મ્યુચ્યુઅલ ફંડમાં લમ્પ સમ રોકાણના ફાયદા

Updated on October 28, 2025 , 13292 views

એકસાથે રોકાણનો સંદર્ભ આપે છેરોકાણ મ્યુચ્યુઅલ ફંડ યોજનામાં નોંધપાત્ર રકમ. એકસાથે રોકાણમાં, પૈસા એક વખતના ડાઉન પેમેન્ટ તરીકે જમા કરવામાં આવે છે. જે વ્યક્તિઓ પાસે મોટી રકમ છે તેઓ મ્યુચ્યુઅલ ફંડમાં નોંધપાત્ર પ્રમાણમાં જમા કરી શકે છે. રોકાણની લમ્પ સમ મોડ સિસ્ટમેટિકની વિરુદ્ધ છેરોકાણ યોજના અથવાSIP મોડ કોઈ પણ એકમ રકમનું રોકાણ નિયત રકમમાં કરી શકે છેઆવક અથવાઇક્વિટી ફંડ્સ તેમની જોખમ-ભૂખ, રોકાણનો કાર્યકાળ અને રોકાણના ઉદ્દેશ્ય પર આધાર રાખે છે. જોકે મોટાભાગની વ્યક્તિઓ પસંદ કરે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ SIP દ્વારા હજુ સુધી, એકસાથે રોકાણ કરવાના કેટલાક ફાયદા છે. તો, ચાલો એકસાથે રોકાણ કરવાના ફાયદાઓને સમજીએમ્યુચ્યુઅલ ફંડ.

લમ્પ સમ ઇન્વેસ્ટિંગના ફાયદા

મ્યુચ્યુઅલ ફંડમાં એકસાથે રોકાણ કરવાના કેટલાક ફાયદા નીચે મુજબ છે:

મોટી રકમનું રોકાણ

લમ્પ સમ મોડના વિકલ્પ દ્વારા, વ્યક્તિઓ મ્યુચ્યુઅલ ફંડ્સમાં નોંધપાત્ર રકમનું રોકાણ કરી શકે છે. પરિણામે, જ્યારેબજાર વૃદ્ધિનો સમયગાળો દર્શાવે છે, પછી રોકાણ મૂલ્ય પણ ના મૂલ્યની તુલનામાં મોટા પ્રમાણમાં વધે છેSIP રોકાણ.

લાંબા ગાળાના કાર્યકાળ માટે આદર્શ

એકસાથે રોકાણ એ વ્યક્તિઓ માટે યોગ્ય છે જેઓ લાંબા ગાળા માટે રોકાણ કરવાનું પસંદ કરે છે. એકસાથે રોકાણના કિસ્સામાં લાંબા ગાળાના રોકાણને 10 વર્ષ કે તેથી વધુના અંદાજિત રોકાણ કાર્યકાળ માટે ધ્યાનમાં લઈ શકાય છે. જો કે, એકસાથે રોકાણ માટેડેટ ફંડ, વ્યક્તિઓ મધ્યમ ગાળાના કાર્યકાળ માટે રોકાણ કરવાનું પણ પસંદ કરી શકે છે.

સગવડ

લમ્પ સમ મોડ સામાન્ય રીતે વ્યક્તિઓ માટે અનુકૂળ હોય છે કારણ કે જે લોકો પાસે મોટી રકમ હોય છે તેઓ તેમના રોકાણને ફેલાવી શકે છે. જો કે, જો રોકાણ SIP મોડ દ્વારા કરવામાં આવે છે, તો તેણે સાવચેતી રાખવી પડશે કે રકમ નિયમિત અંતરાલ પર રોકાણ કરવામાં આવે.

