2019 এর জন্য সেরা মিউচুয়াল ফান্ড রিটার্নস

Updated on January 19, 2026 , 1245 views

মিউচুয়াল ফান্ড হ'ল এমন একটি বিনিয়োগের অ্যাভিনিউ যা গঠিত হয় যখন একই ধারণা ভাগ করে নেওয়া ব্যক্তিরা একত্রিত হন এবং তাদের অর্থ বিনিয়োগ করেন। মিউচুয়াল ফান্ড প্রকল্পটি তখন এই ব্যক্তিদের পক্ষে বিভিন্ন আর্থিক উপকরণগুলিতে বিনিয়োগ করে এবং লাভ অর্জন করে। মিউচুয়াল ফান্ডের বিভিন্ন বিভাগ রয়েছে যা ব্যক্তিদের বিভিন্ন প্রয়োজনীয়তা পূরণের জন্য ডিজাইন করা হয়েছে। মিউচুয়াল ফান্ড প্রকল্পের বিস্তৃত বিভাগইক্যুইটি তহবিল,Fundণ তহবিল, এবংহাইব্রিড তহবিল। 2019 সালে সমস্ত স্কিম বিভাগগুলির পারফরম্যান্স ভাল ছিল। দ্যএকত্রিত পুঁজি তাদের বিনিয়োগকারীদের জন্য উপযুক্ত রিটার্ন উপার্জন করতে সক্ষম হয়েছিল। সুতরাং, আসুন আমরা 2019 এর জন্য এই প্রকল্পগুলির কার্যকারিতাটি দেখি।

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2019 পারফরম্যান্সের ভিত্তিতে শীর্ষ পারফর্মিং ইক্যুইটি তহবিল

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
DSP World Gold Fund Growth	₹62.4037 ↑ 3.46	₹1,756	167.1	15.9	7	-7.7	-9
DSP World Mining Fund Growth	₹30.6236 ↑ 0.23	₹154	79	-8.1	0	12.2	18
Edelweiss Europe Dynamic Equity Off-shore Fund Growth	₹28.0925 ↓ -0.17	₹196	50	5.4	17.3	-6	17
Invesco India Feeder- Invesco Pan European Equity Fund Growth	₹23.226 ↑ 0.15	₹133	42.5	-5.1	20.5	1.6	16.6
Edelweiss Emerging Markets Opportunities Equity Off-shore Fund Growth	₹22.5588 ↓ -0.08	₹169	41.1	5.9	5.5	-16.8	-5.9
DSP World Energy Fund Growth	₹24.6058 ↓ -0.29	₹93	39.2	-6.8	12.9	-8.6	29.5
Kotak Global Emerging Market Fund Growth	₹33.05 ↓ -0.03	₹256	39.1	5.9	10.8	-15	-0.5
Aditya Birla Sun Life International Equity Fund - Plan A Growth	₹47.5381 ↓ -0.73	₹276	34.7	7.4	8.6	-2.1	13.5
DSP US Flexible Equity Fund Growth	₹78.5525 ↓ -0.62	₹1,068	33.8	17.8	22	-5.9	24.2
Sundaram Global Advantage Fund Growth	₹39.6021 ↓ -0.80	₹156	23.9	13.1	30.1	-15.4	18.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	DSP World Mining Fund	Edelweiss Europe Dynamic Equity Off-shore Fund	Invesco India Feeder- Invesco Pan European Equity Fund	Edelweiss Emerging Markets Opportunities Equity Off-shore Fund	DSP World Energy Fund	Kotak Global Emerging Market Fund	Aditya Birla Sun Life International Equity Fund - Plan A	DSP US Flexible Equity Fund	Sundaram Global Advantage Fund
Point 1	Highest AUM (₹1,756 Cr).	Bottom quartile AUM (₹154 Cr).	Upper mid AUM (₹196 Cr).	Bottom quartile AUM (₹133 Cr).	Lower mid AUM (₹169 Cr).	Bottom quartile AUM (₹93 Cr).	Upper mid AUM (₹256 Cr).	Upper mid AUM (₹276 Cr).	Top quartile AUM (₹1,068 Cr).	Lower mid AUM (₹156 Cr).
Point 2	Oldest track record among peers (18 yrs).	Established history (16+ yrs).	Established history (11+ yrs).	Established history (11+ yrs).	Established history (11+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (13+ yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 2★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 27.08% (top quartile).	5Y return: 18.38% (top quartile).	5Y return: 15.14% (upper mid).	5Y return: 14.34% (upper mid).	5Y return: 3.56% (bottom quartile).	5Y return: 10.46% (bottom quartile).	5Y return: 6.37% (bottom quartile).	5Y return: 11.53% (lower mid).	5Y return: 17.23% (upper mid).	5Y return: 12.61% (lower mid).
Point 6	3Y return: 52.71% (top quartile).	3Y return: 20.07% (upper mid).	3Y return: 21.57% (upper mid).	3Y return: 17.34% (lower mid).	3Y return: 16.32% (bottom quartile).	3Y return: 13.54% (bottom quartile).	3Y return: 17.46% (lower mid).	3Y return: 16.69% (bottom quartile).	3Y return: 24.57% (top quartile).	3Y return: 20.77% (upper mid).
Point 7	1Y return: 189.25% (top quartile).	1Y return: 90.57% (top quartile).	1Y return: 47.72% (upper mid).	1Y return: 43.88% (lower mid).	1Y return: 47.41% (upper mid).	1Y return: 38.28% (lower mid).	1Y return: 46.30% (upper mid).	1Y return: 33.53% (bottom quartile).	1Y return: 32.11% (bottom quartile).	1Y return: 19.34% (bottom quartile).
Point 8	Alpha: 1.32 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -0.64 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: -1.28 (bottom quartile).	Alpha: 9.64 (top quartile).	Alpha: 2.48 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: 3.42 (upper mid).	Sharpe: 3.27 (upper mid).	Sharpe: 3.79 (top quartile).	Sharpe: 3.44 (top quartile).	Sharpe: 2.63 (upper mid).	Sharpe: 1.61 (bottom quartile).	Sharpe: 2.58 (lower mid).	Sharpe: 2.57 (lower mid).	Sharpe: 1.20 (bottom quartile).	Sharpe: 1.26 (bottom quartile).
Point 10	Information ratio: -0.67 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.95 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.50 (lower mid).	Information ratio: -1.52 (bottom quartile).	Information ratio: -0.26 (lower mid).	Information ratio: 0.00 (upper mid).

