+91-22-48913909How can NRIs Invest in Mutual Funds in India?
Mutual Funds are good investment options for Non-Resident Indians (NRIs) to earn benefits and participate in the growth of the nation. NRIs can invest in a host of Mutual Fund schemes as per their Financial goals and objectives. Mutual Funds are a great option to diversify the investment Portfolio and earn optimal returns over the time. However, there are some of the important guidelines & rules that an NRI need to follow in order to begin their investment in Mutual Funds in India.
Investment in Mutual Funds for NRIs
To invest in Mutual Funds in India one is supposed to open any of the following accounts with an Indian Bank:
NRE Account
This is Non-Resident External (NRE) account which can be in the form of savings, current, fixed or Recurring deposit. You need to deposit the foreign currency in this account. To be able to deposit Indian currency, you must open NRO account. There is no upper limit on the transaction amount in an NRE account.
NRO Account
The NRO or Non-Resident Ordinary account is in the form of savings or current account that is meant for NRIs to manage their income earned in India. In NRO account, foreign currency gets converted into Indian rupees after it gets deposited. An NRO account can be held jointly with another NRI as well as resident Indian (close relatives).
FCNR Account
This stands for Foreign Currency Non-Repatriable account deposits. In this account, NRIs can remit their earnings in one of the six currencies such as Canadian $, US$, Euro, AU$, Yen, and Pound. Funds can be transferred from other FCNR or NRE accounts. In FCNR, the principal and interest don’t accrue any tax.
Once you open any of these accounts, you need successfully complete your KYC (Know Your Customer), under KYC norms, which is set by SEBI (Securities Exchange Board of India). One can complete their KYC with any of the SEBI-registered intermediates.
KYC Procedure for NRIs to Invest in Mutual Funds
To successfully complete your KYC procedure, NRIs need to complete certain important steps and furnish documents like:
a. KYC Form
An NRI needs to submit the KYC Form with all the necessary details filled to the SEBI registered intermediate. The documents can be sent by courier/post to the intermediate.
b. Documents
Following are the necessary documents that need to be submitted:
- Overseas address proof
- Indian resident address proof
- A recent photograph
- Passport copy
In case of NRIs in the Merchant Navy, a mariner’s declaration or certified copy of Continuous Discharge Certificate must be submitted.
c. Attestation
NRIs or PIOs (Person of India Origin) can get the above documents attested by the authorised officials of overseas branches of scheduled commercial banks registered in India, judge, court magistrate, public notaries, or the Indian embassy/consulate general in the country that they are located.
d. In Personal Verification (IPV)
As per SEBI rules, IPV is mandatory for KYC process. The intermediate should conduct the IPV of NRIs/PIOs.
Please note that all the above documents/proofs while submitting should be in the English language.
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NRI Mutual Fund Taxation
Capital Gains Tax Rates on NRI Mutual Fund Investments for the Financial Year 2017-18 (Assessment Year 2018-19) are as below:
NRI taxation on Mutual Funds- Capital Gains Tax Rates- FY 2017/2018 (AY- 2018-19)
| Types of Mutual Fund Scheme | Short Term Capital Gains (STCG) | Long Term Capital Gains (LTCG) |
|---|---|---|
| Equity Funds- STCG- Units held less than or equal to a year, LTCG- Units held more than a year | 15% | Nil |
| Non-Equity Funds- STCG- Units held for 3 years or less, LTCG- Units held for more than 3 years | As per Individual’s income tax bracket | On listed funds-20% (with indexation), Unlisted funds- 10% (without indexation) |
Mutual Fund Taxation on Dividends
Dividends on Equity Funds: The dividend received in the hands of unit holder for equity funds is completely tax-free. The dividend is also tax-free to the AMC.
Dividends on Debt Funds: The AMC has to pay a dividend distribution tax (DDT) of 28.84% before distributing this dividend income to its unit-holders. The dividend income received by a debt fund unit holder is also tax-free.
Below is the TDS rate applicable on MF redemptions by NRIs for AY 2018-19.
