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फिनकैश »म्यूचुअल फंड्स »एक साल के लिए सर्वश्रेष्ठ एसआईपी योजनाएं

1 साल के निवेश के लिए 9 सर्वश्रेष्ठ एसआईपी योजनाएं 2022

Updated on February 29, 2024 , 118503 views

सर्वश्रेष्ठ एसआईपी योजनाएं? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंम्यूचुअल फंड में निवेश किसी के जरिएसिप या व्यवस्थितनिवेश योजना.

एसआईपी निवेश सबसे अनुशासित में से एक हैनिवेश में निवेश करते समय विकल्पम्यूचुअल फंड्स. इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।

SIP

SIP में निवेश क्यों करें?

म्यूचुअल फंड में एसआईपी निवेश बचत की आदत डालने का सबसे सुविधाजनक तरीका है। अक्सर युवा पीढ़ी की कमाई करने वाले लोग ज्यादा बचत नहीं करते हैं। एक व्यवस्थित निवेश योजना के लिए किसी को भारी मात्रा में निवेश की आवश्यकता नहीं है क्योंकि शुरुआती राशि 500 रुपये जितनी कम है, और कुछ फंड मासिक रूप से 100 रुपये के लिए एसआईपी भी प्रदान करते हैं। कम उम्र से ही व्यक्ति अपनी बचत को निवेश के रूप में बनाने की आदत डाल सकता है। एसआईपी, इस प्रकार प्रत्येक महीने के दौरान बचाई जाने वाली एक निश्चित राशि को अलग रखता है। इसलिए व्यवस्थित निवेश योजनाएँ स्मार्ट निवेश के सबसे महत्वपूर्ण साधनों में से एक हैं।

SIP की मदद से आप अपनी तैयारी कर सकते हैंवित्तीय लक्ष्यों परेशानी मुक्त तरीके से। एसआईपी करना बेहद सुविधाजनक है क्योंकि म्युचुअल फंड को केवल एक बार कागजी कार्रवाई करने की आवश्यकता होती है जिसके बाद मासिक राशि बैंक से डेबिट हो जाती है।बैंक बिना किसी हस्तक्षेप के सीधे खाता। नतीजतन, एसआईपी को अन्य निवेशों और बचत विकल्पों के लिए आवश्यक प्रयासों की आवश्यकता नहीं होती है।

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FY 22 - 23 . में 1 साल के निवेश के लिए सर्वश्रेष्ठ SIP योजनाएँ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹495.02
↑ 0.05
₹12,852 1,000 1.83.57.45.67.27.98%5M 19D6M 4D
BOI AXA Liquid Fund Growth ₹2,738.31
↑ 1.08
₹1,289 1,000 1.83.67.35.377.42%1M 13D1M 10D
Mirae Asset Cash Management Fund Growth ₹2,494.67
↑ 0.49
₹11,106 1,000 1.83.57.25.377.33%1M 6D1M 6D
ICICI Prudential Ultra Short Term Fund Growth ₹25.138
↑ 0.01
₹13,854 1,000 1.83.47.25.46.97.91%4M 6D4M 20D
ICICI Prudential Liquid Fund Growth ₹352.161
↑ 0.07
₹45,939 99 1.83.57.25.277.51%1M 26D1M 29D
Baroda Pioneer Liquid Fund Growth ₹2,737.63
↑ 0.54
₹8,859 500 1.83.57.25.377.49%1M 5D1M 7D
IDFC Cash Fund Growth ₹2,876.04
↑ 0.57
₹11,187 100 1.83.57.25.277.47%1M 6D1M 6D
Nippon India Liquid Fund  Growth ₹5,806.87
↑ 1.17
₹25,877 100 1.83.57.25.277.5%1M 6D1M 8D
Tata Liquid Fund Growth ₹3,747.23
↑ 0.77
₹24,373 500 1.83.57.25.277.46%1M 18D1M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Mar 24

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (01 Mar 24) ₹495.02 ↑ 0.05   (0.01 %)
Net Assets (Cr) ₹12,852 on 31 Jan 24
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.52
Sharpe Ratio 1.19
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.98%
Effective Maturity 6 Months 4 Days
Modified Duration 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,817
28 Feb 21₹11,494
28 Feb 22₹11,981
28 Feb 23₹12,595
29 Feb 24₹13,524

