+91-22-489139091 साल के निवेश के लिए 9 सर्वश्रेष्ठ एसआईपी योजनाएं 2022
सर्वश्रेष्ठ एसआईपी योजनाएं? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंम्यूचुअल फंड में निवेश किसी के जरिएसिप या व्यवस्थितनिवेश योजना.
एसआईपी निवेश सबसे अनुशासित में से एक हैनिवेश में निवेश करते समय विकल्पम्यूचुअल फंड्स. इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।
SIP में निवेश क्यों करें?
म्यूचुअल फंड में एसआईपी निवेश बचत की आदत डालने का सबसे सुविधाजनक तरीका है। अक्सर युवा पीढ़ी की कमाई करने वाले लोग ज्यादा बचत नहीं करते हैं। एक व्यवस्थित निवेश योजना के लिए किसी को भारी मात्रा में निवेश की आवश्यकता नहीं है क्योंकि शुरुआती राशि 500 रुपये जितनी कम है, और कुछ फंड मासिक रूप से 100 रुपये के लिए एसआईपी भी प्रदान करते हैं। कम उम्र से ही व्यक्ति अपनी बचत को निवेश के रूप में बनाने की आदत डाल सकता है। एसआईपी, इस प्रकार प्रत्येक महीने के दौरान बचाई जाने वाली एक निश्चित राशि को अलग रखता है। इसलिए व्यवस्थित निवेश योजनाएँ स्मार्ट निवेश के सबसे महत्वपूर्ण साधनों में से एक हैं।
SIP की मदद से आप अपनी तैयारी कर सकते हैंवित्तीय लक्ष्यों परेशानी मुक्त तरीके से। एसआईपी करना बेहद सुविधाजनक है क्योंकि म्युचुअल फंड को केवल एक बार कागजी कार्रवाई करने की आवश्यकता होती है जिसके बाद मासिक राशि बैंक से डेबिट हो जाती है।बैंक बिना किसी हस्तक्षेप के सीधे खाता। नतीजतन, एसआईपी को अन्य निवेशों और बचत विकल्पों के लिए आवश्यक प्रयासों की आवश्यकता नहीं होती है।
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FY 22 - 23 . में 1 साल के निवेश के लिए सर्वश्रेष्ठ SIP योजनाएँ
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹565.496
↑ 0.34 ₹24,129 1,000 1.5 3.1 7.4 7.5 7.9 6.66% 5M 23D 6M 18D ICICI Prudential Ultra Short Term Fund Growth ₹28.5357
↑ 0.01 ₹19,738 1,000 1.5 3 7.1 7.2 7.5 6.55% 4M 13D 5M 26D Invesco India Ultra Short Term Fund Growth ₹2,773.3
↑ 1.02 ₹1,607 1,000 1.4 2.8 6.9 7 7.5 6.37% 5M 8D 5M 15D Kotak Savings Fund Growth ₹44.1034
↑ 0.02 ₹16,787 1,000 1.4 2.9 6.9 7 7.2 6.51% 5M 5D 6M 4D Nippon India Ultra Short Duration Fund Growth ₹4,144.08
↑ 2.06 ₹13,326 100 1.4 2.9 6.8 6.9 7.2 6.71% 5M 14D 7M 9D DSP Money Manager Fund Growth ₹3,498.94
↑ 1.71 ₹4,250 500 1.4 2.7 6.8 6.8 6.9 6.49% 5M 12D 7M 2D UTI Ultra Short Term Fund Growth ₹4,357.21
↑ 1.81 ₹4,788 500 1.4 2.8 6.7 6.9 7.2 6.53% 5M 9D 6M 2D BOI AXA Liquid Fund Growth ₹3,092.01
↑ 0.51 ₹1,426 1,000 1.5 2.9 6.6 7 7.4 5.94% 1M 20D 1M 20D Indiabulls Liquid Fund Growth ₹2,596.03
↑ 0.41 ₹183 500 1.4 2.9 6.6 6.9 7.4 5.88% 1M 20D 1M 21D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 25 Research Highlights & Commentary of 9 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund Invesco India Ultra Short Term Fund Kotak Savings Fund Nippon India Ultra Short Duration Fund DSP Money Manager Fund UTI Ultra Short Term Fund BOI AXA Liquid Fund Indiabulls Liquid Fund Point 1 Highest AUM (₹24,129 Cr). Top quartile AUM (₹19,738 Cr). Bottom quartile AUM (₹1,607 Cr). Upper mid AUM (₹16,787 Cr). Upper mid AUM (₹13,326 Cr). Lower mid AUM (₹4,250 Cr). Lower mid AUM (₹4,788 Cr). Bottom quartile AUM (₹1,426 Cr). Bottom quartile AUM (₹183 Cr). Point 2 Established history (22+ yrs). Established history (14+ yrs). Established history (15+ yrs). Established history (21+ yrs). Oldest track record among peers (24 yrs). Established history (19+ yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (14+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 5★ (top quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 7.44% (top quartile). 1Y return: 7.13% (top quartile). 1Y return: 6.88% (upper mid). 1Y return: 6.85% (upper mid). 1Y return: 6.83% (lower mid). 