+91-22-489139091 साल के निवेश के लिए 9 सर्वश्रेष्ठ एसआईपी योजनाएं 2022
सर्वश्रेष्ठ एसआईपी योजनाएं? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंम्यूचुअल फंड में निवेश किसी के जरिएसिप या व्यवस्थितनिवेश योजना.
एसआईपी निवेश सबसे अनुशासित में से एक हैनिवेश में निवेश करते समय विकल्पम्यूचुअल फंड्स. इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।
SIP में निवेश क्यों करें?
म्यूचुअल फंड में एसआईपी निवेश बचत की आदत डालने का सबसे सुविधाजनक तरीका है। अक्सर युवा पीढ़ी की कमाई करने वाले लोग ज्यादा बचत नहीं करते हैं। एक व्यवस्थित निवेश योजना के लिए किसी को भारी मात्रा में निवेश की आवश्यकता नहीं है क्योंकि शुरुआती राशि 500 रुपये जितनी कम है, और कुछ फंड मासिक रूप से 100 रुपये के लिए एसआईपी भी प्रदान करते हैं। कम उम्र से ही व्यक्ति अपनी बचत को निवेश के रूप में बनाने की आदत डाल सकता है। एसआईपी, इस प्रकार प्रत्येक महीने के दौरान बचाई जाने वाली एक निश्चित राशि को अलग रखता है। इसलिए व्यवस्थित निवेश योजनाएँ स्मार्ट निवेश के सबसे महत्वपूर्ण साधनों में से एक हैं।
SIP की मदद से आप अपनी तैयारी कर सकते हैंवित्तीय लक्ष्यों परेशानी मुक्त तरीके से। एसआईपी करना बेहद सुविधाजनक है क्योंकि म्युचुअल फंड को केवल एक बार कागजी कार्रवाई करने की आवश्यकता होती है जिसके बाद मासिक राशि बैंक से डेबिट हो जाती है।बैंक बिना किसी हस्तक्षेप के सीधे खाता। नतीजतन, एसआईपी को अन्य निवेशों और बचत विकल्पों के लिए आवश्यक प्रयासों की आवश्यकता नहीं होती है।
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FY 22 - 23 . में 1 साल के निवेश के लिए सर्वश्रेष्ठ SIP योजनाएँ
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹554.986
↑ 0.08 ₹20,795 1,000 1.7 4.1 7.9 7.4 7.9 6.6% 5M 26D 7M 2D ICICI Prudential Ultra Short Term Fund Growth ₹28.0172
↑ 0.00 ₹16,382 1,000 1.6 3.9 7.4 7.1 7.5 6.63% 4M 24D 7M 6D Invesco India Ultra Short Term Fund Growth ₹2,726.51
↑ 0.02 ₹1,191 1,000 1.5 3.7 7.3 6.9 7.5 6.23% 5M 9D 5M 19D Kotak Savings Fund Growth ₹43.3358
↑ 0.00 ₹15,954 1,000 1.5 3.7 7.2 6.9 7.2 6.36% 5M 19D 6M Nippon India Ultra Short Duration Fund Growth ₹4,072.07
↑ 0.16 ₹10,252 100 1.5 3.7 7.2 6.9 7.2 6.72% 5M 12D 8M 1D UTI Ultra Short Term Fund Growth ₹4,283.67
↑ 0.20 ₹4,337 500 1.5 3.6 7.1 6.8 7.2 6.42% 5M 19D 6M 10D DSP Money Manager Fund Growth ₹3,440.64
↑ 0.10 ₹3,964 500 1.4 3.6 7.1 6.7 6.9 6.2% 5M 16D 6M 4D BOI AXA Liquid Fund Growth ₹3,036.97
↑ 0.40 ₹2,002 1,000 1.5 3.3 7 7.1 7.4 5.64% 1M 17D 1M 17D Indiabulls Liquid Fund Growth ₹2,550.29
↑ 0.34 ₹393 500 1.5 3.3 7 6.9 7.4 5.77% 1M 10D 1M 11D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25 Research Highlights & Commentary of 9 Funds showcased
Commentary Aditya Birla Sun Life Savings Fund ICICI Prudential Ultra Short Term Fund Invesco India Ultra Short Term Fund Kotak Savings Fund Nippon India Ultra Short Duration Fund UTI Ultra Short Term Fund DSP Money Manager Fund BOI AXA Liquid Fund Indiabulls Liquid Fund Point 1 Highest AUM (₹20,795 Cr). Top quartile AUM (₹16,382 Cr). Bottom quartile AUM (₹1,191 Cr). Upper mid AUM (₹15,954 Cr). Upper mid AUM (₹10,252 Cr). Lower mid AUM (₹4,337 Cr). Lower mid AUM (₹3,964 Cr). Bottom quartile AUM (₹2,002 Cr). Bottom quartile AUM (₹393 Cr). Point 2 Established history (22+ yrs). Established history (14+ yrs). Established history (14+ yrs). Established history (21+ yrs). Oldest track record among peers (23 yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (17+ yrs). Established history (13+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 4★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 5★ (top quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 7.93% (top quartile). 1Y return: 7.45% (top quartile). 1Y return: 7.29% (upper mid). 