সেরা টাটা এসআইপি মিউচুয়াল ফান্ড 2022

Updated on December 31, 2025 , 49862 views

পদ্ধতিচুমুক একটি সহজ পদ্ধতি যা বিনিয়োগকারীদের নিয়মিত অর্থ বিনিয়োগ করতে সহায়তা করে। এটা ঠিক একটি মতপুনরাবৃত্ত আমানত (RD), যেখানে আপনি প্রতি মাসে একটি নির্দিষ্ট পরিমাণ বিনিয়োগ করেন। এইভাবে, এটি শৃঙ্খলাবদ্ধ অভ্যাস গড়ে তুলতে সাহায্য করেবিনিয়োগ দীর্ঘমেয়াদী জন্য। একটি SIP বা পদ্ধতিগত মধ্যেবিনিয়োগ পরিকল্পনা আপনি একটি নির্দিষ্ট ফ্রিকোয়েন্সিতে INR 500 এর মতো কম পরিমাণ করতে পারেন, যেমন- মাসিক/ত্রৈমাসিক। এছাড়াও, এসআইপি আপনার অর্জনের জন্য একটি দুর্দান্ত হাতিয়ারআর্থিক লক্ষ্য. এটা যেমন আপনার আর্থিক লক্ষ্য চিহ্নিত করতে সাহায্য করেঅবসর, একটি বাড়ি/গাড়ি কেনা, বিয়ে ইত্যাদি। তাই, এই লক্ষ্যগুলি পূরণের জন্য আপনি নিয়মিত একটি নির্দিষ্ট পরিমাণ অর্থ আলাদা করে রাখতে পারেন।

টাটা এসআইপি মিউচুয়াল ফান্ডে কেন বিনিয়োগ করবেন?

কিছুবিনিয়োগের সুবিধা টাটা এসআইপি-তে রয়েছে:

রুপি খরচ গড়
যৌগিক শক্তি
দীর্ঘমেয়াদী সঞ্চয়ের অভ্যাস
সময় প্রয়োজন নেইবাজার
সাশ্রয়ী এবং নমনীয়

আগ্রহী বিনিয়োগকারীরাএকটি এসআইপিতে বিনিয়োগ করুন প্ল্যান, নিচের সেরা Tata SIP থেকে বেছে নিতে পারেনযৌথ পুঁজি. এই তহবিলগুলি AUM এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন, ইত্যাদি

