10, 20 বছরের বিনিয়োগ 2022-এর জন্য 10টি সেরা SIP প্ল্যান৷

Updated on May 7, 2026 , 233645 views

সেরা SIP পরিকল্পনা? কিভাবে তাদের নির্বাচন করতে? এগুলি এমন কিছু সাধারণ প্রশ্ন যা চিন্তা করার সময় বিনিয়োগকারীদের মনে আসেমিউচুয়াল ফান্ডে বিনিয়োগ একটি মাধ্যমেচুমুক বা পদ্ধতিগতবিনিয়োগ পরিকল্পনা.এসআইপি বিনিয়োগ সবচেয়ে সুশৃঙ্খল একবিনিয়োগ বিনিয়োগ করার সময় বিকল্পযৌথ পুঁজি.

তদুপরি, একটি SIP মিউচুয়াল ফান্ডে বিনিয়োগের সর্বনিম্ন পরিমাণ INR 500-এর মতো কম। এটি বিনিয়োগ করেশীর্ষ SIP অনেক সুবিধাজনক পরিকল্পনা.

কেন আপনার এসআইপি বা সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যানে বিনিয়োগ করা উচিত?

কিছুবিনিয়োগের সুবিধা একটি এসআইপিতে রয়েছে:

যৌগিক শক্তি

সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যানও এর সুবিধা দেয়যৌগিক শক্তি. সহজ সুদ হল যখন আপনি শুধুমাত্র মূলের উপর সুদ পান। চক্রবৃদ্ধি সুদের ক্ষেত্রে, সুদের পরিমাণ মূলে যোগ করা হয়, এবং সুদের নতুন মূল (পুরাতন মূল এবং লাভ) এর উপর গণনা করা হয়। এই প্রক্রিয়া প্রতিবার চলতে থাকে। যেহেতু এসআইপি-তে মিউচুয়াল ফান্ডগুলি কিস্তিতে থাকে, সেগুলি চক্রবৃদ্ধি করা হয়, যা প্রাথমিকভাবে বিনিয়োগকৃত রাশিতে আরও যোগ করে।

রুপি খরচ গড়

একটি পদ্ধতিগত বিনিয়োগ পরিকল্পনার সবচেয়ে বড় সুবিধা হল রুপি কস্ট অ্যাভারেজিং যা একজন ব্যক্তিকে সম্পদ ক্রয়ের খরচ গড়তে সাহায্য করে। একটি মিউচুয়াল ফান্ডে একমুঠো বিনিয়োগ করার সময় একটি নির্দিষ্ট সংখ্যক ইউনিট ক্রয় করেবিনিয়োগকারী একযোগে, একটি SIP-এর ক্ষেত্রে ইউনিট ক্রয় দীর্ঘ সময়ের জন্য করা হয় এবং এগুলি মাসিক ব্যবধানে (সাধারণত) সমানভাবে ছড়িয়ে দেওয়া হয়। সময়ের সাথে সাথে বিনিয়োগ ছড়িয়ে পড়ার কারণে, বিনিয়োগটি স্টকে তৈরি হয়বাজার বিভিন্ন মূল্য পয়েন্টে বিনিয়োগকারীকে গড় খরচের সুবিধা দেয়, তাই রুপি খরচ গড় শব্দটি।

সামর্থ্য

জনসাধারণের জন্য সঞ্চয় শুরু করার জন্য SIP একটি অত্যন্ত সাশ্রয়ী বিকল্প কারণ প্রতিটি কিস্তির জন্য প্রয়োজনীয় ন্যূনতম পরিমাণ (তাও মাসিক!) INR 500-এর মতো হতে পারে। কিছু মিউচুয়াল ফান্ড কোম্পানি এমনকি একটি নামক কিছু অফার করে।মাইক্রোএসআইপি যেখানে টিকিটের আকার INR 100 এর মতো কম।

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ঝুঁকি হ্রাস

প্রদত্ত যে একটি সুশৃঙ্খল বিনিয়োগ পরিকল্পনা দীর্ঘ সময়ের মধ্যে বিস্তৃত থাকে, কেউ শেয়ার বাজারের সমস্ত সময়কাল, উত্থান এবং আরও গুরুত্বপূর্ণভাবে মন্দাকে ধরে রাখে। মন্দার সময়ে, যখন ভয় বেশির ভাগ বিনিয়োগকারীদের ধরে ফেলে, তখন SIP কিস্তি বিনিয়োগকারীদের কেনা নিশ্চিত করেকম.

