+91-22-4891390910, 20 বছরের বিনিয়োগ 2022-এর জন্য 10টি সেরা SIP প্ল্যান৷
সেরা SIP পরিকল্পনা? কিভাবে তাদের নির্বাচন করতে? এগুলি এমন কিছু সাধারণ প্রশ্ন যা চিন্তা করার সময় বিনিয়োগকারীদের মনে আসেমিউচুয়াল ফান্ডে বিনিয়োগ একটি মাধ্যমেচুমুক বা পদ্ধতিগতবিনিয়োগ পরিকল্পনা.এসআইপি বিনিয়োগ সবচেয়ে সুশৃঙ্খল একবিনিয়োগ বিনিয়োগ করার সময় বিকল্পযৌথ পুঁজি.
তদুপরি, একটি SIP মিউচুয়াল ফান্ডে বিনিয়োগের সর্বনিম্ন পরিমাণ INR 500-এর মতো কম। এটি বিনিয়োগ করেশীর্ষ SIP অনেক সুবিধাজনক পরিকল্পনা.
কেন আপনার এসআইপি বা সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যানে বিনিয়োগ করা উচিত?
কিছুবিনিয়োগের সুবিধা একটি এসআইপিতে রয়েছে:
যৌগিক শক্তি
সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যানও এর সুবিধা দেয়যৌগিক শক্তি. সহজ সুদ হল যখন আপনি শুধুমাত্র মূলের উপর সুদ পান। চক্রবৃদ্ধি সুদের ক্ষেত্রে, সুদের পরিমাণ মূলে যোগ করা হয়, এবং সুদের নতুন মূল (পুরাতন মূল এবং লাভ) এর উপর গণনা করা হয়। এই প্রক্রিয়া প্রতিবার চলতে থাকে। যেহেতু এসআইপি-তে মিউচুয়াল ফান্ডগুলি কিস্তিতে থাকে, সেগুলি চক্রবৃদ্ধি করা হয়, যা প্রাথমিকভাবে বিনিয়োগকৃত রাশিতে আরও যোগ করে।
রুপি খরচ গড়
একটি পদ্ধতিগত বিনিয়োগ পরিকল্পনার সবচেয়ে বড় সুবিধা হল রুপি কস্ট অ্যাভারেজিং যা একজন ব্যক্তিকে সম্পদ ক্রয়ের খরচ গড়তে সাহায্য করে। একটি মিউচুয়াল ফান্ডে একমুঠো বিনিয়োগ করার সময় একটি নির্দিষ্ট সংখ্যক ইউনিট ক্রয় করেবিনিয়োগকারী একযোগে, একটি SIP-এর ক্ষেত্রে ইউনিট ক্রয় দীর্ঘ সময়ের জন্য করা হয় এবং এগুলি মাসিক ব্যবধানে (সাধারণত) সমানভাবে ছড়িয়ে দেওয়া হয়। সময়ের সাথে সাথে বিনিয়োগ ছড়িয়ে পড়ার কারণে, বিনিয়োগটি স্টকে তৈরি হয়বাজার বিভিন্ন মূল্য পয়েন্টে বিনিয়োগকারীকে গড় খরচের সুবিধা দেয়, তাই রুপি খরচ গড় শব্দটি।
সামর্থ্য
জনসাধারণের জন্য সঞ্চয় শুরু করার জন্য SIP একটি অত্যন্ত সাশ্রয়ী বিকল্প কারণ প্রতিটি কিস্তির জন্য প্রয়োজনীয় ন্যূনতম পরিমাণ (তাও মাসিক!) INR 500-এর মতো হতে পারে। কিছু মিউচুয়াল ফান্ড কোম্পানি এমনকি একটি নামক কিছু অফার করে।মাইক্রোএসআইপি যেখানে টিকিটের আকার INR 100 এর মতো কম।
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ঝুঁকি হ্রাস
প্রদত্ত যে একটি সুশৃঙ্খল বিনিয়োগ পরিকল্পনা দীর্ঘ সময়ের মধ্যে বিস্তৃত থাকে, কেউ শেয়ার বাজারের সমস্ত সময়কাল, উত্থান এবং আরও গুরুত্বপূর্ণভাবে মন্দাকে ধরে রাখে। মন্দার সময়ে, যখন ভয় বেশির ভাগ বিনিয়োগকারীদের ধরে ফেলে, তখন SIP কিস্তি বিনিয়োগকারীদের কেনা নিশ্চিত করেকম.
