Table of Contents
Top 10 Funds
श्रेष्ठसिप योजना? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंनिवेश मेंम्यूचुअल फंड्स एक एसआईपी या व्यवस्थित . के माध्यम सेनिवेश योजना.
एसआईपी निवेश म्यूचुअल फंड में निवेश करते समय सबसे अनुशासित निवेश विकल्पों में से एक है। इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।
आम तौर पर, भारत में कुछ बेहतरीन एसआईपी योजनाएं लंबी अवधि के लिए निवेश करने पर अच्छा रिटर्न देती हैं। यह जानने के लिए कि एसआईपी या सिस्टमैटिक इन्वेस्टमेंट प्लान में निवेश करके कोई कितना कमा सकता है, चेक करेंघूंट कैलकुलेटर (एसआईपी रिटर्न कैलकुलेटर के रूप में भी जाना जाता है) नीचे अनुभाग।
एक व्यवस्थित निवेश योजना कई लाभों के साथ आती है। इसकी न्यूनतम निवेश राशिINR 500
न केवल अधिकांश आबादी का ध्यान आकर्षित किया है, बल्कि कई युवाओं ने भी म्यूचुअल फंड में अपनी निवेश यात्रा शुरू करने के लिए ध्यान आकर्षित किया है। एकइन्वेस्टर कौन करना चाहता हैSIP में निवेश करें अपने प्रमुख की योजना बना सकते हैंवित्तीय लक्ष्यों जैसे- बच्चे की शिक्षा, शादी का खर्च, घर/कार आदि की खरीद अनुशासित तरीके से करना। कोई भी अपने लक्ष्यों (अल्पकालिक, मध्य अवधि और लंबी अवधि) के अनुसार निवेश शुरू कर सकता है और एक निश्चित अवधि में धन में वृद्धि प्राप्त कर सकता है।
एसआईपी रुपये की औसत लागत और . जैसे प्रमुख लाभ प्रदान करते हैंकंपाउंडिंग की शक्ति. रुपये की औसत लागत एक व्यक्ति को संपत्ति की खरीद की लागत का औसत निकालने में मदद करती है। एक एसआईपी में, इकाइयों की खरीद लंबी अवधि में की जाती है और इन्हें मासिक अंतराल (आमतौर पर) में समान रूप से फैलाया जाता है। समय के साथ फैले निवेश के कारण स्टॉक में निवेश किया जाता हैमंडी अलग-अलग मूल्य बिंदुओं पर निवेशक को औसत लागत का लाभ मिलता है, इसलिए रुपये की लागत औसत।
चक्रवृद्धि ब्याज के मामले में, साधारण ब्याज के विपरीत, जहां आप केवल मूलधन पर ब्याज प्राप्त करते हैं, यहां ब्याज राशि मूलधन में जोड़ दी जाती है, और ब्याज की गणना नए मूलधन (पुराने मूलधन और लाभ) पर की जाती है। यह प्रक्रिया हर बार जारी रहती है। चूंकि एसआईपी में म्युचुअल फंड किश्तों में होते हैं, वे चक्रवृद्धि होते हैं, जो शुरू में निवेश की गई राशि में अधिक जोड़ता है।
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The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities. L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a Below is the key information for L&T Emerging Businesses Fund Returns up to 1 year are on (Erstwhile DSP BlackRock Micro Cap Fund) The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized DSP BlackRock Small Cap Fund is a Equity - Small Cap fund was launched on 14 Jun 07. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Small Cap Fund Returns up to 1 year are on (Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a Below is the key information for IDFC Infrastructure Fund Returns up to 1 year are on The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns BOI AXA Manufacturing and Infrastructure Fund is a Equity - Sectoral fund was launched on 5 Mar 10. It is a fund with High risk and has given a Below is the key information for BOI AXA Manufacturing and Infrastructure Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved. Invesco India Infrastructure Fund is a Equity - Sectoral fund was launched on 21 Nov 07. It is a fund with High risk and has given a Below is the key information for Invesco India Infrastructure Fund Returns up to 1 year are on To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Nippon India Small Cap Fund Growth ₹179.931
↑ 0.67 ₹61,027 100 -0.6 20.7 34.5 29.2 36.3 48.9 Motilal Oswal Midcap 30 Fund Growth ₹111.671
↑ 1.08 ₹20,056 500 7.1 36.6 61.2 35.4 33.1 41.7 L&T Emerging Businesses Fund Growth ₹90.9616
↑ 0.43 ₹17,306 500 2.8 22.5 33.2 27 31.9 46.1 DSP BlackRock Small Cap Fund Growth ₹203.36
↑ 0.24 ₹16,147 500 0.6 26.9 28.7 23.3 31.6 41.2 Kotak Small Cap Fund Growth ₹281.58
↓ -0.11 ₹17,593 1,000 -0.1 17.5 32.3 19.1 31.4 34.8 IDFC Infrastructure Fund Growth ₹53.859
↑ 0.05 ₹1,777 100 -3 14.5 50.5 30.4 31.3 50.3 BOI AXA Manufacturing and Infrastructure Fund Growth ₹57.94
↑ 0.02 ₹519 1,000 -3.1 13.9 36.3 26.9 31.3 44.7 Nippon India Power and Infra Fund Growth ₹365.352
↑ 1.55 ₹7,402 100 -1.6 12 41.4 32.5 31.2 58 Invesco India Infrastructure Fund Growth ₹66.93
