সেরা বক্স SIP মিউচুয়াল ফান্ড 2022

Updated on February 15, 2026 , 25738 views

বক্সচুমুক সবচেয়ে কার্যকর উপায় একমিউচুয়াল ফান্ডে বিনিয়োগ করুন স্কিম একটি এসআইপি-তে, আপনি আপনার মাসিক বিনিয়োগ স্বয়ংক্রিয়ভাবে করেন। আপনি নির্দিষ্ট মাসিক কিস্তিতে নির্দিষ্ট সময়ের মধ্যে আপনার মিউচুয়াল ফান্ড বিনিয়োগ ছড়িয়ে দিতে পারেন। অতএব, আপনি নিয়মিত বিরতিতে মাসিক অল্প পরিমাণ অর্থ বিনিয়োগ করতে পারেন এবং আপনার অর্জন করতে পারেনআর্থিক লক্ষ্য. গোলের মতোঅবসর পরিকল্পনা, বিবাহ, একটি বাড়ি/গাড়ি ক্রয়, একটি SIP রুট গ্রহণ করে পূরণ করা যেতে পারে। এর বিনিয়োগ শৈলীর কারণে, SIP বিনিয়োগ করার জন্য একটি দুর্দান্ত হাতিয়ারইক্যুইটি. এটা ইক্যুইটি এর ক্ষতির ভারসাম্যবাজার. বাজারের অশান্ত অবস্থার মধ্যেও এটি স্থিতিশীলতা নিশ্চিত করে। SIP-এর অন্যান্য সুবিধাগুলির মধ্যে কয়েকটি হল:

রুপি খরচ গড়
যৌগিক শক্তি
বাজার সময় প্রয়োজন নেই
দীর্ঘমেয়াদী সঞ্চয়ের অভ্যাস গড়ে তোলে

বিনিয়োগকারীরা যারা আগ্রহীএকটি এসআইপিতে বিনিয়োগ করুন, এখানে কিছু সেরা কোটাক এসআইপি রয়েছেযৌথ পুঁজি 2022-এর জন্য। এই তহবিলগুলি AUM-এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন, ইত্যাদি

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ইক্যুইটির জন্য কোটাক মিউচুয়াল ফান্ডের সেরা এসআইপি ফান্ড

