10 सर्वश्रेष्ठ एलआईसी म्यूचुअल फंड योजनाएं 2022

Updated on September 4, 2026 , 44056 views

भारत के प्रमुख ब्रांड की सहयोगी कंपनी होने के नाते,एलआईसी म्यूचुअल फंड परिसंपत्ति प्रबंधन क्षेत्र में मान्यता प्राप्त खिलाड़ियों में से एक है। फंड हाउस एक विस्तृत पेशकश करता हैश्रेणी में म्युचुअल फंड योजनाओं कीमंडी. निवेशक जैसे विकल्पों में से चुन सकते हैंइक्विटी फ़ंड,डेट फंड,लिक्विड फंड,हाइब्रिड फंड, आदि।

आदर्श रूप से, आपको एक ऐसा फंड चुनना चाहिए जो आपके निवेश लक्ष्यों से संबंधित आपकी आवश्यकताओं के लिए सबसे उपयुक्त हो। लम्बे समय के लिए-टर्म प्लान, इक्विटी सबसे अच्छा है, जबकि अल्पावधि के लिए आप पसंद कर सकते हैंनिवेश कर्ज मेंम्यूचुअल फंड्स. में निवेश करने के सर्वोत्तम भागों में से एकएलआईसी म्यूचुअल फंड यह है कि इसकी एक मजबूत जोखिम प्रबंधन टीम है जो बाजार के रुझान की भविष्यवाणी करती है और आपके पोर्टफोलियो को उसके अनुसार संतुलित करने में मदद करती है। निवेश करने की योजना बना रहे निवेशक नीचे सूचीबद्ध शीर्ष 10 सर्वश्रेष्ठ एलआईसी म्यूचुअल फंड योजनाओं में से एक फंड चुन सकते हैं।

इन फंडों को एयूएम जैसे कुछ मानकों को पूरा करके शॉर्टलिस्ट किया गया है।नहीं हैं, पिछले प्रदर्शन, सहकर्मी औसत रिटर्न, आदि।

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सर्वश्रेष्ठ एलआईसी म्यूचुअल फंड योजनाएं

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2025 (%)
LIC MF Infrastructure Fund Growth	₹54.9847 ↑ 0.18	₹1,145	5,000	1,000	3.7	13.8	13.6	22.6	20.8	9.6	-3.7
LIC MF Large and Midcap Fund Growth	₹39.2566 ↓ -0.23	₹3,133	5,000	1,000	7.4	6.2	3.1	13.1	10.7	12.6	0.2
LIC MF Multi Cap Fund Growth	₹107.247 ↓ -0.71	₹1,075	5,000	1,000	11.7	14.2	8.2	11.4	9.9	10	2
LIC MF Equity Hybrid Fund Growth	₹202.799 ↑ 0.24	₹540	5,000	1,000	5.9	6.5	4	10.6	7.9	8.5	5.6
LIC MF Tax Plan Growth	₹148.201 ↓ -0.06	₹1,030	500	500	6.2	3.1	-2.4	9.2	8.4	10.6	0.8
LIC MF Childrens Fund Growth	₹34.6119 ↓ -0.06	₹16	5,000	1,000	7.8	13	7.9	8.8	7.6	5.1	-4.9
LIC MF Banking & Financial Services Fund Growth	₹21.8374 ↑ 0.06	₹270	5,000	1,000	8.6	2.1	7.4	7.7	9.5	7.1	16.5
LIC MF Large Cap Fund Growth	₹53.4425 ↓ -0.02	₹1,387	5,000	1,000	4.7	0.5	-3.7	7.5	5.5	10	6
LIC MF Index Fund Nifty Growth	₹132.167 ↑ 0.15	₹371	5,000	1,000	2.4	-2.1	-3.4	7.1	6.7	11.9	10.7
LIC MF Liquid Fund Growth	₹5,075.38 ↑ 0.73	₹16,809	5,000	1,000	1.7	3.4	6.4	6.9	6.2	6.9	6.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	LIC MF Infrastructure Fund	LIC MF Large and Midcap Fund	LIC MF Multi Cap Fund	LIC MF Equity Hybrid Fund	LIC MF Tax Plan	LIC MF Childrens Fund	LIC MF Banking & Financial Services Fund	LIC MF Large Cap Fund	LIC MF Index Fund Nifty	LIC MF Liquid Fund
Point 1	Upper mid AUM (₹1,145 Cr).	Top quartile AUM (₹3,133 Cr).	Upper mid AUM (₹1,075 Cr).	Lower mid AUM (₹540 Cr).	Lower mid AUM (₹1,030 Cr).	Bottom quartile AUM (₹16 Cr).	Bottom quartile AUM (₹270 Cr).	Upper mid AUM (₹1,387 Cr).	Bottom quartile AUM (₹371 Cr).	Highest AUM (₹16,809 Cr).
Point 2	Established history (18+ yrs).	Established history (11+ yrs).	Oldest track record among peers (27 yrs).	Established history (27+ yrs).	Established history (27+ yrs).	Established history (24+ yrs).	Established history (11+ yrs).	Established history (27+ yrs).	Established history (23+ yrs).	Established history (24+ yrs).
Point 3	Not Rated.	Not Rated.	Rating: 2★ (top quartile).	Rating: 2★ (upper mid).	Rating: 1★ (upper mid).	Not Rated.	Not Rated.	Rating: 2★ (upper mid).	Rating: 1★ (lower mid).	Top rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Low.
Point 5	5Y return: 20.80% (top quartile).	5Y return: 10.67% (top quartile).	5Y return: 9.88% (upper mid).	5Y return: 7.94% (lower mid).	5Y return: 8.38% (upper mid).	5Y return: 7.63% (lower mid).	5Y return: 9.52% (upper mid).	5Y return: 5.55% (bottom quartile).	5Y return: 6.74% (bottom quartile).	1Y return: 6.42% (upper mid).
Point 6	3Y return: 22.59% (top quartile).	3Y return: 13.10% (top quartile).	3Y return: 11.37% (upper mid).	3Y return: 10.56% (upper mid).	3Y return: 9.18% (upper mid).	3Y return: 8.81% (lower mid).	3Y return: 7.72% (lower mid).	3Y return: 7.54% (bottom quartile).	3Y return: 7.05% (bottom quartile).	1M return: 0.55% (upper mid).
Point 7	1Y return: 13.55% (top quartile).	1Y return: 3.10% (lower mid).	1Y return: 8.21% (top quartile).	1Y return: 3.96% (lower mid).	1Y return: -2.41% (bottom quartile).	1Y return: 7.92% (upper mid).	1Y return: 7.37% (upper mid).	1Y return: -3.68% (bottom quartile).	1Y return: -3.40% (bottom quartile).	Sharpe: 2.31 (top quartile).
Point 8	Alpha: 5.37 (top quartile).	Alpha: -3.76 (bottom quartile).	Alpha: 4.13 (top quartile).	1M return: 1.08% (top quartile).	Alpha: -5.55 (bottom quartile).	1M return: 0.62% (top quartile).	Alpha: 2.27 (upper mid).	Alpha: -4.17 (bottom quartile).	1M return: -2.93% (bottom quartile).	Information ratio: 0.00 (top quartile).
Point 9	Sharpe: 0.28 (top quartile).	Sharpe: -0.16 (lower mid).	Sharpe: 0.20 (upper mid).	Alpha: -1.14 (lower mid).	Sharpe: -0.36 (bottom quartile).	Alpha: 2.43 (upper mid).	Sharpe: -0.01 (upper mid).	Sharpe: -0.41 (bottom quartile).	Alpha: -1.14 (lower mid).	Yield to maturity (debt): 7.12% (top quartile).
Point 10	Information ratio: 0.56 (top quartile).	Information ratio: -0.08 (upper mid).	Information ratio: -0.14 (lower mid).	Sharpe: -0.20 (lower mid).	Information ratio: -0.44 (lower mid).	Sharpe: 0.03 (upper mid).	Information ratio: -0.63 (bottom quartile).	Information ratio: -0.97 (bottom quartile).	Sharpe: -0.37 (bottom quartile).	Modified duration: 0.17 yrs (bottom quartile).