22 - 23 অর্থবছরে 10, 20 বছরের বিনিয়োগের জন্য সেরা SIP পরিকল্পনা৷
The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF). Research Highlights for IDBI Gold Fund Below is the key information for IDBI Gold Fund Returns up to 1 year are on The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). Research Highlights for SBI Gold Fund Below is the key information for SBI Gold Fund Returns up to 1 year are on An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF). Research Highlights for Aditya Birla Sun Life Gold Fund Below is the key information for Aditya Birla Sun Life Gold Fund Returns up to 1 year are on ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF).
However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Gold Savings Fund Below is the key information for ICICI Prudential Regular Gold Savings Fund Returns up to 1 year are on To generate returns that closely correspond to returns generated by Axis Gold ETF. Research Highlights for Axis Gold Fund Below is the key information for Axis Gold Fund Returns up to 1 year are on To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF). Research Highlights for HDFC Gold Fund Below is the key information for HDFC Gold Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES. Research Highlights for Nippon India Gold Savings Fund Below is the key information for Nippon India Gold Savings Fund Returns up to 1 year are on The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector. Research Highlights for LIC MF Infrastructure Fund Below is the key information for LIC MF Infrastructure Fund Returns up to 1 year are on To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. Research Highlights for ICICI Prudential Infrastructure Fund Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Research Highlights for Nippon India Power and Infra Fund Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) IDBI Gold Fund Growth ₹40.1481
↓ -0.20 ₹779 500 -2.3 23.2 60.5 35.3 25 79 SBI Gold Fund Growth ₹45.4621
↓ -0.19 ₹15,691 500 -2.1 23.9 62.1 35.9 24.8 71.5 Aditya Birla Sun Life Gold Fund Growth ₹45.1472
↓ -0.20 ₹1,732 100 -1.9 23.7 62 35.6 24.6 72 ICICI Prudential Regular Gold Savings Fund Growth ₹48.0382
↓ -0.22 ₹6,452 100 -2.1 23.8 61.8 35.6 24.6 72 Axis Gold Fund Growth ₹45.0934
↓ -0.19 ₹2,942 1,000 -2.3 23.8 61.3 35.1 24.6 69.8 HDFC Gold Fund Growth ₹46.3809
↓ -0.21 ₹11,464 300 -2.1 23.7 61.8 35.6 24.6 71.3 Nippon India Gold Savings Fund Growth ₹59.3751
↓ -0.25 ₹7,179 100 -2 23.7 61.5 35.5 24.5 71.2 LIC MF Infrastructure Fund Growth ₹54.3075
↑ 0.60 ₹1,047 1,000 7.5 9.2 12 29.2 24.4 -3.7 ICICI Prudential Infrastructure Fund Growth ₹201.2
↑ 1.23 ₹8,311 100 2.3 1.3 4.4 23.4 24.4 6.7 Nippon India Power and Infra Fund Growth ₹387.37
↑ 4.74 ₹7,707 100 9.6 10.4 12.7 26.9 24.4 -0.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 May 26 Research Highlights & Commentary of 10 Funds showcased
Commentary IDBI Gold Fund SBI Gold Fund Aditya Birla Sun Life Gold Fund ICICI Prudential Regular Gold Savings Fund Axis Gold Fund HDFC Gold Fund Nippon India Gold Savings Fund LIC MF Infrastructure Fund ICICI Prudential Infrastructure Fund Nippon India Power and Infra Fund Point 1 Bottom quartile AUM (₹779 Cr). Highest AUM (₹15,691 Cr). Bottom quartile AUM (₹1,732 Cr). Lower mid AUM (₹6,452 Cr). Lower mid AUM (₹2,942 Cr). Top quartile AUM (₹11,464 Cr). Upper mid AUM (₹7,179 Cr). Bottom quartile AUM (₹1,047 Cr). Upper mid AUM (₹8,311 Cr). Upper mid AUM (₹7,707 Cr). Point 2 Established history (13+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (15+ yrs). Established history (18+ yrs). Established history (20+ yrs). Oldest track record among peers (22 yrs). Point 3 Not Rated. Rating: 2★ (upper mid). Rating: 3★ (top quartile). Rating: 1★ (lower mid). Rating: 1★ (lower mid). Rating: 1★ (bottom quartile). Rating: 2★ (upper mid). Not Rated. Rating: 3★ (upper mid). Top rated. Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 24.95% (top quartile). 5Y return: 24.81% (top quartile). 5Y return: 24.63% (upper mid). 5Y return: 24.60% (upper mid). 5Y return: 24.58% (upper mid). 5Y return: 24.58% (lower mid). 5Y return: 24.47% (lower mid). 5Y return: 24.44% (bottom quartile). 5Y return: 24.41% (bottom quartile). 5Y return: 24.35% (bottom quartile). Point 6 3Y return: 35.28% (lower mid). 3Y return: 35.88% (top quartile). 3Y return: 35.55% (upper mid). 3Y return: 35.59% (upper mid). 3Y return: 35.13% (lower mid). 3Y return: 35.65% (top quartile). 3Y return: 35.48% (upper mid). 3Y return: 29.23% (bottom quartile). 3Y return: 23.42% (bottom quartile). 3Y return: 26.86% (bottom quartile). Point 7 1Y return: 60.54% (lower mid). 1Y return: 62.08% (top quartile). 1Y return: 62.02% (top quartile). 1Y return: 61.85% (upper mid). 1Y return: 61.29% (lower mid). 1Y return: 61.78% (upper mid). 1Y return: 61.55% (upper mid). 1Y return: 12.03% (bottom quartile). 1Y return: 4.36% (bottom quartile). 1Y return: 12.72% (bottom quartile). Point 8 1M return: 3.81% (upper mid). 1M return: 3.79% (lower mid). 1M return: 3.83% (upper mid). 1M return: 3.80% (lower mid). 1M return: 3.73% (bottom quartile). 1M return: 3.85% (top quartile). 1M return: 3.83% (upper mid). Alpha: 10.33 (top quartile). Alpha: 0.00 (bottom quartile). Alpha: 7.84 (top quartile). Point 9 Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Sharpe: 0.59 (bottom quartile). Sharpe: 0.34 (bottom quartile). Sharpe: 0.54 (bottom quartile). Point 10 Sharpe: 1.60 (upper mid). Sharpe: 1.76 (top quartile). Sharpe: 1.58 (lower mid). Sharpe: 1.65 (upper mid). Sharpe: 1.89 (top quartile). Sharpe: 1.74 (upper mid). Sharpe: 1.58 (lower mid). Information ratio: 0.50 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.64 (top quartile). IDBI Gold Fund
SBI Gold Fund
Aditya Birla Sun Life Gold Fund
ICICI Prudential Regular Gold Savings Fund
Axis Gold Fund
HDFC Gold Fund
Nippon India Gold Savings Fund
LIC MF Infrastructure Fund
ICICI Prudential Infrastructure Fund
Nippon India Power and Infra Fund
সিএজিআর 5 বছরের বেশি সময় ধরে রিটার্ন এবং তহবিলের কমপক্ষে 5 বছরের বাজার ইতিহাস (ফান্ড বয়স) এবং ন্যূনতম থাকা500 কোটি ব্যবস্থাপনা অধীনে সম্পদ.1. IDBI Gold Fund
IDBI Gold Fund
Growth Launch Date 14 Aug 12 NAV (27 May 26) ₹40.1481 ↓ -0.20 (-0.50 %) Net Assets (Cr) ₹779 on 30 Apr 26 Category Gold - Gold AMC IDBI Asset Management Limited Rating Risk Moderately High Expense Ratio 0.64 Sharpe Ratio 1.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,900 30 Apr 23 ₹12,497 30 Apr 24 ₹14,769 30 Apr 25 ₹19,279 30 Apr 26 ₹29,558 Returns for IDBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26 Duration Returns 1 Month 3.8% 3 Month -2.3% 6 Month 23.2% 1 Year 60.5% 3 Year 35.3% 5 Year 25% 10 Year 15 Year Since launch 10.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 79% 2023 18.7% 2022 14.8% 2021 12% 2020 -4% 2019 24.2% 2018 21.6% 2017 5.8% 2016 1.4% 2015 8.3% Fund Manager information for IDBI Gold Fund
Name Since Tenure Sumit Bhatnagar 1 Jun 24 1.91 Yr. Data below for IDBI Gold Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 1.88% Other 98.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC MF Gold ETF
