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2019 এর জন্য সেরা মিউচুয়াল ফান্ড রিটার্নস

Updated on March 18, 2026 , 1296 views

মিউচুয়াল ফান্ড হ'ল এমন একটি বিনিয়োগের অ্যাভিনিউ যা গঠিত হয় যখন একই ধারণা ভাগ করে নেওয়া ব্যক্তিরা একত্রিত হন এবং তাদের অর্থ বিনিয়োগ করেন। মিউচুয়াল ফান্ড প্রকল্পটি তখন এই ব্যক্তিদের পক্ষে বিভিন্ন আর্থিক উপকরণগুলিতে বিনিয়োগ করে এবং লাভ অর্জন করে। মিউচুয়াল ফান্ডের বিভিন্ন বিভাগ রয়েছে যা ব্যক্তিদের বিভিন্ন প্রয়োজনীয়তা পূরণের জন্য ডিজাইন করা হয়েছে। মিউচুয়াল ফান্ড প্রকল্পের বিস্তৃত বিভাগইক্যুইটি তহবিল,Fundণ তহবিল, এবংহাইব্রিড তহবিল। 2019 সালে সমস্ত স্কিম বিভাগগুলির পারফরম্যান্স ভাল ছিল। দ্যএকত্রিত পুঁজি তাদের বিনিয়োগকারীদের জন্য উপযুক্ত রিটার্ন উপার্জন করতে সক্ষম হয়েছিল। সুতরাং, আসুন আমরা 2019 এর জন্য এই প্রকল্পগুলির কার্যকারিতাটি দেখি।

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2019 পারফরম্যান্সের ভিত্তিতে শীর্ষ পারফর্মিং ইক্যুইটি তহবিল