↑ 0.13 ₹1,591 500 -1 12.8 46.5 28.7 31.2 51.1 ICICI Prudential Infrastructure Fund Growth ₹193.75
↑ 0.85 ₹6,779 100 -2.7 14 40 34.9 31.1 44.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Dec 24 संपत्ति>= 200 करोड़
पर छाँटा गया5 साल का रिटर्न
.1. Nippon India Small Cap Fund
CAGR/Annualized
return of 22.5% since its launch. Ranked 6 in Small Cap
category. Return for 2023 was 48.9% , 2022 was 6.5% and 2021 was 74.3% . Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (05 Dec 24) ₹179.931 ↑ 0.67 (0.37 %) Net Assets (Cr) ₹61,027 on 31 Oct 24 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.55 Sharpe Ratio 2.23 Information Ratio 0.95 Alpha Ratio 6.45 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,157 30 Nov 21 ₹21,339 30 Nov 22 ₹24,664 30 Nov 23 ₹34,135 30 Nov 24 ₹45,838 Returns for Nippon India Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 2.1% 3 Month -0.6% 6 Month 20.7% 1 Year 34.5% 3 Year 29.2% 5 Year 36.3% 10 Year 15 Year Since launch 22.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 48.9% 2022 6.5% 2021 74.3% 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% 2014 97.6% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 7.84 Yr. Kinjal Desai 25 May 18 6.44 Yr. Data below for Nippon India Small Cap Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Industrials 26.53% Financial Services 13.41% Basic Materials 12.59% Consumer Cyclical 12.01% Technology 9.17% Consumer Defensive 8.08% Health Care 7.17% Communication Services 1.91% Utility 1.83% Energy 0.83% Real Estate 0.59% Asset Allocation
Asset Class Value Cash 5.18% Equity 94.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 21 | MCX2% ₹1,206 Cr 1,851,010 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK2% ₹1,154 Cr 6,650,000 Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Apr 18 | TIINDIA2% ₹1,120 Cr 2,499,222 Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS1% ₹905 Cr 899,271 Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Oct 12 | KIRLOSBROS1% ₹864 Cr 4,472,130 ELANTAS Beck India Ltd (Basic Materials)
Equity, Since 28 Feb 13 | 5001231% ₹827 Cr 614,625 Tejas Networks Ltd (Technology)
Equity, Since 30 Jun 17 | TEJASNET1% ₹773 Cr 5,763,697 State Bank of India (Financial Services)
Equity, Since 31 Oct 19 | SBIN1% ₹746 Cr 9,100,000 Voltamp Transformers Ltd (Industrials)
Equity, Since 30 Sep 16 | VOLTAMP1% ₹745 Cr 642,476
↓ -7,968 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Nov 18 | DIXON1% ₹720 Cr 512,355 2. Motilal Oswal Midcap 30 Fund
CAGR/Annualized
return of 25% since its launch. Ranked 27 in Mid Cap
category. Return for 2023 was 41.7% , 2022 was 10.7% and 2021 was 55.8% . Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (05 Dec 24) ₹111.671 ↑ 1.08 (0.97 %) Net Assets (Cr) ₹20,056 on 31 Oct 24 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.66 Sharpe Ratio 2.88 Information Ratio 1.19 Alpha Ratio 19.69 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,587 30 Nov 21 ₹16,512 30 Nov 22 ₹19,659 30 Nov 23 ₹25,566 30 Nov 24 ₹40,921 Returns for Motilal Oswal Midcap 30 Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 7.5% 3 Month 7.1% 6 Month 36.6% 1 Year 61.2% 3 Year 35.4% 5 Year 33.1% 10 Year 15 Year Since launch 25% Historical performance (Yearly) on absolute basis
Year Returns 2023 41.7% 2022 10.7% 2021 55.8% 2020 9.3% 2019 9.7% 2018 -12.7% 2017 30.8% 2016 5.2% 2015 16.5% 2014 Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 0.08 Yr. Niket Shah 1 Jul 20 4.34 Yr. Santosh Singh 1 Oct 24 0.08 Yr. Rakesh Shetty 22 Nov 22 1.94 Yr. Sunil Sawant 1 Jul 24 0.34 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Consumer Cyclical 28.84% Technology 25.23% Industrials 22.07% Financial Services 9.82% Health Care 5.2% Basic Materials 3.46% Real Estate 2.4% Communication Services 0.59% Asset Allocation
Asset Class Value Cash 2.4% Equity 97.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE10% ₹1,982 Cr 2,600,000
↑ 350,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL9% ₹1,905 Cr 28,983,719
