SIP 2022 – 2023 માટે ભારતમાં શ્રેષ્ઠ મ્યુચ્યુઅલ ફંડ

Updated on October 15, 2025 , 24798 views

એક વ્યવસ્થિતરોકાણ યોજના (SIP) એ સૌથી કાર્યક્ષમ રીત માનવામાં આવે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ કરોખાસ કરીને લાંબા સમય માટે-ટર્મ પ્લાન. તે રોકાણકારોને લાંબા ગાળાની બચત યોજના અમલમાં મૂકવા માટે દર મહિને ચોક્કસ તારીખે એકમ ખરીદવાની પરવાનગી આપે છે. રોકાણકારો તરફ આરામદાયક લાગે છે તેનું એક કારણ છેરોકાણ SIP માં તેઓ ઓફર કરે છે તે લવચીકતા છે. રોકાણકારો કરી શકે છેSIP માં રોકાણ કરો ક્યાં તો માસિક, ત્રિમાસિક અથવા સાપ્તાહિક પરઆધાર, તેમની અનુકૂળતા મુજબ. ચાલો તે વિશે વધુ જાણીએ કે કેવી રીતે કોઈ તેમને પ્રાપ્ત કરી શકે છેનાણાકીય લક્ષ્યો વ્યવસ્થિત રોકાણ યોજનાઓ સાથે, કેવી રીતેસિપ કેલ્ક્યુલેટર સાથે રોકાણમાં મદદરૂપ છેશ્રેષ્ઠ મ્યુચ્યુઅલ ફંડ SIP માટે ભારતમાં.

SIP- નાણાકીય લક્ષ્યો હાંસલ કરવાની શ્રેષ્ઠ રીત

SIP એવી રીતે ડિઝાઇન કરવામાં આવી છે કે વ્યક્તિ સરળતાથી તેમના રોકાણની પૂર્વ-યોજના કરી શકે છે અને તેમના નાણાકીય લક્ષ્યો અનુસાર રોકાણ કરી શકે છે. પરંતુ, SIP દ્વારા લક્ષ્યો હાંસલ કરવા માટે લાંબા સમય માટે રોકાણ કરવું પડશે. સામાન્ય રીતે, SIP નો ઉપયોગ ધ્યેયોના આયોજન માટે વ્યાપકપણે થાય છે જેમ કે-

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ઘર ખરીદવું
લગ્ન
બાળકનું શિક્ષણ
આંતરરાષ્ટ્રીય પ્રવાસ માટે સાચવો
નિવૃત્તિ
તબીબી કટોકટી વગેરે.

કોઈ વ્યક્તિ ઓછામાં ઓછી INR 500 અને INR 1000 જેટલી રકમ સાથે SIP માં રોકાણ કરવાનું શરૂ કરી શકે છે. એકવાર તમે SIP માં રોકાણ કરવાનું શરૂ કરો પછી તમારા પૈસા દરરોજ જવા લાગે છે કારણ કે તે સ્ટોકના સંપર્કમાં આવે છે.બજાર. એટલા માટે રૂટ તરીકે SIP ને મોટે ભાગે પ્રાધાન્ય આપવામાં આવે છેઇક્વિટી ફંડ્સ. વધુમાં, ઐતિહાસિક રીતે, ઇક્વિટી શેરોમાં રોકાણે અન્ય તમામ એસેટ વર્ગોમાં પ્રભાવશાળી વળતર આપ્યું છે, જો રોકાણ શિસ્ત સાથે અને લાંબા ગાળાની ક્ષિતિજ સાથે કરવામાં આવ્યું હોય.

ઇક્વિટીમાં SIP બજારના સમયના જોખમને ટાળવામાં મદદ કરે છે અને રોકાણના ખર્ચની સરેરાશ દ્વારા સંપત્તિ નિર્માણની સુવિધા આપે છે. ચાલો કેટલાક વધુ જોઈએSIP ના લાભો જે લાંબા ગાળાના લક્ષ્યો હાંસલ કરવામાં મદદ કરે છે:

સંયોજન શક્તિ- જ્યારે તમે માત્ર મુદ્દલ પર વ્યાજ મેળવો ત્યારે સરળ વ્યાજ છે. ચક્રવૃદ્ધિ વ્યાજના કિસ્સામાં, વ્યાજની રકમ મુદ્દલમાં ઉમેરવામાં આવે છે, અને વ્યાજની ગણતરી નવા મુદ્દલ (જૂની મુદ્દલ વત્તા નફા) પર કરવામાં આવે છે. આ પ્રક્રિયા દર વખતે ચાલુ રહે છે. માં SIP થીમ્યુચ્યુઅલ ફંડ હપ્તામાં હોય છે, તે ચક્રવૃદ્ધિ હોય છે, જે શરૂઆતમાં રોકાણ કરેલ રકમમાં વધુ ઉમેરે છે.
જોખમ ઘટાડો- આપેલ છે કે SIP લાંબા સમય સુધી ફેલાયેલી હોય છે, તે શેરબજારના તમામ સમયગાળા, ઉતાર-ચઢાવ અને વધુ મહત્ત્વની મંદીને પકડે છે. મંદીમાં, જ્યારે મોટાભાગના રોકાણકારોને ડર લાગે છે, ત્યારે રોકાણકારો "નીચી" ખરીદી કરે તેની ખાતરી કરવા SIP હપ્તાઓ ચાલુ રહે છે.
SIP ની સગવડ- સગવડતા એ SIPનો સૌથી મોટો ફાયદો છે. વપરાશકર્તાએ એક વખત સાઇન અપ કરવું પડશે અને દસ્તાવેજીકરણમાંથી પસાર થવું પડશે. એકવાર થઈ જાય, ત્યાર બાદ અનુગામી રોકાણો માટે ડેબિટ આપોઆપ થાય છે અનેરોકાણકાર માત્ર રોકાણ પર નજર રાખવાની જરૂર છે.

