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રોકાણ કરવા માટે ટોચના 5 શ્રેષ્ઠ ઇક્વિટી SIP ફંડ

Updated on September 18, 2025 , 7726 views

જો તમે ઇચ્છો છો કે તમારું રોકાણ દરેક તરફેણમાં આવેબજાર શરતો, પછી તમારા રોકાણો લોSIP માર્ગ સિસ્ટમેટિક ઇન્વેસ્ટમેન્ટ પ્લાન્સ (SIPs) એ સૌથી કાર્યક્ષમ રીતો માનવામાં આવે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ. અને જો તમે ઇક્વિટીમાં રોકાણ કરવાનું વિચારી રહ્યા હોવ, તો SIP એ ઝંખનાથી વળતર મેળવવાનો શ્રેષ્ઠ માર્ગ છે. શ્રેષ્ઠ ઇક્વિટી SIP ફંડ્સ તમને લાંબા ગાળામાં પરિપૂર્ણ કરવા માટે ઇચ્છનીય વળતર આપી શકે છેનાણાકીય લક્ષ્યો. તો, ચાલો જોઈએ કે SIP કેવી રીતે કામ કરે છે, તેના ફાયદાSIP રોકાણ, a નો નોંધપાત્ર ઉપયોગસિપ કેલ્ક્યુલેટર ઇક્વિટી રોકાણો માટે શ્રેષ્ઠ પ્રદર્શન કરતા SIP ફંડ્સ સાથે.

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ઇક્વિટી મ્યુચ્યુઅલ ફંડ્સ માટે પદ્ધતિસરનું રોકાણ

આદર્શરીતે, જ્યારે રોકાણકારો ઈક્વિટીમાં રોકાણ કરવાની યોજના ઘડે છે, ત્યારે તેઓ વારંવાર વળતરની સ્થિરતા અંગે શંકા કરે છે. આ એટલા માટે છે કારણ કે તેઓ બજાર સાથે જોડાયેલા છે અને ઘણીવાર અસ્થિરતાના સંપર્કમાં આવે છે. આમ, આવી અસ્થિરતાને સંતુલિત કરવા અને લાંબા ગાળાના સ્થિર વળતરની ખાતરી કરવા માટે, ઇક્વિટી રોકાણોમાં SIP ખૂબ ભલામણપાત્ર છે. ઐતિહાસિક રીતે, બજારના ખરાબ તબક્કામાં, એવું નોંધવામાં આવ્યું છે કે જે રોકાણકારોએ SIP રૂટ લીધો હતો તેઓએ એકસામટી રૂટ લેનારાઓ કરતાં વધુ સ્થિર વળતર મેળવ્યું હતું. SIP નું રોકાણ સમયાંતરે ફેલાયેલું છે, એકસાથે થતા રોકાણથી વિપરીત. તેથી, SIP માં તમારા પૈસા દરરોજ વધવા લાગે છે (શેરબજારમાં રોકાણ કરવામાં આવે છે).

એક વ્યવસ્થિતરોકાણ યોજના જેવા લાંબા ગાળાના નાણાકીય લક્ષ્યોને હાંસલ કરવા માટે પણ વ્યાપકપણે માનવામાં આવે છેનિવૃત્તિ આયોજન, બાળકનું શિક્ષણ, ઘર/કારની ખરીદી અથવા અન્ય કોઈપણ સંપત્તિ. અમે કેટલાક વધુ જોઈએ તે પહેલાંરોકાણના ફાયદા SIP માં, ચાલો રોકાણ કરવા માટે કેટલાક શ્રેષ્ઠ ઇક્વિટી SIP ફંડો તપાસીએ.

ઇક્વિટી ફંડ્સ 2022 માટે શ્રેષ્ઠ SIP યોજનાઓ

શ્રેષ્ઠ લાર્જ કેપ ઇક્વિટી SIP ફંડ્સ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Large Cap Fund Growth ₹93.4064
↓ -0.18
₹45,012 100 4.814.23.62024.718.2
ICICI Prudential Bluechip Fund Growth ₹112.45
↓ -0.24
₹71,840 100 3.312.21.718.821.816.9
SBI Bluechip Fund Growth ₹93.9936
↓ -0.25
₹52,421 500 3.311.50.814.61912.5
Aditya Birla Sun Life Frontline Equity Fund Growth ₹535.55
↓ -1.64
₹29,867 100 2.912.2-0.215.719.615.6
Indiabulls Blue Chip Fund Growth ₹43.82
↓ -0.09
₹127 500 4.414-1.714.316.612.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryNippon India Large Cap FundICICI Prudential Bluechip FundSBI Bluechip FundAditya Birla Sun Life Frontline Equity FundIndiabulls Blue Chip Fund
Point 1Lower mid AUM (₹45,012 Cr).Highest AUM (₹71,840 Cr).Upper mid AUM (₹52,421 Cr).Bottom quartile AUM (₹29,867 Cr).Bottom quartile AUM (₹127 Cr).
Point 2Established history (18+ yrs).Established history (17+ yrs).Established history (19+ yrs).Oldest track record among peers (23 yrs).Established history (13+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 24.69% (top quartile).5Y return: 21.77% (upper mid).5Y return: 19.00% (bottom quartile).5Y return: 19.55% (lower mid).5Y return: 16.57% (bottom quartile).
Point 63Y return: 20.01% (top quartile).3Y return: 18.81% (upper mid).3Y return: 14.57% (bottom quartile).3Y return: 15.69% (lower mid).3Y return: 14.31% (bottom quartile).
Point 71Y return: 3.57% (top quartile).1Y return: 1.68% (upper mid).1Y return: 0.77% (lower mid).1Y return: -0.20% (bottom quartile).1Y return: -1.75% (bottom quartile).
Point 8Alpha: 2.49 (top quartile).Alpha: 1.67 (upper mid).Alpha: 1.27 (lower mid).Alpha: 0.89 (bottom quartile).Alpha: -0.05 (bottom quartile).
Point 9Sharpe: -0.40 (top quartile).Sharpe: -0.51 (lower mid).Sharpe: -0.50 (upper mid).Sharpe: -0.57 (bottom quartile).Sharpe: -0.63 (bottom quartile).
Point 10Information ratio: 1.96 (top quartile).Information ratio: 1.64 (upper mid).Information ratio: -0.10 (bottom quartile).Information ratio: 0.84 (lower mid).Information ratio: 0.12 (bottom quartile).