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.4%
3 Year 5.6%
5 Year 6.2%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 149.62 Yr.
Kaustubh Gupta15 Jul 1112.56 Yr.
Monika Gandhi22 Mar 212.87 Yr.
Dhaval Joshi21 Nov 221.2 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash53.87%
Debt45.83%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate53.52%
Cash Equivalent31.61%
Government14.46%
Securitized0.11%
Credit Quality
RatingValue
AA28.63%
AAA71.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Limited
Debentures | -
5%₹597 Cr6,000
Tata Realty And Infrastructure Limited
Debentures | -
3%₹359 Cr36,000
Hindalco Industries Limited
Debentures | -
3%₹350 Cr35,000
Bharti Telecom Limited
Debentures | -
3%₹326 Cr3,250
Bharti Hexacom Limited
Debentures | -
2%₹315 Cr3,150
Pipeline Infrastructure Limited
Debentures | -
2%₹311 Cr3,100
7.32% Govt Stock 2024
Sovereign Bonds | -
2%₹295 Cr29,500,000
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
2%₹248 Cr2,500
HDFC Bank Limited
Debentures | -
2%₹244 Cr2,450
National Bank For Agriculture And Rural Development
Debentures | -
2%₹227 Cr2,285
↑ 250

2. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 34 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund
Growth
Launch Date 16 Jul 08
NAV (03 Mar 24) ₹2,738.31 ↑ 1.08   (0.04 %)
Net Assets (Cr) ₹1,289 on 31 Jan 24
Category Debt - Liquid Fund
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Low
Expense Ratio 0.22
Sharpe Ratio 1.42
Information Ratio -3.68
Alpha Ratio -0.1
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.42%
Effective Maturity 1 Month 10 Days
Modified Duration 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,608
28 Feb 21₹11,010
28 Feb 22₹11,378
28 Feb 23₹11,991
29 Feb 24₹12,863

BOI AXA Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.3%
3 Year 5.3%
5 Year 5.2%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.4%
2018 7.4%
2017 6.7%
2016 7.6%
2015 8.3%
2014 9%
Fund Manager information for BOI AXA Liquid Fund
NameSinceTenure
Mithraem Bharucha17 Aug 212.46 Yr.

Data below for BOI AXA Liquid Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash99.78%
Other0.22%
Debt Sector Allocation
SectorValue
Cash Equivalent58.85%
Corporate21.16%
Government19.77%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Small Industries Development Bank Of India
Certificate of Deposit | -
6%₹74 Cr7,500,000
182 DTB 29032024
Sovereign Bonds | -
6%₹74 Cr7,500,000
↑ 7,500,000
Reliance Retail Ventures Limited
Commercial Paper | -
4%₹50 Cr5,000,000
Reliance Industries Limited
Commercial Paper | -
4%₹50 Cr5,000,000
Rural Electrification Corporation Limited
Commercial Paper | -
4%₹50 Cr5,000,000
Punjab National Bank
Certificate of Deposit | -
4%₹50 Cr5,000,000
↑ 2,500,000
HDFC Bank Limited
Certificate of Deposit | -
4%₹49 Cr5,000,000
HDFC Securities Limited
Commercial Paper | -
4%₹49 Cr5,000,000
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -
4%₹49 Cr5,000,000
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
4%₹49 Cr5,000,000

3. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.2% since its launch.  Ranked 48 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund
Growth
Launch Date 12 Jan 09
NAV (01 Mar 24) ₹2,494.67 ↑ 0.49   (0.02 %)
Net Assets (Cr) ₹11,106 on 31 Jan 24
Category Debt - Liquid Fund
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating
Risk Low
Expense Ratio 0.19
Sharpe Ratio 0.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.33%
Effective Maturity 1 Month 6 Days
Modified Duration 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,624
28 Feb 21₹11,033
28 Feb 22₹11,403
28 Feb 23₹12,009
29 Feb 24₹12,873

Mirae Asset Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.2%
3 Year 5.3%
5 Year 5.2%
10 Year
15 Year
Since launch 6.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.6%
2018 7.3%
2017 6.6%
2016 7.2%
2015 7.8%
2014 8.7%
Fund Manager information for Mirae Asset Cash Management Fund
NameSinceTenure
Abhishek Iyer28 Dec 203.09 Yr.