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Kotak Emerging Equity Scheme Growth	₹138.119 ↑ 0.88	₹60,637	1,000	0.3	1.4	21.8	21.8	19.6	1.8
Kotak India EQ Contra Fund Growth	₹157.579 ↑ 0.63	₹5,136	1,000	1.9	5.2	19.5	21.3	17.1	7.4
Kotak Infrastructure & Economic Reform Fund Growth	₹67.016 ↑ 0.65	₹2,353	1,000	1.6	3.6	22.4	20.4	22.2	-3.7
Kotak Equity Opportunities Fund Growth	₹361.242 ↑ 1.19	₹30,039	1,000	2.8	6.4	20.9	20.2	17.2	5.6
Kotak Global Emerging Market Fund Growth	₹34.401 ↓ -0.04	₹256	1,000	15	27.4	47.2	19.9	6.4	39.1
Kotak Standard Multicap Fund Growth	₹88.868 ↑ 0.32	₹56,460	500	1.8	5.1	20.5	17.9	14.1	9.5
Kotak Tax Saver Fund Growth	₹118.155 ↑ 0.26	₹6,452	500	0.1	3	15	16.2	14.8	1.8
Kotak Bluechip Fund Growth	₹594.688 ↑ 2.55	₹11,087	100	0.5	4.4	15.6	15.8	13.2	8.7
Kotak Small Cap Fund Growth	₹248.228 ↑ 1.51	₹17,258	1,000	-2.7	-4.6	10.3	15.2	16.7	-9.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Feb 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	Kotak Emerging Equity Scheme	Kotak India EQ Contra Fund	Kotak Infrastructure & Economic Reform Fund	Kotak Equity Opportunities Fund	Kotak Global Emerging Market Fund	Kotak Standard Multicap Fund	Kotak Tax Saver Fund	Kotak Bluechip Fund	Kotak Small Cap Fund
Point 1	Highest AUM (₹60,637 Cr).	Bottom quartile AUM (₹5,136 Cr).	Bottom quartile AUM (₹2,353 Cr).	Upper mid AUM (₹30,039 Cr).	Bottom quartile AUM (₹256 Cr).	Top quartile AUM (₹56,460 Cr).	Lower mid AUM (₹6,452 Cr).	Lower mid AUM (₹11,087 Cr).	Upper mid AUM (₹17,258 Cr).
Point 2	Established history (18+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Established history (21+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Oldest track record among peers (27 yrs).	Established history (21+ yrs).
Point 3	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 5★ (top quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 19.60% (top quartile).	5Y return: 17.13% (upper mid).	5Y return: 22.20% (top quartile).	5Y return: 17.19% (upper mid).	5Y return: 6.39% (bottom quartile).	5Y return: 14.09% (bottom quartile).	5Y return: 14.81% (lower mid).	5Y return: 13.19% (bottom quartile).	5Y return: 16.68% (lower mid).
Point 6	3Y return: 21.85% (top quartile).	3Y return: 21.30% (top quartile).	3Y return: 20.44% (upper mid).	3Y return: 20.19% (upper mid).	3Y return: 19.95% (lower mid).	3Y return: 17.85% (lower mid).	3Y return: 16.15% (bottom quartile).	3Y return: 15.75% (bottom quartile).	3Y return: 15.17% (bottom quartile).
Point 7	1Y return: 21.83% (upper mid).	1Y return: 19.49% (lower mid).	1Y return: 22.44% (top quartile).	1Y return: 20.94% (upper mid).	1Y return: 47.19% (top quartile).	1Y return: 20.48% (lower mid).	1Y return: 14.97% (bottom quartile).	1Y return: 15.61% (bottom quartile).	1Y return: 10.34% (bottom quartile).
Point 8	Alpha: -3.77 (lower mid).	Alpha: -0.26 (top quartile).	Alpha: -18.36 (bottom quartile).	Alpha: -2.40 (lower mid).	Alpha: -1.28 (upper mid).	Alpha: 1.61 (top quartile).	Alpha: -5.73 (bottom quartile).	Alpha: -1.48 (upper mid).	Alpha: -5.53 (bottom quartile).
Point 9	Sharpe: -0.11 (lower mid).	Sharpe: 0.16 (upper mid).	Sharpe: -0.27 (bottom quartile).	Sharpe: 0.04 (lower mid).	Sharpe: 2.58 (top quartile).	Sharpe: 0.28 (top quartile).	Sharpe: -0.19 (bottom quartile).	Sharpe: 0.25 (upper mid).	Sharpe: -0.61 (bottom quartile).
Point 10	Information ratio: -0.44 (bottom quartile).	Information ratio: 1.40 (top quartile).	Information ratio: -0.25 (lower mid).	Information ratio: -0.05 (upper mid).	Information ratio: -0.50 (bottom quartile).	Information ratio: -0.04 (upper mid).	Information ratio: -0.35 (lower mid).	Information ratio: 0.46 (top quartile).	Information ratio: -0.86 (bottom quartile).

Kotak Emerging Equity Scheme

Highest AUM (₹60,637 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.60% (top quartile).
3Y return: 21.85% (top quartile).
1Y return: 21.83% (upper mid).
Alpha: -3.77 (lower mid).
Sharpe: -0.11 (lower mid).
Information ratio: -0.44 (bottom quartile).

Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,136 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.13% (upper mid).
3Y return: 21.30% (top quartile).
1Y return: 19.49% (lower mid).
Alpha: -0.26 (top quartile).
Sharpe: 0.16 (upper mid).
Information ratio: 1.40 (top quartile).

Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,353 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 22.20% (top quartile).
3Y return: 20.44% (upper mid).
1Y return: 22.44% (top quartile).
Alpha: -18.36 (bottom quartile).
Sharpe: -0.27 (bottom quartile).
Information ratio: -0.25 (lower mid).

