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शीर्ष 10 सर्वश्रेष्ठ प्रदर्शन करने वाली एसआईपी योजनाएं 2022 - 2023

फिनकैश »म्यूचुअल फंड्स »बेस्ट एसआईपी प्लान्स इंडिया

भारत में सर्वश्रेष्ठ प्रदर्शन करने वाली एसआईपी योजनाएं 2022

Updated on March 22, 2023 , 126543 views

श्रेष्ठसिप योजना? उन्हें कैसे चुनें? ये कुछ सामान्य प्रश्न हैं जो सोचते समय निवेशकों के मन में उठते हैंनिवेश मेंम्यूचुअल फंड्स एक एसआईपी या व्यवस्थित . के माध्यम सेनिवेश योजना.

एसआईपी निवेश म्यूचुअल फंड में निवेश करते समय सबसे अनुशासित निवेश विकल्पों में से एक है। इसके अलावा, एक एसआईपी म्युचुअल फंड में निवेश की न्यूनतम राशि INR 500 जितनी कम है। यह निवेश करता हैशीर्ष एसआईपी बहुत सुविधाजनक योजनाएँ।

Best SIP Plans

आम तौर पर, भारत में कुछ बेहतरीन एसआईपी योजनाएं लंबी अवधि के लिए निवेश करने पर अच्छा रिटर्न देती हैं। यह जानने के लिए कि एसआईपी या सिस्टमैटिक इन्वेस्टमेंट प्लान में निवेश करके कोई कितना कमा सकता है, चेक करेंघूंट कैलकुलेटर (एसआईपी रिटर्न कैलकुलेटर के रूप में भी जाना जाता है) नीचे अनुभाग।

व्यवस्थित निवेश योजना में निवेश क्यों करें?

एक व्यवस्थित निवेश योजना कई लाभों के साथ आती है। इसकी न्यूनतम निवेश राशिINR 500 न केवल अधिकांश आबादी का ध्यान आकर्षित किया है, बल्कि कई युवाओं ने भी म्यूचुअल फंड में अपनी निवेश यात्रा शुरू करने के लिए ध्यान आकर्षित किया है। एकइन्वेस्टर कौन करना चाहता हैSIP में निवेश करें अपने प्रमुख की योजना बना सकते हैंवित्तीय लक्ष्यों जैसे- बच्चे की शिक्षा, शादी का खर्च, घर/कार आदि की खरीद अनुशासित तरीके से करना। कोई भी अपने लक्ष्यों (अल्पकालिक, मध्य अवधि और लंबी अवधि) के अनुसार निवेश शुरू कर सकता है और एक निश्चित अवधि में धन में वृद्धि प्राप्त कर सकता है।

एसआईपी रुपये की औसत लागत और . जैसे प्रमुख लाभ प्रदान करते हैंकंपाउंडिंग की शक्ति. रुपये की औसत लागत एक व्यक्ति को संपत्ति की खरीद की लागत का औसत निकालने में मदद करती है। एक एसआईपी में, इकाइयों की खरीद लंबी अवधि में की जाती है और इन्हें मासिक अंतराल (आमतौर पर) में समान रूप से फैलाया जाता है। समय के साथ फैले निवेश के कारण स्टॉक में निवेश किया जाता हैमंडी अलग-अलग मूल्य बिंदुओं पर निवेशक को औसत लागत का लाभ मिलता है, इसलिए रुपये की लागत औसत।

चक्रवृद्धि ब्याज के मामले में, साधारण ब्याज के विपरीत, जहां आप केवल मूलधन पर ब्याज प्राप्त करते हैं, यहां ब्याज राशि मूलधन में जोड़ दी जाती है, और ब्याज की गणना नए मूलधन (पुराने मूलधन और लाभ) पर की जाती है। यह प्रक्रिया हर बार जारी रहती है। चूंकि एसआईपी में म्युचुअल फंड किश्तों में होते हैं, वे चक्रवृद्धि होते हैं, जो शुरू में निवेश की गई राशि में अधिक जोड़ता है।

व्यवस्थित निवेश योजना में निवेश कैसे करें?

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    शुरू हो जाओ

तो आप किसका इंतज़ार कर रहे हैं? अपने एसआईपी या व्यवस्थित निवेश योजना के साथ शुरुआत करें और बेहतर बचत करें, अभी!