DSP World Gold Fund

Highest AUM (₹1,756 Cr).
Oldest track record among peers (18 yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 27.08% (top quartile).
3Y return: 52.71% (top quartile).
1Y return: 189.25% (top quartile).
Alpha: 1.32 (upper mid).
Sharpe: 3.42 (upper mid).
Information ratio: -0.67 (bottom quartile).

DSP World Mining Fund

Bottom quartile AUM (₹154 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 18.38% (top quartile).
3Y return: 20.07% (upper mid).
1Y return: 90.57% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 3.27 (upper mid).
Information ratio: 0.00 (top quartile).

Edelweiss Europe Dynamic Equity Off-shore Fund

Upper mid AUM (₹196 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 15.14% (upper mid).
3Y return: 21.57% (upper mid).
1Y return: 47.72% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.79 (top quartile).
Information ratio: 0.00 (top quartile).

Invesco India Feeder- Invesco Pan European Equity Fund

Bottom quartile AUM (₹133 Cr).
Established history (11+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 14.34% (upper mid).
3Y return: 17.34% (lower mid).
1Y return: 43.88% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 3.44 (top quartile).
Information ratio: 0.00 (upper mid).

Edelweiss Emerging Markets Opportunities Equity Off-shore Fund

Lower mid AUM (₹169 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 3.56% (bottom quartile).
3Y return: 16.32% (bottom quartile).
1Y return: 47.41% (upper mid).
Alpha: -0.64 (bottom quartile).
Sharpe: 2.63 (upper mid).
Information ratio: -0.95 (bottom quartile).

DSP World Energy Fund

Bottom quartile AUM (₹93 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 10.46% (bottom quartile).
3Y return: 13.54% (bottom quartile).
1Y return: 38.28% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.61 (bottom quartile).
Information ratio: 0.00 (upper mid).

Kotak Global Emerging Market Fund

Upper mid AUM (₹256 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 6.37% (bottom quartile).
3Y return: 17.46% (lower mid).
1Y return: 46.30% (upper mid).
Alpha: -1.28 (bottom quartile).
Sharpe: 2.58 (lower mid).
Information ratio: -0.50 (lower mid).