Kotak Equity Opportunities Fund

Upper mid AUM (₹30,039 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.19% (upper mid).
3Y return: 20.19% (upper mid).
1Y return: 20.94% (upper mid).
Alpha: -2.40 (lower mid).
Sharpe: 0.04 (lower mid).
Information ratio: -0.05 (upper mid).

Kotak Global Emerging Market Fund

Bottom quartile AUM (₹256 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 6.39% (bottom quartile).
3Y return: 19.95% (lower mid).
1Y return: 47.19% (top quartile).
Alpha: -1.28 (upper mid).
Sharpe: 2.58 (top quartile).
Information ratio: -0.50 (bottom quartile).

Kotak Standard Multicap Fund

Top quartile AUM (₹56,460 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 14.09% (bottom quartile).
3Y return: 17.85% (lower mid).
1Y return: 20.48% (lower mid).
Alpha: 1.61 (top quartile).
Sharpe: 0.28 (top quartile).
Information ratio: -0.04 (upper mid).

Kotak Tax Saver Fund

Lower mid AUM (₹6,452 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.81% (lower mid).
3Y return: 16.15% (bottom quartile).
1Y return: 14.97% (bottom quartile).
Alpha: -5.73 (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: -0.35 (lower mid).

Kotak Bluechip Fund

Lower mid AUM (₹11,087 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.19% (bottom quartile).
3Y return: 15.75% (bottom quartile).
1Y return: 15.61% (bottom quartile).
Alpha: -1.48 (upper mid).
Sharpe: 0.25 (upper mid).
Information ratio: 0.46 (top quartile).

Kotak Small Cap Fund

Upper mid AUM (₹17,258 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.68% (lower mid).
3Y return: 15.17% (bottom quartile).
1Y return: 10.34% (bottom quartile).
Alpha: -5.53 (bottom quartile).
Sharpe: -0.61 (bottom quartile).
Information ratio: -0.86 (bottom quartile).

1. Kotak Emerging Equity Scheme

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid and small cap companies.

Research Highlights for Kotak Emerging Equity Scheme

Highest AUM (₹60,637 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.60% (top quartile).
3Y return: 21.85% (top quartile).
1Y return: 21.83% (upper mid).
Alpha: -3.77 (lower mid).
Sharpe: -0.11 (lower mid).
Information ratio: -0.44 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding GE Vernova T&D India Ltd (~4.5%).

Below is the key information for Kotak Emerging Equity Scheme

Kotak Emerging Equity Scheme Growth
Launch Date	30 Mar 07
NAV (18 Feb 26)	₹138.119 ↑ 0.88 (0.64 %)
Net Assets (Cr)	₹60,637 on 31 Dec 25
Category	Equity - Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	-0.11
Information Ratio	-0.44
Alpha Ratio	-3.77
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-2 Years (1%),2 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹14,391
31 Jan 23	₹14,923
31 Jan 24	₹20,206
31 Jan 25	₹24,494
31 Jan 26	₹26,379

Kotak Emerging Equity Scheme SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Kotak Emerging Equity Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	2.9%
3 Month	0.3%
6 Month	1.4%
1 Year	21.8%
3 Year	21.8%
5 Year	19.6%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1.8%
2023	33.6%
2022	31.5%
2021	5.1%
2020	47.3%
2019	21.9%
2018	8.9%
2017	-11.7%
2016	43%
2015	10.4%

Fund Manager information for Kotak Emerging Equity Scheme

Name	Since	Tenure
Atul Bhole	22 Jan 24	2.03 Yr.

