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ফিনক্যাশ »যৌথ পুঁজি »এক বছরের জন্য সেরা SIP পরিকল্পনা

1 বছরের বিনিয়োগ 2022-এর জন্য 9টি সেরা SIP প্ল্যান

Updated on June 18, 2024 , 119569 views

সেরা SIP পরিকল্পনা? কিভাবে তাদের নির্বাচন করতে? এগুলি এমন কিছু সাধারণ প্রশ্ন যা চিন্তা করার সময় বিনিয়োগকারীদের মনে আসেমিউচুয়াল ফান্ডে বিনিয়োগ একটি মাধ্যমেচুমুক বা পদ্ধতিগতবিনিয়োগ পরিকল্পনা.

এসআইপি বিনিয়োগ সবচেয়ে সুশৃঙ্খল একবিনিয়োগ বিনিয়োগ করার সময় বিকল্পযৌথ পুঁজি. অধিকন্তু, একটি SIP মিউচুয়াল ফান্ডে বিনিয়োগের ন্যূনতম পরিমাণ INR 500-এর মতো কম। এতে বিনিয়োগ করা হয়শীর্ষ SIP অনেক সুবিধাজনক পরিকল্পনা.

SIP

কেন একটি এসআইপি বিনিয়োগ?

মিউচুয়াল ফান্ডে SIP বিনিয়োগ হল সঞ্চয়ের অভ্যাস গড়ে তোলার সবচেয়ে সুবিধাজনক উপায়। খুব প্রায়ই উপার্জনকারী তরুণ প্রজন্মের মানুষ অনেক সঞ্চয় না. একটি সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যানের জন্য একজনকে প্রচুর পরিমাণে বিনিয়োগের প্রয়োজন হয় না কারণ শুরুর পরিমাণ 500 টাকার মতো, এবং কিছু তহবিল এমনকি INR 100 মাসে SIP অফার করে। অল্প বয়স থেকেই, কেউ তাদের সঞ্চয়কে বিনিয়োগের একটি ফর্ম হিসাবে তৈরি করার অভ্যাস করতে পারে। SIP, এর ফলে প্রতি মাসে একটি নির্দিষ্ট পরিমাণ সংরক্ষণ করা হবে। পদ্ধতিগত বিনিয়োগ পরিকল্পনা তাই স্মার্ট বিনিয়োগের অন্যতম গুরুত্বপূর্ণ হাতিয়ার।

এসআইপি আপনাকে আপনার জন্য প্রস্তুত করতে সহায়তা করেআর্থিক লক্ষ্য ঝামেলামুক্ত পদ্ধতিতে। একটি এসআইপি থাকা অত্যন্ত সুবিধাজনক কারণ মিউচুয়াল ফান্ডগুলির কাগজপত্র শুধুমাত্র একবার করা প্রয়োজন যার পরে মাসিক পরিমাণগুলি থেকে ডেবিট করা হয়ব্যাংক হস্তক্ষেপ ছাড়াই সরাসরি অ্যাকাউন্ট। ফলস্বরূপ, SIP-এর জন্য অন্যান্য বিনিয়োগ এবং সঞ্চয় বিকল্পগুলির জন্য প্রয়োজনীয় প্রচেষ্টার প্রয়োজন হয় না।

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22 - 23 অর্থবছরে 1 বছরের বিনিয়োগের জন্য সেরা SIP পরিকল্পনা৷