1Y return: 6.75% (lower mid). 1Y return: 6.69% (bottom quartile). 1Y return: 6.60% (bottom quartile). 1Y return: 6.58% (bottom quartile). Point 6 1M return: 0.41% (lower mid). 1M return: 0.42% (upper mid). 1M return: 0.40% (bottom quartile). 1M return: 0.41% (lower mid). 1M return: 0.42% (upper mid). 1M return: 0.38% (bottom quartile). 1M return: 0.40% (bottom quartile). 1M return: 0.47% (top quartile). 1M return: 0.46% (top quartile). Point 7 Sharpe: 3.69 (top quartile). Sharpe: 3.17 (upper mid). Sharpe: 2.64 (lower mid). Sharpe: 2.15 (bottom quartile). Sharpe: 2.37 (lower mid). Sharpe: 1.72 (bottom quartile). Sharpe: 1.99 (bottom quartile). Sharpe: 3.84 (top quartile). Sharpe: 3.30 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 1.15 (top quartile). Information ratio: -0.88 (bottom quartile). Point 9 Yield to maturity (debt): 6.66% (top quartile). Yield to maturity (debt): 6.55% (upper mid). Yield to maturity (debt): 6.37% (bottom quartile). Yield to maturity (debt): 6.51% (lower mid). Yield to maturity (debt): 6.71% (top quartile). Yield to maturity (debt): 6.49% (lower mid). Yield to maturity (debt): 6.53% (upper mid). Yield to maturity (debt): 5.94% (bottom quartile). Yield to maturity (debt): 5.88% (bottom quartile). Point 10 Modified duration: 0.48 yrs (bottom quartile). Modified duration: 0.37 yrs (upper mid). Modified duration: 0.44 yrs (lower mid). Modified duration: 0.43 yrs (upper mid). Modified duration: 0.45 yrs (bottom quartile). Modified duration: 0.45 yrs (bottom quartile). Modified duration: 0.44 yrs (lower mid). Modified duration: 0.14 yrs (top quartile). Modified duration: 0.14 yrs (top quartile). Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
Invesco India Ultra Short Term Fund
Kotak Savings Fund
Nippon India Ultra Short Duration Fund
DSP Money Manager Fund
UTI Ultra Short Term Fund
BOI AXA Liquid Fund
Indiabulls Liquid Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Invesco India Medium Term Bond Fund) The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. Research Highlights for Invesco India Ultra Short Term Fund Below is the key information for Invesco India Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Kotak Treasury Advantage Fund) The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for Kotak Savings Fund Below is the key information for Kotak Savings Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Cash Plan) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Ultra Short Duration Fund Below is the key information for Nippon India Ultra Short Duration Fund Returns up to 1 year are on "The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized." Research Highlights for DSP Money Manager Fund Below is the key information for DSP Money Manager Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (24 Dec 25) ₹565.496 ↑ 0.34 (0.06 %) Net Assets (Cr) ₹24,129 on 15 Dec 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 3.69 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,392 30 Nov 22 ₹10,859 30 Nov 23 ₹11,636 30 Nov 24 ₹12,535 30 Nov 25 ₹13,491 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.1% 1 Year 7.4% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.46 Yr. Kaustubh Gupta 15 Jul 11 14.39 Yr. Monika Gandhi 22 Mar 21 4.7 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 48.92% Debt 50.85% Other 0.23% Debt Sector Allocation
Sector Value Corporate 49.49% Cash Equivalent 33.01% Government 17.27% Credit Quality
Rating Value AA 28.14% AAA 71.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -3% ₹613 Cr 60,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹547 Cr 54,000
