10 ಅತ್ಯುತ್ತಮ SBI MF SIP ಫಂಡ್‌ಗಳು 2022

Updated on January 5, 2026 , 185165 views

SIP ಅಥವಾ ವ್ಯವಸ್ಥಿತಹೂಡಿಕೆ ಯೋಜನೆ ಒಂದು ಉತ್ತಮ ಮಾರ್ಗವಾಗಿದೆಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ. ಒದಗಿಸಿದ SIP ಯೋಜನೆಗಳುSBI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನಿಯಮಿತದಲ್ಲಿ ನಿರ್ದಿಷ್ಟ ಮೊತ್ತವನ್ನು ಉಳಿಸಲು ಉತ್ತಮ ಮಾರ್ಗವಾಗಿದೆಆಧಾರ ವಾರಕ್ಕೊಮ್ಮೆ/ಮಾಸಿಕ/ತ್ರೈಮಾಸಿಕದಂತೆ. ಇದು ನಿಯಮಿತ ಉಳಿತಾಯವನ್ನು ಉತ್ತೇಜಿಸುತ್ತದೆ ಮತ್ತು ಪ್ರಯೋಜನಗಳನ್ನು ನೀಡುತ್ತದೆಸಂಯೋಜನೆಯ ಶಕ್ತಿ.

SIP ಯೋಜನೆಯೊಂದಿಗೆ ನೀವು ಬಲವಾದ ಸಂಪತ್ತನ್ನು ರಚಿಸಲು ದೀರ್ಘಾವಧಿಯವರೆಗೆ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ನಿಯಮಿತ ಮಧ್ಯಂತರಗಳಲ್ಲಿ ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ, ಇದು ಪ್ರಭಾವವನ್ನು ಕಡಿಮೆ ಮಾಡುತ್ತದೆಮಾರುಕಟ್ಟೆ ಚಂಚಲತೆ. ಒಂದುSIP ಹೂಡಿಕೆ, ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ವಿವಿಧ ಗುರಿಗಳಾದ ನಿವೃತ್ತಿ, ಮದುವೆ, ಮನೆ/ವಾಹನ ಖರೀದಿ ಅಥವಾ ಉನ್ನತ ಶಿಕ್ಷಣ ಇತ್ಯಾದಿಗಳನ್ನು ಸಹ ಯೋಜಿಸಬಹುದು.

SBI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ SIP ನಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಿ?

ಎಸ್‌ಬಿಐ ಎಮ್‌ಎಫ್‌ನೊಂದಿಗೆ ವ್ಯವಸ್ಥಿತ ಹೂಡಿಕೆ ಯೋಜನೆಯನ್ನು ಹೊಂದಲು ಒಂದು ಬೃಹತ್ ಮೊತ್ತದ ಅಗತ್ಯವಿರುವುದಿಲ್ಲಹೂಡಿಕೆ ಆರಂಭಿಕ ಮೊತ್ತವು 500 ರೂ.
SBI SIP ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಚಿಕ್ಕ ವಯಸ್ಸಿನಿಂದಲೇ ಉಳಿತಾಯದ ಅಭ್ಯಾಸವನ್ನು ನಿರ್ಮಿಸಲು ಪ್ರೋತ್ಸಾಹಿಸುತ್ತದೆ
SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಒಬ್ಬರು ತಮ್ಮ ದೀರ್ಘಾವಧಿಯನ್ನು ಯೋಜಿಸಬಹುದುಹಣಕಾಸಿನ ಗುರಿಗಳು ಕಾರು/ಮನೆ ಖರೀದಿ, ಅಂತರಾಷ್ಟ್ರೀಯ ಪ್ರವಾಸಕ್ಕೆ ಉಳಿತಾಯ, ಮಗುವಿನ ಶಿಕ್ಷಣಕ್ಕಾಗಿ ಉಳಿತಾಯ,ನಿವೃತ್ತಿ ಯೋಜನೆ ಅಥವಾ ಯಾವುದೇ ಇತರ ಸ್ವತ್ತುಗಳನ್ನು ಖರೀದಿಸಲು.
ವ್ಯವಸ್ಥಿತ ಹೂಡಿಕೆ ಯೋಜನೆಯು ದೀರ್ಘಕಾಲದವರೆಗೆ ಹರಡಿರುವುದರಿಂದ, ಷೇರು ಮಾರುಕಟ್ಟೆಯ ಎಲ್ಲಾ ಅವಧಿಗಳು, ಏರಿಳಿತಗಳು ಮತ್ತು ಹೆಚ್ಚು ಮುಖ್ಯವಾಗಿ ಕುಸಿತಗಳನ್ನು ಹಿಡಿಯುತ್ತದೆ. ಕುಸಿತಗಳಲ್ಲಿ, ಹೆಚ್ಚಿನ ಹೂಡಿಕೆದಾರರನ್ನು ಭಯವು ಸೆಳೆದಾಗ, SIP ಕಂತುಗಳು ಹೂಡಿಕೆದಾರರು "ಕಡಿಮೆ" ಖರೀದಿಸುವುದನ್ನು ಖಾತ್ರಿಪಡಿಸುವುದನ್ನು ಮುಂದುವರಿಸುತ್ತವೆ.

ಆದ್ದರಿಂದ, ಇಂದೇ SIP ಅನ್ನು ಪ್ರಾರಂಭಿಸಿಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು ಈ ಟಾಪ್ 10 ಅತ್ಯುತ್ತಮ SBI SIP ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ. AUM ನಂತಹ ಕೆಲವು ನಿಯತಾಂಕಗಳನ್ನು ಕೈಗೊಳ್ಳುವ ಮೂಲಕ ಈ ಹಣವನ್ನು ಶಾರ್ಟ್‌ಲಿಸ್ಟ್ ಮಾಡಲಾಗಿದೆ,ಅವು ಅಲ್ಲ, ಹಿಂದಿನ ಪ್ರದರ್ಶನಗಳು, ಪೀರ್ ಸರಾಸರಿ ಆದಾಯ, ಇತ್ಯಾದಿ.