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वित्त वर्ष 22 - 23 में निवेश करने के लिए सर्वश्रेष्ठ एसआईपी योजनाएं

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2022 (%)
ICICI Prudential Technology Fund Growth ₹129.27
↓ -0.05
₹8,993 100 -1.92.8-20.643.820.4-23.2
TATA Digital India Fund Growth ₹30.7166
↑ 0.02
₹6,766 150 -0.63.2-19.837.820.3-23.3
SBI Technology Opportunities Fund Growth ₹136.684
↑ 0.07
₹2,862 500 -1.17.7-11.637.619.7-15.5
Aditya Birla Sun Life Digital India Fund Growth ₹114.93
↑ 0.06
₹3,338 100 14.8-16.940.919.6-21.6
Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03
₹3,124 100 2.913.638.921.919.2
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18
₹1,354 100 -58.524.51717.3
PGIM India Midcap Opportunities Fund Growth ₹41.2
↓ -0.37
₹7,708 1,000 -3.5-8.2-1.445.717-1.7
Parag Parikh Long Term Equity Fund Growth ₹49.0343
↓ -0.13
₹29,953 1,000 4.12.6-0.136.316.9-7.2
IIFL Focused Equity Fund Growth ₹29.582
↓ -0.15
₹3,417 1,000 -0.60.4332.916.9-0.9
Nippon India Small Cap Fund Growth ₹89.8254
↓ -0.90
₹23,910 100 1.3-1.57.153.116.16.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Mar 23
*निधि के आधार पर सूचीसंपत्ति>= 200 करोड़ पर छाँटा गया5 साल का रिटर्न.

1. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.7% since its launch.  Ranked 37 in Sectoral category.  Return for 2022 was -23.2% , 2021 was 75.7% and 2020 was 70.6% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (24 Mar 23) ₹129.27 ↓ -0.05   (-0.04 %)
Net Assets (Cr) ₹8,993 on 28 Feb 23
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.07
Sharpe Ratio -0.77
Information Ratio 1.11
Alpha Ratio -3.44
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹11,557
29 Feb 20₹10,952
28 Feb 21₹19,601
28 Feb 22₹29,069
28 Feb 23₹25,846

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23

DurationReturns
1 Month -6.5%
3 Month -1.9%
6 Month 2.8%
1 Year -20.6%
3 Year 43.8%
5 Year 20.4%
10 Year
15 Year
Since launch 11.7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -23.2%
2021 75.7%
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
2013 62.6%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Vaibhav Dusad2 May 202.75 Yr.
Sharmila D’mello30 Jun 220.59 Yr.

Data below for ICICI Prudential Technology Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Technology77.99%
Communication Services14.49%
Industrials2.1%
Consumer Cyclical1.49%
Financial Services0.14%
Consumer Defensive0.12%
Energy0.09%
Asset Allocation
Asset ClassValue
Cash3.59%
Equity96.41%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
34%₹3,095 Cr20,180,348
↑ 8,398
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
18%₹1,645 Cr4,898,548
↑ 28,893
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
8%₹721 Cr9,365,724
↑ 410,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH
7%₹615 Cr5,481,362
↓ -1,761,190
Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 507685
5%₹446 Cr11,193,811
↑ 1,599,509
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
3%₹310 Cr3,058,650
↑ 375,000
LTIMindtree Ltd (Technology)
Equity, Since 31 Jul 16 | LTIM
2%₹169 Cr387,476
↑ 2,561
Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 31 Jan 22 | ZEEL
2%₹145 Cr6,396,703
↑ 726,032
Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 31 Jul 21 | CTSH
1%₹109 Cr203,668
↑ 86,000
Accenture PLC Class A (Technology)
Equity, Since 28 Feb 21 | ACN
1%₹98 Cr43,600

2. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 16.8% since its launch.  Return for 2022 was -23.3% , 2021 was 74.4% and 2020 was 54.8% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund
Growth
Launch Date 28 Dec 15
NAV (24 Mar 23) ₹30.7166 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹6,766 on 28 Feb 23
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 0
Sharpe Ratio -0.75
Information Ratio 0.31
Alpha Ratio -2.86
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹12,067
29 Feb 20₹11,854
28 Feb 21₹19,272
28 Feb 22₹28,648
28 Feb 23₹25,530

TATA Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23

DurationReturns
1 Month -6.1%
3 Month -0.6%
6 Month 3.2%
1 Year -19.8%
3 Year 37.8%
5 Year 20.3%
10 Year
15 Year
Since launch 16.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -23.3%
2021 74.4%
2020 54.8%
2019 7.5%
2018 24.9%
2017 19.6%
2016 -6%
2015
2014
2013
Fund Manager information for TATA Digital India Fund
NameSinceTenure
Meeta Shetty9 Mar 211.9 Yr.
Venkat Samala26 Nov 202.18 Yr.

