టాప్ హై రిస్క్ హై రిటర్న్ మ్యూచువల్ ఫండ్స్ 2022

Updated on January 6, 2026 , 29007 views

ప్రపంచంలోపెట్టుబడి పెడుతున్నారు, అధిక రిస్క్ ఉన్న అధిక రాబడి పెట్టుబడులను నమ్మే పెట్టుబడిదారులు ఉన్నారు. ఇవి అధిక రాబడిని సంపాదించడానికి అధిక-రిస్క్ తీసుకోవడానికి ఇష్టపడే పెట్టుబడిదారుల కోసం ఉద్దేశించిన పెట్టుబడులు. ఈక్విటీలో కొంతమ్యూచువల్ ఫండ్స్ అటువంటి ప్రణాళికలకు అత్యంత అనుకూలమైనవి. ఈ నిధులు ఎక్కువగా ప్రభావితం అయినప్పటికీసంత అస్థిరత, కానీ మీరు ఎంత ఎక్కువ కాలం పెట్టుబడి పెట్టారో, మంచి లాభాలు పొందే అవకాశాలు ఎక్కువగా ఉంటాయి.

సంపదను పెంచుకోవడానికి మా ఈ హై రిస్క్ ఫండ్‌లను కనుగొనే మార్గాలను చూద్దాం.

అధిక రిస్క్ మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టడానికి స్మార్ట్ మార్గాలు

ఒక సిస్టమాటిక్పెట్టుబడి ప్రణాళిక (SIP) అనేది మ్యూచువల్ ఫండ్స్‌లో, ముఖ్యంగా ఇన్వెస్ట్‌మెంట్ యొక్క సమర్థవంతమైన మోడ్ఈక్విటీ ఫండ్స్. ఒక SIP అనుమతిస్తుందిపెట్టుబడిదారుడు పథకంలో స్థిరమైన మొత్తాన్ని క్రమం తప్పకుండా పెట్టుబడి పెట్టడానికి. SIPల యొక్క ముఖ్యమైన ప్రయోజనాల్లో ఒకటి, ఇది రూపాయి ధర సగటున సహాయపడుతుంది. మార్కెట్ పరిస్థితులతో సంబంధం లేకుండా మీరు నిర్దిష్ట కాల వ్యవధిలో క్రమం తప్పకుండా పెట్టుబడి పెట్టినప్పుడు, మార్కెట్ తక్కువగా ఉన్నప్పుడు ఎక్కువ యూనిట్లు మరియు మార్కెట్ ఎక్కువగా ఉన్నప్పుడు తక్కువ యూనిట్లు పొందుతారు. ఇది మీ మ్యూచువల్ ఫండ్ యూనిట్ల కొనుగోలు ధరను సగటున అంచనా వేస్తుంది.

ఇతర ప్రయోజనం ఏమిటంటేసమ్మేళనం యొక్క శక్తి. మీరు ఎక్కువ కాలం పెట్టుబడి పెట్టినప్పుడు మీ డబ్బు సమ్మిళితం కావడం ప్రారంభమవుతుంది. సేకరించబడిన కార్పస్ మార్కెట్లో తిరిగి పెట్టుబడి పెట్టబడుతుంది మరియు మీరు మీ పెట్టుబడి ద్వారా సంపాదించిన రాబడిపై రాబడిని పొందుతారు. సాధారణ చిన్న పెట్టుబడులతో మీ దీర్ఘకాలిక లక్ష్యాలను సాధించడంలో మీకు సహాయపడే పెద్ద కార్పస్‌ను నిర్మించడంలో ఇది సహాయపడుతుంది.

SIP యొక్క కొన్ని ఇతర ప్రయోజనాలు:

కనీస పెట్టుబడి INR 500తో ప్రారంభమవుతుంది
దీర్ఘకాలిక పొదుపు అలవాటును ఏర్పరుస్తుంది
దీర్ఘకాలిక ప్రమాదాన్ని తగ్గిస్తుంది
లక్ష్యాల వారీగా పెట్టుబడి పెట్టడంలో సహాయపడుతుంది

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మ్యూచువల్ ఫండ్స్ FY 22 - 23లో అధిక రిస్క్ అధిక లాభాలు పొందే పెట్టుబడులు