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ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಅತ್ಯುತ್ತಮ SBI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ SIP

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Since launch (%)
SBI PSU Fund Growth	₹34.4906 ↓ -0.11	₹5,763	500	5.5	6.4	13.9	29.2	28.9	11.3	8.3
SBI Healthcare Opportunities Fund Growth	₹428.658 ↑ 4.71	₹4,131	500	0.3	-2	-1.9	24.6	16.2	-3.5	15.2
SBI Magnum Tax Gain Fund Growth	₹452.596 ↓ -1.52	₹32,327	500	3.7	1.8	6.5	24	20.9	6.6	12.3
SBI Infrastructure Fund Growth	₹49.8463 ↓ -0.13	₹4,771	500	2.7	-2.3	1.7	21.9	23.1	-1	9.1
SBI Contra Fund Growth	₹399.082 ↓ -0.94	₹49,838	500	4.6	2.3	7	20.6	23.6	6.1	14.9
SBI Banking & Financial Services Fund Growth	₹46.2506 ↓ -0.12	₹9,813	500	6.6	7.8	22.5	20.4	16.4	20.4	15.1
SBI Focused Equity Fund Growth	₹385.076 ↑ 0.90	₹42,773	500	6.9	8	16.5	19.4	16.6	15.7	18.6
SBI Technology Opportunities Fund Growth	₹228.256 ↓ -0.18	₹5,130	500	6.5	2.9	1.2	18.9	17.7	1.5	19.4
SBI Large and Midcap Fund Growth	₹657.889 ↑ 0.44	₹37,045	500	5.3	4.7	12	18.7	19.2	10.1	17.5
SBI Magnum Mid Cap Fund Growth	₹238.384 ↓ -0.65	₹23,360	500	4	-0.4	1.4	18.5	19.6	0.4	16.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI PSU Fund	SBI Healthcare Opportunities Fund	SBI Magnum Tax Gain Fund	SBI Infrastructure Fund	SBI Contra Fund	SBI Banking & Financial Services Fund	SBI Focused Equity Fund	SBI Technology Opportunities Fund	SBI Large and Midcap Fund	SBI Magnum Mid Cap Fund
Point 1	Lower mid AUM (₹5,763 Cr).	Bottom quartile AUM (₹4,131 Cr).	Upper mid AUM (₹32,327 Cr).	Bottom quartile AUM (₹4,771 Cr).	Highest AUM (₹49,838 Cr).	Lower mid AUM (₹9,813 Cr).	Top quartile AUM (₹42,773 Cr).	Bottom quartile AUM (₹5,130 Cr).	Upper mid AUM (₹37,045 Cr).	Upper mid AUM (₹23,360 Cr).
Point 2	Established history (15+ yrs).	Oldest track record among peers (21 yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (10+ yrs).	Established history (21+ yrs).	Established history (13+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).
Point 3	Rating: 2★ (upper mid).	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Not Rated.	Rating: 2★ (bottom quartile).	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 28.90% (top quartile).	5Y return: 16.24% (bottom quartile).	5Y return: 20.92% (upper mid).	5Y return: 23.05% (upper mid).	5Y return: 23.63% (top quartile).	5Y return: 16.38% (bottom quartile).	5Y return: 16.62% (bottom quartile).	5Y return: 17.66% (lower mid).	5Y return: 19.23% (lower mid).	5Y return: 19.65% (upper mid).
Point 6	3Y return: 29.19% (top quartile).	3Y return: 24.63% (top quartile).	3Y return: 23.95% (upper mid).	3Y return: 21.89% (upper mid).	3Y return: 20.58% (upper mid).	3Y return: 20.44% (lower mid).	3Y return: 19.38% (lower mid).	3Y return: 18.90% (bottom quartile).	3Y return: 18.71% (bottom quartile).	3Y return: 18.48% (bottom quartile).
Point 7	1Y return: 13.94% (upper mid).	1Y return: -1.94% (bottom quartile).	1Y return: 6.51% (lower mid).	1Y return: 1.66% (lower mid).	1Y return: 6.96% (upper mid).	1Y return: 22.53% (top quartile).	1Y return: 16.48% (top quartile).	1Y return: 1.18% (bottom quartile).	1Y return: 12.03% (upper mid).	1Y return: 1.36% (bottom quartile).
Point 8	Alpha: -0.83 (lower mid).	Alpha: -0.61 (upper mid).	Alpha: -1.43 (lower mid).	Alpha: -12.53 (bottom quartile).	Alpha: -4.19 (bottom quartile).	Alpha: 0.83 (upper mid).	Alpha: 8.28 (top quartile).	Alpha: 6.14 (top quartile).	Alpha: 0.64 (upper mid).	Alpha: -6.19 (bottom quartile).
Point 9	Sharpe: 0.03 (upper mid).	Sharpe: -0.12 (lower mid).	Sharpe: -0.04 (upper mid).	Sharpe: -0.35 (bottom quartile).	Sharpe: -0.12 (bottom quartile).	Sharpe: 0.88 (top quartile).	Sharpe: 0.76 (top quartile).	Sharpe: -0.05 (lower mid).	Sharpe: 0.23 (upper mid).	Sharpe: -0.24 (bottom quartile).
Point 10	Information ratio: -0.53 (bottom quartile).	Information ratio: -0.03 (lower mid).	Information ratio: 1.89 (top quartile).	Information ratio: -0.14 (lower mid).	Information ratio: 1.19 (top quartile).	Information ratio: 0.94 (upper mid).	Information ratio: 0.35 (upper mid).	Information ratio: 1.09 (upper mid).	Information ratio: -0.48 (bottom quartile).	Information ratio: -1.22 (bottom quartile).

SBI PSU Fund

Lower mid AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: High.
5Y return: 28.90% (top quartile).
3Y return: 29.19% (top quartile).
1Y return: 13.94% (upper mid).
Alpha: -0.83 (lower mid).
Sharpe: 0.03 (upper mid).
Information ratio: -0.53 (bottom quartile).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹4,131 Cr).
Oldest track record among peers (21 yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 16.24% (bottom quartile).
3Y return: 24.63% (top quartile).
1Y return: -1.94% (bottom quartile).
Alpha: -0.61 (upper mid).
Sharpe: -0.12 (lower mid).
Information ratio: -0.03 (lower mid).

SBI Magnum Tax Gain Fund

Upper mid AUM (₹32,327 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.92% (upper mid).
3Y return: 23.95% (upper mid).
1Y return: 6.51% (lower mid).
Alpha: -1.43 (lower mid).
Sharpe: -0.04 (upper mid).
Information ratio: 1.89 (top quartile).

SBI Infrastructure Fund

Bottom quartile AUM (₹4,771 Cr).
Established history (18+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 23.05% (upper mid).
3Y return: 21.89% (upper mid).
1Y return: 1.66% (lower mid).
Alpha: -12.53 (bottom quartile).
Sharpe: -0.35 (bottom quartile).
Information ratio: -0.14 (lower mid).

SBI Contra Fund

Highest AUM (₹49,838 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.63% (top quartile).
3Y return: 20.58% (upper mid).
1Y return: 6.96% (upper mid).
Alpha: -4.19 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 1.19 (top quartile).

SBI Banking & Financial Services Fund

Lower mid AUM (₹9,813 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.38% (bottom quartile).
3Y return: 20.44% (lower mid).
1Y return: 22.53% (top quartile).
Alpha: 0.83 (upper mid).
Sharpe: 0.88 (top quartile).
Information ratio: 0.94 (upper mid).