Nippon India Large Cap Fund

  • Lower mid AUM (₹45,012 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.69% (top quartile).
  • 3Y return: 20.01% (top quartile).
  • 1Y return: 3.57% (top quartile).
  • Alpha: 2.49 (top quartile).
  • Sharpe: -0.40 (top quartile).
  • Information ratio: 1.96 (top quartile).

ICICI Prudential Bluechip Fund

  • Highest AUM (₹71,840 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 21.77% (upper mid).
  • 3Y return: 18.81% (upper mid).
  • 1Y return: 1.68% (upper mid).
  • Alpha: 1.67 (upper mid).
  • Sharpe: -0.51 (lower mid).
  • Information ratio: 1.64 (upper mid).

SBI Bluechip Fund

  • Upper mid AUM (₹52,421 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.00% (bottom quartile).
  • 3Y return: 14.57% (bottom quartile).
  • 1Y return: 0.77% (lower mid).
  • Alpha: 1.27 (lower mid).
  • Sharpe: -0.50 (upper mid).
  • Information ratio: -0.10 (bottom quartile).

Aditya Birla Sun Life Frontline Equity Fund

  • Bottom quartile AUM (₹29,867 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.55% (lower mid).
  • 3Y return: 15.69% (lower mid).
  • 1Y return: -0.20% (bottom quartile).
  • Alpha: 0.89 (bottom quartile).
  • Sharpe: -0.57 (bottom quartile).
  • Information ratio: 0.84 (lower mid).

Indiabulls Blue Chip Fund

  • Bottom quartile AUM (₹127 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.57% (bottom quartile).
  • 3Y return: 14.31% (bottom quartile).
  • 1Y return: -1.75% (bottom quartile).
  • Alpha: -0.05 (bottom quartile).
  • Sharpe: -0.63 (bottom quartile).
  • Information ratio: 0.12 (bottom quartile).

શ્રેષ્ઠ લાર્જ અને મિડ કેપ ઇક્વિટી SIP ફંડ્સ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Invesco India Growth Opportunities Fund Growth ₹103.71
↓ -0.16
₹8,125 100 721.76.825.523.937.5
Kotak Equity Opportunities Fund Growth ₹347.9
↓ -0.15
₹27,655 1,000 4.614.30.71922.224.2
DSP Equity Opportunities Fund Growth ₹624.172
↓ -0.42
₹15,356 500 2.810.3-1.22022.523.9
SBI Large and Midcap Fund Growth ₹634.152
↑ 2.57
₹33,248 500 4.714.22.717.723.518
Canara Robeco Emerging Equities Growth ₹264.77
↓ -1.09
₹25,513 1,000 513.41.717.12126.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryInvesco India Growth Opportunities FundKotak Equity Opportunities FundDSP Equity Opportunities FundSBI Large and Midcap FundCanara Robeco Emerging Equities
Point 1Bottom quartile AUM (₹8,125 Cr).Upper mid AUM (₹27,655 Cr).Bottom quartile AUM (₹15,356 Cr).Highest AUM (₹33,248 Cr).Lower mid AUM (₹25,513 Cr).
Point 2Established history (18+ yrs).Established history (21+ yrs).Oldest track record among peers (25 yrs).Established history (20+ yrs).Established history (20+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 23.92% (top quartile).5Y return: 22.20% (bottom quartile).5Y return: 22.50% (lower mid).5Y return: 23.53% (upper mid).5Y return: 21.03% (bottom quartile).
Point 63Y return: 25.47% (top quartile).3Y return: 18.99% (lower mid).3Y return: 20.00% (upper mid).3Y return: 17.66% (bottom quartile).3Y return: 17.12% (bottom quartile).
Point 71Y return: 6.75% (top quartile).1Y return: 0.66% (bottom quartile).1Y return: -1.15% (bottom quartile).1Y return: 2.70% (upper mid).1Y return: 1.67% (lower mid).
Point 8Alpha: 11.03 (top quartile).Alpha: 0.72 (bottom quartile).Alpha: -3.26 (bottom quartile).Alpha: 1.02 (lower mid).Alpha: 2.95 (upper mid).
Point 9Sharpe: 0.03 (top quartile).Sharpe: -0.51 (bottom quartile).Sharpe: -0.78 (bottom quartile).Sharpe: -0.47 (lower mid).Sharpe: -0.38 (upper mid).
Point 10Information ratio: 1.26 (top quartile).Information ratio: 0.13 (lower mid).Information ratio: 0.46 (upper mid).Information ratio: -0.10 (bottom quartile).Information ratio: -0.31 (bottom quartile).

Invesco India Growth Opportunities Fund

  • Bottom quartile AUM (₹8,125 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 23.92% (top quartile).
  • 3Y return: 25.47% (top quartile).
  • 1Y return: 6.75% (top quartile).
  • Alpha: 11.03 (top quartile).
  • Sharpe: 0.03 (top quartile).
  • Information ratio: 1.26 (top quartile).

Kotak Equity Opportunities Fund

  • Upper mid AUM (₹27,655 Cr).
  • Established history (21+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.20% (bottom quartile).
  • 3Y return: 18.99% (lower mid).
  • 1Y return: 0.66% (bottom quartile).
  • Alpha: 0.72 (bottom quartile).
  • Sharpe: -0.51 (bottom quartile).
  • Information ratio: 0.13 (lower mid).

DSP Equity Opportunities Fund

  • Bottom quartile AUM (₹15,356 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.50% (lower mid).
  • 3Y return: 20.00% (upper mid).
  • 1Y return: -1.15% (bottom quartile).
  • Alpha: -3.26 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: 0.46 (upper mid).

SBI Large and Midcap Fund

  • Highest AUM (₹33,248 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 23.53% (upper mid).
  • 3Y return: 17.66% (bottom quartile).
  • 1Y return: 2.70% (upper mid).
  • Alpha: 1.02 (lower mid).
  • Sharpe: -0.47 (lower mid).
  • Information ratio: -0.10 (bottom quartile).

Canara Robeco Emerging Equities

  • Lower mid AUM (₹25,513 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 21.03% (bottom quartile).
  • 3Y return: 17.12% (bottom quartile).
  • 1Y return: 1.67% (lower mid).
  • Alpha: 2.95 (upper mid).
  • Sharpe: -0.38 (upper mid).
  • Information ratio: -0.31 (bottom quartile).

