Table of Contents
Why ELSS Over Other Tax Saving Investments
ELSS funds also known as Equity Linked Savings Scheme is an equity-diversified tax saving Mutual Fund that majorly invests its assets in equities or equity-linked instruments like stock markets. The ELSS Mutual Funds offer Market-linked returns, which are volatile and are dependent on the market conditions. However, financial advisors suggest Investing in ELSS funds for a long duration, as these ELSS Mutual funds generate best returns when invested for a longer duration. In the recent reports, it was seen that ELSS funds generated around 20%-30% returns when invested for 3 years, which is much more than the returns generated by other Mutual Funds.
Comparison Of ELSS & Other Tax Saving Investment Options
The comparison of ELSS and other tax saving is based on parameters like tenure, returns, eligibility for Deduction under 80c, etc.
Let's have a look:
| Parameter | PPF | NSC | FD | ELSS |
|---|---|---|---|---|
| Tenure | 15 years | 6 years | 5 Years | 3 years |
| Returns | 7.60 % (Compounded Annually) | 7.60 % (Compounded Annually) | 7.00 - 8.00 % (Compounded Annually) | No Assured Divividend / Return as it market linked |
| Min. Investment | Rs. 500 | Rs. 100 | Rs. 1000 | Rs. 500 |
| Max. Investment | Rs. 1.5 Lakhs | No Upper Limit | No Upper Limit | No Upper Limit |
| Amount Eligible for Deduction under 80c | Rs. 1.5 Lakhs | Rs. 1.5 Lakhs | Rs. 1.5 Lakhs | Rs. 1.5 Lakhs |
| Taxation for Interest/return | Tax-Free | Interest Taxable | Interest Taxable | Gains up to Rs 1 lakh are free of tax. Tax at 10% applies to gains above Rs 1 lakh |
| Safety/Ratings | Safe | Safe | Safe | Risk |
Top 5 ELSS Funds To Invest In 2023
Below is the list of Fund having Net Assets/AUM between 100 - 200 Crores.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) PGIM India Tax Savings Fund Growth ₹23.58
↓ -0.18 ₹451 -2.9 -0.2 -0.1 34.6 12.1 4.7 Mahindra Mutual Fund Kar Bachat Yojana Growth ₹18.2709
↓ -0.17 ₹525 -3 -2.2 -0.6 31.8 10.2 2 Principal Tax Savings Fund Growth ₹318.454
↓ -2.30 ₹931 -4.1 -5.3 -0.3 31.7 9.6 4.3 BOI AXA Tax Advantage Fund Growth ₹94.85
↓ -0.98 ₹677 -3.8 -4.7 -1.4 31.4 12.1 -1.3 Sundaram Diversified Equity Fund Growth ₹145.074
↓ -1.13 ₹1,623 -3.7 -4.8 0.9 30.6 8.3 4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Mar 23
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"The primary objective of the Scheme is to generate long-term capital appreciation by predominantly investing in equity & equity related instruments and to enable eligible investors to
avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time. However, there is no assurance that the investment objective
shall be realize" PGIM India Tax Savings Fund is a Equity - ELSS fund was launched on 11 Dec 15. It is a fund with Moderately High risk and has given a Below is the key information for PGIM India Tax Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns. Mahindra Mutual Fund Kar Bachat Yojana is a Equity - ELSS fund was launched on 18 Oct 16. It is a fund with Moderately High risk and has given a Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on 1. PGIM India Tax Savings Fund
CAGR/Annualized return of 12.5% since its launch. Return for 2022 was 4.7% , 2021 was 37.5% and 2020 was 17.9% . PGIM India Tax Savings Fund
Growth Launch Date 11 Dec 15 NAV (24 Mar 23) ₹23.58 ↓ -0.18 (-0.76 %) Net Assets (Cr) ₹451 on 28 Feb 23 Category Equity - ELSS AMC Pramerica Asset Managers Private Limited Rating Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.03 Information Ratio 0.68 Alpha Ratio 1.76 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,555 29 Feb 20 ₹9,842 28 Feb 21 ₹13,221 28 Feb 22 ₹16,370 28 Feb 23 ₹17,188 Returns for PGIM India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month -2.2% 3 Month -2.9% 6 Month -0.2% 1 Year -0.1% 3 Year 34.6% 5 Year 12.1% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.7% 2021 37.5% 2020 17.9% 2019 8.2% 2018 -6.4% 2017 39.3% 2016 1.7% 2015 2014 2013 Fund Manager information for PGIM India Tax Savings Fund
Name Since Tenure Srinivas Ravuri 14 Sep 19 3.39 Yr. Puneet Pal 1 Dec 21 1.17 Yr. Utkarsh Katkoria 1 Jun 21 1.67 Yr. Data below for PGIM India Tax Savings Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 34.48% Technology 9.77% Health Care 8.56% Industrials 8.13% Consumer Cyclical 6.78% Basic Materials 6.09% Energy 5.69% Utility 5.01% Consumer Defensive 4.81% Communication Services 4.14% Asset Allocation
Asset Class Value Cash 6.54% Equity 93.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK8% ₹36 Cr 222,200 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | ICICIBANK6% ₹25 Cr 298,500 Infosys Ltd (Technology)
Equity, Since 31 Dec 15 | INFY6% ₹25 Cr 161,129 HDFC Life Insurance Company Limited (Financial Services)
Equity, Since 31 Mar 22 | HDFCLIFE5% ₹22 Cr 377,700 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE5% ₹21 Cr 89,750 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 17 | LT5% ₹20 Cr 95,664 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | 5322154% ₹19 Cr 218,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 19 | BHARTIARTL4% ₹19 Cr 240,805 State Bank of India (Financial Services)
