Table of Contents

टॉप 11 एसआईपी फंड में निवेश क्यों करें?
एसआईपी में निवेश कैसे करें?
भारत में शीर्ष 11 एसआईपी म्युचुअल फंड वित्त वर्ष 22 - 23
सर्वोत्तम व्यवस्थित निवेश योजनाओं में निवेश करते समय विचार करने के लिए मानदंड
- शीर्ष एसआईपी में निवेश करने के लिए मात्रात्मक कारक
- शीर्ष एसआईपी में निवेश करने के लिए गुणात्मक कारक
एसआईपी एमएफ ऑनलाइन में निवेश कैसे करें?
पूछे जाने वाले प्रश्न
Top 11 Funds

एसआईपी 2022 के लिए 11 सर्वश्रेष्ठ म्युचुअल फंड

Updated on August 6, 2025 , 263117 views

सिप म्यूचुअल फंड्स (या शीर्ष 11 एसआईपी म्यूचुअल फंड) ऐसे फंड हैं जो शेयर बाजार के अपरिहार्य उतार-चढ़ाव के दौरान घबराहट से बचने के लिए आवधिक निवेश के सरल फार्मूले का पालन करते हैं।

आमतौर पर, एसआईपी या व्यवस्थितनिवेश योजना म्यूचुअल फंड में पैसा निवेश करने का एक तरीका है।निवेश शीर्ष 11 में एसआईपी म्युचुअल फंड आपके निवेश के लिए एक व्यवस्थित और अनुशासित दृष्टिकोण लाता है। यह आपके निवेश को दैनिक रूप से प्रबंधित करने के आपके प्रयास को कम करता हैआधार. इसके अलावा, यह का उत्तोलन प्रदान करता हैकंपाउंडिंग की शक्ति समय के साथ वांछित रिटर्न की ओर अग्रसर।

वह अलग अलग हैम्यूचुअल फंड के प्रकार एसआईपी के लिए जिसमें इक्विटी, डेट, बैलेंस्ड, अल्ट्रा-शॉर्ट टर्म फंड्स, आदि। हालांकि, इक्विटी म्यूचुअल फंड एसआईपी के माध्यम से निवेश करने पर अधिकतम रिटर्न प्रदान करते हैं। वित्तीय सलाहकारों का सुझाव है कि, निवेशकों को इसमें निवेश करना चाहिएसर्वश्रेष्ठ म्युचुअल फंड एसआईपी के आधार पर उनके निवेश के उद्देश्य और अवधिएसआईपी निवेश.

टॉप 11 एसआईपी फंड में निवेश क्यों करें?

एसआईपी म्यूचुअल फंड में निवेश करने के लिए अनुशासित दृष्टिकोण देते हैं
व्यवस्थित निवेश भविष्य के सपने और प्रमुख लक्ष्यों जैसे- सेवानिवृत्ति, बच्चे का करियर, घर, कार या किसी अन्य संपत्ति की खरीद के वित्तपोषण में मदद करता है।
एसआईपी कंपाउंडिंग का अधिकतम लाभ उठाने में मदद करते हैं और युवा निवेशकों के लिए आदर्श हैं
व्यवस्थित निवेश योजनाएं इक्विटी में उतार-चढ़ाव के जोखिम को कम करती हैं

एसआईपी में निवेश कैसे करें?

पैसा निवेश करना एक कला है, अगर इसे सही तरीके से किया जाए तो यह अद्भुत काम कर सकता है। अब जब आप जानते हैंशीर्ष एसआईपी योजनाओं में आपको पता होना चाहिए कि इसमें निवेश कैसे करें। हमने नीचे SIP में निवेश करने के चरणों का उल्लेख किया है।

1. अपने वित्तीय लक्ष्यों का विश्लेषण करें

एक एसआईपी निवेश चुनें जो आपके अनुकूल होवित्तीय लक्ष्यों. उदाहरण के लिए, यदि आपका लक्ष्य अल्पकालिक है (यदि आप अगले 2 वर्षों में कार खरीदना चाहते हैं), तो आपको डेट म्यूचुअल फंड में निवेश करना चाहिए। और, यदि आपका लक्ष्य दीर्घकालिक है (जैसेसेवानिवृत्ति योजना) तो इक्विटी म्युचुअल फंड में निवेश करना पसंद करते हैं।

2. निवेश का समय चुनें

यह सुनिश्चित करेगा कि आप सही समय के लिए सही राशि का निवेश करें।

3. वह राशि तय करें जिसे आप मासिक निवेश करना चाहते हैं

चूंकि एसआईपी एक मासिक निवेश है, इसलिए आपको एक ऐसी राशि का चयन करना चाहिए, जिसके बिना आप मासिक रूप से निवेश कर सकेंविफल. आप अपने लक्ष्य के अनुसार उपयुक्त राशि की गणना भी कर सकते हैंघूंट कैलकुलेटर या एसआईपी रिटर्न कैलकुलेटर।

4. सबसे अच्छा SIP प्लान चुनें

सलाह-मशविरा करके निवेश का बुद्धिमानी से चुनाव करेंवित्तीय सलाहकार या चुनकरसर्वश्रेष्ठ एसआईपी योजनाएं विभिन्न ऑनलाइन निवेश प्लेटफार्मों द्वारा की पेशकश की।

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भारत में शीर्ष 11 एसआईपी म्युचुअल फंड वित्त वर्ष 22 - 23

