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2022 માં રોકાણ કરવા માટે ટોચના 5 મ્યુચ્યુઅલ ફંડ

Updated on August 31, 2025 , 37933 views

મ્યુચ્યુઅલ ફંડ મોડેથી રોકાણનું લોકપ્રિય માધ્યમ બની ગયું છે અને ઘણા રોકાણકારો આ તરફ ઝુકાવતા હોય છેરોકાણ તેમાં. મ્યુચ્યુઅલ ફંડ માત્ર સારું વળતર જ આપતા નથી, પરંતુ તે હાંસલ કરવાની વ્યવસ્થિત તક પણ આપે છેનાણાકીય લક્ષ્યો, જે તાજેતરના સમયમાં તેમની લોકપ્રિયતાનું એક કારણ છે. જો કે, ઇચ્છિત રોકાણ લક્ષ્ય હાંસલ કરવા અથવા સારું વળતર મેળવવા માટે, યોગ્ય ફંડમાં રોકાણ કરવું મહત્વપૂર્ણ છે. તેથી જ અમે અહીં છીએ! રોકાણકારો આયોજન કરી રહ્યા છેમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો, અમે તમને કેટલાક લાવીએ છીએશ્રેષ્ઠ પ્રદર્શન કરનાર મ્યુચ્યુઅલ ફંડ જે તમારે રોકાણ કરતી વખતે ધ્યાનમાં લેવાની જરૂર છે. આ ભંડોળને એયુએમ જેવા મહત્વના પરિમાણો હાથ ધરીને શોર્ટલિસ્ટ કરવામાં આવ્યા છે.નથી, ભૂતકાળનું પ્રદર્શન, પીઅર સરેરાશ વળતર, માહિતી ગુણોત્તર, વગેરે.

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ભારતમાં ટોચના 5 શ્રેષ્ઠ પ્રદર્શન કરતા મ્યુચ્યુઅલ ફંડ્સ

શ્રેષ્ઠ ઇક્વિટી મ્યુચ્યુઅલ ફંડ્સ 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)Information RatioSharpe Ratio
DSP World Gold Fund Growth ₹36.334
↑ 0.52
₹1,212 1,000 500 23.456.266.939.210.815.9-0.561.56
SBI PSU Fund Growth ₹30.9967
↑ 0.28
₹5,278 5,000 500 -3.316.9-9.429.529.223.5-0.27-0.78
Invesco India PSU Equity Fund Growth ₹61.39
↑ 0.74
₹1,391 5,000 500 -4.524.4-9.628.827.425.6-0.3-0.57
Franklin India Opportunities Fund Growth ₹254.396
↑ 2.70
₹7,376 5,000 500 3.519.5-0.728.528.837.31.83-0.3
Motilal Oswal Midcap 30 Fund  Growth ₹104.408
↓ -0.18
₹33,609 5,000 500 4.817.71.628.333.457.10.44-0.11
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25
Note: Ratio's shown as on 31 Jul 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundSBI PSU FundInvesco India PSU Equity FundFranklin India Opportunities FundMotilal Oswal Midcap 30 Fund 
Point 1Bottom quartile AUM (₹1,212 Cr).Lower mid AUM (₹5,278 Cr).Bottom quartile AUM (₹1,391 Cr).Upper mid AUM (₹7,376 Cr).Highest AUM (₹33,609 Cr).
Point 2Established history (17+ yrs).Established history (15+ yrs).Established history (15+ yrs).Oldest track record among peers (25 yrs).Established history (11+ yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 10.85% (bottom quartile).5Y return: 29.22% (upper mid).5Y return: 27.40% (bottom quartile).5Y return: 28.81% (lower mid).5Y return: 33.39% (top quartile).
Point 63Y return: 39.23% (top quartile).3Y return: 29.51% (upper mid).3Y return: 28.82% (lower mid).3Y return: 28.48% (bottom quartile).3Y return: 28.27% (bottom quartile).
Point 71Y return: 66.89% (top quartile).1Y return: -9.41% (bottom quartile).1Y return: -9.63% (bottom quartile).1Y return: -0.72% (lower mid).1Y return: 1.61% (upper mid).
Point 8Alpha: 2.80 (lower mid).Alpha: 0.19 (bottom quartile).Alpha: 5.70 (top quartile).Alpha: 1.79 (bottom quartile).Alpha: 3.70 (upper mid).
Point 9Sharpe: 1.56 (top quartile).Sharpe: -0.78 (bottom quartile).Sharpe: -0.57 (bottom quartile).Sharpe: -0.30 (lower mid).Sharpe: -0.11 (upper mid).
Point 10Information ratio: -0.56 (bottom quartile).Information ratio: -0.27 (lower mid).Information ratio: -0.30 (bottom quartile).Information ratio: 1.83 (top quartile).Information ratio: 0.44 (upper mid).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,212 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 10.85% (bottom quartile).
  • 3Y return: 39.23% (top quartile).
  • 1Y return: 66.89% (top quartile).
  • Alpha: 2.80 (lower mid).
  • Sharpe: 1.56 (top quartile).
  • Information ratio: -0.56 (bottom quartile).