1Y return: 7.19% (upper mid). 1Y return: 7.18% (lower mid). 1Y return: 7.12% (lower mid). 1Y return: 7.09% (bottom quartile). 1Y return: 6.98% (bottom quartile). 1Y return: 6.96% (bottom quartile). Point 6 1M return: 0.46% (upper mid). 1M return: 0.45% (upper mid). 1M return: 0.44% (lower mid). 1M return: 0.41% (bottom quartile). 1M return: 0.44% (lower mid). 1M return: 0.43% (bottom quartile). 1M return: 0.40% (bottom quartile). 1M return: 0.47% (top quartile). 1M return: 0.49% (top quartile). Point 7 Sharpe: 3.76 (top quartile). Sharpe: 2.80 (upper mid). Sharpe: 2.75 (lower mid). Sharpe: 2.11 (bottom quartile). Sharpe: 2.22 (lower mid). Sharpe: 2.14 (bottom quartile). Sharpe: 1.67 (bottom quartile). Sharpe: 4.36 (top quartile). Sharpe: 3.05 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.52 (top quartile). Information ratio: -1.37 (bottom quartile). Point 9 Yield to maturity (debt): 6.60% (upper mid). Yield to maturity (debt): 6.63% (top quartile). Yield to maturity (debt): 6.23% (lower mid). Yield to maturity (debt): 6.36% (lower mid). Yield to maturity (debt): 6.72% (top quartile). Yield to maturity (debt): 6.42% (upper mid). Yield to maturity (debt): 6.20% (bottom quartile). Yield to maturity (debt): 5.64% (bottom quartile). Yield to maturity (debt): 5.77% (bottom quartile). Point 10 Modified duration: 0.49 yrs (bottom quartile). Modified duration: 0.40 yrs (upper mid). Modified duration: 0.44 yrs (upper mid). Modified duration: 0.47 yrs (bottom quartile). Modified duration: 0.45 yrs (lower mid). Modified duration: 0.47 yrs (bottom quartile). Modified duration: 0.46 yrs (lower mid). Modified duration: 0.13 yrs (top quartile). Modified duration: 0.11 yrs (top quartile). Aditya Birla Sun Life Savings Fund
ICICI Prudential Ultra Short Term Fund
Invesco India Ultra Short Term Fund
Kotak Savings Fund
Nippon India Ultra Short Duration Fund
UTI Ultra Short Term Fund
DSP Money Manager Fund
BOI AXA Liquid Fund
Indiabulls Liquid Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. Research Highlights for ICICI Prudential Ultra Short Term Fund Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Invesco India Medium Term Bond Fund) The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. Research Highlights for Invesco India Ultra Short Term Fund Below is the key information for Invesco India Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Kotak Treasury Advantage Fund) The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved. Research Highlights for Kotak Savings Fund Below is the key information for Kotak Savings Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Cash Plan) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Ultra Short Duration Fund Below is the key information for Nippon India Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on "The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized." Research Highlights for DSP Money Manager Fund Below is the key information for DSP Money Manager Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Indiabulls Liquid Fund Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (02 Sep 25) ₹554.986 ↑ 0.08 (0.01 %) Net Assets (Cr) ₹20,795 on 31 Jul 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.55 Sharpe Ratio 3.76 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.6% Effective Maturity 7 Months 2 Days Modified Duration 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,454 31 Aug 22 ₹10,863 31 Aug 23 ₹11,610 31 Aug 24 ₹12,473 31 Aug 25 ₹13,462 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 4.1% 1 Year 7.9% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 11.21 Yr. Kaustubh Gupta 15 Jul 11 14.14 Yr. Monika Gandhi 22 Mar 21 4.45 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 43.54% Debt 56.21% Other 0.25% Debt Sector Allocation
