Table of Contents
Top 10 Funds
श्रेष्ठसिप योजना? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंनिवेश मेंम्यूचुअल फंड्स एक एसआईपी या व्यवस्थित . के माध्यम सेनिवेश योजना.
एसआईपी निवेश म्यूचुअल फंड में निवेश करते समय सबसे अनुशासित निवेश विकल्पों में से एक है। इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।
आम तौर पर, भारत में कुछ बेहतरीन एसआईपी योजनाएं लंबी अवधि के लिए निवेश करने पर अच्छा रिटर्न देती हैं। यह जानने के लिए कि एसआईपी या सिस्टमैटिक इन्वेस्टमेंट प्लान में निवेश करके कोई कितना कमा सकता है, चेक करेंघूंट कैलकुलेटर (एसआईपी रिटर्न कैलकुलेटर के रूप में भी जाना जाता है) नीचे अनुभाग।
एक व्यवस्थित निवेश योजना कई लाभों के साथ आती है। इसकी न्यूनतम निवेश राशिINR 500
न केवल अधिकांश आबादी का ध्यान आकर्षित किया है, बल्कि कई युवाओं ने भी म्यूचुअल फंड में अपनी निवेश यात्रा शुरू करने के लिए ध्यान आकर्षित किया है। एकइन्वेस्टर कौन करना चाहता हैSIP में निवेश करें अपने प्रमुख की योजना बना सकते हैंवित्तीय लक्ष्यों जैसे- बच्चे की शिक्षा, शादी का खर्च, घर/कार आदि की खरीद अनुशासित तरीके से करना। कोई भी अपने लक्ष्यों (अल्पकालिक, मध्य अवधि और लंबी अवधि) के अनुसार निवेश शुरू कर सकता है और एक निश्चित अवधि में धन में वृद्धि प्राप्त कर सकता है।
एसआईपी रुपये की औसत लागत और . जैसे प्रमुख लाभ प्रदान करते हैंकंपाउंडिंग की शक्ति. रुपये की औसत लागत एक व्यक्ति को संपत्ति की खरीद की लागत का औसत निकालने में मदद करती है। एक एसआईपी में, इकाइयों की खरीद लंबी अवधि में की जाती है और इन्हें मासिक अंतराल (आमतौर पर) में समान रूप से फैलाया जाता है। समय के साथ फैले निवेश के कारण स्टॉक में निवेश किया जाता हैमंडी अलग-अलग मूल्य बिंदुओं पर निवेशक को औसत लागत का लाभ मिलता है, इसलिए रुपये की लागत औसत।
चक्रवृद्धि ब्याज के मामले में, साधारण ब्याज के विपरीत, जहां आप केवल मूलधन पर ब्याज प्राप्त करते हैं, यहां ब्याज राशि मूलधन में जोड़ दी जाती है, और ब्याज की गणना नए मूलधन (पुराने मूलधन और लाभ) पर की जाती है। यह प्रक्रिया हर बार जारी रहती है। चूंकि एसआईपी में म्युचुअल फंड किश्तों में होते हैं, वे चक्रवृद्धि होते हैं, जो शुरू में निवेश की गई राशि में अधिक जोड़ता है।
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To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on (Erstwhile SBI IT Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Technology Opportunities Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on To achieve capital appreciation by investing in
equity and equity related instruments of select
stocks Sundaram Select Focus Fund is a Equity - Focused fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Select Focus Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized. PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a Below is the key information for PGIM India Midcap Opportunities Fund Returns up to 1 year are on (Erstwhile Parag Parikh Long Term Value Fund) The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities. Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a Below is the key information for Parag Parikh Long Term Equity Fund Returns up to 1 year are on (Erstwhile IIFL India Growth Fund) The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. IIFL Focused Equity Fund is a Equity - Focused fund was launched on 30 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for IIFL Focused Equity Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) ICICI Prudential Technology Fund Growth ₹129.27
↓ -0.05 ₹8,993 100 -1.9 2.8 -20.6 43.8 20.4 -23.2 TATA Digital India Fund Growth ₹30.7166
↑ 0.02 ₹6,766 150 -0.6 3.2 -19.8 37.8 20.3 -23.3 SBI Technology Opportunities Fund Growth ₹136.684
↑ 0.07 ₹2,862 500 -1.1 7.7 -11.6 37.6 19.7 -15.5 Aditya Birla Sun Life Digital India Fund Growth ₹114.93
↑ 0.06 ₹3,338 100 1 4.8 -16.9 40.9 19.6 -21.6 Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 100 2.9 13.6 38.9 21.9 19.2 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 PGIM India Midcap Opportunities Fund Growth ₹41.2