સમય માટે રોકાણ કરો

જ્યારે પણ રોકાણકારો લાંબા ગાળાના રોકાણ માટે પસંદ કરે છે, ત્યારે તેમણે હંમેશા બજારનો સમય જોવો જોઈએ. વ્યક્તિઓએ સામાન્ય રીતે રોકાણ કરવાનું પસંદ કરવું જોઈએ જ્યારે બજારો પહેલેથી જ મંદીમાં હોય અને વૃદ્ધિની સંભાવના દર્શાવે છે. આ પરિસ્થિતિમાં, વ્યક્તિઓ SIP મોડની તુલનામાં એકસામટી મોડ દ્વારા વધુ વળતર મેળવી શકે છે. જો કે, જો બજારો પહેલેથી જ ટોચ પર પહોંચી ગયા હોય ત્યારે એકસાથે રોકાણ કરવામાં આવે, તો તે કિસ્સામાં, વ્યક્તિઓને નુકસાન થઈ શકે છે.

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2022 માટે બેસ્ટ પરફોર્મિંગ લમ્પ સમ ફંડ

એકસાથે રોકાણ લાંબા ગાળાના કાર્યકાળ માટે કરવામાં આવતું હોવાથી, પરિણામે, અમે ખાસ કરીને ઇક્વિટી કેટેગરીમાં રોકાણ કરવાનું પસંદ કરી શકીએ છીએ.લાર્જ કેપ ફંડ્સ. તેથી, ચાલો આપણે કેટલીક શ્રેષ્ઠ પ્રદર્શન કરતી લાર્જ-કેપ મ્યુચ્યુઅલ ફંડ યોજનાઓ જોઈએ કે જે એકસામટી મોડ દ્વારા લાંબા ગાળાના રોકાણ માટે પસંદ કરી શકાય છે.

Fund	NAV	Net Assets (Cr)	Min Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	5,000	9.2	12.5	15.4	21.9	12.6
Nippon India Large Cap Fund Growth	₹94.1134 ↓ -0.50	₹45,012	5,000	4.3	9.4	8.1	20	25.4	18.2
JM Core 11 Fund Growth	₹20.7309 ↓ -0.05	₹283	5,000	6.4	11.5	1.4	19.6	20.8	24.3
ICICI Prudential Bluechip Fund Growth	₹114.22 ↓ -0.64	₹71,840	5,000	3.6	7.2	7.4	18.4	22.2	16.9
DSP TOP 100 Equity Growth	₹483.729 ↓ -3.79	₹6,398	1,000	2.5	4.5	5.4	17.9	18.7	20.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI India Top 100 Equity Fund	Nippon India Large Cap Fund	JM Core 11 Fund	ICICI Prudential Bluechip Fund	DSP TOP 100 Equity
Point 1	Bottom quartile AUM (₹655 Cr).	Upper mid AUM (₹45,012 Cr).	Bottom quartile AUM (₹283 Cr).	Highest AUM (₹71,840 Cr).	Lower mid AUM (₹6,398 Cr).
Point 2	Established history (13+ yrs).	Established history (18+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.61% (bottom quartile).	5Y return: 25.45% (top quartile).	5Y return: 20.83% (lower mid).	5Y return: 22.21% (upper mid).	5Y return: 18.67% (bottom quartile).
Point 6	3Y return: 21.88% (top quartile).	3Y return: 20.02% (upper mid).	3Y return: 19.57% (lower mid).	3Y return: 18.43% (bottom quartile).	3Y return: 17.87% (bottom quartile).
Point 7	1Y return: 15.39% (top quartile).	1Y return: 8.08% (upper mid).	1Y return: 1.39% (bottom quartile).	1Y return: 7.37% (lower mid).	1Y return: 5.44% (bottom quartile).
Point 8	Alpha: 2.11 (upper mid).	Alpha: 2.49 (top quartile).	Alpha: -5.21 (bottom quartile).	Alpha: 1.67 (lower mid).	Alpha: -0.52 (bottom quartile).
Point 9	Sharpe: 1.09 (top quartile).	Sharpe: -0.40 (upper mid).	Sharpe: -0.92 (bottom quartile).	Sharpe: -0.51 (lower mid).	Sharpe: -0.64 (bottom quartile).
Point 10	Information ratio: 0.14 (bottom quartile).	Information ratio: 1.96 (top quartile).	Information ratio: 0.54 (bottom quartile).	Information ratio: 1.64 (upper mid).	Information ratio: 0.83 (lower mid).

IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹45,012 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 25.45% (top quartile).
3Y return: 20.02% (upper mid).
1Y return: 8.08% (upper mid).
Alpha: 2.49 (top quartile).
Sharpe: -0.40 (upper mid).
Information ratio: 1.96 (top quartile).