- | -100% ₹779 Cr 58,069,200
↑ 1,415,000 Treps
CBLO/Reverse Repo | -1% ₹4 Cr Net Receivables / (Payables)
Net Current Assets | -0% -₹4 Cr 2. SBI Gold Fund
SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (27 May 26) ₹45.4621 ↓ -0.19 (-0.41 %) Net Assets (Cr) ₹15,691 on 30 Apr 26 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.3 Sharpe Ratio 1.76 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹11,011 30 Apr 23 ₹12,587 30 Apr 24 ₹14,947 30 Apr 25 ₹19,347 30 Apr 26 ₹30,197 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26 Duration Returns 1 Month 3.8% 3 Month -2.1% 6 Month 23.9% 1 Year 62.1% 3 Year 35.9% 5 Year 24.8% 10 Year 15 Year Since launch 10.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.5% 2023 19.6% 2022 14.1% 2021 12.6% 2020 -5.7% 2019 27.4% 2018 22.8% 2017 6.4% 2016 3.5% 2015 10% Fund Manager information for SBI Gold Fund
Name Since Tenure Viral Chhadva 1 Mar 26 0.17 Yr. Data below for SBI Gold Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 1.59% Other 98.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹15,710 Cr 1,232,736,194
↑ 33,250,000 Net Receivable / Payable
Net Current Assets | -0% -₹52 Cr Treps
CBLO/Reverse Repo | -0% ₹33 Cr 3. Aditya Birla Sun Life Gold Fund
Aditya Birla Sun Life Gold Fund
Growth Launch Date 20 Mar 12 NAV (27 May 26) ₹45.1472 ↓ -0.20 (-0.44 %) Net Assets (Cr) ₹1,732 on 30 Apr 26 Category Gold - Gold AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.51 Sharpe Ratio 1.58 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,968 30 Apr 23 ₹12,548 30 Apr 24 ₹14,843 30 Apr 25 ₹19,211 30 Apr 26 ₹29,845 Returns for Aditya Birla Sun Life Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26 Duration Returns 1 Month 3.8% 3 Month -1.9% 6 Month 23.7% 1 Year 62% 3 Year 35.6% 5 Year 24.6% 10 Year 15 Year Since launch 11.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 72% 2023 18.7% 2022 14.5% 2021 12.3% 2020 -5% 2019 26% 2018 21.3% 2017 6.8% 2016 1.6% 2015 11.5% Fund Manager information for Aditya Birla Sun Life Gold Fund
Name Since Tenure Priya Sridhar 31 Dec 24 1.33 Yr. Data below for Aditya Birla Sun Life Gold Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 1.6% Other 98.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Gold ETF
- | -100% ₹1,731 Cr 132,137,210
↑ 1,914,367 Clearing Corporation Of India Limited
CBLO/Reverse Repo | -0% ₹4 Cr Net Receivables / (Payables)
Net Current Assets | -0% -₹3 Cr 4. ICICI Prudential Regular Gold Savings Fund
ICICI Prudential Regular Gold Savings Fund
Growth Launch Date 11 Oct 11 NAV (27 May 26) ₹48.0382 ↓ -0.22 (-0.45 %) Net Assets (Cr) ₹6,452 on 30 Apr 26 Category Gold - Gold AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.38 Sharpe Ratio 1.65 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Months (2%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,987 30 Apr 23 ₹12,521 30 Apr 24 ₹14,848 30 Apr 25 ₹19,232 30 Apr 26 ₹29,998 Returns for ICICI Prudential Regular Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26 Duration Returns 1 Month 3.8% 3 Month -2.1% 6 Month 23.8% 1 Year 61.8% 3 Year 35.6% 5 Year 24.6% 10 Year 15 Year Since launch 11.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 72% 2023 19.5% 2022 13.5% 2021 12.7% 2020 -5.4% 2019 26.6% 2018 22.7% 2017 7.4% 2016 0.8% 2015 8.9% Fund Manager information for ICICI Prudential Regular Gold Savings Fund