↓ -0.37 ₹7,708 1,000 -3.5 -8.2 -1.4 45.7 17 -1.7 Parag Parikh Long Term Equity Fund Growth ₹49.0343
↓ -0.13 ₹29,953 1,000 4.1 2.6 -0.1 36.3 16.9 -7.2 IIFL Focused Equity Fund Growth ₹29.582
↓ -0.15 ₹3,417 1,000 -0.6 0.4 3 32.9 16.9 -0.9 Nippon India Small Cap Fund Growth ₹89.8254
↓ -0.90 ₹23,910 100 1.3 -1.5 7.1 53.1 16.1 6.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Mar 23 संपत्ति>= 200 करोड़
पर छाँटा गया5 साल का रिटर्न
.1. ICICI Prudential Technology Fund
CAGR/Annualized
return of 11.7% since its launch. Ranked 37 in Sectoral
category. Return for 2022 was -23.2% , 2021 was 75.7% and 2020 was 70.6% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (24 Mar 23) ₹129.27 ↓ -0.05 (-0.04 %) Net Assets (Cr) ₹8,993 on 28 Feb 23 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.07 Sharpe Ratio -0.77 Information Ratio 1.11 Alpha Ratio -3.44 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹11,557 29 Feb 20 ₹10,952 28 Feb 21 ₹19,601 28 Feb 22 ₹29,069 28 Feb 23 ₹25,846 Returns for ICICI Prudential Technology Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Mar 23 Duration Returns 1 Month -6.5% 3 Month -1.9% 6 Month 2.8% 1 Year -20.6% 3 Year 43.8% 5 Year 20.4% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 -23.2% 2021 75.7% 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Vaibhav Dusad 2 May 20 2.75 Yr. Sharmila D’mello 30 Jun 22 0.59 Yr. Data below for ICICI Prudential Technology Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Technology 77.99% Communication Services 14.49% Industrials 2.1% Consumer Cyclical 1.49% Financial Services 0.14% Consumer Defensive 0.12% Energy 0.09% Asset Allocation
Asset Class Value Cash 3.59% Equity 96.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY34% ₹3,095 Cr 20,180,348
↑ 8,398 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS18% ₹1,645 Cr 4,898,548
↑ 28,893 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL8% ₹721 Cr 9,365,724
↑ 410,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH7% ₹615 Cr 5,481,362
↓ -1,761,190 Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 5076855% ₹446 Cr 11,193,811
↑ 1,599,509 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327553% ₹310 Cr 3,058,650
↑ 375,000 LTIMindtree Ltd (Technology)
Equity, Since 31 Jul 16 | LTIM2% ₹169 Cr 387,476
↑ 2,561 Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 31 Jan 22 | ZEEL2% ₹145 Cr 6,396,703
↑ 726,032 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 31 Jul 21 | CTSH1% ₹109 Cr 203,668
↑ 86,000 Accenture PLC Class A (Technology)
Equity, Since 28 Feb 21 | ACN1% ₹98 Cr 43,600 2. TATA Digital India Fund
CAGR/Annualized
return of 16.8% since its launch. Return for 2022 was -23.3% , 2021 was 74.4% and 2020 was 54.8% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (24 Mar 23) ₹30.7166 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹6,766 on 28 Feb 23 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 0 Sharpe Ratio -0.75 Information Ratio 0.31 Alpha Ratio -2.86 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹12,067 29 Feb 20 ₹11,854 28 Feb 21 ₹19,272 28 Feb 22 ₹28,648 28 Feb 23 ₹25,530 Returns for TATA Digital India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Mar 23 Duration Returns 1 Month -6.1% 3 Month -0.6% 6 Month 3.2% 1 Year -19.8% 3 Year 37.8% 5 Year 20.3% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 -23.3% 2021 74.4% 2020 54.8% 2019 7.5% 2018 24.9% 2017 19.6% 2016 -6% 2015 2014 2013 Fund Manager information for TATA Digital India Fund