JM Core 11 Fund

Bottom quartile AUM (₹283 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 20.83% (lower mid).
3Y return: 19.57% (lower mid).
1Y return: 1.39% (bottom quartile).
Alpha: -5.21 (bottom quartile).
Sharpe: -0.92 (bottom quartile).
Information ratio: 0.54 (bottom quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹71,840 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.21% (upper mid).
3Y return: 18.43% (bottom quartile).
1Y return: 7.37% (lower mid).
Alpha: 1.67 (lower mid).
Sharpe: -0.51 (lower mid).
Information ratio: 1.64 (upper mid).

DSP TOP 100 Equity

Lower mid AUM (₹6,398 Cr).
Oldest track record among peers (22 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.67% (bottom quartile).
3Y return: 17.87% (bottom quartile).
1Y return: 5.44% (bottom quartile).
Alpha: -0.52 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.83 (lower mid).

*ઉપર શ્રેષ્ઠની યાદી છેલમ્પ સમ ઉપર AUM/નેટ અસ્કયામતો ધરાવતાં ભંડોળ100 કરોડ. પર છટણીછેલ્લું 3 વર્ષનું વળતર.

1. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

Research Highlights for IDBI India Top 100 Equity Fund

Bottom quartile AUM (₹655 Cr).
Established history (13+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.61% (bottom quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (top quartile).
Information ratio: 0.14 (bottom quartile).

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund Growth
Launch Date	15 May 12
NAV (28 Jul 23)	₹44.16 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹655 on 30 Jun 23
Category	Equity - Large Cap
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	1.09
Information Ratio	0.14
Alpha Ratio	2.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,052
30 Sep 22	₹15,728

IDBI India Top 100 Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	3%
3 Month	9.2%
6 Month	12.5%
1 Year	15.4%
3 Year	21.9%
5 Year	12.6%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI India Top 100 Equity Fund

Name	Since	Tenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Nippon India Large Cap Fund

(Erstwhile Reliance Top 200 Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Large Cap Fund

Upper mid AUM (₹45,012 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 25.45% (top quartile).
3Y return: 20.02% (upper mid).
1Y return: 8.08% (upper mid).
Alpha: 2.49 (top quartile).
Sharpe: -0.40 (upper mid).
Information ratio: 1.96 (top quartile).

Below is the key information for Nippon India Large Cap Fund

Nippon India Large Cap Fund Growth
Launch Date	8 Aug 07
NAV (30 Oct 25)	₹94.1134 ↓ -0.50 (-0.53 %)
Net Assets (Cr)	₹45,012 on 31 Aug 25
Category	Equity - Large Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.41
Information Ratio	1.96
Alpha Ratio	2.49
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,969
30 Sep 22	₹17,776
30 Sep 23	₹22,238
30 Sep 24	₹30,943
30 Sep 25	₹30,631

Nippon India Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Nippon India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	3.8%
3 Month	4.3%
6 Month	9.4%
1 Year	8.1%
3 Year	20%
5 Year	25.4%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.2%
2023	32.1%
2022	11.3%
2021	32.4%
2020	4.9%
2019	7.3%
2018	-0.2%
2017	38.4%
2016	2.2%
2015	1.1%

Fund Manager information for Nippon India Large Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	8 Aug 07	18.16 Yr.
Kinjal Desai	25 May 18	7.36 Yr.
Bhavik Dave	19 Aug 24	1.12 Yr.

Data below for Nippon India Large Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	31.97%
Consumer Cyclical	15.91%
Industrials	10.31%
Consumer Defensive	10.3%
Technology	7.32%
Basic Materials	6.09%
Energy	6.03%
Utility	5.96%
Health Care	4.98%
Communication Services	0.22%

Asset Allocation

Asset Class	Value
Cash	0.91%
Equity	99.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	8%	₹3,717 Cr	39,080,734
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	6%	₹2,801 Cr	20,537,539
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹2,224 Cr	16,500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| 532215	4%	₹2,036 Cr	17,989,098
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	4%	₹2,029 Cr	23,254,164 ↑ 500,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	3%	₹1,610 Cr	4,400,529
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 21 \| 500034	3%	₹1,463 Cr	14,648,655 ↓ -908,455
Infosys Ltd (Technology) Equity, Since 30 Sep 07 \| INFY	3%	₹1,442 Cr	10,000,494 ↑ 2,000,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 16 \| ITC	3%	₹1,419 Cr	35,329,812
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Jun 12 \| 522275	3%	₹1,347 Cr	4,550,000 ↓ -100,000

3. JM Core 11 Fund

The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies.