શ્રેષ્ઠ મિડ કેપ ઇક્વિટી SIP ફંડ્સ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Kotak Emerging Equity Scheme Growth ₹140.357
↑ 0.45
₹56,988 1,000 7.121.24.722.127.333.6
Sundaram Mid Cap Fund Growth ₹1,417.37
↓ -0.74
₹12,501 100 617.40.62326.232
Taurus Discovery (Midcap) Fund Growth ₹124.6
↓ -0.06
₹128 1,000 4.917.2-218.120.611.3
HDFC Mid-Cap Opportunities Fund Growth ₹198.443
↑ 0.39
₹83,105 300 5.216.83.625.628.928.6
Edelweiss Mid Cap Fund Growth ₹103.003
↑ 0.14
₹11,297 500 3.916.92.524.428.838.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryKotak Emerging Equity SchemeSundaram Mid Cap FundTaurus Discovery (Midcap) FundHDFC Mid-Cap Opportunities FundEdelweiss Mid Cap Fund
Point 1Upper mid AUM (₹56,988 Cr).Lower mid AUM (₹12,501 Cr).Bottom quartile AUM (₹128 Cr).Highest AUM (₹83,105 Cr).Bottom quartile AUM (₹11,297 Cr).
Point 2Established history (18+ yrs).Established history (23+ yrs).Oldest track record among peers (31 yrs).Established history (18+ yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.
Point 55Y return: 27.34% (lower mid).5Y return: 26.20% (bottom quartile).5Y return: 20.59% (bottom quartile).5Y return: 28.89% (top quartile).5Y return: 28.81% (upper mid).
Point 63Y return: 22.06% (bottom quartile).3Y return: 23.03% (lower mid).3Y return: 18.12% (bottom quartile).3Y return: 25.58% (top quartile).3Y return: 24.39% (upper mid).
Point 71Y return: 4.71% (top quartile).1Y return: 0.65% (bottom quartile).1Y return: -1.95% (bottom quartile).1Y return: 3.59% (upper mid).1Y return: 2.47% (lower mid).
Point 8Alpha: 5.63 (top quartile).Alpha: 2.99 (bottom quartile).Alpha: -4.47 (bottom quartile).Alpha: 3.39 (lower mid).Alpha: 3.95 (upper mid).
Point 9Sharpe: -0.21 (top quartile).Sharpe: -0.33 (bottom quartile).Sharpe: -0.71 (bottom quartile).Sharpe: -0.28 (lower mid).Sharpe: -0.28 (upper mid).
Point 10Information ratio: -0.12 (bottom quartile).Information ratio: 0.22 (lower mid).Information ratio: -0.84 (bottom quartile).Information ratio: 0.88 (top quartile).Information ratio: 0.39 (upper mid).

Kotak Emerging Equity Scheme

  • Upper mid AUM (₹56,988 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 27.34% (lower mid).
  • 3Y return: 22.06% (bottom quartile).
  • 1Y return: 4.71% (top quartile).
  • Alpha: 5.63 (top quartile).
  • Sharpe: -0.21 (top quartile).
  • Information ratio: -0.12 (bottom quartile).

Sundaram Mid Cap Fund

  • Lower mid AUM (₹12,501 Cr).
  • Established history (23+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 26.20% (bottom quartile).
  • 3Y return: 23.03% (lower mid).
  • 1Y return: 0.65% (bottom quartile).
  • Alpha: 2.99 (bottom quartile).
  • Sharpe: -0.33 (bottom quartile).
  • Information ratio: 0.22 (lower mid).

Taurus Discovery (Midcap) Fund

  • Bottom quartile AUM (₹128 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.59% (bottom quartile).
  • 3Y return: 18.12% (bottom quartile).
  • 1Y return: -1.95% (bottom quartile).
  • Alpha: -4.47 (bottom quartile).
  • Sharpe: -0.71 (bottom quartile).
  • Information ratio: -0.84 (bottom quartile).

HDFC Mid-Cap Opportunities Fund

  • Highest AUM (₹83,105 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 28.89% (top quartile).
  • 3Y return: 25.58% (top quartile).
  • 1Y return: 3.59% (upper mid).
  • Alpha: 3.39 (lower mid).
  • Sharpe: -0.28 (lower mid).
  • Information ratio: 0.88 (top quartile).

Edelweiss Mid Cap Fund

  • Bottom quartile AUM (₹11,297 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 28.81% (upper mid).
  • 3Y return: 24.39% (upper mid).
  • 1Y return: 2.47% (lower mid).
  • Alpha: 3.95 (upper mid).
  • Sharpe: -0.28 (upper mid).
  • Information ratio: 0.39 (upper mid).

શ્રેષ્ઠ સ્મોલ કેપ ઇક્વિટી SIP ફંડ્સ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Aditya Birla Sun Life Small Cap Fund Growth ₹86.7983
↑ 0.21
₹4,824 1,000 3.117.5-517.72321.5
SBI Small Cap Fund Growth ₹175.66
↓ -0.21
₹35,245 500 4.513.7-5.515.223.924.1
HDFC Small Cap Fund Growth ₹145.681
↑ 0.69
₹36,294 300 8.224323.63020.4
DSP Small Cap Fund  Growth ₹200.01
↑ 0.09
₹16,628 500 3.218.7-0.92026.625.6
Nippon India Small Cap Fund Growth ₹172.519
↑ 0.16
₹64,821 100 4.316.6-4.223.431.826.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Small Cap FundSBI Small Cap FundHDFC Small Cap FundDSP Small Cap Fund Nippon India Small Cap Fund
Point 1Bottom quartile AUM (₹4,824 Cr).Lower mid AUM (₹35,245 Cr).Upper mid AUM (₹36,294 Cr).Bottom quartile AUM (₹16,628 Cr).Highest AUM (₹64,821 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (16+ yrs).Established history (17+ yrs).Established history (18+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 22.99% (bottom quartile).5Y return: 23.86% (bottom quartile).5Y return: 29.97% (upper mid).5Y return: 26.55% (lower mid).5Y return: 31.76% (top quartile).
Point 63Y return: 17.66% (bottom quartile).3Y return: 15.23% (bottom quartile).3Y return: 23.58% (top quartile).3Y return: 20.02% (lower mid).3Y return: 23.42% (upper mid).
Point 71Y return: -5.04% (bottom quartile).1Y return: -5.54% (bottom quartile).1Y return: 2.97% (top quartile).1Y return: -0.91% (upper mid).1Y return: -4.18% (lower mid).
Point 8Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: -2.55 (bottom quartile).
Point 9Sharpe: -0.56 (lower mid).Sharpe: -0.72 (bottom quartile).Sharpe: -0.33 (upper mid).Sharpe: -0.30 (top quartile).Sharpe: -0.65 (bottom quartile).
Point 10Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.10 (top quartile).