↑ 31,500 Nirma Limited
Debentures | -2% ₹486 Cr 48,500 07.22 GJ Sdl 2028
Sovereign Bonds | -2% ₹376 Cr 37,500,000 Muthoot Finance Limited
Debentures | -1% ₹352 Cr 35,000 Bharti Telecom Limited
Debentures | -1% ₹350 Cr 35,000
↑ 35,000 Mankind Pharma Limited
Debentures | -1% ₹347 Cr 34,500 National Bank For Agriculture And Rural Development
Debentures | -1% ₹304 Cr 30,000
↑ 15,000 Avanse Financial Services Limited
Debentures | -1% ₹301 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹297 Cr 30,000 2. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (24 Dec 25) ₹28.5357 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹19,738 on 30 Nov 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 3.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 6.55% Effective Maturity 5 Months 26 Days Modified Duration 4 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,401 30 Nov 22 ₹10,849 30 Nov 23 ₹11,599 30 Nov 24 ₹12,460 30 Nov 25 ₹13,360 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3% 1 Year 7.1% 3 Year 7.2% 5 Year 6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 9.05 Yr. Ritesh Lunawat 15 Jun 17 8.47 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 60.04% Debt 39.73% Other 0.23% Debt Sector Allocation
Sector Value Corporate 48.02% Cash Equivalent 38.64% Government 13.1% Credit Quality
Rating Value AA 16.09% AAA 79.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -3% ₹662 Cr 66,000 6.22% Govt Stock 2028
Sovereign Bonds | -3% ₹632 Cr 62,685,100
↓ -107,200 364 DTB 15012026
Sovereign Bonds | -3% ₹498 Cr 50,000,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹461 Cr 450 National Bank For Agriculture And Rural Development
Debentures | -2% ₹375 Cr 3,750 Small Industries Development Bank Of India
Debentures | -2% ₹351 Cr 35,000 Vedanta Limited
Debentures | -2% ₹301 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹277 Cr 27,500 Power Finance Corporation Limited
Debentures | -1% ₹230 Cr 2,300 LIC Housing Finance Ltd
Debentures | -1% ₹225 Cr 2,250 3. Invesco India Ultra Short Term Fund
Invesco India Ultra Short Term Fund
Growth Launch Date 30 Dec 10 NAV (24 Dec 25) ₹2,773.3 ↑ 1.02 (0.04 %) Net Assets (Cr) ₹1,607 on 15 Dec 25 Category Debt - Ultrashort Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.74 Sharpe Ratio 2.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.37% Effective Maturity 5 Months 15 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,301 30 Nov 22 ₹10,695 30 Nov 23 ₹11,403 30 Nov 24 ₹12,249 30 Nov 25 ₹13,102 Returns for Invesco India Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 2.8% 1 Year 6.9% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.6% 2022 4.1% 2021 3% 2020 5.1% 2019 7.6% 2018 7.3% 2017 7.1% 2016 9.1% 2015 8.3% Fund Manager information for Invesco India Ultra Short Term Fund
Name Since Tenure Krishna Cheemalapati 4 Jan 20 5.91 Yr. Vikas Garg 27 Jul 21 4.35 Yr. Data below for Invesco India Ultra Short Term Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 64.34% Debt 35.41% Other 0.25% Debt Sector Allocation
Sector Value Corporate 53.55% Cash Equivalent 24.68% Government 21.52% Credit Quality
Rating Value AA 15.09% AAA 84.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹99 Cr 10,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹50 Cr 5,000,000 India (Republic of)
- | -3% ₹50 Cr 5,000,000 Summit Digitel Infrastructure Limited
Debentures | -2% ₹40 Cr 4,000,000 Sundaram Home Finance Limited