22 - 23 অর্থবছরে 10, 20 বছরের বিনিয়োগের জন্য সেরা SIP পরিকল্পনা৷

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹203.11 ↓ -0.97	₹7,554	100	4	2.4	13.2	24	26.1	6.7
SBI PSU Fund Growth	₹35.8059 ↓ -0.59	₹5,891	500	1.2	6.6	19.4	30.2	25.7	11.3
Nippon India Power and Infra Fund Growth	₹387.566 ↓ -0.63	₹6,534	100	12.7	10.9	21.3	27.1	25.7	-0.5
DSP India T.I.G.E.R Fund Growth	₹353.115 ↓ -0.11	₹4,979	500	11.8	12.1	23.8	27.2	25.6	-2.5
DSP World Gold Fund Growth	₹60.9806 ↑ 0.72	₹1,769	500	3.7	43.7	111.1	46.6	25.5	167.1
LIC MF Infrastructure Fund Growth	₹53.3704 ↓ -0.04	₹905	1,000	7.7	6.7	23.9	29.4	25.2	-3.7
Canara Robeco Infrastructure Growth	₹172.54 ↓ -1.18	₹864	1,000	7.2	6.8	18.3	25.6	24.7	0.1
IDBI Gold Fund Growth	₹38.889 ↑ 0.09	₹740	500	-0.5	24	52.5	33.2	24.6	79
SBI Gold Fund Growth	₹43.8188 ↓ -0.03	₹14,998	500	-0.8	24.4	53.4	33.4	24.5	71.5
Invesco India PSU Equity Fund Growth	₹68.11 ↓ -0.86	₹1,335	500	2.2	3.2	17.1	28.3	24.5	10.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 May 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	SBI PSU Fund	Nippon India Power and Infra Fund	DSP India T.I.G.E.R Fund	DSP World Gold Fund	LIC MF Infrastructure Fund	Canara Robeco Infrastructure	IDBI Gold Fund	SBI Gold Fund	Invesco India PSU Equity Fund
Point 1	Top quartile AUM (₹7,554 Cr).	Upper mid AUM (₹5,891 Cr).	Upper mid AUM (₹6,534 Cr).	Upper mid AUM (₹4,979 Cr).	Lower mid AUM (₹1,769 Cr).	Bottom quartile AUM (₹905 Cr).	Bottom quartile AUM (₹864 Cr).	Bottom quartile AUM (₹740 Cr).	Highest AUM (₹14,998 Cr).	Lower mid AUM (₹1,335 Cr).
Point 2	Established history (20+ yrs).	Established history (15+ yrs).	Oldest track record among peers (22 yrs).	Established history (21+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (13+ yrs).	Established history (14+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Top rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Not Rated.	Not Rated.	Not Rated.	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 26.07% (top quartile).	5Y return: 25.68% (top quartile).	5Y return: 25.67% (upper mid).	5Y return: 25.57% (upper mid).	5Y return: 25.47% (upper mid).	5Y return: 25.16% (lower mid).	5Y return: 24.68% (lower mid).	5Y return: 24.63% (bottom quartile).	5Y return: 24.49% (bottom quartile).	5Y return: 24.46% (bottom quartile).
Point 6	3Y return: 24.01% (bottom quartile).	3Y return: 30.18% (upper mid).	3Y return: 27.07% (bottom quartile).	3Y return: 27.24% (lower mid).	3Y return: 46.58% (top quartile).	3Y return: 29.43% (upper mid).	3Y return: 25.59% (bottom quartile).	3Y return: 33.19% (upper mid).	3Y return: 33.43% (top quartile).	3Y return: 28.30% (lower mid).
Point 7	1Y return: 13.19% (bottom quartile).	1Y return: 19.43% (lower mid).	1Y return: 21.29% (lower mid).	1Y return: 23.78% (upper mid).	1Y return: 111.09% (top quartile).	1Y return: 23.93% (upper mid).	1Y return: 18.32% (bottom quartile).	1Y return: 52.53% (upper mid).	1Y return: 53.40% (top quartile).	1Y return: 17.09% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: -1.15 (bottom quartile).	Alpha: -0.88 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 1.04 (top quartile).	Alpha: 2.02 (top quartile).	Alpha: 0.00 (upper mid).	1M return: 0.16% (bottom quartile).	1M return: -0.05% (bottom quartile).	Alpha: -6.00 (bottom quartile).
Point 9	Sharpe: -0.38 (bottom quartile).	Sharpe: 0.27 (upper mid).	Sharpe: -0.19 (bottom quartile).	Sharpe: -0.01 (bottom quartile).	Sharpe: 2.16 (top quartile).	Sharpe: -0.01 (lower mid).	Sharpe: 0.01 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Sharpe: 0.01 (upper mid).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: -0.31 (bottom quartile).	Information ratio: 0.38 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.83 (bottom quartile).	Information ratio: 0.34 (top quartile).	Information ratio: 0.00 (upper mid).	Sharpe: 1.75 (upper mid).	Sharpe: 1.95 (top quartile).	Information ratio: -0.79 (bottom quartile).