Ready to Invest?
Talk to our investment specialist

ইক্যুইটিতে সেরা টাটা এসআইপি মিউচুয়াল ফান্ড

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
TATA India Pharma & Healthcare Fund Growth	₹30.3715 ↑ 0.21	₹1,339	150	0.5	0.7	-5.1	22.5	14.8	-4.9
TATA Mid Cap Growth Fund Growth	₹456.331 ↑ 3.97	₹5,420	150	6.7	4.6	5.5	22.5	20.9	5.8
Tata Equity PE Fund Growth	₹366.216 ↑ 2.45	₹9,032	150	5.8	4.5	2.6	20	18.6	3.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) Normal Dividend, Reinvestment	₹136.225 ↑ 0.91	₹9,032	150	5.8	4.5	2.6	20	18.6	3.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%) Normal Dividend, Reinvestment	₹122.582 ↑ 0.82	₹9,032	150	5.8	4.5	2.6	19.9	18.5	3.7
TATA Infrastructure Fund Growth	₹169.128 ↑ 1.72	₹2,069	150	-0.3	-3.8	-6.3	18.8	22.6	-7.1
TATA India Consumer Fund Growth	₹44.8202 ↓ -0.11	₹2,685	150	0	1.9	-5.1	18.5	16.3	-2.1
TATA Resources & Energy Fund Growth	₹47.0228 ↑ 0.54	₹1,198	150	3.5	2	10.5	17	19.1	10.6
TATA Banking and Financial Services Fund Growth	₹45.7025 ↑ 0.41	₹3,214	150	7.3	3.7	16.4	16.1	15.6	17.5
Tata India Tax Savings Fund Growth	₹46.8342 ↑ 0.51	₹4,795	500	6.5	4.7	4.6	16.1	16.8	4.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	TATA India Pharma & Healthcare Fund	TATA Mid Cap Growth Fund	Tata Equity PE Fund	Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)	Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)	TATA Infrastructure Fund	TATA India Consumer Fund	TATA Resources & Energy Fund	TATA Banking and Financial Services Fund	Tata India Tax Savings Fund
Point 1	Bottom quartile AUM (₹1,339 Cr).	Upper mid AUM (₹5,420 Cr).	Highest AUM (₹9,032 Cr).	Top quartile AUM (₹9,032 Cr).	Upper mid AUM (₹9,032 Cr).	Bottom quartile AUM (₹2,069 Cr).	Lower mid AUM (₹2,685 Cr).	Bottom quartile AUM (₹1,198 Cr).	Lower mid AUM (₹3,214 Cr).	Upper mid AUM (₹4,795 Cr).
Point 2	Established history (10+ yrs).	Oldest track record among peers (31 yrs).	Established history (21+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (10+ yrs).	Established history (10+ yrs).	Established history (10+ yrs).	Established history (11+ yrs).
Point 3	Not Rated.	Rating: 2★ (upper mid).	Top rated.	Not Rated.	Not Rated.	Rating: 3★ (upper mid).	Not Rated.	Not Rated.	Not Rated.	Rating: 5★ (top quartile).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 14.80% (bottom quartile).	5Y return: 20.88% (top quartile).	5Y return: 18.64% (upper mid).	5Y return: 18.59% (upper mid).	5Y return: 18.53% (lower mid).	5Y return: 22.60% (top quartile).	5Y return: 16.28% (bottom quartile).	5Y return: 19.09% (upper mid).	5Y return: 15.58% (bottom quartile).	5Y return: 16.75% (lower mid).
Point 6	3Y return: 22.53% (top quartile).	3Y return: 22.48% (top quartile).	3Y return: 20.04% (upper mid).	3Y return: 20.00% (upper mid).	3Y return: 19.93% (upper mid).	3Y return: 18.78% (lower mid).	3Y return: 18.55% (lower mid).	3Y return: 16.98% (bottom quartile).	3Y return: 16.14% (bottom quartile).	3Y return: 16.12% (bottom quartile).
Point 7	1Y return: -5.13% (bottom quartile).	1Y return: 5.54% (upper mid).	1Y return: 2.58% (lower mid).	1Y return: 2.58% (lower mid).	1Y return: 2.58% (upper mid).	1Y return: -6.32% (bottom quartile).	1Y return: -5.09% (bottom quartile).	1Y return: 10.54% (top quartile).	1Y return: 16.43% (top quartile).	1Y return: 4.56% (upper mid).
Point 8	Alpha: -2.75 (upper mid).	Alpha: -2.69 (upper mid).	Alpha: -4.05 (lower mid).	Alpha: -4.05 (lower mid).	Alpha: -4.05 (bottom quartile).	Alpha: 0.00 (top quartile).	Alpha: -8.04 (bottom quartile).	Alpha: -4.75 (bottom quartile).	Alpha: -1.76 (upper mid).	Alpha: -1.56 (top quartile).
Point 9	Sharpe: -0.19 (bottom quartile).	Sharpe: 0.01 (top quartile).	Sharpe: -0.17 (upper mid).	Sharpe: -0.17 (lower mid).	Sharpe: -0.17 (lower mid).	Sharpe: -0.60 (bottom quartile).	Sharpe: -0.24 (bottom quartile).	Sharpe: -0.04 (upper mid).	Sharpe: 0.69 (top quartile).	Sharpe: -0.01 (upper mid).
Point 10	Information ratio: 0.06 (lower mid).	Information ratio: -0.59 (bottom quartile).	Information ratio: 0.91 (top quartile).	Information ratio: 0.75 (upper mid).	Information ratio: 0.89 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.08 (upper mid).	Information ratio: -0.01 (bottom quartile).	Information ratio: 0.44 (upper mid).	Information ratio: -0.21 (bottom quartile).

TATA India Pharma & Healthcare Fund

Bottom quartile AUM (₹1,339 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.80% (bottom quartile).
3Y return: 22.53% (top quartile).
1Y return: -5.13% (bottom quartile).
Alpha: -2.75 (upper mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.06 (lower mid).

TATA Mid Cap Growth Fund

Upper mid AUM (₹5,420 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.88% (top quartile).
3Y return: 22.48% (top quartile).
1Y return: 5.54% (upper mid).
Alpha: -2.69 (upper mid).
Sharpe: 0.01 (top quartile).
Information ratio: -0.59 (bottom quartile).

Tata Equity PE Fund

Highest AUM (₹9,032 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.64% (upper mid).
3Y return: 20.04% (upper mid).
1Y return: 2.58% (lower mid).
Alpha: -4.05 (lower mid).
Sharpe: -0.17 (upper mid).
Information ratio: 0.91 (top quartile).

Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

Top quartile AUM (₹9,032 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.59% (upper mid).
3Y return: 20.00% (upper mid).
1Y return: 2.58% (lower mid).
Alpha: -4.05 (lower mid).
Sharpe: -0.17 (lower mid).
Information ratio: 0.75 (upper mid).

Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)

Upper mid AUM (₹9,032 Cr).
Established history (21+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.53% (lower mid).
3Y return: 19.93% (upper mid).
1Y return: 2.58% (upper mid).
Alpha: -4.05 (bottom quartile).
Sharpe: -0.17 (lower mid).
Information ratio: 0.89 (top quartile).

TATA Infrastructure Fund

Bottom quartile AUM (₹2,069 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.60% (top quartile).
3Y return: 18.78% (lower mid).
1Y return: -6.32% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.60 (bottom quartile).
Information ratio: 0.00 (lower mid).

TATA India Consumer Fund

Lower mid AUM (₹2,685 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.28% (bottom quartile).
3Y return: 18.55% (lower mid).
1Y return: -5.09% (bottom quartile).
Alpha: -8.04 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.08 (upper mid).