LIC MF Infrastructure Fund

Upper mid AUM (₹1,145 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.80% (top quartile).
3Y return: 22.59% (top quartile).
1Y return: 13.55% (top quartile).
Alpha: 5.37 (top quartile).
Sharpe: 0.28 (top quartile).
Information ratio: 0.56 (top quartile).

LIC MF Large and Midcap Fund

Top quartile AUM (₹3,133 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.67% (top quartile).
3Y return: 13.10% (top quartile).
1Y return: 3.10% (lower mid).
Alpha: -3.76 (bottom quartile).
Sharpe: -0.16 (lower mid).
Information ratio: -0.08 (upper mid).

LIC MF Multi Cap Fund

Upper mid AUM (₹1,075 Cr).
Oldest track record among peers (27 yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 9.88% (upper mid).
3Y return: 11.37% (upper mid).
1Y return: 8.21% (top quartile).
Alpha: 4.13 (top quartile).
Sharpe: 0.20 (upper mid).
Information ratio: -0.14 (lower mid).

LIC MF Equity Hybrid Fund

Lower mid AUM (₹540 Cr).
Established history (27+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 7.94% (lower mid).
3Y return: 10.56% (upper mid).
1Y return: 3.96% (lower mid).
1M return: 1.08% (top quartile).
Alpha: -1.14 (lower mid).
Sharpe: -0.20 (lower mid).

LIC MF Tax Plan

Lower mid AUM (₹1,030 Cr).
Established history (27+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.38% (upper mid).
3Y return: 9.18% (upper mid).
1Y return: -2.41% (bottom quartile).
Alpha: -5.55 (bottom quartile).
Sharpe: -0.36 (bottom quartile).
Information ratio: -0.44 (lower mid).

LIC MF Childrens Fund

Bottom quartile AUM (₹16 Cr).
Established history (24+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.63% (lower mid).
3Y return: 8.81% (lower mid).
1Y return: 7.92% (upper mid).
1M return: 0.62% (top quartile).
Alpha: 2.43 (upper mid).
Sharpe: 0.03 (upper mid).

LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹270 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 9.52% (upper mid).
3Y return: 7.72% (lower mid).
1Y return: 7.37% (upper mid).
Alpha: 2.27 (upper mid).
Sharpe: -0.01 (upper mid).
Information ratio: -0.63 (bottom quartile).