Sector Value Corporate 63.99% Cash Equivalent 23.22% Government 12.53% Credit Quality
Rating Value AA 30.21% AAA 69.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Limited
Debentures | -3% ₹614 Cr 60,000 Nirma Limited
Debentures | -2% ₹488 Cr 48,500 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -2% ₹415 Cr 42,000,000 07.22 GJ Sdl 2028
Sovereign Bonds | -2% ₹378 Cr 37,500,000 Bharti Telecom Limited
Debentures | -2% ₹361 Cr 3,600 Mankind Pharma Limited
Debentures | -2% ₹349 Cr 34,500 Bharti Telecom Limited
Debentures | -1% ₹321 Cr 3,200 National Bank For Agriculture And Rural Development
Debentures | -1% ₹316 Cr 3,150 Avanse Financial Services Limited
Debentures | -1% ₹301 Cr 30,000 Power Finance Corporation Limited
Debentures | -1% ₹298 Cr 30,000 2. ICICI Prudential Ultra Short Term Fund
ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (02 Sep 25) ₹28.0172 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹16,382 on 31 Jul 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio 2.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 6.63% Effective Maturity 7 Months 6 Days Modified Duration 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,458 31 Aug 22 ₹10,855 31 Aug 23 ₹11,576 31 Aug 24 ₹12,413 31 Aug 25 ₹13,338 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.9% 1 Year 7.4% 3 Year 7.1% 5 Year 5.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 8.8 Yr. Ritesh Lunawat 15 Jun 17 8.22 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 51% Debt 48.73% Other 0.27% Debt Sector Allocation
Sector Value Corporate 56.96% Cash Equivalent 25.24% Government 17.52% Credit Quality
Rating Value AA 16.19% AAA 83.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.11% Govt Stock 2028
Sovereign Bonds | -5% ₹834 Cr 82,500,000 LIC Housing Finance Ltd
Debentures | -4% ₹602 Cr 6,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹581 Cr 57,500 182 Days Tbill
Sovereign Bonds | -3% ₹498 Cr 50,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹377 Cr 3,750 Vedanta Limited
Debentures | -2% ₹301 Cr 30,000 Piramal Finance Limited
Debentures | -2% ₹276 Cr 27,500 Small Industries Development Bank Of India
Debentures | -1% ₹252 Cr 25,000 Larsen And Toubro Limited
Debentures | -1% ₹251 Cr 25,000 LIC Housing Finance Ltd
Debentures | -1% ₹226 Cr 2,250 3. Invesco India Ultra Short Term Fund
Invesco India Ultra Short Term Fund
Growth Launch Date 30 Dec 10 NAV (02 Sep 25) ₹2,726.51 ↑ 0.02 (0.00 %) Net Assets (Cr) ₹1,191 on 31 Jul 25 Category Debt - Ultrashort Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.74 Sharpe Ratio 2.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.23% Effective Maturity 5 Months 19 Days Modified Duration 5 Months 9 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,328 31 Aug 22 ₹10,663 31 Aug 23 ₹11,332 31 Aug 24 ₹12,145 31 Aug 25 ₹13,033 Returns for Invesco India Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.7% 1 Year 7.3% 3 Year 6.9% 5 Year 5.4% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.6% 2022 4.1% 2021 3% 2020 5.1% 2019 7.6% 2018 7.3% 2017 7.1% 2016 9.1% 2015 8.3% Fund Manager information for Invesco India Ultra Short Term Fund
Name Since Tenure Krishna Cheemalapati 4 Jan 20 5.66 Yr. Vikas Garg 27 Jul 21 4.1 Yr. Data below for Invesco India Ultra Short Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 52.03% Debt 47.64% Other 0.33% Debt Sector Allocation