Data below for Mirae Asset Cash Management Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash99.82%
Other0.18%
Debt Sector Allocation
SectorValue
Cash Equivalent67.89%
Government17.94%
Corporate13.99%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
3%₹375 Cr
91 DTB 29022024
Sovereign Bonds | -
3%₹347 Cr35,000,000
Net Receivables / (Payables)
CBLO | -
3%-₹332 Cr
Union Bank of India
Domestic Bonds | -
3%₹296 Cr30,000,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
2%₹272 Cr27,500,000
↑ 27,500,000
India (Republic of)
- | -
2%₹222 Cr22,500,000
91 DTB 25012024
Sovereign Bonds | -
2%₹220 Cr22,000,000
364 DTB 18012024
Sovereign Bonds | -
2%₹200 Cr20,000,000
↑ 20,000,000
91 DTB 15022024
Sovereign Bonds | -
2%₹199 Cr20,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹199 Cr20,000,000

4. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2023 was 6.9% , 2022 was 4.5% and 2021 was 4% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (01 Mar 24) ₹25.138 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹13,854 on 31 Jan 24
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio 0
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 7.91%
Effective Maturity 4 Months 20 Days
Modified Duration 4 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,840
28 Feb 21₹11,472
28 Feb 22₹11,936
28 Feb 23₹12,525
29 Feb 24₹13,425

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.4%
1 Year 7.2%
3 Year 5.4%
5 Year 6.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 4.5%
2021 4%
2020 6.5%
2019 8.4%
2018 7.5%
2017 6.9%
2016 9.8%
2015 9.1%
2014 14.8%
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 167.22 Yr.
Ritesh Lunawat15 Jun 176.64 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash75.02%
Debt24.74%
Other0.24%
Debt Sector Allocation
SectorValue
Cash Equivalent42.92%
Corporate42.85%
Government14%
Credit Quality
RatingValue
AA17%
AAA83%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
3%₹395 Cr40,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹340 Cr3,400
↑ 1,650
LIC Housing Finance Limited
Debentures | -
2%₹295 Cr2,950
National Bank For Agriculture And Rural Development
Debentures | -
2%₹275 Cr2,750
08.35 SBI RT SB 2024
Domestic Bonds | -
2%₹251 Cr25,000,000
Bharti Telecom Limited
Debentures | -
1%₹201 Cr20,000
Mahindra Rural Housing Finance Limited
Debentures | -
1%₹200 Cr2,000
The Tata Power Company Limited
Debentures | -
1%₹200 Cr2,000
Bajaj Housing Finance Limited
Debentures | -
1%₹200 Cr2,000
Apollo Building Products Private Limited
Debentures | -
1%₹199 Cr20,000

5. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 20 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund
Growth
Launch Date 17 Nov 05
NAV (01 Mar 24) ₹352.161 ↑ 0.07   (0.02 %)
Net Assets (Cr) ₹45,939 on 31 Jan 24
Category Debt - Liquid Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.29
Sharpe Ratio 0.43
Information Ratio -5.47
Alpha Ratio -0.23
Min Investment 500
Min SIP Investment 99
Exit Load NIL
Yield to Maturity 7.51%
Effective Maturity 1 Month 29 Days
Modified Duration 1 Month 26 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,627
28 Feb 21₹11,045
28 Feb 22₹11,408
28 Feb 23₹12,006
29 Feb 24₹12,868

