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Table of Contents
- SIP में निवेश क्यों करें?
- FY 22 - 23 . में 1 साल के निवेश के लिए सर्वश्रेष्ठ SIP योजनाएँ
- म्यूचुअल फंड एसआईपी ऑनलाइन में निवेश कैसे करें?
- पूछे जाने वाले प्रश्न
- 1. एसआईपी में कार्यकाल का क्या महत्व है?
- 2. क्या एक साल का एसआईपी अच्छा है?
- 3. मुझे एक साल के एसआईपी में निवेश क्यों करना चाहिए?
- 4. क्या एक साल के एसआईपी से अच्छा रिटर्न मिलता है?
- 5. क्या सभी एसआईपी अच्छा रिटर्न देते हैं?
- 6. क्या सभी एसआईपी में लार्ज-कैप स्टॉक शामिल हैं?
- 7. क्या एसआईपी में अधिकतम और न्यूनतम राशि का निवेश किया जा सकता है?
Top 9 Funds
1 साल के निवेश के लिए 9 सर्वश्रेष्ठ एसआईपी योजनाएं 2022
सर्वश्रेष्ठ एसआईपी योजनाएं? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंम्यूचुअल फंड में निवेश किसी के जरिएसिप या व्यवस्थितनिवेश योजना.
एसआईपी निवेश सबसे अनुशासित में से एक हैनिवेश में निवेश करते समय विकल्पम्यूचुअल फंड्स. इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।
SIP में निवेश क्यों करें?
म्यूचुअल फंड में एसआईपी निवेश बचत की आदत डालने का सबसे सुविधाजनक तरीका है। अक्सर युवा पीढ़ी की कमाई करने वाले लोग ज्यादा बचत नहीं करते हैं। एक व्यवस्थित निवेश योजना के लिए किसी को भारी मात्रा में निवेश की आवश्यकता नहीं है क्योंकि शुरुआती राशि 500 रुपये जितनी कम है, और कुछ फंड मासिक रूप से 100 रुपये के लिए एसआईपी भी प्रदान करते हैं। कम उम्र से ही व्यक्ति अपनी बचत को निवेश के रूप में बनाने की आदत डाल सकता है। एसआईपी, इस प्रकार प्रत्येक महीने के दौरान बचाई जाने वाली एक निश्चित राशि को अलग रखता है। इसलिए व्यवस्थित निवेश योजनाएँ स्मार्ट निवेश के सबसे महत्वपूर्ण साधनों में से एक हैं।
SIP की मदद से आप अपनी तैयारी कर सकते हैंवित्तीय लक्ष्यों परेशानी मुक्त तरीके से। एसआईपी करना बेहद सुविधाजनक है क्योंकि म्युचुअल फंड को केवल एक बार कागजी कार्रवाई करने की आवश्यकता होती है जिसके बाद मासिक राशि बैंक से डेबिट हो जाती है।बैंक बिना किसी हस्तक्षेप के सीधे खाता। नतीजतन, एसआईपी को अन्य निवेशों और बचत विकल्पों के लिए आवश्यक प्रयासों की आवश्यकता नहीं होती है।
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FY 22 - 23 . में 1 साल के निवेश के लिए सर्वश्रेष्ठ SIP योजनाएँ
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹470.777
↑ 0.09 ₹14,525 1,000 2 3.6 6.5 5.2 4.8 7.56% 5M 8D 5M 16D BOI AXA Liquid Fund Growth ₹2,600.99
↑ 0.48 ₹590 1,000 1.8 3.4 6.4 4.3 4.9 7.02% 1M 17D 1M 20D Baroda Pioneer Liquid Fund Growth ₹2,603.67
↑ 0.47 ₹7,111 500 1.8 3.5 6.4 4.4 4.9 7.15% 26D 29D ICICI Prudential Ultra Short Term Fund Growth ₹23.9389
↑ 0.01 ₹12,645 1,000 2 3.6 6.3 5.1 4.5 7.57% 4M 17D 5M 5D IDBI Liquid Fund Growth ₹2,432.02
↑ 0.38 ₹672 500 1.8 3.4 6.3 4.4 4.9 6.88% 30D 30D Principal Cash Management Fund Growth ₹1,996.98
↑ 0.36 ₹3,995 2,000 1.8 3.4 6.3 4.3 4.8 7.16% 29D 29D Mirae Asset Cash Management Fund Growth ₹2,372.04
↑ 0.43 ₹4,955 1,000 1.8 3.4 6.3 4.3 4.8 7.21% 1M 20D 1M 19D IDFC Cash Fund Growth ₹2,735.3
↑ 0.47 ₹8,821 100 1.8 3.4 6.3 4.3 4.8 7.09% 1M 15D 1M 16D ICICI Prudential Liquid Fund Growth ₹334.926
↑ 0.06 ₹42,472 99 1.8 3.4 6.3 4.3 4.8 7.1% 1M 9D 1M 13D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jun 23
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a Below is the key information for Baroda Pioneer Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. IDBI Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Jul 10. It is a fund with Low risk and has given a Below is the key information for IDBI Liquid Fund Returns up to 1 year are on To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments.
