+91-22-48913909Best SWP Mutual Funds for 2025
SWP or Systematic Withdrawal Plan is the reverse of SIP. In SWP, individuals first invest a considerable amount in a Mutual Fund scheme that generally carries a low level of risk. Then, they start to redeem a fixed sum of money at regular intervals as per their requirements.
SWP is suitable for individuals who are looking for a regular source of Income. In SWP, the withdrawal amount is fixed and the various intervals include monthly, quarterly, or weekly based on the individuals.
In SWP, individuals can choose the schemes that generally have a low level of risk. Some such schemes can be a liquid fund, ultra short-term fund, or other debt schemes. Additionally, individuals having high-risk appetite can choose to invest in Large cap funds. However, individuals whose risk appetite is high can choose to invest in large-cap funds under equity category. So, let us look at some of the best Mutual Fund schemes that can be chosen for SWP under Liquid Funds, ultra short-term funds, and large-cap funds.
Why Invest in SWP Mutual Funds?
SWP has numerous benefits. Some of the major benefits of SWP in Mutual Fund are as follows.
Fixed Income Flow
SWP is generally chosen by individuals seeking Fixed Income inflow such as retired individuals, people on sabbatical, and so on. Also, the investment in SWP generates returns based on the scheme’s performance.
Disciplined Withdrawal Habit
Since, the amount withdrawn from SWP in fixed, it creates a disciplined habit of withdrawal. As a consequence, this prevents Capital erosion on the investment in Mutual Funds.
Substitute for Pension
For retired individuals, SWP acts as a substitute for a pension. Therefore, retired individuals can assure themselves of some fixed returns.
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Best SWP Mutual Funds for FY 25 - 26
Liquid Funds
While doing SWP, one of the important objectives is to retain your capital position. Therefore, investors try to invest in schemes that carry a low-level of risk. Therefore, liquid funds are one of the preferable options as it carries the lowest level of risk. In addition, liquid funds help individuals to earn high returns as compared to savings Bank account. Moreover, people can do an instant Redemption in Mutual Funds. Therefore, liquid funds can be one of the investment options in case of SWP. Some of the Best Liquid Funds that can be chosen for investment are listed below as follows.
Fund NAV Net Assets (Cr) 1 MO (%) 3 MO (%) 6 MO (%) 1 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Invesco India Liquid Fund Growth ₹3,618.61
↑ 0.54 ₹14,240 0.5 1.5 3.3 7 7.4 5.78% 1M 9D 1M 9D Canara Robeco Liquid Growth ₹3,169.77
↑ 0.48 ₹6,577 0.5 1.5 3.3 7 7.4 5.76% 1M 5D 1M 7D Edelweiss Liquid Fund Growth ₹3,366.73
↑ 0.51 ₹8,323 0.5 1.5 3.3 7 7.3 5.76% 1M 16D 1M 16D Mirae Asset Cash Management Fund Growth ₹2,760.67
↑ 0.42 ₹13,634 0.5 1.5 3.3 6.9 7.3 5.77% 1M 6D 1M 7D LIC MF Liquid Fund Growth ₹4,758.77
↑ 0.67 ₹11,199 0.5 1.5 3.2 6.9 7.4 5.85% 1M 12D 1M 12D Bandhan Cash Fund Growth ₹3,179.63
