મ્યુચ્યુઅલ ફંડમાં લમ્પ સમ રોકાણના ફાયદા

Updated on February 11, 2026 , 13428 views

એકસાથે રોકાણનો સંદર્ભ આપે છેરોકાણ મ્યુચ્યુઅલ ફંડ યોજનામાં નોંધપાત્ર રકમ. એકસાથે રોકાણમાં, પૈસા એક વખતના ડાઉન પેમેન્ટ તરીકે જમા કરવામાં આવે છે. જે વ્યક્તિઓ પાસે મોટી રકમ છે તેઓ મ્યુચ્યુઅલ ફંડમાં નોંધપાત્ર પ્રમાણમાં જમા કરી શકે છે. રોકાણની લમ્પ સમ મોડ સિસ્ટમેટિકની વિરુદ્ધ છેરોકાણ યોજના અથવાSIP મોડ કોઈ પણ એકમ રકમનું રોકાણ નિયત રકમમાં કરી શકે છેઆવક અથવાઇક્વિટી ફંડ્સ તેમની જોખમ-ભૂખ, રોકાણનો કાર્યકાળ અને રોકાણના ઉદ્દેશ્ય પર આધાર રાખે છે. જોકે મોટાભાગની વ્યક્તિઓ પસંદ કરે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ SIP દ્વારા હજુ સુધી, એકસાથે રોકાણ કરવાના કેટલાક ફાયદા છે. તો, ચાલો એકસાથે રોકાણ કરવાના ફાયદાઓને સમજીએમ્યુચ્યુઅલ ફંડ.

લમ્પ સમ ઇન્વેસ્ટિંગના ફાયદા

મ્યુચ્યુઅલ ફંડમાં એકસાથે રોકાણ કરવાના કેટલાક ફાયદા નીચે મુજબ છે:

મોટી રકમનું રોકાણ

લમ્પ સમ મોડના વિકલ્પ દ્વારા, વ્યક્તિઓ મ્યુચ્યુઅલ ફંડ્સમાં નોંધપાત્ર રકમનું રોકાણ કરી શકે છે. પરિણામે, જ્યારેબજાર વૃદ્ધિનો સમયગાળો દર્શાવે છે, પછી રોકાણ મૂલ્ય પણ ના મૂલ્યની તુલનામાં મોટા પ્રમાણમાં વધે છેSIP રોકાણ.

લાંબા ગાળાના કાર્યકાળ માટે આદર્શ

એકસાથે રોકાણ એ વ્યક્તિઓ માટે યોગ્ય છે જેઓ લાંબા ગાળા માટે રોકાણ કરવાનું પસંદ કરે છે. એકસાથે રોકાણના કિસ્સામાં લાંબા ગાળાના રોકાણને 10 વર્ષ કે તેથી વધુના અંદાજિત રોકાણ કાર્યકાળ માટે ધ્યાનમાં લઈ શકાય છે. જો કે, એકસાથે રોકાણ માટેડેટ ફંડ, વ્યક્તિઓ મધ્યમ ગાળાના કાર્યકાળ માટે રોકાણ કરવાનું પણ પસંદ કરી શકે છે.

સગવડ

લમ્પ સમ મોડ સામાન્ય રીતે વ્યક્તિઓ માટે અનુકૂળ હોય છે કારણ કે જે લોકો પાસે મોટી રકમ હોય છે તેઓ તેમના રોકાણને ફેલાવી શકે છે. જો કે, જો રોકાણ SIP મોડ દ્વારા કરવામાં આવે છે, તો તેણે સાવચેતી રાખવી પડશે કે રકમ નિયમિત અંતરાલ પર રોકાણ કરવામાં આવે.