Data below for TATA Digital India Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Technology76.28%
Communication Services10.82%
Industrials4.02%
Consumer Cyclical1.59%
Financial Services0.49%
Health Care0.1%
Consumer Defensive0.09%
Utility0.02%
Energy0.01%
Real Estate0%
Asset Allocation
Asset ClassValue
Cash6.58%
Equity93.42%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
26%₹1,715 Cr11,184,598
↑ 220,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS
19%₹1,311 Cr3,903,371
↑ 380,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH
9%₹604 Cr5,383,886
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 21 | BHARTIARTL
8%₹525 Cr6,819,200
LTIMindtree Ltd (Technology)
Equity, Since 28 Feb 21 | LTIM
7%₹448 Cr1,025,062
↑ 37,000
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 532755
3%₹223 Cr2,195,094
↓ -740,000
Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 507685
2%₹160 Cr4,013,632
↓ -1,000,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT
2%₹131 Cr279,212
↑ 25,000
Cyient Ltd (Industrials)
Equity, Since 28 Feb 21 | CYIENT
2%₹111 Cr1,259,737
↑ 15,440
Invesco NASDAQ 100 ETF
- | -
1%₹99 Cr101,740

3. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 19.1% since its launch.  Ranked 42 in Sectoral category.  Return for 2022 was -15.5% , 2021 was 66.4% and 2020 was 47.3% .

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund
Growth
Launch Date 9 Jan 13
NAV (24 Mar 23) ₹136.684 ↑ 0.07   (0.05 %)
Net Assets (Cr) ₹2,862 on 28 Feb 23
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.26
Sharpe Ratio -0.3
Information Ratio 0.88
Alpha Ratio 5.48
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹11,297
29 Feb 20₹11,605
28 Feb 21₹17,687
28 Feb 22₹25,513
28 Feb 23₹24,943

SBI Technology Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23

DurationReturns
1 Month -6.1%
3 Month -1.1%
6 Month 7.7%
1 Year -11.6%
3 Year 37.6%
5 Year 19.7%
10 Year
15 Year
Since launch 19.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -15.5%
2021 66.4%
2020 47.3%
2019 12.2%
2018 17.1%
2017 13%
2016 -3.3%
2015 2.4%
2014 29.2%
2013
Fund Manager information for SBI Technology Opportunities Fund
NameSinceTenure
Saurabh Pant1 Jan 221.08 Yr.
Mohit Jain1 Jan 221.08 Yr.

Data below for SBI Technology Opportunities Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Technology67.63%
Communication Services17.05%
Industrials2.17%
Consumer Cyclical1.68%
Health Care0.11%
Consumer Defensive0.1%
Utility0.02%
Financial Services0.01%
Energy0.01%
Real Estate0%
Asset Allocation
Asset ClassValue
Cash11.21%
Equity88.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
28%₹798 Cr5,200,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS
13%₹369 Cr1,100,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL
9%₹270 Cr3,500,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH
7%₹191 Cr1,700,000
Netflix Inc (Communication Services)
Equity, Since 31 Aug 21 | NFLX
5%₹136 Cr47,000
Wipro Ltd (Technology)
Equity, Since 30 Apr 21 | 507685
4%₹123 Cr3,080,000
NVIDIA Corp (Technology)
Equity, Since 30 Apr 21 | NVDA
4%₹102 Cr65,000
↓ -18,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 22 | PERSISTENT
3%₹94 Cr200,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 22 | 532755
3%₹84 Cr830,000
PVR Ltd (Communication Services)
Equity, Since 31 Jan 22 | PVR
3%₹78 Cr459,692
↑ 349,692

4. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.1% since its launch.  Ranked 33 in Sectoral category.  Return for 2022 was -21.6% , 2021 was 70.5% and 2020 was 59% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund
Growth
Launch Date 15 Jan 00
NAV (24 Mar 23) ₹114.93 ↑ 0.06   (0.05 %)
Net Assets (Cr) ₹3,338 on 28 Feb 23
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.19
Sharpe Ratio -0.58
Information Ratio 0.9
Alpha Ratio 0.2
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹11,133
29 Feb 20₹11,457
28 Feb 21₹19,056
28 Feb 22₹26,930
28 Feb 23₹24,858

Aditya Birla Sun Life Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23

DurationReturns
1 Month -5.6%
3 Month 1%
6 Month 4.8%
1 Year -16.9%
3 Year 40.9%
5 Year 19.6%
10 Year
15 Year
Since launch 11.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -21.6%
2021 70.5%
2020 59%
2019 9.6%
2018 15.6%
2017 22.4%
2016 -3.5%
2015 11.2%
2014 21.1%
2013 50.2%
Fund Manager information for Aditya Birla Sun Life Digital India Fund
NameSinceTenure
Kunal Sangoi15 Jan 149.05 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Technology80.4%
Communication Services8.29%
Industrials7.02%
Consumer Cyclical2.18%
Financial Services0.64%
Asset Allocation
Asset ClassValue
Cash1.47%
Equity98.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
26%₹853 Cr5,563,401
↑ 85,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS
11%₹351 Cr1,045,450
HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH
9%₹305 Cr2,721,227
↓ -50,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 532755
8%₹260 Cr2,563,833
LTIMindtree Ltd (Technology)
Equity, Since 31 Mar 21 | LTIM
6%₹214 Cr490,179
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL
5%₹163 Cr2,114,697
Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT
3%₹115 Cr1,306,398
Coforge Ltd (Technology)
Equity, Since 30 Jun 20 | COFORGE
3%₹107 Cr244,188
↓ -31,093
Birlasoft Ltd (Technology)
Equity, Since 30 Sep 20 | BSOFT
3%₹85 Cr2,820,432
↑ 200,000
Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 30 Jun 21 | ZEEL
2%₹64 Cr2,836,967

5. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch.  Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (31 Dec 21) ₹183.316 ↑ 2.03   (1.12 %)
Net Assets (Cr) ₹3,124 on 30 Nov 21
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 2.74
Information Ratio 0.22
Alpha Ratio 2.18
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹8,962
29 Feb 20₹9,993
28 Feb 21₹13,134

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23

DurationReturns
1 Month 2.9%
3 Month 2.9%
6 Month 13.6%
1 Year 38.9%
3 Year 21.9%
5 Year 19.2%
10 Year
15 Year
Since launch 24.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

6. Sundaram Select Focus Fund

To achieve capital appreciation by investing in equity and equity related instruments of select stocks

Sundaram Select Focus Fund is a Equity - Focused fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch.  Ranked 55 in Focused category. .

Below is the key information for Sundaram Select Focus Fund

Sundaram Select Focus Fund
Growth
Launch Date 30 Jul 02
NAV (24 Dec 21) ₹264.968 ↓ -1.18   (-0.45 %)
Net Assets (Cr) ₹1,354 on 30 Nov 21
Category Equity - Focused
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.52
Sharpe Ratio 1.85
Information Ratio -0.52
Alpha Ratio -5.62
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹10,141
29 Feb 20₹11,405
28 Feb 21₹13,985

Sundaram Select Focus Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Sundaram Select Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23

DurationReturns
1 Month -2.6%
3 Month -5%
6 Month 8.5%
1 Year 24.5%
3 Year 17%
5 Year 17.3%
10 Year
15 Year
Since launch 18.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
Fund Manager information for Sundaram Select Focus Fund
NameSinceTenure

Data below for Sundaram Select Focus Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

7. PGIM India Midcap Opportunities Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized.

PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 16.4% since its launch.  Ranked 40 in Mid Cap category.  Return for 2022 was -1.7% , 2021 was 63.8% and 2020 was 48.4% .

Below is the key information for PGIM India Midcap Opportunities Fund

PGIM India Midcap Opportunities Fund
Growth
Launch Date 2 Dec 13
NAV (24 Mar 23) ₹41.2 ↓ -0.37   (-0.89 %)
Net Assets (Cr) ₹7,708 on 28 Feb 23
Category Equity - Mid Cap
AMC Pramerica Asset Managers Private Limited
Rating
Risk High
Expense Ratio 0
Sharpe Ratio -0.04
Information Ratio 0.97
Alpha Ratio -4.13
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹8,450
29 Feb 20₹9,659
28 Feb 21₹15,456
28 Feb 22₹20,461
28 Feb 23₹21,209

PGIM India Midcap Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for PGIM India Midcap Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23

DurationReturns
1 Month -2.8%
3 Month -3.5%
6 Month -8.2%
1 Year -1.4%
3 Year 45.7%
5 Year 17%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -1.7%
2021 63.8%
2020 48.4%
2019 3.6%
2018 -16.1%
2017 37%
2016 -1.3%
2015 7.9%
2014 42.8%
2013
Fund Manager information for PGIM India Midcap Opportunities Fund
NameSinceTenure
Aniruddha Naha1 Jun 211.67 Yr.
Puneet Pal16 Jul 220.55 Yr.
Vivek Sharma1 Jun 211.67 Yr.

Data below for PGIM India Midcap Opportunities Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Industrials23.34%
Financial Services19.1%
Consumer Cyclical14.32%
Basic Materials10.18%
Health Care9.2%
Consumer Defensive4.96%
Real Estate3.96%
Technology3.64%
Utility1.81%
Communication Services1.39%
Asset Allocation
Asset ClassValue
Cash8.1%
Equity91.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK
4%₹332 Cr24,706,857
↑ 4,800,000
Cummins India Ltd (Industrials)
Equity, Since 31 Dec 20 | 500480
4%₹326 Cr2,272,298
Timken India Ltd (Industrials)
Equity, Since 30 Sep 21 | 522113
4%₹292 Cr935,000
↑ 75,000
Ashok Leyland Ltd (Industrials)
Equity, Since 30 Apr 20 | 500477
4%₹289 Cr19,332,000
↑ 9,632,000
Kajaria Ceramics Ltd (Industrials)
Equity, Since 31 Oct 21 | 500233
4%₹272 Cr2,576,766
↑ 250,000
Bata India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | BATAINDIA
3%₹257 Cr1,679,700
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 500271
3%₹242 Cr2,895,000
↑ 1,895,000
SKF India Ltd (Industrials)
Equity, Since 28 Feb 21 | SKFINDIA
3%₹236 Cr536,509
Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | JUBLFOOD
3%₹224 Cr4,598,000
↑ 200,000
Persistent Systems Ltd (Technology)
Equity, Since 30 Nov 21 | PERSISTENT
3%₹213 Cr454,840
↓ -75,000