Research Highlights for JM Core 11 Fund

Bottom quartile AUM (₹283 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 20.83% (lower mid).
3Y return: 19.57% (lower mid).
1Y return: 1.39% (bottom quartile).
Alpha: -5.21 (bottom quartile).
Sharpe: -0.92 (bottom quartile).
Information ratio: 0.54 (bottom quartile).

Below is the key information for JM Core 11 Fund

JM Core 11 Fund Growth
Launch Date	5 Mar 08
NAV (30 Oct 25)	₹20.7309 ↓ -0.05 (-0.23 %)
Net Assets (Cr)	₹283 on 31 Aug 25
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	-0.92
Information Ratio	0.54
Alpha Ratio	-5.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,244
30 Sep 22	₹15,015
30 Sep 23	₹19,165
30 Sep 24	₹27,551
30 Sep 25	₹25,596

JM Core 11 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for JM Core 11 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	5%
3 Month	6.4%
6 Month	11.5%
1 Year	1.4%
3 Year	19.6%
5 Year	20.8%
10 Year
15 Year
Since launch	4.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.3%
2023	32.9%
2022	7.1%
2021	16.3%
2020	6.3%
2019	10.6%
2018	-5%
2017	43.1%
2016	11.1%
2015	-2.4%

Fund Manager information for JM Core 11 Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	1 Yr.
Asit Bhandarkar	25 Feb 09	16.61 Yr.
Ruchi Fozdar	4 Oct 24	0.99 Yr.
Deepak Gupta	11 Apr 25	0.47 Yr.

Data below for JM Core 11 Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	27.5%
Financial Services	25.44%
Technology	15.75%
Industrials	12.85%
Health Care	5.82%
Basic Materials	4.11%
Communication Services	3.92%
Real Estate	2.5%

Asset Allocation

Asset Class	Value
Cash	2.11%
Equity	97.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 23 \| AMBER	5%	₹15 Cr	19,048
One97 Communications Ltd (Technology) Equity, Since 31 May 25 \| 543396	5%	₹15 Cr	130,000 ↓ -10,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| MARUTI	5%	₹14 Cr	9,000 ↑ 1,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 11 \| LT	5%	₹14 Cr	38,507
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| EICHERMOT	5%	₹14 Cr	20,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| HDFCBANK	4%	₹13 Cr	134,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	4%	₹13 Cr	127,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 25 \| UJJIVANSFB	4%	₹12 Cr	2,626,723 ↑ 200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 24 \| BHARTIARTL	4%	₹11 Cr	61,000 ↓ -9,000
Waaree Energies Ltd (Technology) Equity, Since 31 May 25 \| 544277	4%	₹11 Cr	34,000

4. ICICI Prudential Bluechip Fund

(Erstwhile ICICI Prudential Focused Bluechip Equity Fund)

To generate long-term capital appreciation and income distribution to unit holders from a portfolio that is invested in equity and equity related securities of about 20 companies belonging to the large cap domain and the balance in debt securities and money market instruments. The Fund Manager will always select stocks for investment from among Top 200 stocks in terms of market capitalization on the National Stock Exchange of India Ltd. If the total assets under management under this scheme goes above Rs. 1,000 crores the Fund Manager reserves the right to increase the number of companies to more than 20.

Research Highlights for ICICI Prudential Bluechip Fund

Highest AUM (₹71,840 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.21% (upper mid).
3Y return: 18.43% (bottom quartile).
1Y return: 7.37% (lower mid).
Alpha: 1.67 (lower mid).
Sharpe: -0.51 (lower mid).
Information ratio: 1.64 (upper mid).