FundNAVNet Assets (Cr)2024 (%)2023 (%)2022 (%)2021 (%)2020 (%)
DSP World Gold Fund Growth ₹56.4846
↓ -3.29
₹2,191167.115.97-7.7-9
DSP World Mining Fund Growth ₹29.8009
↓ -0.99
₹19479-8.1012.218
Edelweiss Europe Dynamic Equity Off-shore Fund Growth ₹27.5327
↓ -0.69
₹225505.417.3-617
Invesco India Feeder- Invesco Pan European Equity Fund Growth ₹22.7627
↓ -0.50
₹16842.5-5.120.51.616.6
Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth ₹23.6624
↓ -0.54
₹20341.15.95.5-16.8-5.9
DSP World Energy Fund Growth ₹26.1823
↓ -0.23
₹10439.2-6.812.9-8.629.5
Kotak Global Emerging Market Fund Growth ₹33.069
↓ -0.95
₹87739.15.910.8-15-0.5
Aditya Birla Sun Life International Equity Fund - Plan A Growth ₹46.5125
↑ 0.04
₹30434.77.48.6-2.113.5
DSP US Flexible Equity Fund Growth ₹78.4541
↓ -0.18
₹1,08033.817.822-5.924.2
Sundaram Global Advantage Fund Growth ₹38.0816
↓ -0.32
₹15723.913.130.1-15.418.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Mar 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP World Gold FundDSP World Mining FundEdelweiss Europe Dynamic Equity Off-shore FundInvesco India Feeder- Invesco Pan European Equity FundEdelweiss Emerging Markets Opportunities Equity Off-shore FundDSP World Energy FundKotak Global Emerging Market Fund Aditya Birla Sun Life International Equity Fund - Plan ADSP US Flexible Equity FundSundaram Global Advantage Fund
Point 1Highest AUM (₹2,191 Cr).Lower mid AUM (₹194 Cr).Upper mid AUM (₹225 Cr).Bottom quartile AUM (₹168 Cr).Lower mid AUM (₹203 Cr).Bottom quartile AUM (₹104 Cr).Upper mid AUM (₹877 Cr).Upper mid AUM (₹304 Cr).Top quartile AUM (₹1,080 Cr).Bottom quartile AUM (₹157 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (16+ yrs).Established history (12+ yrs).Established history (12+ yrs).Established history (11+ yrs).Established history (16+ yrs).Established history (18+ yrs).Established history (18+ yrs).Established history (13+ yrs).Established history (18+ yrs).
Point 3Rating: 3★ (top quartile).Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Top rated.Rating: 2★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 26.07% (top quartile).5Y return: 16.92% (top quartile).5Y return: 14.37% (upper mid).5Y return: 13.17% (upper mid).5Y return: 5.97% (bottom quartile).5Y return: 11.42% (lower mid).5Y return: 7.55% (bottom quartile).5Y return: 10.88% (bottom quartile).5Y return: 16.24% (upper mid).5Y return: 11.08% (lower mid).
Point 63Y return: 50.76% (top quartile).3Y return: 24.46% (upper mid).3Y return: 22.23% (upper mid).3Y return: 17.24% (lower mid).3Y return: 21.20% (upper mid).3Y return: 15.72% (bottom quartile).3Y return: 20.72% (lower mid).3Y return: 16.42% (bottom quartile).3Y return: 24.76% (top quartile).3Y return: 17.06% (bottom quartile).
Point 71Y return: 114.23% (top quartile).1Y return: 78.29% (top quartile).1Y return: 25.37% (bottom quartile).1Y return: 25.55% (lower mid).1Y return: 46.81% (upper mid).1Y return: 57.33% (upper mid).1Y return: 39.77% (lower mid).1Y return: 21.91% (bottom quartile).1Y return: 44.20% (upper mid).1Y return: 17.06% (bottom quartile).
Point 8Alpha: 6.90 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).Alpha: 1.15 (upper mid).Alpha: 0.00 (bottom quartile).Alpha: -0.41 (bottom quartile).Alpha: 2.49 (upper mid).Alpha: 4.93 (top quartile).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 4.06 (top quartile).Sharpe: 3.84 (top quartile).Sharpe: 3.46 (upper mid).Sharpe: 2.91 (lower mid).Sharpe: 3.07 (upper mid).Sharpe: 2.51 (lower mid).Sharpe: 2.96 (upper mid).Sharpe: 1.85 (bottom quartile).Sharpe: 1.23 (bottom quartile).Sharpe: 0.91 (bottom quartile).
Point 10Information ratio: -1.08 (bottom quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: -0.83 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: -0.72 (lower mid).Information ratio: -1.62 (bottom quartile).Information ratio: -0.34 (lower mid).Information ratio: 0.00 (upper mid).

DSP World Gold Fund

  • Highest AUM (₹2,191 Cr).
  • Oldest track record among peers (18 yrs).
  • Rating: 3★ (top quartile).
  • Risk profile: High.
  • 5Y return: 26.07% (top quartile).
  • 3Y return: 50.76% (top quartile).
  • 1Y return: 114.23% (top quartile).
  • Alpha: 6.90 (top quartile).
  • Sharpe: 4.06 (top quartile).
  • Information ratio: -1.08 (bottom quartile).

DSP World Mining Fund

  • Lower mid AUM (₹194 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 16.92% (top quartile).
  • 3Y return: 24.46% (upper mid).
  • 1Y return: 78.29% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 3.84 (top quartile).
  • Information ratio: 0.00 (top quartile).

Edelweiss Europe Dynamic Equity Off-shore Fund

  • Upper mid AUM (₹225 Cr).
  • Established history (12+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 14.37% (upper mid).
  • 3Y return: 22.23% (upper mid).
  • 1Y return: 25.37% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 3.46 (upper mid).
  • Information ratio: 0.00 (top quartile).

Invesco India Feeder- Invesco Pan European Equity Fund

  • Bottom quartile AUM (₹168 Cr).
  • Established history (12+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 13.17% (upper mid).
  • 3Y return: 17.24% (lower mid).
  • 1Y return: 25.55% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.91 (lower mid).
  • Information ratio: 0.00 (upper mid).