The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks. Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a Below is the key information for Principal Cash Management Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on To generate optimal returns with high liquidity by investing in high quality money market and debt instruments. However there is no assurance that the investment objective of the scheme will be realized. IDFC Cash Fund is a Debt - Liquid Fund fund was launched on 4 Jun 08. It is a fund with Low risk and has given a Below is the key information for IDFC Cash Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2022 was 4.8% , 2021 was 3.9% and 2020 was 7% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (07 Jun 23) ₹470.777 ↑ 0.09 (0.02 %) Net Assets (Cr) ₹14,525 on 30 Apr 23 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.49 Sharpe Ratio -0.55 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.56% Effective Maturity 5 Months 16 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,874 31 May 20 ₹11,722 31 May 21 ₹12,369 31 May 22 ₹12,833 31 May 23 ₹13,652 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.6% 1 Year 6.5% 3 Year 5.2% 5 Year 6.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% 2013 9.5% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 14 Jun 14 8.88 Yr. Kaustubh Gupta 15 Jul 11 11.8 Yr. Monika Gandhi 22 Mar 21 2.11 Yr. Dhaval Joshi 21 Nov 22 0.44 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 61.38% Debt 38.62% Debt Sector Allocation
Sector Value Corporate 43.74% Cash Equivalent 30.82% Government 25.2% Securitized 0.24% Credit Quality
Rating Value AA 21.44% AAA 78.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 29062023
Sovereign Bonds | -6% ₹855 Cr 86,204,130
↓ -5,000,000 Housing Development Finance Corporation Ltd
Debentures | -4% ₹597 Cr 6,000 182 DTB 29092023
Sovereign Bonds | -3% ₹487 Cr 50,000,000 Hindalco Industries Limited
Debentures | -2% ₹350 Cr 35,000 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 Shriram Finance Limited
Debentures | -2% ₹275 Cr 2,750 Sikka Ports & Terminals Limited
Debentures | -2% ₹252 Cr 2,520 Reliance Industries Limited
Debentures | -2% ₹251 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹250 Cr 2,500 Cholamandalam Investment And Fin. Co. Ltd
Debentures | -2% ₹250 Cr 2,500 2. BOI AXA Liquid Fund
CAGR/Annualized return of 6.6% since its launch. Ranked 34 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.1% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (07 Jun 23) ₹2,600.99 ↑ 0.48 (0.02 %) Net Assets (Cr) ₹590 on 30 Apr 23 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 0.14 Information Ratio -4.39 Alpha Ratio -0.11 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,748 31 May 20 ₹11,351 31 May 21 ₹11,712 31 May 22 ₹12,122 31 May 23 ₹12,884 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.4% 1 Year 6.4% 3 Year 4.3% 5 Year 5.2% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% 2014 9% 2013 9.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 1.7 Yr. Data below for BOI AXA Liquid Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 74.88% Corporate 16.78% Government 8.34% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Limited
Commercial Paper | -6% ₹50 Cr 5,000,000 Axis Bank Limited
Certificate of Deposit | -6% ₹50 Cr 5,000,000
↑ 5,000,000 91 DTB 06072023
Sovereign Bonds | -6% ₹50 Cr 5,000,000 HDFC Bank Limited
Certificate of Deposit | -6% ₹49 Cr 5,000,000
↑ 2,500,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -6% ₹49 Cr 5,000,000
↑ 5,000,000 Canara Bank