TATA Resources & Energy Fund

Bottom quartile AUM (₹1,198 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.09% (upper mid).
3Y return: 16.98% (bottom quartile).
1Y return: 10.54% (top quartile).
Alpha: -4.75 (bottom quartile).
Sharpe: -0.04 (upper mid).
Information ratio: -0.01 (bottom quartile).

TATA Banking and Financial Services Fund

Lower mid AUM (₹3,214 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 15.58% (bottom quartile).
3Y return: 16.14% (bottom quartile).
1Y return: 16.43% (top quartile).
Alpha: -1.76 (upper mid).
Sharpe: 0.69 (top quartile).
Information ratio: 0.44 (upper mid).

Tata India Tax Savings Fund

Upper mid AUM (₹4,795 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 16.75% (lower mid).
3Y return: 16.12% (bottom quartile).
1Y return: 4.56% (upper mid).
Alpha: -1.56 (top quartile).
Sharpe: -0.01 (upper mid).
Information ratio: -0.21 (bottom quartile).

1. TATA India Pharma & Healthcare Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the pharma & healthcare sectors in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

Research Highlights for TATA India Pharma & Healthcare Fund

Bottom quartile AUM (₹1,339 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.80% (bottom quartile).
3Y return: 22.53% (top quartile).
1Y return: -5.13% (bottom quartile).
Alpha: -2.75 (upper mid).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.06 (lower mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Sun Pharmaceuticals Industries Ltd (~7.7%).

Below is the key information for TATA India Pharma & Healthcare Fund

TATA India Pharma & Healthcare Fund Growth
Launch Date	28 Dec 15
NAV (02 Jan 26)	₹30.3715 ↑ 0.21 (0.68 %)
Net Assets (Cr)	₹1,339 on 30 Nov 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	2.17
Sharpe Ratio	-0.19
Information Ratio	0.06
Alpha Ratio	-2.75
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,907
31 Dec 22	₹10,949
31 Dec 23	₹14,954
31 Dec 24	₹20,996
31 Dec 25	₹19,963

TATA India Pharma & Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for TATA India Pharma & Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	-1%
3 Month	0.5%
6 Month	0.7%
1 Year	-5.1%
3 Year	22.5%
5 Year	14.8%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-4.9%
2023	40.4%
2022	36.6%
2021	-8%
2020	19.1%
2019	64.4%
2018	5.5%
2017	-2.6%
2016	4.7%
2015	-14.7%

Fund Manager information for TATA India Pharma & Healthcare Fund

Name	Since	Tenure
Rajat Srivastava	16 Sep 24	1.21 Yr.

Data below for TATA India Pharma & Healthcare Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Health Care	90.83%
Basic Materials	4.14%

Asset Allocation

Asset Class	Value
Cash	5.02%
Equity	94.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Jan 16 \| SUNPHARMA	8%	₹104 Cr	566,355 ↓ -185,348
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 25 \| MAXHEALTH	6%	₹76 Cr	651,015 ↑ 107,036
HealthCare Global Enterprises Ltd (Healthcare) Equity, Since 31 Dec 18 \| HCG	5%	₹69 Cr	939,574 ↑ 59,403
Abbott India Ltd (Healthcare) Equity, Since 30 Sep 25 \| ABBOTINDIA	5%	₹68 Cr	22,446 ↑ 4,059
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 16 \| APOLLOHOSP	5%	₹65 Cr	88,528
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Aug 16 \| IPCALAB	4%	₹53 Cr	367,881 ↓ -2,816
Cipla Ltd (Healthcare) Equity, Since 30 Apr 20 \| CIPLA	4%	₹53 Cr	346,084
Rainbow Childrens Medicare Ltd (Healthcare) Equity, Since 31 Jul 25 \| 543524	4%	₹51 Cr	374,328 ↑ 55,187
Lupin Ltd (Healthcare) Equity, Since 30 Nov 17 \| LUPIN	4%	₹48 Cr	229,324 ↓ -101,563
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 May 21 \| AJANTPHARM	3%	₹46 Cr	180,207

2. TATA Mid Cap Growth Fund

To provide income distribution and / or medium to long term capital gains. Investments would be focused towards mid-cap stocks.

Research Highlights for TATA Mid Cap Growth Fund

Upper mid AUM (₹5,420 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.88% (top quartile).
3Y return: 22.48% (top quartile).
1Y return: 5.54% (upper mid).
Alpha: -2.69 (upper mid).
Sharpe: 0.01 (top quartile).
Information ratio: -0.59 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding AU Small Finance Bank Ltd (~3.0%).