NRI Taxation on Mutual Funds- Capital Gains Tax Rates- FY 2017/2018 (AY- 2018-19)
| Mutual Fund Redemptions by NRIs & TDS Rate | STCG & TDS Rate | LTCG & TDS Rate |
|---|---|---|
| Type of MF Scheme | ||
| Equity Oriented Funds | 15% | Nil |
| Debt Funds | 30% | On listed funds- 20% (with indexation), unlisted funds- 10% (without indexation) |
Fund Selection Methodology used to find 5 funds
Best Performing Mutual Funds for NRI's Except US/Canada
Fund 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. DSP World Gold Fund Growth 28.7 64.3 164.1 58.8 31 167.1 Global Franklin India Short Term Income Plan - Retail Plan Growth 192.1 192.1 192.1 47.3 32.5 Short term Bond SBI Gold Fund Growth 22.4 47.5 81.5 39.7 27.3 71.5 Gold ICICI Prudential Regular Gold Savings Fund Growth 22.1 47 81.2 39.5 27.1 72 Gold IDBI Gold Fund Growth 22.5 47 81 39.4 27.4 79 Gold Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Mar 26 Research Highlights & Commentary of 5 Funds showcased
Commentary DSP World Gold Fund Franklin India Short Term Income Plan - Retail Plan SBI Gold Fund ICICI Prudential Regular Gold Savings Fund IDBI Gold Fund Point 1 Lower mid AUM (₹1,975 Cr). Bottom quartile AUM (₹13 Cr). Highest AUM (₹15,024 Cr). Upper mid AUM (₹6,338 Cr). Bottom quartile AUM (₹809 Cr). Point 2 Established history (18+ yrs). Oldest track record among peers (24 yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (13+ yrs). Point 3 Top rated. Rating: 2★ (upper mid). Rating: 2★ (lower mid). Rating: 1★ (bottom quartile). Not Rated. Point 4 Risk profile: High. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 30.96% (upper mid). 1Y return: 192.10% (top quartile). 5Y return: 27.34% (bottom quartile). 5Y return: 27.14% (bottom quartile). 5Y return: 27.42% (lower mid). Point 6 3Y return: 58.76% (top quartile). 1M return: 192.10% (top quartile). 3Y return: 39.67% (lower mid). 3Y return: 39.53% (bottom quartile). 3Y return: 39.36% (bottom quartile). Point 7 1Y return: 164.13% (upper mid). Sharpe: -90.89 (bottom quartile). 1Y return: 81.52% (lower mid). 1Y return: 81.17% (bottom quartile). 1Y return: 80.98% (bottom quartile). Point 8 Alpha: 2.12 (top quartile). Information ratio: -2.42 (bottom quartile). 1M return: 4.44% (bottom quartile). 1M return: 4.02% (bottom quartile). 1M return: 5.04% (lower mid). Point 9 Sharpe: 3.41 (upper mid). Yield to maturity (debt): 0.00% (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Point 10 Information ratio: -0.47 (bottom quartile). Modified duration: 0.00 yrs (upper mid). Sharpe: 3.25 (lower mid). Sharpe: 3.10 (bottom quartile). Sharpe: 3.48 (top quartile). DSP World Gold Fund
Franklin India Short Term Income Plan - Retail Plan
SBI Gold Fund
ICICI Prudential Regular Gold Savings Fund
IDBI Gold Fund
*List of funds is based on past 3 Year Returns in decending order.
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Below is the key information for DSP World Gold Fund Returns up to 1 year are on The objective of the Scheme is to provide investors stable returns by investing in fixed income securities. Research Highlights for Franklin India Short Term Income Plan - Retail Plan Below is the key information for Franklin India Short Term Income Plan - Retail Plan Returns up to 1 year are on The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). Research Highlights for SBI Gold Fund Below is the key information for SBI Gold Fund Returns up to 1 year are on ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF).
