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फिनकैश »म्यूचुअल फंड्स »एक साल के लिए सर्वश्रेष्ठ एसआईपी योजनाएं

1 साल के निवेश के लिए 9 सर्वश्रेष्ठ एसआईपी योजनाएं 2022

Updated on June 5, 2023 , 112894 views

सर्वश्रेष्ठ एसआईपी योजनाएं? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंम्यूचुअल फंड में निवेश किसी के जरिएसिप या व्यवस्थितनिवेश योजना.

एसआईपी निवेश सबसे अनुशासित में से एक हैनिवेश में निवेश करते समय विकल्पम्यूचुअल फंड्स. इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।

SIP

SIP में निवेश क्यों करें?

म्यूचुअल फंड में एसआईपी निवेश बचत की आदत डालने का सबसे सुविधाजनक तरीका है। अक्सर युवा पीढ़ी की कमाई करने वाले लोग ज्यादा बचत नहीं करते हैं। एक व्यवस्थित निवेश योजना के लिए किसी को भारी मात्रा में निवेश की आवश्यकता नहीं है क्योंकि शुरुआती राशि 500 रुपये जितनी कम है, और कुछ फंड मासिक रूप से 100 रुपये के लिए एसआईपी भी प्रदान करते हैं। कम उम्र से ही व्यक्ति अपनी बचत को निवेश के रूप में बनाने की आदत डाल सकता है। एसआईपी, इस प्रकार प्रत्येक महीने के दौरान बचाई जाने वाली एक निश्चित राशि को अलग रखता है। इसलिए व्यवस्थित निवेश योजनाएँ स्मार्ट निवेश के सबसे महत्वपूर्ण साधनों में से एक हैं।

SIP की मदद से आप अपनी तैयारी कर सकते हैंवित्तीय लक्ष्यों परेशानी मुक्त तरीके से। एसआईपी करना बेहद सुविधाजनक है क्योंकि म्युचुअल फंड को केवल एक बार कागजी कार्रवाई करने की आवश्यकता होती है जिसके बाद मासिक राशि बैंक से डेबिट हो जाती है।बैंक बिना किसी हस्तक्षेप के सीधे खाता। नतीजतन, एसआईपी को अन्य निवेशों और बचत विकल्पों के लिए आवश्यक प्रयासों की आवश्यकता नहीं होती है।

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FY 22 - 23 . में 1 साल के निवेश के लिए सर्वश्रेष्ठ SIP योजनाएँ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2022 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹470.777
↑ 0.09
₹14,525 1,000 23.66.55.24.87.56%5M 8D5M 16D
BOI AXA Liquid Fund Growth ₹2,600.99
↑ 0.48
₹590 1,000 1.83.46.44.34.97.02%1M 17D1M 20D
Baroda Pioneer Liquid Fund Growth ₹2,603.67
↑ 0.47
₹7,111 500 1.83.56.44.44.97.15%26D29D
ICICI Prudential Ultra Short Term Fund Growth ₹23.9389
↑ 0.01
₹12,645 1,000 23.66.35.14.57.57%4M 17D5M 5D
IDBI Liquid Fund Growth ₹2,432.02
↑ 0.38
₹672 500 1.83.46.34.44.96.88%30D30D
Principal Cash Management Fund Growth ₹1,996.98
↑ 0.36
₹3,995 2,000 1.83.46.34.34.87.16%29D29D
Mirae Asset Cash Management Fund Growth ₹2,372.04
↑ 0.43
₹4,955 1,000 1.83.46.34.34.87.21%1M 20D1M 19D
IDFC Cash Fund Growth ₹2,735.3
↑ 0.47
₹8,821 100 1.83.46.34.34.87.09%1M 15D1M 16D
ICICI Prudential Liquid Fund Growth ₹334.926
↑ 0.06
₹42,472 99 1.83.46.34.34.87.1%1M 9D1M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jun 23

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2022 was 4.8% , 2021 was 3.9% and 2020 was 7% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (07 Jun 23) ₹470.777 ↑ 0.09   (0.02 %)
Net Assets (Cr) ₹14,525 on 30 Apr 23
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.49
Sharpe Ratio -0.55
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.56%
Effective Maturity 5 Months 16 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,874
31 May 20₹11,722
31 May 21₹12,369
31 May 22₹12,833
31 May 23₹13,652