Name Since Tenure Meeta Shetty 9 Mar 21 1.9 Yr. Venkat Samala 26 Nov 20 2.18 Yr. Data below for TATA Digital India Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Technology 76.28% Communication Services 10.82% Industrials 4.02% Consumer Cyclical 1.59% Financial Services 0.49% Health Care 0.1% Consumer Defensive 0.09% Utility 0.02% Energy 0.01% Real Estate 0% Asset Allocation
Asset Class Value Cash 6.58% Equity 93.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY26% ₹1,715 Cr 11,184,598
↑ 220,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS19% ₹1,311 Cr 3,903,371
↑ 380,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH9% ₹604 Cr 5,383,886 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 21 | BHARTIARTL8% ₹525 Cr 6,819,200 LTIMindtree Ltd (Technology)
Equity, Since 28 Feb 21 | LTIM7% ₹448 Cr 1,025,062
↑ 37,000 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 5327553% ₹223 Cr 2,195,094
↓ -740,000 Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 5076852% ₹160 Cr 4,013,632
↓ -1,000,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT2% ₹131 Cr 279,212
↑ 25,000 Cyient Ltd (Industrials)
Equity, Since 28 Feb 21 | CYIENT2% ₹111 Cr 1,259,737
↑ 15,440 Invesco NASDAQ 100 ETF
- | -1% ₹99 Cr 101,740 3. SBI Technology Opportunities Fund
CAGR/Annualized
return of 19.1% since its launch. Ranked 42 in Sectoral
category. Return for 2022 was -15.5% , 2021 was 66.4% and 2020 was 47.3% . SBI Technology Opportunities Fund
Growth Launch Date 9 Jan 13 NAV (24 Mar 23) ₹136.684 ↑ 0.07 (0.05 %) Net Assets (Cr) ₹2,862 on 28 Feb 23 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆ Risk High Expense Ratio 2.26 Sharpe Ratio -0.3 Information Ratio 0.88 Alpha Ratio 5.48 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹11,297 29 Feb 20 ₹11,605 28 Feb 21 ₹17,687 28 Feb 22 ₹25,513 28 Feb 23 ₹24,943 Returns for SBI Technology Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Mar 23 Duration Returns 1 Month -6.1% 3 Month -1.1% 6 Month 7.7% 1 Year -11.6% 3 Year 37.6% 5 Year 19.7% 10 Year 15 Year Since launch 19.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -15.5% 2021 66.4% 2020 47.3% 2019 12.2% 2018 17.1% 2017 13% 2016 -3.3% 2015 2.4% 2014 29.2% 2013 Fund Manager information for SBI Technology Opportunities Fund
Name Since Tenure Saurabh Pant 1 Jan 22 1.08 Yr. Mohit Jain 1 Jan 22 1.08 Yr. Data below for SBI Technology Opportunities Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Technology 67.63% Communication Services 17.05% Industrials 2.17% Consumer Cyclical 1.68% Health Care 0.11% Consumer Defensive 0.1% Utility 0.02% Financial Services 0.01% Energy 0.01% Real Estate 0% Asset Allocation
Asset Class Value Cash 11.21% Equity 88.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY28% ₹798 Cr 5,200,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS13% ₹369 Cr 1,100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL9% ₹270 Cr 3,500,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH7% ₹191 Cr 1,700,000 Netflix Inc (Communication Services)
Equity, Since 31 Aug 21 | NFLX5% ₹136 Cr 47,000 Wipro Ltd (Technology)
Equity, Since 30 Apr 21 | 5076854% ₹123 Cr 3,080,000 NVIDIA Corp (Technology)
Equity, Since 30 Apr 21 | NVDA4% ₹102 Cr 65,000
↓ -18,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 22 | PERSISTENT3% ₹94 Cr 200,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 22 | 5327553% ₹84 Cr 830,000 PVR Ltd (Communication Services)
Equity, Since 31 Jan 22 | PVR3% ₹78 Cr 459,692
↑ 349,692 4. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized
return of 11.1% since its launch. Ranked 33 in Sectoral
