+91-22-489139091 साल के निवेश के लिए 9 सर्वश्रेष्ठ एसआईपी योजनाएं 2022
सर्वश्रेष्ठ एसआईपी योजनाएं? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंम्यूचुअल फंड में निवेश किसी के जरिएसिप या व्यवस्थितनिवेश योजना.
एसआईपी निवेश सबसे अनुशासित में से एक हैनिवेश में निवेश करते समय विकल्पम्यूचुअल फंड्स. इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।
SIP में निवेश क्यों करें?
म्यूचुअल फंड में एसआईपी निवेश बचत की आदत डालने का सबसे सुविधाजनक तरीका है। अक्सर युवा पीढ़ी की कमाई करने वाले लोग ज्यादा बचत नहीं करते हैं। एक व्यवस्थित निवेश योजना के लिए किसी को भारी मात्रा में निवेश की आवश्यकता नहीं है क्योंकि शुरुआती राशि 500 रुपये जितनी कम है, और कुछ फंड मासिक रूप से 100 रुपये के लिए एसआईपी भी प्रदान करते हैं। कम उम्र से ही व्यक्ति अपनी बचत को निवेश के रूप में बनाने की आदत डाल सकता है। एसआईपी, इस प्रकार प्रत्येक महीने के दौरान बचाई जाने वाली एक निश्चित राशि को अलग रखता है। इसलिए व्यवस्थित निवेश योजनाएँ स्मार्ट निवेश के सबसे महत्वपूर्ण साधनों में से एक हैं।
SIP की मदद से आप अपनी तैयारी कर सकते हैंवित्तीय लक्ष्यों परेशानी मुक्त तरीके से। एसआईपी करना बेहद सुविधाजनक है क्योंकि म्युचुअल फंड को केवल एक बार कागजी कार्रवाई करने की आवश्यकता होती है जिसके बाद मासिक राशि बैंक से डेबिट हो जाती है।बैंक बिना किसी हस्तक्षेप के सीधे खाता। नतीजतन, एसआईपी को अन्य निवेशों और बचत विकल्पों के लिए आवश्यक प्रयासों की आवश्यकता नहीं होती है।
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FY 22 - 23 . में 1 साल के निवेश के लिए सर्वश्रेष्ठ SIP योजनाएँ
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D BOI AXA Liquid Fund Growth ₹3,233.23
↑ 1.18 ₹1,728 1,000 1.7 3.4 6.4 6.9 6.6 6.26% 1M 13D 1M 13D IDBI Ultra Short Term Fund Growth ₹2,424.68
↑ 0.44 ₹146 500 1.6 3.4 6.4 4.8 6.83% 2M 10D 2M 23D LIC MF Liquid Fund Growth ₹5,071.15
↑ 1.54 ₹16,809 1,000 1.7 3.4 6.4 6.9 6.4 7.12% 2M 1D 2M 1D Nippon India Liquid Fund Growth ₹6,847.04
↑ 2.29 ₹41,346 100 1.7 3.4 6.4 6.9 6.5 6.5% 2M 2M 4D Indiabulls Liquid Fund Growth ₹2,713.36
↑ 0.84 ₹323 500 1.7 3.4 6.4 6.9 6.6 6.4% 1M 18D 1M 18D Tata Liquid Fund Growth ₹4,418.57
↑ 1.42 ₹27,603 500 1.7 3.4 6.4 6.9 6.5 6.44% 2M 11D 2M 11D ICICI Prudential Liquid Fund Growth ₹415.217
↑ 0.14 ₹61,558 99 1.7 3.4 6.4 6.9 6.5 6.44% 2M 9D 2M 15D Aditya Birla Sun Life Savings Fund Growth ₹590.629
↑ 0.48 ₹18,189 1,000 2 3.3 6.3 7.2 7.4 7.45% 5M 26D 6M 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23 Research Highlights & Commentary of 9 Funds showcased
Commentary IDBI Liquid Fund BOI AXA Liquid Fund IDBI Ultra Short Term Fund LIC MF Liquid Fund Nippon India Liquid Fund Indiabulls Liquid Fund Tata Liquid Fund ICICI Prudential Liquid Fund Aditya Birla Sun Life Savings Fund Point 1 Bottom quartile AUM (₹503 Cr). Lower mid AUM (₹1,728 Cr). Bottom quartile AUM (₹146 Cr). Lower mid AUM (₹16,809 Cr). Top quartile AUM (₹41,346 Cr). Bottom quartile AUM (₹323 Cr). Upper mid AUM (₹27,603 Cr). Highest AUM (₹61,558 Cr). Upper mid AUM (₹18,189 Cr). Point 2 Established history (16+ yrs). Established history (18+ yrs). Established history (16+ yrs). Oldest track record among peers (24 yrs). Established history (22+ yrs). Established history (14+ yrs). Established history (22+ yrs). Established history (20+ yrs). Established history (23+ yrs). Point 3 Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 1★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 4★ (upper mid). Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 5★ (top quartile). Point 4 Risk profile: Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Moderately Low. Point 5 1Y return: 6.55% (top quartile). 1Y return: 6.44% (top quartile). 1Y return: 6.39% (upper mid). 1Y return: 6.38% (upper mid). 1Y return: 6.38% (lower mid). 1Y return: 6.38% (lower mid). 1Y return: 6.37% (bottom quartile). 1Y return: 6.35% (bottom quartile). 1Y return: 6.35% (bottom quartile). Point 6 1M return: 0.53% (bottom quartile). 