↑ 3,583,719 Polycab India Ltd (Industrials)
Equity, Since 30 Sep 23 | POLYCAB9% ₹1,863 Cr 2,875,000
↑ 325,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT8% ₹1,612 Cr 3,000,000
↑ 300,000 Jio Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 23 | JIOFIN8% ₹1,612 Cr 50,000,000
↑ 3,226,841 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | 5329777% ₹1,346 Cr 1,367,958
↑ 1,367,958 Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 20 | TIINDIA6% ₹1,210 Cr 2,700,000
↑ 232,189 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | M&M5% ₹1,038 Cr 3,805,755
↑ 3,805,755 Voltas Ltd (Industrials)
Equity, Since 31 Oct 17 | VOLTAS4% ₹825 Cr 5,000,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 5433204% ₹786 Cr 32,500,000
↑ 7,500,000 3. L&T Emerging Businesses Fund
CAGR/Annualized
return of 23.2% since its launch. Ranked 2 in Small Cap
category. Return for 2023 was 46.1% , 2022 was 1% and 2021 was 77.4% . L&T Emerging Businesses Fund
Growth Launch Date 12 May 14 NAV (05 Dec 24) ₹90.9616 ↑ 0.43 (0.47 %) Net Assets (Cr) ₹17,306 on 30 Sep 24 Category Equity - Small Cap AMC L&T Investment Management Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.73 Sharpe Ratio 2 Information Ratio 0.27 Alpha Ratio 0.52 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,894 30 Nov 21 ₹19,240 30 Nov 22 ₹21,023 30 Nov 23 ₹29,366 30 Nov 24 ₹38,725 Returns for L&T Emerging Businesses Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 4.4% 3 Month 2.8% 6 Month 22.5% 1 Year 33.2% 3 Year 27% 5 Year 31.9% 10 Year 15 Year Since launch 23.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 46.1% 2022 1% 2021 77.4% 2020 15.5% 2019 -8.1% 2018 -13.7% 2017 66.5% 2016 10.2% 2015 12.3% 2014 Fund Manager information for L&T Emerging Businesses Fund
Name Since Tenure Venugopal Manghat 17 Dec 19 4.88 Yr. Cheenu Gupta 1 Oct 23 1.09 Yr. Sonal Gupta 1 Oct 23 1.09 Yr. Data below for L&T Emerging Businesses Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Industrials 32.47% Consumer Cyclical 15.46% Basic Materials 13.32% Financial Services 12.83% Technology 8.01% Real Estate 5.56% Health Care 3.49% Consumer Defensive 3.47% Energy 1.41% Asset Allocation
Asset Class Value Cash 1.98% Equity 98.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS3% ₹482 Cr 505,400
↓ -130,000 Aditya Birla Real Estate Ltd (Basic Materials)
Equity, Since 30 Sep 22 | 5000403% ₹458 Cr 1,607,279 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 17 | 5002513% ₹440 Cr 580,400 Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 Jul 19 | 5329292% ₹410 Cr 2,891,084
↓ -138,011 Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Jan 19 | TECHNOE2% ₹396 Cr 2,473,042
↓ -100,000 Neuland Laboratories Limited
Equity, Since 31 Jan 24 | -2% ₹348 Cr 281,022
↓ -20,000 NCC Ltd (Industrials)
Equity, Since 28 Feb 21 | NCC2% ₹341 Cr 11,291,100 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Jul 20 | DIXON2% ₹329 Cr 238,273 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | KPRMILL2% ₹314 Cr 3,286,897 Supreme Petrochem Ltd (Basic Materials)
Equity, Since 30 Sep 16 | SPLPETRO2% ₹309 Cr 3,565,768 4. DSP BlackRock Small Cap Fund
CAGR/Annualized
return of 18.8% since its launch. Ranked 7 in Small Cap
category. Return for 2023 was 41.2% , 2022 was 0.5% and 2021 was 58.9% . DSP BlackRock Small Cap Fund
Growth Launch Date 14 Jun 07 NAV (05 Dec 24) ₹203.36 ↑ 0.24 (0.12 %) Net Assets (Cr) ₹16,147 on 31 Oct 24 Category Equity - Small Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.86 Sharpe Ratio 1.61 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,943 30 Nov 21 ₹20,662 30 Nov 22 ₹22,033 30 Nov 23 ₹29,861 30 Nov 24 ₹38,118 Returns for DSP BlackRock Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 3.1% 3 Month 0.6% 6 Month 26.9% 1 Year 28.7% 3 Year 23.3% 5 Year 31.6% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 41.2% 2022 0.5% 2021 58.9% 2020 33.1% 2019 0.7% 2018 -25.5% 2017 42.8% 2016 12.7% 2015 20.4% 2014 101.8% Fund Manager information for DSP BlackRock Small Cap Fund