Certificate of Deposit | -6% ₹49 Cr 5,000,000
↑ 5,000,000 91 DTB 10082023
Sovereign Bonds | -6% ₹49 Cr 5,000,000
↑ 5,000,000 Punjab National Bank
Certificate of Deposit | -6% ₹49 Cr 5,000,000
↑ 5,000,000 Bajaj Finance Ltd
Commercial Paper | -6% ₹49 Cr 5,000,000
↑ 5,000,000 Housing Development Finance Corporation Limited
Commercial Paper | -5% ₹40 Cr 4,000,000 3. Baroda Pioneer Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 22 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.3% and 2020 was 4.1% . Baroda Pioneer Liquid Fund
Growth Launch Date 5 Feb 09 NAV (07 Jun 23) ₹2,603.67 ↑ 0.47 (0.02 %) Net Assets (Cr) ₹7,111 on 30 Apr 23 Category Debt - Liquid Fund AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 0.42 Information Ratio -3.5 Alpha Ratio -0.1 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.15% Effective Maturity 29 Days Modified Duration 26 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,757 31 May 20 ₹11,382 31 May 21 ₹11,746 31 May 22 ₹12,159 31 May 23 ₹12,924 Returns for Baroda Pioneer Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 6.4% 3 Year 4.4% 5 Year 5.3% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.8% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Baroda Pioneer Liquid Fund
Name Since Tenure Mayank Prakash 21 Oct 22 0.53 Yr. Vikram Pamnani 14 Mar 22 1.13 Yr. Data below for Baroda Pioneer Liquid Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 70.53% Corporate 21.27% Government 8.2% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps 16-May-2023
CBLO/Reverse Repo | -20% ₹1,660 Cr Net Receivable / Payable
CBLO | -9% -₹746 Cr 182 DTB 01062023
Sovereign Bonds | -5% ₹379 Cr 38,000,000
↑ 23,000,000 Small Industries Development Bank of India
Commercial Paper | -4% ₹344 Cr 7,000
↑ 7,000 364 Dtb 01062023
Sovereign Bonds | -4% ₹323 Cr 32,400,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -4% ₹314 Cr 6,300
↑ 300 Canara Bank
Certificate of Deposit | -4% ₹300 Cr 6,000 Ntpc Limited
Commercial Paper | -4% ₹296 Cr 6,000
↑ 6,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹250 Cr 5,000 Larsen And Toubro Limited
Commercial Paper | -3% ₹248 Cr 5,000 4. ICICI Prudential Ultra Short Term Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2022 was 4.5% , 2021 was 4% and 2020 was 6.5% . ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (07 Jun 23) ₹23.9389 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹12,645 on 30 Apr 23 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.93 Sharpe Ratio -0.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.57% Effective Maturity 5 Months 5 Days Modified Duration 4 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,832 31 May 20 ₹11,648 31 May 21 ₹12,297 31 May 22 ₹12,742 31 May 23 ₹13,531 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.6% 1 Year 6.3% 3 Year 5.1% 5 Year 6.2% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% 2014 14.8% 2013 3.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 6.46 Yr. Ritesh Lunawat 15 Jun 17 5.88 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 75.14% Debt 24.86% Debt Sector Allocation
Sector Value Corporate 50.89% Cash Equivalent 39.91% Government 9.2% Credit Quality
Rating Value AA 18.72% AAA 81.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 29062023
Sovereign Bonds | -5% ₹694 Cr 70,000,000 182 DTB 06072023
Sovereign Bonds | -4% ₹471 Cr 47,500,000 Sikka Ports & Terminals Limited
Debentures | -3% ₹375 Cr 3,750
↓ -250 Embassy Office Parks Reit
Debentures | -2% ₹272 Cr 2,750 National Bank For Agriculture And Rural Development
Debentures | -2% ₹259 Cr 2,600 Power Finance Corporation Ltd.