1. సెక్టార్ ఈక్విటీ ఫండ్స్

రంగ నిధులు బ్యాంకింగ్, ఫార్మా, ఇన్‌ఫ్రా మొదలైన నిర్దిష్ట రంగంలో పెట్టుబడి పెట్టే ఒక రకమైన ఈక్విటీ ఫండ్‌లు. సెక్టార్-నిర్దిష్టమైనందున, ఈ ఫండ్‌లు అన్ని ఈక్విటీ ఫండ్‌ల కంటే అత్యంత ప్రమాదకరమైనవిగా పరిగణించబడతాయి. సెక్టార్ ఫండ్స్ మీ డబ్బును రెట్టింపు చేయవచ్చు లేదా ఇబ్బంది పెట్టవచ్చు, తద్వారా పెట్టుబడిదారులు అధిక-అపాయకరమైన ఆకలి సెక్టార్ ఫండ్స్‌లో పెట్టుబడి పెట్టడానికి మాత్రమే ప్రాధాన్యత ఇవ్వాలి. పెట్టుబడి పెట్టాలనుకునే పెట్టుబడిదారులు వారు పెట్టుబడి పెట్టాలనుకునే రంగం/పరిశ్రమ గురించి లోతైన అవగాహన కలిగి ఉండాలి.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹64.06 ↓ -0.67	₹3,708	6.3	4.3	19.1	16.7	14.6	17.5
ICICI Prudential Banking and Financial Services Fund Growth	₹138.01 ↓ -1.29	₹11,085	4	2.5	17.2	15.5	14.9	15.9
DSP Natural Resources and New Energy Fund Growth	₹98.804 ↓ -3.07	₹1,467	5.3	9	15.1	19.7	20	17.5
Franklin Build India Fund Growth	₹140.262 ↓ -1.18	₹3,068	-0.1	-1.7	3.4	25.6	25	3.7
Sundaram Rural and Consumption Fund Growth	₹95.5029 ↓ -1.11	₹1,628	-2.2	-1.5	-1.2	15.9	14.2	-0.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Banking And Financial Services Fund	ICICI Prudential Banking and Financial Services Fund	DSP Natural Resources and New Energy Fund	Franklin Build India Fund	Sundaram Rural and Consumption Fund
Point 1	Upper mid AUM (₹3,708 Cr).	Highest AUM (₹11,085 Cr).	Bottom quartile AUM (₹1,467 Cr).	Lower mid AUM (₹3,068 Cr).	Bottom quartile AUM (₹1,628 Cr).
Point 2	Established history (12+ yrs).	Established history (17+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Oldest track record among peers (19 yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 14.61% (bottom quartile).	5Y return: 14.93% (lower mid).	5Y return: 19.98% (upper mid).	5Y return: 25.00% (top quartile).	5Y return: 14.24% (bottom quartile).
Point 6	3Y return: 16.65% (lower mid).	3Y return: 15.49% (bottom quartile).	3Y return: 19.71% (upper mid).	3Y return: 25.63% (top quartile).	3Y return: 15.88% (bottom quartile).
Point 7	1Y return: 19.05% (top quartile).	1Y return: 17.19% (upper mid).	1Y return: 15.07% (lower mid).	1Y return: 3.43% (bottom quartile).	1Y return: -1.19% (bottom quartile).
Point 8	Alpha: -2.82 (bottom quartile).	Alpha: -0.89 (lower mid).	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -7.12 (bottom quartile).
Point 9	Sharpe: 0.63 (upper mid).	Sharpe: 0.74 (top quartile).	Sharpe: 0.10 (lower mid).	Sharpe: -0.16 (bottom quartile).	Sharpe: -0.22 (bottom quartile).
Point 10	Information ratio: 0.29 (top quartile).	Information ratio: 0.23 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: -0.32 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,708 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: High.
5Y return: 14.61% (bottom quartile).
3Y return: 16.65% (lower mid).
1Y return: 19.05% (top quartile).
Alpha: -2.82 (bottom quartile).
Sharpe: 0.63 (upper mid).
Information ratio: 0.29 (top quartile).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹11,085 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 14.93% (lower mid).
3Y return: 15.49% (bottom quartile).
1Y return: 17.19% (upper mid).
Alpha: -0.89 (lower mid).
Sharpe: 0.74 (top quartile).
Information ratio: 0.23 (upper mid).

DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,467 Cr).
Established history (17+ yrs).
Rating: 5★ (lower mid).
Risk profile: High.
5Y return: 19.98% (upper mid).
3Y return: 19.71% (upper mid).
1Y return: 15.07% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.10 (lower mid).
Information ratio: 0.00 (lower mid).

Franklin Build India Fund

Lower mid AUM (₹3,068 Cr).
Established history (16+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: High.
5Y return: 25.00% (top quartile).
3Y return: 25.63% (top quartile).
1Y return: 3.43% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,628 Cr).
Oldest track record among peers (19 yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.24% (bottom quartile).
3Y return: 15.88% (bottom quartile).
1Y return: -1.19% (bottom quartile).
Alpha: -7.12 (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: -0.32 (bottom quartile).