Below is the key information for TATA Mid Cap Growth Fund

TATA Mid Cap Growth Fund Growth
Launch Date	1 Jul 94
NAV (02 Jan 26)	₹456.331 ↑ 3.97 (0.88 %)
Net Assets (Cr)	₹5,420 on 30 Nov 25
Category	Equity - Mid Cap
AMC	Tata Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	0.01
Information Ratio	-0.59
Alpha Ratio	-2.69
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,002
31 Dec 22	₹14,086
31 Dec 23	₹19,797
31 Dec 24	₹24,291
31 Dec 25	₹25,703

TATA Mid Cap Growth Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for TATA Mid Cap Growth Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.8%
3 Month	6.7%
6 Month	4.6%
1 Year	5.5%
3 Year	22.5%
5 Year	20.9%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.8%
2023	22.7%
2022	40.5%
2021	0.6%
2020	40%
2019	24.3%
2018	6.5%
2017	-13%
2016	49.8%
2015	-2.2%

Fund Manager information for TATA Mid Cap Growth Fund

Name	Since	Tenure
Satish Mishra	9 Mar 21	4.73 Yr.

Data below for TATA Mid Cap Growth Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	19.83%
Industrials	15.66%
Consumer Cyclical	13.36%
Health Care	12.86%
Basic Materials	11.85%
Technology	5.17%
Consumer Defensive	3.98%
Communication Services	2.89%
Real Estate	2.48%
Utility	1.81%
Energy	1.52%

Asset Allocation

Asset Class	Value
Cash	6.36%
Equity	93.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 24 \| AUBANK	3%	₹162 Cr	1,700,000
Indian Bank (Financial Services) Equity, Since 31 Oct 21 \| INDIANB	3%	₹161 Cr	1,848,863
UPL Ltd (Basic Materials) Equity, Since 31 Oct 24 \| UPL	3%	₹159 Cr	2,100,000 ↑ 400,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 Mar 21 \| ALKEM	3%	₹159 Cr	278,911
The Federal Bank Ltd (Financial Services) Equity, Since 31 May 18 \| FEDERALBNK	3%	₹155 Cr	6,000,000 ↑ 702,208
Cummins India Ltd (Industrials) Equity, Since 31 Mar 21 \| CUMMINSIND	3%	₹148 Cr	330,694 ↓ -39,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| UNOMINDA	2%	₹131 Cr	1,001,126
Max Financial Services Ltd (Financial Services) Equity, Since 30 Nov 23 \| MFSL	2%	₹128 Cr	750,000
L&T Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| LTF	2%	₹125 Cr	4,000,000 ↓ -500,000
Aurobindo Pharma Ltd (Healthcare) Equity, Since 30 Jun 23 \| AUROPHARMA	2%	₹123 Cr	1,000,000

3. Tata Equity PE Fund

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Research Highlights for Tata Equity PE Fund

Highest AUM (₹9,032 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.64% (upper mid).
3Y return: 20.04% (upper mid).
1Y return: 2.58% (lower mid).
Alpha: -4.05 (lower mid).
Sharpe: -0.17 (upper mid).
Information ratio: 0.91 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~7.5%).

Below is the key information for Tata Equity PE Fund

Tata Equity PE Fund Growth
Launch Date	29 Jun 04
NAV (02 Jan 26)	₹366.216 ↑ 2.45 (0.67 %)
Net Assets (Cr)	₹9,032 on 30 Nov 25
Category	Equity - Value
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.17
Information Ratio	0.91
Alpha Ratio	-4.05
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,800
31 Dec 22	₹13,560
31 Dec 23	₹18,576
31 Dec 24	₹22,607
31 Dec 25	₹23,447

Tata Equity PE Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Tata Equity PE Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.3%
3 Month	5.8%
6 Month	4.5%
1 Year	2.6%
3 Year	20%
5 Year	18.6%
10 Year
15 Year
Since launch	18.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.7%
2023	21.7%
2022	37%
2021	5.9%
2020	28%
2019	12.5%
2018	5.3%
2017	-7.1%
2016	39.4%
2015	16.2%

Fund Manager information for Tata Equity PE Fund

Name	Since	Tenure
Sonam Udasi	1 Apr 16	9.67 Yr.

Data below for Tata Equity PE Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	40.73%
Consumer Cyclical	12.57%
Consumer Defensive	9.8%
Energy	9.28%
Technology	7.24%
Industrials	4.95%
Utility	4.09%
Communication Services	3.89%
Basic Materials	1.88%
Health Care	0.8%

Asset Allocation

Asset Class	Value
Cash	4.78%
Equity	95.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| HDFCBANK	7%	₹677 Cr	6,714,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 18 \| ITC	6%	₹509 Cr	12,600,000 ↑ 270,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| KOTAKBANK	6%	₹501 Cr	2,358,000 ↑ 47,640
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 23 \| BPCL	5%	₹482 Cr	13,410,000
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Apr 23 \| MUTHOOTFIN	5%	₹428 Cr	1,143,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 24 \| SHRIRAMFIN	5%	₹419 Cr	4,923,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	5%	₹412 Cr	2,970,000 ↑ 720,000
Motilal Oswal Financial Services Ltd (Financial Services) Equity, Since 31 Oct 24 \| MOTILALOFS	4%	₹376 Cr	3,915,828
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Jan 22 \| HEROMOTOCO	4%	₹356 Cr	576,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	4%	₹321 Cr	1,000,000 ↓ -100,000

4. Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Research Highlights for Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

Top quartile AUM (₹9,032 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.59% (upper mid).
3Y return: 20.00% (upper mid).
1Y return: 2.58% (lower mid).
Alpha: -4.05 (lower mid).
Sharpe: -0.17 (lower mid).
Information ratio: 0.75 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~7.5%).