1M return: 0.55% (top quartile). 1M return: 0.52% (bottom quartile). 1M return: 0.54% (bottom quartile). 1M return: 0.54% (lower mid). 1M return: 0.54% (upper mid). 1M return: 0.55% (upper mid). 1M return: 0.54% (lower mid). 1M return: 0.56% (top quartile). Point 7 Sharpe: 0.20 (bottom quartile). Sharpe: 2.77 (top quartile). Sharpe: -0.57 (bottom quartile). Sharpe: 2.31 (lower mid). Sharpe: 2.29 (lower mid). Sharpe: 2.53 (top quartile). Sharpe: 2.49 (upper mid). Sharpe: 2.32 (upper mid). Sharpe: 0.81 (bottom quartile). Point 8 Information ratio: -5.96 (bottom quartile). Information ratio: 2.18 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 1.19 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.93 (upper mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.66% (upper mid). Yield to maturity (debt): 6.26% (bottom quartile). Yield to maturity (debt): 6.83% (upper mid). Yield to maturity (debt): 7.12% (top quartile). Yield to maturity (debt): 6.50% (lower mid). Yield to maturity (debt): 6.40% (bottom quartile). Yield to maturity (debt): 6.44% (lower mid). Yield to maturity (debt): 6.44% (bottom quartile). Yield to maturity (debt): 7.45% (top quartile). Point 10 Modified duration: 0.10 yrs (top quartile). Modified duration: 0.12 yrs (top quartile). Modified duration: 0.19 yrs (bottom quartile). Modified duration: 0.17 yrs (lower mid). Modified duration: 0.17 yrs (upper mid). Modified duration: 0.13 yrs (upper mid). Modified duration: 0.20 yrs (bottom quartile). Modified duration: 0.19 yrs (lower mid). Modified duration: 0.49 yrs (bottom quartile). IDBI Liquid Fund
BOI AXA Liquid Fund
IDBI Ultra Short Term Fund
LIC MF Liquid Fund
Nippon India Liquid Fund
Indiabulls Liquid Fund
Tata Liquid Fund
ICICI Prudential Liquid Fund
Aditya Birla Sun Life Savings Fund
The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Below is the key information for IDBI Liquid Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on The objective of the Scheme will be to provide investors with regular income for their investment by investing in debt and money market instruments with relatively lower interest rate risk, such that the Macaulay duration of the portfolio is maintained between 3 months to 6 months. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Ultra Short Term Fund Below is the key information for IDBI Ultra Short Term Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. Research Highlights for LIC MF Liquid Fund Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. Research Highlights for ICICI Prudential Liquid Fund Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Research Highlights for Aditya Birla Sun Life Savings Fund Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on 1. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (02 Sep 26) ₹3,233.23 ↑ 1.18 (0.04 %) Net Assets (Cr) ₹1,728 on 31 Jul 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 2.77 Information Ratio 2.18 Alpha Ratio 0.1 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.26% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,396 31 Aug 23 ₹11,099 31 Aug 24 ₹11,921 31 Aug 25 ₹12,755 31 Aug 26 ₹13,575 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.3% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 5.04 Yr. Data below for BOI AXA Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.68% Other 0.32% Debt Sector Allocation
Sector Value Cash Equivalent 63.21% Corporate 19.01% Government 17.47% Credit Quality
Rating Value AA 1.47% AAA 98.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹100 Cr 10,000,000 India (Republic of)
- | -6% ₹99 Cr 10,000,000
↑ 10,000,000 India (Republic of)
- | -3% ₹54 Cr 5,400,000 India (Republic of)
- | -3% ₹53 Cr 5,350,000 Bajaj Financial Securities Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 Godrej Agrovet Ltd.