સમય માટે રોકાણ કરો

જ્યારે પણ રોકાણકારો લાંબા ગાળાના રોકાણ માટે પસંદ કરે છે, ત્યારે તેમણે હંમેશા બજારનો સમય જોવો જોઈએ. વ્યક્તિઓએ સામાન્ય રીતે રોકાણ કરવાનું પસંદ કરવું જોઈએ જ્યારે બજારો પહેલેથી જ મંદીમાં હોય અને વૃદ્ધિની સંભાવના દર્શાવે છે. આ પરિસ્થિતિમાં, વ્યક્તિઓ SIP મોડની તુલનામાં એકસામટી મોડ દ્વારા વધુ વળતર મેળવી શકે છે. જો કે, જો બજારો પહેલેથી જ ટોચ પર પહોંચી ગયા હોય ત્યારે એકસાથે રોકાણ કરવામાં આવે, તો તે કિસ્સામાં, વ્યક્તિઓને નુકસાન થઈ શકે છે.

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2022 માટે બેસ્ટ પરફોર્મિંગ લમ્પ સમ ફંડ

એકસાથે રોકાણ લાંબા ગાળાના કાર્યકાળ માટે કરવામાં આવતું હોવાથી, પરિણામે, અમે ખાસ કરીને ઇક્વિટી કેટેગરીમાં રોકાણ કરવાનું પસંદ કરી શકીએ છીએ.લાર્જ કેપ ફંડ્સ. તેથી, ચાલો આપણે કેટલીક શ્રેષ્ઠ પ્રદર્શન કરતી લાર્જ-કેપ મ્યુચ્યુઅલ ફંડ યોજનાઓ જોઈએ કે જે એકસામટી મોડ દ્વારા લાંબા ગાળાના રોકાણ માટે પસંદ કરી શકાય છે.

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	5,000	9.2	12.5	15.4	21.9	12.6
Nippon India Large Cap Fund Growth	₹92.6201 ↓ -1.05	₹50,876	5,000	-1	2.8	13.9	19.1	17.4	9.2
ICICI Prudential Bluechip Fund Growth	₹112.89 ↓ -1.22	₹78,502	5,000	-1.8	3.2	12.2	18	15.4	11.3
JM Core 11 Fund Growth	₹19.8072 ↓ -0.23	₹299	5,000	-2.5	3.4	8.8	17.8	13.5	-1.9
Invesco India Largecap Fund Growth	₹69.68 ↓ -0.90	₹1,718	5,000	-2.7	2.6	11.9	17.7	13.8	5.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI India Top 100 Equity Fund	Nippon India Large Cap Fund	ICICI Prudential Bluechip Fund	JM Core 11 Fund	Invesco India Largecap Fund
Point 1	Bottom quartile AUM (₹655 Cr).	Upper mid AUM (₹50,876 Cr).	Highest AUM (₹78,502 Cr).	Bottom quartile AUM (₹299 Cr).	Lower mid AUM (₹1,718 Cr).
Point 2	Established history (13+ yrs).	Oldest track record among peers (18 yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 12.61% (bottom quartile).	5Y return: 17.40% (top quartile).	5Y return: 15.37% (upper mid).	5Y return: 13.50% (bottom quartile).	5Y return: 13.81% (lower mid).
Point 6	3Y return: 21.88% (top quartile).	3Y return: 19.08% (upper mid).	3Y return: 18.04% (lower mid).	3Y return: 17.80% (bottom quartile).	3Y return: 17.66% (bottom quartile).
Point 7	1Y return: 15.39% (top quartile).	1Y return: 13.92% (upper mid).	1Y return: 12.24% (lower mid).	1Y return: 8.84% (bottom quartile).	1Y return: 11.88% (bottom quartile).
Point 8	Alpha: 2.11 (top quartile).	Alpha: -0.94 (lower mid).	Alpha: 1.30 (upper mid).	Alpha: -9.25 (bottom quartile).	Alpha: -5.05 (bottom quartile).
Point 9	Sharpe: 1.09 (top quartile).	Sharpe: 0.29 (lower mid).	Sharpe: 0.48 (upper mid).	Sharpe: -0.39 (bottom quartile).	Sharpe: 0.04 (bottom quartile).
Point 10	Information ratio: 0.14 (bottom quartile).	Information ratio: 1.37 (top quartile).	Information ratio: 1.26 (upper mid).	Information ratio: 0.16 (bottom quartile).	Information ratio: 0.67 (lower mid).

IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (top quartile).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹50,876 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.40% (top quartile).
3Y return: 19.08% (upper mid).
1Y return: 13.92% (upper mid).
Alpha: -0.94 (lower mid).
Sharpe: 0.29 (lower mid).
Information ratio: 1.37 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹78,502 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.37% (upper mid).
3Y return: 18.04% (lower mid).
1Y return: 12.24% (lower mid).
Alpha: 1.30 (upper mid).
Sharpe: 0.48 (upper mid).
Information ratio: 1.26 (upper mid).

JM Core 11 Fund

Bottom quartile AUM (₹299 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 13.50% (bottom quartile).
3Y return: 17.80% (bottom quartile).
1Y return: 8.84% (bottom quartile).
Alpha: -9.25 (bottom quartile).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.16 (bottom quartile).

Invesco India Largecap Fund

Lower mid AUM (₹1,718 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.81% (lower mid).
3Y return: 17.66% (bottom quartile).
1Y return: 11.88% (bottom quartile).
Alpha: -5.05 (bottom quartile).
Sharpe: 0.04 (bottom quartile).
Information ratio: 0.67 (lower mid).

*ઉપર શ્રેષ્ઠની યાદી છેલમ્પ સમ ઉપર AUM/નેટ અસ્કયામતો ધરાવતાં ભંડોળ100 કરોડ. પર છટણીછેલ્લું 3 વર્ષનું વળતર.

1. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (top quartile).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund Growth
Launch Date	15 May 12
NAV (28 Jul 23)	₹44.16 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹655 on 30 Jun 23
Category	Equity - Large Cap
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	1.09
Information Ratio	0.14
Alpha Ratio	2.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,389
31 Jan 23	₹13,450

IDBI India Top 100 Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	3%
3 Month	9.2%
6 Month	12.5%
1 Year	15.4%
3 Year	21.9%
5 Year	12.6%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI India Top 100 Equity Fund

Name	Since	Tenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Nippon India Large Cap Fund

(Erstwhile Reliance Top 200 Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Large Cap Fund

Upper mid AUM (₹50,876 Cr).
Oldest track record among peers (18 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.40% (top quartile).
3Y return: 19.08% (upper mid).
1Y return: 13.92% (upper mid).
Alpha: -0.94 (lower mid).
Sharpe: 0.29 (lower mid).
Information ratio: 1.37 (top quartile).

Below is the key information for Nippon India Large Cap Fund

Nippon India Large Cap Fund Growth
Launch Date	8 Aug 07
NAV (13 Feb 26)	₹92.6201 ↓ -1.05 (-1.12 %)
Net Assets (Cr)	₹50,876 on 31 Dec 25
Category	Equity - Large Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	0.29
Information Ratio	1.37
Alpha Ratio	-0.94
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,601
31 Jan 23	₹14,610
31 Jan 24	₹19,910
31 Jan 25	₹22,484
31 Jan 26	₹24,543

Nippon India Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Nippon India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.4%
3 Month	-1%
6 Month	2.8%
1 Year	13.9%
3 Year	19.1%
5 Year	17.4%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.2%
2023	18.2%
2022	32.1%
2021	11.3%
2020	32.4%
2019	4.9%
2018	7.3%
2017	-0.2%
2016	38.4%
2015	2.2%

Fund Manager information for Nippon India Large Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	8 Aug 07	18.41 Yr.
Kinjal Desai	25 May 18	7.61 Yr.
Bhavik Dave	19 Aug 24	1.37 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India Large Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	33.32%
Consumer Cyclical	16.11%
Consumer Defensive	9.76%
Industrials	9.5%
Technology	7.66%
Energy	6.03%
Health Care	5.93%
Basic Materials	5.55%
Utility	5.23%
Communication Services	0.19%