Aditya Birla Sun Life Small Cap Fund

  • Bottom quartile AUM (₹4,824 Cr).
  • Oldest track record among peers (18 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.99% (bottom quartile).
  • 3Y return: 17.66% (bottom quartile).
  • 1Y return: -5.04% (bottom quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: -0.56 (lower mid).
  • Information ratio: 0.00 (upper mid).

SBI Small Cap Fund

  • Lower mid AUM (₹35,245 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.86% (bottom quartile).
  • 3Y return: 15.23% (bottom quartile).
  • 1Y return: -5.54% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.72 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

HDFC Small Cap Fund

  • Upper mid AUM (₹36,294 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 29.97% (upper mid).
  • 3Y return: 23.58% (top quartile).
  • 1Y return: 2.97% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.33 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

DSP Small Cap Fund 

  • Bottom quartile AUM (₹16,628 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 26.55% (lower mid).
  • 3Y return: 20.02% (lower mid).
  • 1Y return: -0.91% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.30 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Nippon India Small Cap Fund

  • Highest AUM (₹64,821 Cr).
  • Established history (15+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 31.76% (top quartile).
  • 3Y return: 23.42% (upper mid).
  • 1Y return: -4.18% (lower mid).
  • Alpha: -2.55 (bottom quartile).
  • Sharpe: -0.65 (bottom quartile).
  • Information ratio: 0.10 (top quartile).

શ્રેષ્ઠ મલ્ટી કેપ ઇક્વિટી SIP ફંડ્સ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Motilal Oswal Multicap 35 Fund Growth ₹63.9241
↓ -0.40
₹13,679 500 713.73.622.42045.7
Kotak Standard Multicap Fund Growth ₹86.026
↓ -0.25
₹53,626 500 2.514.22.916.819.416.5
Mirae Asset India Equity Fund  Growth ₹115.058
↓ -0.32
₹39,477 1,000 4.112.40.713.416.912.7
BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01
₹588 300 -4.6-2.619.317.313.6
Aditya Birla Sun Life Equity Fund Growth ₹1,827.38
↓ -2.87
₹22,962 100 3.613.61.317.820.118.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryMotilal Oswal Multicap 35 FundKotak Standard Multicap FundMirae Asset India Equity Fund BNP Paribas Multi Cap FundAditya Birla Sun Life Equity Fund
Point 1Bottom quartile AUM (₹13,679 Cr).Highest AUM (₹53,626 Cr).Upper mid AUM (₹39,477 Cr).Bottom quartile AUM (₹588 Cr).Lower mid AUM (₹22,962 Cr).
Point 2Established history (11+ yrs).Established history (16+ yrs).Established history (17+ yrs).Established history (20+ yrs).Oldest track record among peers (27 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 20.03% (upper mid).5Y return: 19.40% (lower mid).5Y return: 16.91% (bottom quartile).5Y return: 13.57% (bottom quartile).5Y return: 20.12% (top quartile).
Point 63Y return: 22.44% (top quartile).3Y return: 16.84% (bottom quartile).3Y return: 13.39% (bottom quartile).3Y return: 17.28% (lower mid).3Y return: 17.80% (upper mid).
Point 71Y return: 3.60% (upper mid).1Y return: 2.86% (lower mid).1Y return: 0.72% (bottom quartile).1Y return: 19.34% (top quartile).1Y return: 1.26% (bottom quartile).
Point 8Alpha: 9.76 (top quartile).Alpha: 3.91 (upper mid).Alpha: 1.60 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 2.31 (lower mid).
Point 9Sharpe: -0.06 (upper mid).Sharpe: -0.37 (lower mid).Sharpe: -0.52 (bottom quartile).Sharpe: 2.86 (top quartile).Sharpe: -0.46 (bottom quartile).
Point 10Information ratio: 0.79 (top quartile).Information ratio: 0.19 (lower mid).Information ratio: -0.17 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.70 (upper mid).

Motilal Oswal Multicap 35 Fund

  • Bottom quartile AUM (₹13,679 Cr).
  • Established history (11+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 20.03% (upper mid).
  • 3Y return: 22.44% (top quartile).
  • 1Y return: 3.60% (upper mid).
  • Alpha: 9.76 (top quartile).
  • Sharpe: -0.06 (upper mid).
  • Information ratio: 0.79 (top quartile).

Kotak Standard Multicap Fund

  • Highest AUM (₹53,626 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.40% (lower mid).
  • 3Y return: 16.84% (bottom quartile).
  • 1Y return: 2.86% (lower mid).
  • Alpha: 3.91 (upper mid).
  • Sharpe: -0.37 (lower mid).
  • Information ratio: 0.19 (lower mid).

Mirae Asset India Equity Fund 

  • Upper mid AUM (₹39,477 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.91% (bottom quartile).
  • 3Y return: 13.39% (bottom quartile).
  • 1Y return: 0.72% (bottom quartile).
  • Alpha: 1.60 (bottom quartile).
  • Sharpe: -0.52 (bottom quartile).
  • Information ratio: -0.17 (bottom quartile).

BNP Paribas Multi Cap Fund

  • Bottom quartile AUM (₹588 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (bottom quartile).
  • 3Y return: 17.28% (lower mid).
  • 1Y return: 19.34% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.86 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Equity Fund

  • Lower mid AUM (₹22,962 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 20.12% (top quartile).
  • 3Y return: 17.80% (upper mid).
  • 1Y return: 1.26% (bottom quartile).
  • Alpha: 2.31 (lower mid).
  • Sharpe: -0.46 (bottom quartile).
  • Information ratio: 0.70 (upper mid).