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

  • Lower mid AUM (₹203 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 5.97% (bottom quartile).
  • 3Y return: 21.20% (upper mid).
  • 1Y return: 46.81% (upper mid).
  • Alpha: 1.15 (upper mid).
  • Sharpe: 3.07 (upper mid).
  • Information ratio: -0.83 (bottom quartile).

DSP World Energy Fund

  • Bottom quartile AUM (₹104 Cr).
  • Established history (16+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 11.42% (lower mid).
  • 3Y return: 15.72% (bottom quartile).
  • 1Y return: 57.33% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.51 (lower mid).
  • Information ratio: 0.00 (upper mid).

Kotak Global Emerging Market Fund

  • Upper mid AUM (₹877 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 7.55% (bottom quartile).
  • 3Y return: 20.72% (lower mid).
  • 1Y return: 39.77% (lower mid).
  • Alpha: -0.41 (bottom quartile).
  • Sharpe: 2.96 (upper mid).
  • Information ratio: -0.72 (lower mid).

Aditya Birla Sun Life International Equity Fund - Plan A

  • Upper mid AUM (₹304 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 10.88% (bottom quartile).
  • 3Y return: 16.42% (bottom quartile).
  • 1Y return: 21.91% (bottom quartile).
  • Alpha: 2.49 (upper mid).
  • Sharpe: 1.85 (bottom quartile).
  • Information ratio: -1.62 (bottom quartile).

DSP US Flexible Equity Fund

  • Top quartile AUM (₹1,080 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 16.24% (upper mid).
  • 3Y return: 24.76% (top quartile).
  • 1Y return: 44.20% (upper mid).
  • Alpha: 4.93 (top quartile).
  • Sharpe: 1.23 (bottom quartile).
  • Information ratio: -0.34 (lower mid).

Sundaram Global Advantage Fund

  • Bottom quartile AUM (₹157 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 11.08% (lower mid).
  • 3Y return: 17.06% (bottom quartile).
  • 1Y return: 17.06% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.91 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