ICICI Prudential Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.2%
3 Year 5.2%
5 Year 5.2%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.6%
2016 7.7%
2015 8.3%
2014 9.1%
Fund Manager information for ICICI Prudential Liquid Fund
NameSinceTenure
Rohan Maru19 Sep 1310.37 Yr.
Nikhil Kabra1 Dec 230.17 Yr.
Darshil Dedhia12 Jun 230.64 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash99.8%
Other0.2%
Debt Sector Allocation
SectorValue
Cash Equivalent73.87%
Government14.21%
Corporate11.72%
Credit Quality
RatingValue
AA0.12%
AAA99.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Deutsche Bank **
Net Current Assets | -
3%₹1,488 Cr30,000
364 DTB 29022024
Sovereign Bonds | -
3%₹1,488 Cr150,000,000
India (Republic of)
- | -
3%₹1,484 Cr150,000,000
Indian Bank
Domestic Bonds | -
3%₹1,437 Cr29,100
Treps
CBLO/Reverse Repo | -
2%₹1,278 Cr
Bank Of Baroda
Certificate of Deposit | -
2%₹1,236 Cr25,000
Punjab National Bank
Certificate of Deposit | -
2%₹993 Cr20,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
2%₹990 Cr20,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
2%₹989 Cr20,000
Small Industries Development Bank Of India
Commercial Paper | -
2%₹799 Cr16,000
↑ 6,000

6. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 22 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund
Growth
Launch Date 5 Feb 09
NAV (01 Mar 24) ₹2,737.63 ↑ 0.54   (0.02 %)
Net Assets (Cr) ₹8,859 on 31 Jan 24
Category Debt - Liquid Fund
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Low
Expense Ratio 0.26
Sharpe Ratio 0.47
Information Ratio -4.41
Alpha Ratio -0.21
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.49%
Effective Maturity 1 Month 7 Days
Modified Duration 1 Month 5 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,630
28 Feb 21₹11,030
28 Feb 22₹11,405
28 Feb 23₹12,018
29 Feb 24₹12,881

Baroda Pioneer Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.2%
3 Year 5.3%
5 Year 5.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.8%
2015 8.4%
2014 9.1%
Fund Manager information for Baroda Pioneer Liquid Fund
NameSinceTenure
Mayank Prakash21 Oct 221.28 Yr.
Vikram Pamnani14 Mar 221.89 Yr.

Data below for Baroda Pioneer Liquid Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash99.82%
Other0.18%
Debt Sector Allocation
SectorValue
Cash Equivalent68.84%
Corporate17.43%
Government13.54%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 16-Jan-2024
CBLO/Reverse Repo | -
17%₹1,512 Cr
91 DTB 01022024
Sovereign Bonds | -
4%₹324 Cr32,500,000
91 DTB 22022024
Sovereign Bonds | -
4%₹318 Cr32,000,000
Sikka Ports And Terminals Limited
Commercial Paper | -
3%₹299 Cr6,000
Axis Bank Limited
Certificate of Deposit | -
3%₹298 Cr6,000
↑ 1,000
Bajaj Finance Limited
Commercial Paper | -
3%₹298 Cr6,000
HDFC Bank Limited
Certificate of Deposit | -
3%₹297 Cr6,000
Punjab National Bank
Certificate of Deposit | -
3%₹292 Cr5,900
Ultratech Cement Limited
Commercial Paper | -
3%₹249 Cr5,000
91 DTB 08022024
Sovereign Bonds | -
3%₹249 Cr25,000,000

7. IDFC Cash Fund

To generate optimal returns with high liquidity by investing in high quality money market and debt instruments. However there is no assurance that the investment objective of the scheme will be realized.

IDFC Cash Fund is a Debt - Liquid Fund fund was launched on 4 Jun 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 26 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for IDFC Cash Fund

IDFC Cash Fund
Growth
Launch Date 4 Jun 08
NAV (01 Mar 24) ₹2,876.04 ↑ 0.57   (0.02 %)
Net Assets (Cr) ₹11,187 on 31 Jan 24
Category Debt - Liquid Fund
AMC IDFC Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.23
Sharpe Ratio 0.35
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.47%
Effective Maturity 1 Month 6 Days
Modified Duration 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,604
28 Feb 21₹10,996
28 Feb 22₹11,361
28 Feb 23₹11,960
29 Feb 24₹12,818

IDFC Cash Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for IDFC Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.2%
3 Year 5.2%
5 Year 5.1%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4%
2019 6.3%
2018 7.3%
2017 6.6%
2016 7.6%
2015 8.4%
2014 9.1%
Fund Manager information for IDFC Cash Fund
NameSinceTenure
Harshal Joshi15 Sep 158.38 Yr.
Brijesh Shah1 Dec 212.17 Yr.
Sreejith Balasubramanian31 Aug 230.42 Yr.