ICICI Prudential Infrastructure Fund

Top quartile AUM (₹7,554 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.07% (top quartile).
3Y return: 24.01% (bottom quartile).
1Y return: 13.19% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.38 (bottom quartile).
Information ratio: 0.00 (upper mid).

SBI PSU Fund

Upper mid AUM (₹5,891 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 25.68% (top quartile).
3Y return: 30.18% (upper mid).
1Y return: 19.43% (lower mid).
Alpha: -1.15 (bottom quartile).
Sharpe: 0.27 (upper mid).
Information ratio: -0.31 (bottom quartile).

Nippon India Power and Infra Fund

Upper mid AUM (₹6,534 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: High.
5Y return: 25.67% (upper mid).
3Y return: 27.07% (bottom quartile).
1Y return: 21.29% (lower mid).
Alpha: -0.88 (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.38 (top quartile).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹4,979 Cr).
Established history (21+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 25.57% (upper mid).
3Y return: 27.24% (lower mid).
1Y return: 23.78% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.01 (bottom quartile).
Information ratio: 0.00 (upper mid).

DSP World Gold Fund

Lower mid AUM (₹1,769 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 25.47% (upper mid).
3Y return: 46.58% (top quartile).
1Y return: 111.09% (top quartile).
Alpha: 1.04 (top quartile).
Sharpe: 2.16 (top quartile).
Information ratio: -0.83 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹905 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 25.16% (lower mid).
3Y return: 29.43% (upper mid).
1Y return: 23.93% (upper mid).
Alpha: 2.02 (top quartile).
Sharpe: -0.01 (lower mid).
Information ratio: 0.34 (top quartile).

Canara Robeco Infrastructure

Bottom quartile AUM (₹864 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 24.68% (lower mid).
3Y return: 25.59% (bottom quartile).
1Y return: 18.32% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.01 (lower mid).
Information ratio: 0.00 (upper mid).

IDBI Gold Fund

Bottom quartile AUM (₹740 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 24.63% (bottom quartile).
3Y return: 33.19% (upper mid).
1Y return: 52.53% (upper mid).
1M return: 0.16% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.75 (upper mid).

SBI Gold Fund

Highest AUM (₹14,998 Cr).
Established history (14+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.49% (bottom quartile).
3Y return: 33.43% (top quartile).
1Y return: 53.40% (top quartile).
1M return: -0.05% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.95 (top quartile).

Invesco India PSU Equity Fund

Lower mid AUM (₹1,335 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 24.46% (bottom quartile).
3Y return: 28.30% (lower mid).
1Y return: 17.09% (bottom quartile).
Alpha: -6.00 (bottom quartile).
Sharpe: 0.01 (upper mid).
Information ratio: -0.79 (bottom quartile).

* নীচের তহবিল সেরা বিবেচনা করা হয়সিএজিআর 5 বছরের বেশি সময় ধরে রিটার্ন এবং তহবিলের কমপক্ষে 5 বছরের বাজার ইতিহাস (ফান্ড বয়স) এবং ন্যূনতম থাকা500 কোটি ব্যবস্থাপনা অধীনে সম্পদ.