However, there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Gold Savings Fund Below is the key information for ICICI Prudential Regular Gold Savings Fund Returns up to 1 year are on The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF). Research Highlights for IDBI Gold Fund Below is the key information for IDBI Gold Fund Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (05 Mar 26) ₹63.9103 ↓ -2.35 (-3.55 %) Net Assets (Cr) ₹1,975 on 31 Jan 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 3.41 Information Ratio -0.47 Alpha Ratio 2.12 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,843 28 Feb 23 ₹9,241 29 Feb 24 ₹8,778 28 Feb 25 ₹13,911 28 Feb 26 ₹41,909 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 26 Duration Returns 1 Month 10.8% 3 Month 28.7% 6 Month 64.3% 1 Year 164.1% 3 Year 58.8% 5 Year 31% 10 Year 15 Year Since launch 10.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 167.1% 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 12.93 Yr. Data below for DSP World Gold Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Basic Materials 95.89% Asset Allocation
Asset Class Value Cash 1.55% Equity 95.89% Debt 0.01% Other 2.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -74% ₹1,458 Cr 1,177,658
↓ -41,596 VanEck Gold Miners ETF
- | GDX25% ₹497 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -2% ₹35 Cr Net Receivables/Payables
Net Current Assets | -1% -₹15 Cr 2. Franklin India Short Term Income Plan - Retail Plan
Franklin India Short Term Income Plan - Retail Plan
Growth Launch Date 31 Jan 02 NAV (02 May 25) ₹15,041.3 ↑ 0.11 (0.00 %) Net Assets (Cr) ₹13 on 31 Mar 25 Category Debt - Short term Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0 Sharpe Ratio -90.89 Information Ratio -2.42 Alpha Ratio -6.74 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 0% Effective Maturity Modified Duration Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,269 28 Feb 23 ₹12,460 29 Feb 24 ₹13,109 28 Feb 25 ₹13,109
Purchase not allowed Returns for Franklin India Short Term Income Plan - Retail Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 26 Duration Returns 1 Month 192.1% 3 Month 192.1% 6 Month 192.1% 1 Year 192.1% 3 Year 47.3% 5 Year 32.5% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
Name Since Tenure Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Mar 25
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. SBI Gold Fund
SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (06 Mar 26) ₹46.1239 ↓ -0.55 (-1.19 %) Net Assets (Cr) ₹15,024 on 31 Jan 26 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.3 Sharpe Ratio 3.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,758 28 Feb 23 ₹11,753 29 Feb 24 ₹13,021 28 Feb 25 ₹17,592 28 Feb 26 ₹32,463 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 26 Duration Returns 1 Month 4.4% 3 Month 22.4% 6 Month 47.5% 1 Year 81.5% 3 Year 39.7% 5 Year 27.3% 10 Year 15 Year Since launch 11.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 71.5% 2023 19.6% 2022 14.1% 2021 12.6% 2020 -5.7% 2019 27.4% 2018 22.8% 2017 6.4% 2016 3.5% 2015 10% Fund Manager information for SBI Gold Fund
Name Since Tenure Raviprakash Sharma 12 Sep 11 14.4 Yr. Data below for SBI Gold Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 1.93% Other 98.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹14,966 Cr 1,097,211,666
↑ 145,868,881 Treps
CBLO/Reverse Repo | -2% ₹306 Cr Net Receivable / Payable
CBLO | -2% -₹248 Cr 4. ICICI Prudential Regular Gold Savings Fund
ICICI Prudential Regular Gold Savings Fund
Growth Launch Date 11 Oct 11 NAV (06 Mar 26) ₹48.6828 ↓ -0.60 (-1.22 %) Net Assets (Cr) ₹6,338 on 31 Jan 26 Category Gold - Gold AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.38 Sharpe Ratio 3.1 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Months (2%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,780 28 Feb 23 ₹11,684 29 Feb 24 ₹12,959 28 Feb 25 ₹17,514 28 Feb 26 ₹32,246 Returns for ICICI Prudential Regular Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 26 Duration Returns 1 Month 4% 3 Month 22.1% 6 Month 47% 1 Year 81.2% 3 Year 39.5% 5 Year 27.1% 10 Year 15 Year Since launch 11.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 72% 2023 19.5% 2022 13.5% 2021 12.7% 2020 -5.4% 2019 26.6% 2018 22.7% 2017 7.4% 2016 0.8% 2015 8.9% Fund Manager information for ICICI Prudential Regular Gold Savings Fund