SBI Focused Equity Fund

Top quartile AUM (₹42,773 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.62% (bottom quartile).
3Y return: 19.38% (lower mid).
1Y return: 16.48% (top quartile).
Alpha: 8.28 (top quartile).
Sharpe: 0.76 (top quartile).
Information ratio: 0.35 (upper mid).

SBI Technology Opportunities Fund

Bottom quartile AUM (₹5,130 Cr).
Established history (13+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 17.66% (lower mid).
3Y return: 18.90% (bottom quartile).
1Y return: 1.18% (bottom quartile).
Alpha: 6.14 (top quartile).
Sharpe: -0.05 (lower mid).
Information ratio: 1.09 (upper mid).

SBI Large and Midcap Fund

Upper mid AUM (₹37,045 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.23% (lower mid).
3Y return: 18.71% (bottom quartile).
1Y return: 12.03% (upper mid).
Alpha: 0.64 (upper mid).
Sharpe: 0.23 (upper mid).
Information ratio: -0.48 (bottom quartile).

SBI Magnum Mid Cap Fund

Upper mid AUM (₹23,360 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.65% (upper mid).
3Y return: 18.48% (bottom quartile).
1Y return: 1.36% (bottom quartile).
Alpha: -6.19 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: -1.22 (bottom quartile).

1. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

Research Highlights for SBI Small Cap Fund

Upper mid AUM (₹36,272 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.59% (lower mid).
3Y return: 14.35% (bottom quartile).
1Y return: -4.87% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.54 (bottom quartile).
Information ratio: 0.00 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding Nifty Index 30-Dec-25 (~6.3%).

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (07 Jan 26)	₹168.273 ↓ -0.34 (-0.20 %)
Net Assets (Cr)	₹36,272 on 30 Nov 25
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,756
31 Dec 22	₹15,958
31 Dec 23	₹19,996
31 Dec 24	₹24,823
31 Dec 25	₹23,610

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0%
3 Month	-1.8%
6 Month	-3.9%
1 Year	-4.9%
3 Year	14.3%
5 Year	17.6%
10 Year
15 Year
Since launch	18.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-4.9%
2023	24.1%
2022	25.3%
2021	8.1%
2020	47.6%
2019	33.6%
2018	6.1%
2017	-19.6%
2016	78.7%
2015	1.3%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	12.05 Yr.

Data below for SBI Small Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	25.37%
Consumer Cyclical	21.74%
Financial Services	14.82%
Basic Materials	12.49%
Consumer Defensive	3.86%
Technology	2.35%
Health Care	2.33%
Communication Services	1.33%
Real Estate	1.09%
Utility	0.19%

Asset Allocation

Asset Class	Value
Cash	5.57%
Equity	91.84%
Debt	2.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nifty Index 30-Dec-25 Derivatives, Since 30 Nov 25 \| -	6%	₹2,273 Cr	861,450 ↑ 861,450
Ather Energy Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| ATHERENERG	4%	₹1,443 Cr	20,096,960
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	3%	₹1,129 Cr	41,665,000
SBFC Finance Ltd (Financial Services) Equity, Since 31 Aug 23 \| SBFC	3%	₹968 Cr	89,318,180
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jan 24 \| EIDPARRY	3%	₹961 Cr	9,324,049
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| 522287	3%	₹948 Cr	7,900,000
India (Republic of) - \| -	2%	₹889 Cr	90,000,000
Chalet Hotels Ltd (Consumer Cyclical) Equity, Since 31 Jan 19 \| CHALET	2%	₹861 Cr	9,716,991
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Mar 20 \| NAVINFLUOR	2%	₹860 Cr	1,500,000
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Jun 23 \| 543308	2%	₹844 Cr	12,323,990

2. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹830 Cr).
Oldest track record among peers (20 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 17.99% (upper mid).
3Y return: 18.24% (upper mid).
1Y return: 13.15% (top quartile).
Alpha: -3.46 (upper mid).
Sharpe: 0.00 (upper mid).
Information ratio: -0.09 (upper mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~8.0%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (07 Jan 26)	₹111.202 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹830 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	0
Information Ratio	-0.09
Alpha Ratio	-3.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹15,200
31 Dec 22	₹14,203
31 Dec 23	₹18,795
31 Dec 24	₹20,763
31 Dec 25	₹23,322

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	5.3%
3 Month	5%
6 Month	5.2%
1 Year	13.1%
3 Year	18.2%
5 Year	18%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.3%
2023	10.5%
2022	32.3%
2021	-6.6%
2020	52%
2019	23.9%
2018	11.8%
2017	-18.7%
2016	39.2%
2015	32.3%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.5 Yr.

Data below for SBI Magnum COMMA Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	49.4%
Energy	25.12%
Utility	9.19%
Consumer Defensive	4.07%
Consumer Cyclical	3.23%
Financial Services	1.85%

Asset Allocation

Asset Class	Value
Cash	4.72%
Equity	92.86%
Debt	0.34%
Other	2.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	8%	₹67 Cr	424,732
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	8%	₹63 Cr	3,776,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| 530965	5%	₹40 Cr	2,500,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| ULTRACEMCO	5%	₹39 Cr	34,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	4%	₹36 Cr	675,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	4%	₹35 Cr	2,070,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	4%	₹34 Cr	1,400,000
Steel Authority Of India Ltd (Basic Materials) Equity, Since 29 Feb 24 \| SAIL	4%	₹32 Cr	2,350,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 May 24 \| HINDPETRO	3%	₹27 Cr	600,000
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| ARVIND	3%	₹27 Cr	760,000

3. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

Research Highlights for SBI Large and Midcap Fund

Upper mid AUM (₹37,045 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.23% (upper mid).
3Y return: 18.71% (upper mid).
1Y return: 12.03% (top quartile).
Alpha: 0.64 (top quartile).
Sharpe: 0.23 (top quartile).
Information ratio: -0.48 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.0%).

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (06 Jan 26)	₹657.889 ↑ 0.44 (0.07 %)
Net Assets (Cr)	₹37,045 on 30 Nov 25
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	0.23
Information Ratio	-0.48
Alpha Ratio	0.64
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,935
31 Dec 22	₹14,948
31 Dec 23	₹18,952
31 Dec 24	₹22,372
31 Dec 25	₹24,626

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	1.6%
3 Month	5.3%
6 Month	4.7%
1 Year	12%
3 Year	18.7%
5 Year	19.2%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.1%
2023	18%
2022	26.8%
2021	7.3%
2020	39.3%
2019	15.8%
2018	6.8%
2017	-5.3%
2016	40.5%
2015	0.4%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	9.23 Yr.