Name Since Tenure Vinit Sambre 21 Jun 10 14.38 Yr. Resham Jain 16 Mar 18 6.64 Yr. Data below for DSP BlackRock Small Cap Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Consumer Cyclical 31.74% Basic Materials 20.49% Industrials 16.97% Health Care 8.7% Consumer Defensive 7.34% Financial Services 4.08% Technology 3.74% Communication Services 1.09% Utility 0.2% Asset Allocation
Asset Class Value Cash 5.67% Equity 94.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Dec 22 | JUBLINGREA4% ₹569 Cr 7,937,996 eClerx Services Ltd (Technology)
Equity, Since 28 Feb 18 | ECLERX3% ₹508 Cr 1,746,352 Suprajit Engineering Ltd (Consumer Cyclical)
Equity, Since 30 Jun 14 | SUPRAJIT3% ₹476 Cr 9,260,495 Welspun Corp Ltd (Basic Materials)
Equity, Since 31 Mar 21 | 5321443% ₹473 Cr 6,500,000
↑ 203,304 Dodla Dairy Ltd (Consumer Defensive)
Equity, Since 30 Jun 21 | 5433063% ₹431 Cr 3,620,969
↑ 82,779 Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Jan 19 | TECHNOE2% ₹391 Cr 2,500,000 Triveni Engineering & Industries Ltd (Consumer Defensive)
Equity, Since 31 Aug 17 | 5323562% ₹379 Cr 9,143,737 LT Foods Ltd (Consumer Defensive)
Equity, Since 31 Dec 17 | 5327832% ₹375 Cr 9,623,118
↓ -376,882 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | 5230252% ₹360 Cr 1,629,601 Ipca Laboratories Ltd (Healthcare)
Equity, Since 30 Nov 14 | 5244942% ₹358 Cr 2,254,904
↓ -86,395 5. Kotak Small Cap Fund
CAGR/Annualized
return of 18.4% since its launch. Ranked 23 in Small Cap
category. Return for 2023 was 34.8% , 2022 was -3.1% and 2021 was 70.9% . Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (05 Dec 24) ₹281.58 ↓ -0.11 (-0.04 %) Net Assets (Cr) ₹17,593 on 31 Oct 24 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio 2.12 Information Ratio -0.62 Alpha Ratio 7.3 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,833 30 Nov 21 ₹22,884 30 Nov 22 ₹22,932 30 Nov 23 ₹29,052 30 Nov 24 ₹38,342 Returns for Kotak Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 1.3% 3 Month -0.1% 6 Month 17.5% 1 Year 32.3% 3 Year 19.1% 5 Year 31.4% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -3.1% 2021 70.9% 2020 34.2% 2019 5% 2018 -17.3% 2017 44% 2016 8.9% 2015 7.4% 2014 74% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Harish Bihani 20 Oct 23 1.04 Yr. Data below for Kotak Small Cap Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Industrials 33.42% Consumer Cyclical 20.77% Basic Materials 14.45% Health Care 12.7% Financial Services 3.67% Real Estate 3.63% Consumer Defensive 3.17% Communication Services 2.54% Technology 2.1% Asset Allocation
Asset Class Value Cash 3.55% Equity 96.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT3% ₹597 Cr 3,174,852 Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Dec 18 | TECHNOE3% ₹570 Cr 3,559,792 Century Plyboards (India) Ltd (Basic Materials)
Equity, Since 31 Oct 18 | 5325483% ₹565 Cr 6,353,571 Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO3% ₹540 Cr 2,616,673
↓ -240,679 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | RATNAMANI3% ₹487 Cr 1,328,764 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 31 Dec 23 | 5433082% ₹451 Cr 8,096,930 Sansera Engineering Ltd (Consumer Cyclical)
Equity, Since 30 Sep 21 | 5433582% ₹434 Cr 2,596,496 Vijaya Diagnostic Centre Ltd (Healthcare)
Equity, Since 31 Mar 24 | 5433502% ₹422 Cr 4,397,621
↑ 9,120 Alembic Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jan 22 | APLLTD2% ₹413 Cr 3,427,766 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | CARBORUNIV2% ₹407 Cr 2,718,155 6. IDFC Infrastructure Fund
CAGR/Annualized
return of 13% since its launch. Ranked 1 in Sectoral
category. Return for 2023 was 50.3% , 2022 was 1.7% and 2021 was 64.8% . IDFC Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (05 Dec 24) ₹53.859 ↑ 0.05 (0.10 %) Net Assets (Cr) ₹1,777 on 31 Oct 24 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.33 Sharpe Ratio 2.5 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹9,729 30 Nov 21 ₹17,109 30 Nov 22 ₹18,111 30 Nov 23 ₹24,857 30 Nov 24 ₹37,271 Returns for IDFC Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 3.5% 3 Month -3% 6 Month 14.5% 1 Year 50.5% 3 Year 30.4% 5 Year 31.3% 10 Year 15 Year Since launch 13% Historical performance (Yearly) on absolute basis