Name Since Tenure Manish Banthia 27 Sep 12 13.6 Yr. Nishit Patel 29 Dec 20 5.34 Yr. Ashwini Bharucha 1 Nov 25 0.5 Yr. Venus Ahuja 1 Nov 25 0.5 Yr. Data below for ICICI Prudential Regular Gold Savings Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 1.64% Other 98.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Gold ETF
- | -100% ₹6,162 Cr 491,634,458
↑ 13,035,487 Treps
CBLO/Reverse Repo | -1% ₹37 Cr Net Current Assets
Net Current Assets | -1% -₹34 Cr 5. Axis Gold Fund
Axis Gold Fund
Growth Launch Date 20 Oct 11 NAV (27 May 26) ₹45.0934 ↓ -0.19 (-0.42 %) Net Assets (Cr) ₹2,942 on 30 Apr 26 Category Gold - Gold AMC Axis Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.5 Sharpe Ratio 1.89 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹11,027 30 Apr 23 ₹12,563 30 Apr 24 ₹14,934 30 Apr 25 ₹19,250 30 Apr 26 ₹29,972 Returns for Axis Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26 Duration Returns 1 Month 3.7% 3 Month -2.3% 6 Month 23.8% 1 Year 61.3% 3 Year 35.1% 5 Year 24.6% 10 Year 15 Year Since launch 10.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 69.8% 2023 19.2% 2022 14.7% 2021 12.5% 2020 -4.7% 2019 26.9% 2018 23.1% 2017 8.3% 2016 0.7% 2015 10.7% Fund Manager information for Axis Gold Fund
Name Since Tenure Aditya Pagaria 9 Nov 21 4.48 Yr. Pratik Tibrewal 1 Feb 25 1.24 Yr. Data below for Axis Gold Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 1.22% Other 98.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Gold ETF
- | -100% ₹2,819 Cr 231,790,486
↑ 6,588,565 Net Receivables / (Payables)
CBLO | -1% -₹16 Cr Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -0% ₹6 Cr 6. HDFC Gold Fund
HDFC Gold Fund
Growth Launch Date 24 Oct 11 NAV (27 May 26) ₹46.3809 ↓ -0.21 (-0.44 %) Net Assets (Cr) ₹11,464 on 30 Apr 26 Category Gold - Gold AMC HDFC Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.49 Sharpe Ratio 1.74 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹11,009 30 Apr 23 ₹12,535 30 Apr 24 ₹14,887 30 Apr 25 ₹19,253 30 Apr 26 ₹29,895 Returns for HDFC Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26 Duration Returns 1 Month 3.8% 3 Month -2.1% 6 Month 23.7% 1 Year 61.8% 3 Year 35.6% 5 Year 24.6% 10 Year 15 Year Since launch 11.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.3% 2023 18.9% 2022 14.1% 2021 12.7% 2020 -5.5% 2019 27.5% 2018 21.7% 2017 6.6% 2016 2.8% 2015 10.1% Fund Manager information for HDFC Gold Fund
Name Since Tenure Arun Agarwal 15 Feb 23 3.21 Yr. Nandita Menezes 29 Mar 25 1.09 Yr. Data below for HDFC Gold Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 1.28% Other 98.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -100% ₹10,998 Cr 881,460,937
↑ 16,931,000 Net Current Assets
Net Current Assets | -0% -₹28 Cr Treps - Tri-Party Repo
CBLO/Reverse Repo | -0% ₹21 Cr 7. Nippon India Gold Savings Fund
Nippon India Gold Savings Fund
Growth Launch Date 7 Mar 11 NAV (27 May 26) ₹59.3751 ↓ -0.25 (-0.42 %) Net Assets (Cr) ₹7,179 on 30 Apr 26 Category Gold - Gold AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 0.35 Sharpe Ratio 1.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (2%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,987 30 Apr 23 ₹12,527 30 Apr 24 ₹14,832 30 Apr 25 ₹19,199 30 Apr 26 ₹29,840 Returns for Nippon India Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26 Duration Returns 1 Month 3.8% 3 Month -2% 6 Month 23.7% 1 Year 61.5% 3 Year 35.5% 5 Year 24.5% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.2% 2023 19% 2022 14.3% 2021 12.3% 2020 -5.5% 2019 26.6% 2018 22.5% 2017 6% 2016 1.7% 2015 11.6% Fund Manager information for Nippon India Gold Savings Fund