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 3.6%
1 Year 6.5%
3 Year 5.2%
5 Year 6.4%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
2013 9.5%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha14 Jun 148.88 Yr.
Kaustubh Gupta15 Jul 1111.8 Yr.
Monika Gandhi22 Mar 212.11 Yr.
Dhaval Joshi21 Nov 220.44 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash61.38%
Debt38.62%
Debt Sector Allocation
SectorValue
Corporate43.74%
Cash Equivalent30.82%
Government25.2%
Securitized0.24%
Credit Quality
RatingValue
AA21.44%
AAA78.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 29062023
Sovereign Bonds | -
6%₹855 Cr86,204,130
↓ -5,000,000
Housing Development Finance Corporation Ltd
Debentures | -
4%₹597 Cr6,000
182 DTB 29092023
Sovereign Bonds | -
3%₹487 Cr50,000,000
Hindalco Industries Limited
Debentures | -
2%₹350 Cr35,000
Bharti Telecom Limited
Debentures | -
2%₹325 Cr3,250
Shriram Finance Limited
Debentures | -
2%₹275 Cr2,750
Sikka Ports & Terminals Limited
Debentures | -
2%₹252 Cr2,520
Reliance Industries Limited
Debentures | -
2%₹251 Cr2,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹250 Cr2,500
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
2%₹250 Cr2,500

2. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 34 in Liquid Fund category.  Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.1% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund
Growth
Launch Date 16 Jul 08
NAV (07 Jun 23) ₹2,600.99 ↑ 0.48   (0.02 %)
Net Assets (Cr) ₹590 on 30 Apr 23
Category Debt - Liquid Fund
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Low
Expense Ratio 0.22
Sharpe Ratio 0.14
Information Ratio -4.39
Alpha Ratio -0.11
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.02%
Effective Maturity 1 Month 20 Days
Modified Duration 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,748
31 May 20₹11,351
31 May 21₹11,712
31 May 22₹12,122
31 May 23₹12,884

BOI AXA Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.4%
1 Year 6.4%
3 Year 4.3%
5 Year 5.2%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.4%
2018 7.4%
2017 6.7%
2016 7.6%
2015 8.3%
2014 9%
2013 9.3%
Fund Manager information for BOI AXA Liquid Fund
NameSinceTenure
Mithraem Bharucha17 Aug 211.7 Yr.

Data below for BOI AXA Liquid Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent74.88%
Corporate16.78%
Government8.34%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Limited
Commercial Paper | -
6%₹50 Cr5,000,000
Axis Bank Limited
Certificate of Deposit | -
6%₹50 Cr5,000,000
↑ 5,000,000
91 DTB 06072023
Sovereign Bonds | -
6%₹50 Cr5,000,000
HDFC Bank Limited
Certificate of Deposit | -
6%₹49 Cr5,000,000
↑ 2,500,000
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -
6%₹49 Cr5,000,000
↑ 5,000,000
Canara Bank
Certificate of Deposit | -
6%₹49 Cr5,000,000
↑ 5,000,000
91 DTB 10082023
Sovereign Bonds | -
6%₹49 Cr5,000,000
↑ 5,000,000
Punjab National Bank
Certificate of Deposit | -
6%₹49 Cr5,000,000
↑ 5,000,000
Bajaj Finance Ltd
Commercial Paper | -
6%₹49 Cr5,000,000
↑ 5,000,000
Housing Development Finance Corporation Limited
Commercial Paper | -
5%₹40 Cr4,000,000

3. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 22 in Liquid Fund category.  Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.1% .

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund
Growth
Launch Date 5 Feb 09
NAV (07 Jun 23) ₹2,603.67 ↑ 0.47   (0.02 %)
Net Assets (Cr) ₹7,111 on 30 Apr 23
Category Debt - Liquid Fund
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 0.42
Information Ratio -3.5
Alpha Ratio -0.1
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.15%
Effective Maturity 29 Days
Modified Duration 26 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,757
31 May 20₹11,382
31 May 21₹11,746
31 May 22₹12,159
31 May 23₹12,924

Baroda Pioneer Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 6.4%
3 Year 4.4%
5 Year 5.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.8%
2015 8.4%
2014 9.1%
2013 9.2%
Fund Manager information for Baroda Pioneer Liquid Fund
NameSinceTenure
Mayank Prakash21 Oct 220.53 Yr.
Vikram Pamnani14 Mar 221.13 Yr.