8. Parag Parikh Long Term Equity Fund

(Erstwhile Parag Parikh Long Term Value Fund)

The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities.

Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.6% since its launch.  Ranked 34 in Multi Cap category.  Return for 2022 was -7.2% , 2021 was 45.5% and 2020 was 32.3% .

Below is the key information for Parag Parikh Long Term Equity Fund

Parag Parikh Long Term Equity Fund
Growth
Launch Date 24 May 13
NAV (24 Mar 23) ₹49.0343 ↓ -0.13   (-0.26 %)
Net Assets (Cr) ₹29,953 on 28 Feb 23
Category Equity - Multi Cap
AMC PPFAS Asset Management Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 1.84
Sharpe Ratio -0.18
Information Ratio 0.52
Alpha Ratio -1.2
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹10,254
29 Feb 20₹11,099
28 Feb 21₹15,668
28 Feb 22₹20,132
28 Feb 23₹20,595

Parag Parikh Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Parag Parikh Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23

DurationReturns
1 Month 0.8%
3 Month 4.1%
6 Month 2.6%
1 Year -0.1%
3 Year 36.3%
5 Year 16.9%
10 Year
15 Year
Since launch 17.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -7.2%
2021 45.5%
2020 32.3%
2019 14.4%
2018 -0.4%
2017 29.4%
2016 3.3%
2015 8.9%
2014 44.8%
2013
Fund Manager information for Parag Parikh Long Term Equity Fund
NameSinceTenure
Raj Mehta27 Jan 167.02 Yr.
Rajeev Thakkar24 May 139.7 Yr.
Raunak Onkar24 May 139.7 Yr.
Rukun Tarachandani16 May 220.72 Yr.

Data below for Parag Parikh Long Term Equity Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Financial Services35.5%
Technology11.07%
Consumer Cyclical9.72%
Consumer Defensive7.39%
Communication Services7.3%
Energy6%
Health Care4.9%
Utility4.71%
Basic Materials1.54%
Asset Allocation
Asset ClassValue
Cash11.73%
Equity88.13%
Debt0.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFC
8%₹2,351 Cr8,962,504
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC
7%₹2,139 Cr60,698,959
Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | BAJAJHLDNG
7%₹2,123 Cr3,608,668
↑ 33,118
HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 21 | HCLTECH
6%₹1,666 Cr14,849,083
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 14 | ICICIBANK
6%₹1,623 Cr19,505,898
↑ 725,284
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 13 | 532215
5%₹1,566 Cr17,964,011
Coal India Ltd (Energy)
Equity, Since 31 May 22 | COALINDIA
5%₹1,451 Cr64,548,260
↑ 1,200,000
Alphabet Inc Class A (Communication Services)
Equity, Since 31 May 21 | GOOGL
5%₹1,431 Cr1,802,237
Microsoft Corp (Technology)
Equity, Since 30 Apr 20 | MSFT
5%₹1,422 Cr714,866
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 21 | 532898
5%₹1,382 Cr63,775,637

9. IIFL Focused Equity Fund

(Erstwhile IIFL India Growth Fund)

The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

IIFL Focused Equity Fund is a Equity - Focused fund was launched on 30 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch.  Return for 2022 was -0.9% , 2021 was 36.4% and 2020 was 23.8% .

Below is the key information for IIFL Focused Equity Fund

IIFL Focused Equity Fund
Growth
Launch Date 30 Oct 14
NAV (24 Mar 23) ₹29.582 ↓ -0.15   (-0.51 %)
Net Assets (Cr) ₹3,417 on 28 Feb 23
Category Equity - Focused
AMC IIFL Asset Management Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 0
Sharpe Ratio -0.05
Information Ratio -0.09
Alpha Ratio 0.28
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-2 Months (2%),2 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹9,993
29 Feb 20₹12,763
28 Feb 21₹16,491
28 Feb 22₹19,985
28 Feb 23₹20,703

IIFL Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for IIFL Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23

DurationReturns
1 Month -1.7%
3 Month -0.6%
6 Month 0.4%
1 Year 3%
3 Year 32.9%
5 Year 16.9%
10 Year
15 Year
Since launch 13.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -0.9%
2021 36.4%
2020 23.8%
2019 27.3%
2018 -6.8%
2017 30%
2016 9.9%
2015 1.8%
2014
2013
Fund Manager information for IIFL Focused Equity Fund
NameSinceTenure
Mayur Patel11 Nov 193.23 Yr.