2. మిడ్ & స్మాల్ క్యాప్ ఫండ్స్

మధ్య మరియుస్మాల్ క్యాప్ ఫండ్స్ గత కొన్ని సంవత్సరాలుగా భారీ దృష్టిని ఆకర్షించాయి.మిడ్ క్యాప్ ఫండ్స్ మధ్య-పరిమాణం మరియు చిన్న క్యాప్ ఉన్న కంపెనీలలో పెట్టుబడి పెట్టండి, స్టార్టప్ కంపెనీలు లేదా చిన్న పరిమాణంలో ఉన్న సంస్థల స్టాక్‌లలో పెట్టుబడి పెట్టండి. సాధారణంగా, మిడ్-క్యాప్‌లు INR 500 Cr నుండి INR 1000 Cr మార్కెట్ క్యాప్ కలిగి ఉన్న కంపెనీలలో పెట్టుబడి పెడతాయి, అయితే, స్మాల్ క్యాప్‌లు సాధారణంగా INR 500 కోట్ల మార్కెట్ క్యాప్ కలిగిన సంస్థలుగా నిర్వచించబడతాయి. ఈ ఫండ్‌లు ప్రమాదకరమైనవిగా పరిగణించబడతాయి, అందువల్ల అధిక-రిస్క్ ఆకలి ఉన్న పెట్టుబడిదారులు ఈ ఫండ్‌లలో మాత్రమే పెట్టుబడి పెట్టాలి. కానీ, ఈ ఫండ్స్ అత్యంత అభివృద్ధి చెందుతున్న వ్యాపారాలలో పెట్టుబడి పెట్టడం వలన, అవి మంచి రాబడిని అందించే సామర్థ్యాన్ని కలిగి ఉంటాయి. పెట్టుబడిదారుడు ఈ ఫండ్స్‌లో ఎక్కువ కాలం పెట్టుబడి పెట్టడం మంచిది.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Aditya Birla Sun Life Small Cap Fund Growth	₹83.2386 ↓ -1.14	₹5,049	0.2	-3.4	-2.5	17.6	16.9	-3.7
SBI Small Cap Fund Growth	₹162.852 ↓ -2.67	₹36,272	-3.1	-5.5	-5.3	13.7	17	-4.9
Sundaram Mid Cap Fund Growth	₹1,412.13 ↓ -12.40	₹13,345	2.3	2.7	5.2	24.5	21.3	4.1
Kotak Emerging Equity Scheme Growth	₹135.131 ↓ -1.28	₹60,480	-1.6	-0.1	3	21.4	21.2	1.8
Taurus Discovery (Midcap) Fund Growth	₹118.1 ↓ -1.33	₹132	-3.4	-6	1.5	15.3	15.5	0.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Small Cap Fund	SBI Small Cap Fund	Sundaram Mid Cap Fund	Kotak Emerging Equity Scheme	Taurus Discovery (Midcap) Fund
Point 1	Bottom quartile AUM (₹5,049 Cr).	Upper mid AUM (₹36,272 Cr).	Lower mid AUM (₹13,345 Cr).	Highest AUM (₹60,480 Cr).	Bottom quartile AUM (₹132 Cr).
Point 2	Established history (18+ yrs).	Established history (16+ yrs).	Established history (23+ yrs).	Established history (18+ yrs).	Oldest track record among peers (31 yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.86% (bottom quartile).	5Y return: 17.05% (lower mid).	5Y return: 21.29% (top quartile).	5Y return: 21.17% (upper mid).	5Y return: 15.53% (bottom quartile).
Point 6	3Y return: 17.64% (lower mid).	3Y return: 13.72% (bottom quartile).	3Y return: 24.53% (top quartile).	3Y return: 21.45% (upper mid).	3Y return: 15.29% (bottom quartile).
Point 7	1Y return: -2.48% (bottom quartile).	1Y return: -5.29% (bottom quartile).	1Y return: 5.18% (top quartile).	1Y return: 2.96% (upper mid).	1Y return: 1.52% (lower mid).
Point 8	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -1.35 (lower mid).	Alpha: -3.85 (bottom quartile).	Alpha: -6.50 (bottom quartile).
Point 9	Sharpe: -0.28 (bottom quartile).	Sharpe: -0.54 (bottom quartile).	Sharpe: 0.09 (top quartile).	Sharpe: -0.03 (upper mid).	Sharpe: -0.18 (lower mid).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.15 (top quartile).	Information ratio: -0.40 (bottom quartile).	Information ratio: -1.46 (bottom quartile).

Aditya Birla Sun Life Small Cap Fund

Bottom quartile AUM (₹5,049 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.86% (bottom quartile).
3Y return: 17.64% (lower mid).
1Y return: -2.48% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.28 (bottom quartile).
Information ratio: 0.00 (upper mid).

SBI Small Cap Fund

Upper mid AUM (₹36,272 Cr).
Established history (16+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.05% (lower mid).
3Y return: 13.72% (bottom quartile).
1Y return: -5.29% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.54 (bottom quartile).
Information ratio: 0.00 (lower mid).

Sundaram Mid Cap Fund

Lower mid AUM (₹13,345 Cr).
Established history (23+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.29% (top quartile).
3Y return: 24.53% (top quartile).
1Y return: 5.18% (top quartile).
Alpha: -1.35 (lower mid).
Sharpe: 0.09 (top quartile).
Information ratio: 0.15 (top quartile).

Kotak Emerging Equity Scheme

Highest AUM (₹60,480 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.17% (upper mid).
3Y return: 21.45% (upper mid).
1Y return: 2.96% (upper mid).
Alpha: -3.85 (bottom quartile).
Sharpe: -0.03 (upper mid).
Information ratio: -0.40 (bottom quartile).

Taurus Discovery (Midcap) Fund

Bottom quartile AUM (₹132 Cr).
Oldest track record among peers (31 yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.53% (bottom quartile).
3Y return: 15.29% (bottom quartile).
1Y return: 1.52% (lower mid).
Alpha: -6.50 (bottom quartile).
Sharpe: -0.18 (lower mid).
Information ratio: -1.46 (bottom quartile).