LIC MF Large Cap Fund

Upper mid AUM (₹1,387 Cr).
Established history (27+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 5.55% (bottom quartile).
3Y return: 7.54% (bottom quartile).
1Y return: -3.68% (bottom quartile).
Alpha: -4.17 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: -0.97 (bottom quartile).

LIC MF Index Fund Nifty

Bottom quartile AUM (₹371 Cr).
Established history (23+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 6.74% (bottom quartile).
3Y return: 7.05% (bottom quartile).
1Y return: -3.40% (bottom quartile).
1M return: -2.93% (bottom quartile).
Alpha: -1.14 (lower mid).
Sharpe: -0.37 (bottom quartile).

LIC MF Liquid Fund

Highest AUM (₹16,809 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.42% (upper mid).
1M return: 0.55% (upper mid).
Sharpe: 2.31 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.12% (top quartile).
Modified duration: 0.17 yrs (bottom quartile).

1. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Upper mid AUM (₹1,145 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.80% (top quartile).
3Y return: 22.59% (top quartile).
1Y return: 13.55% (top quartile).
Alpha: 5.37 (top quartile).
Sharpe: 0.28 (top quartile).
Information ratio: 0.56 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Indo MIM Ltd (~5.5%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (04 Sep 26)	₹54.9847 ↑ 0.18 (0.34 %)
Net Assets (Cr)	₹1,145 on 31 Jul 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	0.28
Information Ratio	0.56
Alpha Ratio	5.37
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,438
31 Aug 23	₹14,078
31 Aug 24	₹25,080
31 Aug 25	₹22,664
31 Aug 26	₹26,211

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-0.3%
3 Month	3.7%
6 Month	13.8%
1 Year	13.6%
3 Year	22.6%
5 Year	20.8%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Mahesh Bendre	1 Jul 24	2.08 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	36.3%
Consumer Cyclical	19.93%
Financial Services	9.79%
Basic Materials	9.64%
Utility	9.62%
Real Estate	5.65%
Communication Services	3.64%

Asset Allocation

Asset Class	Value
Cash	5.32%
Equity	94.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indo MIM Ltd (Industrials) Equity, Since 31 Jul 26 \| INDOMIM	5%	₹63 Cr	805,997 ↑ 805,997
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	4%	₹42 Cr	1,224,915
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹41 Cr	944,348
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	4%	₹41 Cr	57,317
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 26 \| 503100	3%	₹39 Cr	206,535 ↑ 206,535
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	3%	₹38 Cr	96,023
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹33 Cr	861,040
KSH International Ltd (Industrials) Equity, Since 31 Dec 25 \| KSHINTL	3%	₹31 Cr	367,501
Carraro India Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| CARRARO	3%	₹30 Cr	565,917
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 May 26 \| POWERINDIA	3%	₹29 Cr	9,105 ↑ 3,628

2. LIC MF Large and Midcap Fund

(Erstwhile LIC MF Midcap Fund)

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of mid-cap companies. However, there can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for LIC MF Large and Midcap Fund

Top quartile AUM (₹3,133 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 10.67% (top quartile).
3Y return: 13.10% (top quartile).
1Y return: 3.10% (lower mid).
Alpha: -3.76 (bottom quartile).
Sharpe: -0.16 (lower mid).
Information ratio: -0.08 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding AU Small Finance Bank Ltd (~4.1%).

Below is the key information for LIC MF Large and Midcap Fund

LIC MF Large and Midcap Fund Growth
Launch Date	25 Feb 15
NAV (04 Sep 26)	₹39.2566 ↓ -0.23 (-0.59 %)
Net Assets (Cr)	₹3,133 on 31 Jul 26
Category	Equity - Large & Mid Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.16
Information Ratio	-0.08
Alpha Ratio	-3.76
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,658
31 Aug 23	₹11,498
31 Aug 24	₹17,241
31 Aug 25	₹16,062
31 Aug 26	₹17,184

LIC MF Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for LIC MF Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-1.2%
3 Month	7.4%
6 Month	6.2%
1 Year	3.1%
3 Year	13.1%
5 Year	10.7%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	0.2%
2024	27.9%
2023	26.7%
2022	-2.3%
2021	33.3%
2020	14.1%
2019	10.9%
2018	-5%
2017	40.1%
2016	13.2%

Fund Manager information for LIC MF Large and Midcap Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0.4 Yr.

Data below for LIC MF Large and Midcap Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	24.27%
Industrials	23.88%
Consumer Cyclical	20.21%
Health Care	11.18%
Technology	7.45%
Communication Services	4.59%
Consumer Defensive	2.94%
Real Estate	2.3%
Basic Materials	2%