Sector Value Corporate 53.64% Cash Equivalent 37.75% Government 8.28% Credit Quality
Rating Value AA 21.95% AAA 78.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Debentures | -4% ₹50 Cr 5,000,000
↑ 5,000,000 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -4% ₹49 Cr 5,000,000 India (Republic of)
- | -4% ₹49 Cr 5,000,000 Summit Digitel Infrastructure Limited
Debentures | -3% ₹40 Cr 4,000,000 Sundaram Home Finance Limited
Debentures | -3% ₹35 Cr 3,500,000
↑ 3,500,000 Power Finance Corporation Limited
Debentures | -2% ₹25 Cr 2,500,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹25 Cr 2,500,000
↑ 2,500,000 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹25 Cr 2,500,000 ICICI Home Finance Company Limited
Debentures | -2% ₹25 Cr 2,500,000 Rural Electrification Corporation Limited
Debentures | -2% ₹25 Cr 2,500,000 4. Kotak Savings Fund
Kotak Savings Fund
Growth Launch Date 13 Aug 04 NAV (02 Sep 25) ₹43.3358 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹15,954 on 31 Jul 25 Category Debt - Ultrashort Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 2.11 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.36% Effective Maturity 6 Months Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,360 31 Aug 22 ₹10,730 31 Aug 23 ₹11,433 31 Aug 24 ₹12,232 31 Aug 25 ₹13,113 Returns for Kotak Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.7% 1 Year 7.2% 3 Year 6.9% 5 Year 5.6% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.8% 2022 4.5% 2021 3.2% 2020 5.8% 2019 7.8% 2018 7.4% 2017 6.7% 2016 8.2% 2015 8.6% Fund Manager information for Kotak Savings Fund
Name Since Tenure Deepak Agrawal 15 Apr 08 17.39 Yr. Manu Sharma 1 Nov 22 2.84 Yr. Data below for Kotak Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 55.86% Debt 43.85% Other 0.29% Debt Sector Allocation
Sector Value Corporate 60.67% Cash Equivalent 21.41% Government 17.63% Credit Quality
Rating Value AA 8.74% AAA 91.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8.2% Govt Stock 2025
Sovereign Bonds | -5% ₹802 Cr 80,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹689 Cr 68,500 Bajaj Housing Finance Limited
Debentures | -4% ₹647 Cr 6,420 Rec Limited
Debentures | -3% ₹478 Cr 47,500 Mankind Pharma Limited
Debentures | -2% ₹303 Cr 30,000 364 DTB 19mar2026
Sovereign Bonds | -2% ₹242 Cr 25,000,000 364 Days Tbill Red 28-05-2026
Sovereign Bonds | -2% ₹240 Cr 25,000,000 Bharti Telecom Limited
Debentures | -1% ₹226 Cr 2,250 08.49 Tn SDL 2026
Sovereign Bonds | -1% ₹203 Cr 20,080,000 Vedanta Limited
Debentures | -1% ₹201 Cr 20,000 5. Nippon India Ultra Short Duration Fund
Nippon India Ultra Short Duration Fund
Growth Launch Date 7 Dec 01 NAV (02 Sep 25) ₹4,072.07 ↑ 0.16 (0.00 %) Net Assets (Cr) ₹10,252 on 31 Jul 25 Category Debt - Ultrashort Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Low Expense Ratio 1.12 Sharpe Ratio 2.22 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.72% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,877 31 Aug 22 ₹11,305 31 Aug 23 ₹12,027 31 Aug 24 ₹12,869 31 Aug 25 ₹13,794 Returns for Nippon India Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.7% 1 Year 7.2% 3 Year 6.9% 5 Year 6.6% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.7% 2022 4.6% 2021 7.8% 2020 4.9% 2019 0.9% 2018 7.3% 2017 5.8% 2016 6.8% 2015 7.6% Fund Manager information for Nippon India Ultra Short Duration Fund