Debentures | -2% ₹35 Cr 3,500,000 Manappuram Finance Limited
Debentures | -2% ₹28 Cr 2,800,000 07.86 KA Sdl 2027
Sovereign Bonds | -2% ₹26 Cr 2,500,000 Power Finance Corporation Limited
Debentures | -2% ₹25 Cr 2,500,000 Aadhar Housing Finance Limited
Debentures | -2% ₹25 Cr 2,500,000 Piramal Finance Limited
Debentures | -2% ₹25 Cr 2,500,000 4. Kotak Savings Fund
Kotak Savings Fund
Growth Launch Date 13 Aug 04 NAV (24 Dec 25) ₹44.1034 ↑ 0.02 (0.04 %) Net Assets (Cr) ₹16,787 on 30 Nov 25 Category Debt - Ultrashort Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 2.15 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.51% Effective Maturity 6 Months 4 Days Modified Duration 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,319 30 Nov 22 ₹10,751 30 Nov 23 ₹11,483 30 Nov 24 ₹12,311 30 Nov 25 ₹13,165 Returns for Kotak Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 2.9% 1 Year 6.9% 3 Year 7% 5 Year 5.7% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.8% 2022 4.5% 2021 3.2% 2020 5.8% 2019 7.8% 2018 7.4% 2017 6.7% 2016 8.2% 2015 8.6% Fund Manager information for Kotak Savings Fund
Name Since Tenure Deepak Agrawal 15 Apr 08 17.64 Yr. Manu Sharma 1 Nov 22 3.08 Yr. Data below for Kotak Savings Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 56.31% Debt 43.42% Other 0.27% Debt Sector Allocation
Sector Value Corporate 47.08% Cash Equivalent 31.48% Government 21.17% Credit Quality
Rating Value AA 11.72% AAA 88.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bajaj Housing Finance Limited
Debentures | -4% ₹644 Cr 6,420 National Bank For Agriculture And Rural Development
Debentures | -3% ₹581 Cr 57,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹571 Cr 57,000 Rec Limited
Debentures | -3% ₹476 Cr 47,500 India (Republic of)
- | -2% ₹318 Cr 32,500,000 364 DTB 19mar2026
Sovereign Bonds | -2% ₹306 Cr 31,000,000 Mankind Pharma Limited
Debentures | -2% ₹302 Cr 30,000 364 Days Tbill Red 28-05-2026
Sovereign Bonds | -1% ₹244 Cr 25,000,000 Bank of Baroda
Debentures | -1% ₹243 Cr 25,000 6.22% Govt Stock 2028
Sovereign Bonds | -1% ₹227 Cr 22,500,000 5. Nippon India Ultra Short Duration Fund
Nippon India Ultra Short Duration Fund
Growth Launch Date 7 Dec 01 NAV (24 Dec 25) ₹4,144.08 ↑ 2.06 (0.05 %) Net Assets (Cr) ₹13,326 on 15 Dec 25 Category Debt - Ultrashort Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Low Expense Ratio 1.12 Sharpe Ratio 2.37 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.71% Effective Maturity 7 Months 9 Days Modified Duration 5 Months 14 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,780 30 Nov 22 ₹11,256 30 Nov 23 ₹12,008 30 Nov 24 ₹12,870 30 Nov 25 ₹13,762 Returns for Nippon India Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 2.9% 1 Year 6.8% 3 Year 6.9% 5 Year 6.6% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.7% 2022 4.6% 2021 7.8% 2020 4.9% 2019 0.9% 2018 7.3% 2017 5.8% 2016 6.8% 2015 7.6% Fund Manager information for Nippon India Ultra Short Duration Fund
Name Since Tenure Vivek Sharma 1 Oct 13 12.18 Yr. Kinjal Desai 25 May 18 7.53 Yr. Akshay Sharma 1 Dec 22 3 Yr. Lokesh Maru 5 Sep 25 0.24 Yr. Divya Sharma 5 Sep 25 0.24 Yr. Data below for Nippon India Ultra Short Duration Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 47.41% Debt 52.39% Other 0.2% Debt Sector Allocation
Sector Value Corporate 49.88% Cash Equivalent 31.25% Government 18.67% Credit Quality
Rating Value AA 24.82% AAA 75.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹486 Cr 48,500 India (Republic of)
- | -2% ₹296 Cr 30,000,000 JSW Energy Limited