શ્રેષ્ઠ સેક્ટર ઇક્વિટી SIP ફંડ્સ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential Banking and Financial Services Fund Growth ₹134.01
↓ -0.52
₹9,688 100 1.112.551521.411.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹60.88
↓ -0.16
₹3,374 1,000 1.312.73.214.521.78.7
DSP Natural Resources and New Energy Fund Growth ₹92.564
↑ 0.13
₹1,292 500 5.311.6-0.421.22613.9
Franklin Build India Fund Growth ₹143.546
↑ 0.02
₹2,884 500 4.313.7-127.33327.8
Sundaram Rural and Consumption Fund Growth ₹101.442
↓ -0.31
₹1,599 100 5.915.6-2.516.619.720.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Banking and Financial Services FundAditya Birla Sun Life Banking And Financial Services FundDSP Natural Resources and New Energy FundFranklin Build India FundSundaram Rural and Consumption Fund
Point 1Highest AUM (₹9,688 Cr).Upper mid AUM (₹3,374 Cr).Bottom quartile AUM (₹1,292 Cr).Lower mid AUM (₹2,884 Cr).Bottom quartile AUM (₹1,599 Cr).
Point 2Established history (17+ yrs).Established history (11+ yrs).Established history (17+ yrs).Established history (16+ yrs).Oldest track record among peers (19 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.
Point 55Y return: 21.38% (bottom quartile).5Y return: 21.66% (lower mid).5Y return: 25.99% (upper mid).5Y return: 32.97% (top quartile).5Y return: 19.65% (bottom quartile).
Point 63Y return: 14.98% (bottom quartile).3Y return: 14.52% (bottom quartile).3Y return: 21.22% (upper mid).3Y return: 27.26% (top quartile).3Y return: 16.63% (lower mid).
Point 71Y return: 5.04% (top quartile).1Y return: 3.20% (upper mid).1Y return: -0.45% (lower mid).1Y return: -1.05% (bottom quartile).1Y return: -2.48% (bottom quartile).
Point 8Alpha: -2.57 (lower mid).Alpha: -6.06 (bottom quartile).Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: -2.82 (bottom quartile).
Point 9Sharpe: 0.03 (top quartile).Sharpe: -0.18 (upper mid).Sharpe: -0.96 (bottom quartile).Sharpe: -0.64 (bottom quartile).Sharpe: -0.36 (lower mid).
Point 10Information ratio: 0.32 (top quartile).Information ratio: 0.14 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: -0.05 (bottom quartile).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 21.38% (bottom quartile).
  • 3Y return: 14.98% (bottom quartile).
  • 1Y return: 5.04% (top quartile).
  • Alpha: -2.57 (lower mid).
  • Sharpe: 0.03 (top quartile).
  • Information ratio: 0.32 (top quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.66% (lower mid).
  • 3Y return: 14.52% (bottom quartile).
  • 1Y return: 3.20% (upper mid).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (upper mid).
  • Information ratio: 0.14 (upper mid).

DSP Natural Resources and New Energy Fund

  • Bottom quartile AUM (₹1,292 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: High.
  • 5Y return: 25.99% (upper mid).
  • 3Y return: 21.22% (upper mid).
  • 1Y return: -0.45% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: -0.96 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Franklin Build India Fund

  • Lower mid AUM (₹2,884 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 32.97% (top quartile).
  • 3Y return: 27.26% (top quartile).
  • 1Y return: -1.05% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.64 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Sundaram Rural and Consumption Fund

  • Bottom quartile AUM (₹1,599 Cr).
  • Oldest track record among peers (19 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.65% (bottom quartile).
  • 3Y return: 16.63% (lower mid).
  • 1Y return: -2.48% (bottom quartile).
  • Alpha: -2.82 (bottom quartile).
  • Sharpe: -0.36 (lower mid).
  • Information ratio: -0.05 (bottom quartile).

શ્રેષ્ઠ ELSS SIP ફંડ્સ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Tata India Tax Savings Fund Growth ₹44.9074
↓ -0.06
₹4,472 500 3.511.5-2.515.619.819.5
Bandhan Tax Advantage (ELSS) Fund Growth ₹154.753
↓ -0.26
₹6,899 500 3.211.4-2.715.922.913.1
Aditya Birla Sun Life Tax Relief '96 Growth ₹62.02
↓ -0.11
₹15,216 500 4.715.90.614.513.916.4
DSP Tax Saver Fund Growth ₹140.422
↓ -0.18
₹16,475 500 2.210-1.119.523.223.9
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,318 500 1.215.435.520.617.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryTata India Tax Savings FundBandhan Tax Advantage (ELSS) FundAditya Birla Sun Life Tax Relief '96DSP Tax Saver FundHDFC Long Term Advantage Fund
Point 1Bottom quartile AUM (₹4,472 Cr).Lower mid AUM (₹6,899 Cr).Upper mid AUM (₹15,216 Cr).Highest AUM (₹16,475 Cr).Bottom quartile AUM (₹1,318 Cr).
Point 2Established history (10+ yrs).Established history (16+ yrs).Established history (17+ yrs).Established history (18+ yrs).Oldest track record among peers (24 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 19.80% (lower mid).5Y return: 22.93% (upper mid).5Y return: 13.90% (bottom quartile).5Y return: 23.16% (top quartile).5Y return: 17.39% (bottom quartile).
Point 63Y return: 15.56% (bottom quartile).3Y return: 15.89% (lower mid).3Y return: 14.48% (bottom quartile).3Y return: 19.48% (upper mid).3Y return: 20.64% (top quartile).
Point 71Y return: -2.53% (bottom quartile).1Y return: -2.74% (bottom quartile).1Y return: 0.65% (upper mid).1Y return: -1.09% (lower mid).1Y return: 35.51% (top quartile).
Point 8Alpha: -1.62 (lower mid).Alpha: -3.02 (bottom quartile).Alpha: 1.87 (top quartile).Alpha: -1.92 (bottom quartile).Alpha: 1.75 (upper mid).
Point 9Sharpe: -0.71 (lower mid).Sharpe: -0.87 (bottom quartile).Sharpe: -0.49 (upper mid).Sharpe: -0.75 (bottom quartile).Sharpe: 2.27 (top quartile).
Point 10Information ratio: -0.22 (bottom quartile).Information ratio: 0.02 (upper mid).Information ratio: -0.71 (bottom quartile).Information ratio: 0.99 (top quartile).Information ratio: -0.15 (lower mid).

Tata India Tax Savings Fund

  • Bottom quartile AUM (₹4,472 Cr).
  • Established history (10+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.80% (lower mid).
  • 3Y return: 15.56% (bottom quartile).
  • 1Y return: -2.53% (bottom quartile).
  • Alpha: -1.62 (lower mid).
  • Sharpe: -0.71 (lower mid).
  • Information ratio: -0.22 (bottom quartile).