↑ 0.47 ₹14,391 0.5 1.5 3.2 6.9 7.3 5.75% 1M 3D 1M 3D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary Invesco India Liquid Fund Canara Robeco Liquid Edelweiss Liquid Fund Mirae Asset Cash Management Fund LIC MF Liquid Fund Bandhan Cash Fund Point 1 Upper mid AUM (₹14,240 Cr). Bottom quartile AUM (₹6,577 Cr). Bottom quartile AUM (₹8,323 Cr). Upper mid AUM (₹13,634 Cr). Lower mid AUM (₹11,199 Cr). Highest AUM (₹14,391 Cr). Point 2 Established history (18+ yrs). Established history (17+ yrs). Established history (17+ yrs). Established history (16+ yrs). Oldest track record among peers (23 yrs). Established history (17+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 6.98% (top quartile). 1Y return: 6.98% (upper mid). 1Y return: 6.97% (upper mid). 1Y return: 6.95% (lower mid). 1Y return: 6.89% (bottom quartile). 1Y return: 6.88% (bottom quartile). Point 6 1M return: 0.47% (lower mid). 1M return: 0.47% (upper mid). 1M return: 0.47% (top quartile). 1M return: 0.47% (upper mid). 1M return: 0.46% (bottom quartile). 1M return: 0.46% (bottom quartile). Point 7 Sharpe: 3.63 (upper mid). Sharpe: 3.31 (lower mid). Sharpe: 3.64 (top quartile). Sharpe: 3.62 (upper mid). Sharpe: 3.14 (bottom quartile). Sharpe: 3.01 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: -0.08 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 5.78% (upper mid). Yield to maturity (debt): 5.76% (lower mid). Yield to maturity (debt): 5.76% (bottom quartile). Yield to maturity (debt): 5.77% (upper mid). Yield to maturity (debt): 5.85% (top quartile). Yield to maturity (debt): 5.75% (bottom quartile). Point 10 Modified duration: 0.11 yrs (lower mid). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.13 yrs (bottom quartile). Modified duration: 0.10 yrs (upper mid). Modified duration: 0.12 yrs (bottom quartile). Modified duration: 0.09 yrs (top quartile). Invesco India Liquid Fund
Canara Robeco Liquid
Edelweiss Liquid Fund
Mirae Asset Cash Management Fund
LIC MF Liquid Fund
Bandhan Cash Fund
Ultra Short Term Funds
Ultra short term funds are a notch above liquid funds. Individuals choosing this scheme have a marginally higher risk-appetite as compared to liquid funds. However, this scheme earns higher returns as compared to liquid funds. Ultra short-term fund invests its corpus in fixed income instruments whose maturity tenure is more than 91 days and less than one year. This scheme is suitable for short-term investments. Some of the best ultra short-term funds are listed below.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Ultra Short Term Fund Growth ₹27.9786
↑ 0.00 ₹16,382 1.7 3.9 7.5 7.1 7.5 6.63% 4M 24D 7M 6D SBI Magnum Ultra Short Duration Fund Growth ₹6,032.19
↑ 0.77 ₹15,902 1.6 3.8 7.4 7.1 7.4 6.13% 4M 20D 5M 12D Invesco India Ultra Short Term Fund Growth ₹2,722.74
↑ 0.42 ₹1,191 1.6 3.7 7.3 6.9 7.5 6.23% 5M 9D 5M 19D Kotak Savings Fund Growth ₹43.2821
↑ 0.00 ₹15,954 1.6 3.7 7.3 6.9 7.2 6.36% 5M 19D 6M Nippon India Ultra Short Duration Fund Growth ₹4,066.34
↑ 0.19 ₹10,252 1.6 3.7 7.2 6.9 7.2 6.72% 5M 12D 8M 1D UTI Ultra Short Term Fund Growth ₹4,278.03
↑ 0.58 ₹4,337 1.6 3.6 7.2 6.8 7.2 6.42% 5M 19D 6M 10D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Aug 25 Research Highlights & Commentary of 6 Funds showcased
Commentary ICICI Prudential Ultra Short Term Fund SBI Magnum Ultra Short Duration Fund Invesco India Ultra Short Term Fund Kotak Savings Fund Nippon India Ultra Short Duration Fund UTI Ultra Short Term Fund Point 1 Highest AUM (₹16,382 Cr). Upper mid AUM (₹15,902 Cr). Bottom quartile AUM (₹1,191 Cr). Upper mid AUM (₹15,954 Cr). Lower mid AUM (₹10,252 Cr). Bottom quartile AUM (₹4,337 Cr). Point 2 Established history (14+ yrs). Oldest track record among peers (26 yrs). Established history (14+ yrs). Established history (21+ yrs). Established history (23+ yrs). Established history (22+ yrs). Point 3 Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 2★ (bottom quartile). Top rated. Point 4 Risk profile: Moderate. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderately Low. Point 5 1Y return: 7.50% (top quartile). 1Y return: 7.40% (upper mid). 1Y return: 7.34% (upper mid). 1Y return: 7.25% (lower mid). 1Y return: 7.23% (bottom quartile). 1Y return: 7.18% (bottom quartile). Point 6 1M return: 0.47% (top quartile). 1M return: 0.45% (upper mid). 1M return: 0.45% (lower mid). 1M return: 0.44% (bottom quartile). 1M return: 0.45% (upper mid). 1M return: 0.43% (bottom quartile). Point 7 Sharpe: 2.80 (top quartile). Sharpe: 2.77 (upper mid). Sharpe: 2.75 (upper mid). Sharpe: 2.11 (bottom quartile). Sharpe: 2.22 (lower mid). Sharpe: 2.14 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.63% (upper mid). Yield to maturity (debt): 6.13% (bottom quartile). Yield to maturity (debt): 6.23% (bottom quartile). Yield to maturity (debt): 6.36% (lower mid). Yield to maturity (debt): 6.72% (top quartile). Yield to maturity (debt): 6.42% (upper mid). Point 10 Modified duration: 0.40 yrs (upper mid). Modified duration: 0.39 yrs (top quartile). Modified duration: 0.44 yrs (upper mid). Modified duration: 0.47 yrs (bottom quartile). Modified duration: 0.45 yrs (lower mid). Modified duration: 0.47 yrs (bottom quartile). ICICI Prudential Ultra Short Term Fund
SBI Magnum Ultra Short Duration Fund
Invesco India Ultra Short Term Fund
Kotak Savings Fund
Nippon India Ultra Short Duration Fund
UTI Ultra Short Term Fund
Large Cap Mutual Funds
Large Cap Mutual Funds in case of SWP is suitable for individuals who wish to invest in Equity Funds. However, it is possible to avoid equity funds while opting for SWP option. Though the Volatility in case of large-cap funds in less compared to other equity funds, yet; the returns are not guaranteed. However, they are good for a long-term investment option. Some of the best schemes under large-cap category are as follows.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) IDBI India Top 100 Equity Fund Growth ₹44.16
↑ 0.05 ₹655 9.2 12.5 15.4 21.9 12.6 JM Core 11 Fund Growth ₹19.7027
↓ -0.05 ₹284 3.2 9.8 -6.3 19.4 19.4 24.3 DSP TOP 100 Equity Growth ₹470.014
↓ -3.02 ₹6,399 0.4 8.5 2.1 17.9 18.5 20.5 Invesco India Largecap Fund Growth ₹69.16
↓ -0.30 ₹1,528 2.3 13.7 0.1 16.8 18.9 20 Bandhan Large Cap Fund Growth ₹77.425
↓ -0.38 ₹1,917 4.1 13.2 0.5 16.5 18.1 18.7 JM Large Cap Fund Growth ₹153.238
↓ -0.62 ₹511 3.3 9.6 -7.9 16.2 16.9 15.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 6 Funds showcased
Commentary IDBI India Top 100 Equity Fund JM Core 11 Fund DSP TOP 100 Equity Invesco India Largecap Fund Bandhan Large Cap Fund JM Large Cap Fund Point 1 Lower mid AUM (₹655 Cr). Bottom quartile AUM (₹284 Cr). Highest AUM (₹6,399 Cr). Upper mid AUM (₹1,528 Cr). Upper mid AUM (₹1,917 Cr). Bottom quartile AUM (₹511 Cr). Point 2 Established history (13+ yrs). Established history (17+ yrs). Established history (22+ yrs). Established history (16+ yrs). Established history (19+ yrs). Oldest track record among peers (30 yrs). Point 3 Rating: 3★ (upper mid). Top rated. Rating: 2★ (lower mid). Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 12.61% (bottom quartile). 5Y return: 19.44% (top quartile). 5Y return: 18.54% (upper mid). 5Y return: 18.91% (upper mid). 5Y return: 18.11% (lower mid). 5Y return: 16.90% (bottom quartile). Point 6 3Y return: 21.88% (top quartile). 3Y return: 19.42% (upper mid). 3Y return: 17.88% (upper mid). 