 Cr	10,082,227 ↑ 2,198,124
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	8%	₹1,385 Cr	15,602,035 ↑ 2,314,504
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| AXISBANK	6%	₹1,074 Cr	7,763,520 ↓ -255,647
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	5%	₹788 Cr	6,561,082 ↓ -3,405,638
Infosys Ltd (Technology) Equity, Since 31 Mar 12 \| INFY	4%	₹645 Cr	4,957,761
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	3%	₹505 Cr	2,687,715
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| KOTAKBANK	3%	₹471 Cr	11,341,925
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	3%	₹436 Cr	1,284,132 ↓ -124,766
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| MOTHERSON	3%	₹436 Cr	32,671,083 ↓ -2,878,897
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 25 \| TCS	2%	₹390 Cr	1,477,947

5. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Long Term Equity Fund (ELSS)

Bottom quartile AUM (₹911 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.82% (bottom quartile).
3Y return: 18.56% (bottom quartile).
1Y return: 8.08% (upper mid).
Alpha: 0.43 (lower mid).
Sharpe: 0.23 (lower mid).
Information ratio: 0.60 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.4%).

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS) Growth
Launch Date	5 Jan 06
NAV (18 Mar 26)	₹92.5987 ↑ 1.28 (1.40 %)
Net Assets (Cr)	₹911 on 31 Jan 26
Category	Equity - ELSS
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.21
Sharpe Ratio	0.23
Information Ratio	0.6
Alpha Ratio	0.43
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,318
28 Feb 23	₹11,129
29 Feb 24	₹15,576
28 Feb 25	₹16,103
28 Feb 26	₹19,084

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-6.7%
3 Month	-6.4%
6 Month	-4.2%
1 Year	8.1%
3 Year	18.6%
5 Year	12.8%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.8%
2023	23.6%
2022	31.3%
2021	-2.1%
2020	23.6%
2019	17.8%
2018	14.3%
2017	-9.3%
2016	42.3%
2015	-6.6%

Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)

Name	Since	Tenure
Sanjay Chawla	14 Mar 22	3.96 Yr.
Pratish Krishnan	14 Mar 22	3.96 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	31.95%
Consumer Cyclical	15.57%
Industrials	12.89%
Technology	10.38%
Basic Materials	8.28%
Health Care	5.08%
Consumer Defensive	4.13%
Energy	3.93%
Communication Services	3.01%
Utility	1.33%

Asset Allocation

Asset Class	Value
Cash	3.43%
Equity	96.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	6%	₹58 Cr	656,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| ICICIBANK	5%	₹45 Cr	329,900
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 18 \| RELIANCE	4%	₹36 Cr	255,800
State Bank of India (Financial Services) Equity, Since 31 Mar 22 \| SBIN	4%	₹33 Cr	278,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 19 \| BHARTIARTL	3%	₹27 Cr	144,966
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	3%	₹25 Cr	9,766
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	3%	₹24 Cr	56,220 ↓ -6,300
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| TVSMOTOR	3%	₹23 Cr	60,500
Cummins India Ltd (Industrials) Equity, Since 28 Feb 25 \| CUMMINSIND	2%	₹22 Cr	45,502
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Nov 24 \| BHEL	2%	₹22 Cr	821,380

6. Nippon India Tax Saver Fund (ELSS)

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.

Research Highlights for Nippon India Tax Saver Fund (ELSS)

Lower mid AUM (₹14,881 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.14% (bottom quartile).
3Y return: 17.58% (bottom quartile).
1Y return: 9.55% (upper mid).
Alpha: 0.95 (upper mid).
Sharpe: 0.26 (upper mid).
Information ratio: 0.22 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~7.7%).

Below is the key information for Nippon India Tax Saver Fund (ELSS)

Nippon India Tax Saver Fund (ELSS) Growth
Launch Date	21 Sep 05
NAV (18 Mar 26)	₹124.579 ↑ 1.37 (1.11 %)
Net Assets (Cr)	₹14,881 on 31 Jan 26
Category	Equity - ELSS
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	0.26
Information Ratio	0.22
Alpha Ratio	0.95
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹12,008
28 Feb 23	₹12,537
29 Feb 24	₹17,589
28 Feb 25	₹17,662
28 Feb 26	₹21,075

Nippon India Tax Saver Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Nippon India Tax Saver Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26

Duration	Returns
1 Month	-5.9%
3 Month	-3.5%
6 Month	-4.7%
1 Year	9.6%
3 Year	17.6%
5 Year	15.1%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	17.6%
2022	28.6%
2021	6.9%
2020	37.6%
2019	-0.4%
2018	1.5%
2017	-20.7%
2016	46%
2015	4.2%

Fund Manager information for Nippon India Tax Saver Fund (ELSS)

Name	Since	Tenure
Rupesh Patel	1 Jul 21	4.67 Yr.
Ritesh Rathod	19 Aug 24	1.53 Yr.
Kinjal Desai	25 May 18	7.77 Yr.
Lokesh Maru	5 Sep 25	0.48 Yr.
Divya Sharma	5 Sep 25	0.48 Yr.

Data below for Nippon India Tax Saver Fund (ELSS) as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	37.02%
Consumer Cyclical	12.21%
Industrials	10.8%
Consumer Defensive	9.51%
Utility	7.34%
Health Care	6.44%
Energy	5.36%
Communication Services	4.08%
Technology	3.96%
Basic Materials	2.56%

Asset Allocation

Asset Class	Value
Cash	0.71%
Equity	99.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| ICICIBANK	8%	₹1,144 Cr	8,300,000 ↑ 216,519
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	7%	₹994 Cr	11,200,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| AXISBANK	5%	₹706 Cr	5,100,000
State Bank of India (Financial Services) Equity, Since 31 Dec 13 \| SBIN	4%	₹613 Cr	5,100,000 ↓ -300,000
NTPC Ltd (Utilities) Equity, Since 28 Feb 19 \| NTPC	4%	₹535 Cr	14,000,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| MOTHERSON	3%	₹511 Cr	38,319,861
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 20 \| RELIANCE	3%	₹509 Cr	3,650,000
Infosys Ltd (Technology) Equity, Since 31 Mar 20 \| INFY	3%	₹494 Cr	3,800,000 ↑ 300,000
TVS Holdings Ltd (Consumer Cyclical) Equity, Since 30 Jun 13 \| TVSHLTD	3%	₹429 Cr	284,018
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Nov 22 \| PFC	3%	₹377 Cr	9,111,111

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।