Data below for SBI Large and Midcap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	23.24%
Basic Materials	16.28%
Consumer Cyclical	15.47%
Health Care	12.23%
Industrials	9.21%
Consumer Defensive	6.42%
Technology	5.06%
Energy	4.37%
Utility	1.8%
Communication Services	1.53%

Asset Allocation

Asset Class	Value
Cash	4.97%
Equity	94.94%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	6%	₹2,217 Cr	22,000,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	3%	₹1,191 Cr	7,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	3%	₹1,177 Cr	9,200,000
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹1,126 Cr	11,500,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	3%	₹1,105 Cr	3,844,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| HDFCAMC	3%	₹1,021 Cr	3,820,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| BERGEPAINT	3%	₹961 Cr	17,023,856
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Mar 25 \| BHARATFORG	3%	₹932 Cr	6,500,000
Ashok Leyland Ltd (Industrials) Equity, Since 31 May 21 \| ASHOKLEY	2%	₹853 Cr	53,940,000 ↓ -60,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 30 Sep 22 \| ALKEM	2%	₹840 Cr	1,476,712

4. SBI Bluechip Fund

(Erstwhile SBI Blue Chip Fund)

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index.

Research Highlights for SBI Bluechip Fund

Highest AUM (₹55,637 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.55% (bottom quartile).
3Y return: 15.48% (lower mid).
1Y return: 10.65% (upper mid).
Alpha: -0.99 (upper mid).
Sharpe: 0.16 (top quartile).
Information ratio: -0.26 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~8.2%).

Below is the key information for SBI Bluechip Fund

SBI Bluechip Fund Growth
Launch Date	14 Feb 06
NAV (07 Jan 26)	₹97.3642 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹55,637 on 30 Nov 25
Category	Equity - Large Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.52
Sharpe Ratio	0.16
Information Ratio	-0.26
Alpha Ratio	-0.99
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,608
31 Dec 22	₹13,158
31 Dec 23	₹16,134
31 Dec 24	₹18,143
31 Dec 25	₹19,912

SBI Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for SBI Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	1.3%
3 Month	5%
6 Month	3.6%
1 Year	10.7%
3 Year	15.5%
5 Year	14.5%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.7%
2023	12.5%
2022	22.6%
2021	4.4%
2020	26.1%
2019	16.3%
2018	11.6%
2017	-4.1%
2016	30.2%
2015	4.8%

Fund Manager information for SBI Bluechip Fund

Name	Since	Tenure
Saurabh Pant	1 Apr 24	1.67 Yr.
Pradeep Kesavan	1 Apr 24	1.67 Yr.

Data below for SBI Bluechip Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	31.33%
Consumer Cyclical	14.55%
Basic Materials	11.06%
Consumer Defensive	9.29%
Energy	8.24%
Industrials	7.21%
Technology	5.77%
Health Care	5.63%
Communication Services	2.76%
Utility	0.92%

Asset Allocation

Asset Class	Value
Cash	3.13%
Equity	96.75%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 15 \| RELIANCE	8%	₹4,546 Cr	29,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	7%	₹4,101 Cr	40,700,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| ICICIBANK	7%	₹4,028 Cr	29,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 09 \| LT	5%	₹3,012 Cr	7,400,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 May 25 \| ASIANPAINT	4%	₹2,386 Cr	8,300,000
Infosys Ltd (Technology) Equity, Since 30 Nov 17 \| INFY	4%	₹2,223 Cr	14,248,425 ↓ -351,575
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| KOTAKBANK	4%	₹1,954 Cr	9,200,000
State Bank of India (Financial Services) Equity, Since 28 Feb 14 \| SBIN	3%	₹1,870 Cr	19,106,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	3%	₹1,769 Cr	2,731,710
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	3%	₹1,760 Cr	13,750,000

5. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

Research Highlights for SBI Magnum Multicap Fund

Upper mid AUM (₹23,556 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.87% (bottom quartile).
3Y return: 14.63% (bottom quartile).
1Y return: 6.55% (lower mid).
Alpha: -1.35 (upper mid).
Sharpe: -0.04 (upper mid).
Information ratio: -0.66 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.0%).

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund Growth
Launch Date	29 Sep 05
NAV (06 Jan 26)	₹113.846 ↓ -0.11 (-0.10 %)
Net Assets (Cr)	₹23,556 on 30 Nov 25
Category	Equity - Multi Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.04
Information Ratio	-0.66
Alpha Ratio	-1.35
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,077
31 Dec 22	₹13,167
31 Dec 23	₹16,171
31 Dec 24	₹18,471
31 Dec 25	₹19,485

SBI Magnum Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0.7%
3 Month	3.4%
6 Month	4%
1 Year	6.5%
3 Year	14.6%
5 Year	13.9%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.5%
2023	14.2%
2022	22.8%
2021	0.7%
2020	30.8%
2019	13.6%
2018	11%
2017	-5.5%
2016	37%
2015	5.8%

Fund Manager information for SBI Magnum Multicap Fund

Name	Since	Tenure
Anup Upadhyay	1 Dec 24	1 Yr.
Dinesh Balachandran	1 Dec 24	1 Yr.

Data below for SBI Magnum Multicap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	35.3%
Consumer Cyclical	12.62%
Industrials	12.52%
Basic Materials	12.5%
Technology	9.54%
Communication Services	5.5%
Energy	4.3%
Health Care	1.91%
Consumer Defensive	0.93%

Asset Allocation

Asset Class	Value
Cash	4.76%
Equity	95.11%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 15 \| HDFCBANK	8%	₹1,892 Cr	18,779,308
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	6%	₹1,381 Cr	9,943,955 ↓ -1,500,400
Infosys Ltd (Technology) Equity, Since 31 Oct 20 \| INFY	5%	₹1,277 Cr	8,184,913 ↑ 3,941,513
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 19 \| LT	4%	₹1,056 Cr	2,596,034
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹1,013 Cr	6,459,540 ↓ -1,475,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| MARUTI	4%	₹959 Cr	603,058
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 16 \| BHARTIARTL	4%	₹940 Cr	4,470,500
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| BAJFINANCE	4%	₹852 Cr	8,215,850
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	4%	₹851 Cr	4,007,500 ↓ -1,122,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| EICHERMOT	3%	₹689 Cr	977,000

6. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Bottom quartile AUM (₹3,219 Cr).
Established history (13+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 17.34% (lower mid).
3Y return: 14.67% (bottom quartile).
1Y return: -6.95% (bottom quartile).
Alpha: -15.60 (bottom quartile).
Sharpe: -0.74 (bottom quartile).
Information ratio: -0.63 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~6.5%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (07 Jan 26)	₹305.822 ↓ -1.13 (-0.37 %)
Net Assets (Cr)	₹3,219 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.74
Information Ratio	-0.63
Alpha Ratio	-15.6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,557
31 Dec 22	₹15,436
31 Dec 23	₹20,054
31 Dec 24	₹24,631
31 Dec 25	₹23,080

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	-0.3%
3 Month	-1.3%
6 Month	-2.5%
1 Year	-6.9%
3 Year	14.7%
5 Year	17.3%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-6.3%
2023	22.8%
2022	29.9%
2021	13.9%
2020	35.6%
2019	13.9%
2018	0.1%
2017	-2%
2016	53.1%
2015	2.4%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	1.67 Yr.
Ashit Desai	1 Apr 24	1.67 Yr.