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹190.55 ↓ -0.94	₹8,043	100	6.2	7.6	0.6	29.5	35.9	27.4
HDFC Infrastructure Fund Growth	₹46.767 ↓ -0.20	₹2,591	300	6.1	7.9	-2.2	29.8	34.1	23
Bandhan Infrastructure Fund Growth	₹49.006 ↓ -0.53	₹1,749	100	6.1	5.3	-10.9	27.9	32.9	39.3
Franklin Build India Fund Growth	₹138.945 ↓ -1.09	₹2,968	500	6.1	8.1	-1	28.8	32.8	27.8
DSP India T.I.G.E.R Fund Growth	₹305.144 ↓ -3.22	₹5,517	500	7	6.2	-7.5	26.9	32.6	32.4
Canara Robeco Infrastructure Growth	₹157.91 ↓ -1.70	₹932	1,000	8.3	10.9	-0.5	25.7	31.6	35.3
Franklin India Smaller Companies Fund Growth	₹165.7 ↓ -1.73	₹13,995	500	4.8	0.9	-7.1	23.1	31.3	23.2
LIC MF Infrastructure Fund Growth	₹47.9945 ↓ -0.80	₹1,053	1,000	11.4	8.1	-4.7	27.6	31.2	47.8
Nippon India Power and Infra Fund Growth	₹334.107 ↓ -4.29	₹7,620	100	4.6	6.2	-7.6	29.1	30.6	26.9
Kotak Infrastructure & Economic Reform Fund Growth	₹63.399 ↓ -0.41	₹2,450	1,000	7.9	3.9	-7.6	22.7	30.1	32.4
ICICI Prudential Smallcap Fund Growth	₹86.15 ↓ -0.27	₹8,566	100	10	5.6	-2	17.9	30.1	15.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25

Research Highlights & Commentary of 11 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	HDFC Infrastructure Fund	Bandhan Infrastructure Fund	Franklin Build India Fund	DSP India T.I.G.E.R Fund	Canara Robeco Infrastructure	Franklin India Smaller Companies Fund	LIC MF Infrastructure Fund	Nippon India Power and Infra Fund	Kotak Infrastructure & Economic Reform Fund	ICICI Prudential Smallcap Fund
Point 1	Upper mid AUM (₹8,043 Cr).	Lower mid AUM (₹2,591 Cr).	Bottom quartile AUM (₹1,749 Cr).	Lower mid AUM (₹2,968 Cr).	Upper mid AUM (₹5,517 Cr).	Bottom quartile AUM (₹932 Cr).	Highest AUM (₹13,995 Cr).	Bottom quartile AUM (₹1,053 Cr).	Upper mid AUM (₹7,620 Cr).	Lower mid AUM (₹2,450 Cr).	Top quartile AUM (₹8,566 Cr).
Point 2	Established history (19+ yrs).	Established history (17+ yrs).	Established history (14+ yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).	Established history (19+ yrs).	Established history (17+ yrs).	Oldest track record among peers (21 yrs).	Established history (17+ yrs).	Established history (17+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 5★ (top quartile).	Rating: 4★ (upper mid).	Not Rated.	Rating: 4★ (upper mid).	Not Rated.	Rating: 4★ (lower mid).	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 35.89% (top quartile).	5Y return: 34.10% (top quartile).	5Y return: 32.92% (upper mid).	5Y return: 32.79% (upper mid).	5Y return: 32.58% (upper mid).	5Y return: 31.61% (lower mid).	5Y return: 31.31% (lower mid).	5Y return: 31.22% (lower mid).	5Y return: 30.64% (bottom quartile).	5Y return: 30.14% (bottom quartile).	5Y return: 30.06% (bottom quartile).
Point 6	3Y return: 29.47% (top quartile).	3Y return: 29.80% (top quartile).	3Y return: 27.94% (upper mid).	3Y return: 28.76% (upper mid).	3Y return: 26.90% (lower mid).	3Y return: 25.67% (lower mid).	3Y return: 23.08% (bottom quartile).	3Y return: 27.63% (lower mid).	3Y return: 29.12% (upper mid).	3Y return: 22.67% (bottom quartile).	3Y return: 17.89% (bottom quartile).
Point 7	1Y return: 0.64% (top quartile).	1Y return: -2.17% (upper mid).	1Y return: -10.90% (bottom quartile).	1Y return: -1.01% (upper mid).	1Y return: -7.54% (lower mid).	1Y return: -0.49% (top quartile).	1Y return: -7.14% (lower mid).	1Y return: -4.70% (lower mid).	1Y return: -7.56% (bottom quartile).	1Y return: -7.59% (bottom quartile).	1Y return: -1.98% (upper mid).
Point 8	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (top quartile).	Alpha: -7.46 (bottom quartile).	Alpha: 0.77 (top quartile).	Alpha: -7.82 (bottom quartile).	Alpha: -7.48 (bottom quartile).	Alpha: -4.06 (lower mid).
Point 9	Sharpe: 0.01 (top quartile).	Sharpe: -0.23 (upper mid).	Sharpe: -0.29 (lower mid).	Sharpe: -0.29 (lower mid).	Sharpe: -0.36 (bottom quartile).	Sharpe: -0.17 (upper mid).	Sharpe: -0.33 (lower mid).	Sharpe: -0.02 (top quartile).	Sharpe: -0.41 (bottom quartile).	Sharpe: -0.34 (bottom quartile).	Sharpe: -0.18 (upper mid).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.13 (bottom quartile).	Information ratio: 0.45 (top quartile).	Information ratio: 1.16 (top quartile).	Information ratio: 0.09 (upper mid).	Information ratio: -1.16 (bottom quartile).