2019 পারফরম্যান্সের উপর ভিত্তি করে শীর্ষস্থানীয় পারফর্মিং tণ তহবিল

FundNAVNet Assets (Cr)2024 (%)2023 (%)2022 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
DSP Credit Risk Fund Growth ₹50.745
↓ -0.01
₹225217.815.67.46%2Y 2M 1D2Y 11M 19D
Aditya Birla Sun Life Credit Risk Fund Growth ₹24.3348
↓ -0.02
₹1,17513.411.96.97.96%2Y 4D2Y 7M 6D
Aditya Birla Sun Life Medium Term Plan Growth ₹42.2747
↓ -0.05
₹3,07010.910.56.97.8%2Y 11M 16D3Y 10M 24D
Nippon India Strategic Debt Fund Growth ₹16.3966
↓ -0.02
₹1399.68.377.57%3Y 8M 5D4Y 10M 2D
ICICI Prudential Regular Savings Fund Growth ₹33.4749
↓ -0.02
₹5,8879.58.57.28.41%2Y 3M 14D3Y 7M 24D
Invesco India Credit Risk Fund Growth ₹2,000.74
↓ -0.17
₹1629.27.311.67.12%1Y 8M 8D2Y 1M 17D
Kotak Credit Risk Fund Growth ₹30.8668
↓ -0.04
₹7119.17.16.48.11%2Y 3M 7D2Y 11M 5D
Franklin India Corporate Debt Fund Growth ₹103.808
↓ -0.03
₹1,3509.17.66.57.43%2Y 11M 5D6Y 4M 19D
ICICI Prudential Medium Term Bond Fund Growth ₹46.848
↓ -0.01
₹5,6149877.99%3Y 6M 18D6Y 5M 23D
Nippon India Credit Risk Fund Growth ₹36.8131
↓ -0.01
₹1,0598.98.37.98.72%1Y 11M 23D2Y 4M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Mar 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP Credit Risk FundAditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Medium Term PlanNippon India Strategic Debt FundICICI Prudential Regular Savings FundInvesco India Credit Risk FundKotak Credit Risk FundFranklin India Corporate Debt FundICICI Prudential Medium Term Bond FundNippon India Credit Risk Fund
Point 1Bottom quartile AUM (₹225 Cr).Upper mid AUM (₹1,175 Cr).Upper mid AUM (₹3,070 Cr).Bottom quartile AUM (₹139 Cr).Highest AUM (₹5,887 Cr).Bottom quartile AUM (₹162 Cr).Lower mid AUM (₹711 Cr).Upper mid AUM (₹1,350 Cr).Top quartile AUM (₹5,614 Cr).Lower mid AUM (₹1,059 Cr).
Point 2Established history (22+ yrs).Established history (10+ yrs).Established history (17+ yrs).Established history (11+ yrs).Established history (15+ yrs).Established history (11+ yrs).Established history (15+ yrs).Oldest track record among peers (28 yrs).Established history (21+ yrs).Established history (20+ yrs).
Point 3Top rated.Not Rated.Rating: 4★ (top quartile).Rating: 4★ (upper mid).Rating: 1★ (bottom quartile).Rating: 4★ (upper mid).Rating: 3★ (upper mid).Rating: 2★ (lower mid).Rating: 2★ (lower mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 5.60% (bottom quartile).1Y return: 12.68% (top quartile).1Y return: 9.50% (top quartile).1Y return: 8.84% (upper mid).1Y return: 8.61% (upper mid).1Y return: 6.33% (bottom quartile).1Y return: 8.10% (lower mid).1Y return: 8.53% (upper mid).1Y return: 7.57% (bottom quartile).1Y return: 8.46% (lower mid).
Point 61M return: 0.85% (top quartile).1M return: 0.10% (lower mid).1M return: 0.03% (lower mid).1M return: 0.24% (upper mid).1M return: -0.09% (bottom quartile).1M return: 0.35% (upper mid).1M return: -0.12% (bottom quartile).1M return: 0.27% (upper mid).1M return: -0.13% (bottom quartile).1M return: 0.37% (top quartile).
Point 7Sharpe: 0.87 (bottom quartile).Sharpe: 2.39 (upper mid).Sharpe: 2.37 (upper mid).Sharpe: 1.24 (bottom quartile).Sharpe: 3.19 (top quartile).Sharpe: 1.01 (bottom quartile).Sharpe: 2.16 (upper mid).Sharpe: 1.35 (lower mid).Sharpe: 1.86 (lower mid).Sharpe: 2.51 (top quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.46% (bottom quartile).Yield to maturity (debt): 7.96% (upper mid).Yield to maturity (debt): 7.80% (lower mid).Yield to maturity (debt): 7.57% (lower mid).Yield to maturity (debt): 8.41% (top quartile).Yield to maturity (debt): 7.12% (bottom quartile).Yield to maturity (debt): 8.11% (upper mid).Yield to maturity (debt): 7.43% (bottom quartile).Yield to maturity (debt): 7.99% (upper mid).Yield to maturity (debt): 8.72% (top quartile).
Point 10Modified duration: 2.17 yrs (upper mid).Modified duration: 2.01 yrs (upper mid).Modified duration: 2.96 yrs (bottom quartile).Modified duration: 3.68 yrs (bottom quartile).Modified duration: 2.29 yrs (lower mid).Modified duration: 1.69 yrs (top quartile).Modified duration: 2.27 yrs (upper mid).Modified duration: 2.93 yrs (lower mid).Modified duration: 3.55 yrs (bottom quartile).Modified duration: 1.98 yrs (top quartile).