SBI PSU Fund

  • Lower mid AUM (₹5,278 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 29.22% (upper mid).
  • 3Y return: 29.51% (upper mid).
  • 1Y return: -9.41% (bottom quartile).
  • Alpha: 0.19 (bottom quartile).
  • Sharpe: -0.78 (bottom quartile).
  • Information ratio: -0.27 (lower mid).

Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,391 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.40% (bottom quartile).
  • 3Y return: 28.82% (lower mid).
  • 1Y return: -9.63% (bottom quartile).
  • Alpha: 5.70 (top quartile).
  • Sharpe: -0.57 (bottom quartile).
  • Information ratio: -0.30 (bottom quartile).

Franklin India Opportunities Fund

  • Upper mid AUM (₹7,376 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 28.81% (lower mid).
  • 3Y return: 28.48% (bottom quartile).
  • 1Y return: -0.72% (lower mid).
  • Alpha: 1.79 (bottom quartile).
  • Sharpe: -0.30 (lower mid).
  • Information ratio: 1.83 (top quartile).

Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹33,609 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 33.39% (top quartile).
  • 3Y return: 28.27% (bottom quartile).
  • 1Y return: 1.61% (upper mid).
  • Alpha: 3.70 (upper mid).
  • Sharpe: -0.11 (upper mid).
  • Information ratio: 0.44 (upper mid).

શ્રેષ્ઠ ડેટ ફંડ્સ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
DSP Credit Risk Fund Growth ₹49.9174
↑ 0.01
₹2080.712.421.814.57.86.91%2Y 1M 6D2Y 10M 10D
Aditya Birla Sun Life Credit Risk Fund Growth ₹22.6347
↑ 0.00
₹1,0231.75.316.110.311.97.6%2Y 29D3Y 29D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04
₹2971.35.913.78.8 0%1Y 15D
Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01
₹3620.811.412.85.3 4.52%1Y 2M 13D1Y 7M 3D
Aditya Birla Sun Life Medium Term Plan Growth ₹40.2127
↑ 0.01
₹2,7440.94.812.79.210.57.44%3Y 6M 18D4Y 9M 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Credit Risk FundAditya Birla Sun Life Credit Risk FundFranklin India Ultra Short Bond Fund - Super Institutional PlanSundaram Short Term Debt FundAditya Birla Sun Life Medium Term Plan
Point 1Bottom quartile AUM (₹208 Cr).Upper mid AUM (₹1,023 Cr).Bottom quartile AUM (₹297 Cr).Lower mid AUM (₹362 Cr).Highest AUM (₹2,744 Cr).
Point 2Established history (22+ yrs).Established history (10+ yrs).Established history (17+ yrs).Oldest track record among peers (23 yrs).Established history (16+ yrs).
Point 3Top rated.Not Rated.Rating: 1★ (bottom quartile).Rating: 2★ (lower mid).Rating: 4★ (upper mid).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.
Point 51Y return: 21.83% (top quartile).1Y return: 16.09% (upper mid).1Y return: 13.69% (lower mid).1Y return: 12.83% (bottom quartile).1Y return: 12.71% (bottom quartile).
Point 61M return: 0.02% (bottom quartile).1M return: 0.22% (upper mid).1M return: 0.59% (top quartile).1M return: 0.20% (lower mid).1M return: -0.13% (bottom quartile).
Point 7Sharpe: 1.64 (bottom quartile).Sharpe: 2.49 (lower mid).Sharpe: 2.57 (upper mid).Sharpe: 0.98 (bottom quartile).Sharpe: 2.94 (top quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.91% (lower mid).Yield to maturity (debt): 7.60% (top quartile).Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 4.52% (bottom quartile).Yield to maturity (debt): 7.44% (upper mid).
Point 10Modified duration: 2.10 yrs (bottom quartile).Modified duration: 2.08 yrs (lower mid).Modified duration: 0.00 yrs (top quartile).Modified duration: 1.20 yrs (upper mid).Modified duration: 3.55 yrs (bottom quartile).