Name Since Tenure Vivek Sharma 1 Oct 13 11.93 Yr. Kinjal Desai 25 May 18 7.28 Yr. Akshay Sharma 1 Dec 22 2.75 Yr. Data below for Nippon India Ultra Short Duration Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 43.78% Debt 55.97% Other 0.25% Debt Sector Allocation
Sector Value Corporate 65.48% Cash Equivalent 19.47% Government 14.8% Credit Quality
Rating Value AA 19.5% AAA 80.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹488 Cr 48,500
↑ 3,500 Power Finance Corporation Limited
Debentures | -3% ₹353 Cr 35,000 Vedanta Limited
Debentures | -2% ₹241 Cr 24,000 TATA Communications Limited
Debentures | -2% ₹227 Cr 22,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹202 Cr 20,000 Small Industries Development Bank Of India
Debentures | -2% ₹201 Cr 2,000 182 Days Tbill
Sovereign Bonds | -2% ₹199 Cr 20,000,000 India (Republic of)
- | -2% ₹198 Cr 20,000,000
↑ 20,000,000 364 DTB 27112025
Sovereign Bonds | -2% ₹197 Cr 20,000,000
↑ 20,000,000 Piramal Finance Limited
Debentures | -2% ₹196 Cr 19,500 6. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (02 Sep 25) ₹4,283.67 ↑ 0.20 (0.00 %) Net Assets (Cr) ₹4,337 on 31 Jul 25 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 2.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.42% Effective Maturity 6 Months 10 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,383 31 Aug 22 ₹11,029 31 Aug 23 ₹11,734 31 Aug 24 ₹12,552 31 Aug 25 ₹13,447 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.6% 1 Year 7.1% 3 Year 6.8% 5 Year 6.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.7% 2022 4.2% 2021 6.1% 2020 5.3% 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Anurag Mittal 21 Jan 25 0.61 Yr. Data below for UTI Ultra Short Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 56.47% Debt 43.23% Other 0.3% Debt Sector Allocation
Sector Value Corporate 66.15% Cash Equivalent 25.23% Government 8.32% Credit Quality
Rating Value AA 13.65% AAA 86.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Debentures | -4% ₹180 Cr 1,800 Shriram Finance Limited
Debentures | -2% ₹101 Cr 10,000
↑ 5,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹101 Cr 10,000 LIC Housing Finance Ltd
Debentures | -2% ₹101 Cr 1,000 182 Days Tbill
Sovereign Bonds | -2% ₹100 Cr 1,000,000,000 91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -2% ₹99 Cr 1,000,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹76 Cr 750
↓ -250 Indian Bank
Domestic Bonds | -2% ₹72 Cr 750,000,000 Indian Bank
Domestic Bonds | -2% ₹72 Cr 750,000,000 LIC Housing Finance Ltd
Debentures | -1% ₹51 Cr 500 7. DSP Money Manager Fund
DSP Money Manager Fund
Growth Launch Date 31 Jul 06 NAV (02 Sep 25) ₹3,440.64 ↑ 0.10 (0.00 %) Net Assets (Cr) ₹3,964 on 31 Jul 25 Category Debt - Ultrashort Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately Low Expense Ratio 1.02 Sharpe Ratio 1.67 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.2% Effective Maturity 6 Months 4 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,315 31 Aug 22 ₹10,642 31 Aug 23 ₹11,300 31 Aug 24 ₹12,082 31 Aug 25 ₹12,940 Returns for DSP Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 3.6% 1 Year 7.1% 3 Year 6.7% 5 Year 5.3% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.9% 2023 6.7% 2022 4.1% 2021 2.9% 2020 4.7% 2019 7.3% 2018 5% 2017 6% 2016 7.5% 2015 7.9% Fund Manager information for DSP Money Manager Fund
Name Since Tenure Karan Mundhra 31 May 21 4.25 Yr. Shalini Vasanta 1 Jan 25 0.66 Yr. Data below for DSP Money Manager Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 70.06% Debt 29.52% Other 0.42% Debt Sector Allocation
Sector Value Corporate 60.07% Cash Equivalent 24.62% Government 14.89% Credit Quality