DSP Credit Risk Fund

  • Bottom quartile AUM (₹225 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 5.60% (bottom quartile).
  • 1M return: 0.85% (top quartile).
  • Sharpe: 0.87 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.46% (bottom quartile).
  • Modified duration: 2.17 yrs (upper mid).

Aditya Birla Sun Life Credit Risk Fund

  • Upper mid AUM (₹1,175 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 12.68% (top quartile).
  • 1M return: 0.10% (lower mid).
  • Sharpe: 2.39 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.96% (upper mid).
  • Modified duration: 2.01 yrs (upper mid).

Aditya Birla Sun Life Medium Term Plan

  • Upper mid AUM (₹3,070 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderate.
  • 1Y return: 9.50% (top quartile).
  • 1M return: 0.03% (lower mid).
  • Sharpe: 2.37 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.80% (lower mid).
  • Modified duration: 2.96 yrs (bottom quartile).

Nippon India Strategic Debt Fund

  • Bottom quartile AUM (₹139 Cr).
  • Established history (11+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.84% (upper mid).
  • 1M return: 0.24% (upper mid).
  • Sharpe: 1.24 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.57% (lower mid).
  • Modified duration: 3.68 yrs (bottom quartile).

ICICI Prudential Regular Savings Fund

  • Highest AUM (₹5,887 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.61% (upper mid).
  • 1M return: -0.09% (bottom quartile).
  • Sharpe: 3.19 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.41% (top quartile).
  • Modified duration: 2.29 yrs (lower mid).

Invesco India Credit Risk Fund

  • Bottom quartile AUM (₹162 Cr).
  • Established history (11+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.33% (bottom quartile).
  • 1M return: 0.35% (upper mid).
  • Sharpe: 1.01 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.12% (bottom quartile).
  • Modified duration: 1.69 yrs (top quartile).

Kotak Credit Risk Fund

  • Lower mid AUM (₹711 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 8.10% (lower mid).
  • 1M return: -0.12% (bottom quartile).
  • Sharpe: 2.16 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 8.11% (upper mid).
  • Modified duration: 2.27 yrs (upper mid).

Franklin India Corporate Debt Fund

  • Upper mid AUM (₹1,350 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.53% (upper mid).
  • 1M return: 0.27% (upper mid).
  • Sharpe: 1.35 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.43% (bottom quartile).
  • Modified duration: 2.93 yrs (lower mid).

ICICI Prudential Medium Term Bond Fund

  • Top quartile AUM (₹5,614 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.57% (bottom quartile).
  • 1M return: -0.13% (bottom quartile).
  • Sharpe: 1.86 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.99% (upper mid).
  • Modified duration: 3.55 yrs (bottom quartile).

Nippon India Credit Risk Fund

  • Lower mid AUM (₹1,059 Cr).
  • Established history (20+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.46% (lower mid).
  • 1M return: 0.37% (top quartile).
  • Sharpe: 2.51 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.72% (top quartile).
  • Modified duration: 1.98 yrs (top quartile).