Debentures | -2% ₹244 Cr 2,450 Embassy Office Parks Reit
Debentures | -2% ₹200 Cr 2,000 Apollo Building Products Private Limited
Debentures | -2% ₹199 Cr 20,000 Tata Housing Development Company Limited
Debentures | -2% ₹196 Cr 19,500
↓ -500 Ongc Petro Additions Limited
Debentures | -1% ₹190 Cr 1,900 5. IDBI Liquid Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 37 in Liquid Fund category. Return for 2022 was 4.9% , 2021 was 3.4% and 2020 was 4.5% . IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (07 Jun 23) ₹2,432.02 ↑ 0.38 (0.02 %) Net Assets (Cr) ₹672 on 15 May 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.01 Information Ratio -5.87 Alpha Ratio -0.18 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.88% Effective Maturity 30 Days Modified Duration 30 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,756 31 May 20 ₹11,402 31 May 21 ₹11,798 31 May 22 ₹12,214 31 May 23 ₹12,977 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.4% 1 Year 6.3% 3 Year 4.4% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.9% 2021 3.4% 2020 4.5% 2019 6.6% 2018 7.5% 2017 6.6% 2016 7.5% 2015 8.3% 2014 9% 2013 9% Fund Manager information for IDBI Liquid Fund
Name Since Tenure Raju Sharma 3 May 17 6 Yr. Data below for IDBI Liquid Fund as on 15 May 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 62.31% Government 19.18% Corporate 18.51% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -17% ₹117 Cr 91 DTB 25052023
Sovereign Bonds | -13% ₹90 Cr 9,000,000
↓ -1,000,000 91 DTB 10082023
Sovereign Bonds | -13% ₹89 Cr 9,000,000
↑ 9,000,000 91 DTB 20072023
Sovereign Bonds | -11% ₹74 Cr 7,500,000
↑ 7,500,000 Axis Bank Limited
Certificate of Deposit | -10% ₹65 Cr 6,500,000 Indian Bank
Certificate of Deposit | -7% ₹50 Cr 5,000,000 91 DTB 03082023
Sovereign Bonds | -7% ₹49 Cr 5,000,000
↑ 5,000,000 Punjab National Bank
Certificate of Deposit | -6% ₹40 Cr 4,000,000 Canara Bank
Certificate of Deposit | -6% ₹40 Cr 4,000,000 Small Industries Development Bank Of India
Certificate of Deposit | -4% ₹25 Cr 2,500,000 6. Principal Cash Management Fund
CAGR/Annualized return of 6.4% since its launch. Ranked 5 in Liquid Fund category. Return for 2022 was 4.8% , 2021 was 3.2% and 2020 was 3.8% . Principal Cash Management Fund
Growth Launch Date 30 Aug 04 NAV (07 Jun 23) ₹1,996.98 ↑ 0.36 (0.02 %) Net Assets (Cr) ₹3,995 on 30 Apr 23 Category Debt - Liquid Fund AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 0.01 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load NIL Yield to Maturity 7.16% Effective Maturity 29 Days Modified Duration 29 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹9,808 31 May 20 ₹10,322 31 May 21 ₹10,644 31 May 22 ₹11,004 31 May 23 ₹11,690 Returns for Principal Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.4% 1 Year 6.3% 3 Year 4.3% 5 Year 3.2% 10 Year 15 Year Since launch 6.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.2% 2020 3.8% 2019 6.2% 2018 -1.8% 2017 6.8% 2016 7.7% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for Principal Cash Management Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 1.33 Yr. Sandeep Agarwal 16 May 22 0.96 Yr. Data below for Principal Cash Management Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 54.58% Corporate 24.27% Government 21.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -28% ₹1,175 Cr Canara Bank
Certificate of Deposit | -4% ₹150 Cr 3,000 Aditya Birla Finance Limited
Commercial Paper | -3% ₹149 Cr 3,000
↑ 3,000 Treps
CBLO/Reverse Repo | -3% ₹132 Cr Axis Bank Limited
Certificate of Deposit | -3% ₹125 Cr 2,500 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -3% ₹125 Cr 2,500 Cash And Other Net Current Assets^
CBLO | -3% -₹117 Cr Indian Bank
Certificate of Deposit | -2% ₹100 Cr 2,000 Punjab National Bank
Certificate of Deposit | -2% ₹99 Cr 2,000 IDFC First Bank Limited
Certificate of Deposit | -2% ₹99 Cr 2,000 7. Mirae Asset Cash Management Fund
CAGR/Annualized return of 6.2% since its launch. Ranked 48 in Liquid Fund category. Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.2% . Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (07 Jun 23) ₹2,372.04 ↑ 0.43 (0.02 %) Net Assets (Cr) ₹4,955 on 30 Apr 23 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio -0.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.21% Effective Maturity 1 Month 19 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,752 31 May 20 ₹11,367 31 May 21 ₹11,742 31 May 22 ₹12,150 31 May 23 ₹12,906 Returns for Mirae Asset Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.4% 1 Year 6.3% 3 Year 4.3% 5 Year 5.2% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.3% 2017 6.6% 2016 7.2% 2015 7.8% 2014 8.7% 2013 8.2% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Abhishek Iyer 28 Dec 20 2.34 Yr. Data below for Mirae Asset Cash Management Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 72.55% Corporate 17.44% Government 10% Credit Quality