Bandhan Tax Advantage (ELSS) Fund

  • Lower mid AUM (₹6,899 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.93% (upper mid).
  • 3Y return: 15.89% (lower mid).
  • 1Y return: -2.74% (bottom quartile).
  • Alpha: -3.02 (bottom quartile).
  • Sharpe: -0.87 (bottom quartile).
  • Information ratio: 0.02 (upper mid).

Aditya Birla Sun Life Tax Relief '96

  • Upper mid AUM (₹15,216 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.90% (bottom quartile).
  • 3Y return: 14.48% (bottom quartile).
  • 1Y return: 0.65% (upper mid).
  • Alpha: 1.87 (top quartile).
  • Sharpe: -0.49 (upper mid).
  • Information ratio: -0.71 (bottom quartile).

DSP Tax Saver Fund

  • Highest AUM (₹16,475 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 23.16% (top quartile).
  • 3Y return: 19.48% (upper mid).
  • 1Y return: -1.09% (lower mid).
  • Alpha: -1.92 (bottom quartile).
  • Sharpe: -0.75 (bottom quartile).
  • Information ratio: 0.99 (top quartile).

HDFC Long Term Advantage Fund

  • Bottom quartile AUM (₹1,318 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (bottom quartile).
  • 3Y return: 20.64% (top quartile).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (upper mid).
  • Sharpe: 2.27 (top quartile).
  • Information ratio: -0.15 (lower mid).

શ્રેષ્ઠ મૂલ્ય ઇક્વિટી SIP ફંડ્સ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Tata Equity PE Fund Growth ₹351.009
↑ 0.32
₹8,348 150 2.311.3-6.218.921.221.7
JM Value Fund Growth ₹99.5802
↑ 0.40
₹1,019 500 413.3-8.324.426.425.1
HDFC Capital Builder Value Fund Growth ₹752.421
↓ -0.60
₹7,179 300 314.9-0.319.522.520.7
Templeton India Value Fund Growth ₹720.217
↓ -1.27
₹2,209 500 2.110.8-4.417.626.715.2
Bandhan Sterling Value Fund Growth ₹149.347
↓ -0.35
₹9,841 100 2.39.9-4.517.726.718
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryTata Equity PE FundJM Value FundHDFC Capital Builder Value FundTempleton India Value FundBandhan Sterling Value Fund
Point 1Upper mid AUM (₹8,348 Cr).Bottom quartile AUM (₹1,019 Cr).Lower mid AUM (₹7,179 Cr).Bottom quartile AUM (₹2,209 Cr).Highest AUM (₹9,841 Cr).
Point 2Established history (21+ yrs).Established history (28+ yrs).Oldest track record among peers (31 yrs).Established history (29+ yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 21.17% (bottom quartile).5Y return: 26.45% (lower mid).5Y return: 22.49% (bottom quartile).5Y return: 26.72% (upper mid).5Y return: 26.75% (top quartile).
Point 63Y return: 18.86% (lower mid).3Y return: 24.39% (top quartile).3Y return: 19.45% (upper mid).3Y return: 17.60% (bottom quartile).3Y return: 17.70% (bottom quartile).
Point 71Y return: -6.17% (bottom quartile).1Y return: -8.31% (bottom quartile).1Y return: -0.31% (top quartile).1Y return: -4.42% (upper mid).1Y return: -4.48% (lower mid).
Point 8Alpha: -7.40 (bottom quartile).Alpha: -10.12 (bottom quartile).Alpha: 0.37 (top quartile).Alpha: -6.86 (lower mid).Alpha: -5.18 (upper mid).
Point 9Sharpe: -1.07 (lower mid).Sharpe: -1.17 (bottom quartile).Sharpe: -0.58 (top quartile).Sharpe: -1.12 (bottom quartile).Sharpe: -1.05 (upper mid).
Point 10Information ratio: 0.80 (lower mid).Information ratio: 1.05 (upper mid).Information ratio: 1.35 (top quartile).Information ratio: 0.62 (bottom quartile).Information ratio: 0.49 (bottom quartile).

Tata Equity PE Fund

  • Upper mid AUM (₹8,348 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 21.17% (bottom quartile).
  • 3Y return: 18.86% (lower mid).
  • 1Y return: -6.17% (bottom quartile).
  • Alpha: -7.40 (bottom quartile).
  • Sharpe: -1.07 (lower mid).
  • Information ratio: 0.80 (lower mid).

JM Value Fund

  • Bottom quartile AUM (₹1,019 Cr).
  • Established history (28+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 26.45% (lower mid).
  • 3Y return: 24.39% (top quartile).
  • 1Y return: -8.31% (bottom quartile).
  • Alpha: -10.12 (bottom quartile).
  • Sharpe: -1.17 (bottom quartile).
  • Information ratio: 1.05 (upper mid).

HDFC Capital Builder Value Fund

  • Lower mid AUM (₹7,179 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.49% (bottom quartile).
  • 3Y return: 19.45% (upper mid).
  • 1Y return: -0.31% (top quartile).
  • Alpha: 0.37 (top quartile).
  • Sharpe: -0.58 (top quartile).
  • Information ratio: 1.35 (top quartile).

Templeton India Value Fund

  • Bottom quartile AUM (₹2,209 Cr).
  • Established history (29+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 26.72% (upper mid).
  • 3Y return: 17.60% (bottom quartile).
  • 1Y return: -4.42% (upper mid).
  • Alpha: -6.86 (lower mid).
  • Sharpe: -1.12 (bottom quartile).
  • Information ratio: 0.62 (bottom quartile).

Bandhan Sterling Value Fund

  • Highest AUM (₹9,841 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 26.75% (top quartile).
  • 3Y return: 17.70% (bottom quartile).
  • 1Y return: -4.48% (lower mid).
  • Alpha: -5.18 (upper mid).
  • Sharpe: -1.05 (upper mid).
  • Information ratio: 0.49 (bottom quartile).

