મ્યુચ્યુઅલ ફંડમાં લમ્પ સમ રોકાણના ફાયદા

Updated on October 21, 2026 , 13987 views

એકસાથે રોકાણનો સંદર્ભ આપે છેરોકાણ મ્યુચ્યુઅલ ફંડ યોજનામાં નોંધપાત્ર રકમ. એકસાથે રોકાણમાં, પૈસા એક વખતના ડાઉન પેમેન્ટ તરીકે જમા કરવામાં આવે છે. જે વ્યક્તિઓ પાસે મોટી રકમ છે તેઓ મ્યુચ્યુઅલ ફંડમાં નોંધપાત્ર પ્રમાણમાં જમા કરી શકે છે. રોકાણની લમ્પ સમ મોડ સિસ્ટમેટિકની વિરુદ્ધ છેરોકાણ યોજના અથવાSIP મોડ કોઈ પણ એકમ રકમનું રોકાણ નિયત રકમમાં કરી શકે છેઆવક અથવાઇક્વિટી ફંડ્સ તેમની જોખમ-ભૂખ, રોકાણનો કાર્યકાળ અને રોકાણના ઉદ્દેશ્ય પર આધાર રાખે છે. જોકે મોટાભાગની વ્યક્તિઓ પસંદ કરે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ SIP દ્વારા હજુ સુધી, એકસાથે રોકાણ કરવાના કેટલાક ફાયદા છે. તો, ચાલો એકસાથે રોકાણ કરવાના ફાયદાઓને સમજીએમ્યુચ્યુઅલ ફંડ.

લમ્પ સમ ઇન્વેસ્ટિંગના ફાયદા

મ્યુચ્યુઅલ ફંડમાં એકસાથે રોકાણ કરવાના કેટલાક ફાયદા નીચે મુજબ છે:

મોટી રકમનું રોકાણ

લમ્પ સમ મોડના વિકલ્પ દ્વારા, વ્યક્તિઓ મ્યુચ્યુઅલ ફંડ્સમાં નોંધપાત્ર રકમનું રોકાણ કરી શકે છે. પરિણામે, જ્યારેબજાર વૃદ્ધિનો સમયગાળો દર્શાવે છે, પછી રોકાણ મૂલ્ય પણ ના મૂલ્યની તુલનામાં મોટા પ્રમાણમાં વધે છેSIP રોકાણ.

લાંબા ગાળાના કાર્યકાળ માટે આદર્શ

એકસાથે રોકાણ એ વ્યક્તિઓ માટે યોગ્ય છે જેઓ લાંબા ગાળા માટે રોકાણ કરવાનું પસંદ કરે છે. એકસાથે રોકાણના કિસ્સામાં લાંબા ગાળાના રોકાણને 10 વર્ષ કે તેથી વધુના અંદાજિત રોકાણ કાર્યકાળ માટે ધ્યાનમાં લઈ શકાય છે. જો કે, એકસાથે રોકાણ માટેડેટ ફંડ, વ્યક્તિઓ મધ્યમ ગાળાના કાર્યકાળ માટે રોકાણ કરવાનું પણ પસંદ કરી શકે છે.

સગવડ

લમ્પ સમ મોડ સામાન્ય રીતે વ્યક્તિઓ માટે અનુકૂળ હોય છે કારણ કે જે લોકો પાસે મોટી રકમ હોય છે તેઓ તેમના રોકાણને ફેલાવી શકે છે. જો કે, જો રોકાણ SIP મોડ દ્વારા કરવામાં આવે છે, તો તેણે સાવચેતી રાખવી પડશે કે રકમ નિયમિત અંતરાલ પર રોકાણ કરવામાં આવે.