3. లార్జ్ క్యాప్ ఫండ్స్

లార్జ్ క్యాప్ ఫండ్స్ ఈక్విటీ ఫండ్స్‌లో అత్యంత ప్రజాదరణ పొందినవి. ఈ ఫండ్స్ పెద్ద పరిమాణంలో ఉన్న కంపెనీల స్టాక్‌లలో పెట్టుబడి పెడతాయి. ఇవి మార్కెట్‌లో బాగా స్థిరపడిన మరియు వారి పరిశ్రమలో అగ్రగామిగా ఉన్న సంస్థ. చారిత్రాత్మకంగా, లార్జ్ క్యాప్ ఫండ్స్ మంచి రాబడిని అందించాయి. మరియు, ఈ ఫండ్స్ పెద్ద సంస్థలలో పెట్టుబడి పెట్టడం వలన రిస్క్ మిడ్ & స్మాల్ క్యాప్ ఫండ్ల కంటే తక్కువగా ఉంటుంది.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Bluechip Fund Growth	₹113.8 ↓ -0.90	₹78,160	3.4	2.6	10.6	18.4	17	11.3
SBI Bluechip Fund Growth	₹95.658 ↓ -0.60	₹55,637	4.3	1.9	9.7	15	14	9.7
Aditya Birla Sun Life Frontline Equity Fund Growth	₹540.95 ↓ -4.80	₹31,451	3.5	1.7	9.2	16.2	14.7	9.4
Indiabulls Blue Chip Fund Growth	₹43.82 ↓ -0.35	₹133	2.4	1.8	8.6	14.3	12.1	7.5
Nippon India Large Cap Fund Growth	₹92.381 ↓ -0.78	₹50,312	1.7	1.8	8.4	19.5	19.1	9.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Bluechip Fund	SBI Bluechip Fund	Aditya Birla Sun Life Frontline Equity Fund	Indiabulls Blue Chip Fund	Nippon India Large Cap Fund
Point 1	Highest AUM (₹78,160 Cr).	Upper mid AUM (₹55,637 Cr).	Bottom quartile AUM (₹31,451 Cr).	Bottom quartile AUM (₹133 Cr).	Lower mid AUM (₹50,312 Cr).
Point 2	Established history (17+ yrs).	Established history (19+ yrs).	Oldest track record among peers (23 yrs).	Established history (13+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 16.97% (upper mid).	5Y return: 13.96% (bottom quartile).	5Y return: 14.74% (lower mid).	5Y return: 12.13% (bottom quartile).	5Y return: 19.15% (top quartile).
Point 6	3Y return: 18.40% (upper mid).	3Y return: 15.05% (bottom quartile).	3Y return: 16.15% (lower mid).	3Y return: 14.29% (bottom quartile).	3Y return: 19.48% (top quartile).
Point 7	1Y return: 10.60% (top quartile).	1Y return: 9.71% (upper mid).	1Y return: 9.22% (lower mid).	1Y return: 8.55% (bottom quartile).	1Y return: 8.43% (bottom quartile).
Point 8	Alpha: 1.62 (top quartile).	Alpha: -0.99 (bottom quartile).	Alpha: -0.15 (lower mid).	Alpha: -2.22 (bottom quartile).	Alpha: -0.13 (upper mid).
Point 9	Sharpe: 0.33 (top quartile).	Sharpe: 0.16 (bottom quartile).	Sharpe: 0.18 (lower mid).	Sharpe: 0.02 (bottom quartile).	Sharpe: 0.22 (upper mid).
Point 10	Information ratio: 1.40 (upper mid).	Information ratio: -0.26 (bottom quartile).	Information ratio: 0.62 (lower mid).	Information ratio: -0.22 (bottom quartile).	Information ratio: 1.45 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹78,160 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.97% (upper mid).
3Y return: 18.40% (upper mid).
1Y return: 10.60% (top quartile).
Alpha: 1.62 (top quartile).
Sharpe: 0.33 (top quartile).
Information ratio: 1.40 (upper mid).

SBI Bluechip Fund

Upper mid AUM (₹55,637 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.96% (bottom quartile).
3Y return: 15.05% (bottom quartile).
1Y return: 9.71% (upper mid).
Alpha: -0.99 (bottom quartile).
Sharpe: 0.16 (bottom quartile).
Information ratio: -0.26 (bottom quartile).

Aditya Birla Sun Life Frontline Equity Fund

Bottom quartile AUM (₹31,451 Cr).
Oldest track record among peers (23 yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.74% (lower mid).
3Y return: 16.15% (lower mid).
1Y return: 9.22% (lower mid).
Alpha: -0.15 (lower mid).
Sharpe: 0.18 (lower mid).
Information ratio: 0.62 (lower mid).

Indiabulls Blue Chip Fund

Bottom quartile AUM (₹133 Cr).
Established history (13+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.13% (bottom quartile).
3Y return: 14.29% (bottom quartile).
1Y return: 8.55% (bottom quartile).
Alpha: -2.22 (bottom quartile).
Sharpe: 0.02 (bottom quartile).
Information ratio: -0.22 (bottom quartile).

Nippon India Large Cap Fund

Lower mid AUM (₹50,312 Cr).
Established history (18+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 19.15% (top quartile).
3Y return: 19.48% (top quartile).
1Y return: 8.43% (bottom quartile).
Alpha: -0.13 (upper mid).
Sharpe: 0.22 (upper mid).
Information ratio: 1.45 (top quartile).