Data below for SBI Consumption Opportunities Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	44.24%
Consumer Defensive	28.64%
Basic Materials	8.67%
Industrials	6.67%
Communication Services	6.46%
Technology	1.55%
Financial Services	1.5%

Asset Allocation

Asset Class	Value
Cash	1.66%
Equity	98.22%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	6%	₹208 Cr	990,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	5%	₹171 Cr	455,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| MARUTI	5%	₹153 Cr	96,100 ↑ 20,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	5%	₹149 Cr	602,132
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	5%	₹146 Cr	509,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	4%	₹144 Cr	2,386,850
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| EICHERMOT	4%	₹138 Cr	195,956 ↑ 25,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| BERGEPAINT	4%	₹133 Cr	2,350,172
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| BRITANNIA	4%	₹130 Cr	222,499 ↓ -7,501
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹115 Cr	680,000

7. SBI Magnum Equity ESG Fund

(Erstwhile SBI Magnum Equity Fund)

To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.

Research Highlights for SBI Magnum Equity ESG Fund

Lower mid AUM (₹5,769 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.61% (bottom quartile).
3Y return: 15.48% (lower mid).
1Y return: 8.05% (upper mid).
Alpha: -4.07 (lower mid).
Sharpe: -0.03 (upper mid).
Information ratio: -0.20 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.4%).

Below is the key information for SBI Magnum Equity ESG Fund

SBI Magnum Equity ESG Fund Growth
Launch Date	27 Nov 06
NAV (07 Jan 26)	₹249.108 ↓ -0.40 (-0.16 %)
Net Assets (Cr)	₹5,769 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.93
Sharpe Ratio	-0.03
Information Ratio	-0.2
Alpha Ratio	-4.07
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,031
31 Dec 22	₹12,728
31 Dec 23	₹15,865
31 Dec 24	₹17,790
31 Dec 25	₹19,110

SBI Magnum Equity ESG Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Magnum Equity ESG Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0.1%
3 Month	3.6%
6 Month	3.1%
1 Year	8.1%
3 Year	15.5%
5 Year	13.6%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	12.1%
2022	24.6%
2021	-2.3%
2020	30.3%
2019	13.5%
2018	14.8%
2017	3.3%
2016	24.1%
2015	4.5%

Fund Manager information for SBI Magnum Equity ESG Fund

Name	Since	Tenure
Rohit Shimpi	1 Jan 22	3.92 Yr.

Data below for SBI Magnum Equity ESG Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	36%
Consumer Cyclical	17.33%
Industrials	12.7%
Basic Materials	11.29%
Technology	9.17%
Consumer Defensive	3.14%
Energy	2.73%
Health Care	2.54%
Real Estate	2.5%

Asset Allocation

Asset Class	Value
Cash	2.49%
Equity	97.39%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	9%	₹543 Cr	5,389,800 ↓ -145,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| ICICIBANK	8%	₹471 Cr	3,390,000 ↑ 105,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| AXISBANK	5%	₹293 Cr	2,290,000
Infosys Ltd (Technology) Equity, Since 28 Feb 03 \| INFY	5%	₹291 Cr	1,864,983 ↓ -46,017
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 16 \| LT	5%	₹266 Cr	653,709
State Bank of India (Financial Services) Equity, Since 28 Feb 09 \| SBIN	4%	₹253 Cr	2,580,000 ↑ 150,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 20 \| MARUTI	4%	₹245 Cr	154,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Aug 22 \| KOTAKBANK	4%	₹219 Cr	1,033,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jul 19 \| ULTRACEMCO	3%	₹189 Cr	163,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 Aug 25 \| ASIANPAINT	3%	₹172 Cr	600,000

8. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Contra Fund

Top quartile AUM (₹49,838 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 23.63% (top quartile).
3Y return: 20.58% (top quartile).
1Y return: 6.96% (upper mid).
Alpha: -4.19 (lower mid).
Sharpe: -0.12 (lower mid).
Information ratio: 1.19 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding Nifty Index 30-Dec-25 (~10.1%).

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (06 Jan 26)	₹399.082 ↓ -0.94 (-0.24 %)
Net Assets (Cr)	₹49,838 on 30 Nov 25
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.53
Sharpe Ratio	-0.12
Information Ratio	1.19
Alpha Ratio	-4.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,992
31 Dec 22	₹16,905
31 Dec 23	₹23,366
31 Dec 24	₹27,758
31 Dec 25	₹29,461

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	0.8%
3 Month	4.6%
6 Month	2.3%
1 Year	7%
3 Year	20.6%
5 Year	23.6%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.1%
2023	18.8%
2022	38.2%
2021	12.8%
2020	49.9%
2019	30.6%
2018	-1%
2017	-14.3%
2016	40.2%
2015	2.4%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	7.58 Yr.
Pradeep Kesavan	1 Dec 23	2 Yr.

Data below for SBI Contra Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	22.53%
Energy	9.49%
Basic Materials	8.87%
Consumer Cyclical	8.1%
Health Care	7.51%
Technology	6.71%
Consumer Defensive	5.42%
Utility	4.29%
Industrials	3.41%
Communication Services	3.36%
Real Estate	1.33%

Asset Allocation

Asset Class	Value
Cash	5.28%
Equity	91.75%
Debt	2.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nifty Index 30-Dec-25 Derivatives, Since 30 Nov 25 \| -	10%	₹5,014 Cr	1,900,200 ↑ 1,900,200
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	8%	₹4,076 Cr	40,449,258
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	6%	₹3,091 Cr	19,717,567
Punjab National Bank (Financial Services) Equity, Since 30 Sep 22 \| 532461	3%	₹1,410 Cr	113,256,586 ↑ 12,800,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	3%	₹1,361 Cr	6,405,768
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	3%	₹1,254 Cr	31,014,741
Tata Steel Ltd (Basic Materials) Equity, Since 31 Jul 22 \| TATASTEEL	2%	₹1,244 Cr	74,067,300
Biocon Ltd (Healthcare) Equity, Since 30 Jun 21 \| BIOCON	2%	₹1,148 Cr	28,807,465
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Jun 24 \| 534816	2%	₹1,014 Cr	25,286,692 ↑ 5,400,000
Dabur India Ltd (Consumer Defensive) Equity, Since 31 Dec 23 \| DABUR	2%	₹975 Cr	18,846,663

9. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

Research Highlights for SBI Infrastructure Fund

Bottom quartile AUM (₹4,771 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 23.05% (top quartile).
3Y return: 21.89% (top quartile).
1Y return: 1.66% (lower mid).
Alpha: -12.53 (bottom quartile).
Sharpe: -0.35 (bottom quartile).
Information ratio: -0.14 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~9.5%).