Data below for IDFC Cash Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash99.73%
Other0.27%
Debt Sector Allocation
SectorValue
Cash Equivalent54.1%
Corporate23.78%
Government21.85%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
14%-₹1,445 Cr
Bank Of Baroda
Certificate of Deposit | -
9%₹892 Cr90,000,000
91 DTB 01022024
Sovereign Bonds | -
8%₹870 Cr87,500,000
↓ -5,000,000
Triparty Repo
CBLO/Reverse Repo | -
8%₹825 Cr
India (Republic of)
- | -
7%₹690 Cr70,000,000
↑ 70,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
5%₹495 Cr50,000,000
HDFC Bank Limited
Commercial Paper | -
4%₹417 Cr42,000,000
↓ -3,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
4%₹395 Cr40,000,000
↑ 40,000,000
Bajaj Finance Limited
Commercial Paper | -
4%₹372 Cr37,500,000
HDFC Bank Limited
Certificate of Deposit | -
4%₹370 Cr37,500,000
↑ 37,500,000

8. Nippon India Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund  is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 11 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Nippon India Liquid Fund 

Nippon India Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (01 Mar 24) ₹5,806.87 ↑ 1.17   (0.02 %)
Net Assets (Cr) ₹25,877 on 31 Jan 24
Category Debt - Liquid Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.34
Sharpe Ratio 0.23
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.5%
Effective Maturity 1 Month 8 Days
Modified Duration 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,637
28 Feb 21₹11,051
28 Feb 22₹11,417
28 Feb 23₹12,014
29 Feb 24₹12,874

Nippon India Liquid Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.2%
3 Year 5.2%
5 Year 5.2%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
2014 9.1%
Fund Manager information for Nippon India Liquid Fund 
NameSinceTenure
Anju Chhajer1 Oct 1310.34 Yr.
Siddharth Deb1 Mar 221.92 Yr.
Kinjal Desai25 May 185.69 Yr.

Data below for Nippon India Liquid Fund  as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash99.81%
Other0.19%
Debt Sector Allocation
SectorValue
Cash Equivalent74.21%
Government15.73%
Corporate9.86%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.32% Govt Stock 2024
Sovereign Bonds | -
5%₹1,560 Cr156,000,000
↑ 44,000,000
Reverse Repo
CBLO/Reverse Repo | -
4%₹1,309 Cr
Punjab National Bank
Domestic Bonds | -
3%₹1,152 Cr23,400
↑ 23,400
Indian Bank
Domestic Bonds | -
2%₹808 Cr16,420
↑ 16,420
91 DTB 08022024
Sovereign Bonds | -
2%₹752 Cr75,500,000
Bank Of Baroda
Certificate of Deposit | -
2%₹695 Cr14,000
Canara Bank
Certificate of Deposit | -
2%₹693 Cr14,000
Deutsche Bank Ag**
Net Current Assets | -
2%₹595 Cr12,000
National Bank for Agriculture and Rural Development
Commercial Paper | -
2%₹592 Cr12,000
↑ 12,000
Triparty Repo
CBLO/Reverse Repo | -
2%₹588 Cr

9. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 18 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund
Growth
Launch Date 1 Sep 04
NAV (01 Mar 24) ₹3,747.23 ↑ 0.77   (0.02 %)
Net Assets (Cr) ₹24,373 on 31 Jan 24
Category Debt - Liquid Fund
AMC Tata Asset Management Limited
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 0.25
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.46%
Effective Maturity 1 Month 18 Days
Modified Duration 1 Month 18 Days

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,623
28 Feb 21₹11,042
28 Feb 22₹11,408
28 Feb 23₹12,004
29 Feb 24₹12,864

Tata Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Mar 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.2%
3 Year 5.2%
5 Year 5.2%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
Fund Manager information for Tata Liquid Fund
NameSinceTenure
Amit Somani16 Oct 1310.3 Yr.
Abhishek Sonthalia6 Feb 203.99 Yr.