4. డైవర్సిఫైడ్ ఫండ్స్/మల్టీ క్యాప్ ఫండ్స్

డైవర్సిఫైడ్ ఫండ్స్ మార్కెట్ క్యాపిటలైజేషన్ అంటే లార్జ్ క్యాప్, మిడ్ మరియు స్మాల్ క్యాప్ స్టాక్‌లలో పెట్టుబడి పెట్టండి. ఈ ఫండ్‌లు తమ పోర్ట్‌ఫోలియోలను మార్కెట్‌కు అనుగుణంగా మార్చుకునే వెసులుబాటును కలిగి ఉంటాయి. వారు సాధారణంగా పెద్ద క్యాప్ స్టాక్‌లలో 40-60%, మిడ్-క్యాప్ స్టాక్‌లలో 10-40% మరియు స్మాల్-క్యాప్ స్టాక్‌లలో 10% మధ్య పెట్టుబడి పెడతారు. కొన్నిసార్లు, స్మాల్-క్యాప్‌లకు గురికావడం చాలా తక్కువగా ఉండవచ్చు లేదా అస్సలు ఉండకపోవచ్చు.

డైవర్సిఫైడ్ ఫండ్స్ రిస్క్‌ను బ్యాలెన్స్ చేస్తాయని మరియు సాధారణంగా స్టాక్ పెట్టుబడులతో వచ్చే అస్థిరతను తగ్గిస్తుందని చెప్పబడింది. పోర్ట్‌ఫోలియోలోని ఒక ఫండ్ పనితీరులో విఫలమైతే, మిగిలినవి రాబడిని బ్యాలెన్స్ చేయడానికి ఉన్నాయి. అయితే ఈక్విటీ ఫండ్ అయినప్పటికి రిస్క్ ఫండ్‌లోనే ఉంటుంది.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Kotak Standard Multicap Fund Growth	₹86.551 ↓ -0.52	₹56,885	2.2	0.1	10.9	16.9	14.9	9.5
Mirae Asset India Equity Fund Growth	₹115.772 ↓ -0.99	₹41,864	3.1	2.2	9.7	13.7	12.9	10.2
Motilal Oswal Multicap 35 Fund Growth	₹60.749 ↓ -0.67	₹14,312	-1.8	-3.5	-2.9	22.8	14.4	-5.6
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	-4.6	-2.6	19.3	17.3	13.6
Aditya Birla Sun Life Equity Fund Growth	₹1,861.21 ↓ -17.90	₹24,815	4.6	3.5	10.9	18.6	15.3	11.2
SBI Magnum Multicap Fund Growth	₹112.225 ↓ -1.36	₹23,556	2.2	2.1	5.2	14.1	13.2	5.5
Bandhan Focused Equity Fund Growth	₹86.491 ↓ -0.98	₹2,090	0.7	-0.7	-0.9	19.5	13.8	-1.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jan 26

Research Highlights & Commentary of 7 Funds showcased

Commentary	Kotak Standard Multicap Fund	Mirae Asset India Equity Fund	Motilal Oswal Multicap 35 Fund	BNP Paribas Multi Cap Fund	Aditya Birla Sun Life Equity Fund	SBI Magnum Multicap Fund	Bandhan Focused Equity Fund
Point 1	Highest AUM (₹56,885 Cr).	Upper mid AUM (₹41,864 Cr).	Lower mid AUM (₹14,312 Cr).	Bottom quartile AUM (₹588 Cr).	Upper mid AUM (₹24,815 Cr).	Lower mid AUM (₹23,556 Cr).	Bottom quartile AUM (₹2,090 Cr).
Point 2	Established history (16+ yrs).	Established history (17+ yrs).	Established history (11+ yrs).	Established history (20+ yrs).	Oldest track record among peers (27 yrs).	Established history (20+ yrs).	Established history (19+ yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.87% (upper mid).	5Y return: 12.88% (bottom quartile).	5Y return: 14.37% (upper mid).	5Y return: 13.57% (lower mid).	5Y return: 15.27% (top quartile).	5Y return: 13.18% (bottom quartile).	5Y return: 13.78% (lower mid).
Point 6	3Y return: 16.90% (lower mid).	3Y return: 13.69% (bottom quartile).	3Y return: 22.85% (top quartile).	3Y return: 17.28% (lower mid).	3Y return: 18.62% (upper mid).	3Y return: 14.08% (bottom quartile).	3Y return: 19.48% (upper mid).
Point 7	1Y return: 10.94% (upper mid).	1Y return: 9.69% (lower mid).	1Y return: -2.92% (bottom quartile).	1Y return: 19.34% (top quartile).	1Y return: 10.95% (upper mid).	1Y return: 5.20% (lower mid).	1Y return: -0.90% (bottom quartile).
Point 8	Alpha: 1.84 (upper mid).	Alpha: 0.51 (upper mid).	Alpha: -5.55 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 2.65 (top quartile).	Alpha: -1.35 (lower mid).	Alpha: -3.97 (bottom quartile).
Point 9	Sharpe: 0.22 (lower mid).	Sharpe: 0.23 (upper mid).	Sharpe: -0.21 (bottom quartile).	Sharpe: 2.86 (top quartile).	Sharpe: 0.28 (upper mid).	Sharpe: -0.04 (lower mid).	Sharpe: -0.18 (bottom quartile).
Point 10	Information ratio: 0.15 (lower mid).	Information ratio: -0.32 (bottom quartile).	Information ratio: 0.66 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.60 (upper mid).	Information ratio: -0.66 (bottom quartile).	Information ratio: 0.44 (upper mid).