category. Return for 2022 was -21.6% , 2021 was 70.5% and 2020 was 59% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (24 Mar 23) ₹114.93 ↑ 0.06 (0.05 %) Net Assets (Cr) ₹3,338 on 28 Feb 23 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.19 Sharpe Ratio -0.58 Information Ratio 0.9 Alpha Ratio 0.2 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹11,133 29 Feb 20 ₹11,457 28 Feb 21 ₹19,056 28 Feb 22 ₹26,930 28 Feb 23 ₹24,858 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Mar 23 Duration Returns 1 Month -5.6% 3 Month 1% 6 Month 4.8% 1 Year -16.9% 3 Year 40.9% 5 Year 19.6% 10 Year 15 Year Since launch 11.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -21.6% 2021 70.5% 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 9.05 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Technology 80.4% Communication Services 8.29% Industrials 7.02% Consumer Cyclical 2.18% Financial Services 0.64% Asset Allocation
Asset Class Value Cash 1.47% Equity 98.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY26% ₹853 Cr 5,563,401
↑ 85,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS11% ₹351 Cr 1,045,450 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH9% ₹305 Cr 2,721,227
↓ -50,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 5327558% ₹260 Cr 2,563,833 LTIMindtree Ltd (Technology)
Equity, Since 31 Mar 21 | LTIM6% ₹214 Cr 490,179 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL5% ₹163 Cr 2,114,697 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT3% ₹115 Cr 1,306,398 Coforge Ltd (Technology)
Equity, Since 30 Jun 20 | COFORGE3% ₹107 Cr 244,188
↓ -31,093 Birlasoft Ltd (Technology)
Equity, Since 30 Sep 20 | BSOFT3% ₹85 Cr 2,820,432
↑ 200,000 Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 30 Jun 21 | ZEEL2% ₹64 Cr 2,836,967 5. Principal Emerging Bluechip Fund
CAGR/Annualized
return of 24.8% since its launch. Ranked 1 in Large & Mid Cap
category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹8,962 29 Feb 20 ₹9,993 28 Feb 21 ₹13,134 Returns for Principal Emerging Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Mar 23 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Sundaram Select Focus Fund
CAGR/Annualized
return of 18.4% since its launch. Ranked 55 in Focused
category. . Sundaram Select Focus Fund
Growth Launch Date 30 Jul 02 NAV (24 Dec 21) ₹264.968 ↓ -1.18 (-0.45 %) Net Assets (Cr) ₹1,354 on 30 Nov 21 Category Equity - Focused AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.52 Sharpe Ratio 1.85 Information Ratio -0.52 Alpha Ratio -5.62 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,141 29 Feb 20 ₹11,405 28 Feb 21 ₹13,985 Returns for Sundaram Select Focus Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Mar 23 Duration Returns 1 Month -2.6% 3 Month -5% 6 Month 8.5% 1 Year 24.5% 3 Year 17% 5 Year 17.3% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for Sundaram Select Focus Fund
Name Since Tenure Data below for Sundaram Select Focus Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. PGIM India Midcap Opportunities Fund
CAGR/Annualized
return of 16.4% since its launch. Ranked 40 in Mid Cap
category. Return for 2022 was -1.7% , 2021 was 63.8% and 2020 was 48.4% . PGIM India Midcap Opportunities Fund
Growth Launch Date 2 Dec 13 NAV (24 Mar 23) ₹41.2 ↓ -0.37 (-0.89 %) Net Assets (Cr) ₹7,708 on 28 Feb 23 Category Equity - Mid Cap AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 0 Sharpe Ratio -0.04 Information Ratio 0.97 Alpha Ratio -4.13 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹8,450 29 Feb 20 ₹9,659 28 Feb 21 ₹15,456 28 Feb 22 ₹20,461 28 Feb 23 ₹21,209 Returns for PGIM India Midcap Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Mar 23 Duration Returns 1 Month -2.8% 3 Month -3.5% 6 Month -8.2% 1 Year -1.4% 3 Year 45.7% 5 Year 17% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 -1.7% 2021 63.8% 2020 48.4% 2019 3.6% 2018 -16.1% 2017 37% 2016 -1.3% 2015 7.9% 2014 42.8% 2013 Fund Manager information for PGIM India Midcap Opportunities Fund