Aditya Birla Sun Life International Equity Fund - Plan A

Upper mid AUM (₹276 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 11.53% (lower mid).
3Y return: 16.69% (bottom quartile).
1Y return: 33.53% (bottom quartile).
Alpha: 9.64 (top quartile).
Sharpe: 2.57 (lower mid).
Information ratio: -1.52 (bottom quartile).

DSP US Flexible Equity Fund

Top quartile AUM (₹1,068 Cr).
Established history (13+ yrs).
Top rated.
Risk profile: High.
5Y return: 17.23% (upper mid).
3Y return: 24.57% (top quartile).
1Y return: 32.11% (bottom quartile).
Alpha: 2.48 (top quartile).
Sharpe: 1.20 (bottom quartile).
Information ratio: -0.26 (lower mid).

Sundaram Global Advantage Fund

Lower mid AUM (₹156 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 12.61% (lower mid).
3Y return: 20.77% (upper mid).
1Y return: 19.34% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.26 (bottom quartile).
Information ratio: 0.00 (upper mid).

2019 পারফরম্যান্সের উপর ভিত্তি করে শীর্ষস্থানীয় পারফর্মিং tণ তহবিল

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Credit Risk Fund Growth	₹50.8151 ↑ 0.01	₹206	21	7.8	15.6	7.1%	2Y 4M 17D	3Y 3M 14D
Aditya Birla Sun Life Credit Risk Fund Growth	₹24.0607 ↓ -0.01	₹1,092	13.4	11.9	6.9	7.96%	2Y 4M 28D	3Y 2M 23D
Aditya Birla Sun Life Medium Term Plan Growth	₹41.884 ↓ 0.00	₹2,905	10.9	10.5	6.9	7.78%	3Y 4M 24D	4Y 6M 7D
Nippon India Strategic Debt Fund Growth	₹16.2184 ↑ 0.00	₹138	9.6	8.3	7	0%
ICICI Prudential Regular Savings Fund Growth	₹33.2223 ↓ -0.01	₹5,920	9.5	8.5	7.2	8.28%	1Y 10M 24D	2Y 11M 19D
Invesco India Credit Risk Fund Growth	₹1,984.81 ↑ 0.72	₹156	9.2	7.3	11.6	7.03%	2Y 3M 7D	3Y 11D
Kotak Credit Risk Fund Growth	₹30.5948 ↓ -0.01	₹707	9.1	7.1	6.4	7.8%	1Y 9M 11D	2Y 1M 13D
Franklin India Corporate Debt Fund Growth	₹102.675 ↑ 0.02	₹1,338	9.1	7.6	6.5	7.12%	2Y 5M 23D	5Y 10M 10D
ICICI Prudential Medium Term Bond Fund Growth	₹46.523 ↓ -0.02	₹5,708	9	8	7	7.92%	3Y 2M 5D	5Y 10M 10D
Nippon India Credit Risk Fund Growth	₹36.3002 ↑ 0.00	₹1,016	8.9	8.3	7.9	6.91%	8M 19D	9M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP Credit Risk Fund	Aditya Birla Sun Life Credit Risk Fund	Aditya Birla Sun Life Medium Term Plan	Nippon India Strategic Debt Fund	ICICI Prudential Regular Savings Fund	Invesco India Credit Risk Fund	Kotak Credit Risk Fund	Franklin India Corporate Debt Fund	ICICI Prudential Medium Term Bond Fund	Nippon India Credit Risk Fund
Point 1	Bottom quartile AUM (₹206 Cr).	Upper mid AUM (₹1,092 Cr).	Upper mid AUM (₹2,905 Cr).	Bottom quartile AUM (₹138 Cr).	Highest AUM (₹5,920 Cr).	Bottom quartile AUM (₹156 Cr).	Lower mid AUM (₹707 Cr).	Upper mid AUM (₹1,338 Cr).	Top quartile AUM (₹5,708 Cr).	Lower mid AUM (₹1,016 Cr).
Point 2	Established history (22+ yrs).	Established history (10+ yrs).	Established history (16+ yrs).	Established history (11+ yrs).	Established history (15+ yrs).	Established history (11+ yrs).	Established history (15+ yrs).	Oldest track record among peers (28 yrs).	Established history (21+ yrs).	Established history (20+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 4★ (top quartile).	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 20.62% (top quartile).	1Y return: 16.58% (top quartile).	1Y return: 12.14% (upper mid).	1Y return: 9.08% (upper mid).	1Y return: 8.98% (upper mid).	1Y return: 8.91% (lower mid).	1Y return: 8.40% (bottom quartile).	1Y return: 8.55% (lower mid).	1Y return: 8.28% (bottom quartile).	1Y return: 8.43% (bottom quartile).
Point 6	1M return: 0.22% (upper mid).	1M return: 3.53% (top quartile).	1M return: 1.84% (top quartile).	1M return: 0.15% (bottom quartile).	1M return: 0.35% (upper mid).	1M return: 0.21% (lower mid).	1M return: 0.19% (lower mid).	1M return: 0.14% (bottom quartile).	1M return: 0.17% (bottom quartile).	1M return: 0.22% (upper mid).
Point 7	Sharpe: 1.53 (lower mid).	Sharpe: 2.08 (upper mid).	Sharpe: 2.01 (lower mid).	Sharpe: 1.20 (bottom quartile).	Sharpe: 3.32 (top quartile).	Sharpe: 1.24 (bottom quartile).	Sharpe: 2.21 (upper mid).	Sharpe: 1.29 (bottom quartile).	Sharpe: 2.06 (upper mid).	Sharpe: 2.73 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.10% (lower mid).	Yield to maturity (debt): 7.96% (top quartile).	Yield to maturity (debt): 7.78% (upper mid).	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 8.28% (top quartile).	Yield to maturity (debt): 7.03% (bottom quartile).	Yield to maturity (debt): 7.80% (upper mid).	Yield to maturity (debt): 7.12% (lower mid).	Yield to maturity (debt): 7.92% (upper mid).	Yield to maturity (debt): 6.91% (bottom quartile).
Point 10	Modified duration: 2.38 yrs (lower mid).	Modified duration: 2.41 yrs (lower mid).	Modified duration: 3.40 yrs (bottom quartile).	Modified duration: 0.00 yrs (top quartile).	Modified duration: 1.90 yrs (upper mid).	Modified duration: 2.27 yrs (upper mid).	Modified duration: 1.78 yrs (upper mid).	Modified duration: 2.48 yrs (bottom quartile).	Modified duration: 3.18 yrs (bottom quartile).	Modified duration: 0.72 yrs (top quartile).