Name Since Tenure Himanshu Mange 23 Dec 23 2.36 Yr. Data below for Nippon India Gold Savings Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 1.62% Other 98.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nippon India ETF Gold BeES
- | -100% ₹7,181 Cr 581,787,572
↑ 12,095,589 Net Current Assets
Net Current Assets | -0% -₹15 Cr Triparty Repo
CBLO/Reverse Repo | -0% ₹12 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹0 Cr Cash
Net Current Assets | -0% ₹0 Cr 00 8. LIC MF Infrastructure Fund
LIC MF Infrastructure Fund
Growth Launch Date 29 Feb 08 NAV (27 May 26) ₹54.3075 ↑ 0.60 (1.12 %) Net Assets (Cr) ₹1,047 on 30 Apr 26 Category Equity - Sectoral AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk High Expense Ratio 2.21 Sharpe Ratio 0.59 Information Ratio 0.5 Alpha Ratio 10.33 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹13,207 30 Apr 23 ₹14,269 30 Apr 24 ₹24,631 30 Apr 25 ₹25,613 30 Apr 26 ₹30,460 Returns for LIC MF Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26 Duration Returns 1 Month 4.1% 3 Month 7.5% 6 Month 9.2% 1 Year 12% 3 Year 29.2% 5 Year 24.4% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.7% 2023 47.8% 2022 44.4% 2021 7.9% 2020 46.6% 2019 -0.1% 2018 13.3% 2017 -14.6% 2016 42.2% 2015 -2.2% Fund Manager information for LIC MF Infrastructure Fund
Name Since Tenure Sumit Bhatnagar 7 Apr 26 0.07 Yr. Mahesh Bendre 1 Jul 24 1.83 Yr. Data below for LIC MF Infrastructure Fund as on 30 Apr 26
Equity Sector Allocation
Sector Value Industrials 32.59% Consumer Cyclical 24.07% Utility 9.79% Basic Materials 9.21% Communication Services 7.33% Financial Services 4.31% Health Care 3.19% Real Estate 2.12% Technology 0.79% Asset Allocation
Asset Class Value Cash 6.6% Equity 93.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 09 | BHARTIARTL5% ₹53 Cr 281,826
↑ 118,739 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT5% ₹47 Cr 117,852
↑ 2,505 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 25 | MARUTI4% ₹45 Cr 33,850
↑ 22,497 Tata Motors Passenger Vehicles Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | TMPV4% ₹45 Cr 1,315,651
↑ 461,129 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV4% ₹41 Cr 988,950
↑ 422,131 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Jun 25 | APOLLOHOSP3% ₹33 Cr 43,676
↑ 928 NTPC Ltd (Utilities)
Equity, Since 31 Mar 23 | 5325553% ₹33 Cr 821,696
↑ 17,465 Carraro India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 24 | CARRARO3% ₹32 Cr 572,991
↑ 155,777 Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 5006553% ₹29 Cr 73,009
↑ 1,551 Bharat Bijlee Ltd (Industrials)
Equity, Since 31 Jul 22 | BBL3% ₹29 Cr 92,628
↑ 1,968 9. ICICI Prudential Infrastructure Fund
ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (27 May 26) ₹201.2 ↑ 1.23 (0.62 %) Net Assets (Cr) ₹8,311 on 30 Apr 26 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹13,945 30 Apr 23 ₹17,098 30 Apr 24 ₹28,420 30 Apr 25 ₹29,330 30 Apr 26 ₹32,588 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26 Duration Returns 1 Month -0.6% 3 Month 2.3% 6 Month 1.3% 1 Year 4.4% 3 Year 23.4% 5 Year 24.4% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 27.4% 2022 44.6% 2021 28.8% 2020 50.1% 2019 3.6% 2018 2.6% 2017 -14% 2016 40.8% 2015 2% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 8.91 Yr. Sharmila D’mello 30 Jun 22 3.84 Yr. Data below for ICICI Prudential Infrastructure Fund as on 30 Apr 26