3Y return: 16.77% (lower mid). 3Y return: 16.54% (bottom quartile). 3Y return: 16.24% (bottom quartile). Point 7 1Y return: 15.39% (top quartile). 1Y return: -6.31% (bottom quartile). 1Y return: 2.13% (upper mid). 1Y return: 0.12% (lower mid). 1Y return: 0.46% (upper mid). 1Y return: -7.87% (bottom quartile). Point 8 Alpha: 2.11 (upper mid). Alpha: -4.99 (bottom quartile). Alpha: 0.42 (lower mid). Alpha: 2.28 (top quartile). Alpha: 2.24 (upper mid). Alpha: -9.76 (bottom quartile). Point 9 Sharpe: 1.09 (top quartile). Sharpe: -0.75 (bottom quartile). Sharpe: -0.38 (lower mid). Sharpe: -0.32 (upper mid). Sharpe: -0.26 (upper mid). Sharpe: -1.07 (bottom quartile). Point 10 Information ratio: 0.14 (bottom quartile). Information ratio: 0.40 (upper mid). Information ratio: 0.84 (top quartile). Information ratio: 0.62 (upper mid). Information ratio: 0.32 (lower mid). Information ratio: 0.16 (bottom quartile). IDBI India Top 100 Equity Fund
JM Core 11 Fund
DSP TOP 100 Equity
Invesco India Largecap Fund
Bandhan Large Cap Fund
JM Large Cap Fund
The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However
there can be no assurance that the investment objective under the Scheme will be realized. Below is the key information for IDBI India Top 100 Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies. Research Highlights for JM Core 11 Fund Below is the key information for JM Core 11 Fund Returns up to 1 year are on The Fund is seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed in India. Research Highlights for DSP TOP 100 Equity Below is the key information for DSP TOP 100 Equity Returns up to 1 year are on (Erstwhile Invesco India Business Leaders Fund) To generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives of companies which in our opinion are leaders in their respective industry or industry segment. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Invesco India Largecap Fund Below is the key information for Invesco India Largecap Fund Returns up to 1 year are on (Erstwhile IDFC Equity Fund) The investment objective of the scheme is to seek to generate
capital growth from a portfolio of predominantly equity and equity
related instruments (including Equity Derivatives). The scheme
may also invest in debt & money market instruments to generate
reasonable income. However there is no assurance or guarantee that the objectives of the scheme will be realized. Research Highlights for Bandhan Large Cap Fund Below is the key information for Bandhan Large Cap Fund Returns up to 1 year are on (Erstwhile JM Equity Fund) The scheme seeks to provide optimum capital growth and appreciation. Research Highlights for JM Large Cap Fund Below is the key information for JM Large Cap Fund Returns up to 1 year are on 1. IDBI India Top 100 Equity Fund
IDBI India Top 100 Equity Fund
Growth Launch Date 15 May 12 NAV (28 Jul 23) ₹44.16 ↑ 0.05 (0.11 %) Net Assets (Cr) ₹655 on 30 Jun 23 Category Equity - Large Cap AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.47 Sharpe Ratio 1.09 Information Ratio 0.14 Alpha Ratio 2.11 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,880 31 Jul 22 ₹16,066 Returns for IDBI India Top 100 Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 3% 3 Month 9.2% 6 Month 12.5% 1 Year 15.4% 3 Year 21.9% 5 Year 12.6% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI India Top 100 Equity Fund
Name Since Tenure Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. JM Core 11 Fund
JM Core 11 Fund