Kotak Standard Multicap Fund

Highest AUM (₹56,885 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.87% (upper mid).
3Y return: 16.90% (lower mid).
1Y return: 10.94% (upper mid).
Alpha: 1.84 (upper mid).
Sharpe: 0.22 (lower mid).
Information ratio: 0.15 (lower mid).

Mirae Asset India Equity Fund

Upper mid AUM (₹41,864 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.88% (bottom quartile).
3Y return: 13.69% (bottom quartile).
1Y return: 9.69% (lower mid).
Alpha: 0.51 (upper mid).
Sharpe: 0.23 (upper mid).
Information ratio: -0.32 (bottom quartile).

Motilal Oswal Multicap 35 Fund

Lower mid AUM (₹14,312 Cr).
Established history (11+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.37% (upper mid).
3Y return: 22.85% (top quartile).
1Y return: -2.92% (bottom quartile).
Alpha: -5.55 (bottom quartile).
Sharpe: -0.21 (bottom quartile).
Information ratio: 0.66 (top quartile).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.57% (lower mid).
3Y return: 17.28% (lower mid).
1Y return: 19.34% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (lower mid).

Aditya Birla Sun Life Equity Fund

Upper mid AUM (₹24,815 Cr).
Oldest track record among peers (27 yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.27% (top quartile).
3Y return: 18.62% (upper mid).
1Y return: 10.95% (upper mid).
Alpha: 2.65 (top quartile).
Sharpe: 0.28 (upper mid).
Information ratio: 0.60 (upper mid).

SBI Magnum Multicap Fund

Lower mid AUM (₹23,556 Cr).
Established history (20+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.18% (bottom quartile).
3Y return: 14.08% (bottom quartile).
1Y return: 5.20% (lower mid).
Alpha: -1.35 (lower mid).
Sharpe: -0.04 (lower mid).
Information ratio: -0.66 (bottom quartile).

Bandhan Focused Equity Fund

Bottom quartile AUM (₹2,090 Cr).
Established history (19+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.78% (lower mid).
3Y return: 19.48% (upper mid).
1Y return: -0.90% (bottom quartile).
Alpha: -3.97 (bottom quartile).
Sharpe: -0.18 (bottom quartile).
Information ratio: 0.44 (upper mid).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,689 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 22.78% (lower mid).
3Y return: 46.93% (top quartile).
1Y return: 162.47% (top quartile).
Alpha: -4.29 (bottom quartile).
Sharpe: 2.51 (top quartile).
Information ratio: -1.02 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~73.8%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (08 Jan 26)	₹54.6929 ↑ 0.13 (0.24 %)
Net Assets (Cr)	₹1,689 on 30 Nov 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	2.51
Information Ratio	-1.02
Alpha Ratio	-4.29
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,101
31 Dec 22	₹8,405
31 Dec 23	₹8,991
31 Dec 24	₹10,424
31 Dec 25	₹27,842

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	12.2%
3 Month	18.3%
6 Month	79.9%
1 Year	162.5%
3 Year	46.9%
5 Year	22.8%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.76 Yr.

Data below for DSP World Gold Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	93.58%

Asset Allocation

Asset Class	Value
Cash	3.5%
Equity	93.84%
Debt	0.01%
Other	2.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,246 Cr	1,278,985 ↓ -68,948
VanEck Gold Miners ETF - \| GDX	25%	₹427 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹24 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund

Upper mid AUM (₹8,304 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.39% (bottom quartile).
3Y return: 29.97% (upper mid).
1Y return: 4.15% (bottom quartile).
Alpha: -2.06 (lower mid).
Sharpe: -0.04 (bottom quartile).
Information ratio: 1.67 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Axis Bank Ltd (~6.1%).

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund Growth
Launch Date	21 Feb 00
NAV (08 Jan 26)	₹258.859 ↓ -3.19 (-1.22 %)
Net Assets (Cr)	₹8,304 on 30 Nov 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	-0.04
Information Ratio	1.67
Alpha Ratio	-2.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,966
31 Dec 22	₹12,725
31 Dec 23	₹19,540
31 Dec 24	₹26,826
31 Dec 25	₹27,668

Franklin India Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	1.6%
3 Month	0.6%
6 Month	1.8%
1 Year	4.1%
3 Year	30%
5 Year	21.4%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.1%
2023	37.3%
2022	53.6%
2021	-1.9%
2020	29.7%
2019	27.3%
2018	5.4%
2017	-10.1%
2016	35.6%
2015	4.2%

Fund Manager information for Franklin India Opportunities Fund

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	3.82 Yr.
R. Janakiraman	1 Apr 13	12.68 Yr.
Sandeep Manam	18 Oct 21	4.12 Yr.