Year Returns 2023 50.3% 2022 1.7% 2021 64.8% 2020 6.3% 2019 -5.3% 2018 -25.9% 2017 58.7% 2016 10.7% 2015 -0.2% 2014 43.2% Fund Manager information for IDFC Infrastructure Fund
Name Since Tenure Vishal Biraia 24 Jan 24 0.77 Yr. Ritika Behera 7 Oct 23 1.07 Yr. Gaurav Satra 7 Jun 24 0.4 Yr. Data below for IDFC Infrastructure Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Industrials 56.68% Utility 11.44% Basic Materials 11.35% Communication Services 4.8% Energy 4.05% Technology 3.27% Financial Services 3.19% Consumer Cyclical 2.56% Health Care 1.51% Asset Allocation
Asset Class Value Cash 1.15% Equity 98.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS4% ₹82 Cr 443,385 GPT Infraprojects Ltd (Industrials)
Equity, Since 30 Nov 17 | GPTINFRA4% ₹75 Cr 4,742,567
↑ 357,667 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 24 | RELIANCE4% ₹67 Cr 226,353 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT3% ₹63 Cr 171,447 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Dec 23 | ADANIPORTS3% ₹63 Cr 434,979 PTC India Financial Services Ltd (Financial Services)
Equity, Since 31 Dec 23 | PFS3% ₹61 Cr 12,200,218 Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 30 Apr 15 | AHLUCONT3% ₹54 Cr 470,125 H.G. Infra Engineering Ltd Ordinary Shares (Industrials)
Equity, Since 28 Feb 18 | HGINFRA3% ₹50 Cr 321,984 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL3% ₹49 Cr 289,163 KEC International Ltd (Industrials)
Equity, Since 30 Jun 24 | 5327143% ₹49 Cr 475,362
↑ 48,240 7. BOI AXA Manufacturing and Infrastructure Fund
CAGR/Annualized
return of 12.6% since its launch. Return for 2023 was 44.7% , 2022 was 3.3% and 2021 was 52.5% . BOI AXA Manufacturing and Infrastructure Fund
Growth Launch Date 5 Mar 10 NAV (05 Dec 24) ₹57.94 ↑ 0.02 (0.03 %) Net Assets (Cr) ₹519 on 31 Oct 24 Category Equity - Sectoral AMC BOI AXA Investment Mngrs Private Ltd Rating Risk High Expense Ratio 2.57 Sharpe Ratio 2.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,179 30 Nov 21 ₹18,654 30 Nov 22 ₹20,480 30 Nov 23 ₹27,562 30 Nov 24 ₹37,695 Returns for BOI AXA Manufacturing and Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 2.9% 3 Month -3.1% 6 Month 13.9% 1 Year 36.3% 3 Year 26.9% 5 Year 31.3% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 44.7% 2022 3.3% 2021 52.5% 2020 28.1% 2019 2.5% 2018 -22.8% 2017 56% 2016 1% 2015 0.3% 2014 54.1% Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund
Name Since Tenure Nitin Gosar 27 Sep 22 2.1 Yr. Data below for BOI AXA Manufacturing and Infrastructure Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Industrials 25.46% Basic Materials 21.23% Consumer Cyclical 11.74% Utility 6.67% Energy 5.7% Health Care 5.68% Technology 5.04% Consumer Defensive 4.71% Communication Services 3.32% Real Estate 2.66% Asset Allocation
Asset Class Value Cash 7.8% Equity 92.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity NTPC Ltd (Utilities)
Equity, Since 31 May 21 | 5325556% ₹32 Cr 773,906 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT5% ₹27 Cr 75,802
↑ 7,277 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹22 Cr 477,680 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE4% ₹20 Cr 150,806
↑ 29,060 Sterling and Wilson Renewable Energy Ltd (Technology)
Equity, Since 31 Mar 24 | SWSOLAR3% ₹14 Cr 244,992
↑ 43,974 Manorama Industries Ltd (Consumer Defensive)
Equity, Since 31 May 24 | 5419743% ₹14 Cr 137,935
↑ 10,162 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 24 | 5348162% ₹13 Cr 375,411 Senco Gold Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | SENCO2% ₹12 Cr 100,421
↑ 9,427 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | HEROMOTOCO2% ₹12 Cr 23,073 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS2% ₹11 Cr 84,903
↑ 7,343 8. Nippon India Power and Infra Fund
CAGR/Annualized
return of 19.1% since its launch. Ranked 13 in Sectoral