Data below for Tata Liquid Fund as on 31 Jan 24

Asset Allocation
Asset ClassValue
Cash99.78%
Other0.22%
Debt Sector Allocation
SectorValue
Cash Equivalent70.38%
Government16.47%
Corporate12.92%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Canara Bank
Certificate of Deposit | -
3%₹888 Cr18,000
↓ -10,000
91 DTB 18012024
Sovereign Bonds | -
3%₹800 Cr80,000,000
↓ -11,000,000
Canara Bank
Domestic Bonds | -
3%₹787 Cr16,000
↑ 16,000
Punjab National Bank
Domestic Bonds | -
3%₹741 Cr15,000
↑ 15,000
India (Republic of)
- | -
3%₹739 Cr75,000,000
↑ 75,000,000
Punjab National Bank
Certificate of Deposit | -
3%₹720 Cr14,500
Union Bank of India
Domestic Bonds | -
3%₹717 Cr14,500
↑ 14,500
91 DTB 22022024
Sovereign Bonds | -
2%₹626 Cr63,000,000
91 DTB 15022024
Sovereign Bonds | -
2%₹577 Cr58,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹572 Cr11,500

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पूछे जाने वाले प्रश्न

1. एसआईपी में कार्यकाल का क्या महत्व है?

ए: जब आप एसआईपी चुनते हैं, तो सबसे पहली चीज जिस पर आपको विचार करना चाहिए, वह है कार्यकाल। कार्यकाल की जांच करना और फिर निवेश करना एक अच्छा विचार है क्योंकि आपको कार्यकाल पूरा करने से पहले अपना निवेश बंद नहीं करना चाहिए। यदि आप ऐसा करते हैं, तो आपको एक्जिट लोड के रूप में जुर्माना भरना पड़ सकता है।

2. क्या एक साल का एसआईपी अच्छा है?

ए: हां, एक साल का एसआईपी अच्छा है, खासकर अगर आप जल्दी रिटर्न की तलाश में हैं। आमतौर पर, एक साल के एसआईपी की मदद से, आप अपने फंड पोर्टफोलियो के आधार पर अपने निवेश पर 4.2% से 6.2% तक आरओआई की उम्मीद कर सकते हैं।

3. मुझे एक साल के एसआईपी में निवेश क्यों करना चाहिए?

ए: यदि आप म्यूचुअल फंड निवेश में नए हैं और निवेश पोर्टफोलियो में विविधता लाने की योजना बना रहे हैं तो एक साल का एसआईपी उपयोगी है।

4. क्या एक साल के एसआईपी से अच्छा रिटर्न मिलता है?

ए: एक साल के एसआईपी युवा निवेशकों के बीच लोकप्रियता हासिल कर रहे हैं क्योंकि ये अच्छे और त्वरित रिटर्न देते हैं। अगर आप म्यूचुअल फंड को समझना चाहते हैंमंडी, तो एक साल के एसआईपी एक अच्छा विचार है।

5. क्या सभी एसआईपी अच्छा रिटर्न देते हैं?

ए: एसआईपी आपके निवेश पोर्टफोलियो में विविधता लाने के सर्वोत्तम तरीकों में से एक है और अच्छे रिटर्न देने के लिए जाने जाते हैं। यह आपको उन फंडों को चुनने की अनुमति देता है जिन्हें आप निवेश करना चाहते हैं और राशि भी। आपको नियमित अंतराल पर छोटी राशि निवेश करने का अवसर मिलता है।

6. क्या सभी एसआईपी में लार्ज-कैप स्टॉक शामिल हैं?

ए: के अनुसारसेबी जनादेश, एसआईपी निवेशकों को निवेशकों और कंपनियों की सुरक्षा के लिए 70:20:10 प्रोटोकॉल का पालन करना होगा। इस नियम के अनुसार, इक्विटी निवेश का 70% लार्ज-कैप शेयरों में होगा, 20% inमध्यम दर्जे की कंपनियों के शेयर स्टॉक, और 10% inछोटी टोपी स्टॉक। इसलिए एसआईपी निवेश में विविधता लाते हैं, और सभी केवल लार्ज-कैप शेयरों में केंद्रित नहीं होते हैं।

7. क्या एसआईपी में अधिकतम और न्यूनतम राशि का निवेश किया जा सकता है?

ए: आप SIP में न्यूनतम 500 रुपये निवेश कर सकते हैं। हालांकि, एसआईपी में निवेश की कोई ऊपरी सीमा नहीं है। आप इसे अपने फंड मैनेजर के साथ प्लान कर सकते हैं।

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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