SIP 2022 - 2023 માટે ભારતમાં શ્રેષ્ઠ મ્યુચ્યુઅલ ફંડ્સ

SIP માટે શ્રેષ્ઠ લાર્જ કેપ ફંડ્સ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Large Cap Fund Growth	₹93.4518 ↑ 0.27	₹45,012	100	2.8	10.5	5	20.6	25.2	18.2
ICICI Prudential Bluechip Fund Growth	₹113.4 ↑ 0.50	₹71,840	100	2.7	8.7	4.8	19.6	22	16.9
DSP TOP 100 Equity Growth	₹482.196 ↑ 0.90	₹6,398	500	0.9	5.5	3.8	19.1	18.6	20.5
Invesco India Largecap Fund Growth	₹71.82 ↑ 0.13	₹1,555	100	2.8	10.9	3.1	18.7	19.2	20
Bandhan Large Cap Fund Growth	₹79.665 ↑ 0.31	₹1,893	100	3.1	10.3	3.9	17.8	18	18.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Large Cap Fund	ICICI Prudential Bluechip Fund	DSP TOP 100 Equity	Invesco India Largecap Fund	Bandhan Large Cap Fund
Point 1	Upper mid AUM (₹45,012 Cr).	Highest AUM (₹71,840 Cr).	Lower mid AUM (₹6,398 Cr).	Bottom quartile AUM (₹1,555 Cr).	Bottom quartile AUM (₹1,893 Cr).
Point 2	Established history (18+ yrs).	Established history (17+ yrs).	Oldest track record among peers (22 yrs).	Established history (16+ yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.23% (top quartile).	5Y return: 21.99% (upper mid).	5Y return: 18.55% (bottom quartile).	5Y return: 19.22% (lower mid).	5Y return: 17.99% (bottom quartile).
Point 6	3Y return: 20.58% (top quartile).	3Y return: 19.56% (upper mid).	3Y return: 19.05% (lower mid).	3Y return: 18.68% (bottom quartile).	3Y return: 17.75% (bottom quartile).
Point 7	1Y return: 5.04% (top quartile).	1Y return: 4.76% (upper mid).	1Y return: 3.78% (bottom quartile).	1Y return: 3.09% (bottom quartile).	1Y return: 3.91% (lower mid).
Point 8	Alpha: 2.49 (top quartile).	Alpha: 1.67 (lower mid).	Alpha: -0.52 (bottom quartile).	Alpha: 1.96 (upper mid).	Alpha: 0.28 (bottom quartile).
Point 9	Sharpe: -0.40 (top quartile).	Sharpe: -0.51 (lower mid).	Sharpe: -0.64 (bottom quartile).	Sharpe: -0.50 (upper mid).	Sharpe: -0.56 (bottom quartile).
Point 10	Information ratio: 1.96 (top quartile).	Information ratio: 1.64 (upper mid).	Information ratio: 0.83 (lower mid).	Information ratio: 0.70 (bottom quartile).	Information ratio: 0.40 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹45,012 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 25.23% (top quartile).
3Y return: 20.58% (top quartile).
1Y return: 5.04% (top quartile).
Alpha: 2.49 (top quartile).
Sharpe: -0.40 (top quartile).
Information ratio: 1.96 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹71,840 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.99% (upper mid).
3Y return: 19.56% (upper mid).
1Y return: 4.76% (upper mid).
Alpha: 1.67 (lower mid).
Sharpe: -0.51 (lower mid).
Information ratio: 1.64 (upper mid).

DSP TOP 100 Equity

Lower mid AUM (₹6,398 Cr).
Oldest track record among peers (22 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.55% (bottom quartile).
3Y return: 19.05% (lower mid).
1Y return: 3.78% (bottom quartile).
Alpha: -0.52 (bottom quartile).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.83 (lower mid).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,555 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.22% (lower mid).
3Y return: 18.68% (bottom quartile).
1Y return: 3.09% (bottom quartile).
Alpha: 1.96 (upper mid).
Sharpe: -0.50 (upper mid).
Information ratio: 0.70 (bottom quartile).

Bandhan Large Cap Fund

Bottom quartile AUM (₹1,893 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.99% (bottom quartile).
3Y return: 17.75% (bottom quartile).
1Y return: 3.91% (lower mid).
Alpha: 0.28 (bottom quartile).
Sharpe: -0.56 (bottom quartile).
Information ratio: 0.40 (bottom quartile).