Commercial Paper | -3% ₹50 Cr 5,000,000 Indian Bank
Certificate of Deposit | -3% ₹50 Cr 5,000,000
↑ 5,000,000 Poonawalla Fincorp Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹50 Cr 5,000,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹50 Cr 5,000,000 3. IDBI Ultra Short Term Fund
IDBI Ultra Short Term Fund
Growth Launch Date 3 Sep 10 NAV (28 Jul 23) ₹2,424.68 ↑ 0.44 (0.02 %) Net Assets (Cr) ₹146 on 30 Jun 23 Category Debt - Ultrashort Bond AMC IDBI Asset Management Limited Rating ☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.83% Effective Maturity 2 Months 23 Days Modified Duration 2 Months 10 Days Growth of 10,000 investment over the years.
Date Value Returns for IDBI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.4% 1 Year 6.4% 3 Year 4.8% 5 Year 5.5% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI Ultra Short Term Fund
Name Since Tenure Data below for IDBI Ultra Short Term Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. LIC MF Liquid Fund
LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (02 Sep 26) ₹5,071.15 ↑ 1.54 (0.03 %) Net Assets (Cr) ₹16,809 on 31 Jul 26 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 2.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.12% Effective Maturity 2 Months 1 Day Modified Duration 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,378 31 Aug 23 ₹11,067 31 Aug 24 ₹11,881 31 Aug 25 ₹12,696 31 Aug 26 ₹13,504 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.4% 2024 7.4% 2023 7% 2022 4.7% 2021 3.3% 2020 4.3% 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 10.91 Yr. Aakash Dhulia 1 Sep 25 1 Yr. Data below for LIC MF Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 97.22% Debt 2.58% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 73.92% Government 14.14% Corporate 11.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹989 Cr 100,000,000 Reverse Repo
CBLO/Reverse Repo | -5% ₹824 Cr Treps
CBLO/Reverse Repo | -4% ₹693 Cr Reliance Retail Ventures Limited
Commercial Paper | -3% ₹499 Cr 10,000 Motilal Oswal Financial Services Ltd
Commercial Paper | -3% ₹497 Cr 10,000 NTPC Ltd.
Commercial Paper | -3% ₹447 Cr 9,000 Small Industries Development Bank of India
Debentures | -2% ₹395 Cr 8,000
↑ 8,000 India (Republic of)
- | -2% ₹395 Cr 40,000,000
↑ 40,000,000 Titan Co Ltd.
Commercial Paper | -2% ₹373 Cr 7,500 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹349 Cr 7,000 5. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (02 Sep 26) ₹6,847.04 ↑ 2.29 (0.03 %) Net Assets (Cr) ₹41,346 on 31 Jul 26 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.29 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.5% Effective Maturity 2 Months 4 Days Modified Duration 2 Months Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,381 31 Aug 23 ₹11,073 31 Aug 24 ₹11,882 31 Aug 25 ₹12,703 31 Aug 26 ₹13,511 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 8.19 Yr. Vikash Agarwal 14 Sep 24 1.88 Yr. Amber Singhania 11 Mar 26 0.39 Yr. Data below for Nippon India Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.25% Debt 0.52% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 75.72% Government 12.71% Corporate 11.35% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -5% ₹2,270 Cr Triparty Repo
CBLO/Reverse Repo | -4% ₹1,906 Cr India (Republic of)
- | -3% ₹1,195 Cr 120,000,000 India (Republic of)
- | -3% ₹1,159 Cr 117,000,000
↑ 7,000,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹1,143 Cr 23,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹994 Cr 20,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹838 Cr 17,000
↑ 17,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹747 Cr 15,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹747 Cr 15,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹744 Cr 15,000
↑ 15,000 6. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (02 Sep 26) ₹2,713.36 ↑ 0.84 (0.03 %) Net Assets (Cr) ₹323 on 31 Jul 26 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 2.53 Information Ratio 1.19 Alpha Ratio 0.04 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.4% Effective Maturity 1 Month 18 Days Modified Duration 1 Month 18 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,359 31 Aug 23 ₹11,024 31 Aug 24 ₹11,830 31 Aug 25 ₹12,657 31 Aug 26 ₹13,463 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.6% 2024 7.4% 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 3.23 Yr. Wilfred Gonsalves 4 May 26 0.24 Yr. Data below for Indiabulls Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.81% Debt 0.19% Debt Sector Allocation
Sector Value Cash Equivalent 55.72% Corporate 31.47% Government 12.81% Credit Quality
Rating Value AAA 99.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -9% ₹40 Cr 4,000,000
↑ 1,500,000 Indian Bank
Certificate of Deposit | -7% ₹30 Cr 3,000,000
↑ 3,000,000 Canara Bank
Certificate of Deposit | -6% ₹25 Cr 2,500,000
↓ -500,000 Punjab National Bank Red
Certificate of Deposit | -6% ₹25 Cr 2,500,000 ICICI Bank Ltd.