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund Growth
Launch Date	6 Jul 07
NAV (07 Jan 26)	₹49.8463 ↓ -0.13 (-0.27 %)
Net Assets (Cr)	₹4,771 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.35
Information Ratio	-0.14
Alpha Ratio	-12.53
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,833
31 Dec 22	₹16,207
31 Dec 23	₹24,262
31 Dec 24	₹29,317
31 Dec 25	₹29,025

SBI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	1.5%
3 Month	2.7%
6 Month	-2.3%
1 Year	1.7%
3 Year	21.9%
5 Year	23.1%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-1%
2023	20.8%
2022	49.7%
2021	9.3%
2020	48.3%
2019	8.2%
2018	10.2%
2017	-18.1%
2016	41.7%
2015	9.3%

Fund Manager information for SBI Infrastructure Fund

Name	Since	Tenure
Bhavin Vithlani	1 Jan 22	3.92 Yr.

Data below for SBI Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	36.14%
Energy	14.62%
Basic Materials	12.62%
Financial Services	11.78%
Utility	10.78%
Communication Services	5.95%
Real Estate	2.76%
Consumer Cyclical	2.06%

Asset Allocation

Asset Class	Value
Cash	3.2%
Equity	96.7%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 19 \| RELIANCE	10%	₹455 Cr	2,900,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	9%	₹448 Cr	1,100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 07 \| BHARTIARTL	6%	₹284 Cr	1,350,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Jul 22 \| SHREECEM	6%	₹264 Cr	100,000
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 May 25 \| ADANIENSOL	4%	₹209 Cr	2,100,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Sep 25 \| ADANIPORTS	4%	₹182 Cr	1,200,000
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	4%	₹176 Cr	1,800,000
Siemens Ltd (Industrials) Equity, Since 31 May 25 \| SIEMENS	3%	₹165 Cr	500,000
Grindwell Norton Ltd (Industrials) Equity, Since 31 Jul 24 \| GRINDWELL	3%	₹156 Cr	1,000,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Oct 25 \| 500312	3%	₹146 Cr	6,000,000

10. SBI Magnum Mid Cap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

Research Highlights for SBI Magnum Mid Cap Fund

Lower mid AUM (₹23,360 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.65% (upper mid).
3Y return: 18.48% (upper mid).
1Y return: 1.36% (bottom quartile).
Alpha: -6.19 (bottom quartile).
Sharpe: -0.24 (lower mid).
Information ratio: -1.22 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharat Heavy Electricals Ltd (~3.7%).

Below is the key information for SBI Magnum Mid Cap Fund

SBI Magnum Mid Cap Fund Growth
Launch Date	29 Mar 05
NAV (07 Jan 26)	₹238.384 ↓ -0.65 (-0.27 %)
Net Assets (Cr)	₹23,360 on 30 Nov 25
Category	Equity - Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.24
Information Ratio	-1.22
Alpha Ratio	-6.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹15,225
31 Dec 22	₹15,688
31 Dec 23	₹21,094
31 Dec 24	₹25,385
31 Dec 25	₹25,479

SBI Magnum Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI Magnum Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 26

Duration	Returns
1 Month	1.9%
3 Month	4%
6 Month	-0.4%
1 Year	1.4%
3 Year	18.5%
5 Year	19.6%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.4%
2023	20.3%
2022	34.5%
2021	3%
2020	52.2%
2019	30.4%
2018	0.1%
2017	-18%
2016	33.5%
2015	5%

Fund Manager information for SBI Magnum Mid Cap Fund

Name	Since	Tenure
Bhavin Vithlani	1 Apr 24	1.67 Yr.

Data below for SBI Magnum Mid Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	27.05%
Consumer Cyclical	15.85%
Industrials	13.3%
Basic Materials	10.98%
Health Care	6.74%
Utility	4.93%
Technology	4.75%
Real Estate	4.57%
Consumer Defensive	4.27%
Energy	1.96%
Communication Services	1.72%

Asset Allocation

Asset Class	Value
Cash	3.75%
Equity	96.13%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 May 25 \| BHEL	4%	₹873 Cr	30,000,000 ↑ 6,167,745
Torrent Power Ltd (Utilities) Equity, Since 30 Jun 19 \| TORNTPOWER	4%	₹854 Cr	6,500,000 ↑ 119,266
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 15 \| M&MFIN	4%	₹837 Cr	22,500,000
CRISIL Ltd (Financial Services) Equity, Since 30 Apr 21 \| CRISIL	3%	₹730 Cr	1,650,000 ↑ 53,321
Sundaram Finance Ltd (Financial Services) Equity, Since 30 Sep 22 \| SUNDARMFIN	3%	₹705 Cr	1,490,000
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| FEDERALBNK	3%	₹696 Cr	27,000,000
AIA Engineering Ltd (Industrials) Equity, Since 30 Apr 24 \| AIAENG	3%	₹695 Cr	1,800,000 ↑ 145,835
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Oct 20 \| BHARATFORG	3%	₹645 Cr	4,500,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Nov 24 \| SHREECEM	3%	₹594 Cr	225,000
FSN E-Commerce Ventures Ltd (Consumer Cyclical) Equity, Since 31 Jul 23 \| 543384	3%	₹594 Cr	22,205,929 ↓ -130,695

SIP ಹೂಡಿಕೆಯು ಹೇಗೆ ಬೆಳೆಯುತ್ತದೆ?

ನೀವು ನಿರ್ದಿಷ್ಟ ಅವಧಿಗೆ ಮಾಸಿಕ ನಿರ್ದಿಷ್ಟ ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡಿದರೆ ನಿಮ್ಮ SIP ಹೂಡಿಕೆಯು ಹೇಗೆ ಬೆಳೆಯುತ್ತದೆ ಎಂದು ತಿಳಿಯಲು ಬಯಸುವಿರಾ? ನಾವು ನಿಮಗೆ ಒಂದು ಉದಾಹರಣೆಯೊಂದಿಗೆ ವಿವರಿಸುತ್ತೇವೆ.