Asset Allocation

Asset Class	Value
Cash	0.68%
Equity	99.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	9%	₹4,498 Cr	45,380,734
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	6%	₹3,068 Cr	19,537,539
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	6%	₹2,978 Cr	22,177,945 ↑ 2,098,100
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| 532215	4%	₹1,982 Cr	15,615,542
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	4%	₹1,923 Cr	19,582,107
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	4%	₹1,797 Cr	4,400,529
Infosys Ltd (Technology) Equity, Since 30 Sep 07 \| INFY	3%	₹1,549 Cr	9,590,806 ↓ -409,688
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Jun 24 \| TCS	3%	₹1,507 Cr	4,700,000 ↑ 700,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 21 \| 500034	3%	₹1,446 Cr	14,648,655
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 16 \| ITC	3%	₹1,424 Cr	35,329,812

3. ICICI Prudential Bluechip Fund

(Erstwhile ICICI Prudential Focused Bluechip Equity Fund)

To generate long-term capital appreciation and income distribution to unit holders from a portfolio that is invested in equity and equity related securities of about 20 companies belonging to the large cap domain and the balance in debt securities and money market instruments. The Fund Manager will always select stocks for investment from among Top 200 stocks in terms of market capitalization on the National Stock Exchange of India Ltd. If the total assets under management under this scheme goes above Rs. 1,000 crores the Fund Manager reserves the right to increase the number of companies to more than 20.

Research Highlights for ICICI Prudential Bluechip Fund

Highest AUM (₹78,502 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.37% (upper mid).
3Y return: 18.04% (lower mid).
1Y return: 12.24% (lower mid).
Alpha: 1.30 (upper mid).
Sharpe: 0.48 (upper mid).
Information ratio: 1.26 (upper mid).

Below is the key information for ICICI Prudential Bluechip Fund

ICICI Prudential Bluechip Fund Growth
Launch Date	23 May 08
NAV (13 Feb 26)	₹112.89 ↓ -1.22 (-1.07 %)
Net Assets (Cr)	₹78,502 on 31 Dec 25
Category	Equity - Large Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.46
Sharpe Ratio	0.48
Information Ratio	1.26
Alpha Ratio	1.3
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,200
31 Jan 23	₹13,710
31 Jan 24	₹18,309
31 Jan 25	₹20,510
31 Jan 26	₹22,375

ICICI Prudential Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for ICICI Prudential Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-0.6%
3 Month	-1.8%
6 Month	3.2%
1 Year	12.2%
3 Year	18%
5 Year	15.4%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	16.9%
2022	27.4%
2021	6.9%
2020	29.2%
2019	13.5%
2018	9.8%
2017	-0.8%
2016	32.7%
2015	7.7%

Fund Manager information for ICICI Prudential Bluechip Fund

Name	Since	Tenure
Anish Tawakley	5 Sep 18	7.33 Yr.
Vaibhav Dusad	18 Jan 21	4.96 Yr.
Sharmila D’mello	31 Jul 22	3.42 Yr.

Data below for ICICI Prudential Bluechip Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	27.84%
Consumer Cyclical	12.05%
Industrials	11.3%
Energy	9.58%
Basic Materials	6.62%
Technology	5.32%
Communication Services	5.09%
Utility	4.5%
Health Care	4.4%
Consumer Defensive	3.74%
Real Estate	1.06%

Asset Allocation

Asset Class	Value
Cash	4.92%
Equity	95.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	10%	₹7,676 Cr	77,438,868 ↑ 1,505,980
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 08 \| 532174	8%	₹6,369 Cr	47,426,976 ↑ 56,308
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 08 \| RELIANCE	7%	₹5,442 Cr	34,655,981
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	6%	₹5,081 Cr	12,443,352 ↓ -259,473
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 09 \| BHARTIARTL	5%	₹3,569 Cr	16,951,029
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 16 \| MARUTI	4%	₹3,342 Cr	2,001,312
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 14 \| 532215	4%	₹3,274 Cr	25,789,059
Nifty 50 Index - \| -	4%	₹2,816 Cr	1,070,875 ↑ 1,070,875
Infosys Ltd (Technology) Equity, Since 30 Nov 10 \| INFY	3%	₹2,657 Cr	16,448,711 ↓ -1,694,306
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Sep 17 \| 532538	3%	₹2,479 Cr	2,103,927

4. JM Core 11 Fund

The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies.