સમય માટે રોકાણ કરો

જ્યારે પણ રોકાણકારો લાંબા ગાળાના રોકાણ માટે પસંદ કરે છે, ત્યારે તેમણે હંમેશા બજારનો સમય જોવો જોઈએ. વ્યક્તિઓએ સામાન્ય રીતે રોકાણ કરવાનું પસંદ કરવું જોઈએ જ્યારે બજારો પહેલેથી જ મંદીમાં હોય અને વૃદ્ધિની સંભાવના દર્શાવે છે. આ પરિસ્થિતિમાં, વ્યક્તિઓ SIP મોડની તુલનામાં એકસામટી મોડ દ્વારા વધુ વળતર મેળવી શકે છે. જો કે, જો બજારો પહેલેથી જ ટોચ પર પહોંચી ગયા હોય ત્યારે એકસાથે રોકાણ કરવામાં આવે, તો તે કિસ્સામાં, વ્યક્તિઓને નુકસાન થઈ શકે છે.

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2022 માટે બેસ્ટ પરફોર્મિંગ લમ્પ સમ ફંડ

એકસાથે રોકાણ લાંબા ગાળાના કાર્યકાળ માટે કરવામાં આવતું હોવાથી, પરિણામે, અમે ખાસ કરીને ઇક્વિટી કેટેગરીમાં રોકાણ કરવાનું પસંદ કરી શકીએ છીએ.લાર્જ કેપ ફંડ્સ. તેથી, ચાલો આપણે કેટલીક શ્રેષ્ઠ પ્રદર્શન કરતી લાર્જ-કેપ મ્યુચ્યુઅલ ફંડ યોજનાઓ જોઈએ કે જે એકસામટી મોડ દ્વારા લાંબા ગાળાના રોકાણ માટે પસંદ કરી શકાય છે.

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	5,000	9.2	12.5	15.4	21.9	12.6
Invesco India Largecap Fund Growth	₹67.05 ↓ -0.68	₹1,925	5,000	-5.1	-2.1	-6.9	11.2	7.7	5.5
Bandhan Large Cap Fund Growth	₹73.364 ↓ -0.60	₹2,098	5,000	-4.7	-3.6	-8.3	10.8	7.4	8.2
Nippon India Large Cap Fund Growth	₹83.4808 ↓ -0.69	₹51,296	5,000	-5.9	-7	-11.1	9.2	10	9.2
BNP Paribas Large Cap Fund Growth	₹206.879 ↓ -1.69	₹2,465	5,000	-4.8	-4.9	-7.4	9.1	7.4	4.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI India Top 100 Equity Fund	Invesco India Largecap Fund	Bandhan Large Cap Fund	Nippon India Large Cap Fund	BNP Paribas Large Cap Fund
Point 1	Bottom quartile AUM (₹655 Cr).	Bottom quartile AUM (₹1,925 Cr).	Lower mid AUM (₹2,098 Cr).	Highest AUM (₹51,296 Cr).	Upper mid AUM (₹2,465 Cr).
Point 2	Established history (14+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (19+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.61% (top quartile).	5Y return: 7.70% (lower mid).	5Y return: 7.38% (bottom quartile).	5Y return: 10.03% (upper mid).	5Y return: 7.39% (bottom quartile).
Point 6	3Y return: 21.88% (top quartile).	3Y return: 11.21% (upper mid).	3Y return: 10.78% (lower mid).	3Y return: 9.16% (bottom quartile).	3Y return: 9.14% (bottom quartile).
Point 7	1Y return: 15.39% (top quartile).	1Y return: -6.89% (upper mid).	1Y return: -8.27% (bottom quartile).	1Y return: -11.15% (bottom quartile).	1Y return: -7.45% (lower mid).
Point 8	Alpha: 2.11 (bottom quartile).	Alpha: 6.02 (top quartile).	Alpha: 3.21 (upper mid).	Alpha: -1.77 (bottom quartile).	Alpha: 2.79 (lower mid).
Point 9	Sharpe: 1.09 (top quartile).	Sharpe: -0.19 (upper mid).	Sharpe: -0.33 (lower mid).	Sharpe: -0.62 (bottom quartile).	Sharpe: -0.36 (bottom quartile).
Point 10	Information ratio: 0.14 (bottom quartile).	Information ratio: 0.90 (upper mid).	Information ratio: 0.95 (top quartile).	Information ratio: 0.42 (lower mid).	Information ratio: 0.42 (bottom quartile).

IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.61% (top quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (bottom quartile).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,925 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 7.70% (lower mid).
3Y return: 11.21% (upper mid).
1Y return: -6.89% (upper mid).
Alpha: 6.02 (top quartile).
Sharpe: -0.19 (upper mid).
Information ratio: 0.90 (upper mid).

Bandhan Large Cap Fund

Lower mid AUM (₹2,098 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.38% (bottom quartile).
3Y return: 10.78% (lower mid).
1Y return: -8.27% (bottom quartile).
Alpha: 3.21 (upper mid).
Sharpe: -0.33 (lower mid).
Information ratio: 0.95 (top quartile).

Nippon India Large Cap Fund

Highest AUM (₹51,296 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.03% (upper mid).
3Y return: 9.16% (bottom quartile).
1Y return: -11.15% (bottom quartile).
Alpha: -1.77 (bottom quartile).
Sharpe: -0.62 (bottom quartile).
Information ratio: 0.42 (lower mid).

BNP Paribas Large Cap Fund

Upper mid AUM (₹2,465 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.39% (bottom quartile).
3Y return: 9.14% (bottom quartile).
1Y return: -7.45% (lower mid).
Alpha: 2.79 (lower mid).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.42 (bottom quartile).

*ઉપર શ્રેષ્ઠની યાદી છેલમ્પ સમ ઉપર AUM/નેટ અસ્કયામતો ધરાવતાં ભંડોળ100 કરોડ. પર છટણીછેલ્લું 3 વર્ષનું વળતર.

1. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.61% (top quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (bottom quartile).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund Growth
Launch Date	15 May 12
NAV (28 Jul 23)	₹44.16 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹655 on 30 Jun 23
Category	Equity - Large Cap
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	1.09
Information Ratio	0.14
Alpha Ratio	2.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value

IDBI India Top 100 Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	3%
3 Month	9.2%
6 Month	12.5%
1 Year	15.4%
3 Year	21.9%
5 Year	12.6%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Fund Manager information for IDBI India Top 100 Equity Fund

Name	Since	Tenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Invesco India Largecap Fund

(Erstwhile Invesco India Business Leaders Fund)

To generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives of companies which in our opinion are leaders in their respective industry or industry segment. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India Largecap Fund

Bottom quartile AUM (₹1,925 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 7.70% (lower mid).
3Y return: 11.21% (upper mid).
1Y return: -6.89% (upper mid).
Alpha: 6.02 (top quartile).
Sharpe: -0.19 (upper mid).
Information ratio: 0.90 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~8.5%).

Below is the key information for Invesco India Largecap Fund

Invesco India Largecap Fund Growth
Launch Date	21 Aug 09
NAV (23 Oct 26)	₹67.05 ↓ -0.68 (-1.00 %)
Net Assets (Cr)	₹1,925 on 30 Sep 26
Category	Equity - Large Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.98
Sharpe Ratio	-0.19
Information Ratio	0.9
Alpha Ratio	6.02
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,609
30 Sep 23	₹11,160
30 Sep 24	₹16,005
30 Sep 25	₹15,420
30 Sep 26	₹15,441

Invesco India Largecap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Invesco India Largecap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-6.3%
3 Month	-5.1%
6 Month	-2.1%
1 Year	-6.9%
3 Year	11.2%
5 Year	7.7%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.5%
2024	20%
2023	27.8%
2022	-3%
2021	32.5%
2020	14.1%
2019	10.5%
2018	-0.4%
2017	28.3%
2016	2.8%

Fund Manager information for Invesco India Largecap Fund

Name	Since	Tenure
Hiten Jain	1 Dec 23	2.75 Yr.