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹506.958
↑ 0.10
₹13,580 1,000 1.93.97.45.97.27.88%5M 16D7M 13D
BOI AXA Liquid Fund Growth ₹2,799.36
↑ 0.54
₹1,655 1,000 1.93.87.45.877.17%1M 17D1M 17D
LIC MF Liquid Fund Growth ₹4,399.65
↑ 0.88
₹12,741 1,000 1.93.87.35.777.2%1M 13D1M 14D
Mirae Asset Cash Management Fund Growth ₹2,550.93
↑ 0.49
₹11,455 1,000 1.93.77.35.777.25%1M 13D1M 14D
ICICI Prudential Liquid Fund Growth ₹360.153
↑ 0.07
₹46,423 99 1.93.77.35.777.24%1M 14D1M 18D
Indiabulls Liquid Fund Growth ₹2,351.41
↑ 0.32
₹217 500 1.93.77.35.56.87.11%1M 10D1M 13D
Tata Liquid Fund Growth ₹3,831.07
↑ 0.74
₹21,012 500 1.83.77.25.777.16%1M 10D1M 10D
Nippon India Liquid Fund  Growth ₹5,938.06
↑ 1.12
₹33,604 100 1.93.77.25.777.25%1M 23D1M 28D
Principal Cash Management Fund Growth ₹2,146.9
↑ 0.41
₹5,651 2,000 1.93.77.25.777.15%1M 10D1M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jun 24

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (21 Jun 24) ₹506.958 ↑ 0.10   (0.02 %)
Net Assets (Cr) ₹13,580 on 31 May 24
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.52
Sharpe Ratio 1.47
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.88%
Effective Maturity 7 Months 13 Days
Modified Duration 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹10,780
31 May 21₹11,375
31 May 22₹11,802
31 May 23₹12,554
31 May 24₹13,487

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 0.7%
3 Month 1.9%
6 Month 3.9%
1 Year 7.4%
3 Year 5.9%
5 Year 6.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 149.87 Yr.
Kaustubh Gupta15 Jul 1112.8 Yr.
Monika Gandhi22 Mar 213.11 Yr.
Dhaval Joshi21 Nov 221.44 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 May 24

Asset Allocation
Asset ClassValue
Cash41.94%
Debt57.75%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate64.97%
Cash Equivalent21.01%
Government13.6%
Securitized0.12%
Credit Quality
RatingValue
AA27.22%
AAA72.78%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Limited
Debentures | -
5%₹598 Cr6,000
Nirma Limited
Debentures | -
4%₹501 Cr50,000
National Housing Bank 7.78%
Debentures | -
3%₹400 Cr40,000
Tata Realty And Infrastructure Limited
Debentures | -
3%₹360 Cr36,000
Bharti Telecom Limited
Debentures | -
3%₹325 Cr3,250
Bajaj Housing Finance Ltd. 8%
Debentures | -
2%₹300 Cr30,000
Nirma Limited 8.3%
Debentures | -
2%₹250 Cr25,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
2%₹249 Cr2,500
91 DTB 25072024
Sovereign Bonds | -
2%₹247 Cr25,000,000
HDFC Bank Limited
Debentures | -
2%₹244 Cr2,450

2. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 34 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund
Growth
Launch Date 16 Jul 08
NAV (21 Jun 24) ₹2,799.36 ↑ 0.54   (0.02 %)
Net Assets (Cr) ₹1,655 on 31 May 24
Category Debt - Liquid Fund
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Low
Expense Ratio 0.22
Sharpe Ratio 2.52
Information Ratio -2.32
Alpha Ratio -0.09
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.17%
Effective Maturity 1 Month 17 Days
Modified Duration 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹10,562
31 May 21₹10,897
31 May 22₹11,279
31 May 23₹11,988
31 May 24₹12,868

BOI AXA Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.8%
1 Year 7.4%
3 Year 5.8%
5 Year 5.2%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.4%
2018 7.4%
2017 6.7%
2016 7.6%
2015 8.3%
2014 9%
Fund Manager information for BOI AXA Liquid Fund
NameSinceTenure
Mithraem Bharucha17 Aug 212.7 Yr.