Growth Launch Date 5 Mar 08 NAV (22 Aug 25) ₹19.7027 ↓ -0.05 (-0.24 %) Net Assets (Cr) ₹284 on 31 Jul 25 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.38 Sharpe Ratio -0.75 Information Ratio 0.4 Alpha Ratio -4.99 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹13,521 31 Jul 22 ₹14,711 31 Jul 23 ₹18,218 31 Jul 24 ₹26,877 31 Jul 25 ₹25,030 Returns for JM Core 11 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 3.2% 6 Month 9.8% 1 Year -6.3% 3 Year 19.4% 5 Year 19.4% 10 Year 15 Year Since launch 4% Historical performance (Yearly) on absolute basis
Year Returns 2024 24.3% 2023 32.9% 2022 7.1% 2021 16.3% 2020 6.3% 2019 10.6% 2018 -5% 2017 43.1% 2016 11.1% 2015 -2.4% Fund Manager information for JM Core 11 Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.83 Yr. Asit Bhandarkar 25 Feb 09 16.44 Yr. Ruchi Fozdar 4 Oct 24 0.82 Yr. Deepak Gupta 11 Apr 25 0.31 Yr. Data below for JM Core 11 Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Consumer Cyclical 25.99% Financial Services 24.93% Industrials 15.32% Technology 14.32% Health Care 6.67% Communication Services 4.84% Basic Materials 2.98% Real Estate 2.26% Asset Allocation
Asset Class Value Cash 2.69% Equity 97.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 11 | LT5% ₹14 Cr 38,507 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 24 | BHARTIARTL5% ₹14 Cr 70,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | HDFCBANK5% ₹13 Cr 67,000 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | 5002515% ₹13 Cr 21,109 Titan Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | TITAN4% ₹12 Cr 33,600 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 23 | AMBER4% ₹12 Cr 18,298 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 28 Feb 25 | EICHERMOT4% ₹11 Cr 20,000 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 25 | CHOLAFIN4% ₹11 Cr 69,000
↓ -17,661 Oracle Financial Services Software Ltd (Technology)
Equity, Since 30 Jun 25 | OFSS4% ₹11 Cr 12,000
↑ 12,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | 5321744% ₹11 Cr 74,000
↓ -16,000 3. DSP TOP 100 Equity
DSP TOP 100 Equity
Growth Launch Date 10 Mar 03 NAV (22 Aug 25) ₹470.014 ↓ -3.02 (-0.64 %) Net Assets (Cr) ₹6,399 on 31 Jul 25 Category Equity - Large Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 1.94 Sharpe Ratio -0.38 Information Ratio 0.84 Alpha Ratio 0.42 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,376 31 Jul 22 ₹14,326 31 Jul 23 ₹17,025 31 Jul 24 ₹23,537 31 Jul 25 ₹23,905 Returns for DSP TOP 100 Equity
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -1.4% 3 Month 0.4% 6 Month 8.5% 1 Year 2.1% 3 Year 17.9% 5 Year 18.5% 10 Year 15 Year Since launch 18.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.5% 2023 26.6% 2022 1.4% 2021 19.5% 2020 7.5% 2019 14.8% 2018 -2.7% 2017 26.5% 2016 4.9% 2015 -2.3% Fund Manager information for DSP TOP 100 Equity
Name Since Tenure Abhishek Singh 1 Jun 22 3.17 Yr. Data below for DSP TOP 100 Equity as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 43.32% Consumer Cyclical 13.11% Health Care 7.46% Utility 6.05% Technology 5.97% Consumer Defensive 4.63% Energy 3.71% Communication Services 1.47% Basic Materials 1.31% Industrials 0.96% Asset Allocation
Asset Class Value Cash 12.02% Equity 87.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK10% ₹603 Cr 3,012,701