2019 পারফরম্যান্সের ভিত্তিতে শীর্ষ পারফর্মিং হাইব্রিড তহবিল

FundNAVNet Assets (Cr)2024 (%)2023 (%)2022 (%)2021 (%)2020 (%)
ICICI Prudential Multi-Asset Fund Growth ₹771.891
↓ -18.66
₹83,04518.616.124.116.834.7
SBI Multi Asset Allocation Fund Growth ₹63.7865
↓ -1.01
₹16,36718.612.824.4613
Axis Triple Advantage Fund Growth ₹42.2649
↓ -1.23
₹2,17515.315.412.9-5.822.8
Franklin India Multi - Asset Solution Fund Growth ₹21.8161
↑ 0.02
₹12014.111.714.93.925.5
ICICI Prudential Equity and Debt Fund Growth ₹384.74
↑ 1.43
₹50,20513.317.228.211.741.7
HDFC Multi-Asset Fund Growth ₹72.306
↑ 0.17
₹5,88413.213.5184.317.9
SBI Equity Hybrid Fund Growth ₹288.466
↑ 0.52
₹82,31812.314.216.42.323.6
ICICI Prudential Balanced Advantage Fund Growth ₹73.3
↑ 0.20
₹71,15112.212.316.57.915.1
UTI Multi Asset Fund Growth ₹74.3387
↑ 0.35
₹6,94411.120.729.14.411.8
Aditya Birla Sun Life Balanced Advantage Fund Growth ₹104.15
↑ 0.36
₹9,10410.11316.54.213.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Mar 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryICICI Prudential Multi-Asset FundSBI Multi Asset Allocation FundAxis Triple Advantage FundFranklin India Multi - Asset Solution FundICICI Prudential Equity and Debt FundHDFC Multi-Asset FundSBI Equity Hybrid FundICICI Prudential Balanced Advantage FundUTI Multi Asset FundAditya Birla Sun Life Balanced Advantage Fund
Point 1Highest AUM (₹83,045 Cr).Upper mid AUM (₹16,367 Cr).Bottom quartile AUM (₹2,175 Cr).Bottom quartile AUM (₹120 Cr).Upper mid AUM (₹50,205 Cr).Bottom quartile AUM (₹5,884 Cr).Top quartile AUM (₹82,318 Cr).Upper mid AUM (₹71,151 Cr).Lower mid AUM (₹6,944 Cr).Lower mid AUM (₹9,104 Cr).
Point 2Established history (23+ yrs).Established history (20+ yrs).Established history (15+ yrs).Established history (11+ yrs).Oldest track record among peers (26 yrs).Established history (20+ yrs).Established history (21+ yrs).Established history (19+ yrs).Established history (17+ yrs).Established history (25+ yrs).
Point 3Rating: 2★ (lower mid).Top rated.Rating: 2★ (bottom quartile).Not Rated.Rating: 4★ (top quartile).Rating: 3★ (upper mid).Rating: 4★ (upper mid).Rating: 3★ (upper mid).Rating: 1★ (bottom quartile).Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 18.19% (top quartile).5Y return: 14.18% (upper mid).5Y return: 10.49% (bottom quartile).5Y return: 13.15% (upper mid).5Y return: 17.59% (top quartile).5Y return: 12.05% (lower mid).5Y return: 10.88% (lower mid).5Y return: 10.60% (bottom quartile).5Y return: 13.18% (upper mid).5Y return: 9.76% (bottom quartile).
Point 63Y return: 17.60% (upper mid).3Y return: 17.69% (upper mid).3Y return: 14.99% (upper mid).3Y return: 14.02% (lower mid).3Y return: 17.69% (top quartile).3Y return: 13.61% (bottom quartile).3Y return: 13.85% (lower mid).3Y return: 12.18% (bottom quartile).3Y return: 17.91% (top quartile).3Y return: 12.09% (bottom quartile).
Point 71Y return: 9.07% (upper mid).1Y return: 16.65% (top quartile).1Y return: 13.62% (top quartile).1Y return: 12.11% (upper mid).1Y return: 5.83% (bottom quartile).1Y return: 8.17% (upper mid).1Y return: 4.21% (bottom quartile).1Y return: 6.51% (lower mid).1Y return: 6.75% (lower mid).1Y return: 5.17% (bottom quartile).
Point 81M return: -5.89% (lower mid).1M return: -4.92% (top quartile).1M return: -6.69% (bottom quartile).1M return: 0.39% (top quartile).1M return: -5.94% (lower mid).1M return: -5.82% (upper mid).1M return: -6.07% (bottom quartile).1M return: -5.21% (upper mid).1M return: -6.69% (bottom quartile).1M return: -4.96% (upper mid).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 3.49 (top quartile).Alpha: 0.00 (lower mid).Alpha: -0.34 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 2.37 (upper mid).Sharpe: 3.60 (top quartile).Sharpe: 3.65 (top quartile).Sharpe: 1.73 (lower mid).Sharpe: 1.45 (bottom quartile).Sharpe: 2.58 (upper mid).Sharpe: 0.95 (bottom quartile).Sharpe: 1.71 (lower mid).Sharpe: 1.86 (upper mid).Sharpe: 1.19 (bottom quartile).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹83,045 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 18.19% (top quartile).
  • 3Y return: 17.60% (upper mid).
  • 1Y return: 9.07% (upper mid).
  • 1M return: -5.89% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 2.37 (upper mid).