Data below for BOI AXA Liquid Fund as on 31 May 24

Asset Allocation
Asset ClassValue
Cash98.03%
Debt1.77%
Other0.2%
Debt Sector Allocation
SectorValue
Cash Equivalent54.56%
Corporate32.22%
Government13.02%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -
5%₹75 Cr7,500,000
ICICI Bank Limited
Certificate of Deposit | -
5%₹75 Cr7,500,000
India (Republic of)
- | -
4%₹59 Cr6,000,000
↑ 6,000,000
Union Bank Of India
Certificate of Deposit | -
4%₹50 Cr5,000,000
HDFC Bank Limited
Certificate of Deposit | -
4%₹50 Cr5,000,000
Bank Of Baroda
Certificate of Deposit | -
4%₹50 Cr5,000,000
Axis Bank Limited
Certificate of Deposit | -
4%₹50 Cr5,000,000
↓ -2,500,000
ICICI Home Finance Company Limited
Commercial Paper | -
4%₹50 Cr5,000,000
182 DTB 26102024
Sovereign Bonds | -
4%₹49 Cr5,000,000
↑ 5,000,000
Net Receivables / (Payables)
CBLO | -
4%-₹49 Cr

3. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 25 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.7% and 2021 was 3.3% .

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund
Growth
Launch Date 11 Mar 02
NAV (21 Jun 24) ₹4,399.65 ↑ 0.88   (0.02 %)
Net Assets (Cr) ₹12,741 on 15 Jun 24
Category Debt - Liquid Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 1.37
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.2%
Effective Maturity 1 Month 14 Days
Modified Duration 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹10,582
31 May 21₹10,926
31 May 22₹11,298
31 May 23₹11,993
31 May 24₹12,863

LIC MF Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.8%
1 Year 7.3%
3 Year 5.7%
5 Year 5.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.7%
2021 3.3%
2020 4.3%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
2015 8.4%
2014 9%
Fund Manager information for LIC MF Liquid Fund
NameSinceTenure
Rahul Singh5 Oct 158.58 Yr.

Data below for LIC MF Liquid Fund as on 15 Jun 24

Asset Allocation
Asset ClassValue
Cash97.76%
Debt2.03%
Other0.21%
Debt Sector Allocation
SectorValue
Cash Equivalent77.96%
Corporate15.19%
Government6.63%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.69% Govt Stock 2024
Sovereign Bonds | -
4%₹461 Cr45,000,000
Canara Bank
Domestic Bonds | -
4%₹448 Cr9,000
182 DTB 26102024
Sovereign Bonds | -
4%₹443 Cr45,000,000
↑ 45,000,000
91 DTB 23052024
Sovereign Bonds | -
3%₹400 Cr40,000,000
Small Industries Development Bank Of India
Commercial Paper | -
3%₹399 Cr8,000
↑ 8,000
HDFC Bank Limited
Certificate of Deposit | -
3%₹398 Cr8,000
↑ 1,000
Net Receivables / (Payables)
CBLO | -
3%-₹393 Cr
Birla Group Holdings Private Limited
Commercial Paper | -
3%₹392 Cr7,900
364 DTB 23052024
Sovereign Bonds | -
3%₹360 Cr36,000,000
Bank of India
Debentures | -
3%₹348 Cr7,000
↓ -3,000

4. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 48 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund
Growth
Launch Date 12 Jan 09
NAV (21 Jun 24) ₹2,550.93 ↑ 0.49   (0.02 %)
Net Assets (Cr) ₹11,455 on 15 May 24
Category Debt - Liquid Fund
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating
Risk Low
Expense Ratio 0.19
Sharpe Ratio 1.65
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.25%
Effective Maturity 1 Month 14 Days
Modified Duration 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹10,572
31 May 21₹10,920
31 May 22₹11,300
31 May 23₹12,003
31 May 24₹12,873

Mirae Asset Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.7%
1 Year 7.3%
3 Year 5.7%
5 Year 5.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.6%
2018 7.3%
2017 6.6%
2016 7.2%
2015 7.8%
2014 8.7%
Fund Manager information for Mirae Asset Cash Management Fund
NameSinceTenure
Abhishek Iyer28 Dec 203.34 Yr.

