fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
LOG IN
SIGN UP

फिनकैश »म्यूचुअल फंड्स »एक साल के लिए सर्वश्रेष्ठ एसआईपी योजनाएं

1 साल के निवेश के लिए 9 सर्वश्रेष्ठ एसआईपी योजनाएं 2022

Updated on December 2, 2024 , 120197 views

सर्वश्रेष्ठ एसआईपी योजनाएं? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंम्यूचुअल फंड में निवेश किसी के जरिएसिप या व्यवस्थितनिवेश योजना.

एसआईपी निवेश सबसे अनुशासित में से एक हैनिवेश में निवेश करते समय विकल्पम्यूचुअल फंड्स. इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।

SIP

SIP में निवेश क्यों करें?

म्यूचुअल फंड में एसआईपी निवेश बचत की आदत डालने का सबसे सुविधाजनक तरीका है। अक्सर युवा पीढ़ी की कमाई करने वाले लोग ज्यादा बचत नहीं करते हैं। एक व्यवस्थित निवेश योजना के लिए किसी को भारी मात्रा में निवेश की आवश्यकता नहीं है क्योंकि शुरुआती राशि 500 रुपये जितनी कम है, और कुछ फंड मासिक रूप से 100 रुपये के लिए एसआईपी भी प्रदान करते हैं। कम उम्र से ही व्यक्ति अपनी बचत को निवेश के रूप में बनाने की आदत डाल सकता है। एसआईपी, इस प्रकार प्रत्येक महीने के दौरान बचाई जाने वाली एक निश्चित राशि को अलग रखता है। इसलिए व्यवस्थित निवेश योजनाएँ स्मार्ट निवेश के सबसे महत्वपूर्ण साधनों में से एक हैं।

SIP की मदद से आप अपनी तैयारी कर सकते हैंवित्तीय लक्ष्यों परेशानी मुक्त तरीके से। एसआईपी करना बेहद सुविधाजनक है क्योंकि म्युचुअल फंड को केवल एक बार कागजी कार्रवाई करने की आवश्यकता होती है जिसके बाद मासिक राशि बैंक से डेबिट हो जाती है।बैंक बिना किसी हस्तक्षेप के सीधे खाता। नतीजतन, एसआईपी को अन्य निवेशों और बचत विकल्पों के लिए आवश्यक प्रयासों की आवश्यकता नहीं होती है।

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

FY 22 - 23 . में 1 साल के निवेश के लिए सर्वश्रेष्ठ SIP योजनाएँ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹524.503
↑ 0.15
₹15,098 1,000 1.93.87.86.57.27.78%5M 19D7M 24D
BOI AXA Liquid Fund Growth ₹2,890.5
↑ 0.61
₹1,848 1,000 1.83.67.56.476.86%1M 28D1M 24D
ICICI Prudential Ultra Short Term Fund Growth ₹26.5563
↑ 0.01
₹14,206 1,000 1.83.67.56.26.97.53%5M 1D5M 16D
Invesco India Ultra Short Term Fund Growth ₹2,587.35
↑ 0.73
₹1,265 1,000 1.83.57.466.67.47%5M 13D5M 28D
LIC MF Liquid Fund Growth ₹4,541.52
↑ 0.95
₹10,697 1,000 1.73.57.46.376.99%1M 4D1M 4D
ICICI Prudential Liquid Fund Growth ₹371.729
↑ 0.07
₹51,423 99 1.73.57.46.377.12%1M 10D1M 14D
Indiabulls Liquid Fund Growth ₹2,427.3
↑ 0.48
₹516 500 1.73.57.46.16.87.12%1M 29D1M 16D
Mirae Asset Cash Management Fund Growth ₹2,633.05
↑ 0.52
₹12,783 1,000 1.73.57.46.377.03%1M 13D1M 12D
Nippon India Liquid Fund  Growth ₹6,127.88
↑ 1.21
₹35,408 100 1.73.57.46.377.1%1M 13D1M 17D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Dec 24

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (05 Dec 24) ₹524.503 ↑ 0.15   (0.03 %)
Net Assets (Cr) ₹15,098 on 31 Oct 24
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.54
Sharpe Ratio 2.85
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.78%
Effective Maturity 7 Months 24 Days
Modified Duration 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,719
30 Nov 21₹11,139
30 Nov 22₹11,639
30 Nov 23₹12,472
30 Nov 24₹13,436