Equity, Since 31 Oct 18 | SBIN4% ₹16 Cr 294,174 GAIL (India) Ltd (Utilities)
Equity, Since 31 Jan 22 | 5321553% ₹15 Cr 1,546,558 2. Mahindra Mutual Fund Kar Bachat Yojana
CAGR/Annualized return of 9.8% since its launch. Return for 2022 was 2% , 2021 was 39.4% and 2020 was 14.1% . Mahindra Mutual Fund Kar Bachat Yojana
Growth Launch Date 18 Oct 16 NAV (24 Mar 23) ₹18.2709 ↓ -0.17 (-0.93 %) Net Assets (Cr) ₹525 on 28 Feb 23 Category Equity - ELSS AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 2.38 Sharpe Ratio -0.01 Information Ratio 0.22 Alpha Ratio 1.3 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,175 29 Feb 20 ₹9,504 28 Feb 21 ₹12,301 28 Feb 22 ₹15,134 28 Feb 23 ₹15,760 Returns for Mahindra Mutual Fund Kar Bachat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month -3.2% 3 Month -3% 6 Month -2.2% 1 Year -0.6% 3 Year 31.8% 5 Year 10.2% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 2% 2021 39.4% 2020 14.1% 2019 4.5% 2018 -9.8% 2017 24.8% 2016 2015 2014 2013 Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 2.11 Yr. Fatema Pacha 16 Oct 20 2.3 Yr. Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 31.09% Technology 14.12% Consumer Cyclical 12.47% Industrials 11.61% Basic Materials 8.48% Health Care 5.05% Energy 5.02% Consumer Defensive 4.86% Real Estate 2.73% Utility 1.3% Asset Allocation
Asset Class Value Cash 3.28% Equity 96.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | HDFCBANK9% ₹49 Cr 307,676
↓ -6,200 Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY8% ₹44 Cr 286,807 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 19 | ICICIBANK8% ₹42 Cr 502,120
↑ 30,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 18 | RELIANCE5% ₹26 Cr 111,154 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | 5322154% ₹22 Cr 249,631 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 21 | 5000343% ₹18 Cr 31,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 18 | LT3% ₹18 Cr 83,542 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR3% ₹18 Cr 68,112 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS3% ₹17 Cr 49,286 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI3% ₹15 Cr 17,376
↑ 3,100 3. Principal Tax Savings Fund
CAGR/Annualized return of 15.4% since its launch. Ranked 8 in ELSS category. Return for 2022 was 4.3% , 2021 was 32.1% and 2020 was 18.9% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (24 Mar 23) ₹318.454 ↓ -2.30 (-0.72 %) Net Assets (Cr) ₹931 on 28 Feb 23 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.44 Sharpe Ratio -0.1 Information Ratio 0.22 Alpha Ratio -0.04 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,014 29 Feb 20 ₹9,197 28 Feb 21 ₹12,232 28 Feb 22 ₹14,764 28 Feb 23 ₹15,223 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month -3.1% 3 Month -4.1% 6 Month -5.3% 1 Year -0.3% 3 Year 31.7% 5 Year 9.6% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% 2013 8.5% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 3.26 Yr. Rohit Seksaria 1 Jan 22 1.08 Yr. Data below for Principal Tax Savings Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 35.2% Consumer Cyclical 14.43% Industrials 12.89% Technology 10.24% Energy 6.29% Consumer Defensive 5.61% Health Care 4.14% Basic Materials 3.45% Communication Services 1.16% Real Estate 1% Asset Allocation
Asset Class Value Cash 5.33% Equity 94.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹67 Cr 803,000
↓ -58,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE6% ₹60 Cr 254,000
↑ 79,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK6% ₹54 Cr 335,117 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY5% ₹44 Cr 288,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 08 | HDFC4% ₹41 Cr 157,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN4% ₹38 Cr 683,000
↓ -87,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹31 Cr 356,000
↓ -54,005 Ashok Leyland Ltd (Industrials)
Equity, Since 31 Aug 20 | 5004773% ₹29 Cr 1,960,000
↓ -445,310 Polycab India Ltd (Industrials)
Equity, Since 30 Nov 20 | POLYCAB3% ₹29 Cr 99,000
↓ -7,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS3% ₹26 Cr 78,000 4. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 17.3% since its launch. Ranked 13 in ELSS category. Return for 2022 was -1.3% , 2021 was 41.5% and 2020 was 31.2% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (24 Mar 23) ₹94.85 ↓ -0.98 (-1.02 %) Net Assets (Cr) ₹677 on 28 Feb 23 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.54 Sharpe Ratio -0.09 Information Ratio 0.19 Alpha Ratio -0.26 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹8,381 29 Feb 20 ₹10,261 28 Feb 21 ₹13,855 28 Feb 22 ₹16,911 28 Feb 23 ₹17,399 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month -1.9% 3 Month -3.8% 6 Month -4.7% 1 Year -1.4% 3 Year 31.4% 5 Year 12.1% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% 2013 9.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 0.77 Yr. Data below for BOI AXA Tax Advantage Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 36.86% Industrials 13.11% Consumer Cyclical 10.18% Basic Materials 9.53% Consumer Defensive 9.3% Health Care 6.25% Energy 4.05% Technology 3.52% Utility 3.17% Real Estate 2.1% Communication Services 0.73% Asset Allocation