શ્રેષ્ઠ ધ્યાન કેન્દ્રિત ઇક્વિટી SIP ફંડ્સ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Axis Focused 25 Fund Growth ₹56.33
↓ -0.11
₹12,286 500 412.9-1.210.513.714.8
Aditya Birla Sun Life Focused Equity Fund Growth ₹142.958
↓ -0.34
₹7,620 1,000 1.911.1-11618.918.7
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18
₹1,354 100 -58.524.51717.3
HDFC Focused 30 Fund Growth ₹237.437
↓ -0.57
₹22,444 300 5.313.56.822.528.424
DSP Focus Fund Growth ₹55.375
↑ 0.17
₹2,513 500 3.510.2-0.517.818.618.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryAxis Focused 25 FundAditya Birla Sun Life Focused Equity FundSundaram Select Focus FundHDFC Focused 30 FundDSP Focus Fund
Point 1Upper mid AUM (₹12,286 Cr).Lower mid AUM (₹7,620 Cr).Bottom quartile AUM (₹1,354 Cr).Highest AUM (₹22,444 Cr).Bottom quartile AUM (₹2,513 Cr).
Point 2Established history (13+ yrs).Established history (19+ yrs).Oldest track record among peers (23 yrs).Established history (21+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.69% (bottom quartile).5Y return: 18.92% (upper mid).5Y return: 17.29% (bottom quartile).5Y return: 28.43% (top quartile).5Y return: 18.57% (lower mid).
Point 63Y return: 10.48% (bottom quartile).3Y return: 16.03% (bottom quartile).3Y return: 17.03% (lower mid).3Y return: 22.52% (top quartile).3Y return: 17.79% (upper mid).
Point 71Y return: -1.24% (bottom quartile).1Y return: -0.96% (bottom quartile).1Y return: 24.49% (top quartile).1Y return: 6.78% (upper mid).1Y return: -0.49% (lower mid).
Point 8Alpha: 1.86 (upper mid).Alpha: -0.19 (lower mid).Alpha: -5.62 (bottom quartile).Alpha: 5.69 (top quartile).Alpha: -2.48 (bottom quartile).
Point 9Sharpe: -0.49 (lower mid).Sharpe: -0.62 (bottom quartile).Sharpe: 1.85 (top quartile).Sharpe: -0.07 (upper mid).Sharpe: -0.77 (bottom quartile).
Point 10Information ratio: -1.03 (bottom quartile).Information ratio: -0.15 (lower mid).Information ratio: -0.52 (bottom quartile).Information ratio: 1.54 (top quartile).Information ratio: 0.17 (upper mid).

Axis Focused 25 Fund

  • Upper mid AUM (₹12,286 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.69% (bottom quartile).
  • 3Y return: 10.48% (bottom quartile).
  • 1Y return: -1.24% (bottom quartile).
  • Alpha: 1.86 (upper mid).
  • Sharpe: -0.49 (lower mid).
  • Information ratio: -1.03 (bottom quartile).

Aditya Birla Sun Life Focused Equity Fund

  • Lower mid AUM (₹7,620 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 18.92% (upper mid).
  • 3Y return: 16.03% (bottom quartile).
  • 1Y return: -0.96% (bottom quartile).
  • Alpha: -0.19 (lower mid).
  • Sharpe: -0.62 (bottom quartile).
  • Information ratio: -0.15 (lower mid).

Sundaram Select Focus Fund

  • Bottom quartile AUM (₹1,354 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (bottom quartile).
  • 3Y return: 17.03% (lower mid).
  • 1Y return: 24.49% (top quartile).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (bottom quartile).

HDFC Focused 30 Fund

  • Highest AUM (₹22,444 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 28.43% (top quartile).
  • 3Y return: 22.52% (top quartile).
  • 1Y return: 6.78% (upper mid).
  • Alpha: 5.69 (top quartile).
  • Sharpe: -0.07 (upper mid).
  • Information ratio: 1.54 (top quartile).

DSP Focus Fund

  • Bottom quartile AUM (₹2,513 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 18.57% (lower mid).
  • 3Y return: 17.79% (upper mid).
  • 1Y return: -0.49% (lower mid).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: -0.77 (bottom quartile).
  • Information ratio: 0.17 (upper mid).

ઇક્વિટી ફંડ્સ પર કર

બજેટ 2018ના ભાષણ મુજબ, નવી લાંબા ગાળાનીપાટનગર ઇક્વિટી ઓરિએન્ટેડ પર ગેન્સ (LTCG) ટેક્સમ્યુચ્યુઅલ ફંડ અને સ્ટોક 1લી એપ્રિલથી લાગુ થશે. ફાઇનાન્સ બિલ 2018 14મી માર્ચ 2018ના રોજ લોકસભામાં અવાજ મત દ્વારા પસાર કરવામાં આવ્યું હતું. આ કેવી રીતે નવુંઆવક વેરો ફેરફારો 1લી એપ્રિલ 2018 થી ઇક્વિટી રોકાણોને અસર કરશે. *

1. લાંબા ગાળાના મૂડી લાભો

INR 1 લાખથી વધુના LTCG જેમાંથી ઉદ્ભવે છેવિમોચન 1લી એપ્રિલ 2018 ના રોજ અથવા તે પછીના મ્યુચ્યુઅલ ફંડ એકમો અથવા ઇક્વિટી પર 10 ટકા (વત્તા સેસ) અથવા 10.4 ટકાના દરે ટેક્સ લાગશે. લાંબા ગાળાનામૂડી વધારો INR 1 લાખ સુધી મુક્તિ મળશે. ઉદાહરણ તરીકે, જો તમે નાણાકીય વર્ષમાં સ્ટોક્સ અથવા મ્યુચ્યુઅલ ફંડ રોકાણોમાંથી સંયુક્ત લાંબા ગાળાના મૂડી લાભમાં INR 3 લાખ કમાઓ છો. કરપાત્ર LTCGs INR 2 લાખ (INR 3 લાખ - 1 લાખ) હશે અનેકર જવાબદારી 20 રૂપિયા હશે,000 (INR 2 લાખના 10 ટકા).

લાંબા ગાળાના મૂડી લાભો એ વેચાણ અથવા રિડેમ્પશનથી ઉદ્ભવતો નફો છેઇક્વિટી ફંડ્સ એક વર્ષથી વધુ યોજાયેલ.

2. શોર્ટ ટર્મ કેપિટલ ગેન્સ

જો મ્યુચ્યુઅલ ફંડના એકમો હોલ્ડિંગના એક વર્ષ પહેલાં વેચવામાં આવે, તો શોર્ટ ટર્મ કેપિટલ ગેન્સ (STCGs) ટેક્સ લાગુ થશે. STCGs ટેક્સ 15 ટકા પર યથાવત રાખવામાં આવ્યો છે.