Name Since Tenure Aniruddha Naha 1 Jun 21 1.67 Yr. Puneet Pal 16 Jul 22 0.55 Yr. Vivek Sharma 1 Jun 21 1.67 Yr. Data below for PGIM India Midcap Opportunities Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Industrials 23.34% Financial Services 19.1% Consumer Cyclical 14.32% Basic Materials 10.18% Health Care 9.2% Consumer Defensive 4.96% Real Estate 3.96% Technology 3.64% Utility 1.81% Communication Services 1.39% Asset Allocation
Asset Class Value Cash 8.1% Equity 91.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK4% ₹332 Cr 24,706,857
↑ 4,800,000 Cummins India Ltd (Industrials)
Equity, Since 31 Dec 20 | 5004804% ₹326 Cr 2,272,298 Timken India Ltd (Industrials)
Equity, Since 30 Sep 21 | 5221134% ₹292 Cr 935,000
↑ 75,000 Ashok Leyland Ltd (Industrials)
Equity, Since 30 Apr 20 | 5004774% ₹289 Cr 19,332,000
↑ 9,632,000 Kajaria Ceramics Ltd (Industrials)
Equity, Since 31 Oct 21 | 5002334% ₹272 Cr 2,576,766
↑ 250,000 Bata India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | BATAINDIA3% ₹257 Cr 1,679,700 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 5002713% ₹242 Cr 2,895,000
↑ 1,895,000 SKF India Ltd (Industrials)
Equity, Since 28 Feb 21 | SKFINDIA3% ₹236 Cr 536,509 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | JUBLFOOD3% ₹224 Cr 4,598,000
↑ 200,000 Persistent Systems Ltd (Technology)
Equity, Since 30 Nov 21 | PERSISTENT3% ₹213 Cr 454,840
↓ -75,000 8. Parag Parikh Long Term Equity Fund
CAGR/Annualized
return of 17.6% since its launch. Ranked 34 in Multi Cap
category. Return for 2022 was -7.2% , 2021 was 45.5% and 2020 was 32.3% . Parag Parikh Long Term Equity Fund
Growth Launch Date 24 May 13 NAV (24 Mar 23) ₹49.0343 ↓ -0.13 (-0.26 %) Net Assets (Cr) ₹29,953 on 28 Feb 23 Category Equity - Multi Cap AMC PPFAS Asset Management Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio -0.18 Information Ratio 0.52 Alpha Ratio -1.2 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹10,254 29 Feb 20 ₹11,099 28 Feb 21 ₹15,668 28 Feb 22 ₹20,132 28 Feb 23 ₹20,595 Returns for Parag Parikh Long Term Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Mar 23 Duration Returns 1 Month 0.8% 3 Month 4.1% 6 Month 2.6% 1 Year -0.1% 3 Year 36.3% 5 Year 16.9% 10 Year 15 Year Since launch 17.6% Historical performance (Yearly) on absolute basis
Year Returns 2022 -7.2% 2021 45.5% 2020 32.3% 2019 14.4% 2018 -0.4% 2017 29.4% 2016 3.3% 2015 8.9% 2014 44.8% 2013 Fund Manager information for Parag Parikh Long Term Equity Fund
Name Since Tenure Raj Mehta 27 Jan 16 7.02 Yr. Rajeev Thakkar 24 May 13 9.7 Yr. Raunak Onkar 24 May 13 9.7 Yr. Rukun Tarachandani 16 May 22 0.72 Yr. Data below for Parag Parikh Long Term Equity Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 35.5% Technology 11.07% Consumer Cyclical 9.72% Consumer Defensive 7.39% Communication Services 7.3% Energy 6% Health Care 4.9% Utility 4.71% Basic Materials 1.54% Asset Allocation
Asset Class Value Cash 11.73% Equity 88.13% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFC8% ₹2,351 Cr 8,962,504 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC7% ₹2,139 Cr 60,698,959 Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | BAJAJHLDNG7% ₹2,123 Cr 3,608,668
↑ 33,118 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 21 | HCLTECH6% ₹1,666 Cr 14,849,083 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 14 | ICICIBANK6% ₹1,623 Cr 19,505,898
↑ 725,284 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 13 | 5322155% ₹1,566 Cr 17,964,011 Coal India Ltd (Energy)