Data below for Baroda Pioneer Liquid Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent70.53%
Corporate21.27%
Government8.2%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 16-May-2023
CBLO/Reverse Repo | -
20%₹1,660 Cr
Net Receivable / Payable
CBLO | -
9%-₹746 Cr
182 DTB 01062023
Sovereign Bonds | -
5%₹379 Cr38,000,000
↑ 23,000,000
Small Industries Development Bank of India
Commercial Paper | -
4%₹344 Cr7,000
↑ 7,000
364 Dtb 01062023
Sovereign Bonds | -
4%₹323 Cr32,400,000
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -
4%₹314 Cr6,300
↑ 300
Canara Bank
Certificate of Deposit | -
4%₹300 Cr6,000
Ntpc Limited
Commercial Paper | -
4%₹296 Cr6,000
↑ 6,000
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹250 Cr5,000
Larsen And Toubro Limited
Commercial Paper | -
3%₹248 Cr5,000

4. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2022 was 4.5% , 2021 was 4% and 2020 was 6.5% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (07 Jun 23) ₹23.9389 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹12,645 on 30 Apr 23
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.93
Sharpe Ratio -0.94
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 7.57%
Effective Maturity 5 Months 5 Days
Modified Duration 4 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,832
31 May 20₹11,648
31 May 21₹12,297
31 May 22₹12,742
31 May 23₹13,531

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 3.6%
1 Year 6.3%
3 Year 5.1%
5 Year 6.2%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.5%
2021 4%
2020 6.5%
2019 8.4%
2018 7.5%
2017 6.9%
2016 9.8%
2015 9.1%
2014 14.8%
2013 3.1%
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 166.46 Yr.
Ritesh Lunawat15 Jun 175.88 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash75.14%
Debt24.86%
Debt Sector Allocation
SectorValue
Corporate50.89%
Cash Equivalent39.91%
Government9.2%
Credit Quality
RatingValue
AA18.72%
AAA81.28%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 29062023
Sovereign Bonds | -
5%₹694 Cr70,000,000
182 DTB 06072023
Sovereign Bonds | -
4%₹471 Cr47,500,000
Sikka Ports & Terminals Limited
Debentures | -
3%₹375 Cr3,750
↓ -250
Embassy Office Parks Reit
Debentures | -
2%₹272 Cr2,750
National Bank For Agriculture And Rural Development
Debentures | -
2%₹259 Cr2,600
Power Finance Corporation Ltd.
Debentures | -
2%₹244 Cr2,450
Embassy Office Parks Reit
Debentures | -
2%₹200 Cr2,000
Apollo Building Products Private Limited
Debentures | -
2%₹199 Cr20,000
Tata Housing Development Company Limited
Debentures | -
2%₹196 Cr19,500
↓ -500
Ongc Petro Additions Limited
Debentures | -
1%₹190 Cr1,900

5. IDBI Liquid Fund

The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized.

IDBI Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Jul 10. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 37 in Liquid Fund category.  Return for 2022 was 4.9% , 2021 was 3.4% and 2020 was 4.5% .

Below is the key information for IDBI Liquid Fund

IDBI Liquid Fund
Growth
Launch Date 9 Jul 10
NAV (07 Jun 23) ₹2,432.02 ↑ 0.38   (0.02 %)
Net Assets (Cr) ₹672 on 15 May 23
Category Debt - Liquid Fund
AMC IDBI Asset Management Limited
Rating
Risk Low
Expense Ratio 0.17
Sharpe Ratio 0.01
Information Ratio -5.87
Alpha Ratio -0.18
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.88%
Effective Maturity 30 Days
Modified Duration 30 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,756
31 May 20₹11,402
31 May 21₹11,798
31 May 22₹12,214
31 May 23₹12,977

IDBI Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for IDBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.4%
1 Year 6.3%
3 Year 4.4%
5 Year 5.3%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.9%
2021 3.4%
2020 4.5%
2019 6.6%
2018 7.5%
2017 6.6%
2016 7.5%
2015 8.3%
2014 9%
2013 9%
Fund Manager information for IDBI Liquid Fund
NameSinceTenure
Raju Sharma3 May 176 Yr.