Rating Value AA 0.4% AAA 99.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 04052023
Sovereign Bonds | -3% ₹150 Cr 15,000,000 91 DTB 11052023
Sovereign Bonds | -2% ₹103 Cr 10,300,000 7.16% Govt Stock 2023
Sovereign Bonds | -2% ₹100 Cr 10,000,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹100 Cr 10,000,000 364 DTB 2023
Sovereign Bonds | -2% ₹100 Cr 10,000,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹100 Cr 10,000,000 Small Industries Development Bank Of India
Certificate of Deposit | -2% ₹99 Cr 10,000,000 182 DTB 15062023
Sovereign Bonds | -2% ₹99 Cr 10,000,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹99 Cr 10,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹99 Cr 10,000,000 8. IDFC Cash Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 26 in Liquid Fund category. Return for 2022 was 4.8% , 2021 was 3.2% and 2020 was 4% . IDFC Cash Fund
Growth Launch Date 4 Jun 08 NAV (07 Jun 23) ₹2,735.3 ↑ 0.47 (0.02 %) Net Assets (Cr) ₹8,821 on 30 Apr 23 Category Debt - Liquid Fund AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Low Expense Ratio 0.19 Sharpe Ratio -0.22 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.09% Effective Maturity 1 Month 16 Days Modified Duration 1 Month 15 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,736 31 May 20 ₹11,329 31 May 21 ₹11,688 31 May 22 ₹12,092 31 May 23 ₹12,841 Returns for IDFC Cash Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.4% 1 Year 6.3% 3 Year 4.3% 5 Year 5.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.2% 2020 4% 2019 6.3% 2018 7.3% 2017 6.6% 2016 7.6% 2015 8.4% 2014 9.1% 2013 9.2% Fund Manager information for IDFC Cash Fund
Name Since Tenure Harshal Joshi 15 Sep 15 7.63 Yr. Brijesh Shah 1 Dec 21 1.41 Yr. Data below for IDFC Cash Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 60.05% Corporate 24.5% Government 15.45% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -8% -₹718 Cr Axis Bank Limited
Certificate of Deposit | -6% ₹522 Cr 52,500,000 Small Industries Development Bank Of India
Commercial Paper | -6% ₹499 Cr 50,000,000 Reliance Industries Limited
Commercial Paper | -6% ₹497 Cr 50,000,000 Canara Bank
Certificate of Deposit | -5% ₹398 Cr 40,000,000 182 DTB 06072023
Sovereign Bonds | -4% ₹395 Cr 40,000,000
↑ 40,000,000 India (Republic of)
- | -4% ₹394 Cr 40,000,000
↑ 40,000,000 Larsen And Toubro Limited
Commercial Paper | -4% ₹345 Cr 35,000,000
↑ 35,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹297 Cr 30,000,000 Housing Development Finance Corporation Limited
Commercial Paper | -3% ₹284 Cr 28,500,000 9. ICICI Prudential Liquid Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2022 was 4.8% , 2021 was 3.2% and 2020 was 4.3% . ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (07 Jun 23) ₹334.926 ↑ 0.06 (0.02 %) Net Assets (Cr) ₹42,472 on 30 Apr 23 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.32 Sharpe Ratio -0.63 Information Ratio -5.92 Alpha Ratio -0.24 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 7.1% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 9 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,751 31 May 20 ₹11,380 31 May 21 ₹11,748 31 May 22 ₹12,148 31 May 23 ₹12,901 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.4% 1 Year 6.3% 3 Year 4.3% 5 Year 5.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.6% 2016 7.7% 2015 8.3% 2014 9.1% 2013 9.3% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Rahul Goswami 27 Sep 12 10.6 Yr. Rohan Maru 19 Sep 13 9.62 Yr. Data below for ICICI Prudential Liquid Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 78.44% Corporate 11.98% Government 9.58% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 06072023
Sovereign Bonds | -6% ₹2,656 Cr 268,143,800 91 DTB 25052023
Sovereign Bonds | -4% ₹1,657 Cr 166,000,000
↓ -3,000,000 91 DTB 01062023
Sovereign Bonds | -3% ₹1,496 Cr 150,000,000 91 DTB 23062023
Sovereign Bonds | -3% ₹1,490 Cr 150,000,000 91 DTB 08062023
Sovereign Bonds | -3% ₹1,439 Cr 144,500,000 91 DTB 03082023
Sovereign Bonds | -3% ₹1,169 Cr 118,653,800
↑ 118,653,800 Reliance Jio Infocomm Limited
Commercial Paper | -2% ₹999 Cr 20,000 Punjab National Bank
Certificate of Deposit | -2% ₹984 Cr 19,800 Treps
CBLO/Reverse Repo | -2% ₹956 Cr 7.16% Govt Stock 2023
Sovereign Bonds | -2% ₹915 Cr 91,500,000
म्यूचुअल फंड एसआईपी ऑनलाइन में निवेश कैसे करें?