SBI Multi Asset Allocation Fund

  • Upper mid AUM (₹16,367 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 14.18% (upper mid).
  • 3Y return: 17.69% (upper mid).
  • 1Y return: 16.65% (top quartile).
  • 1M return: -4.92% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 3.60 (top quartile).

Axis Triple Advantage Fund

  • Bottom quartile AUM (₹2,175 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 10.49% (bottom quartile).
  • 3Y return: 14.99% (upper mid).
  • 1Y return: 13.62% (top quartile).
  • 1M return: -6.69% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 3.65 (top quartile).

Franklin India Multi - Asset Solution Fund

  • Bottom quartile AUM (₹120 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.15% (upper mid).
  • 3Y return: 14.02% (lower mid).
  • 1Y return: 12.11% (upper mid).
  • 1M return: 0.39% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.73 (lower mid).

ICICI Prudential Equity and Debt Fund

  • Upper mid AUM (₹50,205 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.59% (top quartile).
  • 3Y return: 17.69% (top quartile).
  • 1Y return: 5.83% (bottom quartile).
  • 1M return: -5.94% (lower mid).
  • Alpha: 3.49 (top quartile).
  • Sharpe: 1.45 (bottom quartile).

HDFC Multi-Asset Fund

  • Bottom quartile AUM (₹5,884 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 12.05% (lower mid).
  • 3Y return: 13.61% (bottom quartile).
  • 1Y return: 8.17% (upper mid).
  • 1M return: -5.82% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.58 (upper mid).

SBI Equity Hybrid Fund

  • Top quartile AUM (₹82,318 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.88% (lower mid).
  • 3Y return: 13.85% (lower mid).
  • 1Y return: 4.21% (bottom quartile).
  • 1M return: -6.07% (bottom quartile).
  • Alpha: -0.34 (bottom quartile).
  • Sharpe: 0.95 (bottom quartile).

ICICI Prudential Balanced Advantage Fund

  • Upper mid AUM (₹71,151 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.60% (bottom quartile).
  • 3Y return: 12.18% (bottom quartile).
  • 1Y return: 6.51% (lower mid).
  • 1M return: -5.21% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.71 (lower mid).

UTI Multi Asset Fund

  • Lower mid AUM (₹6,944 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.18% (upper mid).
  • 3Y return: 17.91% (top quartile).
  • 1Y return: 6.75% (lower mid).
  • 1M return: -6.69% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.86 (upper mid).

Aditya Birla Sun Life Balanced Advantage Fund

  • Lower mid AUM (₹9,104 Cr).
  • Established history (25+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.76% (bottom quartile).
  • 3Y return: 12.09% (bottom quartile).
  • 1Y return: 5.17% (bottom quartile).
  • 1M return: -4.96% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.19 (bottom quartile).

সেরা মিউচুয়াল ফান্ডগুলি কীভাবে নির্বাচন করবেন?

নির্বাচন প্রক্রিয়াসেরা মিউচুয়াল ফান্ড নিম্নরূপ.