ICICI Prudential Infrastructure Fund

Upper mid AUM (₹8,043 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 35.89% (top quartile).
3Y return: 29.47% (top quartile).
1Y return: 0.64% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.01 (top quartile).
Information ratio: 0.00 (lower mid).

HDFC Infrastructure Fund

Lower mid AUM (₹2,591 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 34.10% (top quartile).
3Y return: 29.80% (top quartile).
1Y return: -2.17% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.23 (upper mid).
Information ratio: 0.00 (lower mid).

Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,749 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 32.92% (upper mid).
3Y return: 27.94% (upper mid).
1Y return: -10.90% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (lower mid).
Information ratio: 0.00 (lower mid).

Franklin Build India Fund

Lower mid AUM (₹2,968 Cr).
Established history (15+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 32.79% (upper mid).
3Y return: 28.76% (upper mid).
1Y return: -1.01% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (lower mid).
Information ratio: 0.00 (bottom quartile).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,517 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 32.58% (upper mid).
3Y return: 26.90% (lower mid).
1Y return: -7.54% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.00 (upper mid).

Canara Robeco Infrastructure

Bottom quartile AUM (₹932 Cr).
Established history (19+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.61% (lower mid).
3Y return: 25.67% (lower mid).
1Y return: -0.49% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.17 (upper mid).
Information ratio: 0.00 (upper mid).

Franklin India Smaller Companies Fund

Highest AUM (₹13,995 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 31.31% (lower mid).
3Y return: 23.08% (bottom quartile).
1Y return: -7.14% (lower mid).
Alpha: -7.46 (bottom quartile).
Sharpe: -0.33 (lower mid).
Information ratio: -0.13 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,053 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.22% (lower mid).
3Y return: 27.63% (lower mid).
1Y return: -4.70% (lower mid).
Alpha: 0.77 (top quartile).
Sharpe: -0.02 (top quartile).
Information ratio: 0.45 (top quartile).

Nippon India Power and Infra Fund

Upper mid AUM (₹7,620 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 30.64% (bottom quartile).
3Y return: 29.12% (upper mid).
1Y return: -7.56% (bottom quartile).
Alpha: -7.82 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: 1.16 (top quartile).

Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,450 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 30.14% (bottom quartile).
3Y return: 22.67% (bottom quartile).
1Y return: -7.59% (bottom quartile).
Alpha: -7.48 (bottom quartile).
Sharpe: -0.34 (bottom quartile).
Information ratio: 0.09 (upper mid).

ICICI Prudential Smallcap Fund

Top quartile AUM (₹8,566 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 30.06% (bottom quartile).
3Y return: 17.89% (bottom quartile).
1Y return: -1.98% (upper mid).
Alpha: -4.06 (lower mid).
Sharpe: -0.18 (upper mid).
Information ratio: -1.16 (bottom quartile).

*सर्वश्रेष्ठ म्युचुअल फंड एसआईपी की सूची जिसमें शुद्ध संपत्ति/एयूएम से अधिक है200 करोड़ 5 साल के कैलेंडर वर्ष के रिटर्न के आधार पर ऑर्डर किए गए म्यूचुअल फंड की इक्विटी श्रेणी में।

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Upper mid AUM (₹8,043 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 35.89% (top quartile).
3Y return: 29.47% (top quartile).
1Y return: 0.64% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.01 (top quartile).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~9.0%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (08 Aug 25)	₹190.55 ↓ -0.94 (-0.49 %)
Net Assets (Cr)	₹8,043 on 30 Jun 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,880
31 Jul 22	₹21,387
31 Jul 23	₹30,280
31 Jul 24	₹49,231
31 Jul 25	₹48,059

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-4.5%
3 Month	6.2%
6 Month	7.6%
1 Year	0.6%
3 Year	29.5%
5 Year	35.9%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.17 Yr.
Sharmila D’mello	30 Jun 22	3.09 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	38.68%
Basic Materials	16.98%
Financial Services	16.27%
Utility	9.82%
Energy	7.24%
Real Estate	2.75%
Consumer Cyclical	1.63%
Communication Services	1.14%

Asset Allocation

Asset Class	Value
Cash	5.5%
Equity	94.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹727 Cr	1,980,204 ↓ -150,000
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹358 Cr	10,679,473 ↑ 3,079,473
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	4%	₹329 Cr	2,268,659 ↓ -200,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	4%	₹290 Cr	1,929,725 ↑ 266,998
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	4%	₹289 Cr	12,522,005
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 500295	4%	₹284 Cr	6,158,750 ↑ 935,088
JM Financial Ltd (Financial Services) Equity, Since 31 Oct 21 \| JMFINANCIL	3%	₹247 Cr	15,506,510 ↓ -2,256,731
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹227 Cr	1,896,057 ↑ 400,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹221 Cr	1,803,566 ↓ -100,000
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹219 Cr	660,770 ↑ 120,000

2. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Lower mid AUM (₹2,591 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 34.10% (top quartile).
3Y return: 29.80% (top quartile).
1Y return: -2.17% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.23 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding ICICI Bank Ltd (~7.3%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (08 Aug 25)	₹46.767 ↓ -0.20 (-0.43 %)
Net Assets (Cr)	₹2,591 on 30 Jun 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.31
Sharpe Ratio	-0.23
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,825
31 Jul 22	₹20,454
31 Jul 23	₹29,022
31 Jul 24	₹48,197
31 Jul 25	₹45,754

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.2%
3 Month	6.1%
6 Month	7.9%
1 Year	-2.2%
3 Year	29.8%
5 Year	34.1%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.55 Yr.
Dhruv Muchhal	22 Jun 23	2.11 Yr.