Data below for Kotak Emerging Equity Scheme as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	25.06%
Industrials	15.38%
Consumer Cyclical	15.06%
Basic Materials	13.19%
Health Care	12.32%
Technology	12.19%
Communication Services	1.94%
Real Estate	1.8%
Energy	1.61%
Consumer Defensive	0.45%

Asset Allocation

Asset Class	Value
Cash	0.64%
Equity	99.36%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Nov 24 \| GVT&D	4%	₹2,631 Cr	8,144,322
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| FORTIS	4%	₹2,342 Cr	27,504,722 ↑ 2,780,379
Mphasis Ltd (Technology) Equity, Since 31 Jan 24 \| MPHASIS	4%	₹2,144 Cr	7,771,095
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Mar 21 \| IPCALAB	3%	₹1,766 Cr	12,005,038
Indian Bank (Financial Services) Equity, Since 30 Jun 25 \| INDIANB	3%	₹1,590 Cr	17,438,497
Bharat Electronics Ltd (Industrials) Equity, Since 31 Dec 18 \| BEL	3%	₹1,508 Cr	33,587,745
Vishal Mega Mart Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| VMM	2%	₹1,396 Cr	110,859,899
KEI Industries Ltd (Industrials) Equity, Since 31 Oct 24 \| KEI	2%	₹1,340 Cr	3,333,420 ↑ 100,000
JK Cement Ltd (Basic Materials) Equity, Since 31 Mar 20 \| JKCEMENT	2%	₹1,340 Cr	2,426,390
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 11 \| SOLARINDS	2%	₹1,329 Cr	985,817

2. Kotak India EQ Contra Fund

(Erstwhile Kotak Classic Equity Fund)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,136 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.13% (upper mid).
3Y return: 21.30% (top quartile).
1Y return: 19.49% (lower mid).
Alpha: -0.26 (top quartile).
Sharpe: 0.16 (upper mid).
Information ratio: 1.40 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~6.3%).

Below is the key information for Kotak India EQ Contra Fund

Kotak India EQ Contra Fund Growth
Launch Date	27 Jul 05
NAV (18 Feb 26)	₹157.579 ↑ 0.63 (0.40 %)
Net Assets (Cr)	₹5,136 on 31 Dec 25
Category	Equity - Contra
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	0.16
Information Ratio	1.4
Alpha Ratio	-0.26
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,244
31 Jan 23	₹13,866
31 Jan 24	₹19,724
31 Jan 25	₹22,001
31 Jan 26	₹24,268

Kotak India EQ Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Kotak India EQ Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	1.6%
3 Month	1.9%
6 Month	5.2%
1 Year	19.5%
3 Year	21.3%
5 Year	17.1%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	22.1%
2022	35%
2021	7.4%
2020	30.2%
2019	15.2%
2018	10%
2017	2.6%
2016	35.4%
2015	7.1%

Fund Manager information for Kotak India EQ Contra Fund

Name	Since	Tenure
Shibani Kurian	9 May 19	6.74 Yr.

Data below for Kotak India EQ Contra Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	34.3%
Technology	10.62%
Industrials	10.25%
Consumer Cyclical	10.21%
Health Care	9.73%
Basic Materials	9.54%
Energy	4.82%
Consumer Defensive	4.04%
Communication Services	2.78%
Utility	2.51%

Asset Allocation

Asset Class	Value
Cash	1.21%
Equity	98.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| HDFCBANK	6%	₹318 Cr	3,426,864
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| ICICIBANK	5%	₹237 Cr	1,748,051
State Bank of India (Financial Services) Equity, Since 31 Oct 16 \| SBIN	4%	₹204 Cr	1,897,000
Infosys Ltd (Technology) Equity, Since 31 Oct 10 \| INFY	4%	₹186 Cr	1,135,075
Tech Mahindra Ltd (Technology) Equity, Since 30 Jun 23 \| TECHM	3%	₹163 Cr	937,000 ↓ -60,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹161 Cr	1,579,305
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 08 \| RELIANCE	3%	₹158 Cr	1,131,648 ↑ 125,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Oct 22 \| HEROMOTOCO	3%	₹146 Cr	264,700
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	3%	₹141 Cr	717,149
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 14 \| MARUTI	3%	₹133 Cr	90,798

3. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,353 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 22.20% (top quartile).
3Y return: 20.44% (upper mid).
1Y return: 22.44% (top quartile).
Alpha: -18.36 (bottom quartile).
Sharpe: -0.27 (bottom quartile).
Information ratio: -0.25 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding Larsen & Toubro Ltd (~10.7%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (18 Feb 26)	₹67.016 ↑ 0.65 (0.97 %)
Net Assets (Cr)	₹2,353 on 31 Dec 25
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.27
Information Ratio	-0.25
Alpha Ratio	-18.36
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹15,429
31 Jan 23	₹17,551
31 Jan 24	₹25,679
31 Jan 25	₹29,542
31 Jan 26	₹30,021

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	5.7%
3 Month	1.6%
6 Month	3.6%
1 Year	22.4%
3 Year	20.4%
5 Year	22.2%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	32.4%
2022	37.3%
2021	15.6%
2020	57.3%
2019	3.4%
2018	3.6%
2017	-19.6%
2016	45.3%
2015	9.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	2.34 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	47.49%
Basic Materials	13.1%
Communication Services	11.04%
Consumer Cyclical	10.26%
Energy	7.01%
Financial Services	3.25%
Utility	2.42%
Technology	2.35%
Real Estate	1.96%
Health Care	0.84%

Asset Allocation

Asset Class	Value
Cash	0.28%
Equity	99.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	11%	₹241 Cr	612,000 ↑ 54,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	7%	₹149 Cr	755,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	5%	₹111 Cr	792,000 ↓ -72,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jul 25 \| INDUSTOWER	4%	₹100 Cr	2,250,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| ULTRACEMCO	3%	₹76 Cr	60,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| SHREECEM	3%	₹73 Cr	27,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	3%	₹73 Cr	54,000
VST Tillers Tractors Ltd (Industrials) Equity, Since 30 Apr 24 \| VSTTILLERS	3%	₹72 Cr	130,659
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹72 Cr	630,000
Bosch Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| BOSCHLTD	3%	₹64 Cr	17,500

4. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Equity Opportunities Fund

Upper mid AUM (₹30,039 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.19% (upper mid).
3Y return: 20.19% (upper mid).
1Y return: 20.94% (upper mid).
Alpha: -2.40 (lower mid).
Sharpe: 0.04 (lower mid).
Information ratio: -0.05 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~6.0%).

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund Growth
Launch Date	9 Sep 04
NAV (18 Feb 26)	₹361.242 ↑ 1.19 (0.33 %)
Net Assets (Cr)	₹30,039 on 31 Dec 25
Category	Equity - Large & Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	0.04
Information Ratio	-0.05
Alpha Ratio	-2.4
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,212
31 Jan 23	₹13,754
31 Jan 24	₹18,432
31 Jan 25	₹21,134
31 Jan 26	₹23,581

Kotak Equity Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	2.7%
3 Month	2.8%
6 Month	6.4%
1 Year	20.9%
3 Year	20.2%
5 Year	17.2%
10 Year
15 Year
Since launch	18.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.6%
2023	24.2%
2022	29.3%
2021	7%
2020	30.4%
2019	16.5%
2018	13.2%
2017	-5.6%
2016	34.9%
2015	9.6%

Fund Manager information for Kotak Equity Opportunities Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13.5 Yr.

Data below for Kotak Equity Opportunities Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	29.59%
Industrials	16.54%
Consumer Cyclical	12.56%
Basic Materials	11.94%
Technology	7.29%
Health Care	7.15%
Energy	5.31%
Communication Services	2.92%
Utility	2.4%
Consumer Defensive	1.48%
Real Estate	0.8%

Asset Allocation

Asset Class	Value
Cash	0.99%
Equity	99.01%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	6%	₹1,812 Cr	19,500,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹1,346 Cr	12,500,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 18 \| BEL	4%	₹1,257 Cr	28,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	3%	₹958 Cr	35,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	3%	₹949 Cr	7,000,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	3%	₹875 Cr	5,330,405
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| AXISBANK	3%	₹850 Cr	6,200,000
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 16 \| COROMANDEL	2%	₹742 Cr	3,250,001
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	2%	₹727 Cr	1,850,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	2%	₹719 Cr	3,650,000

5. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Bottom quartile AUM (₹256 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 6.39% (bottom quartile).
3Y return: 19.95% (lower mid).
1Y return: 47.19% (top quartile).
Alpha: -1.28 (upper mid).
Sharpe: 2.58 (top quartile).
Information ratio: -0.50 (bottom quartile).
Higher exposure to Technology vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~92%).
Largest holding CI Emerging Markets Class A (~97.6%).
Top-3 holdings concentration ~100.0%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (17 Feb 26)	₹34.401 ↓ -0.04 (-0.11 %)
Net Assets (Cr)	₹256 on 31 Dec 25
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	2.58
Information Ratio	-0.5
Alpha Ratio	-1.28
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹9,475
31 Jan 23	₹8,803
31 Jan 24	₹8,905
31 Jan 25	₹9,859
31 Jan 26	₹14,864

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	4.5%
3 Month	15%
6 Month	27.4%
1 Year	47.2%
3 Year	19.9%
5 Year	6.4%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.1%
2023	5.9%
2022	10.8%
2021	-15%
2020	-0.5%
2019	29.1%
2018	21.4%
2017	-14.4%
2016	30.4%
2015	-1.2%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	6.74 Yr.

Data below for Kotak Global Emerging Market Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Technology	27.78%
Financial Services	22.54%
Consumer Cyclical	12.12%
Industrials	8.13%
Communication Services	7.17%
Basic Materials	6.8%
Energy	3.62%
Health Care	2.11%
Consumer Defensive	1.28%

Asset Allocation

Asset Class	Value
Cash	8.45%
Equity	91.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CI Emerging Markets Class A Investment Fund \| -	98%	₹526 Cr	1,685,986 ↑ 819,652
Triparty Repo CBLO/Reverse Repo \| -	2%	₹12 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	₹1 Cr

6. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

Top quartile AUM (₹56,460 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 14.09% (bottom quartile).
3Y return: 17.85% (lower mid).
1Y return: 20.48% (lower mid).
Alpha: 1.61 (top quartile).
Sharpe: 0.28 (top quartile).
Information ratio: -0.04 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~6.5%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund Growth
Launch Date	11 Sep 09
NAV (18 Feb 26)	₹88.868 ↑ 0.32 (0.36 %)
Net Assets (Cr)	₹56,460 on 31 Dec 25
Category	Equity - Multi Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.28
Information Ratio	-0.04
Alpha Ratio	1.61
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,702
31 Jan 23	₹12,928
31 Jan 24	₹16,503
31 Jan 25	₹18,677
31 Jan 26	₹20,915

Kotak Standard Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	2.3%
3 Month	1.8%
6 Month	5.1%
1 Year	20.5%
3 Year	17.9%
5 Year	14.1%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	16.5%
2022	24.2%
2021	5%
2020	25.4%
2019	11.8%
2018	12.3%
2017	-0.9%
2016	34.3%
2015	9.4%

Fund Manager information for Kotak Standard Multicap Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13.5 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	29.69%
Industrials	18.37%
Basic Materials	14.81%
Consumer Cyclical	11.1%
Technology	7.13%
Energy	5.9%
Utility	3.15%
Communication Services	3%
Health Care	2.65%
Consumer Defensive	2.14%

Asset Allocation

Asset Class	Value
Cash	2.05%
Equity	97.95%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	6%	₹3,671 Cr	39,500,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 14 \| BEL	6%	₹3,592 Cr	80,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	5%	₹2,981 Cr	22,000,000
State Bank of India (Financial Services) Equity, Since 31 Jan 12 \| SBIN	5%	₹2,564 Cr	23,800,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 12 \| AXISBANK	4%	₹2,193 Cr	16,000,000
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 18 \| JINDALSTEL	4%	₹2,151 Cr	19,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	4%	₹2,084 Cr	5,300,000
SRF Ltd (Industrials) Equity, Since 31 Dec 18 \| SRF	3%	₹1,760 Cr	6,250,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	3%	₹1,751 Cr	64,000,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| ULTRACEMCO	3%	₹1,745 Cr	1,375,000

7. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Research Highlights for Kotak Tax Saver Fund

Lower mid AUM (₹6,452 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.81% (lower mid).
3Y return: 16.15% (bottom quartile).
1Y return: 14.97% (bottom quartile).
Alpha: -5.73 (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: -0.35 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~8.8%).