Asset Allocation

Asset Class	Value
Cash	1.18%
Equity	98.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 May 26 \| 540611	4%	₹127 Cr	1,214,500
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 26 \| PERSISTENT	4%	₹124 Cr	222,634 ↑ 30,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Apr 26 \| 500034	4%	₹111 Cr	975,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 May 26 \| 500093	3%	₹108 Cr	1,254,283 ↑ 216,783
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jan 26 \| INDIGO	3%	₹105 Cr	202,115
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 May 22 \| 500493	3%	₹103 Cr	469,866
Schaeffler India Ltd (Consumer Cyclical) Equity, Since 31 May 21 \| SCHAEFFLER	3%	₹100 Cr	245,209
FSN E-Commerce Ventures Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| NYKAA	3%	₹97 Cr	2,909,236 ↑ 1,250,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 21 \| 532215	3%	₹96 Cr	778,610
Aditya Birla Capital Ltd (Financial Services) Equity, Since 28 Feb 26 \| ABCAPITAL	3%	₹95 Cr	2,361,453 ↑ 195,000

3. LIC MF Multi Cap Fund

(Erstwhile LIC MF Equity Fund)

The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Multi Cap Fund

Upper mid AUM (₹1,075 Cr).
Oldest track record among peers (27 yrs).
Rating: 2★ (top quartile).
Risk profile: Moderately High.
5Y return: 9.88% (upper mid).
3Y return: 11.37% (upper mid).
1Y return: 8.21% (top quartile).
Alpha: 4.13 (top quartile).
Sharpe: 0.20 (upper mid).
Information ratio: -0.14 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding ICICI Bank Ltd (~4.9%).

Below is the key information for LIC MF Multi Cap Fund

LIC MF Multi Cap Fund Growth
Launch Date	15 Feb 99
NAV (04 Sep 26)	₹107.247 ↓ -0.71 (-0.65 %)
Net Assets (Cr)	₹1,075 on 31 Jul 26
Category	Equity - Multi Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	0.2
Information Ratio	-0.14
Alpha Ratio	4.13
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Multi Cap

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,068
31 Aug 23	₹11,581
31 Aug 24	₹15,662
31 Aug 25	₹14,630
31 Aug 26	₹16,568

LIC MF Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for LIC MF Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	0.6%
3 Month	11.7%
6 Month	14.2%
1 Year	8.2%
3 Year	11.4%
5 Year	9.9%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	2%
2024	18.8%
2023	28.8%
2022	-2.6%
2021	20.2%
2020	10.4%
2019	13.7%
2018	-7.7%
2017	25.7%
2016	2.2%

Fund Manager information for LIC MF Multi Cap Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0.4 Yr.
Nikhil Kapoor	1 Jul 26	0.17 Yr.

Data below for LIC MF Multi Cap Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	24.98%
Consumer Cyclical	17.01%
Industrials	15.69%
Health Care	12.89%
Basic Materials	9.9%
Technology	7.56%
Consumer Defensive	3.85%
Communication Services	2.85%
Real Estate	2.29%

Asset Allocation

Asset Class	Value
Cash	2.96%
Equity	97.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 26 \| ICICIBANK	5%	₹52 Cr	364,330
Solar Industries India Ltd (Basic Materials) Equity, Since 31 May 26 \| SOLARINDS	4%	₹41 Cr	22,500 ↑ 1,500
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 24 \| 532215	4%	₹38 Cr	312,457
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 26 \| INDUSINDBK	3%	₹35 Cr	343,500
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Oct 24 \| TORNTPHARM	3%	₹34 Cr	67,225
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Apr 26 \| MOTHERSON	3%	₹34 Cr	2,237,500 ↑ 190,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Jun 25 \| INDIGO	3%	₹34 Cr	65,075
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jul 24 \| NAVINFLUOR	3%	₹33 Cr	43,995
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 25 \| LT	3%	₹33 Cr	83,902
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 26 \| ETERNAL	3%	₹33 Cr	1,090,000 ↑ 280,000

4. LIC MF Equity Hybrid Fund

(Erstwhile LIC MF Balanced Fund)

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Equity Hybrid Fund

Lower mid AUM (₹540 Cr).
Established history (27+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 7.94% (lower mid).
3Y return: 10.56% (upper mid).
1Y return: 3.96% (lower mid).
1M return: 1.08% (top quartile).
Alpha: -1.14 (lower mid).
Sharpe: -0.20 (lower mid).
Information ratio: -0.01 (upper mid).
Top sector: Industrials.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~71%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~4.6%).

Below is the key information for LIC MF Equity Hybrid Fund

LIC MF Equity Hybrid Fund Growth
Launch Date	3 Feb 99
NAV (04 Sep 26)	₹202.799 ↑ 0.24 (0.12 %)
Net Assets (Cr)	₹540 on 31 Jul 26
Category	Hybrid - Hybrid Equity
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.28
Sharpe Ratio	-0.2
Information Ratio	-0.01
Alpha Ratio	-1.14
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Hybrid Equity

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹9,969
31 Aug 23	₹10,879
31 Aug 24	₹14,283
31 Aug 25	₹13,993
31 Aug 26	₹14,910

LIC MF Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for LIC MF Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	1.1%
3 Month	5.9%
6 Month	6.5%
1 Year	4%
3 Year	10.6%
5 Year	7.9%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.6%
2024	17%
2023	19.3%
2022	-2.2%
2021	15.5%
2020	9.6%
2019	13.5%
2018	-4.5%
2017	20.4%
2016	5.5%

Fund Manager information for LIC MF Equity Hybrid Fund

Name	Since	Tenure
Pratik Shroff	26 Sep 23	2.93 Yr.
Manoj Bajpai	1 Jul 26	0.17 Yr.