Data below for IDBI Liquid Fund as on 15 May 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent62.31%
Government19.18%
Corporate18.51%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
17%₹117 Cr
91 DTB 25052023
Sovereign Bonds | -
13%₹90 Cr9,000,000
↓ -1,000,000
91 DTB 10082023
Sovereign Bonds | -
13%₹89 Cr9,000,000
↑ 9,000,000
91 DTB 20072023
Sovereign Bonds | -
11%₹74 Cr7,500,000
↑ 7,500,000
Axis Bank Limited
Certificate of Deposit | -
10%₹65 Cr6,500,000
Indian Bank
Certificate of Deposit | -
7%₹50 Cr5,000,000
91 DTB 03082023
Sovereign Bonds | -
7%₹49 Cr5,000,000
↑ 5,000,000
Punjab National Bank
Certificate of Deposit | -
6%₹40 Cr4,000,000
Canara Bank
Certificate of Deposit | -
6%₹40 Cr4,000,000
Small Industries Development Bank Of India
Certificate of Deposit | -
4%₹25 Cr2,500,000

6. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2022 was 4.8% , 2021 was 3.2% and 2020 was 3.8% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (07 Jun 23) ₹1,996.98 ↑ 0.36   (0.02 %)
Net Assets (Cr) ₹3,995 on 30 Apr 23
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.2
Sharpe Ratio 0.01
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 7.16%
Effective Maturity 29 Days
Modified Duration 29 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹9,808
31 May 20₹10,322
31 May 21₹10,644
31 May 22₹11,004
31 May 23₹11,690

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.4%
1 Year 6.3%
3 Year 4.3%
5 Year 3.2%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.2%
2020 3.8%
2019 6.2%
2018 -1.8%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 221.33 Yr.
Sandeep Agarwal16 May 220.96 Yr.

Data below for Principal Cash Management Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent54.58%
Corporate24.27%
Government21.15%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo
CBLO/Reverse Repo | -
28%₹1,175 Cr
Canara Bank
Certificate of Deposit | -
4%₹150 Cr3,000
Aditya Birla Finance Limited
Commercial Paper | -
3%₹149 Cr3,000
↑ 3,000
Treps
CBLO/Reverse Repo | -
3%₹132 Cr
Axis Bank Limited
Certificate of Deposit | -
3%₹125 Cr2,500
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -
3%₹125 Cr2,500
Cash And Other Net Current Assets^
CBLO | -
3%-₹117 Cr
Indian Bank
Certificate of Deposit | -
2%₹100 Cr2,000
Punjab National Bank
Certificate of Deposit | -
2%₹99 Cr2,000
IDFC First Bank Limited
Certificate of Deposit | -
2%₹99 Cr2,000

7. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.2% since its launch.  Ranked 48 in Liquid Fund category.  Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.2% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund
Growth
Launch Date 12 Jan 09
NAV (07 Jun 23) ₹2,372.04 ↑ 0.43   (0.02 %)
Net Assets (Cr) ₹4,955 on 30 Apr 23
Category Debt - Liquid Fund
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating
Risk Low
Expense Ratio 0.2
Sharpe Ratio -0.21
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.21%
Effective Maturity 1 Month 19 Days
Modified Duration 1 Month 20 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,752
31 May 20₹11,367
31 May 21₹11,742
31 May 22₹12,150
31 May 23₹12,906

Mirae Asset Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.4%
1 Year 6.3%
3 Year 4.3%
5 Year 5.2%
10 Year
15 Year
Since launch 6.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.6%
2018 7.3%
2017 6.6%
2016 7.2%
2015 7.8%
2014 8.7%
2013 8.2%
Fund Manager information for Mirae Asset Cash Management Fund
NameSinceTenure
Abhishek Iyer28 Dec 202.34 Yr.

Data below for Mirae Asset Cash Management Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent72.55%
Corporate17.44%
Government10%
Credit Quality
RatingValue
AA0.4%
AAA99.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 04052023
Sovereign Bonds | -
3%₹150 Cr15,000,000
91 DTB 11052023
Sovereign Bonds | -
2%₹103 Cr10,300,000
7.16% Govt Stock 2023
Sovereign Bonds | -
2%₹100 Cr10,000,000
Indian Railway Finance Corporation Limited
Debentures | -
2%₹100 Cr10,000,000
364 DTB 2023
Sovereign Bonds | -
2%₹100 Cr10,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹100 Cr10,000,000
Small Industries Development Bank Of India
Certificate of Deposit | -
2%₹99 Cr10,000,000
182 DTB 15062023
Sovereign Bonds | -
2%₹99 Cr10,000,000
Small Industries Development Bank Of India
Commercial Paper | -
2%₹99 Cr10,000,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
2%₹99 Cr10,000,000

8. IDFC Cash Fund

To generate optimal returns with high liquidity by investing in high quality money market and debt instruments. However there is no assurance that the investment objective of the scheme will be realized.