Below is the key information for ICICI Prudential Bluechip Fund

ICICI Prudential Bluechip Fund Growth
Launch Date	23 May 08
NAV (30 Oct 25)	₹114.22 ↓ -0.64 (-0.56 %)
Net Assets (Cr)	₹71,840 on 31 Aug 25
Category	Equity - Large Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.46
Sharpe Ratio	-0.51
Information Ratio	1.64
Alpha Ratio	1.67
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,883
30 Sep 22	₹16,037
30 Sep 23	₹19,415
30 Sep 24	₹27,490
30 Sep 25	₹26,880

ICICI Prudential Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	4.1%
3 Month	3.6%
6 Month	7.2%
1 Year	7.4%
3 Year	18.4%
5 Year	22.2%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.9%
2023	27.4%
2022	6.9%
2021	29.2%
2020	13.5%
2019	9.8%
2018	-0.8%
2017	32.7%
2016	7.7%
2015	-0.2%

Fund Manager information for ICICI Prudential Bluechip Fund

Name	Since	Tenure
Anish Tawakley	5 Sep 18	7.08 Yr.
Vaibhav Dusad	18 Jan 21	4.7 Yr.
Sharmila D’mello	31 Jul 22	3.17 Yr.

Data below for ICICI Prudential Bluechip Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	27.87%
Consumer Cyclical	11.21%
Industrials	10.52%
Energy	9.29%
Basic Materials	7.06%
Technology	5.64%
Communication Services	4.89%
Health Care	4.82%
Consumer Defensive	4.09%
Utility	3.88%
Real Estate	1.06%

Asset Allocation

Asset Class	Value
Cash	9.52%
Equity	90.34%
Debt	0.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	10%	₹7,189 Cr	75,594,168 ↑ 2,902,306
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 08 \| ICICIBANK	8%	₹5,899 Cr	43,764,687
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 08 \| RELIANCE	6%	₹4,727 Cr	34,655,981
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	6%	₹4,648 Cr	12,702,825 ↑ 198,799
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 09 \| BHARTIARTL	4%	₹3,200 Cr	17,038,413
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 16 \| MARUTI	4%	₹3,189 Cr	1,989,312 ↓ -194,277
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 14 \| 532215	4%	₹2,918 Cr	25,789,059 ↑ 342,030
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Sep 17 \| 532538	4%	₹2,610 Cr	2,135,713
Infosys Ltd (Technology) Equity, Since 30 Nov 10 \| INFY	4%	₹2,603 Cr	18,055,818 ↑ 1,037,875
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Jul 15 \| SUNPHARMA	3%	₹1,877 Cr	11,771,629 ↑ 201,062

5. DSP TOP 100 Equity

The Fund is seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed in India.

Research Highlights for DSP TOP 100 Equity

Lower mid AUM (₹6,398 Cr).
Oldest track record among peers (22 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.67% (bottom quartile).
3Y return: 17.87% (bottom quartile).
1Y return: 5.44% (bottom quartile).
Alpha: -0.52 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.83 (lower mid).

Below is the key information for DSP TOP 100 Equity

DSP TOP 100 Equity Growth
Launch Date	10 Mar 03
NAV (30 Oct 25)	₹483.729 ↓ -3.79 (-0.78 %)
Net Assets (Cr)	₹6,398 on 31 Aug 25
Category	Equity - Large Cap
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.94
Sharpe Ratio	-0.64
Information Ratio	0.83
Alpha Ratio	-0.52
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,064
30 Sep 22	₹14,326
30 Sep 23	₹16,953
30 Sep 24	₹24,123
30 Sep 25	₹23,483

DSP TOP 100 Equity SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP TOP 100 Equity

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	3.6%
3 Month	2.5%
6 Month	4.5%
1 Year	5.4%
3 Year	17.9%
5 Year	18.7%
10 Year
15 Year
Since launch	18.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.5%
2023	26.6%
2022	1.4%
2021	19.5%
2020	7.5%
2019	14.8%
2018	-2.7%
2017	26.5%
2016	4.9%
2015	-2.3%

Fund Manager information for DSP TOP 100 Equity

Name	Since	Tenure
Abhishek Singh	1 Jun 22	3.34 Yr.