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 24

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.8%
1 Year 7.8%
3 Year 6.5%
5 Year 6.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 1410.38 Yr.
Kaustubh Gupta15 Jul 1113.31 Yr.
Monika Gandhi22 Mar 213.62 Yr.
Dhaval Joshi21 Nov 221.95 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash36.98%
Debt62.73%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate66.63%
Cash Equivalent21.1%
Government11.99%
Credit Quality
RatingValue
AA30.91%
AAA69.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Housing Bank 7.83%
Debentures | -
6%₹820 Cr82,000
Shriram Finance Company Limited
Debentures | -
4%₹601 Cr60,000
↑ 10,000
Nirma Limited
Debentures | -
4%₹501 Cr50,000
Rural Electrification Corporation Limited
Debentures | -
3%₹401 Cr40,000
↓ -10,000
National Housing Bank
Debentures | -
3%₹400 Cr40,000
Tata Realty And Infrastructure Limited
Debentures | -
3%₹360 Cr36,000
Bharti Telecom Limited
Debentures | -
2%₹325 Cr3,250
Govt Stock 04102028
Sovereign Bonds | -
2%₹317 Cr31,500,000
↑ 2,500,000
Bajaj Housing Finance Ltd. 8%
Debentures | -
2%₹301 Cr30,000
Nirma Limited 8.3%
Debentures | -
2%₹250 Cr25,000

2. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 34 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund
Growth
Launch Date 16 Jul 08
NAV (05 Dec 24) ₹2,890.5 ↑ 0.61   (0.02 %)
Net Assets (Cr) ₹1,848 on 31 Oct 24
Category Debt - Liquid Fund
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Low
Expense Ratio 0.1
Sharpe Ratio 5.42
Information Ratio -1.39
Alpha Ratio -0.02
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.86%
Effective Maturity 1 Month 24 Days
Modified Duration 1 Month 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,429
30 Nov 21₹10,763
30 Nov 22₹11,262
30 Nov 23₹12,051
30 Nov 24₹12,951

BOI AXA Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.5%
3 Year 6.4%
5 Year 5.3%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.4%
2018 7.4%
2017 6.7%
2016 7.6%
2015 8.3%
2014 9%
Fund Manager information for BOI AXA Liquid Fund
NameSinceTenure
Mithraem Bharucha17 Aug 213.21 Yr.

Data below for BOI AXA Liquid Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash99.8%
Other0.2%
Debt Sector Allocation
SectorValue
Cash Equivalent94.44%
Government5.37%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Receivables / (Payables)
Net Current Assets | -
7%-₹123 Cr
India (Republic of)
- | -
5%₹99 Cr10,000,000
ICICI Bank Ltd.
Debentures | -
5%₹98 Cr10,000,000
↑ 10,000,000
Repo
CBLO/Reverse Repo | -
5%₹95 Cr
Canara Bank (06/12/2024) ** #
Net Current Assets | -
4%₹74 Cr7,500,000
↑ 7,500,000
91 DTB 03012025
Sovereign Bonds | -
4%₹74 Cr7,500,000
↑ 7,500,000
Small Industries Dev Bank Of India (10/01/2025) ** #
Net Current Assets | -
4%₹74 Cr7,500,000
↑ 7,500,000
182 DTB 01112024
Sovereign Bonds | -
3%₹50 Cr5,000,000
Reliance Retail Ventures Limited (12/11/2024)
Net Current Assets | -
3%₹50 Cr5,000,000
↑ 5,000,000
Bajaj Financial Securities Limited (19/11/2024) **
Net Current Assets | -
3%₹50 Cr5,000,000
↑ 5,000,000

3. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2023 was 6.9% , 2022 was 4.5% and 2021 was 4% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (05 Dec 24) ₹26.5563 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹14,206 on 31 Oct 24
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 7.53%
Effective Maturity 5 Months 16 Days
Modified Duration 5 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,677
30 Nov 21₹11,105
30 Nov 22₹11,583
30 Nov 23₹12,385
30 Nov 24₹13,303