Below is the key information for Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) Normal Dividend, Reinvestment
Launch Date	5 Oct 09
NAV (02 Jan 26)	₹136.225 ↑ 0.91 (0.67 %)
Net Assets (Cr)	₹9,032 on 30 Nov 25
Category	Equity - Value
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.17
Information Ratio	0.75
Alpha Ratio	-4.05
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,792
31 Dec 22	₹13,544
31 Dec 23	₹18,544
31 Dec 24	₹22,553
31 Dec 25	₹23,391

Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.3%
3 Month	5.8%
6 Month	4.5%
1 Year	2.6%
3 Year	20%
5 Year	18.6%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.7%
2023	21.6%
2022	36.9%
2021	5.9%
2020	27.9%
2019	12.5%
2018	5.3%
2017	-7.1%
2016	39.4%
2015	16.2%

Fund Manager information for Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

Name	Since	Tenure
Sonam Udasi	1 Apr 16	9.67 Yr.

Data below for Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	40.73%
Consumer Cyclical	12.57%
Consumer Defensive	9.8%
Energy	9.28%
Technology	7.24%
Industrials	4.95%
Utility	4.09%
Communication Services	3.89%
Basic Materials	1.88%
Health Care	0.8%

Asset Allocation

Asset Class	Value
Cash	4.78%
Equity	95.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| HDFCBANK	7%	₹677 Cr	6,714,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 18 \| ITC	6%	₹509 Cr	12,600,000 ↑ 270,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| KOTAKBANK	6%	₹501 Cr	2,358,000 ↑ 47,640
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 23 \| BPCL	5%	₹482 Cr	13,410,000
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Apr 23 \| MUTHOOTFIN	5%	₹428 Cr	1,143,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 24 \| SHRIRAMFIN	5%	₹419 Cr	4,923,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	5%	₹412 Cr	2,970,000 ↑ 720,000
Motilal Oswal Financial Services Ltd (Financial Services) Equity, Since 31 Oct 24 \| MOTILALOFS	4%	₹376 Cr	3,915,828
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Jan 22 \| HEROMOTOCO	4%	₹356 Cr	576,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	4%	₹321 Cr	1,000,000 ↓ -100,000

5. Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Research Highlights for Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)

Upper mid AUM (₹9,032 Cr).
Established history (21+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.53% (lower mid).
3Y return: 19.93% (upper mid).
1Y return: 2.58% (upper mid).
Alpha: -4.05 (bottom quartile).
Sharpe: -0.17 (lower mid).
Information ratio: 0.89 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~7.5%).

Below is the key information for Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)

Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%) Normal Dividend, Reinvestment
Launch Date	30 Jun 04
NAV (02 Jan 26)	₹122.582 ↑ 0.82 (0.67 %)
Net Assets (Cr)	₹9,032 on 30 Nov 25
Category	Equity - Value
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.17
Information Ratio	0.89
Alpha Ratio	-4.05
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,779
31 Dec 22	₹13,533
31 Dec 23	₹18,508
31 Dec 24	₹22,499
31 Dec 25	₹23,336

Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.3%
3 Month	5.8%
6 Month	4.5%
1 Year	2.6%
3 Year	19.9%
5 Year	18.5%
10 Year
15 Year
Since launch	18.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.7%
2023	21.6%
2022	36.8%
2021	5.9%
2020	27.8%
2019	12.4%
2018	5.3%
2017	-7.1%
2016	39.4%
2015	16.2%

Fund Manager information for Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%)

Name	Since	Tenure
Sonam Udasi	1 Apr 16	9.67 Yr.

Data below for Tata Equity P/E Fund Regular Plan - Dividend Trigger B(10%) as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	40.73%
Consumer Cyclical	12.57%
Consumer Defensive	9.8%
Energy	9.28%
Technology	7.24%
Industrials	4.95%
Utility	4.09%
Communication Services	3.89%
Basic Materials	1.88%
Health Care	0.8%

Asset Allocation

Asset Class	Value
Cash	4.78%
Equity	95.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| HDFCBANK	7%	₹677 Cr	6,714,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 18 \| ITC	6%	₹509 Cr	12,600,000 ↑ 270,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| KOTAKBANK	6%	₹501 Cr	2,358,000 ↑ 47,640
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 23 \| BPCL	5%	₹482 Cr	13,410,000
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Apr 23 \| MUTHOOTFIN	5%	₹428 Cr	1,143,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 24 \| SHRIRAMFIN	5%	₹419 Cr	4,923,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	5%	₹412 Cr	2,970,000 ↑ 720,000
Motilal Oswal Financial Services Ltd (Financial Services) Equity, Since 31 Oct 24 \| MOTILALOFS	4%	₹376 Cr	3,915,828
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Jan 22 \| HEROMOTOCO	4%	₹356 Cr	576,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	4%	₹321 Cr	1,000,000 ↓ -100,000

6. TATA Infrastructure Fund

To provide income distribution and / or medium to long term capital gains by investing predominantly in equity / equity related instruments of the companies in the infrastructure sector.