Data below for Invesco India Largecap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	33.35%
Industrials	17.73%
Consumer Cyclical	17.6%
Technology	9.93%
Health Care	9.05%
Basic Materials	5.11%
Communication Services	2.87%
Real Estate	1.69%
Consumer Defensive	1.6%
Utility	0.44%

Asset Allocation

Asset Class	Value
Cash	0.62%
Equity	99.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIBANK	8%	₹171 Cr	1,176,445 ↑ 66,407
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| HDFCBANK	4%	₹80 Cr	1,128,336
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	4%	₹76 Cr	2,302,684
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	4%	₹75 Cr	243,802 ↓ -64,504
Infosys Ltd (Technology) Equity, Since 30 Apr 18 \| INFY	4%	₹73 Cr	646,679
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 25 \| LT	4%	₹73 Cr	180,930 ↑ 7,493
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 25 \| INDIGO	4%	₹71 Cr	135,614
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	3%	₹66 Cr	625,142 ↓ -45,993
Tech Mahindra Ltd (Technology) Equity, Since 31 May 23 \| 532755	3%	₹60 Cr	370,579
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹58 Cr	320,404

3. Bandhan Large Cap Fund

(Erstwhile IDFC Equity Fund)

The investment objective of the scheme is to seek to generate capital growth from a portfolio of predominantly equity and equity related instruments (including Equity Derivatives). The scheme may also invest in debt & money market instruments to generate reasonable income. However there is no assurance or guarantee that the objectives of the scheme will be realized.

Research Highlights for Bandhan Large Cap Fund

Lower mid AUM (₹2,098 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.38% (bottom quartile).
3Y return: 10.78% (lower mid).
1Y return: -8.27% (bottom quartile).
Alpha: 3.21 (upper mid).
Sharpe: -0.33 (lower mid).
Information ratio: 0.95 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding ICICI Bank Ltd (~8.8%).

Below is the key information for Bandhan Large Cap Fund

Bandhan Large Cap Fund Growth
Launch Date	9 Jun 06
NAV (23 Oct 26)	₹73.364 ↓ -0.60 (-0.81 %)
Net Assets (Cr)	₹2,098 on 30 Sep 26
Category	Equity - Large Cap
AMC	IDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.03
Sharpe Ratio	-0.33
Information Ratio	0.95
Alpha Ratio	3.21
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,799
30 Sep 23	₹11,139
30 Sep 24	₹16,066
30 Sep 25	₹15,317
30 Sep 26	₹15,029

Bandhan Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Bandhan Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-5.1%
3 Month	-4.7%
6 Month	-3.6%
1 Year	-8.3%
3 Year	10.8%
5 Year	7.4%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.2%
2024	18.7%
2023	26.8%
2022	-2.3%
2021	26.8%
2020	17.4%
2019	10.6%
2018	-4.2%
2017	34.2%
2016	5.3%

Fund Manager information for Bandhan Large Cap Fund

Name	Since	Tenure
Manish Gunwani	2 Dec 24	1.75 Yr.
Prateek Poddar	2 Dec 24	1.75 Yr.
Ritika Behera	7 Oct 23	2.9 Yr.
Gaurav Satra	7 Jun 24	2.24 Yr.

Data below for Bandhan Large Cap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	32.78%
Consumer Cyclical	17.11%
Technology	8.81%
Health Care	7.48%
Industrials	7.45%
Basic Materials	7.29%
Energy	5.81%
Consumer Defensive	5.07%
Utility	3.7%
Communication Services	2.79%
Real Estate	1.64%

Asset Allocation

Asset Class	Value
Cash	0.08%
Equity	99.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	9%	₹193 Cr	1,326,266 ↓ -12,240
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 07 \| HDFCBANK	7%	₹152 Cr	2,141,302 ↑ 36,853
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	6%	₹127 Cr	991,239 ↑ 3,694
State Bank of India (Financial Services) Equity, Since 31 Dec 24 \| SBIN	4%	₹87 Cr	821,071 ↑ 20,999
Infosys Ltd (Technology) Equity, Since 31 Aug 11 \| INFY	4%	₹86 Cr	756,556 ↑ 19,097
NTPC Ltd (Utilities) Equity, Since 31 Dec 24 \| 532555	3%	₹73 Cr	2,230,896 ↑ 68,528
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| M&M	3%	₹73 Cr	222,536
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 19 \| LT	3%	₹71 Cr	176,541 ↑ 5,350
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Aug 24 \| SUNPHARMA	3%	₹65 Cr	326,682
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	3%	₹64 Cr	314,529

4. Nippon India Large Cap Fund

(Erstwhile Reliance Top 200 Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Large Cap Fund

Highest AUM (₹51,296 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.03% (upper mid).
3Y return: 9.16% (bottom quartile).
1Y return: -11.15% (bottom quartile).
Alpha: -1.77 (bottom quartile).
Sharpe: -0.62 (bottom quartile).
Information ratio: 0.42 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~8.7%).