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.5%
3 Year 6.2%
5 Year 5.9%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 4.5%
2021 4%
2020 6.5%
2019 8.4%
2018 7.5%
2017 6.9%
2016 9.8%
2015 9.1%
2014 14.8%
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 167.97 Yr.
Ritesh Lunawat15 Jun 177.39 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash53.59%
Debt46.16%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate60.64%
Cash Equivalent25.32%
Government13.04%
Securitized0.74%
Credit Quality
RatingValue
AA12.82%
AAA87.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days T - Bill- 06/02/2025
Sovereign Bonds | -
3%₹392 Cr40,000,000
364 DTB 13032025
Sovereign Bonds | -
3%₹390 Cr40,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹372 Cr3,750
LIC Housing Finance Limited
Debentures | -
2%₹335 Cr3,350
↑ 2,350
Bharti Telecom Limited
Debentures | -
2%₹326 Cr32,500
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹298 Cr3,000
India (Republic of)
- | -
2%₹297 Cr30,000,000
HDFC Bank Ltd.
Debentures | -
2%₹293 Cr6,000
Indusind Bank Ltd.
Debentures | -
2%₹245 Cr5,000
Rural Electrification Corporation Limited
Debentures | -
2%₹235 Cr2,350

4. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 40 in Ultrashort Bond category.  Return for 2023 was 6.6% , 2022 was 4.1% and 2021 was 3% .

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund
Growth
Launch Date 30 Dec 10
NAV (05 Dec 24) ₹2,587.35 ↑ 0.73   (0.03 %)
Net Assets (Cr) ₹1,265 on 31 Oct 24
Category Debt - Ultrashort Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.74
Sharpe Ratio 0.88
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.47%
Effective Maturity 5 Months 28 Days
Modified Duration 5 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,524
30 Nov 21₹10,841
30 Nov 22₹11,255
30 Nov 23₹12,001
30 Nov 24₹12,891

Invesco India Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 24

DurationReturns
1 Month 0.5%
3 Month 1.8%
6 Month 3.5%
1 Year 7.4%
3 Year 6%
5 Year 5.2%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.6%
2022 4.1%
2021 3%
2020 5.1%
2019 7.6%
2018 7.3%
2017 7.1%
2016 9.1%
2015 8.3%
2014 10.1%
Fund Manager information for Invesco India Ultra Short Term Fund
NameSinceTenure
Krishna Cheemalapati4 Jan 204.83 Yr.
Vikas Garg27 Jul 213.27 Yr.

Data below for Invesco India Ultra Short Term Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash58.17%
Debt41.65%
Other0.19%
Debt Sector Allocation
SectorValue
Corporate56.9%
Cash Equivalent35.06%
Government7.86%
Credit Quality
RatingValue
AA20.69%
AAA79.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 03012025
Sovereign Bonds | -
4%₹49 Cr5,000,000
↑ 5,000,000
Larsen & Toubro Ltd. 7.58%
Debentures | -
3%₹35 Cr3,500,000
↑ 3,500,000
Export Import Bank Of India
Debentures | -
3%₹30 Cr3,000,000
Power Grid Corporation Of India Limited
Debentures | -
2%₹25 Cr2,500,000
Bharti Telecom Limited
Debentures | -
2%₹25 Cr2,500,000
Bajaj Housing Finance Limited
Debentures | -
2%₹25 Cr2,500,000
TATA Steel Limited
Debentures | -
2%₹25 Cr2,500,000
Tata Projects Ltd.
Debentures | -
2%₹25 Cr2,500,000
LIC Housing Finance Ltd
Debentures | -
2%₹25 Cr2,500,000
Power Finance Corporation Limited
Debentures | -
2%₹25 Cr2,500,000
↑ 2,500,000

5. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 25 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.7% and 2021 was 3.3% .

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund
Growth
Launch Date 11 Mar 02
NAV (05 Dec 24) ₹4,541.52 ↑ 0.95   (0.02 %)
Net Assets (Cr) ₹10,697 on 15 Nov 24
Category Debt - Liquid Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Low
Expense Ratio 0.24
Sharpe Ratio 4.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.99%
Effective Maturity 1 Month 4 Days
Modified Duration 1 Month 4 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,447
30 Nov 21₹10,782
30 Nov 22₹11,262
30 Nov 23₹12,039
30 Nov 24₹12,931

LIC MF Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 24

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.5%
1 Year 7.4%
3 Year 6.3%
5 Year 5.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.7%
2021 3.3%
2020 4.3%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
2015 8.4%
2014 9%
Fund Manager information for LIC MF Liquid Fund
NameSinceTenure
Rahul Singh5 Oct 159.08 Yr.