SIP ಕ್ಯಾಲ್ಕುಲೇಟರ್ ಅಥವಾ SIP ರಿಟರ್ನ್ ಕ್ಯಾಲ್ಕುಲೇಟರ್

SIP ಕ್ಯಾಲ್ಕುಲೇಟರ್‌ಗಳು ಸಾಮಾನ್ಯವಾಗಿ ಇನ್‌ಪುಟ್‌ಗಳನ್ನು ತೆಗೆದುಕೊಳ್ಳುತ್ತಾರೆ ಉದಾಹರಣೆಗೆ SIP ಹೂಡಿಕೆ ಮೊತ್ತ (ಗುರಿ) ಒಬ್ಬರು ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುತ್ತಾರೆ, ಎಷ್ಟು ವರ್ಷಗಳ ಹೂಡಿಕೆ ಅಗತ್ಯವಿದೆ, ನಿರೀಕ್ಷಿಸಲಾಗಿದೆಹಣದುಬ್ಬರ ದರಗಳು (ಇದಕ್ಕಾಗಿ ಒಬ್ಬರು ಲೆಕ್ಕ ಹಾಕಬೇಕು!) ಮತ್ತು ನಿರೀಕ್ಷಿತ ಆದಾಯ. ಆದ್ದರಿಂದ, ಗುರಿಯನ್ನು ಸಾಧಿಸಲು ಅಗತ್ಯವಿರುವ SIP ರಿಟರ್ನ್‌ಗಳನ್ನು ಒಬ್ಬರು ಲೆಕ್ಕ ಹಾಕಬಹುದು!

ನೀವು INR 10 ಹೂಡಿಕೆ ಮಾಡಿದರೆ, ಊಹಿಸೋಣ.000 10 ವರ್ಷಗಳವರೆಗೆ, ನಿಮ್ಮ SIP ಹೂಡಿಕೆಯು ಹೇಗೆ ಬೆಳೆಯುತ್ತದೆ ಎಂಬುದನ್ನು ನೋಡಿ-

ಮಾಸಿಕ ಹೂಡಿಕೆ: INR 10,000

ಹೂಡಿಕೆಯ ಅವಧಿ: 10 ವರ್ಷಗಳು

ಹೂಡಿಕೆ ಮಾಡಿದ ಒಟ್ಟು ಮೊತ್ತ: INR 12,00,000

ದೀರ್ಘಾವಧಿಯ ಬೆಳವಣಿಗೆಯ ದರ (ಅಂದಾಜು.): 15%

ಪ್ರಕಾರ ನಿರೀಕ್ಷಿತ ಆದಾಯಸಿಪ್ ಕ್ಯಾಲ್ಕುಲೇಟರ್: INR 27,86,573

ನಿವ್ವಳ ಲಾಭ: INR 15,86,573 (ಸಂಪೂರ್ಣ ರಿಟರ್ನ್= 132.2%)

ಮೇಲಿನ ಲೆಕ್ಕಾಚಾರಗಳು ನೀವು 10 ವರ್ಷಗಳವರೆಗೆ ಮಾಸಿಕ INR 10,000 ಹೂಡಿಕೆ ಮಾಡಿದರೆ (ಒಟ್ಟು INR12,00,000) ನೀವು ಗಳಿಸುವಿರಿINR 27,86,573, ಅಂದರೆ ನೀವು ಮಾಡುವ ನಿವ್ವಳ ಲಾಭINR 15,86,573. ಇದು ಅದ್ಭುತವಲ್ಲವೇ!

SBI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ SIP ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

Fincash.com ನಲ್ಲಿ ಜೀವಮಾನಕ್ಕಾಗಿ ಉಚಿತ ಹೂಡಿಕೆ ಖಾತೆಯನ್ನು ತೆರೆಯಿರಿ.

ನಿಮ್ಮ ನೋಂದಣಿ ಮತ್ತು KYC ಪ್ರಕ್ರಿಯೆಯನ್ನು ಪೂರ್ಣಗೊಳಿಸಿ

ದಾಖಲೆಗಳನ್ನು ಅಪ್‌ಲೋಡ್ ಮಾಡಿ (PAN, ಆಧಾರ್, ಇತ್ಯಾದಿ).ಮತ್ತು, ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಸಿದ್ಧರಿದ್ದೀರಿ!

ಪ್ರಾರಂಭಿಸಿ

SBI ಯೊಂದಿಗೆ ನಿಮ್ಮ ಗುರಿಯನ್ನು ಯೋಜಿಸಿಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು, ಅವರನ್ನು ತಲುಪಲು SIP ಗಳನ್ನು ಬಳಸಿ!

FAQ ಗಳು

1. ನಾನು ಯಾವಾಗ SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು?

ಉ: SIP ನಲ್ಲಿ ಹೂಡಿಕೆಯನ್ನು ಪ್ರಾರಂಭಿಸಲು ಯಾವುದೇ ನಿಗದಿತ ಸಮಯವಿಲ್ಲ. ನೀವು ವರ್ಷದಲ್ಲಿ ಯಾವುದೇ ಸಮಯದಲ್ಲಿ ನಿಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ಪ್ರಾರಂಭಿಸಬಹುದು. ಆದ್ದರಿಂದ, ನಿಮ್ಮ ಹಣಕಾಸಿನ ಮೌಲ್ಯಮಾಪನವನ್ನು ಪ್ರಾರಂಭಿಸಿ ಮತ್ತು ನಿರ್ದಿಷ್ಟ ಸಮಯದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ನೀವು ಸಿದ್ಧರಾಗಿರುವಿರಿ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಿ.

2. SIP ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವಾಗ ನಾನು ದೀರ್ಘಕಾಲೀನ ಗುರಿಗಳನ್ನು ಮನಸ್ಸಿನಲ್ಲಿಟ್ಟುಕೊಳ್ಳಬೇಕೇ?

ಉ: ತಾತ್ತ್ವಿಕವಾಗಿ, SIP ಗಳು ನಿಮ್ಮ ದೀರ್ಘಾವಧಿಯ ಗುರಿಗಳ ಭಾಗವಾಗಿರಬೇಕು. ಪ್ರಾಥಮಿಕ ಕಾರಣವೆಂದರೆ ಹೆಚ್ಚು ವಿಸ್ತೃತ ಅವಧಿ, ಕಡಿಮೆ ಅವಧಿಗಿಂತ ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುವ ಸಾಧ್ಯತೆಯಿದೆ.

3. ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಸಂಯೋಜನೆಯ ಶಕ್ತಿ ಏನು?

ಉ: ನೀವು ನಿಯಮಿತವಾಗಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿದಾಗ, ನೀವು ಸಂಯುಕ್ತ ಬಡ್ಡಿಯನ್ನು ಗಳಿಸುತ್ತೀರಿ ಮತ್ತು ಹೂಡಿಕೆ ಮಾಡಿದ ಅಸಲು ಮೊತ್ತದ ಮೇಲಿನ ಬಡ್ಡಿಯನ್ನು ಮಾತ್ರವಲ್ಲ. ಇದನ್ನು ಸಂಯೋಜಿತ ವಾರ್ಷಿಕ ಬೆಳವಣಿಗೆ ದರ ಅಥವಾ ಎಂದು ಲೆಕ್ಕಹಾಕಲಾಗುತ್ತದೆಸಿಎಜಿಆರ್. ದೀರ್ಘಾವಧಿಯಲ್ಲಿ, ಸಂಯೋಜಕ ಪರಿಣಾಮವು ನಿಮ್ಮ ಹೂಡಿಕೆಯ ಬಹುದ್ವಾರಿಯನ್ನು ವರ್ಧಿಸುತ್ತದೆ. ಬೇರೆ ರೀತಿಯಲ್ಲಿ ಹೇಳುವುದಾದರೆ, ಸಂಯುಕ್ತ ಪರಿಣಾಮದ ಸಹಾಯದಿಂದ, SIP ಹೂಡಿಕೆಗಳಲ್ಲಿ ನೀವು ಗಳಿಸುವ ಆದಾಯವು ಸಹ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆ.