DSP Credit Risk Fund

Bottom quartile AUM (₹206 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 20.62% (top quartile).
1M return: 0.22% (upper mid).
Sharpe: 1.53 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.10% (lower mid).
Modified duration: 2.38 yrs (lower mid).

Aditya Birla Sun Life Credit Risk Fund

Upper mid AUM (₹1,092 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 16.58% (top quartile).
1M return: 3.53% (top quartile).
Sharpe: 2.08 (upper mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.96% (top quartile).
Modified duration: 2.41 yrs (lower mid).

Aditya Birla Sun Life Medium Term Plan

Upper mid AUM (₹2,905 Cr).
Established history (16+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderate.
1Y return: 12.14% (upper mid).
1M return: 1.84% (top quartile).
Sharpe: 2.01 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.78% (upper mid).
Modified duration: 3.40 yrs (bottom quartile).

Nippon India Strategic Debt Fund

Bottom quartile AUM (₹138 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 9.08% (upper mid).
1M return: 0.15% (bottom quartile).
Sharpe: 1.20 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

ICICI Prudential Regular Savings Fund

Highest AUM (₹5,920 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.98% (upper mid).
1M return: 0.35% (upper mid).
Sharpe: 3.32 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 8.28% (top quartile).
Modified duration: 1.90 yrs (upper mid).

Invesco India Credit Risk Fund

Bottom quartile AUM (₹156 Cr).
Established history (11+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 8.91% (lower mid).
1M return: 0.21% (lower mid).
Sharpe: 1.24 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.03% (bottom quartile).
Modified duration: 2.27 yrs (upper mid).

Kotak Credit Risk Fund

Lower mid AUM (₹707 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 8.40% (bottom quartile).
1M return: 0.19% (lower mid).
Sharpe: 2.21 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.80% (upper mid).
Modified duration: 1.78 yrs (upper mid).