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Top quartile AUM (₹7,554 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.07% (top quartile).
3Y return: 24.01% (bottom quartile).
1Y return: 13.19% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.38 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding InterGlobe Aviation Ltd (~8.7%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (08 May 26)	₹203.11 ↓ -0.97 (-0.48 %)
Net Assets (Cr)	₹7,554 on 31 Mar 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹13,945
30 Apr 23	₹17,098
30 Apr 24	₹28,420
30 Apr 25	₹29,330
30 Apr 26	₹32,588

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 May 26

Duration	Returns
1 Month	6.7%
3 Month	4%
6 Month	2.4%
1 Year	13.2%
3 Year	24%
5 Year	26.1%
10 Year
15 Year
Since launch	15.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.83 Yr.
Sharmila D’mello	30 Jun 22	3.76 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Industrials	47.14%
Financial Services	10.2%
Basic Materials	10.04%
Utility	9.84%
Real Estate	9.04%
Energy	6.55%
Consumer Cyclical	2.19%
Communication Services	0.09%

Asset Allocation

Asset Class	Value
Cash	4.96%
Equity	95.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	9%	₹655 Cr	1,661,985 ↑ 270,536
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	7%	₹528 Cr	1,505,704 ↑ 100,000
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	5%	₹374 Cr	2,636,802 ↑ 603,969
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	5%	₹346 Cr	9,326,448
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹226 Cr	98,292 ↑ 33,738
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Nov 25 \| 532929	3%	₹219 Cr	3,363,877 ↑ 462,828
Container Corporation of India Ltd (Industrials) Equity, Since 31 Jan 16 \| CONCOR	3%	₹219 Cr	5,142,440 ↑ 2,109,364
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹212 Cr	2,005,608 ↑ 73,641
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹209 Cr	574,561
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹192 Cr	1,429,725 ↓ -100,000

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹5,891 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 25.68% (top quartile).
3Y return: 30.18% (upper mid).
1Y return: 19.43% (lower mid).
Alpha: -1.15 (bottom quartile).
Sharpe: 0.27 (upper mid).
Information ratio: -0.31 (bottom quartile).
Higher exposure to Utility vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.5%).
Top-3 holdings concentration ~36.2%.

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (08 May 26)	₹35.8059 ↓ -0.59 (-1.62 %)
Net Assets (Cr)	₹5,891 on 31 Mar 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.27
Information Ratio	-0.31
Alpha Ratio	-1.15
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹12,442
30 Apr 23	₹14,701
30 Apr 24	₹28,843
30 Apr 25	₹28,304
30 Apr 26	₹32,952

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 May 26

Duration	Returns
1 Month	3.2%
3 Month	1.2%
6 Month	6.6%
1 Year	19.4%
3 Year	30.2%
5 Year	25.7%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.83 Yr.

Data below for SBI PSU Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Utility	31.55%
Financial Services	30.98%
Energy	12.91%
Industrials	12.8%
Basic Materials	6.89%

Asset Allocation

Asset Class	Value
Cash	4.8%
Equity	95.12%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹972 Cr	9,927,500
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	10%	₹590 Cr	19,935,554
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	10%	₹572 Cr	15,443,244
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹536 Cr	13,385,000 ↓ -340,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹525 Cr	38,150,000 ↑ 3,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	7%	₹386 Cr	13,555,000 ↑ 7,600,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	6%	₹324 Cr	13,100,000 ↑ 2,100,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	5%	₹273 Cr	9,700,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹213 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	3%	₹205 Cr	2,427,235

3. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Upper mid AUM (₹6,534 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: High.
5Y return: 25.67% (upper mid).
3Y return: 27.07% (bottom quartile).
1Y return: 21.29% (lower mid).
Alpha: -0.88 (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.38 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~9.6%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (08 May 26)	₹387.566 ↓ -0.63 (-0.16 %)
Net Assets (Cr)	₹6,534 on 31 Mar 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.19
Information Ratio	0.38
Alpha Ratio	-0.88
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹12,756
30 Apr 23	₹15,368
30 Apr 24	₹27,201
30 Apr 25	₹27,073
30 Apr 26	₹31,533

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 May 26

Duration	Returns
1 Month	12%
3 Month	12.7%
6 Month	10.9%
1 Year	21.3%
3 Year	27.1%
5 Year	25.7%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.86 Yr.
Rahul Modi	19 Aug 24	1.62 Yr.
Amber Singhania	11 Mar 26	0.06 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Industrials	33.96%
Utility	23.84%
Energy	10.82%
Consumer Cyclical	10.6%
Basic Materials	6.71%
Technology	4.26%
Financial Services	2.97%
Communication Services	2.32%
Health Care	2.26%
Real Estate	1.63%

Asset Allocation

Asset Class	Value
Cash	0.62%
Equity	99.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	10%	₹626 Cr	4,660,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹511 Cr	13,800,000 ↓ -1,700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹408 Cr	1,164,337 ↑ 175,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹288 Cr	7,600,789 ↓ -300,000
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	3%	₹226 Cr	24,491,079 ↑ 1,920,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	3%	₹178 Cr	2,720,014
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹168 Cr	6,848,468 ↓ -51,532
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	2%	₹161 Cr	150,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹152 Cr	850,000 ↑ 70,000
NLC India Ltd (Utilities) Equity, Since 31 Aug 24 \| 513683	2%	₹149 Cr	5,531,878

4. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹4,979 Cr).
Established history (21+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 25.57% (upper mid).
3Y return: 27.24% (lower mid).
1Y return: 23.78% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.01 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding NTPC Ltd (~5.3%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (08 May 26)	₹353.115 ↓ -0.11 (-0.03 %)
Net Assets (Cr)	₹4,979 on 31 Mar 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹13,155
30 Apr 23	₹15,074
30 Apr 24	₹26,536
30 Apr 25	₹25,993
30 Apr 26	₹31,048

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 May 26

Duration	Returns
1 Month	10.9%
3 Month	11.8%
6 Month	12.1%
1 Year	23.8%
3 Year	27.2%
5 Year	25.6%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.5%
2023	32.4%
2022	49%
2021	13.9%
2020	51.6%
2019	2.7%
2018	6.7%
2017	-17.2%
2016	47%
2015	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.79 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Industrials	27.68%
Basic Materials	13.33%
Financial Services	13%
Utility	11.64%
Consumer Cyclical	8.63%
Energy	7.37%
Health Care	6.56%
Communication Services	3.04%
Real Estate	1.51%
Technology	1.43%
Consumer Defensive	0.96%

Asset Allocation

Asset Class	Value
Cash	4.85%
Equity	95.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	5%	₹262 Cr	7,063,207
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹224 Cr	301,630
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	4%	₹206 Cr	588,665 ↓ -89,980
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹163 Cr	680,825
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹151 Cr	849,969 ↑ 37,224
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹144 Cr	219,234
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| 532898	3%	₹139 Cr	4,694,365 ↓ -873,209
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	2%	₹122 Cr	2,705,180
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Mar 24 \| 500312	2%	₹119 Cr	4,196,344
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	2%	₹111 Cr	834,973 ↓ -195,952

5. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,769 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 25.47% (upper mid).
3Y return: 46.58% (top quartile).
1Y return: 111.09% (top quartile).
Alpha: 1.04 (top quartile).
Sharpe: 2.16 (top quartile).
Information ratio: -0.83 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~69.9%).
Top-3 holdings concentration ~101.6%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (07 May 26)	₹60.9806 ↑ 0.72 (1.20 %)
Net Assets (Cr)	₹1,769 on 31 Mar 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	2.16
Information Ratio	-0.83
Alpha Ratio	1.04
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹9,761
30 Apr 23	₹9,973
30 Apr 24	₹10,050
30 Apr 25	₹15,157
30 Apr 26	₹31,297

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 May 26

Duration	Returns
1 Month	2.7%
3 Month	3.7%
6 Month	43.7%
1 Year	111.1%
3 Year	46.6%
5 Year	25.5%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	13.09 Yr.

Data below for DSP World Gold Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Basic Materials	94.27%

Asset Allocation

Asset Class	Value
Cash	3.92%
Equity	94.27%
Debt	0.01%
Other	1.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	70%	₹1,531 Cr	1,103,589 ↓ -74,069
VanEck Gold Miners ETF - \| GDX	28%	₹604 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹90 Cr
Net Receivables/Payables Net Current Assets \| -	2%	-₹35 Cr

6. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹905 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 25.16% (lower mid).
3Y return: 29.43% (upper mid).
1Y return: 23.93% (upper mid).
Alpha: 2.02 (top quartile).
Sharpe: -0.01 (lower mid).
Information ratio: 0.34 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
Largest holding Larsen & Toubro Ltd (~4.5%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (08 May 26)	₹53.3704 ↓ -0.04 (-0.08 %)
Net Assets (Cr)	₹905 on 31 Mar 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.01
Information Ratio	0.34
Alpha Ratio	2.02
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹13,207
30 Apr 23	₹14,269
30 Apr 24	₹24,631
30 Apr 25	₹25,613
30 Apr 26	₹30,460

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 May 26

Duration	Returns
1 Month	9.9%
3 Month	7.7%
6 Month	6.7%
1 Year	23.9%
3 Year	29.4%
5 Year	25.2%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Sumit Bhatnagar	7 Apr 26	0 Yr.
Mahesh Bendre	1 Jul 24	1.75 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Industrials	41.35%
Consumer Cyclical	16.7%
Utility	9.81%
Basic Materials	8.85%
Communication Services	5.56%
Health Care	3.51%
Technology	2.14%
Real Estate	2.08%
Financial Services	1.6%