Data below for Mirae Asset Cash Management Fund as on 15 May 24

Asset Allocation
Asset ClassValue
Cash98.27%
Debt1.54%
Other0.18%
Debt Sector Allocation
SectorValue
Cash Equivalent58.11%
Corporate24.13%
Government17.57%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
8%₹916 Cr
India (Republic of)
- | -
5%₹580 Cr58,500,000
↑ 2,500,000
Net Receivables / (Payables)
CBLO | -
4%-₹494 Cr
Canara Bank
Certificate of Deposit | -
3%₹298 Cr30,000,000
Small Industries Development Bank Of India
Certificate of Deposit | -
2%₹274 Cr27,500,000
↑ 2,500,000
ICICI Bank Limited
Certificate of Deposit | -
2%₹274 Cr27,500,000
Bank Of Baroda
Certificate of Deposit | -
2%₹249 Cr25,000,000
Bank of Baroda
Debentures | -
2%₹248 Cr25,000,000
↑ 15,000,000
India (Republic of)
- | -
2%₹199 Cr20,000,000
Grasim Industries Ltd.
Commercial Paper | -
2%₹199 Cr20,000,000

5. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 20 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund
Growth
Launch Date 17 Nov 05
NAV (21 Jun 24) ₹360.153 ↑ 0.07   (0.02 %)
Net Assets (Cr) ₹46,423 on 31 May 24
Category Debt - Liquid Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.29
Sharpe Ratio 1.31
Information Ratio -3.5
Alpha Ratio -0.23
Min Investment 500
Min SIP Investment 99
Exit Load NIL
Yield to Maturity 7.24%
Effective Maturity 1 Month 18 Days
Modified Duration 1 Month 14 Days

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹10,585
31 May 21₹10,928
31 May 22₹11,300
31 May 23₹12,000
31 May 24₹12,869

ICICI Prudential Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.7%
1 Year 7.3%
3 Year 5.7%
5 Year 5.2%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.6%
2016 7.7%
2015 8.3%
2014 9.1%
Fund Manager information for ICICI Prudential Liquid Fund
NameSinceTenure
Rohan Maru19 Sep 1310.62 Yr.
Nikhil Kabra1 Dec 230.42 Yr.
Darshil Dedhia12 Jun 230.89 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 May 24

Asset Allocation
Asset ClassValue
Cash97.79%
Debt1.99%
Other0.21%
Debt Sector Allocation
SectorValue
Cash Equivalent63.74%
Corporate19.29%
Government16.75%
Credit Quality
RatingValue
AA0.16%
AAA99.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
5%₹2,514 Cr
India (Republic of)
- | -
5%₹2,490 Cr250,000,000
India (Republic of)
- | -
5%₹2,473 Cr250,000,000
India (Republic of)
- | -
4%₹2,045 Cr205,535,500
Canara Bank
Certificate of Deposit | -
3%₹1,646 Cr33,000
Small Industries Development Bank Of India
Commercial Paper | -
3%₹1,481 Cr30,000
Small Industries Development Bank of India
Commercial Paper | -
3%₹1,241 Cr25,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
2%₹998 Cr20,000
Bank Of Baroda
Certificate of Deposit | -
2%₹998 Cr20,000
Punjab National Bank
Certificate of Deposit | -
2%₹998 Cr20,000

6. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 2 in Liquid Fund category.  Return for 2023 was 6.8% , 2022 was 4.6% and 2021 was 3.1% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (21 Jun 24) ₹2,351.41 ↑ 0.32   (0.01 %)
Net Assets (Cr) ₹217 on 15 May 24
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 1.27
Information Ratio -4.94
Alpha Ratio -0.24
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.11%
Effective Maturity 1 Month 13 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹10,559
31 May 21₹10,889
31 May 22₹11,234
31 May 23₹11,895
31 May 24₹12,756

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.7%
1 Year 7.3%
3 Year 5.5%
5 Year 5%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 4.6%
2021 3.1%
2020 3.9%
2019 6.6%
2018 7.3%
2017 6.7%
2016 7.8%
2015 8.5%
2014 9.1%
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Kaustubh Sule11 May 230.97 Yr.