Franklin India Corporate Debt Fund

Upper mid AUM (₹1,338 Cr).
Oldest track record among peers (28 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 8.55% (lower mid).
1M return: 0.14% (bottom quartile).
Sharpe: 1.29 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.12% (lower mid).
Modified duration: 2.48 yrs (bottom quartile).

ICICI Prudential Medium Term Bond Fund

Top quartile AUM (₹5,708 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 8.28% (bottom quartile).
1M return: 0.17% (bottom quartile).
Sharpe: 2.06 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.92% (upper mid).
Modified duration: 3.18 yrs (bottom quartile).

Nippon India Credit Risk Fund

Lower mid AUM (₹1,016 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.43% (bottom quartile).
1M return: 0.22% (upper mid).
Sharpe: 2.73 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.91% (bottom quartile).
Modified duration: 0.72 yrs (top quartile).

2019 পারফরম্যান্সের ভিত্তিতে শীর্ষ পারফর্মিং হাইব্রিড তহবিল

Fund	NAV	Net Assets (Cr)	2024 (%)	2023 (%)	2022 (%)	2021 (%)	2020 (%)
ICICI Prudential Multi-Asset Fund Growth	₹810.058 ↓ -6.99	₹78,179	18.6	16.1	24.1	16.8	34.7
SBI Multi Asset Allocation Fund Growth	₹66.4075 ↑ 0.21	₹13,033	18.6	12.8	24.4	6	13
Axis Triple Advantage Fund Growth	₹45.5112 ↑ 0.56	₹1,875	15.3	15.4	12.9	-5.8	22.8
Franklin India Multi - Asset Solution Fund Growth	₹21.6 ↑ 0.01	₹108	14.1	11.7	14.9	3.9	25.5
ICICI Prudential Equity and Debt Fund Growth	₹399.45 ↓ -0.85	₹49,641	13.3	17.2	28.2	11.7	41.7
HDFC Multi-Asset Fund Growth	₹76.277 ↑ 0.70	₹5,460	13.2	13.5	18	4.3	17.9
SBI Equity Hybrid Fund Growth	₹301.454 ↓ -0.41	₹82,847	12.3	14.2	16.4	2.3	23.6
ICICI Prudential Balanced Advantage Fund Growth	₹76.35 ↓ -0.15	₹70,535	12.2	12.3	16.5	7.9	15.1
UTI Multi Asset Fund Growth	₹79.7414 ↑ 0.42	₹6,720	11.1	20.7	29.1	4.4	11.8
Aditya Birla Sun Life Balanced Advantage Fund Growth	₹107.68 ↓ -0.31	₹8,944	10.1	13	16.5	4.2	13.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	ICICI Prudential Multi-Asset Fund	SBI Multi Asset Allocation Fund	Axis Triple Advantage Fund	Franklin India Multi - Asset Solution Fund	ICICI Prudential Equity and Debt Fund	HDFC Multi-Asset Fund	SBI Equity Hybrid Fund	ICICI Prudential Balanced Advantage Fund	UTI Multi Asset Fund	Aditya Birla Sun Life Balanced Advantage Fund
Point 1	Top quartile AUM (₹78,179 Cr).	Upper mid AUM (₹13,033 Cr).	Bottom quartile AUM (₹1,875 Cr).	Bottom quartile AUM (₹108 Cr).	Upper mid AUM (₹49,641 Cr).	Bottom quartile AUM (₹5,460 Cr).	Highest AUM (₹82,847 Cr).	Upper mid AUM (₹70,535 Cr).	Lower mid AUM (₹6,720 Cr).	Lower mid AUM (₹8,944 Cr).
Point 2	Established history (23+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).	Established history (11+ yrs).	Oldest track record among peers (26 yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).	Established history (17+ yrs).	Established history (25+ yrs).
Point 3	Rating: 2★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.51% (top quartile).	5Y return: 14.82% (upper mid).	5Y return: 11.86% (bottom quartile).	5Y return: 13.27% (upper mid).	5Y return: 20.24% (top quartile).	5Y return: 13.14% (lower mid).	5Y return: 12.28% (lower mid).	5Y return: 12.04% (bottom quartile).	5Y return: 14.83% (upper mid).	5Y return: 10.64% (bottom quartile).
Point 6	3Y return: 18.96% (top quartile).	3Y return: 18.70% (upper mid).	3Y return: 15.90% (upper mid).	3Y return: 13.13% (bottom quartile).	3Y return: 18.21% (upper mid).	3Y return: 14.95% (lower mid).	3Y return: 13.77% (lower mid).	3Y return: 13.12% (bottom quartile).	3Y return: 20.39% (top quartile).	3Y return: 12.37% (bottom quartile).
Point 7	1Y return: 15.63% (upper mid).	1Y return: 21.07% (top quartile).	1Y return: 19.33% (top quartile).	1Y return: 13.63% (lower mid).	1Y return: 11.85% (lower mid).	1Y return: 15.09% (upper mid).	1Y return: 11.22% (bottom quartile).	1Y return: 11.62% (bottom quartile).	1Y return: 14.45% (upper mid).	1Y return: 8.99% (bottom quartile).
Point 8	1M return: -0.48% (lower mid).	1M return: 2.28% (top quartile).	1M return: 2.62% (top quartile).	1M return: 0.35% (upper mid).	1M return: -2.44% (bottom quartile).	1M return: 1.29% (upper mid).	1M return: -2.81% (bottom quartile).	1M return: -1.41% (lower mid).	1M return: 0.91% (upper mid).	1M return: -2.06% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 4.49 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 3.30 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 1.86 (top quartile).	Sharpe: 1.60 (top quartile).	Sharpe: 1.01 (upper mid).	Sharpe: 1.56 (upper mid).	Sharpe: 0.83 (lower mid).	Sharpe: 1.10 (upper mid).	Sharpe: 0.63 (bottom quartile).	Sharpe: 0.98 (lower mid).	Sharpe: 0.55 (bottom quartile).	Sharpe: 0.48 (bottom quartile).