Data below for Franklin India Opportunities Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	22.81%
Technology	16.14%
Consumer Cyclical	15.05%
Health Care	12.45%
Basic Materials	8.58%
Industrials	8.2%
Communication Services	6.02%
Energy	3.14%
Utility	2.49%
Real Estate	0.47%

Asset Allocation

Asset Class	Value
Cash	4.65%
Equity	95.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| AXISBANK	6%	₹505 Cr	3,948,707
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	6%	₹488 Cr	4,981,006
Amphenol Corp Class A (Technology) Equity, Since 31 Jul 25 \| APH	4%	₹295 Cr	234,384 ↑ 78,643
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	3%	₹260 Cr	1,661,519
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	3%	₹243 Cr	1,158,502
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Nov 25 \| HAL	3%	₹241 Cr	531,519 ↑ 531,519
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| M&M	3%	₹240 Cr	637,966
Mphasis Ltd (Technology) Equity, Since 30 Nov 24 \| MPHASIS	3%	₹229 Cr	814,231
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 31 Oct 24 \| APLAPOLLO	3%	₹222 Cr	1,289,735 ↑ 258,433
NTPC Ltd (Utilities) Equity, Since 31 Aug 22 \| NTPC	2%	₹207 Cr	6,333,312

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,445 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.41% (upper mid).
3Y return: 28.86% (upper mid).
1Y return: 12.29% (upper mid).
Alpha: -0.45 (upper mid).
Sharpe: 0.06 (lower mid).
Information ratio: -0.49 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding State Bank of India (~9.7%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (09 Jan 26)	₹65.87 ↓ -0.21 (-0.32 %)
Net Assets (Cr)	₹1,445 on 30 Nov 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	0.06
Information Ratio	-0.49
Alpha Ratio	-0.45
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,105
31 Dec 22	₹15,797
31 Dec 23	₹24,402
31 Dec 24	₹30,659
31 Dec 25	₹33,810

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	3.9%
3 Month	3.4%
6 Month	0%
1 Year	12.3%
3 Year	28.9%
5 Year	26.4%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.42 Yr.
Sagar Gandhi	1 Jul 25	0.42 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	31.46%
Financial Services	29.47%
Utility	20.02%
Energy	13.28%
Basic Materials	2.92%

Asset Allocation

Asset Class	Value
Cash	2.85%
Equity	97.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	10%	₹140 Cr	1,426,314
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹123 Cr	2,997,692
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| BPCL	7%	₹104 Cr	2,901,565
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	7%	₹94 Cr	1,080,618
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	6%	₹89 Cr	196,158
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	6%	₹83 Cr	8,790,786
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| NTPC	5%	₹66 Cr	2,024,963
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| BDL	4%	₹64 Cr	424,045
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| BANKBARODA	4%	₹61 Cr	2,116,392
Dredging Corp of India Ltd (Industrials) Equity, Since 31 Jul 25 \| DREDGECORP	4%	₹55 Cr	646,300 ↑ 174,490

4. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 28.04% (top quartile).
3Y return: 28.25% (lower mid).
1Y return: 11.46% (lower mid).
Alpha: -0.83 (lower mid).
Sharpe: 0.03 (lower mid).
Information ratio: -0.53 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.9%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (09 Jan 26)	₹33.7341 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹5,763 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.03
Information Ratio	-0.53
Alpha Ratio	-0.83
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,241
31 Dec 22	₹17,083
31 Dec 23	₹26,314
31 Dec 24	₹32,485
31 Dec 25	₹36,147

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	3.4%
3 Month	4%
6 Month	3.6%
1 Year	11.5%
3 Year	28.2%
5 Year	28%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.5 Yr.

Data below for SBI PSU Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	36.69%
Utility	27.73%
Energy	13.4%
Industrials	12.38%
Basic Materials	5.83%

Asset Allocation

Asset Class	Value
Cash	3.88%
Equity	96.04%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹972 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹534 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| NTPC	8%	₹475 Cr	14,543,244
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| GAIL	8%	₹453 Cr	25,750,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| POWERGRID	8%	₹446 Cr	16,535,554
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| BPCL	6%	₹348 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| BANKBARODA	6%	₹319 Cr	11,000,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	4%	₹211 Cr	2,427,235
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| NMDC	4%	₹206 Cr	27,900,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹161 Cr	4,150,000

5. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,022 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 25.54% (upper mid).
3Y return: 27.31% (lower mid).
1Y return: -3.28% (bottom quartile).
Alpha: -13.09 (bottom quartile).
Sharpe: -0.18 (bottom quartile).
Information ratio: 0.31 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding Shakti Pumps (India) Ltd (~4.6%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (09 Jan 26)	₹48.5112 ↓ -0.75 (-1.51 %)
Net Assets (Cr)	₹1,022 on 30 Nov 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.18
Information Ratio	0.31
Alpha Ratio	-13.09
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,661
31 Dec 22	₹15,822
31 Dec 23	₹22,850
31 Dec 24	₹33,771
31 Dec 25	₹32,530

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	3.5%
3 Month	-0.9%
6 Month	-2.2%
1 Year	-3.3%
3 Year	27.3%
5 Year	25.5%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	5.21 Yr.
Mahesh Bendre	1 Jul 24	1.42 Yr.