↑ 157,620 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 16 | 5321748% ₹495 Cr 3,420,782 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | M&M5% ₹319 Cr 1,002,342 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 21 | ITC5% ₹293 Cr 7,025,441 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | 5322155% ₹285 Cr 2,375,515 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 24 | KOTAKBANK4% ₹283 Cr 1,306,305 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE4% ₹279 Cr 1,520,172 NTPC Ltd (Utilities)
Equity, Since 30 Nov 23 | 5325554% ₹261 Cr 7,808,293
↑ 1,417,893 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Jun 22 | 5000344% ₹257 Cr 2,745,150
↑ 2,196,120 Cipla Ltd (Healthcare)
Equity, Since 30 Jun 20 | 5000874% ₹240 Cr 1,594,830 4. Invesco India Largecap Fund
Invesco India Largecap Fund
Growth Launch Date 21 Aug 09 NAV (22 Aug 25) ₹69.16 ↓ -0.30 (-0.43 %) Net Assets (Cr) ₹1,528 on 31 Jul 25 Category Equity - Large Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.1 Sharpe Ratio -0.32 Information Ratio 0.62 Alpha Ratio 2.28 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹14,336 31 Jul 22 ₹14,928 31 Jul 23 ₹17,350 31 Jul 24 ₹24,031 31 Jul 25 ₹23,978 Returns for Invesco India Largecap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -1% 3 Month 2.3% 6 Month 13.7% 1 Year 0.1% 3 Year 16.8% 5 Year 18.9% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 20% 2023 27.8% 2022 -3% 2021 32.5% 2020 14.1% 2019 10.5% 2018 -0.4% 2017 28.3% 2016 2.8% 2015 4.6% Fund Manager information for Invesco India Largecap Fund
Name Since Tenure Amit Nigam 3 Sep 20 4.91 Yr. Hiten Jain 1 Dec 23 1.67 Yr. Data below for Invesco India Largecap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 30.78% Consumer Cyclical 17.75% Technology 11.8% Industrials 9.37% Health Care 6.67% Energy 6.18% Consumer Defensive 5.23% Communication Services 4.13% Basic Materials 2.57% Real Estate 2.12% Utility 2.1% Asset Allocation
Asset Class Value Cash 1.29% Equity 98.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | HDFCBANK8% ₹130 Cr 649,254
↓ -12,213 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | 5321747% ₹104 Cr 718,081
↓ -29,020 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY6% ₹94 Cr 586,700
↑ 140,112 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL4% ₹64 Cr 320,404 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE4% ₹64 Cr 424,891 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | 5000344% ₹59 Cr 624,890
↑ 495,374 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 25 | KOTAKBANK3% ₹47 Cr 219,008 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | 5322153% ₹45 Cr 372,088 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | EICHERMOT3% ₹42 Cr 74,457 Titan Co Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | TITAN3% ₹42 Cr 114,075 5. Bandhan Large Cap Fund
Bandhan Large Cap Fund
Growth Launch Date 9 Jun 06 NAV (22 Aug 25) ₹77.425 ↓ -0.38 (-0.49 %) Net Assets (Cr) ₹1,917 on 31 Jul 25 Category Equity - Large Cap AMC IDFC Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.07 Sharpe Ratio -0.26 Information Ratio 0.32 Alpha Ratio 2.24 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹13,803 31 Jul 22 ₹14,755 31 Jul 23 ₹16,825 31 Jul 24 ₹23,013 31 Jul 25 ₹23,369 Returns for Bandhan Large Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0% 3 Month 4.1% 6 Month 13.2% 1 Year 0.5% 3 Year 16.5% 5 Year 18.1% 10 Year 15 Year Since launch 11.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.7% 2023 26.8% 2022 -2.3% 2021 26.8% 2020 17.4% 2019 10.6% 2018 -4.2% 2017 34.2% 2016 5.3% 2015 -5.7% Fund Manager information for Bandhan Large Cap Fund