Debentures | -2% ₹250 Cr 25,000 Small Industries Development Bank Of India
Debentures | -2% ₹250 Cr 2,500 Treasury Bills
Sovereign Bonds | -2% ₹246 Cr 25,000,000
↑ 15,000,000 Vedanta Limited
Debentures | -2% ₹241 Cr 24,000 TATA Communications Limited
Debentures | -2% ₹226 Cr 22,500 India (Republic of)
- | -2% ₹211 Cr 21,500,000 Aadhar Housing Finance Limited
Debentures | -2% ₹201 Cr 20,000 Embassy Office Parks Reit
Debentures | -2% ₹201 Cr 2,000 6. DSP Money Manager Fund
DSP Money Manager Fund
Growth Launch Date 31 Jul 06 NAV (24 Dec 25) ₹3,498.94 ↑ 1.71 (0.05 %) Net Assets (Cr) ₹4,250 on 30 Nov 25 Category Debt - Ultrashort Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately Low Expense Ratio 1.02 Sharpe Ratio 1.72 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.49% Effective Maturity 7 Months 2 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,285 30 Nov 22 ₹10,677 30 Nov 23 ₹11,391 30 Nov 24 ₹12,179 30 Nov 25 ₹13,011 Returns for DSP Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 2.7% 1 Year 6.8% 3 Year 6.8% 5 Year 5.4% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.9% 2023 6.7% 2022 4.1% 2021 2.9% 2020 4.7% 2019 7.3% 2018 5% 2017 6% 2016 7.5% 2015 7.9% Fund Manager information for DSP Money Manager Fund
Name Since Tenure Karan Mundhra 31 May 21 4.51 Yr. Shalini Vasanta 1 Jan 25 0.91 Yr. Data below for DSP Money Manager Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 48.8% Debt 50.82% Other 0.38% Debt Sector Allocation
Sector Value Corporate 63.38% Cash Equivalent 25.64% Government 10.59% Credit Quality
Rating Value AA 17.88% AAA 82.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bank of Baroda
Debentures | -5% ₹198 Cr 4,000 7.59% Govt Stock 2026
Sovereign Bonds | -4% ₹155 Cr 15,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹155 Cr 15,000 Godrej Properties Limited
Debentures | -3% ₹130 Cr 12,500 Aadhar Housing Finance Limited
Debentures | -2% ₹102 Cr 9,700 Piramal Finance Limited
Debentures | -2% ₹102 Cr 10,000 Rec Limited
Debentures | -2% ₹78 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -2% ₹77 Cr 7,500 Rec Limited
Debentures | -2% ₹77 Cr 7,500 Small Industries Development Bank Of India
Debentures | -2% ₹77 Cr 7,500 7. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (24 Dec 25) ₹4,357.21 ↑ 1.81 (0.04 %) Net Assets (Cr) ₹4,788 on 30 Nov 25 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 1.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.53% Effective Maturity 6 Months 2 Days Modified Duration 5 Months 9 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,620 30 Nov 22 ₹11,037 30 Nov 23 ₹11,780 30 Nov 24 ₹12,625 30 Nov 25 ₹13,481 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 2.8% 1 Year 6.7% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.7% 2022 4.2% 2021 6.1% 2020 5.3% 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Abhishek Sonthalia 10 Nov 25 0.06 Yr. Data below for UTI Ultra Short Term Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 54.9% Debt 44.83% Other 0.27% Debt Sector Allocation
Sector Value Corporate 56.81% Cash Equivalent 28.97% Government 13.95% Credit Quality
Rating Value AA 17.25% AAA 82.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹201 Cr 20,000 India (Republic of)
- | -4% ₹196 Cr 2,000,000,000
↑ 2,000,000,000 Shriram Finance Limited
Debentures | -2% ₹101 Cr 10,000 TATA Communications Limited
Debentures | -2% ₹101 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹101 Cr 10,000 LIC Housing Finance Ltd
Debentures | -2% ₹100 Cr 1,000 DBS Bank India Ltd.