Data below for IIFL Focused Equity Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Financial Services31.47%
Industrials14.33%
Consumer Cyclical13.42%
Basic Materials8.8%
Technology8.41%
Health Care6.17%
Communication Services4.65%
Consumer Defensive2.91%
Utility2.8%
Energy1.98%
Asset Allocation
Asset ClassValue
Cash5.05%
Equity94.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 17 | HDFCBANK
9%₹299 Cr1,866,907
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK
8%₹273 Cr3,287,614
Infosys Ltd (Technology)
Equity, Since 28 Feb 18 | INFY
6%₹213 Cr1,390,858
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 21 | LT
5%₹167 Cr784,154
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | 532215
5%₹161 Cr1,845,709
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jul 19 | BHARTIARTL
5%₹156 Cr2,020,031
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
4%₹128 Cr2,313,007
↓ -290,519
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 21 | TATAMOTORS
3%₹119 Cr2,643,181
Cummins India Ltd (Industrials)
Equity, Since 31 Jul 22 | 500480
3%₹109 Cr758,163
APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 30 Nov 22 | APLAPOLLO
3%₹103 Cr896,883

10. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.2% since its launch.  Ranked 6 in Small Cap category.  Return for 2022 was 6.5% , 2021 was 74.3% and 2020 was 29.2% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund
Growth
Launch Date 16 Sep 10
NAV (24 Mar 23) ₹89.8254 ↓ -0.90   (-1.00 %)
Net Assets (Cr) ₹23,910 on 28 Feb 23
Category Equity - Small Cap
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.86
Sharpe Ratio 0.52
Information Ratio 1.58
Alpha Ratio 10.05
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 18₹10,000
28 Feb 19₹8,055
29 Feb 20₹8,463
28 Feb 21₹12,369
28 Feb 22₹17,427
28 Feb 23₹19,697

Nippon India Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Mar 23

DurationReturns
1 Month -1.6%
3 Month 1.3%
6 Month -1.5%
1 Year 7.1%
3 Year 53.1%
5 Year 16.1%
10 Year
15 Year
Since launch 19.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 6.5%
2021 74.3%
2020 29.2%
2019 -2.5%
2018 -16.7%
2017 63%
2016 5.6%
2015 15.1%
2014 97.6%
2013 11.9%
Fund Manager information for Nippon India Small Cap Fund
NameSinceTenure
Samir Rachh2 Jan 176.08 Yr.
Kinjal Desai25 May 184.69 Yr.
Tejas Sheth1 Feb 230 Yr.
Akshay Sharma1 Dec 220.17 Yr.

Data below for Nippon India Small Cap Fund as on 28 Feb 23

Equity Sector Allocation
SectorValue
Industrials25.1%
Consumer Cyclical16.53%
Basic Materials15.54%
Financial Services15.32%
Consumer Defensive8.11%
Technology6.64%
Health Care5.35%
Communication Services1.46%
Energy0.58%
Real Estate0.48%
Utility0.37%
Asset Allocation
Asset ClassValue
Cash3.3%
Equity96.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 18 | TIINDIA
4%₹853 Cr3,267,559
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK
2%₹433 Cr2,700,000
Bank of Baroda (Financial Services)
Equity, Since 31 Mar 21 | 532134
2%₹420 Cr25,045,248
KPIT Technologies Ltd (Technology)
Equity, Since 30 Jun 19 | KPITTECH
2%₹363 Cr4,756,932
↓ -687,985
Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | BALRAMCHIN
1%₹351 Cr9,291,212
NIIT Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | NIITLTD
1%₹347 Cr10,638,553
↑ 240,569
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 21 | LT
1%₹336 Cr1,583,030
Timken India Ltd (Industrials)
Equity, Since 28 Feb 18 | 522113
1%₹334 Cr1,067,270
Bajaj Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Mar 16 | BAJAJELEC
1%₹329 Cr3,062,071
Tejas Networks Ltd (Technology)
Equity, Since 30 Jun 17 | TEJASNET
1%₹327 Cr5,763,697

सर्वश्रेष्ठ एसआईपी निवेश कैसे चुनें?