Data below for HDFC Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	39.21%
Financial Services	19.99%
Basic Materials	10.82%
Utility	6.94%
Energy	6.55%
Communication Services	3.93%
Real Estate	2.13%
Health Care	1.68%
Technology	1.43%
Consumer Cyclical	0.5%

Asset Allocation

Asset Class	Value
Cash	6.83%
Equity	93.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	7%	₹188 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	5%	₹140 Cr	700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	5%	₹139 Cr	380,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	4%	₹101 Cr	1,400,000 ↓ -50,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	4%	₹93 Cr	758,285
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹90 Cr	150,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹75 Cr	500,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹74 Cr	2,200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹70 Cr	350,000
G R Infraprojects Ltd (Industrials) Equity, Since 31 Jul 21 \| 543317	2%	₹62 Cr	470,000

3. Bandhan Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,749 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 32.92% (upper mid).
3Y return: 27.94% (upper mid).
1Y return: -10.90% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (lower mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
Largest holding Kirloskar Brothers Ltd (~6.0%).

Below is the key information for Bandhan Infrastructure Fund

Bandhan Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (08 Aug 25)	₹49.006 ↓ -0.53 (-1.06 %)
Net Assets (Cr)	₹1,749 on 30 Jun 25
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.33
Sharpe Ratio	-0.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹20,043
31 Jul 22	₹19,974
31 Jul 23	₹27,326
31 Jul 24	₹49,920
31 Jul 25	₹43,568

Bandhan Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Bandhan Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-4.9%
3 Month	6.1%
6 Month	5.3%
1 Year	-10.9%
3 Year	27.9%
5 Year	32.9%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.3%
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%
2015	-0.2%

Fund Manager information for Bandhan Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	1.52 Yr.
Ritika Behera	7 Oct 23	1.82 Yr.
Gaurav Satra	7 Jun 24	1.15 Yr.

Data below for Bandhan Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	53.42%
Utility	12.27%
Basic Materials	7.58%
Communication Services	4.88%
Energy	3.88%
Financial Services	3.7%
Technology	2.53%
Health Care	1.87%
Consumer Cyclical	1.71%
Real Estate	0.63%

Asset Allocation

Asset Class	Value
Cash	7.52%
Equity	92.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	6%	₹105 Cr	443,385
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	4%	₹76 Cr	206,262 ↑ 23,089
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	4%	₹68 Cr	452,706
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹66 Cr	330,018
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	4%	₹61 Cr	4,782,533 ↓ -14,610
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| 532538	3%	₹61 Cr	50,452
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	3%	₹60 Cr	1,431,700
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹53 Cr	365,137
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	3%	₹53 Cr	12,400,122
KEC International Ltd (Industrials) Equity, Since 30 Jun 24 \| 532714	3%	₹47 Cr	512,915

4. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Lower mid AUM (₹2,968 Cr).
Established history (15+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 32.79% (upper mid).
3Y return: 28.76% (upper mid).
1Y return: -1.01% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (lower mid).
Information ratio: 0.00 (bottom quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~8.2%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (08 Aug 25)	₹138.945 ↓ -1.09 (-0.78 %)
Net Assets (Cr)	₹2,968 on 30 Jun 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.13
Sharpe Ratio	-0.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,587
31 Jul 22	₹19,236
31 Jul 23	₹26,244
31 Jul 24	₹44,020
31 Jul 25	₹42,375

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.4%
3 Month	6.1%
6 Month	8.1%
1 Year	-1%
3 Year	28.8%
5 Year	32.8%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%
2015	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.79 Yr.
Kiran Sebastian	7 Feb 22	3.48 Yr.
Sandeep Manam	18 Oct 21	3.79 Yr.

Data below for Franklin Build India Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	36.15%
Energy	12.74%
Utility	12.5%
Financial Services	11.47%
Communication Services	8.4%
Basic Materials	6.9%
Real Estate	3.07%
Consumer Cyclical	2.66%
Technology	1.91%

Asset Allocation

Asset Class	Value
Cash	4.19%
Equity	95.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	8%	₹244 Cr	665,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹180 Cr	1,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹179 Cr	300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532174	6%	₹173 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	5%	₹147 Cr	6,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹143 Cr	710,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹138 Cr	4,125,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹120 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	4%	₹108 Cr	3,600,000
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 25 \| 500400	3%	₹81 Cr	2,000,000

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,517 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 32.58% (upper mid).
3Y return: 26.90% (lower mid).
1Y return: -7.54% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding Larsen & Toubro Ltd (~4.6%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (08 Aug 25)	₹305.144 ↓ -3.22 (-1.04 %)
Net Assets (Cr)	₹5,517 on 30 Jun 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	-0.36
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,502
31 Jul 22	₹20,142
31 Jul 23	₹27,621
31 Jul 24	₹47,125
31 Jul 25	₹42,767

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-4.7%
3 Month	7%
6 Month	6.2%
1 Year	-7.5%
3 Year	26.9%
5 Year	32.6%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	49%
2022	13.9%
2021	51.6%
2020	2.7%
2019	6.7%
2018	-17.2%
2017	47%
2016	4.1%
2015	0.7%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.12 Yr.