Data below for LIC MF Liquid Fund as on 15 Nov 24

Asset Allocation
Asset ClassValue
Cash99.75%
Other0.25%
Debt Sector Allocation
SectorValue
Cash Equivalent65.42%
Corporate30.18%
Government4.15%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 28112024
Sovereign Bonds | -
4%₹398 Cr40,000,000
State Bank Of India
Certificate of Deposit | -
4%₹397 Cr8,000
India (Republic of)
- | -
4%₹394 Cr40,000,000
↑ 40,000,000
Punjab National Bank
Certificate of Deposit | -
3%₹348 Cr7,000
Treps
CBLO/Reverse Repo | -
3%₹319 Cr
91 DTB 07112024
Sovereign Bonds | -
3%₹300 Cr30,000,000
91 Day T-Bill 15.11.24
Sovereign Bonds | -
3%₹299 Cr30,000,000
HDFC Bank Limited
Certificate of Deposit | -
3%₹298 Cr6,000
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹297 Cr5,960
↑ 5,960
Motilal Oswal Financial Services Limited
Commercial Paper | -
3%₹284 Cr5,700

6. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 20 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund
Growth
Launch Date 17 Nov 05
NAV (05 Dec 24) ₹371.729 ↑ 0.07   (0.02 %)
Net Assets (Cr) ₹51,423 on 31 Oct 24
Category Debt - Liquid Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.29
Sharpe Ratio 3.84
Information Ratio -2.79
Alpha Ratio -0.12
Min Investment 500
Min SIP Investment 99
Exit Load NIL
Yield to Maturity 7.12%
Effective Maturity 1 Month 14 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,447
30 Nov 21₹10,779
30 Nov 22₹11,261
30 Nov 23₹12,042
30 Nov 24₹12,931

ICICI Prudential Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 24

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.5%
1 Year 7.4%
3 Year 6.3%
5 Year 5.3%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.6%
2016 7.7%
2015 8.3%
2014 9.1%
Fund Manager information for ICICI Prudential Liquid Fund
NameSinceTenure
Nikhil Kabra1 Dec 230.92 Yr.
Darshil Dedhia12 Jun 231.39 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash99.81%
Other0.19%
Debt Sector Allocation
SectorValue
Cash Equivalent67.72%
Corporate27.17%
Government4.91%
Credit Quality
RatingValue
AA0.68%
AAA99.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Punjab National Bank
Certificate of Deposit | -
4%₹2,000 Cr40,500
Govt Stock
Sovereign Bonds | -
3%₹1,739 Cr174,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹1,492 Cr30,000
India (Republic of)
- | -
3%₹1,468 Cr149,013,200
↑ 149,013,200
Bank Of India
Certificate of Deposit | -
2%₹1,242 Cr25,000
HDFC Bank Limited
Certificate of Deposit | -
2%₹1,212 Cr24,500
191 DTB 24102024
Sovereign Bonds | -
2%₹1,103 Cr110,483,500
HDFC Bank Limited
Certificate of Deposit | -
2%₹993 Cr20,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹993 Cr20,000
191 DTB 12/12/2024
Sovereign Bonds | -
2%₹990 Cr100,000,000

7. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 2 in Liquid Fund category.  Return for 2023 was 6.8% , 2022 was 4.6% and 2021 was 3.1% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (05 Dec 24) ₹2,427.3 ↑ 0.48   (0.02 %)
Net Assets (Cr) ₹516 on 31 Oct 24
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 3.26
Information Ratio -3.69
Alpha Ratio -0.17
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.12%
Effective Maturity 1 Month 16 Days
Modified Duration 1 Month 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,407
30 Nov 21₹10,730
30 Nov 22₹11,193
30 Nov 23₹11,941
30 Nov 24₹12,820

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 24

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.5%
1 Year 7.4%
3 Year 6.1%
5 Year 5.1%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 4.6%
2021 3.1%
2020 3.9%
2019 6.6%
2018 7.3%
2017 6.7%
2016 7.8%
2015 8.5%
2014 9.1%
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Kaustubh Sule11 May 231.48 Yr.