Research Highlights for TATA Infrastructure Fund

Bottom quartile AUM (₹2,069 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.60% (top quartile).
3Y return: 18.78% (lower mid).
1Y return: -6.32% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.60 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~6.9%).

Below is the key information for TATA Infrastructure Fund

TATA Infrastructure Fund Growth
Launch Date	31 Dec 04
NAV (02 Jan 26)	₹169.128 ↑ 1.72 (1.03 %)
Net Assets (Cr)	₹2,069 on 30 Nov 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.07
Sharpe Ratio	-0.61
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹15,354
31 Dec 22	₹16,522
31 Dec 23	₹23,968
31 Dec 24	₹29,456
31 Dec 25	₹27,374

TATA Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for TATA Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	0.7%
3 Month	-0.3%
6 Month	-3.8%
1 Year	-6.3%
3 Year	18.8%
5 Year	22.6%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-7.1%
2023	22.9%
2022	45.1%
2021	7.6%
2020	53.5%
2019	11.1%
2018	2.8%
2017	-15.7%
2016	42.2%
2015	5.3%

Fund Manager information for TATA Infrastructure Fund

Name	Since	Tenure
Abhinav Sharma	9 Mar 21	4.73 Yr.

Data below for TATA Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	47.73%
Utility	15.87%
Basic Materials	15.23%
Real Estate	8.06%
Consumer Cyclical	5.04%
Communication Services	1.75%
Energy	1.17%
Technology	0.78%

Asset Allocation

Asset Class	Value
Cash	3.32%
Equity	96.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 05 \| LT	7%	₹142 Cr	349,889
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| NTPC	4%	₹76 Cr	2,325,000
Ramco Cements Ltd (Basic Materials) Equity, Since 31 Dec 22 \| RAMCOCEM	3%	₹72 Cr	696,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Jan 21 \| ADANIPORTS	3%	₹70 Cr	460,000
Cummins India Ltd (Industrials) Equity, Since 30 Nov 20 \| CUMMINSIND	3%	₹61 Cr	136,168
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jan 14 \| ULTRACEMCO	3%	₹55 Cr	47,300
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 May 24 \| ADANIENSOL	3%	₹52 Cr	522,143
DLF Ltd (Real Estate) Equity, Since 30 Sep 20 \| DLF	2%	₹46 Cr	640,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 Jul 22 \| BHEL	2%	₹46 Cr	1,575,000
Adani Power Ltd (Utilities) Equity, Since 31 Mar 24 \| ADANIPOWER	2%	₹44 Cr	3,000,000

7. TATA India Consumer Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

Research Highlights for TATA India Consumer Fund

Lower mid AUM (₹2,685 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.28% (bottom quartile).
3Y return: 18.55% (lower mid).
1Y return: -5.09% (bottom quartile).
Alpha: -8.04 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.08 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding ITC Ltd (~9.1%).

Below is the key information for TATA India Consumer Fund

TATA India Consumer Fund Growth
Launch Date	28 Dec 15
NAV (02 Jan 26)	₹44.8202 ↓ -0.11 (-0.24 %)
Net Assets (Cr)	₹2,685 on 30 Nov 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	2.02
Sharpe Ratio	-0.25
Information Ratio	0.08
Alpha Ratio	-8.04
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,746
31 Dec 22	₹12,879
31 Dec 23	₹17,485
31 Dec 24	₹22,144
31 Dec 25	₹21,674

TATA India Consumer Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for TATA India Consumer Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	-1.5%
3 Month	0%
6 Month	1.9%
1 Year	-5.1%
3 Year	18.5%
5 Year	16.3%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.1%
2023	26.7%
2022	35.8%
2021	1%
2020	27.5%
2019	21%
2018	-2%
2017	-2.1%
2016	73.3%
2015	3.1%

Fund Manager information for TATA India Consumer Fund

Name	Since	Tenure
Sonam Udasi	1 Apr 16	9.67 Yr.
Aditya Bagul	3 Oct 23	2.16 Yr.