Rating Value AA 2.74% AAA 97.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Debentures | -3% ₹104 Cr 10,000
↑ 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000 364 DTB 06112025
Sovereign Bonds | -3% ₹99 Cr 10,000,000 LIC Housing Finance Ltd
Debentures | -2% ₹79 Cr 750 7.59% Govt Stock 2026
Sovereign Bonds | -2% ₹76 Cr 7,500,000 Aditya Birla Renewables Limited
Debentures | -1% ₹55 Cr 5,000 Power Finance Corporation Limited
Debentures | -1% ₹54 Cr 500 Mahindra Rural Housing Finance Limited
Debentures | -1% ₹53 Cr 5,000 LIC Housing Finance Ltd
Debentures | -1% ₹52 Cr 5,000 Nuvama Wealth Finance Limited
Debentures | -1% ₹50 Cr 5,000
↑ 5,000 8. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (02 Sep 25) ₹3,036.97 ↑ 0.40 (0.01 %) Net Assets (Cr) ₹2,002 on 31 Jul 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 4.36 Information Ratio 0.52 Alpha Ratio 0.03 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.64% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,316 31 Aug 22 ₹10,725 31 Aug 23 ₹11,450 31 Aug 24 ₹12,299 31 Aug 25 ₹13,159 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.3% 1 Year 7% 3 Year 7.1% 5 Year 5.6% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 4.04 Yr. Data below for BOI AXA Liquid Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 99.74% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 83.72% Corporate 12.34% Government 3.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 Days Tbill (Md 28/08/2025)
Sovereign Bonds | -5% ₹100 Cr 10,000,000 LIC Housing Finance Ltd
Commercial Paper | -5% ₹100 Cr 10,000,000 Export Import Bank Of India **
Commercial Paper | -5% ₹99 Cr 10,000,000 Axis Bank Limited
Certificate of Deposit | -4% ₹75 Cr 7,500,000
↓ -5,000,000 HDFC Bank Limited
Certificate of Deposit | -4% ₹75 Cr 7,500,000 ICICI Home Finance Company Limited
Commercial Paper | -4% ₹74 Cr 7,500,000
↑ 7,500,000 91 Days Tbill Red 16-10-2025
Sovereign Bonds | -3% ₹59 Cr 6,000,000 182 DTB 18102024
Sovereign Bonds | -3% ₹55 Cr 5,500,000
↑ 5,500,000 Net Receivables / (Payables)
Net Current Assets | -2% ₹50 Cr Axis Finance Ltd.
Commercial Paper | -2% ₹50 Cr 5,000,000 9. Indiabulls Liquid Fund
Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (02 Sep 25) ₹2,550.29 ↑ 0.34 (0.01 %) Net Assets (Cr) ₹393 on 31 Jul 25 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.2 Sharpe Ratio 3.05 Information Ratio -1.37 Alpha Ratio -0.09 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.77% Effective Maturity 1 Month 11 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,312 31 Aug 22 ₹10,682 31 Aug 23 ₹11,368 31 Aug 24 ₹12,198 31 Aug 25 ₹13,051 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3.3% 1 Year 7% 3 Year 6.9% 5 Year 5.5% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% 2015 8.5% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 2.31 Yr. Data below for Indiabulls Liquid Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 99.83% Other 0.17% Debt Sector Allocation
Sector Value Cash Equivalent 69.02% Corporate 24.2% Government 6.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -7% ₹26 Cr 2,615,500
↑ 2,615,500 L&T Finance Limited
Debentures | -6% ₹25 Cr 2,000,000
↑ 2,000,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹25 Cr 2,500,000
↑ 2,500,000 Reliance Retail Ventures Limited
Commercial Paper | -6% ₹25 Cr 2,500,000 Bank Of India
Certificate of Deposit | -6% ₹25 Cr 2,500,000
↑ 2,500,000 Punjab National Bank
Certificate of Deposit | -6% ₹25 Cr 2,500,000 HDFC Bank Limited
Certificate of Deposit | -6% ₹25 Cr 2,500,000 Indian Oil Corporation Ltd.