Name Since Tenure Manish Banthia 27 Sep 12 13.36 Yr. Nishit Patel 29 Dec 20 5.1 Yr. Ashwini Bharucha 1 Nov 25 0.25 Yr. Venus Ahuja 1 Nov 25 0.25 Yr. Data below for ICICI Prudential Regular Gold Savings Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 2.73% Other 97.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Gold ETF
- | -99% ₹6,265 Cr 448,751,665
↑ 56,893,421 Treps
CBLO/Reverse Repo | -3% ₹174 Cr Net Current Assets
Net Current Assets | -2% -₹101 Cr 5. IDBI Gold Fund
IDBI Gold Fund
Growth Launch Date 14 Aug 12 NAV (06 Mar 26) ₹41.0563 ↓ -0.23 (-0.57 %) Net Assets (Cr) ₹809 on 31 Jan 26 Category Gold - Gold AMC IDBI Asset Management Limited Rating Risk Moderately High Expense Ratio 0.64 Sharpe Ratio 3.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,605 28 Feb 23 ₹11,620 29 Feb 24 ₹12,874 28 Feb 25 ₹17,362 28 Feb 26 ₹31,849 Returns for IDBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 26 Duration Returns 1 Month 5% 3 Month 22.5% 6 Month 47% 1 Year 81% 3 Year 39.4% 5 Year 27.4% 10 Year 15 Year Since launch 11% Historical performance (Yearly) on absolute basis
Year Returns 2024 79% 2023 18.7% 2022 14.8% 2021 12% 2020 -4% 2019 24.2% 2018 21.6% 2017 5.8% 2016 1.4% 2015 8.3% Fund Manager information for IDBI Gold Fund
Name Since Tenure Sumit Bhatnagar 1 Jun 24 1.67 Yr. Data below for IDBI Gold Fund as on 31 Jan 26
Asset Allocation
Asset Class Value Cash 2% Other 98% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC MF Gold ETF
- | -99% ₹803 Cr 537,952
↑ 44,100 Treps
CBLO/Reverse Repo | -2% ₹16 Cr Net Receivables / (Payables)
Net Current Assets | -1% -₹11 Cr
Best Performing Mutual Funds for NRI's from US/Canada
Fund 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Sub Cat. UTI Healthcare Fund Growth -2.7 -4.4 8.5 25.2 15.3 -3.1 Sectoral UTI Transportation & Logistics Fund Growth -5.7 -3.1 22.8 23.5 18 19.5 Sectoral Sundaram Mid Cap Fund Growth -3.7 0.2 17.1 23.5 18.4 4.1 Mid Cap Sundaram Infrastructure Advantage Fund Growth 0.8 3.8 20 22.5 19 4.1 Sectoral UTI Core Equity Fund Growth -4.3 1.3 12.6 20.9 17.2 7.4 Large & Mid Cap Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Mar 26 Research Highlights & Commentary of 5 Funds showcased
Commentary UTI Healthcare Fund UTI Transportation & Logistics Fund Sundaram Mid Cap Fund Sundaram Infrastructure Advantage Fund UTI Core Equity Fund Point 1 Bottom quartile AUM (₹1,055 Cr). Lower mid AUM (₹3,906 Cr). Highest AUM (₹12,917 Cr). Bottom quartile AUM (₹917 Cr). Upper mid AUM (₹5,615 Cr). Point 2 Oldest track record among peers (26 yrs). Established history (21+ yrs). Established history (23+ yrs). Established history (20+ yrs). Established history (16+ yrs). Point 3 Rating: 1★ (bottom quartile). Rating: 3★ (upper mid). Top rated. Not Rated. Rating: 3★ (lower mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 15.33% (bottom quartile). 5Y return: 17.99% (lower mid). 5Y return: 18.45% (upper mid). 5Y return: 19.00% (top quartile). 5Y return: 17.22% (bottom quartile). Point 6 3Y return: 25.16% (top quartile). 3Y return: 23.47% (upper mid). 3Y return: 23.47% (lower mid). 3Y return: 22.52% (bottom quartile). 3Y return: 20.90% (bottom quartile). Point 7 1Y return: 8.51% (bottom quartile). 1Y return: 22.81% (top quartile). 1Y return: 17.07% (lower mid). 1Y return: 19.96% (upper mid). 1Y return: 12.64% (bottom quartile). Point 8 Alpha: 0.48 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.78 (top quartile). Alpha: -1.74 (bottom quartile). Alpha: 0.68 (upper mid). Point 9 Sharpe: -0.28 (bottom quartile). Sharpe: 0.69 (top quartile). Sharpe: 0.28 (lower mid). Sharpe: 0.21 (bottom quartile). Sharpe: 0.30 (upper mid). Point 10 Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.23 (upper mid). Information ratio: -0.15 (bottom quartile). Information ratio: 0.79 (top quartile). UTI Healthcare Fund
UTI Transportation & Logistics Fund
Sundaram Mid Cap Fund
Sundaram Infrastructure Advantage Fund
UTI Core Equity Fund
*List of funds is based on past 3 Year Returns in decending order.