Equity, Since 31 May 22 | COALINDIA5% ₹1,451 Cr 64,548,260
↑ 1,200,000 Alphabet Inc Class A (Communication Services)
Equity, Since 31 May 21 | GOOGL5% ₹1,431 Cr 1,802,237 Microsoft Corp (Technology)
Equity, Since 30 Apr 20 | MSFT5% ₹1,422 Cr 714,866 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 21 | 5328985% ₹1,382 Cr 63,775,637 9. IIFL Focused Equity Fund
CAGR/Annualized
return of 13.8% since its launch. Return for 2022 was -0.9% , 2021 was 36.4% and 2020 was 23.8% . IIFL Focused Equity Fund
Growth Launch Date 30 Oct 14 NAV (24 Mar 23) ₹29.582 ↓ -0.15 (-0.51 %) Net Assets (Cr) ₹3,417 on 28 Feb 23 Category Equity - Focused AMC IIFL Asset Management Limited Rating Risk Moderately High Expense Ratio 0 Sharpe Ratio -0.05 Information Ratio -0.09 Alpha Ratio 0.28 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-2 Months (2%),2 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,993 29 Feb 20 ₹12,763 28 Feb 21 ₹16,491 28 Feb 22 ₹19,985 28 Feb 23 ₹20,703 Returns for IIFL Focused Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Mar 23 Duration Returns 1 Month -1.7% 3 Month -0.6% 6 Month 0.4% 1 Year 3% 3 Year 32.9% 5 Year 16.9% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 -0.9% 2021 36.4% 2020 23.8% 2019 27.3% 2018 -6.8% 2017 30% 2016 9.9% 2015 1.8% 2014 2013 Fund Manager information for IIFL Focused Equity Fund
Name Since Tenure Mayur Patel 11 Nov 19 3.23 Yr. Data below for IIFL Focused Equity Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 31.47% Industrials 14.33% Consumer Cyclical 13.42% Basic Materials 8.8% Technology 8.41% Health Care 6.17% Communication Services 4.65% Consumer Defensive 2.91% Utility 2.8% Energy 1.98% Asset Allocation
Asset Class Value Cash 5.05% Equity 94.95% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 17 | HDFCBANK9% ₹299 Cr 1,866,907 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK8% ₹273 Cr 3,287,614 Infosys Ltd (Technology)
Equity, Since 28 Feb 18 | INFY6% ₹213 Cr 1,390,858 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 21 | LT5% ₹167 Cr 784,154 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | 5322155% ₹161 Cr 1,845,709 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jul 19 | BHARTIARTL5% ₹156 Cr 2,020,031 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN4% ₹128 Cr 2,313,007
↓ -290,519 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 21 | TATAMOTORS3% ₹119 Cr 2,643,181 Cummins India Ltd (Industrials)
Equity, Since 31 Jul 22 | 5004803% ₹109 Cr 758,163 APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 30 Nov 22 | APLAPOLLO3% ₹103 Cr 896,883 10. Nippon India Small Cap Fund
CAGR/Annualized
return of 19.2% since its launch. Ranked 6 in Small Cap
category. Return for 2022 was 6.5% , 2021 was 74.3% and 2020 was 29.2% . Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (24 Mar 23) ₹89.8254 ↓ -0.90 (-1.00 %) Net Assets (Cr) ₹23,910 on 28 Feb 23 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.86 Sharpe Ratio 0.52 Information Ratio 1.58 Alpha Ratio 10.05 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹8,055 29 Feb 20 ₹8,463 28 Feb 21 ₹12,369 28 Feb 22 ₹17,427 28 Feb 23 ₹19,697 Returns for Nippon India Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 24 Mar 23 Duration Returns 1 Month -1.6% 3 Month 1.3% 6 Month -1.5% 1 Year 7.1% 3 Year 53.1% 5 Year 16.1% 10 Year 15 Year Since launch 19.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 6.5% 2021 74.3% 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% 2014 97.6% 2013 11.9% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 6.08 Yr. Kinjal Desai 25 May 18 4.69 Yr. Tejas Sheth 1 Feb 23 0 Yr. Akshay Sharma 1 Dec 22 0.17 Yr. Data below for Nippon India Small Cap Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Industrials 25.1% Consumer Cyclical 16.53% Basic Materials 15.54% Financial Services 15.32% Consumer Defensive 8.11% Technology 6.64% Health Care 5.35% Communication Services 1.46% Energy 0.58% Real Estate 0.48% Utility 0.37% Asset Allocation