ICICI Prudential Multi-Asset Fund

Top quartile AUM (₹78,179 Cr).
Established history (23+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 20.51% (top quartile).
3Y return: 18.96% (top quartile).
1Y return: 15.63% (upper mid).
1M return: -0.48% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.86 (top quartile).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹13,033 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 14.82% (upper mid).
3Y return: 18.70% (upper mid).
1Y return: 21.07% (top quartile).
1M return: 2.28% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.60 (top quartile).

Axis Triple Advantage Fund

Bottom quartile AUM (₹1,875 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.86% (bottom quartile).
3Y return: 15.90% (upper mid).
1Y return: 19.33% (top quartile).
1M return: 2.62% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.01 (upper mid).

Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹108 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.27% (upper mid).
3Y return: 13.13% (bottom quartile).
1Y return: 13.63% (lower mid).
1M return: 0.35% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.56 (upper mid).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹49,641 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 20.24% (top quartile).
3Y return: 18.21% (upper mid).
1Y return: 11.85% (lower mid).
1M return: -2.44% (bottom quartile).
Alpha: 4.49 (top quartile).
Sharpe: 0.83 (lower mid).

HDFC Multi-Asset Fund

Bottom quartile AUM (₹5,460 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
5Y return: 13.14% (lower mid).
3Y return: 14.95% (lower mid).
1Y return: 15.09% (upper mid).
1M return: 1.29% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.10 (upper mid).

SBI Equity Hybrid Fund

Highest AUM (₹82,847 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.28% (lower mid).
3Y return: 13.77% (lower mid).
1Y return: 11.22% (bottom quartile).
1M return: -2.81% (bottom quartile).
Alpha: 3.30 (top quartile).
Sharpe: 0.63 (bottom quartile).

ICICI Prudential Balanced Advantage Fund

Upper mid AUM (₹70,535 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.04% (bottom quartile).
3Y return: 13.12% (bottom quartile).
1Y return: 11.62% (bottom quartile).
1M return: -1.41% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.98 (lower mid).

UTI Multi Asset Fund

Lower mid AUM (₹6,720 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.83% (upper mid).
3Y return: 20.39% (top quartile).
1Y return: 14.45% (upper mid).
1M return: 0.91% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.55 (bottom quartile).

Aditya Birla Sun Life Balanced Advantage Fund

Lower mid AUM (₹8,944 Cr).
Established history (25+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.64% (bottom quartile).
3Y return: 12.37% (bottom quartile).
1Y return: 8.99% (bottom quartile).
1M return: -2.06% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.48 (bottom quartile).