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund Growth
Launch Date	23 Nov 05
NAV (18 Feb 26)	₹118.155 ↑ 0.26 (0.22 %)
Net Assets (Cr)	₹6,452 on 31 Dec 25
Category	Equity - ELSS
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.19
Information Ratio	-0.35
Alpha Ratio	-5.73
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹13,386
31 Jan 23	₹13,841
31 Jan 24	₹17,810
31 Jan 25	₹20,206
31 Jan 26	₹21,402

Kotak Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	1.5%
3 Month	0.1%
6 Month	3%
1 Year	15%
3 Year	16.2%
5 Year	14.8%
10 Year
15 Year
Since launch	13%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1.8%
2023	21.8%
2022	23.6%
2021	6.9%
2020	33.2%
2019	14.9%
2018	12.7%
2017	-3.8%
2016	33.8%
2015	7.5%

Fund Manager information for Kotak Tax Saver Fund

Name	Since	Tenure
Harsha Upadhyaya	25 Aug 15	10.45 Yr.

Data below for Kotak Tax Saver Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	32.65%
Consumer Cyclical	12.23%
Technology	10.12%
Industrials	9.75%
Basic Materials	9.73%
Energy	6.67%
Health Care	4.9%
Consumer Defensive	4.87%
Communication Services	4.66%
Utility	3.9%

Asset Allocation

Asset Class	Value
Cash	0.53%
Equity	99.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	9%	₹558 Cr	6,000,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	5%	₹339 Cr	3,150,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹312 Cr	2,300,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 23 \| TECHM	4%	₹235 Cr	1,350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	4%	₹232 Cr	1,180,000
Infosys Ltd (Technology) Equity, Since 31 Dec 05 \| INFY	4%	₹226 Cr	1,378,553
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| BRITANNIA	3%	₹167 Cr	285,000
NTPC Ltd (Utilities) Equity, Since 30 Sep 22 \| NTPC	3%	₹166 Cr	4,670,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| HEROMOTOCO	3%	₹166 Cr	300,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| 543320	3%	₹164 Cr	6,000,000

8. Kotak Bluechip Fund

(Erstwhile Kotak 50 Fund)

To generate capital appreciation from a portfolio of predominantly equity and equity related securities. The portfolio will generally comprise of equity and equity related instruments of around 50 companies which may go up to 59 companies but will not exceed 59 at any point in time. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bluechip Fund

Lower mid AUM (₹11,087 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.19% (bottom quartile).
3Y return: 15.75% (bottom quartile).
1Y return: 15.61% (bottom quartile).
Alpha: -1.48 (upper mid).
Sharpe: 0.25 (upper mid).
Information ratio: 0.46 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~7.4%).

Below is the key information for Kotak Bluechip Fund

Kotak Bluechip Fund Growth
Launch Date	29 Dec 98
NAV (18 Feb 26)	₹594.688 ↑ 2.55 (0.43 %)
Net Assets (Cr)	₹11,087 on 31 Dec 25
Category	Equity - Large Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.25
Information Ratio	0.46
Alpha Ratio	-1.48
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,876
31 Jan 23	₹13,033
31 Jan 24	₹16,325
31 Jan 25	₹18,386
31 Jan 26	₹20,023

Kotak Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Kotak Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	1.4%
3 Month	0.5%
6 Month	4.4%
1 Year	15.6%
3 Year	15.8%
5 Year	13.2%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	16.2%
2022	22.9%
2021	2%
2020	27.7%
2019	16.4%
2018	14.2%
2017	-2.1%
2016	29.2%
2015	2.9%

Fund Manager information for Kotak Bluechip Fund

Name	Since	Tenure
Rohit Tandon	22 Jan 24	2.03 Yr.