Data below for Indiabulls Liquid Fund as on 15 May 24

Asset Allocation
Asset ClassValue
Cash99.76%
Other0.24%
Debt Sector Allocation
SectorValue
Cash Equivalent48.83%
Corporate36.26%
Government14.67%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Limited
Certificate of Deposit | -
9%₹20 Cr2,000,000
↑ 500,000
Bank Of Baroda
Certificate of Deposit | -
8%₹18 Cr1,800,000
Small Industries Development Bank Of India
Certificate of Deposit | -
8%₹17 Cr1,700,000
Punjab National Bank
Domestic Bonds | -
7%₹15 Cr1,500,000
Export-Import Bank Of India
Certificate of Deposit | -
6%₹12 Cr1,200,000
Aditya Birla Housing Finance Limited
Commercial Paper | -
5%₹10 Cr1,000,000
India (Republic of)
- | -
5%₹10 Cr1,002,000
↑ 1,002,000
HDFC Bank Limited
Certificate of Deposit | -
5%₹10 Cr1,000,000
Canara Bank
Domestic Bonds | -
5%₹10 Cr1,000,000
Icici Securities Limited
Commercial Paper | -
5%₹10 Cr1,000,000

7. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 18 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund
Growth
Launch Date 1 Sep 04
NAV (21 Jun 24) ₹3,831.07 ↑ 0.74   (0.02 %)
Net Assets (Cr) ₹21,012 on 31 May 24
Category Debt - Liquid Fund
AMC Tata Asset Management Limited
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 1.42
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.16%
Effective Maturity 1 Month 10 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹10,589
31 May 21₹10,928
31 May 22₹11,302
31 May 23₹11,997
31 May 24₹12,864

Tata Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.7%
1 Year 7.2%
3 Year 5.7%
5 Year 5.2%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
Fund Manager information for Tata Liquid Fund
NameSinceTenure
Amit Somani16 Oct 1310.55 Yr.
Abhishek Sonthalia6 Feb 204.23 Yr.

Data below for Tata Liquid Fund as on 31 May 24

Asset Allocation
Asset ClassValue
Cash99.71%
Other0.29%
Debt Sector Allocation
SectorValue
Cash Equivalent71.07%
Corporate15.43%
Government13.21%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
6%₹1,251 Cr126,500,000
Bank Of Baroda
Certificate of Deposit | -
6%₹1,169 Cr23,500
91 DTB 25072024
Sovereign Bonds | -
5%₹987 Cr100,000,000
Reliance Retail Ventures Limited
Debentures | -
5%₹968 Cr19,500
National Bank for Agriculture and Rural Development
Commercial Paper | -
4%₹921 Cr18,500
PNB Housing Finance Ltd.
Commercial Paper | -
4%₹797 Cr16,000
Canara Bank
Domestic Bonds | -
4%₹771 Cr15,500
National Bank for Agriculture and Rural Development
Commercial Paper | -
4%₹739 Cr15,000
↑ 15,000
India (Republic of)
- | -
3%₹647 Cr65,000,000
↑ 10,000,000
Small Industries Development Bank Of India
Certificate of Deposit | -
3%₹574 Cr11,500

8. Nippon India Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund  is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 11 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Nippon India Liquid Fund 

Nippon India Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (21 Jun 24) ₹5,938.06 ↑ 1.12   (0.02 %)
Net Assets (Cr) ₹33,604 on 31 May 24
Category Debt - Liquid Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.34
Sharpe Ratio 1.2
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.25%
Effective Maturity 1 Month 28 Days
Modified Duration 1 Month 23 Days

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹10,591
31 May 21₹10,932
31 May 22₹11,304
31 May 23₹12,004
31 May 24₹12,872

Nippon India Liquid Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.7%
1 Year 7.2%
3 Year 5.7%
5 Year 5.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
2014 9.1%
Fund Manager information for Nippon India Liquid Fund 
NameSinceTenure
Anju Chhajer1 Oct 1310.59 Yr.
Siddharth Deb1 Mar 222.17 Yr.
Kinjal Desai25 May 185.94 Yr.