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पूछे जाने वाले प्रश्न
1. एसआईपी में कार्यकाल का क्या महत्व है?
ए: जब आप एसआईपी चुनते हैं, तो सबसे पहली चीज जिस पर आपको विचार करना चाहिए, वह है कार्यकाल। कार्यकाल की जांच करना और फिर निवेश करना एक अच्छा विचार है क्योंकि आपको कार्यकाल पूरा करने से पहले अपना निवेश बंद नहीं करना चाहिए। यदि आप ऐसा करते हैं, तो आपको एक्जिट लोड के रूप में जुर्माना भरना पड़ सकता है।
2. क्या एक साल का एसआईपी अच्छा है?
ए: हां, एक साल का एसआईपी अच्छा है, खासकर अगर आप जल्दी रिटर्न की तलाश में हैं। आमतौर पर, एक साल के एसआईपी की मदद से, आप अपने फंड पोर्टफोलियो के आधार पर अपने निवेश पर 4.2% से 6.2% तक आरओआई की उम्मीद कर सकते हैं।
3. मुझे एक साल के एसआईपी में निवेश क्यों करना चाहिए?
ए: यदि आप म्यूचुअल फंड निवेश में नए हैं और निवेश पोर्टफोलियो में विविधता लाने की योजना बना रहे हैं तो एक साल का एसआईपी उपयोगी है।
4. क्या एक साल के एसआईपी से अच्छा रिटर्न मिलता है?
ए: एक साल के एसआईपी युवा निवेशकों के बीच लोकप्रियता हासिल कर रहे हैं क्योंकि ये अच्छे और त्वरित रिटर्न देते हैं। अगर आप म्यूचुअल फंड को समझना चाहते हैंमंडी, तो एक साल के एसआईपी एक अच्छा विचार है।
5. क्या सभी एसआईपी अच्छा रिटर्न देते हैं?
ए: एसआईपी आपके निवेश पोर्टफोलियो में विविधता लाने के सर्वोत्तम तरीकों में से एक है और अच्छे रिटर्न देने के लिए जाने जाते हैं। यह आपको उन फंडों को चुनने की अनुमति देता है जिन्हें आप निवेश करना चाहते हैं और राशि भी। आपको नियमित अंतराल पर छोटी राशि निवेश करने का अवसर मिलता है।
6. क्या सभी एसआईपी में लार्ज-कैप स्टॉक शामिल हैं?
ए: के अनुसारसेबी जनादेश, एसआईपी निवेशकों को निवेशकों और कंपनियों की सुरक्षा के लिए 70:20:10 प्रोटोकॉल का पालन करना होगा। इस नियम के अनुसार, इक्विटी निवेश का 70% लार्ज-कैप शेयरों में होगा, 20% inमध्यम दर्जे की कंपनियों के शेयर स्टॉक, और 10% inछोटी टोपी स्टॉक। इसलिए एसआईपी निवेश में विविधता लाते हैं, और सभी केवल लार्ज-कैप शेयरों में केंद्रित नहीं होते हैं।
7. क्या एसआईपी में अधिकतम और न्यूनतम राशि का निवेश किया जा सकता है?
ए: आप SIP में न्यूनतम 500 रुपये निवेश कर सकते हैं। हालांकि, एसआईपी में निवेश की कोई ऊपरी सीमा नहीं है। आप इसे अपने फंड मैनेजर के साथ प्लान कर सकते हैं।
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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