DSP Credit Risk Fund

  • Bottom quartile AUM (₹208 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 21.83% (top quartile).
  • 1M return: 0.02% (bottom quartile).
  • Sharpe: 1.64 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.91% (lower mid).
  • Modified duration: 2.10 yrs (bottom quartile).

Aditya Birla Sun Life Credit Risk Fund

  • Upper mid AUM (₹1,023 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 16.09% (upper mid).
  • 1M return: 0.22% (upper mid).
  • Sharpe: 2.49 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.60% (top quartile).
  • Modified duration: 2.08 yrs (lower mid).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

  • Bottom quartile AUM (₹297 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 13.69% (lower mid).
  • 1M return: 0.59% (top quartile).
  • Sharpe: 2.57 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

Sundaram Short Term Debt Fund

  • Lower mid AUM (₹362 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 12.83% (bottom quartile).
  • 1M return: 0.20% (lower mid).
  • Sharpe: 0.98 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 4.52% (bottom quartile).
  • Modified duration: 1.20 yrs (upper mid).

Aditya Birla Sun Life Medium Term Plan

  • Highest AUM (₹2,744 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 12.71% (bottom quartile).
  • 1M return: -0.13% (bottom quartile).
  • Sharpe: 2.94 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.44% (upper mid).
  • Modified duration: 3.55 yrs (bottom quartile).

શ્રેષ્ઠ હાઇબ્રિડ ફંડ્સ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
JM Equity Hybrid Fund Growth ₹119.206
↑ 0.25
₹8411.29.7-7.619.920.827
ICICI Prudential Multi-Asset Fund Growth ₹762.427
↑ 5.28
₹63,0012.310.67.619.322.816.1
ICICI Prudential Equity and Debt Fund Growth ₹393.55
↓ -0.09
₹44,6052.113.23.519.324.117.2
UTI Multi Asset Fund Growth ₹74.3752
↑ 0.02
₹5,9021.8112.118.915.420.7
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹37.58
↑ 0.08
₹1,258-1.116.3-4.818.42325.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryJM Equity Hybrid FundICICI Prudential Multi-Asset FundICICI Prudential Equity and Debt FundUTI Multi Asset FundBOI AXA Mid and Small Cap Equity and Debt Fund
Point 1Bottom quartile AUM (₹841 Cr).Highest AUM (₹63,001 Cr).Upper mid AUM (₹44,605 Cr).Lower mid AUM (₹5,902 Cr).Bottom quartile AUM (₹1,258 Cr).
Point 2Oldest track record among peers (30 yrs).Established history (22+ yrs).Established history (25+ yrs).Established history (16+ yrs).Established history (9+ yrs).
Point 3Rating: 1★ (lower mid).Rating: 2★ (upper mid).Top rated.Rating: 1★ (bottom quartile).Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 20.80% (bottom quartile).5Y return: 22.75% (lower mid).5Y return: 24.10% (top quartile).5Y return: 15.40% (bottom quartile).5Y return: 23.03% (upper mid).
Point 63Y return: 19.90% (top quartile).3Y return: 19.32% (upper mid).3Y return: 19.27% (lower mid).3Y return: 18.87% (bottom quartile).3Y return: 18.38% (bottom quartile).
Point 71Y return: -7.56% (bottom quartile).1Y return: 7.56% (top quartile).1Y return: 3.49% (upper mid).1Y return: 2.08% (lower mid).1Y return: -4.84% (bottom quartile).
Point 81M return: -0.03% (bottom quartile).1M return: 1.93% (top quartile).1M return: 1.63% (upper mid).1M return: 1.42% (lower mid).1M return: -0.11% (bottom quartile).
Point 9Alpha: -7.43 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 2.01 (top quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: -0.92 (bottom quartile).Sharpe: 0.14 (top quartile).Sharpe: -0.18 (upper mid).Sharpe: -0.27 (lower mid).Sharpe: -0.38 (bottom quartile).

JM Equity Hybrid Fund

  • Bottom quartile AUM (₹841 Cr).
  • Oldest track record among peers (30 yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.80% (bottom quartile).
  • 3Y return: 19.90% (top quartile).
  • 1Y return: -7.56% (bottom quartile).
  • 1M return: -0.03% (bottom quartile).
  • Alpha: -7.43 (bottom quartile).
  • Sharpe: -0.92 (bottom quartile).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹63,001 Cr).
  • Established history (22+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.75% (lower mid).
  • 3Y return: 19.32% (upper mid).
  • 1Y return: 7.56% (top quartile).
  • 1M return: 1.93% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.14 (top quartile).