সেরা মিউচুয়াল ফান্ডগুলি কীভাবে নির্বাচন করবেন?

নির্বাচন প্রক্রিয়াসেরা মিউচুয়াল ফান্ড নিম্নরূপ.

বিনিয়োগের উদ্দেশ্য: ব্যক্তিরা কোনও নির্দিষ্ট উদ্দেশ্য অর্জনে যে কোনও বিনিয়োগ করে। সুতরাং, বিনিয়োগ কেন করা হচ্ছে তা সিদ্ধান্ত নেওয়া গুরুত্বপূর্ণ important কিছু উদ্দেশ্য যার জন্য ব্যক্তিমিউচুয়াল ফান্ডে বিনিয়োগ করুন একটি বাড়ি কিনছেন, একটি গাড়ি কিনছেন,অবসর পরিকল্পনা, বিয়ের পরিকল্পনা এবং আরও অনেক কিছু।
মেয়াদ, প্রত্যাশিত রিটার্নস এবং ঝুঁকি-ক্ষুধা: একবার আপনি বিনিয়োগের লক্ষ্য নির্ধারণ করার পরে, পরবর্তী পদক্ষেপটি প্রত্যাশিত রিটার্ন এবং ঝুঁকি-ক্ষুধা সহ বিনিয়োগের সময়কাল নির্ধারণ করা। ব্যক্তিদের যে মেয়াদে তাদের বিনিয়োগের প্রয়োজন হবে তা সিদ্ধান্ত নেওয়া উচিত। মেয়াদের পাশাপাশি ব্যক্তিদের প্রত্যাশিত রিটার্ন এবং ঝুঁকি-ক্ষুধাও পরীক্ষা করা উচিত। তিনটি পরামিতি নির্ধারণ করা আপনাকে যে ধরণের স্কিম বিনিয়োগ করতে বেছে নিতে পারে তা সিদ্ধান্ত নিতে সহায়তা করবে।
মিউচুয়াল ফান্ড স্কিম সম্পর্কে বিশদ বিবরণ পরীক্ষা করুন: বিনিয়োগের জন্য স্কিমের ধরণের সিদ্ধান্ত নেওয়ার পরে, ব্যক্তিদের এই স্কিম সম্পর্কে বুঝতে হবে। লোকদের এই তহবিলের বিভিন্ন দিক যেমন তহবিলের বয়স, এর এইউএম বা প্রকল্পের সম্পদের আকার, ব্যয় অনুপাত এবং তহবিলের কার্যকারিতা পরীক্ষা করা উচিত। এই পরামিতিগুলির পাশাপাশি, ব্যক্তিদেরও এই তহবিল পরিচালনার তহবিল পরিচালকের শংসাপত্রগুলি পরীক্ষা করা উচিত।
ফান্ড হাউসের শংসাপত্রগুলি পরীক্ষা করুন: মিউচুয়াল ফান্ড প্রকল্পের বিশদ মূল্যায়ন করা ছাড়াও ব্যক্তিদেরও তহবিলের বাড়ি বা সম্পদ পরিচালন সংস্থার শংসাপত্রগুলি পরীক্ষা করা উচিত (এএমসি)। কারণ, এটি ফান্ড হাউস যা প্রকল্পগুলি পরিচালনার জন্য দায়বদ্ধ। ফলস্বরূপ, তহবিল ঘরটিও এই প্রকল্পটির কার্য সম্পাদনের জন্য দায়ী।
আপনার বিনিয়োগগুলি নিয়মিত পর্যালোচনা করুন: মাত্রবিনিয়োগ যথেষ্ট না. মিউচুয়াল ফান্ডে বিনিয়োগের পরে ব্যক্তিদের পিছনে সিট নেওয়া উচিত নয়। তাদের বিনিয়োগগুলি নিয়মিত এবং একটি সময় মতো পদ্ধতিতে পর্যালোচনা করা উচিত যাতে তারা তাদের বিনিয়োগের উপর সর্বোচ্চ আয় করতে পারে।

Disclaimer:
এখানে প্রদত্ত তথ্যগুলি নির্ভুল নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। তবে তথ্যের সঠিকতা সম্পর্কিত কোনও গ্যারান্টি দেওয়া হয় না। কোনও বিনিয়োগ করার আগে দয়া করে স্কিম তথ্য নথি দিয়ে যাচাই করুন।