Data below for Indiabulls Liquid Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash99.71%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate60.28%
Cash Equivalent38.09%
Government1.35%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bank Of Baroda
Certificate of Deposit | -
11%₹20 Cr2,000,000
91 DTB 09012025
Sovereign Bonds | -
11%₹20 Cr2,000,000
↑ 2,000,000
Canara Bank
Certificate of Deposit | -
11%₹19 Cr1,950,000
ICICI Bank Limited
Certificate of Deposit | -
8%₹15 Cr1,500,000
↓ -500,000
Indian Bank
Commercial Paper | -
8%₹15 Cr1,500,000
Kotak Mahindra Bank Limited
Certificate of Deposit | -
8%₹15 Cr1,500,000
↑ 1,500,000
Aditya Birla Finance Limited
Commercial Paper | -
7%₹14 Cr1,360,000
HDFC Bank Limited
Certificate of Deposit | -
7%₹13 Cr1,300,000
ICICI Securities Limited
Commercial Paper | -
5%₹10 Cr1,000,000
191 DTB 12/12/2024
Sovereign Bonds | -
5%₹10 Cr1,000,000
↓ -500,000

8. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 48 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund
Growth
Launch Date 12 Jan 09
NAV (05 Dec 24) ₹2,633.05 ↑ 0.52   (0.02 %)
Net Assets (Cr) ₹12,783 on 31 Oct 24
Category Debt - Liquid Fund
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating
Risk Low
Expense Ratio 0.15
Sharpe Ratio 4.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.03%
Effective Maturity 1 Month 12 Days
Modified Duration 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,438
30 Nov 21₹10,780
30 Nov 22₹11,270
30 Nov 23₹12,054
30 Nov 24₹12,943

Mirae Asset Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 24

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.5%
1 Year 7.4%
3 Year 6.3%
5 Year 5.3%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.6%
2018 7.3%
2017 6.6%
2016 7.2%
2015 7.8%
2014 8.7%
Fund Manager information for Mirae Asset Cash Management Fund
NameSinceTenure
Amit Modani1 Nov 240 Yr.
Abhishek Iyer28 Dec 203.85 Yr.

Data below for Mirae Asset Cash Management Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash99.81%
Other0.19%
Debt Sector Allocation
SectorValue
Cash Equivalent65.64%
Corporate34.17%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Canara Bank
Certificate of Deposit | -
3%₹445 Cr45,000,000
↑ 17,500,000
Treps
CBLO/Reverse Repo | -
3%₹351 Cr
091 D Tbill Mat - 18/10/24
Sovereign Bonds | -
3%₹350 Cr35,000,000
Punjab National Bank
Certificate of Deposit | -
2%₹346 Cr35,000,000
↑ 25,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹296 Cr30,000,000
↑ 30,000,000
191 DTB 24102024
Sovereign Bonds | -
2%₹250 Cr25,000,000
364 DTB 21112024
Sovereign Bonds | -
2%₹224 Cr22,500,000
182 DTB 18112024
Sovereign Bonds | -
2%₹224 Cr22,500,000
Reliance Jio Infocomm Limited
Commercial Paper | -
1%₹199 Cr20,000,000
91 Day T-Bill 15.11.24
Sovereign Bonds | -
1%₹199 Cr20,000,000

9. Nippon India Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund  is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 11 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Nippon India Liquid Fund 

Nippon India Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (05 Dec 24) ₹6,127.88 ↑ 1.21   (0.02 %)
Net Assets (Cr) ₹35,408 on 31 Oct 24
Category Debt - Liquid Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.33
Sharpe Ratio 3.2
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.1%
Effective Maturity 1 Month 17 Days
Modified Duration 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,445
30 Nov 21₹10,776
30 Nov 22₹11,260
30 Nov 23₹12,038
30 Nov 24₹12,924

Nippon India Liquid Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Dec 24

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.5%
1 Year 7.4%
3 Year 6.3%
5 Year 5.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
2014 9.1%
Fund Manager information for Nippon India Liquid Fund 
NameSinceTenure
Siddharth Deb1 Mar 222.67 Yr.
Kinjal Desai25 May 186.44 Yr.
Vikash Agarwal14 Sep 240.13 Yr.

Data below for Nippon India Liquid Fund  as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash99.78%
Other0.22%
Debt Sector Allocation
SectorValue
Cash Equivalent99.01%
Government0.77%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Punjab National Bank**
Net Current Assets | -
6%₹2,077 Cr42,000
↓ -9,500
State Bank Of India**
Net Current Assets | -
5%₹1,538 Cr31,000
Canara Bank**
Net Current Assets | -
4%₹1,240 Cr25,000
↓ -6,000
Reverse Repo
CBLO/Reverse Repo | -
4%₹1,226 Cr
Icici Securities Limited**
Net Current Assets | -
4%₹1,180 Cr23,800
↓ -6,000
Axis Bank Limited**
Net Current Assets | -
3%₹1,113 Cr22,500
↑ 3,000
Union Bank Of India**
Net Current Assets | -
3%₹1,088 Cr22,000
↑ 2,000
Export Import Bank Of India**
Net Current Assets | -
3%₹1,065 Cr21,500
↑ 6,000
Reliance Retail Ventures Limited**
Net Current Assets | -
3%₹917 Cr18,500
↓ -10,500
6.18% Govt Stock 2024
Sovereign Bonds | -
3%₹850 Cr85,000,000

म्यूचुअल फंड एसआईपी ऑनलाइन में निवेश कैसे करें?