Debentures | -6% ₹25 Cr 2,500,000 National Bank for Agriculture and Rural Development
Commercial Paper | -6% ₹25 Cr 2,500,000 Kotak Mahindra Bank Ltd.
Debentures | -6% ₹25 Cr 2,500,000 Small Industries Dev Bank Of India
Certificate of Deposit | -6% ₹25 Cr 2,500,000 Bharat Petroleum Corp Ltd.
Commercial Paper | -6% ₹24 Cr 2,450,000
↑ 2,450,000 Union Bank Of India
Certificate of Deposit | -6% ₹24 Cr 2,400,000 7. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (02 Sep 26) ₹4,418.57 ↑ 1.42 (0.03 %) Net Assets (Cr) ₹27,603 on 31 Jul 26 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.36 Sharpe Ratio 2.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.44% Effective Maturity 2 Months 11 Days Modified Duration 2 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,381 31 Aug 23 ₹11,071 31 Aug 24 ₹11,879 31 Aug 25 ₹12,703 31 Aug 26 ₹13,511 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% Fund Manager information for Tata Liquid Fund
Name Since Tenure Harsh Dave 1 Aug 24 2 Yr. Dhawal Joshi 1 Jun 26 0.17 Yr. Data below for Tata Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 63.6% Government 20.88% Corporate 15.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹1,202 Cr 121,000,000
↓ -27,500,000 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹1,069 Cr 21,500 India (Republic of)
- | -3% ₹989 Cr 100,000,000
↑ 59,500,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹986 Cr 20,000
↑ 20,000 Central Bank Of India
Certificate of Deposit | -3% ₹961 Cr 19,500
↑ 19,500 Export-Import Bank Of India
Commercial Paper | -3% ₹946 Cr 19,000 LIC Housing Finance Ltd.
Commercial Paper | -3% ₹945 Cr 19,000 India (Republic of)
- | -2% ₹754 Cr 75,500,000
↓ -14,500,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹697 Cr 14,000 Hindustan Petroleum Corp Ltd.
Domestic Bonds | -2% ₹695 Cr 14,000 8. ICICI Prudential Liquid Fund
ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (02 Sep 26) ₹415.217 ↑ 0.14 (0.03 %) Net Assets (Cr) ₹61,558 on 31 Jul 26 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 2.32 Information Ratio 0.93 Alpha Ratio -0.02 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 6.44% Effective Maturity 2 Months 15 Days Modified Duration 2 Months 9 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,381 31 Aug 23 ₹11,073 31 Aug 24 ₹11,885 31 Aug 25 ₹12,706 31 Aug 26 ₹13,511 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.4% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.6% 2016 7.7% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Nikhil Kabra 1 Dec 23 2.67 Yr. Darshil Dedhia 12 Jun 23 3.14 Yr. Data below for ICICI Prudential Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 97.9% Debt 1.87% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 72.15% Government 15.84% Corporate 11.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹2,546 Cr 255,000,000
↓ -10,000,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹1,990 Cr 40,000 Net Current Assets
Net Current Assets | -3% -₹1,774 Cr Reliance Retail Ventures Limited
Commercial Paper | -2% ₹1,492 Cr 30,000 India (Republic of)
- | -2% ₹1,445 Cr 145,000,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹1,394 Cr 28,000 India (Republic of)
- | -2% ₹1,327 Cr 134,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹1,247 Cr 25,000
↓ -5,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹1,245 Cr 25,000 Small Industries Development Bank of India
Commercial Paper | -2% ₹1,234 Cr 25,000 9. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (02 Sep 26) ₹590.629 ↑ 0.48 (0.08 %) Net Assets (Cr) ₹18,189 on 31 Jul 26 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio 0.81 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.45% Effective Maturity 6 Months 18 Days Modified Duration 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,392 31 Aug 23 ₹11,106 31 Aug 24 ₹11,931 31 Aug 25 ₹12,877 31 Aug 26 ₹13,697 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23 Duration Returns 1 Month 0.6% 3 Month 2% 6 Month 3.3% 1 Year 6.3% 3 Year 7.2% 5 Year 6.5% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 12.12 Yr. Kaustubh Gupta 15 Jul 11 15.06 Yr. Monika Gandhi 22 Mar 21 5.36 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 44.74% Debt 55.26% Debt Sector Allocation
Sector Value Corporate 62.79% Cash Equivalent 21.61% Government 15.59% Credit Quality
Rating Value AA 33.23% AAA 66.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹846 Cr 85,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹736 Cr 15,300 Shriram Finance Limited
Debentures | -3% ₹532 Cr 52,500 Vedanta Limited
Debentures | -2% ₹451 Cr 44,500
↑ 12,000 HDFC Bank Ltd.