IDFC Cash Fund is a Debt - Liquid Fund fund was launched on 4 Jun 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 26 in Liquid Fund category.  Return for 2022 was 4.8% , 2021 was 3.2% and 2020 was 4% .

Below is the key information for IDFC Cash Fund

IDFC Cash Fund
Growth
Launch Date 4 Jun 08
NAV (07 Jun 23) ₹2,735.3 ↑ 0.47   (0.02 %)
Net Assets (Cr) ₹8,821 on 30 Apr 23
Category Debt - Liquid Fund
AMC IDFC Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.19
Sharpe Ratio -0.22
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.09%
Effective Maturity 1 Month 16 Days
Modified Duration 1 Month 15 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,736
31 May 20₹11,329
31 May 21₹11,688
31 May 22₹12,092
31 May 23₹12,841

IDFC Cash Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for IDFC Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.4%
1 Year 6.3%
3 Year 4.3%
5 Year 5.1%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.2%
2020 4%
2019 6.3%
2018 7.3%
2017 6.6%
2016 7.6%
2015 8.4%
2014 9.1%
2013 9.2%
Fund Manager information for IDFC Cash Fund
NameSinceTenure
Harshal Joshi15 Sep 157.63 Yr.
Brijesh Shah1 Dec 211.41 Yr.

Data below for IDFC Cash Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent60.05%
Corporate24.5%
Government15.45%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
8%-₹718 Cr
Axis Bank Limited
Certificate of Deposit | -
6%₹522 Cr52,500,000
Small Industries Development Bank Of India
Commercial Paper | -
6%₹499 Cr50,000,000
Reliance Industries Limited
Commercial Paper | -
6%₹497 Cr50,000,000
Canara Bank
Certificate of Deposit | -
5%₹398 Cr40,000,000
182 DTB 06072023
Sovereign Bonds | -
4%₹395 Cr40,000,000
↑ 40,000,000
India (Republic of)
- | -
4%₹394 Cr40,000,000
↑ 40,000,000
Larsen And Toubro Limited
Commercial Paper | -
4%₹345 Cr35,000,000
↑ 35,000,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
3%₹297 Cr30,000,000
Housing Development Finance Corporation Limited
Commercial Paper | -
3%₹284 Cr28,500,000

9. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 20 in Liquid Fund category.  Return for 2022 was 4.8% , 2021 was 3.2% and 2020 was 4.3% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund
Growth
Launch Date 17 Nov 05
NAV (07 Jun 23) ₹334.926 ↑ 0.06   (0.02 %)
Net Assets (Cr) ₹42,472 on 30 Apr 23
Category Debt - Liquid Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.32
Sharpe Ratio -0.63
Information Ratio -5.92
Alpha Ratio -0.24
Min Investment 500
Min SIP Investment 99
Exit Load NIL
Yield to Maturity 7.1%
Effective Maturity 1 Month 13 Days
Modified Duration 1 Month 9 Days

Growth of 10,000 investment over the years.

DateValue
31 May 18₹10,000
31 May 19₹10,751
31 May 20₹11,380
31 May 21₹11,748
31 May 22₹12,148
31 May 23₹12,901