Asset Class Value Cash 3.3% Equity 96.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 18 | TIINDIA4% ₹853 Cr 3,267,559 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK2% ₹433 Cr 2,700,000 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 21 | 5321342% ₹420 Cr 25,045,248 KPIT Technologies Ltd (Technology)
Equity, Since 30 Jun 19 | KPITTECH2% ₹363 Cr 4,756,932
↓ -687,985 Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | BALRAMCHIN1% ₹351 Cr 9,291,212 NIIT Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | NIITLTD1% ₹347 Cr 10,638,553
↑ 240,569 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 21 | LT1% ₹336 Cr 1,583,030 Timken India Ltd (Industrials)
Equity, Since 28 Feb 18 | 5221131% ₹334 Cr 1,067,270 Bajaj Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Mar 16 | BAJAJELEC1% ₹329 Cr 3,062,071 Tejas Networks Ltd (Technology)
Equity, Since 30 Jun 17 | TEJASNET1% ₹327 Cr 5,763,697
ऐसे कई म्युचुअल फंड हैं जो आपको SIP के माध्यम से निवेश करने की अनुमति देते हैं। लेकिन मुख्य समस्या का चयन कर रहा हैसर्वश्रेष्ठ म्युचुअल फंड एसआईपी के लिए। हालांकि सर्वश्रेष्ठ म्युचुअल फंड एक व्यक्ति से दूसरे व्यक्ति में भिन्न हो सकते हैं, नीचे कुछ बिंदुओं की सूची दी गई है, जिन्हें निवेशक सर्वश्रेष्ठ एसआईपी म्यूचुअल फंड चुनने से पहले विचार कर सकते हैं।
जब निवेश की बात आती है, तो हम में से प्रत्येक का एक अलग उद्देश्य होता है। इसलिए एसआईपी के माध्यम से म्यूचुअल फंड में निवेश करने से पहले, अपने निवेश लक्ष्यों की स्पष्ट तस्वीर प्राप्त करने की सलाह दी जाती है औरजोखिम प्रोफाइल. आम तौर पर,इक्विटी म्यूचुअल फंड लंबी अवधि के उद्देश्यों के लिए फायदेमंद माना जाता है जबकिमुद्रा बाजार तथाडेट फंड अल्पकालिक उद्देश्यों के लिए उपयुक्त हैं।
एसआईपी रिटर्न का एक बड़ा हिस्सा आपकी ओर से आपके पैसे का प्रबंधन करने वाले फंड हाउस पर निर्भर करता है। यदि फंड हाउस अपने उद्देश्य में विफल रहता है, तो आप अपना पैसा खो देंगे। यह सुनिश्चित करने के लिए कि आपके पास सबसे अच्छा एसआईपी प्लान है, एक प्रतिष्ठित फंड हाउस चुनें।
मूल कारणों में से एक जिसके कारण लोगम्युचुअल फंड में निवेश एसआईपी के जरिए पैसा कमाना है। इसलिए, सबसे अच्छा फंड चुनने और फिर सर्वश्रेष्ठ एसआईपी योजनाओं में निवेश करने के लिए समय के साथ फंड के प्रदर्शन का विश्लेषण करना महत्वपूर्ण है। आमतौर पर, इक्विटी म्युचुअल फंड के लिए लंबी अवधि के प्रदर्शन को देखा जाता है, जबकि ऋण के लिए म्युचुअल फंड कम से मध्य अवधि के रिटर्न पर विचार किया जाता है।
अंतिम लेकिन कम से कम, एक्जिट लोड और व्यय अनुपात यदि एक निर्दिष्ट अवधि (आमतौर पर लॉक-इन अवधि कहा जाता है) से पहले भुनाया गया निवेश।
इसलिए, इन मापदंडों को ध्यान में रखते हुए सर्वश्रेष्ठ एसआईपी योजनाओं को चुनने की सलाह दी जाती है। निवेश करने से पहले सोचें!
के लियेवित्तीय योजना, SIP कैलकुलेटर या SIP रिटर्न कैलकुलेटर सबसे अच्छे टूल में से एक है।
यह देखने के लिए कि कंपाउंडिंग की शक्ति से आपका एसआईपी कैसे बढ़ता है, नीचे दिए गए उदाहरण पर विचार करें।
मासिक निवेश | निवेश की समयावधि | निवेश की गई कुल राशि | अंतिम मूल्य @ 14% प्रति वर्ष |
---|---|---|---|
1,000 | 5 साल | 60,000 | 87,200 |
1,000 | 10 वर्ष | 1,20,000 | 2,62,091 |
1,000 | पन्द्रह साल | 1,80,000 | 6,12,853 |
उपरोक्त तालिका में उल्लेख किया गया है कि यदि आप एक एसआईपी म्यूचुअल फंड में प्रति माह INR 1,000 का निवेश करते हैं, तो 5 वर्षों में आपका कुल निवेश INR 60,000 होगा और आपका SIP 14% प्रति वर्ष के अनुमानित रिटर्न प्रतिशत पर वापस आएगा। होने वालाINR 87,2001
, क्रमश। इसी प्रकार, 10 वर्षों में कुल निवेश होगाINR 1,20,000
और 14% प्रति वर्ष के अनुमानित प्रतिशत पर एसआईपी रिटर्न। होने वालाINR 2,62,091
.