Asset Class Value Cash 1.2% Equity 98.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK6% ₹44 Cr 529,340 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN6% ₹43 Cr 770,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK6% ₹42 Cr 265,000 Canara Bank (Financial Services)
Equity, Since 31 Aug 22 | 5324834% ₹27 Cr 895,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹22 Cr 1,260,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE3% ₹21 Cr 91,009 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | 5322153% ₹18 Cr 204,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 May 22 | ITC2% ₹17 Cr 473,223 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Apr 22 | ULTRACEMCO2% ₹16 Cr 23,000 J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jan 20 | JBCHEPHARM2% ₹15 Cr 74,000 5. Sundaram Diversified Equity Fund
CAGR/Annualized return of 15.5% since its launch. Ranked 14 in ELSS category. Return for 2022 was 4% , 2021 was 31.5% and 2020 was 9.9% . Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (24 Mar 23) ₹145.074 ↓ -1.13 (-0.77 %) Net Assets (Cr) ₹1,623 on 28 Feb 23 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.1 Sharpe Ratio 0.05 Information Ratio -0.73 Alpha Ratio 2.02 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,110 29 Feb 20 ₹9,518 28 Feb 21 ₹11,662 28 Feb 22 ₹13,662 28 Feb 23 ₹14,366 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23 Duration Returns 1 Month -3.2% 3 Month -3.7% 6 Month -4.8% 1 Year 0.9% 3 Year 30.6% 5 Year 8.3% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% 2014 45.7% 2013 1.4% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Sudhir Kedia 1 Jan 22 1.08 Yr. Rohit Seksaria 24 Feb 21 1.94 Yr. Data below for Sundaram Diversified Equity Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 35.03% Industrials 15.67% Technology 11.7% Consumer Cyclical 11.51% Energy 6% Consumer Defensive 4.87% Basic Materials 4.15% Health Care 2.89% Communication Services 1.7% Real Estate 1.1% Asset Allocation
Asset Class Value Cash 5.21% Equity 94.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK7% ₹118 Cr 1,424,000
↓ -101,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE6% ₹100 Cr 426,000
↑ 84,405 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK6% ₹98 Cr 611,000
↓ -103,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY5% ₹87 Cr 570,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 19 | HDFC4% ₹71 Cr 272,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN4% ₹67 Cr 1,207,000
↓ -183,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS3% ₹55 Cr 165,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322153% ₹55 Cr 628,000
↓ -111,000 Polycab India Ltd (Industrials)
Equity, Since 31 Jan 22 | POLYCAB3% ₹51 Cr 175,000
↓ -16,000 Ashok Leyland Ltd (Industrials)
Equity, Since 31 Jan 22 | 5004773% ₹51 Cr 3,409,000
↓ -680,762
How ELSS Better Than Other Tax Saving Investments?
There are various Tax Saving Investment options in India among which ELSS is one of the best options. How? Here are some of the reasons mentioned.
High Returns over Long-Term
The ELSS funds allocate the highest number of assets in stock market among other tax saving investments. So, these funds earn best Inflation-beating returns amongst all. If invested for a longer duration, the rate of returns of ELSS can easily beat the returns of other traditional debt-oriented investments. Therefore, ELSS Mutual funds provide investors with the best of both worlds- high returns and tax benefits.
Shortest Lock-in Period
The ELSS Mutual Funds have a short lock-in period as compared to the traditional tax saving investment options. The lock-in period of ELSS funds is 3 years while that of PPF is 15 years and of NPS is until retirement. So, by investing in ELSS your money does not get locked for a longer duration and you can stop investing soon after the lock-in is over.
Highly Flexible Investment
The flexibility of ELSS Mutual Funds is much more than all other tax saving investments. Unlike traditional investments, there is no need of investing in only one type of option. ELSS funds enable you to diversify your Portfolio with different kinds of investments. Also, the investors can remain invested in these funds even after the lock-in period is over. So, once the lock-in is over, you can easily choose to remain invested or redeem as per your convenience.
Conclusion
In conclusion, here are a few tips for investors investing in ELSS Funds.
- Start investing in ELSS early
- Invest within your limits
- Do not choose dividend reinvestment
- Redeem slowly and gradually
- Invest via a SIP
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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