SIP માટે શ્રેષ્ઠ મલ્ટી કેપ ફંડ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Equity Fund Growth	₹2,068.02 ↑ 2.72	₹81,936	300	3.9	9.5	9.1	24	29.5	23.5
JM Multicap Fund Growth	₹99.4479 ↓ -0.06	₹5,943	500	0.7	6.2	-6.7	23.4	26.2	33.3
Nippon India Multi Cap Fund Growth	₹303.952 ↑ 0.04	₹46,216	100	0.2	11.3	0.6	23.1	30.7	25.8
Motilal Oswal Multicap 35 Fund Growth	₹62.8975 ↓ -0.36	₹13,679	500	0.2	11.6	0.6	22.8	19.5	45.7
ICICI Prudential Multicap Fund Growth	₹801.74 ↓ -0.92	₹15,281	100	-0.8	7.1	0.2	21.1	24.8	20.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Equity Fund	JM Multicap Fund	Nippon India Multi Cap Fund	Motilal Oswal Multicap 35 Fund	ICICI Prudential Multicap Fund
Point 1	Highest AUM (₹81,936 Cr).	Bottom quartile AUM (₹5,943 Cr).	Upper mid AUM (₹46,216 Cr).	Bottom quartile AUM (₹13,679 Cr).	Lower mid AUM (₹15,281 Cr).
Point 2	Established history (30+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (11+ yrs).	Oldest track record among peers (31 yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 29.49% (upper mid).	5Y return: 26.23% (lower mid).	5Y return: 30.69% (top quartile).	5Y return: 19.51% (bottom quartile).	5Y return: 24.84% (bottom quartile).
Point 6	3Y return: 23.99% (top quartile).	3Y return: 23.40% (upper mid).	3Y return: 23.06% (lower mid).	3Y return: 22.84% (bottom quartile).	3Y return: 21.07% (bottom quartile).
Point 7	1Y return: 9.07% (top quartile).	1Y return: -6.69% (bottom quartile).	1Y return: 0.58% (lower mid).	1Y return: 0.64% (upper mid).	1Y return: 0.19% (bottom quartile).
Point 8	Alpha: 4.96 (upper mid).	Alpha: -8.50 (bottom quartile).	Alpha: 3.10 (lower mid).	Alpha: 9.76 (top quartile).	Alpha: -2.00 (bottom quartile).
Point 9	Sharpe: -0.16 (upper mid).	Sharpe: -1.13 (bottom quartile).	Sharpe: -0.38 (lower mid).	Sharpe: -0.06 (top quartile).	Sharpe: -0.71 (bottom quartile).
Point 10	Information ratio: 1.74 (top quartile).	Information ratio: 1.09 (lower mid).	Information ratio: 1.10 (upper mid).	Information ratio: 0.79 (bottom quartile).	Information ratio: 0.53 (bottom quartile).

HDFC Equity Fund

Highest AUM (₹81,936 Cr).
Established history (30+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 29.49% (upper mid).
3Y return: 23.99% (top quartile).
1Y return: 9.07% (top quartile).
Alpha: 4.96 (upper mid).
Sharpe: -0.16 (upper mid).
Information ratio: 1.74 (top quartile).

JM Multicap Fund

Bottom quartile AUM (₹5,943 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 26.23% (lower mid).
3Y return: 23.40% (upper mid).
1Y return: -6.69% (bottom quartile).
Alpha: -8.50 (bottom quartile).
Sharpe: -1.13 (bottom quartile).
Information ratio: 1.09 (lower mid).

Nippon India Multi Cap Fund

Upper mid AUM (₹46,216 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 30.69% (top quartile).
3Y return: 23.06% (lower mid).
1Y return: 0.58% (lower mid).
Alpha: 3.10 (lower mid).
Sharpe: -0.38 (lower mid).
Information ratio: 1.10 (upper mid).

Motilal Oswal Multicap 35 Fund

Bottom quartile AUM (₹13,679 Cr).
Established history (11+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.51% (bottom quartile).
3Y return: 22.84% (bottom quartile).
1Y return: 0.64% (upper mid).
Alpha: 9.76 (top quartile).
Sharpe: -0.06 (top quartile).
Information ratio: 0.79 (bottom quartile).

ICICI Prudential Multicap Fund

Lower mid AUM (₹15,281 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.84% (bottom quartile).
3Y return: 21.07% (bottom quartile).
1Y return: 0.19% (bottom quartile).
Alpha: -2.00 (bottom quartile).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.53 (bottom quartile).

SIP માટે શ્રેષ્ઠ મિડ કેપ ફંડ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Invesco India Mid Cap Fund Growth	₹185.49 ↓ -1.11	₹8,062	500	1.2	20	9.8	28.8	28.5	43.1
ICICI Prudential MidCap Fund Growth	₹305.6 ↓ -1.10	₹6,492	100	0.5	18.6	3.9	22.9	27.1	27
TATA Mid Cap Growth Fund Growth	₹434.586 ↓ -1.42	₹4,946	150	-1.4	11	-1.6	21.6	24.2	22.7
BNP Paribas Mid Cap Fund Growth	₹101.945 ↓ -0.30	₹2,157	300	0.5	9.4	-2.7	19.9	24.6	28.5
Aditya Birla Sun Life Midcap Fund Growth	₹790.64 ↓ -3.29	₹5,970	1,000	-1.7	10.7	-3.2	19.7	24.6	22
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Invesco India Mid Cap Fund	ICICI Prudential MidCap Fund	TATA Mid Cap Growth Fund	BNP Paribas Mid Cap Fund	Aditya Birla Sun Life Midcap Fund
Point 1	Highest AUM (₹8,062 Cr).	Upper mid AUM (₹6,492 Cr).	Bottom quartile AUM (₹4,946 Cr).	Bottom quartile AUM (₹2,157 Cr).	Lower mid AUM (₹5,970 Cr).
Point 2	Established history (18+ yrs).	Established history (20+ yrs).	Oldest track record among peers (31 yrs).	Established history (19+ yrs).	Established history (23+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 28.47% (top quartile).	5Y return: 27.08% (upper mid).	5Y return: 24.18% (bottom quartile).	5Y return: 24.60% (lower mid).	5Y return: 24.56% (bottom quartile).
Point 6	3Y return: 28.83% (top quartile).	3Y return: 22.87% (upper mid).	3Y return: 21.60% (lower mid).	3Y return: 19.90% (bottom quartile).	3Y return: 19.70% (bottom quartile).
Point 7	1Y return: 9.75% (top quartile).	1Y return: 3.89% (upper mid).	1Y return: -1.55% (lower mid).	1Y return: -2.66% (bottom quartile).	1Y return: -3.21% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 3.29 (top quartile).	Alpha: -3.10 (bottom quartile).	Alpha: -3.80 (bottom quartile).	Alpha: -0.40 (lower mid).
Point 9	Sharpe: 0.14 (top quartile).	Sharpe: -0.32 (upper mid).	Sharpe: -0.66 (bottom quartile).	Sharpe: -0.72 (bottom quartile).	Sharpe: -0.49 (lower mid).
Point 10	Information ratio: 0.00 (top quartile).	Information ratio: -0.16 (upper mid).	Information ratio: -0.56 (lower mid).	Information ratio: -0.66 (bottom quartile).	Information ratio: -0.78 (bottom quartile).