Data below for LIC MF Equity Hybrid Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	4.54%
Equity	70.62%
Debt	24.85%

Equity Sector Allocation

Sector	Value
Industrials	16.83%
Financial Services	15.15%
Consumer Cyclical	11.18%
Health Care	9.15%
Basic Materials	7.18%
Technology	4.85%
Communication Services	4.46%
Energy	1.81%

Debt Sector Allocation

Sector	Value
Government	20.02%
Corporate	7.79%
Cash Equivalent	1.58%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 12 \| ICICIBANK	5%	₹25 Cr	172,801
Sansera Engineering Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| SANSERA	4%	₹21 Cr	62,000 ↑ 31,232
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹16 Cr	1,500
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| HDFCBANK	3%	₹15 Cr	200,000 ↓ -110,470
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 26 \| 500034	2%	₹13 Cr	113,121
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Jul 26 \| NAUKRI	2%	₹13 Cr	104,000 ↑ 104,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 28 Feb 25 \| APOLLOHOSP	2%	₹11 Cr	12,701
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 20 \| BHARTIARTL	2%	₹11 Cr	57,420
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 25 \| M&M	2%	₹11 Cr	32,660
7.34% Govt Stock 2064 Sovereign Bonds \| -	2%	₹11 Cr	1,098,400

5. LIC MF Tax Plan

The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Tax Plan

Lower mid AUM (₹1,030 Cr).
Established history (27+ yrs).
Rating: 1★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.38% (upper mid).
3Y return: 9.18% (upper mid).
1Y return: -2.41% (bottom quartile).
Alpha: -5.55 (bottom quartile).
Sharpe: -0.36 (bottom quartile).
Information ratio: -0.44 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding ICICI Bank Ltd (~8.4%).

Below is the key information for LIC MF Tax Plan

LIC MF Tax Plan Growth
Launch Date	3 Feb 99
NAV (04 Sep 26)	₹148.201 ↓ -0.06 (-0.04 %)
Net Assets (Cr)	₹1,030 on 31 Jul 26
Category	Equity - ELSS
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.01
Sharpe Ratio	-0.36
Information Ratio	-0.44
Alpha Ratio	-5.55
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	ELSS

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,313
31 Aug 23	₹11,550
31 Aug 24	₹15,831
31 Aug 25	₹15,211
31 Aug 26	₹15,239

LIC MF Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for LIC MF Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-2%
3 Month	6.2%
6 Month	3.1%
1 Year	-2.4%
3 Year	9.2%
5 Year	8.4%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	0.8%
2024	22.6%
2023	26.3%
2022	-1.6%
2021	26.2%
2020	8.9%
2019	11.9%
2018	-1.1%
2017	37.3%
2016	3.3%

Fund Manager information for LIC MF Tax Plan

Name	Since	Tenure
Sumit Bhatnagar	7 Apr 26	0.4 Yr.
Nikhil Kapoor	1 Jul 26	0.17 Yr.

Data below for LIC MF Tax Plan as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	28.33%
Consumer Cyclical	27.06%
Industrials	11.61%
Health Care	11.51%
Consumer Defensive	6.21%
Basic Materials	6.01%
Communication Services	3.3%
Technology	1.65%
Energy	1.08%
Real Estate	0.06%

Asset Allocation

Asset Class	Value
Cash	3.18%
Equity	96.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	8%	₹87 Cr	604,329
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	7%	₹69 Cr	916,422
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 21 \| 532215	4%	₹42 Cr	342,519
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Jun 22 \| CHOLAFIN	4%	₹39 Cr	210,855
SML Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 26 \| SMLMAH	3%	₹34 Cr	59,236 ↑ 18,511
State Bank of India (Financial Services) Equity, Since 31 May 23 \| SBIN	3%	₹33 Cr	320,605
SRF Ltd (Industrials) Equity, Since 31 May 21 \| SRF	3%	₹29 Cr	111,802 ↑ 40,249
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 23 \| LT	3%	₹27 Cr	68,942
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| EICHERMOT	3%	₹26 Cr	33,738
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| ETERNAL	2%	₹24 Cr	790,997 ↑ 176,896

6. LIC MF Childrens Fund

An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Research Highlights for LIC MF Childrens Fund

Bottom quartile AUM (₹16 Cr).
Established history (24+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.63% (lower mid).
3Y return: 8.81% (lower mid).
1Y return: 7.92% (upper mid).
1M return: 0.62% (top quartile).
Alpha: 2.43 (upper mid).
Sharpe: 0.03 (upper mid).
Information ratio: -0.13 (upper mid).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding 7.38% Govt Stock 2027 (~9.6%).

Below is the key information for LIC MF Childrens Fund

LIC MF Childrens Fund Growth
Launch Date	21 Nov 01
NAV (04 Sep 26)	₹34.6119 ↓ -0.06 (-0.16 %)
Net Assets (Cr)	₹16 on 31 Jul 26
Category	Solutions - Childrens Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	0.03
Information Ratio	-0.13
Alpha Ratio	2.43
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Sub Cat.	Childrens Fund

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,087
31 Aug 23	₹11,205
31 Aug 24	₹14,530
31 Aug 25	₹13,326
31 Aug 26	₹14,812

LIC MF Childrens Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for LIC MF Childrens Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	0.6%
3 Month	7.8%
6 Month	13%
1 Year	7.9%
3 Year	8.8%
5 Year	7.6%
10 Year
15 Year
Since launch	5.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-4.9%
2024	18.5%
2023	22.1%
2022	-1%
2021	15.5%
2020	12.4%
2019	13.2%
2018	-8%
2017	14.1%
2016	9.7%

Fund Manager information for LIC MF Childrens Fund

Name	Since	Tenure
Pratik Shroff	26 Sep 23	2.93 Yr.
Siddharth Panjwani	1 Jul 26	0.17 Yr.