category. Return for 2023 was 58% , 2022 was 10.9% and 2021 was 48.9% . Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (05 Dec 24) ₹365.352 ↑ 1.55 (0.43 %) Net Assets (Cr) ₹7,402 on 31 Oct 24 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.05 Sharpe Ratio 2.3 Information Ratio 1.6 Alpha Ratio 8.1 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,260 30 Nov 21 ₹16,259 30 Nov 22 ₹18,783 30 Nov 23 ₹26,243 30 Nov 24 ₹37,469 Returns for Nippon India Power and Infra Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 4.3% 3 Month -1.6% 6 Month 12% 1 Year 41.4% 3 Year 32.5% 5 Year 31.2% 10 Year 15 Year Since launch 19.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 58% 2022 10.9% 2021 48.9% 2020 10.8% 2019 -2.9% 2018 -21.1% 2017 61.7% 2016 0.1% 2015 0.3% 2014 50.8% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Kinjal Desai 25 May 18 6.44 Yr. Rahul Modi 19 Aug 24 0.2 Yr. Data below for Nippon India Power and Infra Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Industrials 43.35% Utility 16.65% Basic Materials 10.18% Communication Services 7.62% Energy 6.39% Real Estate 3.8% Consumer Cyclical 3.73% Technology 2.82% Health Care 2.37% Financial Services 1.11% Asset Allocation
Asset Class Value Cash 1.91% Equity 98.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT10% ₹724 Cr 2,000,000 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 5325557% ₹510 Cr 12,500,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE6% ₹473 Cr 3,550,000
↓ -250,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL6% ₹419 Cr 2,600,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 5325384% ₹299 Cr 270,000 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES4% ₹299 Cr 548,716
↓ -127,025 Bosch Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | 5005303% ₹256 Cr 73,000
↓ -7,000 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Sep 23 | CARBORUNIV3% ₹248 Cr 1,800,000 Siemens Ltd (Industrials)
Equity, Since 31 May 21 | 5005503% ₹244 Cr 350,000 Container Corporation of India Ltd (Industrials)
Equity, Since 31 Aug 22 | CONCOR3% ₹212 Cr 2,500,000 9. Invesco India Infrastructure Fund
CAGR/Annualized
return of 11.8% since its launch. Ranked 24 in Sectoral
category. Return for 2023 was 51.1% , 2022 was 2.3% and 2021 was 55.4% . Invesco India Infrastructure Fund
Growth Launch Date 21 Nov 07 NAV (05 Dec 24) ₹66.93 ↑ 0.13 (0.19 %) Net Assets (Cr) ₹1,591 on 31 Oct 24 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.34 Sharpe Ratio 2.47 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,944 30 Nov 21 ₹17,704 30 Nov 22 ₹19,016 30 Nov 23 ₹25,368 30 Nov 24 ₹37,543 Returns for Invesco India Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 4.3% 3 Month -1% 6 Month 12.8% 1 Year 46.5% 3 Year 28.7% 5 Year 31.2% 10 Year 15 Year Since launch 11.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 51.1% 2022 2.3% 2021 55.4% 2020 16.2% 2019 6.1% 2018 -15.8% 2017 48.1% 2016 0.8% 2015 -2.6% 2014 83.6% Fund Manager information for Invesco India Infrastructure Fund
Name Since Tenure Amit Nigam 3 Sep 20 4.16 Yr. Data below for Invesco India Infrastructure Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Industrials 54% Utility 12.76% Consumer Cyclical 9.08% Basic Materials 7.62% Health Care 4.53% Technology 3.31% Energy 3% Financial Services 2.19% Real Estate 1.08% Communication Services 1.04% Asset Allocation
Asset Class Value Cash 1.39% Equity 98.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT6% ₹93 Cr 252,200 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 22 | 5328985% ₹87 Cr 2,478,858
↓ -464,922 Jyoti CNC Automation Ltd (Industrials)
Equity, Since 31 Jan 24 | JYOTICNC4% ₹63 Cr 550,844 NTPC Ltd (Utilities)
Equity, Since 31 Dec 23 | 5325553% ₹55 Cr 1,234,119 Tata Power Co Ltd (Utilities)
Equity, Since 31 Jan 21 | 5004003% ₹54 Cr 1,114,602 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Dec 23 | SOLARINDS3% ₹50 Cr 43,689 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Jan 23 | 5005473% ₹50 Cr 1,351,085 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Aug 23 | SUZLON3% ₹49 Cr 6,152,057