Invesco India Mid Cap Fund

Highest AUM (₹8,062 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.47% (top quartile).
3Y return: 28.83% (top quartile).
1Y return: 9.75% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.14 (top quartile).
Information ratio: 0.00 (top quartile).

ICICI Prudential MidCap Fund

Upper mid AUM (₹6,492 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 27.08% (upper mid).
3Y return: 22.87% (upper mid).
1Y return: 3.89% (upper mid).
Alpha: 3.29 (top quartile).
Sharpe: -0.32 (upper mid).
Information ratio: -0.16 (upper mid).

TATA Mid Cap Growth Fund

Bottom quartile AUM (₹4,946 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.18% (bottom quartile).
3Y return: 21.60% (lower mid).
1Y return: -1.55% (lower mid).
Alpha: -3.10 (bottom quartile).
Sharpe: -0.66 (bottom quartile).
Information ratio: -0.56 (lower mid).

BNP Paribas Mid Cap Fund

Bottom quartile AUM (₹2,157 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: High.
5Y return: 24.60% (lower mid).
3Y return: 19.90% (bottom quartile).
1Y return: -2.66% (bottom quartile).
Alpha: -3.80 (bottom quartile).
Sharpe: -0.72 (bottom quartile).
Information ratio: -0.66 (bottom quartile).

Aditya Birla Sun Life Midcap Fund

Lower mid AUM (₹5,970 Cr).
Established history (23+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.56% (bottom quartile).
3Y return: 19.70% (bottom quartile).
1Y return: -3.21% (bottom quartile).
Alpha: -0.40 (lower mid).
Sharpe: -0.49 (lower mid).
Information ratio: -0.78 (bottom quartile).

SIP માટે શ્રેષ્ઠ સ્મોલ કેપ ફંડ્સ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Small Cap Fund Growth	₹169.432 ↓ -0.04	₹64,821	100	-3.4	10	-6.3	23.1	32.8	26.1
HDFC Small Cap Fund Growth	₹141.263 ↓ -0.52	₹36,294	300	-2	15.1	0	22.8	30	20.4
Franklin India Smaller Companies Fund Growth	₹168.441 ↑ 0.19	₹13,302	500	-6.1	7.3	-8.3	21.8	29	23.2
Sundaram Small Cap Fund Growth	₹262.004 ↓ -0.67	₹3,282	100	-2.1	12.8	-2.5	20.9	27.5	19.1
DSP Small Cap Fund Growth	₹192.646 ↓ -0.69	₹16,628	500	-6.1	11.8	-5.6	19.6	26.4	25.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Small Cap Fund	HDFC Small Cap Fund	Franklin India Smaller Companies Fund	Sundaram Small Cap Fund	DSP Small Cap Fund
Point 1	Highest AUM (₹64,821 Cr).	Upper mid AUM (₹36,294 Cr).	Bottom quartile AUM (₹13,302 Cr).	Bottom quartile AUM (₹3,282 Cr).	Lower mid AUM (₹16,628 Cr).
Point 2	Established history (15+ yrs).	Established history (17+ yrs).	Established history (19+ yrs).	Oldest track record among peers (20 yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 32.83% (top quartile).	5Y return: 30.03% (upper mid).	5Y return: 29.00% (lower mid).	5Y return: 27.50% (bottom quartile).	5Y return: 26.41% (bottom quartile).
Point 6	3Y return: 23.10% (top quartile).	3Y return: 22.78% (upper mid).	3Y return: 21.85% (lower mid).	3Y return: 20.90% (bottom quartile).	3Y return: 19.56% (bottom quartile).
Point 7	1Y return: -6.31% (bottom quartile).	1Y return: -0.03% (top quartile).	1Y return: -8.27% (bottom quartile).	1Y return: -2.54% (upper mid).	1Y return: -5.63% (lower mid).
Point 8	Alpha: -2.55 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: -5.08 (bottom quartile).	Alpha: 0.97 (top quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: -0.65 (bottom quartile).	Sharpe: -0.33 (upper mid).	Sharpe: -0.76 (bottom quartile).	Sharpe: -0.47 (lower mid).	Sharpe: -0.30 (top quartile).
Point 10	Information ratio: 0.10 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.02 (upper mid).	Information ratio: -0.47 (bottom quartile).	Information ratio: 0.00 (bottom quartile).