Data below for LIC MF Childrens Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	9.56%
Equity	80.85%
Debt	9.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	10%	₹2 Cr	150,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 28 Feb 23 \| SUNPHARMA	5%	₹1 Cr	4,000 ↑ 2,631
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| ICICIBANK	4%	₹1 Cr	4,000 ↑ 1,216
Cummins India Ltd (Industrials) Equity, Since 31 Jul 26 \| 500480	4%	₹1 Cr	1,025 ↑ 1,025
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| M&M	3%	₹1 Cr	1,600 ↑ 720
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 31 Jul 25 \| 532343	3%	₹1 Cr	1,250 ↑ 710
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 26 \| PERSISTENT	3%	₹0 Cr	880 ↑ 880
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TITAN	3%	₹0 Cr	994 ↑ 560
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 26 \| UJJIVANSFB	3%	₹0 Cr	66,500 ↑ 66,500
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 31 Jul 25 \| RADICO	3%	₹0 Cr	1,005 ↑ 522

7. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Banking & Financial Services Fund

Bottom quartile AUM (₹270 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 9.52% (upper mid).
3Y return: 7.72% (lower mid).
1Y return: 7.37% (upper mid).
Alpha: 2.27 (upper mid).
Sharpe: -0.01 (upper mid).
Information ratio: -0.63 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~14.0%).

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (04 Sep 26)	₹21.8374 ↑ 0.06 (0.26 %)
Net Assets (Cr)	₹270 on 31 Jul 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.27
Sharpe Ratio	-0.01
Information Ratio	-0.63
Alpha Ratio	2.27
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,810
31 Aug 23	₹12,583
31 Aug 24	₹14,433
31 Aug 25	₹14,681
31 Aug 26	₹16,019

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-0.1%
3 Month	8.6%
6 Month	2.1%
1 Year	7.4%
3 Year	7.7%
5 Year	9.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	16.5%
2024	0.5%
2023	20.5%
2022	19.6%
2021	9.8%
2020	-2.1%
2019	19.9%
2018	-18%
2017	32.7%
2016	10.5%

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Sudhanshu Asthana	7 Apr 26	0.4 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	94.83%
Technology	3.14%

Asset Allocation

Asset Class	Value
Cash	2.03%
Equity	97.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	14%	₹38 Cr	263,994
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| 532215	9%	₹24 Cr	195,239
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	8%	₹22 Cr	296,386
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| 540611	6%	₹16 Cr	148,404 ↑ 6,500
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 26 \| 500034	5%	₹15 Cr	129,764 ↑ 6,500
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 26 \| INDUSINDBK	5%	₹13 Cr	131,500 ↑ 30,000
PB Fintech Ltd (Financial Services) Equity, Since 30 Sep 25 \| POLICYBZR	4%	₹10 Cr	62,070 ↑ 12,000
BSE Ltd (Financial Services) Equity, Since 30 Jun 26 \| BSE	4%	₹10 Cr	27,250 ↑ 7,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Jan 26 \| 590003	3%	₹9 Cr	268,681
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| 540767	3%	₹9 Cr	78,642

8. LIC MF Large Cap Fund

(Erstwhile LIC MF Growth Fund)

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Large Cap Fund

Upper mid AUM (₹1,387 Cr).
Established history (27+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 5.55% (bottom quartile).
3Y return: 7.54% (bottom quartile).
1Y return: -3.68% (bottom quartile).
Alpha: -4.17 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: -0.97 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~9.6%).

Below is the key information for LIC MF Large Cap Fund

LIC MF Large Cap Fund Growth
Launch Date	3 Feb 99
NAV (04 Sep 26)	₹53.4425 ↓ -0.02 (-0.03 %)
Net Assets (Cr)	₹1,387 on 31 Jul 26
Category	Equity - Large Cap
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.41
Information Ratio	-0.97
Alpha Ratio	-4.17
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large Cap

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,028
31 Aug 23	₹10,512
31 Aug 24	₹14,236
31 Aug 25	₹13,582
31 Aug 26	₹13,439

LIC MF Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for LIC MF Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-2.5%
3 Month	4.7%
6 Month	0.5%
1 Year	-3.7%
3 Year	7.5%
5 Year	5.5%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6%
2024	14.2%
2023	16.9%
2022	-1.6%
2021	23.8%
2020	13.8%
2019	15%
2018	0.7%
2017	26.8%
2016	2.3%

Fund Manager information for LIC MF Large Cap Fund

Name	Since	Tenure
Sumit Bhatnagar	3 Oct 23	2.91 Yr.