Data below for DSP India T.I.G.E.R Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	28.5%
Basic Materials	15.17%
Utility	10.47%
Financial Services	10.42%
Consumer Cyclical	8.59%
Health Care	6.63%
Energy	5.45%
Communication Services	2.61%
Technology	2.16%
Real Estate	1.62%
Consumer Defensive	1.27%

Asset Allocation

Asset Class	Value
Cash	7.11%
Equity	92.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	5%	₹256 Cr	697,669
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	4%	₹239 Cr	7,145,883
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	3%	₹178 Cr	245,928
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| 532898	3%	₹167 Cr	5,567,574
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹147 Cr	164,204
Rainbow Childrens Medicare Ltd (Healthcare) Equity, Since 31 Jan 25 \| 543524	3%	₹146 Cr	935,870
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹140 Cr	207,277
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹138 Cr	688,435
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	2%	₹137 Cr	1,608,534
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Mar 14 \| SOLARINDS	2%	₹132 Cr	75,291

6. Canara Robeco Infrastructure

T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Infrastructure

Bottom quartile AUM (₹932 Cr).
Established history (19+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.61% (lower mid).
3Y return: 25.67% (lower mid).
1Y return: -0.49% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.17 (upper mid).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~7.6%).

Below is the key information for Canara Robeco Infrastructure

Canara Robeco Infrastructure Growth
Launch Date	2 Dec 05
NAV (08 Aug 25)	₹157.91 ↓ -1.70 (-1.07 %)
Net Assets (Cr)	₹932 on 30 Jun 25
Category	Equity - Sectoral
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.47
Sharpe Ratio	-0.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,243
31 Jul 22	₹19,881
31 Jul 23	₹24,989
31 Jul 24	₹42,049
31 Jul 25	₹40,610

Canara Robeco Infrastructure SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Canara Robeco Infrastructure

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.3%
3 Month	8.3%
6 Month	10.9%
1 Year	-0.5%
3 Year	25.7%
5 Year	31.6%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	35.3%
2023	41.2%
2022	9%
2021	56.1%
2020	9%
2019	2.3%
2018	-19.1%
2017	40.2%
2016	2.1%
2015	6.7%

Fund Manager information for Canara Robeco Infrastructure

Name	Since	Tenure
Vishal Mishra	26 Jun 21	4.1 Yr.
Shridatta Bhandwaldar	29 Sep 18	6.84 Yr.

Data below for Canara Robeco Infrastructure as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	46.39%
Utility	12.61%
Basic Materials	10.76%
Energy	8.36%
Financial Services	6.82%
Technology	3.87%
Communication Services	2.95%
Consumer Cyclical	2.85%
Real Estate	1.49%

Asset Allocation

Asset Class	Value
Cash	3.9%
Equity	96.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 11 \| LT	8%	₹71 Cr	192,901 ↑ 23,500
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	4%	₹40 Cr	264,250
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 19 \| BEL	4%	₹39 Cr	919,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 18 \| 532555	4%	₹36 Cr	1,066,480
State Bank of India (Financial Services) Equity, Since 31 Jul 24 \| SBIN	4%	₹35 Cr	430,000 ↑ 60,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jan 23 \| INDIGO	4%	₹35 Cr	58,250
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| 500400	3%	₹32 Cr	785,000
Solar Industries India Ltd (Basic Materials) Equity, Since 28 Feb 25 \| SOLARINDS	3%	₹30 Cr	16,812
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 Jan 24 \| 522275	3%	₹29 Cr	122,833 ↓ -233
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Oct 09 \| 532898	3%	₹29 Cr	957,546

7. Franklin India Smaller Companies Fund

The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies.

Research Highlights for Franklin India Smaller Companies Fund

Highest AUM (₹13,995 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 31.31% (lower mid).
3Y return: 23.08% (bottom quartile).
1Y return: -7.14% (lower mid).
Alpha: -7.46 (bottom quartile).
Sharpe: -0.33 (lower mid).
Information ratio: -0.13 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Aster DM Healthcare Ltd Ordinary Shares (~3.1%).

Below is the key information for Franklin India Smaller Companies Fund

Franklin India Smaller Companies Fund Growth
Launch Date	13 Jan 06
NAV (08 Aug 25)	₹165.7 ↓ -1.73 (-1.03 %)
Net Assets (Cr)	₹13,995 on 30 Jun 25
Category	Equity - Small Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	-0.34
Information Ratio	-0.13
Alpha Ratio	-7.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹20,162
31 Jul 22	₹21,078
31 Jul 23	₹28,666
31 Jul 24	₹44,791
31 Jul 25	₹41,561

Franklin India Smaller Companies Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Franklin India Smaller Companies Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-6%
3 Month	4.8%
6 Month	0.9%
1 Year	-7.1%
3 Year	23.1%
5 Year	31.3%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.2%
2023	52.1%
2022	3.6%
2021	56.4%
2020	18.7%
2019	-5%
2018	-17.4%
2017	43.5%
2016	10.2%
2015	9.6%

Fund Manager information for Franklin India Smaller Companies Fund

Name	Since	Tenure
R. Janakiraman	1 Feb 11	14.51 Yr.
Sandeep Manam	18 Oct 21	3.79 Yr.
Akhil Kalluri	8 Sep 22	2.9 Yr.