4. ನಾನು SBI SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದನ್ನು ಏಕೆ ಪರಿಗಣಿಸಬೇಕು?

ಉ: SBI SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಪ್ರಾಥಮಿಕ ಕಾರಣವೆಂದರೆ ಅದು ಕಡಿಮೆ ಪ್ರವೇಶವನ್ನು ಹೊಂದಿದೆ. ನೀವು ಕನಿಷ್ಟ ರೂ.500 ಹೂಡಿಕೆಯೊಂದಿಗೆ ಯಾವುದೇ ಸೂಕ್ತವಾದ SIP ನಲ್ಲಿ ಹೂಡಿಕೆಯನ್ನು ಪ್ರಾರಂಭಿಸಬಹುದು. ಇದು SBI SIP ಗಳನ್ನು ಹೂಡಿಕೆ ಮಾಡಲು ಸುಲಭವಾಗುವಂತೆ ಮಾಡುತ್ತದೆ, ವಿಶೇಷವಾಗಿ ನೀವು SIP ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸಿದರೆ.

5. SBI ಬಹು SIP ಗಳನ್ನು ನೀಡುತ್ತದೆಯೇ?

ಉ: ಹೌದು, ನೀವು SIP ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಕುರಿತು ಬಹು ಆಯ್ಕೆಗಳನ್ನು ಹೊಂದಲು ಬಯಸಿದರೆ, SBI ಅತ್ಯಂತ ವಿಶ್ವಾಸಾರ್ಹ ಮತ್ತು ಅತ್ಯುತ್ತಮ ಬ್ಯಾಂಕ್‌ಗಳಲ್ಲಿ ಒಂದಾಗಿದೆ ಎಂದು ಸಾಬೀತುಪಡಿಸಬಹುದು. ನೀವು ಎಸ್‌ಬಿಐ ಲಾರ್ಜ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಆಯ್ಕೆ ಮಾಡಬಹುದು ಮತ್ತುಮಿಡ್ ಕ್ಯಾಪ್ SIP, ಅಲ್ಲಿ ನೀವು ದೊಡ್ಡ ಮತ್ತು ಮಧ್ಯಮ ಗಾತ್ರದ ಬಂಡವಾಳಗಳ ಈಕ್ವಿಟಿ ಸ್ಟಾಕ್‌ಗಳಲ್ಲಿ ನಿಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ವೈವಿಧ್ಯಗೊಳಿಸಬಹುದು. ಇದು ಹೂಡಿಕೆಯ ಮೇಲೆ ಉತ್ತಮ ಆದಾಯದ ಭರವಸೆ ನೀಡುತ್ತದೆ. ಆದರೆ, ನೀವು ಬಯಸಿದರೆSIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ ಹೆಲ್ತ್‌ಕೇರ್ ಇಕ್ವಿಟಿಗಳ ಆಧಾರದ ಮೇಲೆ, ದೃಢವಾದ ಆದಾಯವನ್ನು ತೋರಿಸಿರುವ ಎಸ್‌ಬಿಐ ಹೆಲ್ತ್‌ಕೇರ್ ಆಪರ್ಚುನಿಟೀಸ್ ಫನ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದನ್ನು ಪರಿಗಣಿಸಿ14.3% ಅದರ ಪ್ರಾರಂಭದಿಂದಲೂ.

6. ರೂಪಾಯಿ ವೆಚ್ಚದ ಸರಾಸರಿ ಎಂದರೇನು?

ಉ: ರೂಪಾಯಿ ಬೆಲೆಯ ಸರಾಸರಿಯು ವ್ಯಕ್ತಿಗಳನ್ನು SIP ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಪ್ರೋತ್ಸಾಹಿಸುವುದಲ್ಲದೆ, ಮಾರುಕಟ್ಟೆಯ ಚಂಚಲತೆಯ ಲಾಭವನ್ನು ಪಡೆಯಲು ಅವರಿಗೆ ಅವಕಾಶ ನೀಡುತ್ತದೆ. ಎಸ್‌ಬಿಐ ಎಸ್‌ಐಪಿಯ ಎನ್‌ಎವಿ ಕಡಿಮೆಯಾಗಿದ್ದರೆ, ಒಂದುಹೂಡಿಕೆದಾರ, ನೀವು ಹೆಚ್ಚಿನ ಘಟಕಗಳನ್ನು ಪಡೆಯುತ್ತೀರಿಬ್ಯಾಂಕ್, ಮತ್ತು SIP ನ NAV ಹೆಚ್ಚಿದ್ದರೆ, ನೀವು ಕಡಿಮೆ ಯೂನಿಟ್‌ಗಳನ್ನು ಪಡೆಯುತ್ತೀರಿ. ಯಾವುದೇ ರೀತಿಯಲ್ಲಿ, ನೀವು ಲಾಭಕ್ಕೆ ನಿಲ್ಲುತ್ತೀರಿ.

7. ರೂ.5 ಲಕ್ಷದ ಲಾಭವನ್ನು ಪಡೆಯಲು ನಾನು SBI SIP ನಲ್ಲಿ ಎಷ್ಟು ಹೂಡಿಕೆ ಮಾಡಬೇಕು ಎಂಬುದರ ಸರಾಸರಿಯನ್ನು ನಾನು ಪಡೆಯಬಹುದೇ?

ಉ: ನೀವು 5 ವರ್ಷಗಳ ಕಾಲ SBI SIP ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿದರೆ, 10% ರಷ್ಟು ನಿರೀಕ್ಷಿತ ಆದಾಯದಲ್ಲಿ ತಿಂಗಳಿಗೆ ರೂ.6403.00 ಮೊತ್ತವನ್ನು ಹೂಡಿಕೆ ಮಾಡಲು ನೀವು ಪರಿಗಣಿಸಬೇಕು. ನಿರೀಕ್ಷಿತ ಆದಾಯವು ಹೆಚ್ಚಾದರೆ, ಮಾಸಿಕ ಹೂಡಿಕೆಯ ಮೊತ್ತವು ಕಡಿಮೆಯಾಗುತ್ತದೆ.

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.