Nippon India Small Cap Fund

Highest AUM (₹64,821 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 32.83% (top quartile).
3Y return: 23.10% (top quartile).
1Y return: -6.31% (bottom quartile).
Alpha: -2.55 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: 0.10 (top quartile).

HDFC Small Cap Fund

Upper mid AUM (₹36,294 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 30.03% (upper mid).
3Y return: 22.78% (upper mid).
1Y return: -0.03% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.33 (upper mid).
Information ratio: 0.00 (lower mid).

Franklin India Smaller Companies Fund

Bottom quartile AUM (₹13,302 Cr).
Established history (19+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 29.00% (lower mid).
3Y return: 21.85% (lower mid).
1Y return: -8.27% (bottom quartile).
Alpha: -5.08 (bottom quartile).
Sharpe: -0.76 (bottom quartile).
Information ratio: 0.02 (upper mid).

Sundaram Small Cap Fund

Bottom quartile AUM (₹3,282 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 27.50% (bottom quartile).
3Y return: 20.90% (bottom quartile).
1Y return: -2.54% (upper mid).
Alpha: 0.97 (top quartile).
Sharpe: -0.47 (lower mid).
Information ratio: -0.47 (bottom quartile).

DSP Small Cap Fund

Lower mid AUM (₹16,628 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.41% (bottom quartile).
3Y return: 19.56% (bottom quartile).
1Y return: -5.63% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.30 (top quartile).
Information ratio: 0.00 (bottom quartile).

SIP માટે શ્રેષ્ઠ ELSS (ટેક્સ સેવિંગ મ્યુચ્યુઅલ ફંડ્સ).

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Long Term Equity Fund Growth	₹53.1996 ↓ -0.09	₹4,223	500	0.2	16.1	-3.2	26.6	26.1	47.7
SBI Magnum Tax Gain Fund Growth	₹442.645 ↑ 0.38	₹29,937	500	-0.4	7.9	-0.1	25.1	25.3	27.7
HDFC Tax Saver Fund Growth	₹1,460.21 ↑ 3.48	₹16,525	500	3.2	9.1	7	23.1	25.9	21.3
JM Tax Gain Fund Growth	₹49.8096 ↓ -0.16	₹210	500	1.5	10.5	-2.3	21.4	23	29
IDBI Equity Advantage Fund Growth	₹43.39 ↑ 0.04	₹485	500	9.7	15.1	16.9	20.8	10
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Long Term Equity Fund	SBI Magnum Tax Gain Fund	HDFC Tax Saver Fund	JM Tax Gain Fund	IDBI Equity Advantage Fund
Point 1	Lower mid AUM (₹4,223 Cr).	Highest AUM (₹29,937 Cr).	Upper mid AUM (₹16,525 Cr).	Bottom quartile AUM (₹210 Cr).	Bottom quartile AUM (₹485 Cr).
Point 2	Established history (10+ yrs).	Established history (18+ yrs).	Oldest track record among peers (29 yrs).	Established history (17+ yrs).	Established history (12+ yrs).
Point 3	Not Rated.	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 26.09% (top quartile).	5Y return: 25.28% (lower mid).	5Y return: 25.90% (upper mid).	5Y return: 23.02% (bottom quartile).	5Y return: 9.97% (bottom quartile).
Point 6	3Y return: 26.60% (top quartile).	3Y return: 25.15% (upper mid).	3Y return: 23.13% (lower mid).	3Y return: 21.35% (bottom quartile).	3Y return: 20.84% (bottom quartile).
Point 7	1Y return: -3.19% (bottom quartile).	1Y return: -0.08% (lower mid).	1Y return: 7.03% (upper mid).	1Y return: -2.34% (bottom quartile).	1Y return: 16.92% (top quartile).
Point 8	Alpha: 7.18 (top quartile).	Alpha: -2.40 (bottom quartile).	Alpha: 3.05 (upper mid).	Alpha: -3.68 (bottom quartile).	Alpha: 1.78 (lower mid).
Point 9	Sharpe: -0.26 (upper mid).	Sharpe: -0.83 (bottom quartile).	Sharpe: -0.35 (lower mid).	Sharpe: -0.85 (bottom quartile).	Sharpe: 1.21 (top quartile).
Point 10	Information ratio: 0.80 (lower mid).	Information ratio: 2.12 (top quartile).	Information ratio: 1.80 (upper mid).	Information ratio: 0.80 (bottom quartile).	Information ratio: -1.13 (bottom quartile).

Motilal Oswal Long Term Equity Fund

Lower mid AUM (₹4,223 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 26.09% (top quartile).
3Y return: 26.60% (top quartile).
1Y return: -3.19% (bottom quartile).
Alpha: 7.18 (top quartile).
Sharpe: -0.26 (upper mid).
Information ratio: 0.80 (lower mid).

SBI Magnum Tax Gain Fund

Highest AUM (₹29,937 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.28% (lower mid).
3Y return: 25.15% (upper mid).
1Y return: -0.08% (lower mid).
Alpha: -2.40 (bottom quartile).
Sharpe: -0.83 (bottom quartile).
Information ratio: 2.12 (top quartile).

HDFC Tax Saver Fund

Upper mid AUM (₹16,525 Cr).
Oldest track record among peers (29 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.90% (upper mid).
3Y return: 23.13% (lower mid).
1Y return: 7.03% (upper mid).
Alpha: 3.05 (upper mid).
Sharpe: -0.35 (lower mid).
Information ratio: 1.80 (upper mid).