↓ -349,033 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Nov 17 | BEL3% ₹49 Cr 1,717,480
↑ 322,266 Thermax Ltd (Industrials)
Equity, Since 30 Jun 21 | THERMAX3% ₹49 Cr 95,821
↓ -10,274 10. ICICI Prudential Infrastructure Fund
CAGR/Annualized
return of 16.6% since its launch. Ranked 27 in Sectoral
category. Return for 2023 was 44.6% , 2022 was 28.8% and 2021 was 50.1% . ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (05 Dec 24) ₹193.75 ↑ 0.85 (0.44 %) Net Assets (Cr) ₹6,779 on 31 Oct 24 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.22 Sharpe Ratio 2.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹9,351 30 Nov 21 ₹15,464 30 Nov 22 ₹20,034 30 Nov 23 ₹26,508 30 Nov 24 ₹37,571 Returns for ICICI Prudential Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 5 Dec 24 Duration Returns 1 Month 1.7% 3 Month -2.7% 6 Month 14% 1 Year 40% 3 Year 34.9% 5 Year 31.1% 10 Year 15 Year Since launch 16.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 44.6% 2022 28.8% 2021 50.1% 2020 3.6% 2019 2.6% 2018 -14% 2017 40.8% 2016 2% 2015 -3.4% 2014 56.2% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 7.42 Yr. Sharmila D’mello 30 Jun 22 2.34 Yr. Data below for ICICI Prudential Infrastructure Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Industrials 31.81% Basic Materials 19.74% Financial Services 19.22% Utility 11.96% Energy 5.54% Consumer Cyclical 1.41% Real Estate 1.27% Communication Services 0.82% Asset Allocation
Asset Class Value Cash 7.51% Equity 91.77% Debt 0.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT7% ₹441 Cr 1,199,683
↑ 83,564 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 5325555% ₹293 Cr 6,615,698
↓ -2,550,000 JM Financial Ltd (Financial Services)
Equity, Since 31 Oct 21 | JMFINANCIL4% ₹262 Cr 17,363,241
↑ 1,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK4% ₹253 Cr 1,990,000
↓ -210,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK4% ₹241 Cr 1,390,000
↓ -220,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL4% ₹233 Cr 1,702,912
↓ -55,364 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC3% ₹184 Cr 6,100,157 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 24 | 5329783% ₹179 Cr 905,683
↓ -8,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5003873% ₹178 Cr 67,622 Nuvoco Vista Corp Ltd (Basic Materials)
Equity, Since 28 Feb 23 | 5433343% ₹176 Cr 4,887,713
ऐसे कई म्युचुअल फंड हैं जो आपको SIP के माध्यम से निवेश करने की अनुमति देते हैं। लेकिन मुख्य समस्या का चयन कर रहा हैसर्वश्रेष्ठ म्युचुअल फंड एसआईपी के लिए। हालांकि सर्वश्रेष्ठ म्युचुअल फंड एक व्यक्ति से दूसरे व्यक्ति में भिन्न हो सकते हैं, नीचे कुछ बिंदुओं की सूची दी गई है, जिन्हें निवेशक सर्वश्रेष्ठ एसआईपी म्यूचुअल फंड चुनने से पहले विचार कर सकते हैं।
जब निवेश की बात आती है, तो हम में से प्रत्येक का एक अलग उद्देश्य होता है। इसलिए एसआईपी के माध्यम से म्यूचुअल फंड में निवेश करने से पहले, अपने निवेश लक्ष्यों की स्पष्ट तस्वीर प्राप्त करने की सलाह दी जाती है औरजोखिम प्रोफाइल. आम तौर पर,इक्विटी म्यूचुअल फंड लंबी अवधि के उद्देश्यों के लिए फायदेमंद माना जाता है जबकिमुद्रा बाजार तथाडेट फंड अल्पकालिक उद्देश्यों के लिए उपयुक्त हैं।
एसआईपी रिटर्न का एक बड़ा हिस्सा आपकी ओर से आपके पैसे का प्रबंधन करने वाले फंड हाउस पर निर्भर करता है। यदि फंड हाउस अपने उद्देश्य में विफल रहता है, तो आप अपना पैसा खो देंगे। यह सुनिश्चित करने के लिए कि आपके पास सबसे अच्छा एसआईपी प्लान है, एक प्रतिष्ठित फंड हाउस चुनें।
मूल कारणों में से एक जिसके कारण लोगम्युचुअल फंड में निवेश एसआईपी के जरिए पैसा कमाना है। इसलिए, सबसे अच्छा फंड चुनने और फिर सर्वश्रेष्ठ एसआईपी योजनाओं में निवेश करने के लिए समय के साथ फंड के प्रदर्शन का विश्लेषण करना महत्वपूर्ण है। आमतौर पर, इक्विटी म्युचुअल फंड के लिए लंबी अवधि के प्रदर्शन को देखा जाता है, जबकि ऋण के लिए म्युचुअल फंड कम से मध्य अवधि के रिटर्न पर विचार किया जाता है।
अंतिम लेकिन कम से कम, एक्जिट लोड और व्यय अनुपात यदि एक निर्दिष्ट अवधि (आमतौर पर लॉक-इन अवधि कहा जाता है) से पहले भुनाया गया निवेश।
इसलिए, इन मापदंडों को ध्यान में रखते हुए सर्वश्रेष्ठ एसआईपी योजनाओं को चुनने की सलाह दी जाती है। निवेश करने से पहले सोचें!