Asset Allocation

Asset Class	Value
Cash	8.4%
Equity	91.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹40 Cr	115,347 ↑ 6,944
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	4%	₹32 Cr	42,748 ↓ -926
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| SCHNEIDER	3%	₹30 Cr	357,347 ↓ -7,743
NTPC Ltd (Utilities) Equity, Since 31 Mar 23 \| 532555	3%	₹30 Cr	804,231 ↓ -69,677
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	3%	₹29 Cr	163,087 ↓ -13,757
Cummins India Ltd (Industrials) Equity, Since 31 May 21 \| 500480	3%	₹25 Cr	56,285 ↓ -604
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	3%	₹25 Cr	854,522 ↓ -18,517
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹24 Cr	71,458 ↓ -1,547
Siemens Energy India Ltd (Utilities) Equity, Since 31 Aug 25 \| ENRIN	3%	₹24 Cr	93,672 ↓ -2,029
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	2%	₹22 Cr	566,819 ↓ -229,339

7. Canara Robeco Infrastructure

T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Infrastructure

Bottom quartile AUM (₹864 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 24.68% (lower mid).
3Y return: 25.59% (bottom quartile).
1Y return: 18.32% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.01 (lower mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Larsen & Toubro Ltd (~8.8%).

Below is the key information for Canara Robeco Infrastructure

Canara Robeco Infrastructure Growth
Launch Date	2 Dec 05
NAV (08 May 26)	₹172.54 ↓ -1.18 (-0.68 %)
Net Assets (Cr)	₹864 on 31 Mar 26
Category	Equity - Sectoral
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.32
Sharpe Ratio	0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹13,181
30 Apr 23	₹14,959
30 Apr 24	₹24,460
30 Apr 25	₹26,002
30 Apr 26	₹30,191

Canara Robeco Infrastructure SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Canara Robeco Infrastructure

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 May 26

Duration	Returns
1 Month	6.9%
3 Month	7.2%
6 Month	6.8%
1 Year	18.3%
3 Year	25.6%
5 Year	24.7%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.1%
2023	35.3%
2022	41.2%
2021	9%
2020	56.1%
2019	9%
2018	2.3%
2017	-19.1%
2016	40.2%
2015	2.1%

Fund Manager information for Canara Robeco Infrastructure

Name	Since	Tenure
Vishal Mishra	26 Jun 21	4.77 Yr.
Shridatta Bhandwaldar	29 Sep 18	7.51 Yr.

Data below for Canara Robeco Infrastructure as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Industrials	44.87%
Utility	13.78%
Basic Materials	10.2%
Energy	9.07%
Financial Services	6.57%
Technology	3.53%
Consumer Cyclical	3.06%
Communication Services	3.02%
Real Estate	0.98%

Asset Allocation

Asset Class	Value
Cash	4.93%
Equity	95.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 11 \| LT	9%	₹76 Cr	217,901 ↑ 2,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 18 \| 532555	5%	₹41 Cr	1,106,480
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	5%	₹40 Cr	294,250 ↑ 2,500
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 19 \| BEL	4%	₹35 Cr	869,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| 500400	4%	₹33 Cr	870,000 ↑ 30,000
State Bank of India (Financial Services) Equity, Since 31 Jul 24 \| SBIN	4%	₹32 Cr	324,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Oct 23 \| 500093	4%	₹31 Cr	475,650 ↑ 10,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Oct 09 \| 532898	3%	₹30 Cr	1,007,546
Cummins India Ltd (Industrials) Equity, Since 31 Jul 24 \| 500480	3%	₹26 Cr	58,500
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 24 \| BHARTIARTL	3%	₹26 Cr	146,600 ↑ 10,000

8. IDBI Gold Fund

The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF).

Research Highlights for IDBI Gold Fund

Bottom quartile AUM (₹740 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 24.63% (bottom quartile).
3Y return: 33.19% (upper mid).
1Y return: 52.53% (upper mid).
1M return: 0.16% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.75 (upper mid).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding LIC MF Gold ETF (~99.9%).
Top-3 holdings concentration ~100.7%.