  • বিনিয়োগের উদ্দেশ্য: ব্যক্তিরা কোনও নির্দিষ্ট উদ্দেশ্য অর্জনে যে কোনও বিনিয়োগ করে। সুতরাং, বিনিয়োগ কেন করা হচ্ছে তা সিদ্ধান্ত নেওয়া গুরুত্বপূর্ণ important কিছু উদ্দেশ্য যার জন্য ব্যক্তিমিউচুয়াল ফান্ডে বিনিয়োগ করুন একটি বাড়ি কিনছেন, একটি গাড়ি কিনছেন,অবসর পরিকল্পনা, বিয়ের পরিকল্পনা এবং আরও অনেক কিছু।

  • মেয়াদ, প্রত্যাশিত রিটার্নস এবং ঝুঁকি-ক্ষুধা: একবার আপনি বিনিয়োগের লক্ষ্য নির্ধারণ করার পরে, পরবর্তী পদক্ষেপটি প্রত্যাশিত রিটার্ন এবং ঝুঁকি-ক্ষুধা সহ বিনিয়োগের সময়কাল নির্ধারণ করা। ব্যক্তিদের যে মেয়াদে তাদের বিনিয়োগের প্রয়োজন হবে তা সিদ্ধান্ত নেওয়া উচিত। মেয়াদের পাশাপাশি ব্যক্তিদের প্রত্যাশিত রিটার্ন এবং ঝুঁকি-ক্ষুধাও পরীক্ষা করা উচিত। তিনটি পরামিতি নির্ধারণ করা আপনাকে যে ধরণের স্কিম বিনিয়োগ করতে বেছে নিতে পারে তা সিদ্ধান্ত নিতে সহায়তা করবে।

  • মিউচুয়াল ফান্ড স্কিম সম্পর্কে বিশদ বিবরণ পরীক্ষা করুন: বিনিয়োগের জন্য স্কিমের ধরণের সিদ্ধান্ত নেওয়ার পরে, ব্যক্তিদের এই স্কিম সম্পর্কে বুঝতে হবে। লোকদের এই তহবিলের বিভিন্ন দিক যেমন তহবিলের বয়স, এর এইউএম বা প্রকল্পের সম্পদের আকার, ব্যয় অনুপাত এবং তহবিলের কার্যকারিতা পরীক্ষা করা উচিত। এই পরামিতিগুলির পাশাপাশি, ব্যক্তিদেরও এই তহবিল পরিচালনার তহবিল পরিচালকের শংসাপত্রগুলি পরীক্ষা করা উচিত।

  • ফান্ড হাউসের শংসাপত্রগুলি পরীক্ষা করুন: মিউচুয়াল ফান্ড প্রকল্পের বিশদ মূল্যায়ন করা ছাড়াও ব্যক্তিদেরও তহবিলের বাড়ি বা সম্পদ পরিচালন সংস্থার শংসাপত্রগুলি পরীক্ষা করা উচিত (এএমসি)। কারণ, এটি ফান্ড হাউস যা প্রকল্পগুলি পরিচালনার জন্য দায়বদ্ধ। ফলস্বরূপ, তহবিল ঘরটিও এই প্রকল্পটির কার্য সম্পাদনের জন্য দায়ী।

  • আপনার বিনিয়োগগুলি নিয়মিত পর্যালোচনা করুন: মাত্রবিনিয়োগ যথেষ্ট না. মিউচুয়াল ফান্ডে বিনিয়োগের পরে ব্যক্তিদের পিছনে সিট নেওয়া উচিত নয়। তাদের বিনিয়োগগুলি নিয়মিত এবং একটি সময় মতো পদ্ধতিতে পর্যালোচনা করা উচিত যাতে তারা তাদের বিনিয়োগের উপর সর্বোচ্চ আয় করতে পারে।

Disclaimer:
এখানে প্রদত্ত তথ্যগুলি নির্ভুল নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। তবে তথ্যের সঠিকতা সম্পর্কিত কোনও গ্যারান্টি দেওয়া হয় না। কোনও বিনিয়োগ করার আগে দয়া করে স্কিম তথ্য নথি দিয়ে যাচাই করুন।
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