Data below for Franklin India Smaller Companies Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	19.22%
Consumer Cyclical	17.77%
Industrials	17.76%
Health Care	11.03%
Basic Materials	9.91%
Technology	6.38%
Real Estate	4.65%
Consumer Defensive	3.77%
Utility	2.87%
Energy	0.96%

Asset Allocation

Asset Class	Value
Cash	5.52%
Equity	94.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 23 \| 540975	3%	₹437 Cr	7,329,408 ↓ -605,375
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Jun 14 \| 532929	3%	₹429 Cr	3,868,691
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| 590003	3%	₹371 Cr	13,859,043 ↓ -139,874
Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 20 \| EQUITASBNK	2%	₹323 Cr	48,064,081
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 30 Sep 19 \| ERIS	2%	₹314 Cr	1,866,828
CCL Products (India) Ltd (Consumer Defensive) Equity, Since 30 Apr 19 \| CCL	2%	₹277 Cr	3,260,279
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 May 22 \| KALYANKJIL	2%	₹276 Cr	4,963,469
Deepak Nitrite Ltd (Basic Materials) Equity, Since 31 Jan 16 \| DEEPAKNTR	2%	₹276 Cr	1,387,967
Zensar Technologies Ltd (Technology) Equity, Since 28 Feb 23 \| ZENSARTECH	2%	₹271 Cr	3,220,340
PNB Housing Finance Ltd (Financial Services) Equity, Since 30 Sep 24 \| PNBHOUSING	2%	₹250 Cr	2,256,472

8. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,053 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.22% (lower mid).
3Y return: 27.63% (lower mid).
1Y return: -4.70% (lower mid).
Alpha: 0.77 (top quartile).
Sharpe: -0.02 (top quartile).
Information ratio: 0.45 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~90%).
High-quality debt (AAA/AA ~100%).
Largest holding Shakti Pumps (India) Ltd (~4.3%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (08 Aug 25)	₹47.9945 ↓ -0.80 (-1.65 %)
Net Assets (Cr)	₹1,053 on 30 Jun 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.3
Sharpe Ratio	-0.02
Information Ratio	0.45
Alpha Ratio	0.77
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,221
31 Jul 22	₹18,685
31 Jul 23	₹23,092
31 Jul 24	₹42,743
31 Jul 25	₹40,588

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-4.7%
3 Month	11.4%
6 Month	8.1%
1 Year	-4.7%
3 Year	27.6%
5 Year	31.2%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%
2015	-6.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	4.87 Yr.
Mahesh Bendre	1 Jul 24	1.08 Yr.

Data below for LIC MF Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	48.17%
Basic Materials	9.22%
Financial Services	6.64%
Utility	6.09%
Consumer Cyclical	5.19%
Technology	4.23%
Real Estate	3.53%
Health Care	3.22%
Communication Services	2.53%
Energy	0.91%

Asset Allocation

Asset Class	Value
Cash	9.35%
Equity	89.72%
Debt	0.93%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	4%	₹45 Cr	475,992 ↑ 23,420
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	4%	₹40 Cr	94,287
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹38 Cr	103,491 ↑ 47,984
LIC MF Money Market Dir Gr Investment Fund \| -	3%	₹35 Cr	290,520 ↑ 290,520
Afcons Infrastructure Ltd (Industrials) Equity, Since 31 Oct 24 \| AFCONS	3%	₹34 Cr	769,765 ↑ 145,330
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹29 Cr	724,927
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹29 Cr	39,867 ↑ 39,867
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹27 Cr	317,486 ↑ 179,935
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| 534139	3%	₹27 Cr	319,302 ↑ 13,378
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| 532955	2%	₹25 Cr	621,524 ↑ 50,192

9. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Upper mid AUM (₹7,620 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 30.64% (bottom quartile).
3Y return: 29.12% (upper mid).
1Y return: -7.56% (bottom quartile).
Alpha: -7.82 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: 1.16 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~8.3%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (08 Aug 25)	₹334.107 ↓ -4.29 (-1.27 %)
Net Assets (Cr)	₹7,620 on 30 Jun 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	-0.41
Information Ratio	1.16
Alpha Ratio	-7.82
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,368
31 Jul 22	₹17,458
31 Jul 23	₹25,631
31 Jul 24	₹44,060
31 Jul 25	₹39,686

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-5.8%
3 Month	4.6%
6 Month	6.2%
1 Year	-7.6%
3 Year	29.1%
5 Year	30.6%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.19 Yr.
Rahul Modi	19 Aug 24	0.95 Yr.

Data below for Nippon India Power and Infra Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	37.54%
Utility	22.35%
Energy	9.61%
Basic Materials	7.42%
Communication Services	7.35%
Consumer Cyclical	5.62%
Real Estate	3%
Financial Services	2.24%
Health Care	2%
Technology	1.87%

Asset Allocation

Asset Class	Value
Cash	1.01%
Equity	98.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹630 Cr	4,200,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	7%	₹559 Cr	16,699,999 ↑ 799,999
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	7%	₹522 Cr	2,600,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹482 Cr	1,314,337 ↓ -30,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹320 Cr	7,900,789
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹232 Cr	8,713,730
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	3%	₹212 Cr	3,107,923
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	3%	₹212 Cr	175,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	3%	₹205 Cr	336,227
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹174 Cr	1,800,000

10. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,450 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 30.14% (bottom quartile).
3Y return: 22.67% (bottom quartile).
1Y return: -7.59% (bottom quartile).
Alpha: -7.48 (bottom quartile).
Sharpe: -0.34 (bottom quartile).
Information ratio: 0.09 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Bharti Airtel Ltd (~7.6%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (08 Aug 25)	₹63.399 ↓ -0.41 (-0.64 %)
Net Assets (Cr)	₹2,450 on 30 Jun 25
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.17
Sharpe Ratio	-0.34
Information Ratio	0.09
Alpha Ratio	-7.48
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,567
31 Jul 22	₹20,092
31 Jul 23	₹27,013
31 Jul 24	₹43,153
31 Jul 25	₹38,780

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-5.6%
3 Month	7.9%
6 Month	3.9%
1 Year	-7.6%
3 Year	22.7%
5 Year	30.1%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%
2015	-0.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	1.83 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	45.64%
Basic Materials	16.53%
Consumer Cyclical	9.91%
Communication Services	9.84%
Energy	7.31%
Utility	4.75%
Financial Services	2.18%
Real Estate	2.03%
Technology	1.27%

Asset Allocation

Asset Class	Value
Cash	0.52%
Equity	99.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	8%	₹186 Cr	927,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	6%	₹135 Cr	900,000 ↑ 450,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	5%	₹127 Cr	72,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	5%	₹114 Cr	310,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| 500387	4%	₹109 Cr	35,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Sep 21 \| INDIGO	3%	₹81 Cr	135,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹79 Cr	639,927
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| 532538	3%	₹73 Cr	60,000
Kajaria Ceramics Ltd (Industrials) Equity, Since 31 Oct 16 \| 500233	3%	₹65 Cr	600,000
Bosch Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| 500530	2%	₹57 Cr	17,500

11. ICICI Prudential Smallcap Fund

(Erstwhile ICICI Prudential Indo Asia Equity Fund)

ICICI Prudential Indo Asia Equity Fund is an OE equity scheme that seeks to generate long term capital appreciation by investing in equity, equity related securities and or share classes/units of equity funds of companies, which are incorporated or have their area of primary activity, in the Asia Pacific region. Initially the Scheme will invest in share classes of International Opportunities Fund Asian Equity Fund and thereafter the Fund Manager of the Indo Asia Equity Fund may choose to make investment in listed equity shares, securities in the Asia Pacific region. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Smallcap Fund

Top quartile AUM (₹8,566 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 30.06% (bottom quartile).
3Y return: 17.89% (bottom quartile).
1Y return: -1.98% (upper mid).
Alpha: -4.06 (lower mid).
Sharpe: -0.18 (upper mid).
Information ratio: -1.16 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~87%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~3.2%).

Below is the key information for ICICI Prudential Smallcap Fund

ICICI Prudential Smallcap Fund Growth
Launch Date	18 Oct 07
NAV (08 Aug 25)	₹86.15 ↓ -0.27 (-0.31 %)
Net Assets (Cr)	₹8,566 on 30 Jun 25
Category	Equity - Small Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.04
Sharpe Ratio	-0.18
Information Ratio	-1.16
Alpha Ratio	-4.06
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹21,324
31 Jul 22	₹23,173
31 Jul 23	₹28,667
31 Jul 24	₹40,684
31 Jul 25	₹39,009

ICICI Prudential Smallcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for ICICI Prudential Smallcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.1%
3 Month	10%
6 Month	5.6%
1 Year	-2%
3 Year	17.9%
5 Year	30.1%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.6%
2023	37.9%
2022	5.7%
2021	61%
2020	22.8%
2019	10%
2018	-22.4%
2017	42.7%
2016	6%
2015	0.5%

Fund Manager information for ICICI Prudential Smallcap Fund

Name	Since	Tenure
Anish Tawakley	18 Sep 23	1.87 Yr.
Sharmila D’mello	30 Jun 22	3.09 Yr.
Aatur Shah	21 Apr 25	0.28 Yr.

Data below for ICICI Prudential Smallcap Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Basic Materials	25.08%
Industrials	24.85%
Consumer Cyclical	13.37%
Health Care	7.44%
Financial Services	5.45%
Consumer Defensive	3.14%
Utility	2.76%
Energy	1.58%
Real Estate	1.38%
Technology	1.28%
Communication Services	1.02%

Asset Allocation

Asset Class	Value
Cash	12.66%
Equity	87.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 23 \| LT	3%	₹275 Cr	748,968 ↑ 3,395
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Sep 23 \| 532538	3%	₹270 Cr	223,362
Atul Ltd (Basic Materials) Equity, Since 31 Oct 23 \| ATUL	3%	₹224 Cr	299,022
Gujarat Pipavav Port Ltd (Industrials) Equity, Since 31 Mar 18 \| 533248	3%	₹220 Cr	13,629,398
Tata Chemicals Ltd (Basic Materials) Equity, Since 31 Aug 24 \| TATACHEM	2%	₹214 Cr	2,285,261
Procter & Gamble Health Ltd (Healthcare) Equity, Since 29 Feb 24 \| PGHL	2%	₹204 Cr	347,671
Cummins India Ltd (Industrials) Equity, Since 30 Sep 23 \| 500480	2%	₹203 Cr	597,962
Gillette India Ltd (Consumer Defensive) Equity, Since 31 Dec 23 \| GILLETTE	2%	₹201 Cr	184,649
Jamna Auto Industries Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| JAMNAAUTO	2%	₹175 Cr	18,511,151 ↑ 73,629
TVS Holdings Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 520056	2%	₹172 Cr	157,000

निवेशकों को अपनी पसंद के SIP प्लान में निवेश करने की सलाह दी जाती है। उपर्युक्त शीर्ष 11 म्यूचुअल फंड सभी प्रकार के निवेशकों के लिए उपयुक्त हैं। तो, या तो आप एक उच्च जोखिम वाले हैंइन्वेस्टर या अपेक्षाकृत कम एक, ये एसआईपी फंड हैंनिवेश करने के लिए सर्वश्रेष्ठ म्युचुअल फंड. तो, प्रतीक्षा न करें, अभी निवेश करें!