Data below for Nippon India Liquid Fund  as on 31 May 24

Asset Allocation
Asset ClassValue
Cash99.78%
Other0.22%
Debt Sector Allocation
SectorValue
Cash Equivalent68.16%
Corporate19.85%
Government11.77%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
191 DTB 19072024
Sovereign Bonds | -
5%₹1,531 Cr155,000,000
6.69% Govt Stock 2024
Sovereign Bonds | -
4%₹1,124 Cr112,500,000
India (Republic of)
- | -
3%₹1,030 Cr103,500,000
↓ -46,500,000
91 DTB 23052024
Sovereign Bonds | -
3%₹1,024 Cr102,500,000
Punjab National Bank
Certificate of Deposit | -
3%₹1,016 Cr20,500
↑ 20,500
India (Republic of)
- | -
3%₹944 Cr95,000,000
Net Current Assets
Net Current Assets | -
3%-₹896 Cr
Bank Of Baroda
Certificate of Deposit | -
3%₹822 Cr16,500
Indian Bank
Domestic Bonds | -
3%₹739 Cr15,000
↑ 15,000
Punjab National Bank
Domestic Bonds | -
3%₹738 Cr15,000
↑ 15,000

9. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (21 Jun 24) ₹2,146.9 ↑ 0.41   (0.02 %)
Net Assets (Cr) ₹5,651 on 31 May 24
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 1.25
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 7.15%
Effective Maturity 1 Month 10 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹10,524
31 May 21₹10,851
31 May 22₹11,219
31 May 23₹11,918
31 May 24₹12,779

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.7%
1 Year 7.2%
3 Year 5.7%
5 Year 5%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 3.8%
2019 6.2%
2018 -1.8%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.1%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 222.33 Yr.
Sandeep Agarwal16 May 221.96 Yr.

Data below for Principal Cash Management Fund as on 31 May 24

Asset Allocation
Asset ClassValue
Cash96.18%
Debt3.67%
Other0.15%
Debt Sector Allocation
SectorValue
Cash Equivalent73.95%
Corporate13.92%
Government11.98%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
7%₹374 Cr
Cash And Other Net Current Assets^
CBLO | -
5%-₹270 Cr
Indian Bank
Domestic Bonds | -
5%₹250 Cr5,000
↑ 2,500
India (Republic of)
- | -
5%₹248 Cr25,000,000
91 DTB 23052024
Sovereign Bonds | -
4%₹200 Cr20,000,000
India (Republic of)
- | -
4%₹197 Cr20,000,000
↑ 20,000,000
Canara Bank
Domestic Bonds | -
3%₹149 Cr3,000
Bank Of Maharashtra
Domestic Bonds | -
3%₹149 Cr3,000
182 DTB 26102024
Sovereign Bonds | -
3%₹148 Cr15,000,000
↑ 15,000,000
Small Industries Development Bank Of India
Commercial Paper | -
2%₹100 Cr2,000
↑ 2,000

মিউচুয়াল ফান্ড এসআইপি অনলাইনে কীভাবে বিনিয়োগ করবেন?