Data below for LIC MF Large Cap Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	35.82%
Consumer Cyclical	19.62%
Industrials	13.72%
Basic Materials	6.24%
Consumer Defensive	6.1%
Health Care	5.88%
Technology	4.7%
Communication Services	4.67%
Utility	1.41%

Asset Allocation

Asset Class	Value
Cash	1.82%
Equity	98.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| ICICIBANK	10%	₹133 Cr	925,371
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	6%	₹85 Cr	1,142,749 ↓ -247,655
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 07 \| LT	5%	₹74 Cr	187,361
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	5%	₹65 Cr	328,770
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹54 Cr	526,317
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	4%	₹53 Cr	434,949 ↑ 21,833
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Sep 25 \| ETERNAL	3%	₹41 Cr	1,341,124
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 26 \| 500034	3%	₹39 Cr	345,805 ↑ 19,747
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 26 \| INDIGO	3%	₹39 Cr	76,303 ↓ -12,874
Indian Hotels Co Ltd (Consumer Cyclical) Equity, Since 31 May 25 \| 500850	3%	₹38 Cr	521,192 ↑ 232,546

9. LIC MF Index Fund Nifty

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

Research Highlights for LIC MF Index Fund Nifty

Bottom quartile AUM (₹371 Cr).
Established history (23+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 6.74% (bottom quartile).
3Y return: 7.05% (bottom quartile).
1Y return: -3.40% (bottom quartile).
1M return: -2.93% (bottom quartile).
Alpha: -1.14 (lower mid).
Sharpe: -0.37 (bottom quartile).
Information ratio: -16.67 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~10.2%).

Below is the key information for LIC MF Index Fund Nifty

LIC MF Index Fund Nifty Growth
Launch Date	14 Nov 02
NAV (04 Sep 26)	₹132.167 ↑ 0.15 (0.11 %)
Net Assets (Cr)	₹371 on 31 Jul 26
Category	Others - Index Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	-0.37
Information Ratio	-16.67
Alpha Ratio	-1.14
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (1%),1 Months and above(NIL)
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,398
31 Aug 23	₹11,270
31 Aug 24	₹14,773
31 Aug 25	₹14,326
31 Aug 26	₹14,117

LIC MF Index Fund Nifty SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for LIC MF Index Fund Nifty

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	-2.9%
3 Month	2.4%
6 Month	-2.1%
1 Year	-3.4%
3 Year	7.1%
5 Year	6.7%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	10.7%
2024	8.8%
2023	19.8%
2022	4.7%
2021	23.8%
2020	14.7%
2019	12.6%
2018	2.6%
2017	28.6%
2016	2.7%

Fund Manager information for LIC MF Index Fund Nifty

Name	Since	Tenure
Nikhil Kapoor	7 Apr 26	0.4 Yr.
Sasikant Aravamuthan	1 Jul 26	0.17 Yr.

Data below for LIC MF Index Fund Nifty as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	0.67%
Equity	99.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| HDFCBANK	10%	₹38 Cr	507,628 ↑ 1,931
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 09 \| ICICIBANK	9%	₹34 Cr	237,147 ↑ 902
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 12 \| RELIANCE	8%	₹29 Cr	223,365 ↑ 850
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	5%	₹20 Cr	100,931 ↑ 384
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹15 Cr	38,793 ↑ 147
State Bank of India (Financial Services) Equity, Since 30 Apr 09 \| SBIN	4%	₹14 Cr	136,865 ↑ 520
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	4%	₹13 Cr	115,610 ↑ 440
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| 532215	3%	₹12 Cr	94,888 ↑ 361
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 17 \| 500034	3%	₹10 Cr	88,193 ↑ 335
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| M&M	3%	₹10 Cr	29,376 ↑ 111

10. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

Research Highlights for LIC MF Liquid Fund

Highest AUM (₹16,809 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.42% (upper mid).
1M return: 0.55% (upper mid).
Sharpe: 2.31 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.12% (top quartile).
Modified duration: 0.17 yrs (bottom quartile).
Average maturity: 0.17 yrs (bottom quartile).
Exit load: NIL.
Top sector: Consumer Defensive.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding India (Republic of) (~5.9%).

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund Growth
Launch Date	11 Mar 02
NAV (06 Sep 26)	₹5,075.38 ↑ 0.73 (0.01 %)
Net Assets (Cr)	₹16,809 on 31 Jul 26
Category	Debt - Liquid Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	2.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.12%
Effective Maturity	2 Months 1 Day
Modified Duration	2 Months 1 Day
Sub Cat.	Liquid Fund

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,378
31 Aug 23	₹11,067
31 Aug 24	₹11,881
31 Aug 25	₹12,696
31 Aug 26	₹13,504

LIC MF Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.4%
1 Year	6.4%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.4%
2024	7.4%
2023	7%
2022	4.7%
2021	3.3%
2020	4.3%
2019	6.5%
2018	7.3%
2017	6.6%
2016	7.6%

Fund Manager information for LIC MF Liquid Fund

Name	Since	Tenure
Rahul Singh	5 Oct 15	10.91 Yr.
Aakash Dhulia	1 Sep 25	1 Yr.