Equity Sector Allocation
Sector Value Industrials 47.14% Financial Services 10.2% Basic Materials 10.04% Utility 9.84% Real Estate 9.04% Energy 6.55% Consumer Cyclical 2.19% Communication Services 0.09% Asset Allocation
Asset Class Value Cash 4.96% Equity 95.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO9% ₹655 Cr 1,661,985
↑ 270,536 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT7% ₹528 Cr 1,505,704
↑ 100,000 Oberoi Realty Ltd (Real Estate)
Equity, Since 31 May 23 | OBEROIRLTY5% ₹374 Cr 2,636,802
↑ 603,969 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 5325555% ₹346 Cr 9,326,448 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5003873% ₹226 Cr 98,292
↑ 33,738 Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Nov 25 | 5329293% ₹219 Cr 3,363,877
↑ 462,828 Container Corporation of India Ltd (Industrials)
Equity, Since 31 Jan 16 | CONCOR3% ₹219 Cr 5,142,440
↑ 2,109,364 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL3% ₹212 Cr 2,005,608
↑ 73,641 AIA Engineering Ltd (Industrials)
Equity, Since 28 Feb 21 | AIAENG3% ₹209 Cr 574,561 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE3% ₹192 Cr 1,429,725
↓ -100,000 10. Nippon India Power and Infra Fund
Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (27 May 26) ₹387.37 ↑ 4.74 (1.24 %) Net Assets (Cr) ₹7,707 on 30 Apr 26 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 1.85 Sharpe Ratio 0.54 Information Ratio 0.64 Alpha Ratio 7.84 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹12,756 30 Apr 23 ₹15,368 30 Apr 24 ₹27,201 30 Apr 25 ₹27,073 30 Apr 26 ₹31,533 Returns for Nippon India Power and Infra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 May 26 Duration Returns 1 Month 1.5% 3 Month 9.6% 6 Month 10.4% 1 Year 12.7% 3 Year 26.9% 5 Year 24.4% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2024 -0.5% 2023 26.9% 2022 58% 2021 10.9% 2020 48.9% 2019 10.8% 2018 -2.9% 2017 -21.1% 2016 61.7% 2015 0.1% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Kinjal Desai 25 May 18 7.94 Yr. Rahul Modi 19 Aug 24 1.7 Yr. Amber Singhania 11 Mar 26 0.14 Yr. Data below for Nippon India Power and Infra Fund as on 30 Apr 26
Equity Sector Allocation
Sector Value Industrials 35.15% Utility 22.71% Consumer Cyclical 10.87% Energy 10.01% Basic Materials 6.11% Technology 4.98% Financial Services 3.58% Health Care 2.11% Communication Services 2.08% Real Estate 1.65% Asset Allocation
Asset Class Value Cash 0.74% Equity 99.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE9% ₹667 Cr 4,660,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT7% ₹541 Cr 1,346,958
↑ 182,621 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 5325557% ₹525 Cr 13,154,060
↓ -645,940 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN4% ₹288 Cr 26,191,079
↑ 1,700,000 Tata Power Co Ltd (Utilities)
Equity, Since 30 Apr 23 | 5004003% ₹265 Cr 5,950,789
↓ -1,650,000 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 24 | 5001033% ₹245 Cr 6,948,468
↑ 100,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 30 Sep 24 | 5000932% ₹176 Cr 2,170,014
↓ -550,000 Triveni Turbine Ltd (Industrials)
Equity, Since 30 Jun 25 | 5336552% ₹176 Cr 3,073,288
↑ 60,249 Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 24 | 5328102% ₹175 Cr 3,900,000
↑ 300,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 5325382% ₹174 Cr 150,000
মিউচুয়াল ফান্ড এসআইপি অনলাইনে কীভাবে বিনিয়োগ করবেন?
Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।
আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!