Below is the key information for IDBI Gold Fund

IDBI Gold Fund Growth
Launch Date	14 Aug 12
NAV (08 May 26)	₹38.889 ↑ 0.09 (0.22 %)
Net Assets (Cr)	₹740 on 31 Mar 26
Category	Gold - Gold
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.64
Sharpe Ratio	1.75
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹10,900
30 Apr 23	₹12,497
30 Apr 24	₹14,769
30 Apr 25	₹19,279
30 Apr 26	₹29,558

IDBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for IDBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 May 26

Duration	Returns
1 Month	0.2%
3 Month	-0.5%
6 Month	24%
1 Year	52.5%
3 Year	33.2%
5 Year	24.6%
10 Year
15 Year
Since launch	10.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	79%
2023	18.7%
2022	14.8%
2021	12%
2020	-4%
2019	24.2%
2018	21.6%
2017	5.8%
2016	1.4%
2015	8.3%

Fund Manager information for IDBI Gold Fund

Name	Since	Tenure
Sumit Bhatnagar	1 Jun 24	1.83 Yr.

Data below for IDBI Gold Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	1.71%
Other	98.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC MF Gold ETF - \| -	100%	₹739 Cr	56,654,200 ↑ 56,100,858
Treps CBLO/Reverse Repo \| -	0%	₹3 Cr
Net Receivables / (Payables) Net Current Assets \| -	0%	-₹3 Cr

9. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Highest AUM (₹14,998 Cr).
Established history (14+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 24.49% (bottom quartile).
3Y return: 33.43% (top quartile).
1Y return: 53.40% (top quartile).
1M return: -0.05% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.95 (top quartile).
Information ratio: 0.00 (lower mid).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~100.0%).
Top-3 holdings concentration ~101.1%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (08 May 26)	₹43.8188 ↓ -0.03 (-0.08 %)
Net Assets (Cr)	₹14,998 on 31 Mar 26
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	1.95
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹11,011
30 Apr 23	₹12,587
30 Apr 24	₹14,947
30 Apr 25	₹19,347
30 Apr 26	₹30,197

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 May 26

Duration	Returns
1 Month	0%
3 Month	-0.8%
6 Month	24.4%
1 Year	53.4%
3 Year	33.4%
5 Year	24.5%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.5%
2023	19.6%
2022	14.1%
2021	12.6%
2020	-5.7%
2019	27.4%
2018	22.8%
2017	6.4%
2016	3.5%
2015	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Viral Chhadva	1 Mar 26	0.08 Yr.

Data below for SBI Gold Fund as on 31 Mar 26

Asset Allocation

Asset Class	Value
Cash	1.5%
Other	98.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹15,004 Cr	1,199,486,194 ↑ 43,299,851
Net Receivable / Payable CBLO \| -	1%	-₹82 Cr
Treps CBLO/Reverse Repo \| -	1%	₹75 Cr

10. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Lower mid AUM (₹1,335 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 24.46% (bottom quartile).
3Y return: 28.30% (lower mid).
1Y return: 17.09% (bottom quartile).
Alpha: -6.00 (bottom quartile).
Sharpe: 0.01 (upper mid).
Information ratio: -0.79 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding State Bank of India (~8.6%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (08 May 26)	₹68.11 ↓ -0.86 (-1.25 %)
Net Assets (Cr)	₹1,335 on 31 Mar 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	0.01
Information Ratio	-0.79
Alpha Ratio	-6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 21	₹10,000
30 Apr 22	₹12,101
30 Apr 23	₹14,364
30 Apr 24	₹26,853
30 Apr 25	₹26,997
30 Apr 26	₹30,338

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 May 26

Duration	Returns
1 Month	4.8%
3 Month	2.2%
6 Month	3.2%
1 Year	17.1%
3 Year	28.3%
5 Year	24.5%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.75 Yr.
Sagar Gandhi	1 Jul 25	0.75 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Mar 26

Equity Sector Allocation

Sector	Value
Financial Services	30.35%
Industrials	28.06%
Utility	19.53%
Energy	13.58%
Basic Materials	3.6%
Consumer Cyclical	1.41%

Asset Allocation

Asset Class	Value
Cash	3.47%
Equity	96.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹115 Cr	1,171,232
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	7%	₹98 Cr	1,157,444
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	7%	₹91 Cr	261,137
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	6%	₹86 Cr	3,076,024 ↑ 359,015
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	6%	₹83 Cr	2,078,629 ↓ -237,890
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	5%	₹67 Cr	1,801,543
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| 532134	5%	₹65 Cr	2,611,219 ↑ 133,663
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹63 Cr	6,852,914 ↓ -2,276,906
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| 532955	4%	₹52 Cr	1,703,577
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500312	4%	₹52 Cr	1,821,612

মিউচুয়াল ফান্ড এসআইপি অনলাইনে কীভাবে বিনিয়োগ করবেন?