Research Highlights for JM Core 11 Fund

Bottom quartile AUM (₹299 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 13.50% (bottom quartile).
3Y return: 17.80% (bottom quartile).
1Y return: 8.84% (bottom quartile).
Alpha: -9.25 (bottom quartile).
Sharpe: -0.39 (bottom quartile).
Information ratio: 0.16 (bottom quartile).

Below is the key information for JM Core 11 Fund

JM Core 11 Fund Growth
Launch Date	5 Mar 08
NAV (13 Feb 26)	₹19.8072 ↓ -0.23 (-1.15 %)
Net Assets (Cr)	₹299 on 31 Dec 25
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	-0.39
Information Ratio	0.16
Alpha Ratio	-9.25
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,270
31 Jan 23	₹12,543
31 Jan 24	₹18,111
31 Jan 25	₹20,012
31 Jan 26	₹20,072

JM Core 11 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for JM Core 11 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	0.1%
3 Month	-2.5%
6 Month	3.4%
1 Year	8.8%
3 Year	17.8%
5 Year	13.5%
10 Year
15 Year
Since launch	3.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1.9%
2023	24.3%
2022	32.9%
2021	7.1%
2020	16.3%
2019	6.3%
2018	10.6%
2017	-5%
2016	43.1%
2015	11.1%

Fund Manager information for JM Core 11 Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1.25 Yr.
Asit Bhandarkar	25 Feb 09	16.86 Yr.
Ruchi Fozdar	4 Oct 24	1.24 Yr.
Deepak Gupta	11 Apr 25	0.73 Yr.

Data below for JM Core 11 Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	30.55%
Financial Services	23.37%
Industrials	15.79%
Technology	14.35%
Health Care	6.16%
Communication Services	4.3%
Basic Materials	4.19%

Asset Allocation

Asset Class	Value
Cash	1.29%
Equity	98.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Titan Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| TITAN	6%	₹19 Cr	47,560
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 11 \| LT	5%	₹16 Cr	38,507
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| EICHERMOT	5%	₹15 Cr	21,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 25 \| UJJIVANSFB	5%	₹15 Cr	2,801,722 ↑ 174,999
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| IDFCFIRSTB	5%	₹15 Cr	1,700,000 ↑ 50,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| MARUTI	4%	₹13 Cr	8,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| HDFCBANK	4%	₹13 Cr	134,000
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	4%	₹13 Cr	100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	4%	₹13 Cr	61,000
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| 543320	4%	₹12 Cr	445,000 ↑ 95,000

5. Invesco India Largecap Fund

(Erstwhile Invesco India Business Leaders Fund)

To generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives of companies which in our opinion are leaders in their respective industry or industry segment. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India Largecap Fund

Lower mid AUM (₹1,718 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.81% (lower mid).
3Y return: 17.66% (bottom quartile).
1Y return: 11.88% (bottom quartile).
Alpha: -5.05 (bottom quartile).
Sharpe: 0.04 (bottom quartile).
Information ratio: 0.67 (lower mid).

Below is the key information for Invesco India Largecap Fund

Invesco India Largecap Fund Growth
Launch Date	21 Aug 09
NAV (13 Feb 26)	₹69.68 ↓ -0.90 (-1.28 %)
Net Assets (Cr)	₹1,718 on 31 Dec 25
Category	Equity - Large Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.1
Sharpe Ratio	0.04
Information Ratio	0.67
Alpha Ratio	-5.05
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,567
31 Jan 23	₹12,674
31 Jan 24	₹16,959
31 Jan 25	₹19,204
31 Jan 26	₹20,742

Invesco India Largecap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Invesco India Largecap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-0.4%
3 Month	-2.7%
6 Month	2.6%
1 Year	11.9%
3 Year	17.7%
5 Year	13.8%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	20%
2022	27.8%
2021	-3%
2020	32.5%
2019	14.1%
2018	10.5%
2017	-0.4%
2016	28.3%
2015	2.8%

Fund Manager information for Invesco India Largecap Fund

Name	Since	Tenure
Hiten Jain	1 Dec 23	2.09 Yr.