सर्वोत्तम व्यवस्थित निवेश योजनाओं में निवेश करते समय विचार करने के लिए मानदंड

सबसे अच्छा प्रदर्शन करने वाले एसआईपी फंड का मूल्यांकन करने के लिए, आइए जानते हैं कि निवेश करने से पहले किन कारकों पर विचार करना चाहिए।

शीर्ष एसआईपी में निवेश करने के लिए मात्रात्मक कारक

एसआईपी के माध्यम से निवेश करने से पहले जिन मात्रात्मक कारकों पर विचार करना चाहिए, उनमें प्रदर्शन रेटिंग (क्रिसिल, वैल्यू रिसर्च आदि के अनुसार), फंड की उम्र, पिछले रिटर्न और फंड की अस्थिरता, व्यय अनुपात और एक्जिट लोड शामिल हैं।

शीर्ष एसआईपी में निवेश करने के लिए गुणात्मक कारक

विश्लेषण करने के लिए गुणात्मक प्रमुख आंकड़ों में फंड मैनेजर का ट्रैक रिकॉर्ड, फंड हाउस की प्रतिष्ठा और एसआईपी फंड की निवेश प्रक्रिया शामिल है।

एसआईपी एमएफ ऑनलाइन में निवेश कैसे करें?

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पूछे जाने वाले प्रश्न

1. म्यूचुअल फंड क्या हैं?

ए: म्युचुअल फंड सिस्टमैटिक इन्वेस्टमेंट प्लान या एसआईपी का एक हिस्सा हैं जो आमतौर पर बाद में उत्कृष्ट रिटर्न देते हैं। जब आपम्युचुअल फंड में निवेश, आप अपने निवेश पोर्टफोलियो में विविधता लाते हैं। एक म्युचुअल फंड को एक निवेश उपकरण माना जा सकता है जिसे द्वारा विकसित किया गया हैएसेट मैनेजमेंट कंपनी कई निवेशकों और कंपनियों के निवेश में पूलिंग करके।

2. म्यूचुअल फंड के विभिन्न प्रकार क्या हैं?

ए: म्युचुअल फंड को मोटे तौर पर निम्नलिखित प्रकारों में वर्गीकृत किया जा सकता है:

इक्विटी या ग्रोथ फंड
फिक्स्ड इनकम फंड याडेट फंड
टैक्स सेविंग फंड
लिक्विड फंड
बैलेंस्ड फंड
गिल्ट फंड
एक्सचेंज-ट्रेडेड फंड याईटीएफ

3. ग्रोथ इक्विटी फंड क्या हैं?

ए: विकासइक्विटी फ़ंड सबसे आम म्यूचुअल फंड हैं। हालांकि, इस पोर्टफोलियो में अस्थिर निवेश शामिल होंगे। फिर भी, निवेशक अक्सर ग्रोथ इक्विटी फंडों को पसंद करते हैं क्योंकि इनमें अधिक रिटर्न होता है और इन्हें कम अवधि के लिए निवेश किया जा सकता है।

4. आपको डेट फंड में निवेश क्यों करना चाहिए?

ए: ये निवेश उन व्यक्तियों के लिए आदर्श हैं जो निवेश पर निश्चित रिटर्न की तलाश में हैं। निश्चित आय डिबेंचर, ऋण प्रतिभूतियों, वाणिज्यिक पत्रों और सरकारी प्रतिभूतियों से अर्जित की जा सकती है। म्युचुअल फंड विभिन्न प्रकार के निवेशों का एक पोर्टफोलियो तैयार करेंगे और जोखिम को कम करेंगे।

5. आपको SIP में निवेश क्यों करना चाहिए?

ए: एसआईपी निवेशक को सुनिश्चित आय प्रदान कर सकता है। यदि आप निष्क्रिय आय अर्जित करने में रुचि रखते हैं और यह सुनिश्चित करना चाहते हैं कि आपका निवेश नियमित आय उत्पन्न करे, तो आप एसआईपी में निवेश करने पर विचार कर सकते हैं। .

6. टैक्स सेविंग म्यूचुअल फंड में निवेश क्यों करें?

ए: यदि आप अपना विकास करना चाहते हैंराजधानी और साथ ही टैक्स छूट का आनंद लेना चाहते हैं, तो आप टैक्स सेविंग म्यूचुअल फंड में निवेश कर सकते हैं। अंतर्गतधारा 80सी काआयकर 1861 का अधिनियम, यदि आप इक्विटी-लिंक्ड टैक्स सेविंग म्यूचुअल फंड में निवेश करते हैं, तो आप अपने निवेश पर कर छूट का आनंद ले सकते हैं।

7. क्या मुझे म्युचुअल फंड में निवेश करने के लिए ब्रोकर की आवश्यकता है?

ए: निवेश में आपकी सहायता के लिए आपको किसी ब्रोकर या वित्तीय संस्थान के समर्थन की आवश्यकता होगी। आपको उपयुक्त एसआईपी की पहचान करने और यह सुनिश्चित करने के लिए समर्थन की आवश्यकता होगी कि निवेश सही तरीके से किया गया है।

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।