Data below for LIC MF Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	45.19%
Consumer Cyclical	12.36%
Basic Materials	9.57%
Financial Services	6.3%
Utility	4.97%
Technology	3.89%
Real Estate	3.77%
Health Care	3.17%
Communication Services	3.1%

Asset Allocation

Asset Class	Value
Cash	7.68%
Equity	92.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	5%	₹47 Cr	693,857
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹45 Cr	109,584
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹44 Cr	1,247,959 ↑ 1,247,959
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	4%	₹37 Cr	94,287
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| RECLTD	3%	₹33 Cr	911,009
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹32 Cr	44,149
Afcons Infrastructure Ltd (Industrials) Equity, Since 31 Oct 24 \| AFCONS	3%	₹31 Cr	769,765
Mahindra Lifespace Developers Ltd (Real Estate) Equity, Since 30 Jun 24 \| MAHLIFE	3%	₹28 Cr	666,245
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹28 Cr	286,134
Bharat Bijlee Ltd (Industrials) Equity, Since 31 Jul 22 \| BBL	3%	₹27 Cr	93,633

6. Invesco India Mid Cap Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid cap companies. However, there can be no assurance that the funds objectives will be achieved.

Research Highlights for Invesco India Mid Cap Fund

Highest AUM (₹10,006 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.55% (lower mid).
3Y return: 26.75% (bottom quartile).
1Y return: 7.07% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.37 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding The Federal Bank Ltd (~5.7%).

Below is the key information for Invesco India Mid Cap Fund

Invesco India Mid Cap Fund Growth
Launch Date	19 Apr 07
NAV (09 Jan 26)	₹179.53 ↓ -2.13 (-1.17 %)
Net Assets (Cr)	₹10,006 on 30 Nov 25
Category	Equity - Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.37
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,314
31 Dec 22	₹14,388
31 Dec 23	₹19,297
31 Dec 24	₹27,624
31 Dec 25	₹29,374

Invesco India Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Invesco India Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	0.1%
3 Month	0.7%
6 Month	1.3%
1 Year	7.1%
3 Year	26.8%
5 Year	22.5%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.3%
2023	43.1%
2022	34.1%
2021	0.5%
2020	43.1%
2019	24.4%
2018	3.8%
2017	-5.3%
2016	44.3%
2015	1.1%

Fund Manager information for Invesco India Mid Cap Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	2.06 Yr.
Amit Ganatra	1 Sep 23	2.25 Yr.

Data below for Invesco India Mid Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	34.71%
Consumer Cyclical	20.6%
Health Care	17.1%
Real Estate	7.67%
Industrials	6.94%
Technology	6.9%
Basic Materials	3.63%
Communication Services	0.44%

Asset Allocation

Asset Class	Value
Cash	2.01%
Equity	97.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| FEDERALBNK	6%	₹575 Cr	22,304,132 ↑ 2,343,148
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Jul 25 \| AUBANK	6%	₹567 Cr	5,936,790
L&T Finance Ltd (Financial Services) Equity, Since 31 Dec 23 \| LTF	5%	₹526 Cr	16,854,973
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	5%	₹514 Cr	13,591,659 ↑ 1,712,546
BSE Ltd (Financial Services) Equity, Since 31 Dec 23 \| BSE	4%	₹441 Cr	1,519,233
Max Financial Services Ltd (Financial Services) Equity, Since 30 Nov 23 \| MFSL	4%	₹412 Cr	2,422,867
Prestige Estates Projects Ltd (Real Estate) Equity, Since 30 Nov 23 \| PRESTIGE	4%	₹411 Cr	2,451,815
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| GLENMARK	4%	₹363 Cr	1,864,031
Global Health Ltd (Healthcare) Equity, Since 30 Nov 23 \| MEDANTA	3%	₹342 Cr	2,742,111 ↑ 540,183
Trent Ltd (Consumer Cyclical) Equity, Since 30 Apr 21 \| TRENT	3%	₹304 Cr	716,270 ↑ 132,839

7. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Lower mid AUM (₹4,067 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 22.01% (bottom quartile).
3Y return: 26.05% (bottom quartile).
1Y return: 19.95% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.72 (upper mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~15.2%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (09 Jan 26)	₹294.471 ↓ -3.60 (-1.21 %)
Net Assets (Cr)	₹4,067 on 30 Nov 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,434
31 Dec 22	₹14,261
31 Dec 23	₹19,972
31 Dec 24	₹23,705
31 Dec 25	₹28,333

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 26

Duration	Returns
1 Month	2.4%
3 Month	2.1%
6 Month	13%
1 Year	19.9%
3 Year	26.1%
5 Year	22%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.2 Yr.

Data below for UTI Transportation & Logistics Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.03%
Industrials	13.97%

Asset Allocation

Asset Class	Value
Cash	5.41%
Equity	94.43%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹620 Cr	1,649,386 ↑ 45,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹411 Cr	258,455 ↓ -3,121
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹376 Cr	532,652 ↓ -21,875
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	6%	₹255 Cr	8,494,093
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹211 Cr	357,935
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹202 Cr	327,739
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| BAJAJ-AUTO	5%	₹193 Cr	212,504
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹165 Cr	711,342
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹163 Cr	1,076,157
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| TVSMOTOR	4%	₹142 Cr	403,430

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ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.