Data below for DSP TOP 100 Equity as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	42.05%
Consumer Cyclical	10.55%
Health Care	9.77%
Technology	7.44%
Utility	7.15%
Consumer Defensive	5.9%
Energy	4.36%
Communication Services	1.52%
Basic Materials	1.04%
Industrials	0.82%

Asset Allocation

Asset Class	Value
Cash	9.4%
Equity	90.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	9%	₹573 Cr	6,025,402
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 16 \| ICICIBANK	7%	₹475 Cr	3,526,293
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 21 \| ITC	6%	₹391 Cr	9,725,244 ↑ 1,601,019
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| M&M	6%	₹378 Cr	1,104,455
Infosys Ltd (Technology) Equity, Since 30 Sep 19 \| INFY	5%	₹363 Cr	2,515,703 ↑ 441,946
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| 532215	5%	₹336 Cr	2,965,983
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 May 24 \| KOTAKBANK	5%	₹335 Cr	1,679,850 ↑ 54,052
NTPC Ltd (Utilities) Equity, Since 30 Nov 23 \| 532555	5%	₹326 Cr	9,580,004
Cipla Ltd (Healthcare) Equity, Since 30 Jun 20 \| 500087	5%	₹305 Cr	2,031,443
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	4%	₹272 Cr	1,520,172

લમ્પ સમ કેલ્ક્યુલેટર

લમ્પ સમ કેલ્ક્યુલેટર એ એક સાધન છે જે વ્યક્તિઓને તે સમજવામાં મદદ કરે છે કે તેમની કિંમત કેટલી હશેમ્યુચ્યુઅલ ફંડમાં એકસાથે રોકાણ રોકાણના સમયગાળાના અંતે. કેલ્ક્યુલેટરમાં જે ઇનપુટ ડેટાને ફીડ કરવાની જરૂર છે તેમાં એકસાથે રોકાણની મુદત, એકસાથે રોકાણની રકમ, ઇક્વિટી બજારોમાં અપેક્ષિત લાંબા ગાળાના વૃદ્ધિ દર, અપેક્ષિત લાંબા ગાળાનો સમાવેશ થાય છે.ફુગાવો દર તો, ચાલો એક સામટી કેલ્ક્યુલેટરનો ઉપયોગ કેવી રીતે કરવો તેનો ખ્યાલ સમજીએ.

એકસાથે રોકાણ: INR 35,000

રોકાણનો સમયગાળો: 20 વર્ષ

લાંબા ગાળાનો વિકાસ દર (અંદાજે): 15%

લાંબા ગાળાના ફુગાવાનો દર (અંદાજે): 4%

લમ્પ સમ કેલ્ક્યુલેટર મુજબ અપેક્ષિત વળતર: INR 2,82,181

રોકાણ પર ચોખ્ખો નફો: INR 2,47,181

આમ, ઉપરોક્ત ગણતરી દર્શાવે છે કે તમારા રોકાણ પરના રોકાણ પરનો ચોખ્ખો નફો INR 2,47,181 છે જ્યારે તમારા રોકાણનું કુલ મૂલ્ય INR 2,82,181 છે..

આમ, ઉપરોક્ત નિર્દેશો પરથી, એવું કહી શકાય કે રોકાણના એકસામટા મોડમાં પણ તેના ફાયદા છે. જો કે, રોકાણનો એકસામટો મોડ પસંદ કરતી વખતે વ્યક્તિઓએ સાવચેત રહેવું જોઈએ. તેઓએ તપાસ કરવી જોઈએ કે આ પ્રકાર તેમના માટે યોગ્ય છે કે નહીં. જો વ્યક્તિઓ લમ્પ સમ મોડ સાથે ખૂબ આરામદાયક ન હોય, તો તેઓ STP અથવા માટે પસંદ કરી શકે છેવ્યવસ્થિત ટ્રાન્સફર પ્લાન જેમાં તેઓ પ્રથમ એકમ રકમનું રોકાણ કરે છેલિક્વિડ ફંડ અને પછી નિયમિત સમયાંતરે તેને વ્યવસ્થિત રીતે ઇક્વિટી ફંડમાં ટ્રાન્સફર કરો.

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.