ઇક્વિટી સ્કીમ્સ હોલ્ડિંગ પીરિયડ કર દર
લોંગ ટર્મ કેપિટલ ગેન્સ (LTCG) 1 વર્ષથી વધુ 10% (કોઈ અનુક્રમણિકા વિના) ****
શોર્ટ ટર્મ કેપિટલ ગેઈન્સ (STCG) એક વર્ષ કરતાં ઓછું અથવા તેની બરાબર 15%
વિતરિત ડિવિડન્ડ પર કર - 10%#

*INR 1 લાખ સુધીના લાભો કરમુક્ત છે. INR 1 લાખથી વધુના નફા પર 10% ટેક્સ લાગુ થાય છે. અગાઉનો દર 31 જાન્યુઆરી, 2018 ના રોજ બંધ કિંમત તરીકે ગણવામાં આવતો 0% ખર્ચ હતો. #10%નો ડિવિડન્ડ ટેક્સ + સરચાર્જ 12% + સેસ 4% = 11.648% 4%નો આરોગ્ય અને શિક્ષણ ઉપકર રજૂ કરવામાં આવ્યો. અગાઉ એજ્યુકેશન સેસ 3 હતો%.

SIP રોકાણના ફાયદા

કેટલાક મહત્વપૂર્ણવ્યવસ્થિત રોકાણ યોજનાઓના લાભો છે:

રૂપિયાની સરેરાશ કિંમત

SIP ઑફરનો સૌથી મોટો ફાયદો એ રૂપિયાની કિંમત સરેરાશ છે, જે વ્યક્તિને સંપત્તિની ખરીદીની કિંમતની સરેરાશ કાઢવામાં મદદ કરે છે. મ્યુચ્યુઅલ ફંડમાં એકસાથે રોકાણ કરતી વખતે ચોક્કસ સંખ્યામાં એકમો દ્વારા ખરીદવામાં આવે છેરોકાણકાર એકસાથે, એસઆઈપીના કિસ્સામાં એકમોની ખરીદી લાંબા ગાળા માટે કરવામાં આવે છે અને તે માસિક અંતરાલો (સામાન્ય રીતે) પર સમાન રીતે ફેલાયેલી હોય છે. રોકાણ સમયાંતરે ફેલાયેલા હોવાને કારણે, રોકાણકારને સરેરાશ ખર્ચનો લાભ આપતા વિવિધ ભાવ બિંદુઓ પર શેરબજારમાં રોકાણ કરવામાં આવે છે, તેથી રૂપિયો ખર્ચ સરેરાશ શબ્દ છે.

સંયોજન શક્તિ

SIP નો લાભ આપે છેસંયોજન શક્તિ. જ્યારે તમે માત્ર મુદ્દલ પર વ્યાજ મેળવો ત્યારે સરળ વ્યાજ છે. ચક્રવૃદ્ધિ વ્યાજના કિસ્સામાં, વ્યાજની રકમ મુદ્દલમાં ઉમેરવામાં આવે છે, અને વ્યાજની ગણતરી નવા મુદ્દલ (જૂની મુદ્દલ વત્તા નફા) પર કરવામાં આવે છે. આ પ્રક્રિયા દર વખતે ચાલુ રહે છે. SIPમાં મ્યુચ્યુઅલ ફંડ હપ્તામાં હોવાથી, તે ચક્રવૃદ્ધિમાં હોય છે, જે શરૂઆતમાં રોકાણ કરેલી રકમમાં વધુ ઉમેરે છે.

પોષણક્ષમતા

SIP ખૂબ સસ્તું છે. એસઆઈપીમાં માસિક લઘુત્તમ રોકાણની રકમ INR 500 જેટલી ઓછી હોઈ શકે છે. કેટલાક ફંડ હાઉસ, "માઈક્રોસિપ" તરીકે ઓળખાતી કંઈક ઓફર પણ કરે છે જ્યાં ટિકિટનું કદ INR 100 જેટલું ઓછું હોય છે. આ યુવાનોને તેમની લાંબી શરૂઆત કરવા માટે એક સારો વિકલ્પ આપે છે. - જીવનના પ્રારંભિક તબક્કે મુદતનું રોકાણ.

SIP કેલ્ક્યુલેટર

SIP કેલ્ક્યુલેટર તમારા રોકાણમાં સૌથી ઉપયોગી સાધન બની શકે છે. તે તમારા SIP રોકાણની વૃદ્ધિનો અંદાજ આપે છે જ્યાં સુધી તમે રોકાણ કરવા માંગતા હો. તેથી, પહેલા પણરોકાણ ફંડમાં, વ્યક્તિ તેમની કુલ SIP પૂર્વનિર્ધારિત કરી શકે છેકમાણી SIP કેલ્ક્યુલેટર દ્વારા. કેલ્ક્યુલેટર સામાન્ય રીતે ઇનપુટ લે છે જેમ કે SIP રોકાણની રકમ જે રોકાણ કરવા માગે છે, રોકાણનો સમયગાળો, અપેક્ષિતફુગાવો દરો (એકને આ માટે એકાઉન્ટ કરવાની જરૂર છે). આનું દ્રષ્ટાંત નીચે આપેલ છે.

ચાલો ધારો કે, જો તમે 10 વર્ષ માટે INR 5,000 નું રોકાણ કરો છો, તો જુઓ કે તમારું SIP રોકાણ કેવી રીતે વધે છે-

  • માસિક રોકાણ: INR 5,000

  • રોકાણનો સમયગાળો: 10 વર્ષ

  • રોકાણ કરેલ કુલ રકમ: INR 6,00,000

  • લાંબા ગાળાનો વિકાસ દર (અંદાજે): 14%

  • SIP કેલ્ક્યુલેટર મુજબ અપેક્ષિત વળતર: INR 12,46,462

  • ચોખ્ખો નફો: INR 6,46,462

SIP-Calculator

ઉપરોક્ત ગણતરીઓ દર્શાવે છે કે જો તમે 10 વર્ષ માટે માસિક INR 5,000 (કુલ INR 6,00,000) નું રોકાણ કરશો તો તમને કમાણી થશે.INR 12,46,462 જેનો અર્થ છે કે તમે જે ચોખ્ખો નફો કરો છોINR 6,46,462. શું તે મહાન નથી!

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
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