Things-to-consider-for-best-SIP

ऐसे कई म्युचुअल फंड हैं जो आपको SIP के माध्यम से निवेश करने की अनुमति देते हैं। लेकिन मुख्य समस्या का चयन कर रहा हैसर्वश्रेष्ठ म्युचुअल फंड एसआईपी के लिए। हालांकि सर्वश्रेष्ठ म्युचुअल फंड एक व्यक्ति से दूसरे व्यक्ति में भिन्न हो सकते हैं, नीचे कुछ बिंदुओं की सूची दी गई है, जिन्हें निवेशक सर्वश्रेष्ठ एसआईपी म्यूचुअल फंड चुनने से पहले विचार कर सकते हैं।

एसआईपी निवेश के उद्देश्य को समझें

जब निवेश की बात आती है, तो हम में से प्रत्येक का एक अलग उद्देश्य होता है। इसलिए एसआईपी के माध्यम से म्यूचुअल फंड में निवेश करने से पहले, अपने निवेश लक्ष्यों की स्पष्ट तस्वीर प्राप्त करने की सलाह दी जाती है औरजोखिम प्रोफाइल. आम तौर पर,इक्विटी म्यूचुअल फंड लंबी अवधि के उद्देश्यों के लिए फायदेमंद माना जाता है जबकिमुद्रा बाजार तथाडेट फंड अल्पकालिक उद्देश्यों के लिए उपयुक्त हैं।

जानिए फंड हाउस

एसआईपी रिटर्न का एक बड़ा हिस्सा आपकी ओर से आपके पैसे का प्रबंधन करने वाले फंड हाउस पर निर्भर करता है। यदि फंड हाउस अपने उद्देश्य में विफल रहता है, तो आप अपना पैसा खो देंगे। यह सुनिश्चित करने के लिए कि आपके पास सबसे अच्छा एसआईपी प्लान है, एक प्रतिष्ठित फंड हाउस चुनें।

एसआईपी म्यूचुअल फंड के फंड प्रदर्शन की निगरानी करें

मूल कारणों में से एक जिसके कारण लोगम्युचुअल फंड में निवेश एसआईपी के जरिए पैसा कमाना है। इसलिए, सबसे अच्छा फंड चुनने और फिर सर्वश्रेष्ठ एसआईपी योजनाओं में निवेश करने के लिए समय के साथ फंड के प्रदर्शन का विश्लेषण करना महत्वपूर्ण है। आमतौर पर, इक्विटी म्युचुअल फंड के लिए लंबी अवधि के प्रदर्शन को देखा जाता है, जबकि ऋण के लिए म्युचुअल फंड कम से मध्य अवधि के रिटर्न पर विचार किया जाता है।

एसआईपी के भार और आवर्ती व्यय का विश्लेषण करें

अंतिम लेकिन कम से कम, एक्जिट लोड और व्यय अनुपात यदि एक निर्दिष्ट अवधि (आमतौर पर लॉक-इन अवधि कहा जाता है) से पहले भुनाया गया निवेश।

इसलिए, इन मापदंडों को ध्यान में रखते हुए सर्वश्रेष्ठ एसआईपी योजनाओं को चुनने की सलाह दी जाती है। निवेश करने से पहले सोचें!

एसआईपी कैलकुलेटर (एसआईपी रिटर्न कैलकुलेटर)

के लियेवित्तीय योजना, SIP कैलकुलेटर या SIP रिटर्न कैलकुलेटर सबसे अच्छे टूल में से एक है।

यह देखने के लिए कि कंपाउंडिंग की शक्ति से आपका एसआईपी कैसे बढ़ता है, नीचे दिए गए उदाहरण पर विचार करें।

मासिक निवेश निवेश की समयावधि निवेश की गई कुल राशि अंतिम मूल्य @ 14% प्रति वर्ष
1,000 5 साल 60,000 87,200
1,000 10 वर्ष 1,20,000 2,62,091
1,000 पन्द्रह साल 1,80,000 6,12,853

उपरोक्त तालिका में उल्लेख किया गया है कि यदि आप एक एसआईपी म्यूचुअल फंड में प्रति माह INR 1,000 का निवेश करते हैं, तो 5 वर्षों में आपका कुल निवेश INR 60,000 होगा और आपका SIP 14% प्रति वर्ष के अनुमानित रिटर्न प्रतिशत पर वापस आएगा। होने वालाINR 87,2001, क्रमश। इसी प्रकार, 10 वर्षों में कुल निवेश होगाINR 1,20,000 और 14% प्रति वर्ष के अनुमानित प्रतिशत पर एसआईपी रिटर्न। होने वालाINR 2,62,091.

इसी तरह 15 साल में होगा निवेशINR 1,80,000 और 14% प्रति वर्ष के रिटर्न प्रतिशत पर अंतिम मूल्य होगाINR 6,12,853, क्रमश।

तो, एक महीने में केवल 1,000 रुपये का निवेश करके, देखें कि आने वाले वर्षों में आपका पैसा कैसे बढ़ेगा। निवेश करने के लिए सबसे अच्छा एसआईपी म्यूचुअल फंड चुनते समय उपरोक्त गणनाओं पर विचार करें।

पूछे जाने वाले प्रश्न

1. एसआईपी क्या है?