ICICI Prudential Equity and Debt Fund

  • Upper mid AUM (₹44,605 Cr).
  • Established history (25+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.10% (top quartile).
  • 3Y return: 19.27% (lower mid).
  • 1Y return: 3.49% (upper mid).
  • 1M return: 1.63% (upper mid).
  • Alpha: 2.01 (top quartile).
  • Sharpe: -0.18 (upper mid).

UTI Multi Asset Fund

  • Lower mid AUM (₹5,902 Cr).
  • Established history (16+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.40% (bottom quartile).
  • 3Y return: 18.87% (bottom quartile).
  • 1Y return: 2.08% (lower mid).
  • 1M return: 1.42% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.27 (lower mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Bottom quartile AUM (₹1,258 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 23.03% (upper mid).
  • 3Y return: 18.38% (bottom quartile).
  • 1Y return: -4.84% (bottom quartile).
  • 1M return: -0.11% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.38 (bottom quartile).

શ્રેષ્ઠ ગોલ્ડ મ્યુચ્યુઅલ ફંડ્સ 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP World Gold Fund Growth ₹36.334
↑ 0.52
₹1,21223.456.266.939.210.815.9
SBI Gold Fund Growth ₹30.5697
↓ -0.01
₹4,7407.521.543.325.913.819.6
IDBI Gold Fund Growth ₹27.2034
↓ -0.10
₹2147.321.543.225.813.918.7
Aditya Birla Sun Life Gold Fund Growth ₹30.5061
↑ 0.05
₹6638.122.24425.613.818.7
ICICI Prudential Regular Gold Savings Fund Growth ₹32.3683
↓ -0.05
₹2,3847.621.543.325.613.619.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Aug 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundSBI Gold FundIDBI Gold FundAditya Birla Sun Life Gold FundICICI Prudential Regular Gold Savings Fund
Point 1Lower mid AUM (₹1,212 Cr).Highest AUM (₹4,740 Cr).Bottom quartile AUM (₹214 Cr).Bottom quartile AUM (₹663 Cr).Upper mid AUM (₹2,384 Cr).
Point 2Oldest track record among peers (17 yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).Established history (13+ yrs).
Point 3Top rated.Rating: 2★ (lower mid).Not Rated.Rating: 3★ (upper mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 10.85% (bottom quartile).5Y return: 13.84% (upper mid).5Y return: 13.85% (top quartile).5Y return: 13.83% (lower mid).5Y return: 13.64% (bottom quartile).
Point 63Y return: 39.23% (top quartile).3Y return: 25.86% (upper mid).3Y return: 25.84% (lower mid).3Y return: 25.60% (bottom quartile).3Y return: 25.58% (bottom quartile).
Point 71Y return: 66.89% (top quartile).1Y return: 43.27% (bottom quartile).1Y return: 43.21% (bottom quartile).1Y return: 44.01% (upper mid).1Y return: 43.32% (lower mid).
Point 8Alpha: 2.80 (top quartile).1M return: 5.89% (lower mid).1M return: 5.75% (bottom quartile).1M return: 6.39% (upper mid).1M return: 5.88% (bottom quartile).
Point 9Sharpe: 1.56 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Information ratio: -0.56 (bottom quartile).Sharpe: 2.53 (upper mid).Sharpe: 2.25 (bottom quartile).Sharpe: 2.62 (top quartile).Sharpe: 2.50 (lower mid).

DSP World Gold Fund

  • Lower mid AUM (₹1,212 Cr).
  • Oldest track record among peers (17 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 10.85% (bottom quartile).
  • 3Y return: 39.23% (top quartile).
  • 1Y return: 66.89% (top quartile).
  • Alpha: 2.80 (top quartile).
  • Sharpe: 1.56 (bottom quartile).
  • Information ratio: -0.56 (bottom quartile).

SBI Gold Fund

  • Highest AUM (₹4,740 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.84% (upper mid).
  • 3Y return: 25.86% (upper mid).
  • 1Y return: 43.27% (bottom quartile).
  • 1M return: 5.89% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 2.53 (upper mid).

IDBI Gold Fund

  • Bottom quartile AUM (₹214 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.85% (top quartile).
  • 3Y return: 25.84% (lower mid).
  • 1Y return: 43.21% (bottom quartile).
  • 1M return: 5.75% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.25 (bottom quartile).

Aditya Birla Sun Life Gold Fund

  • Bottom quartile AUM (₹663 Cr).
  • Established history (13+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.83% (lower mid).
  • 3Y return: 25.60% (bottom quartile).
  • 1Y return: 44.01% (upper mid).
  • 1M return: 6.39% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.62 (top quartile).