Below is the key information for Nippon India Large Cap Fund

Nippon India Large Cap Fund Growth
Launch Date	8 Aug 07
NAV (23 Oct 26)	₹83.4808 ↓ -0.69 (-0.82 %)
Net Assets (Cr)	₹51,296 on 30 Sep 26
Category	Equity - Large Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.5
Sharpe Ratio	-0.62
Information Ratio	0.42
Alpha Ratio	-1.77
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,475
30 Sep 23	₹13,105
30 Sep 24	₹18,235
30 Sep 25	₹18,051
30 Sep 26	₹16,905

Nippon India Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Nippon India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-5.2%
3 Month	-5.9%
6 Month	-7%
1 Year	-11.1%
3 Year	9.2%
5 Year	10%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.2%
2024	18.2%
2023	32.1%
2022	11.3%
2021	32.4%
2020	4.9%
2019	7.3%
2018	-0.2%
2017	38.4%
2016	2.2%

Fund Manager information for Nippon India Large Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	8 Aug 07	19.08 Yr.
Kinjal Desai	25 May 18	8.28 Yr.
Bhavik Dave	19 Aug 24	2.04 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Large Cap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	34.44%
Consumer Cyclical	16.8%
Consumer Defensive	11.09%
Technology	10.13%
Industrials	7.98%
Health Care	7.42%
Energy	4.86%
Utility	4.36%
Basic Materials	2.37%
Communication Services	0.23%

Asset Allocation

Asset Class	Value
Cash	0.32%
Equity	99.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	9%	₹4,685 Cr	66,080,734
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹3,635 Cr	25,000,000 ↓ -2,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| 532215	5%	₹2,862 Cr	22,015,542 ↑ 1,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	4%	₹2,227 Cr	17,441,139
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	4%	₹2,001 Cr	4,947,774
Infosys Ltd (Technology) Equity, Since 30 Sep 07 \| INFY	4%	₹1,967 Cr	17,349,771
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Jun 24 \| TCS	4%	₹1,919 Cr	8,000,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 21 \| 500034	3%	₹1,748 Cr	16,534,184
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	3%	₹1,599 Cr	15,082,107 ↑ 2,500,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 21 \| M&M	3%	₹1,582 Cr	4,821,580

5. BNP Paribas Large Cap Fund

(Erstwhile BNP Paribas Equity Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversifi ed and actively managed portfolio of equity and equity related securities. The Scheme will invest in a range of companies, with a bias towards large & medium market capitalisation companies. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Research Highlights for BNP Paribas Large Cap Fund

Upper mid AUM (₹2,465 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.39% (bottom quartile).
3Y return: 9.14% (bottom quartile).
1Y return: -7.45% (lower mid).
Alpha: 2.79 (lower mid).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.42 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~6.3%).

Below is the key information for BNP Paribas Large Cap Fund

BNP Paribas Large Cap Fund Growth
Launch Date	23 Sep 04
NAV (23 Oct 26)	₹206.879 ↓ -1.69 (-0.81 %)
Net Assets (Cr)	₹2,465 on 30 Sep 26
Category	Equity - Large Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	-0.36
Information Ratio	0.42
Alpha Ratio	2.79
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,826
30 Sep 23	₹11,551
30 Sep 24	₹16,768
30 Sep 25	₹15,365
30 Sep 26	₹14,979

BNP Paribas Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for BNP Paribas Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-5.3%
3 Month	-4.8%
6 Month	-4.9%
1 Year	-7.4%
3 Year	9.1%
5 Year	7.4%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	4.4%
2024	20.1%
2023	24.8%
2022	4.2%
2021	22.1%
2020	16.8%
2019	17.2%
2018	-4%
2017	37%
2016	-5.5%

Fund Manager information for BNP Paribas Large Cap Fund

Name	Since	Tenure
Jitendra Sriram	16 Jun 22	4.21 Yr.
Kushant Arora	21 Oct 24	1.86 Yr.