  1. Fincash.com पर आजीवन मुफ्त निवेश खाता खोलें।

  2. अपना पंजीकरण और केवाईसी प्रक्रिया पूरी करें

  3. Upload Documents (PAN, Aadhaar, etc.). और, आप निवेश करने के लिए तैयार हैं!

    शुरू हो जाओ

पूछे जाने वाले प्रश्न

1. एसआईपी में कार्यकाल का क्या महत्व है?

ए: जब आप एसआईपी चुनते हैं, तो सबसे पहली चीज जिस पर आपको विचार करना चाहिए, वह है कार्यकाल। कार्यकाल की जांच करना और फिर निवेश करना एक अच्छा विचार है क्योंकि आपको कार्यकाल पूरा करने से पहले अपना निवेश बंद नहीं करना चाहिए। यदि आप ऐसा करते हैं, तो आपको एक्जिट लोड के रूप में जुर्माना भरना पड़ सकता है।

2. क्या एक साल का एसआईपी अच्छा है?

ए: हां, एक साल का एसआईपी अच्छा है, खासकर अगर आप जल्दी रिटर्न की तलाश में हैं। आमतौर पर, एक साल के एसआईपी की मदद से, आप अपने फंड पोर्टफोलियो के आधार पर अपने निवेश पर 4.2% से 6.2% तक आरओआई की उम्मीद कर सकते हैं।

3. मुझे एक साल के एसआईपी में निवेश क्यों करना चाहिए?

ए: यदि आप म्यूचुअल फंड निवेश में नए हैं और निवेश पोर्टफोलियो में विविधता लाने की योजना बना रहे हैं तो एक साल का एसआईपी उपयोगी है।

4. क्या एक साल के एसआईपी से अच्छा रिटर्न मिलता है?

ए: एक साल के एसआईपी युवा निवेशकों के बीच लोकप्रियता हासिल कर रहे हैं क्योंकि ये अच्छे और त्वरित रिटर्न देते हैं। अगर आप म्यूचुअल फंड को समझना चाहते हैंमंडी, तो एक साल के एसआईपी एक अच्छा विचार है।

5. क्या सभी एसआईपी अच्छा रिटर्न देते हैं?

ए: एसआईपी आपके निवेश पोर्टफोलियो में विविधता लाने के सर्वोत्तम तरीकों में से एक है और अच्छे रिटर्न देने के लिए जाने जाते हैं। यह आपको उन फंडों को चुनने की अनुमति देता है जिन्हें आप निवेश करना चाहते हैं और राशि भी। आपको नियमित अंतराल पर छोटी राशि निवेश करने का अवसर मिलता है।

6. क्या सभी एसआईपी में लार्ज-कैप स्टॉक शामिल हैं?

ए: के अनुसारसेबी जनादेश, एसआईपी निवेशकों को निवेशकों और कंपनियों की सुरक्षा के लिए 70:20:10 प्रोटोकॉल का पालन करना होगा। इस नियम के अनुसार, इक्विटी निवेश का 70% लार्ज-कैप शेयरों में होगा, 20% inमध्यम दर्जे की कंपनियों के शेयर स्टॉक, और 10% inछोटी टोपी स्टॉक। इसलिए एसआईपी निवेश में विविधता लाते हैं, और सभी केवल लार्ज-कैप शेयरों में केंद्रित नहीं होते हैं।

7. क्या एसआईपी में अधिकतम और न्यूनतम राशि का निवेश किया जा सकता है?

ए: आप SIP में न्यूनतम 500 रुपये निवेश कर सकते हैं। हालांकि, एसआईपी में निवेश की कोई ऊपरी सीमा नहीं है। आप इसे अपने फंड मैनेजर के साथ प्लान कर सकते हैं।

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
How helpful was this page ?
Rated 3.1, based on 7 reviews.
POST A COMMENT