Debentures | -2% ₹99 Cr 1,000,000,000
↑ 1,000,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹75 Cr 750 Piramal Finance Limited
Debentures | -2% ₹75 Cr 7,500 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹75 Cr 750 8. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (25 Dec 25) ₹3,092.01 ↑ 0.51 (0.02 %) Net Assets (Cr) ₹1,426 on 30 Nov 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 3.84 Information Ratio 1.15 Alpha Ratio 0.07 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.94% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,320 30 Nov 22 ₹10,799 30 Nov 23 ₹11,556 30 Nov 24 ₹12,418 30 Nov 25 ₹13,245 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.9% 1 Year 6.6% 3 Year 7% 5 Year 5.8% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 4.29 Yr. Data below for BOI AXA Liquid Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 99.62% Other 0.38% Debt Sector Allocation
Sector Value Cash Equivalent 54.05% Corporate 24.38% Government 21.19% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Repo
CBLO/Reverse Repo | -7% ₹101 Cr India (Republic of)
- | -7% ₹99 Cr 10,000,000
↑ 10,000,000 Bank of Baroda
Debentures | -7% ₹99 Cr 10,000,000
↓ -500,000 India (Republic of)
- | -5% ₹74 Cr 7,500,000
↑ 7,500,000 India (Republic of)
- | -4% ₹55 Cr 5,500,000
↑ 5,500,000 Indian Bank
Certificate of Deposit | -4% ₹50 Cr 5,000,000 Punjab National Bank
Certificate of Deposit | -4% ₹50 Cr 5,000,000 Bajaj Finance Limited
Commercial Paper | -4% ₹50 Cr 5,000,000 Power Finance Corporation Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 Canara Bank
Certificate of Deposit | -3% ₹50 Cr 5,000,000 9. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (25 Dec 25) ₹2,596.03 ↑ 0.41 (0.02 %) Net Assets (Cr) ₹183 on 15 Dec 25 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 3.3 Information Ratio -0.88 Alpha Ratio 0.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.88% Effective Maturity 1 Month 21 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,310 30 Nov 22 ₹10,755 30 Nov 23 ₹11,474 30 Nov 24 ₹12,318 30 Nov 25 ₹13,139 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.6% 3 Year 6.9% 5 Year 5.7% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% 2015 8.5% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 2.56 Yr. Data below for Indiabulls Liquid Fund as on 15 Dec 25
Asset Allocation
Asset Class Value Cash 99.62% Other 0.38% Debt Sector Allocation
Sector Value Cash Equivalent 52.25% Corporate 39.27% Government 8.1% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo 16-Dec-25
CBLO/Reverse Repo | -36% ₹66 Cr Bank Of Baroda
Certificate of Deposit | -9% ₹17 Cr 1,750,000
↑ 1,750,000 Small Industries Development Bank Of India
Debentures | -8% ₹15 Cr 1,500,000 Union Bank Of India
Certificate of Deposit | -8% ₹15 Cr 1,500,000 Net Receivable/Payable
Net Current Assets | -8% -₹15 Cr Kotak Mahindra Bank Limited
Certificate of Deposit | -8% ₹15 Cr 1,500,000 India (Republic of)
- | -8% ₹15 Cr 1,500,000
↑ 1,500,000 Indian Bank
Certificate of Deposit | -8% ₹15 Cr 1,500,000
↑ 1,500,000 L&T Finance Limited
Commercial Paper | -8% ₹14 Cr 1,400,000 Bank Of India
Certificate of Deposit | -5% ₹10 Cr 1,000,000
म्यूचुअल फंड एसआईपी ऑनलाइन में निवेश कैसे करें?