ए: एसआईपी या सिस्टेमैटिक इन्वेस्टमेंट प्लान एक म्यूचुअल फंड स्कीम के तहत पेश किया जाने वाला एक निवेश मार्ग है, जहां नियमित अंतराल पर इस योजना के तहत एक निश्चित राशि का निवेश किया जाता है। यह किस्त 500 रुपये जितनी छोटी हो सकती है।

2. एसआईपी के क्या लाभ हैं?

ए: SIP का प्राथमिक लाभ यह है कि यह निवेश को अधिक अनुशासित बनाता है। यह निवेशक को बनाने की अनुमति देता हैवित्तीय योजना उपयोगी है और निवेशक को निवेशक में निवेश करने की आदत विकसित करने में मदद करता है।

3. SIP में कौन निवेश कर सकता है?

ए: SIP में कोई भी निवेश कर सकता है। लेकिन, आपको अपना जोखिम विश्लेषण करना चाहिए, इसका मतलब यह है कि आप कितना जोखिम उठाना चाहते हैं। इसके अलावा, शुरू करने के लिए, आपको पैन विवरण, पता प्रमाण और . की आवश्यकता होगीबैंक विवरण।

4. SIP में ऑफलाइन मोड में निवेश करने के लिए क्या कदम उठाए गए हैं?

ए: ऑफलाइन मोड में निवेश करने के लिए, आपको आवेदन पत्र भरना होगा, मासिक या त्रैमासिक एसआईपी राशि के लिए एक चेक जमा करना होगा, इसकी एक प्रति प्रदान करनी होगी।पैन कार्ड, पते का प्रमाण, और आपके बैंक विवरण के प्रमाण के रूप में रद्द किया गया चेक।

5. मुझे आईसीआईसीआई प्रूडेंशियल टेक्नोलॉजी फंड में निवेश क्यों करना चाहिए?

ए: आईसीआईसीआई प्रूडेंशियल टेक्नोलॉजी फंड ने 3 मार्च 2000 को लॉन्च होने के बाद से 11.9% का रिटर्न दिखाया है। अन्य फंडों के विपरीत, वर्ष 2020 में, इसने 70.6% का रिटर्न स्थापित किया है। इसलिए, आईसीआईसीआई प्रूडेंशियल टेक्नोलॉजी फंड में निवेश करना सार्थक साबित हुआ है और पांच साल के लिए एसआईपी में निवेश किया है।

6. मुझे एसबीआई ब्लूचिप फंड रेगुलर ग्रोथ में निवेश क्यों करना चाहिए?

ए: एसबीआई ब्लूचिप फंड रेगुलर ग्रोथ ने पांच साल की विकास दर दिखाई है5.29%है, जो अपेक्षाकृत अधिक है।

7. एसआईपी में निवेश करते समय आपको क्या विचार करना चाहिए?

ए: जब आप एसआईपी में निवेश करते हैं, तो आपको नेट एसेट वैल्यू पर विचार करना चाहिए यानहीं हैं. यह वह निवेश है जो आप योजना के लिए करते हैं। आपको इसकी रेटिंग और इसके ऐतिहासिक प्रदर्शन की भी जांच करनी चाहिए। यह सुनिश्चित करने के लिए कि आपका निवेश सुरक्षित है, एसआईपी से मिलने वाले रिटर्न को समझना आवश्यक है।

8. क्या केवाईसी एसआईपी के लिए महत्वपूर्ण है?

ए: हां, केवाईसी एसआईपी के लिए भी जरूरी है। चूंकि एसआईपी म्यूचुअल फंड की योजना के अंतर्गत आता है, इसलिए आपको एसआईपी में निवेश करने के लिए केवाईसी दस्तावेज उपलब्ध कराने होंगे।

9. क्या एसआईपी में निवेश की न्यूनतम आवश्यकता होती है?

ए: हां, कुछ एसआईपी में न्यूनतम निवेश की आवश्यकता होती है। उदाहरण के लिए, आदित्य बिड़ला सन लाइफ डिजिटल इंडिया फंड में न्यूनतम एसआईपी निवेश की आवश्यकता 1000 रुपये है। एसबीआई ब्लूचिप फंड रेगुलर ग्रोथ के लिए न्यूनतम आवश्यकता 5000 रुपये है। इस प्रकार, आप जिस एसआईपी में निवेश कर रहे हैं, उसके आधार पर आपको अपनी निवेश राशि बढ़ानी होगी।

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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Manoj Kumar, posted on 21 Jan 20 5:26 PM

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