JM Tax Gain Fund

Bottom quartile AUM (₹210 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.02% (bottom quartile).
3Y return: 21.35% (bottom quartile).
1Y return: -2.34% (bottom quartile).
Alpha: -3.68 (bottom quartile).
Sharpe: -0.85 (bottom quartile).
Information ratio: 0.80 (bottom quartile).

IDBI Equity Advantage Fund

Bottom quartile AUM (₹485 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.97% (bottom quartile).
3Y return: 20.84% (bottom quartile).
1Y return: 16.92% (top quartile).
Alpha: 1.78 (lower mid).
Sharpe: 1.21 (top quartile).
Information ratio: -1.13 (bottom quartile).

SIP માટે શ્રેષ્ઠ સેક્ટર ફંડ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Banking & Financial Services Fund Growth	₹44.1709 ↑ 0.14	₹8,371	500	2.5	10.2	15.6	20	21.8	19.6
UTI Banking and Financial Services Fund Growth	₹196.12 ↑ 0.66	₹1,255	500	2	6.9	12.3	17.7	21.5	11.1
ICICI Prudential Banking and Financial Services Fund Growth	₹137.72 ↑ 0.73	₹9,688	100	1.5	7.5	12	17.3	21.6	11.6
Baroda Pioneer Banking And Financial Services Fund Growth	₹49.3 ↑ 0.16	₹295	500	1.7	6.5	11.8	17.7	19.7	12.5
Nippon India Banking Fund Growth	₹646.207 ↑ 1.79	₹6,990	100	1.2	7.1	11.6	19.1	26	10.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Banking & Financial Services Fund	UTI Banking and Financial Services Fund	ICICI Prudential Banking and Financial Services Fund	Baroda Pioneer Banking And Financial Services Fund	Nippon India Banking Fund
Point 1	Upper mid AUM (₹8,371 Cr).	Bottom quartile AUM (₹1,255 Cr).	Highest AUM (₹9,688 Cr).	Bottom quartile AUM (₹295 Cr).	Lower mid AUM (₹6,990 Cr).
Point 2	Established history (10+ yrs).	Established history (21+ yrs).	Established history (17+ yrs).	Established history (13+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Not Rated.	Rating: 3★ (upper mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 21.78% (upper mid).	5Y return: 21.46% (bottom quartile).	5Y return: 21.61% (lower mid).	5Y return: 19.68% (bottom quartile).	5Y return: 25.96% (top quartile).
Point 6	3Y return: 20.02% (top quartile).	3Y return: 17.69% (lower mid).	3Y return: 17.26% (bottom quartile).	3Y return: 17.68% (bottom quartile).	3Y return: 19.05% (upper mid).
Point 7	1Y return: 15.56% (top quartile).	1Y return: 12.35% (upper mid).	1Y return: 11.99% (lower mid).	1Y return: 11.85% (bottom quartile).	1Y return: 11.61% (bottom quartile).
Point 8	Alpha: 0.46 (top quartile).	Alpha: -3.36 (bottom quartile).	Alpha: -2.57 (lower mid).	Alpha: -1.26 (upper mid).	Alpha: -4.87 (bottom quartile).
Point 9	Sharpe: 0.28 (top quartile).	Sharpe: 0.01 (bottom quartile).	Sharpe: 0.03 (lower mid).	Sharpe: 0.16 (upper mid).	Sharpe: -0.12 (bottom quartile).
Point 10	Information ratio: 0.69 (top quartile).	Information ratio: 0.28 (bottom quartile).	Information ratio: 0.32 (bottom quartile).	Information ratio: 0.38 (lower mid).	Information ratio: 0.64 (upper mid).

SBI Banking & Financial Services Fund

Upper mid AUM (₹8,371 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.78% (upper mid).
3Y return: 20.02% (top quartile).
1Y return: 15.56% (top quartile).
Alpha: 0.46 (top quartile).
Sharpe: 0.28 (top quartile).
Information ratio: 0.69 (top quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,255 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.46% (bottom quartile).
3Y return: 17.69% (lower mid).
1Y return: 12.35% (upper mid).
Alpha: -3.36 (bottom quartile).
Sharpe: 0.01 (bottom quartile).
Information ratio: 0.28 (bottom quartile).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹9,688 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.61% (lower mid).
3Y return: 17.26% (bottom quartile).
1Y return: 11.99% (lower mid).
Alpha: -2.57 (lower mid).
Sharpe: 0.03 (lower mid).
Information ratio: 0.32 (bottom quartile).

Baroda Pioneer Banking And Financial Services Fund

Bottom quartile AUM (₹295 Cr).
Established history (13+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 19.68% (bottom quartile).
3Y return: 17.68% (bottom quartile).
1Y return: 11.85% (bottom quartile).
Alpha: -1.26 (upper mid).
Sharpe: 0.16 (upper mid).
Information ratio: 0.38 (lower mid).

Nippon India Banking Fund

Lower mid AUM (₹6,990 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 25.96% (top quartile).
3Y return: 19.05% (upper mid).
1Y return: 11.61% (bottom quartile).
Alpha: -4.87 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.64 (upper mid).