Data below for TATA India Consumer Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	33.22%
Consumer Defensive	32.53%
Industrials	10.28%
Financial Services	8.8%
Technology	5.76%
Health Care	2.74%
Basic Materials	1.89%

Asset Allocation

Asset Class	Value
Cash	4.77%
Equity	95.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	9%	₹244 Cr	6,039,000 ↑ 270,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| 543320	8%	₹216 Cr	7,200,000 ↑ 500,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	6%	₹162 Cr	506,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Jan 19 \| TITAN	6%	₹162 Cr	414,000 ↑ 9,000
CarTrade Tech Ltd (Consumer Cyclical) Equity, Since 30 Jun 25 \| 543333	5%	₹140 Cr	453,340
Tata Consumer Products Ltd (Consumer Defensive) Equity, Since 30 Sep 19 \| TATACONSUM	4%	₹113 Cr	961,000
Bikaji Foods International Ltd (Consumer Defensive) Equity, Since 30 Nov 22 \| BIKAJI	3%	₹93 Cr	1,299,950 ↑ 2,800
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	3%	₹91 Cr	315,000
LG Electronics India Ltd (Technology) Equity, Since 31 Oct 25 \| LGEINDIA	3%	₹90 Cr	540,000 ↑ 54,000
DOMS Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| DOMS	3%	₹80 Cr	319,057

8. TATA Resources & Energy Fund

"The investment objective of the scheme is to seek long term capital appreciation by investing at least 80% of it's net assets in equity/equity related instruments of the companies in the Resources & Energy sectors in India. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns."

Research Highlights for TATA Resources & Energy Fund

Bottom quartile AUM (₹1,198 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.09% (upper mid).
3Y return: 16.98% (bottom quartile).
1Y return: 10.54% (top quartile).
Alpha: -4.75 (bottom quartile).
Sharpe: -0.04 (upper mid).
Information ratio: -0.01 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding UltraTech Cement Ltd (~6.8%).

Below is the key information for TATA Resources & Energy Fund

TATA Resources & Energy Fund Growth
Launch Date	28 Dec 15
NAV (02 Jan 26)	₹47.0228 ↑ 0.54 (1.15 %)
Net Assets (Cr)	₹1,198 on 30 Nov 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	2.22
Sharpe Ratio	-0.04
Information Ratio	-0.01
Alpha Ratio	-4.75
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,664
31 Dec 22	₹14,869
31 Dec 23	₹18,982
31 Dec 24	₹21,461
31 Dec 25	₹23,734

TATA Resources & Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for TATA Resources & Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	4.5%
3 Month	3.5%
6 Month	2%
1 Year	10.5%
3 Year	17%
5 Year	19.1%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.6%
2023	13.1%
2022	27.7%
2021	1.4%
2020	46.6%
2019	30.6%
2018	9.7%
2017	-15.6%
2016	32.3%
2015	21.3%

Fund Manager information for TATA Resources & Energy Fund

Name	Since	Tenure
Satish Mishra	9 Mar 21	4.73 Yr.

Data below for TATA Resources & Energy Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	55.5%
Utility	18.39%
Energy	16.66%
Industrials	2.44%
Consumer Cyclical	1.91%
Technology	0.94%
Consumer Defensive	0.66%

Asset Allocation

Asset Class	Value
Cash	3.5%
Equity	96.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Aug 19 \| ULTRACEMCO	7%	₹81 Cr	70,000
Ambuja Cements Ltd (Basic Materials) Equity, Since 31 Aug 20 \| AMBUJACEM	5%	₹61 Cr	1,100,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 21 \| VEDL	5%	₹60 Cr	1,150,000
Tata Steel Ltd (Basic Materials) Equity, Since 31 Oct 18 \| TATASTEEL	4%	₹50 Cr	3,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 17 \| RELIANCE	4%	₹47 Cr	300,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 22 \| NTPC	4%	₹46 Cr	1,400,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Mar 19 \| BPCL	3%	₹38 Cr	1,050,000 ↓ -50,000
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| JINDALSTEL	3%	₹38 Cr	360,000
JSW Steel Ltd (Basic Materials) Equity, Since 28 Feb 25 \| JSWSTEEL	3%	₹35 Cr	300,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jan 19 \| NAVINFLUOR	3%	₹34 Cr	59,893 ↓ -20,107

9. TATA Banking and Financial Services Fund

Research Highlights for TATA Banking and Financial Services Fund

Lower mid AUM (₹3,214 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 15.58% (bottom quartile).
3Y return: 16.14% (bottom quartile).
1Y return: 16.43% (top quartile).
Alpha: -1.76 (upper mid).
Sharpe: 0.69 (top quartile).
Information ratio: 0.44 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~17.7%).
Top-3 holdings concentration ~36.3%.

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (02 Jan 26)	₹45.7025 ↑ 0.41 (0.92 %)
Net Assets (Cr)	₹3,214 on 30 Nov 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.98
Sharpe Ratio	0.69
Information Ratio	0.44
Alpha Ratio	-1.76
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,186
31 Dec 22	₹13,072
31 Dec 23	₹15,945
31 Dec 24	₹17,377
31 Dec 25	₹20,421

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.2%
3 Month	7.3%
6 Month	3.7%
1 Year	16.4%
3 Year	16.1%
5 Year	15.6%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	9%
2022	22%
2021	16.9%
2020	11.9%
2019	2.7%
2018	25.7%
2017	-0.1%
2016	45%
2015	17.8%

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Kapil Malhotra	31 Oct 25	0.08 Yr.