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    এবার শুরু করা যাক

FAQs

1. SIP-এ মেয়াদকালের গুরুত্ব কী?

ক: আপনি যখন এসআইপি নির্বাচন করেন, আপনার প্রথম যে বিষয়টি বিবেচনা করা উচিত তা হল মেয়াদ। মেয়াদ পরীক্ষা করা এবং তারপর বিনিয়োগ করা একটি ভাল ধারণা কারণ মেয়াদ শেষ করার আগে আপনার বিনিয়োগ বন্ধ করা উচিত নয়। যদি আপনি তা করেন, তাহলে আপনাকে এক্সিট লোড আকারে জরিমানা দিতে হতে পারে।

2. এক বছরের এসআইপি কি ভাল?

ক: হ্যাঁ, এক বছরের এসআইপি ভালো, বিশেষ করে যদি আপনি দ্রুত রিটার্ন খুঁজছেন। সাধারণত, এক বছরের SIP-এর সাহায্যে, আপনি আপনার ফান্ড পোর্টফোলিওর উপর নির্ভর করে আপনার বিনিয়োগে 4.2% থেকে 6.2% পর্যন্ত ROI আশা করতে পারেন।

3. কেন আমি এক বছরের এসআইপিতে বিনিয়োগ করব?

ক: আপনি যদি মিউচুয়াল ফান্ড বিনিয়োগে নতুন হন এবং বিনিয়োগের পোর্টফোলিওতে বৈচিত্র্য আনার পরিকল্পনা করছেন তাহলে এক বছরের এসআইপিগুলি কার্যকর।

4. এক বছরের এসআইপি কি ভাল রিটার্ন দেয়?

ক: এক বছরের এসআইপিগুলি তরুণ বিনিয়োগকারীদের মধ্যে জনপ্রিয়তা অর্জন করছে কারণ এগুলি ভাল এবং দ্রুত রিটার্ন দেয়৷ আপনি যদি মিউচুয়াল ফান্ড বুঝতে চানবাজার, তাহলে এক বছরের এসআইপি একটি ভাল ধারণা।

5. সমস্ত SIP কি ভাল রিটার্ন দেয়?

ক: এসআইপি হল আপনার বিনিয়োগ পোর্টফোলিওকে বৈচিত্র্যময় করার সর্বোত্তম উপায়গুলির মধ্যে একটি এবং ভাল রিটার্ন দেওয়ার জন্য পরিচিত। এটি আপনাকে আপনি যে তহবিলগুলি বিনিয়োগ করতে চান এবং পরিমাণও চয়ন করতে দেয়৷ আপনি নিয়মিত বিরতিতে অল্প পরিমাণে বিনিয়োগ করার সুযোগ পাবেন।

6. সমস্ত এসআইপি কি লার্জ-ক্যাপ স্টক অন্তর্ভুক্ত করে?

ক: অনুযায়ীসেবি আদেশ, SIP বিনিয়োগকারীদের বিনিয়োগকারী এবং কোম্পানিগুলিকে রক্ষা করার জন্য 70:20:10 প্রোটোকল অনুসরণ করতে হবে। এই নিয়ম অনুসারে, ইক্যুইটি বিনিয়োগের 70% হবে বড়-ক্যাপ স্টকগুলিতে, 20%মিড-ক্যাপ স্টক, এবং 10% ইনছোট টুপি স্টক তাই এসআইপি বিনিয়োগকে বৈচিত্র্যময় করে, এবং সবগুলি শুধুমাত্র বড়-ক্যাপ স্টকগুলিতে কেন্দ্রীভূত হয় না।

7. SIP তে কি সর্বোচ্চ এবং সর্বনিম্ন পরিমাণ বিনিয়োগ করা যেতে পারে?

ক: আপনি SIP-এ বিনিয়োগ করতে পারেন এমন ন্যূনতম পরিমাণ টাকা হল 500 টাকা। যাইহোক, এসআইপিতে বিনিয়োগের কোন ঊর্ধ্বসীমা নেই। আপনি আপনার ফান্ড ম্যানেজারের সাথে এটি পরিকল্পনা করতে পারেন।

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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