के लियेवित्तीय योजना, SIP कैलकुलेटर या SIP रिटर्न कैलकुलेटर सबसे अच्छे टूल में से एक है।
यह देखने के लिए कि कंपाउंडिंग की शक्ति से आपका एसआईपी कैसे बढ़ता है, नीचे दिए गए उदाहरण पर विचार करें।
मासिक निवेश | निवेश की समयावधि | निवेश की गई कुल राशि | अंतिम मूल्य @ 14% प्रति वर्ष |
---|---|---|---|
1,000 | 5 साल | 60,000 | 87,200 |
1,000 | 10 वर्ष | 1,20,000 | 2,62,091 |
1,000 | पन्द्रह साल | 1,80,000 | 6,12,853 |
उपरोक्त तालिका में उल्लेख किया गया है कि यदि आप एक एसआईपी म्यूचुअल फंड में प्रति माह INR 1,000 का निवेश करते हैं, तो 5 वर्षों में आपका कुल निवेश INR 60,000 होगा और आपका SIP 14% प्रति वर्ष के अनुमानित रिटर्न प्रतिशत पर वापस आएगा। होने वालाINR 87,2001
, क्रमश। इसी प्रकार, 10 वर्षों में कुल निवेश होगाINR 1,20,000
और 14% प्रति वर्ष के अनुमानित प्रतिशत पर एसआईपी रिटर्न। होने वालाINR 2,62,091
.
इसी तरह 15 साल में होगा निवेशINR 1,80,000
और 14% प्रति वर्ष के रिटर्न प्रतिशत पर अंतिम मूल्य होगाINR 6,12,853
, क्रमश।
तो, एक महीने में केवल 1,000 रुपये का निवेश करके, देखें कि आने वाले वर्षों में आपका पैसा कैसे बढ़ेगा। निवेश करने के लिए सबसे अच्छा एसआईपी म्यूचुअल फंड चुनते समय उपरोक्त गणनाओं पर विचार करें।
ए: एसआईपी या सिस्टेमैटिक इन्वेस्टमेंट प्लान एक म्यूचुअल फंड स्कीम के तहत पेश किया जाने वाला एक निवेश मार्ग है, जहां नियमित अंतराल पर इस योजना के तहत एक निश्चित राशि का निवेश किया जाता है। यह किस्त 500 रुपये जितनी छोटी हो सकती है।
ए: SIP का प्राथमिक लाभ यह है कि यह निवेश को अधिक अनुशासित बनाता है। यह निवेशक को बनाने की अनुमति देता हैवित्तीय योजना उपयोगी है और निवेशक को निवेशक में निवेश करने की आदत विकसित करने में मदद करता है।
ए: SIP में कोई भी निवेश कर सकता है। लेकिन, आपको अपना जोखिम विश्लेषण करना चाहिए, इसका मतलब यह है कि आप कितना जोखिम उठाना चाहते हैं। इसके अलावा, शुरू करने के लिए, आपको पैन विवरण, पता प्रमाण और . की आवश्यकता होगीबैंक विवरण।
ए: ऑफलाइन मोड में निवेश करने के लिए, आपको आवेदन पत्र भरना होगा, मासिक या त्रैमासिक एसआईपी राशि के लिए एक चेक जमा करना होगा, इसकी एक प्रति प्रदान करनी होगी।पैन कार्ड, पते का प्रमाण, और आपके बैंक विवरण के प्रमाण के रूप में रद्द किया गया चेक।
ए: आईसीआईसीआई प्रूडेंशियल टेक्नोलॉजी फंड ने 3 मार्च 2000 को लॉन्च होने के बाद से 11.9% का रिटर्न दिखाया है। अन्य फंडों के विपरीत, वर्ष 2020 में, इसने 70.6% का रिटर्न स्थापित किया है। इसलिए, आईसीआईसीआई प्रूडेंशियल टेक्नोलॉजी फंड में निवेश करना सार्थक साबित हुआ है और पांच साल के लिए एसआईपी में निवेश किया है।
ए: एसबीआई ब्लूचिप फंड रेगुलर ग्रोथ ने पांच साल की विकास दर दिखाई है5.29%
है, जो अपेक्षाकृत अधिक है।
ए: जब आप एसआईपी में निवेश करते हैं, तो आपको नेट एसेट वैल्यू पर विचार करना चाहिए यानहीं हैं. यह वह निवेश है जो आप योजना के लिए करते हैं। आपको इसकी रेटिंग और इसके ऐतिहासिक प्रदर्शन की भी जांच करनी चाहिए। यह सुनिश्चित करने के लिए कि आपका निवेश सुरक्षित है, एसआईपी से मिलने वाले रिटर्न को समझना आवश्यक है।
ए: हां, केवाईसी एसआईपी के लिए भी जरूरी है। चूंकि एसआईपी म्यूचुअल फंड की योजना के अंतर्गत आता है, इसलिए आपको एसआईपी में निवेश करने के लिए केवाईसी दस्तावेज उपलब्ध कराने होंगे।
ए: हां, कुछ एसआईपी में न्यूनतम निवेश की आवश्यकता होती है। उदाहरण के लिए, आदित्य बिड़ला सन लाइफ डिजिटल इंडिया फंड में न्यूनतम एसआईपी निवेश की आवश्यकता 1000 रुपये है। एसबीआई ब्लूचिप फंड रेगुलर ग्रोथ के लिए न्यूनतम आवश्यकता 5000 रुपये है। इस प्रकार, आप जिस एसआईपी में निवेश कर रहे हैं, उसके आधार पर आपको अपनी निवेश राशि बढ़ानी होगी।
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