SIP માટે શ્રેષ્ઠ ધ્યાન કેન્દ્રિત ફંડ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Focused Equity Fund Growth	₹95.24 ↑ 0.18	₹12,560	100	3.4	11.6	7.9	24.2	26	26.5
HDFC Focused 30 Fund Growth	₹239.321 ↑ 0.55	₹22,444	300	3.6	9.6	9.7	23.5	29.4	24
DSP Focus Fund Growth	₹54.899 ↓ -0.01	₹2,513	500	-0.7	5.9	0.2	18.2	18.2	18.5
Franklin India Focused Equity Fund Growth	₹110.586 ↑ 0.40	₹12,263	500	2.3	9	1.4	17.3	24.7	19.9
Aditya Birla Sun Life Focused Equity Fund Growth	₹144.501 ↑ 0.54	₹7,620	1,000	1.8	9.3	2.3	17.2	19	18.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Focused Equity Fund	HDFC Focused 30 Fund	DSP Focus Fund	Franklin India Focused Equity Fund	Aditya Birla Sun Life Focused Equity Fund
Point 1	Upper mid AUM (₹12,560 Cr).	Highest AUM (₹22,444 Cr).	Bottom quartile AUM (₹2,513 Cr).	Lower mid AUM (₹12,263 Cr).	Bottom quartile AUM (₹7,620 Cr).
Point 2	Established history (16+ yrs).	Oldest track record among peers (21 yrs).	Established history (15+ yrs).	Established history (18+ yrs).	Established history (19+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 26.05% (upper mid).	5Y return: 29.44% (top quartile).	5Y return: 18.16% (bottom quartile).	5Y return: 24.66% (lower mid).	5Y return: 18.98% (bottom quartile).
Point 6	3Y return: 24.15% (top quartile).	3Y return: 23.53% (upper mid).	3Y return: 18.25% (lower mid).	3Y return: 17.35% (bottom quartile).	3Y return: 17.21% (bottom quartile).
Point 7	1Y return: 7.92% (upper mid).	1Y return: 9.71% (top quartile).	1Y return: 0.18% (bottom quartile).	1Y return: 1.40% (bottom quartile).	1Y return: 2.29% (lower mid).
Point 8	Alpha: 5.63 (upper mid).	Alpha: 5.69 (top quartile).	Alpha: -2.48 (bottom quartile).	Alpha: -0.97 (bottom quartile).	Alpha: -0.19 (lower mid).
Point 9	Sharpe: -0.26 (upper mid).	Sharpe: -0.07 (top quartile).	Sharpe: -0.77 (bottom quartile).	Sharpe: -0.65 (bottom quartile).	Sharpe: -0.62 (lower mid).
Point 10	Information ratio: 1.77 (top quartile).	Information ratio: 1.54 (upper mid).	Information ratio: 0.17 (bottom quartile).	Information ratio: 0.26 (lower mid).	Information ratio: -0.15 (bottom quartile).

ICICI Prudential Focused Equity Fund

Upper mid AUM (₹12,560 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 26.05% (upper mid).
3Y return: 24.15% (top quartile).
1Y return: 7.92% (upper mid).
Alpha: 5.63 (upper mid).
Sharpe: -0.26 (upper mid).
Information ratio: 1.77 (top quartile).

HDFC Focused 30 Fund

Highest AUM (₹22,444 Cr).
Oldest track record among peers (21 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 29.44% (top quartile).
3Y return: 23.53% (upper mid).
1Y return: 9.71% (top quartile).
Alpha: 5.69 (top quartile).
Sharpe: -0.07 (top quartile).
Information ratio: 1.54 (upper mid).

DSP Focus Fund

Bottom quartile AUM (₹2,513 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.16% (bottom quartile).
3Y return: 18.25% (lower mid).
1Y return: 0.18% (bottom quartile).
Alpha: -2.48 (bottom quartile).
Sharpe: -0.77 (bottom quartile).
Information ratio: 0.17 (bottom quartile).

Franklin India Focused Equity Fund

Lower mid AUM (₹12,263 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.66% (lower mid).
3Y return: 17.35% (bottom quartile).
1Y return: 1.40% (bottom quartile).
Alpha: -0.97 (bottom quartile).
Sharpe: -0.65 (bottom quartile).
Information ratio: 0.26 (lower mid).

Aditya Birla Sun Life Focused Equity Fund

Bottom quartile AUM (₹7,620 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.98% (bottom quartile).
3Y return: 17.21% (bottom quartile).
1Y return: 2.29% (lower mid).
Alpha: -0.19 (lower mid).
Sharpe: -0.62 (lower mid).
Information ratio: -0.15 (bottom quartile).

SIP માટે શ્રેષ્ઠ મૂલ્ય ભંડોળ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
JM Value Fund Growth	₹97.3947 ↓ -0.28	₹1,019	500	-3.3	6.6	-8.5	24.4	25.9	25.1
Nippon India Value Fund Growth	₹231.235 ↑ 0.47	₹8,584	100	1	8.9	0.4	23.1	26	22.3
ICICI Prudential Value Discovery Fund Growth	₹479.37 ↑ 2.94	₹53,750	100	1.2	10	3.6	22.7	26.7	20
Tata Equity PE Fund Growth	₹355.053 ↑ 0.65	₹8,348	150	0.2	8.1	-3.1	20.7	21.1	21.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%) Normal Dividend, Reinvestment	₹118.845 ↑ 0.22	₹8,348	150	0.2	8.1	-3.1	20.6	21	21.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	JM Value Fund	Nippon India Value Fund	ICICI Prudential Value Discovery Fund	Tata Equity PE Fund	Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)
Point 1	Bottom quartile AUM (₹1,019 Cr).	Upper mid AUM (₹8,584 Cr).	Highest AUM (₹53,750 Cr).	Lower mid AUM (₹8,348 Cr).	Bottom quartile AUM (₹8,348 Cr).
Point 2	Oldest track record among peers (28 yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).
Point 3	Rating: 4★ (upper mid).	Not Rated.	Rating: 2★ (lower mid).	Top rated.	Not Rated.
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.88% (lower mid).	5Y return: 26.01% (upper mid).	5Y return: 26.68% (top quartile).	5Y return: 21.09% (bottom quartile).	5Y return: 20.96% (bottom quartile).
Point 6	3Y return: 24.36% (top quartile).	3Y return: 23.06% (upper mid).	3Y return: 22.69% (lower mid).	3Y return: 20.72% (bottom quartile).	3Y return: 20.60% (bottom quartile).
Point 7	1Y return: -8.51% (bottom quartile).	1Y return: 0.36% (upper mid).	1Y return: 3.63% (top quartile).	1Y return: -3.06% (lower mid).	1Y return: -3.06% (bottom quartile).
Point 8	Alpha: -10.12 (bottom quartile).	Alpha: -2.33 (upper mid).	Alpha: 0.62 (top quartile).	Alpha: -7.40 (lower mid).	Alpha: -7.40 (bottom quartile).
Point 9	Sharpe: -1.17 (bottom quartile).	Sharpe: -0.77 (upper mid).	Sharpe: -0.55 (top quartile).	Sharpe: -1.07 (lower mid).	Sharpe: -1.07 (bottom quartile).
Point 10	Information ratio: 1.05 (lower mid).	Information ratio: 1.65 (top quartile).	Information ratio: 1.25 (upper mid).	Information ratio: 0.80 (bottom quartile).	Information ratio: 0.77 (bottom quartile).