Commercial Paper | -6% ₹25 Cr 2,500,000 LIC Housing Finance Limited
Commercial Paper | -6% ₹25 Cr 2,500,000 91 Days Tbill Red 30-10-2025
Sovereign Bonds | -6% ₹25 Cr 2,500,000
↑ 500,000
म्यूचुअल फंड एसआईपी ऑनलाइन में निवेश कैसे करें?
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पूछे जाने वाले प्रश्न
1. एसआईपी में कार्यकाल का क्या महत्व है?
ए: जब आप एसआईपी चुनते हैं, तो सबसे पहली चीज जिस पर आपको विचार करना चाहिए, वह है कार्यकाल। कार्यकाल की जांच करना और फिर निवेश करना एक अच्छा विचार है क्योंकि आपको कार्यकाल पूरा करने से पहले अपना निवेश बंद नहीं करना चाहिए। यदि आप ऐसा करते हैं, तो आपको एक्जिट लोड के रूप में जुर्माना भरना पड़ सकता है।
2. क्या एक साल का एसआईपी अच्छा है?
ए: हां, एक साल का एसआईपी अच्छा है, खासकर अगर आप जल्दी रिटर्न की तलाश में हैं। आमतौर पर, एक साल के एसआईपी की मदद से, आप अपने फंड पोर्टफोलियो के आधार पर अपने निवेश पर 4.2% से 6.2% तक आरओआई की उम्मीद कर सकते हैं।
3. मुझे एक साल के एसआईपी में निवेश क्यों करना चाहिए?
ए: यदि आप म्यूचुअल फंड निवेश में नए हैं और निवेश पोर्टफोलियो में विविधता लाने की योजना बना रहे हैं तो एक साल का एसआईपी उपयोगी है।
4. क्या एक साल के एसआईपी से अच्छा रिटर्न मिलता है?
ए: एक साल के एसआईपी युवा निवेशकों के बीच लोकप्रियता हासिल कर रहे हैं क्योंकि ये अच्छे और त्वरित रिटर्न देते हैं। अगर आप म्यूचुअल फंड को समझना चाहते हैंमंडी, तो एक साल के एसआईपी एक अच्छा विचार है।
5. क्या सभी एसआईपी अच्छा रिटर्न देते हैं?
ए: एसआईपी आपके निवेश पोर्टफोलियो में विविधता लाने के सर्वोत्तम तरीकों में से एक है और अच्छे रिटर्न देने के लिए जाने जाते हैं। यह आपको उन फंडों को चुनने की अनुमति देता है जिन्हें आप निवेश करना चाहते हैं और राशि भी। आपको नियमित अंतराल पर छोटी राशि निवेश करने का अवसर मिलता है।
6. क्या सभी एसआईपी में लार्ज-कैप स्टॉक शामिल हैं?
ए: के अनुसारसेबी जनादेश, एसआईपी निवेशकों को निवेशकों और कंपनियों की सुरक्षा के लिए 70:20:10 प्रोटोकॉल का पालन करना होगा। इस नियम के अनुसार, इक्विटी निवेश का 70% लार्ज-कैप शेयरों में होगा, 20% inमध्यम दर्जे की कंपनियों के शेयर स्टॉक, और 10% inछोटी टोपी स्टॉक। इसलिए एसआईपी निवेश में विविधता लाते हैं, और सभी केवल लार्ज-कैप शेयरों में केंद्रित नहीं होते हैं।
7. क्या एसआईपी में अधिकतम और न्यूनतम राशि का निवेश किया जा सकता है?
ए: आप SIP में न्यूनतम 500 रुपये निवेश कर सकते हैं। हालांकि, एसआईपी में निवेश की कोई ऊपरी सीमा नहीं है। आप इसे अपने फंड मैनेजर के साथ प्लान कर सकते हैं।
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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