ICICI Prudential Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.4%
1 Year 6.3%
3 Year 4.3%
5 Year 5.2%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.6%
2016 7.7%
2015 8.3%
2014 9.1%
2013 9.3%
Fund Manager information for ICICI Prudential Liquid Fund
NameSinceTenure
Rahul Goswami27 Sep 1210.6 Yr.
Rohan Maru19 Sep 139.62 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent78.44%
Corporate11.98%
Government9.58%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 06072023
Sovereign Bonds | -
6%₹2,656 Cr268,143,800
91 DTB 25052023
Sovereign Bonds | -
4%₹1,657 Cr166,000,000
↓ -3,000,000
91 DTB 01062023
Sovereign Bonds | -
3%₹1,496 Cr150,000,000
91 DTB 23062023
Sovereign Bonds | -
3%₹1,490 Cr150,000,000
91 DTB 08062023
Sovereign Bonds | -
3%₹1,439 Cr144,500,000
91 DTB 03082023
Sovereign Bonds | -
3%₹1,169 Cr118,653,800
↑ 118,653,800
Reliance Jio Infocomm Limited
Commercial Paper | -
2%₹999 Cr20,000
Punjab National Bank
Certificate of Deposit | -
2%₹984 Cr19,800
Treps
CBLO/Reverse Repo | -
2%₹956 Cr
7.16% Govt Stock 2023
Sovereign Bonds | -
2%₹915 Cr91,500,000

म्यूचुअल फंड एसआईपी ऑनलाइन में निवेश कैसे करें?

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पूछे जाने वाले प्रश्न

1. एसआईपी में कार्यकाल का क्या महत्व है?

ए: जब आप एसआईपी चुनते हैं, तो सबसे पहली चीज जिस पर आपको विचार करना चाहिए, वह है कार्यकाल। कार्यकाल की जांच करना और फिर निवेश करना एक अच्छा विचार है क्योंकि आपको कार्यकाल पूरा करने से पहले अपना निवेश बंद नहीं करना चाहिए। यदि आप ऐसा करते हैं, तो आपको एक्जिट लोड के रूप में जुर्माना भरना पड़ सकता है।

2. क्या एक साल का एसआईपी अच्छा है?

ए: हां, एक साल का एसआईपी अच्छा है, खासकर अगर आप जल्दी रिटर्न की तलाश में हैं। आमतौर पर, एक साल के एसआईपी की मदद से, आप अपने फंड पोर्टफोलियो के आधार पर अपने निवेश पर 4.2% से 6.2% तक आरओआई की उम्मीद कर सकते हैं।

3. मुझे एक साल के एसआईपी में निवेश क्यों करना चाहिए?

ए: यदि आप म्यूचुअल फंड निवेश में नए हैं और निवेश पोर्टफोलियो में विविधता लाने की योजना बना रहे हैं तो एक साल का एसआईपी उपयोगी है।

4. क्या एक साल के एसआईपी से अच्छा रिटर्न मिलता है?

ए: एक साल के एसआईपी युवा निवेशकों के बीच लोकप्रियता हासिल कर रहे हैं क्योंकि ये अच्छे और त्वरित रिटर्न देते हैं। अगर आप म्यूचुअल फंड को समझना चाहते हैंमंडी, तो एक साल के एसआईपी एक अच्छा विचार है।

5. क्या सभी एसआईपी अच्छा रिटर्न देते हैं?

ए: एसआईपी आपके निवेश पोर्टफोलियो में विविधता लाने के सर्वोत्तम तरीकों में से एक है और अच्छे रिटर्न देने के लिए जाने जाते हैं। यह आपको उन फंडों को चुनने की अनुमति देता है जिन्हें आप निवेश करना चाहते हैं और राशि भी। आपको नियमित अंतराल पर छोटी राशि निवेश करने का अवसर मिलता है।

6. क्या सभी एसआईपी में लार्ज-कैप स्टॉक शामिल हैं?

ए: के अनुसारसेबी जनादेश, एसआईपी निवेशकों को निवेशकों और कंपनियों की सुरक्षा के लिए 70:20:10 प्रोटोकॉल का पालन करना होगा। इस नियम के अनुसार, इक्विटी निवेश का 70% लार्ज-कैप शेयरों में होगा, 20% inमध्यम दर्जे की कंपनियों के शेयर स्टॉक, और 10% inछोटी टोपी स्टॉक। इसलिए एसआईपी निवेश में विविधता लाते हैं, और सभी केवल लार्ज-कैप शेयरों में केंद्रित नहीं होते हैं।

7. क्या एसआईपी में अधिकतम और न्यूनतम राशि का निवेश किया जा सकता है?

ए: आप SIP में न्यूनतम 500 रुपये निवेश कर सकते हैं। हालांकि, एसआईपी में निवेश की कोई ऊपरी सीमा नहीं है। आप इसे अपने फंड मैनेजर के साथ प्लान कर सकते हैं।

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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