इसी तरह 15 साल में होगा निवेशINR 1,80,000
और 14% प्रति वर्ष के रिटर्न प्रतिशत पर अंतिम मूल्य होगाINR 6,12,853
, क्रमश।
तो, एक महीने में केवल 1,000 रुपये का निवेश करके, देखें कि आने वाले वर्षों में आपका पैसा कैसे बढ़ेगा। निवेश करने के लिए सबसे अच्छा एसआईपी म्यूचुअल फंड चुनते समय उपरोक्त गणनाओं पर विचार करें।
ए: एसआईपी या सिस्टेमैटिक इन्वेस्टमेंट प्लान एक म्यूचुअल फंड स्कीम के तहत पेश किया जाने वाला एक निवेश मार्ग है, जहां नियमित अंतराल पर इस योजना के तहत एक निश्चित राशि का निवेश किया जाता है। यह किस्त 500 रुपये जितनी छोटी हो सकती है।
ए: SIP का प्राथमिक लाभ यह है कि यह निवेश को अधिक अनुशासित बनाता है। यह निवेशक को बनाने की अनुमति देता हैवित्तीय योजना उपयोगी है और निवेशक को निवेशक में निवेश करने की आदत विकसित करने में मदद करता है।
ए: SIP में कोई भी निवेश कर सकता है। लेकिन, आपको अपना जोखिम विश्लेषण करना चाहिए, इसका मतलब यह है कि आप कितना जोखिम उठाना चाहते हैं। इसके अलावा, शुरू करने के लिए, आपको पैन विवरण, पता प्रमाण और . की आवश्यकता होगीबैंक विवरण।
ए: ऑफलाइन मोड में निवेश करने के लिए, आपको आवेदन पत्र भरना होगा, मासिक या त्रैमासिक एसआईपी राशि के लिए एक चेक जमा करना होगा, इसकी एक प्रति प्रदान करनी होगी।पैन कार्ड, पते का प्रमाण, और आपके बैंक विवरण के प्रमाण के रूप में रद्द किया गया चेक।
ए: आईसीआईसीआई प्रूडेंशियल टेक्नोलॉजी फंड ने 3 मार्च 2000 को लॉन्च होने के बाद से 11.9% का रिटर्न दिखाया है। अन्य फंडों के विपरीत, वर्ष 2020 में, इसने 70.6% का रिटर्न स्थापित किया है। इसलिए, आईसीआईसीआई प्रूडेंशियल टेक्नोलॉजी फंड में निवेश करना सार्थक साबित हुआ है और पांच साल के लिए एसआईपी में निवेश किया है।
ए: एसबीआई ब्लूचिप फंड रेगुलर ग्रोथ ने पांच साल की विकास दर दिखाई है5.29%
है, जो अपेक्षाकृत अधिक है।
ए: जब आप एसआईपी में निवेश करते हैं, तो आपको नेट एसेट वैल्यू पर विचार करना चाहिए यानहीं हैं. यह वह निवेश है जो आप योजना के लिए करते हैं। आपको इसकी रेटिंग और इसके ऐतिहासिक प्रदर्शन की भी जांच करनी चाहिए। यह सुनिश्चित करने के लिए कि आपका निवेश सुरक्षित है, एसआईपी से मिलने वाले रिटर्न को समझना आवश्यक है।
ए: हां, केवाईसी एसआईपी के लिए भी जरूरी है। चूंकि एसआईपी म्यूचुअल फंड की योजना के अंतर्गत आता है, इसलिए आपको एसआईपी में निवेश करने के लिए केवाईसी दस्तावेज उपलब्ध कराने होंगे।
ए: हां, कुछ एसआईपी में न्यूनतम निवेश की आवश्यकता होती है। उदाहरण के लिए, आदित्य बिड़ला सन लाइफ डिजिटल इंडिया फंड में न्यूनतम एसआईपी निवेश की आवश्यकता 1000 रुपये है। एसबीआई ब्लूचिप फंड रेगुलर ग्रोथ के लिए न्यूनतम आवश्यकता 5000 रुपये है। इस प्रकार, आप जिस एसआईपी में निवेश कर रहे हैं, उसके आधार पर आपको अपनी निवेश राशि बढ़ानी होगी।
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