(Erstwhile UTI Pharma & Healthcare Fund) The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors. Research Highlights for UTI Healthcare Fund Below is the key information for UTI Healthcare Fund Returns up to 1 year are on Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector. Research Highlights for UTI Transportation & Logistics Fund Below is the key information for UTI Transportation & Logistics Fund Returns up to 1 year are on (Erstwhile Sundaram Select Midcap Fund) To achieve capital appreciation by investing
in diversified stocks that are generally termed
as mid-caps. Research Highlights for Sundaram Mid Cap Fund Below is the key information for Sundaram Mid Cap Fund Returns up to 1 year are on To generate consistent long-term returns by
investing predominantly in
equity/equity-related instruments of
companies engaged either directly or
indirectly in infrastructure- and infrastructure
related activities or expected to benefit from
the growth and development of infrastructure Research Highlights for Sundaram Infrastructure Advantage Fund Below is the key information for Sundaram Infrastructure Advantage Fund Returns up to 1 year are on (Erstwhile UTI Top 100 Fund) The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised. Research Highlights for UTI Core Equity Fund Below is the key information for UTI Core Equity Fund Returns up to 1 year are on 1. UTI Healthcare Fund
UTI Healthcare Fund
Growth Launch Date 28 Jun 99 NAV (06 Mar 26) ₹280.313 ↓ -0.91 (-0.32 %) Net Assets (Cr) ₹1,055 on 31 Jan 26 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆ Risk High Expense Ratio 2.26 Sharpe Ratio -0.29 Information Ratio 0 Alpha Ratio 0.48 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,103 28 Feb 23 ₹10,525 29 Feb 24 ₹16,576 28 Feb 25 ₹18,397 28 Feb 26 ₹21,110 Returns for UTI Healthcare Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26 Duration Returns 1 Month 1.5% 3 Month -2.7% 6 Month -4.4% 1 Year 8.5% 3 Year 25.2% 5 Year 15.3% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.1% 2023 42.9% 2022 38.2% 2021 -12.3% 2020 19.1% 2019 67.4% 2018 1.2% 2017 -7.5% 2016 6.2% 2015 -9.7% Fund Manager information for UTI Healthcare Fund
Name Since Tenure Kamal Gada 2 May 22 3.76 Yr. Data below for UTI Healthcare Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Health Care 97.64% Basic Materials 1.15% Asset Allocation
Asset Class Value Cash 1.21% Equity 98.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 06 | SUNPHARMA9% ₹96 Cr 600,000 Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Jul 17 | AJANTPHARM7% ₹77 Cr 276,882
↓ -8,118 Lupin Ltd (Healthcare)
Equity, Since 28 Feb 25 | LUPIN6% ₹64 Cr 294,991 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 24 | GLENMARK4% ₹44 Cr 220,000 Gland Pharma Ltd (Healthcare)
Equity, Since 30 Nov 20 | GLAND4% ₹42 Cr 227,578
↓ -2,422 Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 May 21 | ALKEM4% ₹39 Cr 68,000 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Apr 21 | APOLLOHOSP3% ₹37 Cr 53,000 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 18 | DRREDDY3% ₹36 Cr 299,461 Procter & Gamble Health Ltd (Healthcare)
Equity, Since 31 Dec 20 | PGHL3% ₹32 Cr 60,000
↓ -6,803 Jupiter Life Line Hospitals Ltd (Healthcare)
Equity, Since 30 Sep 23 | JLHL3% ₹31 Cr 226,961
↓ -11 2. UTI Transportation & Logistics Fund
UTI Transportation & Logistics Fund
Growth Launch Date 11 Apr 04 NAV (06 Mar 26) ₹279.258 ↓ -3.27 (-1.16 %) Net Assets (Cr) ₹3,906 on 31 Jan 26 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 1.93 Sharpe Ratio 0.69 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,911 28 Feb 23 ₹12,324 29 Feb 24 ₹19,172 28 Feb 25 ₹18,709 28 Feb 26 ₹24,655 Returns for UTI Transportation & Logistics Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26 Duration Returns 1 Month -3.8% 3 Month -5.7% 6 Month -3.1% 1 Year 22.8% 3 Year 23.5% 5 Year 18% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 18.7% 2022 40.1% 2021 14.7% 2020 24.3% 2019 11% 2018 -8.7% 2017 -19.5% 2016 39.6% 2015 4.8% Fund Manager information for UTI Transportation & Logistics Fund