JM Value Fund

Bottom quartile AUM (₹1,019 Cr).
Oldest track record among peers (28 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 25.88% (lower mid).
3Y return: 24.36% (top quartile).
1Y return: -8.51% (bottom quartile).
Alpha: -10.12 (bottom quartile).
Sharpe: -1.17 (bottom quartile).
Information ratio: 1.05 (lower mid).

Nippon India Value Fund

Upper mid AUM (₹8,584 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 26.01% (upper mid).
3Y return: 23.06% (upper mid).
1Y return: 0.36% (upper mid).
Alpha: -2.33 (upper mid).
Sharpe: -0.77 (upper mid).
Information ratio: 1.65 (top quartile).

ICICI Prudential Value Discovery Fund

Highest AUM (₹53,750 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 26.68% (top quartile).
3Y return: 22.69% (lower mid).
1Y return: 3.63% (top quartile).
Alpha: 0.62 (top quartile).
Sharpe: -0.55 (top quartile).
Information ratio: 1.25 (upper mid).

Tata Equity PE Fund

Lower mid AUM (₹8,348 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 21.09% (bottom quartile).
3Y return: 20.72% (bottom quartile).
1Y return: -3.06% (lower mid).
Alpha: -7.40 (lower mid).
Sharpe: -1.07 (lower mid).
Information ratio: 0.80 (bottom quartile).

Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)

Bottom quartile AUM (₹8,348 Cr).
Established history (21+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 20.96% (bottom quartile).
3Y return: 20.60% (bottom quartile).
1Y return: -3.06% (bottom quartile).
Alpha: -7.40 (bottom quartile).
Sharpe: -1.07 (bottom quartile).
Information ratio: 0.77 (bottom quartile).

SIP કેલ્ક્યુલેટર

SIP કેલ્ક્યુલેટર એ એક કાર્યક્ષમ સાધન છે જેનો ઉપયોગ રોકાણકાર મ્યુચ્યુઅલ ફંડમાં રોકાણ કરતી વખતે કરી શકે છે. શું કોઈ વ્યક્તિ કાર/મકાન ખરીદવા, નિવૃત્તિ માટેની યોજના, બાળકનું ઉચ્ચ શિક્ષણ અથવા અન્ય કોઈ સંપત્તિ ખરીદવા માટે રોકાણ કરવા માંગે છે, તેના માટે SIP કેલ્ક્યુલેટરનો ઉપયોગ કરી શકાય છે. તે ચોક્કસ નાણાકીય ધ્યેય સુધી પહોંચવા માટે રોકાણ માટે જરૂરી રોકાણની રકમ અને સમયગાળાની ગણતરી કરવામાં મદદ કરે છે. તેથી, સામાન્ય પ્રશ્નો જેવા કે "કેટલું કરવુંSIP માં રોકાણ કરો અથવા તે સમય સુધી મારે કેવી રીતે રોકાણ કરવું જોઈએ", આ કેલ્ક્યુલેટરનો ઉપયોગ કરીને ઉકેલે છે.

SIP કેલ્ક્યુલેટરનો ઉપયોગ કરતી વખતે, વ્યક્તિએ અમુક ચલો ભરવાના હોય છે, જેમાં સમાવેશ થાય છે (ચિત્ર નીચે આપેલ છે)-

ઇચ્છિત રોકાણ સમયગાળો
અંદાજિત માસિક SIP રકમ
અપેક્ષિતફુગાવો આગામી વર્ષો માટે દર (વાર્ષિક).
રોકાણ પર લાંબા ગાળાની વૃદ્ધિ દર

એકવાર તમે ઉપરોક્ત બધી માહિતી ફીડ કરી લો, પછી કેલ્ક્યુલેટર તમને ઉલ્લેખિત વર્ષોની સંખ્યા પછી તમને પ્રાપ્ત થશે તે રકમ (તમારું SIP વળતર) આપશે. તમારા ચોખ્ખા નફાને પણ પ્રકાશિત કરવામાં આવશે જેથી તમે તે મુજબ તમારા લક્ષ્યની પરિપૂર્ણતાનો અંદાજ લગાવી શકો.

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