Data below for BNP Paribas Large Cap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	28.05%
Industrials	13.35%
Consumer Cyclical	11.8%
Technology	8.99%
Energy	7.14%
Consumer Defensive	6.43%
Health Care	6.24%
Basic Materials	6.11%
Utility	4.71%
Communication Services	3.77%

Asset Allocation

Asset Class	Value
Cash	1.58%
Equity	97.41%
Debt	1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 12 \| ICICIBANK	6%	₹166 Cr	1,143,000
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 17 \| RELIANCE	5%	₹144 Cr	1,125,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	5%	₹140 Cr	1,980,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 23 \| POWERINDIA	5%	₹128 Cr	37,800 ↓ -900
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	4%	₹115 Cr	283,500
Bharti Airtel Ltd (Communication Services) Equity, Since 29 Feb 08 \| BHARTIARTL	4%	₹99 Cr	549,000
State Bank of India (Financial Services) Equity, Since 31 Jul 20 \| SBIN	3%	₹82 Cr	774,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	3%	₹80 Cr	2,430,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| KOTAKBANK	3%	₹75 Cr	1,800,000
Infosys Ltd (Technology) Equity, Since 31 Mar 09 \| INFY	3%	₹71 Cr	630,000

લમ્પ સમ કેલ્ક્યુલેટર

લમ્પ સમ કેલ્ક્યુલેટર એ એક સાધન છે જે વ્યક્તિઓને તે સમજવામાં મદદ કરે છે કે તેમની કિંમત કેટલી હશેમ્યુચ્યુઅલ ફંડમાં એકસાથે રોકાણ રોકાણના સમયગાળાના અંતે. કેલ્ક્યુલેટરમાં જે ઇનપુટ ડેટાને ફીડ કરવાની જરૂર છે તેમાં એકસાથે રોકાણની મુદત, એકસાથે રોકાણની રકમ, ઇક્વિટી બજારોમાં અપેક્ષિત લાંબા ગાળાના વૃદ્ધિ દર, અપેક્ષિત લાંબા ગાળાનો સમાવેશ થાય છે.ફુગાવો દર તો, ચાલો એક સામટી કેલ્ક્યુલેટરનો ઉપયોગ કેવી રીતે કરવો તેનો ખ્યાલ સમજીએ.

એકસાથે રોકાણ: INR 35,000

રોકાણનો સમયગાળો: 20 વર્ષ

લાંબા ગાળાનો વિકાસ દર (અંદાજે): 15%

લાંબા ગાળાના ફુગાવાનો દર (અંદાજે): 4%

લમ્પ સમ કેલ્ક્યુલેટર મુજબ અપેક્ષિત વળતર: INR 2,82,181

રોકાણ પર ચોખ્ખો નફો: INR 2,47,181

આમ, ઉપરોક્ત ગણતરી દર્શાવે છે કે તમારા રોકાણ પરના રોકાણ પરનો ચોખ્ખો નફો INR 2,47,181 છે જ્યારે તમારા રોકાણનું કુલ મૂલ્ય INR 2,82,181 છે..

આમ, ઉપરોક્ત નિર્દેશો પરથી, એવું કહી શકાય કે રોકાણના એકસામટા મોડમાં પણ તેના ફાયદા છે. જો કે, રોકાણનો એકસામટો મોડ પસંદ કરતી વખતે વ્યક્તિઓએ સાવચેત રહેવું જોઈએ. તેઓએ તપાસ કરવી જોઈએ કે આ પ્રકાર તેમના માટે યોગ્ય છે કે નહીં. જો વ્યક્તિઓ લમ્પ સમ મોડ સાથે ખૂબ આરામદાયક ન હોય, તો તેઓ STP અથવા માટે પસંદ કરી શકે છેવ્યવસ્થિત ટ્રાન્સફર પ્લાન જેમાં તેઓ પ્રથમ એકમ રકમનું રોકાણ કરે છેલિક્વિડ ફંડ અને પછી નિયમિત સમયાંતરે તેને વ્યવસ્થિત રીતે ઇક્વિટી ફંડમાં ટ્રાન્સફર કરો.

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.