Name Since Tenure Sachin Trivedi 22 Sep 16 9.37 Yr. Data below for UTI Transportation & Logistics Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Consumer Cyclical 81.47% Industrials 14.53% Asset Allocation
Asset Class Value Cash 3.84% Equity 95.99% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M14% ₹566 Cr 1,649,386 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT10% ₹379 Cr 532,652 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI10% ₹377 Cr 258,455 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | BAJAJ-AUTO6% ₹241 Cr 250,855 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433206% ₹232 Cr 8,494,093 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO5% ₹182 Cr 395,767 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO5% ₹181 Cr 327,739 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS4% ₹174 Cr 1,224,964
↑ 148,807 Hyundai Motor India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | HYUNDAI4% ₹156 Cr 711,342 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | TVSMOTOR4% ₹148 Cr 403,430 3. Sundaram Mid Cap Fund
Sundaram Mid Cap Fund
Growth Launch Date 30 Jul 02 NAV (06 Mar 26) ₹1,381.45 ↓ -8.42 (-0.61 %) Net Assets (Cr) ₹12,917 on 31 Jan 26 Category Equity - Mid Cap AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.75 Sharpe Ratio 0.28 Information Ratio 0.23 Alpha Ratio 0.78 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,756 28 Feb 23 ₹12,516 29 Feb 24 ₹19,012 28 Feb 25 ₹19,816 28 Feb 26 ₹24,742 Returns for Sundaram Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26 Duration Returns 1 Month -2.9% 3 Month -3.7% 6 Month 0.2% 1 Year 17.1% 3 Year 23.5% 5 Year 18.4% 10 Year 15 Year Since launch 23.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.1% 2023 32% 2022 40.4% 2021 4.8% 2020 37.5% 2019 11.8% 2018 -0.3% 2017 -15.4% 2016 40.8% 2015 11.3% Fund Manager information for Sundaram Mid Cap Fund
Name Since Tenure S. Bharath 24 Feb 21 4.94 Yr. Ratish Varier 24 Feb 21 4.94 Yr. Data below for Sundaram Mid Cap Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Financial Services 22.57% Consumer Cyclical 15.22% Industrials 15.04% Health Care 9.97% Basic Materials 9.96% Technology 6.31% Consumer Defensive 6.15% Real Estate 3.7% Utility 2.69% Communication Services 2.55% Energy 2.07% Asset Allocation
Asset Class Value Cash 3.76% Equity 96.23% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cummins India Ltd (Industrials)
Equity, Since 31 Dec 17 | CUMMINSIND4% ₹460 Cr 1,119,311
↓ -37,710 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 24 | M&MFIN3% ₹432 Cr 11,511,504
↓ -32,528 GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Sep 24 | GVT&D3% ₹385 Cr 1,191,355
↑ 32,779 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 10 | COROMANDEL3% ₹366 Cr 1,601,739
↓ -128,283 IDFC First Bank Ltd (Financial Services)
Equity, Since 30 Jun 25 | IDFCFIRSTB2% ₹317 Cr 37,978,844 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | FEDERALBNK2% ₹305 Cr 10,582,426
↓ -1,283,544 Jindal Steel Ltd (Basic Materials)
Equity, Since 30 Nov 20 | JINDALSTEL2% ₹269 Cr 2,380,218 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 31 Oct 21 | HINDPETRO2% ₹267 Cr 6,264,200
↑ 119,818 BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE2% ₹264 Cr 945,165 Indian Bank (Financial Services)
Equity, Since 31 Jul 23 | INDIANB2% ₹261 Cr 2,859,289
↓ -150,834 4. Sundaram Infrastructure Advantage Fund
Sundaram Infrastructure Advantage Fund