Data below for Invesco India Largecap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	35.49%
Industrials	16.65%
Consumer Cyclical	15.48%
Technology	10.58%
Health Care	9.3%
Basic Materials	5.09%
Communication Services	3.93%
Real Estate	1.34%
Consumer Defensive	1%
Utility	0.55%

Asset Allocation

Asset Class	Value
Cash	0.53%
Equity	99.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| HDFCBANK	8%	₹137 Cr	1,384,844
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 19 \| 532174	7%	₹113 Cr	842,629
Infosys Ltd (Technology) Equity, Since 30 Apr 18 \| INFY	5%	₹94 Cr	581,547 ↓ -51,232
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	5%	₹86 Cr	321,785 ↑ 321,785
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 25 \| KOTAKBANK	4%	₹73 Cr	330,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 25 \| LT	4%	₹71 Cr	173,437
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	4%	₹67 Cr	320,404
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	4%	₹66 Cr	671,135
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 25 \| INDIGO	3%	₹57 Cr	113,532 ↑ 26,532
Tech Mahindra Ltd (Technology) Equity, Since 31 May 23 \| 532755	3%	₹55 Cr	345,000

લમ્પ સમ કેલ્ક્યુલેટર

લમ્પ સમ કેલ્ક્યુલેટર એ એક સાધન છે જે વ્યક્તિઓને તે સમજવામાં મદદ કરે છે કે તેમની કિંમત કેટલી હશેમ્યુચ્યુઅલ ફંડમાં એકસાથે રોકાણ રોકાણના સમયગાળાના અંતે. કેલ્ક્યુલેટરમાં જે ઇનપુટ ડેટાને ફીડ કરવાની જરૂર છે તેમાં એકસાથે રોકાણની મુદત, એકસાથે રોકાણની રકમ, ઇક્વિટી બજારોમાં અપેક્ષિત લાંબા ગાળાના વૃદ્ધિ દર, અપેક્ષિત લાંબા ગાળાનો સમાવેશ થાય છે.ફુગાવો દર તો, ચાલો એક સામટી કેલ્ક્યુલેટરનો ઉપયોગ કેવી રીતે કરવો તેનો ખ્યાલ સમજીએ.

એકસાથે રોકાણ: INR 35,000

રોકાણનો સમયગાળો: 20 વર્ષ

લાંબા ગાળાનો વિકાસ દર (અંદાજે): 15%

લાંબા ગાળાના ફુગાવાનો દર (અંદાજે): 4%

લમ્પ સમ કેલ્ક્યુલેટર મુજબ અપેક્ષિત વળતર: INR 2,82,181

રોકાણ પર ચોખ્ખો નફો: INR 2,47,181

આમ, ઉપરોક્ત ગણતરી દર્શાવે છે કે તમારા રોકાણ પરના રોકાણ પરનો ચોખ્ખો નફો INR 2,47,181 છે જ્યારે તમારા રોકાણનું કુલ મૂલ્ય INR 2,82,181 છે..

આમ, ઉપરોક્ત નિર્દેશો પરથી, એવું કહી શકાય કે રોકાણના એકસામટા મોડમાં પણ તેના ફાયદા છે. જો કે, રોકાણનો એકસામટો મોડ પસંદ કરતી વખતે વ્યક્તિઓએ સાવચેત રહેવું જોઈએ. તેઓએ તપાસ કરવી જોઈએ કે આ પ્રકાર તેમના માટે યોગ્ય છે કે નહીં. જો વ્યક્તિઓ લમ્પ સમ મોડ સાથે ખૂબ આરામદાયક ન હોય, તો તેઓ STP અથવા માટે પસંદ કરી શકે છેવ્યવસ્થિત ટ્રાન્સફર પ્લાન જેમાં તેઓ પ્રથમ એકમ રકમનું રોકાણ કરે છેલિક્વિડ ફંડ અને પછી નિયમિત સમયાંતરે તેને વ્યવસ્થિત રીતે ઇક્વિટી ફંડમાં ટ્રાન્સફર કરો.

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.