Data below for LIC MF Liquid Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	97.22%
Debt	2.58%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	73.92%
Government	14.14%
Corporate	11.73%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	6%	₹989 Cr	100,000,000
Reverse Repo CBLO/Reverse Repo \| -	5%	₹824 Cr
Treps CBLO/Reverse Repo \| -	4%	₹693 Cr
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹499 Cr	10,000
Motilal Oswal Financial Services Ltd Commercial Paper \| -	3%	₹497 Cr	10,000
NTPC Ltd. Commercial Paper \| -	3%	₹447 Cr	9,000
Small Industries Development Bank of India Debentures \| -	2%	₹395 Cr	8,000 ↑ 8,000
India (Republic of) - \| -	2%	₹395 Cr	40,000,000 ↑ 40,000,000
Titan Co Ltd. Commercial Paper \| -	2%	₹373 Cr	7,500
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹349 Cr	7,000

पूछे जाने वाले प्रश्न

1. एलआईसी म्यूचुअल फंड का वर्तमान मूल्य क्या है?

ए: एलआईसी म्यूचुअल फंड में वर्तमान में 289.57 करोड़ रुपये का ऑपरेटिव फंड है। आप एलआईसी म्यूचुअल फंड के तहत बाईस विभिन्न योजनाओं में निवेश कर सकते हैं। आप जिस राशि का निवेश करना चाहते हैं, उसके आधार पर आप किसी विशेष योजना का चयन कर सकते हैं।

2. एलआईसी एमएफ में निवेश करने के लिए मुझे किन दस्तावेजों की आवश्यकता होगी?

ए: एलआईसी म्यूचुअल फंड में निवेश करने के लिए, आपको पहचान प्रमाण की आवश्यकता होगी जैसे कि आपकापैन कार्ड और पते का प्रमाण, आपके आधार कार्ड या पासपोर्ट की एक प्रति। आपको अपना भी जमा करना होगाबैंक विवरण।

3. क्या एलआईसी म्यूचुअल फंड केवाईसी का अनुपालन करता है?

ए: हां। इसलिए, सभी केवाईसी अनुपालन दस्तावेजों के साथ, आपको विधिवत भरा हुआ जमा करना होगाकेवाईसी फॉर्म एलआईसी म्यूचुअल फंड में निवेश शुरू करने के लिए।

4. क्या मैं एलआईसी म्यूचुअल फंड में ऑनलाइन निवेश कर सकता हूं?

ए: हां, आप कर सकते हैं - आधिकारिक वेबसाइट पर लॉग इन करें और खुद को पंजीकृत करें। खाता खोलने और खुद को पंजीकृत करने के लिए आपको केवाईसी से संबंधित सभी दस्तावेज अपलोड करने होंगे। एक बार पंजीकरण प्रक्रिया पूरी हो जाने के बाद, आप निवेश करना शुरू कर सकते हैं।

5. एलआईसी म्यूचुअल फंड टैक्स प्लान क्या है?

ए: यह योजना निवेशकों को संपत्ति बढ़ाने में मदद करने और साथ ही साथ कर छूट का आनंद लेने के लिए डिज़ाइन की गई हैधारा 80सी काआयकर अधिनियम या 1961। यह एक ओपन-एंडेड इक्विटी से जुड़ा हुआ हैटैक्स सेविंग स्कीम. इसमें केवल 3 साल की सबसे कम लॉक-इन अवधि भी है।

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6. एलआईसी एमएफ लार्ज और मिड कैप फंड का प्रदर्शन कैसा है?

ए: एलआईसी एमएफ लार्ज और मिड कैप सेगमेंट ने लगातार रिटर्न दिखाया है8.03% पिछले तीन वर्षों में। सालाना, इसने का रिटर्न दिया है12.86%. बड़े और मेंमध्यम दर्जे की कंपनियों के शेयर खंड, एलआईसी एमएफ लार्ज और मिड कैप म्यूचुअल फंड ने अधिकांश अन्य म्यूचुअल फंडों की तुलना में बेहतर प्रदर्शन किया है।

7. मैं एलआईसी म्यूचुअल फंड बैंकिंग और पीएसयू डेट के बारे में जानना चाहता हूं?

ए: एलआईसी म्यूचुअल फंड बैंकिंग और पीएसयू डेट में मध्यम जोखिम होता है क्योंकि इसमें मुख्य रूप से डिबेंचर और म्यूनिसिपल शामिल होते हैंबांड. इसका कोई एक्जिट लोड और कम व्यय अनुपात भी नहीं है, जो कि 0.28% है। हालांकि, एलआईसी म्यूचुअल फंड बैंकिंग और पीएसयू ऋण के लिए औसत परिपक्वता आयु तीन वर्ष है।

8. एलआईसी म्यूचुअल फंड में निवेश करते समय मुझे क्या ध्यान रखना चाहिए?

ए: जब आप एलआईसी म्युचुअल फंड में निवेश करते हैं, तो आपको उस निवेश की मात्रा पर विचार करना चाहिए जो आप करने के लिए तैयार हैं और आप जिस रिटर्न की उम्मीद कर रहे हैं। यह सबसे अच्छा होगा यदि आप उस कर पर भी विचार करें जो आपको अपने पर देना हैआय. एक बार जब आप इन सभी पहलुओं पर विचार कर लेते हैं, तो आप एक विशेष एलआईसी म्यूचुअल फंड प्रकार का चयन कर सकते हैं।

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।