ICICI Prudential Regular Gold Savings Fund

  • Upper mid AUM (₹2,384 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.64% (bottom quartile).
  • 3Y return: 25.58% (bottom quartile).
  • 1Y return: 43.32% (lower mid).
  • 1M return: 5.88% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.50 (lower mid).

મ્યુચ્યુઅલ ફંડના પ્રકાર: જોખમ અને વળતર

તમે રોકાણ કરો તે પહેલાં, નીચેની મ્યુચ્યુઅલ ફંડ શ્રેણીઓના મૂળભૂત જોખમ અને સરેરાશ વળતર જાણો:

મ્યુચ્યુઅલ ફંડ કેટેગરી સરેરાશ વળતર જોખમ જોખમનો પ્રકાર
ઇક્વિટી ફંડ્સ 2%-20% ઉચ્ચથી મધ્યમ અસ્થિરતા જોખમ, પ્રદર્શન જોખમ, એકાગ્રતા જોખમ
દેવું/બોન્ડ 8-14% નીચાથી મધ્યમ વ્યાજ દર જોખમ, ક્રેડિટ જોખમ
મની માર્કેટ ફંડ્સ 4%-8% નીચું ફુગાવો જોખમ, તક ગુમાવવી
સંતુલિત ભંડોળ 5-15% માધ્યમ ઇક્વિટી, ડેટ હોલ્ડિંગ્સમાં ઉચ્ચ એક્સપોઝર

મ્યુચ્યુઅલ ફંડ કેલ્ક્યુલેટર: તમારા રોકાણના વળતર પૂર્વ-નિર્ધારિત કરો

સિપ કેલ્ક્યુલેટર એ એક સ્માર્ટ સાધન છે જે રોકાણકારોના મુખ્ય પ્રશ્નોનું નિરાકરણ કરે છે જેમ કે 'કેટલું રોકાણ કરવું', 'હું કેટલું કમાઈશ', 'મારો નફો કેટલો હશે', વગેરે.મ્યુચ્યુઅલ ફંડ કેલ્ક્યુલેટર, વધુ વિશિષ્ટ રીતે,SIP કેલ્ક્યુલેટર તમે જે મુદત માટે રોકાણ કરવા માંગો છો તે માટે તમારી રોકાણની રકમ પૂર્વ-નિર્ધારિત કરે છે. તે અસરકારક માટે શ્રેષ્ઠ સાધનો પૈકી એક છેનાણાકીય આયોજન. શું કોઈ વ્યક્તિ કાર, ઘર ખરીદવાની યોજના બનાવવા માંગે છે, તેના માટે યોજના બનાવોનિવૃત્તિ, બાળકનું ઉચ્ચ શિક્ષણ અથવા અન્ય કોઈપણ નાણાકીય ધ્યેય, તેના માટે SIP કેલ્ક્યુલેટરનો ઉપયોગ કરી શકાય છે. કેલ્ક્યુલેટર કેવી રીતે કાર્ય કરે છે તે અહીં છે:

ઉદાહરણ:

માસિક રોકાણ: ₹ 2,000

રોકાણનો સમયગાળો: 10 વર્ષ

રોકાણ કરેલ કુલ રકમ: ₹ 2,40,000

લાંબા ગાળાની ફુગાવો: 5% (આશરે)

લાંબા ગાળાનો વિકાસ દર: 14% (આશરે)

SIP કેલ્ક્યુલેટર મુજબ અપેક્ષિત વળતર: ₹ 4,98,585

SIP-Calculator

SIP કેલ્ક્યુલેટરમાં તમારે ફક્ત કેટલાક મૂળભૂત ઇનપુટ્સ દાખલ કરવાની જરૂર છે જેમ કે રોકાણની રકમ અને રોકાણનો સમયગાળો (વધારાના ઇનપુટ્સ જેમ કે ફુગાવો અને અપેક્ષિતબજાર વળતર વધુ વાસ્તવિક ચિત્ર આપશે). આ એન્ટ્રીઓનું આઉટપુટ પાકતી મુદતની અંતિમ રકમ અને થયેલ લાભ હશે.

ધ્યેયને ધ્યાનમાં રાખીને સમાન ગણતરી પણ લક્ષ્ય સુધી પહોંચવા માટે વ્યક્તિએ કેટલું રોકાણ કરવું જોઈએ તે નક્કી કરવા માટે કરી શકાય છે. તમારે કોઈ ચોક્કસ ધ્યેય પસંદ કરવો પડશે, જેમ કે નીચે આપેલા છે, અને ધ્યેય કેલ્ક્યુલેટરનો ઉપયોગ કરીને વિગતોનો અંદાજ કાઢવો પડશે.

SIP-Calculator-6

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
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