Data below for Kotak Bluechip Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	30.9%
Consumer Cyclical	12.26%
Technology	10.13%
Industrials	8.66%
Basic Materials	8.53%
Energy	7.66%
Consumer Defensive	6.71%
Health Care	4.53%
Communication Services	3.68%
Utility	3.19%
Real Estate	0.8%

Asset Allocation

Asset Class	Value
Cash	3.25%
Equity	96.74%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	7%	₹802 Cr	8,631,297 ↑ 50,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹787 Cr	5,805,105 ↑ 82,600
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	6%	₹677 Cr	4,853,416 ↑ 36,000
State Bank of India (Financial Services) Equity, Since 30 Jun 21 \| SBIN	4%	₹448 Cr	4,155,939 ↑ 112,500
Infosys Ltd (Technology) Equity, Since 31 Oct 04 \| INFY	4%	₹438 Cr	2,670,023 ↓ -19,193
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 12 \| LT	4%	₹431 Cr	1,095,771 ↑ 6,550
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 13 \| AXISBANK	4%	₹388 Cr	2,833,125 ↑ 62,500
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹386 Cr	1,959,300 ↓ -23,750
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 20 \| M&M	3%	₹301 Cr	876,422
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	3%	₹299 Cr	3,214,034 ↑ 106,945

9. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Research Highlights for Kotak Small Cap Fund

Upper mid AUM (₹17,258 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.68% (lower mid).
3Y return: 15.17% (bottom quartile).
1Y return: 10.34% (bottom quartile).
Alpha: -5.53 (bottom quartile).
Sharpe: -0.61 (bottom quartile).
Information ratio: -0.86 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Aster DM Healthcare Ltd Ordinary Shares (~4.0%).

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund Growth
Launch Date	24 Feb 05
NAV (18 Feb 26)	₹248.228 ↑ 1.51 (0.61 %)
Net Assets (Cr)	₹17,258 on 31 Dec 25
Category	Equity - Small Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.66
Sharpe Ratio	-0.61
Information Ratio	-0.86
Alpha Ratio	-5.53
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹16,196
31 Jan 23	₹15,885
31 Jan 24	₹22,115
31 Jan 25	₹24,884
31 Jan 26	₹23,445

Kotak Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	3%
3 Month	-2.7%
6 Month	-4.6%
1 Year	10.3%
3 Year	15.2%
5 Year	16.7%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-9.1%
2023	25.5%
2022	34.8%
2021	-3.1%
2020	70.9%
2019	34.2%
2018	5%
2017	-17.3%
2016	44%
2015	8.9%

Fund Manager information for Kotak Small Cap Fund

Name	Since	Tenure
Harish Bihani	20 Oct 23	2.29 Yr.

Data below for Kotak Small Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	24.04%
Health Care	23.57%
Consumer Cyclical	19.89%
Financial Services	11.94%
Basic Materials	8.85%
Real Estate	3.77%
Consumer Defensive	3.09%
Communication Services	1.9%
Technology	1.74%

Asset Allocation

Asset Class	Value
Cash	1.2%
Equity	98.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 24 \| ASTERDM	4%	₹649 Cr	11,757,234
Vijaya Diagnostic Centre Ltd (Healthcare) Equity, Since 31 Mar 24 \| 543350	3%	₹562 Cr	5,861,236
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Dec 23 \| 543308	3%	₹510 Cr	8,454,118
Century Plyboards (India) Ltd (Basic Materials) Equity, Since 31 Oct 18 \| CENTURYPLY	3%	₹468 Cr	5,826,898
Sansera Engineering Ltd (Consumer Cyclical) Equity, Since 30 Sep 21 \| 543358	3%	₹454 Cr	2,615,539
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	2%	₹409 Cr	3,572,133
Cyient Ltd (Industrials) Equity, Since 31 Dec 19 \| CYIENT	2%	₹377 Cr	3,311,236
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Dec 18 \| TECHNOE	2%	₹355 Cr	3,642,296
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 May 23 \| AJANTPHARM	2%	₹339 Cr	1,219,302
Vishal Mega Mart Ltd (Consumer Cyclical) Equity, Since 30 Jun 25 \| VMM	2%	₹325 Cr	25,804,976

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।