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নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!

এবার শুরু করা যাক

FAQs

1. আমি কি সময় বেছে নিতে পারি যখন পরিমাণ ডেবিট হবে?

ক: না, সময়কাল যখন আপনার থেকে টাকা ডেবিট করা হবেব্যাংক আপনি যে SIP-এ বিনিয়োগ করার সিদ্ধান্ত নিয়েছেন তার উপর নির্ভর করবে অ্যাকাউন্ট। আপনি বেছে নিতে পারেনএকটি এসআইপিতে বিনিয়োগ করুন এক বছরের সময়কাল থেকে 10+ বছর পর্যন্ত। SIP এর মেয়াদের উপর নির্ভর করে, আপনার অ্যাকাউন্ট থেকে পরিমাণ কেটে নেওয়া হবে।

2. SIP এর মেয়াদ এবং মেয়াদ কি একই জিনিস/টার্ম?

ক: হ্যাঁ, তারা একই। আপনি যখন অফার ডকুমেন্টটি পড়বেন, তখন সাবধানে এসআইপি টার্ম চেক করুন, কারণ এটি আপনাকে বলে দেবে যে সময়কাল/মেয়াদে আপনার অ্যাকাউন্ট থেকে টাকা কেটে নেওয়া হবে। মেয়াদ নির্বাচন করা সম্পূর্ণরূপে বিনিয়োগকারীদের পছন্দ।

3. SIP এর মেয়াদ কি পরিবর্তন করা যেতে পারে?

ক: আপনি যদি এমন একটি পরিকল্পনা বেছে নেন যা এসআইপিকে বাধ্যতামূলক করে, তাহলে আপনাকে সেই মেয়াদ শেষ করতে হবে। মেয়াদের পরে, আপনি পুরো টাকা তুলতে পারবেন। যাইহোক, আপনি যদি বিনিয়োগ পুনর্নবীকরণ করতে চান তবে আপনি মেয়াদ পরিবর্তন করতে পারেন এবং আরও বর্ধিত আদেশ সহ একটি ভিন্ন SIP নির্বাচন করতে পারেন।

4. আমি কি SIP-এর জন্য বিনিয়োগের পরিমাণ পরিবর্তন করতে পারি?

ক: আপনি নমনীয় SIP-এ বিনিয়োগ করতে বেছে নিতে পারেন। এই এসআইপিগুলি আপনাকে বিনিয়োগের সময়কালে আপনি যে পরিমাণ অর্থ বিনিয়োগ করতে পারেন তা পরিবর্তন করতে দেয়। আপনার মেয়াদের সময়, আপনি আপনার উপর নির্ভর করে SIP-এ যে পরিমাণ অর্থ বিনিয়োগ করতে চান তা পরিবর্তন করতে পারেননগদ প্রবাহ.

5. দীর্ঘমেয়াদী SIP কি?

ক: একটি দীর্ঘমেয়াদী এসআইপি এমন একটি হবে যাতে আপনি প্রায় 5 থেকে 10 বছরের জন্য বিনিয়োগ করেন। আদর্শভাবে, দীর্ঘমেয়াদী এসআইপি-তে ভালো রিটার্ন দেওয়ার সম্ভাবনা বেশি থাকে।

6. আমি কি মেয়াদের আগে একটি SIP প্রত্যাহার করতে পারি?

ক: এটি সবচেয়ে ভাল হবে যদি আপনি একটি SIP এর মেয়াদ শেষ করার আগে প্রত্যাহার না করেন। কখনও কখনও বিনিয়োগে এক্সিট লোড নাও থাকতে পারে, তবে এটি সম্পূর্ণভাবে নির্দিষ্ট SIP-এর উপর নির্ভর করে। আপনি যে বিনিয়োগ করছেন সে বিষয়ে আপনি যদি অনিশ্চিত হন, তাহলে আপনার এক বছরের জন্য মাত্র INR 500 বিনিয়োগ করে ছোট শুরু করা উচিত। আপনার ঝুঁকি গ্রহণের ক্ষুধা বাড়ার সাথে সাথে আপনি আপনার বিনিয়োগ বাড়াতে পারেন।

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।