FAQs
1. আমি কি সময় বেছে নিতে পারি যখন পরিমাণ ডেবিট হবে?
ক: না, সময়কাল যখন আপনার থেকে টাকা ডেবিট করা হবেব্যাংক আপনি যে SIP-এ বিনিয়োগ করার সিদ্ধান্ত নিয়েছেন তার উপর নির্ভর করবে অ্যাকাউন্ট। আপনি বেছে নিতে পারেনএকটি এসআইপিতে বিনিয়োগ করুন এক বছরের সময়কাল থেকে 10+ বছর পর্যন্ত। SIP এর মেয়াদের উপর নির্ভর করে, আপনার অ্যাকাউন্ট থেকে পরিমাণ কেটে নেওয়া হবে।
2. SIP এর মেয়াদ এবং মেয়াদ কি একই জিনিস/টার্ম?
ক: হ্যাঁ, তারা একই। আপনি যখন অফার ডকুমেন্টটি পড়বেন, তখন সাবধানে এসআইপি টার্ম চেক করুন, কারণ এটি আপনাকে বলে দেবে যে সময়কাল/মেয়াদে আপনার অ্যাকাউন্ট থেকে টাকা কেটে নেওয়া হবে। মেয়াদ নির্বাচন করা সম্পূর্ণরূপে বিনিয়োগকারীদের পছন্দ।
3. SIP এর মেয়াদ কি পরিবর্তন করা যেতে পারে?
ক: আপনি যদি এমন একটি পরিকল্পনা বেছে নেন যা এসআইপিকে বাধ্যতামূলক করে, তাহলে আপনাকে সেই মেয়াদ শেষ করতে হবে। মেয়াদের পরে, আপনি পুরো টাকা তুলতে পারবেন। যাইহোক, আপনি যদি বিনিয়োগ পুনর্নবীকরণ করতে চান তবে আপনি মেয়াদ পরিবর্তন করতে পারেন এবং আরও বর্ধিত আদেশ সহ একটি ভিন্ন SIP নির্বাচন করতে পারেন।
4. আমি কি SIP-এর জন্য বিনিয়োগের পরিমাণ পরিবর্তন করতে পারি?
ক: আপনি নমনীয় SIP-এ বিনিয়োগ করতে বেছে নিতে পারেন। এই এসআইপিগুলি আপনাকে বিনিয়োগের সময়কালে আপনি যে পরিমাণ অর্থ বিনিয়োগ করতে পারেন তা পরিবর্তন করতে দেয়। আপনার মেয়াদের সময়, আপনি আপনার উপর নির্ভর করে SIP-এ যে পরিমাণ অর্থ বিনিয়োগ করতে চান তা পরিবর্তন করতে পারেননগদ প্রবাহ.
5. দীর্ঘমেয়াদী SIP কি?
ক: একটি দীর্ঘমেয়াদী এসআইপি এমন একটি হবে যাতে আপনি প্রায় 5 থেকে 10 বছরের জন্য বিনিয়োগ করেন। আদর্শভাবে, দীর্ঘমেয়াদী এসআইপি-তে ভালো রিটার্ন দেওয়ার সম্ভাবনা বেশি থাকে।
6. আমি কি মেয়াদের আগে একটি SIP প্রত্যাহার করতে পারি?
ক: এটি সবচেয়ে ভাল হবে যদি আপনি একটি SIP এর মেয়াদ শেষ করার আগে প্রত্যাহার না করেন। কখনও কখনও বিনিয়োগে এক্সিট লোড নাও থাকতে পারে, তবে এটি সম্পূর্ণভাবে নির্দিষ্ট SIP-এর উপর নির্ভর করে। আপনি যে বিনিয়োগ করছেন সে বিষয়ে আপনি যদি অনিশ্চিত হন, তাহলে আপনার এক বছরের জন্য মাত্র INR 500 বিনিয়োগ করে ছোট শুরু করা উচিত। আপনার ঝুঁকি গ্রহণের ক্ষুধা বাড়ার সাথে সাথে আপনি আপনার বিনিয়োগ বাড়াতে পারেন।
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Well explanation with indepth details.very inspirational information for investment in MF. Thanks.
Great! Informative SIP Thread. Very well covered and presented.