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पूछे जाने वाले प्रश्न
1. एसआईपी में कार्यकाल का क्या महत्व है?
ए: जब आप एसआईपी चुनते हैं, तो सबसे पहली चीज जिस पर आपको विचार करना चाहिए, वह है कार्यकाल। कार्यकाल की जांच करना और फिर निवेश करना एक अच्छा विचार है क्योंकि आपको कार्यकाल पूरा करने से पहले अपना निवेश बंद नहीं करना चाहिए। यदि आप ऐसा करते हैं, तो आपको एक्जिट लोड के रूप में जुर्माना भरना पड़ सकता है।
2. क्या एक साल का एसआईपी अच्छा है?
ए: हां, एक साल का एसआईपी अच्छा है, खासकर अगर आप जल्दी रिटर्न की तलाश में हैं। आमतौर पर, एक साल के एसआईपी की मदद से, आप अपने फंड पोर्टफोलियो के आधार पर अपने निवेश पर 4.2% से 6.2% तक आरओआई की उम्मीद कर सकते हैं।
3. मुझे एक साल के एसआईपी में निवेश क्यों करना चाहिए?
ए: यदि आप म्यूचुअल फंड निवेश में नए हैं और निवेश पोर्टफोलियो में विविधता लाने की योजना बना रहे हैं तो एक साल का एसआईपी उपयोगी है।
4. क्या एक साल के एसआईपी से अच्छा रिटर्न मिलता है?
ए: एक साल के एसआईपी युवा निवेशकों के बीच लोकप्रियता हासिल कर रहे हैं क्योंकि ये अच्छे और त्वरित रिटर्न देते हैं। अगर आप म्यूचुअल फंड को समझना चाहते हैंमंडी, तो एक साल के एसआईपी एक अच्छा विचार है।
5. क्या सभी एसआईपी अच्छा रिटर्न देते हैं?
ए: एसआईपी आपके निवेश पोर्टफोलियो में विविधता लाने के सर्वोत्तम तरीकों में से एक है और अच्छे रिटर्न देने के लिए जाने जाते हैं। यह आपको उन फंडों को चुनने की अनुमति देता है जिन्हें आप निवेश करना चाहते हैं और राशि भी। आपको नियमित अंतराल पर छोटी राशि निवेश करने का अवसर मिलता है।
6. क्या सभी एसआईपी में लार्ज-कैप स्टॉक शामिल हैं?
ए: के अनुसारसेबी जनादेश, एसआईपी निवेशकों को निवेशकों और कंपनियों की सुरक्षा के लिए 70:20:10 प्रोटोकॉल का पालन करना होगा। इस नियम के अनुसार, इक्विटी निवेश का 70% लार्ज-कैप शेयरों में होगा, 20% inमध्यम दर्जे की कंपनियों के शेयर स्टॉक, और 10% inछोटी टोपी स्टॉक। इसलिए एसआईपी निवेश में विविधता लाते हैं, और सभी केवल लार्ज-कैप शेयरों में केंद्रित नहीं होते हैं।
7. क्या एसआईपी में अधिकतम और न्यूनतम राशि का निवेश किया जा सकता है?
ए: आप SIP में न्यूनतम 500 रुपये निवेश कर सकते हैं। हालांकि, एसआईपी में निवेश की कोई ऊपरी सीमा नहीं है। आप इसे अपने फंड मैनेजर के साथ प्लान कर सकते हैं।
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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