Growth Launch Date 29 Sep 05 NAV (06 Mar 26) ₹97.0949 ↓ -0.37 (-0.38 %) Net Assets (Cr) ₹917 on 31 Jan 26 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating Risk High Expense Ratio 2.37 Sharpe Ratio 0.21 Information Ratio -0.15 Alpha Ratio -1.74 Min Investment 100,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,258 28 Feb 23 ₹13,150 29 Feb 24 ₹20,398 28 Feb 25 ₹19,666 28 Feb 26 ₹25,318 Returns for Sundaram Infrastructure Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26 Duration Returns 1 Month -0.5% 3 Month 0.8% 6 Month 3.8% 1 Year 20% 3 Year 22.5% 5 Year 19% 10 Year 15 Year Since launch 11.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.1% 2023 23.8% 2022 41.7% 2021 2.1% 2020 49.5% 2019 10.4% 2018 2.2% 2017 -21.9% 2016 55.5% 2015 -0.5% Fund Manager information for Sundaram Infrastructure Advantage Fund
Name Since Tenure Siddarth Mohta 21 Jan 26 0.03 Yr. Data below for Sundaram Infrastructure Advantage Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Industrials 38.75% Utility 12.06% Energy 11.66% Communication Services 11.58% Consumer Cyclical 6.98% Basic Materials 6.67% Financial Services 4.49% Real Estate 2.04% Health Care 0.95% Technology 0.46% Asset Allocation
Asset Class Value Cash 4.34% Equity 95.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 09 | LT9% ₹83 Cr 210,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL9% ₹82 Cr 415,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE8% ₹71 Cr 510,000 NTPC Ltd (Utilities)
Equity, Since 31 Jan 22 | NTPC5% ₹48 Cr 1,340,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO4% ₹36 Cr 28,000 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 22 | BEL3% ₹30 Cr 675,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 22 | SBIN2% ₹22 Cr 200,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 19 | BPCL2% ₹21 Cr 575,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Mar 22 | POWERGRID2% ₹21 Cr 800,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | ICICIBANK2% ₹20 Cr 145,000 5. UTI Core Equity Fund
UTI Core Equity Fund
Growth Launch Date 20 May 09 NAV (06 Mar 26) ₹178.624 ↓ -1.68 (-0.93 %) Net Assets (Cr) ₹5,615 on 31 Jan 26 Category Equity - Large & Mid Cap AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.96 Sharpe Ratio 0.3 Information Ratio 0.79 Alpha Ratio 0.68 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,869 28 Feb 23 ₹12,681 29 Feb 24 ₹18,368 28 Feb 25 ₹19,722 28 Feb 26 ₹23,506 Returns for UTI Core Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Mar 26 Duration Returns 1 Month -4% 3 Month -4.3% 6 Month 1.3% 1 Year 12.6% 3 Year 20.9% 5 Year 17.2% 10 Year 15 Year Since launch 13.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 27.2% 2022 34.4% 2021 4.6% 2020 40.8% 2019 12.8% 2018 1.5% 2017 -7.9% 2016 35.2% 2015 3.4% Fund Manager information for UTI Core Equity Fund
Name Since Tenure V Srivatsa 17 May 17 8.72 Yr. Data below for UTI Core Equity Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Financial Services 27.76% Technology 10.47% Consumer Cyclical 9.45% Industrials 7.96% Basic Materials 7.82% Energy 7.65% Health Care 7.5% Communication Services 5.9% Consumer Defensive 5.15% Real Estate 3.3% Utility 2.25% Asset Allocation
Asset Class Value Cash 4.78% Equity 95.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | HDFCBANK5% ₹283 Cr 3,049,721 Infosys Ltd (Technology)
Equity, Since 28 Feb 06 | INFY4% ₹199 Cr 1,213,225 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 06 | ICICIBANK3% ₹193 Cr 1,427,555 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | VEDL3% ₹156 Cr 2,289,603
↓ -170,238 Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 20 | RELIANCE3% ₹140 Cr 1,006,380
↓ -110,000 Wipro Ltd (Technology)
Equity, Since 30 Jun 24 | WIPRO2% ₹134 Cr 5,673,655
↑ 200,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 14 | LT2% ₹132 Cr 334,956
↑ 35,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 24 | POWERGRID2% ₹126 Cr 4,918,717
↑ 600,000 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 29 Feb 24 | INDUSTOWER2% ₹125 Cr 2,824,620
↓ -250,000 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | FEDERALBNK2% ₹124 Cr 4,318,275
↓ -700,000
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