Data below for TATA Banking and Financial Services Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	95.63%
Technology	2.47%

Asset Allocation

Asset Class	Value
Cash	1.91%
Equity	98.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	18%	₹568 Cr	5,640,000 ↓ -160,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	10%	₹321 Cr	2,310,000 ↑ 110,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| AXISBANK	9%	₹278 Cr	2,170,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| KOTAKBANK	8%	₹255 Cr	1,200,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	6%	₹200 Cr	2,040,000 ↑ 1,050,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Apr 25 \| BAJAJFINSV	3%	₹98 Cr	469,857
Bank of Baroda (Financial Services) Equity, Since 30 Nov 25 \| BANKBARODA	3%	₹96 Cr	3,300,000 ↑ 3,300,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 24 \| BAJFINANCE	3%	₹93 Cr	900,000
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 24 \| AUBANK	3%	₹81 Cr	850,000
One97 Communications Ltd (Technology) Equity, Since 31 Dec 24 \| 543396	2%	₹79 Cr	600,000 ↑ 50,000

10. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Upper mid AUM (₹4,795 Cr).
Established history (11+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 16.75% (lower mid).
3Y return: 16.12% (bottom quartile).
1Y return: 4.56% (upper mid).
Alpha: -1.56 (top quartile).
Sharpe: -0.01 (upper mid).
Information ratio: -0.21 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~7.2%).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (02 Jan 26)	₹46.8342 ↑ 0.51 (1.11 %)
Net Assets (Cr)	₹4,795 on 30 Nov 25
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	-0.01
Information Ratio	-0.21
Alpha Ratio	-1.56
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,039
31 Dec 22	₹13,803
31 Dec 23	₹17,118
31 Dec 24	₹20,449
31 Dec 25	₹21,459

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.4%
3 Month	6.5%
6 Month	4.7%
1 Year	4.6%
3 Year	16.1%
5 Year	16.8%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.9%
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	3.96 Yr.

Data below for Tata India Tax Savings Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	33.69%
Industrials	14.08%
Consumer Cyclical	12.56%
Technology	7.47%
Basic Materials	7.08%
Communication Services	6.15%
Energy	5.36%
Health Care	4.49%
Utility	2.35%
Real Estate	2.2%
Consumer Defensive	1.75%

Asset Allocation

Asset Class	Value
Cash	2.83%
Equity	97.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	7%	₹348 Cr	3,450,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹295 Cr	2,125,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	6%	₹280 Cr	1,330,000 ↑ 390,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹212 Cr	1,350,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹200 Cr	2,040,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	4%	₹181 Cr	1,160,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹143 Cr	352,147
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	2%	₹119 Cr	10,200,000
Pricol Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| PRICOLLTD	2%	₹115 Cr	1,848,688 ↓ -81,609
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| NTPC	2%	₹113 Cr	3,451,000

কিভাবে SIP বিনিয়োগ বৃদ্ধি পায়?

আপনার কেমন জানতে চাইএসআইপি বিনিয়োগ আপনি একটি নির্দিষ্ট সময়ের জন্য মাসিক একটি নির্দিষ্ট পরিমাণ বিনিয়োগ করলে বাড়বে? আমরা আপনাকে একটি উদাহরণ দিয়ে ব্যাখ্যা করব।

এসআইপি ক্যালকুলেটর বা এসআইপি রিটার্ন ক্যালকুলেটর

এসআইপি ক্যালকুলেটর সাধারণত ইনপুট নেয় যেমন এসআইপি বিনিয়োগের পরিমাণ (লক্ষ্য), বিনিয়োগের জন্য কত বছর প্রয়োজন, প্রত্যাশিতমুদ্রাস্ফীতি হার (এর জন্য একটি অ্যাকাউন্ট প্রয়োজন!) এবং প্রত্যাশিত রিটার্ন। সুতরাং, কেউ একটি লক্ষ্য অর্জনের জন্য প্রয়োজনীয় এসআইপি রিটার্ন গণনা করতে পারে!

ধরুন, আপনি যদি 10 টাকা বিনিয়োগ করেন,000 10 বছরের জন্য, দেখুন কিভাবে আপনার SIP বিনিয়োগ বৃদ্ধি পায়-

মাসিক বিনিয়োগ: INR 10,000

বিনিয়োগের সময়কাল: 10 বছর

মোট বিনিয়োগকৃত পরিমাণ: INR 12,00,000

দীর্ঘমেয়াদী বৃদ্ধির হার (প্রায়): 15%

অনুযায়ী প্রত্যাশিত রিটার্নচুমুক ক্যালকুলেটর: INR 27,86,573

মোট লাভ: INR 15,86,573 (পরম প্রত্যাবর্তন= 132.2%)

উপরের গণনাগুলি দেখায় যে আপনি যদি 10 বছরের জন্য মাসে 10,000 টাকা বিনিয়োগ করেন (মোট INR12,00,000) তুমি উপার্জন করবেINR 27,86,573, যার মানে আপনি যে নেট লাভ করেন তাINR 15,86,573. এটা কি দারুণ না!

টাটা মিউচুয়াল ফান্ড এসআইপি অনলাইনে কীভাবে বিনিয়োগ করবেন?

Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।

আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন

নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!

এবার শুরু করা যাক

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।