Debentures | -2% ₹447 Cr 9,000
↑ 9,000 Bharti Telecom Limited
Debentures | -2% ₹397 Cr 40,000 Muthoot Finance Limited
Debentures | -2% ₹324 Cr 32,500
↓ -2,500 Mankind Pharma Limited
Debentures | -2% ₹321 Cr 32,000 Avanse Financial Services Limited
Debentures | -1% ₹299 Cr 30,000 Piramal Finance Limited
Debentures | -1% ₹281 Cr 28,000
↓ -500
म्यूचुअल फंड एसआईपी ऑनलाइन में निवेश कैसे करें?
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पूछे जाने वाले प्रश्न
1. एसआईपी में कार्यकाल का क्या महत्व है?
ए: जब आप एसआईपी चुनते हैं, तो सबसे पहली चीज जिस पर आपको विचार करना चाहिए, वह है कार्यकाल। कार्यकाल की जांच करना और फिर निवेश करना एक अच्छा विचार है क्योंकि आपको कार्यकाल पूरा करने से पहले अपना निवेश बंद नहीं करना चाहिए। यदि आप ऐसा करते हैं, तो आपको एक्जिट लोड के रूप में जुर्माना भरना पड़ सकता है।
2. क्या एक साल का एसआईपी अच्छा है?
ए: हां, एक साल का एसआईपी अच्छा है, खासकर अगर आप जल्दी रिटर्न की तलाश में हैं। आमतौर पर, एक साल के एसआईपी की मदद से, आप अपने फंड पोर्टफोलियो के आधार पर अपने निवेश पर 4.2% से 6.2% तक आरओआई की उम्मीद कर सकते हैं।
3. मुझे एक साल के एसआईपी में निवेश क्यों करना चाहिए?
ए: यदि आप म्यूचुअल फंड निवेश में नए हैं और निवेश पोर्टफोलियो में विविधता लाने की योजना बना रहे हैं तो एक साल का एसआईपी उपयोगी है।
4. क्या एक साल के एसआईपी से अच्छा रिटर्न मिलता है?
ए: एक साल के एसआईपी युवा निवेशकों के बीच लोकप्रियता हासिल कर रहे हैं क्योंकि ये अच्छे और त्वरित रिटर्न देते हैं। अगर आप म्यूचुअल फंड को समझना चाहते हैंमंडी, तो एक साल के एसआईपी एक अच्छा विचार है।
5. क्या सभी एसआईपी अच्छा रिटर्न देते हैं?
ए: एसआईपी आपके निवेश पोर्टफोलियो में विविधता लाने के सर्वोत्तम तरीकों में से एक है और अच्छे रिटर्न देने के लिए जाने जाते हैं। यह आपको उन फंडों को चुनने की अनुमति देता है जिन्हें आप निवेश करना चाहते हैं और राशि भी। आपको नियमित अंतराल पर छोटी राशि निवेश करने का अवसर मिलता है।
6. क्या सभी एसआईपी में लार्ज-कैप स्टॉक शामिल हैं?
ए: के अनुसारसेबी जनादेश, एसआईपी निवेशकों को निवेशकों और कंपनियों की सुरक्षा के लिए 70:20:10 प्रोटोकॉल का पालन करना होगा। इस नियम के अनुसार, इक्विटी निवेश का 70% लार्ज-कैप शेयरों में होगा, 20% inमध्यम दर्जे की कंपनियों के शेयर स्टॉक, और 10% inछोटी टोपी स्टॉक। इसलिए एसआईपी निवेश में विविधता लाते हैं, और सभी केवल लार्ज-कैप शेयरों में केंद्रित नहीं होते हैं।
7. क्या एसआईपी में अधिकतम और न्यूनतम राशि का निवेश किया जा सकता है?
ए: आप SIP में न्यूनतम 500 रुपये निवेश कर सकते हैं। हालांकि, एसआईपी में निवेश की कोई ऊपरी सीमा नहीं है। आप इसे अपने फंड मैनेजर के साथ प्लान कर सकते हैं।
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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Research Highlights for IDBI Liquid Fund