Name Since Tenure Manish Gunwani 2 Dec 24 0.66 Yr. Prateek Poddar 2 Dec 24 0.66 Yr. Ritika Behera 7 Oct 23 1.82 Yr. Gaurav Satra 7 Jun 24 1.15 Yr. Data below for Bandhan Large Cap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 30.14% Technology 13.03% Consumer Cyclical 11.91% Energy 7.83% Industrials 6.99% Basic Materials 6.5% Health Care 6.44% Consumer Defensive 5.28% Utility 4.84% Real Estate 3.26% Communication Services 2.65% Asset Allocation
Asset Class Value Cash 1.12% Equity 98.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 07 | HDFCBANK10% ₹185 Cr 923,434
↑ 29,147 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5321748% ₹156 Cr 1,077,070
↑ 40,680 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE8% ₹151 Cr 1,005,914
↓ -5,096 Infosys Ltd (Technology)
Equity, Since 31 Aug 11 | INFY4% ₹78 Cr 487,977
↑ 125,103 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 22 | 5322154% ₹75 Cr 623,157
↓ -91,608 NTPC Ltd (Utilities)
Equity, Since 31 Dec 24 | 5325553% ₹62 Cr 1,840,360
↑ 47,358 Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | 5433203% ₹52 Cr 1,965,929
↓ -85,047 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | M&M3% ₹51 Cr 161,432
↓ -6,950 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL3% ₹51 Cr 253,999
↓ -7,153 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS3% ₹50 Cr 143,688
↓ -66,055 6. JM Large Cap Fund
JM Large Cap Fund
Growth Launch Date 1 Apr 95 NAV (22 Aug 25) ₹153.238 ↓ -0.62 (-0.40 %) Net Assets (Cr) ₹511 on 31 Jul 25 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.36 Sharpe Ratio -1.07 Information Ratio 0.16 Alpha Ratio -9.76 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹13,122 31 Jul 22 ₹13,948 31 Jul 23 ₹16,512 31 Jul 24 ₹24,316 31 Jul 25 ₹21,901 Returns for JM Large Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month -0.2% 3 Month 3.3% 6 Month 9.6% 1 Year -7.9% 3 Year 16.2% 5 Year 16.9% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.1% 2023 29.6% 2022 3.4% 2021 23.2% 2020 18.1% 2019 4.9% 2018 0.8% 2017 20.9% 2016 1.8% 2015 -1.3% Fund Manager information for JM Large Cap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.95 Yr. Asit Bhandarkar 5 Oct 17 7.83 Yr. Ruchi Fozdar 4 Oct 24 0.82 Yr. Deepak Gupta 27 Jan 25 0.51 Yr. Data below for JM Large Cap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 32.95% Technology 11.86% Industrials 11.2% Consumer Cyclical 10.92% Communication Services 7.63% Basic Materials 6.25% Health Care 5.43% Energy 4.71% Utility 4.55% Consumer Defensive 2.71% Real Estate 1.07% Asset Allocation
Asset Class Value Cash 0.72% Equity 99.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | HDFCBANK7% ₹36 Cr 181,472
↓ -26,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL5% ₹27 Cr 133,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | 5321745% ₹26 Cr 177,087 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 25 | LT4% ₹22 Cr 60,500 Infosys Ltd (Technology)
Equity, Since 30 Apr 15 | INFY4% ₹21 Cr 133,498 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 25 | RELIANCE4% ₹20 Cr 135,000
↑ 35,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 25 | 5322153% ₹18 Cr 152,000
↑ 42,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN3% ₹16 Cr 197,397
↓ -26,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 25 | INDIGO3% ₹14 Cr 23,500
↑ 8,000 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 25 | HDFCLIFE2% ₹13 Cr 162,400
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Research Highlights for IDBI India Top 100 Equity Fund